Home > Farmers & Merchants Bank, Beach, North Dakota > Income and Expense
Farmers & Merchants Bank, Beach, North Dakota, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 11,623 |
| Total interest expense | $438,000 | 11,222 |
| Net interest income | $269,000 | 11,797 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $31,000 | 11,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $222,000 | 11,850 |
| Salaries and employee benefits | $93,000 | 11,886 |
| Premises and equipment expense | $17,000 | 11,838 |
| Additional noninterest expense | $112,000 | 11,499 |
| Pre-tax net operating income | $48,000 | 11,312 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $30,000 | 10,584 |
| Income before extraordinary items | $18,000 | 11,440 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $18,000 | 11,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $18,000 | 11,408 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 8,722 |
| Total interest expense | $1,002,000 | 8,686 |
| Net interest income | $1,604,000 | 8,571 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $161,000 | 9,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $1,043,000 | 9,199 |
| Salaries and employee benefits | $493,000 | 9,453 |
| Premises and equipment expense | $120,000 | 9,390 |
| Additional noninterest expense | $430,000 | 8,534 |
| Pre-tax net operating income | $722,000 | 7,275 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $254,000 | 6,467 |
| Income before extraordinary items | $468,000 | 7,553 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $468,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 12,295 |
| Cash dividends | $750,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $468,000 | 7,595 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 9,340 |
| Total interest expense | $1,060,000 | 8,844 |
| Net interest income | $1,366,000 | 9,523 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $214,000 | 8,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,500 |
| Total noninterest expense | $1,113,000 | 9,281 |
| Salaries and employee benefits | $504,000 | 9,630 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $478,000 | 8,448 |
| Pre-tax net operating income | $422,000 | 9,247 |
| Securities gains (losses) | $53,000 | 3,314 |
| Applicable income taxes | $90,000 | 9,984 |
| Income before extraordinary items | $385,000 | 8,579 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $385,000 | 8,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,789 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $342,070 | 8,753 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 8,893 |
| Total interest expense | $1,474,000 | 8,588 |
| Net interest income | $1,572,000 | 9,043 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $114,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $1,139,000 | 9,329 |
| Salaries and employee benefits | $447,000 | 10,340 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $586,000 | 7,638 |
| Pre-tax net operating income | $427,000 | 8,996 |
| Securities gains (losses) | $122,000 | 2,695 |
| Applicable income taxes | $54,000 | 11,145 |
| Income before extraordinary items | $495,000 | 7,379 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $495,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 2,657 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $385,200 | 8,009 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.