Home > Farmers & Merchants Bank, Beach, North Dakota > Assets and Liabilities
Farmers & Merchants Bank, Beach, North Dakota, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $45,465,000 | 7,830 |
| Cash and due from depository institutions | $1,125,000 | 9,145 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,169,000 | 5,710 |
| Federal funds sold & reverse repurchase agreements | $1,715,000 | 6,000 |
| Net loans & leases | $21,508,000 | 8,306 |
| Loan loss allowance | $120,000 | 10,693 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $399,000 | 8,878 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $1,042,000 | 1,157 |
| All other assets | $507,000 | 9,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,465,000 | 7,830 |
| Total liabilities | $41,118,000 | 7,767 |
| Total deposits | $40,449,000 | 7,677 |
| Interest-bearing deposits | $37,093,000 | 7,377 |
| Deposits held in domestic offices | $40,449,000 | 7,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $191,000 | 3,490 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $478,000 | 6,403 |
| Total equity capital | $4,347,000 | 7,982 |
| Total bank equity capital | $4,347,000 | 7,982 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $3,892,000 | 3,542 |
| Undivided profits | $55,000 | 11,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 9,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $402,000 | 5,750 |
| Earning assets | $42,392,000 | 7,733 |
| Long-term assets (5+ years) | $2,350,000 | 7,566 |
| Average Assets, year-to-date | $38,471,400 | 8,352 |
| Average Assets, quarterly | $44,506,500 | 7,868 |
| Volatile liabilities | $2,812,000 | 8,740 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,905,000 | 6,452 |
| Tier 1 (core) risk-based capital | $3,268,000 | 9,052 |
| Tier 2 risk-based capital | $120,000 | 10,317 |
| Total risk weighted assets | $26,704,600 | 7,624 |
| Total unused commitments | $2,905,000 | 6,466 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $33,520,000 | 9,333 |
| Cash and due from depository institutions | $855,000 | 9,330 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $6,125,000 | 10,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $25,502,000 | 7,727 |
| Loan loss allowance | $471,000 | 6,446 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $381,000 | 9,282 |
| Other real estate owned | $100,000 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $557,000 | 9,172 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,520,000 | 9,333 |
| Total liabilities | $29,716,000 | 9,379 |
| Total deposits | $28,695,000 | 9,362 |
| Interest-bearing deposits | $26,027,000 | 9,080 |
| Deposits held in domestic offices | $28,695,000 | 9,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 3,769 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $396,000 | 6,131 |
| Total equity capital | $3,804,000 | 8,404 |
| Total bank equity capital | $3,804,000 | 8,404 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $2,100,000 | 5,336 |
| Undivided profits | $1,304,000 | 8,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 8,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $349,000 | 5,835 |
| Earning assets | $31,627,000 | 9,172 |
| Long-term assets (5+ years) | $7,771,000 | 4,789 |
| Average Assets, year-to-date | $34,487,000 | 9,128 |
| Average Assets, quarterly | $34,157,000 | 9,235 |
| Volatile liabilities | $2,694,000 | 8,812 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,383,000 | 5,293 |
| Tier 1 (core) risk-based capital | $3,923,000 | 8,373 |
| Tier 2 risk-based capital | $359,090 | 6,705 |
| Total risk weighted assets | $28,614,990 | 7,452 |
| Total unused commitments | $4,383,000 | 5,300 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $35,113,000 | 9,473 |
| Cash and due from depository institutions | $2,236,000 | 9,718 |
| Interest-bearing balances | $1,017,000 | 3,369 |
| Securities | $9,278,000 | 9,356 |
| Federal funds sold & reverse repurchase agreements | $190,000 | 9,973 |
| Net loans & leases | $21,968,000 | 8,432 |
| Loan loss allowance | $345,000 | 8,069 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $458,000 | 8,991 |
| Other real estate owned | $193,000 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $790,000 | 7,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,113,000 | 9,473 |
| Total liabilities | $30,909,000 | 9,583 |
| Total deposits | $30,675,000 | 9,460 |
| Interest-bearing deposits | $27,658,000 | 9,194 |
| Deposits held in domestic offices | $30,675,000 | 9,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $234,000 | 8,618 |
| Total equity capital | $4,204,000 | 8,137 |
| Total bank equity capital | $4,204,000 | 8,137 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $2,100,000 | 5,317 |
| Undivided profits | $1,704,000 | 8,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 5,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 972 |
| Income earned, not collected on loans | $339,000 | 5,437 |
| Earning assets | $32,453,000 | 9,397 |
| Long-term assets (5+ years) | $7,301,000 | 5,283 |
| Average Assets, year-to-date | $34,450,200 | 9,409 |
| Average Assets, quarterly | $34,338,000 | 9,510 |
| Volatile liabilities | $2,266,000 | 9,325 |
| Insider loans | $82,000 | 10,045 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,292,000 | 6,107 |
| Tier 1 (core) risk-based capital | $4,204,000 | 8,059 |
| Tier 2 risk-based capital | $345,000 | 6,929 |
| Total risk weighted assets | $27,763,700 | 7,647 |
| Total unused commitments | $3,292,000 | 6,126 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $35,077,000 | 9,675 |
| Cash and due from depository institutions | $1,327,000 | 10,332 |
| Interest-bearing balances | $420,000 | 5,181 |
| Securities | $8,779,000 | 9,676 |
| Federal funds sold & reverse repurchase agreements | $2,390,000 | 5,855 |
| Net loans & leases | $20,991,000 | 8,694 |
| Loan loss allowance | $542,000 | 6,088 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $340,000 | 10,158 |
| Other real estate owned | $332,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $918,000 | 6,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,077,000 | 9,675 |
| Total liabilities | $31,208,000 | 9,762 |
| Total deposits | $30,673,000 | 9,698 |
| Interest-bearing deposits | $27,317,000 | 9,500 |
| Deposits held in domestic offices | $30,673,000 | 9,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $535,000 | 5,528 |
| Total equity capital | $3,869,000 | 8,434 |
| Total bank equity capital | $3,869,000 | 8,434 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $2,100,000 | 5,221 |
| Undivided profits | $1,369,000 | 8,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,589,000 | 2,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $340,000 | 5,879 |
| Earning assets | $32,580,000 | 9,548 |
| Long-term assets (5+ years) | $7,294,000 | 5,290 |
| Average Assets, year-to-date | $36,939,200 | 9,248 |
| Average Assets, quarterly | $35,243,500 | 9,581 |
| Volatile liabilities | $1,783,000 | 10,324 |
| Insider loans | $160,000 | 4,492 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,816,000 | 7,577 |
| Tier 1 (core) risk-based capital | $3,869,000 | 8,367 |
| Tier 2 risk-based capital | $315,750 | 7,364 |
| Total risk weighted assets | $25,034,050 | 8,257 |
| Total unused commitments | $1,816,000 | 7,611 |
| Derivatives | $0 | 651 |