Home > Farmers & Merchants Bank > Income and Expense
Farmers & Merchants Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,655,000 | 2,894 |
| Total interest expense | $3,782,000 | 2,345 |
| Net interest income | $5,873,000 | 3,145 |
| Provision for loan and lease losses | $175,000 | 2,112 |
| Total noninterest income | $1,539,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $474,000 | 1,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,065,000 | 2,220 |
| Total noninterest expense | $5,190,000 | 2,996 |
| Salaries and employee benefits | $2,629,000 | 3,121 |
| Premises and equipment expense | $468,000 | 3,051 |
| Additional noninterest expense | $1,065,000 | 2,220 |
| Pre-tax net operating income | $2,047,000 | 2,931 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $524,000 | 1,865 |
| Income before extraordinary items | $1,523,000 | 3,058 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,523,000 | 3,092 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,523,000 | 3,060 |
| Net charge-offs | $-25,000 | 4,036 |
| Cash dividends | $735,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,523,000 | 3,096 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,675,000 | 2,972 |
| Total interest expense | $2,398,000 | 2,432 |
| Net interest income | $4,277,000 | 3,197 |
| Provision for loan and lease losses | $100,000 | 2,122 |
| Total noninterest income | $1,290,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $351,000 | 1,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $939,000 | 2,060 |
| Total noninterest expense | $3,975,000 | 2,958 |
| Salaries and employee benefits | $1,947,000 | 3,121 |
| Premises and equipment expense | $364,000 | 3,005 |
| Additional noninterest expense | $939,000 | 2,060 |
| Pre-tax net operating income | $1,492,000 | 3,025 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $401,000 | 1,902 |
| Income before extraordinary items | $1,091,000 | 3,199 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,091,000 | 3,232 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,091,000 | 3,200 |
| Net charge-offs | $-23,000 | 4,027 |
| Cash dividends | $735,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,091,000 | 3,228 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 3,025 |
| Total interest expense | $1,217,000 | 2,607 |
| Net interest income | $2,958,000 | 3,166 |
| Provision for loan and lease losses | $25,000 | 2,542 |
| Total noninterest income | $491,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $237,000 | 1,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 2,919 |
| Total noninterest expense | $2,685,000 | 2,933 |
| Salaries and employee benefits | $1,340,000 | 3,082 |
| Premises and equipment expense | $244,000 | 2,993 |
| Additional noninterest expense | $254,000 | 2,912 |
| Pre-tax net operating income | $739,000 | 3,379 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $198,000 | 2,142 |
| Income before extraordinary items | $541,000 | 3,518 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $541,000 | 3,553 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $541,000 | 3,517 |
| Net charge-offs | $-13,000 | 3,991 |
| Cash dividends | $735,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $541,000 | 3,533 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 3,070 |
| Total interest expense | $496,000 | 2,647 |
| Net interest income | $1,510,000 | 3,155 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $245,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $117,000 | 1,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 2,902 |
| Total noninterest expense | $1,325,000 | 2,987 |
| Salaries and employee benefits | $638,000 | 3,185 |
| Premises and equipment expense | $119,000 | 3,069 |
| Additional noninterest expense | $128,000 | 2,902 |
| Pre-tax net operating income | $430,000 | 3,258 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $109,000 | 2,089 |
| Income before extraordinary items | $321,000 | 3,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $321,000 | 3,416 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $321,000 | 3,418 |
| Net charge-offs | $-6,000 | 3,898 |
| Cash dividends | $735,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $321,000 | 3,443 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,522,000 | 3,140 |
| Total interest expense | $755,000 | 2,766 |
| Net interest income | $5,767,000 | 3,150 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,381,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $421,000 | 1,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $960,000 | 2,370 |
| Total noninterest expense | $5,041,000 | 3,029 |
| Salaries and employee benefits | $2,576,000 | 3,154 |
| Premises and equipment expense | $496,000 | 3,007 |
| Additional noninterest expense | $960,000 | 2,370 |
| Pre-tax net operating income | $2,107,000 | 3,070 |
| Securities gains (losses) | $-31,000 | 3,658 |
| Applicable income taxes | $600,000 | 1,911 |
| Income before extraordinary items | $1,476,000 | 3,279 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,476,000 | 3,276 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,476,000 | 3,278 |
| Net charge-offs | $-19,000 | 3,809 |
| Cash dividends | $1,237,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,500,490 | 3,288 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 3,163 |
| Total interest expense | $345,000 | 3,124 |
| Net interest income | $4,317,000 | 3,129 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,145,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $306,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $839,000 | 2,256 |
| Total noninterest expense | $3,830,000 | 2,995 |
| Salaries and employee benefits | $1,932,000 | 3,143 |
| Premises and equipment expense | $384,000 | 2,967 |
| Additional noninterest expense | $839,000 | 2,256 |
| Pre-tax net operating income | $1,632,000 | 3,014 |
| Securities gains (losses) | $-31,000 | 4,030 |
| Applicable income taxes | $429,000 | 1,943 |
| Income before extraordinary items | $1,172,000 | 3,205 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,172,000 | 3,203 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,172,000 | 3,204 |
| Net charge-offs | $-18,000 | 3,784 |
| Cash dividends | $1,237,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,196,490 | 3,213 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 3,144 |
| Total interest expense | $219,000 | 3,095 |
| Net interest income | $2,854,000 | 3,121 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $845,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $200,000 | 1,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 2,120 |
| Total noninterest expense | $2,492,000 | 3,028 |
| Salaries and employee benefits | $1,322,000 | 3,116 |
| Premises and equipment expense | $233,000 | 3,106 |
| Additional noninterest expense | $937,000 | 2,724 |
| Pre-tax net operating income | $1,207,000 | 2,798 |
| Securities gains (losses) | $-31,000 | 4,164 |
| Applicable income taxes | $315,000 | 1,815 |
| Income before extraordinary items | $861,000 | 2,998 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $861,000 | 2,997 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $861,000 | 2,998 |
| Net charge-offs | $-8,000 | 3,588 |
| Cash dividends | $1,237,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $885,490 | 2,995 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 3,143 |
| Total interest expense | $112,000 | 3,036 |
| Net interest income | $1,389,000 | 3,124 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $505,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $101,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 1,901 |
| Total noninterest expense | $1,236,000 | 3,034 |
| Salaries and employee benefits | $631,000 | 3,192 |
| Premises and equipment expense | $120,000 | 3,073 |
| Additional noninterest expense | $485,000 | 2,649 |
| Pre-tax net operating income | $658,000 | 2,622 |
| Securities gains (losses) | $-31,000 | 4,391 |
| Applicable income taxes | $168,000 | 1,723 |
| Income before extraordinary items | $459,000 | 2,834 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $459,000 | 2,832 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $459,000 | 2,834 |
| Net charge-offs | $-5,000 | 3,667 |
| Cash dividends | $1,237,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $483,490 | 2,809 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,804,000 | 3,035 |
| Total interest expense | $627,000 | 2,845 |
| Net interest income | $6,177,000 | 3,037 |
| Provision for loan and lease losses | $-26,000 | 4,161 |
| Total noninterest income | $1,974,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $294,000 | 2,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,680,000 | 2,095 |
| Total noninterest expense | $4,999,000 | 3,020 |
| Salaries and employee benefits | $2,669,000 | 3,109 |
| Premises and equipment expense | $464,000 | 3,128 |
| Additional noninterest expense | $1,866,000 | 2,720 |
| Pre-tax net operating income | $3,178,000 | 2,615 |
| Securities gains (losses) | $202,000 | 607 |
| Applicable income taxes | $905,000 | 1,674 |
| Income before extraordinary items | $2,475,000 | 2,758 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,475,000 | 2,759 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,475,000 | 2,759 |
| Net charge-offs | $-39,000 | 4,047 |
| Cash dividends | $533,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,315,420 | 2,819 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 3,086 |
| Total interest expense | $514,000 | 2,826 |
| Net interest income | $4,612,000 | 3,089 |
| Provision for loan and lease losses | $-26,000 | 4,314 |
| Total noninterest income | $610,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $197,000 | 2,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,225 |
| Total noninterest expense | $3,851,000 | 2,993 |
| Salaries and employee benefits | $2,007,000 | 3,116 |
| Premises and equipment expense | $365,000 | 3,098 |
| Additional noninterest expense | $1,479,000 | 2,623 |
| Pre-tax net operating income | $1,397,000 | 3,347 |
| Securities gains (losses) | $202,000 | 558 |
| Applicable income taxes | $426,000 | 2,080 |
| Income before extraordinary items | $1,173,000 | 3,421 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,173,000 | 3,421 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,173,000 | 3,421 |
| Net charge-offs | $-34,000 | 4,070 |
| Cash dividends | $533,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,013,420 | 3,580 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 3,035 |
| Total interest expense | $394,000 | 2,698 |
| Net interest income | $3,185,000 | 3,039 |
| Provision for loan and lease losses | $-26,000 | 4,419 |
| Total noninterest income | $399,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $119,000 | 2,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,190 |
| Total noninterest expense | $2,533,000 | 3,000 |
| Salaries and employee benefits | $1,355,000 | 3,106 |
| Premises and equipment expense | $245,000 | 3,077 |
| Additional noninterest expense | $933,000 | 2,709 |
| Pre-tax net operating income | $1,077,000 | 3,166 |
| Securities gains (losses) | $202,000 | 466 |
| Applicable income taxes | $344,000 | 1,929 |
| Income before extraordinary items | $935,000 | 3,212 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $935,000 | 3,210 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $935,000 | 3,212 |
| Net charge-offs | $-29,000 | 4,180 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $775,420 | 3,411 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 3,575 |
| Total interest expense | $210,000 | 2,679 |
| Net interest income | $1,037,000 | 3,675 |
| Provision for loan and lease losses | $-26,000 | 4,604 |
| Total noninterest income | $229,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $58,000 | 2,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 3,000 |
| Total noninterest expense | $1,250,000 | 3,024 |
| Salaries and employee benefits | $634,000 | 3,190 |
| Premises and equipment expense | $115,000 | 3,184 |
| Additional noninterest expense | $501,000 | 2,528 |
| Pre-tax net operating income | $42,000 | 4,633 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $4,000 | 3,431 |
| Income before extraordinary items | $38,000 | 4,652 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $38,000 | 4,652 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $38,000 | 4,652 |
| Net charge-offs | $-26,000 | 4,430 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $38,000 | 4,638 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,175,000 | 3,257 |
| Total interest expense | $773,000 | 3,311 |
| Net interest income | $5,402,000 | 3,220 |
| Provision for loan and lease losses | $-346,000 | 4,987 |
| Total noninterest income | $798,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $245,000 | 2,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $553,000 | 3,051 |
| Total noninterest expense | $5,101,000 | 2,963 |
| Salaries and employee benefits | $2,786,000 | 3,056 |
| Premises and equipment expense | $485,000 | 3,115 |
| Additional noninterest expense | $1,830,000 | 2,682 |
| Pre-tax net operating income | $1,445,000 | 3,322 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $378,000 | 2,136 |
| Income before extraordinary items | $1,067,000 | 3,582 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,067,000 | 3,582 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,067,000 | 3,582 |
| Net charge-offs | $-379,000 | 4,935 |
| Cash dividends | $823,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,067,000 | 3,530 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 3,184 |
| Total interest expense | $580,000 | 3,397 |
| Net interest income | $4,366,000 | 3,115 |
| Provision for loan and lease losses | $-346,000 | 5,022 |
| Total noninterest income | $536,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $187,000 | 2,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 3,182 |
| Total noninterest expense | $3,967,000 | 2,882 |
| Salaries and employee benefits | $2,075,000 | 3,046 |
| Premises and equipment expense | $378,000 | 3,049 |
| Additional noninterest expense | $1,514,000 | 2,488 |
| Pre-tax net operating income | $1,281,000 | 3,158 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $330,000 | 2,023 |
| Income before extraordinary items | $951,000 | 3,413 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $951,000 | 3,412 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $951,000 | 3,413 |
| Net charge-offs | $-397,000 | 4,981 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $951,000 | 3,365 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 3,147 |
| Total interest expense | $410,000 | 3,432 |
| Net interest income | $3,052,000 | 3,066 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $409,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $135,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 2,991 |
| Total noninterest expense | $2,648,000 | 2,897 |
| Salaries and employee benefits | $1,417,000 | 3,023 |
| Premises and equipment expense | $249,000 | 3,066 |
| Additional noninterest expense | $982,000 | 2,545 |
| Pre-tax net operating income | $813,000 | 3,216 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $212,000 | 2,009 |
| Income before extraordinary items | $601,000 | 3,460 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $601,000 | 3,460 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $601,000 | 3,460 |
| Net charge-offs | $-295,000 | 5,008 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $601,000 | 3,398 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 3,186 |
| Total interest expense | $219,000 | 3,478 |
| Net interest income | $1,476,000 | 3,077 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $142,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $82,000 | 2,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 3,681 |
| Total noninterest expense | $1,315,000 | 2,931 |
| Salaries and employee benefits | $670,000 | 3,130 |
| Premises and equipment expense | $132,000 | 2,991 |
| Additional noninterest expense | $513,000 | 2,505 |
| Pre-tax net operating income | $303,000 | 3,399 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $78,000 | 2,124 |
| Income before extraordinary items | $225,000 | 3,583 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $225,000 | 3,584 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $225,000 | 3,584 |
| Net charge-offs | $-89,000 | 4,953 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $225,000 | 3,564 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,765,000 | 3,007 |
| Total interest expense | $692,000 | 3,816 |
| Net interest income | $7,073,000 | 2,824 |
| Provision for loan and lease losses | $-1,023,000 | 5,129 |
| Total noninterest income | $-253,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $320,000 | 2,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-573,000 | 5,169 |
| Total noninterest expense | $5,589,000 | 2,814 |
| Salaries and employee benefits | $2,844,000 | 3,031 |
| Premises and equipment expense | $605,000 | 2,780 |
| Additional noninterest expense | $2,140,000 | 2,446 |
| Pre-tax net operating income | $2,254,000 | 2,881 |
| Securities gains (losses) | $-10,000 | 4,800 |
| Applicable income taxes | $598,000 | 1,849 |
| Income before extraordinary items | $1,646,000 | 3,147 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,646,000 | 3,145 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,646,000 | 3,148 |
| Net charge-offs | $-1,023,000 | 5,150 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,653,900 | 3,115 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 2,989 |
| Total interest expense | $499,000 | 3,905 |
| Net interest income | $5,523,000 | 2,794 |
| Provision for loan and lease losses | $-1,023,000 | 5,215 |
| Total noninterest income | $42,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $237,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-195,000 | 5,237 |
| Total noninterest expense | $4,109,000 | 2,854 |
| Salaries and employee benefits | $2,066,000 | 3,093 |
| Premises and equipment expense | $450,000 | 2,810 |
| Additional noninterest expense | $1,593,000 | 2,459 |
| Pre-tax net operating income | $2,479,000 | 2,380 |
| Securities gains (losses) | $-10,000 | 4,900 |
| Applicable income taxes | $657,000 | 1,578 |
| Income before extraordinary items | $1,812,000 | 2,680 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,812,000 | 2,681 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,812,000 | 2,681 |
| Net charge-offs | $-1,022,000 | 5,227 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,819,900 | 2,638 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 3,133 |
| Total interest expense | $318,000 | 3,956 |
| Net interest income | $3,377,000 | 2,952 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $-74,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $159,000 | 2,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-233,000 | 5,289 |
| Total noninterest expense | $2,670,000 | 2,916 |
| Salaries and employee benefits | $1,331,000 | 3,169 |
| Premises and equipment expense | $287,000 | 2,897 |
| Additional noninterest expense | $1,052,000 | 2,492 |
| Pre-tax net operating income | $633,000 | 3,710 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $53,000 | 3,061 |
| Income before extraordinary items | $580,000 | 3,680 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $580,000 | 3,679 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $580,000 | 3,679 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $580,000 | 3,652 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 3,154 |
| Total interest expense | $141,000 | 4,070 |
| Net interest income | $1,694,000 | 2,973 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $-276,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $85,000 | 2,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-361,000 | 5,356 |
| Total noninterest expense | $1,340,000 | 2,929 |
| Salaries and employee benefits | $657,000 | 3,223 |
| Premises and equipment expense | $146,000 | 2,898 |
| Additional noninterest expense | $537,000 | 2,465 |
| Pre-tax net operating income | $78,000 | 4,810 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $19,000 | 3,179 |
| Income before extraordinary items | $59,000 | 4,875 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $59,000 | 4,874 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $59,000 | 4,874 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $59,000 | 4,868 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 3,369 |
| Total interest expense | $482,000 | 3,964 |
| Net interest income | $5,733,000 | 3,251 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $831,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $381,000 | 2,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,203 |
| Total noninterest expense | $5,597,000 | 2,835 |
| Salaries and employee benefits | $2,708,000 | 3,139 |
| Premises and equipment expense | $576,000 | 2,906 |
| Additional noninterest expense | $2,313,000 | 2,353 |
| Pre-tax net operating income | $967,000 | 4,062 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $232,000 | 2,588 |
| Income before extraordinary items | $740,000 | 4,223 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $740,000 | 4,222 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $740,000 | 4,222 |
| Net charge-offs | $-33,000 | 4,794 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $736,050 | 4,235 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,725,000 | 3,363 |
| Total interest expense | $346,000 | 3,979 |
| Net interest income | $4,379,000 | 3,245 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $630,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $288,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,228 |
| Total noninterest expense | $4,008,000 | 2,938 |
| Salaries and employee benefits | $1,981,000 | 3,187 |
| Premises and equipment expense | $399,000 | 3,076 |
| Additional noninterest expense | $1,628,000 | 2,452 |
| Pre-tax net operating income | $1,001,000 | 3,753 |
| Securities gains (losses) | $5,000 | 822 |
| Applicable income taxes | $155,000 | 2,725 |
| Income before extraordinary items | $851,000 | 3,801 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $851,000 | 3,799 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $851,000 | 3,800 |
| Net charge-offs | $-26,000 | 4,745 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $846,750 | 3,807 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 3,362 |
| Total interest expense | $234,000 | 3,931 |
| Net interest income | $2,912,000 | 3,243 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $378,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $181,000 | 2,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 3,409 |
| Total noninterest expense | $2,810,000 | 2,871 |
| Salaries and employee benefits | $1,304,000 | 3,239 |
| Premises and equipment expense | $254,000 | 3,179 |
| Additional noninterest expense | $1,252,000 | 2,226 |
| Pre-tax net operating income | $480,000 | 4,143 |
| Securities gains (losses) | $5,000 | 702 |
| Applicable income taxes | $115,000 | 2,622 |
| Income before extraordinary items | $370,000 | 4,296 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $370,000 | 4,295 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $370,000 | 4,295 |
| Net charge-offs | $-19,000 | 4,724 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $366,050 | 4,314 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 3,405 |
| Total interest expense | $117,000 | 3,896 |
| Net interest income | $1,412,000 | 3,312 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $153,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $87,000 | 2,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 3,885 |
| Total noninterest expense | $1,455,000 | 2,835 |
| Salaries and employee benefits | $678,000 | 3,179 |
| Premises and equipment expense | $132,000 | 3,131 |
| Additional noninterest expense | $645,000 | 2,163 |
| Pre-tax net operating income | $110,000 | 4,825 |
| Securities gains (losses) | $5,000 | 534 |
| Applicable income taxes | $24,000 | 3,143 |
| Income before extraordinary items | $91,000 | 4,863 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $91,000 | 4,862 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $91,000 | 4,863 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $87,050 | 4,901 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,859,000 | 3,464 |
| Total interest expense | $444,000 | 3,850 |
| Net interest income | $5,415,000 | 3,379 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $605,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $382,000 | 2,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,098 |
| Total noninterest expense | $5,330,000 | 2,987 |
| Salaries and employee benefits | $2,442,000 | 3,373 |
| Premises and equipment expense | $530,000 | 3,154 |
| Additional noninterest expense | $2,358,000 | 2,344 |
| Pre-tax net operating income | $690,000 | 4,481 |
| Securities gains (losses) | $62,000 | 805 |
| Applicable income taxes | $1,396,000 | 1,594 |
| Income before extraordinary items | $-644,000 | 5,538 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-644,000 | 5,538 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-644,000 | 5,538 |
| Net charge-offs | $22,000 | 3,387 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-683,680 | 5,542 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 3,503 |
| Total interest expense | $332,000 | 3,874 |
| Net interest income | $4,029,000 | 3,421 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $375,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $295,000 | 2,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,802 |
| Total noninterest expense | $3,869,000 | 3,054 |
| Salaries and employee benefits | $1,893,000 | 3,328 |
| Premises and equipment expense | $399,000 | 3,173 |
| Additional noninterest expense | $1,577,000 | 2,575 |
| Pre-tax net operating income | $535,000 | 4,530 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $144,000 | 2,958 |
| Income before extraordinary items | $395,000 | 4,659 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $395,000 | 4,659 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $395,000 | 4,659 |
| Net charge-offs | $8,000 | 3,335 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $392,080 | 4,662 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 3,476 |
| Total interest expense | $227,000 | 3,820 |
| Net interest income | $2,711,000 | 3,399 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $209,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $191,000 | 2,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 5,321 |
| Total noninterest expense | $2,535,000 | 3,105 |
| Salaries and employee benefits | $1,214,000 | 3,420 |
| Premises and equipment expense | $256,000 | 3,248 |
| Additional noninterest expense | $1,065,000 | 2,545 |
| Pre-tax net operating income | $385,000 | 4,424 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $163,000 | 2,622 |
| Income before extraordinary items | $227,000 | 4,792 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $227,000 | 4,791 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $227,000 | 4,792 |
| Net charge-offs | $15,000 | 2,739 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $223,800 | 4,788 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,442 |
| Total interest expense | $117,000 | 3,771 |
| Net interest income | $1,373,000 | 3,368 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $188,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $99,000 | 2,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 3,625 |
| Total noninterest expense | $1,267,000 | 3,144 |
| Salaries and employee benefits | $618,000 | 3,432 |
| Premises and equipment expense | $124,000 | 3,358 |
| Additional noninterest expense | $525,000 | 2,578 |
| Pre-tax net operating income | $294,000 | 3,876 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $97,000 | 2,457 |
| Income before extraordinary items | $197,000 | 4,151 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $197,000 | 4,151 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $197,000 | 4,151 |
| Net charge-offs | $-8,000 | 4,903 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $197,000 | 4,133 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,604,000 | 3,233 |
| Total interest expense | $540,000 | 3,508 |
| Net interest income | $6,064,000 | 3,176 |
| Provision for loan and lease losses | $300,000 | 1,988 |
| Total noninterest income | $822,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $438,000 | 2,308 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $384,000 | 3,630 |
| Total noninterest expense | $4,948,000 | 3,204 |
| Salaries and employee benefits | $2,370,000 | 3,508 |
| Premises and equipment expense | $567,000 | 3,128 |
| Additional noninterest expense | $2,011,000 | 2,750 |
| Pre-tax net operating income | $1,638,000 | 3,391 |
| Securities gains (losses) | $533,000 | 404 |
| Applicable income taxes | $682,000 | 1,985 |
| Income before extraordinary items | $1,489,000 | 3,295 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,489,000 | 3,294 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,489,000 | 3,294 |
| Net charge-offs | $147,000 | 2,243 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,121,230 | 3,688 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 3,629 |
| Total interest expense | $424,000 | 3,445 |
| Net interest income | $3,710,000 | 3,616 |
| Provision for loan and lease losses | $300,000 | 1,615 |
| Total noninterest income | $623,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $325,000 | 2,320 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $298,000 | 3,583 |
| Total noninterest expense | $3,884,000 | 3,122 |
| Salaries and employee benefits | $1,831,000 | 3,444 |
| Premises and equipment expense | $423,000 | 3,155 |
| Additional noninterest expense | $1,630,000 | 2,608 |
| Pre-tax net operating income | $149,000 | 5,403 |
| Securities gains (losses) | $533,000 | 363 |
| Applicable income taxes | $255,000 | 2,618 |
| Income before extraordinary items | $427,000 | 4,687 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $427,000 | 4,687 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $427,000 | 4,687 |
| Net charge-offs | $157,000 | 1,657 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $85,880 | 5,524 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 3,574 |
| Total interest expense | $311,000 | 3,275 |
| Net interest income | $2,531,000 | 3,579 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $403,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $213,000 | 2,333 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 3,680 |
| Total noninterest expense | $2,555,000 | 3,161 |
| Salaries and employee benefits | $1,205,000 | 3,496 |
| Premises and equipment expense | $274,000 | 3,230 |
| Additional noninterest expense | $1,076,000 | 2,637 |
| Pre-tax net operating income | $79,000 | 5,531 |
| Securities gains (losses) | $533,000 | 268 |
| Applicable income taxes | $44,000 | 3,462 |
| Income before extraordinary items | $568,000 | 3,778 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $568,000 | 3,775 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $568,000 | 3,777 |
| Net charge-offs | $170,000 | 1,237 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $72,310 | 5,524 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 3,558 |
| Total interest expense | $153,000 | 3,330 |
| Net interest income | $1,285,000 | 3,552 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $221,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $104,000 | 2,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $117,000 | 3,311 |
| Total noninterest expense | $1,250,000 | 3,220 |
| Salaries and employee benefits | $590,000 | 3,561 |
| Premises and equipment expense | $119,000 | 3,532 |
| Additional noninterest expense | $541,000 | 2,611 |
| Pre-tax net operating income | $106,000 | 5,030 |
| Securities gains (losses) | $26,000 | 1,120 |
| Applicable income taxes | $28,000 | 3,322 |
| Income before extraordinary items | $104,000 | 4,971 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $104,000 | 4,971 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $104,000 | 4,971 |
| Net charge-offs | $180,000 | 715 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $83,460 | 5,101 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 3,286 |
| Total interest expense | $810,000 | 2,802 |
| Net interest income | $5,666,000 | 3,317 |
| Provision for loan and lease losses | $900,000 | 886 |
| Total noninterest income | $353,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $397,000 | 2,530 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-44,000 | 6,096 |
| Total noninterest expense | $5,318,000 | 3,091 |
| Salaries and employee benefits | $2,398,000 | 3,513 |
| Premises and equipment expense | $455,000 | 3,649 |
| Additional noninterest expense | $2,465,000 | 2,369 |
| Pre-tax net operating income | $-199,000 | 5,969 |
| Securities gains (losses) | $11,000 | 2,544 |
| Applicable income taxes | $-159,000 | 6,027 |
| Income before extraordinary items | $-29,000 | 5,917 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-29,000 | 5,919 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-29,000 | 5,919 |
| Net charge-offs | $2,889,000 | 278 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-36,040 | 5,897 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 3,239 |
| Total interest expense | $647,000 | 2,710 |
| Net interest income | $4,363,000 | 3,277 |
| Provision for loan and lease losses | $750,000 | 739 |
| Total noninterest income | $593,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $281,000 | 2,654 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 3,547 |
| Total noninterest expense | $3,923,000 | 3,141 |
| Salaries and employee benefits | $1,867,000 | 3,430 |
| Premises and equipment expense | $317,000 | 3,860 |
| Additional noninterest expense | $1,739,000 | 2,490 |
| Pre-tax net operating income | $283,000 | 5,257 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $41,000 | 3,709 |
| Income before extraordinary items | $242,000 | 5,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 5,303 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $242,000 | 5,304 |
| Net charge-offs | $2,903,000 | 218 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $242,000 | 5,254 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 3,178 |
| Total interest expense | $482,000 | 2,522 |
| Net interest income | $2,963,000 | 3,249 |
| Provision for loan and lease losses | $600,000 | 646 |
| Total noninterest income | $388,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $185,000 | 2,646 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,614 |
| Total noninterest expense | $2,542,000 | 3,222 |
| Salaries and employee benefits | $1,218,000 | 3,511 |
| Premises and equipment expense | $210,000 | 3,890 |
| Additional noninterest expense | $1,114,000 | 2,581 |
| Pre-tax net operating income | $209,000 | 5,201 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-23,000 | 6,180 |
| Income before extraordinary items | $232,000 | 4,993 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $232,000 | 4,995 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $232,000 | 4,997 |
| Net charge-offs | $2,915,000 | 167 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $232,000 | 4,931 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 3,174 |
| Total interest expense | $246,000 | 2,508 |
| Net interest income | $1,483,000 | 3,251 |
| Provision for loan and lease losses | $800,000 | 266 |
| Total noninterest income | $220,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $91,000 | 2,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $129,000 | 3,243 |
| Total noninterest expense | $1,311,000 | 3,180 |
| Salaries and employee benefits | $644,000 | 3,410 |
| Premises and equipment expense | $100,000 | 4,027 |
| Additional noninterest expense | $567,000 | 2,540 |
| Pre-tax net operating income | $-408,000 | 6,353 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-188,000 | 6,387 |
| Income before extraordinary items | $-220,000 | 6,319 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-220,000 | 6,320 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-220,000 | 6,320 |
| Net charge-offs | $2,386,000 | 118 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-220,000 | 6,310 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,289,000 | 3,091 |
| Total interest expense | $1,061,000 | 2,486 |
| Net interest income | $6,228,000 | 3,159 |
| Provision for loan and lease losses | $900,000 | 932 |
| Total noninterest income | $-1,348,000 | 6,499 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $385,000 | 2,755 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,733,000 | 6,497 |
| Total noninterest expense | $5,250,000 | 3,202 |
| Salaries and employee benefits | $2,586,000 | 3,402 |
| Premises and equipment expense | $497,000 | 3,650 |
| Additional noninterest expense | $2,167,000 | 2,707 |
| Pre-tax net operating income | $-1,270,000 | 6,381 |
| Securities gains (losses) | $983,000 | 217 |
| Applicable income taxes | $-165,000 | 6,299 |
| Income before extraordinary items | $-122,000 | 6,198 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-122,000 | 6,198 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-122,000 | 6,199 |
| Net charge-offs | $514,000 | 1,434 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-751,120 | 6,336 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 3,096 |
| Total interest expense | $809,000 | 2,499 |
| Net interest income | $4,682,000 | 3,175 |
| Provision for loan and lease losses | $675,000 | 911 |
| Total noninterest income | $-1,527,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $290,000 | 2,775 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-1,817,000 | 6,581 |
| Total noninterest expense | $3,884,000 | 3,254 |
| Salaries and employee benefits | $1,948,000 | 3,408 |
| Premises and equipment expense | $329,000 | 3,955 |
| Additional noninterest expense | $1,607,000 | 2,741 |
| Pre-tax net operating income | $-1,404,000 | 6,502 |
| Securities gains (losses) | $983,000 | 155 |
| Applicable income taxes | $433,000 | 2,106 |
| Income before extraordinary items | $-854,000 | 6,461 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-854,000 | 6,460 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-854,000 | 6,460 |
| Net charge-offs | $498,000 | 1,161 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,837,000 | 6,525 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 3,079 |
| Total interest expense | $550,000 | 2,479 |
| Net interest income | $3,139,000 | 3,160 |
| Provision for loan and lease losses | $450,000 | 910 |
| Total noninterest income | $-13,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $188,000 | 2,816 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-201,000 | 6,614 |
| Total noninterest expense | $2,520,000 | 3,323 |
| Salaries and employee benefits | $1,260,000 | 3,492 |
| Premises and equipment expense | $212,000 | 4,056 |
| Additional noninterest expense | $1,048,000 | 2,773 |
| Pre-tax net operating income | $156,000 | 5,524 |
| Securities gains (losses) | $983,000 | 123 |
| Applicable income taxes | $392,000 | 1,783 |
| Income before extraordinary items | $747,000 | 3,234 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $747,000 | 3,240 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $747,000 | 3,240 |
| Net charge-offs | $504,000 | 865 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $98,220 | 5,717 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 3,076 |
| Total interest expense | $281,000 | 2,475 |
| Net interest income | $1,577,000 | 3,156 |
| Provision for loan and lease losses | $225,000 | 909 |
| Total noninterest income | $-126,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $96,000 | 2,751 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-222,000 | 6,696 |
| Total noninterest expense | $1,279,000 | 3,323 |
| Salaries and employee benefits | $663,000 | 3,414 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $508,000 | 2,847 |
| Pre-tax net operating income | $-53,000 | 6,372 |
| Securities gains (losses) | $983,000 | 87 |
| Applicable income taxes | $294,000 | 1,364 |
| Income before extraordinary items | $636,000 | 2,177 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $636,000 | 2,178 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $636,000 | 2,179 |
| Net charge-offs | $226,000 | 869 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-32,440 | 6,329 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,559,000 | 3,061 |
| Total interest expense | $1,309,000 | 2,412 |
| Net interest income | $6,250,000 | 3,171 |
| Provision for loan and lease losses | $1,420,000 | 828 |
| Total noninterest income | $671,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $414,000 | 2,733 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $257,000 | 4,292 |
| Total noninterest expense | $5,393,000 | 3,229 |
| Salaries and employee benefits | $2,734,000 | 3,310 |
| Premises and equipment expense | $456,000 | 3,933 |
| Additional noninterest expense | $2,203,000 | 2,775 |
| Pre-tax net operating income | $108,000 | 5,935 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $18,000 | 4,138 |
| Income before extraordinary items | $90,000 | 6,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $90,000 | 6,016 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $90,000 | 6,018 |
| Net charge-offs | $1,530,000 | 924 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $90,000 | 5,973 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 3,107 |
| Total interest expense | $1,008,000 | 2,427 |
| Net interest income | $4,619,000 | 3,227 |
| Provision for loan and lease losses | $1,195,000 | 776 |
| Total noninterest income | $499,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $310,000 | 2,764 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $189,000 | 4,370 |
| Total noninterest expense | $4,177,000 | 3,153 |
| Salaries and employee benefits | $2,135,000 | 3,237 |
| Premises and equipment expense | $339,000 | 4,003 |
| Additional noninterest expense | $1,703,000 | 2,689 |
| Pre-tax net operating income | $-254,000 | 6,519 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-214,000 | 6,746 |
| Income before extraordinary items | $-40,000 | 6,402 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-40,000 | 6,404 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-40,000 | 6,403 |
| Net charge-offs | $992,000 | 1,011 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-40,000 | 6,364 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,669,000 | 3,165 |
| Total interest expense | $694,000 | 2,421 |
| Net interest income | $2,975,000 | 3,304 |
| Provision for loan and lease losses | $970,000 | 692 |
| Total noninterest income | $242,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $204,000 | 2,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $38,000 | 5,710 |
| Total noninterest expense | $2,768,000 | 3,177 |
| Salaries and employee benefits | $1,385,000 | 3,322 |
| Premises and equipment expense | $206,000 | 4,211 |
| Additional noninterest expense | $1,177,000 | 2,587 |
| Pre-tax net operating income | $-521,000 | 6,693 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-290,000 | 6,844 |
| Income before extraordinary items | $-231,000 | 6,630 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-231,000 | 6,630 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-231,000 | 6,630 |
| Net charge-offs | $936,000 | 806 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-231,000 | 6,598 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 3,290 |
| Total interest expense | $357,000 | 2,425 |
| Net interest income | $1,409,000 | 3,444 |
| Provision for loan and lease losses | $745,000 | 518 |
| Total noninterest income | $82,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $107,000 | 2,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-25,000 | 6,847 |
| Total noninterest expense | $1,313,000 | 3,323 |
| Salaries and employee benefits | $649,000 | 3,517 |
| Premises and equipment expense | $102,000 | 4,259 |
| Additional noninterest expense | $562,000 | 2,696 |
| Pre-tax net operating income | $-567,000 | 6,873 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-270,000 | 6,969 |
| Income before extraordinary items | $-297,000 | 6,813 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-297,000 | 6,813 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-297,000 | 6,813 |
| Net charge-offs | $935,000 | 496 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-297,000 | 6,799 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,750,000 | 2,887 |
| Total interest expense | $1,741,000 | 2,410 |
| Net interest income | $7,009,000 | 2,975 |
| Provision for loan and lease losses | $900,000 | 1,884 |
| Total noninterest income | $392,000 | 4,853 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $393,000 | 2,963 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,000 | 6,571 |
| Total noninterest expense | $5,712,000 | 3,142 |
| Salaries and employee benefits | $2,797,000 | 3,282 |
| Premises and equipment expense | $408,000 | 4,270 |
| Additional noninterest expense | $2,507,000 | 2,556 |
| Pre-tax net operating income | $789,000 | 4,357 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $711,000 | 1,825 |
| Income before extraordinary items | $78,000 | 6,118 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $78,000 | 6,111 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $78,000 | 6,114 |
| Net charge-offs | $857,000 | 1,980 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $78,000 | 5,961 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,626,000 | 2,926 |
| Total interest expense | $1,364,000 | 2,409 |
| Net interest income | $5,262,000 | 3,024 |
| Provision for loan and lease losses | $675,000 | 1,891 |
| Total noninterest income | $132,000 | 5,908 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $260,000 | 3,253 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-128,000 | 6,942 |
| Total noninterest expense | $4,254,000 | 3,176 |
| Salaries and employee benefits | $2,089,000 | 3,320 |
| Premises and equipment expense | $307,000 | 4,302 |
| Additional noninterest expense | $1,858,000 | 2,590 |
| Pre-tax net operating income | $465,000 | 4,800 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $46,000 | 3,826 |
| Income before extraordinary items | $419,000 | 4,915 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $419,000 | 4,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $419,000 | 4,916 |
| Net charge-offs | $778,000 | 1,706 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $419,000 | 4,733 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 2,937 |
| Total interest expense | $956,000 | 2,380 |
| Net interest income | $3,482,000 | 3,050 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $288,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $176,000 | 3,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 4,494 |
| Total noninterest expense | $2,924,000 | 3,123 |
| Salaries and employee benefits | $1,414,000 | 3,292 |
| Premises and equipment expense | $198,000 | 4,392 |
| Additional noninterest expense | $1,312,000 | 2,473 |
| Pre-tax net operating income | $396,000 | 4,462 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $57,000 | 3,457 |
| Income before extraordinary items | $339,000 | 4,630 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $339,000 | 4,632 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $339,000 | 4,632 |
| Net charge-offs | $564,000 | 1,652 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $339,000 | 4,442 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 2,984 |
| Total interest expense | $506,000 | 2,346 |
| Net interest income | $1,697,000 | 3,137 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $177,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $83,000 | 3,304 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,793 |
| Total noninterest expense | $1,525,000 | 3,009 |
| Salaries and employee benefits | $667,000 | 3,471 |
| Premises and equipment expense | $99,000 | 4,418 |
| Additional noninterest expense | $759,000 | 2,127 |
| Pre-tax net operating income | $124,000 | 5,165 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-7,000 | 6,956 |
| Income before extraordinary items | $131,000 | 5,039 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $131,000 | 5,043 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $131,000 | 5,044 |
| Net charge-offs | $427,000 | 1,202 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $131,000 | 4,886 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,538,000 | 2,876 |
| Total interest expense | $2,520,000 | 2,297 |
| Net interest income | $7,018,000 | 3,067 |
| Provision for loan and lease losses | $800,000 | 2,741 |
| Total noninterest income | $512,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $283,000 | 3,712 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $229,000 | 4,264 |
| Total noninterest expense | $5,587,000 | 3,234 |
| Salaries and employee benefits | $2,755,000 | 3,316 |
| Premises and equipment expense | $446,000 | 4,318 |
| Additional noninterest expense | $2,386,000 | 2,684 |
| Pre-tax net operating income | $1,143,000 | 3,474 |
| Securities gains (losses) | $229,000 | 1,349 |
| Applicable income taxes | $348,000 | 2,391 |
| Income before extraordinary items | $1,024,000 | 3,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,024,000 | 3,517 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,024,000 | 3,518 |
| Net charge-offs | $1,209,000 | 2,139 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $852,250 | 3,714 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,308,000 | 2,852 |
| Total interest expense | $1,985,000 | 2,277 |
| Net interest income | $5,323,000 | 3,052 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $379,000 | 4,428 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $209,000 | 3,766 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $170,000 | 4,341 |
| Total noninterest expense | $4,053,000 | 3,341 |
| Salaries and employee benefits | $2,053,000 | 3,324 |
| Premises and equipment expense | $349,000 | 4,258 |
| Additional noninterest expense | $1,651,000 | 2,881 |
| Pre-tax net operating income | $1,199,000 | 3,000 |
| Securities gains (losses) | $23,000 | 2,749 |
| Applicable income taxes | $328,000 | 2,173 |
| Income before extraordinary items | $894,000 | 3,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $894,000 | 3,288 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $894,000 | 3,287 |
| Net charge-offs | $526,000 | 2,611 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $877,210 | 3,215 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 2,847 |
| Total interest expense | $1,357,000 | 2,298 |
| Net interest income | $3,568,000 | 3,039 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $256,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $139,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 4,328 |
| Total noninterest expense | $2,748,000 | 3,321 |
| Salaries and employee benefits | $1,393,000 | 3,327 |
| Premises and equipment expense | $227,000 | 4,368 |
| Additional noninterest expense | $1,128,000 | 2,878 |
| Pre-tax net operating income | $776,000 | 2,997 |
| Securities gains (losses) | $23,000 | 2,027 |
| Applicable income taxes | $207,000 | 2,194 |
| Income before extraordinary items | $592,000 | 3,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $592,000 | 3,215 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $592,000 | 3,216 |
| Net charge-offs | $450,000 | 2,251 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $574,980 | 3,197 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 2,850 |
| Total interest expense | $706,000 | 2,295 |
| Net interest income | $1,773,000 | 3,038 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $129,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $72,000 | 3,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $1,320,000 | 3,429 |
| Salaries and employee benefits | $653,000 | 3,493 |
| Premises and equipment expense | $116,000 | 4,360 |
| Additional noninterest expense | $551,000 | 2,943 |
| Pre-tax net operating income | $432,000 | 2,817 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $109,000 | 2,091 |
| Income before extraordinary items | $323,000 | 3,072 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $323,000 | 3,070 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $323,000 | 3,072 |
| Net charge-offs | $88,000 | 2,869 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $323,000 | 3,021 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,328,000 | 2,877 |
| Total interest expense | $3,464,000 | 2,288 |
| Net interest income | $6,864,000 | 3,117 |
| Provision for loan and lease losses | $960,000 | 3,124 |
| Total noninterest income | $601,000 | 4,232 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $375,000 | 3,184 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $226,000 | 4,403 |
| Total noninterest expense | $5,570,000 | 3,298 |
| Salaries and employee benefits | $2,784,000 | 3,307 |
| Premises and equipment expense | $477,000 | 4,307 |
| Additional noninterest expense | $2,309,000 | 2,869 |
| Pre-tax net operating income | $935,000 | 3,489 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $192,000 | 2,757 |
| Income before extraordinary items | $743,000 | 3,747 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $743,000 | 3,746 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $743,000 | 3,748 |
| Net charge-offs | $523,000 | 3,592 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $743,000 | 3,612 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 2,952 |
| Total interest expense | $2,704,000 | 2,290 |
| Net interest income | $5,008,000 | 3,243 |
| Provision for loan and lease losses | $880,000 | 2,706 |
| Total noninterest income | $520,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $288,000 | 3,221 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $232,000 | 3,948 |
| Total noninterest expense | $4,151,000 | 3,316 |
| Salaries and employee benefits | $2,031,000 | 3,398 |
| Premises and equipment expense | $366,000 | 4,303 |
| Additional noninterest expense | $1,754,000 | 2,774 |
| Pre-tax net operating income | $497,000 | 4,220 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $65,000 | 3,407 |
| Income before extraordinary items | $432,000 | 4,357 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $432,000 | 4,358 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $432,000 | 4,358 |
| Net charge-offs | $231,000 | 4,050 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $432,000 | 4,189 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 2,934 |
| Total interest expense | $1,888,000 | 2,271 |
| Net interest income | $3,331,000 | 3,235 |
| Provision for loan and lease losses | $610,000 | 2,542 |
| Total noninterest income | $357,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $198,000 | 3,180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $159,000 | 3,885 |
| Total noninterest expense | $2,771,000 | 3,317 |
| Salaries and employee benefits | $1,369,000 | 3,403 |
| Premises and equipment expense | $232,000 | 4,464 |
| Additional noninterest expense | $1,170,000 | 2,773 |
| Pre-tax net operating income | $307,000 | 4,372 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $25,000 | 3,662 |
| Income before extraordinary items | $282,000 | 4,420 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $282,000 | 4,419 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $282,000 | 4,419 |
| Net charge-offs | $223,000 | 3,406 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $282,000 | 4,271 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 2,904 |
| Total interest expense | $976,000 | 2,305 |
| Net interest income | $1,721,000 | 3,178 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $185,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $102,000 | 3,111 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $83,000 | 3,837 |
| Total noninterest expense | $1,363,000 | 3,405 |
| Salaries and employee benefits | $645,000 | 3,614 |
| Premises and equipment expense | $119,000 | 4,489 |
| Additional noninterest expense | $599,000 | 2,713 |
| Pre-tax net operating income | $513,000 | 2,365 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $136,000 | 1,819 |
| Income before extraordinary items | $377,000 | 2,657 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $377,000 | 2,656 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $377,000 | 2,658 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $377,000 | 2,559 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,077,000 | 2,950 |
| Total interest expense | $4,362,000 | 2,545 |
| Net interest income | $6,715,000 | 3,154 |
| Provision for loan and lease losses | $1,420,000 | 2,968 |
| Total noninterest income | $681,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $414,000 | 3,262 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $267,000 | 4,170 |
| Total noninterest expense | $5,621,000 | 3,348 |
| Salaries and employee benefits | $2,810,000 | 3,378 |
| Premises and equipment expense | $446,000 | 4,709 |
| Additional noninterest expense | $2,365,000 | 2,881 |
| Pre-tax net operating income | $355,000 | 4,348 |
| Securities gains (losses) | $818,000 | 593 |
| Applicable income taxes | $270,000 | 2,124 |
| Income before extraordinary items | $903,000 | 2,941 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $903,000 | 2,940 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $903,000 | 2,941 |
| Net charge-offs | $1,550,000 | 2,332 |
| Cash dividends | $540,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $273,140 | 4,497 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,245,000 | 3,021 |
| Total interest expense | $3,396,000 | 2,571 |
| Net interest income | $4,849,000 | 3,257 |
| Provision for loan and lease losses | $1,090,000 | 2,658 |
| Total noninterest income | $471,000 | 4,341 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $304,000 | 3,317 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $167,000 | 4,594 |
| Total noninterest expense | $4,320,000 | 3,281 |
| Salaries and employee benefits | $2,123,000 | 3,371 |
| Premises and equipment expense | $327,000 | 4,810 |
| Additional noninterest expense | $1,870,000 | 2,713 |
| Pre-tax net operating income | $-90,000 | 5,859 |
| Securities gains (losses) | $818,000 | 454 |
| Applicable income taxes | $142,000 | 2,611 |
| Income before extraordinary items | $586,000 | 3,428 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $586,000 | 3,426 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $586,000 | 3,428 |
| Net charge-offs | $1,347,000 | 1,880 |
| Cash dividends | $540,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-68,400 | 5,876 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,372,000 | 3,117 |
| Total interest expense | $2,261,000 | 2,680 |
| Net interest income | $3,111,000 | 3,351 |
| Provision for loan and lease losses | $1,060,000 | 2,001 |
| Total noninterest income | $353,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $198,000 | 3,335 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $155,000 | 4,051 |
| Total noninterest expense | $2,971,000 | 3,246 |
| Salaries and employee benefits | $1,421,000 | 3,388 |
| Premises and equipment expense | $211,000 | 4,933 |
| Additional noninterest expense | $1,339,000 | 2,577 |
| Pre-tax net operating income | $-567,000 | 6,691 |
| Securities gains (losses) | $734,000 | 373 |
| Applicable income taxes | $-29,000 | 6,908 |
| Income before extraordinary items | $196,000 | 4,561 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 4,559 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $196,000 | 4,559 |
| Net charge-offs | $97,000 | 4,280 |
| Cash dividends | $540,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-538,000 | 6,779 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 3,155 |
| Total interest expense | $1,136,000 | 2,758 |
| Net interest income | $1,544,000 | 3,366 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $183,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $92,000 | 3,418 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $91,000 | 3,806 |
| Total noninterest expense | $1,262,000 | 3,625 |
| Salaries and employee benefits | $674,000 | 3,586 |
| Premises and equipment expense | $108,000 | 4,900 |
| Additional noninterest expense | $480,000 | 3,111 |
| Pre-tax net operating income | $435,000 | 2,636 |
| Securities gains (losses) | $451,000 | 367 |
| Applicable income taxes | $282,000 | 1,112 |
| Income before extraordinary items | $604,000 | 1,779 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $604,000 | 1,780 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $604,000 | 1,781 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $540,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $297,320 | 3,005 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,222,000 | 2,987 |
| Total interest expense | $5,221,000 | 2,862 |
| Net interest income | $7,001,000 | 3,050 |
| Provision for loan and lease losses | $1,120,000 | 2,541 |
| Total noninterest income | $720,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $367,000 | 3,627 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $353,000 | 3,806 |
| Total noninterest expense | $5,357,000 | 3,374 |
| Salaries and employee benefits | $2,731,000 | 3,521 |
| Premises and equipment expense | $373,000 | 5,279 |
| Additional noninterest expense | $2,253,000 | 2,559 |
| Pre-tax net operating income | $1,244,000 | 3,348 |
| Securities gains (losses) | $109,000 | 1,068 |
| Applicable income taxes | $265,000 | 2,534 |
| Income before extraordinary items | $1,088,000 | 3,122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,088,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 3,697 |
| Cash dividends | $1,171,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,000,800 | 3,439 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,336,000 | 3,003 |
| Total interest expense | $4,003,000 | 2,902 |
| Net interest income | $5,333,000 | 3,027 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $552,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $268,000 | 3,712 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $284,000 | 3,772 |
| Total noninterest expense | $3,950,000 | 3,414 |
| Salaries and employee benefits | $1,956,000 | 3,680 |
| Premises and equipment expense | $279,000 | 5,295 |
| Additional noninterest expense | $1,715,000 | 2,471 |
| Pre-tax net operating income | $1,845,000 | 2,438 |
| Securities gains (losses) | $-14,000 | 7,370 |
| Applicable income taxes | $490,000 | 1,934 |
| Income before extraordinary items | $1,341,000 | 2,541 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,341,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,156 |
| Cash dividends | $1,171,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,351,220 | 2,654 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 2,987 |
| Total interest expense | $2,865,000 | 2,825 |
| Net interest income | $3,472,000 | 3,081 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $375,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $173,000 | 3,781 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $202,000 | 3,744 |
| Total noninterest expense | $2,591,000 | 3,464 |
| Salaries and employee benefits | $1,349,000 | 3,615 |
| Premises and equipment expense | $172,000 | 5,547 |
| Additional noninterest expense | $1,070,000 | 2,589 |
| Pre-tax net operating income | $1,196,000 | 2,595 |
| Securities gains (losses) | $15,000 | 2,228 |
| Applicable income taxes | $320,000 | 2,146 |
| Income before extraordinary items | $891,000 | 2,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $891,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,417 |
| Cash dividends | $1,171,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $879,900 | 2,794 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 2,895 |
| Total interest expense | $1,528,000 | 2,835 |
| Net interest income | $1,844,000 | 2,906 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $199,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $110,000 | 3,594 |
| Total noninterest expense | $1,238,000 | 3,612 |
| Salaries and employee benefits | $594,000 | 4,008 |
| Premises and equipment expense | $80,000 | 5,724 |
| Additional noninterest expense | $564,000 | 2,444 |
| Pre-tax net operating income | $775,000 | 2,223 |
| Securities gains (losses) | $-6,000 | 8,288 |
| Applicable income taxes | $217,000 | 1,865 |
| Income before extraordinary items | $552,000 | 2,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $552,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $1,171,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $556,320 | 2,388 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,700,000 | 2,910 |
| Total interest expense | $5,652,000 | 3,158 |
| Net interest income | $8,048,000 | 2,708 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $770,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $364,000 | 3,709 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $406,000 | 3,699 |
| Total noninterest expense | $5,323,000 | 3,289 |
| Salaries and employee benefits | $2,542,000 | 3,672 |
| Premises and equipment expense | $430,000 | 4,812 |
| Additional noninterest expense | $2,351,000 | 2,301 |
| Pre-tax net operating income | $3,375,000 | 2,251 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $1,030,000 | 1,828 |
| Income before extraordinary items | $2,344,000 | 2,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,344,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,420 |
| Cash dividends | $1,300,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,344,690 | 2,504 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,240,000 | 2,923 |
| Total interest expense | $4,258,000 | 3,145 |
| Net interest income | $5,982,000 | 2,733 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $614,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $276,000 | 3,684 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $338,000 | 3,528 |
| Total noninterest expense | $3,415,000 | 3,699 |
| Salaries and employee benefits | $1,715,000 | 3,956 |
| Premises and equipment expense | $291,000 | 5,104 |
| Additional noninterest expense | $1,409,000 | 2,758 |
| Pre-tax net operating income | $3,091,000 | 2,050 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $1,014,000 | 1,628 |
| Income before extraordinary items | $2,076,000 | 2,302 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,076,000 | 2,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $1,300,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,076,670 | 2,285 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 2,987 |
| Total interest expense | $2,805,000 | 3,168 |
| Net interest income | $3,904,000 | 2,815 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $416,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $178,000 | 3,757 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $238,000 | 3,449 |
| Total noninterest expense | $2,308,000 | 3,685 |
| Salaries and employee benefits | $1,154,000 | 3,968 |
| Premises and equipment expense | $187,000 | 5,229 |
| Additional noninterest expense | $967,000 | 2,703 |
| Pre-tax net operating income | $1,952,000 | 2,208 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $628,000 | 1,784 |
| Income before extraordinary items | $1,323,000 | 2,443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,323,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $1,300,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,323,680 | 2,426 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 3,009 |
| Total interest expense | $1,346,000 | 3,246 |
| Net interest income | $1,974,000 | 2,790 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $199,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $83,000 | 3,831 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $116,000 | 3,494 |
| Total noninterest expense | $1,113,000 | 3,796 |
| Salaries and employee benefits | $571,000 | 4,020 |
| Premises and equipment expense | $86,000 | 5,493 |
| Additional noninterest expense | $456,000 | 2,821 |
| Pre-tax net operating income | $1,030,000 | 2,112 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $346,000 | 1,685 |
| Income before extraordinary items | $684,000 | 2,376 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $684,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $1,300,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $684,000 | 2,359 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,147,000 | 2,858 |
| Total interest expense | $4,628,000 | 3,228 |
| Net interest income | $8,519,000 | 2,642 |
| Provision for loan and lease losses | $310,000 | 2,704 |
| Total noninterest income | $622,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $365,000 | 3,730 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $257,000 | 4,603 |
| Total noninterest expense | $5,099,000 | 3,299 |
| Salaries and employee benefits | $2,475,000 | 3,635 |
| Premises and equipment expense | $414,000 | 4,816 |
| Additional noninterest expense | $2,210,000 | 2,349 |
| Pre-tax net operating income | $3,732,000 | 2,363 |
| Securities gains (losses) | $81,000 | 576 |
| Applicable income taxes | $1,209,000 | 1,948 |
| Income before extraordinary items | $2,604,000 | 2,525 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,604,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $1,505,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,548,920 | 2,560 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,730,000 | 2,869 |
| Total interest expense | $3,430,000 | 3,162 |
| Net interest income | $6,300,000 | 2,688 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $464,000 | 4,686 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $275,000 | 3,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,650 |
| Total noninterest expense | $3,368,000 | 3,641 |
| Salaries and employee benefits | $1,718,000 | 3,854 |
| Premises and equipment expense | $262,000 | 5,333 |
| Additional noninterest expense | $1,388,000 | 2,735 |
| Pre-tax net operating income | $3,306,000 | 2,153 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $1,180,000 | 1,669 |
| Income before extraordinary items | $2,125,000 | 2,449 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,125,000 | 2,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $1,505,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,125,640 | 2,437 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 2,833 |
| Total interest expense | $2,256,000 | 3,081 |
| Net interest income | $4,220,000 | 2,680 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $321,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $185,000 | 3,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 4,497 |
| Total noninterest expense | $2,160,000 | 3,751 |
| Salaries and employee benefits | $1,089,000 | 4,012 |
| Premises and equipment expense | $167,000 | 5,481 |
| Additional noninterest expense | $904,000 | 2,804 |
| Pre-tax net operating income | $2,321,000 | 2,072 |
| Securities gains (losses) | $32,000 | 522 |
| Applicable income taxes | $749,000 | 1,762 |
| Income before extraordinary items | $1,604,000 | 2,223 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,604,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $1,505,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,582,240 | 2,228 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 2,796 |
| Total interest expense | $1,154,000 | 2,893 |
| Net interest income | $2,062,000 | 2,715 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $183,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $94,000 | 3,616 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $1,056,000 | 3,839 |
| Salaries and employee benefits | $566,000 | 3,920 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $403,000 | 3,092 |
| Pre-tax net operating income | $1,159,000 | 2,039 |
| Securities gains (losses) | $31,000 | 411 |
| Applicable income taxes | $380,000 | 1,723 |
| Income before extraordinary items | $810,000 | 2,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $810,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,099 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $788,920 | 2,203 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,666,000 | 2,981 |
| Total interest expense | $3,356,000 | 3,045 |
| Net interest income | $7,310,000 | 2,935 |
| Provision for loan and lease losses | $495,000 | 1,920 |
| Total noninterest income | $660,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $352,000 | 3,831 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $308,000 | 4,276 |
| Total noninterest expense | $4,392,000 | 3,600 |
| Salaries and employee benefits | $2,102,000 | 3,983 |
| Premises and equipment expense | $347,000 | 5,316 |
| Additional noninterest expense | $1,943,000 | 2,559 |
| Pre-tax net operating income | $3,083,000 | 2,694 |
| Securities gains (losses) | $41,000 | 990 |
| Applicable income taxes | $949,000 | 2,327 |
| Income before extraordinary items | $2,175,000 | 2,881 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,175,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,843 |
| Cash dividends | $1,129,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,146,300 | 2,883 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,681,000 | 3,045 |
| Total interest expense | $2,381,000 | 3,042 |
| Net interest income | $5,300,000 | 3,005 |
| Provision for loan and lease losses | $465,000 | 1,494 |
| Total noninterest income | $533,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $309,000 | 3,492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $224,000 | 4,362 |
| Total noninterest expense | $2,863,000 | 3,977 |
| Salaries and employee benefits | $1,507,000 | 4,078 |
| Premises and equipment expense | $173,000 | 6,388 |
| Additional noninterest expense | $1,183,000 | 3,075 |
| Pre-tax net operating income | $2,505,000 | 2,569 |
| Securities gains (losses) | $24,000 | 1,156 |
| Applicable income taxes | $895,000 | 2,041 |
| Income before extraordinary items | $1,634,000 | 2,925 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,634,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,672 |
| Cash dividends | $1,129,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,618,400 | 2,901 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 3,080 |
| Total interest expense | $1,520,000 | 3,009 |
| Net interest income | $3,400,000 | 3,066 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $332,000 | 4,519 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $200,000 | 3,514 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $132,000 | 4,592 |
| Total noninterest expense | $1,831,000 | 4,085 |
| Salaries and employee benefits | $974,000 | 4,155 |
| Premises and equipment expense | $115,000 | 6,391 |
| Additional noninterest expense | $742,000 | 3,213 |
| Pre-tax net operating income | $1,841,000 | 2,330 |
| Securities gains (losses) | $23,000 | 1,061 |
| Applicable income taxes | $558,000 | 2,106 |
| Income before extraordinary items | $1,306,000 | 2,482 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,306,000 | 2,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,223 |
| Cash dividends | $1,129,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,289,900 | 2,464 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 3,121 |
| Total interest expense | $730,000 | 3,013 |
| Net interest income | $1,647,000 | 3,142 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $191,000 | 4,090 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,957 |
| Total noninterest expense | $832,000 | 4,432 |
| Salaries and employee benefits | $485,000 | 4,187 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $305,000 | 3,751 |
| Pre-tax net operating income | $976,000 | 2,206 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $285,000 | 2,054 |
| Income before extraordinary items | $703,000 | 2,322 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $703,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,197 |
| Cash dividends | $1,129,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $694,480 | 2,305 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,635,000 | 3,208 |
| Total interest expense | $2,579,000 | 2,971 |
| Net interest income | $6,056,000 | 3,271 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $640,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $400,000 | 3,649 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $240,000 | 4,720 |
| Total noninterest expense | $3,652,000 | 4,032 |
| Salaries and employee benefits | $1,908,000 | 4,153 |
| Premises and equipment expense | $204,000 | 6,715 |
| Additional noninterest expense | $1,540,000 | 3,063 |
| Pre-tax net operating income | $2,924,000 | 2,651 |
| Securities gains (losses) | $129,000 | 1,077 |
| Applicable income taxes | $796,000 | 2,542 |
| Income before extraordinary items | $2,257,000 | 2,636 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,257,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,397 |
| Cash dividends | $1,068,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,161,540 | 2,674 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,336,000 | 3,252 |
| Total interest expense | $1,860,000 | 3,021 |
| Net interest income | $4,476,000 | 3,293 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $488,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $296,000 | 3,697 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $192,000 | 4,583 |
| Total noninterest expense | $2,529,000 | 4,262 |
| Salaries and employee benefits | $1,338,000 | 4,330 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $1,029,000 | 3,344 |
| Pre-tax net operating income | $2,345,000 | 2,528 |
| Securities gains (losses) | $66,000 | 1,451 |
| Applicable income taxes | $635,000 | 2,471 |
| Income before extraordinary items | $1,776,000 | 2,584 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,776,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,986 |
| Cash dividends | $1,068,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,727,160 | 2,569 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 3,313 |
| Total interest expense | $1,222,000 | 3,037 |
| Net interest income | $2,893,000 | 3,362 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $326,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $193,000 | 3,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $1,701,000 | 4,263 |
| Salaries and employee benefits | $858,000 | 4,479 |
| Premises and equipment expense | $101,000 | 6,751 |
| Additional noninterest expense | $742,000 | 3,150 |
| Pre-tax net operating income | $1,458,000 | 2,642 |
| Securities gains (losses) | $37,000 | 1,654 |
| Applicable income taxes | $369,000 | 2,709 |
| Income before extraordinary items | $1,126,000 | 2,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,126,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $1,068,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,098,250 | 2,645 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 3,397 |
| Total interest expense | $633,000 | 2,996 |
| Net interest income | $1,368,000 | 3,512 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $178,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 3,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $83,000 | 4,094 |
| Total noninterest expense | $759,000 | 4,645 |
| Salaries and employee benefits | $385,000 | 4,873 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $321,000 | 3,540 |
| Pre-tax net operating income | $757,000 | 2,539 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $180,000 | 2,752 |
| Income before extraordinary items | $582,000 | 2,577 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $582,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,539 |
| Cash dividends | $1,068,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $578,200 | 2,499 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,404,000 | 3,296 |
| Total interest expense | $2,720,000 | 3,127 |
| Net interest income | $5,684,000 | 3,325 |
| Provision for loan and lease losses | $220,000 | 3,843 |
| Total noninterest income | $623,000 | 4,859 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $407,000 | 3,605 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $216,000 | 5,129 |
| Total noninterest expense | $3,393,000 | 4,226 |
| Salaries and employee benefits | $1,665,000 | 4,506 |
| Premises and equipment expense | $224,000 | 6,499 |
| Additional noninterest expense | $1,504,000 | 3,075 |
| Pre-tax net operating income | $2,694,000 | 2,733 |
| Securities gains (losses) | $66,000 | 2,265 |
| Applicable income taxes | $622,000 | 2,989 |
| Income before extraordinary items | $2,138,000 | 2,723 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,138,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,592 |
| Cash dividends | $1,101,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,087,180 | 2,640 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,367,000 | 3,303 |
| Total interest expense | $2,084,000 | 3,184 |
| Net interest income | $4,283,000 | 3,334 |
| Provision for loan and lease losses | $190,000 | 3,426 |
| Total noninterest income | $460,000 | 4,961 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $288,000 | 3,748 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,069 |
| Total noninterest expense | $2,504,000 | 4,265 |
| Salaries and employee benefits | $1,202,000 | 4,611 |
| Premises and equipment expense | $171,000 | 6,455 |
| Additional noninterest expense | $1,131,000 | 3,057 |
| Pre-tax net operating income | $2,049,000 | 2,800 |
| Securities gains (losses) | $43,000 | 2,446 |
| Applicable income taxes | $468,000 | 3,143 |
| Income before extraordinary items | $1,624,000 | 2,793 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,624,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,387 |
| Cash dividends | $1,101,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,590,460 | 2,691 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 3,313 |
| Total interest expense | $1,459,000 | 3,129 |
| Net interest income | $2,813,000 | 3,359 |
| Provision for loan and lease losses | $160,000 | 2,893 |
| Total noninterest income | $319,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $200,000 | 3,626 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $119,000 | 5,003 |
| Total noninterest expense | $1,701,000 | 4,186 |
| Salaries and employee benefits | $794,000 | 4,637 |
| Premises and equipment expense | $118,000 | 6,318 |
| Additional noninterest expense | $789,000 | 2,901 |
| Pre-tax net operating income | $1,271,000 | 2,948 |
| Securities gains (losses) | $37,000 | 2,231 |
| Applicable income taxes | $271,000 | 3,411 |
| Income before extraordinary items | $1,037,000 | 2,893 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,037,000 | 2,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,542 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,007,770 | 2,809 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 3,316 |
| Total interest expense | $734,000 | 3,184 |
| Net interest income | $1,421,000 | 3,320 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $95,000 | 3,670 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $994,000 | 3,686 |
| Salaries and employee benefits | $431,000 | 4,387 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $504,000 | 2,326 |
| Pre-tax net operating income | $563,000 | 3,224 |
| Securities gains (losses) | $22,000 | 1,846 |
| Applicable income taxes | $102,000 | 3,894 |
| Income before extraordinary items | $483,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $464,740 | 2,953 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,222,000 | 3,235 |
| Total interest expense | $3,478,000 | 3,118 |
| Net interest income | $5,744,000 | 3,258 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $547,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $362,000 | 3,782 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 5,185 |
| Total noninterest expense | $3,374,000 | 4,085 |
| Salaries and employee benefits | $1,613,000 | 4,434 |
| Premises and equipment expense | $218,000 | 6,549 |
| Additional noninterest expense | $1,543,000 | 2,895 |
| Pre-tax net operating income | $2,777,000 | 2,658 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $588,000 | 3,155 |
| Income before extraordinary items | $2,201,000 | 2,604 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,201,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,612 |
| Cash dividends | $1,825,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,191,520 | 2,523 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,512,000 | 3,458 |
| Total interest expense | $4,780,000 | 3,281 |
| Net interest income | $4,732,000 | 3,600 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $521,000 | 4,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $335,000 | 3,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $186,000 | 5,082 |
| Total noninterest expense | $2,872,000 | 4,489 |
| Salaries and employee benefits | $1,433,000 | 4,671 |
| Premises and equipment expense | $248,000 | 6,115 |
| Additional noninterest expense | $1,191,000 | 3,522 |
| Pre-tax net operating income | $2,261,000 | 2,889 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $427,000 | 3,607 |
| Income before extraordinary items | $1,851,000 | 2,714 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,851,000 | 2,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $998,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,837,230 | 2,642 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 3,649 |
| Total interest expense | $4,518,000 | 3,611 |
| Net interest income | $4,731,000 | 3,646 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $518,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $313,000 | 3,936 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $205,000 | 4,739 |
| Total noninterest expense | $2,640,000 | 4,672 |
| Salaries and employee benefits | $1,339,000 | 4,790 |
| Premises and equipment expense | $242,000 | 6,158 |
| Additional noninterest expense | $1,059,000 | 3,817 |
| Pre-tax net operating income | $2,489,000 | 2,770 |
| Securities gains (losses) | $24,000 | 913 |
| Applicable income taxes | $518,000 | 3,409 |
| Income before extraordinary items | $1,995,000 | 2,576 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,995,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $1,004,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,976,040 | 2,595 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 3,892 |
| Total interest expense | $3,953,000 | 3,623 |
| Net interest income | $4,063,000 | 4,117 |
| Provision for loan and lease losses | $93,000 | 5,398 |
| Total noninterest income | $355,000 | 5,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,870 |
| Total noninterest expense | $2,715,000 | 4,576 |
| Salaries and employee benefits | $1,414,000 | 4,551 |
| Premises and equipment expense | $246,000 | 6,090 |
| Additional noninterest expense | $1,055,000 | 3,841 |
| Pre-tax net operating income | $1,610,000 | 3,908 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $153,000 | 6,242 |
| Income before extraordinary items | $1,464,000 | 3,298 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,464,000 | 3,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,684 |
| Cash dividends | $754,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,457,630 | 3,267 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,525,000 | 4,149 |
| Total interest expense | $3,795,000 | 3,847 |
| Net interest income | $3,730,000 | 4,372 |
| Provision for loan and lease losses | $11,000 | 8,185 |
| Total noninterest income | $440,000 | 5,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 4,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,695 |
| Total noninterest expense | $2,637,000 | 4,591 |
| Salaries and employee benefits | $1,413,000 | 4,467 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $996,000 | 3,979 |
| Pre-tax net operating income | $1,522,000 | 4,149 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $220,000 | 5,952 |
| Income before extraordinary items | $1,319,000 | 3,637 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,319,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $1,138,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,304,380 | 3,586 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 4,318 |
| Total interest expense | $3,555,000 | 4,090 |
| Net interest income | $3,818,000 | 4,405 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $335,000 | 6,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,574 |
| Total noninterest expense | $2,603,000 | 4,627 |
| Salaries and employee benefits | $1,292,000 | 4,804 |
| Premises and equipment expense | $213,000 | 6,604 |
| Additional noninterest expense | $1,098,000 | 3,603 |
| Pre-tax net operating income | $1,550,000 | 4,372 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $275,000 | 5,968 |
| Income before extraordinary items | $1,275,000 | 3,862 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,275,000 | 3,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,272 |
| Cash dividends | $614,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,275,000 | 3,794 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 4,707 |
| Total interest expense | $3,329,000 | 4,373 |
| Net interest income | $3,451,000 | 4,876 |
| Provision for loan and lease losses | $115,000 | 4,800 |
| Total noninterest income | $303,000 | 6,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,546 |
| Total noninterest expense | $2,176,000 | 5,586 |
| Salaries and employee benefits | $1,233,000 | 5,080 |
| Premises and equipment expense | $174,000 | 7,546 |
| Additional noninterest expense | $769,000 | 5,357 |
| Pre-tax net operating income | $1,463,000 | 4,428 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $227,000 | 6,744 |
| Income before extraordinary items | $1,230,000 | 3,800 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,230,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $588,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,235,040 | 3,735 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 5,069 |
| Total interest expense | $2,863,000 | 4,968 |
| Net interest income | $3,324,000 | 5,076 |
| Provision for loan and lease losses | $179,000 | 3,304 |
| Total noninterest income | $295,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $2,081,000 | 5,805 |
| Salaries and employee benefits | $1,146,000 | 5,421 |
| Premises and equipment expense | $179,000 | 7,622 |
| Additional noninterest expense | $756,000 | 5,493 |
| Pre-tax net operating income | $1,359,000 | 4,804 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $1,177,000 | 4,023 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,177,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $451,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,173,560 | 4,013 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 5,310 |
| Total interest expense | $2,368,000 | 4,864 |
| Net interest income | $3,053,000 | 5,544 |
| Provision for loan and lease losses | $113,000 | 4,290 |
| Total noninterest income | $285,000 | 7,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $2,421,000 | 5,302 |
| Salaries and employee benefits | $1,316,000 | 4,817 |
| Premises and equipment expense | $166,000 | 8,170 |
| Additional noninterest expense | $939,000 | 4,981 |
| Pre-tax net operating income | $804,000 | 6,848 |
| Securities gains (losses) | $142,000 | 623 |
| Applicable income taxes | $43,000 | 10,643 |
| Income before extraordinary items | $903,000 | 4,900 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $903,000 | 4,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $768,100 | 5,583 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 5,983 |
| Total interest expense | $2,160,000 | 5,472 |
| Net interest income | $2,642,000 | 6,269 |
| Provision for loan and lease losses | $89,000 | 6,111 |
| Total noninterest income | $319,000 | 7,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,023 |
| Total noninterest expense | $2,094,000 | 6,101 |
| Salaries and employee benefits | $1,143,000 | 5,465 |
| Premises and equipment expense | $167,000 | 8,450 |
| Additional noninterest expense | $784,000 | 6,021 |
| Pre-tax net operating income | $778,000 | 6,928 |
| Securities gains (losses) | $142,000 | 2,045 |
| Applicable income taxes | $97,000 | 9,810 |
| Income before extraordinary items | $823,000 | 5,446 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $823,000 | 5,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 12,876 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $696,620 | 5,862 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,788,000 | 6,584 |
| Total interest expense | $2,411,000 | 6,157 |
| Net interest income | $2,377,000 | 6,833 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $305,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,145 |
| Total noninterest expense | $1,882,000 | 6,705 |
| Salaries and employee benefits | $1,062,000 | 5,732 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $727,000 | 6,569 |
| Pre-tax net operating income | $655,000 | 7,358 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $-15,000 | 13,414 |
| Income before extraordinary items | $663,000 | 6,150 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $663,000 | 6,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 7,125 |
| Cash dividends | $482,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $670,000 | 5,755 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.