Home > Farmers & Merchants Bank > Income and Expense
Farmers & Merchants Bank, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 3,081 |
| Total interest expense | $763,000 | 2,735 |
| Net interest income | $3,051,000 | 3,122 |
| Provision for loan and lease losses | $175,000 | 1,694 |
| Total noninterest income | $383,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $94,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,845 |
| Total noninterest expense | $2,633,000 | 2,944 |
| Salaries and employee benefits | $1,241,000 | 3,283 |
| Premises and equipment expense | $176,000 | 3,737 |
| Additional noninterest expense | $1,216,000 | 2,267 |
| Pre-tax net operating income | $626,000 | 3,722 |
| Securities gains (losses) | $1,497,000 | 127 |
| Applicable income taxes | $496,000 | 1,448 |
| Income before extraordinary items | $1,627,000 | 2,222 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,627,000 | 2,221 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,627,000 | 2,222 |
| Net charge-offs | $-41,000 | 4,859 |
| Cash dividends | $600,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $444,370 | 3,976 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 3,137 |
| Total interest expense | $361,000 | 2,782 |
| Net interest income | $1,502,000 | 3,170 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $160,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $45,000 | 3,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,049 |
| Total noninterest expense | $1,295,000 | 3,000 |
| Salaries and employee benefits | $674,000 | 3,183 |
| Premises and equipment expense | $92,000 | 3,676 |
| Additional noninterest expense | $529,000 | 2,490 |
| Pre-tax net operating income | $367,000 | 3,514 |
| Securities gains (losses) | $1,484,000 | 65 |
| Applicable income taxes | $463,000 | 952 |
| Income before extraordinary items | $1,388,000 | 1,438 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,388,000 | 1,437 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,388,000 | 1,437 |
| Net charge-offs | $-22,000 | 4,889 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $215,640 | 4,025 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,511,000 | 3,042 |
| Total interest expense | $1,407,000 | 2,440 |
| Net interest income | $6,104,000 | 3,130 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,100,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $215,000 | 3,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $885,000 | 2,374 |
| Total noninterest expense | $5,389,000 | 2,919 |
| Salaries and employee benefits | $2,997,000 | 2,966 |
| Premises and equipment expense | $420,000 | 3,439 |
| Additional noninterest expense | $1,972,000 | 2,610 |
| Pre-tax net operating income | $1,815,000 | 3,273 |
| Securities gains (losses) | $120,000 | 273 |
| Applicable income taxes | $353,000 | 2,262 |
| Income before extraordinary items | $1,582,000 | 3,295 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,582,000 | 3,293 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,582,000 | 3,294 |
| Net charge-offs | $-69,000 | 4,972 |
| Cash dividends | $380,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,483,600 | 3,385 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,611,000 | 3,044 |
| Total interest expense | $1,038,000 | 2,390 |
| Net interest income | $4,573,000 | 3,152 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $763,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $162,000 | 3,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $601,000 | 2,521 |
| Total noninterest expense | $4,110,000 | 2,892 |
| Salaries and employee benefits | $2,271,000 | 2,951 |
| Premises and equipment expense | $341,000 | 3,363 |
| Additional noninterest expense | $1,498,000 | 2,611 |
| Pre-tax net operating income | $1,226,000 | 3,462 |
| Securities gains (losses) | $71,000 | 359 |
| Applicable income taxes | $217,000 | 2,479 |
| Income before extraordinary items | $1,080,000 | 3,472 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,080,000 | 3,471 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,080,000 | 3,471 |
| Net charge-offs | $-59,000 | 4,976 |
| Cash dividends | $380,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,021,070 | 3,540 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 3,071 |
| Total interest expense | $673,000 | 2,352 |
| Net interest income | $3,012,000 | 3,188 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $476,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $107,000 | 3,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 2,624 |
| Total noninterest expense | $2,740,000 | 2,915 |
| Salaries and employee benefits | $1,473,000 | 3,027 |
| Premises and equipment expense | $236,000 | 3,314 |
| Additional noninterest expense | $1,031,000 | 2,561 |
| Pre-tax net operating income | $748,000 | 3,591 |
| Securities gains (losses) | $70,000 | 297 |
| Applicable income taxes | $133,000 | 2,519 |
| Income before extraordinary items | $685,000 | 3,534 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $685,000 | 3,533 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $685,000 | 3,533 |
| Net charge-offs | $-28,000 | 4,853 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $626,200 | 3,668 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 3,078 |
| Total interest expense | $327,000 | 2,321 |
| Net interest income | $1,519,000 | 3,188 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $259,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $54,000 | 3,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 2,447 |
| Total noninterest expense | $1,347,000 | 2,973 |
| Salaries and employee benefits | $767,000 | 2,964 |
| Premises and equipment expense | $117,000 | 3,378 |
| Additional noninterest expense | $463,000 | 2,778 |
| Pre-tax net operating income | $431,000 | 3,332 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $81,000 | 2,340 |
| Income before extraordinary items | $350,000 | 3,460 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $350,000 | 3,459 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $350,000 | 3,460 |
| Net charge-offs | $-8,000 | 4,650 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $350,000 | 3,454 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,172,000 | 3,077 |
| Total interest expense | $1,299,000 | 2,139 |
| Net interest income | $5,873,000 | 3,217 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $872,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $248,000 | 3,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $624,000 | 2,875 |
| Total noninterest expense | $5,193,000 | 3,031 |
| Salaries and employee benefits | $2,832,000 | 3,108 |
| Premises and equipment expense | $434,000 | 3,514 |
| Additional noninterest expense | $1,927,000 | 2,722 |
| Pre-tax net operating income | $1,552,000 | 3,482 |
| Securities gains (losses) | $13,000 | 1,489 |
| Applicable income taxes | $558,000 | 2,337 |
| Income before extraordinary items | $1,007,000 | 3,709 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,007,000 | 3,708 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,007,000 | 3,709 |
| Net charge-offs | $248,000 | 1,644 |
| Cash dividends | $643,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $998,680 | 3,711 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 3,120 |
| Total interest expense | $980,000 | 2,113 |
| Net interest income | $4,357,000 | 3,263 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $643,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $184,000 | 3,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 2,921 |
| Total noninterest expense | $4,005,000 | 3,004 |
| Salaries and employee benefits | $2,214,000 | 3,040 |
| Premises and equipment expense | $336,000 | 3,489 |
| Additional noninterest expense | $1,455,000 | 2,720 |
| Pre-tax net operating income | $995,000 | 3,788 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $153,000 | 2,926 |
| Income before extraordinary items | $842,000 | 3,781 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $842,000 | 3,779 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $842,000 | 3,781 |
| Net charge-offs | $-46,000 | 5,137 |
| Cash dividends | $220,000 | 3,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $842,000 | 3,770 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 3,128 |
| Total interest expense | $671,000 | 2,022 |
| Net interest income | $2,845,000 | 3,297 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $415,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $120,000 | 3,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 2,968 |
| Total noninterest expense | $2,609,000 | 3,052 |
| Salaries and employee benefits | $1,434,000 | 3,112 |
| Premises and equipment expense | $225,000 | 3,505 |
| Additional noninterest expense | $950,000 | 2,761 |
| Pre-tax net operating income | $651,000 | 3,762 |
| Securities gains (losses) | $4,000 | 1,497 |
| Applicable income taxes | $100,000 | 2,934 |
| Income before extraordinary items | $555,000 | 3,768 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $555,000 | 3,765 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $555,000 | 3,768 |
| Net charge-offs | $-47,000 | 5,271 |
| Cash dividends | $58,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $551,600 | 3,764 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 3,138 |
| Total interest expense | $373,000 | 1,848 |
| Net interest income | $1,382,000 | 3,357 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $197,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $61,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 3,058 |
| Total noninterest expense | $1,314,000 | 3,075 |
| Salaries and employee benefits | $764,000 | 3,026 |
| Premises and equipment expense | $111,000 | 3,568 |
| Additional noninterest expense | $439,000 | 2,920 |
| Pre-tax net operating income | $265,000 | 4,021 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $26,000 | 3,238 |
| Income before extraordinary items | $239,000 | 3,921 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $239,000 | 3,919 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $239,000 | 3,921 |
| Net charge-offs | $-46,000 | 5,452 |
| Cash dividends | $25,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $239,000 | 3,906 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,920,000 | 3,150 |
| Total interest expense | $970,000 | 2,470 |
| Net interest income | $5,950,000 | 3,216 |
| Provision for loan and lease losses | $-209,000 | 5,646 |
| Total noninterest income | $1,038,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $263,000 | 3,177 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $775,000 | 2,700 |
| Total noninterest expense | $5,150,000 | 3,129 |
| Salaries and employee benefits | $2,771,000 | 3,198 |
| Premises and equipment expense | $517,000 | 3,310 |
| Additional noninterest expense | $1,862,000 | 2,883 |
| Pre-tax net operating income | $2,047,000 | 3,011 |
| Securities gains (losses) | $11,000 | 2,627 |
| Applicable income taxes | $475,000 | 2,296 |
| Income before extraordinary items | $1,583,000 | 3,186 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,583,000 | 3,185 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,583,000 | 3,185 |
| Net charge-offs | $177,000 | 2,055 |
| Cash dividends | $1,912,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,574,530 | 3,145 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 3,141 |
| Total interest expense | $724,000 | 2,478 |
| Net interest income | $4,517,000 | 3,198 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $790,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $191,000 | 3,253 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $599,000 | 2,660 |
| Total noninterest expense | $3,918,000 | 3,102 |
| Salaries and employee benefits | $2,128,000 | 3,136 |
| Premises and equipment expense | $397,000 | 3,283 |
| Additional noninterest expense | $1,393,000 | 2,897 |
| Pre-tax net operating income | $1,389,000 | 3,230 |
| Securities gains (losses) | $11,000 | 2,550 |
| Applicable income taxes | $302,000 | 2,493 |
| Income before extraordinary items | $1,098,000 | 3,341 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,098,000 | 3,339 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,098,000 | 3,341 |
| Net charge-offs | $176,000 | 1,560 |
| Cash dividends | $631,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,089,420 | 3,296 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 3,142 |
| Total interest expense | $501,000 | 2,425 |
| Net interest income | $3,005,000 | 3,215 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $582,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $124,000 | 3,286 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $458,000 | 2,487 |
| Total noninterest expense | $2,528,000 | 3,181 |
| Salaries and employee benefits | $1,364,000 | 3,241 |
| Premises and equipment expense | $270,000 | 3,252 |
| Additional noninterest expense | $894,000 | 2,981 |
| Pre-tax net operating income | $1,059,000 | 2,981 |
| Securities gains (losses) | $11,000 | 2,212 |
| Applicable income taxes | $254,000 | 2,283 |
| Income before extraordinary items | $816,000 | 3,154 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $816,000 | 3,151 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $816,000 | 3,152 |
| Net charge-offs | $178,000 | 1,215 |
| Cash dividends | $630,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $807,640 | 3,107 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 3,150 |
| Total interest expense | $255,000 | 2,406 |
| Net interest income | $1,490,000 | 3,238 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $283,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $63,000 | 3,235 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $220,000 | 2,512 |
| Total noninterest expense | $1,273,000 | 3,182 |
| Salaries and employee benefits | $705,000 | 3,189 |
| Premises and equipment expense | $145,000 | 3,130 |
| Additional noninterest expense | $423,000 | 3,101 |
| Pre-tax net operating income | $500,000 | 3,045 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $114,000 | 2,347 |
| Income before extraordinary items | $386,000 | 3,195 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $386,000 | 3,193 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $386,000 | 3,194 |
| Net charge-offs | $-48,000 | 5,722 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $386,000 | 3,135 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,661,000 | 3,224 |
| Total interest expense | $892,000 | 2,627 |
| Net interest income | $5,769,000 | 3,277 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $917,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $256,000 | 3,315 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $661,000 | 2,912 |
| Total noninterest expense | $5,079,000 | 3,177 |
| Salaries and employee benefits | $2,548,000 | 3,376 |
| Premises and equipment expense | $594,000 | 3,127 |
| Additional noninterest expense | $1,937,000 | 2,856 |
| Pre-tax net operating income | $1,547,000 | 3,455 |
| Securities gains (losses) | $-5,000 | 5,798 |
| Applicable income taxes | $293,000 | 2,685 |
| Income before extraordinary items | $1,249,000 | 3,558 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,249,000 | 3,556 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,249,000 | 3,558 |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $484,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,253,050 | 3,503 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 3,256 |
| Total interest expense | $674,000 | 2,649 |
| Net interest income | $4,302,000 | 3,313 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $668,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $189,000 | 3,369 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $479,000 | 2,972 |
| Total noninterest expense | $3,806,000 | 3,199 |
| Salaries and employee benefits | $1,962,000 | 3,315 |
| Premises and equipment expense | $422,000 | 3,283 |
| Additional noninterest expense | $1,422,000 | 2,895 |
| Pre-tax net operating income | $1,104,000 | 3,588 |
| Securities gains (losses) | $14,000 | 2,190 |
| Applicable income taxes | $209,000 | 2,794 |
| Income before extraordinary items | $909,000 | 3,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $909,000 | 3,661 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $909,000 | 3,662 |
| Net charge-offs | $-91,000 | 5,781 |
| Cash dividends | $50,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $897,660 | 3,642 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 3,275 |
| Total interest expense | $449,000 | 2,652 |
| Net interest income | $2,866,000 | 3,319 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $427,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $116,000 | 3,467 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $311,000 | 3,026 |
| Total noninterest expense | $2,518,000 | 3,246 |
| Salaries and employee benefits | $1,305,000 | 3,347 |
| Premises and equipment expense | $282,000 | 3,296 |
| Additional noninterest expense | $931,000 | 2,968 |
| Pre-tax net operating income | $715,000 | 3,616 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $128,000 | 2,850 |
| Income before extraordinary items | $587,000 | 3,704 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $587,000 | 3,705 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $587,000 | 3,706 |
| Net charge-offs | $-39,000 | 5,680 |
| Cash dividends | $50,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $587,000 | 3,643 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 3,306 |
| Total interest expense | $232,000 | 2,622 |
| Net interest income | $1,404,000 | 3,370 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $197,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $139,000 | 3,134 |
| Total noninterest expense | $1,211,000 | 3,350 |
| Salaries and employee benefits | $612,000 | 3,528 |
| Premises and equipment expense | $144,000 | 3,285 |
| Additional noninterest expense | $455,000 | 3,007 |
| Pre-tax net operating income | $330,000 | 3,738 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $71,000 | 2,730 |
| Income before extraordinary items | $259,000 | 3,895 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $259,000 | 3,898 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $259,000 | 3,899 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $50,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $259,000 | 3,812 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 3,259 |
| Total interest expense | $1,032,000 | 2,527 |
| Net interest income | $5,732,000 | 3,350 |
| Provision for loan and lease losses | $403,000 | 1,658 |
| Total noninterest income | $911,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $258,000 | 3,478 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $653,000 | 2,923 |
| Total noninterest expense | $5,238,000 | 3,208 |
| Salaries and employee benefits | $2,711,000 | 3,292 |
| Premises and equipment expense | $626,000 | 3,132 |
| Additional noninterest expense | $1,901,000 | 3,003 |
| Pre-tax net operating income | $1,002,000 | 4,134 |
| Securities gains (losses) | $-4,000 | 5,927 |
| Applicable income taxes | $76,000 | 3,535 |
| Income before extraordinary items | $922,000 | 4,103 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $922,000 | 4,103 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $922,000 | 4,104 |
| Net charge-offs | $1,164,000 | 795 |
| Cash dividends | $380,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $925,680 | 4,045 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,916,000 | 3,362 |
| Total interest expense | $811,000 | 2,493 |
| Net interest income | $4,105,000 | 3,473 |
| Provision for loan and lease losses | $353,000 | 1,479 |
| Total noninterest income | $691,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $194,000 | 3,515 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $497,000 | 2,914 |
| Total noninterest expense | $3,938,000 | 3,224 |
| Salaries and employee benefits | $2,004,000 | 3,347 |
| Premises and equipment expense | $469,000 | 3,173 |
| Additional noninterest expense | $1,465,000 | 2,943 |
| Pre-tax net operating income | $505,000 | 4,783 |
| Securities gains (losses) | $-15,000 | 6,209 |
| Applicable income taxes | $-58,000 | 6,386 |
| Income before extraordinary items | $548,000 | 4,475 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $548,000 | 4,475 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $548,000 | 4,476 |
| Net charge-offs | $22,000 | 3,790 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $563,000 | 4,389 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 3,395 |
| Total interest expense | $562,000 | 2,433 |
| Net interest income | $2,675,000 | 3,523 |
| Provision for loan and lease losses | $343,000 | 1,128 |
| Total noninterest income | $466,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $126,000 | 3,559 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $340,000 | 2,865 |
| Total noninterest expense | $2,682,000 | 3,181 |
| Salaries and employee benefits | $1,386,000 | 3,293 |
| Premises and equipment expense | $315,000 | 3,183 |
| Additional noninterest expense | $981,000 | 2,931 |
| Pre-tax net operating income | $116,000 | 5,710 |
| Securities gains (losses) | $-16,000 | 6,350 |
| Applicable income taxes | $-117,000 | 6,517 |
| Income before extraordinary items | $217,000 | 5,130 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $217,000 | 5,132 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $217,000 | 5,133 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $233,000 | 5,013 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 3,275 |
| Total interest expense | $302,000 | 2,344 |
| Net interest income | $1,408,000 | 3,424 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $237,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $66,000 | 3,449 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $171,000 | 2,778 |
| Total noninterest expense | $1,272,000 | 3,336 |
| Salaries and employee benefits | $644,000 | 3,473 |
| Premises and equipment expense | $168,000 | 3,100 |
| Additional noninterest expense | $460,000 | 3,088 |
| Pre-tax net operating income | $313,000 | 3,746 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $42,000 | 3,081 |
| Income before extraordinary items | $273,000 | 3,711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $273,000 | 3,713 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $273,000 | 3,714 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $271,260 | 3,663 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 3,198 |
| Total interest expense | $1,472,000 | 2,202 |
| Net interest income | $5,674,000 | 3,392 |
| Provision for loan and lease losses | $282,000 | 2,531 |
| Total noninterest income | $1,013,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $347,000 | 3,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $666,000 | 2,943 |
| Total noninterest expense | $5,132,000 | 3,345 |
| Salaries and employee benefits | $2,704,000 | 3,343 |
| Premises and equipment expense | $570,000 | 3,433 |
| Additional noninterest expense | $1,858,000 | 3,142 |
| Pre-tax net operating income | $1,273,000 | 3,674 |
| Securities gains (losses) | $19,000 | 2,369 |
| Applicable income taxes | $178,000 | 3,033 |
| Income before extraordinary items | $1,114,000 | 3,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,114,000 | 3,693 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,114,000 | 3,694 |
| Net charge-offs | $91,000 | 3,831 |
| Cash dividends | $460,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,097,660 | 3,673 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,479,000 | 3,173 |
| Total interest expense | $1,125,000 | 2,222 |
| Net interest income | $4,354,000 | 3,374 |
| Provision for loan and lease losses | $189,000 | 2,658 |
| Total noninterest income | $701,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $266,000 | 3,085 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $435,000 | 3,230 |
| Total noninterest expense | $3,774,000 | 3,399 |
| Salaries and employee benefits | $1,949,000 | 3,465 |
| Premises and equipment expense | $424,000 | 3,483 |
| Additional noninterest expense | $1,401,000 | 3,123 |
| Pre-tax net operating income | $1,092,000 | 3,534 |
| Securities gains (losses) | $-7,000 | 6,471 |
| Applicable income taxes | $182,000 | 2,869 |
| Income before extraordinary items | $903,000 | 3,604 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $903,000 | 3,606 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $903,000 | 3,608 |
| Net charge-offs | $101,000 | 3,246 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $908,810 | 3,519 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 3,158 |
| Total interest expense | $788,000 | 2,169 |
| Net interest income | $2,892,000 | 3,380 |
| Provision for loan and lease losses | $96,000 | 2,987 |
| Total noninterest income | $484,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $174,000 | 3,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $310,000 | 3,163 |
| Total noninterest expense | $2,546,000 | 3,379 |
| Salaries and employee benefits | $1,344,000 | 3,396 |
| Premises and equipment expense | $269,000 | 3,604 |
| Additional noninterest expense | $933,000 | 3,124 |
| Pre-tax net operating income | $734,000 | 3,492 |
| Securities gains (losses) | $-9,000 | 6,654 |
| Applicable income taxes | $113,000 | 2,925 |
| Income before extraordinary items | $612,000 | 3,571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $612,000 | 3,573 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $612,000 | 3,574 |
| Net charge-offs | $11,000 | 4,274 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $619,560 | 3,453 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 3,151 |
| Total interest expense | $406,000 | 2,172 |
| Net interest income | $1,462,000 | 3,364 |
| Provision for loan and lease losses | $31,000 | 3,167 |
| Total noninterest income | $243,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $150,000 | 3,175 |
| Total noninterest expense | $1,251,000 | 3,450 |
| Salaries and employee benefits | $660,000 | 3,471 |
| Premises and equipment expense | $127,000 | 3,771 |
| Additional noninterest expense | $464,000 | 3,146 |
| Pre-tax net operating income | $423,000 | 3,204 |
| Securities gains (losses) | $-11,000 | 6,814 |
| Applicable income taxes | $90,000 | 2,501 |
| Income before extraordinary items | $322,000 | 3,442 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $322,000 | 3,442 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $322,000 | 3,444 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $330,580 | 3,288 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,094,000 | 3,075 |
| Total interest expense | $2,273,000 | 1,919 |
| Net interest income | $5,821,000 | 3,446 |
| Provision for loan and lease losses | $1,135,000 | 1,636 |
| Total noninterest income | $937,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $390,000 | 2,979 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $547,000 | 3,226 |
| Total noninterest expense | $6,411,000 | 2,882 |
| Salaries and employee benefits | $2,432,000 | 3,640 |
| Premises and equipment expense | $583,000 | 3,455 |
| Additional noninterest expense | $3,396,000 | 1,933 |
| Pre-tax net operating income | $-788,000 | 6,588 |
| Securities gains (losses) | $310,000 | 1,343 |
| Applicable income taxes | $-485,000 | 6,894 |
| Income before extraordinary items | $7,000 | 6,295 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,000 | 6,288 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,000 | 6,290 |
| Net charge-offs | $870,000 | 1,969 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-191,400 | 6,368 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 3,125 |
| Total interest expense | $1,766,000 | 1,930 |
| Net interest income | $4,331,000 | 3,522 |
| Provision for loan and lease losses | $1,018,000 | 1,424 |
| Total noninterest income | $711,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $285,000 | 3,063 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $426,000 | 3,181 |
| Total noninterest expense | $5,061,000 | 2,757 |
| Salaries and employee benefits | $1,703,000 | 3,821 |
| Premises and equipment expense | $422,000 | 3,588 |
| Additional noninterest expense | $2,936,000 | 1,703 |
| Pre-tax net operating income | $-1,037,000 | 6,844 |
| Securities gains (losses) | $66,000 | 2,272 |
| Applicable income taxes | $-619,000 | 7,056 |
| Income before extraordinary items | $-352,000 | 6,700 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-352,000 | 6,698 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-352,000 | 6,698 |
| Net charge-offs | $847,000 | 1,613 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-394,240 | 6,651 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 3,140 |
| Total interest expense | $1,279,000 | 1,831 |
| Net interest income | $2,796,000 | 3,607 |
| Provision for loan and lease losses | $727,000 | 1,386 |
| Total noninterest income | $479,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $184,000 | 3,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $295,000 | 3,089 |
| Total noninterest expense | $3,934,000 | 2,399 |
| Salaries and employee benefits | $1,165,000 | 3,779 |
| Premises and equipment expense | $282,000 | 3,575 |
| Additional noninterest expense | $2,487,000 | 1,366 |
| Pre-tax net operating income | $-1,386,000 | 7,029 |
| Securities gains (losses) | $66,000 | 1,866 |
| Applicable income taxes | $-705,000 | 7,154 |
| Income before extraordinary items | $-615,000 | 6,906 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-615,000 | 6,905 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-615,000 | 6,906 |
| Net charge-offs | $661,000 | 1,511 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-657,240 | 6,892 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 3,088 |
| Total interest expense | $681,000 | 1,800 |
| Net interest income | $1,426,000 | 3,578 |
| Provision for loan and lease losses | $316,000 | 1,448 |
| Total noninterest income | $244,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $93,000 | 3,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 3,060 |
| Total noninterest expense | $1,168,000 | 3,704 |
| Salaries and employee benefits | $456,000 | 4,432 |
| Premises and equipment expense | $152,000 | 3,426 |
| Additional noninterest expense | $560,000 | 2,816 |
| Pre-tax net operating income | $186,000 | 4,623 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-7,000 | 6,956 |
| Income before extraordinary items | $193,000 | 4,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $193,000 | 4,441 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $193,000 | 4,441 |
| Net charge-offs | $493,000 | 1,108 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $193,000 | 4,287 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,297,000 | 2,955 |
| Total interest expense | $3,051,000 | 1,933 |
| Net interest income | $6,246,000 | 3,360 |
| Provision for loan and lease losses | $1,052,000 | 2,342 |
| Total noninterest income | $1,182,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $518,000 | 2,490 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $664,000 | 2,716 |
| Total noninterest expense | $5,619,000 | 3,217 |
| Salaries and employee benefits | $2,510,000 | 3,549 |
| Premises and equipment expense | $509,000 | 3,990 |
| Additional noninterest expense | $2,600,000 | 2,518 |
| Pre-tax net operating income | $757,000 | 4,164 |
| Securities gains (losses) | $-107,000 | 7,090 |
| Applicable income taxes | $-44,000 | 6,721 |
| Income before extraordinary items | $694,000 | 4,173 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $694,000 | 4,176 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $694,000 | 4,176 |
| Net charge-offs | $399,000 | 3,449 |
| Cash dividends | $133,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $801,000 | 3,812 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 2,899 |
| Total interest expense | $2,354,000 | 1,953 |
| Net interest income | $4,814,000 | 3,310 |
| Provision for loan and lease losses | $529,000 | 2,798 |
| Total noninterest income | $908,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $412,000 | 2,402 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $496,000 | 2,724 |
| Total noninterest expense | $4,323,000 | 3,165 |
| Salaries and employee benefits | $1,802,000 | 3,670 |
| Premises and equipment expense | $405,000 | 3,877 |
| Additional noninterest expense | $2,116,000 | 2,340 |
| Pre-tax net operating income | $870,000 | 3,563 |
| Securities gains (losses) | $-54,000 | 7,160 |
| Applicable income taxes | $86,000 | 3,315 |
| Income before extraordinary items | $730,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $730,000 | 3,676 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $730,000 | 3,676 |
| Net charge-offs | $366,000 | 3,014 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $778,060 | 3,451 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 2,877 |
| Total interest expense | $1,596,000 | 1,992 |
| Net interest income | $3,267,000 | 3,276 |
| Provision for loan and lease losses | $246,000 | 3,273 |
| Total noninterest income | $658,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $272,000 | 2,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $386,000 | 2,485 |
| Total noninterest expense | $3,016,000 | 3,089 |
| Salaries and employee benefits | $1,298,000 | 3,486 |
| Premises and equipment expense | $280,000 | 3,826 |
| Additional noninterest expense | $1,438,000 | 2,334 |
| Pre-tax net operating income | $663,000 | 3,272 |
| Securities gains (losses) | $-54,000 | 7,243 |
| Applicable income taxes | $80,000 | 3,029 |
| Income before extraordinary items | $529,000 | 3,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $529,000 | 3,464 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $529,000 | 3,464 |
| Net charge-offs | $240,000 | 2,926 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $575,980 | 3,191 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 2,855 |
| Total interest expense | $759,000 | 2,157 |
| Net interest income | $1,715,000 | 3,129 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $342,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $130,000 | 2,458 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $212,000 | 2,390 |
| Total noninterest expense | $1,484,000 | 3,129 |
| Salaries and employee benefits | $603,000 | 3,710 |
| Premises and equipment expense | $147,000 | 3,752 |
| Additional noninterest expense | $734,000 | 2,259 |
| Pre-tax net operating income | $453,000 | 2,744 |
| Securities gains (losses) | $-54,000 | 7,341 |
| Applicable income taxes | $108,000 | 2,098 |
| Income before extraordinary items | $291,000 | 3,310 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $291,000 | 3,307 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $291,000 | 3,308 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $330,420 | 2,981 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,480,000 | 2,834 |
| Total interest expense | $3,904,000 | 2,043 |
| Net interest income | $6,576,000 | 3,240 |
| Provision for loan and lease losses | $2,013,000 | 2,059 |
| Total noninterest income | $1,411,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $603,000 | 2,280 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $808,000 | 2,486 |
| Total noninterest expense | $5,127,000 | 3,541 |
| Salaries and employee benefits | $2,253,000 | 3,891 |
| Premises and equipment expense | $561,000 | 3,903 |
| Additional noninterest expense | $2,313,000 | 2,858 |
| Pre-tax net operating income | $847,000 | 3,653 |
| Securities gains (losses) | $-104,000 | 7,231 |
| Applicable income taxes | $-32,000 | 6,669 |
| Income before extraordinary items | $775,000 | 3,659 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $775,000 | 3,657 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $775,000 | 3,659 |
| Net charge-offs | $1,762,000 | 2,003 |
| Cash dividends | $133,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $879,000 | 3,338 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 2,870 |
| Total interest expense | $3,058,000 | 2,043 |
| Net interest income | $4,845,000 | 3,329 |
| Provision for loan and lease losses | $812,000 | 2,822 |
| Total noninterest income | $1,064,000 | 2,611 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $447,000 | 2,359 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $617,000 | 2,442 |
| Total noninterest expense | $3,958,000 | 3,451 |
| Salaries and employee benefits | $1,800,000 | 3,738 |
| Premises and equipment expense | $424,000 | 3,944 |
| Additional noninterest expense | $1,734,000 | 2,803 |
| Pre-tax net operating income | $1,139,000 | 2,864 |
| Securities gains (losses) | $-22,000 | 7,269 |
| Applicable income taxes | $227,000 | 2,423 |
| Income before extraordinary items | $890,000 | 3,100 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $890,000 | 3,098 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $890,000 | 3,100 |
| Net charge-offs | $214,000 | 4,147 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $907,600 | 2,934 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,309,000 | 2,888 |
| Total interest expense | $2,125,000 | 2,041 |
| Net interest income | $3,184,000 | 3,374 |
| Provision for loan and lease losses | $619,000 | 2,532 |
| Total noninterest income | $701,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $282,000 | 2,480 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $419,000 | 2,348 |
| Total noninterest expense | $2,627,000 | 3,475 |
| Salaries and employee benefits | $1,290,000 | 3,557 |
| Premises and equipment expense | $287,000 | 3,930 |
| Additional noninterest expense | $1,050,000 | 3,063 |
| Pre-tax net operating income | $639,000 | 3,192 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $143,000 | 2,453 |
| Income before extraordinary items | $496,000 | 3,424 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $496,000 | 3,421 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $496,000 | 3,423 |
| Net charge-offs | $147,000 | 3,852 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $496,000 | 3,306 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 2,910 |
| Total interest expense | $1,083,000 | 2,103 |
| Net interest income | $1,607,000 | 3,368 |
| Provision for loan and lease losses | $332,000 | 2,270 |
| Total noninterest income | $332,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $147,000 | 2,383 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $185,000 | 2,513 |
| Total noninterest expense | $1,278,000 | 3,589 |
| Salaries and employee benefits | $646,000 | 3,610 |
| Premises and equipment expense | $146,000 | 3,946 |
| Additional noninterest expense | $486,000 | 3,264 |
| Pre-tax net operating income | $329,000 | 3,209 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $37,000 | 3,017 |
| Income before extraordinary items | $292,000 | 3,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $292,000 | 3,176 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $292,000 | 3,179 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $292,000 | 3,071 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,109,000 | 2,944 |
| Total interest expense | $4,629,000 | 2,427 |
| Net interest income | $6,480,000 | 3,247 |
| Provision for loan and lease losses | $599,000 | 4,273 |
| Total noninterest income | $1,372,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $593,000 | 2,559 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $779,000 | 2,500 |
| Total noninterest expense | $5,037,000 | 3,670 |
| Salaries and employee benefits | $2,376,000 | 3,843 |
| Premises and equipment expense | $543,000 | 4,160 |
| Additional noninterest expense | $2,118,000 | 3,172 |
| Pre-tax net operating income | $2,216,000 | 1,754 |
| Securities gains (losses) | $32,000 | 2,849 |
| Applicable income taxes | $522,000 | 1,515 |
| Income before extraordinary items | $1,726,000 | 1,898 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,726,000 | 1,895 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,726,000 | 1,897 |
| Net charge-offs | $229,000 | 4,832 |
| Cash dividends | $1,062,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,701,360 | 1,880 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,305,000 | 3,005 |
| Total interest expense | $3,472,000 | 2,519 |
| Net interest income | $4,833,000 | 3,265 |
| Provision for loan and lease losses | $372,000 | 4,290 |
| Total noninterest income | $1,040,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $431,000 | 2,621 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $609,000 | 2,496 |
| Total noninterest expense | $3,664,000 | 3,764 |
| Salaries and employee benefits | $1,824,000 | 3,810 |
| Premises and equipment expense | $401,000 | 4,256 |
| Additional noninterest expense | $1,439,000 | 3,389 |
| Pre-tax net operating income | $1,837,000 | 1,752 |
| Securities gains (losses) | $46,000 | 2,351 |
| Applicable income taxes | $438,000 | 1,540 |
| Income before extraordinary items | $1,445,000 | 1,842 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,445,000 | 1,841 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,445,000 | 1,842 |
| Net charge-offs | $-22,000 | 7,951 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,409,580 | 1,842 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 3,041 |
| Total interest expense | $2,343,000 | 2,592 |
| Net interest income | $3,175,000 | 3,297 |
| Provision for loan and lease losses | $262,000 | 3,940 |
| Total noninterest income | $672,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $272,000 | 2,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $400,000 | 2,552 |
| Total noninterest expense | $2,427,000 | 3,821 |
| Salaries and employee benefits | $1,208,000 | 3,882 |
| Premises and equipment expense | $251,000 | 4,437 |
| Additional noninterest expense | $968,000 | 3,369 |
| Pre-tax net operating income | $1,158,000 | 1,882 |
| Securities gains (losses) | $46,000 | 1,956 |
| Applicable income taxes | $273,000 | 1,639 |
| Income before extraordinary items | $931,000 | 1,964 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $931,000 | 1,962 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $931,000 | 1,963 |
| Net charge-offs | $-63,000 | 8,117 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $895,580 | 1,972 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 3,065 |
| Total interest expense | $1,195,000 | 2,644 |
| Net interest income | $1,576,000 | 3,306 |
| Provision for loan and lease losses | $108,000 | 3,766 |
| Total noninterest income | $326,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $128,000 | 2,756 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $198,000 | 2,529 |
| Total noninterest expense | $1,231,000 | 3,694 |
| Salaries and employee benefits | $606,000 | 3,892 |
| Premises and equipment expense | $134,000 | 4,307 |
| Additional noninterest expense | $491,000 | 3,056 |
| Pre-tax net operating income | $563,000 | 2,171 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $123,000 | 1,974 |
| Income before extraordinary items | $440,000 | 2,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $440,000 | 2,375 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $440,000 | 2,377 |
| Net charge-offs | $-21,000 | 8,005 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $440,000 | 2,236 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,980,000 | 3,045 |
| Total interest expense | $5,278,000 | 2,839 |
| Net interest income | $6,702,000 | 3,180 |
| Provision for loan and lease losses | $4,010,000 | 1,176 |
| Total noninterest income | $1,574,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $624,000 | 2,574 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $950,000 | 2,194 |
| Total noninterest expense | $4,586,000 | 3,828 |
| Salaries and employee benefits | $2,348,000 | 3,958 |
| Premises and equipment expense | $525,000 | 4,332 |
| Additional noninterest expense | $1,713,000 | 3,280 |
| Pre-tax net operating income | $-320,000 | 6,644 |
| Securities gains (losses) | $63,000 | 1,446 |
| Applicable income taxes | $-587,000 | 7,551 |
| Income before extraordinary items | $330,000 | 4,989 |
| Extraordinary gains, net | $-2,000 | 8,263 |
| Net income | $328,000 | 4,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,437,000 | 910 |
| Cash dividends | $1,220,000 | 2,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $289,680 | 5,321 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,047,000 | 3,088 |
| Total interest expense | $4,045,000 | 2,884 |
| Net interest income | $5,002,000 | 3,220 |
| Provision for loan and lease losses | $3,929,000 | 773 |
| Total noninterest income | $1,250,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $467,000 | 2,587 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $783,000 | 2,147 |
| Total noninterest expense | $3,502,000 | 3,754 |
| Salaries and employee benefits | $1,924,000 | 3,727 |
| Premises and equipment expense | $378,000 | 4,457 |
| Additional noninterest expense | $1,200,000 | 3,391 |
| Pre-tax net operating income | $-1,179,000 | 7,619 |
| Securities gains (losses) | $60,000 | 1,302 |
| Applicable income taxes | $-732,000 | 7,972 |
| Income before extraordinary items | $-387,000 | 7,096 |
| Extraordinary gains, net | $-2,000 | 8,347 |
| Net income | $-389,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,473,000 | 726 |
| Cash dividends | $1,220,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-425,400 | 7,270 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 3,113 |
| Total interest expense | $2,745,000 | 2,933 |
| Net interest income | $3,342,000 | 3,200 |
| Provision for loan and lease losses | $1,707,000 | 872 |
| Total noninterest income | $658,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $297,000 | 2,657 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $361,000 | 2,730 |
| Total noninterest expense | $2,315,000 | 3,804 |
| Salaries and employee benefits | $1,296,000 | 3,740 |
| Premises and equipment expense | $245,000 | 4,560 |
| Additional noninterest expense | $774,000 | 3,445 |
| Pre-tax net operating income | $-22,000 | 7,016 |
| Securities gains (losses) | $52,000 | 1,417 |
| Applicable income taxes | $165,000 | 2,906 |
| Income before extraordinary items | $-135,000 | 7,306 |
| Extraordinary gains, net | $-2,000 | 8,418 |
| Net income | $-137,000 | 7,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,962 |
| Cash dividends | $1,151,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-168,280 | 7,335 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 3,153 |
| Total interest expense | $1,382,000 | 3,098 |
| Net interest income | $1,695,000 | 3,162 |
| Provision for loan and lease losses | $78,000 | 3,090 |
| Total noninterest income | $313,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $137,000 | 2,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $176,000 | 2,766 |
| Total noninterest expense | $1,134,000 | 3,866 |
| Salaries and employee benefits | $653,000 | 3,735 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $352,000 | 3,655 |
| Pre-tax net operating income | $796,000 | 2,170 |
| Securities gains (losses) | $24,000 | 1,506 |
| Applicable income taxes | $231,000 | 1,776 |
| Income before extraordinary items | $589,000 | 2,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $589,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $571,720 | 2,338 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,072,000 | 3,271 |
| Total interest expense | $5,333,000 | 3,309 |
| Net interest income | $6,739,000 | 3,198 |
| Provision for loan and lease losses | $392,000 | 2,734 |
| Total noninterest income | $1,317,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $596,000 | 2,688 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $721,000 | 2,712 |
| Total noninterest expense | $4,364,000 | 3,850 |
| Salaries and employee benefits | $2,331,000 | 3,915 |
| Premises and equipment expense | $550,000 | 4,084 |
| Additional noninterest expense | $1,483,000 | 3,447 |
| Pre-tax net operating income | $3,300,000 | 2,308 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $1,008,000 | 1,854 |
| Income before extraordinary items | $2,303,000 | 2,537 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,303,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,033 |
| Cash dividends | $2,759,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,295,300 | 2,534 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,894,000 | 3,315 |
| Total interest expense | $3,952,000 | 3,324 |
| Net interest income | $4,942,000 | 3,262 |
| Provision for loan and lease losses | $319,000 | 2,210 |
| Total noninterest income | $1,025,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $440,000 | 2,710 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $585,000 | 2,603 |
| Total noninterest expense | $3,348,000 | 3,766 |
| Salaries and employee benefits | $1,784,000 | 3,856 |
| Premises and equipment expense | $422,000 | 4,007 |
| Additional noninterest expense | $1,142,000 | 3,320 |
| Pre-tax net operating income | $2,300,000 | 2,572 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $659,000 | 2,166 |
| Income before extraordinary items | $1,641,000 | 2,795 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,641,000 | 2,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,315 |
| Cash dividends | $2,562,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,641,000 | 2,776 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 3,365 |
| Total interest expense | $2,622,000 | 3,320 |
| Net interest income | $3,225,000 | 3,345 |
| Provision for loan and lease losses | $227,000 | 1,974 |
| Total noninterest income | $691,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $291,000 | 2,715 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $400,000 | 2,578 |
| Total noninterest expense | $2,208,000 | 3,822 |
| Salaries and employee benefits | $1,162,000 | 3,946 |
| Premises and equipment expense | $297,000 | 3,874 |
| Additional noninterest expense | $749,000 | 3,370 |
| Pre-tax net operating income | $1,481,000 | 2,696 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $418,000 | 2,320 |
| Income before extraordinary items | $1,063,000 | 2,899 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,063,000 | 2,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-147,000 | 8,495 |
| Cash dividends | $2,562,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,063,000 | 2,880 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 3,330 |
| Total interest expense | $1,288,000 | 3,344 |
| Net interest income | $1,661,000 | 3,262 |
| Provision for loan and lease losses | $143,000 | 1,556 |
| Total noninterest income | $327,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $128,000 | 2,938 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $199,000 | 2,552 |
| Total noninterest expense | $1,110,000 | 3,806 |
| Salaries and employee benefits | $598,000 | 3,903 |
| Premises and equipment expense | $155,000 | 3,786 |
| Additional noninterest expense | $357,000 | 3,478 |
| Pre-tax net operating income | $735,000 | 2,709 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $287,000 | 1,905 |
| Income before extraordinary items | $448,000 | 3,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $448,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-174,000 | 8,566 |
| Cash dividends | $1,774,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $448,000 | 3,219 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,917,000 | 3,340 |
| Total interest expense | $4,391,000 | 3,351 |
| Net interest income | $6,526,000 | 3,301 |
| Provision for loan and lease losses | $1,168,000 | 900 |
| Total noninterest income | $696,000 | 4,373 |
| Gross Fiduciary activities income | $10,000 | 1,273 |
| Service charges on deposit accounts | $179,000 | 5,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $507,000 | 3,314 |
| Total noninterest expense | $3,659,000 | 4,251 |
| Salaries and employee benefits | $1,963,000 | 4,337 |
| Premises and equipment expense | $612,000 | 3,709 |
| Additional noninterest expense | $1,084,000 | 4,260 |
| Pre-tax net operating income | $2,395,000 | 3,224 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $606,000 | 2,876 |
| Income before extraordinary items | $1,789,000 | 3,369 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,789,000 | 3,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,317,000 | 544 |
| Cash dividends | $950,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,789,000 | 3,351 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,709,000 | 3,479 |
| Total interest expense | $3,071,000 | 3,450 |
| Net interest income | $4,638,000 | 3,463 |
| Provision for loan and lease losses | $1,000,000 | 758 |
| Total noninterest income | $678,000 | 3,782 |
| Gross Fiduciary activities income | $8,000 | 1,232 |
| Service charges on deposit accounts | $352,000 | 3,206 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $318,000 | 3,636 |
| Total noninterest expense | $2,740,000 | 4,236 |
| Salaries and employee benefits | $1,535,000 | 4,175 |
| Premises and equipment expense | $462,000 | 3,692 |
| Additional noninterest expense | $743,000 | 4,521 |
| Pre-tax net operating income | $1,576,000 | 3,678 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $363,000 | 3,317 |
| Income before extraordinary items | $1,213,000 | 3,714 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,213,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $686,000 | 626 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,213,000 | 3,694 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 3,529 |
| Total interest expense | $1,938,000 | 3,470 |
| Net interest income | $2,987,000 | 3,557 |
| Provision for loan and lease losses | $850,000 | 610 |
| Total noninterest income | $423,000 | 3,920 |
| Gross Fiduciary activities income | $6,000 | 1,233 |
| Service charges on deposit accounts | $214,000 | 3,400 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $203,000 | 3,719 |
| Total noninterest expense | $1,815,000 | 4,274 |
| Salaries and employee benefits | $1,020,000 | 4,205 |
| Premises and equipment expense | $306,000 | 3,714 |
| Additional noninterest expense | $489,000 | 4,560 |
| Pre-tax net operating income | $745,000 | 4,487 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $123,000 | 4,275 |
| Income before extraordinary items | $622,000 | 4,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $622,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $668,000 | 464 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $622,000 | 4,340 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 3,599 |
| Total interest expense | $907,000 | 3,513 |
| Net interest income | $1,447,000 | 3,640 |
| Provision for loan and lease losses | $700,000 | 353 |
| Total noninterest income | $184,000 | 4,160 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $918,000 | 4,256 |
| Salaries and employee benefits | $510,000 | 4,223 |
| Premises and equipment expense | $153,000 | 3,731 |
| Additional noninterest expense | $255,000 | 4,409 |
| Pre-tax net operating income | $13,000 | 8,098 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-80,000 | 8,682 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $729,000 | 256 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $93,000 | 6,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,767,000 | 3,487 |
| Total interest expense | $2,976,000 | 3,353 |
| Net interest income | $5,791,000 | 3,525 |
| Provision for loan and lease losses | $575,000 | 1,699 |
| Total noninterest income | $1,131,000 | 3,264 |
| Gross Fiduciary activities income | $11,000 | 1,287 |
| Service charges on deposit accounts | $472,000 | 3,170 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $648,000 | 2,922 |
| Total noninterest expense | $3,350,000 | 4,444 |
| Salaries and employee benefits | $1,830,000 | 4,419 |
| Premises and equipment expense | $565,000 | 3,838 |
| Additional noninterest expense | $955,000 | 4,574 |
| Pre-tax net operating income | $2,997,000 | 2,758 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $864,000 | 2,484 |
| Income before extraordinary items | $2,133,000 | 2,932 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,133,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,223 |
| Cash dividends | $1,157,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,133,000 | 2,903 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 3,469 |
| Total interest expense | $2,130,000 | 3,329 |
| Net interest income | $4,379,000 | 3,492 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $708,000 | 3,708 |
| Gross Fiduciary activities income | $8,000 | 1,254 |
| Service charges on deposit accounts | $348,000 | 3,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $352,000 | 3,515 |
| Total noninterest expense | $2,554,000 | 4,348 |
| Salaries and employee benefits | $1,468,000 | 4,161 |
| Premises and equipment expense | $421,000 | 3,823 |
| Additional noninterest expense | $665,000 | 4,785 |
| Pre-tax net operating income | $2,263,000 | 2,780 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $630,000 | 2,561 |
| Income before extraordinary items | $1,633,000 | 2,927 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,633,000 | 2,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,786 |
| Cash dividends | $576,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,633,000 | 2,884 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 3,438 |
| Total interest expense | $1,364,000 | 3,291 |
| Net interest income | $2,908,000 | 3,487 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $455,000 | 3,749 |
| Gross Fiduciary activities income | $6,000 | 1,239 |
| Service charges on deposit accounts | $218,000 | 3,307 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $231,000 | 3,507 |
| Total noninterest expense | $1,688,000 | 4,356 |
| Salaries and employee benefits | $978,000 | 4,140 |
| Premises and equipment expense | $270,000 | 3,918 |
| Additional noninterest expense | $440,000 | 4,796 |
| Pre-tax net operating income | $1,495,000 | 2,763 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $415,000 | 2,550 |
| Income before extraordinary items | $1,080,000 | 2,920 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,080,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,449 |
| Cash dividends | $576,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,080,000 | 2,874 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 3,450 |
| Total interest expense | $675,000 | 3,208 |
| Net interest income | $1,429,000 | 3,540 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $235,000 | 3,609 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,269 |
| Total noninterest expense | $850,000 | 4,355 |
| Salaries and employee benefits | $492,000 | 4,138 |
| Premises and equipment expense | $138,000 | 3,892 |
| Additional noninterest expense | $220,000 | 4,754 |
| Pre-tax net operating income | $724,000 | 2,781 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $198,000 | 2,618 |
| Income before extraordinary items | $526,000 | 2,931 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $526,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,285 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $526,000 | 2,884 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,536,000 | 3,246 |
| Total interest expense | $2,788,000 | 2,779 |
| Net interest income | $5,748,000 | 3,399 |
| Provision for loan and lease losses | $345,000 | 2,653 |
| Total noninterest income | $760,000 | 4,190 |
| Gross Fiduciary activities income | $12,000 | 1,285 |
| Service charges on deposit accounts | $416,000 | 3,556 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $332,000 | 4,074 |
| Total noninterest expense | $3,397,000 | 4,274 |
| Salaries and employee benefits | $1,868,000 | 4,215 |
| Premises and equipment expense | $518,000 | 3,976 |
| Additional noninterest expense | $1,011,000 | 4,307 |
| Pre-tax net operating income | $2,766,000 | 2,755 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $759,000 | 2,612 |
| Income before extraordinary items | $2,007,000 | 2,916 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,007,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,445 |
| Cash dividends | $1,176,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,007,000 | 2,855 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,410,000 | 3,221 |
| Total interest expense | $2,099,000 | 2,742 |
| Net interest income | $4,311,000 | 3,388 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $537,000 | 4,342 |
| Gross Fiduciary activities income | $9,000 | 1,258 |
| Service charges on deposit accounts | $310,000 | 3,585 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $218,000 | 4,344 |
| Total noninterest expense | $2,548,000 | 4,242 |
| Salaries and employee benefits | $1,460,000 | 4,045 |
| Premises and equipment expense | $386,000 | 3,976 |
| Additional noninterest expense | $702,000 | 4,513 |
| Pre-tax net operating income | $2,030,000 | 2,845 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $553,000 | 2,723 |
| Income before extraordinary items | $1,477,000 | 2,990 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,477,000 | 2,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,049 |
| Cash dividends | $504,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,477,000 | 2,913 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 3,182 |
| Total interest expense | $1,407,000 | 2,718 |
| Net interest income | $2,898,000 | 3,357 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $363,000 | 4,340 |
| Gross Fiduciary activities income | $6,000 | 1,267 |
| Service charges on deposit accounts | $203,000 | 3,605 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 4,256 |
| Total noninterest expense | $1,699,000 | 4,266 |
| Salaries and employee benefits | $972,000 | 4,073 |
| Premises and equipment expense | $252,000 | 4,047 |
| Additional noninterest expense | $475,000 | 4,497 |
| Pre-tax net operating income | $1,382,000 | 2,756 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $385,000 | 2,633 |
| Income before extraordinary items | $997,000 | 2,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $997,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,613 |
| Cash dividends | $504,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $997,000 | 2,864 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 3,120 |
| Total interest expense | $718,000 | 2,695 |
| Net interest income | $1,487,000 | 3,292 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $176,000 | 4,381 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $73,000 | 4,352 |
| Total noninterest expense | $838,000 | 4,339 |
| Salaries and employee benefits | $482,000 | 4,125 |
| Premises and equipment expense | $134,000 | 3,902 |
| Additional noninterest expense | $222,000 | 4,690 |
| Pre-tax net operating income | $735,000 | 2,605 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $525,000 | 2,822 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $525,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,629 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $525,000 | 2,726 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,960,000 | 3,125 |
| Total interest expense | $3,185,000 | 2,714 |
| Net interest income | $5,775,000 | 3,278 |
| Provision for loan and lease losses | $518,000 | 2,109 |
| Total noninterest income | $928,000 | 3,877 |
| Gross Fiduciary activities income | $21,000 | 1,239 |
| Service charges on deposit accounts | $433,000 | 3,471 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $474,000 | 3,672 |
| Total noninterest expense | $3,392,000 | 4,227 |
| Salaries and employee benefits | $1,876,000 | 4,129 |
| Premises and equipment expense | $542,000 | 3,822 |
| Additional noninterest expense | $974,000 | 4,367 |
| Pre-tax net operating income | $2,793,000 | 2,649 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $793,000 | 2,548 |
| Income before extraordinary items | $2,000,000 | 2,870 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,000,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,892 |
| Cash dividends | $768,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,000,000 | 2,741 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,755,000 | 3,146 |
| Total interest expense | $2,437,000 | 2,746 |
| Net interest income | $4,318,000 | 3,312 |
| Provision for loan and lease losses | $220,000 | 3,174 |
| Total noninterest income | $745,000 | 3,798 |
| Gross Fiduciary activities income | $18,000 | 1,197 |
| Service charges on deposit accounts | $326,000 | 3,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $401,000 | 3,523 |
| Total noninterest expense | $2,501,000 | 4,269 |
| Salaries and employee benefits | $1,440,000 | 4,054 |
| Premises and equipment expense | $415,000 | 3,749 |
| Additional noninterest expense | $646,000 | 4,751 |
| Pre-tax net operating income | $2,342,000 | 2,515 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $696,000 | 2,396 |
| Income before extraordinary items | $1,646,000 | 2,755 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,646,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,922 |
| Cash dividends | $288,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,646,000 | 2,617 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 3,161 |
| Total interest expense | $1,637,000 | 2,813 |
| Net interest income | $2,876,000 | 3,312 |
| Provision for loan and lease losses | $130,000 | 3,332 |
| Total noninterest income | $460,000 | 3,931 |
| Gross Fiduciary activities income | $13,000 | 1,190 |
| Service charges on deposit accounts | $205,000 | 3,565 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $242,000 | 3,682 |
| Total noninterest expense | $1,665,000 | 4,274 |
| Salaries and employee benefits | $960,000 | 4,042 |
| Premises and equipment expense | $278,000 | 3,714 |
| Additional noninterest expense | $427,000 | 4,778 |
| Pre-tax net operating income | $1,541,000 | 2,530 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $455,000 | 2,464 |
| Income before extraordinary items | $1,086,000 | 2,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,086,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 9,150 |
| Cash dividends | $288,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,086,000 | 2,638 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 3,186 |
| Total interest expense | $819,000 | 2,874 |
| Net interest income | $1,432,000 | 3,297 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $219,000 | 3,938 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $96,000 | 3,642 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $117,000 | 3,650 |
| Total noninterest expense | $823,000 | 4,276 |
| Salaries and employee benefits | $478,000 | 4,037 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $204,000 | 4,894 |
| Pre-tax net operating income | $768,000 | 2,554 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $226,000 | 2,491 |
| Income before extraordinary items | $542,000 | 2,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $542,000 | 2,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $542,000 | 2,632 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,826,000 | 3,366 |
| Total interest expense | $3,652,000 | 2,979 |
| Net interest income | $5,174,000 | 3,560 |
| Provision for loan and lease losses | $493,000 | 2,404 |
| Total noninterest income | $717,000 | 4,269 |
| Gross Fiduciary activities income | $71,000 | 1,053 |
| Service charges on deposit accounts | $362,000 | 3,782 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $284,000 | 4,367 |
| Total noninterest expense | $3,060,000 | 4,399 |
| Salaries and employee benefits | $1,785,000 | 4,123 |
| Premises and equipment expense | $543,000 | 3,710 |
| Additional noninterest expense | $732,000 | 5,261 |
| Pre-tax net operating income | $2,338,000 | 3,047 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $638,000 | 3,018 |
| Income before extraordinary items | $1,700,000 | 3,186 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,700,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 1,375 |
| Cash dividends | $806,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,700,000 | 3,077 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,383,000 | 3,502 |
| Total interest expense | $4,852,000 | 3,229 |
| Net interest income | $4,531,000 | 3,736 |
| Provision for loan and lease losses | $434,000 | 2,460 |
| Total noninterest income | $1,007,000 | 3,322 |
| Gross Fiduciary activities income | $118,000 | 961 |
| Service charges on deposit accounts | $394,000 | 3,447 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $495,000 | 3,149 |
| Total noninterest expense | $2,898,000 | 4,452 |
| Salaries and employee benefits | $1,659,000 | 4,186 |
| Premises and equipment expense | $447,000 | 4,257 |
| Additional noninterest expense | $792,000 | 4,815 |
| Pre-tax net operating income | $2,206,000 | 2,945 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $605,000 | 2,955 |
| Income before extraordinary items | $1,601,000 | 3,069 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,601,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,302 |
| Cash dividends | $950,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,601,000 | 2,972 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 3,738 |
| Total interest expense | $4,517,000 | 3,613 |
| Net interest income | $4,430,000 | 3,856 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $563,000 | 4,581 |
| Gross Fiduciary activities income | $95,000 | 952 |
| Service charges on deposit accounts | $299,000 | 4,068 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 5,202 |
| Total noninterest expense | $2,749,000 | 4,527 |
| Salaries and employee benefits | $1,597,000 | 4,154 |
| Premises and equipment expense | $432,000 | 4,255 |
| Additional noninterest expense | $720,000 | 5,074 |
| Pre-tax net operating income | $2,069,000 | 3,241 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $569,000 | 3,223 |
| Income before extraordinary items | $1,500,000 | 3,257 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,500,000 | 3,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,263 |
| Cash dividends | $816,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,500,000 | 3,249 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,751,000 | 4,036 |
| Total interest expense | $3,537,000 | 4,010 |
| Net interest income | $4,214,000 | 3,994 |
| Provision for loan and lease losses | $128,000 | 4,622 |
| Total noninterest income | $616,000 | 4,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,765 |
| Total noninterest expense | $2,772,000 | 4,505 |
| Salaries and employee benefits | $1,564,000 | 4,189 |
| Premises and equipment expense | $417,000 | 4,385 |
| Additional noninterest expense | $791,000 | 4,825 |
| Pre-tax net operating income | $1,930,000 | 3,427 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $530,000 | 3,503 |
| Income before extraordinary items | $1,400,000 | 3,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,400,000 | 3,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $1,560,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,400,000 | 3,386 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,672,000 | 4,085 |
| Total interest expense | $3,545,000 | 4,083 |
| Net interest income | $4,127,000 | 4,027 |
| Provision for loan and lease losses | $149,000 | 4,210 |
| Total noninterest income | $399,000 | 5,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,478 |
| Total noninterest expense | $2,640,000 | 4,585 |
| Salaries and employee benefits | $1,542,000 | 4,152 |
| Premises and equipment expense | $375,000 | 4,654 |
| Additional noninterest expense | $723,000 | 5,041 |
| Pre-tax net operating income | $1,737,000 | 3,744 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $477,000 | 3,962 |
| Income before extraordinary items | $1,260,000 | 3,773 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,260,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,260,000 | 3,686 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 4,344 |
| Total interest expense | $3,298,000 | 4,336 |
| Net interest income | $4,014,000 | 4,228 |
| Provision for loan and lease losses | $255,000 | 2,900 |
| Total noninterest income | $369,000 | 5,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,882 |
| Total noninterest expense | $2,563,000 | 4,692 |
| Salaries and employee benefits | $1,556,000 | 4,119 |
| Premises and equipment expense | $367,000 | 4,734 |
| Additional noninterest expense | $640,000 | 5,561 |
| Pre-tax net operating income | $1,565,000 | 4,327 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $465,000 | 4,431 |
| Income before extraordinary items | $1,100,000 | 4,371 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,100,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,726 |
| Cash dividends | $528,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,100,000 | 4,293 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,818,000 | 4,675 |
| Total interest expense | $3,096,000 | 4,649 |
| Net interest income | $3,722,000 | 4,581 |
| Provision for loan and lease losses | $207,000 | 3,335 |
| Total noninterest income | $349,000 | 6,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,438 |
| Total noninterest expense | $2,568,000 | 4,898 |
| Salaries and employee benefits | $1,535,000 | 4,232 |
| Premises and equipment expense | $360,000 | 4,921 |
| Additional noninterest expense | $673,000 | 5,901 |
| Pre-tax net operating income | $1,296,000 | 4,836 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $388,000 | 4,983 |
| Income before extraordinary items | $900,000 | 4,873 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $900,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,011 |
| Cash dividends | $355,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $905,600 | 4,794 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,523,000 | 4,841 |
| Total interest expense | $3,002,000 | 4,756 |
| Net interest income | $3,521,000 | 4,845 |
| Provision for loan and lease losses | $335,000 | 2,119 |
| Total noninterest income | $505,000 | 5,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,369 |
| Total noninterest expense | $2,555,000 | 4,905 |
| Salaries and employee benefits | $1,427,000 | 4,479 |
| Premises and equipment expense | $339,000 | 5,146 |
| Additional noninterest expense | $789,000 | 5,311 |
| Pre-tax net operating income | $1,136,000 | 5,465 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $342,000 | 5,536 |
| Income before extraordinary items | $800,000 | 5,451 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $800,000 | 5,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,740 |
| Cash dividends | $317,000 | 4,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $795,800 | 5,448 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 4,929 |
| Total interest expense | $2,283,000 | 5,010 |
| Net interest income | $3,626,000 | 4,784 |
| Provision for loan and lease losses | $104,000 | 4,473 |
| Total noninterest income | $482,000 | 5,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,591 |
| Total noninterest expense | $2,663,000 | 4,876 |
| Salaries and employee benefits | $1,414,000 | 4,512 |
| Premises and equipment expense | $344,000 | 5,135 |
| Additional noninterest expense | $905,000 | 5,143 |
| Pre-tax net operating income | $1,341,000 | 4,818 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $440,000 | 4,459 |
| Income before extraordinary items | $902,000 | 4,904 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $902,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $327,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $901,330 | 4,968 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 5,167 |
| Total interest expense | $2,342,000 | 5,085 |
| Net interest income | $3,379,000 | 5,112 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $509,000 | 5,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,614 |
| Total noninterest expense | $2,572,000 | 5,142 |
| Salaries and employee benefits | $1,380,000 | 4,620 |
| Premises and equipment expense | $374,000 | 4,976 |
| Additional noninterest expense | $818,000 | 5,819 |
| Pre-tax net operating income | $1,176,000 | 5,256 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $389,000 | 5,109 |
| Income before extraordinary items | $798,000 | 5,588 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $798,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $302,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $790,630 | 5,386 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 5,356 |
| Total interest expense | $3,128,000 | 4,979 |
| Net interest income | $3,059,000 | 5,627 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $455,000 | 6,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 5,261 |
| Total noninterest expense | $2,361,000 | 5,564 |
| Salaries and employee benefits | $1,301,000 | 4,822 |
| Premises and equipment expense | $301,000 | 5,952 |
| Additional noninterest expense | $759,000 | 6,358 |
| Pre-tax net operating income | $993,000 | 5,653 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $321,000 | 5,677 |
| Income before extraordinary items | $698,000 | 5,940 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $698,000 | 6,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 5,287 |
| Cash dividends | $279,000 | 4,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $680,320 | 5,702 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.