Home > Farmers & Merchants Bank > Assets and Liabilities
Farmers & Merchants Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $48,516,000 | 7,175 |
| Cash and due from depository institutions | $2,372,000 | 7,112 |
| Interest-bearing balances | $1,199,000 | 2,271 |
| Securities | $11,766,000 | 6,883 |
| Federal funds sold & reverse repurchase agreements | $1,070,000 | 6,294 |
| Net loans & leases | $31,006,000 | 6,730 |
| Loan loss allowance | $471,000 | 5,935 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,085,000 | 5,724 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,217,000 | 5,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,516,000 | 7,175 |
| Total liabilities | $39,262,000 | 7,523 |
| Total deposits | $38,928,000 | 7,371 |
| Interest-bearing deposits | $34,564,000 | 7,249 |
| Deposits held in domestic offices | $38,928,000 | 7,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $334,000 | 7,395 |
| Total equity capital | $9,254,000 | 4,605 |
| Total bank equity capital | $9,254,000 | 4,605 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $788,000 | 3,925 |
| Surplus | $1,100,000 | 7,123 |
| Undivided profits | $7,366,000 | 3,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $628,000 | 3,784 |
| Earning assets | $45,041,000 | 7,118 |
| Long-term assets (5+ years) | $3,681,000 | 6,652 |
| Average Assets, year-to-date | $48,327,400 | 6,999 |
| Average Assets, quarterly | $49,441,000 | 7,044 |
| Volatile liabilities | $5,935,000 | 6,635 |
| Insider loans | $1,819,000 | 2,235 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,573,000 | 4,918 |
| Tier 1 (core) risk-based capital | $9,168,000 | 4,504 |
| Tier 2 risk-based capital | $421,180 | 5,813 |
| Total risk weighted assets | $33,644,280 | 6,565 |
| Total unused commitments | $5,573,000 | 4,923 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $43,998,000 | 7,782 |
| Cash and due from depository institutions | $1,272,000 | 7,260 |
| Interest-bearing balances | $108,000 | 4,488 |
| Securities | $13,719,000 | 6,791 |
| Federal funds sold & reverse repurchase agreements | $2,235,000 | 4,596 |
| Net loans & leases | $25,644,000 | 7,550 |
| Loan loss allowance | $446,000 | 6,380 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $376,000 | 8,774 |
| Other real estate owned | $0 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $752,000 | 7,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,998,000 | 7,782 |
| Total liabilities | $35,204,000 | 8,217 |
| Total deposits | $34,964,000 | 8,072 |
| Interest-bearing deposits | $31,381,000 | 7,862 |
| Deposits held in domestic offices | $34,964,000 | 8,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $240,000 | 8,690 |
| Total equity capital | $8,794,000 | 4,834 |
| Total bank equity capital | $8,794,000 | 4,834 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $788,000 | 4,182 |
| Surplus | $1,100,000 | 7,346 |
| Undivided profits | $6,906,000 | 3,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $993,000 | 2,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $423,000 | 5,389 |
| Earning assets | $41,706,000 | 7,621 |
| Long-term assets (5+ years) | $2,673,000 | 7,265 |
| Average Assets, year-to-date | $42,358,400 | 7,767 |
| Average Assets, quarterly | $42,986,000 | 7,812 |
| Volatile liabilities | $5,692,000 | 6,682 |
| Insider loans | $1,286,000 | 3,000 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,644,000 | 5,285 |
| Tier 1 (core) risk-based capital | $8,721,000 | 4,768 |
| Tier 2 risk-based capital | $347,990 | 6,676 |
| Total risk weighted assets | $27,741,090 | 7,403 |
| Total unused commitments | $4,644,000 | 5,294 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $39,587,000 | 8,420 |
| Cash and due from depository institutions | $1,049,000 | 8,186 |
| Interest-bearing balances | $102,000 | 4,808 |
| Securities | $15,532,000 | 6,562 |
| Federal funds sold & reverse repurchase agreements | $565,000 | 8,179 |
| Net loans & leases | $21,605,000 | 8,284 |
| Loan loss allowance | $384,000 | 7,150 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $280,000 | 9,679 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $556,000 | 8,774 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,587,000 | 8,420 |
| Total liabilities | $31,469,000 | 8,921 |
| Total deposits | $31,282,000 | 8,782 |
| Interest-bearing deposits | $27,818,000 | 8,615 |
| Deposits held in domestic offices | $31,282,000 | 8,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $187,000 | 9,882 |
| Total equity capital | $8,118,000 | 5,180 |
| Total bank equity capital | $8,118,000 | 5,180 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $788,000 | 4,384 |
| Surplus | $1,100,000 | 7,493 |
| Undivided profits | $6,230,000 | 3,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 3,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $292,000 | 7,228 |
| Earning assets | $37,804,000 | 8,228 |
| Long-term assets (5+ years) | $2,951,000 | 7,095 |
| Average Assets, year-to-date | $38,247,400 | 8,377 |
| Average Assets, quarterly | $39,792,500 | 8,338 |
| Volatile liabilities | $4,396,000 | 7,365 |
| Insider loans | $1,252,000 | 3,171 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,548,000 | 5,896 |
| Tier 1 (core) risk-based capital | $7,962,000 | 5,116 |
| Tier 2 risk-based capital | $299,900 | 7,350 |
| Total risk weighted assets | $23,908,100 | 8,100 |
| Total unused commitments | $3,548,000 | 5,908 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $36,963,000 | 8,916 |
| Cash and due from depository institutions | $2,002,000 | 8,561 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,870,000 | 7,435 |
| Federal funds sold & reverse repurchase agreements | $280,000 | 7,506 |
| Net loans & leases | $19,861,000 | 8,767 |
| Loan loss allowance | $380,000 | 7,367 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $309,000 | 9,775 |
| Other real estate owned | $0 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $641,000 | 8,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,963,000 | 8,916 |
| Total liabilities | $29,892,000 | 9,357 |
| Total deposits | $29,748,000 | 9,205 |
| Interest-bearing deposits | $26,141,000 | 9,061 |
| Deposits held in domestic offices | $29,748,000 | 9,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $144,000 | 10,133 |
| Total equity capital | $7,071,000 | 5,466 |
| Total bank equity capital | $7,071,000 | 5,466 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $788,000 | 4,588 |
| Surplus | $1,100,000 | 7,643 |
| Undivided profits | $5,183,000 | 4,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $172,000 | 9,154 |
| Earning assets | $34,011,000 | 8,876 |
| Long-term assets (5+ years) | $3,577,000 | 6,946 |
| Average Assets, year-to-date | $36,854,000 | 8,830 |
| Average Assets, quarterly | $37,232,000 | 8,863 |
| Volatile liabilities | $2,803,000 | 8,679 |
| Insider loans | $600,000 | 5,126 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,522,000 | 5,913 |
| Tier 1 (core) risk-based capital | $7,157,000 | 5,509 |
| Tier 2 risk-based capital | $275,390 | 7,848 |
| Total risk weighted assets | $21,926,690 | 8,595 |
| Total unused commitments | $3,522,000 | 5,922 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $36,119,000 | 9,343 |
| Cash and due from depository institutions | $2,067,000 | 9,167 |
| Interest-bearing balances | $883,000 | 3,600 |
| Securities | $14,417,000 | 7,596 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $18,801,000 | 9,106 |
| Loan loss allowance | $324,000 | 8,348 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $354,000 | 9,760 |
| Other real estate owned | $5,000 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $475,000 | 9,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,119,000 | 9,343 |
| Total liabilities | $28,920,000 | 9,876 |
| Total deposits | $28,205,000 | 9,839 |
| Interest-bearing deposits | $24,328,000 | 9,780 |
| Deposits held in domestic offices | $28,205,000 | 9,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $580,000 | 3,153 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $135,000 | 10,746 |
| Total equity capital | $7,199,000 | 5,478 |
| Total bank equity capital | $7,199,000 | 5,478 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $788,000 | 4,772 |
| Surplus | $1,100,000 | 7,752 |
| Undivided profits | $5,311,000 | 4,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 10,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $194,000 | 8,284 |
| Earning assets | $34,101,000 | 9,154 |
| Long-term assets (5+ years) | $1,296,000 | 9,562 |
| Average Assets, year-to-date | $35,532,000 | 9,252 |
| Average Assets, quarterly | $35,955,000 | 9,306 |
| Volatile liabilities | $3,016,000 | 8,365 |
| Insider loans | $586,000 | 5,243 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,695,000 | 5,080 |
| Tier 1 (core) risk-based capital | $7,199,000 | 5,404 |
| Tier 2 risk-based capital | $267,090 | 8,081 |
| Total risk weighted assets | $21,309,990 | 8,877 |
| Total unused commitments | $4,695,000 | 5,101 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $35,465,000 | 9,622 |
| Cash and due from depository institutions | $2,475,000 | 8,886 |
| Interest-bearing balances | $1,474,000 | 3,198 |
| Securities | $13,631,000 | 7,783 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 8,817 |
| Net loans & leases | $17,495,000 | 9,508 |
| Loan loss allowance | $298,000 | 8,857 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $365,000 | 9,931 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $524,000 | 9,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,465,000 | 9,622 |
| Total liabilities | $29,013,000 | 10,126 |
| Total deposits | $28,735,000 | 10,019 |
| Interest-bearing deposits | $25,628,000 | 9,812 |
| Deposits held in domestic offices | $28,735,000 | 10,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $278,000 | 8,586 |
| Total equity capital | $6,452,000 | 5,770 |
| Total bank equity capital | $6,452,000 | 5,770 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $788,000 | 5,012 |
| Surplus | $1,100,000 | 7,756 |
| Undivided profits | $4,564,000 | 4,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 11,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $233,000 | 7,887 |
| Earning assets | $33,575,000 | 9,400 |
| Long-term assets (5+ years) | $1,516,000 | 9,540 |
| Average Assets, year-to-date | $37,049,400 | 9,229 |
| Average Assets, quarterly | $34,825,500 | 9,646 |
| Volatile liabilities | $3,786,000 | 7,655 |
| Insider loans | $6,000 | 9,084 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,501,000 | 5,632 |
| Tier 1 (core) risk-based capital | $6,452,000 | 5,701 |
| Tier 2 risk-based capital | $259,530 | 8,247 |
| Total risk weighted assets | $20,723,830 | 9,136 |
| Total unused commitments | $3,501,000 | 5,659 |
| Derivatives | $0 | 651 |