Home > Farmers & Merchants Bank > Income and Expense
Farmers & Merchants Bank, Income and Expense
| 2025-06-30 (YTD Data) | Rank | |
| Total interest income | $10,043,000 | 2,105 |
| Total interest expense | $2,984,000 | 2,243 |
| Net interest income | $7,059,000 | 2,029 |
| Provision for loan and lease losses | $300,000 | 1,336 |
| Total noninterest income | $689,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 937 |
| Service charges on deposit accounts | $204,000 | 1,858 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $485,000 | 2,226 |
| Total noninterest expense | $3,825,000 | 2,496 |
| Salaries and employee benefits | $2,025,000 | 2,562 |
| Premises and equipment expense | $246,000 | 2,984 |
| Additional noninterest expense | $485,000 | 2,251 |
| Pre-tax net operating income | $3,623,000 | 1,601 |
| Securities gains (losses) | $-3,000 | 3,795 |
| Applicable income taxes | $718,000 | 1,272 |
| Income before extraordinary items | $2,902,000 | 1,678 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,902,000 | 1,695 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,902,000 | 1,678 |
| Net charge-offs | $3,000 | 2,536 |
| Cash dividends | $0 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 478 |
| Net operating income | $2,904,400 | 1,687 |
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 2,144 |
| Total interest expense | $1,479,000 | 2,251 |
| Net interest income | $3,387,000 | 2,063 |
| Provision for loan and lease losses | $150,000 | 1,175 |
| Total noninterest income | $327,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $101,000 | 1,867 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $226,000 | 2,265 |
| Total noninterest expense | $1,889,000 | 2,524 |
| Salaries and employee benefits | $1,003,000 | 2,599 |
| Premises and equipment expense | $122,000 | 3,007 |
| Additional noninterest expense | $226,000 | 2,265 |
| Pre-tax net operating income | $1,675,000 | 1,630 |
| Securities gains (losses) | $-2,000 | 3,863 |
| Applicable income taxes | $331,000 | 1,282 |
| Income before extraordinary items | $1,342,000 | 1,697 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,342,000 | 1,717 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,342,000 | 1,697 |
| Net charge-offs | $9,000 | 1,700 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,343,600 | 1,709 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $18,026,000 | 2,215 |
| Total interest expense | $5,564,000 | 2,369 |
| Net interest income | $12,462,000 | 2,094 |
| Provision for loan and lease losses | $539,000 | 1,326 |
| Total noninterest income | $1,251,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $322,000 | 2,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $929,000 | 2,325 |
| Total noninterest expense | $7,225,000 | 2,569 |
| Salaries and employee benefits | $3,884,000 | 2,617 |
| Premises and equipment expense | $511,000 | 2,927 |
| Additional noninterest expense | $929,000 | 2,325 |
| Pre-tax net operating income | $5,949,000 | 1,657 |
| Securities gains (losses) | $-413,000 | 4,222 |
| Applicable income taxes | $1,073,000 | 1,363 |
| Income before extraordinary items | $4,463,000 | 1,822 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,463,000 | 1,841 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,463,000 | 1,822 |
| Net charge-offs | $27,000 | 2,351 |
| Cash dividends | $350,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $4,797,530 | 1,746 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $13,171,000 | 2,243 |
| Total interest expense | $4,027,000 | 2,392 |
| Net interest income | $9,144,000 | 2,108 |
| Provision for loan and lease losses | $320,000 | 1,409 |
| Total noninterest income | $918,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $226,000 | 2,207 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $692,000 | 2,307 |
| Total noninterest expense | $5,428,000 | 2,533 |
| Salaries and employee benefits | $2,886,000 | 2,616 |
| Premises and equipment expense | $387,000 | 2,910 |
| Additional noninterest expense | $692,000 | 2,307 |
| Pre-tax net operating income | $4,314,000 | 1,700 |
| Securities gains (losses) | $-28,000 | 3,981 |
| Applicable income taxes | $832,000 | 1,334 |
| Income before extraordinary items | $3,454,000 | 1,779 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,454,000 | 1,799 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,454,000 | 1,781 |
| Net charge-offs | $22,000 | 2,072 |
| Cash dividends | $150,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $3,476,680 | 1,773 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $8,465,000 | 2,271 |
| Total interest expense | $2,604,000 | 2,413 |
| Net interest income | $5,861,000 | 2,146 |
| Provision for loan and lease losses | $90,000 | 1,912 |
| Total noninterest income | $594,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $146,000 | 2,220 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $448,000 | 2,309 |
| Total noninterest expense | $3,696,000 | 2,494 |
| Salaries and employee benefits | $1,921,000 | 2,611 |
| Premises and equipment expense | $255,000 | 2,917 |
| Additional noninterest expense | $448,000 | 2,309 |
| Pre-tax net operating income | $2,669,000 | 1,765 |
| Securities gains (losses) | $-32,000 | 4,022 |
| Applicable income taxes | $508,000 | 1,385 |
| Income before extraordinary items | $2,129,000 | 1,852 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,129,000 | 1,877 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,129,000 | 1,853 |
| Net charge-offs | $13,000 | 1,937 |
| Cash dividends | $75,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,154,920 | 1,839 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 2,317 |
| Total interest expense | $1,272,000 | 2,416 |
| Net interest income | $2,784,000 | 2,213 |
| Provision for loan and lease losses | $75,000 | 1,383 |
| Total noninterest income | $288,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $72,000 | 2,227 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $216,000 | 2,296 |
| Total noninterest expense | $1,813,000 | 2,518 |
| Salaries and employee benefits | $928,000 | 2,663 |
| Premises and equipment expense | $126,000 | 2,939 |
| Additional noninterest expense | $216,000 | 2,296 |
| Pre-tax net operating income | $1,184,000 | 1,849 |
| Securities gains (losses) | $-24,000 | 4,171 |
| Applicable income taxes | $219,000 | 1,448 |
| Income before extraordinary items | $941,000 | 1,972 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $941,000 | 1,997 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $941,000 | 1,972 |
| Net charge-offs | $5,000 | 1,739 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $960,440 | 1,955 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,289,000 | 2,362 |
| Total interest expense | $3,070,000 | 2,588 |
| Net interest income | $11,219,000 | 2,213 |
| Provision for loan and lease losses | $375,000 | 1,482 |
| Total noninterest income | $1,173,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $301,000 | 2,186 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $872,000 | 2,421 |
| Total noninterest expense | $6,773,000 | 2,611 |
| Salaries and employee benefits | $3,528,000 | 2,705 |
| Premises and equipment expense | $481,000 | 3,012 |
| Additional noninterest expense | $872,000 | 2,421 |
| Pre-tax net operating income | $5,244,000 | 1,859 |
| Securities gains (losses) | $-369,000 | 4,121 |
| Applicable income taxes | $923,000 | 1,484 |
| Income before extraordinary items | $3,952,000 | 2,004 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,952,000 | 2,028 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,952,000 | 2,007 |
| Net charge-offs | $18,000 | 2,246 |
| Cash dividends | $250,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,250,890 | 1,953 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,374,000 | 2,372 |
| Total interest expense | $1,981,000 | 2,658 |
| Net interest income | $8,393,000 | 2,239 |
| Provision for loan and lease losses | $270,000 | 1,426 |
| Total noninterest income | $886,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $227,000 | 2,188 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $659,000 | 2,394 |
| Total noninterest expense | $5,018,000 | 2,614 |
| Salaries and employee benefits | $2,575,000 | 2,731 |
| Premises and equipment expense | $362,000 | 3,015 |
| Additional noninterest expense | $659,000 | 2,393 |
| Pre-tax net operating income | $3,991,000 | 1,906 |
| Securities gains (losses) | $-38,000 | 3,758 |
| Applicable income taxes | $753,000 | 1,473 |
| Income before extraordinary items | $3,200,000 | 1,976 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,200,000 | 1,995 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,200,000 | 1,976 |
| Net charge-offs | $11,000 | 2,102 |
| Cash dividends | $100,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,230,780 | 1,990 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 2,380 |
| Total interest expense | $1,153,000 | 2,671 |
| Net interest income | $5,556,000 | 2,265 |
| Provision for loan and lease losses | $180,000 | 1,397 |
| Total noninterest income | $576,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $145,000 | 2,232 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $431,000 | 2,352 |
| Total noninterest expense | $3,258,000 | 2,641 |
| Salaries and employee benefits | $1,681,000 | 2,770 |
| Premises and equipment expense | $251,000 | 2,953 |
| Additional noninterest expense | $431,000 | 2,348 |
| Pre-tax net operating income | $2,694,000 | 1,876 |
| Securities gains (losses) | $-45,000 | 4,058 |
| Applicable income taxes | $505,000 | 1,480 |
| Income before extraordinary items | $2,144,000 | 1,974 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,144,000 | 1,998 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,144,000 | 1,974 |
| Net charge-offs | $9,000 | 1,852 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,180,450 | 1,958 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 2,409 |
| Total interest expense | $430,000 | 2,779 |
| Net interest income | $2,834,000 | 2,235 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $264,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $68,000 | 2,327 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $196,000 | 2,459 |
| Total noninterest expense | $1,594,000 | 2,701 |
| Salaries and employee benefits | $812,000 | 2,862 |
| Premises and equipment expense | $122,000 | 3,034 |
| Additional noninterest expense | $196,000 | 2,459 |
| Pre-tax net operating income | $1,414,000 | 1,867 |
| Securities gains (losses) | $-21,000 | 4,122 |
| Applicable income taxes | $266,000 | 1,486 |
| Income before extraordinary items | $1,127,000 | 1,947 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,127,000 | 1,947 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,127,000 | 1,947 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,144,010 | 1,946 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,206,000 | 2,370 |
| Total interest expense | $794,000 | 2,698 |
| Net interest income | $10,412,000 | 2,314 |
| Provision for loan and lease losses | $225,000 | 1,730 |
| Total noninterest income | $1,053,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $281,000 | 2,333 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $772,000 | 2,609 |
| Total noninterest expense | $6,664,000 | 2,587 |
| Salaries and employee benefits | $3,452,000 | 2,723 |
| Premises and equipment expense | $522,000 | 2,929 |
| Additional noninterest expense | $772,000 | 2,609 |
| Pre-tax net operating income | $4,576,000 | 2,140 |
| Securities gains (losses) | $-351,000 | 4,246 |
| Applicable income taxes | $778,000 | 1,741 |
| Income before extraordinary items | $3,447,000 | 2,289 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,447,000 | 2,288 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,447,000 | 2,288 |
| Net charge-offs | $18,000 | 1,960 |
| Cash dividends | $200,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,734,820 | 2,219 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,097,000 | 2,373 |
| Total interest expense | $561,000 | 2,519 |
| Net interest income | $7,536,000 | 2,348 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $787,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $210,000 | 2,349 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $577,000 | 2,644 |
| Total noninterest expense | $4,972,000 | 2,588 |
| Salaries and employee benefits | $2,526,000 | 2,750 |
| Premises and equipment expense | $381,000 | 2,981 |
| Additional noninterest expense | $577,000 | 2,644 |
| Pre-tax net operating income | $3,201,000 | 2,218 |
| Securities gains (losses) | $-9,000 | 3,750 |
| Applicable income taxes | $590,000 | 1,720 |
| Income before extraordinary items | $2,602,000 | 2,257 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,602,000 | 2,256 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,602,000 | 2,256 |
| Net charge-offs | $178,000 | 731 |
| Cash dividends | $200,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,609,380 | 2,292 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 2,417 |
| Total interest expense | $350,000 | 2,455 |
| Net interest income | $4,696,000 | 2,407 |
| Provision for loan and lease losses | $75,000 | 1,677 |
| Total noninterest income | $519,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $137,000 | 2,364 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $382,000 | 2,683 |
| Total noninterest expense | $3,328,000 | 2,573 |
| Salaries and employee benefits | $1,690,000 | 2,758 |
| Premises and equipment expense | $241,000 | 3,064 |
| Additional noninterest expense | $1,397,000 | 2,100 |
| Pre-tax net operating income | $1,812,000 | 2,330 |
| Securities gains (losses) | $-12,000 | 3,978 |
| Applicable income taxes | $326,000 | 1,791 |
| Income before extraordinary items | $1,474,000 | 2,369 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,474,000 | 2,369 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,474,000 | 2,369 |
| Net charge-offs | $7,000 | 1,686 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,483,840 | 2,399 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 2,409 |
| Total interest expense | $174,000 | 2,422 |
| Net interest income | $2,306,000 | 2,382 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $240,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $66,000 | 2,400 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $174,000 | 2,727 |
| Total noninterest expense | $1,660,000 | 2,583 |
| Salaries and employee benefits | $833,000 | 2,771 |
| Premises and equipment expense | $120,000 | 3,073 |
| Additional noninterest expense | $707,000 | 2,086 |
| Pre-tax net operating income | $811,000 | 2,367 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $144,000 | 1,826 |
| Income before extraordinary items | $665,000 | 2,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $665,000 | 2,416 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $665,000 | 2,418 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $666,640 | 2,441 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,274,000 | 2,432 |
| Total interest expense | $819,000 | 2,494 |
| Net interest income | $9,455,000 | 2,408 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $851,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $236,000 | 2,474 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $615,000 | 3,083 |
| Total noninterest expense | $5,703,000 | 2,801 |
| Salaries and employee benefits | $2,885,000 | 2,991 |
| Premises and equipment expense | $458,000 | 3,152 |
| Additional noninterest expense | $2,360,000 | 2,329 |
| Pre-tax net operating income | $4,103,000 | 2,291 |
| Securities gains (losses) | $24,000 | 1,441 |
| Applicable income taxes | $762,000 | 1,808 |
| Income before extraordinary items | $3,365,000 | 2,403 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,365,000 | 2,402 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,365,000 | 2,404 |
| Net charge-offs | $37,000 | 1,808 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,345,320 | 2,379 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,865,000 | 2,450 |
| Total interest expense | $620,000 | 2,560 |
| Net interest income | $7,245,000 | 2,425 |
| Provision for loan and lease losses | $225,000 | 1,362 |
| Total noninterest income | $704,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $160,000 | 2,604 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $544,000 | 2,986 |
| Total noninterest expense | $4,197,000 | 2,846 |
| Salaries and employee benefits | $2,148,000 | 3,015 |
| Premises and equipment expense | $337,000 | 3,210 |
| Additional noninterest expense | $1,712,000 | 2,385 |
| Pre-tax net operating income | $3,527,000 | 2,223 |
| Securities gains (losses) | $16,000 | 1,506 |
| Applicable income taxes | $665,000 | 1,774 |
| Income before extraordinary items | $2,878,000 | 2,310 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,878,000 | 2,309 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,878,000 | 2,310 |
| Net charge-offs | $32,000 | 1,546 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,865,040 | 2,294 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 2,549 |
| Total interest expense | $415,000 | 2,622 |
| Net interest income | $4,468,000 | 2,519 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $513,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $111,000 | 2,494 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $402,000 | 2,838 |
| Total noninterest expense | $2,807,000 | 2,845 |
| Salaries and employee benefits | $1,433,000 | 3,016 |
| Premises and equipment expense | $207,000 | 3,344 |
| Additional noninterest expense | $1,167,000 | 2,332 |
| Pre-tax net operating income | $2,024,000 | 2,378 |
| Securities gains (losses) | $22,000 | 1,150 |
| Applicable income taxes | $383,000 | 1,868 |
| Income before extraordinary items | $1,663,000 | 2,485 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,663,000 | 2,485 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,663,000 | 2,485 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,645,180 | 2,463 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 2,614 |
| Total interest expense | $209,000 | 2,686 |
| Net interest income | $2,118,000 | 2,582 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $236,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $52,000 | 2,592 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $184,000 | 2,927 |
| Total noninterest expense | $1,367,000 | 2,876 |
| Salaries and employee benefits | $702,000 | 3,029 |
| Premises and equipment expense | $93,000 | 3,518 |
| Additional noninterest expense | $572,000 | 2,339 |
| Pre-tax net operating income | $912,000 | 2,501 |
| Securities gains (losses) | $19,000 | 895 |
| Applicable income taxes | $175,000 | 1,903 |
| Income before extraordinary items | $756,000 | 2,592 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $756,000 | 2,590 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $756,000 | 2,592 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $740,610 | 2,590 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,226,000 | 2,640 |
| Total interest expense | $903,000 | 3,094 |
| Net interest income | $8,323,000 | 2,562 |
| Provision for loan and lease losses | $635,000 | 2,017 |
| Total noninterest income | $924,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $237,000 | 2,533 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $687,000 | 2,832 |
| Total noninterest expense | $5,276,000 | 2,898 |
| Salaries and employee benefits | $2,733,000 | 3,087 |
| Premises and equipment expense | $358,000 | 3,576 |
| Additional noninterest expense | $2,185,000 | 2,402 |
| Pre-tax net operating income | $3,336,000 | 2,300 |
| Securities gains (losses) | $15,000 | 2,194 |
| Applicable income taxes | $602,000 | 1,815 |
| Income before extraordinary items | $2,749,000 | 2,421 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,749,000 | 2,421 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,749,000 | 2,421 |
| Net charge-offs | $26,000 | 2,706 |
| Cash dividends | $100,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,736,700 | 2,369 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,599,000 | 2,727 |
| Total interest expense | $687,000 | 3,152 |
| Net interest income | $5,912,000 | 2,646 |
| Provision for loan and lease losses | $135,000 | 3,076 |
| Total noninterest income | $700,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $173,000 | 2,580 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $527,000 | 2,786 |
| Total noninterest expense | $3,936,000 | 2,896 |
| Salaries and employee benefits | $2,064,000 | 3,055 |
| Premises and equipment expense | $266,000 | 3,605 |
| Additional noninterest expense | $1,606,000 | 2,393 |
| Pre-tax net operating income | $2,541,000 | 2,266 |
| Securities gains (losses) | $10,000 | 2,124 |
| Applicable income taxes | $459,000 | 1,794 |
| Income before extraordinary items | $2,092,000 | 2,385 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,092,000 | 2,385 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,092,000 | 2,385 |
| Net charge-offs | $20,000 | 2,499 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,083,800 | 2,344 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 2,834 |
| Total interest expense | $458,000 | 3,255 |
| Net interest income | $3,775,000 | 2,720 |
| Provision for loan and lease losses | $90,000 | 3,062 |
| Total noninterest income | $459,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $115,000 | 2,621 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $344,000 | 2,762 |
| Total noninterest expense | $2,599,000 | 2,925 |
| Salaries and employee benefits | $1,392,000 | 3,047 |
| Premises and equipment expense | $178,000 | 3,591 |
| Additional noninterest expense | $1,029,000 | 2,468 |
| Pre-tax net operating income | $1,545,000 | 2,352 |
| Securities gains (losses) | $5,000 | 2,004 |
| Applicable income taxes | $276,000 | 1,803 |
| Income before extraordinary items | $1,274,000 | 2,467 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,274,000 | 2,465 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,274,000 | 2,467 |
| Net charge-offs | $17,000 | 2,258 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,269,900 | 2,434 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 2,858 |
| Total interest expense | $221,000 | 3,461 |
| Net interest income | $1,873,000 | 2,710 |
| Provision for loan and lease losses | $45,000 | 2,611 |
| Total noninterest income | $208,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $71,000 | 2,584 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $137,000 | 2,863 |
| Total noninterest expense | $1,308,000 | 2,944 |
| Salaries and employee benefits | $709,000 | 3,043 |
| Premises and equipment expense | $85,000 | 3,680 |
| Additional noninterest expense | $514,000 | 2,501 |
| Pre-tax net operating income | $728,000 | 2,288 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $137,000 | 1,695 |
| Income before extraordinary items | $592,000 | 2,423 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $592,000 | 2,422 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $592,000 | 2,423 |
| Net charge-offs | $12,000 | 1,803 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $591,190 | 2,396 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 2,976 |
| Total interest expense | $852,000 | 3,530 |
| Net interest income | $7,063,000 | 2,825 |
| Provision for loan and lease losses | $266,000 | 2,082 |
| Total noninterest income | $980,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $313,000 | 2,543 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $667,000 | 2,726 |
| Total noninterest expense | $4,972,000 | 3,011 |
| Salaries and employee benefits | $2,569,000 | 3,184 |
| Premises and equipment expense | $356,000 | 3,666 |
| Additional noninterest expense | $2,047,000 | 2,517 |
| Pre-tax net operating income | $2,805,000 | 2,561 |
| Securities gains (losses) | $26,000 | 1,539 |
| Applicable income taxes | $538,000 | 1,922 |
| Income before extraordinary items | $2,293,000 | 2,706 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,293,000 | 2,706 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,293,000 | 2,708 |
| Net charge-offs | $157,000 | 1,885 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,271,940 | 2,687 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 3,053 |
| Total interest expense | $612,000 | 3,621 |
| Net interest income | $5,177,000 | 2,903 |
| Provision for loan and lease losses | $216,000 | 1,897 |
| Total noninterest income | $759,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $234,000 | 2,576 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $525,000 | 2,683 |
| Total noninterest expense | $3,724,000 | 3,046 |
| Salaries and employee benefits | $1,926,000 | 3,210 |
| Premises and equipment expense | $270,000 | 3,684 |
| Additional noninterest expense | $1,528,000 | 2,532 |
| Pre-tax net operating income | $1,996,000 | 2,730 |
| Securities gains (losses) | $26,000 | 1,329 |
| Applicable income taxes | $391,000 | 2,013 |
| Income before extraordinary items | $1,631,000 | 2,844 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,631,000 | 2,845 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,631,000 | 2,845 |
| Net charge-offs | $163,000 | 1,433 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,609,940 | 2,831 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 3,107 |
| Total interest expense | $389,000 | 3,671 |
| Net interest income | $3,366,000 | 2,961 |
| Provision for loan and lease losses | $40,000 | 2,926 |
| Total noninterest income | $431,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $144,000 | 2,695 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $287,000 | 2,853 |
| Total noninterest expense | $2,495,000 | 3,052 |
| Salaries and employee benefits | $1,307,000 | 3,195 |
| Premises and equipment expense | $185,000 | 3,647 |
| Additional noninterest expense | $1,003,000 | 2,579 |
| Pre-tax net operating income | $1,262,000 | 2,771 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $248,000 | 2,030 |
| Income before extraordinary items | $1,014,000 | 2,929 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,014,000 | 2,928 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,014,000 | 2,928 |
| Net charge-offs | $142,000 | 1,203 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,014,000 | 2,904 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 3,172 |
| Total interest expense | $180,000 | 3,761 |
| Net interest income | $1,640,000 | 3,021 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $201,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $65,000 | 2,860 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 2,867 |
| Total noninterest expense | $1,264,000 | 3,048 |
| Salaries and employee benefits | $667,000 | 3,201 |
| Premises and equipment expense | $90,000 | 3,703 |
| Additional noninterest expense | $507,000 | 2,556 |
| Pre-tax net operating income | $577,000 | 2,870 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $122,000 | 2,008 |
| Income before extraordinary items | $455,000 | 3,017 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $455,000 | 3,015 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $455,000 | 3,016 |
| Net charge-offs | $14,000 | 1,843 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $455,000 | 3,008 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,748,000 | 3,232 |
| Total interest expense | $535,000 | 3,841 |
| Net interest income | $6,213,000 | 3,098 |
| Provision for loan and lease losses | $200,000 | 2,354 |
| Total noninterest income | $785,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $298,000 | 2,753 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $487,000 | 3,094 |
| Total noninterest expense | $4,524,000 | 3,252 |
| Salaries and employee benefits | $2,355,000 | 3,398 |
| Premises and equipment expense | $379,000 | 3,628 |
| Additional noninterest expense | $1,790,000 | 2,801 |
| Pre-tax net operating income | $2,274,000 | 2,933 |
| Securities gains (losses) | $25,000 | 529 |
| Applicable income taxes | $396,000 | 2,181 |
| Income before extraordinary items | $1,903,000 | 3,002 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,903,000 | 3,001 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,903,000 | 3,001 |
| Net charge-offs | $85,000 | 2,265 |
| Cash dividends | $350,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,882,250 | 3,018 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 3,271 |
| Total interest expense | $366,000 | 3,917 |
| Net interest income | $4,623,000 | 3,138 |
| Provision for loan and lease losses | $130,000 | 2,393 |
| Total noninterest income | $585,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $221,000 | 2,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $364,000 | 3,134 |
| Total noninterest expense | $3,290,000 | 3,312 |
| Salaries and employee benefits | $1,743,000 | 3,429 |
| Premises and equipment expense | $279,000 | 3,703 |
| Additional noninterest expense | $1,268,000 | 2,921 |
| Pre-tax net operating income | $1,788,000 | 2,917 |
| Securities gains (losses) | $25,000 | 531 |
| Applicable income taxes | $311,000 | 2,208 |
| Income before extraordinary items | $1,502,000 | 2,991 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,502,000 | 2,989 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,502,000 | 2,990 |
| Net charge-offs | $47,000 | 2,243 |
| Cash dividends | $100,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,481,250 | 2,999 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,255,000 | 3,293 |
| Total interest expense | $224,000 | 3,976 |
| Net interest income | $3,031,000 | 3,174 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $378,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $138,000 | 2,886 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $240,000 | 3,154 |
| Total noninterest expense | $2,168,000 | 3,352 |
| Salaries and employee benefits | $1,166,000 | 3,430 |
| Premises and equipment expense | $193,000 | 3,658 |
| Additional noninterest expense | $809,000 | 3,032 |
| Pre-tax net operating income | $1,181,000 | 2,896 |
| Securities gains (losses) | $-7,000 | 4,923 |
| Applicable income taxes | $222,000 | 2,125 |
| Income before extraordinary items | $952,000 | 3,037 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $952,000 | 3,036 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $952,000 | 3,036 |
| Net charge-offs | $6,000 | 2,773 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $957,670 | 3,022 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 3,363 |
| Total interest expense | $102,000 | 4,089 |
| Net interest income | $1,467,000 | 3,245 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $181,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $65,000 | 2,994 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $116,000 | 3,148 |
| Total noninterest expense | $1,066,000 | 3,417 |
| Salaries and employee benefits | $589,000 | 3,443 |
| Premises and equipment expense | $95,000 | 3,735 |
| Additional noninterest expense | $382,000 | 3,165 |
| Pre-tax net operating income | $552,000 | 2,953 |
| Securities gains (losses) | $-7,000 | 5,172 |
| Applicable income taxes | $92,000 | 2,241 |
| Income before extraordinary items | $453,000 | 3,055 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $453,000 | 3,056 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $453,000 | 3,056 |
| Net charge-offs | $6,000 | 2,135 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $458,810 | 3,032 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,719,000 | 3,505 |
| Total interest expense | $299,000 | 4,407 |
| Net interest income | $5,420,000 | 3,377 |
| Provision for loan and lease losses | $50,000 | 3,556 |
| Total noninterest income | $706,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $275,000 | 2,991 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $431,000 | 3,360 |
| Total noninterest expense | $4,052,000 | 3,523 |
| Salaries and employee benefits | $2,211,000 | 3,555 |
| Premises and equipment expense | $338,000 | 3,969 |
| Additional noninterest expense | $1,503,000 | 3,220 |
| Pre-tax net operating income | $2,024,000 | 3,095 |
| Securities gains (losses) | $-2,000 | 4,854 |
| Applicable income taxes | $625,000 | 2,256 |
| Income before extraordinary items | $1,397,000 | 3,243 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,397,000 | 3,241 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,397,000 | 3,243 |
| Net charge-offs | $8,000 | 3,737 |
| Cash dividends | $275,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,398,380 | 3,214 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 3,567 |
| Total interest expense | $220,000 | 4,452 |
| Net interest income | $4,003,000 | 3,436 |
| Provision for loan and lease losses | $30,000 | 3,538 |
| Total noninterest income | $534,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $201,000 | 3,056 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $333,000 | 3,335 |
| Total noninterest expense | $3,013,000 | 3,548 |
| Salaries and employee benefits | $1,663,000 | 3,561 |
| Premises and equipment expense | $256,000 | 3,992 |
| Additional noninterest expense | $1,094,000 | 3,291 |
| Pre-tax net operating income | $1,494,000 | 3,185 |
| Securities gains (losses) | $-2,000 | 5,199 |
| Applicable income taxes | $405,000 | 2,246 |
| Income before extraordinary items | $1,087,000 | 3,391 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,087,000 | 3,390 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,087,000 | 3,391 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $275,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,088,460 | 3,363 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 3,606 |
| Total interest expense | $141,000 | 4,507 |
| Net interest income | $2,625,000 | 3,470 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $355,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $129,000 | 3,106 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $226,000 | 3,312 |
| Total noninterest expense | $1,982,000 | 3,591 |
| Salaries and employee benefits | $1,109,000 | 3,588 |
| Premises and equipment expense | $171,000 | 3,987 |
| Additional noninterest expense | $702,000 | 3,390 |
| Pre-tax net operating income | $968,000 | 3,185 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $246,000 | 2,317 |
| Income before extraordinary items | $722,000 | 3,350 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $722,000 | 3,349 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $722,000 | 3,350 |
| Net charge-offs | $4,000 | 3,177 |
| Cash dividends | $150,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $722,000 | 3,323 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 3,657 |
| Total interest expense | $55,000 | 4,823 |
| Net interest income | $1,297,000 | 3,497 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $169,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $63,000 | 3,142 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $106,000 | 3,383 |
| Total noninterest expense | $958,000 | 3,699 |
| Salaries and employee benefits | $562,000 | 3,605 |
| Premises and equipment expense | $84,000 | 4,067 |
| Additional noninterest expense | $312,000 | 3,626 |
| Pre-tax net operating income | $478,000 | 3,153 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $123,000 | 2,279 |
| Income before extraordinary items | $355,000 | 3,335 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $355,000 | 3,334 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $355,000 | 3,335 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $355,000 | 3,314 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 3,752 |
| Total interest expense | $178,000 | 5,096 |
| Net interest income | $4,982,000 | 3,590 |
| Provision for loan and lease losses | $110,000 | 3,038 |
| Total noninterest income | $652,000 | 3,694 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $260,000 | 3,198 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $392,000 | 3,592 |
| Total noninterest expense | $3,707,000 | 3,788 |
| Salaries and employee benefits | $2,006,000 | 3,822 |
| Premises and equipment expense | $373,000 | 3,907 |
| Additional noninterest expense | $1,328,000 | 3,596 |
| Pre-tax net operating income | $1,817,000 | 3,215 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $459,000 | 2,325 |
| Income before extraordinary items | $1,359,000 | 3,429 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,359,000 | 3,427 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,359,000 | 3,428 |
| Net charge-offs | $46,000 | 3,204 |
| Cash dividends | $175,000 | 3,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,358,250 | 3,383 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 3,794 |
| Total interest expense | $132,000 | 5,156 |
| Net interest income | $3,702,000 | 3,623 |
| Provision for loan and lease losses | $110,000 | 2,639 |
| Total noninterest income | $486,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $193,000 | 3,238 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $293,000 | 3,602 |
| Total noninterest expense | $2,678,000 | 3,893 |
| Salaries and employee benefits | $1,418,000 | 3,941 |
| Premises and equipment expense | $283,000 | 3,896 |
| Additional noninterest expense | $977,000 | 3,667 |
| Pre-tax net operating income | $1,400,000 | 3,211 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $354,000 | 2,344 |
| Income before extraordinary items | $1,047,000 | 3,421 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,047,000 | 3,419 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,047,000 | 3,421 |
| Net charge-offs | $44,000 | 2,670 |
| Cash dividends | $50,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,046,250 | 3,367 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 3,873 |
| Total interest expense | $86,000 | 5,227 |
| Net interest income | $2,382,000 | 3,708 |
| Provision for loan and lease losses | $80,000 | 2,499 |
| Total noninterest income | $313,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $121,000 | 3,326 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 3,665 |
| Total noninterest expense | $1,734,000 | 3,990 |
| Salaries and employee benefits | $927,000 | 4,014 |
| Premises and equipment expense | $180,000 | 4,016 |
| Additional noninterest expense | $627,000 | 3,765 |
| Pre-tax net operating income | $881,000 | 3,293 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $233,000 | 2,366 |
| Income before extraordinary items | $648,000 | 3,543 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $648,000 | 3,539 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $648,000 | 3,541 |
| Net charge-offs | $39,000 | 2,330 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $648,000 | 3,480 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 3,943 |
| Total interest expense | $43,000 | 5,266 |
| Net interest income | $1,158,000 | 3,773 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $148,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $57,000 | 3,421 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $91,000 | 3,686 |
| Total noninterest expense | $864,000 | 4,026 |
| Salaries and employee benefits | $468,000 | 4,028 |
| Premises and equipment expense | $85,000 | 4,183 |
| Additional noninterest expense | $311,000 | 3,793 |
| Pre-tax net operating income | $392,000 | 3,435 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $97,000 | 2,487 |
| Income before extraordinary items | $295,000 | 3,662 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $295,000 | 3,659 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $295,000 | 3,660 |
| Net charge-offs | $26,000 | 1,827 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $295,000 | 3,592 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 3,989 |
| Total interest expense | $179,000 | 5,283 |
| Net interest income | $4,508,000 | 3,811 |
| Provision for loan and lease losses | $305,000 | 1,877 |
| Total noninterest income | $658,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $278,000 | 3,175 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $380,000 | 3,658 |
| Total noninterest expense | $3,259,000 | 4,139 |
| Salaries and employee benefits | $1,651,000 | 4,281 |
| Premises and equipment expense | $362,000 | 4,095 |
| Additional noninterest expense | $1,246,000 | 3,845 |
| Pre-tax net operating income | $1,602,000 | 3,405 |
| Securities gains (losses) | $12,000 | 2,504 |
| Applicable income taxes | $406,000 | 2,404 |
| Income before extraordinary items | $1,208,000 | 3,624 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,208,000 | 3,622 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,208,000 | 3,624 |
| Net charge-offs | $88,000 | 2,775 |
| Cash dividends | $235,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,199,000 | 3,585 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 4,049 |
| Total interest expense | $138,000 | 5,337 |
| Net interest income | $3,350,000 | 3,867 |
| Provision for loan and lease losses | $230,000 | 1,786 |
| Total noninterest income | $491,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $210,000 | 3,178 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 3,706 |
| Total noninterest expense | $2,377,000 | 4,233 |
| Salaries and employee benefits | $1,238,000 | 4,307 |
| Premises and equipment expense | $263,000 | 4,228 |
| Additional noninterest expense | $876,000 | 4,002 |
| Pre-tax net operating income | $1,234,000 | 3,413 |
| Securities gains (losses) | $31,000 | 1,769 |
| Applicable income taxes | $324,000 | 2,407 |
| Income before extraordinary items | $941,000 | 3,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $941,000 | 3,605 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $941,000 | 3,606 |
| Net charge-offs | $39,000 | 2,950 |
| Cash dividends | $160,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $918,060 | 3,592 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 4,081 |
| Total interest expense | $95,000 | 5,355 |
| Net interest income | $2,218,000 | 3,899 |
| Provision for loan and lease losses | $155,000 | 1,733 |
| Total noninterest income | $327,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $135,000 | 3,230 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 3,693 |
| Total noninterest expense | $1,582,000 | 4,289 |
| Salaries and employee benefits | $834,000 | 4,340 |
| Premises and equipment expense | $177,000 | 4,238 |
| Additional noninterest expense | $571,000 | 4,074 |
| Pre-tax net operating income | $808,000 | 3,408 |
| Securities gains (losses) | $31,000 | 1,488 |
| Applicable income taxes | $215,000 | 2,411 |
| Income before extraordinary items | $624,000 | 3,600 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $624,000 | 3,601 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $624,000 | 3,602 |
| Net charge-offs | $46,000 | 2,379 |
| Cash dividends | $100,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $601,060 | 3,611 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 4,128 |
| Total interest expense | $47,000 | 5,415 |
| Net interest income | $1,092,000 | 3,950 |
| Provision for loan and lease losses | $80,000 | 1,639 |
| Total noninterest income | $165,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $63,000 | 3,309 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $102,000 | 3,574 |
| Total noninterest expense | $785,000 | 4,343 |
| Salaries and employee benefits | $420,000 | 4,352 |
| Premises and equipment expense | $85,000 | 4,344 |
| Additional noninterest expense | $280,000 | 4,120 |
| Pre-tax net operating income | $392,000 | 3,404 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $99,000 | 2,453 |
| Income before extraordinary items | $295,000 | 3,691 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $295,000 | 3,693 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $295,000 | 3,694 |
| Net charge-offs | $40,000 | 1,719 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $293,500 | 3,607 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 4,235 |
| Total interest expense | $198,000 | 5,499 |
| Net interest income | $4,264,000 | 4,042 |
| Provision for loan and lease losses | $350,000 | 1,826 |
| Total noninterest income | $569,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $267,000 | 3,419 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $302,000 | 4,006 |
| Total noninterest expense | $3,144,000 | 4,374 |
| Salaries and employee benefits | $1,652,000 | 4,409 |
| Premises and equipment expense | $374,000 | 4,234 |
| Additional noninterest expense | $1,118,000 | 4,198 |
| Pre-tax net operating income | $1,339,000 | 3,670 |
| Securities gains (losses) | $31,000 | 2,055 |
| Applicable income taxes | $314,000 | 2,604 |
| Income before extraordinary items | $1,056,000 | 3,869 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,056,000 | 3,869 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,056,000 | 3,870 |
| Net charge-offs | $238,000 | 2,276 |
| Cash dividends | $150,000 | 3,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,032,130 | 3,849 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 4,287 |
| Total interest expense | $150,000 | 5,565 |
| Net interest income | $3,166,000 | 4,097 |
| Provision for loan and lease losses | $230,000 | 1,907 |
| Total noninterest income | $414,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $200,000 | 3,468 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $214,000 | 4,115 |
| Total noninterest expense | $2,320,000 | 4,423 |
| Salaries and employee benefits | $1,221,000 | 4,465 |
| Premises and equipment expense | $263,000 | 4,409 |
| Additional noninterest expense | $836,000 | 4,236 |
| Pre-tax net operating income | $1,030,000 | 3,705 |
| Securities gains (losses) | $31,000 | 1,754 |
| Applicable income taxes | $244,000 | 2,647 |
| Income before extraordinary items | $817,000 | 3,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $817,000 | 3,870 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $817,000 | 3,871 |
| Net charge-offs | $240,000 | 1,808 |
| Cash dividends | $50,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $793,130 | 3,877 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 4,313 |
| Total interest expense | $101,000 | 5,606 |
| Net interest income | $2,094,000 | 4,118 |
| Provision for loan and lease losses | $155,000 | 1,850 |
| Total noninterest income | $257,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $127,000 | 3,545 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $130,000 | 4,227 |
| Total noninterest expense | $1,540,000 | 4,479 |
| Salaries and employee benefits | $795,000 | 4,545 |
| Premises and equipment expense | $176,000 | 4,442 |
| Additional noninterest expense | $569,000 | 4,221 |
| Pre-tax net operating income | $656,000 | 3,703 |
| Securities gains (losses) | $13,000 | 1,826 |
| Applicable income taxes | $147,000 | 2,706 |
| Income before extraordinary items | $522,000 | 3,869 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $522,000 | 3,874 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $522,000 | 3,875 |
| Net charge-offs | $240,000 | 1,450 |
| Cash dividends | $50,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $511,860 | 3,863 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 4,347 |
| Total interest expense | $52,000 | 5,652 |
| Net interest income | $1,042,000 | 4,151 |
| Provision for loan and lease losses | $80,000 | 1,764 |
| Total noninterest income | $127,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $60,000 | 3,626 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $67,000 | 4,162 |
| Total noninterest expense | $783,000 | 4,474 |
| Salaries and employee benefits | $400,000 | 4,581 |
| Premises and equipment expense | $91,000 | 4,427 |
| Additional noninterest expense | $292,000 | 4,164 |
| Pre-tax net operating income | $306,000 | 3,788 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $63,000 | 2,770 |
| Income before extraordinary items | $243,000 | 3,907 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $243,000 | 3,909 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $243,000 | 3,909 |
| Net charge-offs | $244,000 | 823 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $243,000 | 3,871 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 4,560 |
| Total interest expense | $238,000 | 5,711 |
| Net interest income | $3,863,000 | 4,366 |
| Provision for loan and lease losses | $360,000 | 2,221 |
| Total noninterest income | $533,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $249,000 | 3,716 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $284,000 | 4,163 |
| Total noninterest expense | $3,052,000 | 4,572 |
| Salaries and employee benefits | $1,520,000 | 4,716 |
| Premises and equipment expense | $360,000 | 4,468 |
| Additional noninterest expense | $1,172,000 | 4,253 |
| Pre-tax net operating income | $984,000 | 4,116 |
| Securities gains (losses) | $24,000 | 2,255 |
| Applicable income taxes | $177,000 | 3,036 |
| Income before extraordinary items | $831,000 | 4,216 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $831,000 | 4,218 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $831,000 | 4,219 |
| Net charge-offs | $142,000 | 3,393 |
| Cash dividends | $100,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $811,320 | 4,192 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 4,644 |
| Total interest expense | $182,000 | 5,793 |
| Net interest income | $2,843,000 | 4,432 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $398,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $180,000 | 3,804 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $218,000 | 4,198 |
| Total noninterest expense | $2,257,000 | 4,615 |
| Salaries and employee benefits | $1,106,000 | 4,825 |
| Premises and equipment expense | $270,000 | 4,492 |
| Additional noninterest expense | $881,000 | 4,253 |
| Pre-tax net operating income | $684,000 | 4,307 |
| Securities gains (losses) | $24,000 | 2,127 |
| Applicable income taxes | $116,000 | 3,203 |
| Income before extraordinary items | $592,000 | 4,332 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $592,000 | 4,335 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $592,000 | 4,336 |
| Net charge-offs | $92,000 | 3,335 |
| Cash dividends | $100,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $571,840 | 4,309 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 4,709 |
| Total interest expense | $122,000 | 5,848 |
| Net interest income | $1,859,000 | 4,493 |
| Provision for loan and lease losses | $210,000 | 2,037 |
| Total noninterest income | $241,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $112,000 | 3,912 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,416 |
| Total noninterest expense | $1,473,000 | 4,699 |
| Salaries and employee benefits | $734,000 | 4,864 |
| Premises and equipment expense | $182,000 | 4,493 |
| Additional noninterest expense | $557,000 | 4,380 |
| Pre-tax net operating income | $417,000 | 4,429 |
| Securities gains (losses) | $18,000 | 2,064 |
| Applicable income taxes | $64,000 | 3,340 |
| Income before extraordinary items | $371,000 | 4,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $371,000 | 4,455 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $371,000 | 4,456 |
| Net charge-offs | $63,000 | 3,155 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $355,700 | 4,405 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 4,740 |
| Total interest expense | $65,000 | 5,840 |
| Net interest income | $926,000 | 4,517 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $114,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $51,000 | 4,059 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,419 |
| Total noninterest expense | $746,000 | 4,698 |
| Salaries and employee benefits | $368,000 | 4,888 |
| Premises and equipment expense | $87,000 | 4,611 |
| Additional noninterest expense | $291,000 | 4,292 |
| Pre-tax net operating income | $189,000 | 4,550 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $181,000 | 4,438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $181,000 | 4,441 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $181,000 | 4,440 |
| Net charge-offs | $49,000 | 2,434 |
| Cash dividends | $50,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $181,000 | 4,344 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,170,000 | 4,760 |
| Total interest expense | $332,000 | 5,839 |
| Net interest income | $3,838,000 | 4,513 |
| Provision for loan and lease losses | $490,000 | 2,744 |
| Total noninterest income | $497,000 | 4,500 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $248,000 | 3,868 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $249,000 | 4,316 |
| Total noninterest expense | $2,978,000 | 4,766 |
| Salaries and employee benefits | $1,505,000 | 4,842 |
| Premises and equipment expense | $334,000 | 4,734 |
| Additional noninterest expense | $1,139,000 | 4,478 |
| Pre-tax net operating income | $867,000 | 4,229 |
| Securities gains (losses) | $32,000 | 2,989 |
| Applicable income taxes | $129,000 | 3,331 |
| Income before extraordinary items | $770,000 | 4,319 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $770,000 | 4,316 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $770,000 | 4,318 |
| Net charge-offs | $447,000 | 2,796 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $742,480 | 4,211 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 4,826 |
| Total interest expense | $264,000 | 5,881 |
| Net interest income | $2,891,000 | 4,572 |
| Provision for loan and lease losses | $340,000 | 2,810 |
| Total noninterest income | $345,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $190,000 | 3,865 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $155,000 | 4,592 |
| Total noninterest expense | $2,133,000 | 4,903 |
| Salaries and employee benefits | $1,110,000 | 4,904 |
| Premises and equipment expense | $244,000 | 4,847 |
| Additional noninterest expense | $779,000 | 4,737 |
| Pre-tax net operating income | $763,000 | 4,101 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $117,000 | 3,260 |
| Income before extraordinary items | $646,000 | 4,231 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $646,000 | 4,231 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $646,000 | 4,231 |
| Net charge-offs | $351,000 | 2,641 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $646,000 | 4,060 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 4,866 |
| Total interest expense | $188,000 | 5,880 |
| Net interest income | $1,917,000 | 4,615 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $235,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $126,000 | 3,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,537 |
| Total noninterest expense | $1,363,000 | 5,040 |
| Salaries and employee benefits | $757,000 | 4,871 |
| Premises and equipment expense | $156,000 | 4,955 |
| Additional noninterest expense | $450,000 | 5,113 |
| Pre-tax net operating income | $549,000 | 3,968 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $101,000 | 3,041 |
| Income before extraordinary items | $448,000 | 4,176 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $448,000 | 4,180 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $448,000 | 4,180 |
| Net charge-offs | $349,000 | 2,155 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $448,000 | 3,991 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 4,957 |
| Total interest expense | $104,000 | 5,804 |
| Net interest income | $932,000 | 4,721 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $115,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,667 |
| Total noninterest expense | $707,000 | 4,974 |
| Salaries and employee benefits | $375,000 | 4,940 |
| Premises and equipment expense | $75,000 | 5,094 |
| Additional noninterest expense | $257,000 | 4,795 |
| Pre-tax net operating income | $265,000 | 4,060 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $47,000 | 3,119 |
| Income before extraordinary items | $218,000 | 4,223 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $218,000 | 4,227 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $218,000 | 4,227 |
| Net charge-offs | $139,000 | 2,162 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $218,000 | 4,072 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,271,000 | 4,995 |
| Total interest expense | $518,000 | 5,789 |
| Net interest income | $3,753,000 | 4,708 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $367,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $258,000 | 3,895 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $109,000 | 5,235 |
| Total noninterest expense | $3,099,000 | 4,796 |
| Salaries and employee benefits | $1,599,000 | 4,787 |
| Premises and equipment expense | $318,000 | 5,106 |
| Additional noninterest expense | $1,182,000 | 4,497 |
| Pre-tax net operating income | $721,000 | 4,235 |
| Securities gains (losses) | $87,000 | 2,170 |
| Applicable income taxes | $97,000 | 3,393 |
| Income before extraordinary items | $711,000 | 4,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $711,000 | 4,137 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $711,000 | 4,136 |
| Net charge-offs | $372,000 | 3,541 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $634,440 | 4,184 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 5,041 |
| Total interest expense | $405,000 | 5,823 |
| Net interest income | $2,804,000 | 4,743 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $301,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $198,000 | 3,867 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $103,000 | 5,058 |
| Total noninterest expense | $2,306,000 | 4,821 |
| Salaries and employee benefits | $1,174,000 | 4,842 |
| Premises and equipment expense | $222,000 | 5,310 |
| Additional noninterest expense | $910,000 | 4,416 |
| Pre-tax net operating income | $574,000 | 4,289 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $68,000 | 3,464 |
| Income before extraordinary items | $506,000 | 4,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 4,294 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $506,000 | 4,294 |
| Net charge-offs | $361,000 | 3,028 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $506,000 | 4,158 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 5,094 |
| Total interest expense | $289,000 | 5,806 |
| Net interest income | $1,839,000 | 4,813 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $275,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $130,000 | 3,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 4,012 |
| Total noninterest expense | $1,510,000 | 4,924 |
| Salaries and employee benefits | $761,000 | 4,958 |
| Premises and equipment expense | $151,000 | 5,303 |
| Additional noninterest expense | $598,000 | 4,538 |
| Pre-tax net operating income | $454,000 | 3,990 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $45,000 | 3,423 |
| Income before extraordinary items | $409,000 | 3,940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $409,000 | 3,941 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $409,000 | 3,942 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $409,000 | 3,834 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 5,036 |
| Total interest expense | $157,000 | 5,761 |
| Net interest income | $934,000 | 4,769 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $121,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $61,000 | 3,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,383 |
| Total noninterest expense | $770,000 | 4,895 |
| Salaries and employee benefits | $380,000 | 4,986 |
| Premises and equipment expense | $81,000 | 5,194 |
| Additional noninterest expense | $309,000 | 4,450 |
| Pre-tax net operating income | $210,000 | 4,157 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $23,000 | 3,360 |
| Income before extraordinary items | $187,000 | 4,103 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $187,000 | 4,102 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $187,000 | 4,103 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $187,000 | 4,048 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 5,205 |
| Total interest expense | $846,000 | 5,603 |
| Net interest income | $3,484,000 | 4,965 |
| Provision for loan and lease losses | $711,000 | 3,574 |
| Total noninterest income | $538,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $289,000 | 3,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $249,000 | 4,255 |
| Total noninterest expense | $2,806,000 | 5,210 |
| Salaries and employee benefits | $1,470,000 | 5,099 |
| Premises and equipment expense | $304,000 | 5,377 |
| Additional noninterest expense | $1,032,000 | 5,007 |
| Pre-tax net operating income | $505,000 | 4,361 |
| Securities gains (losses) | $125,000 | 1,972 |
| Applicable income taxes | $39,000 | 3,750 |
| Income before extraordinary items | $591,000 | 4,094 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $591,000 | 4,093 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $591,000 | 4,094 |
| Net charge-offs | $174,000 | 4,893 |
| Cash dividends | $20,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $473,500 | 4,259 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 5,309 |
| Total interest expense | $678,000 | 5,607 |
| Net interest income | $2,564,000 | 5,073 |
| Provision for loan and lease losses | $325,000 | 4,205 |
| Total noninterest income | $403,000 | 4,501 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $218,000 | 3,762 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $185,000 | 4,307 |
| Total noninterest expense | $2,071,000 | 5,268 |
| Salaries and employee benefits | $1,076,000 | 5,210 |
| Premises and equipment expense | $225,000 | 5,470 |
| Additional noninterest expense | $770,000 | 5,028 |
| Pre-tax net operating income | $571,000 | 4,025 |
| Securities gains (losses) | $125,000 | 1,753 |
| Applicable income taxes | $87,000 | 3,209 |
| Income before extraordinary items | $609,000 | 3,757 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $609,000 | 3,757 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $609,000 | 3,758 |
| Net charge-offs | $87,000 | 5,044 |
| Cash dividends | $20,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $500,250 | 3,964 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 5,351 |
| Total interest expense | $480,000 | 5,572 |
| Net interest income | $1,675,000 | 5,142 |
| Provision for loan and lease losses | $250,000 | 3,882 |
| Total noninterest income | $244,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $142,000 | 3,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $102,000 | 4,616 |
| Total noninterest expense | $1,368,000 | 5,309 |
| Salaries and employee benefits | $708,000 | 5,275 |
| Premises and equipment expense | $155,000 | 5,441 |
| Additional noninterest expense | $505,000 | 5,054 |
| Pre-tax net operating income | $301,000 | 4,412 |
| Securities gains (losses) | $124,000 | 1,272 |
| Applicable income taxes | $64,000 | 3,127 |
| Income before extraordinary items | $361,000 | 3,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 3,953 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $361,000 | 3,954 |
| Net charge-offs | $14,000 | 5,661 |
| Cash dividends | $20,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $255,600 | 4,411 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 5,408 |
| Total interest expense | $252,000 | 5,584 |
| Net interest income | $826,000 | 5,201 |
| Provision for loan and lease losses | $175,000 | 3,173 |
| Total noninterest income | $99,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $681,000 | 5,378 |
| Salaries and employee benefits | $354,000 | 5,325 |
| Premises and equipment expense | $79,000 | 5,473 |
| Additional noninterest expense | $248,000 | 5,136 |
| Pre-tax net operating income | $69,000 | 5,427 |
| Securities gains (losses) | $124,000 | 701 |
| Applicable income taxes | $42,000 | 2,918 |
| Income before extraordinary items | $151,000 | 4,370 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $151,000 | 4,371 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $151,000 | 4,369 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $54,280 | 5,542 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 5,641 |
| Total interest expense | $1,175,000 | 5,701 |
| Net interest income | $2,954,000 | 5,418 |
| Provision for loan and lease losses | $230,000 | 5,611 |
| Total noninterest income | $547,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $321,000 | 3,760 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $226,000 | 4,443 |
| Total noninterest expense | $2,878,000 | 5,299 |
| Salaries and employee benefits | $1,489,000 | 5,219 |
| Premises and equipment expense | $295,000 | 5,692 |
| Additional noninterest expense | $1,094,000 | 4,987 |
| Pre-tax net operating income | $393,000 | 4,262 |
| Securities gains (losses) | $25,000 | 2,955 |
| Applicable income taxes | $21,000 | 3,644 |
| Income before extraordinary items | $397,000 | 4,190 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $397,000 | 4,190 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $397,000 | 4,190 |
| Net charge-offs | $216,000 | 4,899 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $373,250 | 4,188 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 5,704 |
| Total interest expense | $891,000 | 5,818 |
| Net interest income | $2,192,000 | 5,472 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $438,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $236,000 | 3,810 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $202,000 | 4,268 |
| Total noninterest expense | $2,120,000 | 5,360 |
| Salaries and employee benefits | $1,122,000 | 5,246 |
| Premises and equipment expense | $213,000 | 5,821 |
| Additional noninterest expense | $785,000 | 5,117 |
| Pre-tax net operating income | $375,000 | 4,274 |
| Securities gains (losses) | $29,000 | 2,577 |
| Applicable income taxes | $68,000 | 3,140 |
| Income before extraordinary items | $336,000 | 4,272 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $336,000 | 4,267 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $336,000 | 4,270 |
| Net charge-offs | $80,000 | 5,270 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $311,930 | 4,322 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 5,782 |
| Total interest expense | $605,000 | 5,898 |
| Net interest income | $1,438,000 | 5,523 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $294,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $155,000 | 3,812 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $139,000 | 4,255 |
| Total noninterest expense | $1,412,000 | 5,410 |
| Salaries and employee benefits | $754,000 | 5,283 |
| Premises and equipment expense | $146,000 | 5,811 |
| Additional noninterest expense | $512,000 | 5,181 |
| Pre-tax net operating income | $230,000 | 4,476 |
| Securities gains (losses) | $28,000 | 2,194 |
| Applicable income taxes | $45,000 | 3,229 |
| Income before extraordinary items | $213,000 | 4,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 4,459 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $213,000 | 4,459 |
| Net charge-offs | $74,000 | 4,562 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $189,760 | 4,511 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,851 |
| Total interest expense | $317,000 | 5,901 |
| Net interest income | $690,000 | 5,634 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $138,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $693,000 | 5,422 |
| Salaries and employee benefits | $391,000 | 5,219 |
| Premises and equipment expense | $73,000 | 5,857 |
| Additional noninterest expense | $229,000 | 5,195 |
| Pre-tax net operating income | $90,000 | 5,135 |
| Securities gains (losses) | $28,000 | 1,551 |
| Applicable income taxes | $23,000 | 3,465 |
| Income before extraordinary items | $95,000 | 5,018 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $95,000 | 5,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $95,000 | 5,022 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $72,320 | 5,177 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 5,963 |
| Total interest expense | $1,228,000 | 6,389 |
| Net interest income | $2,851,000 | 5,552 |
| Provision for loan and lease losses | $274,000 | 4,781 |
| Total noninterest income | $682,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $356,000 | 3,685 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $326,000 | 3,947 |
| Total noninterest expense | $2,709,000 | 5,425 |
| Salaries and employee benefits | $1,571,000 | 5,197 |
| Premises and equipment expense | $301,000 | 5,789 |
| Additional noninterest expense | $837,000 | 5,355 |
| Pre-tax net operating income | $550,000 | 4,728 |
| Securities gains (losses) | $19,000 | 2,215 |
| Applicable income taxes | $96,000 | 3,412 |
| Income before extraordinary items | $473,000 | 4,544 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $473,000 | 4,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 3,905 |
| Cash dividends | $1,125,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $457,230 | 4,749 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 6,038 |
| Total interest expense | $922,000 | 6,512 |
| Net interest income | $2,135,000 | 5,606 |
| Provision for loan and lease losses | $229,000 | 3,986 |
| Total noninterest income | $520,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $265,000 | 3,732 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $255,000 | 3,982 |
| Total noninterest expense | $2,031,000 | 5,412 |
| Salaries and employee benefits | $1,157,000 | 5,278 |
| Premises and equipment expense | $222,000 | 5,840 |
| Additional noninterest expense | $652,000 | 5,179 |
| Pre-tax net operating income | $395,000 | 5,284 |
| Securities gains (losses) | $13,000 | 2,250 |
| Applicable income taxes | $90,000 | 3,674 |
| Income before extraordinary items | $318,000 | 5,138 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $318,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,958 |
| Cash dividends | $125,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $307,860 | 5,356 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 6,126 |
| Total interest expense | $615,000 | 6,641 |
| Net interest income | $1,403,000 | 5,662 |
| Provision for loan and lease losses | $184,000 | 3,290 |
| Total noninterest income | $341,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $166,000 | 3,860 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $175,000 | 4,029 |
| Total noninterest expense | $1,368,000 | 5,418 |
| Salaries and employee benefits | $786,000 | 5,268 |
| Premises and equipment expense | $153,000 | 5,787 |
| Additional noninterest expense | $429,000 | 5,204 |
| Pre-tax net operating income | $192,000 | 5,874 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $45,000 | 4,142 |
| Income before extraordinary items | $160,000 | 5,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 5,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,280 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $149,860 | 5,927 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 6,186 |
| Total interest expense | $322,000 | 6,696 |
| Net interest income | $694,000 | 5,716 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $150,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $85,000 | 3,772 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $712,000 | 5,311 |
| Salaries and employee benefits | $421,000 | 5,093 |
| Premises and equipment expense | $77,000 | 5,819 |
| Additional noninterest expense | $214,000 | 5,170 |
| Pre-tax net operating income | $123,000 | 5,731 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $114,000 | 5,652 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $114,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $102,380 | 5,718 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 6,089 |
| Total interest expense | $1,645,000 | 6,237 |
| Net interest income | $2,629,000 | 5,842 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $566,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $330,000 | 3,890 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $236,000 | 4,714 |
| Total noninterest expense | $2,878,000 | 5,138 |
| Salaries and employee benefits | $1,773,000 | 4,788 |
| Premises and equipment expense | $274,000 | 5,993 |
| Additional noninterest expense | $831,000 | 5,227 |
| Pre-tax net operating income | $293,000 | 6,620 |
| Securities gains (losses) | $-6,000 | 7,432 |
| Applicable income taxes | $20,000 | 5,425 |
| Income before extraordinary items | $267,000 | 6,539 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $267,000 | 6,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 2,061 |
| Cash dividends | $35,000 | 5,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $272,580 | 6,511 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 6,135 |
| Total interest expense | $1,257,000 | 6,233 |
| Net interest income | $1,935,000 | 5,919 |
| Provision for loan and lease losses | $24,000 | 5,728 |
| Total noninterest income | $423,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $243,000 | 3,924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $180,000 | 4,706 |
| Total noninterest expense | $2,151,000 | 5,122 |
| Salaries and employee benefits | $1,331,000 | 4,761 |
| Premises and equipment expense | $200,000 | 6,078 |
| Additional noninterest expense | $620,000 | 5,181 |
| Pre-tax net operating income | $183,000 | 7,030 |
| Securities gains (losses) | $-5,000 | 7,616 |
| Applicable income taxes | $21,000 | 5,447 |
| Income before extraordinary items | $157,000 | 7,004 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $157,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,330 |
| Cash dividends | $35,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $161,400 | 6,972 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 6,204 |
| Total interest expense | $842,000 | 6,263 |
| Net interest income | $1,253,000 | 6,039 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $283,000 | 4,799 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $158,000 | 3,991 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $1,443,000 | 5,140 |
| Salaries and employee benefits | $889,000 | 4,800 |
| Premises and equipment expense | $129,000 | 6,193 |
| Additional noninterest expense | $425,000 | 5,085 |
| Pre-tax net operating income | $69,000 | 7,415 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $21,000 | 5,320 |
| Income before extraordinary items | $48,000 | 7,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $48,000 | 7,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 914 |
| Cash dividends | $35,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $48,000 | 7,490 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 6,166 |
| Total interest expense | $418,000 | 6,287 |
| Net interest income | $651,000 | 5,948 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $125,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $48,000 | 5,190 |
| Total noninterest expense | $726,000 | 5,127 |
| Salaries and employee benefits | $450,000 | 4,781 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $217,000 | 4,990 |
| Pre-tax net operating income | $26,000 | 7,580 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $10,000 | 7,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,000 | 7,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $35,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $10,000 | 7,731 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 6,096 |
| Total interest expense | $1,433,000 | 6,212 |
| Net interest income | $2,604,000 | 5,904 |
| Provision for loan and lease losses | $96,000 | 4,805 |
| Total noninterest income | $631,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $392,000 | 3,575 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $239,000 | 4,748 |
| Total noninterest expense | $2,728,000 | 5,196 |
| Salaries and employee benefits | $1,641,000 | 4,904 |
| Premises and equipment expense | $250,000 | 6,215 |
| Additional noninterest expense | $837,000 | 5,098 |
| Pre-tax net operating income | $411,000 | 6,755 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $25,000 | 5,836 |
| Income before extraordinary items | $385,000 | 6,566 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $385,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,106 |
| Cash dividends | $90,000 | 5,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $385,940 | 6,567 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 6,200 |
| Total interest expense | $1,026,000 | 6,267 |
| Net interest income | $1,903,000 | 6,045 |
| Provision for loan and lease losses | $72,000 | 4,622 |
| Total noninterest income | $494,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $311,000 | 3,483 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,714 |
| Total noninterest expense | $2,025,000 | 5,232 |
| Salaries and employee benefits | $1,217,000 | 4,922 |
| Premises and equipment expense | $187,000 | 6,249 |
| Additional noninterest expense | $621,000 | 5,108 |
| Pre-tax net operating income | $300,000 | 7,007 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $61,000 | 5,302 |
| Income before extraordinary items | $239,000 | 7,015 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $239,000 | 7,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,587 |
| Cash dividends | $90,000 | 4,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $239,000 | 7,018 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 6,292 |
| Total interest expense | $624,000 | 6,371 |
| Net interest income | $1,247,000 | 6,121 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $359,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $224,000 | 3,295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 4,512 |
| Total noninterest expense | $1,337,000 | 5,267 |
| Salaries and employee benefits | $791,000 | 5,018 |
| Premises and equipment expense | $126,000 | 6,231 |
| Additional noninterest expense | $420,000 | 5,041 |
| Pre-tax net operating income | $221,000 | 6,933 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $41,000 | 5,369 |
| Income before extraordinary items | $180,000 | 6,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $180,000 | 6,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $40,000 | 4,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $180,000 | 6,928 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 6,300 |
| Total interest expense | $282,000 | 6,521 |
| Net interest income | $638,000 | 6,078 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $154,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 3,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,161 |
| Total noninterest expense | $653,000 | 5,342 |
| Salaries and employee benefits | $380,000 | 5,191 |
| Premises and equipment expense | $62,000 | 6,285 |
| Additional noninterest expense | $211,000 | 5,010 |
| Pre-tax net operating income | $115,000 | 6,881 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $23,000 | 5,255 |
| Income before extraordinary items | $92,000 | 6,859 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 6,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $40,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $92,000 | 6,856 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 6,073 |
| Total interest expense | $953,000 | 6,389 |
| Net interest income | $2,707,000 | 5,823 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $663,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $417,000 | 3,470 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $246,000 | 4,764 |
| Total noninterest expense | $2,648,000 | 5,181 |
| Salaries and employee benefits | $1,711,000 | 4,637 |
| Premises and equipment expense | $274,000 | 5,971 |
| Additional noninterest expense | $663,000 | 5,750 |
| Pre-tax net operating income | $632,000 | 6,319 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $90,000 | 5,449 |
| Income before extraordinary items | $544,000 | 6,200 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $544,000 | 6,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,476 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $542,280 | 6,172 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 6,092 |
| Total interest expense | $690,000 | 6,399 |
| Net interest income | $2,019,000 | 5,863 |
| Provision for loan and lease losses | $67,000 | 4,861 |
| Total noninterest income | $482,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $302,000 | 3,540 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 4,831 |
| Total noninterest expense | $1,899,000 | 5,307 |
| Salaries and employee benefits | $1,242,000 | 4,718 |
| Premises and equipment expense | $203,000 | 5,995 |
| Additional noninterest expense | $454,000 | 5,994 |
| Pre-tax net operating income | $535,000 | 6,263 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $72,000 | 5,527 |
| Income before extraordinary items | $465,000 | 6,059 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $465,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $463,260 | 6,027 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 6,071 |
| Total interest expense | $444,000 | 6,346 |
| Net interest income | $1,338,000 | 5,865 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $293,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $182,000 | 3,722 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $111,000 | 4,976 |
| Total noninterest expense | $1,264,000 | 5,301 |
| Salaries and employee benefits | $821,000 | 4,726 |
| Premises and equipment expense | $135,000 | 6,009 |
| Additional noninterest expense | $308,000 | 5,931 |
| Pre-tax net operating income | $322,000 | 6,451 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $36,000 | 5,754 |
| Income before extraordinary items | $288,000 | 6,204 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $288,000 | 6,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $80,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $286,220 | 6,162 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 6,108 |
| Total interest expense | $217,000 | 6,333 |
| Net interest income | $662,000 | 5,910 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $120,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $627,000 | 5,372 |
| Salaries and employee benefits | $408,000 | 4,761 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $132,000 | 6,788 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $119,000 | 6,588 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $119,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $40,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $114,650 | 6,632 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 6,115 |
| Total interest expense | $875,000 | 6,018 |
| Net interest income | $2,458,000 | 6,063 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $514,000 | 5,198 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $305,000 | 4,273 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,020 |
| Total noninterest expense | $2,402,000 | 5,441 |
| Salaries and employee benefits | $1,447,000 | 5,073 |
| Premises and equipment expense | $303,000 | 5,656 |
| Additional noninterest expense | $652,000 | 5,753 |
| Pre-tax net operating income | $480,000 | 6,776 |
| Securities gains (losses) | $46,000 | 1,813 |
| Applicable income taxes | $41,000 | 6,156 |
| Income before extraordinary items | $485,000 | 6,412 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $485,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $442,680 | 6,530 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 6,149 |
| Total interest expense | $654,000 | 6,016 |
| Net interest income | $1,813,000 | 6,112 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $394,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $225,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $169,000 | 4,855 |
| Total noninterest expense | $1,804,000 | 5,406 |
| Salaries and employee benefits | $1,080,000 | 5,035 |
| Premises and equipment expense | $224,000 | 5,655 |
| Additional noninterest expense | $500,000 | 5,639 |
| Pre-tax net operating income | $335,000 | 7,023 |
| Securities gains (losses) | $46,000 | 1,731 |
| Applicable income taxes | $48,000 | 5,989 |
| Income before extraordinary items | $333,000 | 6,705 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $333,000 | 6,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $50,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $292,980 | 6,875 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 6,234 |
| Total interest expense | $436,000 | 6,042 |
| Net interest income | $1,174,000 | 6,217 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $252,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $143,000 | 4,443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,187,000 | 5,476 |
| Salaries and employee benefits | $704,000 | 5,148 |
| Premises and equipment expense | $142,000 | 5,829 |
| Additional noninterest expense | $341,000 | 5,587 |
| Pre-tax net operating income | $194,000 | 7,232 |
| Securities gains (losses) | $41,000 | 1,579 |
| Applicable income taxes | $32,000 | 5,987 |
| Income before extraordinary items | $203,000 | 6,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $167,740 | 7,113 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,260 |
| Total interest expense | $216,000 | 6,137 |
| Net interest income | $585,000 | 6,233 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $48,000 | 5,207 |
| Total noninterest expense | $587,000 | 5,523 |
| Salaries and employee benefits | $343,000 | 5,260 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $170,000 | 5,605 |
| Pre-tax net operating income | $90,000 | 7,308 |
| Securities gains (losses) | $39,000 | 1,343 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $124,000 | 6,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $86,560 | 7,040 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 6,159 |
| Total interest expense | $1,023,000 | 6,050 |
| Net interest income | $2,340,000 | 6,112 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $669,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $289,000 | 4,387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $380,000 | 4,072 |
| Total noninterest expense | $2,582,000 | 5,103 |
| Salaries and employee benefits | $1,378,000 | 5,143 |
| Premises and equipment expense | $409,000 | 4,664 |
| Additional noninterest expense | $795,000 | 5,063 |
| Pre-tax net operating income | $337,000 | 7,288 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $357,000 | 6,999 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $357,000 | 7,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,740 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $335,220 | 6,964 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,201 |
| Total interest expense | $791,000 | 6,105 |
| Net interest income | $1,754,000 | 6,142 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $508,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $216,000 | 4,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $292,000 | 4,087 |
| Total noninterest expense | $1,900,000 | 5,154 |
| Salaries and employee benefits | $976,000 | 5,333 |
| Premises and equipment expense | $293,000 | 4,793 |
| Additional noninterest expense | $631,000 | 4,835 |
| Pre-tax net operating income | $287,000 | 7,240 |
| Securities gains (losses) | $22,000 | 2,902 |
| Applicable income taxes | $33,000 | 6,505 |
| Income before extraordinary items | $276,000 | 7,082 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $276,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $256,420 | 7,055 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 6,210 |
| Total interest expense | $541,000 | 6,153 |
| Net interest income | $1,175,000 | 6,132 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $343,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $143,000 | 4,400 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $200,000 | 4,036 |
| Total noninterest expense | $1,254,000 | 5,190 |
| Salaries and employee benefits | $624,000 | 5,488 |
| Premises and equipment expense | $195,000 | 4,779 |
| Additional noninterest expense | $435,000 | 4,707 |
| Pre-tax net operating income | $214,000 | 7,097 |
| Securities gains (losses) | $22,000 | 2,556 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $216,000 | 6,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $216,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $195,760 | 6,819 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,210 |
| Total interest expense | $274,000 | 6,207 |
| Net interest income | $594,000 | 6,085 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $169,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $98,000 | 3,968 |
| Total noninterest expense | $605,000 | 5,309 |
| Salaries and employee benefits | $287,000 | 5,768 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $219,000 | 4,642 |
| Pre-tax net operating income | $133,000 | 6,710 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $126,000 | 6,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $126,000 | 6,264 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 6,138 |
| Total interest expense | $1,413,000 | 5,904 |
| Net interest income | $2,309,000 | 6,164 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $675,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $287,000 | 4,329 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $388,000 | 3,764 |
| Total noninterest expense | $2,624,000 | 4,919 |
| Salaries and employee benefits | $1,408,000 | 4,915 |
| Premises and equipment expense | $359,000 | 5,005 |
| Additional noninterest expense | $857,000 | 4,699 |
| Pre-tax net operating income | $260,000 | 7,708 |
| Securities gains (losses) | $152,000 | 1,374 |
| Applicable income taxes | $-17,000 | 8,897 |
| Income before extraordinary items | $429,000 | 6,699 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $429,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $277,000 | 7,332 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 6,104 |
| Total interest expense | $1,908,000 | 6,248 |
| Net interest income | $2,395,000 | 5,861 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $632,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $278,000 | 4,355 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $354,000 | 3,788 |
| Total noninterest expense | $2,865,000 | 4,496 |
| Salaries and employee benefits | $1,539,000 | 4,427 |
| Premises and equipment expense | $418,000 | 4,465 |
| Additional noninterest expense | $908,000 | 4,379 |
| Pre-tax net operating income | $82,000 | 8,417 |
| Securities gains (losses) | $90,000 | 1,834 |
| Applicable income taxes | $-94,000 | 9,251 |
| Income before extraordinary items | $266,000 | 7,337 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $266,000 | 7,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,161 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $176,000 | 7,772 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 5,908 |
| Total interest expense | $2,026,000 | 6,230 |
| Net interest income | $2,743,000 | 5,477 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $625,000 | 4,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,755 |
| Total noninterest expense | $2,600,000 | 4,725 |
| Salaries and employee benefits | $1,247,000 | 5,056 |
| Premises and equipment expense | $461,000 | 4,049 |
| Additional noninterest expense | $892,000 | 4,369 |
| Pre-tax net operating income | $638,000 | 6,448 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $50,000 | 7,236 |
| Income before extraordinary items | $581,000 | 5,939 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $581,000 | 5,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,120 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $587,440 | 5,919 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 5,859 |
| Total interest expense | $2,000,000 | 6,001 |
| Net interest income | $2,599,000 | 5,663 |
| Provision for loan and lease losses | $103,000 | 5,155 |
| Total noninterest income | $502,000 | 4,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,546 |
| Total noninterest expense | $2,514,000 | 4,867 |
| Salaries and employee benefits | $1,146,000 | 5,346 |
| Premises and equipment expense | $446,000 | 4,162 |
| Additional noninterest expense | $922,000 | 4,295 |
| Pre-tax net operating income | $484,000 | 7,215 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $28,000 | 8,057 |
| Income before extraordinary items | $454,000 | 6,671 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $454,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,057 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $455,880 | 6,645 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 5,981 |
| Total interest expense | $1,971,000 | 6,235 |
| Net interest income | $2,617,000 | 5,671 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $462,000 | 5,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,641 |
| Total noninterest expense | $2,314,000 | 5,039 |
| Salaries and employee benefits | $1,079,000 | 5,477 |
| Premises and equipment expense | $311,000 | 5,278 |
| Additional noninterest expense | $924,000 | 4,203 |
| Pre-tax net operating income | $655,000 | 6,658 |
| Securities gains (losses) | $71,000 | 1,495 |
| Applicable income taxes | $142,000 | 6,951 |
| Income before extraordinary items | $584,000 | 6,129 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $584,000 | 6,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,872 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $527,200 | 6,338 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 6,274 |
| Total interest expense | $1,896,000 | 6,479 |
| Net interest income | $2,552,000 | 5,970 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $393,000 | 5,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,541 |
| Total noninterest expense | $2,131,000 | 5,410 |
| Salaries and employee benefits | $1,006,000 | 5,833 |
| Premises and equipment expense | $341,000 | 4,999 |
| Additional noninterest expense | $784,000 | 4,802 |
| Pre-tax net operating income | $718,000 | 6,907 |
| Securities gains (losses) | $43,000 | 1,423 |
| Applicable income taxes | $176,000 | 7,233 |
| Income before extraordinary items | $585,000 | 6,451 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $585,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,278 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $551,890 | 6,606 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 6,562 |
| Total interest expense | $1,833,000 | 6,768 |
| Net interest income | $2,484,000 | 6,220 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $440,000 | 5,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,587 |
| Total noninterest expense | $2,037,000 | 5,872 |
| Salaries and employee benefits | $961,000 | 6,169 |
| Premises and equipment expense | $287,000 | 5,753 |
| Additional noninterest expense | $789,000 | 5,256 |
| Pre-tax net operating income | $742,000 | 6,743 |
| Securities gains (losses) | $67,000 | 1,163 |
| Applicable income taxes | $191,000 | 7,268 |
| Income before extraordinary items | $618,000 | 6,165 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $618,000 | 6,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $567,080 | 6,394 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 6,688 |
| Total interest expense | $1,799,000 | 6,904 |
| Net interest income | $2,500,000 | 6,326 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $417,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,567 |
| Total noninterest expense | $2,018,000 | 5,940 |
| Salaries and employee benefits | $981,000 | 6,158 |
| Premises and equipment expense | $246,000 | 6,416 |
| Additional noninterest expense | $791,000 | 5,295 |
| Pre-tax net operating income | $859,000 | 6,612 |
| Securities gains (losses) | $32,000 | 1,585 |
| Applicable income taxes | $197,000 | 7,466 |
| Income before extraordinary items | $694,000 | 6,037 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $694,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $669,040 | 6,161 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 6,846 |
| Total interest expense | $1,560,000 | 6,720 |
| Net interest income | $2,324,000 | 6,811 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $418,000 | 5,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,005 |
| Total noninterest expense | $1,990,000 | 6,227 |
| Salaries and employee benefits | $963,000 | 6,278 |
| Premises and equipment expense | $232,000 | 6,829 |
| Additional noninterest expense | $795,000 | 5,726 |
| Pre-tax net operating income | $742,000 | 7,176 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $639,000 | 6,287 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $639,000 | 6,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $639,000 | 6,356 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 7,058 |
| Total interest expense | $1,607,000 | 6,857 |
| Net interest income | $2,243,000 | 7,049 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $455,000 | 5,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,533 |
| Total noninterest expense | $1,945,000 | 6,484 |
| Salaries and employee benefits | $945,000 | 6,443 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $767,000 | 6,126 |
| Pre-tax net operating income | $717,000 | 7,273 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $128,000 | 9,127 |
| Income before extraordinary items | $592,000 | 6,845 |
| Extraordinary gains, net | $124,000 | 1,400 |
| Net income | $716,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $589,540 | 6,616 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 7,328 |
| Total interest expense | $1,965,000 | 7,184 |
| Net interest income | $2,178,000 | 7,299 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $483,000 | 5,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,418 |
| Total noninterest expense | $1,861,000 | 6,766 |
| Salaries and employee benefits | $907,000 | 6,579 |
| Premises and equipment expense | $231,000 | 7,148 |
| Additional noninterest expense | $723,000 | 6,595 |
| Pre-tax net operating income | $700,000 | 7,093 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $582,000 | 6,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $582,000 | 6,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $160,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $582,000 | 6,341 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.