Home > Farmers & Merchants Bank > Net charge- offs to loans
Farmers & Merchants Bank, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0974% | 5,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1127% | 5,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.7392% | 4,813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0518% | 4,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3831% | 3,915 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 4,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,093 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4634% | 4,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4634% | 4,950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0639% | 4,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1593% | 5,160 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5519% | 4,043 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0630% | 4,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9383% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5079% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5079% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0809% | 5,096 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2041% | 5,239 |
| Percentage Net Loans Charged-off: Home equity loans | -3.0697% | 4,078 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0842% | 5,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2700% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7415% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7415% | 921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0515% | 4,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1072% | 5,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2691% | 5,319 |
| Percentage Net Loans Charged-off: Home equity loans | -4.1533% | 4,109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0980% | 5,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0542% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1457% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1457% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 4,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0606% | 5,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2976% | 4,050 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 5,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1391% | 4,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3093% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3093% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 5,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0487% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 1,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0373% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0373% | 3,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0396% | 5,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 4,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0740% | 5,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,617 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0722% | 4,021 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 4,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1579% | 4,966 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0487% | 4,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0487% | 4,836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0427% | 5,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0583% | 5,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1008% | 5,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0590% | 5,222 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1084% | 4,087 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0562% | 5,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0365% | 5,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0689% | 5,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1075% | 5,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0837% | 5,392 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2188% | 4,208 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0759% | 5,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0890% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0715% | 5,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1782% | 5,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0942% | 5,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3859% | 5,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3819% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4461% | 5,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3557% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0724% | 3,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0724% | 3,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1493% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 2,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0704% | 5,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1032% | 5,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0913% | 5,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6808% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1563% | 5,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4987% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1427% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0656% | 5,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1006% | 5,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0790% | 5,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8973% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1640% | 5,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8053% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2192% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2787% | 5,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3451% | 5,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0629% | 5,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8446% | 5,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9208% | 5,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1007% | 5,091 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2937% | 5,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2937% | 5,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2739% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2674% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 5.3860% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1401% | 5,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0761% | 5,729 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2880% | 4,483 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0557% | 5,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5815% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6018% | 5,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6018% | 5,827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0512% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3251% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4432% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 7.5181% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1342% | 5,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0671% | 5,740 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3787% | 4,540 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0368% | 5,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1023% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7602% | 5,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7602% | 5,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0343% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5337% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7123% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 11.8889% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1457% | 5,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0494% | 5,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3969% | 4,572 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 5,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2270% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9931% | 6,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9931% | 6,017 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0266% | 5,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0851% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5174% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 23.6251% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1803% | 6,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4665% | 4,609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5126% | 6,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5126% | 6,111 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1024% | 5,494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6572% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0590% | 5,951 |
| Percentage Net Loans Charged-off:Construction & development | -0.8331% | 5,683 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1292% | 6,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2213% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6935% | 4,762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3264% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2314% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5410% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5410% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2311% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8944% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0461% | 5,909 |
| Percentage Net Loans Charged-off:Construction & development | -0.5109% | 5,666 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1325% | 6,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2138% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8071% | 4,810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3362% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5945% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0958% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0958% | 324 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1806% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0343% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1263% | 6,246 |
| Percentage Net Loans Charged-off:Construction & development | -0.2945% | 5,601 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1209% | 6,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 2,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8493% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0922% | 6,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7355% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5655% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5655% | 253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1651% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1073% | 6,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1663% | 6,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.5229% | 5,766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1214% | 6,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1648% | 6,361 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6799% | 4,848 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0938% | 6,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0862% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4084% | 6,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4084% | 6,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2388% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0284% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8584% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 2.9757% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2572% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1051% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6955% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3210% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2278% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6222% | 6,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6222% | 6,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2852% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2800% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0515% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 1.6703% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7455% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5932% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4538% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9224% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6506% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2655% | 2,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2655% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3430% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9620% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5269% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 1.7245% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2337% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0192% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8577% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3503% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3063% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2701% | 6,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2701% | 6,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3883% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8310% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1338% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0420% | 887 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0952% | 6,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0837% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7870% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5830% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3158% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8260% | 6,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8260% | 6,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2385% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5614% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6538% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 1.7869% | 1,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2180% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7919% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2086% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4143% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6819% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9361% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9361% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2126% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1531% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1398% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 3.3360% | 750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9163% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2589% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3865% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2388% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7129% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2662% | 2,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2662% | 2,731 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1807% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0139% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9343% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 4.2242% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 6,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3907% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0687% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2840% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8070% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0694% | 3,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0694% | 3,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1907% | 863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5941% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8050% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 3.1157% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 6,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4071% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0797% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9921% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0624% | 5,772 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0657% | 5,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0657% | 5,666 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1300% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9559% | 50 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.8267% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 31.0775% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3507% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1306% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5438% | 1,182 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5073% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9491% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3317% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2721% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1994% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.6333% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.7038% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 34.4208% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6942% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7985% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3216% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1543% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6809% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6952% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6549% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1807% | 1,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.3198% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.3543% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 42.7850% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4329% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5977% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5426% | 951 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0276% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9029% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9922% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9127% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1873% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0358% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2603% | 995 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 6,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2903% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1572% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7169% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2134% | 6,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2755% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2421% | 2,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1190% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1702% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1492% | 1,680 |
| Percentage Net Loans Charged-off:Construction & development | 2.6690% | 1,846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8991% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0440% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5248% | 1,231 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1142% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2638% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3125% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3096% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1381% | 1,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1099% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | 3.1646% | 1,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6385% | 1,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8133% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4682% | 1,139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8600% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9700% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0279% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2858% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4560% | 3,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2684% | 3,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.6377% | 2,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1080% | 2,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3261% | 2,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3702% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0623% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5757% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2010% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3743% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4142% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | 1.0844% | 1,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2110% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3661% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4164% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 6,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4643% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1589% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1101% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5603% | 2,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.6471% | 2,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1190% | 2,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2869% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3375% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2793% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1293% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3923% | 4,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3051% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2483% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2302% | 3,428 |
| Percentage Net Loans Charged-off:Construction & development | -0.3002% | 7,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1557% | 2,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9628% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3020% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9108% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3444% | 3,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3890% | 4,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2687% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3393% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3269% | 2,600 |
| Percentage Net Loans Charged-off:Construction & development | -0.5067% | 7,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2283% | 1,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4643% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9241% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3915% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4509% | 2,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5316% | 3,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1917% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0254% | 7,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0673% | 7,925 |
| Percentage Net Loans Charged-off:Construction & development | -1.4485% | 7,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3965% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7931% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9926% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1583% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2817% | 3,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7313% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8254% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 1.8562% | 1,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9990% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5497% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3769% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2276% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4152% | 2,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6795% | 3,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 4,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 3,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.1445% | 1,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1698% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6386% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0877% | 2,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 3,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4338% | 3,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 4,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 3,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1128% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1325% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5757% | 2,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 4,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1914% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1365% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 8,085 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0583% | 8,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0680% | 8,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5404% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7933% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 2,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 7,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 7,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0785% | 8,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0915% | 8,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7305% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2233% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1569% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0349% | 8,028 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 7,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1192% | 8,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1386% | 8,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9494% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6250% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0414% | 7,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1372% | 8,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.0081% | 7,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4706% | 8,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5465% | 8,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1915% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 2,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0752% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 3,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3822% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 4,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 7,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 6,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5145% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 3,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 7,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 7,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 6,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7782% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 7,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 7,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0477% | 3,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0414% | 8,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0680% | 8,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0627% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3238% | 8,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 2,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1080% | 7,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4035% | 4,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0212% | 7,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0776% | 8,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1041% | 8,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0559% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4379% | 8,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 7,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 7,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1466% | 7,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3422% | 3,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0279% | 7,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1666% | 8,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1555% | 8,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0841% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6689% | 8,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 7,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2314% | 7,744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2933% | 8,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2859% | 8,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3169% | 8,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.1761% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3609% | 8,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 8,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 8,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0924% | 7,423 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2881% | 7,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 2,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0938% | 8,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1369% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5605% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9449% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8235% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 4,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 8,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1079% | 8,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 2,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5368% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4700% | 3,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 8,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0112% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1284% | 8,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 1,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 1,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9259% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2997% | 4,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2487% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0611% | 8,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2011% | 8,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 8,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 8,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1781% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6657% | 2,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2424% | 2,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 2,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0951% | 8,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1709% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1855% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5022% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6060% | 3,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3087% | 7,926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3914% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 1,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0856% | 8,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2373% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2571% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0733% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5490% | 3,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 5,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2620% | 9,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0826% | 8,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5294% | 9,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5726% | 9,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2441% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4489% | 3,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 3,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1531% | 8,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1181% | 8,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2513% | 8,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2723% | 8,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5030% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0740% | 4,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3852% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3096% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0745% | 8,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7606% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8259% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0995% | 8,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4167% | 4,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1247% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1858% | 3,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1176% | 9,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1692% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1841% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2877% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0757% | 1,624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3888% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 5,505 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4136% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5800% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3501% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4160% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3752% | 3,523 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3273% | 5,757 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |