Home > Farmers & Merchants Bank > Income and Expense
Farmers & Merchants Bank, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $896,000 | 4,940 |
| Total interest expense | $96,000 | 4,907 |
| Net interest income | $800,000 | 4,899 |
| Provision for loan and lease losses | $7,000 | 3,549 |
| Total noninterest income | $47,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $37,000 | 4,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 5,033 |
| Total noninterest expense | $511,000 | 5,032 |
| Salaries and employee benefits | $308,000 | 4,980 |
| Premises and equipment expense | $50,000 | 4,956 |
| Additional noninterest expense | $153,000 | 5,026 |
| Pre-tax net operating income | $329,000 | 4,358 |
| Securities gains (losses) | $-8,000 | 4,901 |
| Applicable income taxes | $153,000 | 2,397 |
| Income before extraordinary items | $168,000 | 4,711 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $168,000 | 4,709 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $168,000 | 4,709 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $174,320 | 4,685 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 4,986 |
| Total interest expense | $45,000 | 4,970 |
| Net interest income | $403,000 | 4,945 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $23,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $19,000 | 4,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,104 |
| Total noninterest expense | $263,000 | 5,063 |
| Salaries and employee benefits | $155,000 | 5,027 |
| Premises and equipment expense | $25,000 | 4,993 |
| Additional noninterest expense | $83,000 | 5,032 |
| Pre-tax net operating income | $163,000 | 4,378 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $37,000 | 2,847 |
| Income before extraordinary items | $126,000 | 4,468 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $126,000 | 4,467 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $126,000 | 4,467 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $126,000 | 4,456 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 5,002 |
| Total interest expense | $125,000 | 5,077 |
| Net interest income | $1,664,000 | 4,936 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $126,000 | 4,909 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $86,000 | 4,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,971 |
| Total noninterest expense | $1,172,000 | 5,052 |
| Salaries and employee benefits | $639,000 | 5,052 |
| Premises and equipment expense | $116,000 | 4,969 |
| Additional noninterest expense | $417,000 | 4,943 |
| Pre-tax net operating income | $618,000 | 4,487 |
| Securities gains (losses) | $-2,000 | 4,086 |
| Applicable income taxes | $150,000 | 2,855 |
| Income before extraordinary items | $466,000 | 4,598 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $466,000 | 4,597 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $466,000 | 4,597 |
| Net charge-offs | $4,000 | 3,576 |
| Cash dividends | $150,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $467,580 | 4,601 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 5,052 |
| Total interest expense | $89,000 | 5,141 |
| Net interest income | $1,246,000 | 4,992 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $96,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $63,000 | 4,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 5,016 |
| Total noninterest expense | $897,000 | 5,075 |
| Salaries and employee benefits | $471,000 | 5,106 |
| Premises and equipment expense | $90,000 | 5,001 |
| Additional noninterest expense | $336,000 | 4,924 |
| Pre-tax net operating income | $445,000 | 4,615 |
| Securities gains (losses) | $-2,000 | 4,476 |
| Applicable income taxes | $113,000 | 2,918 |
| Income before extraordinary items | $330,000 | 4,715 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $330,000 | 4,713 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $330,000 | 4,714 |
| Net charge-offs | $4,000 | 3,250 |
| Cash dividends | $50,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $331,580 | 4,724 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $891,000 | 5,100 |
| Total interest expense | $52,000 | 5,226 |
| Net interest income | $839,000 | 5,034 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $62,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $40,000 | 4,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 5,075 |
| Total noninterest expense | $594,000 | 5,138 |
| Salaries and employee benefits | $307,000 | 5,182 |
| Premises and equipment expense | $56,000 | 5,099 |
| Additional noninterest expense | $231,000 | 4,956 |
| Pre-tax net operating income | $307,000 | 4,607 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $75,000 | 2,905 |
| Income before extraordinary items | $233,000 | 4,700 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $233,000 | 4,699 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $233,000 | 4,699 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $50,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $232,210 | 4,708 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 5,125 |
| Total interest expense | $29,000 | 5,234 |
| Net interest income | $424,000 | 5,074 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $37,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $21,000 | 4,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,942 |
| Total noninterest expense | $296,000 | 5,196 |
| Salaries and employee benefits | $142,000 | 5,294 |
| Premises and equipment expense | $38,000 | 4,908 |
| Additional noninterest expense | $116,000 | 4,990 |
| Pre-tax net operating income | $165,000 | 4,517 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $47,000 | 2,743 |
| Income before extraordinary items | $118,000 | 4,688 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $118,000 | 4,687 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $118,000 | 4,688 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $50,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $118,000 | 4,694 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 5,236 |
| Total interest expense | $110,000 | 5,270 |
| Net interest income | $1,527,000 | 5,208 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $135,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $84,000 | 4,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 5,117 |
| Total noninterest expense | $1,112,000 | 5,301 |
| Salaries and employee benefits | $615,000 | 5,297 |
| Premises and equipment expense | $92,000 | 5,330 |
| Additional noninterest expense | $405,000 | 5,175 |
| Pre-tax net operating income | $550,000 | 4,664 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $200,000 | 2,972 |
| Income before extraordinary items | $350,000 | 4,756 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $350,000 | 4,756 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $350,000 | 4,756 |
| Net charge-offs | $21,000 | 3,405 |
| Cash dividends | $50,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $350,000 | 4,749 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 5,300 |
| Total interest expense | $82,000 | 5,328 |
| Net interest income | $1,136,000 | 5,271 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $102,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $60,000 | 4,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 5,158 |
| Total noninterest expense | $831,000 | 5,346 |
| Salaries and employee benefits | $461,000 | 5,345 |
| Premises and equipment expense | $72,000 | 5,354 |
| Additional noninterest expense | $298,000 | 5,230 |
| Pre-tax net operating income | $407,000 | 4,769 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $138,000 | 2,990 |
| Income before extraordinary items | $269,000 | 4,951 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $269,000 | 4,951 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $269,000 | 4,951 |
| Net charge-offs | $-3,000 | 4,449 |
| Cash dividends | $25,000 | 3,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $269,000 | 4,938 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 5,338 |
| Total interest expense | $52,000 | 5,392 |
| Net interest income | $759,000 | 5,310 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $73,000 | 5,155 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $38,000 | 4,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 5,076 |
| Total noninterest expense | $557,000 | 5,390 |
| Salaries and employee benefits | $300,000 | 5,409 |
| Premises and equipment expense | $50,000 | 5,364 |
| Additional noninterest expense | $207,000 | 5,222 |
| Pre-tax net operating income | $275,000 | 4,751 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $91,000 | 2,977 |
| Income before extraordinary items | $184,000 | 4,936 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $184,000 | 4,936 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $184,000 | 4,936 |
| Net charge-offs | $21,000 | 2,549 |
| Cash dividends | $25,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $184,000 | 4,920 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 5,392 |
| Total interest expense | $23,000 | 5,496 |
| Net interest income | $375,000 | 5,349 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $41,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $20,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 5,007 |
| Total noninterest expense | $259,000 | 5,497 |
| Salaries and employee benefits | $138,000 | 5,516 |
| Premises and equipment expense | $20,000 | 5,527 |
| Additional noninterest expense | $101,000 | 5,316 |
| Pre-tax net operating income | $157,000 | 4,610 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $49,000 | 2,902 |
| Income before extraordinary items | $108,000 | 4,800 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $108,000 | 4,800 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $108,000 | 4,800 |
| Net charge-offs | $33,000 | 1,595 |
| Cash dividends | $25,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $108,000 | 4,789 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 5,482 |
| Total interest expense | $106,000 | 5,472 |
| Net interest income | $1,417,000 | 5,458 |
| Provision for loan and lease losses | $31,000 | 3,866 |
| Total noninterest income | $155,000 | 5,251 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $88,000 | 4,651 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $67,000 | 5,190 |
| Total noninterest expense | $1,108,000 | 5,511 |
| Salaries and employee benefits | $600,000 | 5,520 |
| Premises and equipment expense | $114,000 | 5,409 |
| Additional noninterest expense | $394,000 | 5,428 |
| Pre-tax net operating income | $433,000 | 4,932 |
| Securities gains (losses) | $32,000 | 2,123 |
| Applicable income taxes | $137,000 | 3,146 |
| Income before extraordinary items | $328,000 | 5,059 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $328,000 | 5,058 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $328,000 | 5,058 |
| Net charge-offs | $5,000 | 4,023 |
| Cash dividends | $35,000 | 4,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $305,280 | 5,065 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 5,534 |
| Total interest expense | $80,000 | 5,524 |
| Net interest income | $1,069,000 | 5,509 |
| Provision for loan and lease losses | $27,000 | 3,707 |
| Total noninterest income | $130,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $69,000 | 4,641 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $61,000 | 5,150 |
| Total noninterest expense | $831,000 | 5,554 |
| Salaries and employee benefits | $453,000 | 5,552 |
| Premises and equipment expense | $89,000 | 5,424 |
| Additional noninterest expense | $289,000 | 5,489 |
| Pre-tax net operating income | $341,000 | 4,970 |
| Securities gains (losses) | $32,000 | 2,062 |
| Applicable income taxes | $131,000 | 3,073 |
| Income before extraordinary items | $242,000 | 5,150 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $242,000 | 5,150 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $242,000 | 5,150 |
| Net charge-offs | $9,000 | 3,453 |
| Cash dividends | $10,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $221,200 | 5,150 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 5,585 |
| Total interest expense | $53,000 | 5,587 |
| Net interest income | $720,000 | 5,560 |
| Provision for loan and lease losses | $20,000 | 3,524 |
| Total noninterest income | $81,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $46,000 | 4,650 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 5,269 |
| Total noninterest expense | $559,000 | 5,608 |
| Salaries and employee benefits | $304,000 | 5,610 |
| Premises and equipment expense | $53,000 | 5,558 |
| Additional noninterest expense | $202,000 | 5,505 |
| Pre-tax net operating income | $222,000 | 5,020 |
| Securities gains (losses) | $32,000 | 1,714 |
| Applicable income taxes | $82,000 | 3,114 |
| Income before extraordinary items | $172,000 | 5,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $172,000 | 5,128 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $172,000 | 5,128 |
| Net charge-offs | $16,000 | 2,882 |
| Cash dividends | $10,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $150,240 | 5,173 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 5,632 |
| Total interest expense | $27,000 | 5,619 |
| Net interest income | $364,000 | 5,604 |
| Provision for loan and lease losses | $14,000 | 3,163 |
| Total noninterest income | $51,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $29,000 | 4,963 |
| Total noninterest expense | $271,000 | 5,696 |
| Salaries and employee benefits | $162,000 | 5,617 |
| Premises and equipment expense | $28,000 | 5,550 |
| Additional noninterest expense | $81,000 | 5,731 |
| Pre-tax net operating income | $130,000 | 4,873 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $41,000 | 3,097 |
| Income before extraordinary items | $90,000 | 5,105 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $90,000 | 5,105 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $90,000 | 5,105 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $10,000 | 2,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $89,310 | 5,054 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 5,729 |
| Total interest expense | $119,000 | 5,625 |
| Net interest income | $1,333,000 | 5,712 |
| Provision for loan and lease losses | $55,000 | 3,554 |
| Total noninterest income | $130,000 | 5,527 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $110,000 | 4,582 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $20,000 | 5,811 |
| Total noninterest expense | $1,138,000 | 5,710 |
| Salaries and employee benefits | $623,000 | 5,704 |
| Premises and equipment expense | $108,000 | 5,688 |
| Additional noninterest expense | $407,000 | 5,610 |
| Pre-tax net operating income | $270,000 | 5,342 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $89,000 | 3,381 |
| Income before extraordinary items | $182,000 | 5,505 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $182,000 | 5,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $182,000 | 5,508 |
| Net charge-offs | $70,000 | 2,984 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $181,330 | 5,466 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 5,822 |
| Total interest expense | $93,000 | 5,690 |
| Net interest income | $978,000 | 5,801 |
| Provision for loan and lease losses | $48,000 | 3,299 |
| Total noninterest income | $99,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $85,000 | 4,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 5,902 |
| Total noninterest expense | $885,000 | 5,734 |
| Salaries and employee benefits | $489,000 | 5,715 |
| Premises and equipment expense | $80,000 | 5,759 |
| Additional noninterest expense | $316,000 | 5,634 |
| Pre-tax net operating income | $144,000 | 5,610 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $42,000 | 3,699 |
| Income before extraordinary items | $102,000 | 5,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 5,726 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $102,000 | 5,726 |
| Net charge-offs | $59,000 | 2,646 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $102,000 | 5,685 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $714,000 | 5,870 |
| Total interest expense | $64,000 | 5,719 |
| Net interest income | $650,000 | 5,858 |
| Provision for loan and lease losses | $36,000 | 3,109 |
| Total noninterest income | $50,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $58,000 | 4,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-8,000 | 6,223 |
| Total noninterest expense | $597,000 | 5,779 |
| Salaries and employee benefits | $330,000 | 5,755 |
| Premises and equipment expense | $51,000 | 5,844 |
| Additional noninterest expense | $216,000 | 5,645 |
| Pre-tax net operating income | $67,000 | 5,751 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $18,000 | 3,885 |
| Income before extraordinary items | $49,000 | 5,853 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $49,000 | 5,854 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $49,000 | 5,855 |
| Net charge-offs | $50,000 | 2,311 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $49,000 | 5,808 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 5,939 |
| Total interest expense | $32,000 | 5,768 |
| Net interest income | $318,000 | 5,920 |
| Provision for loan and lease losses | $23,000 | 2,765 |
| Total noninterest income | $32,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 6,064 |
| Total noninterest expense | $310,000 | 5,800 |
| Salaries and employee benefits | $174,000 | 5,761 |
| Premises and equipment expense | $25,000 | 5,901 |
| Additional noninterest expense | $111,000 | 5,672 |
| Pre-tax net operating income | $17,000 | 5,880 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $16,000 | 5,925 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $16,000 | 5,925 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $16,000 | 5,926 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $16,000 | 5,879 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 5,951 |
| Total interest expense | $146,000 | 5,794 |
| Net interest income | $1,417,000 | 5,920 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $189,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $110,000 | 4,847 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $79,000 | 5,441 |
| Total noninterest expense | $1,162,000 | 5,954 |
| Salaries and employee benefits | $649,000 | 5,919 |
| Premises and equipment expense | $111,000 | 5,966 |
| Additional noninterest expense | $402,000 | 5,887 |
| Pre-tax net operating income | $294,000 | 5,494 |
| Securities gains (losses) | $48,000 | 1,758 |
| Applicable income taxes | $115,000 | 3,313 |
| Income before extraordinary items | $227,000 | 5,593 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $227,000 | 5,592 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $227,000 | 5,593 |
| Net charge-offs | $134,000 | 2,896 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $195,320 | 5,635 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 5,993 |
| Total interest expense | $113,000 | 5,850 |
| Net interest income | $1,081,000 | 5,963 |
| Provision for loan and lease losses | $124,000 | 2,591 |
| Total noninterest income | $154,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $82,000 | 4,927 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $72,000 | 5,350 |
| Total noninterest expense | $882,000 | 5,994 |
| Salaries and employee benefits | $501,000 | 5,937 |
| Premises and equipment expense | $79,000 | 6,056 |
| Additional noninterest expense | $302,000 | 5,937 |
| Pre-tax net operating income | $229,000 | 5,561 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $77,000 | 3,434 |
| Income before extraordinary items | $197,000 | 5,570 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $197,000 | 5,569 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $197,000 | 5,570 |
| Net charge-offs | $58,000 | 3,145 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $164,600 | 5,648 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,033 |
| Total interest expense | $77,000 | 5,889 |
| Net interest income | $724,000 | 6,003 |
| Provision for loan and lease losses | $52,000 | 2,969 |
| Total noninterest income | $98,000 | 5,515 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $52,000 | 5,017 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $46,000 | 5,414 |
| Total noninterest expense | $625,000 | 5,983 |
| Salaries and employee benefits | $334,000 | 5,987 |
| Premises and equipment expense | $49,000 | 6,158 |
| Additional noninterest expense | $242,000 | 5,761 |
| Pre-tax net operating income | $145,000 | 5,584 |
| Securities gains (losses) | $45,000 | 1,223 |
| Applicable income taxes | $47,000 | 3,463 |
| Income before extraordinary items | $143,000 | 5,512 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $143,000 | 5,514 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $143,000 | 5,515 |
| Net charge-offs | $58,000 | 2,662 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $109,250 | 5,668 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $409,000 | 6,069 |
| Total interest expense | $41,000 | 5,906 |
| Net interest income | $368,000 | 6,051 |
| Provision for loan and lease losses | $26,000 | 2,789 |
| Total noninterest income | $69,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $43,000 | 4,740 |
| Total noninterest expense | $314,000 | 6,050 |
| Salaries and employee benefits | $173,000 | 6,015 |
| Premises and equipment expense | $25,000 | 6,203 |
| Additional noninterest expense | $116,000 | 5,866 |
| Pre-tax net operating income | $97,000 | 5,297 |
| Securities gains (losses) | $43,000 | 706 |
| Applicable income taxes | $23,000 | 3,425 |
| Income before extraordinary items | $117,000 | 4,975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 4,978 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $117,000 | 4,977 |
| Net charge-offs | $27,000 | 2,305 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $80,880 | 5,339 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 6,163 |
| Total interest expense | $179,000 | 6,028 |
| Net interest income | $1,390,000 | 6,154 |
| Provision for loan and lease losses | $788,000 | 1,349 |
| Total noninterest income | $180,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $120,000 | 4,953 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $60,000 | 5,762 |
| Total noninterest expense | $1,193,000 | 6,180 |
| Salaries and employee benefits | $625,000 | 6,206 |
| Premises and equipment expense | $127,000 | 6,099 |
| Additional noninterest expense | $441,000 | 5,997 |
| Pre-tax net operating income | $-411,000 | 6,450 |
| Securities gains (losses) | $97,000 | 1,342 |
| Applicable income taxes | $-143,000 | 6,520 |
| Income before extraordinary items | $-171,000 | 6,386 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-171,000 | 6,386 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-171,000 | 6,387 |
| Net charge-offs | $732,000 | 1,585 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-233,080 | 6,398 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 6,236 |
| Total interest expense | $136,000 | 6,104 |
| Net interest income | $1,031,000 | 6,233 |
| Provision for loan and lease losses | $672,000 | 1,230 |
| Total noninterest income | $139,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $91,000 | 4,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $48,000 | 5,794 |
| Total noninterest expense | $884,000 | 6,225 |
| Salaries and employee benefits | $483,000 | 6,197 |
| Premises and equipment expense | $84,000 | 6,259 |
| Additional noninterest expense | $317,000 | 6,083 |
| Pre-tax net operating income | $-386,000 | 6,580 |
| Securities gains (losses) | $93,000 | 1,273 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-293,000 | 6,571 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-293,000 | 6,571 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-293,000 | 6,571 |
| Net charge-offs | $720,000 | 1,268 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-386,000 | 6,592 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 6,291 |
| Total interest expense | $92,000 | 6,159 |
| Net interest income | $674,000 | 6,283 |
| Provision for loan and lease losses | $537,000 | 1,098 |
| Total noninterest income | $127,000 | 5,469 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $63,000 | 4,904 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 5,266 |
| Total noninterest expense | $585,000 | 6,269 |
| Salaries and employee benefits | $314,000 | 6,276 |
| Premises and equipment expense | $57,000 | 6,274 |
| Additional noninterest expense | $214,000 | 6,092 |
| Pre-tax net operating income | $-321,000 | 6,621 |
| Securities gains (losses) | $93,000 | 1,156 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-228,000 | 6,625 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-228,000 | 6,625 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-228,000 | 6,625 |
| Net charge-offs | $599,000 | 1,101 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-321,000 | 6,631 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 6,365 |
| Total interest expense | $46,000 | 6,239 |
| Net interest income | $331,000 | 6,346 |
| Provision for loan and lease losses | $456,000 | 730 |
| Total noninterest income | $42,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $300,000 | 6,316 |
| Salaries and employee benefits | $168,000 | 6,242 |
| Premises and equipment expense | $27,000 | 6,356 |
| Additional noninterest expense | $105,000 | 6,194 |
| Pre-tax net operating income | $-383,000 | 6,828 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-382,000 | 6,848 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-382,000 | 6,849 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-382,000 | 6,849 |
| Net charge-offs | $487,000 | 783 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-383,000 | 6,833 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 6,451 |
| Total interest expense | $197,000 | 6,411 |
| Net interest income | $1,346,000 | 6,399 |
| Provision for loan and lease losses | $168,000 | 4,169 |
| Total noninterest income | $152,000 | 5,962 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $113,000 | 5,251 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $39,000 | 5,998 |
| Total noninterest expense | $1,131,000 | 6,465 |
| Salaries and employee benefits | $559,000 | 6,539 |
| Premises and equipment expense | $106,000 | 6,472 |
| Additional noninterest expense | $466,000 | 6,160 |
| Pre-tax net operating income | $199,000 | 5,684 |
| Securities gains (losses) | $32,000 | 2,989 |
| Applicable income taxes | $47,000 | 3,922 |
| Income before extraordinary items | $184,000 | 5,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $184,000 | 5,833 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $184,000 | 5,834 |
| Net charge-offs | $89,000 | 4,515 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $158,400 | 5,741 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 6,542 |
| Total interest expense | $154,000 | 6,502 |
| Net interest income | $1,015,000 | 6,500 |
| Provision for loan and lease losses | $149,000 | 3,922 |
| Total noninterest income | $111,000 | 6,057 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $86,000 | 5,293 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 6,212 |
| Total noninterest expense | $840,000 | 6,536 |
| Salaries and employee benefits | $430,000 | 6,569 |
| Premises and equipment expense | $79,000 | 6,561 |
| Additional noninterest expense | $331,000 | 6,287 |
| Pre-tax net operating income | $137,000 | 5,906 |
| Securities gains (losses) | $32,000 | 2,680 |
| Applicable income taxes | $36,000 | 3,940 |
| Income before extraordinary items | $133,000 | 5,992 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $133,000 | 5,991 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $133,000 | 5,991 |
| Net charge-offs | $38,000 | 4,705 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $107,720 | 5,949 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,608 |
| Total interest expense | $107,000 | 6,549 |
| Net interest income | $663,000 | 6,569 |
| Provision for loan and lease losses | $129,000 | 3,533 |
| Total noninterest income | $65,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $54,000 | 5,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,430 |
| Total noninterest expense | $554,000 | 6,603 |
| Salaries and employee benefits | $281,000 | 6,649 |
| Premises and equipment expense | $49,000 | 6,657 |
| Additional noninterest expense | $224,000 | 6,299 |
| Pre-tax net operating income | $45,000 | 6,118 |
| Securities gains (losses) | $23,000 | 2,438 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $64,000 | 6,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $64,000 | 6,153 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $64,000 | 6,153 |
| Net charge-offs | $17,000 | 4,718 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $42,380 | 6,128 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 6,676 |
| Total interest expense | $55,000 | 6,608 |
| Net interest income | $327,000 | 6,641 |
| Provision for loan and lease losses | $110,000 | 2,755 |
| Total noninterest income | $34,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $282,000 | 6,640 |
| Salaries and employee benefits | $151,000 | 6,616 |
| Premises and equipment expense | $23,000 | 6,746 |
| Additional noninterest expense | $108,000 | 6,398 |
| Pre-tax net operating income | $-31,000 | 6,572 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-31,000 | 6,667 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-31,000 | 6,667 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-31,000 | 6,667 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-31,000 | 6,579 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 6,771 |
| Total interest expense | $251,000 | 6,719 |
| Net interest income | $1,245,000 | 6,741 |
| Provision for loan and lease losses | $267,000 | 4,282 |
| Total noninterest income | $54,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $108,000 | 5,402 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-54,000 | 6,833 |
| Total noninterest expense | $1,094,000 | 6,744 |
| Salaries and employee benefits | $562,000 | 6,785 |
| Premises and equipment expense | $102,000 | 6,810 |
| Additional noninterest expense | $430,000 | 6,470 |
| Pre-tax net operating income | $-62,000 | 6,101 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-60,000 | 6,759 |
| Income before extraordinary items | $-2,000 | 6,163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,000 | 6,165 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,000 | 6,165 |
| Net charge-offs | $246,000 | 4,041 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,000 | 6,042 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 6,842 |
| Total interest expense | $193,000 | 6,797 |
| Net interest income | $929,000 | 6,806 |
| Provision for loan and lease losses | $187,000 | 4,224 |
| Total noninterest income | $19,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $79,000 | 5,478 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-60,000 | 7,020 |
| Total noninterest expense | $828,000 | 6,770 |
| Salaries and employee benefits | $439,000 | 6,760 |
| Premises and equipment expense | $72,000 | 6,894 |
| Additional noninterest expense | $317,000 | 6,531 |
| Pre-tax net operating income | $-67,000 | 6,246 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-67,000 | 6,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-67,000 | 6,379 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-67,000 | 6,379 |
| Net charge-offs | $168,000 | 3,912 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-67,000 | 6,281 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,919 |
| Total interest expense | $132,000 | 6,868 |
| Net interest income | $604,000 | 6,884 |
| Provision for loan and lease losses | $168,000 | 3,767 |
| Total noninterest income | $-18,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $52,000 | 5,486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-70,000 | 7,163 |
| Total noninterest expense | $553,000 | 6,835 |
| Salaries and employee benefits | $290,000 | 6,838 |
| Premises and equipment expense | $48,000 | 6,956 |
| Additional noninterest expense | $215,000 | 6,589 |
| Pre-tax net operating income | $-135,000 | 6,480 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-135,000 | 6,552 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-135,000 | 6,552 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-135,000 | 6,552 |
| Net charge-offs | $151,000 | 3,394 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-135,000 | 6,517 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 6,980 |
| Total interest expense | $72,000 | 6,857 |
| Net interest income | $290,000 | 6,953 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $-56,000 | 7,398 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-81,000 | 7,343 |
| Total noninterest expense | $268,000 | 6,924 |
| Salaries and employee benefits | $137,000 | 6,950 |
| Premises and equipment expense | $22,000 | 7,060 |
| Additional noninterest expense | $109,000 | 6,630 |
| Pre-tax net operating income | $-54,000 | 6,561 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-54,000 | 6,593 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-54,000 | 6,593 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-54,000 | 6,593 |
| Net charge-offs | $25,000 | 3,891 |
| Cash dividends | $5,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-54,000 | 6,581 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 7,006 |
| Total interest expense | $365,000 | 6,881 |
| Net interest income | $1,201,000 | 6,977 |
| Provision for loan and lease losses | $432,000 | 4,360 |
| Total noninterest income | $157,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $116,000 | 5,293 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 6,252 |
| Total noninterest expense | $1,012,000 | 7,058 |
| Salaries and employee benefits | $531,000 | 7,070 |
| Premises and equipment expense | $96,000 | 7,087 |
| Additional noninterest expense | $385,000 | 6,840 |
| Pre-tax net operating income | $-86,000 | 5,918 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-60,000 | 6,742 |
| Income before extraordinary items | $-26,000 | 5,992 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-26,000 | 5,992 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-26,000 | 5,992 |
| Net charge-offs | $523,000 | 3,592 |
| Cash dividends | $10,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-26,000 | 5,886 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 7,122 |
| Total interest expense | $284,000 | 6,975 |
| Net interest income | $881,000 | 7,105 |
| Provision for loan and lease losses | $413,000 | 3,860 |
| Total noninterest income | $108,000 | 6,456 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $84,000 | 5,415 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,000 | 6,554 |
| Total noninterest expense | $777,000 | 7,104 |
| Salaries and employee benefits | $393,000 | 7,146 |
| Premises and equipment expense | $93,000 | 6,938 |
| Additional noninterest expense | $291,000 | 6,896 |
| Pre-tax net operating income | $-201,000 | 6,292 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-201,000 | 6,440 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-201,000 | 6,441 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-201,000 | 6,440 |
| Net charge-offs | $523,000 | 3,018 |
| Cash dividends | $10,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-201,000 | 6,348 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $770,000 | 7,192 |
| Total interest expense | $192,000 | 7,047 |
| Net interest income | $578,000 | 7,168 |
| Provision for loan and lease losses | $392,000 | 3,230 |
| Total noninterest income | $77,000 | 6,411 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 6,361 |
| Total noninterest expense | $524,000 | 7,146 |
| Salaries and employee benefits | $268,000 | 7,185 |
| Premises and equipment expense | $63,000 | 6,957 |
| Additional noninterest expense | $193,000 | 6,954 |
| Pre-tax net operating income | $-261,000 | 6,518 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-261,000 | 6,638 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-261,000 | 6,640 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-261,000 | 6,639 |
| Net charge-offs | $503,000 | 2,440 |
| Cash dividends | $10,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-261,000 | 6,588 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 7,283 |
| Total interest expense | $95,000 | 7,176 |
| Net interest income | $294,000 | 7,230 |
| Provision for loan and lease losses | $175,000 | 3,173 |
| Total noninterest income | $36,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $244,000 | 7,321 |
| Salaries and employee benefits | $123,000 | 7,361 |
| Premises and equipment expense | $32,000 | 7,033 |
| Additional noninterest expense | $89,000 | 7,135 |
| Pre-tax net operating income | $-89,000 | 6,622 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-89,000 | 6,727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-89,000 | 6,728 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-89,000 | 6,727 |
| Net charge-offs | $409,000 | 1,753 |
| Cash dividends | $10,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-89,000 | 6,658 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 7,277 |
| Total interest expense | $427,000 | 7,292 |
| Net interest income | $1,269,000 | 7,164 |
| Provision for loan and lease losses | $234,000 | 5,599 |
| Total noninterest income | $210,000 | 6,158 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $115,000 | 5,554 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $95,000 | 5,706 |
| Total noninterest expense | $1,131,000 | 7,247 |
| Salaries and employee benefits | $510,000 | 7,412 |
| Premises and equipment expense | $133,000 | 7,076 |
| Additional noninterest expense | $488,000 | 6,819 |
| Pre-tax net operating income | $114,000 | 5,044 |
| Securities gains (losses) | $7,000 | 3,362 |
| Applicable income taxes | $36,000 | 3,428 |
| Income before extraordinary items | $85,000 | 5,215 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $85,000 | 5,214 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $85,000 | 5,214 |
| Net charge-offs | $274,000 | 4,617 |
| Cash dividends | $65,000 | 4,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $80,100 | 5,172 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 7,365 |
| Total interest expense | $327,000 | 7,385 |
| Net interest income | $944,000 | 7,237 |
| Provision for loan and lease losses | $228,000 | 4,974 |
| Total noninterest income | $78,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $85,000 | 5,621 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-7,000 | 7,659 |
| Total noninterest expense | $831,000 | 7,317 |
| Salaries and employee benefits | $375,000 | 7,465 |
| Premises and equipment expense | $96,000 | 7,175 |
| Additional noninterest expense | $360,000 | 6,884 |
| Pre-tax net operating income | $-37,000 | 5,761 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-30,000 | 5,842 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-30,000 | 5,842 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-30,000 | 5,842 |
| Net charge-offs | $86,000 | 5,202 |
| Cash dividends | $55,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-37,000 | 5,805 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $871,000 | 7,385 |
| Total interest expense | $221,000 | 7,480 |
| Net interest income | $650,000 | 7,219 |
| Provision for loan and lease losses | $6,000 | 7,015 |
| Total noninterest income | $23,000 | 7,627 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $55,000 | 5,662 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-32,000 | 7,880 |
| Total noninterest expense | $544,000 | 7,406 |
| Salaries and employee benefits | $252,000 | 7,549 |
| Premises and equipment expense | $65,000 | 7,214 |
| Additional noninterest expense | $227,000 | 7,009 |
| Pre-tax net operating income | $123,000 | 5,076 |
| Securities gains (losses) | $7,000 | 2,683 |
| Applicable income taxes | $25,000 | 3,592 |
| Income before extraordinary items | $105,000 | 5,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 5,163 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $105,000 | 5,163 |
| Net charge-offs | $31,000 | 5,317 |
| Cash dividends | $35,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $99,330 | 5,120 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 7,488 |
| Total interest expense | $111,000 | 7,555 |
| Net interest income | $312,000 | 7,310 |
| Provision for loan and lease losses | $3,000 | 6,618 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $274,000 | 7,405 |
| Salaries and employee benefits | $117,000 | 7,674 |
| Premises and equipment expense | $36,000 | 7,140 |
| Additional noninterest expense | $121,000 | 6,766 |
| Pre-tax net operating income | $73,000 | 5,345 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $24,000 | 3,435 |
| Income before extraordinary items | $49,000 | 5,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $49,000 | 5,701 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $49,000 | 5,701 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $20,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $49,000 | 5,533 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 7,444 |
| Total interest expense | $595,000 | 7,517 |
| Net interest income | $1,247,000 | 7,315 |
| Provision for loan and lease losses | $13,000 | 7,117 |
| Total noninterest income | $155,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $126,000 | 5,593 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $29,000 | 7,202 |
| Total noninterest expense | $1,017,000 | 7,521 |
| Salaries and employee benefits | $514,000 | 7,629 |
| Premises and equipment expense | $119,000 | 7,435 |
| Additional noninterest expense | $384,000 | 7,102 |
| Pre-tax net operating income | $372,000 | 5,217 |
| Securities gains (losses) | $-77,000 | 7,214 |
| Applicable income taxes | $94,000 | 3,425 |
| Income before extraordinary items | $201,000 | 5,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $201,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,263 |
| Cash dividends | $70,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $253,360 | 5,444 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 7,526 |
| Total interest expense | $471,000 | 7,570 |
| Net interest income | $911,000 | 7,401 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $113,000 | 6,983 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $90,000 | 5,687 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 7,331 |
| Total noninterest expense | $733,000 | 7,610 |
| Salaries and employee benefits | $377,000 | 7,683 |
| Premises and equipment expense | $86,000 | 7,522 |
| Additional noninterest expense | $270,000 | 7,209 |
| Pre-tax net operating income | $281,000 | 5,713 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $82,000 | 3,758 |
| Income before extraordinary items | $213,000 | 5,637 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $213,000 | 5,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $60,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $202,920 | 5,855 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 7,606 |
| Total interest expense | $334,000 | 7,606 |
| Net interest income | $585,000 | 7,500 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $71,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $56,000 | 5,799 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $497,000 | 7,625 |
| Salaries and employee benefits | $254,000 | 7,737 |
| Premises and equipment expense | $59,000 | 7,533 |
| Additional noninterest expense | $184,000 | 7,196 |
| Pre-tax net operating income | $153,000 | 6,102 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $50,000 | 4,059 |
| Income before extraordinary items | $117,000 | 6,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $40,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $107,200 | 6,230 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,663 |
| Total interest expense | $180,000 | 7,623 |
| Net interest income | $285,000 | 7,572 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $35,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $237,000 | 7,728 |
| Salaries and employee benefits | $119,000 | 7,860 |
| Premises and equipment expense | $28,000 | 7,609 |
| Additional noninterest expense | $90,000 | 7,238 |
| Pre-tax net operating income | $80,000 | 6,250 |
| Securities gains (losses) | $12,000 | 1,897 |
| Applicable income taxes | $28,000 | 4,112 |
| Income before extraordinary items | $64,000 | 6,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $20,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $55,600 | 6,412 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 7,690 |
| Total interest expense | $737,000 | 7,593 |
| Net interest income | $1,071,000 | 7,662 |
| Provision for loan and lease losses | $18,000 | 6,370 |
| Total noninterest income | $119,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $111,000 | 5,879 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,000 | 8,113 |
| Total noninterest expense | $942,000 | 7,727 |
| Salaries and employee benefits | $493,000 | 7,819 |
| Premises and equipment expense | $108,000 | 7,662 |
| Additional noninterest expense | $341,000 | 7,343 |
| Pre-tax net operating income | $230,000 | 6,790 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $39,000 | 5,068 |
| Income before extraordinary items | $191,000 | 6,815 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $191,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $60,000 | 5,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $191,000 | 6,800 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 7,763 |
| Total interest expense | $551,000 | 7,641 |
| Net interest income | $770,000 | 7,767 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $112,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $85,000 | 5,883 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $727,000 | 7,679 |
| Salaries and employee benefits | $362,000 | 7,825 |
| Premises and equipment expense | $93,000 | 7,488 |
| Additional noninterest expense | $272,000 | 7,215 |
| Pre-tax net operating income | $140,000 | 7,181 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $27,000 | 5,314 |
| Income before extraordinary items | $113,000 | 7,205 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $113,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $45,000 | 4,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $113,000 | 7,189 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $874,000 | 7,824 |
| Total interest expense | $359,000 | 7,696 |
| Net interest income | $515,000 | 7,820 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $69,000 | 7,314 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $493,000 | 7,710 |
| Salaries and employee benefits | $246,000 | 7,855 |
| Premises and equipment expense | $63,000 | 7,498 |
| Additional noninterest expense | $184,000 | 7,226 |
| Pre-tax net operating income | $79,000 | 7,367 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $62,000 | 7,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $62,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,938 |
| Cash dividends | $30,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $62,000 | 7,385 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 7,890 |
| Total interest expense | $175,000 | 7,751 |
| Net interest income | $257,000 | 7,868 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $38,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $243,000 | 7,760 |
| Salaries and employee benefits | $116,000 | 7,969 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $96,000 | 7,170 |
| Pre-tax net operating income | $45,000 | 7,346 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $36,000 | 7,362 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $36,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $15,000 | 3,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $36,000 | 7,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 7,763 |
| Total interest expense | $634,000 | 7,643 |
| Net interest income | $1,081,000 | 7,722 |
| Provision for loan and lease losses | $55,000 | 5,497 |
| Total noninterest income | $193,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $126,000 | 5,816 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 6,920 |
| Total noninterest expense | $1,023,000 | 7,673 |
| Salaries and employee benefits | $480,000 | 7,922 |
| Premises and equipment expense | $121,000 | 7,581 |
| Additional noninterest expense | $422,000 | 6,959 |
| Pre-tax net operating income | $196,000 | 7,420 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $48,000 | 5,476 |
| Income before extraordinary items | $149,000 | 7,491 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $149,000 | 7,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,237 |
| Cash dividends | $68,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $148,240 | 7,490 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 7,828 |
| Total interest expense | $454,000 | 7,714 |
| Net interest income | $823,000 | 7,779 |
| Provision for loan and lease losses | $41,000 | 5,365 |
| Total noninterest income | $131,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $91,000 | 5,951 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,204 |
| Total noninterest expense | $726,000 | 7,761 |
| Salaries and employee benefits | $352,000 | 7,956 |
| Premises and equipment expense | $88,000 | 7,627 |
| Additional noninterest expense | $286,000 | 7,174 |
| Pre-tax net operating income | $187,000 | 7,466 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $50,000 | 5,440 |
| Income before extraordinary items | $138,000 | 7,545 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $138,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,286 |
| Cash dividends | $49,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $137,270 | 7,547 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $828,000 | 7,884 |
| Total interest expense | $293,000 | 7,735 |
| Net interest income | $535,000 | 7,865 |
| Provision for loan and lease losses | $28,000 | 5,259 |
| Total noninterest income | $89,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $516,000 | 7,689 |
| Salaries and employee benefits | $245,000 | 7,929 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $212,000 | 6,979 |
| Pre-tax net operating income | $80,000 | 7,801 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $20,000 | 5,801 |
| Income before extraordinary items | $61,000 | 7,831 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $61,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $32,000 | 4,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $60,250 | 7,841 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 7,892 |
| Total interest expense | $141,000 | 7,754 |
| Net interest income | $272,000 | 7,868 |
| Provision for loan and lease losses | $16,000 | 4,730 |
| Total noninterest income | $44,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $249,000 | 7,760 |
| Salaries and employee benefits | $115,000 | 8,040 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $104,000 | 7,001 |
| Pre-tax net operating income | $51,000 | 7,690 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $37,000 | 7,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $15,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $37,000 | 7,737 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 7,831 |
| Total interest expense | $463,000 | 7,734 |
| Net interest income | $1,097,000 | 7,813 |
| Provision for loan and lease losses | $103,000 | 4,774 |
| Total noninterest income | $172,000 | 7,295 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $140,000 | 5,738 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,812 |
| Total noninterest expense | $1,011,000 | 7,731 |
| Salaries and employee benefits | $475,000 | 7,984 |
| Premises and equipment expense | $103,000 | 7,828 |
| Additional noninterest expense | $433,000 | 6,915 |
| Pre-tax net operating income | $155,000 | 7,824 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $42,000 | 5,971 |
| Income before extraordinary items | $115,000 | 7,914 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $115,000 | 7,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,712 |
| Cash dividends | $60,000 | 5,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $113,540 | 7,893 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 7,861 |
| Total interest expense | $329,000 | 7,769 |
| Net interest income | $836,000 | 7,836 |
| Provision for loan and lease losses | $84,000 | 4,550 |
| Total noninterest income | $132,000 | 7,285 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 5,805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,683 |
| Total noninterest expense | $747,000 | 7,730 |
| Salaries and employee benefits | $348,000 | 7,995 |
| Premises and equipment expense | $71,000 | 7,938 |
| Additional noninterest expense | $328,000 | 6,896 |
| Pre-tax net operating income | $137,000 | 7,871 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $36,000 | 5,989 |
| Income before extraordinary items | $102,000 | 7,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $102,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,470 |
| Cash dividends | $45,000 | 5,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $101,260 | 7,929 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $757,000 | 7,898 |
| Total interest expense | $201,000 | 7,824 |
| Net interest income | $556,000 | 7,852 |
| Provision for loan and lease losses | $64,000 | 4,058 |
| Total noninterest income | $88,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $71,000 | 5,702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $473,000 | 7,841 |
| Salaries and employee benefits | $231,000 | 8,012 |
| Premises and equipment expense | $45,000 | 7,975 |
| Additional noninterest expense | $197,000 | 7,121 |
| Pre-tax net operating income | $107,000 | 7,814 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $33,000 | 5,805 |
| Income before extraordinary items | $75,000 | 7,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $75,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,863 |
| Cash dividends | $30,000 | 4,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $74,310 | 7,898 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 7,981 |
| Total interest expense | $97,000 | 7,881 |
| Net interest income | $274,000 | 7,943 |
| Provision for loan and lease losses | $33,000 | 3,846 |
| Total noninterest income | $45,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $234,000 | 7,919 |
| Salaries and employee benefits | $114,000 | 8,101 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $99,000 | 7,165 |
| Pre-tax net operating income | $52,000 | 7,875 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $39,000 | 7,945 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $39,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $15,000 | 3,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $38,260 | 7,936 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 7,952 |
| Total interest expense | $358,000 | 7,851 |
| Net interest income | $1,099,000 | 7,887 |
| Provision for loan and lease losses | $148,000 | 4,300 |
| Total noninterest income | $148,000 | 7,626 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $144,000 | 5,867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,722 |
| Total noninterest expense | $888,000 | 8,004 |
| Salaries and employee benefits | $448,000 | 8,142 |
| Premises and equipment expense | $70,000 | 8,351 |
| Additional noninterest expense | $370,000 | 7,289 |
| Pre-tax net operating income | $211,000 | 7,747 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $67,000 | 5,846 |
| Income before extraordinary items | $164,000 | 7,814 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $164,000 | 7,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $149,800 | 7,836 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,977 |
| Total interest expense | $264,000 | 7,903 |
| Net interest income | $825,000 | 7,919 |
| Provision for loan and lease losses | $115,000 | 4,038 |
| Total noninterest income | $105,000 | 7,727 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $108,000 | 5,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-3,000 | 8,974 |
| Total noninterest expense | $654,000 | 8,035 |
| Salaries and employee benefits | $336,000 | 8,133 |
| Premises and equipment expense | $51,000 | 8,385 |
| Additional noninterest expense | $267,000 | 7,358 |
| Pre-tax net operating income | $161,000 | 7,872 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $55,000 | 5,897 |
| Income before extraordinary items | $126,000 | 7,936 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $126,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,410 |
| Cash dividends | $30,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $112,000 | 7,957 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $728,000 | 8,018 |
| Total interest expense | $175,000 | 7,981 |
| Net interest income | $553,000 | 7,957 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $73,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $70,000 | 5,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $432,000 | 8,097 |
| Salaries and employee benefits | $220,000 | 8,213 |
| Premises and equipment expense | $34,000 | 8,425 |
| Additional noninterest expense | $178,000 | 7,398 |
| Pre-tax net operating income | $114,000 | 7,808 |
| Securities gains (losses) | $19,000 | 2,067 |
| Applicable income taxes | $37,000 | 5,892 |
| Income before extraordinary items | $96,000 | 7,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $15,000 | 4,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $82,320 | 7,887 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 8,061 |
| Total interest expense | $88,000 | 8,036 |
| Net interest income | $277,000 | 7,984 |
| Provision for loan and lease losses | $42,000 | 3,681 |
| Total noninterest income | $41,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $220,000 | 8,100 |
| Salaries and employee benefits | $110,000 | 8,250 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $93,000 | 7,316 |
| Pre-tax net operating income | $56,000 | 7,822 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $22,000 | 5,705 |
| Income before extraordinary items | $53,000 | 7,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $53,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $15,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $39,510 | 7,917 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 7,963 |
| Total interest expense | $445,000 | 7,954 |
| Net interest income | $1,160,000 | 7,869 |
| Provision for loan and lease losses | $201,000 | 4,012 |
| Total noninterest income | $166,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $135,000 | 6,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $995,000 | 7,891 |
| Salaries and employee benefits | $452,000 | 8,242 |
| Premises and equipment expense | $76,000 | 8,401 |
| Additional noninterest expense | $467,000 | 6,742 |
| Pre-tax net operating income | $130,000 | 8,082 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $19,000 | 6,818 |
| Income before extraordinary items | $114,000 | 8,159 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $114,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,363 |
| Cash dividends | $12,000 | 6,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $111,420 | 8,052 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 8,047 |
| Total interest expense | $352,000 | 8,005 |
| Net interest income | $861,000 | 7,954 |
| Provision for loan and lease losses | $158,000 | 3,807 |
| Total noninterest income | $125,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $96,000 | 6,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $769,000 | 7,818 |
| Salaries and employee benefits | $339,000 | 8,249 |
| Premises and equipment expense | $58,000 | 8,422 |
| Additional noninterest expense | $372,000 | 6,556 |
| Pre-tax net operating income | $59,000 | 8,412 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $58,000 | 8,479 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $58,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,204 |
| Cash dividends | $12,000 | 5,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $55,180 | 8,383 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 8,086 |
| Total interest expense | $250,000 | 8,013 |
| Net interest income | $567,000 | 8,008 |
| Provision for loan and lease losses | $116,000 | 3,625 |
| Total noninterest income | $85,000 | 7,678 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $65,000 | 6,162 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $550,000 | 7,695 |
| Salaries and employee benefits | $231,000 | 8,239 |
| Premises and equipment expense | $39,000 | 8,415 |
| Additional noninterest expense | $280,000 | 6,186 |
| Pre-tax net operating income | $-14,000 | 8,715 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $-15,000 | 9,011 |
| Income before extraordinary items | $4,000 | 8,740 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,000 | 8,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,721 |
| Cash dividends | $12,000 | 5,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,080 | 8,637 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 8,119 |
| Total interest expense | $132,000 | 8,006 |
| Net interest income | $281,000 | 8,067 |
| Provision for loan and lease losses | $74,000 | 3,005 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $275,000 | 7,713 |
| Salaries and employee benefits | $119,000 | 8,219 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $-27,000 | 8,834 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $-10,000 | 9,073 |
| Income before extraordinary items | $-16,000 | 8,862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-16,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,092 |
| Cash dividends | $12,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-16,640 | 8,767 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 7,955 |
| Total interest expense | $675,000 | 7,882 |
| Net interest income | $1,230,000 | 7,873 |
| Provision for loan and lease losses | $193,000 | 4,450 |
| Total noninterest income | $184,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $124,000 | 6,185 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 7,355 |
| Total noninterest expense | $969,000 | 7,996 |
| Salaries and employee benefits | $456,000 | 8,299 |
| Premises and equipment expense | $77,000 | 8,491 |
| Additional noninterest expense | $436,000 | 6,901 |
| Pre-tax net operating income | $252,000 | 7,741 |
| Securities gains (losses) | $30,000 | 2,835 |
| Applicable income taxes | $90,000 | 6,057 |
| Income before extraordinary items | $192,000 | 7,875 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $192,000 | 7,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $90,000 | 5,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $171,600 | 7,881 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 8,020 |
| Total interest expense | $1,097,000 | 7,818 |
| Net interest income | $1,107,000 | 8,071 |
| Provision for loan and lease losses | $117,000 | 5,349 |
| Total noninterest income | $143,000 | 7,935 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $105,000 | 6,491 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $878,000 | 8,260 |
| Salaries and employee benefits | $428,000 | 8,500 |
| Premises and equipment expense | $65,000 | 8,882 |
| Additional noninterest expense | $385,000 | 7,268 |
| Pre-tax net operating income | $255,000 | 7,616 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $78,000 | 6,299 |
| Income before extraordinary items | $177,000 | 7,881 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $177,000 | 7,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,444 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $177,000 | 7,765 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 8,265 |
| Total interest expense | $1,039,000 | 8,146 |
| Net interest income | $1,121,000 | 8,244 |
| Provision for loan and lease losses | $121,000 | 4,816 |
| Total noninterest income | $126,000 | 8,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $866,000 | 8,386 |
| Salaries and employee benefits | $431,000 | 8,596 |
| Premises and equipment expense | $67,000 | 9,037 |
| Additional noninterest expense | $368,000 | 7,416 |
| Pre-tax net operating income | $260,000 | 8,080 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $175,000 | 8,238 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $175,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $175,000 | 8,244 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 8,534 |
| Total interest expense | $900,000 | 8,439 |
| Net interest income | $1,075,000 | 8,457 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $85,000 | 9,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $784,000 | 8,776 |
| Salaries and employee benefits | $406,000 | 8,855 |
| Premises and equipment expense | $72,000 | 9,182 |
| Additional noninterest expense | $306,000 | 8,069 |
| Pre-tax net operating income | $232,000 | 8,419 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $68,000 | 7,364 |
| Income before extraordinary items | $167,000 | 8,531 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $140,000 | 5,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $164,870 | 8,521 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 8,711 |
| Total interest expense | $910,000 | 8,660 |
| Net interest income | $1,073,000 | 8,628 |
| Provision for loan and lease losses | $108,000 | 4,961 |
| Total noninterest income | $77,000 | 9,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $821,000 | 8,712 |
| Salaries and employee benefits | $411,000 | 8,906 |
| Premises and equipment expense | $92,000 | 8,886 |
| Additional noninterest expense | $318,000 | 7,958 |
| Pre-tax net operating income | $221,000 | 8,817 |
| Securities gains (losses) | $-7,000 | 10,141 |
| Applicable income taxes | $79,000 | 7,837 |
| Income before extraordinary items | $135,000 | 9,081 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $135,000 | 9,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $139,480 | 8,991 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 9,126 |
| Total interest expense | $888,000 | 9,007 |
| Net interest income | $1,023,000 | 9,126 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $104,000 | 9,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,573 |
| Total noninterest expense | $929,000 | 8,584 |
| Salaries and employee benefits | $494,000 | 8,644 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $266,000 | 8,670 |
| Pre-tax net operating income | $133,000 | 9,936 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $42,000 | 9,374 |
| Income before extraordinary items | $91,000 | 10,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $91,000 | 10,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,872 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $91,000 | 9,971 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 10,900 |
| Total interest expense | $389,000 | 10,902 |
| Net interest income | $542,000 | 10,794 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $47,000 | 10,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $423,000 | 10,889 |
| Salaries and employee benefits | $208,000 | 10,970 |
| Premises and equipment expense | $101,000 | 9,258 |
| Additional noninterest expense | $114,000 | 10,961 |
| Pre-tax net operating income | $139,000 | 10,149 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $32,000 | 9,997 |
| Income before extraordinary items | $108,000 | 10,154 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $108,000 | 10,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 2,114 |
| Cash dividends | $130,000 | 6,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $107,230 | 10,106 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 8,991 |
| Total interest expense | $1,175,000 | 8,669 |
| Net interest income | $1,311,000 | 9,043 |
| Provision for loan and lease losses | $336,000 | 2,115 |
| Total noninterest income | $166,000 | 9,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $1,167,000 | 8,331 |
| Salaries and employee benefits | $671,000 | 7,923 |
| Premises and equipment expense | $193,000 | 7,333 |
| Additional noninterest expense | $303,000 | 9,217 |
| Pre-tax net operating income | $-26,000 | 11,540 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $-26,000 | 11,576 |
| Income before extraordinary items | $10,000 | 11,465 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,000 | 11,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,916 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 531 |
| Net operating income | $3,600 | 11,452 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 9,795 |
| Total interest expense | $835,000 | 9,421 |
| Net interest income | $1,168,000 | 9,844 |
| Provision for loan and lease losses | $128,000 | 3,919 |
| Total noninterest income | $155,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $1,159,000 | 8,771 |
| Salaries and employee benefits | $671,000 | 8,107 |
| Premises and equipment expense | $200,000 | 7,420 |
| Additional noninterest expense | $288,000 | 10,093 |
| Pre-tax net operating income | $36,000 | 11,965 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $45,000 | 11,840 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $45,000 | 11,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $36,000 | 11,923 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 10,445 |
| Total interest expense | $749,000 | 10,309 |
| Net interest income | $1,125,000 | 10,315 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $127,000 | 10,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $1,161,000 | 9,055 |
| Salaries and employee benefits | $637,000 | 8,500 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $341,000 | 9,946 |
| Pre-tax net operating income | $31,000 | 12,267 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $52,000 | 12,234 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $52,000 | 12,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 4,247 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $31,000 | 12,228 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 11,239 |
| Total interest expense | $782,000 | 11,411 |
| Net interest income | $1,047,000 | 10,905 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $68,000 | 12,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $852,000 | 10,743 |
| Salaries and employee benefits | $529,000 | 9,493 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $199,000 | 12,248 |
| Pre-tax net operating income | $203,000 | 11,048 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $159,000 | 11,147 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $159,000 | 11,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $153,680 | 10,890 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.