Home > Farmers & Merchants Bank > Assets and Liabilities
Farmers & Merchants Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $203,579,000 | 2,310 |
| Cash and due from depository institutions | $6,943,000 | 2,506 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $83,019,000 | 1,387 |
| Federal funds sold & reverse repurchase agreements | $7,446,000 | 1,290 |
| Net loans & leases | $72,412,000 | 3,870 |
| Loan loss allowance | $1,119,000 | 3,106 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $746,000 | 6,803 |
| Other real estate owned | $0 | 2,506 |
| Goodwill and other intangibles | $30,870,000 | 193 |
| All other assets | $2,143,000 | 3,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,579,000 | 2,310 |
| Total liabilities | $150,823,000 | 2,808 |
| Total deposits | $147,426,000 | 2,598 |
| Interest-bearing deposits | $126,923,000 | 2,588 |
| Deposits held in domestic offices | $147,426,000 | 2,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,786,000 | 4,084 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,611,000 | 2,249 |
| Total equity capital | $52,756,000 | 858 |
| Total bank equity capital | $52,756,000 | 858 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,600,000 | 1,070 |
| Surplus | $7,600,000 | 2,094 |
| Undivided profits | $41,556,000 | 611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $343,000 | 5,990 |
| Earning assets | $162,877,000 | 2,652 |
| Long-term assets (5+ years) | $52,048,000 | 1,655 |
| Average Assets, year-to-date | $179,267,600 | 2,525 |
| Average Assets, quarterly | $189,702,500 | 2,454 |
| Volatile liabilities | $21,719,000 | 3,290 |
| Insider loans | $1,767,000 | 2,451 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,873,000 | 4,013 |
| Tier 1 (core) risk-based capital | $23,047,000 | 1,901 |
| Tier 2 risk-based capital | $1,014,380 | 3,109 |
| Total risk weighted assets | $81,046,080 | 3,581 |
| Total unused commitments | $8,873,000 | 4,016 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 72 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $165,981,000 | 2,772 |
| Cash and due from depository institutions | $5,284,000 | 2,441 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $89,709,000 | 1,299 |
| Federal funds sold & reverse repurchase agreements | $2,334,000 | 5,456 |
| Net loans & leases | $66,060,000 | 3,961 |
| Loan loss allowance | $1,069,000 | 3,154 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $739,000 | 6,817 |
| Other real estate owned | $0 | 2,441 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,855,000 | 3,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,981,000 | 2,772 |
| Total liabilities | $144,046,000 | 2,859 |
| Total deposits | $140,548,000 | 2,716 |
| Interest-bearing deposits | $120,402,000 | 2,713 |
| Deposits held in domestic offices | $140,548,000 | 2,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,071,000 | 3,197 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,427,000 | 2,641 |
| Total equity capital | $21,935,000 | 2,050 |
| Total bank equity capital | $21,935,000 | 2,050 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,600,000 | 1,033 |
| Surplus | $7,600,000 | 2,010 |
| Undivided profits | $10,735,000 | 2,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $299,000 | 6,579 |
| Earning assets | $158,103,000 | 2,676 |
| Long-term assets (5+ years) | $44,377,000 | 1,740 |
| Average Assets, year-to-date | $165,798,200 | 2,608 |
| Average Assets, quarterly | $167,071,000 | 2,706 |
| Volatile liabilities | $18,891,000 | 3,150 |
| Insider loans | $1,511,000 | 2,638 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,385,000 | 3,774 |
| Tier 1 (core) risk-based capital | $21,494,000 | 1,986 |
| Tier 2 risk-based capital | $937,340 | 3,212 |
| Total risk weighted assets | $74,855,340 | 3,639 |
| Total unused commitments | $9,385,000 | 3,781 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 70 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $159,461,000 | 2,804 |
| Cash and due from depository institutions | $6,288,000 | 2,570 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $79,912,000 | 1,443 |
| Federal funds sold & reverse repurchase agreements | $1,976,000 | 5,018 |
| Net loans & leases | $68,452,000 | 3,913 |
| Loan loss allowance | $1,059,000 | 3,202 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $866,000 | 6,411 |
| Other real estate owned | $0 | 2,570 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,967,000 | 3,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,461,000 | 2,804 |
| Total liabilities | $139,211,000 | 2,891 |
| Total deposits | $135,406,000 | 2,761 |
| Interest-bearing deposits | $117,141,000 | 2,733 |
| Deposits held in domestic offices | $135,406,000 | 2,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,357,000 | 2,701 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,448,000 | 2,629 |
| Total equity capital | $20,250,000 | 2,204 |
| Total bank equity capital | $20,250,000 | 2,204 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,600,000 | 1,014 |
| Surplus | $7,600,000 | 1,983 |
| Undivided profits | $9,050,000 | 2,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 9,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $363,000 | 6,065 |
| Earning assets | $150,340,000 | 2,739 |
| Long-term assets (5+ years) | $37,101,000 | 1,780 |
| Average Assets, year-to-date | $156,342,000 | 2,723 |
| Average Assets, quarterly | $158,012,000 | 2,788 |
| Volatile liabilities | $17,866,000 | 3,285 |
| Insider loans | $1,842,000 | 2,215 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,862,000 | 3,738 |
| Tier 1 (core) risk-based capital | $20,017,000 | 2,126 |
| Tier 2 risk-based capital | $928,110 | 3,149 |
| Total risk weighted assets | $74,117,710 | 3,647 |
| Total unused commitments | $8,862,000 | 3,740 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $153,124,000 | 2,998 |
| Cash and due from depository institutions | $3,790,000 | 2,699 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $74,515,000 | 1,625 |
| Federal funds sold & reverse repurchase agreements | $3,018,000 | 3,828 |
| Net loans & leases | $68,552,000 | 3,917 |
| Loan loss allowance | $1,041,000 | 3,389 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $849,000 | 6,542 |
| Other real estate owned | $0 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,400,000 | 3,048 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,124,000 | 2,998 |
| Total liabilities | $134,595,000 | 3,059 |
| Total deposits | $129,289,000 | 2,951 |
| Interest-bearing deposits | $112,354,000 | 2,933 |
| Deposits held in domestic offices | $129,289,000 | 2,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,143,000 | 2,013 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,163,000 | 3,143 |
| Total equity capital | $18,529,000 | 2,429 |
| Total bank equity capital | $18,529,000 | 2,429 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,400,000 | 1,625 |
| Surplus | $7,600,000 | 2,044 |
| Undivided profits | $8,529,000 | 2,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $324,000 | 6,579 |
| Earning assets | $146,085,000 | 2,891 |
| Long-term assets (5+ years) | $34,716,000 | 1,759 |
| Average Assets, year-to-date | $149,437,600 | 2,928 |
| Average Assets, quarterly | $151,280,000 | 2,993 |
| Volatile liabilities | $16,088,000 | 3,438 |
| Insider loans | $937,000 | 3,818 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,308,000 | 3,811 |
| Tier 1 (core) risk-based capital | $18,582,000 | 2,332 |
| Tier 2 risk-based capital | $913,400 | 3,243 |
| Total risk weighted assets | $72,944,600 | 3,727 |
| Total unused commitments | $8,308,000 | 3,826 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 70 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $145,398,000 | 3,142 |
| Cash and due from depository institutions | $7,041,000 | 2,789 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $61,357,000 | 2,028 |
| Federal funds sold & reverse repurchase agreements | $6,216,000 | 2,357 |
| Net loans & leases | $68,549,000 | 3,816 |
| Loan loss allowance | $1,005,000 | 3,520 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $952,000 | 6,218 |
| Other real estate owned | $0 | 2,789 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,283,000 | 5,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,398,000 | 3,142 |
| Total liabilities | $127,895,000 | 3,195 |
| Total deposits | $122,238,000 | 3,135 |
| Interest-bearing deposits | $105,833,000 | 3,118 |
| Deposits held in domestic offices | $122,238,000 | 3,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,429,000 | 1,750 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,228,000 | 3,075 |
| Total equity capital | $17,503,000 | 2,560 |
| Total bank equity capital | $17,503,000 | 2,560 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,400,000 | 1,662 |
| Surplus | $5,800,000 | 2,522 |
| Undivided profits | $9,303,000 | 2,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 8,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $317,000 | 6,874 |
| Earning assets | $136,122,000 | 3,088 |
| Long-term assets (5+ years) | $36,042,000 | 1,554 |
| Average Assets, year-to-date | $143,017,000 | 3,061 |
| Average Assets, quarterly | $145,301,000 | 3,114 |
| Volatile liabilities | $16,248,000 | 3,115 |
| Insider loans | $1,244,000 | 3,194 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,190,000 | 4,054 |
| Tier 1 (core) risk-based capital | $17,260,000 | 2,494 |
| Tier 2 risk-based capital | $899,110 | 3,220 |
| Total risk weighted assets | $71,822,910 | 3,673 |
| Total unused commitments | $7,190,000 | 4,066 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $140,053,000 | 3,200 |
| Cash and due from depository institutions | $4,912,000 | 3,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $61,254,000 | 2,149 |
| Federal funds sold & reverse repurchase agreements | $2,842,000 | 2,937 |
| Net loans & leases | $68,647,000 | 3,742 |
| Loan loss allowance | $1,045,000 | 3,438 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $927,000 | 6,367 |
| Other real estate owned | $95,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,376,000 | 5,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,053,000 | 3,200 |
| Total liabilities | $124,637,000 | 3,251 |
| Total deposits | $118,810,000 | 3,196 |
| Interest-bearing deposits | $103,474,000 | 3,149 |
| Deposits held in domestic offices | $118,810,000 | 3,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,714,000 | 1,805 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,113,000 | 2,823 |
| Total equity capital | $15,416,000 | 2,663 |
| Total bank equity capital | $15,416,000 | 2,663 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,400,000 | 1,703 |
| Surplus | $5,800,000 | 2,450 |
| Undivided profits | $7,216,000 | 3,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 10,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $295,000 | 6,667 |
| Earning assets | $132,743,000 | 3,095 |
| Long-term assets (5+ years) | $48,135,000 | 1,211 |
| Average Assets, year-to-date | $137,328,800 | 3,189 |
| Average Assets, quarterly | $139,820,000 | 3,181 |
| Volatile liabilities | $14,144,000 | 3,346 |
| Insider loans | $1,846,000 | 2,232 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,182,000 | 3,926 |
| Tier 1 (core) risk-based capital | $16,052,000 | 2,581 |
| Tier 2 risk-based capital | $922,970 | 3,126 |
| Total risk weighted assets | $73,715,470 | 3,497 |
| Total unused commitments | $7,182,000 | 3,933 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 60 | 3,482 |
| Assets and Liabilities | ||
| Total Assets: | $131,047,000 | 3,463 |
| Cash and due from depository institutions | $3,065,000 | 3,482 |
| Interest-bearing balances | $250,000 | 5,328 |
| Securities | $64,319,000 | 2,137 |
| Federal funds sold & reverse repurchase agreements | $4,180,000 | 3,300 |
| Net loans & leases | $57,145,000 | 4,276 |
| Loan loss allowance | $949,000 | 3,873 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,018,000 | 6,049 |
| Other real estate owned | $88,000 | 3,482 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,232,000 | 5,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,047,000 | 3,463 |
| Total liabilities | $116,300,000 | 3,543 |
| Total deposits | $110,206,000 | 3,549 |
| Interest-bearing deposits | $96,843,000 | 3,498 |
| Deposits held in domestic offices | $110,206,000 | 3,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,484 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,094,000 | 2,907 |
| Total equity capital | $14,747,000 | 2,740 |
| Total bank equity capital | $14,747,000 | 2,740 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,400,000 | 1,720 |
| Surplus | $5,800,000 | 2,359 |
| Undivided profits | $6,547,000 | 3,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 12,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $244,000 | 7,109 |
| Earning assets | $125,894,000 | 3,322 |
| Long-term assets (5+ years) | $54,713,000 | 1,123 |
| Average Assets, year-to-date | $120,658,200 | 3,656 |
| Average Assets, quarterly | $127,244,000 | 3,534 |
| Volatile liabilities | $17,544,000 | 2,666 |
| Insider loans | $1,977,000 | 2,072 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,172,000 | 4,301 |
| Tier 1 (core) risk-based capital | $14,747,000 | 2,670 |
| Tier 2 risk-based capital | $819,260 | 3,467 |
| Total risk weighted assets | $65,410,960 | 3,868 |
| Total unused commitments | $6,172,000 | 4,327 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $112,183,000 | 4,087 |
| Cash and due from depository institutions | $4,619,000 | 3,791 |
| Interest-bearing balances | $250,000 | 5,872 |
| Securities | $51,032,000 | 2,683 |
| Federal funds sold & reverse repurchase agreements | $3,935,000 | 4,077 |
| Net loans & leases | $50,598,000 | 4,777 |
| Loan loss allowance | $817,000 | 4,419 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $884,000 | 6,696 |
| Other real estate owned | $92,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,023,000 | 6,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,183,000 | 4,087 |
| Total liabilities | $98,774,000 | 4,218 |
| Total deposits | $97,805,000 | 4,094 |
| Interest-bearing deposits | $85,370,000 | 4,113 |
| Deposits held in domestic offices | $97,805,000 | 4,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $969,000 | 3,378 |
| Total equity capital | $13,409,000 | 2,876 |
| Total bank equity capital | $13,409,000 | 2,876 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,400,000 | 1,773 |
| Surplus | $5,800,000 | 2,274 |
| Undivided profits | $5,209,000 | 4,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 11,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $264,000 | 7,224 |
| Earning assets | $105,815,000 | 3,978 |
| Long-term assets (5+ years) | $41,338,000 | 1,400 |
| Average Assets, year-to-date | $111,359,800 | 4,014 |
| Average Assets, quarterly | $111,861,500 | 4,063 |
| Volatile liabilities | $7,505,000 | 5,030 |
| Insider loans | $393,000 | 2,316 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,722,000 | 4,241 |
| Tier 1 (core) risk-based capital | $13,409,000 | 2,823 |
| Tier 2 risk-based capital | $713,810 | 3,895 |
| Total risk weighted assets | $57,001,310 | 4,415 |
| Total unused commitments | $5,722,000 | 4,261 |
| Derivatives | $0 | 651 |