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Farmers & Merchants Bank, Income and Expense

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2025-06-30 (YTD Data)		Rank
Total interest income	$25,460,000	1,055
Total interest expense	$2,979,000	2,245
Net interest income	$22,481,000	798
Provision for loan and lease losses	$-125,000	4,269
Total noninterest income	$4,433,000	819
Gross Fiduciary activities income	$0	937
Service charges on deposit accounts	$796,000	705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,637,000	686
Total noninterest expense	$14,095,000	969
Salaries and employee benefits	$7,997,000	965
Premises and equipment expense	$1,626,000	839
Additional noninterest expense	$3,637,000	701
Pre-tax net operating income	$12,944,000	613
Securities gains (losses)	$0	804
Applicable income taxes	$2,768,000	547
Income before extraordinary items	$10,176,000	638
Extraordinary gains, net	$0	20
Net income	$10,176,000	647
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,176,000	638
Net charge-offs	$-108,000	4,318
Cash dividends	$2,729,000	803
Sale, conversion, retirement of capital stock, net	$-723,000	4,418
Net operating income	$10,176,000	635
2025-03-31 (YTD Data)		Rank
Total interest income	$12,459,000	1,066
Total interest expense	$1,422,000	2,304
Net interest income	$11,037,000	802
Provision for loan and lease losses	$-125,000	4,367
Total noninterest income	$2,162,000	828
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$399,000	707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,763,000	676
Total noninterest expense	$6,991,000	972
Salaries and employee benefits	$4,023,000	957
Premises and equipment expense	$805,000	851
Additional noninterest expense	$1,763,000	676
Pre-tax net operating income	$6,333,000	593
Securities gains (losses)	$0	665
Applicable income taxes	$1,360,000	535
Income before extraordinary items	$4,973,000	618
Extraordinary gains, net	$0	47
Net income	$4,973,000	629
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,973,000	618
Net charge-offs	$-125,000	4,401
Cash dividends	$1,215,000	795
Sale, conversion, retirement of capital stock, net	$44,000	371
Net operating income	$4,973,000	621
2024-12-31 (YTD Data)		Rank
Total interest income	$50,638,000	1,038
Total interest expense	$5,241,000	2,440
Net interest income	$45,397,000	744
Provision for loan and lease losses	$0	3,269
Total noninterest income	$8,690,000	837
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,592,000	701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,098,000	705
Total noninterest expense	$26,915,000	983
Salaries and employee benefits	$15,804,000	940
Premises and equipment expense	$3,015,000	875
Additional noninterest expense	$7,098,000	705
Pre-tax net operating income	$27,172,000	528
Securities gains (losses)	$0	940
Applicable income taxes	$5,859,000	479
Income before extraordinary items	$21,313,000	553
Extraordinary gains, net	$0	53
Net income	$21,313,000	557
Minority interest net income	$0	90
Net income of bank and minority interests.	$21,313,000	553
Net charge-offs	$-65,000	4,242
Cash dividends	$6,262,000	724
Sale, conversion, retirement of capital stock, net	$-424,000	4,469
Net operating income	$21,313,000	556
2024-09-30 (YTD Data)		Rank
Total interest income	$37,822,000	1,036
Total interest expense	$3,807,000	2,460
Net interest income	$34,015,000	737
Provision for loan and lease losses	$0	3,100
Total noninterest income	$6,306,000	843
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,182,000	703
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,124,000	719
Total noninterest expense	$19,768,000	987
Salaries and employee benefits	$11,668,000	949
Premises and equipment expense	$2,208,000	900
Additional noninterest expense	$5,124,000	719
Pre-tax net operating income	$20,553,000	520
Securities gains (losses)	$0	930
Applicable income taxes	$4,457,000	483
Income before extraordinary items	$16,096,000	546
Extraordinary gains, net	$0	51
Net income	$16,096,000	556
Minority interest net income	$0	82
Net income of bank and minority interests.	$16,096,000	548
Net charge-offs	$-5,000	3,786
Cash dividends	$4,121,000	723
Sale, conversion, retirement of capital stock, net	$-468,000	4,505
Net operating income	$16,096,000	541
2024-06-30 (YTD Data)		Rank
Total interest income	$24,997,000	1,033
Total interest expense	$2,430,000	2,480
Net interest income	$22,567,000	736
Provision for loan and lease losses	$0	2,935
Total noninterest income	$4,041,000	873
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$771,000	704
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,270,000	740
Total noninterest expense	$13,074,000	1,002
Salaries and employee benefits	$7,650,000	968
Premises and equipment expense	$1,441,000	911
Additional noninterest expense	$3,270,000	740
Pre-tax net operating income	$13,534,000	517
Securities gains (losses)	$0	628
Applicable income taxes	$2,929,000	478
Income before extraordinary items	$10,605,000	545
Extraordinary gains, net	$0	52
Net income	$10,605,000	550
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,605,000	547
Net charge-offs	$-26,000	4,190
Cash dividends	$2,362,000	810
Sale, conversion, retirement of capital stock, net	$-511,000	4,529
Net operating income	$10,605,000	537
2024-03-31 (YTD Data)		Rank
Total interest income	$12,344,000	1,033
Total interest expense	$1,154,000	2,522
Net interest income	$11,190,000	751
Provision for loan and lease losses	$0	2,578
Total noninterest income	$1,955,000	888
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$368,000	740
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,587,000	753
Total noninterest expense	$6,509,000	1,010
Salaries and employee benefits	$3,839,000	976
Premises and equipment expense	$720,000	928
Additional noninterest expense	$1,587,000	753
Pre-tax net operating income	$6,636,000	530
Securities gains (losses)	$0	689
Applicable income taxes	$1,383,000	500
Income before extraordinary items	$5,253,000	553
Extraordinary gains, net	$0	51
Net income	$5,253,000	557
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,253,000	553
Net charge-offs	$-41,000	4,369
Cash dividends	$1,181,000	747
Sale, conversion, retirement of capital stock, net	$44,000	307
Net operating income	$5,253,000	549
2023-12-31 (YTD Data)		Rank
Total interest income	$49,959,000	935
Total interest expense	$2,942,000	2,637
Net interest income	$47,017,000	708
Provision for loan and lease losses	$-1,030,000	4,508
Total noninterest income	$8,452,000	839
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,569,000	700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,883,000	712
Total noninterest expense	$26,111,000	990
Salaries and employee benefits	$15,193,000	951
Premises and equipment expense	$2,945,000	885
Additional noninterest expense	$6,883,000	712
Pre-tax net operating income	$30,388,000	508
Securities gains (losses)	$868,000	79
Applicable income taxes	$6,719,000	449
Income before extraordinary items	$24,537,000	504
Extraordinary gains, net	$0	54
Net income	$24,537,000	510
Minority interest net income	$0	88
Net income of bank and minority interests.	$24,537,000	506
Net charge-offs	$-1,114,000	4,574
Cash dividends	$5,186,000	788
Sale, conversion, retirement of capital stock, net	$-405,000	4,570
Net operating income	$23,851,280	524
2023-09-30 (YTD Data)		Rank
Total interest income	$37,348,000	914
Total interest expense	$1,992,000	2,648
Net interest income	$35,356,000	712
Provision for loan and lease losses	$-1,030,000	4,542
Total noninterest income	$6,410,000	837
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,191,000	692
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,219,000	724
Total noninterest expense	$19,259,000	1,000
Salaries and employee benefits	$11,284,000	965
Premises and equipment expense	$2,182,000	906
Additional noninterest expense	$5,219,000	724
Pre-tax net operating income	$23,537,000	508
Securities gains (losses)	$0	849
Applicable income taxes	$5,136,000	456
Income before extraordinary items	$18,401,000	514
Extraordinary gains, net	$0	52
Net income	$18,401,000	517
Minority interest net income	$0	81
Net income of bank and minority interests.	$18,401,000	513
Net charge-offs	$-1,127,000	4,606
Cash dividends	$3,213,000	843
Sale, conversion, retirement of capital stock, net	$-449,000	4,600
Net operating income	$18,401,000	520
2023-06-30 (YTD Data)		Rank
Total interest income	$24,798,000	886
Total interest expense	$1,155,000	2,668
Net interest income	$23,643,000	709
Provision for loan and lease losses	$-1,030,000	4,580
Total noninterest income	$4,304,000	811
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$787,000	686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,517,000	672
Total noninterest expense	$12,658,000	996
Salaries and employee benefits	$7,448,000	974
Premises and equipment expense	$1,390,000	925
Additional noninterest expense	$3,517,000	672
Pre-tax net operating income	$16,319,000	493
Securities gains (losses)	$0	938
Applicable income taxes	$3,556,000	449
Income before extraordinary items	$12,763,000	504
Extraordinary gains, net	$0	51
Net income	$12,763,000	512
Minority interest net income	$0	81
Net income of bank and minority interests.	$12,763,000	503
Net charge-offs	$-1,138,000	4,632
Cash dividends	$2,140,000	834
Sale, conversion, retirement of capital stock, net	$-492,000	4,639
Net operating income	$12,763,000	503
2023-03-31 (YTD Data)		Rank
Total interest income	$12,067,000	897
Total interest expense	$478,000	2,688
Net interest income	$11,589,000	729
Provision for loan and lease losses	$0	2,612
Total noninterest income	$2,275,000	763
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$391,000	707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,884,000	633
Total noninterest expense	$6,345,000	1,008
Salaries and employee benefits	$3,834,000	969
Premises and equipment expense	$705,000	940
Additional noninterest expense	$1,884,000	633
Pre-tax net operating income	$7,519,000	533
Securities gains (losses)	$0	950
Applicable income taxes	$1,584,000	497
Income before extraordinary items	$5,935,000	546
Extraordinary gains, net	$0	4
Net income	$5,935,000	546
Minority interest net income	$0	48
Net income of bank and minority interests.	$5,935,000	546
Net charge-offs	$28,000	995
Cash dividends	$1,109,000	746
Sale, conversion, retirement of capital stock, net	$44,000	322
Net operating income	$5,935,000	551
2022-12-31 (YTD Data)		Rank
Total interest income	$35,225,000	997
Total interest expense	$770,000	2,740
Net interest income	$34,455,000	907
Provision for loan and lease losses	$0	3,012
Total noninterest income	$8,452,000	845
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,631,000	686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,821,000	727
Total noninterest expense	$24,306,000	1,025
Salaries and employee benefits	$14,510,000	987
Premises and equipment expense	$2,527,000	999
Additional noninterest expense	$6,821,000	727
Pre-tax net operating income	$18,601,000	799
Securities gains (losses)	$0	691
Applicable income taxes	$3,982,000	691
Income before extraordinary items	$14,619,000	809
Extraordinary gains, net	$0	5
Net income	$14,619,000	810
Minority interest net income	$0	63
Net income of bank and minority interests.	$14,619,000	810
Net charge-offs	$-259,000	4,486
Cash dividends	$4,054,000	918
Sale, conversion, retirement of capital stock, net	$-333,000	4,676
Net operating income	$14,619,000	826
2022-09-30 (YTD Data)		Rank
Total interest income	$23,652,000	1,060
Total interest expense	$426,000	2,866
Net interest income	$23,226,000	979
Provision for loan and lease losses	$0	2,835
Total noninterest income	$6,466,000	851
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,227,000	691
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,239,000	731
Total noninterest expense	$18,058,000	1,032
Salaries and employee benefits	$10,901,000	982
Premises and equipment expense	$1,867,000	1,000
Additional noninterest expense	$5,239,000	731
Pre-tax net operating income	$11,634,000	918
Securities gains (losses)	$0	740
Applicable income taxes	$2,482,000	786
Income before extraordinary items	$9,152,000	958
Extraordinary gains, net	$0	4
Net income	$9,152,000	957
Minority interest net income	$0	57
Net income of bank and minority interests.	$9,152,000	958
Net charge-offs	$-206,000	4,477
Cash dividends	$3,078,000	829
Sale, conversion, retirement of capital stock, net	$-377,000	4,717
Net operating income	$9,152,000	974
2022-06-30 (YTD Data)		Rank
Total interest income	$13,959,000	1,128
Total interest expense	$275,000	2,778
Net interest income	$13,684,000	1,073
Provision for loan and lease losses	$0	2,599
Total noninterest income	$4,403,000	829
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$799,000	710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,604,000	728
Total noninterest expense	$11,831,000	1,027
Salaries and employee benefits	$7,167,000	982
Premises and equipment expense	$1,236,000	1,006
Additional noninterest expense	$3,428,000	1,062
Pre-tax net operating income	$6,256,000	1,029
Securities gains (losses)	$0	687
Applicable income taxes	$1,330,000	852
Income before extraordinary items	$4,926,000	1,054
Extraordinary gains, net	$0	4
Net income	$4,926,000	1,053
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,926,000	1,054
Net charge-offs	$-95,000	4,373
Cash dividends	$1,702,000	957
Sale, conversion, retirement of capital stock, net	$-399,000	4,744
Net operating income	$4,926,000	1,079
2022-03-31 (YTD Data)		Rank
Total interest income	$6,239,000	1,200
Total interest expense	$139,000	2,726
Net interest income	$6,100,000	1,144
Provision for loan and lease losses	$0	2,285
Total noninterest income	$2,220,000	829
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$389,000	720
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,831,000	732
Total noninterest expense	$5,899,000	1,030
Salaries and employee benefits	$3,613,000	976
Premises and equipment expense	$641,000	990
Additional noninterest expense	$1,645,000	1,072
Pre-tax net operating income	$2,421,000	1,181
Securities gains (losses)	$0	623
Applicable income taxes	$519,000	947
Income before extraordinary items	$1,902,000	1,243
Extraordinary gains, net	$0	4
Net income	$1,902,000	1,243
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,902,000	1,243
Net charge-offs	$12,000	1,131
Cash dividends	$932,000	816
Sale, conversion, retirement of capital stock, net	$44,000	341
Net operating income	$1,902,000	1,253
2021-12-31 (YTD Data)		Rank
Total interest income	$24,537,000	1,251
Total interest expense	$577,000	2,965
Net interest income	$23,960,000	1,171
Provision for loan and lease losses	$0	3,064
Total noninterest income	$9,847,000	835
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,441,000	718
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,406,000	752
Total noninterest expense	$22,998,000	1,051
Salaries and employee benefits	$14,034,000	988
Premises and equipment expense	$2,372,000	1,027
Additional noninterest expense	$6,592,000	1,064
Pre-tax net operating income	$10,809,000	1,215
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,272,000	1,015
Income before extraordinary items	$8,537,000	1,286
Extraordinary gains, net	$0	10
Net income	$8,537,000	1,285
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,537,000	1,286
Net charge-offs	$-604,000	4,737
Cash dividends	$3,079,000	1,144
Sale, conversion, retirement of capital stock, net	$-609,000	4,804
Net operating income	$8,537,000	1,263
2021-09-30 (YTD Data)		Rank
Total interest income	$18,090,000	1,297
Total interest expense	$432,000	3,055
Net interest income	$17,658,000	1,209
Provision for loan and lease losses	$0	2,963
Total noninterest income	$7,157,000	883
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,036,000	734
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,121,000	801
Total noninterest expense	$17,001,000	1,062
Salaries and employee benefits	$10,362,000	1,021
Premises and equipment expense	$1,764,000	1,056
Additional noninterest expense	$4,875,000	1,077
Pre-tax net operating income	$7,814,000	1,292
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,638,000	1,086
Income before extraordinary items	$6,176,000	1,367
Extraordinary gains, net	$0	8
Net income	$6,176,000	1,367
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,176,000	1,367
Net charge-offs	$-413,000	4,790
Cash dividends	$2,296,000	1,056
Sale, conversion, retirement of capital stock, net	$-653,000	4,881
Net operating income	$6,176,000	1,345
2021-06-30 (YTD Data)		Rank
Total interest income	$11,953,000	1,301
Total interest expense	$288,000	3,158
Net interest income	$11,665,000	1,211
Provision for loan and lease losses	$0	2,862
Total noninterest income	$4,617,000	902
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$650,000	749
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,967,000	810
Total noninterest expense	$11,140,000	1,077
Salaries and employee benefits	$6,832,000	1,024
Premises and equipment expense	$1,171,000	1,055
Additional noninterest expense	$3,137,000	1,093
Pre-tax net operating income	$5,142,000	1,287
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,104,000	1,066
Income before extraordinary items	$4,038,000	1,388
Extraordinary gains, net	$0	6
Net income	$4,038,000	1,388
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,038,000	1,388
Net charge-offs	$-364,000	4,839
Cash dividends	$1,528,000	1,035
Sale, conversion, retirement of capital stock, net	$-697,000	4,928
Net operating income	$4,038,000	1,358
2021-03-31 (YTD Data)		Rank
Total interest income	$6,043,000	1,290
Total interest expense	$149,000	3,187
Net interest income	$5,894,000	1,197
Provision for loan and lease losses	$0	2,741
Total noninterest income	$2,258,000	919
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$331,000	724
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,927,000	839
Total noninterest expense	$5,478,000	1,075
Salaries and employee benefits	$3,408,000	1,021
Premises and equipment expense	$578,000	1,076
Additional noninterest expense	$1,492,000	1,112
Pre-tax net operating income	$2,674,000	1,242
Securities gains (losses)	$0	1,392
Applicable income taxes	$596,000	1,016
Income before extraordinary items	$2,078,000	1,352
Extraordinary gains, net	$0	3
Net income	$2,078,000	1,351
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,078,000	1,352
Net charge-offs	$-252,000	4,881
Cash dividends	$764,000	911
Sale, conversion, retirement of capital stock, net	$44,000	339
Net operating income	$2,078,000	1,323
2020-12-31 (YTD Data)		Rank
Total interest income	$25,151,000	1,228
Total interest expense	$986,000	2,962
Net interest income	$24,165,000	1,103
Provision for loan and lease losses	$1,740,000	1,146
Total noninterest income	$9,889,000	804
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,409,000	713
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,480,000	726
Total noninterest expense	$21,118,000	1,073
Salaries and employee benefits	$13,044,000	1,018
Premises and equipment expense	$2,173,000	1,094
Additional noninterest expense	$5,901,000	1,106
Pre-tax net operating income	$11,196,000	969
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,241,000	870
Income before extraordinary items	$8,955,000	1,058
Extraordinary gains, net	$0	4
Net income	$8,955,000	1,058
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,955,000	1,058
Net charge-offs	$56,000	2,344
Cash dividends	$3,205,000	1,063
Sale, conversion, retirement of capital stock, net	$-158,000	4,944
Net operating income	$8,955,000	1,022
2020-09-30 (YTD Data)		Rank
Total interest income	$19,395,000	1,197
Total interest expense	$775,000	2,984
Net interest income	$18,620,000	1,066
Provision for loan and lease losses	$1,095,000	1,285
Total noninterest income	$7,079,000	810
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,029,000	729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,050,000	725
Total noninterest expense	$16,136,000	1,045
Salaries and employee benefits	$9,675,000	1,005
Premises and equipment expense	$1,575,000	1,122
Additional noninterest expense	$4,886,000	1,030
Pre-tax net operating income	$8,468,000	925
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,810,000	796
Income before extraordinary items	$6,658,000	1,019
Extraordinary gains, net	$0	4
Net income	$6,658,000	1,018
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,658,000	1,019
Net charge-offs	$64,000	1,921
Cash dividends	$2,296,000	994
Sale, conversion, retirement of capital stock, net	$-202,000	4,991
Net operating income	$6,658,000	991
2020-06-30 (YTD Data)		Rank
Total interest income	$13,131,000	1,195
Total interest expense	$551,000	2,999
Net interest income	$12,580,000	1,062
Provision for loan and lease losses	$415,000	1,769
Total noninterest income	$4,677,000	767
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$704,000	709
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,973,000	672
Total noninterest expense	$10,748,000	1,037
Salaries and employee benefits	$6,507,000	994
Premises and equipment expense	$1,016,000	1,155
Additional noninterest expense	$3,225,000	1,031
Pre-tax net operating income	$6,094,000	796
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,312,000	676
Income before extraordinary items	$4,782,000	883
Extraordinary gains, net	$0	4
Net income	$4,782,000	882
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,782,000	883
Net charge-offs	$-19,000	4,501
Cash dividends	$1,530,000	974
Sale, conversion, retirement of capital stock, net	$-246,000	5,039
Net operating income	$4,782,000	858
2020-03-31 (YTD Data)		Rank
Total interest income	$6,807,000	1,168
Total interest expense	$312,000	2,952
Net interest income	$6,495,000	1,011
Provision for loan and lease losses	$0	3,711
Total noninterest income	$2,591,000	677
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$413,000	726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,178,000	559
Total noninterest expense	$5,445,000	1,037
Salaries and employee benefits	$3,332,000	982
Premises and equipment expense	$503,000	1,186
Additional noninterest expense	$1,610,000	1,050
Pre-tax net operating income	$3,641,000	617
Securities gains (losses)	$0	1,705
Applicable income taxes	$788,000	544
Income before extraordinary items	$2,853,000	689
Extraordinary gains, net	$0	4
Net income	$2,853,000	689
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,853,000	689
Net charge-offs	$-30,000	4,753
Cash dividends	$765,000	982
Sale, conversion, retirement of capital stock, net	$44,000	329
Net operating income	$2,853,000	664
2019-12-31 (YTD Data)		Rank
Total interest income	$27,815,000	1,151
Total interest expense	$1,263,000	2,977
Net interest income	$26,552,000	996
Provision for loan and lease losses	$240,000	2,172
Total noninterest income	$7,645,000	848
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,723,000	718
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,922,000	733
Total noninterest expense	$20,730,000	1,056
Salaries and employee benefits	$12,640,000	993
Premises and equipment expense	$2,136,000	1,112
Additional noninterest expense	$5,954,000	1,085
Pre-tax net operating income	$13,227,000	831
Securities gains (losses)	$0	2,379
Applicable income taxes	$2,940,000	704
Income before extraordinary items	$10,287,000	917
Extraordinary gains, net	$0	11
Net income	$10,287,000	918
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,287,000	918
Net charge-offs	$-30,000	4,676
Cash dividends	$4,462,000	875
Sale, conversion, retirement of capital stock, net	$-128,000	5,115
Net operating income	$10,287,000	894
2019-09-30 (YTD Data)		Rank
Total interest income	$21,135,000	1,144
Total interest expense	$921,000	3,041
Net interest income	$20,214,000	983
Provision for loan and lease losses	$240,000	1,784
Total noninterest income	$5,556,000	863
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,280,000	724
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,276,000	747
Total noninterest expense	$15,365,000	1,062
Salaries and employee benefits	$9,287,000	1,009
Premises and equipment expense	$1,611,000	1,112
Additional noninterest expense	$4,467,000	1,090
Pre-tax net operating income	$10,165,000	837
Securities gains (losses)	$0	2,167
Applicable income taxes	$2,254,000	717
Income before extraordinary items	$7,911,000	910
Extraordinary gains, net	$0	11
Net income	$7,911,000	911
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,911,000	911
Net charge-offs	$-105,000	4,982
Cash dividends	$3,705,000	761
Sale, conversion, retirement of capital stock, net	$-172,000	5,209
Net operating income	$7,911,000	895
2019-06-30 (YTD Data)		Rank
Total interest income	$14,002,000	1,147
Total interest expense	$581,000	3,108
Net interest income	$13,421,000	988
Provision for loan and lease losses	$180,000	1,640
Total noninterest income	$3,590,000	869
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$829,000	738
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,761,000	753
Total noninterest expense	$10,039,000	1,076
Salaries and employee benefits	$5,964,000	1,034
Premises and equipment expense	$1,078,000	1,112
Additional noninterest expense	$2,997,000	1,093
Pre-tax net operating income	$6,792,000	810
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,505,000	692
Income before extraordinary items	$5,287,000	885
Extraordinary gains, net	$0	11
Net income	$5,287,000	885
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,287,000	885
Net charge-offs	$25,000	2,249
Cash dividends	$1,444,000	1,132
Sale, conversion, retirement of capital stock, net	$-215,000	5,272
Net operating income	$5,287,000	872
2019-03-31 (YTD Data)		Rank
Total interest income	$6,932,000	1,148
Total interest expense	$277,000	3,158
Net interest income	$6,655,000	999
Provision for loan and lease losses	$90,000	1,533
Total noninterest income	$1,676,000	882
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$404,000	742
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,272,000	756
Total noninterest expense	$4,858,000	1,103
Salaries and employee benefits	$2,944,000	1,050
Premises and equipment expense	$502,000	1,192
Additional noninterest expense	$1,412,000	1,130
Pre-tax net operating income	$3,383,000	796
Securities gains (losses)	$0	1,087
Applicable income taxes	$750,000	671
Income before extraordinary items	$2,633,000	879
Extraordinary gains, net	$0	5
Net income	$2,633,000	878
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,633,000	878
Net charge-offs	$21,000	1,669
Cash dividends	$648,000	1,128
Sale, conversion, retirement of capital stock, net	$44,000	334
Net operating income	$2,633,000	859
2018-12-31 (YTD Data)		Rank
Total interest income	$26,203,000	1,132
Total interest expense	$886,000	3,105
Net interest income	$25,317,000	1,020
Provision for loan and lease losses	$950,000	924
Total noninterest income	$6,977,000	890
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,746,000	727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,231,000	778
Total noninterest expense	$20,044,000	1,062
Salaries and employee benefits	$12,089,000	1,000
Premises and equipment expense	$2,134,000	1,110
Additional noninterest expense	$5,821,000	1,108
Pre-tax net operating income	$11,300,000	944
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,348,000	784
Income before extraordinary items	$8,952,000	1,007
Extraordinary gains, net	$0	6
Net income	$8,952,000	1,006
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,952,000	1,006
Net charge-offs	$271,000	1,407
Cash dividends	$5,216,000	712
Sale, conversion, retirement of capital stock, net	$-244,000	5,372
Net operating income	$8,952,000	1,007
2018-09-30 (YTD Data)		Rank
Total interest income	$19,291,000	1,136
Total interest expense	$615,000	3,159
Net interest income	$18,676,000	1,029
Provision for loan and lease losses	$725,000	840
Total noninterest income	$5,235,000	894
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,281,000	735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,954,000	784
Total noninterest expense	$15,049,000	1,067
Salaries and employee benefits	$9,127,000	999
Premises and equipment expense	$1,585,000	1,119
Additional noninterest expense	$4,337,000	1,109
Pre-tax net operating income	$8,137,000	985
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,734,000	802
Income before extraordinary items	$6,403,000	1,049
Extraordinary gains, net	$0	5
Net income	$6,403,000	1,048
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,403,000	1,048
Net charge-offs	$40,000	2,342
Cash dividends	$2,106,000	1,023
Sale, conversion, retirement of capital stock, net	$-288,000	5,450
Net operating income	$6,403,000	1,046
2018-06-30 (YTD Data)		Rank
Total interest income	$12,632,000	1,144
Total interest expense	$387,000	3,179
Net interest income	$12,245,000	1,045
Provision for loan and lease losses	$375,000	1,014
Total noninterest income	$3,483,000	889
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$836,000	743
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,647,000	785
Total noninterest expense	$10,093,000	1,062
Salaries and employee benefits	$6,089,000	1,006
Premises and equipment expense	$1,047,000	1,127
Additional noninterest expense	$2,957,000	1,089
Pre-tax net operating income	$5,260,000	989
Securities gains (losses)	$0	961
Applicable income taxes	$1,108,000	816
Income before extraordinary items	$4,152,000	1,050
Extraordinary gains, net	$0	6
Net income	$4,152,000	1,049
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,152,000	1,049
Net charge-offs	$7,000	2,719
Cash dividends	$1,327,000	1,063
Sale, conversion, retirement of capital stock, net	$-332,000	5,518
Net operating income	$4,152,000	1,043
2018-03-31 (YTD Data)		Rank
Total interest income	$6,192,000	1,161
Total interest expense	$186,000	3,197
Net interest income	$6,006,000	1,063
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$1,689,000	898
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$406,000	765
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,283,000	775
Total noninterest expense	$4,977,000	1,073
Salaries and employee benefits	$3,044,000	1,016
Premises and equipment expense	$525,000	1,141
Additional noninterest expense	$1,408,000	1,122
Pre-tax net operating income	$2,568,000	986
Securities gains (losses)	$0	735
Applicable income taxes	$538,000	818
Income before extraordinary items	$2,030,000	1,046
Extraordinary gains, net	$0	7
Net income	$2,030,000	1,045
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,030,000	1,046
Net charge-offs	$-71,000	5,321
Cash dividends	$624,000	1,025
Sale, conversion, retirement of capital stock, net	$-182,000	5,586
Net operating income	$2,030,000	1,038
2017-12-31 (YTD Data)		Rank
Total interest income	$23,129,000	1,193
Total interest expense	$764,000	2,997
Net interest income	$22,365,000	1,108
Provision for loan and lease losses	$0	4,227
Total noninterest income	$6,708,000	901
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,695,000	743
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,013,000	816
Total noninterest expense	$20,289,000	1,042
Salaries and employee benefits	$12,089,000	992
Premises and equipment expense	$2,210,000	1,066
Additional noninterest expense	$5,990,000	1,077
Pre-tax net operating income	$8,784,000	1,096
Securities gains (losses)	$0	2,243
Applicable income taxes	$4,306,000	734
Income before extraordinary items	$4,478,000	1,477
Extraordinary gains, net	$0	9
Net income	$4,478,000	1,476
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,478,000	1,477
Net charge-offs	$556,000	1,022
Cash dividends	$2,083,000	1,377
Sale, conversion, retirement of capital stock, net	$125,000	467
Net operating income	$4,478,000	1,462
2017-09-30 (YTD Data)		Rank
Total interest income	$17,019,000	1,213
Total interest expense	$569,000	3,001
Net interest income	$16,450,000	1,127
Provision for loan and lease losses	$0	4,088
Total noninterest income	$4,814,000	947
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,269,000	744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,545,000	867
Total noninterest expense	$15,233,000	1,042
Salaries and employee benefits	$8,964,000	1,000
Premises and equipment expense	$1,703,000	1,053
Additional noninterest expense	$4,566,000	1,064
Pre-tax net operating income	$6,031,000	1,198
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,184,000	867
Income before extraordinary items	$3,847,000	1,422
Extraordinary gains, net	$0	9
Net income	$3,847,000	1,420
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,847,000	1,422
Net charge-offs	$123,000	1,761
Cash dividends	$1,619,000	1,237
Sale, conversion, retirement of capital stock, net	$80,000	444
Net operating income	$3,847,000	1,400
2017-06-30 (YTD Data)		Rank
Total interest income	$11,072,000	1,232
Total interest expense	$375,000	2,993
Net interest income	$10,697,000	1,142
Provision for loan and lease losses	$0	3,871
Total noninterest income	$3,198,000	947
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$822,000	752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,376,000	860
Total noninterest expense	$10,095,000	1,055
Salaries and employee benefits	$5,956,000	1,011
Premises and equipment expense	$1,178,000	1,016
Additional noninterest expense	$2,961,000	1,099
Pre-tax net operating income	$3,800,000	1,242
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,379,000	892
Income before extraordinary items	$2,421,000	1,464
Extraordinary gains, net	$0	11
Net income	$2,421,000	1,463
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,421,000	1,464
Net charge-offs	$98,000	1,537
Cash dividends	$1,065,000	1,244
Sale, conversion, retirement of capital stock, net	$35,000	476
Net operating income	$2,421,000	1,446
2017-03-31 (YTD Data)		Rank
Total interest income	$5,338,000	1,260
Total interest expense	$185,000	3,001
Net interest income	$5,153,000	1,166
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,631,000	926
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$401,000	772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,230,000	821
Total noninterest expense	$4,990,000	1,074
Salaries and employee benefits	$2,866,000	1,058
Premises and equipment expense	$585,000	1,027
Additional noninterest expense	$1,539,000	1,041
Pre-tax net operating income	$1,794,000	1,288
Securities gains (losses)	$0	1,153
Applicable income taxes	$652,000	897
Income before extraordinary items	$1,142,000	1,513
Extraordinary gains, net	$0	8
Net income	$1,142,000	1,513
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,142,000	1,513
Net charge-offs	$-40,000	5,432
Cash dividends	$575,000	1,093
Sale, conversion, retirement of capital stock, net	$45,000	337
Net operating income	$1,142,000	1,493
2016-12-31 (YTD Data)		Rank
Total interest income	$20,624,000	1,265
Total interest expense	$754,000	2,896
Net interest income	$19,870,000	1,182
Provision for loan and lease losses	$0	4,332
Total noninterest income	$6,543,000	957
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,736,000	740
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,807,000	865
Total noninterest expense	$20,277,000	1,042
Salaries and employee benefits	$11,649,000	1,010
Premises and equipment expense	$2,276,000	1,039
Additional noninterest expense	$6,352,000	1,030
Pre-tax net operating income	$6,136,000	1,376
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,301,000	938
Income before extraordinary items	$3,835,000	1,700
Extraordinary gains, net	$0	5
Net income	$3,835,000	1,699
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,835,000	1,699
Net charge-offs	$616,000	948
Cash dividends	$1,917,000	1,478
Sale, conversion, retirement of capital stock, net	$175,000	421
Net operating income	$3,835,000	1,667
2016-09-30 (YTD Data)		Rank
Total interest income	$15,409,000	1,278
Total interest expense	$561,000	2,918
Net interest income	$14,848,000	1,184
Provision for loan and lease losses	$0	4,186
Total noninterest income	$4,834,000	958
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,306,000	742
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,528,000	874
Total noninterest expense	$15,110,000	1,043
Salaries and employee benefits	$8,626,000	1,018
Premises and equipment expense	$1,677,000	1,057
Additional noninterest expense	$4,807,000	1,027
Pre-tax net operating income	$4,572,000	1,406
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,742,000	964
Income before extraordinary items	$2,830,000	1,763
Extraordinary gains, net	$0	5
Net income	$2,830,000	1,763
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,830,000	1,763
Net charge-offs	$349,000	1,031
Cash dividends	$1,466,000	1,309
Sale, conversion, retirement of capital stock, net	$119,000	402
Net operating income	$2,830,000	1,719
2016-06-30 (YTD Data)		Rank
Total interest income	$10,275,000	1,277
Total interest expense	$372,000	2,947
Net interest income	$9,903,000	1,187
Provision for loan and lease losses	$0	4,017
Total noninterest income	$3,109,000	973
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$864,000	735
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,245,000	894
Total noninterest expense	$9,998,000	1,047
Salaries and employee benefits	$5,752,000	1,015
Premises and equipment expense	$1,106,000	1,069
Additional noninterest expense	$3,140,000	1,043
Pre-tax net operating income	$3,014,000	1,397
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,112,000	1,002
Income before extraordinary items	$1,902,000	1,745
Extraordinary gains, net	$0	16
Net income	$1,902,000	1,744
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,902,000	1,745
Net charge-offs	$-42,000	5,454
Cash dividends	$1,057,000	1,256
Sale, conversion, retirement of capital stock, net	$63,000	416
Net operating income	$1,902,000	1,693
2016-03-31 (YTD Data)		Rank
Total interest income	$4,984,000	1,305
Total interest expense	$185,000	2,982
Net interest income	$4,799,000	1,220
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,518,000	954
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$430,000	727
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,088,000	885
Total noninterest expense	$4,906,000	1,068
Salaries and employee benefits	$2,803,000	1,053
Premises and equipment expense	$547,000	1,087
Additional noninterest expense	$1,556,000	1,053
Pre-tax net operating income	$1,411,000	1,457
Securities gains (losses)	$0	2,077
Applicable income taxes	$520,000	1,028
Income before extraordinary items	$891,000	1,795
Extraordinary gains, net	$0	12
Net income	$891,000	1,796
Minority interest net income	$0	62
Net income of bank and minority interests.	$891,000	1,796
Net charge-offs	$-15,000	5,360
Cash dividends	$333,000	1,536
Sale, conversion, retirement of capital stock, net	$56,000	327
Net operating income	$891,000	1,753
2015-12-31 (YTD Data)		Rank
Total interest income	$19,857,000	1,280
Total interest expense	$779,000	2,873
Net interest income	$19,078,000	1,200
Provision for loan and lease losses	$625,000	1,149
Total noninterest income	$6,557,000	936
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,819,000	729
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,738,000	851
Total noninterest expense	$20,242,000	1,020
Salaries and employee benefits	$11,796,000	960
Premises and equipment expense	$2,137,000	1,109
Additional noninterest expense	$6,309,000	1,037
Pre-tax net operating income	$4,768,000	1,633
Securities gains (losses)	$-3,000	5,742
Applicable income taxes	$1,825,000	1,066
Income before extraordinary items	$2,940,000	2,089
Extraordinary gains, net	$0	23
Net income	$2,940,000	2,090
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,940,000	2,091
Net charge-offs	$251,000	1,773
Cash dividends	$1,382,000	1,738
Sale, conversion, retirement of capital stock, net	$136,000	470
Net operating income	$2,941,920	2,048
2015-09-30 (YTD Data)		Rank
Total interest income	$14,753,000	1,300
Total interest expense	$584,000	2,913
Net interest income	$14,169,000	1,208
Provision for loan and lease losses	$560,000	953
Total noninterest income	$5,063,000	918
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,369,000	728
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,694,000	840
Total noninterest expense	$15,136,000	1,034
Salaries and employee benefits	$8,827,000	965
Premises and equipment expense	$1,589,000	1,138
Additional noninterest expense	$4,720,000	1,043
Pre-tax net operating income	$3,536,000	1,672
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,368,000	1,102
Income before extraordinary items	$2,168,000	2,131
Extraordinary gains, net	$0	21
Net income	$2,168,000	2,133
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,168,000	2,132
Net charge-offs	$210,000	1,509
Cash dividends	$1,057,000	1,547
Sale, conversion, retirement of capital stock, net	$80,000	484
Net operating income	$2,168,000	2,085
2015-06-30 (YTD Data)		Rank
Total interest income	$9,814,000	1,303
Total interest expense	$386,000	2,950
Net interest income	$9,428,000	1,207
Provision for loan and lease losses	$400,000	919
Total noninterest income	$3,513,000	895
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$910,000	714
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,603,000	800
Total noninterest expense	$10,121,000	1,027
Salaries and employee benefits	$5,929,000	961
Premises and equipment expense	$1,021,000	1,181
Additional noninterest expense	$3,171,000	1,040
Pre-tax net operating income	$2,420,000	1,621
Securities gains (losses)	$0	2,636
Applicable income taxes	$931,000	1,082
Income before extraordinary items	$1,489,000	2,065
Extraordinary gains, net	$0	22
Net income	$1,489,000	2,067
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,489,000	2,067
Net charge-offs	$186,000	1,233
Cash dividends	$543,000	1,839
Sale, conversion, retirement of capital stock, net	$24,000	561
Net operating income	$1,489,000	2,015
2015-03-31 (YTD Data)		Rank
Total interest income	$4,850,000	1,323
Total interest expense	$191,000	2,990
Net interest income	$4,659,000	1,215
Provision for loan and lease losses	$260,000	726
Total noninterest income	$1,915,000	819
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$440,000	724
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,475,000	693
Total noninterest expense	$4,958,000	1,050
Salaries and employee benefits	$2,881,000	986
Premises and equipment expense	$504,000	1,196
Additional noninterest expense	$1,573,000	1,033
Pre-tax net operating income	$1,356,000	1,453
Securities gains (losses)	$0	2,027
Applicable income taxes	$512,000	995
Income before extraordinary items	$844,000	1,847
Extraordinary gains, net	$0	13
Net income	$844,000	1,850
Minority interest net income	$0	64
Net income of bank and minority interests.	$844,000	1,849
Net charge-offs	$10,000	2,483
Cash dividends	$243,000	1,726
Sale, conversion, retirement of capital stock, net	$12,000	529
Net operating income	$844,000	1,778
2014-12-31 (YTD Data)		Rank
Total interest income	$19,665,000	1,288
Total interest expense	$890,000	2,815
Net interest income	$18,775,000	1,202
Provision for loan and lease losses	$1,850,000	506
Total noninterest income	$5,747,000	989
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,955,000	697
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,792,000	940
Total noninterest expense	$19,669,000	1,040
Salaries and employee benefits	$11,049,000	982
Premises and equipment expense	$2,128,000	1,120
Additional noninterest expense	$6,492,000	1,013
Pre-tax net operating income	$3,003,000	2,276
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,129,000	1,432
Income before extraordinary items	$1,874,000	2,836
Extraordinary gains, net	$0	17
Net income	$1,874,000	2,834
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,874,000	2,836
Net charge-offs	$2,623,000	397
Cash dividends	$1,374,000	1,671
Sale, conversion, retirement of capital stock, net	$60,000	607
Net operating income	$1,874,000	2,784
2014-09-30 (YTD Data)		Rank
Total interest income	$14,697,000	1,298
Total interest expense	$692,000	2,779
Net interest income	$14,005,000	1,211
Provision for loan and lease losses	$1,850,000	372
Total noninterest income	$4,469,000	964
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,483,000	682
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,986,000	903
Total noninterest expense	$14,645,000	1,046
Salaries and employee benefits	$8,239,000	990
Premises and equipment expense	$1,567,000	1,154
Additional noninterest expense	$4,839,000	1,012
Pre-tax net operating income	$1,979,000	2,527
Securities gains (losses)	$0	2,980
Applicable income taxes	$752,000	1,575
Income before extraordinary items	$1,227,000	3,100
Extraordinary gains, net	$0	15
Net income	$1,227,000	3,100
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,227,000	3,101
Net charge-offs	$984,000	686
Cash dividends	$464,000	2,290
Sale, conversion, retirement of capital stock, net	$45,000	575
Net operating income	$1,227,000	3,056
2014-06-30 (YTD Data)		Rank
Total interest income	$9,723,000	1,302
Total interest expense	$479,000	2,725
Net interest income	$9,244,000	1,211
Provision for loan and lease losses	$1,550,000	310
Total noninterest income	$3,121,000	908
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,011,000	657
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,110,000	846
Total noninterest expense	$9,580,000	1,062
Salaries and employee benefits	$5,431,000	1,000
Premises and equipment expense	$1,030,000	1,185
Additional noninterest expense	$3,119,000	1,040
Pre-tax net operating income	$1,235,000	2,593
Securities gains (losses)	$0	2,580
Applicable income taxes	$474,000	1,589
Income before extraordinary items	$761,000	3,191
Extraordinary gains, net	$0	20
Net income	$761,000	3,197
Minority interest net income	$0	80
Net income of bank and minority interests.	$761,000	3,197
Net charge-offs	$721,000	650
Cash dividends	$232,000	2,594
Sale, conversion, retirement of capital stock, net	$30,000	546
Net operating income	$761,000	3,151
2014-03-31 (YTD Data)		Rank
Total interest income	$4,807,000	1,318
Total interest expense	$253,000	2,652
Net interest income	$4,554,000	1,228
Provision for loan and lease losses	$775,000	305
Total noninterest income	$1,479,000	927
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$508,000	641
Trading account gains and fees	$0	147
Additional Noninterest Income	$971,000	862
Total noninterest expense	$4,648,000	1,101
Salaries and employee benefits	$2,661,000	1,026
Premises and equipment expense	$520,000	1,189
Additional noninterest expense	$1,467,000	1,092
Pre-tax net operating income	$610,000	2,545
Securities gains (losses)	$0	1,715
Applicable income taxes	$232,000	1,574
Income before extraordinary items	$378,000	3,118
Extraordinary gains, net	$0	16
Net income	$378,000	3,120
Minority interest net income	$0	66
Net income of bank and minority interests.	$378,000	3,121
Net charge-offs	$349,000	649
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$15,000	508
Net operating income	$378,000	3,081
2013-12-31 (YTD Data)		Rank
Total interest income	$20,610,000	1,235
Total interest expense	$1,427,000	2,247
Net interest income	$19,183,000	1,146
Provision for loan and lease losses	$5,000,000	267
Total noninterest income	$6,869,000	898
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,382,000	578
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,487,000	875
Total noninterest expense	$18,537,000	1,105
Salaries and employee benefits	$10,230,000	1,061
Premises and equipment expense	$2,149,000	1,110
Additional noninterest expense	$6,158,000	1,100
Pre-tax net operating income	$2,515,000	2,458
Securities gains (losses)	$0	3,182
Applicable income taxes	$874,000	1,588
Income before extraordinary items	$1,641,000	2,996
Extraordinary gains, net	$0	29
Net income	$1,641,000	2,998
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,641,000	2,999
Net charge-offs	$6,045,000	284
Cash dividends	$1,150,000	1,755
Sale, conversion, retirement of capital stock, net	$54,000	646
Net operating income	$1,641,000	2,932
2013-09-30 (YTD Data)		Rank
Total interest income	$15,589,000	1,236
Total interest expense	$1,132,000	2,212
Net interest income	$14,457,000	1,137
Provision for loan and lease losses	$3,825,000	267
Total noninterest income	$5,138,000	913
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,786,000	575
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,352,000	903
Total noninterest expense	$13,772,000	1,107
Salaries and employee benefits	$7,592,000	1,075
Premises and equipment expense	$1,615,000	1,106
Additional noninterest expense	$4,565,000	1,111
Pre-tax net operating income	$1,998,000	2,417
Securities gains (losses)	$0	3,040
Applicable income taxes	$725,000	1,541
Income before extraordinary items	$1,273,000	2,959
Extraordinary gains, net	$0	25
Net income	$1,273,000	2,963
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,273,000	2,963
Net charge-offs	$3,477,000	369
Cash dividends	$1,150,000	1,305
Sale, conversion, retirement of capital stock, net	$30,000	655
Net operating income	$1,273,000	2,886
2013-06-30 (YTD Data)		Rank
Total interest income	$10,590,000	1,206
Total interest expense	$791,000	2,159
Net interest income	$9,799,000	1,108
Provision for loan and lease losses	$2,600,000	286
Total noninterest income	$3,407,000	922
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,153,000	574
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,254,000	900
Total noninterest expense	$9,199,000	1,106
Salaries and employee benefits	$5,041,000	1,076
Premises and equipment expense	$1,075,000	1,107
Additional noninterest expense	$3,083,000	1,094
Pre-tax net operating income	$1,407,000	2,314
Securities gains (losses)	$0	2,791
Applicable income taxes	$527,000	1,462
Income before extraordinary items	$880,000	2,878
Extraordinary gains, net	$0	22
Net income	$880,000	2,882
Minority interest net income	$0	82
Net income of bank and minority interests.	$880,000	2,882
Net charge-offs	$1,579,000	550
Cash dividends	$772,000	1,322
Sale, conversion, retirement of capital stock, net	$15,000	662
Net operating income	$880,000	2,795
2013-03-31 (YTD Data)		Rank
Total interest income	$5,293,000	1,211
Total interest expense	$410,000	2,145
Net interest income	$4,883,000	1,123
Provision for loan and lease losses	$1,325,000	303
Total noninterest income	$1,683,000	939
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$558,000	596
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,125,000	914
Total noninterest expense	$4,571,000	1,128
Salaries and employee benefits	$2,477,000	1,104
Premises and equipment expense	$554,000	1,099
Additional noninterest expense	$1,540,000	1,081
Pre-tax net operating income	$670,000	2,354
Securities gains (losses)	$0	1,966
Applicable income taxes	$253,000	1,499
Income before extraordinary items	$417,000	2,954
Extraordinary gains, net	$0	10
Net income	$417,000	2,954
Minority interest net income	$0	76
Net income of bank and minority interests.	$417,000	2,956
Net charge-offs	$809,000	555
Cash dividends	$385,000	1,141
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$417,000	2,870
2012-12-31 (YTD Data)		Rank
Total interest income	$22,777,000	1,175
Total interest expense	$2,347,000	1,855
Net interest income	$20,430,000	1,075
Provision for loan and lease losses	$6,200,000	428
Total noninterest income	$6,791,000	915
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,374,000	598
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,417,000	895
Total noninterest expense	$18,137,000	1,103
Salaries and employee benefits	$9,702,000	1,087
Premises and equipment expense	$2,258,000	1,053
Additional noninterest expense	$6,177,000	1,128
Pre-tax net operating income	$2,884,000	2,162
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,082,000	1,393
Income before extraordinary items	$1,802,000	2,778
Extraordinary gains, net	$0	29
Net income	$1,802,000	2,781
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,802,000	2,780
Net charge-offs	$7,251,000	417
Cash dividends	$1,522,000	1,471
Sale, conversion, retirement of capital stock, net	$70,000	636
Net operating income	$1,802,000	2,663
2012-09-30 (YTD Data)		Rank
Total interest income	$17,243,000	1,178
Total interest expense	$1,878,000	1,813
Net interest income	$15,365,000	1,082
Provision for loan and lease losses	$4,750,000	425
Total noninterest income	$4,927,000	927
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,729,000	621
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,198,000	900
Total noninterest expense	$13,399,000	1,114
Salaries and employee benefits	$7,218,000	1,079
Premises and equipment expense	$1,713,000	1,052
Additional noninterest expense	$4,468,000	1,153
Pre-tax net operating income	$2,143,000	2,228
Securities gains (losses)	$0	3,575
Applicable income taxes	$823,000	1,420
Income before extraordinary items	$1,320,000	2,884
Extraordinary gains, net	$0	20
Net income	$1,320,000	2,884
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,320,000	2,883
Net charge-offs	$5,274,000	442
Cash dividends	$1,138,000	1,213
Sale, conversion, retirement of capital stock, net	$52,000	593
Net operating income	$1,320,000	2,750
2012-06-30 (YTD Data)		Rank
Total interest income	$11,699,000	1,172
Total interest expense	$1,295,000	1,813
Net interest income	$10,404,000	1,074
Provision for loan and lease losses	$3,225,000	427
Total noninterest income	$3,314,000	907
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,127,000	632
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,187,000	862
Total noninterest expense	$9,059,000	1,099
Salaries and employee benefits	$4,822,000	1,081
Premises and equipment expense	$1,095,000	1,097
Additional noninterest expense	$3,142,000	1,100
Pre-tax net operating income	$1,434,000	2,218
Securities gains (losses)	$0	3,178
Applicable income taxes	$547,000	1,408
Income before extraordinary items	$887,000	2,835
Extraordinary gains, net	$0	19
Net income	$887,000	2,836
Minority interest net income	$0	84
Net income of bank and minority interests.	$887,000	2,836
Net charge-offs	$3,647,000	436
Cash dividends	$773,000	1,195
Sale, conversion, retirement of capital stock, net	$35,000	556
Net operating income	$887,000	2,697
2012-03-31 (YTD Data)		Rank
Total interest income	$5,929,000	1,159
Total interest expense	$672,000	1,822
Net interest income	$5,257,000	1,052
Provision for loan and lease losses	$1,675,000	419
Total noninterest income	$1,620,000	914
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$556,000	646
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,064,000	863
Total noninterest expense	$4,496,000	1,111
Salaries and employee benefits	$2,352,000	1,106
Premises and equipment expense	$552,000	1,087
Additional noninterest expense	$1,592,000	1,070
Pre-tax net operating income	$706,000	2,261
Securities gains (losses)	$0	2,210
Applicable income taxes	$265,000	1,420
Income before extraordinary items	$441,000	2,879
Extraordinary gains, net	$0	19
Net income	$441,000	2,882
Minority interest net income	$0	78
Net income of bank and minority interests.	$441,000	2,883
Net charge-offs	$2,194,000	380
Cash dividends	$384,000	1,102
Sale, conversion, retirement of capital stock, net	$17,000	514
Net operating income	$441,000	2,728
2011-12-31 (YTD Data)		Rank
Total interest income	$26,989,000	1,044
Total interest expense	$3,753,000	1,613
Net interest income	$23,236,000	943
Provision for loan and lease losses	$8,500,000	484
Total noninterest income	$6,300,000	868
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$2,660,000	558
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,640,000	903
Total noninterest expense	$17,754,000	1,109
Salaries and employee benefits	$9,258,000	1,067
Premises and equipment expense	$2,344,000	1,057
Additional noninterest expense	$6,152,000	1,143
Pre-tax net operating income	$3,282,000	1,691
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,229,000	1,159
Income before extraordinary items	$2,053,000	2,217
Extraordinary gains, net	$0	29
Net income	$2,053,000	2,218
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,053,000	2,218
Net charge-offs	$8,928,000	518
Cash dividends	$1,841,000	1,034
Sale, conversion, retirement of capital stock, net	$55,000	787
Net operating income	$2,053,000	2,144
2011-09-30 (YTD Data)		Rank
Total interest income	$20,744,000	1,021
Total interest expense	$2,980,000	1,590
Net interest income	$17,764,000	930
Provision for loan and lease losses	$6,450,000	499
Total noninterest income	$4,747,000	876
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$2,028,000	551
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,719,000	896
Total noninterest expense	$13,582,000	1,087
Salaries and employee benefits	$6,979,000	1,060
Premises and equipment expense	$1,800,000	1,053
Additional noninterest expense	$4,803,000	1,097
Pre-tax net operating income	$2,479,000	1,741
Securities gains (losses)	$0	3,555
Applicable income taxes	$948,000	1,132
Income before extraordinary items	$1,531,000	2,279
Extraordinary gains, net	$0	21
Net income	$1,531,000	2,279
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,531,000	2,280
Net charge-offs	$6,762,000	486
Cash dividends	$1,457,000	871
Sale, conversion, retirement of capital stock, net	$56,000	688
Net operating income	$1,531,000	2,183
2011-06-30 (YTD Data)		Rank
Total interest income	$13,419,000	1,073
Total interest expense	$2,072,000	1,573
Net interest income	$11,347,000	975
Provision for loan and lease losses	$4,200,000	511
Total noninterest income	$3,386,000	832
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,346,000	552
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,040,000	824
Total noninterest expense	$8,873,000	1,125
Salaries and employee benefits	$4,652,000	1,073
Premises and equipment expense	$1,216,000	1,049
Additional noninterest expense	$3,005,000	1,181
Pre-tax net operating income	$1,660,000	1,718
Securities gains (losses)	$0	2,914
Applicable income taxes	$630,000	1,104
Income before extraordinary items	$1,030,000	2,220
Extraordinary gains, net	$0	15
Net income	$1,030,000	2,219
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,030,000	2,220
Net charge-offs	$4,297,000	530
Cash dividends	$1,066,000	774
Sale, conversion, retirement of capital stock, net	$30,000	664
Net operating income	$1,030,000	2,147
2011-03-31 (YTD Data)		Rank
Total interest income	$6,722,000	1,078
Total interest expense	$1,082,000	1,573
Net interest income	$5,640,000	985
Provision for loan and lease losses	$2,025,000	513
Total noninterest income	$1,620,000	856
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$644,000	559
Trading account gains and fees	$0	158
Additional Noninterest Income	$976,000	847
Total noninterest expense	$4,352,000	1,156
Salaries and employee benefits	$2,335,000	1,083
Premises and equipment expense	$598,000	1,089
Additional noninterest expense	$1,419,000	1,244
Pre-tax net operating income	$883,000	1,620
Securities gains (losses)	$0	1,772
Applicable income taxes	$325,000	1,046
Income before extraordinary items	$558,000	2,044
Extraordinary gains, net	$0	9
Net income	$558,000	2,043
Minority interest net income	$0	86
Net income of bank and minority interests.	$558,000	2,044
Net charge-offs	$1,298,000	713
Cash dividends	$676,000	562
Sale, conversion, retirement of capital stock, net	$15,000	613
Net operating income	$558,000	2,005
2010-12-31 (YTD Data)		Rank
Total interest income	$30,895,000	988
Total interest expense	$5,326,000	1,555
Net interest income	$25,569,000	856
Provision for loan and lease losses	$9,100,000	719
Total noninterest income	$6,209,000	904
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,905,000	516
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,304,000	993
Total noninterest expense	$17,882,000	1,110
Salaries and employee benefits	$9,214,000	1,071
Premises and equipment expense	$2,453,000	1,065
Additional noninterest expense	$6,215,000	1,190
Pre-tax net operating income	$4,796,000	1,065
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,756,000	809
Income before extraordinary items	$3,040,000	1,384
Extraordinary gains, net	$0	29
Net income	$3,040,000	1,387
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,040,000	1,388
Net charge-offs	$10,972,000	561
Cash dividends	$2,729,000	600
Sale, conversion, retirement of capital stock, net	$60,000	898
Net operating income	$3,040,000	1,340
2010-09-30 (YTD Data)		Rank
Total interest income	$23,398,000	993
Total interest expense	$4,099,000	1,586
Net interest income	$19,299,000	849
Provision for loan and lease losses	$6,525,000	711
Total noninterest income	$4,287,000	946
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,116,000	540
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,171,000	1,051
Total noninterest expense	$13,385,000	1,098
Salaries and employee benefits	$6,875,000	1,074
Premises and equipment expense	$1,865,000	1,054
Additional noninterest expense	$4,645,000	1,167
Pre-tax net operating income	$3,676,000	1,106
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,413,000	774
Income before extraordinary items	$2,263,000	1,470
Extraordinary gains, net	$0	23
Net income	$2,263,000	1,473
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,263,000	1,473
Net charge-offs	$5,594,000	720
Cash dividends	$2,045,000	517
Sale, conversion, retirement of capital stock, net	$45,000	842
Net operating income	$2,263,000	1,414
2010-06-30 (YTD Data)		Rank
Total interest income	$15,739,000	997
Total interest expense	$2,792,000	1,620
Net interest income	$12,947,000	848
Provision for loan and lease losses	$4,350,000	719
Total noninterest income	$2,638,000	994
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,351,000	569
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,287,000	1,090
Total noninterest expense	$8,807,000	1,113
Salaries and employee benefits	$4,551,000	1,078
Premises and equipment expense	$1,218,000	1,098
Additional noninterest expense	$3,038,000	1,173
Pre-tax net operating income	$2,428,000	1,098
Securities gains (losses)	$0	3,184
Applicable income taxes	$931,000	769
Income before extraordinary items	$1,497,000	1,475
Extraordinary gains, net	$0	19
Net income	$1,497,000	1,476
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,497,000	1,476
Net charge-offs	$1,638,000	1,305
Cash dividends	$1,360,000	511
Sale, conversion, retirement of capital stock, net	$30,000	787
Net operating income	$1,497,000	1,409
2010-03-31 (YTD Data)		Rank
Total interest income	$7,961,000	1,008
Total interest expense	$1,404,000	1,675
Net interest income	$6,557,000	847
Provision for loan and lease losses	$2,125,000	718
Total noninterest income	$1,171,000	1,073
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$644,000	598
Trading account gains and fees	$0	175
Additional Noninterest Income	$527,000	1,241
Total noninterest expense	$4,416,000	1,132
Salaries and employee benefits	$2,267,000	1,095
Premises and equipment expense	$619,000	1,107
Additional noninterest expense	$1,530,000	1,155
Pre-tax net operating income	$1,187,000	1,119
Securities gains (losses)	$0	2,284
Applicable income taxes	$449,000	773
Income before extraordinary items	$738,000	1,483
Extraordinary gains, net	$0	16
Net income	$738,000	1,485
Minority interest net income	$0	91
Net income of bank and minority interests.	$738,000	1,485
Net charge-offs	$1,107,000	967
Cash dividends	$676,000	496
Sale, conversion, retirement of capital stock, net	$15,000	730
Net operating income	$738,000	1,429
2009-12-31 (YTD Data)		Rank
Total interest income	$34,530,000	980
Total interest expense	$7,936,000	1,493
Net interest income	$26,594,000	817
Provision for loan and lease losses	$10,100,000	867
Total noninterest income	$7,099,000	833
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$3,192,000	523
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,907,000	863
Total noninterest expense	$18,022,000	1,153
Salaries and employee benefits	$9,065,000	1,083
Premises and equipment expense	$2,505,000	1,087
Additional noninterest expense	$6,452,000	1,190
Pre-tax net operating income	$5,571,000	758
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,735,000	631
Income before extraordinary items	$3,836,000	905
Extraordinary gains, net	$0	34
Net income	$3,836,000	904
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,836,000	904
Net charge-offs	$4,374,000	1,263
Cash dividends	$2,718,000	655
Sale, conversion, retirement of capital stock, net	$70,000	984
Net operating income	$3,836,000	893
2009-09-30 (YTD Data)		Rank
Total interest income	$26,256,000	985
Total interest expense	$6,437,000	1,464
Net interest income	$19,819,000	826
Provision for loan and lease losses	$6,975,000	826
Total noninterest income	$5,142,000	857
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$2,345,000	534
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,797,000	901
Total noninterest expense	$13,585,000	1,137
Salaries and employee benefits	$6,949,000	1,075
Premises and equipment expense	$1,903,000	1,089
Additional noninterest expense	$4,733,000	1,193
Pre-tax net operating income	$4,401,000	775
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,417,000	632
Income before extraordinary items	$2,984,000	911
Extraordinary gains, net	$0	27
Net income	$2,984,000	912
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,984,000	912
Net charge-offs	$3,791,000	1,019
Cash dividends	$2,029,000	622
Sale, conversion, retirement of capital stock, net	$53,000	911
Net operating income	$2,984,000	906
2009-06-30 (YTD Data)		Rank
Total interest income	$17,586,000	996
Total interest expense	$4,699,000	1,412
Net interest income	$12,887,000	842
Provision for loan and lease losses	$3,075,000	1,072
Total noninterest income	$3,225,000	906
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,533,000	537
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,692,000	1,005
Total noninterest expense	$9,681,000	1,087
Salaries and employee benefits	$5,275,000	963
Premises and equipment expense	$1,285,000	1,093
Additional noninterest expense	$3,121,000	1,221
Pre-tax net operating income	$3,356,000	687
Securities gains (losses)	$0	3,136
Applicable income taxes	$1,128,000	545
Income before extraordinary items	$2,228,000	842
Extraordinary gains, net	$0	21
Net income	$2,228,000	842
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,228,000	842
Net charge-offs	$2,699,000	928
Cash dividends	$1,350,000	679
Sale, conversion, retirement of capital stock, net	$35,000	890
Net operating income	$2,228,000	813
2009-03-31 (YTD Data)		Rank
Total interest income	$8,790,000	1,008
Total interest expense	$2,608,000	1,318
Net interest income	$6,182,000	872
Provision for loan and lease losses	$1,200,000	1,046
Total noninterest income	$1,653,000	859
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$745,000	541
Trading account gains and fees	$0	171
Additional Noninterest Income	$908,000	913
Total noninterest expense	$4,886,000	1,033
Salaries and employee benefits	$2,675,000	955
Premises and equipment expense	$668,000	1,063
Additional noninterest expense	$1,543,000	1,089
Pre-tax net operating income	$1,749,000	723
Securities gains (losses)	$0	2,434
Applicable income taxes	$590,000	562
Income before extraordinary items	$1,159,000	918
Extraordinary gains, net	$0	15
Net income	$1,159,000	918
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,159,000	920
Net charge-offs	$96,000	2,912
Cash dividends	$666,000	665
Sale, conversion, retirement of capital stock, net	$18,000	770
Net operating income	$1,159,000	860
2008-12-31 (YTD Data)		Rank
Total interest income	$38,699,000	970
Total interest expense	$13,860,000	1,167
Net interest income	$24,839,000	864
Provision for loan and lease losses	$2,500,000	1,564
Total noninterest income	$6,227,000	883
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$3,188,000	543
Trading account gains and fees	$0	154
Additional Noninterest Income	$3,039,000	954
Total noninterest expense	$19,713,000	1,008
Salaries and employee benefits	$11,137,000	902
Premises and equipment expense	$2,904,000	951
Additional noninterest expense	$5,672,000	1,130
Pre-tax net operating income	$8,853,000	626
Securities gains (losses)	$0	3,220
Applicable income taxes	$3,189,000	450
Income before extraordinary items	$5,664,000	715
Extraordinary gains, net	$0	39
Net income	$5,664,000	715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,699,000	1,440
Cash dividends	$1,800,000	1,482
Sale, conversion, retirement of capital stock, net	$114,000	936
Net operating income	$5,664,000	769
2008-09-30 (YTD Data)		Rank
Total interest income	$29,347,000	981
Total interest expense	$10,635,000	1,190
Net interest income	$18,712,000	869
Provision for loan and lease losses	$1,625,000	1,353
Total noninterest income	$4,638,000	932
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$2,285,000	572
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,353,000	976
Total noninterest expense	$14,690,000	1,010
Salaries and employee benefits	$8,512,000	904
Premises and equipment expense	$2,180,000	953
Additional noninterest expense	$3,998,000	1,149
Pre-tax net operating income	$7,035,000	713
Securities gains (losses)	$0	3,106
Applicable income taxes	$2,462,000	541
Income before extraordinary items	$4,573,000	800
Extraordinary gains, net	$0	31
Net income	$4,573,000	799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$740,000	1,567
Cash dividends	$1,340,000	1,449
Sale, conversion, retirement of capital stock, net	$118,000	729
Net operating income	$4,573,000	848
2008-06-30 (YTD Data)		Rank
Total interest income	$19,687,000	991
Total interest expense	$7,442,000	1,175
Net interest income	$12,245,000	879
Provision for loan and lease losses	$815,000	1,401
Total noninterest income	$2,925,000	988
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,315,000	654
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,610,000	994
Total noninterest expense	$9,654,000	1,018
Salaries and employee benefits	$5,627,000	919
Premises and equipment expense	$1,446,000	951
Additional noninterest expense	$2,581,000	1,156
Pre-tax net operating income	$4,701,000	750
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,716,000	585
Income before extraordinary items	$2,985,000	920
Extraordinary gains, net	$0	21
Net income	$2,985,000	920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$372,000	1,576
Cash dividends	$820,000	1,657
Sale, conversion, retirement of capital stock, net	$55,000	749
Net operating income	$2,985,000	901
2008-03-31 (YTD Data)		Rank
Total interest income	$10,113,000	989
Total interest expense	$4,109,000	1,136
Net interest income	$6,004,000	890
Provision for loan and lease losses	$315,000	1,328
Total noninterest income	$1,414,000	1,012
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$602,000	716
Trading account gains and fees	$0	158
Additional Noninterest Income	$812,000	993
Total noninterest expense	$4,774,000	1,025
Salaries and employee benefits	$2,840,000	916
Premises and equipment expense	$722,000	957
Additional noninterest expense	$1,212,000	1,182
Pre-tax net operating income	$2,329,000	828
Securities gains (losses)	$0	2,688
Applicable income taxes	$877,000	641
Income before extraordinary items	$1,452,000	1,038
Extraordinary gains, net	$0	15
Net income	$1,452,000	1,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,847
Cash dividends	$400,000	1,571
Sale, conversion, retirement of capital stock, net	$25,000	645
Net operating income	$1,452,000	998
2007-12-31 (YTD Data)		Rank
Total interest income	$39,437,000	1,069
Total interest expense	$16,529,000	1,201
Net interest income	$22,908,000	963
Provision for loan and lease losses	$1,243,000	1,222
Total noninterest income	$5,560,000	1,013
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,486,000	714
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,074,000	996
Total noninterest expense	$18,877,000	988
Salaries and employee benefits	$11,048,000	896
Premises and equipment expense	$3,138,000	844
Additional noninterest expense	$4,691,000	1,200
Pre-tax net operating income	$8,348,000	1,009
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,926,000	831
Income before extraordinary items	$5,422,000	1,184
Extraordinary gains, net	$0	39
Net income	$5,422,000	1,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$631,000	1,428
Cash dividends	$1,400,000	2,102
Sale, conversion, retirement of capital stock, net	$145,000	834
Net operating income	$5,422,000	1,177
2007-09-30 (YTD Data)		Rank
Total interest income	$29,005,000	1,099
Total interest expense	$12,009,000	1,246
Net interest income	$16,996,000	974
Provision for loan and lease losses	$640,000	1,287
Total noninterest income	$3,911,000	1,060
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,809,000	724
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,102,000	1,065
Total noninterest expense	$14,007,000	993
Salaries and employee benefits	$8,241,000	898
Premises and equipment expense	$2,353,000	837
Additional noninterest expense	$3,413,000	1,203
Pre-tax net operating income	$6,260,000	1,099
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,283,000	872
Income before extraordinary items	$3,977,000	1,293
Extraordinary gains, net	$0	33
Net income	$3,977,000	1,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	2,035
Cash dividends	$1,300,000	1,670
Sale, conversion, retirement of capital stock, net	$70,000	833
Net operating income	$3,977,000	1,284
2007-06-30 (YTD Data)		Rank
Total interest income	$18,871,000	1,146
Total interest expense	$7,718,000	1,301
Net interest income	$11,153,000	1,009
Provision for loan and lease losses	$415,000	1,199
Total noninterest income	$2,598,000	1,085
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,206,000	721
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,392,000	1,110
Total noninterest expense	$9,308,000	1,015
Salaries and employee benefits	$5,450,000	929
Premises and equipment expense	$1,583,000	848
Additional noninterest expense	$2,275,000	1,218
Pre-tax net operating income	$4,028,000	1,173
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,484,000	926
Income before extraordinary items	$2,544,000	1,390
Extraordinary gains, net	$0	29
Net income	$2,544,000	1,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,506
Cash dividends	$800,000	1,799
Sale, conversion, retirement of capital stock, net	$10,000	965
Net operating income	$2,544,000	1,370
2007-03-31 (YTD Data)		Rank
Total interest income	$9,281,000	1,153
Total interest expense	$3,816,000	1,297
Net interest income	$5,465,000	1,023
Provision for loan and lease losses	$225,000	1,053
Total noninterest income	$1,241,000	1,103
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$586,000	721
Trading account gains and fees	$0	195
Additional Noninterest Income	$655,000	1,125
Total noninterest expense	$4,587,000	1,028
Salaries and employee benefits	$2,653,000	961
Premises and equipment expense	$804,000	838
Additional noninterest expense	$1,130,000	1,205
Pre-tax net operating income	$1,894,000	1,235
Securities gains (losses)	$0	1,187
Applicable income taxes	$707,000	968
Income before extraordinary items	$1,187,000	1,461
Extraordinary gains, net	$0	22
Net income	$1,187,000	1,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	2,253
Cash dividends	$400,000	1,655
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,187,000	1,451
2006-12-31 (YTD Data)		Rank
Total interest income	$35,593,000	1,108
Total interest expense	$13,613,000	1,235
Net interest income	$21,980,000	1,012
Provision for loan and lease losses	$1,100,000	959
Total noninterest income	$5,314,000	1,038
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$2,736,000	635
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,578,000	1,112
Total noninterest expense	$17,860,000	1,006
Salaries and employee benefits	$10,484,000	918
Premises and equipment expense	$2,970,000	851
Additional noninterest expense	$4,406,000	1,210
Pre-tax net operating income	$8,334,000	1,184
Securities gains (losses)	$42,000	720
Applicable income taxes	$2,885,000	976
Income before extraordinary items	$5,491,000	1,329
Extraordinary gains, net	$0	51
Net income	$5,491,000	1,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$666,000	939
Cash dividends	$950,000	2,660
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,463,280	1,324
2006-09-30 (YTD Data)		Rank
Total interest income	$26,312,000	1,128
Total interest expense	$9,967,000	1,230
Net interest income	$16,345,000	1,043
Provision for loan and lease losses	$790,000	954
Total noninterest income	$3,757,000	1,103
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$2,048,000	640
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,709,000	1,237
Total noninterest expense	$13,160,000	1,035
Salaries and employee benefits	$7,708,000	943
Premises and equipment expense	$2,195,000	868
Additional noninterest expense	$3,257,000	1,231
Pre-tax net operating income	$6,152,000	1,247
Securities gains (losses)	$42,000	594
Applicable income taxes	$2,192,000	1,020
Income before extraordinary items	$4,002,000	1,410
Extraordinary gains, net	$0	45
Net income	$4,002,000	1,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$415,000	930
Cash dividends	$570,000	2,757
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,974,700	1,404
2006-06-30 (YTD Data)		Rank
Total interest income	$17,009,000	1,139
Total interest expense	$6,308,000	1,242
Net interest income	$10,701,000	1,060
Provision for loan and lease losses	$500,000	976
Total noninterest income	$2,466,000	1,119
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,354,000	635
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,112,000	1,264
Total noninterest expense	$8,849,000	1,025
Salaries and employee benefits	$5,190,000	937
Premises and equipment expense	$1,466,000	867
Additional noninterest expense	$2,193,000	1,229
Pre-tax net operating income	$3,818,000	1,326
Securities gains (losses)	$42,000	477
Applicable income taxes	$1,359,000	1,084
Income before extraordinary items	$2,501,000	1,487
Extraordinary gains, net	$0	39
Net income	$2,501,000	1,488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$179,000	1,184
Cash dividends	$380,000	2,794
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,473,700	1,475
2006-03-31 (YTD Data)		Rank
Total interest income	$8,106,000	1,177
Total interest expense	$2,901,000	1,286
Net interest income	$5,205,000	1,083
Provision for loan and lease losses	$210,000	1,096
Total noninterest income	$1,193,000	1,131
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$640,000	647
Trading account gains and fees	$0	115
Additional Noninterest Income	$553,000	1,243
Total noninterest expense	$4,398,000	1,027
Salaries and employee benefits	$2,572,000	950
Premises and equipment expense	$746,000	855
Additional noninterest expense	$1,080,000	1,228
Pre-tax net operating income	$1,790,000	1,370
Securities gains (losses)	$0	955
Applicable income taxes	$610,000	1,179
Income before extraordinary items	$1,180,000	1,542
Extraordinary gains, net	$0	21
Net income	$1,180,000	1,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	1,033
Cash dividends	$190,000	2,486
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,180,000	1,522
2005-12-31 (YTD Data)		Rank
Total interest income	$27,580,000	1,211
Total interest expense	$7,469,000	1,521
Net interest income	$20,111,000	1,073
Provision for loan and lease losses	$890,000	1,165
Total noninterest income	$4,722,000	1,133
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$2,645,000	652
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,077,000	1,321
Total noninterest expense	$16,434,000	1,036
Salaries and employee benefits	$9,455,000	969
Premises and equipment expense	$2,893,000	822
Additional noninterest expense	$4,086,000	1,269
Pre-tax net operating income	$7,509,000	1,264
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,505,000	1,124
Income before extraordinary items	$5,004,000	1,419
Extraordinary gains, net	$0	46
Net income	$5,004,000	1,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$472,000	1,219
Cash dividends	$1,600,000	1,738
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,004,000	1,396
2005-09-30 (YTD Data)		Rank
Total interest income	$20,013,000	1,210
Total interest expense	$5,075,000	1,585
Net interest income	$14,938,000	1,071
Provision for loan and lease losses	$610,000	1,188
Total noninterest income	$3,370,000	1,180
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,944,000	664
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,426,000	1,410
Total noninterest expense	$12,043,000	1,052
Salaries and employee benefits	$6,971,000	980
Premises and equipment expense	$2,102,000	838
Additional noninterest expense	$2,970,000	1,285
Pre-tax net operating income	$5,655,000	1,264
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,915,000	1,112
Income before extraordinary items	$3,740,000	1,431
Extraordinary gains, net	$0	35
Net income	$3,740,000	1,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	1,598
Cash dividends	$1,200,000	1,558
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,740,000	1,407
2005-06-30 (YTD Data)		Rank
Total interest income	$12,934,000	1,210
Total interest expense	$3,100,000	1,637
Net interest income	$9,834,000	1,071
Provision for loan and lease losses	$400,000	1,185
Total noninterest income	$2,215,000	1,175
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,258,000	669
Trading account gains and fees	$0	116
Additional Noninterest Income	$957,000	1,392
Total noninterest expense	$7,919,000	1,055
Salaries and employee benefits	$4,573,000	987
Premises and equipment expense	$1,389,000	837
Additional noninterest expense	$1,957,000	1,276
Pre-tax net operating income	$3,730,000	1,246
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,268,000	1,096
Income before extraordinary items	$2,462,000	1,421
Extraordinary gains, net	$0	30
Net income	$2,462,000	1,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	1,692
Cash dividends	$800,000	1,566
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,462,000	1,396
2005-03-31 (YTD Data)		Rank
Total interest income	$6,196,000	1,243
Total interest expense	$1,449,000	1,652
Net interest income	$4,747,000	1,102
Provision for loan and lease losses	$180,000	1,214
Total noninterest income	$1,020,000	1,228
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$613,000	659
Trading account gains and fees	$0	115
Additional Noninterest Income	$407,000	1,535
Total noninterest expense	$3,822,000	1,088
Salaries and employee benefits	$2,153,000	1,046
Premises and equipment expense	$710,000	828
Additional noninterest expense	$959,000	1,288
Pre-tax net operating income	$1,765,000	1,302
Securities gains (losses)	$0	1,685
Applicable income taxes	$600,000	1,156
Income before extraordinary items	$1,165,000	1,458
Extraordinary gains, net	$0	24
Net income	$1,165,000	1,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	1,622
Cash dividends	$400,000	1,438
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,165,000	1,432
2004-12-31 (YTD Data)		Rank
Total interest income	$21,668,000	1,310
Total interest expense	$4,153,000	1,960
Net interest income	$17,515,000	1,158
Provision for loan and lease losses	$675,000	1,497
Total noninterest income	$4,493,000	1,173
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$2,716,000	649
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,777,000	1,445
Total noninterest expense	$14,809,000	1,098
Salaries and employee benefits	$8,405,000	1,023
Premises and equipment expense	$2,484,000	900
Additional noninterest expense	$3,920,000	1,264
Pre-tax net operating income	$6,524,000	1,321
Securities gains (losses)	$0	3,819
Applicable income taxes	$2,194,000	1,168
Income before extraordinary items	$4,330,000	1,482
Extraordinary gains, net	$0	34
Net income	$4,330,000	1,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	2,335
Cash dividends	$2,000,000	1,347
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,330,000	1,434
2004-09-30 (YTD Data)		Rank
Total interest income	$15,790,000	1,334
Total interest expense	$2,983,000	2,010
Net interest income	$12,807,000	1,164
Provision for loan and lease losses	$363,000	1,922
Total noninterest income	$3,315,000	1,209
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$2,065,000	643
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,250,000	1,515
Total noninterest expense	$10,864,000	1,116
Salaries and employee benefits	$6,159,000	1,042
Premises and equipment expense	$1,711,000	1,007
Additional noninterest expense	$2,994,000	1,227
Pre-tax net operating income	$4,895,000	1,331
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,629,000	1,201
Income before extraordinary items	$3,266,000	1,501
Extraordinary gains, net	$0	26
Net income	$3,266,000	1,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	2,075
Cash dividends	$1,550,000	1,215
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,266,000	1,455
2004-06-30 (YTD Data)		Rank
Total interest income	$10,292,000	1,348
Total interest expense	$1,935,000	2,040
Net interest income	$8,357,000	1,185
Provision for loan and lease losses	$225,000	1,999
Total noninterest income	$2,182,000	1,201
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,374,000	637
Trading account gains and fees	$0	130
Additional Noninterest Income	$808,000	1,539
Total noninterest expense	$7,172,000	1,129
Salaries and employee benefits	$4,078,000	1,051
Premises and equipment expense	$1,113,000	1,042
Additional noninterest expense	$1,981,000	1,221
Pre-tax net operating income	$3,142,000	1,352
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,042,000	1,241
Income before extraordinary items	$2,100,000	1,527
Extraordinary gains, net	$0	21
Net income	$2,100,000	1,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	1,968
Cash dividends	$800,000	1,514
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,100,000	1,476
2004-03-31 (YTD Data)		Rank
Total interest income	$5,082,000	1,370
Total interest expense	$991,000	2,003
Net interest income	$4,091,000	1,208
Provision for loan and lease losses	$112,000	1,941
Total noninterest income	$1,071,000	1,196
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$688,000	623
Trading account gains and fees	$0	121
Additional Noninterest Income	$383,000	1,578
Total noninterest expense	$3,472,000	1,171
Salaries and employee benefits	$1,996,000	1,081
Premises and equipment expense	$526,000	1,123
Additional noninterest expense	$950,000	1,262
Pre-tax net operating income	$1,578,000	1,325
Securities gains (losses)	$0	2,934
Applicable income taxes	$520,000	1,260
Income before extraordinary items	$1,058,000	1,508
Extraordinary gains, net	$0	16
Net income	$1,058,000	1,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	2,025
Cash dividends	$350,000	1,554
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,058,000	1,427
2003-12-31 (YTD Data)		Rank
Total interest income	$21,184,000	1,340
Total interest expense	$4,452,000	2,007
Net interest income	$16,732,000	1,161
Provision for loan and lease losses	$780,000	1,488
Total noninterest income	$5,696,000	1,028
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$2,960,000	577
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,736,000	1,156
Total noninterest expense	$13,957,000	1,161
Salaries and employee benefits	$8,016,000	1,056
Premises and equipment expense	$2,019,000	1,130
Additional noninterest expense	$3,922,000	1,261
Pre-tax net operating income	$7,691,000	1,095
Securities gains (losses)	$0	4,500
Applicable income taxes	$2,373,000	1,120
Income before extraordinary items	$5,318,000	1,210
Extraordinary gains, net	$0	54
Net income	$5,318,000	1,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$250,000	2,509
Cash dividends	$3,223,000	933
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,318,000	1,142
2003-09-30 (YTD Data)		Rank
Total interest income	$16,036,000	1,352
Total interest expense	$3,429,000	2,032
Net interest income	$12,607,000	1,167
Provision for loan and lease losses	$585,000	1,445
Total noninterest income	$4,486,000	1,011
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,207,000	591
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,279,000	1,127
Total noninterest expense	$10,444,000	1,171
Salaries and employee benefits	$6,013,000	1,060
Premises and equipment expense	$1,499,000	1,148
Additional noninterest expense	$2,932,000	1,276
Pre-tax net operating income	$6,064,000	1,067
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,962,000	1,077
Income before extraordinary items	$4,102,000	1,210
Extraordinary gains, net	$0	40
Net income	$4,102,000	1,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	2,504
Cash dividends	$2,705,000	791
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,102,000	1,141
2003-06-30 (YTD Data)		Rank
Total interest income	$10,788,000	1,358
Total interest expense	$2,361,000	2,030
Net interest income	$8,427,000	1,163
Provision for loan and lease losses	$390,000	1,435
Total noninterest income	$3,071,000	983
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,433,000	597
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,638,000	1,061
Total noninterest expense	$6,931,000	1,174
Salaries and employee benefits	$3,992,000	1,066
Premises and equipment expense	$989,000	1,153
Additional noninterest expense	$1,950,000	1,276
Pre-tax net operating income	$4,177,000	1,037
Securities gains (losses)	$0	3,782
Applicable income taxes	$1,359,000	1,073
Income before extraordinary items	$2,818,000	1,195
Extraordinary gains, net	$0	30
Net income	$2,818,000	1,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	2,623
Cash dividends	$2,330,000	647
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,818,000	1,103
2003-03-31 (YTD Data)		Rank
Total interest income	$5,415,000	1,354
Total interest expense	$1,198,000	2,054
Net interest income	$4,217,000	1,164
Provision for loan and lease losses	$195,000	1,399
Total noninterest income	$1,478,000	985
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$718,000	584
Trading account gains and fees	$0	134
Additional Noninterest Income	$760,000	1,089
Total noninterest expense	$3,486,000	1,150
Salaries and employee benefits	$2,038,000	1,044
Premises and equipment expense	$483,000	1,187
Additional noninterest expense	$965,000	1,266
Pre-tax net operating income	$2,014,000	1,080
Securities gains (losses)	$0	2,891
Applicable income taxes	$713,000	1,047
Income before extraordinary items	$1,301,000	1,273
Extraordinary gains, net	$0	21
Net income	$1,301,000	1,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	3,468
Cash dividends	$1,500,000	477
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,301,000	1,188
2002-12-31 (YTD Data)		Rank
Total interest income	$22,096,000	1,386
Total interest expense	$5,771,000	1,967
Net interest income	$16,325,000	1,186
Provision for loan and lease losses	$1,077,000	1,263
Total noninterest income	$5,313,000	995
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$3,230,000	509
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,083,000	1,272
Total noninterest expense	$12,872,000	1,189
Salaries and employee benefits	$7,156,000	1,112
Premises and equipment expense	$1,647,000	1,332
Additional noninterest expense	$4,069,000	1,200
Pre-tax net operating income	$7,689,000	1,096
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,930,000	1,323
Income before extraordinary items	$5,759,000	1,088
Extraordinary gains, net	$0	70
Net income	$5,759,000	1,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$497,000	1,665
Cash dividends	$1,460,000	1,683
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,759,000	1,045
2001-12-31 (YTD Data)		Rank
Total interest income	$23,486,000	1,457
Total interest expense	$9,527,000	1,710
Net interest income	$13,959,000	1,273
Provision for loan and lease losses	$440,000	2,434
Total noninterest income	$3,866,000	1,212
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$2,124,000	699
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,742,000	1,367
Total noninterest expense	$11,344,000	1,280
Salaries and employee benefits	$6,622,000	1,120
Premises and equipment expense	$1,325,000	1,628
Additional noninterest expense	$3,397,000	1,383
Pre-tax net operating income	$6,041,000	1,241
Securities gains (losses)	$0	4,612
Applicable income taxes	$2,083,000	1,141
Income before extraordinary items	$3,958,000	1,380
Extraordinary gains, net	$0	105
Net income	$3,958,000	1,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	4,304
Cash dividends	$1,100,000	2,069
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,958,000	1,320
2000-12-31 (YTD Data)		Rank
Total interest income	$22,730,000	1,520
Total interest expense	$9,673,000	1,774
Net interest income	$13,057,000	1,344
Provision for loan and lease losses	$540,000	1,753
Total noninterest income	$3,442,000	1,194
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,577,000	856
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,865,000	1,197
Total noninterest expense	$10,568,000	1,315
Salaries and employee benefits	$6,307,000	1,121
Premises and equipment expense	$1,227,000	1,698
Additional noninterest expense	$3,034,000	1,484
Pre-tax net operating income	$5,391,000	1,371
Securities gains (losses)	$51,000	716
Applicable income taxes	$1,716,000	1,345
Income before extraordinary items	$3,726,000	1,422
Extraordinary gains, net	$0	38
Net income	$3,726,000	1,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	2,140
Cash dividends	$980,000	2,342
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,691,320	1,427
1999-12-31 (YTD Data)		Rank
Total interest income	$19,299,000	1,682
Total interest expense	$7,456,000	2,002
Net interest income	$11,843,000	1,488
Provision for loan and lease losses	$355,000	2,327
Total noninterest income	$3,433,000	1,206
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,435,000	921
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,998,000	1,155
Total noninterest expense	$10,291,000	1,353
Salaries and employee benefits	$6,170,000	1,119
Premises and equipment expense	$1,213,000	1,685
Additional noninterest expense	$2,908,000	1,549
Pre-tax net operating income	$4,630,000	1,622
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,360,000	1,723
Income before extraordinary items	$3,270,000	1,631
Extraordinary gains, net	$0	35
Net income	$3,270,000	1,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,793
Cash dividends	$1,011,000	2,225
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,270,000	1,597
1998-12-31 (YTD Data)		Rank
Total interest income	$17,393,000	1,860
Total interest expense	$6,584,000	2,294
Net interest income	$10,809,000	1,566
Provision for loan and lease losses	$360,000	2,235
Total noninterest income	$3,483,000	1,193
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$1,380,000	899
Trading account gains and fees	$0	224
Additional Noninterest Income	$2,103,000	1,120
Total noninterest expense	$9,442,000	1,394
Salaries and employee benefits	$5,347,000	1,233
Premises and equipment expense	$1,175,000	1,678
Additional noninterest expense	$2,920,000	1,487
Pre-tax net operating income	$4,490,000	1,644
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,310,000	1,839
Income before extraordinary items	$3,180,000	1,660
Extraordinary gains, net	$0	32
Net income	$3,180,000	1,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	3,472
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,180,000	1,596
1997-12-31 (YTD Data)		Rank
Total interest income	$15,911,000	2,044
Total interest expense	$6,430,000	2,337
Net interest income	$9,481,000	1,839
Provision for loan and lease losses	$504,000	1,754
Total noninterest income	$2,537,000	1,465
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$1,239,000	1,013
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,298,000	1,472
Total noninterest expense	$7,834,000	1,668
Salaries and employee benefits	$4,530,000	1,443
Premises and equipment expense	$989,000	1,993
Additional noninterest expense	$2,315,000	1,835
Pre-tax net operating income	$3,680,000	2,046
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,023,000	2,388
Income before extraordinary items	$2,657,000	1,988
Extraordinary gains, net	$0	44
Net income	$2,657,000	1,988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,288
Cash dividends	$138,000	6,051
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,657,000	1,931
1996-12-31 (YTD Data)		Rank
Total interest income	$14,982,000	2,246
Total interest expense	$6,061,000	2,528
Net interest income	$8,921,000	2,010
Provision for loan and lease losses	$408,000	2,054
Total noninterest income	$1,925,000	1,899
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$788,000	1,707
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,137,000	1,658
Total noninterest expense	$7,262,000	1,940
Salaries and employee benefits	$4,149,000	1,611
Premises and equipment expense	$922,000	2,161
Additional noninterest expense	$2,191,000	2,259
Pre-tax net operating income	$3,176,000	2,247
Securities gains (losses)	$-46,000	11,009
Applicable income taxes	$916,000	2,539
Income before extraordinary items	$2,214,000	2,230
Extraordinary gains, net	$0	53
Net income	$2,214,000	2,230
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,074
Cash dividends	$506,000	3,355
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,246,660	2,145
1995-12-31 (YTD Data)		Rank
Total interest income	$13,516,000	2,471
Total interest expense	$5,602,000	2,736
Net interest income	$7,914,000	2,274
Provision for loan and lease losses	$201,000	2,982
Total noninterest income	$1,477,000	2,304
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$650,000	2,092
Trading account gains and fees	$0	522
Additional Noninterest Income	$827,000	2,053
Total noninterest expense	$6,587,000	2,097
Salaries and employee benefits	$3,856,000	1,726
Premises and equipment expense	$857,000	2,334
Additional noninterest expense	$1,874,000	2,546
Pre-tax net operating income	$2,603,000	2,732
Securities gains (losses)	$-106,000	11,510
Applicable income taxes	$711,000	3,196
Income before extraordinary items	$1,786,000	2,765
Extraordinary gains, net	$0	65
Net income	$1,786,000	2,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	4,093
Cash dividends	$463,000	3,525
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,862,320	2,632
1994-12-31 (YTD Data)		Rank
Total interest income	$10,612,000	2,856
Total interest expense	$3,715,000	3,282
Net interest income	$6,897,000	2,614
Provision for loan and lease losses	$125,000	3,960
Total noninterest income	$2,071,000	1,803
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$928,000	1,455
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,143,000	1,687
Total noninterest expense	$6,706,000	2,119
Salaries and employee benefits	$3,515,000	1,901
Premises and equipment expense	$839,000	2,416
Additional noninterest expense	$2,352,000	2,252
Pre-tax net operating income	$2,137,000	3,239
Securities gains (losses)	$-49,000	11,013
Applicable income taxes	$562,000	3,700
Income before extraordinary items	$1,526,000	3,130
Extraordinary gains, net	$0	249
Net income	$1,526,000	3,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-53,000	11,913
Cash dividends	$445,000	3,495
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,561,770	3,092
1993-12-31 (YTD Data)		Rank
Total interest income	$9,734,000	3,173
Total interest expense	$3,738,000	3,368
Net interest income	$5,996,000	3,029
Provision for loan and lease losses	$350,000	2,706
Total noninterest income	$2,329,000	1,771
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$914,000	1,480
Trading account gains and fees	$0	532
Additional Noninterest Income	$1,415,000	1,623
Total noninterest expense	$5,878,000	2,437
Salaries and employee benefits	$3,144,000	2,109
Premises and equipment expense	$823,000	2,489
Additional noninterest expense	$1,911,000	2,834
Pre-tax net operating income	$2,097,000	3,166
Securities gains (losses)	$-92,000	13,167
Applicable income taxes	$513,000	4,094
Income before extraordinary items	$1,492,000	3,266
Extraordinary gains, net	$0	3,149
Net income	$1,492,000	3,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	3,816
Cash dividends	$346,000	4,040
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,560,080	2,948
1992-12-31 (YTD Data)		Rank
Total interest income	$9,941,000	3,503
Total interest expense	$4,326,000	3,795
Net interest income	$5,615,000	3,261
Provision for loan and lease losses	$359,000	3,724
Total noninterest income	$1,369,000	2,569
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$861,000	1,575
Trading account gains and fees	$-52,000	5,250
Additional Noninterest Income	$560,000	2,968
Total noninterest expense	$5,222,000	2,750
Salaries and employee benefits	$3,035,000	2,164
Premises and equipment expense	$756,000	2,749
Additional noninterest expense	$1,431,000	3,728
Pre-tax net operating income	$1,403,000	4,303
Securities gains (losses)	$407,000	1,262
Applicable income taxes	$507,000	3,963
Income before extraordinary items	$1,303,000	3,523
Extraordinary gains, net	$0	1,422
Net income	$1,303,000	3,567
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$287,000	3,423
Cash dividends	$325,000	3,812
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,009,960	4,142

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.