Home > Farmers & Merchants Bank - Eastern Shore > Assets and Liabilities
Farmers & Merchants Bank - Eastern Shore, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 73 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $265,914,000 | 2,135 |
| Cash and due from depository institutions | $4,557,000 | 2,353 |
| Interest-bearing balances | $3,000 | 6,815 |
| Securities | $41,791,000 | 2,836 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $206,913,000 | 1,804 |
| Loan loss allowance | $3,666,000 | 1,262 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,580,000 | 3,578 |
| Other real estate owned | $0 | 2,353 |
| Goodwill and other intangibles | $4,871,000 | 743 |
| All other assets | $5,202,000 | 2,552 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $265,914,000 | 2,135 |
| Total liabilities | $239,509,000 | 2,133 |
| Total deposits | $195,105,000 | 2,370 |
| Interest-bearing deposits | $143,632,000 | 2,702 |
| Deposits held in domestic offices | $195,105,000 | 2,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,484,000 | 636 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $17,400,000 | 133 |
| All other liabilities | $520,000 | 4,454 |
| Total equity capital | $26,405,000 | 2,097 |
| Total bank equity capital | $26,405,000 | 2,097 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,600,000 | 1,107 |
| Surplus | $10,000,000 | 1,973 |
| Undivided profits | $12,805,000 | 2,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 823 |
| Income earned, not collected on loans | $1,119,000 | 2,632 |
| Earning assets | $248,707,000 | 2,096 |
| Long-term assets (5+ years) | $33,030,000 | 2,642 |
| Average Assets, year-to-date | $257,317,000 | 2,163 |
| Average Assets, quarterly | $259,845,000 | 2,163 |
| Volatile liabilities | $41,449,000 | 2,375 |
| Insider loans | $3,450,000 | 1,679 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $33,671,000 | 2,105 |
| Tier 1 (core) risk-based capital | $21,570,000 | 2,460 |
| Tier 2 risk-based capital | $13,040,000 | 413 |
| Total risk weighted assets | $179,026,000 | 2,146 |
| Total unused commitments | $33,671,000 | 2,110 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 73 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $253,776,000 | 2,210 |
| Cash and due from depository institutions | $3,685,000 | 2,346 |
| Interest-bearing balances | $3,000 | 6,831 |
| Securities | $46,230,000 | 2,624 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $191,526,000 | 1,899 |
| Loan loss allowance | $3,693,000 | 1,249 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,633,000 | 3,491 |
| Other real estate owned | $0 | 2,346 |
| Goodwill and other intangibles | $4,993,000 | 719 |
| All other assets | $4,709,000 | 2,607 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $253,776,000 | 2,210 |
| Total liabilities | $226,800,000 | 2,221 |
| Total deposits | $197,419,000 | 2,310 |
| Interest-bearing deposits | $145,496,000 | 2,656 |
| Deposits held in domestic offices | $197,419,000 | 2,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,964,000 | 1,021 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $17,400,000 | 133 |
| All other liabilities | $1,017,000 | 3,176 |
| Total equity capital | $26,976,000 | 2,090 |
| Total bank equity capital | $26,976,000 | 2,090 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,600,000 | 1,096 |
| Surplus | $10,000,000 | 1,936 |
| Undivided profits | $13,376,000 | 2,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 859 |
| Income earned, not collected on loans | $1,085,000 | 2,662 |
| Earning assets | $237,759,000 | 2,183 |
| Long-term assets (5+ years) | $40,492,000 | 2,219 |
| Average Assets, year-to-date | $253,018,500 | 2,198 |
| Average Assets, quarterly | $253,018,500 | 2,198 |
| Volatile liabilities | $25,139,000 | 3,330 |
| Insider loans | $5,759,000 | 963 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $36,797,000 | 1,918 |
| Tier 1 (core) risk-based capital | $21,463,000 | 2,434 |
| Tier 2 risk-based capital | $12,833,000 | 411 |
| Total risk weighted assets | $166,496,000 | 2,250 |
| Total unused commitments | $36,797,000 | 1,922 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $252,261,000 | 2,223 |
| Cash and due from depository institutions | $5,135,000 | 2,365 |
| Interest-bearing balances | $10,000 | 6,621 |
| Securities | $51,224,000 | 2,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $183,775,000 | 1,948 |
| Loan loss allowance | $3,731,000 | 1,235 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,463,000 | 3,663 |
| Other real estate owned | $62,000 | 2,365 |
| Goodwill and other intangibles | $5,114,000 | 700 |
| All other assets | $4,488,000 | 2,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,261,000 | 2,223 |
| Total liabilities | $225,679,000 | 2,239 |
| Total deposits | $200,946,000 | 2,250 |
| Interest-bearing deposits | $150,019,000 | 2,547 |
| Deposits held in domestic offices | $200,946,000 | 2,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,505,000 | 1,406 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $17,400,000 | 137 |
| All other liabilities | $828,000 | 3,497 |
| Total equity capital | $26,582,000 | 2,080 |
| Total bank equity capital | $26,582,000 | 2,080 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,600,000 | 1,101 |
| Surplus | $10,000,000 | 1,912 |
| Undivided profits | $12,982,000 | 2,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,867,000 | 1,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 797 |
| Income earned, not collected on loans | $1,209,000 | 2,499 |
| Earning assets | $235,009,000 | 2,193 |
| Long-term assets (5+ years) | $40,906,000 | 2,232 |
| Average Assets, year-to-date | $250,455,000 | 2,150 |
| Average Assets, quarterly | $252,344,500 | 2,199 |
| Volatile liabilities | $20,728,000 | 3,816 |
| Insider loans | $5,247,000 | 1,053 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $36,115,000 | 1,889 |
| Tier 1 (core) risk-based capital | $21,033,000 | 2,452 |
| Tier 2 risk-based capital | $12,556,000 | 415 |
| Total risk weighted assets | $161,394,000 | 2,299 |
| Total unused commitments | $36,115,000 | 1,892 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 72 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $252,428,000 | 2,216 |
| Cash and due from depository institutions | $7,428,000 | 2,407 |
| Interest-bearing balances | $2,000 | 6,934 |
| Securities | $49,795,000 | 2,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $183,163,000 | 1,939 |
| Loan loss allowance | $3,734,000 | 1,244 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,513,000 | 3,586 |
| Other real estate owned | $62,000 | 2,407 |
| Goodwill and other intangibles | $5,236,000 | 693 |
| All other assets | $4,231,000 | 2,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,428,000 | 2,216 |
| Total liabilities | $225,993,000 | 2,230 |
| Total deposits | $200,902,000 | 2,263 |
| Interest-bearing deposits | $148,393,000 | 2,584 |
| Deposits held in domestic offices | $200,902,000 | 2,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,970,000 | 1,322 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $17,400,000 | 139 |
| All other liabilities | $721,000 | 4,005 |
| Total equity capital | $26,435,000 | 2,087 |
| Total bank equity capital | $26,435,000 | 2,087 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,600,000 | 1,091 |
| Surplus | $10,000,000 | 1,887 |
| Undivided profits | $12,835,000 | 2,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,889,000 | 1,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 856 |
| Income earned, not collected on loans | $1,162,000 | 2,714 |
| Earning assets | $232,960,000 | 2,206 |
| Long-term assets (5+ years) | $38,140,000 | 2,344 |
| Average Assets, year-to-date | $250,003,500 | 2,175 |
| Average Assets, quarterly | $252,952,500 | 2,198 |
| Volatile liabilities | $22,443,000 | 3,596 |
| Insider loans | $5,440,000 | 982 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $35,465,000 | 1,936 |
| Tier 1 (core) risk-based capital | $20,526,000 | 2,510 |
| Tier 2 risk-based capital | $14,931,000 | 374 |
| Total risk weighted assets | $162,348,000 | 2,268 |
| Total unused commitments | $35,465,000 | 1,939 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 75 | 2,311 |
| Assets and Liabilities | ||
| Total Assets: | $253,477,000 | 2,178 |
| Cash and due from depository institutions | $5,899,000 | 2,311 |
| Interest-bearing balances | $2,000 | 6,945 |
| Securities | $52,693,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $182,547,000 | 1,912 |
| Loan loss allowance | $3,729,000 | 1,233 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,575,000 | 3,489 |
| Other real estate owned | $62,000 | 2,311 |
| Goodwill and other intangibles | $5,358,000 | 655 |
| All other assets | $4,343,000 | 2,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,477,000 | 2,178 |
| Total liabilities | $209,653,000 | 2,391 |
| Total deposits | $196,845,000 | 2,285 |
| Interest-bearing deposits | $148,501,000 | 2,571 |
| Deposits held in domestic offices | $196,845,000 | 2,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,118,000 | 944 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $690,000 | 4,241 |
| Total equity capital | $43,824,000 | 1,240 |
| Total bank equity capital | $43,824,000 | 1,240 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,600,000 | 1,079 |
| Surplus | $10,000,000 | 1,844 |
| Undivided profits | $30,224,000 | 1,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 5,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 1,105 |
| Income earned, not collected on loans | $1,356,000 | 2,207 |
| Earning assets | $235,242,000 | 2,155 |
| Long-term assets (5+ years) | $40,752,000 | 2,089 |
| Average Assets, year-to-date | $249,195,330 | 2,170 |
| Average Assets, quarterly | $249,786,500 | 2,186 |
| Volatile liabilities | $27,719,000 | 3,006 |
| Insider loans | $5,620,000 | 920 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $28,763,000 | 2,179 |
| Tier 1 (core) risk-based capital | $37,518,000 | 1,335 |
| Tier 2 risk-based capital | $2,055,000 | 1,997 |
| Total risk weighted assets | $162,765,000 | 2,232 |
| Total unused commitments | $28,763,000 | 2,189 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 72 | 2,394 |
| Assets and Liabilities | ||
| Total Assets: | $246,096,000 | 2,208 |
| Cash and due from depository institutions | $4,758,000 | 2,394 |
| Interest-bearing balances | $2,000 | 6,907 |
| Securities | $53,675,000 | 2,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $175,285,000 | 1,954 |
| Loan loss allowance | $3,693,000 | 1,221 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,639,000 | 3,398 |
| Other real estate owned | $62,000 | 2,394 |
| Goodwill and other intangibles | $5,479,000 | 648 |
| All other assets | $4,198,000 | 2,721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,096,000 | 2,208 |
| Total liabilities | $202,478,000 | 2,427 |
| Total deposits | $193,846,000 | 2,299 |
| Interest-bearing deposits | $149,908,000 | 2,556 |
| Deposits held in domestic offices | $193,846,000 | 2,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,493,000 | 1,158 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,139,000 | 3,047 |
| Total equity capital | $43,618,000 | 1,224 |
| Total bank equity capital | $43,618,000 | 1,224 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,600,000 | 1,076 |
| Surplus | $10,000,000 | 1,818 |
| Undivided profits | $30,018,000 | 1,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 3,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 747 |
| Income earned, not collected on loans | $1,296,000 | 2,357 |
| Earning assets | $228,962,000 | 2,182 |
| Long-term assets (5+ years) | $41,169,000 | 2,019 |
| Average Assets, year-to-date | $247,054,500 | 2,176 |
| Average Assets, quarterly | $247,054,500 | 2,176 |
| Volatile liabilities | $23,741,000 | 3,337 |
| Insider loans | $5,713,000 | 911 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,765,000 | 1,993 |
| Tier 1 (core) risk-based capital | $37,109,000 | 1,336 |
| Tier 2 risk-based capital | $1,968,000 | 2,036 |
| Total risk weighted assets | $155,712,000 | 2,281 |
| Total unused commitments | $30,765,000 | 2,001 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 73 | 2,349 |
| Assets and Liabilities | ||
| Total Assets: | $248,013,000 | 2,162 |
| Cash and due from depository institutions | $4,313,000 | 2,349 |
| Interest-bearing balances | $2,000 | 6,909 |
| Securities | $58,457,000 | 2,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $172,737,000 | 1,971 |
| Loan loss allowance | $3,998,000 | 1,099 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,699,000 | 3,301 |
| Other real estate owned | $0 | 2,349 |
| Goodwill and other intangibles | $5,601,000 | 614 |
| All other assets | $4,206,000 | 2,668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,013,000 | 2,162 |
| Total liabilities | $204,495,000 | 2,365 |
| Total deposits | $197,941,000 | 2,192 |
| Interest-bearing deposits | $153,623,000 | 2,418 |
| Deposits held in domestic offices | $197,941,000 | 2,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,864,000 | 1,349 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $690,000 | 4,303 |
| Total equity capital | $43,518,000 | 1,208 |
| Total bank equity capital | $43,518,000 | 1,208 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,600,000 | 1,067 |
| Surplus | $10,000,000 | 1,778 |
| Undivided profits | $29,918,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,627,000 | 1,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 667 |
| Income earned, not collected on loans | $1,476,000 | 2,136 |
| Earning assets | $231,196,000 | 2,123 |
| Long-term assets (5+ years) | $33,995,000 | 2,306 |
| Average Assets, year-to-date | $241,388,400 | 2,113 |
| Average Assets, quarterly | $247,771,500 | 2,130 |
| Volatile liabilities | $22,603,000 | 3,448 |
| Insider loans | $5,386,000 | 943 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $22,378,000 | 2,437 |
| Tier 1 (core) risk-based capital | $36,761,000 | 1,313 |
| Tier 2 risk-based capital | $1,901,000 | 2,068 |
| Total risk weighted assets | $149,979,000 | 2,337 |
| Total unused commitments | $22,378,000 | 2,441 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 71 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $235,725,000 | 2,161 |
| Cash and due from depository institutions | $8,933,000 | 2,391 |
| Interest-bearing balances | $3,109,000 | 1,750 |
| Securities | $53,272,000 | 2,087 |
| Federal funds sold & reverse repurchase agreements | $10,567,000 | 1,385 |
| Net loans & leases | $153,296,000 | 2,126 |
| Loan loss allowance | $3,901,000 | 1,074 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,610,000 | 3,334 |
| Other real estate owned | $29,000 | 2,391 |
| Goodwill and other intangibles | $2,715,000 | 889 |
| All other assets | $4,303,000 | 2,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,725,000 | 2,161 |
| Total liabilities | $196,950,000 | 2,340 |
| Total deposits | $190,224,000 | 2,172 |
| Interest-bearing deposits | $151,058,000 | 2,334 |
| Deposits held in domestic offices | $190,224,000 | 2,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,957,000 | 1,373 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $769,000 | 4,172 |
| Total equity capital | $38,775,000 | 1,275 |
| Total bank equity capital | $38,775,000 | 1,275 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,600,000 | 1,062 |
| Surplus | $6,628,000 | 2,470 |
| Undivided profits | $28,547,000 | 997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,697,000 | 1,975 |
| Earning assets | $220,244,000 | 2,111 |
| Long-term assets (5+ years) | $12,746,000 | 4,258 |
| Average Assets, year-to-date | $233,620,200 | 2,085 |
| Average Assets, quarterly | $236,450,000 | 2,133 |
| Volatile liabilities | $21,986,000 | 3,408 |
| Insider loans | $6,797,000 | 685 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $29,459,000 | 1,880 |
| Tier 1 (core) risk-based capital | $35,239,000 | 1,295 |
| Tier 2 risk-based capital | $1,753,000 | 2,082 |
| Total risk weighted assets | $138,081,000 | 2,413 |
| Total unused commitments | $29,459,000 | 1,889 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 72 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $233,279,000 | 2,086 |
| Cash and due from depository institutions | $25,612,000 | 2,365 |
| Interest-bearing balances | $20,350,000 | 218 |
| Securities | $44,621,000 | 2,421 |
| Federal funds sold & reverse repurchase agreements | $3,991,000 | 2,852 |
| Net loans & leases | $149,162,000 | 2,130 |
| Loan loss allowance | $3,752,000 | 1,072 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,215,000 | 3,708 |
| Other real estate owned | $126,000 | 2,365 |
| Goodwill and other intangibles | $3,523,000 | 758 |
| All other assets | $4,029,000 | 2,200 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,279,000 | 2,086 |
| Total liabilities | $195,960,000 | 2,237 |
| Total deposits | $188,927,000 | 2,084 |
| Interest-bearing deposits | $155,790,000 | 2,178 |
| Deposits held in domestic offices | $188,927,000 | 2,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,835,000 | 1,450 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,198,000 | 3,110 |
| Total equity capital | $37,319,000 | 1,233 |
| Total bank equity capital | $37,319,000 | 1,233 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,600,000 | 1,058 |
| Surplus | $6,628,000 | 2,391 |
| Undivided profits | $27,091,000 | 992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $992,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $991,000 | 2,771 |
| Earning assets | $218,124,000 | 2,053 |
| Long-term assets (5+ years) | $14,235,000 | 3,869 |
| Average Assets, year-to-date | $233,880,800 | 1,966 |
| Average Assets, quarterly | $232,658,000 | 2,061 |
| Volatile liabilities | $22,266,000 | 3,402 |
| Insider loans | $3,951,000 | 1,250 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $32,390,000 | 1,625 |
| Tier 1 (core) risk-based capital | $33,598,000 | 1,299 |
| Tier 2 risk-based capital | $1,710,710 | 2,051 |
| Total risk weighted assets | $134,815,110 | 2,354 |
| Total unused commitments | $32,390,000 | 1,626 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 75 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $239,937,000 | 1,958 |
| Cash and due from depository institutions | $39,431,000 | 2,334 |
| Interest-bearing balances | $34,935,000 | 121 |
| Securities | $49,635,000 | 2,286 |
| Federal funds sold & reverse repurchase agreements | $5,550,000 | 1,728 |
| Net loans & leases | $134,912,000 | 2,243 |
| Loan loss allowance | $3,623,000 | 1,071 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,859,000 | 2,970 |
| Other real estate owned | $176,000 | 2,334 |
| Goodwill and other intangibles | $3,782,000 | 747 |
| All other assets | $3,592,000 | 2,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,937,000 | 1,958 |
| Total liabilities | $204,402,000 | 2,062 |
| Total deposits | $199,394,000 | 1,902 |
| Interest-bearing deposits | $165,898,000 | 1,962 |
| Deposits held in domestic offices | $199,394,000 | 1,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,859,000 | 1,925 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,149,000 | 2,924 |
| Total equity capital | $35,535,000 | 1,264 |
| Total bank equity capital | $35,535,000 | 1,264 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,600,000 | 1,070 |
| Surplus | $6,628,000 | 2,352 |
| Undivided profits | $25,307,000 | 986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $144,000 | 706 |
| Income earned, not collected on loans | $776,000 | 3,021 |
| Earning assets | $225,032,000 | 1,912 |
| Long-term assets (5+ years) | $15,114,000 | 3,939 |
| Average Assets, year-to-date | $209,356,200 | 2,148 |
| Average Assets, quarterly | $243,744,000 | 1,908 |
| Volatile liabilities | $20,501,000 | 3,427 |
| Insider loans | $3,758,000 | 1,253 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $26,071,000 | 1,928 |
| Tier 1 (core) risk-based capital | $32,040,000 | 1,358 |
| Tier 2 risk-based capital | $1,611,720 | 2,056 |
| Total risk weighted assets | $126,926,520 | 2,400 |
| Total unused commitments | $26,071,000 | 1,932 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 67 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $188,825,000 | 2,430 |
| Cash and due from depository institutions | $4,060,000 | 2,650 |
| Interest-bearing balances | $2,000 | 6,622 |
| Securities | $47,539,000 | 2,433 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,700 |
| Net loans & leases | $125,288,000 | 2,232 |
| Loan loss allowance | $3,614,000 | 1,040 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,578,000 | 3,134 |
| Other real estate owned | $322,000 | 2,650 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,638,000 | 2,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,825,000 | 2,430 |
| Total liabilities | $154,024,000 | 2,698 |
| Total deposits | $151,434,000 | 2,529 |
| Interest-bearing deposits | $125,423,000 | 2,582 |
| Deposits held in domestic offices | $151,434,000 | 2,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,426,000 | 2,188 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,164,000 | 3,111 |
| Total equity capital | $34,801,000 | 1,296 |
| Total bank equity capital | $34,801,000 | 1,296 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,600,000 | 1,033 |
| Surplus | $6,628,000 | 2,246 |
| Undivided profits | $24,573,000 | 1,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 6,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 972 |
| Income earned, not collected on loans | $840,000 | 2,701 |
| Earning assets | $179,229,000 | 2,354 |
| Long-term assets (5+ years) | $12,657,000 | 4,169 |
| Average Assets, year-to-date | $172,018,200 | 2,510 |
| Average Assets, quarterly | $179,076,500 | 2,513 |
| Volatile liabilities | $14,358,000 | 3,901 |
| Insider loans | $2,196,000 | 1,949 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,846,000 | 2,274 |
| Tier 1 (core) risk-based capital | $34,595,000 | 1,223 |
| Tier 2 risk-based capital | $1,343,270 | 2,326 |
| Total risk weighted assets | $105,190,770 | 2,703 |
| Total unused commitments | $19,846,000 | 2,283 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $136,195,000 | 3,254 |
| Cash and due from depository institutions | $3,494,000 | 3,282 |
| Interest-bearing balances | $2,000 | 6,502 |
| Securities | $33,198,000 | 3,330 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 5,721 |
| Net loans & leases | $93,992,000 | 2,907 |
| Loan loss allowance | $2,438,000 | 1,497 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,661,000 | 4,395 |
| Other real estate owned | $369,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,031,000 | 3,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,195,000 | 3,254 |
| Total liabilities | $111,673,000 | 3,551 |
| Total deposits | $110,532,000 | 3,351 |
| Interest-bearing deposits | $94,974,000 | 3,334 |
| Deposits held in domestic offices | $110,532,000 | 3,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $546,000 | 3,066 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $595,000 | 5,242 |
| Total equity capital | $24,522,000 | 1,833 |
| Total bank equity capital | $24,522,000 | 1,833 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,600,000 | 1,014 |
| Surplus | $1,200,000 | 6,886 |
| Undivided profits | $19,722,000 | 1,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,548,000 | 1,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 993 |
| Income earned, not collected on loans | $695,000 | 3,387 |
| Earning assets | $128,642,000 | 3,174 |
| Long-term assets (5+ years) | $10,846,000 | 4,133 |
| Average Assets, year-to-date | $139,158,800 | 3,033 |
| Average Assets, quarterly | $139,519,500 | 3,137 |
| Volatile liabilities | $10,295,000 | 4,903 |
| Insider loans | $3,486,000 | 1,203 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,636,000 | 2,532 |
| Tier 1 (core) risk-based capital | $24,458,000 | 1,740 |
| Tier 2 risk-based capital | $1,041,940 | 2,817 |
| Total risk weighted assets | $81,959,440 | 3,336 |
| Total unused commitments | $15,636,000 | 2,538 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 55 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $140,343,000 | 3,234 |
| Cash and due from depository institutions | $4,982,000 | 3,429 |
| Interest-bearing balances | $4,000 | 6,444 |
| Securities | $34,872,000 | 3,477 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,065 |
| Net loans & leases | $95,553,000 | 2,890 |
| Loan loss allowance | $2,190,000 | 1,751 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,745,000 | 4,184 |
| Other real estate owned | $141,000 | 3,429 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,850,000 | 3,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,343,000 | 3,234 |
| Total liabilities | $116,198,000 | 3,506 |
| Total deposits | $114,966,000 | 3,315 |
| Interest-bearing deposits | $94,663,000 | 3,451 |
| Deposits held in domestic offices | $114,966,000 | 3,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $519,000 | 3,187 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $713,000 | 4,609 |
| Total equity capital | $24,145,000 | 1,863 |
| Total bank equity capital | $24,145,000 | 1,863 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,600,000 | 1,066 |
| Surplus | $1,200,000 | 7,091 |
| Undivided profits | $19,345,000 | 1,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 6,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $677,000 | 3,404 |
| Earning assets | $131,629,000 | 3,163 |
| Long-term assets (5+ years) | $11,372,000 | 3,897 |
| Average Assets, year-to-date | $137,969,400 | 3,151 |
| Average Assets, quarterly | $141,093,000 | 3,177 |
| Volatile liabilities | $9,452,000 | 5,058 |
| Insider loans | $3,941,000 | 1,091 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,835,000 | 2,681 |
| Tier 1 (core) risk-based capital | $24,130,000 | 1,793 |
| Tier 2 risk-based capital | $1,067,090 | 2,801 |
| Total risk weighted assets | $84,244,390 | 3,267 |
| Total unused commitments | $13,835,000 | 2,694 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $136,200,000 | 3,310 |
| Cash and due from depository institutions | $4,160,000 | 3,539 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,956,000 | 3,424 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 5,858 |
| Net loans & leases | $89,565,000 | 2,988 |
| Loan loss allowance | $1,840,000 | 2,085 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,831,000 | 4,005 |
| Other real estate owned | $126,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,762,000 | 4,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,200,000 | 3,310 |
| Total liabilities | $112,656,000 | 3,589 |
| Total deposits | $111,849,000 | 3,431 |
| Interest-bearing deposits | $94,904,000 | 3,459 |
| Deposits held in domestic offices | $111,849,000 | 3,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $807,000 | 4,356 |
| Total equity capital | $23,544,000 | 1,911 |
| Total bank equity capital | $23,544,000 | 1,911 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,600,000 | 1,084 |
| Surplus | $1,200,000 | 7,212 |
| Undivided profits | $18,744,000 | 1,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $718,000 | 3,276 |
| Earning assets | $128,321,000 | 3,229 |
| Long-term assets (5+ years) | $11,519,000 | 3,695 |
| Average Assets, year-to-date | $135,843,800 | 3,202 |
| Average Assets, quarterly | $137,123,000 | 3,266 |
| Volatile liabilities | $7,910,000 | 5,340 |
| Insider loans | $2,201,000 | 1,949 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,084,000 | 2,316 |
| Tier 1 (core) risk-based capital | $23,269,000 | 1,845 |
| Tier 2 risk-based capital | $1,010,070 | 2,878 |
| Total risk weighted assets | $79,975,270 | 3,326 |
| Total unused commitments | $16,084,000 | 2,328 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $135,324,000 | 3,299 |
| Cash and due from depository institutions | $5,805,000 | 3,646 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $39,841,000 | 3,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $85,850,000 | 3,026 |
| Loan loss allowance | $1,540,000 | 2,484 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,082,000 | 3,526 |
| Other real estate owned | $58,000 | 3,646 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,688,000 | 4,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,324,000 | 3,299 |
| Total liabilities | $113,556,000 | 3,559 |
| Total deposits | $112,230,000 | 3,393 |
| Interest-bearing deposits | $95,061,000 | 3,422 |
| Deposits held in domestic offices | $112,230,000 | 3,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 3,669 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $626,000 | 4,430 |
| Total equity capital | $21,768,000 | 1,896 |
| Total bank equity capital | $21,768,000 | 1,896 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,600,000 | 1,074 |
| Surplus | $1,200,000 | 7,357 |
| Undivided profits | $16,968,000 | 1,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 10,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $640,000 | 3,219 |
| Earning assets | $125,691,000 | 3,251 |
| Long-term assets (5+ years) | $9,553,000 | 4,230 |
| Average Assets, year-to-date | $137,802,200 | 3,175 |
| Average Assets, quarterly | $136,041,000 | 3,258 |
| Volatile liabilities | $7,936,000 | 5,114 |
| Insider loans | $1,751,000 | 2,336 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,565,000 | 2,534 |
| Tier 1 (core) risk-based capital | $21,858,000 | 1,901 |
| Tier 2 risk-based capital | $963,620 | 3,008 |
| Total risk weighted assets | $76,513,120 | 3,381 |
| Total unused commitments | $13,565,000 | 2,544 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $141,920,000 | 3,222 |
| Cash and due from depository institutions | $4,645,000 | 3,986 |
| Interest-bearing balances | $500,000 | 4,284 |
| Securities | $50,479,000 | 2,739 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $80,666,000 | 3,142 |
| Loan loss allowance | $1,125,000 | 3,328 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,135,000 | 3,404 |
| Other real estate owned | $344,000 | 3,986 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,651,000 | 4,085 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,920,000 | 3,222 |
| Total liabilities | $121,580,000 | 3,404 |
| Total deposits | $120,789,000 | 3,261 |
| Interest-bearing deposits | $105,600,000 | 3,227 |
| Deposits held in domestic offices | $120,789,000 | 3,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $791,000 | 3,772 |
| Total equity capital | $20,340,000 | 2,008 |
| Total bank equity capital | $20,340,000 | 2,008 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,600,000 | 1,072 |
| Surplus | $1,200,000 | 7,431 |
| Undivided profits | $15,540,000 | 1,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 11,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $521,000 | 3,546 |
| Earning assets | $133,645,000 | 3,159 |
| Long-term assets (5+ years) | $7,799,000 | 5,091 |
| Average Assets, year-to-date | $139,758,000 | 3,184 |
| Average Assets, quarterly | $142,470,500 | 3,193 |
| Volatile liabilities | $7,884,000 | 4,866 |
| Insider loans | $2,460,000 | 1,682 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,788,000 | 2,741 |
| Tier 1 (core) risk-based capital | $20,340,000 | 1,961 |
| Tier 2 risk-based capital | $922,410 | 3,103 |
| Total risk weighted assets | $73,589,810 | 3,494 |
| Total unused commitments | $11,788,000 | 2,764 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $141,406,000 | 3,292 |
| Cash and due from depository institutions | $5,503,000 | 3,849 |
| Interest-bearing balances | $750,000 | 4,305 |
| Securities | $44,158,000 | 3,079 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,919 |
| Net loans & leases | $82,090,000 | 3,184 |
| Loan loss allowance | $1,215,000 | 3,189 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,358,000 | 3,095 |
| Other real estate owned | $43,000 | 3,849 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,654,000 | 4,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,406,000 | 3,292 |
| Total liabilities | $122,387,000 | 3,480 |
| Total deposits | $121,569,000 | 3,345 |
| Interest-bearing deposits | $106,101,000 | 3,350 |
| Deposits held in domestic offices | $121,569,000 | 3,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $818,000 | 3,849 |
| Total equity capital | $19,019,000 | 2,039 |
| Total bank equity capital | $19,019,000 | 2,039 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,600,000 | 1,091 |
| Surplus | $1,200,000 | 7,411 |
| Undivided profits | $14,219,000 | 1,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 4,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $536,000 | 3,812 |
| Earning assets | $132,598,000 | 3,207 |
| Long-term assets (5+ years) | $8,041,000 | 4,968 |
| Average Assets, year-to-date | $140,230,000 | 3,257 |
| Average Assets, quarterly | $142,712,500 | 3,243 |
| Volatile liabilities | $7,348,000 | 5,123 |
| Insider loans | $325,000 | 2,739 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,680,000 | 2,820 |
| Tier 1 (core) risk-based capital | $19,019,000 | 1,994 |
| Tier 2 risk-based capital | $966,390 | 2,998 |
| Total risk weighted assets | $77,062,790 | 3,389 |
| Total unused commitments | $10,680,000 | 2,832 |
| Derivatives | $0 | 651 |