Home > Farmers & Merchants Bank and Trust Company > Assets and Liabilities
Farmers & Merchants Bank and Trust Company, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $88,901,000 | 5,379 |
| Cash and due from depository institutions | $2,689,000 | 3,965 |
| Interest-bearing balances | $10,000 | 6,357 |
| Securities | $10,705,000 | 6,097 |
| Federal funds sold & reverse repurchase agreements | $389,000 | 5,234 |
| Net loans & leases | $71,473,000 | 4,691 |
| Loan loss allowance | $914,000 | 4,406 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,191,000 | 5,597 |
| Other real estate owned | $150,000 | 3,965 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,304,000 | 4,820 |
| Life insurance assets | $24,000 | 3,990 |
| Total liabilities and capital | $88,901,000 | 5,379 |
| Total liabilities | $79,969,000 | 5,345 |
| Total deposits | $66,101,000 | 5,657 |
| Interest-bearing deposits | $56,395,000 | 5,592 |
| Deposits held in domestic offices | $66,101,000 | 5,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,572,000 | 2,264 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $296,000 | 6,503 |
| Total equity capital | $8,932,000 | 5,570 |
| Total bank equity capital | $8,932,000 | 5,570 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $960,000 | 3,175 |
| Surplus | $840,000 | 6,952 |
| Undivided profits | $7,132,000 | 3,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,263,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $519,000 | 5,777 |
| Earning assets | $82,577,000 | 5,320 |
| Long-term assets (5+ years) | $3,764,000 | 6,175 |
| Average Assets, year-to-date | $87,596,670 | 5,354 |
| Average Assets, quarterly | $86,721,500 | 5,419 |
| Volatile liabilities | $7,492,000 | 6,741 |
| Insider loans | $2,655,000 | 2,371 |
| FHLB advances | $13,572,000 | 2,147 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $7,769,000 | 5,311 |
| Tier 1 (core) risk-based capital | $9,040,000 | 5,521 |
| Tier 2 risk-based capital | $834,000 | 4,463 |
| Total risk weighted assets | $66,616,000 | 5,056 |
| Total unused commitments | $7,769,000 | 5,311 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $84,542,000 | 5,508 |
| Cash and due from depository institutions | $2,564,000 | 4,018 |
| Interest-bearing balances | $5,000 | 6,546 |
| Securities | $10,746,000 | 6,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $67,981,000 | 4,763 |
| Loan loss allowance | $814,000 | 4,724 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,203,000 | 5,556 |
| Other real estate owned | $0 | 4,018 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,048,000 | 4,995 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $84,542,000 | 5,508 |
| Total liabilities | $75,536,000 | 5,492 |
| Total deposits | $66,084,000 | 5,654 |
| Interest-bearing deposits | $55,740,000 | 5,609 |
| Deposits held in domestic offices | $66,084,000 | 5,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,076,000 | 2,585 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,077,000 | 2,875 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $299,000 | 6,387 |
| Total equity capital | $9,006,000 | 5,518 |
| Total bank equity capital | $9,006,000 | 5,518 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $960,000 | 3,161 |
| Surplus | $840,000 | 6,942 |
| Undivided profits | $7,206,000 | 3,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,449,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $537,000 | 5,495 |
| Earning assets | $78,732,000 | 5,455 |
| Long-term assets (5+ years) | $3,685,000 | 6,185 |
| Average Assets, year-to-date | $86,944,500 | 5,390 |
| Average Assets, quarterly | $86,944,500 | 5,390 |
| Volatile liabilities | $7,869,000 | 6,550 |
| Insider loans | $2,805,000 | 2,254 |
| FHLB advances | $8,077,000 | 2,759 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $8,722,000 | 5,071 |
| Tier 1 (core) risk-based capital | $9,090,000 | 5,442 |
| Tier 2 risk-based capital | $793,000 | 4,555 |
| Total risk weighted assets | $63,411,000 | 5,154 |
| Total unused commitments | $8,722,000 | 5,071 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $89,347,000 | 5,329 |
| Cash and due from depository institutions | $3,134,000 | 3,938 |
| Interest-bearing balances | $9,000 | 6,464 |
| Securities | $13,261,000 | 5,694 |
| Federal funds sold & reverse repurchase agreements | $2,437,000 | 3,673 |
| Net loans & leases | $66,934,000 | 4,798 |
| Loan loss allowance | $817,000 | 4,687 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,202,000 | 5,557 |
| Other real estate owned | $0 | 3,938 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,379,000 | 4,651 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $89,347,000 | 5,329 |
| Total liabilities | $80,380,000 | 5,285 |
| Total deposits | $72,026,000 | 5,375 |
| Interest-bearing deposits | $60,871,000 | 5,318 |
| Deposits held in domestic offices | $72,026,000 | 5,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,082,000 | 2,969 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $272,000 | 6,548 |
| Total equity capital | $8,967,000 | 5,497 |
| Total bank equity capital | $8,967,000 | 5,497 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $960,000 | 3,168 |
| Surplus | $840,000 | 6,967 |
| Undivided profits | $7,167,000 | 3,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,309,000 | 1,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $423,000 | 6,248 |
| Earning assets | $82,641,000 | 5,287 |
| Long-term assets (5+ years) | $4,567,000 | 5,936 |
| Average Assets, year-to-date | $87,713,800 | 5,229 |
| Average Assets, quarterly | $88,339,500 | 5,322 |
| Volatile liabilities | $6,136,000 | 6,998 |
| Insider loans | $2,380,000 | 2,514 |
| FHLB advances | $8,082,000 | 2,833 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,192,000 | 4,692 |
| Tier 1 (core) risk-based capital | $9,043,000 | 5,422 |
| Tier 2 risk-based capital | $800,000 | 4,503 |
| Total risk weighted assets | $63,988,000 | 5,113 |
| Total unused commitments | $10,192,000 | 4,692 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $87,332,000 | 5,367 |
| Cash and due from depository institutions | $2,934,000 | 3,927 |
| Interest-bearing balances | $5,000 | 6,619 |
| Securities | $9,787,000 | 6,374 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 3,262 |
| Net loans & leases | $68,803,000 | 4,687 |
| Loan loss allowance | $812,000 | 4,692 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,275,000 | 5,409 |
| Other real estate owned | $4,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,779,000 | 5,327 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $87,332,000 | 5,367 |
| Total liabilities | $78,397,000 | 5,329 |
| Total deposits | $67,293,000 | 5,535 |
| Interest-bearing deposits | $57,785,000 | 5,445 |
| Deposits held in domestic offices | $67,293,000 | 5,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,687,000 | 2,577 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $417,000 | 5,615 |
| Total equity capital | $8,935,000 | 5,509 |
| Total bank equity capital | $8,935,000 | 5,509 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $960,000 | 3,150 |
| Surplus | $840,000 | 6,973 |
| Undivided profits | $7,135,000 | 3,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,454,000 | 1,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $442,000 | 6,125 |
| Earning assets | $81,345,000 | 5,315 |
| Long-term assets (5+ years) | $5,052,000 | 5,839 |
| Average Assets, year-to-date | $87,305,500 | 5,249 |
| Average Assets, quarterly | $88,033,000 | 5,304 |
| Volatile liabilities | $9,419,000 | 6,158 |
| Insider loans | $2,084,000 | 2,746 |
| FHLB advances | $10,687,000 | 2,436 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,568,000 | 5,491 |
| Tier 1 (core) risk-based capital | $8,981,000 | 5,409 |
| Tier 2 risk-based capital | $812,000 | 4,424 |
| Total risk weighted assets | $65,032,000 | 5,010 |
| Total unused commitments | $6,568,000 | 5,491 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 39 | 4,082 |
| Assets and Liabilities | ||
| Total Assets: | $88,734,000 | 5,259 |
| Cash and due from depository institutions | $2,762,000 | 4,082 |
| Interest-bearing balances | $5,000 | 6,609 |
| Securities | $9,892,000 | 6,392 |
| Federal funds sold & reverse repurchase agreements | $2,829,000 | 3,008 |
| Net loans & leases | $70,408,000 | 4,560 |
| Loan loss allowance | $814,000 | 4,638 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,362,000 | 5,211 |
| Other real estate owned | $0 | 4,082 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,481,000 | 5,636 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $88,734,000 | 5,259 |
| Total liabilities | $79,864,000 | 5,218 |
| Total deposits | $71,706,000 | 5,262 |
| Interest-bearing deposits | $61,793,000 | 5,194 |
| Deposits held in domestic offices | $71,706,000 | 5,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,792,000 | 3,036 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $366,000 | 5,682 |
| Total equity capital | $8,870,000 | 5,496 |
| Total bank equity capital | $8,870,000 | 5,496 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $960,000 | 3,132 |
| Surplus | $840,000 | 6,955 |
| Undivided profits | $7,070,000 | 3,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 2,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $426,000 | 5,968 |
| Earning assets | $83,134,000 | 5,182 |
| Long-term assets (5+ years) | $5,391,000 | 5,802 |
| Average Assets, year-to-date | $87,296,670 | 5,243 |
| Average Assets, quarterly | $87,988,000 | 5,248 |
| Volatile liabilities | $6,814,000 | 6,717 |
| Insider loans | $2,165,000 | 2,622 |
| FHLB advances | $7,792,000 | 2,904 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $8,710,000 | 4,950 |
| Tier 1 (core) risk-based capital | $8,900,000 | 5,373 |
| Tier 2 risk-based capital | $807,000 | 4,397 |
| Total risk weighted assets | $64,593,000 | 4,966 |
| Total unused commitments | $8,710,000 | 4,952 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 40 | 3,989 |
| Assets and Liabilities | ||
| Total Assets: | $87,242,000 | 5,312 |
| Cash and due from depository institutions | $2,340,000 | 3,989 |
| Interest-bearing balances | $5,000 | 6,627 |
| Securities | $9,774,000 | 6,483 |
| Federal funds sold & reverse repurchase agreements | $3,588,000 | 2,985 |
| Net loans & leases | $68,543,000 | 4,603 |
| Loan loss allowance | $807,000 | 4,673 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,404,000 | 5,156 |
| Other real estate owned | $0 | 3,989 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,593,000 | 5,469 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $87,242,000 | 5,312 |
| Total liabilities | $78,394,000 | 5,299 |
| Total deposits | $67,003,000 | 5,522 |
| Interest-bearing deposits | $57,692,000 | 5,469 |
| Deposits held in domestic offices | $67,003,000 | 5,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,902 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,597,000 | 2,489 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $294,000 | 6,109 |
| Total equity capital | $8,848,000 | 5,415 |
| Total bank equity capital | $8,848,000 | 5,415 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $960,000 | 3,139 |
| Surplus | $840,000 | 6,990 |
| Undivided profits | $7,048,000 | 3,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 2,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $463,000 | 5,583 |
| Earning assets | $81,910,000 | 5,245 |
| Long-term assets (5+ years) | $3,301,000 | 6,526 |
| Average Assets, year-to-date | $86,578,000 | 5,318 |
| Average Assets, quarterly | $86,578,000 | 5,318 |
| Volatile liabilities | $14,018,000 | 5,044 |
| Insider loans | $2,326,000 | 2,447 |
| FHLB advances | $10,597,000 | 2,371 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,262,000 | 4,784 |
| Tier 1 (core) risk-based capital | $8,893,000 | 5,325 |
| Tier 2 risk-based capital | $796,000 | 4,428 |
| Total risk weighted assets | $63,663,000 | 4,980 |
| Total unused commitments | $9,262,000 | 4,786 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 39 | 4,100 |
| Assets and Liabilities | ||
| Total Assets: | $85,914,000 | 5,364 |
| Cash and due from depository institutions | $2,801,000 | 4,100 |
| Interest-bearing balances | $6,000 | 6,602 |
| Securities | $12,831,000 | 5,905 |
| Federal funds sold & reverse repurchase agreements | $1,274,000 | 4,572 |
| Net loans & leases | $65,931,000 | 4,686 |
| Loan loss allowance | $808,000 | 4,630 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,464,000 | 5,057 |
| Other real estate owned | $102,000 | 4,100 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,511,000 | 5,546 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $85,914,000 | 5,364 |
| Total liabilities | $77,026,000 | 5,340 |
| Total deposits | $70,244,000 | 5,371 |
| Interest-bearing deposits | $59,913,000 | 5,321 |
| Deposits held in domestic offices | $70,244,000 | 5,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,602,000 | 3,178 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $180,000 | 7,055 |
| Total equity capital | $8,888,000 | 5,406 |
| Total bank equity capital | $8,888,000 | 5,406 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $960,000 | 3,137 |
| Surplus | $840,000 | 7,008 |
| Undivided profits | $7,088,000 | 3,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 2,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $368,000 | 6,331 |
| Earning assets | $80,042,000 | 5,313 |
| Long-term assets (5+ years) | $3,981,000 | 6,366 |
| Average Assets, year-to-date | $81,038,200 | 5,442 |
| Average Assets, quarterly | $84,135,500 | 5,400 |
| Volatile liabilities | $7,330,000 | 6,525 |
| Insider loans | $2,191,000 | 2,566 |
| FHLB advances | $6,602,000 | 3,030 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,989,000 | 4,936 |
| Tier 1 (core) risk-based capital | $8,901,000 | 5,266 |
| Tier 2 risk-based capital | $771,000 | 4,491 |
| Total risk weighted assets | $61,675,000 | 5,053 |
| Total unused commitments | $7,989,000 | 4,936 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 40 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $82,357,000 | 5,460 |
| Cash and due from depository institutions | $2,361,000 | 3,992 |
| Interest-bearing balances | $8,000 | 6,607 |
| Securities | $9,477,000 | 6,618 |
| Federal funds sold & reverse repurchase agreements | $2,661,000 | 3,165 |
| Net loans & leases | $64,641,000 | 4,717 |
| Loan loss allowance | $745,000 | 4,903 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,554,000 | 4,883 |
| Other real estate owned | $220,000 | 3,992 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,443,000 | 5,655 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $82,357,000 | 5,460 |
| Total liabilities | $73,456,000 | 5,457 |
| Total deposits | $65,020,000 | 5,573 |
| Interest-bearing deposits | $55,114,000 | 5,563 |
| Deposits held in domestic offices | $65,020,000 | 5,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,107,000 | 2,891 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $329,000 | 5,975 |
| Total equity capital | $8,901,000 | 5,390 |
| Total bank equity capital | $8,901,000 | 5,390 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $960,000 | 3,143 |
| Surplus | $840,000 | 7,015 |
| Undivided profits | $7,101,000 | 3,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $754,000 | 3,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $433,000 | 5,966 |
| Earning assets | $76,787,000 | 5,404 |
| Long-term assets (5+ years) | $2,217,000 | 7,077 |
| Average Assets, year-to-date | $79,819,250 | 5,487 |
| Average Assets, quarterly | $81,224,000 | 5,493 |
| Volatile liabilities | $9,266,000 | 6,025 |
| Insider loans | $1,669,000 | 3,051 |
| FHLB advances | $8,107,000 | 2,757 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,133,000 | 5,451 |
| Tier 1 (core) risk-based capital | $8,894,000 | 5,256 |
| Tier 2 risk-based capital | $744,000 | 4,596 |
| Total risk weighted assets | $59,492,000 | 5,135 |
| Total unused commitments | $6,133,000 | 5,456 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 41 | 3,953 |
| Assets and Liabilities | ||
| Total Assets: | $80,091,000 | 5,561 |
| Cash and due from depository institutions | $3,060,000 | 3,953 |
| Interest-bearing balances | $11,000 | 6,529 |
| Securities | $10,020,000 | 6,576 |
| Federal funds sold & reverse repurchase agreements | $363,000 | 5,269 |
| Net loans & leases | $63,533,000 | 4,733 |
| Loan loss allowance | $728,000 | 4,965 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,610,000 | 4,787 |
| Other real estate owned | $220,000 | 3,953 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,285,000 | 5,938 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $80,091,000 | 5,561 |
| Total liabilities | $71,192,000 | 5,571 |
| Total deposits | $64,973,000 | 5,599 |
| Interest-bearing deposits | $55,293,000 | 5,584 |
| Deposits held in domestic offices | $64,973,000 | 5,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,692,000 | 3,361 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $527,000 | 4,413 |
| Total equity capital | $8,899,000 | 5,280 |
| Total bank equity capital | $8,899,000 | 5,280 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $960,000 | 3,155 |
| Surplus | $840,000 | 7,050 |
| Undivided profits | $7,099,000 | 3,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $622,000 | 3,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $382,000 | 6,159 |
| Earning assets | $73,927,000 | 5,527 |
| Long-term assets (5+ years) | $2,854,000 | 6,923 |
| Average Assets, year-to-date | $78,973,330 | 5,551 |
| Average Assets, quarterly | $78,567,000 | 5,598 |
| Volatile liabilities | $8,102,000 | 6,293 |
| Insider loans | $2,432,000 | 2,309 |
| FHLB advances | $5,692,000 | 3,219 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,188,000 | 5,126 |
| Tier 1 (core) risk-based capital | $8,907,000 | 5,208 |
| Tier 2 risk-based capital | $725,000 | 4,650 |
| Total risk weighted assets | $58,000,000 | 5,187 |
| Total unused commitments | $7,188,000 | 5,129 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $77,043,000 | 5,676 |
| Cash and due from depository institutions | $2,223,000 | 4,029 |
| Interest-bearing balances | $5,000 | 6,762 |
| Securities | $10,104,000 | 6,554 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $61,544,000 | 4,784 |
| Loan loss allowance | $722,000 | 4,951 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,659,000 | 4,688 |
| Other real estate owned | $262,000 | 4,029 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,251,000 | 5,863 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $77,043,000 | 5,676 |
| Total liabilities | $68,145,000 | 5,703 |
| Total deposits | $63,264,000 | 5,696 |
| Interest-bearing deposits | $52,983,000 | 5,745 |
| Deposits held in domestic offices | $63,264,000 | 5,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $489,000 | 2,813 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,202,000 | 3,637 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $190,000 | 7,132 |
| Total equity capital | $8,898,000 | 5,338 |
| Total bank equity capital | $8,898,000 | 5,338 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $960,000 | 3,157 |
| Surplus | $840,000 | 7,068 |
| Undivided profits | $7,098,000 | 3,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $418,000 | 5,802 |
| Earning assets | $71,653,000 | 5,630 |
| Long-term assets (5+ years) | $1,811,000 | 7,318 |
| Average Assets, year-to-date | $78,414,500 | 5,594 |
| Average Assets, quarterly | $78,414,500 | 5,594 |
| Volatile liabilities | $6,043,000 | 6,816 |
| Insider loans | $2,425,000 | 2,268 |
| FHLB advances | $4,202,000 | 3,478 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,124,000 | 4,858 |
| Tier 1 (core) risk-based capital | $8,861,000 | 5,167 |
| Tier 2 risk-based capital | $702,000 | 4,703 |
| Total risk weighted assets | $56,150,000 | 5,226 |
| Total unused commitments | $8,124,000 | 4,866 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $79,786,000 | 5,576 |
| Cash and due from depository institutions | $2,120,000 | 3,960 |
| Interest-bearing balances | $209,000 | 4,493 |
| Securities | $15,545,000 | 5,528 |
| Federal funds sold & reverse repurchase agreements | $173,000 | 6,077 |
| Net loans & leases | $58,288,000 | 4,924 |
| Loan loss allowance | $719,000 | 4,950 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,743,000 | 4,553 |
| Other real estate owned | $456,000 | 3,960 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,461,000 | 5,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,786,000 | 5,576 |
| Total liabilities | $70,864,000 | 5,575 |
| Total deposits | $66,332,000 | 5,526 |
| Interest-bearing deposits | $57,453,000 | 5,450 |
| Deposits held in domestic offices | $66,332,000 | 5,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,354,000 | 3,583 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $178,000 | 7,218 |
| Total equity capital | $8,922,000 | 5,257 |
| Total bank equity capital | $8,922,000 | 5,257 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $960,000 | 3,183 |
| Surplus | $840,000 | 7,097 |
| Undivided profits | $7,122,000 | 3,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 3,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $378,000 | 6,266 |
| Earning assets | $74,215,000 | 5,507 |
| Long-term assets (5+ years) | $1,846,000 | 7,308 |
| Average Assets, year-to-date | $81,793,800 | 5,365 |
| Average Assets, quarterly | $78,698,500 | 5,584 |
| Volatile liabilities | $5,393,000 | 7,054 |
| Insider loans | $2,570,000 | 2,129 |
| FHLB advances | $4,354,000 | 3,431 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,160,000 | 5,017 |
| Tier 1 (core) risk-based capital | $8,865,000 | 5,115 |
| Tier 2 risk-based capital | $704,000 | 4,698 |
| Total risk weighted assets | $56,277,000 | 5,225 |
| Total unused commitments | $7,160,000 | 5,020 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 39 | 4,164 |
| Assets and Liabilities | ||
| Total Assets: | $77,611,000 | 5,648 |
| Cash and due from depository institutions | $3,255,000 | 4,164 |
| Interest-bearing balances | $207,000 | 4,630 |
| Securities | $12,606,000 | 5,991 |
| Federal funds sold & reverse repurchase agreements | $928,000 | 5,450 |
| Net loans & leases | $57,344,000 | 4,980 |
| Loan loss allowance | $706,000 | 5,021 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,817,000 | 4,435 |
| Other real estate owned | $513,000 | 4,164 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,148,000 | 6,194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,611,000 | 5,648 |
| Total liabilities | $68,733,000 | 5,684 |
| Total deposits | $63,449,000 | 5,677 |
| Interest-bearing deposits | $53,653,000 | 5,691 |
| Deposits held in domestic offices | $63,449,000 | 5,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,876,000 | 3,457 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $408,000 | 5,613 |
| Total equity capital | $8,878,000 | 5,254 |
| Total bank equity capital | $8,878,000 | 5,254 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $960,000 | 3,202 |
| Surplus | $840,000 | 7,126 |
| Undivided profits | $7,078,000 | 3,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $462,000 | 5,805 |
| Earning assets | $71,085,000 | 5,639 |
| Long-term assets (5+ years) | $1,501,000 | 7,515 |
| Average Assets, year-to-date | $82,295,750 | 5,376 |
| Average Assets, quarterly | $79,512,000 | 5,547 |
| Volatile liabilities | $6,373,000 | 6,778 |
| Insider loans | $2,290,000 | 2,311 |
| FHLB advances | $4,876,000 | 3,297 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,871,000 | 5,436 |
| Tier 1 (core) risk-based capital | $8,800,000 | 5,140 |
| Tier 2 risk-based capital | $676,000 | 4,819 |
| Total risk weighted assets | $54,064,000 | 5,333 |
| Total unused commitments | $5,871,000 | 5,444 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 39 | 4,182 |
| Assets and Liabilities | ||
| Total Assets: | $81,413,000 | 5,482 |
| Cash and due from depository institutions | $4,975,000 | 4,182 |
| Interest-bearing balances | $507,000 | 3,869 |
| Securities | $13,681,000 | 5,741 |
| Federal funds sold & reverse repurchase agreements | $458,000 | 6,399 |
| Net loans & leases | $58,500,000 | 4,892 |
| Loan loss allowance | $724,000 | 4,906 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,888,000 | 4,288 |
| Other real estate owned | $354,000 | 4,182 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,557,000 | 5,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,413,000 | 5,482 |
| Total liabilities | $72,595,000 | 5,476 |
| Total deposits | $67,112,000 | 5,489 |
| Interest-bearing deposits | $55,948,000 | 5,551 |
| Deposits held in domestic offices | $67,112,000 | 5,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,897,000 | 3,413 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $586,000 | 4,662 |
| Total equity capital | $8,818,000 | 5,276 |
| Total bank equity capital | $8,818,000 | 5,276 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $960,000 | 3,203 |
| Surplus | $840,000 | 7,137 |
| Undivided profits | $7,018,000 | 3,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $417,000 | 5,991 |
| Earning assets | $73,146,000 | 5,520 |
| Long-term assets (5+ years) | $2,606,000 | 7,030 |
| Average Assets, year-to-date | $83,857,330 | 5,293 |
| Average Assets, quarterly | $81,937,000 | 5,425 |
| Volatile liabilities | $7,439,000 | 6,468 |
| Insider loans | $2,453,000 | 2,203 |
| FHLB advances | $4,897,000 | 3,247 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,411,000 | 5,213 |
| Tier 1 (core) risk-based capital | $8,707,000 | 5,100 |
| Tier 2 risk-based capital | $695,000 | 4,696 |
| Total risk weighted assets | $55,586,000 | 5,234 |
| Total unused commitments | $6,411,000 | 5,228 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $82,461,000 | 5,387 |
| Cash and due from depository institutions | $3,712,000 | 4,051 |
| Interest-bearing balances | $504,000 | 3,825 |
| Securities | $14,574,000 | 5,566 |
| Federal funds sold & reverse repurchase agreements | $510,000 | 6,763 |
| Net loans & leases | $59,872,000 | 4,762 |
| Loan loss allowance | $754,000 | 4,734 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,948,000 | 4,186 |
| Other real estate owned | $321,000 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,524,000 | 5,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,461,000 | 5,387 |
| Total liabilities | $73,726,000 | 5,377 |
| Total deposits | $69,309,000 | 5,339 |
| Interest-bearing deposits | $59,149,000 | 5,337 |
| Deposits held in domestic offices | $69,309,000 | 5,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,092,000 | 3,489 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $325,000 | 6,329 |
| Total equity capital | $8,735,000 | 5,235 |
| Total bank equity capital | $8,735,000 | 5,235 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $960,000 | 3,218 |
| Surplus | $840,000 | 7,158 |
| Undivided profits | $6,935,000 | 3,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 4,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $491,000 | 5,425 |
| Earning assets | $75,460,000 | 5,386 |
| Long-term assets (5+ years) | $2,083,000 | 7,209 |
| Average Assets, year-to-date | $85,079,500 | 5,235 |
| Average Assets, quarterly | $85,079,500 | 5,235 |
| Volatile liabilities | $9,030,000 | 5,950 |
| Insider loans | $2,832,000 | 1,901 |
| FHLB advances | $4,092,000 | 3,317 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,400,000 | 5,148 |
| Tier 1 (core) risk-based capital | $8,656,000 | 5,068 |
| Tier 2 risk-based capital | $702,000 | 4,620 |
| Total risk weighted assets | $56,074,000 | 5,153 |
| Total unused commitments | $6,400,000 | 5,162 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $87,698,000 | 5,116 |
| Cash and due from depository institutions | $4,756,000 | 4,049 |
| Interest-bearing balances | $601,000 | 3,566 |
| Securities | $15,773,000 | 5,324 |
| Federal funds sold & reverse repurchase agreements | $1,823,000 | 5,008 |
| Net loans & leases | $61,130,000 | 4,713 |
| Loan loss allowance | $768,000 | 4,614 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,021,000 | 4,060 |
| Other real estate owned | $610,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,585,000 | 5,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,698,000 | 5,116 |
| Total liabilities | $78,959,000 | 5,093 |
| Total deposits | $73,413,000 | 5,101 |
| Interest-bearing deposits | $64,081,000 | 5,006 |
| Deposits held in domestic offices | $73,413,000 | 5,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,124,000 | 3,207 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $422,000 | 5,726 |
| Total equity capital | $8,739,000 | 5,196 |
| Total bank equity capital | $8,739,000 | 5,196 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $960,000 | 3,218 |
| Surplus | $840,000 | 7,161 |
| Undivided profits | $6,939,000 | 3,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 4,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $464,000 | 5,854 |
| Earning assets | $79,327,000 | 5,151 |
| Long-term assets (5+ years) | $1,505,000 | 7,504 |
| Average Assets, year-to-date | $88,087,600 | 4,930 |
| Average Assets, quarterly | $86,648,500 | 5,119 |
| Volatile liabilities | $10,339,000 | 5,590 |
| Insider loans | $2,735,000 | 1,934 |
| FHLB advances | $5,124,000 | 3,010 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,363,000 | 5,406 |
| Tier 1 (core) risk-based capital | $8,640,000 | 5,024 |
| Tier 2 risk-based capital | $734,000 | 4,469 |
| Total risk weighted assets | $58,264,000 | 5,019 |
| Total unused commitments | $5,363,000 | 5,410 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $92,468,000 | 4,832 |
| Cash and due from depository institutions | $4,413,000 | 4,049 |
| Interest-bearing balances | $799,000 | 3,234 |
| Securities | $19,767,000 | 4,562 |
| Federal funds sold & reverse repurchase agreements | $2,497,000 | 4,363 |
| Net loans & leases | $60,770,000 | 4,632 |
| Loan loss allowance | $787,000 | 4,331 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,377,000 | 3,589 |
| Other real estate owned | $889,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,755,000 | 4,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,468,000 | 4,832 |
| Total liabilities | $84,078,000 | 4,771 |
| Total deposits | $78,688,000 | 4,727 |
| Interest-bearing deposits | $68,862,000 | 4,650 |
| Deposits held in domestic offices | $78,688,000 | 4,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,846,000 | 3,144 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $544,000 | 5,171 |
| Total equity capital | $8,390,000 | 5,182 |
| Total bank equity capital | $8,390,000 | 5,182 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $960,000 | 3,280 |
| Surplus | $840,000 | 7,290 |
| Undivided profits | $6,590,000 | 3,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $581,000 | 5,389 |
| Earning assets | $83,833,000 | 4,836 |
| Long-term assets (5+ years) | $1,097,000 | 7,835 |
| Average Assets, year-to-date | $92,393,000 | 4,645 |
| Average Assets, quarterly | $90,776,000 | 4,851 |
| Volatile liabilities | $13,632,000 | 4,743 |
| Insider loans | $2,420,000 | 2,027 |
| FHLB advances | $4,846,000 | 2,964 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,342,000 | 5,385 |
| Tier 1 (core) risk-based capital | $8,363,000 | 5,028 |
| Tier 2 risk-based capital | $714,000 | 4,374 |
| Total risk weighted assets | $57,024,000 | 4,992 |
| Total unused commitments | $5,342,000 | 5,392 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $97,089,000 | 4,545 |
| Cash and due from depository institutions | $4,351,000 | 4,189 |
| Interest-bearing balances | $15,000 | 6,164 |
| Securities | $24,925,000 | 3,958 |
| Federal funds sold & reverse repurchase agreements | $355,000 | 6,396 |
| Net loans & leases | $62,724,000 | 4,439 |
| Loan loss allowance | $838,000 | 4,015 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,680,000 | 3,219 |
| Other real estate owned | $864,000 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,190,000 | 5,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,089,000 | 4,545 |
| Total liabilities | $89,053,000 | 4,472 |
| Total deposits | $79,958,000 | 4,562 |
| Interest-bearing deposits | $71,440,000 | 4,411 |
| Deposits held in domestic offices | $79,958,000 | 4,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,599,000 | 2,215 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $496,000 | 5,811 |
| Total equity capital | $8,036,000 | 5,223 |
| Total bank equity capital | $8,036,000 | 5,223 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $960,000 | 3,373 |
| Surplus | $840,000 | 7,445 |
| Undivided profits | $6,236,000 | 3,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 4,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $463,000 | 5,387 |
| Earning assets | $88,019,000 | 4,588 |
| Long-term assets (5+ years) | $5,665,000 | 5,773 |
| Average Assets, year-to-date | $95,377,600 | 4,447 |
| Average Assets, quarterly | $95,292,500 | 4,562 |
| Volatile liabilities | $14,459,000 | 4,568 |
| Insider loans | $1,963,000 | 2,370 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,350,000 | 4,822 |
| Tier 1 (core) risk-based capital | $8,062,000 | 5,095 |
| Tier 2 risk-based capital | $756,190 | 4,080 |
| Total risk weighted assets | $60,413,090 | 4,676 |
| Total unused commitments | $6,350,000 | 4,824 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 36 | 4,563 |
| Assets and Liabilities | ||
| Total Assets: | $98,762,000 | 4,453 |
| Cash and due from depository institutions | $3,249,000 | 4,563 |
| Interest-bearing balances | $17,000 | 6,101 |
| Securities | $25,854,000 | 4,034 |
| Federal funds sold & reverse repurchase agreements | $3,829,000 | 2,398 |
| Net loans & leases | $62,162,000 | 4,370 |
| Loan loss allowance | $719,000 | 4,451 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,494,000 | 4,865 |
| Other real estate owned | $888,000 | 4,563 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,286,000 | 5,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,762,000 | 4,453 |
| Total liabilities | $90,591,000 | 4,399 |
| Total deposits | $81,027,000 | 4,513 |
| Interest-bearing deposits | $71,710,000 | 4,385 |
| Deposits held in domestic offices | $81,027,000 | 4,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,182,000 | 2,118 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $382,000 | 6,225 |
| Total equity capital | $8,171,000 | 5,031 |
| Total bank equity capital | $8,171,000 | 5,031 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $960,000 | 3,451 |
| Surplus | $840,000 | 7,611 |
| Undivided profits | $6,371,000 | 3,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 6,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $416,000 | 5,259 |
| Earning assets | $91,862,000 | 4,372 |
| Long-term assets (5+ years) | $5,816,000 | 6,027 |
| Average Assets, year-to-date | $97,247,000 | 4,354 |
| Average Assets, quarterly | $96,996,000 | 4,478 |
| Volatile liabilities | $8,597,000 | 5,830 |
| Insider loans | $2,157,000 | 2,088 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,825,000 | 4,659 |
| Tier 1 (core) risk-based capital | $8,384,000 | 4,929 |
| Tier 2 risk-based capital | $708,670 | 4,206 |
| Total risk weighted assets | $56,683,170 | 4,820 |
| Total unused commitments | $6,825,000 | 4,664 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $98,973,000 | 4,397 |
| Cash and due from depository institutions | $3,128,000 | 4,440 |
| Interest-bearing balances | $1,005,000 | 2,844 |
| Securities | $24,225,000 | 4,248 |
| Federal funds sold & reverse repurchase agreements | $4,440,000 | 3,729 |
| Net loans & leases | $64,293,000 | 4,039 |
| Loan loss allowance | $733,000 | 4,296 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,319,000 | 5,159 |
| Other real estate owned | $118,000 | 4,440 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,450,000 | 4,583 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,973,000 | 4,397 |
| Total liabilities | $90,378,000 | 4,324 |
| Total deposits | $85,199,000 | 4,291 |
| Interest-bearing deposits | $75,490,000 | 4,180 |
| Deposits held in domestic offices | $85,199,000 | 4,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,568,000 | 2,407 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $611,000 | 5,066 |
| Total equity capital | $8,595,000 | 4,913 |
| Total bank equity capital | $8,595,000 | 4,913 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $960,000 | 3,459 |
| Surplus | $840,000 | 7,688 |
| Undivided profits | $6,795,000 | 3,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $871,000 | 2,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $814,000 | 2,821 |
| Earning assets | $93,963,000 | 4,276 |
| Long-term assets (5+ years) | $2,321,000 | 7,545 |
| Average Assets, year-to-date | $92,023,600 | 4,463 |
| Average Assets, quarterly | $95,390,000 | 4,459 |
| Volatile liabilities | $12,182,000 | 4,399 |
| Insider loans | $2,848,000 | 1,523 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,774,000 | 4,967 |
| Tier 1 (core) risk-based capital | $8,501,000 | 4,781 |
| Tier 2 risk-based capital | $717,760 | 3,995 |
| Total risk weighted assets | $57,405,460 | 4,579 |
| Total unused commitments | $5,774,000 | 4,974 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $89,054,000 | 4,765 |
| Cash and due from depository institutions | $6,068,000 | 4,573 |
| Interest-bearing balances | $2,509,000 | 1,532 |
| Securities | $19,228,000 | 5,064 |
| Federal funds sold & reverse repurchase agreements | $2,037,000 | 4,908 |
| Net loans & leases | $59,786,000 | 4,337 |
| Loan loss allowance | $648,000 | 4,794 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $895,000 | 6,304 |
| Other real estate owned | $0 | 4,573 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,040,000 | 5,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,054,000 | 4,765 |
| Total liabilities | $81,140,000 | 4,707 |
| Total deposits | $75,096,000 | 4,756 |
| Interest-bearing deposits | $66,139,000 | 4,665 |
| Deposits held in domestic offices | $75,096,000 | 4,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,750,000 | 2,036 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,294,000 | 2,870 |
| Total equity capital | $7,914,000 | 5,240 |
| Total bank equity capital | $7,914,000 | 5,240 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $960,000 | 3,553 |
| Surplus | $840,000 | 7,917 |
| Undivided profits | $6,114,000 | 3,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $521,000 | 4,552 |
| Earning assets | $83,560,000 | 4,675 |
| Long-term assets (5+ years) | $2,279,000 | 7,488 |
| Average Assets, year-to-date | $77,972,800 | 5,104 |
| Average Assets, quarterly | $84,780,500 | 4,911 |
| Volatile liabilities | $7,828,000 | 5,780 |
| Insider loans | $2,572,000 | 1,651 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,509,000 | 4,933 |
| Tier 1 (core) risk-based capital | $7,902,000 | 5,104 |
| Tier 2 risk-based capital | $648,000 | 4,270 |
| Total risk weighted assets | $52,906,900 | 4,817 |
| Total unused commitments | $5,509,000 | 4,938 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $72,490,000 | 5,724 |
| Cash and due from depository institutions | $3,510,000 | 4,777 |
| Interest-bearing balances | $5,000 | 6,390 |
| Securities | $11,639,000 | 7,386 |
| Federal funds sold & reverse repurchase agreements | $1,733,000 | 5,266 |
| Net loans & leases | $53,743,000 | 4,777 |
| Loan loss allowance | $555,000 | 5,500 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $934,000 | 6,221 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $931,000 | 6,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,490,000 | 5,724 |
| Total liabilities | $65,131,000 | 5,720 |
| Total deposits | $57,680,000 | 6,017 |
| Interest-bearing deposits | $49,048,000 | 6,050 |
| Deposits held in domestic offices | $57,680,000 | 6,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,000,000 | 1,571 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $451,000 | 6,347 |
| Total equity capital | $7,359,000 | 5,601 |
| Total bank equity capital | $7,359,000 | 5,601 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $960,000 | 3,781 |
| Surplus | $840,000 | 8,204 |
| Undivided profits | $5,559,000 | 4,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 4,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $459,000 | 5,051 |
| Earning assets | $67,120,000 | 5,679 |
| Long-term assets (5+ years) | $1,314,000 | 8,451 |
| Average Assets, year-to-date | $65,681,400 | 5,973 |
| Average Assets, quarterly | $69,955,000 | 5,825 |
| Volatile liabilities | $4,328,000 | 7,535 |
| Insider loans | $2,071,000 | 2,060 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,225,000 | 4,532 |
| Tier 1 (core) risk-based capital | $7,361,000 | 5,491 |
| Tier 2 risk-based capital | $555,000 | 4,855 |
| Total risk weighted assets | $48,903,600 | 5,148 |
| Total unused commitments | $6,225,000 | 4,546 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $61,937,000 | 6,493 |
| Cash and due from depository institutions | $2,167,000 | 4,916 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $7,365,000 | 9,239 |
| Federal funds sold & reverse repurchase agreements | $1,252,000 | 6,816 |
| Net loans & leases | $49,613,000 | 5,003 |
| Loan loss allowance | $473,000 | 6,285 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $796,000 | 6,841 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $744,000 | 7,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,937,000 | 6,493 |
| Total liabilities | $55,026,000 | 6,539 |
| Total deposits | $49,334,000 | 6,827 |
| Interest-bearing deposits | $40,553,000 | 6,985 |
| Deposits held in domestic offices | $49,334,000 | 6,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,250,000 | 1,594 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $442,000 | 6,736 |
| Total equity capital | $6,911,000 | 5,925 |
| Total bank equity capital | $6,911,000 | 5,925 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $960,000 | 3,971 |
| Surplus | $840,000 | 8,444 |
| Undivided profits | $5,111,000 | 4,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 5,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $375,000 | 6,116 |
| Earning assets | $58,236,000 | 6,367 |
| Long-term assets (5+ years) | $907,000 | 9,117 |
| Average Assets, year-to-date | $57,874,600 | 6,620 |
| Average Assets, quarterly | $60,305,000 | 6,554 |
| Volatile liabilities | $4,530,000 | 7,263 |
| Insider loans | $1,822,000 | 2,331 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,790,000 | 5,725 |
| Tier 1 (core) risk-based capital | $6,931,000 | 5,776 |
| Tier 2 risk-based capital | $473,000 | 5,504 |
| Total risk weighted assets | $44,961,900 | 5,460 |
| Total unused commitments | $3,790,000 | 5,737 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $56,991,000 | 6,902 |
| Cash and due from depository institutions | $3,057,000 | 5,617 |
| Interest-bearing balances | $5,000 | 6,831 |
| Securities | $9,164,000 | 9,068 |
| Federal funds sold & reverse repurchase agreements | $1,315,000 | 4,846 |
| Net loans & leases | $41,842,000 | 5,605 |
| Loan loss allowance | $412,000 | 7,011 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $831,000 | 6,768 |
| Other real estate owned | $44,000 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $738,000 | 8,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,991,000 | 6,902 |
| Total liabilities | $50,545,000 | 6,976 |
| Total deposits | $48,723,000 | 6,925 |
| Interest-bearing deposits | $39,288,000 | 7,173 |
| Deposits held in domestic offices | $48,723,000 | 6,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,500,000 | 2,783 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $322,000 | 7,027 |
| Total equity capital | $6,446,000 | 5,925 |
| Total bank equity capital | $6,446,000 | 5,925 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $960,000 | 4,144 |
| Surplus | $840,000 | 8,680 |
| Undivided profits | $4,646,000 | 4,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 6,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $290,000 | 6,759 |
| Earning assets | $52,326,000 | 6,864 |
| Long-term assets (5+ years) | $1,120,000 | 9,272 |
| Average Assets, year-to-date | $53,182,600 | 7,089 |
| Average Assets, quarterly | $55,125,000 | 7,008 |
| Volatile liabilities | $3,439,000 | 8,029 |
| Insider loans | $1,736,000 | 2,349 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,308,000 | 5,339 |
| Tier 1 (core) risk-based capital | $6,529,000 | 5,977 |
| Tier 2 risk-based capital | $412,000 | 6,094 |
| Total risk weighted assets | $38,981,400 | 6,005 |
| Total unused commitments | $4,308,000 | 5,347 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $52,550,000 | 7,487 |
| Cash and due from depository institutions | $2,653,000 | 6,753 |
| Interest-bearing balances | $5,000 | 7,519 |
| Securities | $15,663,000 | 7,192 |
| Federal funds sold & reverse repurchase agreements | $419,000 | 9,348 |
| Net loans & leases | $32,388,000 | 6,650 |
| Loan loss allowance | $334,000 | 8,219 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $781,000 | 7,102 |
| Other real estate owned | $0 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $646,000 | 8,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,550,000 | 7,487 |
| Total liabilities | $46,410,000 | 7,619 |
| Total deposits | $46,114,000 | 7,475 |
| Interest-bearing deposits | $38,191,000 | 7,623 |
| Deposits held in domestic offices | $46,114,000 | 7,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $296,000 | 7,603 |
| Total equity capital | $6,140,000 | 6,282 |
| Total bank equity capital | $6,140,000 | 6,282 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $960,000 | 4,302 |
| Surplus | $840,000 | 8,912 |
| Undivided profits | $4,340,000 | 4,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 10,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $197,000 | 8,213 |
| Earning assets | $48,475,000 | 7,439 |
| Long-term assets (5+ years) | $845,000 | 10,171 |
| Average Assets, year-to-date | $50,906,000 | 7,482 |
| Average Assets, quarterly | $52,323,500 | 7,446 |
| Volatile liabilities | $1,706,000 | 10,160 |
| Insider loans | $1,306,000 | 3,021 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,128,000 | 4,809 |
| Tier 1 (core) risk-based capital | $6,140,000 | 6,198 |
| Tier 2 risk-based capital | $334,000 | 7,081 |
| Total risk weighted assets | $31,403,000 | 7,054 |
| Total unused commitments | $5,128,000 | 4,832 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $50,303,000 | 7,823 |
| Cash and due from depository institutions | $1,992,000 | 7,064 |
| Interest-bearing balances | $5,000 | 7,948 |
| Securities | $19,604,000 | 6,181 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $25,500,000 | 7,802 |
| Loan loss allowance | $314,000 | 8,602 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $532,000 | 8,694 |
| Other real estate owned | $0 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $675,000 | 8,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,303,000 | 7,823 |
| Total liabilities | $44,462,000 | 7,988 |
| Total deposits | $44,075,000 | 7,850 |
| Interest-bearing deposits | $37,515,000 | 7,944 |
| Deposits held in domestic offices | $44,075,000 | 7,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $387,000 | 6,974 |
| Total equity capital | $5,841,000 | 6,298 |
| Total bank equity capital | $5,841,000 | 6,298 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $960,000 | 4,507 |
| Surplus | $840,000 | 9,024 |
| Undivided profits | $4,041,000 | 4,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 8,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $179,000 | 9,213 |
| Earning assets | $47,109,000 | 7,688 |
| Long-term assets (5+ years) | $1,231,000 | 9,916 |
| Average Assets, year-to-date | $46,806,800 | 8,042 |
| Average Assets, quarterly | $48,925,500 | 7,902 |
| Volatile liabilities | $1,601,000 | 10,619 |
| Insider loans | $237,000 | 3,489 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,157,000 | 7,114 |
| Tier 1 (core) risk-based capital | $5,841,000 | 6,222 |
| Tier 2 risk-based capital | $314,000 | 7,386 |
| Total risk weighted assets | $25,302,000 | 8,206 |
| Total unused commitments | $2,157,000 | 7,143 |
| Derivatives | $0 | 651 |