Home > Farmers & Merchants Bank > Income and Expense
Farmers & Merchants Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 3,065 |
| Total interest expense | $212,000 | 3,520 |
| Net interest income | $1,734,000 | 2,934 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $263,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $161,000 | 1,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,199 |
| Total noninterest expense | $1,466,000 | 2,788 |
| Salaries and employee benefits | $743,000 | 3,006 |
| Premises and equipment expense | $154,000 | 2,805 |
| Additional noninterest expense | $569,000 | 2,356 |
| Pre-tax net operating income | $531,000 | 2,992 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $136,000 | 1,908 |
| Income before extraordinary items | $395,000 | 3,238 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $395,000 | 3,236 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $395,000 | 3,237 |
| Net charge-offs | $-28,000 | 4,950 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 510 |
| Net operating income | $395,000 | 3,228 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 3,062 |
| Total interest expense | $654,000 | 3,549 |
| Net interest income | $6,766,000 | 2,957 |
| Provision for loan and lease losses | $75,000 | 3,250 |
| Total noninterest income | $1,139,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $706,000 | 1,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 3,258 |
| Total noninterest expense | $5,683,000 | 2,809 |
| Salaries and employee benefits | $2,967,000 | 2,990 |
| Premises and equipment expense | $646,000 | 2,705 |
| Additional noninterest expense | $2,070,000 | 2,548 |
| Pre-tax net operating income | $2,147,000 | 3,023 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $546,000 | 1,906 |
| Income before extraordinary items | $1,601,000 | 3,277 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,601,000 | 3,276 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,601,000 | 3,276 |
| Net charge-offs | $126,000 | 1,985 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 622 |
| Net operating income | $1,601,000 | 3,279 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 3,093 |
| Total interest expense | $450,000 | 3,617 |
| Net interest income | $5,042,000 | 2,982 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $837,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $522,000 | 1,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,323 |
| Total noninterest expense | $4,264,000 | 2,825 |
| Salaries and employee benefits | $2,189,000 | 3,019 |
| Premises and equipment expense | $486,000 | 2,724 |
| Additional noninterest expense | $1,589,000 | 2,502 |
| Pre-tax net operating income | $1,615,000 | 3,074 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $378,000 | 2,025 |
| Income before extraordinary items | $1,237,000 | 3,267 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,237,000 | 3,266 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,237,000 | 3,266 |
| Net charge-offs | $127,000 | 1,549 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 588 |
| Net operating income | $1,237,000 | 3,265 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 3,103 |
| Total interest expense | $281,000 | 3,663 |
| Net interest income | $3,328,000 | 3,005 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $538,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $340,000 | 1,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 3,405 |
| Total noninterest expense | $2,831,000 | 2,853 |
| Salaries and employee benefits | $1,453,000 | 3,051 |
| Premises and equipment expense | $323,000 | 2,744 |
| Additional noninterest expense | $1,055,000 | 2,518 |
| Pre-tax net operating income | $1,035,000 | 3,112 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $242,000 | 2,049 |
| Income before extraordinary items | $793,000 | 3,313 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $793,000 | 3,312 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $793,000 | 3,312 |
| Net charge-offs | $-29,000 | 4,866 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 578 |
| Net operating income | $793,000 | 3,309 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 3,171 |
| Total interest expense | $132,000 | 3,719 |
| Net interest income | $1,619,000 | 3,066 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $280,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $171,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 3,218 |
| Total noninterest expense | $1,435,000 | 2,861 |
| Salaries and employee benefits | $730,000 | 3,057 |
| Premises and equipment expense | $164,000 | 2,753 |
| Additional noninterest expense | $541,000 | 2,481 |
| Pre-tax net operating income | $464,000 | 3,222 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $108,000 | 2,113 |
| Income before extraordinary items | $356,000 | 3,430 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $356,000 | 3,429 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $356,000 | 3,430 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 540 |
| Net operating income | $356,000 | 3,424 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 3,165 |
| Total interest expense | $411,000 | 3,954 |
| Net interest income | $6,436,000 | 3,049 |
| Provision for loan and lease losses | $85,000 | 3,210 |
| Total noninterest income | $1,014,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $729,000 | 1,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 3,848 |
| Total noninterest expense | $5,702,000 | 2,867 |
| Salaries and employee benefits | $2,864,000 | 3,089 |
| Premises and equipment expense | $628,000 | 2,843 |
| Additional noninterest expense | $2,210,000 | 2,476 |
| Pre-tax net operating income | $1,663,000 | 3,392 |
| Securities gains (losses) | $28,000 | 1,181 |
| Applicable income taxes | $2,746,000 | 1,029 |
| Income before extraordinary items | $-1,055,000 | 5,580 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,055,000 | 5,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,055,000 | 5,580 |
| Net charge-offs | $48,000 | 2,990 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 642 |
| Net operating income | $-1,072,920 | 5,580 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,061,000 | 3,216 |
| Total interest expense | $299,000 | 4,012 |
| Net interest income | $4,762,000 | 3,094 |
| Provision for loan and lease losses | $30,000 | 3,538 |
| Total noninterest income | $816,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $536,000 | 1,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,567 |
| Total noninterest expense | $4,304,000 | 2,876 |
| Salaries and employee benefits | $2,139,000 | 3,100 |
| Premises and equipment expense | $467,000 | 2,887 |
| Additional noninterest expense | $1,698,000 | 2,434 |
| Pre-tax net operating income | $1,244,000 | 3,441 |
| Securities gains (losses) | $28,000 | 1,157 |
| Applicable income taxes | $474,000 | 2,121 |
| Income before extraordinary items | $798,000 | 3,846 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $798,000 | 3,844 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $798,000 | 3,846 |
| Net charge-offs | $-34,000 | 5,068 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 610 |
| Net operating income | $780,080 | 3,859 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 3,254 |
| Total interest expense | $194,000 | 4,053 |
| Net interest income | $3,103,000 | 3,138 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $556,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $344,000 | 1,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 3,404 |
| Total noninterest expense | $2,831,000 | 2,914 |
| Salaries and employee benefits | $1,408,000 | 3,141 |
| Premises and equipment expense | $303,000 | 2,937 |
| Additional noninterest expense | $1,120,000 | 2,466 |
| Pre-tax net operating income | $828,000 | 3,413 |
| Securities gains (losses) | $29,000 | 855 |
| Applicable income taxes | $319,000 | 2,090 |
| Income before extraordinary items | $538,000 | 3,813 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $538,000 | 3,810 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $538,000 | 3,813 |
| Net charge-offs | $-24,000 | 5,068 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 600 |
| Net operating income | $519,440 | 3,836 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 3,328 |
| Total interest expense | $95,000 | 4,098 |
| Net interest income | $1,486,000 | 3,222 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $272,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $166,000 | 1,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,383 |
| Total noninterest expense | $1,398,000 | 2,960 |
| Salaries and employee benefits | $697,000 | 3,204 |
| Premises and equipment expense | $149,000 | 3,005 |
| Additional noninterest expense | $552,000 | 2,477 |
| Pre-tax net operating income | $360,000 | 3,574 |
| Securities gains (losses) | $10,000 | 671 |
| Applicable income taxes | $138,000 | 2,191 |
| Income before extraordinary items | $232,000 | 3,947 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $232,000 | 3,945 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $232,000 | 3,947 |
| Net charge-offs | $-10,000 | 4,993 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 569 |
| Net operating income | $225,600 | 3,973 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,094,000 | 3,397 |
| Total interest expense | $373,000 | 4,135 |
| Net interest income | $5,721,000 | 3,284 |
| Provision for loan and lease losses | $-300,000 | 5,678 |
| Total noninterest income | $513,000 | 4,048 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $767,000 | 1,491 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-254,000 | 5,893 |
| Total noninterest expense | $5,585,000 | 2,973 |
| Salaries and employee benefits | $2,636,000 | 3,307 |
| Premises and equipment expense | $644,000 | 2,892 |
| Additional noninterest expense | $2,305,000 | 2,466 |
| Pre-tax net operating income | $949,000 | 4,139 |
| Securities gains (losses) | $193,000 | 902 |
| Applicable income taxes | $417,000 | 2,405 |
| Income before extraordinary items | $725,000 | 4,320 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $725,000 | 4,318 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $725,000 | 4,319 |
| Net charge-offs | $-72,000 | 5,447 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 694 |
| Net operating income | $601,480 | 4,482 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 3,430 |
| Total interest expense | $278,000 | 4,179 |
| Net interest income | $4,251,000 | 3,314 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $578,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $586,000 | 1,468 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-8,000 | 5,910 |
| Total noninterest expense | $4,178,000 | 2,979 |
| Salaries and employee benefits | $1,948,000 | 3,318 |
| Premises and equipment expense | $484,000 | 2,894 |
| Additional noninterest expense | $1,746,000 | 2,451 |
| Pre-tax net operating income | $651,000 | 4,329 |
| Securities gains (losses) | $193,000 | 826 |
| Applicable income taxes | $293,000 | 2,517 |
| Income before extraordinary items | $551,000 | 4,377 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $551,000 | 4,375 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $551,000 | 4,377 |
| Net charge-offs | $24,000 | 3,043 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 665 |
| Net operating income | $425,550 | 4,627 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 3,435 |
| Total interest expense | $184,000 | 4,216 |
| Net interest income | $2,836,000 | 3,331 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $442,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $394,000 | 1,445 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,082 |
| Total noninterest expense | $2,752,000 | 3,022 |
| Salaries and employee benefits | $1,286,000 | 3,369 |
| Premises and equipment expense | $316,000 | 2,940 |
| Additional noninterest expense | $1,150,000 | 2,480 |
| Pre-tax net operating income | $526,000 | 4,069 |
| Securities gains (losses) | $87,000 | 1,053 |
| Applicable income taxes | $214,000 | 2,443 |
| Income before extraordinary items | $399,000 | 4,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 4,267 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $399,000 | 4,268 |
| Net charge-offs | $45,000 | 2,224 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 662 |
| Net operating income | $342,450 | 4,410 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 3,452 |
| Total interest expense | $91,000 | 4,271 |
| Net interest income | $1,411,000 | 3,342 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $282,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $205,000 | 1,404 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $77,000 | 3,910 |
| Total noninterest expense | $1,412,000 | 2,989 |
| Salaries and employee benefits | $649,000 | 3,359 |
| Premises and equipment expense | $153,000 | 3,028 |
| Additional noninterest expense | $610,000 | 2,354 |
| Pre-tax net operating income | $281,000 | 3,962 |
| Securities gains (losses) | $60,000 | 747 |
| Applicable income taxes | $120,000 | 2,292 |
| Income before extraordinary items | $221,000 | 4,106 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $221,000 | 4,103 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $221,000 | 4,104 |
| Net charge-offs | $-68,000 | 5,811 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 618 |
| Net operating income | $182,000 | 4,319 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 3,478 |
| Total interest expense | $380,000 | 4,252 |
| Net interest income | $5,524,000 | 3,367 |
| Provision for loan and lease losses | $-600,000 | 5,972 |
| Total noninterest income | $211,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $744,000 | 1,571 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-533,000 | 6,171 |
| Total noninterest expense | $5,651,000 | 2,985 |
| Salaries and employee benefits | $2,530,000 | 3,397 |
| Premises and equipment expense | $624,000 | 3,028 |
| Additional noninterest expense | $2,497,000 | 2,342 |
| Pre-tax net operating income | $684,000 | 4,594 |
| Securities gains (losses) | $141,000 | 941 |
| Applicable income taxes | $-6,709,000 | 6,156 |
| Income before extraordinary items | $7,534,000 | 948 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,534,000 | 948 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,534,000 | 948 |
| Net charge-offs | $261,000 | 1,734 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 760 |
| Net operating income | $7,393,000 | 947 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 3,522 |
| Total interest expense | $290,000 | 4,269 |
| Net interest income | $4,120,000 | 3,412 |
| Provision for loan and lease losses | $-600,000 | 6,104 |
| Total noninterest income | $33,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $530,000 | 1,644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-497,000 | 6,257 |
| Total noninterest expense | $4,259,000 | 3,004 |
| Salaries and employee benefits | $1,909,000 | 3,374 |
| Premises and equipment expense | $462,000 | 3,097 |
| Additional noninterest expense | $1,888,000 | 2,324 |
| Pre-tax net operating income | $494,000 | 4,755 |
| Securities gains (losses) | $87,000 | 1,116 |
| Applicable income taxes | $-6,798,000 | 6,257 |
| Income before extraordinary items | $7,379,000 | 752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,379,000 | 749 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,379,000 | 752 |
| Net charge-offs | $231,000 | 1,415 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 722 |
| Net operating income | $7,292,000 | 739 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 3,546 |
| Total interest expense | $199,000 | 4,242 |
| Net interest income | $2,732,000 | 3,441 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $428,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $353,000 | 1,624 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 4,810 |
| Total noninterest expense | $2,800,000 | 3,044 |
| Salaries and employee benefits | $1,257,000 | 3,440 |
| Premises and equipment expense | $300,000 | 3,167 |
| Additional noninterest expense | $1,243,000 | 2,362 |
| Pre-tax net operating income | $360,000 | 4,607 |
| Securities gains (losses) | $54,000 | 1,186 |
| Applicable income taxes | $-6,855,000 | 6,339 |
| Income before extraordinary items | $7,269,000 | 522 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,269,000 | 519 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,269,000 | 522 |
| Net charge-offs | $251,000 | 1,036 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $7,215,000 | 512 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 3,570 |
| Total interest expense | $98,000 | 4,326 |
| Net interest income | $1,354,000 | 3,454 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $159,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $176,000 | 1,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-17,000 | 6,334 |
| Total noninterest expense | $1,426,000 | 3,005 |
| Salaries and employee benefits | $629,000 | 3,464 |
| Premises and equipment expense | $149,000 | 3,208 |
| Additional noninterest expense | $648,000 | 2,258 |
| Pre-tax net operating income | $87,000 | 5,322 |
| Securities gains (losses) | $39,000 | 958 |
| Applicable income taxes | $-6,997,000 | 6,414 |
| Income before extraordinary items | $7,123,000 | 295 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $7,123,000 | 294 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $7,123,000 | 294 |
| Net charge-offs | $254,000 | 616 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $7,084,000 | 287 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 3,484 |
| Total interest expense | $429,000 | 4,320 |
| Net interest income | $5,680,000 | 3,367 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $534,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $803,000 | 1,579 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-269,000 | 6,440 |
| Total noninterest expense | $5,620,000 | 3,064 |
| Salaries and employee benefits | $2,390,000 | 3,590 |
| Premises and equipment expense | $620,000 | 3,145 |
| Additional noninterest expense | $2,610,000 | 2,322 |
| Pre-tax net operating income | $594,000 | 4,862 |
| Securities gains (losses) | $121,000 | 1,125 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $715,000 | 4,457 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $715,000 | 4,457 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $715,000 | 4,458 |
| Net charge-offs | $623,000 | 1,263 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $594,000 | 4,665 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 3,505 |
| Total interest expense | $328,000 | 4,336 |
| Net interest income | $4,268,000 | 3,393 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $398,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $607,000 | 1,571 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-209,000 | 6,531 |
| Total noninterest expense | $4,235,000 | 3,053 |
| Salaries and employee benefits | $1,798,000 | 3,585 |
| Premises and equipment expense | $467,000 | 3,186 |
| Additional noninterest expense | $1,970,000 | 2,278 |
| Pre-tax net operating income | $431,000 | 4,986 |
| Securities gains (losses) | $84,000 | 1,115 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $515,000 | 4,561 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $515,000 | 4,561 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $515,000 | 4,562 |
| Net charge-offs | $636,000 | 964 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $431,000 | 4,788 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 3,553 |
| Total interest expense | $221,000 | 4,355 |
| Net interest income | $2,788,000 | 3,435 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $268,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $388,000 | 1,608 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-120,000 | 6,596 |
| Total noninterest expense | $2,820,000 | 3,075 |
| Salaries and employee benefits | $1,204,000 | 3,602 |
| Premises and equipment expense | $313,000 | 3,198 |
| Additional noninterest expense | $1,303,000 | 2,299 |
| Pre-tax net operating income | $236,000 | 5,170 |
| Securities gains (losses) | $83,000 | 895 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $319,000 | 4,630 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $319,000 | 4,632 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $319,000 | 4,633 |
| Net charge-offs | $488,000 | 890 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $236,000 | 4,994 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 3,593 |
| Total interest expense | $111,000 | 4,410 |
| Net interest income | $1,381,000 | 3,469 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $50,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $190,000 | 1,619 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-140,000 | 6,676 |
| Total noninterest expense | $1,440,000 | 3,048 |
| Salaries and employee benefits | $617,000 | 3,574 |
| Premises and equipment expense | $156,000 | 3,250 |
| Additional noninterest expense | $667,000 | 2,240 |
| Pre-tax net operating income | $-9,000 | 6,249 |
| Securities gains (losses) | $47,000 | 667 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $38,000 | 5,837 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $38,000 | 5,838 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $38,000 | 5,839 |
| Net charge-offs | $-25,000 | 6,111 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-9,000 | 6,253 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 3,221 |
| Total interest expense | $649,000 | 3,915 |
| Net interest income | $6,437,000 | 3,091 |
| Provision for loan and lease losses | $160,000 | 3,211 |
| Total noninterest income | $338,000 | 4,980 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $873,000 | 1,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-535,000 | 6,741 |
| Total noninterest expense | $6,554,000 | 2,781 |
| Salaries and employee benefits | $2,706,000 | 3,340 |
| Premises and equipment expense | $602,000 | 3,305 |
| Additional noninterest expense | $3,246,000 | 1,946 |
| Pre-tax net operating income | $61,000 | 6,056 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-23,000 | 6,356 |
| Income before extraordinary items | $84,000 | 6,039 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $84,000 | 6,039 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $84,000 | 6,041 |
| Net charge-offs | $2,107,000 | 715 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $84,000 | 5,991 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,500,000 | 3,160 |
| Total interest expense | $528,000 | 3,819 |
| Net interest income | $4,972,000 | 3,044 |
| Provision for loan and lease losses | $160,000 | 2,863 |
| Total noninterest income | $236,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $646,000 | 1,552 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-410,000 | 6,831 |
| Total noninterest expense | $5,030,000 | 2,726 |
| Salaries and employee benefits | $2,028,000 | 3,363 |
| Premises and equipment expense | $453,000 | 3,327 |
| Additional noninterest expense | $2,549,000 | 1,860 |
| Pre-tax net operating income | $18,000 | 6,227 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-23,000 | 6,574 |
| Income before extraordinary items | $41,000 | 6,221 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $41,000 | 6,222 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $41,000 | 6,222 |
| Net charge-offs | $1,819,000 | 641 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $41,000 | 6,166 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 3,044 |
| Total interest expense | $388,000 | 3,656 |
| Net interest income | $3,475,000 | 2,930 |
| Provision for loan and lease losses | $160,000 | 2,361 |
| Total noninterest income | $143,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $416,000 | 1,579 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-273,000 | 6,868 |
| Total noninterest expense | $3,253,000 | 2,804 |
| Salaries and employee benefits | $1,352,000 | 3,381 |
| Premises and equipment expense | $298,000 | 3,374 |
| Additional noninterest expense | $1,603,000 | 1,948 |
| Pre-tax net operating income | $205,000 | 5,289 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-23,000 | 6,642 |
| Income before extraordinary items | $228,000 | 5,121 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $228,000 | 5,123 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $228,000 | 5,124 |
| Net charge-offs | $1,072,000 | 725 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $228,000 | 4,995 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 3,310 |
| Total interest expense | $220,000 | 3,465 |
| Net interest income | $1,533,000 | 3,245 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $312,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $212,000 | 1,538 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 3,748 |
| Total noninterest expense | $1,576,000 | 2,909 |
| Salaries and employee benefits | $684,000 | 3,380 |
| Premises and equipment expense | $149,000 | 3,396 |
| Additional noninterest expense | $743,000 | 2,092 |
| Pre-tax net operating income | $149,000 | 4,861 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $149,000 | 4,735 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $149,000 | 4,736 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $149,000 | 4,737 |
| Net charge-offs | $511,000 | 762 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $149,000 | 4,636 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,547,000 | 2,941 |
| Total interest expense | $1,593,000 | 2,595 |
| Net interest income | $6,954,000 | 2,993 |
| Provision for loan and lease losses | $970,000 | 1,805 |
| Total noninterest income | $-762,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,005,000 | 1,409 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,767,000 | 7,029 |
| Total noninterest expense | $6,801,000 | 2,732 |
| Salaries and employee benefits | $2,625,000 | 3,442 |
| Premises and equipment expense | $676,000 | 3,098 |
| Additional noninterest expense | $3,500,000 | 1,877 |
| Pre-tax net operating income | $-1,579,000 | 6,759 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $23,000 | 4,174 |
| Income before extraordinary items | $-1,602,000 | 6,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,602,000 | 6,792 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,602,000 | 6,793 |
| Net charge-offs | $2,121,000 | 1,116 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,602,000 | 6,775 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,693,000 | 2,899 |
| Total interest expense | $1,304,000 | 2,515 |
| Net interest income | $5,389,000 | 2,969 |
| Provision for loan and lease losses | $425,000 | 2,500 |
| Total noninterest income | $-157,000 | 7,040 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $767,000 | 1,400 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-924,000 | 7,119 |
| Total noninterest expense | $4,860,000 | 2,861 |
| Salaries and employee benefits | $1,953,000 | 3,481 |
| Premises and equipment expense | $513,000 | 3,110 |
| Additional noninterest expense | $2,394,000 | 2,043 |
| Pre-tax net operating income | $-53,000 | 6,371 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-53,000 | 6,495 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-53,000 | 6,492 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-53,000 | 6,492 |
| Net charge-offs | $1,218,000 | 1,278 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-53,000 | 6,384 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 2,848 |
| Total interest expense | $969,000 | 2,346 |
| Net interest income | $3,649,000 | 2,928 |
| Provision for loan and lease losses | $375,000 | 2,150 |
| Total noninterest income | $150,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $515,000 | 1,386 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-365,000 | 7,139 |
| Total noninterest expense | $3,188,000 | 2,911 |
| Salaries and employee benefits | $1,293,000 | 3,519 |
| Premises and equipment expense | $336,000 | 3,154 |
| Additional noninterest expense | $1,559,000 | 2,090 |
| Pre-tax net operating income | $236,000 | 5,125 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $236,000 | 5,129 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $236,000 | 5,129 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $236,000 | 5,129 |
| Net charge-offs | $735,000 | 1,393 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $236,000 | 4,936 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,776 |
| Total interest expense | $553,000 | 2,167 |
| Net interest income | $1,845,000 | 2,912 |
| Provision for loan and lease losses | $145,000 | 2,473 |
| Total noninterest income | $180,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $267,000 | 1,318 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-87,000 | 7,145 |
| Total noninterest expense | $1,701,000 | 2,741 |
| Salaries and employee benefits | $656,000 | 3,514 |
| Premises and equipment expense | $169,000 | 3,167 |
| Additional noninterest expense | $876,000 | 1,884 |
| Pre-tax net operating income | $179,000 | 4,674 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $179,000 | 4,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $179,000 | 4,563 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $179,000 | 4,563 |
| Net charge-offs | $223,000 | 1,747 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $179,000 | 4,425 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,968,000 | 2,539 |
| Total interest expense | $3,470,000 | 1,716 |
| Net interest income | $7,498,000 | 2,894 |
| Provision for loan and lease losses | $10,150,000 | 412 |
| Total noninterest income | $869,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,261,000 | 1,170 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-392,000 | 7,062 |
| Total noninterest expense | $7,457,000 | 2,524 |
| Salaries and employee benefits | $2,913,000 | 3,193 |
| Premises and equipment expense | $692,000 | 3,229 |
| Additional noninterest expense | $3,852,000 | 1,761 |
| Pre-tax net operating income | $-9,240,000 | 7,198 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-9,240,000 | 7,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,240,000 | 7,201 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,240,000 | 7,201 |
| Net charge-offs | $10,926,000 | 416 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-9,240,000 | 7,190 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,361,000 | 2,533 |
| Total interest expense | $2,755,000 | 1,696 |
| Net interest income | $5,606,000 | 2,912 |
| Provision for loan and lease losses | $9,820,000 | 323 |
| Total noninterest income | $1,387,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $953,000 | 1,163 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $434,000 | 2,907 |
| Total noninterest expense | $6,282,000 | 2,280 |
| Salaries and employee benefits | $2,226,000 | 3,158 |
| Premises and equipment expense | $528,000 | 3,230 |
| Additional noninterest expense | $3,528,000 | 1,461 |
| Pre-tax net operating income | $-9,109,000 | 7,325 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-9,109,000 | 7,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,109,000 | 7,331 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-9,109,000 | 7,331 |
| Net charge-offs | $9,461,000 | 366 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-9,109,000 | 7,322 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 2,490 |
| Total interest expense | $1,933,000 | 1,685 |
| Net interest income | $3,770,000 | 2,888 |
| Provision for loan and lease losses | $9,325,000 | 255 |
| Total noninterest income | $900,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $618,000 | 1,179 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $282,000 | 2,971 |
| Total noninterest expense | $4,447,000 | 2,172 |
| Salaries and employee benefits | $1,523,000 | 3,113 |
| Premises and equipment expense | $335,000 | 3,371 |
| Additional noninterest expense | $2,589,000 | 1,353 |
| Pre-tax net operating income | $-9,102,000 | 7,437 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-9,102,000 | 7,434 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-9,102,000 | 7,434 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-9,102,000 | 7,434 |
| Net charge-offs | $8,126,000 | 315 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-9,102,000 | 7,435 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 2,508 |
| Total interest expense | $1,007,000 | 1,676 |
| Net interest income | $1,837,000 | 2,942 |
| Provision for loan and lease losses | $495,000 | 1,438 |
| Total noninterest income | $454,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $297,000 | 1,197 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $157,000 | 2,827 |
| Total noninterest expense | $1,792,000 | 2,651 |
| Salaries and employee benefits | $780,000 | 3,061 |
| Premises and equipment expense | $169,000 | 3,407 |
| Additional noninterest expense | $843,000 | 2,009 |
| Pre-tax net operating income | $4,000 | 6,277 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $4,000 | 6,332 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,000 | 6,332 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,000 | 6,332 |
| Net charge-offs | $521,000 | 1,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $4,000 | 6,297 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,285,000 | 2,267 |
| Total interest expense | $5,631,000 | 1,473 |
| Net interest income | $7,654,000 | 2,841 |
| Provision for loan and lease losses | $5,883,000 | 1,009 |
| Total noninterest income | $2,065,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,381,000 | 1,092 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $684,000 | 2,723 |
| Total noninterest expense | $9,136,000 | 2,120 |
| Salaries and employee benefits | $3,571,000 | 2,673 |
| Premises and equipment expense | $697,000 | 3,311 |
| Additional noninterest expense | $4,868,000 | 1,487 |
| Pre-tax net operating income | $-5,300,000 | 7,131 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $830,000 | 1,408 |
| Income before extraordinary items | $-6,130,000 | 7,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,130,000 | 7,246 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,130,000 | 7,246 |
| Net charge-offs | $2,698,000 | 1,563 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,130,000 | 7,227 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,189,000 | 2,267 |
| Total interest expense | $4,496,000 | 1,439 |
| Net interest income | $5,693,000 | 2,904 |
| Provision for loan and lease losses | $4,656,000 | 922 |
| Total noninterest income | $1,546,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,066,000 | 1,101 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $480,000 | 2,822 |
| Total noninterest expense | $6,679,000 | 2,169 |
| Salaries and employee benefits | $2,702,000 | 2,659 |
| Premises and equipment expense | $529,000 | 3,326 |
| Additional noninterest expense | $3,448,000 | 1,537 |
| Pre-tax net operating income | $-4,096,000 | 7,303 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-252,000 | 7,247 |
| Income before extraordinary items | $-3,844,000 | 7,348 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,844,000 | 7,347 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,844,000 | 7,348 |
| Net charge-offs | $2,019,000 | 1,496 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,844,000 | 7,333 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,876,000 | 2,278 |
| Total interest expense | $3,166,000 | 1,424 |
| Net interest income | $3,710,000 | 2,963 |
| Provision for loan and lease losses | $3,790,000 | 792 |
| Total noninterest income | $1,070,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $733,000 | 1,071 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $337,000 | 2,665 |
| Total noninterest expense | $4,685,000 | 2,072 |
| Salaries and employee benefits | $1,805,000 | 2,677 |
| Premises and equipment expense | $347,000 | 3,397 |
| Additional noninterest expense | $2,533,000 | 1,399 |
| Pre-tax net operating income | $-3,695,000 | 7,464 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-270,000 | 7,380 |
| Income before extraordinary items | $-3,425,000 | 7,482 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,425,000 | 7,482 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,425,000 | 7,482 |
| Net charge-offs | $552,000 | 2,332 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,425,000 | 7,475 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 2,276 |
| Total interest expense | $1,670,000 | 1,411 |
| Net interest income | $1,858,000 | 2,978 |
| Provision for loan and lease losses | $518,000 | 1,789 |
| Total noninterest income | $519,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $364,000 | 1,077 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $155,000 | 2,775 |
| Total noninterest expense | $1,929,000 | 2,528 |
| Salaries and employee benefits | $912,000 | 2,689 |
| Premises and equipment expense | $171,000 | 3,523 |
| Additional noninterest expense | $846,000 | 2,004 |
| Pre-tax net operating income | $-70,000 | 6,569 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-39,000 | 7,281 |
| Income before extraordinary items | $-31,000 | 6,540 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-31,000 | 6,542 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-31,000 | 6,541 |
| Net charge-offs | $230,000 | 2,283 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-31,000 | 6,463 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,066,000 | 2,113 |
| Total interest expense | $8,696,000 | 1,380 |
| Net interest income | $7,370,000 | 2,930 |
| Provision for loan and lease losses | $3,155,000 | 1,913 |
| Total noninterest income | $2,397,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,745,000 | 996 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $652,000 | 2,775 |
| Total noninterest expense | $8,278,000 | 2,389 |
| Salaries and employee benefits | $3,679,000 | 2,655 |
| Premises and equipment expense | $715,000 | 3,397 |
| Additional noninterest expense | $3,884,000 | 1,892 |
| Pre-tax net operating income | $-1,666,000 | 6,518 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-659,000 | 7,133 |
| Income before extraordinary items | $-1,007,000 | 6,372 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,007,000 | 6,372 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,007,000 | 6,372 |
| Net charge-offs | $2,912,000 | 1,636 |
| Cash dividends | $104,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,007,000 | 6,375 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,658,000 | 2,045 |
| Total interest expense | $6,685,000 | 1,417 |
| Net interest income | $5,973,000 | 2,749 |
| Provision for loan and lease losses | $1,160,000 | 2,557 |
| Total noninterest income | $1,812,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,307,000 | 990 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $505,000 | 2,800 |
| Total noninterest expense | $6,307,000 | 2,341 |
| Salaries and employee benefits | $2,846,000 | 2,583 |
| Premises and equipment expense | $547,000 | 3,398 |
| Additional noninterest expense | $2,914,000 | 1,833 |
| Pre-tax net operating income | $318,000 | 4,468 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $109,000 | 2,816 |
| Income before extraordinary items | $209,000 | 4,803 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $209,000 | 4,804 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $209,000 | 4,804 |
| Net charge-offs | $494,000 | 3,061 |
| Cash dividends | $104,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $209,000 | 4,737 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,403,000 | 2,091 |
| Total interest expense | $4,515,000 | 1,473 |
| Net interest income | $3,888,000 | 2,796 |
| Provision for loan and lease losses | $829,000 | 2,289 |
| Total noninterest income | $1,179,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $854,000 | 989 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $325,000 | 2,865 |
| Total noninterest expense | $4,361,000 | 2,303 |
| Salaries and employee benefits | $1,907,000 | 2,609 |
| Premises and equipment expense | $370,000 | 3,384 |
| Additional noninterest expense | $2,084,000 | 1,747 |
| Pre-tax net operating income | $-123,000 | 6,135 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-76,000 | 7,078 |
| Income before extraordinary items | $-47,000 | 6,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-47,000 | 6,060 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-47,000 | 6,060 |
| Net charge-offs | $453,000 | 2,451 |
| Cash dividends | $104,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-47,000 | 5,999 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 2,143 |
| Total interest expense | $2,303,000 | 1,496 |
| Net interest income | $1,845,000 | 2,917 |
| Provision for loan and lease losses | $307,000 | 2,261 |
| Total noninterest income | $573,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $426,000 | 969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $147,000 | 3,000 |
| Total noninterest expense | $1,949,000 | 2,484 |
| Salaries and employee benefits | $960,000 | 2,638 |
| Premises and equipment expense | $189,000 | 3,383 |
| Additional noninterest expense | $800,000 | 2,000 |
| Pre-tax net operating income | $162,000 | 4,382 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $46,000 | 2,957 |
| Income before extraordinary items | $116,000 | 4,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $116,000 | 4,742 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $116,000 | 4,741 |
| Net charge-offs | $-17,000 | 7,962 |
| Cash dividends | $52,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $116,000 | 4,571 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,679,000 | 2,038 |
| Total interest expense | $10,067,000 | 1,616 |
| Net interest income | $8,612,000 | 2,512 |
| Provision for loan and lease losses | $1,884,000 | 1,878 |
| Total noninterest income | $2,751,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,019,000 | 870 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $732,000 | 2,583 |
| Total noninterest expense | $7,285,000 | 2,591 |
| Salaries and employee benefits | $3,720,000 | 2,671 |
| Premises and equipment expense | $758,000 | 3,316 |
| Additional noninterest expense | $2,807,000 | 2,128 |
| Pre-tax net operating income | $2,194,000 | 2,294 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $756,000 | 1,447 |
| Income before extraordinary items | $1,446,000 | 2,581 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,446,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,942,000 | 1,317 |
| Cash dividends | $961,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 987 |
| Net operating income | $1,440,720 | 2,736 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,339,000 | 2,036 |
| Total interest expense | $7,579,000 | 1,662 |
| Net interest income | $6,760,000 | 2,442 |
| Provision for loan and lease losses | $623,000 | 2,431 |
| Total noninterest income | $1,979,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,505,000 | 886 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $474,000 | 2,904 |
| Total noninterest expense | $5,454,000 | 2,590 |
| Salaries and employee benefits | $2,868,000 | 2,648 |
| Premises and equipment expense | $565,000 | 3,341 |
| Additional noninterest expense | $2,021,000 | 2,143 |
| Pre-tax net operating income | $2,662,000 | 1,828 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $966,000 | 1,180 |
| Income before extraordinary items | $1,704,000 | 2,066 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,704,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,089 |
| Cash dividends | $795,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 786 |
| Net operating income | $1,698,880 | 2,174 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,668,000 | 2,048 |
| Total interest expense | $5,029,000 | 1,755 |
| Net interest income | $4,639,000 | 2,367 |
| Provision for loan and lease losses | $362,000 | 2,279 |
| Total noninterest income | $1,305,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $970,000 | 899 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $335,000 | 2,858 |
| Total noninterest expense | $3,588,000 | 2,621 |
| Salaries and employee benefits | $1,898,000 | 2,685 |
| Premises and equipment expense | $369,000 | 3,427 |
| Additional noninterest expense | $1,321,000 | 2,144 |
| Pre-tax net operating income | $1,994,000 | 1,696 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $726,000 | 1,199 |
| Income before extraordinary items | $1,276,000 | 2,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,276,000 | 2,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,504 |
| Cash dividends | $629,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 599 |
| Net operating income | $1,270,880 | 2,034 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 2,029 |
| Total interest expense | $2,555,000 | 1,837 |
| Net interest income | $2,468,000 | 2,243 |
| Provision for loan and lease losses | $165,000 | 2,024 |
| Total noninterest income | $641,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $483,000 | 892 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $158,000 | 2,952 |
| Total noninterest expense | $1,779,000 | 2,646 |
| Salaries and employee benefits | $939,000 | 2,725 |
| Premises and equipment expense | $186,000 | 3,416 |
| Additional noninterest expense | $654,000 | 2,141 |
| Pre-tax net operating income | $1,165,000 | 1,565 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $429,000 | 1,138 |
| Income before extraordinary items | $744,000 | 1,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $744,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $165,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $738,880 | 1,878 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,823,000 | 2,018 |
| Total interest expense | $10,390,000 | 1,903 |
| Net interest income | $10,433,000 | 2,170 |
| Provision for loan and lease losses | $840,000 | 1,621 |
| Total noninterest income | $2,662,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,767,000 | 1,013 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $895,000 | 2,391 |
| Total noninterest expense | $7,039,000 | 2,579 |
| Salaries and employee benefits | $3,840,000 | 2,582 |
| Premises and equipment expense | $704,000 | 3,427 |
| Additional noninterest expense | $2,495,000 | 2,179 |
| Pre-tax net operating income | $5,216,000 | 1,583 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $1,950,000 | 1,158 |
| Income before extraordinary items | $3,267,000 | 1,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,267,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,260 |
| Cash dividends | $809,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,266,360 | 1,885 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,503,000 | 2,038 |
| Total interest expense | $7,700,000 | 1,917 |
| Net interest income | $7,803,000 | 2,187 |
| Provision for loan and lease losses | $630,000 | 1,301 |
| Total noninterest income | $1,987,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,261,000 | 1,045 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $726,000 | 2,266 |
| Total noninterest expense | $5,179,000 | 2,604 |
| Salaries and employee benefits | $2,856,000 | 2,595 |
| Premises and equipment expense | $518,000 | 3,461 |
| Additional noninterest expense | $1,805,000 | 2,212 |
| Pre-tax net operating income | $3,981,000 | 1,673 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $1,463,000 | 1,253 |
| Income before extraordinary items | $2,519,000 | 1,999 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,519,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,976 |
| Cash dividends | $460,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,518,360 | 1,985 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,103,000 | 2,086 |
| Total interest expense | $4,989,000 | 1,963 |
| Net interest income | $5,114,000 | 2,251 |
| Provision for loan and lease losses | $420,000 | 1,189 |
| Total noninterest income | $1,271,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $786,000 | 1,121 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $485,000 | 2,295 |
| Total noninterest expense | $3,404,000 | 2,661 |
| Salaries and employee benefits | $1,897,000 | 2,636 |
| Premises and equipment expense | $339,000 | 3,531 |
| Additional noninterest expense | $1,168,000 | 2,276 |
| Pre-tax net operating income | $2,561,000 | 1,784 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $941,000 | 1,329 |
| Income before extraordinary items | $1,621,000 | 2,093 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,621,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,500 |
| Cash dividends | $307,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,620,360 | 2,079 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 2,119 |
| Total interest expense | $2,454,000 | 1,979 |
| Net interest income | $2,513,000 | 2,285 |
| Provision for loan and lease losses | $210,000 | 1,110 |
| Total noninterest income | $587,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $367,000 | 1,173 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $220,000 | 2,407 |
| Total noninterest expense | $1,681,000 | 2,702 |
| Salaries and employee benefits | $941,000 | 2,688 |
| Premises and equipment expense | $171,000 | 3,526 |
| Additional noninterest expense | $569,000 | 2,299 |
| Pre-tax net operating income | $1,209,000 | 1,852 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $444,000 | 1,404 |
| Income before extraordinary items | $766,000 | 2,144 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $766,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,166 |
| Cash dividends | $154,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $765,360 | 2,139 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,427,000 | 2,366 |
| Total interest expense | $7,159,000 | 2,244 |
| Net interest income | $9,268,000 | 2,451 |
| Provision for loan and lease losses | $432,000 | 2,144 |
| Total noninterest income | $2,761,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,742,000 | 1,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,019,000 | 2,191 |
| Total noninterest expense | $6,649,000 | 2,637 |
| Salaries and employee benefits | $3,588,000 | 2,693 |
| Premises and equipment expense | $671,000 | 3,449 |
| Additional noninterest expense | $2,390,000 | 2,190 |
| Pre-tax net operating income | $4,948,000 | 1,900 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,814,000 | 1,436 |
| Income before extraordinary items | $3,134,000 | 2,199 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,134,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,158 |
| Cash dividends | $792,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,134,000 | 2,193 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,709,000 | 2,463 |
| Total interest expense | $4,928,000 | 2,344 |
| Net interest income | $6,781,000 | 2,532 |
| Provision for loan and lease losses | $306,000 | 2,114 |
| Total noninterest income | $2,078,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,307,000 | 1,021 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $771,000 | 2,188 |
| Total noninterest expense | $5,007,000 | 2,620 |
| Salaries and employee benefits | $2,711,000 | 2,673 |
| Premises and equipment expense | $503,000 | 3,454 |
| Additional noninterest expense | $1,793,000 | 2,178 |
| Pre-tax net operating income | $3,546,000 | 2,036 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,303,000 | 1,540 |
| Income before extraordinary items | $2,243,000 | 2,361 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,243,000 | 2,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,204 |
| Cash dividends | $644,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,243,000 | 2,350 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,361,000 | 2,556 |
| Total interest expense | $2,937,000 | 2,480 |
| Net interest income | $4,424,000 | 2,583 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $1,351,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $875,000 | 1,005 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $476,000 | 2,289 |
| Total noninterest expense | $3,328,000 | 2,638 |
| Salaries and employee benefits | $1,788,000 | 2,696 |
| Premises and equipment expense | $322,000 | 3,562 |
| Additional noninterest expense | $1,218,000 | 2,140 |
| Pre-tax net operating income | $2,267,000 | 2,109 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $832,000 | 1,615 |
| Income before extraordinary items | $1,435,000 | 2,425 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,435,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $496,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,435,000 | 2,409 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 2,665 |
| Total interest expense | $1,303,000 | 2,635 |
| Net interest income | $2,105,000 | 2,673 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $691,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $443,000 | 962 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $248,000 | 2,202 |
| Total noninterest expense | $1,697,000 | 2,599 |
| Salaries and employee benefits | $894,000 | 2,696 |
| Premises and equipment expense | $159,000 | 3,609 |
| Additional noninterest expense | $644,000 | 2,024 |
| Pre-tax net operating income | $1,009,000 | 2,258 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $369,000 | 1,758 |
| Income before extraordinary items | $640,000 | 2,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $640,000 | 2,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $148,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $640,000 | 2,596 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,646,000 | 2,774 |
| Total interest expense | $3,919,000 | 2,697 |
| Net interest income | $7,727,000 | 2,789 |
| Provision for loan and lease losses | $500,000 | 1,892 |
| Total noninterest income | $2,267,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,484,000 | 1,200 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $783,000 | 2,576 |
| Total noninterest expense | $5,409,000 | 3,026 |
| Salaries and employee benefits | $2,990,000 | 2,965 |
| Premises and equipment expense | $532,000 | 3,995 |
| Additional noninterest expense | $1,887,000 | 2,632 |
| Pre-tax net operating income | $4,085,000 | 2,191 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,463,000 | 1,727 |
| Income before extraordinary items | $2,622,000 | 2,502 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,622,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,527 |
| Cash dividends | $374,000 | 4,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,622,000 | 2,467 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 2,793 |
| Total interest expense | $2,713,000 | 2,747 |
| Net interest income | $5,733,000 | 2,790 |
| Provision for loan and lease losses | $375,000 | 1,807 |
| Total noninterest income | $1,597,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,007,000 | 1,309 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $590,000 | 2,576 |
| Total noninterest expense | $3,886,000 | 3,107 |
| Salaries and employee benefits | $2,183,000 | 3,008 |
| Premises and equipment expense | $398,000 | 3,982 |
| Additional noninterest expense | $1,305,000 | 2,817 |
| Pre-tax net operating income | $3,069,000 | 2,189 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,124,000 | 1,729 |
| Income before extraordinary items | $1,945,000 | 2,534 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,945,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,601 |
| Cash dividends | $280,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,945,000 | 2,505 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 2,860 |
| Total interest expense | $1,627,000 | 2,860 |
| Net interest income | $3,729,000 | 2,825 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $931,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $541,000 | 1,552 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $390,000 | 2,591 |
| Total noninterest expense | $2,470,000 | 3,235 |
| Salaries and employee benefits | $1,392,000 | 3,132 |
| Premises and equipment expense | $253,000 | 4,114 |
| Additional noninterest expense | $825,000 | 2,932 |
| Pre-tax net operating income | $1,940,000 | 2,244 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $709,000 | 1,765 |
| Income before extraordinary items | $1,231,000 | 2,590 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,231,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-122,000 | 8,700 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,231,000 | 2,553 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 2,962 |
| Total interest expense | $727,000 | 3,025 |
| Net interest income | $1,808,000 | 2,902 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $398,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $220,000 | 1,850 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $178,000 | 2,669 |
| Total noninterest expense | $1,204,000 | 3,300 |
| Salaries and employee benefits | $670,000 | 3,244 |
| Premises and equipment expense | $129,000 | 4,103 |
| Additional noninterest expense | $405,000 | 2,980 |
| Pre-tax net operating income | $877,000 | 2,391 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $319,000 | 1,892 |
| Income before extraordinary items | $558,000 | 2,772 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $558,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,793 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $558,000 | 2,720 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,629,000 | 3,211 |
| Total interest expense | $2,061,000 | 3,559 |
| Net interest income | $6,568,000 | 3,054 |
| Provision for loan and lease losses | $540,000 | 1,846 |
| Total noninterest income | $1,849,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,035,000 | 1,698 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $814,000 | 2,470 |
| Total noninterest expense | $4,763,000 | 3,263 |
| Salaries and employee benefits | $2,640,000 | 3,199 |
| Premises and equipment expense | $487,000 | 4,169 |
| Additional noninterest expense | $1,636,000 | 2,915 |
| Pre-tax net operating income | $3,114,000 | 2,511 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $1,124,000 | 1,987 |
| Income before extraordinary items | $1,989,000 | 2,933 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,989,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,321 |
| Cash dividends | $563,000 | 3,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,989,640 | 2,876 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,290,000 | 3,267 |
| Total interest expense | $1,426,000 | 3,756 |
| Net interest income | $4,864,000 | 3,074 |
| Provision for loan and lease losses | $465,000 | 1,538 |
| Total noninterest income | $1,385,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $802,000 | 1,647 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $583,000 | 2,545 |
| Total noninterest expense | $3,508,000 | 3,295 |
| Salaries and employee benefits | $1,926,000 | 3,243 |
| Premises and equipment expense | $384,000 | 3,991 |
| Additional noninterest expense | $1,198,000 | 2,940 |
| Pre-tax net operating income | $2,276,000 | 2,586 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $827,000 | 2,062 |
| Income before extraordinary items | $1,448,000 | 3,039 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,448,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $295,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,448,640 | 2,969 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 3,342 |
| Total interest expense | $893,000 | 3,953 |
| Net interest income | $3,170,000 | 3,126 |
| Provision for loan and lease losses | $330,000 | 1,426 |
| Total noninterest income | $925,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $541,000 | 1,614 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $384,000 | 2,571 |
| Total noninterest expense | $2,298,000 | 3,362 |
| Salaries and employee benefits | $1,257,000 | 3,315 |
| Premises and equipment expense | $251,000 | 4,062 |
| Additional noninterest expense | $790,000 | 2,967 |
| Pre-tax net operating income | $1,467,000 | 2,635 |
| Securities gains (losses) | $-12,000 | 8,715 |
| Applicable income taxes | $528,000 | 2,111 |
| Income before extraordinary items | $927,000 | 3,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $927,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,756 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $934,680 | 3,016 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 3,394 |
| Total interest expense | $435,000 | 4,071 |
| Net interest income | $1,570,000 | 3,153 |
| Provision for loan and lease losses | $165,000 | 1,332 |
| Total noninterest income | $444,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $255,000 | 1,672 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $189,000 | 2,560 |
| Total noninterest expense | $1,136,000 | 3,396 |
| Salaries and employee benefits | $625,000 | 3,346 |
| Premises and equipment expense | $122,000 | 4,191 |
| Additional noninterest expense | $389,000 | 2,999 |
| Pre-tax net operating income | $713,000 | 2,667 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $259,000 | 2,139 |
| Income before extraordinary items | $454,000 | 3,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $454,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $174,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $454,000 | 3,059 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,085,000 | 3,412 |
| Total interest expense | $2,438,000 | 3,404 |
| Net interest income | $5,647,000 | 3,349 |
| Provision for loan and lease losses | $600,000 | 1,837 |
| Total noninterest income | $1,730,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,011,000 | 1,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $719,000 | 2,919 |
| Total noninterest expense | $4,253,000 | 3,524 |
| Salaries and employee benefits | $2,315,000 | 3,480 |
| Premises and equipment expense | $466,000 | 4,282 |
| Additional noninterest expense | $1,472,000 | 3,141 |
| Pre-tax net operating income | $2,524,000 | 2,857 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $802,000 | 2,529 |
| Income before extraordinary items | $1,746,000 | 3,173 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,746,000 | 3,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,413 |
| Cash dividends | $266,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,729,440 | 3,061 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,074,000 | 3,453 |
| Total interest expense | $1,955,000 | 3,339 |
| Net interest income | $4,119,000 | 3,435 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $1,267,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $744,000 | 1,740 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $523,000 | 3,053 |
| Total noninterest expense | $3,119,000 | 3,586 |
| Salaries and employee benefits | $1,710,000 | 3,507 |
| Premises and equipment expense | $347,000 | 4,293 |
| Additional noninterest expense | $1,062,000 | 3,220 |
| Pre-tax net operating income | $1,817,000 | 3,055 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $665,000 | 2,472 |
| Income before extraordinary items | $1,176,000 | 3,555 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,176,000 | 3,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,643 |
| Cash dividends | $186,000 | 4,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,160,640 | 3,408 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 3,488 |
| Total interest expense | $1,377,000 | 3,295 |
| Net interest income | $2,659,000 | 3,526 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $755,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $485,000 | 1,747 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $270,000 | 3,489 |
| Total noninterest expense | $1,966,000 | 3,750 |
| Salaries and employee benefits | $1,067,000 | 3,708 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $670,000 | 3,369 |
| Pre-tax net operating income | $1,148,000 | 3,193 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $432,000 | 2,542 |
| Income before extraordinary items | $740,000 | 3,707 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $740,000 | 3,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $116,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $724,640 | 3,582 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 3,557 |
| Total interest expense | $731,000 | 3,198 |
| Net interest income | $1,249,000 | 3,686 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $331,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $242,000 | 1,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 4,149 |
| Total noninterest expense | $950,000 | 3,824 |
| Salaries and employee benefits | $522,000 | 3,774 |
| Premises and equipment expense | $113,000 | 4,362 |
| Additional noninterest expense | $315,000 | 3,511 |
| Pre-tax net operating income | $480,000 | 3,596 |
| Securities gains (losses) | $24,000 | 1,809 |
| Applicable income taxes | $200,000 | 2,698 |
| Income before extraordinary items | $304,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 4,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $70,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $288,640 | 4,167 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,447,000 | 3,481 |
| Total interest expense | $2,897,000 | 3,619 |
| Net interest income | $5,550,000 | 3,351 |
| Provision for loan and lease losses | $720,000 | 1,774 |
| Total noninterest income | $1,340,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,047,000 | 1,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 4,314 |
| Total noninterest expense | $3,715,000 | 3,764 |
| Salaries and employee benefits | $1,965,000 | 3,791 |
| Premises and equipment expense | $433,000 | 4,376 |
| Additional noninterest expense | $1,317,000 | 3,331 |
| Pre-tax net operating income | $2,455,000 | 2,917 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $978,000 | 2,250 |
| Income before extraordinary items | $1,497,000 | 3,513 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,497,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 2,071 |
| Cash dividends | $284,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,484,200 | 3,424 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,482,000 | 3,823 |
| Total interest expense | $3,907,000 | 3,878 |
| Net interest income | $4,575,000 | 3,697 |
| Provision for loan and lease losses | $425,000 | 2,486 |
| Total noninterest income | $984,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $868,000 | 1,752 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $116,000 | 6,082 |
| Total noninterest expense | $3,144,000 | 4,184 |
| Salaries and employee benefits | $1,581,000 | 4,339 |
| Premises and equipment expense | $374,000 | 4,810 |
| Additional noninterest expense | $1,189,000 | 3,533 |
| Pre-tax net operating income | $1,990,000 | 3,181 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $716,000 | 2,623 |
| Income before extraordinary items | $1,277,000 | 3,634 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,277,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,435 |
| Cash dividends | $181,000 | 5,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,275,080 | 3,539 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 4,493 |
| Total interest expense | $3,295,000 | 4,579 |
| Net interest income | $3,876,000 | 4,291 |
| Provision for loan and lease losses | $170,000 | 4,137 |
| Total noninterest income | $856,000 | 3,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $694,000 | 1,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,291 |
| Total noninterest expense | $2,735,000 | 4,552 |
| Salaries and employee benefits | $1,311,000 | 4,876 |
| Premises and equipment expense | $417,000 | 4,373 |
| Additional noninterest expense | $1,007,000 | 3,979 |
| Pre-tax net operating income | $1,827,000 | 3,534 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $652,000 | 2,951 |
| Income before extraordinary items | $1,175,000 | 3,919 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,175,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,155 |
| Cash dividends | $181,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,175,000 | 3,906 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 5,069 |
| Total interest expense | $2,443,000 | 5,268 |
| Net interest income | $3,344,000 | 4,789 |
| Provision for loan and lease losses | $183,000 | 3,738 |
| Total noninterest income | $753,000 | 3,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $601,000 | 2,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,571 |
| Total noninterest expense | $2,487,000 | 4,906 |
| Salaries and employee benefits | $1,217,000 | 5,114 |
| Premises and equipment expense | $407,000 | 4,469 |
| Additional noninterest expense | $863,000 | 4,524 |
| Pre-tax net operating income | $1,427,000 | 4,229 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $513,000 | 3,586 |
| Income before extraordinary items | $914,000 | 4,699 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $914,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $182,000 | 5,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $914,000 | 4,659 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 5,621 |
| Total interest expense | $2,132,000 | 5,954 |
| Net interest income | $2,958,000 | 5,178 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $704,000 | 3,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $2,461,000 | 4,822 |
| Salaries and employee benefits | $1,179,000 | 5,135 |
| Premises and equipment expense | $406,000 | 4,375 |
| Additional noninterest expense | $876,000 | 4,379 |
| Pre-tax net operating income | $1,123,000 | 5,085 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $421,000 | 4,293 |
| Income before extraordinary items | $702,000 | 5,612 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $702,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $362,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $702,000 | 5,497 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,788,000 | 5,960 |
| Total interest expense | $1,976,000 | 6,308 |
| Net interest income | $2,812,000 | 5,557 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $593,000 | 4,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $499,000 | 2,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,947 |
| Total noninterest expense | $2,372,000 | 4,993 |
| Salaries and employee benefits | $1,173,000 | 5,198 |
| Premises and equipment expense | $410,000 | 4,364 |
| Additional noninterest expense | $789,000 | 4,776 |
| Pre-tax net operating income | $853,000 | 6,317 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $279,000 | 5,932 |
| Income before extraordinary items | $574,000 | 6,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $574,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,947 |
| Cash dividends | $136,000 | 6,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $574,000 | 6,456 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 6,130 |
| Total interest expense | $2,105,000 | 6,211 |
| Net interest income | $2,678,000 | 5,910 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $578,000 | 4,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,410 |
| Total noninterest expense | $2,307,000 | 5,327 |
| Salaries and employee benefits | $1,131,000 | 5,475 |
| Premises and equipment expense | $396,000 | 4,569 |
| Additional noninterest expense | $780,000 | 5,300 |
| Pre-tax net operating income | $799,000 | 6,509 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $243,000 | 6,547 |
| Income before extraordinary items | $556,000 | 6,524 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $556,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,610 |
| Cash dividends | $87,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $556,000 | 6,468 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 6,111 |
| Total interest expense | $2,237,000 | 6,009 |
| Net interest income | $2,631,000 | 6,082 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $502,000 | 5,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $2,629,000 | 4,780 |
| Salaries and employee benefits | $1,325,000 | 4,794 |
| Premises and equipment expense | $437,000 | 4,211 |
| Additional noninterest expense | $867,000 | 4,916 |
| Pre-tax net operating income | $324,000 | 9,580 |
| Securities gains (losses) | $-617,000 | 11,827 |
| Applicable income taxes | $-120,000 | 11,731 |
| Income before extraordinary items | $-173,000 | 11,663 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-173,000 | 11,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,304 |
| Cash dividends | $58,000 | 7,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $221,880 | 9,667 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 5,595 |
| Total interest expense | $2,238,000 | 5,099 |
| Net interest income | $2,858,000 | 5,812 |
| Provision for loan and lease losses | $575,000 | 1,387 |
| Total noninterest income | $508,000 | 5,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 3,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $2,550,000 | 5,071 |
| Salaries and employee benefits | $1,210,000 | 5,206 |
| Premises and equipment expense | $472,000 | 3,993 |
| Additional noninterest expense | $868,000 | 5,343 |
| Pre-tax net operating income | $239,000 | 10,584 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $49,000 | 10,496 |
| Income before extraordinary items | $192,000 | 10,368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $192,000 | 10,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $563,000 | 1,270 |
| Cash dividends | $65,000 | 7,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $190,400 | 10,444 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,106,000 | 5,669 |
| Total interest expense | $2,086,000 | 5,640 |
| Net interest income | $3,020,000 | 5,632 |
| Provision for loan and lease losses | $358,000 | 2,668 |
| Total noninterest income | $584,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $479,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $2,740,000 | 4,862 |
| Salaries and employee benefits | $1,276,000 | 4,966 |
| Premises and equipment expense | $486,000 | 3,965 |
| Additional noninterest expense | $978,000 | 5,010 |
| Pre-tax net operating income | $506,000 | 8,626 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $175,000 | 8,105 |
| Income before extraordinary items | $331,000 | 9,118 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $331,000 | 9,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,470 |
| Cash dividends | $78,000 | 7,356 |
| Sale, conversion, retirement of capital stock, net | $259,000 | 731 |
| Net operating income | $331,000 | 8,861 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,366,000 | 6,016 |
| Total interest expense | $2,274,000 | 6,458 |
| Net interest income | $3,092,000 | 5,591 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $667,000 | 4,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 5,417 |
| Total noninterest expense | $2,730,000 | 4,927 |
| Salaries and employee benefits | $1,259,000 | 4,946 |
| Premises and equipment expense | $427,000 | 4,551 |
| Additional noninterest expense | $1,044,000 | 4,881 |
| Pre-tax net operating income | $824,000 | 6,455 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $287,000 | 6,115 |
| Income before extraordinary items | $537,000 | 7,020 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $537,000 | 7,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 5,062 |
| Cash dividends | $68,000 | 7,284 |
| Sale, conversion, retirement of capital stock, net | $307,000 | 650 |
| Net operating income | $537,000 | 6,652 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.