Home > Farmers & Merchants Bank > Income and Expense
Farmers & Merchants Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 6,826 |
| Total interest expense | $1,958,000 | 6,565 |
| Net interest income | $2,211,000 | 6,850 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $108,000 | 10,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $1,381,000 | 7,643 |
| Salaries and employee benefits | $678,000 | 7,877 |
| Premises and equipment expense | $175,000 | 7,710 |
| Additional noninterest expense | $528,000 | 7,049 |
| Pre-tax net operating income | $926,000 | 6,298 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $274,000 | 6,313 |
| Income before extraordinary items | $652,000 | 6,297 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $652,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $269,000 | 4,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $652,000 | 6,278 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 6,981 |
| Total interest expense | $1,662,000 | 6,435 |
| Net interest income | $2,104,000 | 7,316 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $83,000 | 11,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $1,557,000 | 7,424 |
| Salaries and employee benefits | $643,000 | 8,320 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $710,000 | 6,248 |
| Pre-tax net operating income | $615,000 | 7,921 |
| Securities gains (losses) | $138,000 | 639 |
| Applicable income taxes | $215,000 | 7,096 |
| Income before extraordinary items | $538,000 | 7,020 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $538,000 | 7,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $262,000 | 4,809 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 12,455 |
| Net operating income | $440,020 | 7,858 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 7,364 |
| Total interest expense | $1,701,000 | 6,614 |
| Net interest income | $1,927,000 | 7,901 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $60,000 | 12,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $1,313,000 | 8,466 |
| Salaries and employee benefits | $595,000 | 8,840 |
| Premises and equipment expense | $208,000 | 7,528 |
| Additional noninterest expense | $510,000 | 8,110 |
| Pre-tax net operating income | $662,000 | 7,559 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $202,000 | 7,571 |
| Income before extraordinary items | $499,000 | 7,572 |
| Extraordinary gains, net | $-3,000 | 12,192 |
| Net income | $496,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $255,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $471,310 | 7,521 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 7,458 |
| Total interest expense | $2,185,000 | 6,653 |
| Net interest income | $1,850,000 | 8,196 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $54,000 | 13,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $1,318,000 | 8,605 |
| Salaries and employee benefits | $612,000 | 8,707 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $537,000 | 8,122 |
| Pre-tax net operating income | $586,000 | 7,816 |
| Securities gains (losses) | $90,000 | 3,184 |
| Applicable income taxes | $195,000 | 7,659 |
| Income before extraordinary items | $481,000 | 7,495 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $481,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $253,000 | 4,431 |
| Sale, conversion, retirement of capital stock, net | $-113,000 | 13,828 |
| Net operating income | $417,100 | 7,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.