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Farmers & Merchants Bank, Income and Expense

2024-03-31 (YTD Data)Rank
Total interest income$15,520,000848
Total interest expense$7,344,000750
Net interest income$8,176,000980
Provision for loan and lease losses$824,000375
Total noninterest income$2,025,000856
Gross Fiduciary activities income$0895
Service charges on deposit accounts$273,000938
Trading account gains and fees$0121
Additional Noninterest Income$1,752,000699
Total noninterest expense$8,070,000855
Salaries and employee benefits$4,355,000889
Premises and equipment expense$685,000965
Additional noninterest expense$1,752,000699
Pre-tax net operating income$1,307,0001,732
Securities gains (losses)$0689
Applicable income taxes$18,0002,755
Income before extraordinary items$1,289,0001,587
Extraordinary gains, net$051
Net income$1,289,0001,605
Minority interest net income$072
Net income of bank and minority interests.$1,289,0001,586
Net charge-offs$807,000291
Cash dividends$906,000898
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,289,0001,588
2023-12-31 (YTD Data)Rank
Total interest income$56,325,000846
Total interest expense$24,257,000689
Net interest income$32,068,000980
Provision for loan and lease losses$1,025,000827
Total noninterest income$8,756,000813
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,029,000974
Trading account gains and fees$0123
Additional Noninterest Income$7,727,000649
Total noninterest expense$37,256,000738
Salaries and employee benefits$21,711,000701
Premises and equipment expense$2,681,000955
Additional noninterest expense$7,727,000649
Pre-tax net operating income$2,543,0002,690
Securities gains (losses)$0988
Applicable income taxes$-602,0004,518
Income before extraordinary items$3,145,0002,274
Extraordinary gains, net$054
Net income$3,145,0002,298
Minority interest net income$088
Net income of bank and minority interests.$3,145,0002,277
Net charge-offs$1,474,000436
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,145,0002,298
2023-09-30 (YTD Data)Rank
Total interest income$41,169,000847
Total interest expense$17,285,000675
Net interest income$23,884,000986
Provision for loan and lease losses$1,159,000607
Total noninterest income$6,575,000820
Gross Fiduciary activities income$0950
Service charges on deposit accounts$755,000988
Trading account gains and fees$0125
Additional Noninterest Income$5,820,000656
Total noninterest expense$27,093,000759
Salaries and employee benefits$15,592,000737
Premises and equipment expense$2,111,000932
Additional noninterest expense$5,820,000656
Pre-tax net operating income$2,207,0002,587
Securities gains (losses)$0849
Applicable income taxes$-414,0004,558
Income before extraordinary items$2,621,0002,202
Extraordinary gains, net$052
Net income$2,621,0002,224
Minority interest net income$081
Net income of bank and minority interests.$2,621,0002,204
Net charge-offs$704,000493
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,621,0002,222
2023-06-30 (YTD Data)Rank
Total interest income$26,596,000841
Total interest expense$10,773,000653
Net interest income$15,823,000995
Provision for loan and lease losses$540,000752
Total noninterest income$4,498,000785
Gross Fiduciary activities income$0931
Service charges on deposit accounts$499,000979
Trading account gains and fees$0112
Additional Noninterest Income$3,999,000620
Total noninterest expense$18,587,000724
Salaries and employee benefits$10,828,000703
Premises and equipment expense$1,402,000919
Additional noninterest expense$3,999,000620
Pre-tax net operating income$1,194,0002,851
Securities gains (losses)$0938
Applicable income taxes$-386,0004,601
Income before extraordinary items$1,580,0002,348
Extraordinary gains, net$051
Net income$1,580,0002,375
Minority interest net income$081
Net income of bank and minority interests.$1,580,0002,348
Net charge-offs$510,000434
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,580,0002,357
2023-03-31 (YTD Data)Rank
Total interest income$12,974,000854
Total interest expense$5,034,000607
Net interest income$7,940,000998
Provision for loan and lease losses$02,612
Total noninterest income$1,638,000953
Gross Fiduciary activities income$0913
Service charges on deposit accounts$225,0001,079
Trading account gains and fees$097
Additional Noninterest Income$1,413,000772
Total noninterest expense$8,297,000817
Salaries and employee benefits$4,553,000844
Premises and equipment expense$608,0001,045
Additional noninterest expense$1,413,000772
Pre-tax net operating income$1,281,0001,985
Securities gains (losses)$0950
Applicable income taxes$7,0003,207
Income before extraordinary items$1,274,0001,778
Extraordinary gains, net$04
Net income$1,274,0001,778
Minority interest net income$048
Net income of bank and minority interests.$1,274,0001,778
Net charge-offs$166,000473
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,274,0001,800
2022-12-31 (YTD Data)Rank
Total interest income$42,139,000858
Total interest expense$6,534,000640
Net interest income$35,605,000884
Provision for loan and lease losses$866,000899
Total noninterest income$10,906,000723
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,062,000963
Trading account gains and fees$0116
Additional Noninterest Income$9,844,000566
Total noninterest expense$33,336,000793
Salaries and employee benefits$18,784,000795
Premises and equipment expense$2,436,0001,025
Additional noninterest expense$9,844,000566
Pre-tax net operating income$12,309,0001,092
Securities gains (losses)$-2,852,0004,591
Applicable income taxes$652,0001,848
Income before extraordinary items$8,805,0001,218
Extraordinary gains, net$05
Net income$8,805,0001,217
Minority interest net income$063
Net income of bank and minority interests.$8,805,0001,218
Net charge-offs$678,000510
Cash dividends$6,000,000666
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,457,3601,017
2022-09-30 (YTD Data)Rank
Total interest income$30,084,000859
Total interest expense$3,301,000685
Net interest income$26,783,000876
Provision for loan and lease losses$150,0001,628
Total noninterest income$5,648,000932
Gross Fiduciary activities income$0968
Service charges on deposit accounts$836,000946
Trading account gains and fees$0111
Additional Noninterest Income$4,812,000775
Total noninterest expense$24,716,000793
Salaries and employee benefits$14,131,000786
Premises and equipment expense$1,791,0001,038
Additional noninterest expense$4,812,000775
Pre-tax net operating income$7,565,0001,258
Securities gains (losses)$-97,0004,214
Applicable income taxes$881,0001,431
Income before extraordinary items$6,587,0001,204
Extraordinary gains, net$04
Net income$6,587,0001,203
Minority interest net income$057
Net income of bank and minority interests.$6,587,0001,204
Net charge-offs$385,000509
Cash dividends$4,500,000620
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,672,3601,210
2022-06-30 (YTD Data)Rank
Total interest income$19,070,000866
Total interest expense$1,760,000673
Net interest income$17,310,000878
Provision for loan and lease losses$150,0001,272
Total noninterest income$4,011,000882
Gross Fiduciary activities income$0925
Service charges on deposit accounts$581,000911
Trading account gains and fees$0108
Additional Noninterest Income$3,430,000752
Total noninterest expense$16,543,000776
Salaries and employee benefits$9,416,000779
Premises and equipment expense$1,204,0001,023
Additional noninterest expense$5,923,000666
Pre-tax net operating income$4,628,0001,265
Securities gains (losses)$-97,0004,367
Applicable income taxes$516,0001,463
Income before extraordinary items$4,015,0001,234
Extraordinary gains, net$04
Net income$4,015,0001,233
Minority interest net income$060
Net income of bank and minority interests.$4,015,0001,234
Net charge-offs$100,000724
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,101,3301,237
2022-03-31 (YTD Data)Rank
Total interest income$9,059,000881
Total interest expense$866,000640
Net interest income$8,193,000898
Provision for loan and lease losses$-450,0004,627
Total noninterest income$2,009,000882
Gross Fiduciary activities income$0892
Service charges on deposit accounts$307,000850
Trading account gains and fees$0103
Additional Noninterest Income$1,702,000769
Total noninterest expense$8,183,000778
Salaries and employee benefits$4,623,000794
Premises and equipment expense$582,0001,062
Additional noninterest expense$2,978,000653
Pre-tax net operating income$2,469,0001,164
Securities gains (losses)$0623
Applicable income taxes$417,0001,077
Income before extraordinary items$2,052,0001,176
Extraordinary gains, net$04
Net income$2,052,0001,176
Minority interest net income$050
Net income of bank and minority interests.$2,052,0001,176
Net charge-offs$-91,0004,534
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,052,0001,186
2021-12-31 (YTD Data)Rank
Total interest income$35,577,000918
Total interest expense$3,570,000767
Net interest income$32,007,000919
Provision for loan and lease losses$-2,821,0004,629
Total noninterest income$9,880,000831
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,133,000882
Trading account gains and fees$0132
Additional Noninterest Income$8,747,000728
Total noninterest expense$31,707,000806
Salaries and employee benefits$17,261,000835
Premises and equipment expense$2,303,0001,068
Additional noninterest expense$12,143,000653
Pre-tax net operating income$13,001,0001,051
Securities gains (losses)$-525,0004,786
Applicable income taxes$1,400,0001,366
Income before extraordinary items$11,076,0001,059
Extraordinary gains, net$010
Net income$11,076,0001,060
Minority interest net income$074
Net income of bank and minority interests.$11,076,0001,060
Net charge-offs$-94,0004,343
Cash dividends$2,232,0001,425
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,543,2501,013
2021-09-30 (YTD Data)Rank
Total interest income$26,620,000935
Total interest expense$2,674,000820
Net interest income$23,946,000933
Provision for loan and lease losses$-2,210,0004,696
Total noninterest income$7,904,000823
Gross Fiduciary activities income$0957
Service charges on deposit accounts$840,000886
Trading account gains and fees$0132
Additional Noninterest Income$7,064,000717
Total noninterest expense$23,441,000822
Salaries and employee benefits$12,954,000848
Premises and equipment expense$1,710,0001,088
Additional noninterest expense$8,777,000673
Pre-tax net operating income$10,619,0001,024
Securities gains (losses)$02,015
Applicable income taxes$1,306,0001,263
Income before extraordinary items$9,313,0001,007
Extraordinary gains, net$08
Net income$9,313,0001,007
Minority interest net income$069
Net income of bank and minority interests.$9,313,0001,007
Net charge-offs$-167,0004,613
Cash dividends$865,0001,862
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,313,000988
2021-06-30 (YTD Data)Rank
Total interest income$17,564,000941
Total interest expense$1,761,000865
Net interest income$15,803,000933
Provision for loan and lease losses$-1,975,0004,742
Total noninterest income$5,466,000806
Gross Fiduciary activities income$0951
Service charges on deposit accounts$539,000881
Trading account gains and fees$0133
Additional Noninterest Income$4,927,000701
Total noninterest expense$15,355,000826
Salaries and employee benefits$8,574,000847
Premises and equipment expense$1,023,0001,191
Additional noninterest expense$5,758,000674
Pre-tax net operating income$7,889,000928
Securities gains (losses)$01,818
Applicable income taxes$1,003,0001,142
Income before extraordinary items$6,886,000906
Extraordinary gains, net$06
Net income$6,886,000906
Minority interest net income$067
Net income of bank and minority interests.$6,886,000906
Net charge-offs$-226,0004,769
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,886,000891
2021-03-31 (YTD Data)Rank
Total interest income$8,747,000932
Total interest expense$872,000914
Net interest income$7,875,000922
Provision for loan and lease losses$-725,0004,776
Total noninterest income$2,920,000766
Gross Fiduciary activities income$0922
Service charges on deposit accounts$285,000824
Trading account gains and fees$0127
Additional Noninterest Income$2,635,000670
Total noninterest expense$7,297,000859
Salaries and employee benefits$4,226,000854
Premises and equipment expense$481,0001,270
Additional noninterest expense$2,590,000729
Pre-tax net operating income$4,223,000882
Securities gains (losses)$01,392
Applicable income taxes$579,0001,039
Income before extraordinary items$3,644,000874
Extraordinary gains, net$03
Net income$3,644,000874
Minority interest net income$055
Net income of bank and minority interests.$3,644,000874
Net charge-offs$47,000860
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,644,000852
2020-12-31 (YTD Data)Rank
Total interest income$36,792,000900
Total interest expense$5,453,000868
Net interest income$31,339,000900
Provision for loan and lease losses$3,300,000742
Total noninterest income$10,385,000777
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,191,000814
Trading account gains and fees$0133
Additional Noninterest Income$9,194,000687
Total noninterest expense$28,590,000852
Salaries and employee benefits$15,190,000900
Premises and equipment expense$1,975,0001,198
Additional noninterest expense$11,425,000663
Pre-tax net operating income$9,834,0001,076
Securities gains (losses)$02,675
Applicable income taxes$1,023,0001,410
Income before extraordinary items$8,811,0001,070
Extraordinary gains, net$04
Net income$8,706,0001,078
Minority interest net income$105,00038
Net income of bank and minority interests.$8,811,0001,070
Net charge-offs$1,215,000574
Cash dividends$1,500,0001,772
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,811,0001,038
2020-09-30 (YTD Data)Rank
Total interest income$27,280,000904
Total interest expense$4,393,000868
Net interest income$22,887,000908
Provision for loan and lease losses$3,300,000662
Total noninterest income$7,728,000754
Gross Fiduciary activities income$0981
Service charges on deposit accounts$888,000811
Trading account gains and fees$0125
Additional Noninterest Income$6,840,000661
Total noninterest expense$20,846,000856
Salaries and employee benefits$11,322,000884
Premises and equipment expense$1,470,0001,200
Additional noninterest expense$8,054,000680
Pre-tax net operating income$6,469,0001,146
Securities gains (losses)$02,494
Applicable income taxes$586,0001,618
Income before extraordinary items$5,883,0001,124
Extraordinary gains, net$04
Net income$5,778,0001,135
Minority interest net income$105,00035
Net income of bank and minority interests.$5,883,0001,124
Net charge-offs$864,000545
Cash dividends$1,500,0001,324
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,883,0001,085
2020-06-30 (YTD Data)Rank
Total interest income$18,102,000914
Total interest expense$3,091,000902
Net interest income$15,011,000920
Provision for loan and lease losses$2,300,000665
Total noninterest income$4,873,000741
Gross Fiduciary activities income$0970
Service charges on deposit accounts$586,000830
Trading account gains and fees$0123
Additional Noninterest Income$4,287,000639
Total noninterest expense$13,749,000856
Salaries and employee benefits$7,674,000858
Premises and equipment expense$1,106,0001,074
Additional noninterest expense$4,969,000721
Pre-tax net operating income$3,835,0001,195
Securities gains (losses)$02,249
Applicable income taxes$229,0001,952
Income before extraordinary items$3,606,0001,120
Extraordinary gains, net$04
Net income$3,606,0001,120
Minority interest net income$065
Net income of bank and minority interests.$3,606,0001,120
Net charge-offs$657,000506
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,606,0001,096
2020-03-31 (YTD Data)Rank
Total interest income$9,111,000913
Total interest expense$1,706,000901
Net interest income$7,405,000920
Provision for loan and lease losses$1,500,000471
Total noninterest income$2,069,000799
Gross Fiduciary activities income$0941
Service charges on deposit accounts$361,000812
Trading account gains and fees$0106
Additional Noninterest Income$1,708,000670
Total noninterest expense$6,785,000873
Salaries and employee benefits$3,776,000881
Premises and equipment expense$542,0001,107
Additional noninterest expense$2,467,000731
Pre-tax net operating income$1,189,0001,596
Securities gains (losses)$01,705
Applicable income taxes$-52,0004,929
Income before extraordinary items$1,241,0001,387
Extraordinary gains, net$04
Net income$1,179,0001,445
Minority interest net income$62,00027
Net income of bank and minority interests.$1,241,0001,387
Net charge-offs$453,000400
Cash dividends$1,500,000602
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,241,0001,364
2019-12-31 (YTD Data)Rank
Total interest income$38,210,000884
Total interest expense$6,818,000946
Net interest income$31,392,000868
Provision for loan and lease losses$7,405,000192
Total noninterest income$8,468,000777
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,691,000734
Trading account gains and fees$0135
Additional Noninterest Income$6,777,000680
Total noninterest expense$28,048,000814
Salaries and employee benefits$16,126,000817
Premises and equipment expense$2,202,0001,084
Additional noninterest expense$9,720,000728
Pre-tax net operating income$4,407,0001,925
Securities gains (losses)$02,379
Applicable income taxes$-264,0005,119
Income before extraordinary items$4,671,0001,684
Extraordinary gains, net$011
Net income$4,541,0001,727
Minority interest net income$130,00038
Net income of bank and minority interests.$4,671,0001,686
Net charge-offs$4,255,000243
Cash dividends$4,500,000864
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,671,0001,652
2019-09-30 (YTD Data)Rank
Total interest income$29,280,000874
Total interest expense$5,025,000973
Net interest income$24,255,000850
Provision for loan and lease losses$6,800,000167
Total noninterest income$5,847,000831
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,263,000735
Trading account gains and fees$0129
Additional Noninterest Income$4,584,000714
Total noninterest expense$20,666,000827
Salaries and employee benefits$11,787,000825
Premises and equipment expense$1,643,0001,094
Additional noninterest expense$7,236,000729
Pre-tax net operating income$2,636,0002,285
Securities gains (losses)$02,167
Applicable income taxes$-159,0005,201
Income before extraordinary items$2,795,0002,038
Extraordinary gains, net$011
Net income$2,689,0002,091
Minority interest net income$106,00040
Net income of bank and minority interests.$2,795,0002,039
Net charge-offs$3,058,000236
Cash dividends$4,500,000662
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,795,0002,012
2019-06-30 (YTD Data)Rank
Total interest income$19,313,000880
Total interest expense$3,224,000993
Net interest income$16,089,000853
Provision for loan and lease losses$3,050,000219
Total noninterest income$3,607,000865
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$803,000756
Trading account gains and fees$0131
Additional Noninterest Income$2,804,000742
Total noninterest expense$13,510,000842
Salaries and employee benefits$7,644,000843
Premises and equipment expense$1,079,0001,111
Additional noninterest expense$4,787,000741
Pre-tax net operating income$3,136,0001,494
Securities gains (losses)$01,702
Applicable income taxes$192,0002,236
Income before extraordinary items$2,944,0001,409
Extraordinary gains, net$011
Net income$2,916,0001,420
Minority interest net income$28,00046
Net income of bank and minority interests.$2,944,0001,409
Net charge-offs$2,240,000219
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,944,0001,387
2019-03-31 (YTD Data)Rank
Total interest income$9,531,000887
Total interest expense$1,498,0001,023
Net interest income$8,033,000854
Provision for loan and lease losses$1,450,000227
Total noninterest income$1,511,000942
Gross Fiduciary activities income$0972
Service charges on deposit accounts$386,000773
Trading account gains and fees$0126
Additional Noninterest Income$1,125,000828
Total noninterest expense$6,739,000838
Salaries and employee benefits$3,801,000845
Premises and equipment expense$519,0001,148
Additional noninterest expense$2,419,000720
Pre-tax net operating income$1,355,0001,653
Securities gains (losses)$01,087
Applicable income taxes$60,0002,514
Income before extraordinary items$1,295,0001,529
Extraordinary gains, net$05
Net income$1,317,0001,504
Minority interest net income$-22,0005,356
Net income of bank and minority interests.$1,295,0001,528
Net charge-offs$1,758,000155
Cash dividends$1,500,000619
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,295,0001,505
2018-12-31 (YTD Data)Rank
Total interest income$36,708,000857
Total interest expense$4,832,000955
Net interest income$31,876,000839
Provision for loan and lease losses$2,930,000378
Total noninterest income$7,020,000880
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,496,000822
Trading account gains and fees$0126
Additional Noninterest Income$5,524,000756
Total noninterest expense$25,827,000852
Salaries and employee benefits$15,735,000798
Premises and equipment expense$2,072,0001,135
Additional noninterest expense$8,020,000841
Pre-tax net operating income$10,139,0001,022
Securities gains (losses)$01,125
Applicable income taxes$1,078,0001,319
Income before extraordinary items$9,061,000993
Extraordinary gains, net$06
Net income$9,051,000992
Minority interest net income$10,00059
Net income of bank and minority interests.$9,061,000992
Net charge-offs$3,734,000243
Cash dividends$8,874,000474
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,061,000993
2018-09-30 (YTD Data)Rank
Total interest income$27,033,000861
Total interest expense$3,398,000943
Net interest income$23,635,000838
Provision for loan and lease losses$2,480,000335
Total noninterest income$5,145,000903
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,102,000828
Trading account gains and fees$0138
Additional Noninterest Income$4,043,000773
Total noninterest expense$19,398,000851
Salaries and employee benefits$11,718,000801
Premises and equipment expense$1,544,0001,141
Additional noninterest expense$6,136,000816
Pre-tax net operating income$6,902,0001,112
Securities gains (losses)$01,118
Applicable income taxes$649,0001,565
Income before extraordinary items$6,253,0001,065
Extraordinary gains, net$05
Net income$6,263,0001,064
Minority interest net income$-10,0005,465
Net income of bank and minority interests.$6,253,0001,064
Net charge-offs$1,251,000370
Cash dividends$4,650,000576
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,253,0001,060
2018-06-30 (YTD Data)Rank
Total interest income$17,705,000866
Total interest expense$2,094,000951
Net interest income$15,611,000841
Provision for loan and lease losses$2,030,000292
Total noninterest income$3,278,000924
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$724,000835
Trading account gains and fees$0130
Additional Noninterest Income$2,554,000802
Total noninterest expense$12,646,000871
Salaries and employee benefits$7,678,000813
Premises and equipment expense$1,008,0001,177
Additional noninterest expense$3,960,000832
Pre-tax net operating income$4,213,0001,165
Securities gains (losses)$0961
Applicable income taxes$320,0001,815
Income before extraordinary items$3,893,0001,095
Extraordinary gains, net$06
Net income$3,888,0001,095
Minority interest net income$5,00057
Net income of bank and minority interests.$3,893,0001,094
Net charge-offs$969,000340
Cash dividends$3,150,000550
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,893,0001,088
2018-03-31 (YTD Data)Rank
Total interest income$8,743,000869
Total interest expense$979,000971
Net interest income$7,764,000839
Provision for loan and lease losses$680,000366
Total noninterest income$1,538,000952
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$366,000834
Trading account gains and fees$0123
Additional Noninterest Income$1,172,000820
Total noninterest expense$6,249,000894
Salaries and employee benefits$3,857,000823
Premises and equipment expense$482,0001,237
Additional noninterest expense$1,910,000858
Pre-tax net operating income$2,373,0001,038
Securities gains (losses)$0735
Applicable income taxes$155,0001,800
Income before extraordinary items$2,218,000985
Extraordinary gains, net$07
Net income$2,229,000980
Minority interest net income$-11,0005,596
Net income of bank and minority interests.$2,218,000985
Net charge-offs$309,000411
Cash dividends$1,250,000605
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,218,000981
2017-12-31 (YTD Data)Rank
Total interest income$34,096,000840
Total interest expense$3,897,000859
Net interest income$30,199,000834
Provision for loan and lease losses$04,227
Total noninterest income$6,889,000890
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,360,000908
Trading account gains and fees$0151
Additional Noninterest Income$5,529,000766
Total noninterest expense$23,945,000901
Salaries and employee benefits$14,300,000852
Premises and equipment expense$1,782,0001,303
Additional noninterest expense$7,863,000844
Pre-tax net operating income$13,143,000780
Securities gains (losses)$-42,0005,287
Applicable income taxes$4,426,000726
Income before extraordinary items$8,675,000842
Extraordinary gains, net$09
Net income$8,644,000843
Minority interest net income$31,00049
Net income of bank and minority interests.$8,675,000842
Net charge-offs$1,499,000512
Cash dividends$5,000,000676
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,702,720831
2017-09-30 (YTD Data)Rank
Total interest income$24,955,000857
Total interest expense$2,861,000859
Net interest income$22,094,000855
Provision for loan and lease losses$04,088
Total noninterest income$5,313,000887
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,010,000914
Trading account gains and fees$0145
Additional Noninterest Income$4,303,000761
Total noninterest expense$17,605,000913
Salaries and employee benefits$10,570,000867
Premises and equipment expense$1,175,0001,460
Additional noninterest expense$5,860,000840
Pre-tax net operating income$9,802,000790
Securities gains (losses)$-42,0005,567
Applicable income taxes$2,686,000750
Income before extraordinary items$7,074,000846
Extraordinary gains, net$09
Net income$7,022,000855
Minority interest net income$52,00050
Net income of bank and minority interests.$7,074,000846
Net charge-offs$601,000700
Cash dividends$3,750,000641
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,104,240833
2017-06-30 (YTD Data)Rank
Total interest income$16,266,000872
Total interest expense$1,831,000863
Net interest income$14,435,000867
Provision for loan and lease losses$03,871
Total noninterest income$3,416,000909
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$651,000931
Trading account gains and fees$0139
Additional Noninterest Income$2,765,000776
Total noninterest expense$11,533,000940
Salaries and employee benefits$6,661,000915
Premises and equipment expense$762,0001,514
Additional noninterest expense$4,110,000805
Pre-tax net operating income$6,318,000799
Securities gains (losses)$-42,0005,643
Applicable income taxes$1,722,000742
Income before extraordinary items$4,554,000866
Extraordinary gains, net$011
Net income$4,551,000868
Minority interest net income$3,00063
Net income of bank and minority interests.$4,554,000866
Net charge-offs$327,000783
Cash dividends$2,500,000624
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,584,660851
2017-03-31 (YTD Data)Rank
Total interest income$8,005,000880
Total interest expense$879,000866
Net interest income$7,126,000871
Provision for loan and lease losses$03,537
Total noninterest income$1,773,000876
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$315,000955
Trading account gains and fees$0142
Additional Noninterest Income$1,458,000738
Total noninterest expense$5,648,000955
Salaries and employee benefits$3,322,000922
Premises and equipment expense$371,0001,555
Additional noninterest expense$1,955,000831
Pre-tax net operating income$3,251,000750
Securities gains (losses)$01,153
Applicable income taxes$895,000708
Income before extraordinary items$2,356,000815
Extraordinary gains, net$08
Net income$2,338,000820
Minority interest net income$18,00044
Net income of bank and minority interests.$2,356,000815
Net charge-offs$226,000553
Cash dividends$1,250,000598
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,356,000802
2016-12-31 (YTD Data)Rank
Total interest income$32,095,000843
Total interest expense$3,599,000813
Net interest income$28,496,000835
Provision for loan and lease losses$04,332
Total noninterest income$3,664,0001,428
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,174,0001,040
Trading account gains and fees$0170
Additional Noninterest Income$2,490,0001,379
Total noninterest expense$19,298,0001,082
Salaries and employee benefits$11,122,0001,054
Premises and equipment expense$1,448,0001,573
Additional noninterest expense$6,728,000977
Pre-tax net operating income$12,862,000743
Securities gains (losses)$03,212
Applicable income taxes$3,348,000719
Income before extraordinary items$9,514,000799
Extraordinary gains, net$05
Net income$9,320,000810
Minority interest net income$194,00040
Net income of bank and minority interests.$9,514,000798
Net charge-offs$1,238,000559
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,514,000772
2016-09-30 (YTD Data)Rank
Total interest income$23,763,000845
Total interest expense$2,645,000826
Net interest income$21,118,000836
Provision for loan and lease losses$04,186
Total noninterest income$2,739,0001,425
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$842,0001,093
Trading account gains and fees$0169
Additional Noninterest Income$1,897,0001,358
Total noninterest expense$14,466,0001,086
Salaries and employee benefits$8,266,0001,056
Premises and equipment expense$1,088,0001,575
Additional noninterest expense$5,112,000963
Pre-tax net operating income$9,391,000754
Securities gains (losses)$03,160
Applicable income taxes$2,401,000768
Income before extraordinary items$6,990,000806
Extraordinary gains, net$05
Net income$6,836,000826
Minority interest net income$154,00037
Net income of bank and minority interests.$6,990,000806
Net charge-offs$1,210,000420
Cash dividends$3,750,000638
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,990,000787
2016-06-30 (YTD Data)Rank
Total interest income$15,565,000859
Total interest expense$1,675,000871
Net interest income$13,890,000851
Provision for loan and lease losses$04,017
Total noninterest income$1,685,0001,492
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$506,0001,179
Trading account gains and fees$0157
Additional Noninterest Income$1,179,0001,390
Total noninterest expense$9,504,0001,094
Salaries and employee benefits$5,462,0001,073
Premises and equipment expense$722,0001,585
Additional noninterest expense$3,320,000996
Pre-tax net operating income$6,071,000769
Securities gains (losses)$02,835
Applicable income taxes$1,615,000750
Income before extraordinary items$4,456,000830
Extraordinary gains, net$016
Net income$4,366,000844
Minority interest net income$90,00040
Net income of bank and minority interests.$4,456,000829
Net charge-offs$713,000453
Cash dividends$2,500,000640
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,456,000804
2016-03-31 (YTD Data)Rank
Total interest income$7,635,000878
Total interest expense$814,000891
Net interest income$6,821,000867
Provision for loan and lease losses$03,656
Total noninterest income$699,0001,669
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$234,0001,250
Trading account gains and fees$0142
Additional Noninterest Income$465,0001,586
Total noninterest expense$4,733,0001,105
Salaries and employee benefits$2,780,0001,059
Premises and equipment expense$371,0001,557
Additional noninterest expense$1,582,0001,039
Pre-tax net operating income$2,787,000814
Securities gains (losses)$02,077
Applicable income taxes$724,000799
Income before extraordinary items$2,063,000858
Extraordinary gains, net$012
Net income$2,059,000861
Minority interest net income$4,00055
Net income of bank and minority interests.$2,063,000859
Net charge-offs$41,0001,566
Cash dividends$1,250,000609
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,063,000839
2015-12-31 (YTD Data)Rank
Total interest income$29,353,000880
Total interest expense$2,876,000983
Net interest income$26,477,000862
Provision for loan and lease losses$300,0001,890
Total noninterest income$3,896,0001,320
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$963,0001,263
Trading account gains and fees$0159
Additional Noninterest Income$2,933,0001,178
Total noninterest expense$17,964,0001,126
Salaries and employee benefits$10,055,0001,119
Premises and equipment expense$1,330,0001,723
Additional noninterest expense$6,579,0001,004
Pre-tax net operating income$12,109,000740
Securities gains (losses)$03,216
Applicable income taxes$3,702,000652
Income before extraordinary items$8,407,000849
Extraordinary gains, net$023
Net income$8,242,000865
Minority interest net income$165,00044
Net income of bank and minority interests.$8,407,000849
Net charge-offs$244,0001,801
Cash dividends$2,500,0001,129
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,407,000833
2015-09-30 (YTD Data)Rank
Total interest income$21,835,000893
Total interest expense$2,105,0001,014
Net interest income$19,730,000871
Provision for loan and lease losses$300,0001,503
Total noninterest income$2,880,0001,348
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$719,0001,282
Trading account gains and fees$0153
Additional Noninterest Income$2,161,0001,213
Total noninterest expense$13,366,0001,140
Salaries and employee benefits$7,385,0001,155
Premises and equipment expense$983,0001,759
Additional noninterest expense$4,998,000985
Pre-tax net operating income$8,944,000767
Securities gains (losses)$03,031
Applicable income taxes$2,739,000681
Income before extraordinary items$6,205,000874
Extraordinary gains, net$021
Net income$6,090,000886
Minority interest net income$115,00047
Net income of bank and minority interests.$6,205,000874
Net charge-offs$155,0001,765
Cash dividends$1,500,0001,198
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,205,000844
2015-06-30 (YTD Data)Rank
Total interest income$14,384,000896
Total interest expense$1,384,0001,033
Net interest income$13,000,000873
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,887,0001,373
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$462,0001,301
Trading account gains and fees$0157
Additional Noninterest Income$1,425,0001,222
Total noninterest expense$8,871,0001,142
Salaries and employee benefits$4,855,0001,165
Premises and equipment expense$654,0001,766
Additional noninterest expense$3,362,000977
Pre-tax net operating income$5,716,000793
Securities gains (losses)$02,636
Applicable income taxes$1,728,000709
Income before extraordinary items$3,988,000898
Extraordinary gains, net$022
Net income$3,912,000912
Minority interest net income$76,00047
Net income of bank and minority interests.$3,988,000898
Net charge-offs$111,0001,640
Cash dividends$500,0001,914
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,988,000869
2015-03-31 (YTD Data)Rank
Total interest income$7,011,000919
Total interest expense$685,0001,050
Net interest income$6,326,000889
Provision for loan and lease losses$300,000621
Total noninterest income$897,0001,388
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$226,0001,296
Trading account gains and fees$0152
Additional Noninterest Income$671,0001,225
Total noninterest expense$4,382,0001,165
Salaries and employee benefits$2,442,0001,161
Premises and equipment expense$341,0001,714
Additional noninterest expense$1,599,0001,015
Pre-tax net operating income$2,541,000853
Securities gains (losses)$02,027
Applicable income taxes$745,000768
Income before extraordinary items$1,796,000958
Extraordinary gains, net$013
Net income$1,770,000969
Minority interest net income$26,00047
Net income of bank and minority interests.$1,796,000959
Net charge-offs$87,0001,203
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,796,000917
2014-12-31 (YTD Data)Rank
Total interest income$26,772,000953
Total interest expense$3,648,000807
Net interest income$23,124,000962
Provision for loan and lease losses$2,250,000427
Total noninterest income$3,485,0001,402
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,034,0001,250
Trading account gains and fees$0180
Additional Noninterest Income$2,451,0001,263
Total noninterest expense$15,649,0001,268
Salaries and employee benefits$8,810,0001,229
Premises and equipment expense$1,212,0001,901
Additional noninterest expense$5,627,0001,168
Pre-tax net operating income$8,710,000950
Securities gains (losses)$03,259
Applicable income taxes$2,658,000797
Income before extraordinary items$6,052,0001,093
Extraordinary gains, net$017
Net income$6,052,0001,091
Minority interest net income$084
Net income of bank and minority interests.$6,052,0001,092
Net charge-offs$1,709,000587
Cash dividends$1,300,0001,706
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,052,0001,062
2014-09-30 (YTD Data)Rank
Total interest income$19,838,000970
Total interest expense$2,777,000805
Net interest income$17,061,000985
Provision for loan and lease losses$2,250,000311
Total noninterest income$2,658,0001,398
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$786,0001,249
Trading account gains and fees$0174
Additional Noninterest Income$1,872,0001,250
Total noninterest expense$11,456,0001,306
Salaries and employee benefits$6,565,0001,231
Premises and equipment expense$907,0001,920
Additional noninterest expense$3,984,0001,232
Pre-tax net operating income$6,013,0001,037
Securities gains (losses)$02,980
Applicable income taxes$1,872,000851
Income before extraordinary items$4,141,0001,194
Extraordinary gains, net$015
Net income$4,141,0001,192
Minority interest net income$081
Net income of bank and minority interests.$4,141,0001,193
Net charge-offs$1,833,000411
Cash dividends$950,0001,579
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,141,0001,168
2014-06-30 (YTD Data)Rank
Total interest income$12,965,000979
Total interest expense$1,869,000800
Net interest income$11,096,0001,011
Provision for loan and lease losses$1,500,000318
Total noninterest income$1,683,0001,435
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$511,0001,253
Trading account gains and fees$0172
Additional Noninterest Income$1,172,0001,303
Total noninterest expense$7,533,0001,320
Salaries and employee benefits$4,323,0001,247
Premises and equipment expense$597,0001,954
Additional noninterest expense$2,613,0001,239
Pre-tax net operating income$3,746,0001,075
Securities gains (losses)$02,580
Applicable income taxes$1,160,000866
Income before extraordinary items$2,586,0001,224
Extraordinary gains, net$020
Net income$2,586,0001,223
Minority interest net income$080
Net income of bank and minority interests.$2,586,0001,225
Net charge-offs$1,689,000329
Cash dividends$650,0001,549
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,586,0001,199
2014-03-31 (YTD Data)Rank
Total interest income$6,291,0001,012
Total interest expense$950,000800
Net interest income$5,341,0001,055
Provision for loan and lease losses$750,000310
Total noninterest income$778,0001,487
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$257,0001,238
Trading account gains and fees$0147
Additional Noninterest Income$521,0001,377
Total noninterest expense$3,736,0001,341
Salaries and employee benefits$2,176,0001,260
Premises and equipment expense$304,0001,962
Additional noninterest expense$1,256,0001,280
Pre-tax net operating income$1,633,0001,172
Securities gains (losses)$01,715
Applicable income taxes$497,000933
Income before extraordinary items$1,136,0001,336
Extraordinary gains, net$016
Net income$1,136,0001,337
Minority interest net income$066
Net income of bank and minority interests.$1,136,0001,338
Net charge-offs$925,000318
Cash dividends$400,0001,206
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,136,0001,307
2013-12-31 (YTD Data)Rank
Total interest income$25,964,000969
Total interest expense$4,771,000703
Net interest income$21,193,0001,039
Provision for loan and lease losses$3,775,000347
Total noninterest income$3,852,0001,352
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,118,0001,219
Trading account gains and fees$0184
Additional Noninterest Income$2,734,0001,215
Total noninterest expense$14,678,0001,345
Salaries and employee benefits$8,671,0001,237
Premises and equipment expense$1,155,0001,982
Additional noninterest expense$4,852,0001,373
Pre-tax net operating income$6,592,0001,122
Securities gains (losses)$03,182
Applicable income taxes$1,991,000905
Income before extraordinary items$4,601,0001,322
Extraordinary gains, net$029
Net income$4,601,0001,324
Minority interest net income$090
Net income of bank and minority interests.$4,601,0001,325
Net charge-offs$3,745,000444
Cash dividends$1,550,0001,446
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,601,0001,298
2013-09-30 (YTD Data)Rank
Total interest income$19,565,000974
Total interest expense$3,700,000704
Net interest income$15,865,0001,040
Provision for loan and lease losses$3,025,000329
Total noninterest income$2,912,0001,377
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$845,0001,214
Trading account gains and fees$0180
Additional Noninterest Income$2,067,0001,243
Total noninterest expense$10,797,0001,378
Salaries and employee benefits$6,488,0001,241
Premises and equipment expense$873,0001,978
Additional noninterest expense$3,436,0001,440
Pre-tax net operating income$4,955,0001,151
Securities gains (losses)$03,040
Applicable income taxes$1,513,000926
Income before extraordinary items$3,442,0001,322
Extraordinary gains, net$025
Net income$3,442,0001,324
Minority interest net income$084
Net income of bank and minority interests.$3,442,0001,324
Net charge-offs$2,840,000448
Cash dividends$1,150,0001,305
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,442,0001,298
2013-06-30 (YTD Data)Rank
Total interest income$13,109,000965
Total interest expense$2,506,000717
Net interest income$10,603,0001,030
Provision for loan and lease losses$2,025,000354
Total noninterest income$1,929,0001,386
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$538,0001,246
Trading account gains and fees$0157
Additional Noninterest Income$1,391,0001,256
Total noninterest expense$7,135,0001,384
Salaries and employee benefits$4,297,0001,244
Premises and equipment expense$590,0001,953
Additional noninterest expense$2,248,0001,454
Pre-tax net operating income$3,372,0001,112
Securities gains (losses)$02,791
Applicable income taxes$1,025,000918
Income before extraordinary items$2,347,0001,288
Extraordinary gains, net$022
Net income$2,347,0001,291
Minority interest net income$082
Net income of bank and minority interests.$2,347,0001,291
Net charge-offs$2,089,000428
Cash dividends$750,0001,346
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,347,0001,236
2013-03-31 (YTD Data)Rank
Total interest income$6,599,000961
Total interest expense$1,278,000726
Net interest income$5,321,0001,021
Provision for loan and lease losses$900,000437
Total noninterest income$872,0001,483
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$261,0001,275
Trading account gains and fees$0148
Additional Noninterest Income$611,0001,371
Total noninterest expense$3,579,0001,395
Salaries and employee benefits$2,142,0001,264
Premises and equipment expense$295,0001,987
Additional noninterest expense$1,142,0001,428
Pre-tax net operating income$1,714,0001,076
Securities gains (losses)$01,966
Applicable income taxes$507,000900
Income before extraordinary items$1,207,0001,238
Extraordinary gains, net$010
Net income$1,207,0001,240
Minority interest net income$076
Net income of bank and minority interests.$1,207,0001,240
Net charge-offs$795,000561
Cash dividends$350,0001,201
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,207,0001,186
2012-12-31 (YTD Data)Rank
Total interest income$27,225,000964
Total interest expense$6,294,000680
Net interest income$20,931,0001,051
Provision for loan and lease losses$4,200,000589
Total noninterest income$3,650,0001,419
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,168,0001,216
Trading account gains and fees$0166
Additional Noninterest Income$2,482,0001,331
Total noninterest expense$13,211,0001,484
Salaries and employee benefits$7,796,0001,325
Premises and equipment expense$1,103,0002,085
Additional noninterest expense$4,312,0001,563
Pre-tax net operating income$7,170,000988
Securities gains (losses)$03,810
Applicable income taxes$2,118,000834
Income before extraordinary items$5,052,0001,175
Extraordinary gains, net$029
Net income$5,052,0001,175
Minority interest net income$093
Net income of bank and minority interests.$5,052,0001,175
Net charge-offs$2,983,000845
Cash dividends$1,100,0001,831
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,052,0001,109
2012-09-30 (YTD Data)Rank
Total interest income$20,240,000989
Total interest expense$4,891,000687
Net interest income$15,349,0001,085
Provision for loan and lease losses$2,700,000671
Total noninterest income$2,667,0001,433
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$865,0001,240
Trading account gains and fees$0157
Additional Noninterest Income$1,802,0001,367
Total noninterest expense$9,892,0001,489
Salaries and employee benefits$5,796,0001,333
Premises and equipment expense$835,0002,094
Additional noninterest expense$3,261,0001,547
Pre-tax net operating income$5,424,000997
Securities gains (losses)$03,575
Applicable income taxes$1,650,000833
Income before extraordinary items$3,774,0001,189
Extraordinary gains, net$020
Net income$3,774,0001,189
Minority interest net income$086
Net income of bank and minority interests.$3,774,0001,189
Net charge-offs$1,767,000996
Cash dividends$800,0001,535
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,774,0001,126
2012-06-30 (YTD Data)Rank
Total interest income$13,215,0001,021
Total interest expense$3,318,000699
Net interest income$9,897,0001,125
Provision for loan and lease losses$1,800,000692
Total noninterest income$1,652,0001,513
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$575,0001,229
Trading account gains and fees$0153
Additional Noninterest Income$1,077,0001,444
Total noninterest expense$6,468,0001,518
Salaries and employee benefits$3,852,0001,338
Premises and equipment expense$555,0002,089
Additional noninterest expense$2,061,0001,624
Pre-tax net operating income$3,281,0001,088
Securities gains (losses)$03,178
Applicable income taxes$1,016,000874
Income before extraordinary items$2,265,0001,311
Extraordinary gains, net$019
Net income$2,265,0001,311
Minority interest net income$084
Net income of bank and minority interests.$2,265,0001,311
Net charge-offs$1,130,0001,041
Cash dividends$500,0001,580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,265,0001,238
2012-03-31 (YTD Data)Rank
Total interest income$6,694,0001,013
Total interest expense$1,697,000713
Net interest income$4,997,0001,113
Provision for loan and lease losses$900,000668
Total noninterest income$758,0001,588
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$284,0001,238
Trading account gains and fees$0148
Additional Noninterest Income$474,0001,562
Total noninterest expense$3,216,0001,525
Salaries and employee benefits$1,906,0001,356
Premises and equipment expense$278,0002,100
Additional noninterest expense$1,032,0001,606
Pre-tax net operating income$1,639,0001,072
Securities gains (losses)$02,210
Applicable income taxes$535,000830
Income before extraordinary items$1,104,0001,308
Extraordinary gains, net$019
Net income$1,104,0001,309
Minority interest net income$078
Net income of bank and minority interests.$1,104,0001,309
Net charge-offs$523,0001,059
Cash dividends$250,0001,398
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,104,0001,240
2011-12-31 (YTD Data)Rank
Total interest income$27,627,0001,009
Total interest expense$7,579,000780
Net interest income$20,048,0001,112
Provision for loan and lease losses$4,000,000947
Total noninterest income$3,200,0001,429
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,103,0001,343
Trading account gains and fees$0146
Additional Noninterest Income$2,097,0001,315
Total noninterest expense$12,675,0001,541
Salaries and employee benefits$7,328,0001,360
Premises and equipment expense$1,137,0002,148
Additional noninterest expense$4,210,0001,623
Pre-tax net operating income$6,573,000913
Securities gains (losses)$557,000730
Applicable income taxes$2,127,000745
Income before extraordinary items$5,003,0001,007
Extraordinary gains, net$029
Net income$5,003,0001,007
Minority interest net income$096
Net income of bank and minority interests.$5,003,0001,007
Net charge-offs$2,849,0001,232
Cash dividends$930,0001,713
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,613,1001,032
2011-09-30 (YTD Data)Rank
Total interest income$20,558,0001,035
Total interest expense$5,779,000805
Net interest income$14,779,0001,138
Provision for loan and lease losses$3,100,000910
Total noninterest income$2,406,0001,408
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$815,0001,372
Trading account gains and fees$0145
Additional Noninterest Income$1,591,0001,294
Total noninterest expense$9,514,0001,540
Salaries and employee benefits$5,445,0001,373
Premises and equipment expense$856,0002,164
Additional noninterest expense$3,213,0001,592
Pre-tax net operating income$4,571,0001,019
Securities gains (losses)$557,000593
Applicable income taxes$1,595,000754
Income before extraordinary items$3,533,0001,084
Extraordinary gains, net$021
Net income$3,533,0001,084
Minority interest net income$087
Net income of bank and minority interests.$3,533,0001,084
Net charge-offs$2,042,0001,207
Cash dividends$730,0001,449
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,148,6701,158
2011-06-30 (YTD Data)Rank
Total interest income$13,542,0001,057
Total interest expense$3,886,000832
Net interest income$9,656,0001,157
Provision for loan and lease losses$2,200,000858
Total noninterest income$1,603,0001,410
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$519,0001,410
Trading account gains and fees$0153
Additional Noninterest Income$1,084,0001,275
Total noninterest expense$6,465,0001,523
Salaries and employee benefits$3,600,0001,395
Premises and equipment expense$571,0002,193
Additional noninterest expense$2,294,0001,507
Pre-tax net operating income$2,594,0001,152
Securities gains (losses)$346,000491
Applicable income taxes$855,000869
Income before extraordinary items$2,085,0001,190
Extraordinary gains, net$015
Net income$2,085,0001,189
Minority interest net income$089
Net income of bank and minority interests.$2,085,0001,190
Net charge-offs$1,478,0001,134
Cash dividends$530,0001,362
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,839,3401,290
2011-03-31 (YTD Data)Rank
Total interest income$6,571,0001,106
Total interest expense$1,954,000863
Net interest income$4,617,0001,201
Provision for loan and lease losses$1,100,000794
Total noninterest income$806,0001,410
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$240,0001,490
Trading account gains and fees$0158
Additional Noninterest Income$566,0001,239
Total noninterest expense$3,189,0001,543
Salaries and employee benefits$1,772,0001,429
Premises and equipment expense$284,0002,238
Additional noninterest expense$1,133,0001,534
Pre-tax net operating income$1,134,0001,277
Securities gains (losses)$01,772
Applicable income taxes$364,000956
Income before extraordinary items$770,0001,534
Extraordinary gains, net$09
Net income$770,0001,534
Minority interest net income$086
Net income of bank and minority interests.$770,0001,534
Net charge-offs$791,0001,000
Cash dividends$330,0001,046
Sale, conversion, retirement of capital stock, net$0925
Net operating income$770,0001,488
2010-12-31 (YTD Data)Rank
Total interest income$27,774,0001,117
Total interest expense$8,770,000947
Net interest income$19,004,0001,179
Provision for loan and lease losses$4,300,0001,273
Total noninterest income$3,310,0001,445
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,193,0001,259
Trading account gains and fees$0175
Additional Noninterest Income$2,117,0001,357
Total noninterest expense$12,597,0001,578
Salaries and employee benefits$6,742,0001,461
Premises and equipment expense$1,142,0002,211
Additional noninterest expense$4,713,0001,527
Pre-tax net operating income$5,417,000958
Securities gains (losses)$184,0001,657
Applicable income taxes$1,635,000847
Income before extraordinary items$3,966,0001,098
Extraordinary gains, net$029
Net income$3,966,0001,099
Minority interest net income$0111
Net income of bank and minority interests.$3,966,0001,101
Net charge-offs$2,350,0001,697
Cash dividends$920,0001,585
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,835,3601,088
2010-09-30 (YTD Data)Rank
Total interest income$20,704,0001,133
Total interest expense$6,673,000975
Net interest income$14,031,0001,211
Provision for loan and lease losses$3,100,0001,241
Total noninterest income$2,441,0001,451
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$910,0001,272
Trading account gains and fees$0165
Additional Noninterest Income$1,531,0001,320
Total noninterest expense$9,538,0001,551
Salaries and employee benefits$5,120,0001,446
Premises and equipment expense$866,0002,224
Additional noninterest expense$3,552,0001,496
Pre-tax net operating income$3,834,0001,065
Securities gains (losses)$184,0001,436
Applicable income taxes$1,205,000879
Income before extraordinary items$2,813,0001,198
Extraordinary gains, net$023
Net income$2,813,0001,202
Minority interest net income$0110
Net income of bank and minority interests.$2,813,0001,202
Net charge-offs$1,736,0001,646
Cash dividends$620,0001,517
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,684,2001,198
2010-06-30 (YTD Data)Rank
Total interest income$13,660,0001,163
Total interest expense$4,523,000992
Net interest income$9,137,0001,247
Provision for loan and lease losses$1,800,0001,356
Total noninterest income$1,595,0001,449
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$614,0001,275
Trading account gains and fees$0152
Additional Noninterest Income$981,0001,314
Total noninterest expense$6,312,0001,567
Salaries and employee benefits$3,339,0001,482
Premises and equipment expense$590,0002,182
Additional noninterest expense$2,383,0001,488
Pre-tax net operating income$2,620,0001,021
Securities gains (losses)$03,184
Applicable income taxes$772,000865
Income before extraordinary items$1,848,0001,207
Extraordinary gains, net$019
Net income$1,848,0001,208
Minority interest net income$0105
Net income of bank and minority interests.$1,848,0001,208
Net charge-offs$746,0002,014
Cash dividends$320,0001,812
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,848,0001,162
2010-03-31 (YTD Data)Rank
Total interest income$6,752,0001,198
Total interest expense$2,304,0001,019
Net interest income$4,448,0001,297
Provision for loan and lease losses$900,0001,245
Total noninterest income$766,0001,493
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$305,0001,285
Trading account gains and fees$0175
Additional Noninterest Income$461,0001,379
Total noninterest expense$3,165,0001,588
Salaries and employee benefits$1,737,0001,445
Premises and equipment expense$294,0002,239
Additional noninterest expense$1,134,0001,555
Pre-tax net operating income$1,149,0001,146
Securities gains (losses)$02,284
Applicable income taxes$350,000920
Income before extraordinary items$799,0001,371
Extraordinary gains, net$016
Net income$799,0001,374
Minority interest net income$091
Net income of bank and minority interests.$799,0001,373
Net charge-offs$226,0002,304
Cash dividends$320,0001,020
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$799,0001,329
2009-12-31 (YTD Data)Rank
Total interest income$27,393,0001,259
Total interest expense$10,022,0001,189
Net interest income$17,371,0001,293
Provision for loan and lease losses$4,210,0001,612
Total noninterest income$2,984,0001,622
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,293,0001,336
Trading account gains and fees$0211
Additional Noninterest Income$1,691,0001,538
Total noninterest expense$12,045,0001,689
Salaries and employee benefits$6,729,0001,492
Premises and equipment expense$1,156,0002,287
Additional noninterest expense$4,160,0001,789
Pre-tax net operating income$4,100,0001,010
Securities gains (losses)$-134,0007,339
Applicable income taxes$1,162,000865
Income before extraordinary items$2,804,0001,192
Extraordinary gains, net$034
Net income$2,804,0001,190
Minority interest net income$0115
Net income of bank and minority interests.$2,804,0001,191
Net charge-offs$2,563,0001,769
Cash dividends$2,428,000748
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,899,1401,155
2009-09-30 (YTD Data)Rank
Total interest income$20,376,0001,297
Total interest expense$7,627,0001,226
Net interest income$12,749,0001,313
Provision for loan and lease losses$3,310,0001,394
Total noninterest income$2,220,0001,651
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$943,0001,372
Trading account gains and fees$0212
Additional Noninterest Income$1,277,0001,549
Total noninterest expense$9,002,0001,680
Salaries and employee benefits$5,157,0001,480
Premises and equipment expense$860,0002,330
Additional noninterest expense$2,985,0001,794
Pre-tax net operating income$2,657,0001,221
Securities gains (losses)$-134,0007,520
Applicable income taxes$724,0001,069
Income before extraordinary items$1,799,0001,490
Extraordinary gains, net$027
Net income$1,799,0001,488
Minority interest net income$0118
Net income of bank and minority interests.$1,799,0001,490
Net charge-offs$799,0002,476
Cash dividends$1,858,000692
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,894,1401,383
2009-06-30 (YTD Data)Rank
Total interest income$13,654,0001,318
Total interest expense$5,193,0001,271
Net interest income$8,461,0001,318
Provision for loan and lease losses$520,0002,920
Total noninterest income$1,442,0001,701
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$601,0001,419
Trading account gains and fees$0193
Additional Noninterest Income$841,0001,585
Total noninterest expense$5,796,0001,765
Salaries and employee benefits$3,368,0001,525
Premises and equipment expense$550,0002,445
Additional noninterest expense$1,878,0001,906
Pre-tax net operating income$3,587,000635
Securities gains (losses)$03,136
Applicable income taxes$1,116,000551
Income before extraordinary items$2,471,000750
Extraordinary gains, net$021
Net income$2,471,000747
Minority interest net income$0112
Net income of bank and minority interests.$2,471,000750
Net charge-offs$153,0003,753
Cash dividends$1,333,000697
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,471,000727
2009-03-31 (YTD Data)Rank
Total interest income$6,655,0001,362
Total interest expense$2,674,0001,284
Net interest income$3,981,0001,389
Provision for loan and lease losses$210,0002,775
Total noninterest income$662,0001,767
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$286,0001,438
Trading account gains and fees$0171
Additional Noninterest Income$376,0001,685
Total noninterest expense$2,769,0001,788
Salaries and employee benefits$1,664,0001,567
Premises and equipment expense$271,0002,508
Additional noninterest expense$834,0001,922
Pre-tax net operating income$1,664,000765
Securities gains (losses)$02,434
Applicable income taxes$528,000637
Income before extraordinary items$1,136,000938
Extraordinary gains, net$015
Net income$1,136,000939
Minority interest net income$0102
Net income of bank and minority interests.$1,136,000940
Net charge-offs$18,0004,403
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,136,000879
2008-12-31 (YTD Data)Rank
Total interest income$25,043,0001,550
Total interest expense$10,378,0001,563
Net interest income$14,665,0001,525
Provision for loan and lease losses$815,0003,015
Total noninterest income$3,118,0001,514
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,356,0001,332
Trading account gains and fees$0154
Additional Noninterest Income$1,762,0001,426
Total noninterest expense$10,979,0001,769
Salaries and employee benefits$6,623,0001,560
Premises and equipment expense$1,143,0002,345
Additional noninterest expense$3,213,0001,903
Pre-tax net operating income$5,989,000934
Securities gains (losses)$03,220
Applicable income taxes$1,880,000714
Income before extraordinary items$4,109,0001,004
Extraordinary gains, net$039
Net income$4,109,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0003,399
Cash dividends$2,559,0001,068
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,109,0001,074
2008-09-30 (YTD Data)Rank
Total interest income$18,387,0001,626
Total interest expense$7,640,0001,650
Net interest income$10,747,0001,573
Provision for loan and lease losses$385,0003,138
Total noninterest income$2,315,0001,589
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,007,0001,346
Trading account gains and fees$0148
Additional Noninterest Income$1,308,0001,495
Total noninterest expense$8,115,0001,782
Salaries and employee benefits$4,896,0001,601
Premises and equipment expense$835,0002,398
Additional noninterest expense$2,384,0001,855
Pre-tax net operating income$4,562,0001,113
Securities gains (losses)$03,106
Applicable income taxes$1,429,000876
Income before extraordinary items$3,133,0001,171
Extraordinary gains, net$031
Net income$3,133,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,695
Cash dividends$2,019,0001,003
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,133,0001,243
2008-06-30 (YTD Data)Rank
Total interest income$11,920,0001,686
Total interest expense$5,039,0001,749
Net interest income$6,881,0001,636
Provision for loan and lease losses$265,0002,737
Total noninterest income$1,555,0001,601
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$640,0001,397
Trading account gains and fees$0149
Additional Noninterest Income$915,0001,492
Total noninterest expense$5,344,0001,804
Salaries and employee benefits$3,220,0001,634
Premises and equipment expense$543,0002,455
Additional noninterest expense$1,581,0001,828
Pre-tax net operating income$2,827,0001,252
Securities gains (losses)$03,233
Applicable income taxes$883,0001,035
Income before extraordinary items$1,944,0001,427
Extraordinary gains, net$021
Net income$1,944,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,936
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,944,0001,396
2008-03-31 (YTD Data)Rank
Total interest income$5,907,0001,746
Total interest expense$2,604,0001,812
Net interest income$3,303,0001,686
Provision for loan and lease losses$90,0002,858
Total noninterest income$717,0001,711
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$304,0001,439
Trading account gains and fees$0158
Additional Noninterest Income$413,0001,591
Total noninterest expense$2,633,0001,823
Salaries and employee benefits$1,600,0001,648
Premises and equipment expense$274,0002,460
Additional noninterest expense$759,0001,856
Pre-tax net operating income$1,297,0001,439
Securities gains (losses)$02,688
Applicable income taxes$402,0001,189
Income before extraordinary items$895,0001,660
Extraordinary gains, net$015
Net income$895,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,069
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$895,0001,602
2007-12-31 (YTD Data)Rank
Total interest income$24,119,0001,767
Total interest expense$11,041,0001,810
Net interest income$13,078,0001,733
Provision for loan and lease losses$270,0003,372
Total noninterest income$3,059,0001,613
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,210,0001,482
Trading account gains and fees$0178
Additional Noninterest Income$1,849,0001,433
Total noninterest expense$10,424,0001,782
Salaries and employee benefits$6,262,0001,611
Premises and equipment expense$1,214,0002,138
Additional noninterest expense$2,948,0001,872
Pre-tax net operating income$5,443,0001,534
Securities gains (losses)$02,146
Applicable income taxes$1,695,0001,288
Income before extraordinary items$3,748,0001,689
Extraordinary gains, net$039
Net income$3,748,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0002,061
Cash dividends$2,516,0001,365
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,748,0001,674
2007-09-30 (YTD Data)Rank
Total interest income$18,038,0001,776
Total interest expense$8,290,0001,802
Net interest income$9,748,0001,744
Provision for loan and lease losses$180,0003,151
Total noninterest income$2,212,0001,667
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$873,0001,508
Trading account gains and fees$0184
Additional Noninterest Income$1,339,0001,489
Total noninterest expense$7,758,0001,771
Salaries and employee benefits$4,667,0001,617
Premises and equipment expense$924,0002,094
Additional noninterest expense$2,167,0001,860
Pre-tax net operating income$4,022,0001,657
Securities gains (losses)$01,655
Applicable income taxes$1,268,0001,389
Income before extraordinary items$2,754,0001,829
Extraordinary gains, net$033
Net income$2,754,0001,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,343
Cash dividends$1,996,0001,237
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,754,0001,815
2007-06-30 (YTD Data)Rank
Total interest income$11,865,0001,817
Total interest expense$5,450,0001,831
Net interest income$6,415,0001,786
Provision for loan and lease losses$120,0002,960
Total noninterest income$1,370,0001,780
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$553,0001,588
Trading account gains and fees$0168
Additional Noninterest Income$817,0001,593
Total noninterest expense$5,063,0001,817
Salaries and employee benefits$3,064,0001,672
Premises and equipment expense$619,0002,094
Additional noninterest expense$1,380,0001,952
Pre-tax net operating income$2,602,0001,769
Securities gains (losses)$01,444
Applicable income taxes$819,0001,464
Income before extraordinary items$1,783,0001,929
Extraordinary gains, net$029
Net income$1,783,0001,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$1,498,0001,135
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,783,0001,911
2007-03-31 (YTD Data)Rank
Total interest income$5,852,0001,837
Total interest expense$2,687,0001,840
Net interest income$3,165,0001,819
Provision for loan and lease losses$60,0002,747
Total noninterest income$654,0001,820
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$273,0001,568
Trading account gains and fees$0195
Additional Noninterest Income$381,0001,644
Total noninterest expense$2,510,0001,836
Salaries and employee benefits$1,522,0001,711
Premises and equipment expense$300,0002,181
Additional noninterest expense$688,0001,930
Pre-tax net operating income$1,249,0001,804
Securities gains (losses)$01,187
Applicable income taxes$391,0001,550
Income before extraordinary items$858,0001,947
Extraordinary gains, net$022
Net income$858,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,465
Cash dividends$750,0001,020
Sale, conversion, retirement of capital stock, net$0885
Net operating income$858,0001,939
2006-12-31 (YTD Data)Rank
Total interest income$22,030,0001,834
Total interest expense$9,030,0001,843
Net interest income$13,000,0001,772
Provision for loan and lease losses$240,0003,157
Total noninterest income$2,757,0001,745
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,197,0001,494
Trading account gains and fees$0130
Additional Noninterest Income$1,560,0001,622
Total noninterest expense$9,613,0001,858
Salaries and employee benefits$5,728,0001,700
Premises and equipment expense$1,072,0002,311
Additional noninterest expense$2,813,0001,871
Pre-tax net operating income$5,904,0001,636
Securities gains (losses)$-40,0007,853
Applicable income taxes$1,866,0001,409
Income before extraordinary items$3,998,0001,788
Extraordinary gains, net$051
Net income$3,998,0001,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,871
Cash dividends$3,019,0001,112
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,025,2001,758
2006-09-30 (YTD Data)Rank
Total interest income$16,100,0001,867
Total interest expense$6,397,0001,882
Net interest income$9,703,0001,801
Provision for loan and lease losses$180,0003,038
Total noninterest income$2,027,0001,781
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$895,0001,511
Trading account gains and fees$0126
Additional Noninterest Income$1,132,0001,659
Total noninterest expense$7,059,0001,884
Salaries and employee benefits$4,223,0001,732
Premises and equipment expense$758,0002,450
Additional noninterest expense$2,078,0001,877
Pre-tax net operating income$4,491,0001,655
Securities gains (losses)$01,388
Applicable income taxes$1,415,0001,452
Income before extraordinary items$3,076,0001,793
Extraordinary gains, net$045
Net income$3,076,0001,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,132
Cash dividends$2,319,0001,021
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,076,0001,773
2006-06-30 (YTD Data)Rank
Total interest income$10,427,0001,888
Total interest expense$3,996,0001,904
Net interest income$6,431,0001,813
Provision for loan and lease losses$120,0002,983
Total noninterest income$1,316,0001,823
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$585,0001,525
Trading account gains and fees$0126
Additional Noninterest Income$731,0001,703
Total noninterest expense$4,592,0001,924
Salaries and employee benefits$2,760,0001,774
Premises and equipment expense$486,0002,547
Additional noninterest expense$1,346,0001,950
Pre-tax net operating income$3,035,0001,631
Securities gains (losses)$01,185
Applicable income taxes$968,0001,440
Income before extraordinary items$2,067,0001,761
Extraordinary gains, net$039
Net income$2,067,0001,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,609
Cash dividends$1,230,0001,222
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,067,0001,749
2006-03-31 (YTD Data)Rank
Total interest income$5,030,0001,902
Total interest expense$1,851,0001,956
Net interest income$3,179,0001,820
Provision for loan and lease losses$60,0002,788
Total noninterest income$587,0001,964
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$272,0001,560
Trading account gains and fees$0115
Additional Noninterest Income$315,0001,866
Total noninterest expense$2,216,0001,995
Salaries and employee benefits$1,343,0001,840
Premises and equipment expense$226,0002,708
Additional noninterest expense$647,0002,015
Pre-tax net operating income$1,490,0001,639
Securities gains (losses)$0955
Applicable income taxes$475,0001,458
Income before extraordinary items$1,015,0001,764
Extraordinary gains, net$021
Net income$1,015,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,015,0001,747
2005-12-31 (YTD Data)Rank
Total interest income$19,446,0001,724
Total interest expense$6,952,0001,643
Net interest income$12,494,0001,755
Provision for loan and lease losses$360,0002,451
Total noninterest income$2,529,0001,845
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,044,0001,659
Trading account gains and fees$0138
Additional Noninterest Income$1,485,0001,674
Total noninterest expense$8,531,0001,963
Salaries and employee benefits$4,815,0001,922
Premises and equipment expense$883,0002,641
Additional noninterest expense$2,833,0001,777
Pre-tax net operating income$6,132,0001,553
Securities gains (losses)$-87,0008,381
Applicable income taxes$1,837,0001,459
Income before extraordinary items$4,208,0001,673
Extraordinary gains, net$046
Net income$4,208,0001,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,305
Cash dividends$2,000,0001,446
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,268,9001,621
2005-09-30 (YTD Data)Rank
Total interest income$14,296,0001,715
Total interest expense$5,079,0001,584
Net interest income$9,217,0001,767
Provision for loan and lease losses$270,0002,383
Total noninterest income$1,887,0001,871
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$772,0001,666
Trading account gains and fees$0126
Additional Noninterest Income$1,115,0001,675
Total noninterest expense$6,232,0001,990
Salaries and employee benefits$3,539,0001,932
Premises and equipment expense$647,0002,685
Additional noninterest expense$2,046,0001,821
Pre-tax net operating income$4,602,0001,557
Securities gains (losses)$02,317
Applicable income taxes$1,425,0001,441
Income before extraordinary items$3,177,0001,656
Extraordinary gains, net$035
Net income$3,177,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,045
Cash dividends$1,550,0001,301
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,177,0001,618
2005-06-30 (YTD Data)Rank
Total interest income$9,152,0001,742
Total interest expense$3,155,0001,608
Net interest income$5,997,0001,796
Provision for loan and lease losses$180,0002,307
Total noninterest income$1,211,0001,917
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$496,0001,697
Trading account gains and fees$0116
Additional Noninterest Income$715,0001,719
Total noninterest expense$4,088,0002,015
Salaries and employee benefits$2,319,0001,949
Premises and equipment expense$431,0002,657
Additional noninterest expense$1,338,0001,849
Pre-tax net operating income$2,940,0001,588
Securities gains (losses)$02,146
Applicable income taxes$889,0001,498
Income before extraordinary items$2,051,0001,669
Extraordinary gains, net$030
Net income$2,051,0001,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,271
Cash dividends$900,0001,434
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,051,0001,637
2005-03-31 (YTD Data)Rank
Total interest income$4,436,0001,757
Total interest expense$1,476,0001,615
Net interest income$2,960,0001,805
Provision for loan and lease losses$90,0002,180
Total noninterest income$550,0001,999
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$205,0001,965
Trading account gains and fees$0115
Additional Noninterest Income$345,0001,715
Total noninterest expense$2,010,0002,055
Salaries and employee benefits$1,134,0002,015
Premises and equipment expense$208,0002,776
Additional noninterest expense$668,0001,840
Pre-tax net operating income$1,410,0001,602
Securities gains (losses)$01,685
Applicable income taxes$402,0001,596
Income before extraordinary items$1,008,0001,662
Extraordinary gains, net$024
Net income$1,008,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,042
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,008,0001,636
2004-12-31 (YTD Data)Rank
Total interest income$16,268,0001,759
Total interest expense$5,319,0001,542
Net interest income$10,949,0001,845
Provision for loan and lease losses$240,0003,319
Total noninterest income$2,258,0002,018
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$911,0001,921
Trading account gains and fees$0138
Additional Noninterest Income$1,347,0001,760
Total noninterest expense$7,685,0002,074
Salaries and employee benefits$4,392,0001,990
Premises and equipment expense$835,0002,689
Additional noninterest expense$2,458,0001,985
Pre-tax net operating income$5,282,0001,614
Securities gains (losses)$-1,0007,794
Applicable income taxes$1,688,0001,467
Income before extraordinary items$3,593,0001,770
Extraordinary gains, net$034
Net income$3,593,0001,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,489
Cash dividends$2,352,0001,194
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,593,6801,721
2004-09-30 (YTD Data)Rank
Total interest income$11,828,0001,794
Total interest expense$3,812,0001,587
Net interest income$8,016,0001,881
Provision for loan and lease losses$180,0003,152
Total noninterest income$1,670,0002,046
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$690,0001,917
Trading account gains and fees$0134
Additional Noninterest Income$980,0001,794
Total noninterest expense$5,692,0002,101
Salaries and employee benefits$3,289,0001,983
Premises and equipment expense$619,0002,707
Additional noninterest expense$1,784,0002,019
Pre-tax net operating income$3,814,0001,684
Securities gains (losses)$99,0001,176
Applicable income taxes$1,248,0001,496
Income before extraordinary items$2,665,0001,804
Extraordinary gains, net$026
Net income$2,665,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,607
Cash dividends$1,672,0001,153
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,597,6801,793
2004-06-30 (YTD Data)Rank
Total interest income$7,730,0001,817
Total interest expense$2,467,0001,612
Net interest income$5,263,0001,900
Provision for loan and lease losses$120,0003,090
Total noninterest income$1,102,0002,052
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$467,0001,868
Trading account gains and fees$0130
Additional Noninterest Income$635,0001,844
Total noninterest expense$3,794,0002,111
Salaries and employee benefits$2,195,0001,984
Premises and equipment expense$410,0002,731
Additional noninterest expense$1,189,0002,017
Pre-tax net operating income$2,451,0001,717
Securities gains (losses)$11,0002,367
Applicable income taxes$782,0001,555
Income before extraordinary items$1,680,0001,872
Extraordinary gains, net$021
Net income$1,680,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,262
Cash dividends$1,237,0001,063
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,672,5201,833
2004-03-31 (YTD Data)Rank
Total interest income$3,843,0001,831
Total interest expense$1,241,0001,625
Net interest income$2,602,0001,917
Provision for loan and lease losses$60,0002,918
Total noninterest income$527,0002,071
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$224,0001,881
Trading account gains and fees$0121
Additional Noninterest Income$303,0001,876
Total noninterest expense$1,880,0002,133
Salaries and employee benefits$1,104,0001,996
Premises and equipment expense$201,0002,796
Additional noninterest expense$575,0002,052
Pre-tax net operating income$1,189,0001,738
Securities gains (losses)$02,934
Applicable income taxes$378,0001,643
Income before extraordinary items$811,0001,932
Extraordinary gains, net$016
Net income$811,0001,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,590
Cash dividends$750,000847
Sale, conversion, retirement of capital stock, net$0464
Net operating income$811,0001,844
2003-12-31 (YTD Data)Rank
Total interest income$16,154,0001,761
Total interest expense$5,890,0001,511
Net interest income$10,264,0001,899
Provision for loan and lease losses$220,0003,843
Total noninterest income$2,133,0002,216
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$905,0001,907
Trading account gains and fees$0160
Additional Noninterest Income$1,228,0002,092
Total noninterest expense$7,077,0002,223
Salaries and employee benefits$3,964,0002,143
Premises and equipment expense$814,0002,715
Additional noninterest expense$2,299,0002,100
Pre-tax net operating income$5,100,0001,588
Securities gains (losses)$-97,0009,019
Applicable income taxes$1,525,0001,601
Income before extraordinary items$3,478,0001,791
Extraordinary gains, net$054
Net income$3,478,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,739
Cash dividends$2,930,0001,021
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,545,9001,675
2003-09-30 (YTD Data)Rank
Total interest income$12,222,0001,776
Total interest expense$4,553,0001,528
Net interest income$7,669,0001,916
Provision for loan and lease losses$160,0003,772
Total noninterest income$1,558,0002,292
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$663,0001,954
Trading account gains and fees$0153
Additional Noninterest Income$895,0002,211
Total noninterest expense$5,182,0002,286
Salaries and employee benefits$2,905,0002,194
Premises and equipment expense$588,0002,827
Additional noninterest expense$1,689,0002,128
Pre-tax net operating income$3,885,0001,630
Securities gains (losses)$3,0003,777
Applicable income taxes$1,167,0001,649
Income before extraordinary items$2,721,0001,773
Extraordinary gains, net$040
Net income$2,721,0001,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,038
Cash dividends$2,140,000955
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,718,9001,677
2003-06-30 (YTD Data)Rank
Total interest income$8,253,0001,772
Total interest expense$3,125,0001,543
Net interest income$5,128,0001,908
Provision for loan and lease losses$130,0003,332
Total noninterest income$1,013,0002,341
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$419,0002,006
Trading account gains and fees$0150
Additional Noninterest Income$594,0002,203
Total noninterest expense$3,527,0002,226
Salaries and employee benefits$2,022,0002,103
Premises and equipment expense$392,0002,823
Additional noninterest expense$1,113,0002,147
Pre-tax net operating income$2,484,0001,683
Securities gains (losses)$3,0003,367
Applicable income taxes$784,0001,651
Income before extraordinary items$1,703,0001,884
Extraordinary gains, net$030
Net income$1,703,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,597
Cash dividends$1,580,000906
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,700,9601,775
2003-03-31 (YTD Data)Rank
Total interest income$4,160,0001,768
Total interest expense$1,592,0001,553
Net interest income$2,568,0001,896
Provision for loan and lease losses$70,0003,059
Total noninterest income$450,0002,475
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$173,0002,299
Trading account gains and fees$0134
Additional Noninterest Income$277,0002,225
Total noninterest expense$1,727,0002,262
Salaries and employee benefits$1,013,0002,084
Premises and equipment expense$185,0002,937
Additional noninterest expense$529,0002,214
Pre-tax net operating income$1,221,0001,721
Securities gains (losses)$3,0002,514
Applicable income taxes$392,0001,651
Income before extraordinary items$832,0001,903
Extraordinary gains, net$021
Net income$832,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$790,000841
Sale, conversion, retirement of capital stock, net$0419
Net operating income$829,9601,799
2002-12-31 (YTD Data)Rank
Total interest income$17,282,0001,793
Total interest expense$7,247,0001,560
Net interest income$10,035,0001,938
Provision for loan and lease losses$381,0002,938
Total noninterest income$1,363,0002,811
Gross Fiduciary activities income$8,0001,447
Service charges on deposit accounts$717,0002,212
Trading account gains and fees$0153
Additional Noninterest Income$638,0002,868
Total noninterest expense$6,384,0002,335
Salaries and employee benefits$3,601,0002,228
Premises and equipment expense$688,0003,038
Additional noninterest expense$2,095,0002,209
Pre-tax net operating income$4,633,0001,754
Securities gains (losses)$04,537
Applicable income taxes$1,456,0001,693
Income before extraordinary items$3,177,0001,890
Extraordinary gains, net$070
Net income$3,177,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0003,030
Cash dividends$1,760,0001,461
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,177,0001,828
2001-12-31 (YTD Data)Rank
Total interest income$17,083,0002,004
Total interest expense$9,304,0001,746
Net interest income$7,779,0002,297
Provision for loan and lease losses$198,0004,171
Total noninterest income$1,087,0003,147
Gross Fiduciary activities income$7,0001,492
Service charges on deposit accounts$674,0002,218
Trading account gains and fees$0177
Additional Noninterest Income$406,0003,496
Total noninterest expense$5,681,0002,494
Salaries and employee benefits$3,167,0002,372
Premises and equipment expense$642,0003,182
Additional noninterest expense$1,872,0002,384
Pre-tax net operating income$2,987,0002,273
Securities gains (losses)$04,612
Applicable income taxes$1,003,0002,061
Income before extraordinary items$1,984,0002,559
Extraordinary gains, net$0105
Net income$1,984,0002,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,941
Cash dividends$954,0002,345
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,984,0002,471
2000-12-31 (YTD Data)Rank
Total interest income$14,871,0002,354
Total interest expense$7,409,0002,291
Net interest income$7,462,0002,379
Provision for loan and lease losses$120,0004,828
Total noninterest income$962,0003,221
Gross Fiduciary activities income$4,0001,270
Service charges on deposit accounts$555,0002,450
Trading account gains and fees$0180
Additional Noninterest Income$403,0003,325
Total noninterest expense$4,609,0002,932
Salaries and employee benefits$2,784,0002,558
Premises and equipment expense$500,0003,789
Additional noninterest expense$1,325,0003,126
Pre-tax net operating income$3,695,0001,977
Securities gains (losses)$-29,0008,927
Applicable income taxes$1,258,0001,756
Income before extraordinary items$2,408,0002,153
Extraordinary gains, net$038
Net income$2,408,0002,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,477
Cash dividends$1,345,0001,794
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,427,1402,136
1999-12-31 (YTD Data)Rank
Total interest income$13,736,0002,383
Total interest expense$6,484,0002,274
Net interest income$7,252,0002,438
Provision for loan and lease losses$140,0004,418
Total noninterest income$867,0003,428
Gross Fiduciary activities income$43,0001,120
Service charges on deposit accounts$471,0002,770
Trading account gains and fees$0173
Additional Noninterest Income$353,0003,682
Total noninterest expense$4,259,0003,129
Salaries and employee benefits$2,583,0002,715
Premises and equipment expense$456,0004,078
Additional noninterest expense$1,220,0003,377
Pre-tax net operating income$3,720,0001,979
Securities gains (losses)$03,155
Applicable income taxes$1,246,0001,856
Income before extraordinary items$2,474,0002,116
Extraordinary gains, net$035
Net income$2,474,0002,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,309
Cash dividends$1,419,0001,759
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,474,0002,085
1998-12-31 (YTD Data)Rank
Total interest income$13,559,0002,398
Total interest expense$6,946,0002,183
Net interest income$6,613,0002,581
Provision for loan and lease losses$110,0004,906
Total noninterest income$644,0004,195
Gross Fiduciary activities income$2,0001,363
Service charges on deposit accounts$420,0003,001
Trading account gains and fees$0224
Additional Noninterest Income$222,0004,695
Total noninterest expense$3,825,0003,354
Salaries and employee benefits$2,197,0003,052
Premises and equipment expense$443,0004,074
Additional noninterest expense$1,185,0003,408
Pre-tax net operating income$3,322,0002,168
Securities gains (losses)$11,0002,878
Applicable income taxes$1,123,0002,101
Income before extraordinary items$2,210,0002,334
Extraordinary gains, net$032
Net income$2,210,0002,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,320
Cash dividends$1,550,0001,609
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,202,7402,265
1997-12-31 (YTD Data)Rank
Total interest income$12,993,0002,527
Total interest expense$6,332,0002,371
Net interest income$6,661,0002,612
Provision for loan and lease losses$180,0003,648
Total noninterest income$602,0004,395
Gross Fiduciary activities income$4,0001,385
Service charges on deposit accounts$400,0003,227
Trading account gains and fees$0239
Additional Noninterest Income$198,0004,977
Total noninterest expense$3,525,0003,586
Salaries and employee benefits$2,042,0003,243
Premises and equipment expense$455,0004,006
Additional noninterest expense$1,028,0003,800
Pre-tax net operating income$3,558,0002,110
Securities gains (losses)$-26,00010,459
Applicable income taxes$1,194,0002,095
Income before extraordinary items$2,338,0002,251
Extraordinary gains, net$044
Net income$2,338,0002,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,755
Cash dividends$2,120,0001,237
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,355,1602,178
1996-12-31 (YTD Data)Rank
Total interest income$11,994,0002,751
Total interest expense$6,075,0002,522
Net interest income$5,919,0002,993
Provision for loan and lease losses$226,0003,144
Total noninterest income$455,0005,503
Gross Fiduciary activities income$11,0001,397
Service charges on deposit accounts$253,0004,779
Trading account gains and fees$0262
Additional Noninterest Income$191,0005,306
Total noninterest expense$3,370,0003,918
Salaries and employee benefits$1,925,0003,456
Premises and equipment expense$457,0004,060
Additional noninterest expense$988,0004,450
Pre-tax net operating income$2,778,0002,528
Securities gains (losses)$-14,00010,446
Applicable income taxes$927,0002,509
Income before extraordinary items$1,837,0002,645
Extraordinary gains, net$053
Net income$1,837,0002,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,238
Cash dividends$588,0003,108
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,846,2402,590
1995-12-31 (YTD Data)Rank
Total interest income$10,637,0003,118
Total interest expense$5,521,0002,775
Net interest income$5,116,0003,459
Provision for loan and lease losses$165,0003,441
Total noninterest income$407,0005,925
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$236,0005,108
Trading account gains and fees$0522
Additional Noninterest Income$171,0005,593
Total noninterest expense$3,291,0003,960
Salaries and employee benefits$1,955,0003,376
Premises and equipment expense$412,0004,418
Additional noninterest expense$924,0004,660
Pre-tax net operating income$2,067,0003,379
Securities gains (losses)$-44,00011,097
Applicable income taxes$676,0003,337
Income before extraordinary items$1,347,0003,558
Extraordinary gains, net$065
Net income$1,347,0003,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,295
Cash dividends$171,0005,835
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,376,4803,496
1994-12-31 (YTD Data)Rank
Total interest income$9,280,0003,250
Total interest expense$4,559,0002,684
Net interest income$4,721,0003,750
Provision for loan and lease losses$60,0005,594
Total noninterest income$376,0006,382
Gross Fiduciary activities income$4,0001,536
Service charges on deposit accounts$219,0005,521
Trading account gains and fees$0475
Additional Noninterest Income$153,0006,154
Total noninterest expense$3,061,0004,336
Salaries and employee benefits$1,787,0003,646
Premises and equipment expense$323,0005,394
Additional noninterest expense$951,0004,918
Pre-tax net operating income$1,976,0003,460
Securities gains (losses)$-51,00011,045
Applicable income taxes$626,0003,387
Income before extraordinary items$1,299,0003,593
Extraordinary gains, net$0249
Net income$1,299,0003,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,934
Cash dividends$973,0001,982
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,333,1703,551
1993-12-31 (YTD Data)Rank
Total interest income$8,786,0003,497
Total interest expense$4,435,0002,888
Net interest income$4,351,0004,080
Provision for loan and lease losses$60,0006,949
Total noninterest income$381,0006,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$221,0005,578
Trading account gains and feesNANA
Additional Noninterest Income$160,0006,357
Total noninterest expense$2,884,0004,672
Salaries and employee benefits$1,623,0003,974
Premises and equipment expense$342,0005,325
Additional noninterest expense$919,0005,274
Pre-tax net operating income$1,788,0003,700
Securities gains (losses)$-65,00013,125
Applicable income taxes$505,0004,146
Income before extraordinary items$1,218,0003,960
Extraordinary gains, net$03,149
Net income$1,218,0004,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0007,365
Cash dividends$764,0002,241
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,264,1503,614
1992-12-31 (YTD Data)Rank
Total interest income$8,171,0004,218
Total interest expense$3,966,0004,110
Net interest income$4,205,0004,257
Provision for loan and lease losses$60,0008,535
Total noninterest income$317,0007,498
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$204,0005,921
Trading account gains and feesNANA
Additional Noninterest Income$113,0007,650
Total noninterest expense$2,663,0005,018
Salaries and employee benefits$1,526,0004,168
Premises and equipment expense$363,0005,201
Additional noninterest expense$774,0006,252
Pre-tax net operating income$1,799,0003,434
Securities gains (losses)$32,0004,877
Applicable income taxes$546,0003,714
Income before extraordinary items$1,285,0003,579
Extraordinary gains, net$216,000404
Net income$1,501,0003,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0009,354
Cash dividends$1,112,0001,412
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,262,6003,371

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.