Home > Farmers & Merchants Bank > Income and Expense
Farmers & Merchants Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,707,000 | 1,459 |
| Total interest expense | $1,240,000 | 2,116 |
| Net interest income | $13,467,000 | 1,351 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,869,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,586,000 | 601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 3,443 |
| Total noninterest expense | $11,108,000 | 1,363 |
| Salaries and employee benefits | $6,423,000 | 1,342 |
| Premises and equipment expense | $1,014,000 | 1,661 |
| Additional noninterest expense | $3,671,000 | 1,267 |
| Pre-tax net operating income | $4,228,000 | 1,613 |
| Securities gains (losses) | $3,000 | 888 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,231,000 | 1,435 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,231,000 | 1,434 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,231,000 | 1,434 |
| Net charge-offs | $196,000 | 1,266 |
| Cash dividends | $4,431,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,228,000 | 1,426 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,721,000 | 1,454 |
| Total interest expense | $815,000 | 2,055 |
| Net interest income | $8,906,000 | 1,355 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,240,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $1,067,000 | 593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 3,561 |
| Total noninterest expense | $7,402,000 | 1,373 |
| Salaries and employee benefits | $4,327,000 | 1,338 |
| Premises and equipment expense | $678,000 | 1,672 |
| Additional noninterest expense | $2,397,000 | 1,299 |
| Pre-tax net operating income | $2,744,000 | 1,621 |
| Securities gains (losses) | $3,000 | 768 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,747,000 | 1,435 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,747,000 | 1,434 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,747,000 | 1,434 |
| Net charge-offs | $153,000 | 1,064 |
| Cash dividends | $3,711,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,744,000 | 1,427 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 1,501 |
| Total interest expense | $392,000 | 2,050 |
| Net interest income | $4,238,000 | 1,426 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $634,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $520,000 | 608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,168 |
| Total noninterest expense | $3,599,000 | 1,416 |
| Salaries and employee benefits | $2,146,000 | 1,354 |
| Premises and equipment expense | $335,000 | 1,702 |
| Additional noninterest expense | $1,118,000 | 1,360 |
| Pre-tax net operating income | $1,273,000 | 1,704 |
| Securities gains (losses) | $3,000 | 584 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,276,000 | 1,504 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,276,000 | 1,504 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,276,000 | 1,504 |
| Net charge-offs | $-25,000 | 5,047 |
| Cash dividends | $2,909,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,273,000 | 1,498 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,686,000 | 1,508 |
| Total interest expense | $1,178,000 | 2,268 |
| Net interest income | $16,508,000 | 1,413 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $3,190,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,938,000 | 659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,252,000 | 2,025 |
| Total noninterest expense | $14,757,000 | 1,347 |
| Salaries and employee benefits | $8,463,000 | 1,337 |
| Premises and equipment expense | $1,300,000 | 1,732 |
| Additional noninterest expense | $4,994,000 | 1,250 |
| Pre-tax net operating income | $4,941,000 | 1,735 |
| Securities gains (losses) | $42,000 | 968 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,983,000 | 1,346 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,983,000 | 1,346 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,983,000 | 1,346 |
| Net charge-offs | $125,000 | 2,235 |
| Cash dividends | $2,993,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,941,000 | 1,343 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,093,000 | 1,524 |
| Total interest expense | $821,000 | 2,369 |
| Net interest income | $12,272,000 | 1,427 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,415,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,438,000 | 674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $977,000 | 1,997 |
| Total noninterest expense | $10,798,000 | 1,372 |
| Salaries and employee benefits | $6,233,000 | 1,352 |
| Premises and equipment expense | $969,000 | 1,744 |
| Additional noninterest expense | $3,596,000 | 1,283 |
| Pre-tax net operating income | $3,889,000 | 1,687 |
| Securities gains (losses) | $42,000 | 955 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,931,000 | 1,398 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,931,000 | 1,397 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,931,000 | 1,398 |
| Net charge-offs | $89,000 | 2,029 |
| Cash dividends | $2,893,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,889,000 | 1,384 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,638,000 | 1,524 |
| Total interest expense | $492,000 | 2,520 |
| Net interest income | $8,146,000 | 1,426 |
| Provision for loan and lease losses | $138,000 | 1,930 |
| Total noninterest income | $1,746,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $953,000 | 659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $793,000 | 1,787 |
| Total noninterest expense | $7,164,000 | 1,388 |
| Salaries and employee benefits | $4,146,000 | 1,367 |
| Premises and equipment expense | $653,000 | 1,736 |
| Additional noninterest expense | $2,365,000 | 1,299 |
| Pre-tax net operating income | $2,590,000 | 1,653 |
| Securities gains (losses) | $42,000 | 707 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,632,000 | 1,380 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,632,000 | 1,380 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,632,000 | 1,381 |
| Net charge-offs | $22,000 | 2,525 |
| Cash dividends | $2,202,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,590,000 | 1,372 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 1,528 |
| Total interest expense | $211,000 | 2,757 |
| Net interest income | $4,053,000 | 1,429 |
| Provision for loan and lease losses | $69,000 | 1,813 |
| Total noninterest income | $692,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $470,000 | 665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 2,443 |
| Total noninterest expense | $3,552,000 | 1,412 |
| Salaries and employee benefits | $2,037,000 | 1,405 |
| Premises and equipment expense | $332,000 | 1,722 |
| Additional noninterest expense | $1,183,000 | 1,300 |
| Pre-tax net operating income | $1,124,000 | 1,804 |
| Securities gains (losses) | $42,000 | 373 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,166,000 | 1,492 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,166,000 | 1,492 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,166,000 | 1,492 |
| Net charge-offs | $24,000 | 1,775 |
| Cash dividends | $1,706,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,124,000 | 1,514 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,571,000 | 1,530 |
| Total interest expense | $851,000 | 2,701 |
| Net interest income | $15,720,000 | 1,434 |
| Provision for loan and lease losses | $500,000 | 1,458 |
| Total noninterest income | $2,860,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $2,006,000 | 648 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $854,000 | 2,590 |
| Total noninterest expense | $13,871,000 | 1,416 |
| Salaries and employee benefits | $8,034,000 | 1,363 |
| Premises and equipment expense | $1,076,000 | 2,021 |
| Additional noninterest expense | $4,761,000 | 1,317 |
| Pre-tax net operating income | $4,209,000 | 1,870 |
| Securities gains (losses) | $297,000 | 665 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,506,000 | 1,506 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,506,000 | 1,505 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,506,000 | 1,505 |
| Net charge-offs | $128,000 | 2,376 |
| Cash dividends | $3,895,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,209,000 | 1,558 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,306,000 | 1,547 |
| Total interest expense | $632,000 | 2,730 |
| Net interest income | $11,674,000 | 1,450 |
| Provision for loan and lease losses | $375,000 | 1,401 |
| Total noninterest income | $2,261,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,516,000 | 642 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $745,000 | 2,411 |
| Total noninterest expense | $9,975,000 | 1,480 |
| Salaries and employee benefits | $5,879,000 | 1,390 |
| Premises and equipment expense | $784,000 | 2,077 |
| Additional noninterest expense | $3,312,000 | 1,402 |
| Pre-tax net operating income | $3,585,000 | 1,695 |
| Securities gains (losses) | $222,000 | 747 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,807,000 | 1,388 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,807,000 | 1,389 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,807,000 | 1,389 |
| Net charge-offs | $79,000 | 2,255 |
| Cash dividends | $3,795,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,585,000 | 1,421 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,105,000 | 1,565 |
| Total interest expense | $413,000 | 2,776 |
| Net interest income | $7,692,000 | 1,474 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $1,555,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,078,000 | 595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $477,000 | 2,440 |
| Total noninterest expense | $6,600,000 | 1,494 |
| Salaries and employee benefits | $3,868,000 | 1,411 |
| Premises and equipment expense | $515,000 | 2,100 |
| Additional noninterest expense | $2,217,000 | 1,397 |
| Pre-tax net operating income | $2,497,000 | 1,630 |
| Securities gains (losses) | $172,000 | 660 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,669,000 | 1,332 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,669,000 | 1,332 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,669,000 | 1,332 |
| Net charge-offs | $79,000 | 1,834 |
| Cash dividends | $3,237,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,497,000 | 1,358 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 1,593 |
| Total interest expense | $206,000 | 2,790 |
| Net interest income | $3,792,000 | 1,484 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $734,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $502,000 | 632 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $232,000 | 2,431 |
| Total noninterest expense | $3,222,000 | 1,525 |
| Salaries and employee benefits | $1,911,000 | 1,432 |
| Premises and equipment expense | $255,000 | 2,127 |
| Additional noninterest expense | $1,056,000 | 1,451 |
| Pre-tax net operating income | $1,229,000 | 1,633 |
| Securities gains (losses) | $10,000 | 1,503 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,239,000 | 1,373 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,239,000 | 1,373 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,239,000 | 1,374 |
| Net charge-offs | $28,000 | 1,781 |
| Cash dividends | $2,796,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,229,000 | 1,342 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,639,000 | 1,576 |
| Total interest expense | $858,000 | 2,685 |
| Net interest income | $14,781,000 | 1,496 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,279,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,945,000 | 682 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $334,000 | 3,831 |
| Total noninterest expense | $12,052,000 | 1,591 |
| Salaries and employee benefits | $6,699,000 | 1,572 |
| Premises and equipment expense | $1,122,000 | 1,989 |
| Additional noninterest expense | $4,231,000 | 1,454 |
| Pre-tax net operating income | $5,008,000 | 1,567 |
| Securities gains (losses) | $134,000 | 981 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $5,142,000 | 1,318 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,142,000 | 1,318 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,142,000 | 1,318 |
| Net charge-offs | $761,000 | 842 |
| Cash dividends | $2,304,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,008,000 | 1,332 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,645,000 | 1,608 |
| Total interest expense | $652,000 | 2,699 |
| Net interest income | $10,993,000 | 1,525 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,701,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,379,000 | 723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $322,000 | 3,510 |
| Total noninterest expense | $9,045,000 | 1,607 |
| Salaries and employee benefits | $5,146,000 | 1,542 |
| Premises and equipment expense | $823,000 | 2,049 |
| Additional noninterest expense | $3,076,000 | 1,493 |
| Pre-tax net operating income | $3,649,000 | 1,633 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,654,000 | 1,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,654,000 | 1,397 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,654,000 | 1,397 |
| Net charge-offs | $603,000 | 753 |
| Cash dividends | $2,304,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,649,000 | 1,369 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,581,000 | 1,660 |
| Total interest expense | $456,000 | 2,628 |
| Net interest income | $7,125,000 | 1,561 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,129,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $893,000 | 737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $236,000 | 3,383 |
| Total noninterest expense | $5,998,000 | 1,619 |
| Salaries and employee benefits | $3,404,000 | 1,569 |
| Premises and equipment expense | $550,000 | 2,060 |
| Additional noninterest expense | $2,044,000 | 1,511 |
| Pre-tax net operating income | $2,256,000 | 1,724 |
| Securities gains (losses) | $-59,000 | 6,251 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,197,000 | 1,509 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,197,000 | 1,511 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,197,000 | 1,511 |
| Net charge-offs | $632,000 | 526 |
| Cash dividends | $2,032,000 | 685 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,256,000 | 1,431 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 1,650 |
| Total interest expense | $238,000 | 2,571 |
| Net interest income | $3,552,000 | 1,556 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $572,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $427,000 | 746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 3,070 |
| Total noninterest expense | $3,066,000 | 1,579 |
| Salaries and employee benefits | $1,716,000 | 1,567 |
| Premises and equipment expense | $287,000 | 2,008 |
| Additional noninterest expense | $1,063,000 | 1,449 |
| Pre-tax net operating income | $1,058,000 | 1,769 |
| Securities gains (losses) | $14,000 | 1,369 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,072,000 | 1,486 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,072,000 | 1,488 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,072,000 | 1,488 |
| Net charge-offs | $540,000 | 329 |
| Cash dividends | $1,596,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,058,000 | 1,462 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,581,000 | 1,597 |
| Total interest expense | $894,000 | 2,796 |
| Net interest income | $14,687,000 | 1,502 |
| Provision for loan and lease losses | $480,000 | 1,502 |
| Total noninterest income | $1,894,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,827,000 | 751 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $67,000 | 5,563 |
| Total noninterest expense | $12,286,000 | 1,561 |
| Salaries and employee benefits | $6,773,000 | 1,546 |
| Premises and equipment expense | $1,066,000 | 2,135 |
| Additional noninterest expense | $4,447,000 | 1,431 |
| Pre-tax net operating income | $3,815,000 | 1,905 |
| Securities gains (losses) | $67,000 | 1,534 |
| Applicable income taxes | $1,000 | 4,463 |
| Income before extraordinary items | $3,881,000 | 1,627 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,881,000 | 1,627 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,881,000 | 1,626 |
| Net charge-offs | $958,000 | 931 |
| Cash dividends | $925,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,814,000 | 1,627 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,679,000 | 1,605 |
| Total interest expense | $660,000 | 2,888 |
| Net interest income | $11,019,000 | 1,506 |
| Provision for loan and lease losses | $480,000 | 1,175 |
| Total noninterest income | $1,389,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,385,000 | 742 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,000 | 6,293 |
| Total noninterest expense | $8,985,000 | 1,600 |
| Salaries and employee benefits | $4,925,000 | 1,582 |
| Premises and equipment expense | $822,000 | 2,095 |
| Additional noninterest expense | $3,238,000 | 1,469 |
| Pre-tax net operating income | $2,943,000 | 1,893 |
| Securities gains (losses) | $67,000 | 1,259 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $3,009,000 | 1,575 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,009,000 | 1,575 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,009,000 | 1,575 |
| Net charge-offs | $667,000 | 929 |
| Cash dividends | $878,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,942,000 | 1,585 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,836,000 | 1,587 |
| Total interest expense | $433,000 | 2,955 |
| Net interest income | $7,403,000 | 1,488 |
| Provision for loan and lease losses | $480,000 | 873 |
| Total noninterest income | $780,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $911,000 | 733 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-131,000 | 6,599 |
| Total noninterest expense | $6,013,000 | 1,588 |
| Salaries and employee benefits | $3,170,000 | 1,626 |
| Premises and equipment expense | $540,000 | 2,128 |
| Additional noninterest expense | $2,303,000 | 1,399 |
| Pre-tax net operating income | $1,690,000 | 2,068 |
| Securities gains (losses) | $57,000 | 1,102 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $1,746,000 | 1,722 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,746,000 | 1,725 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,746,000 | 1,724 |
| Net charge-offs | $528,000 | 836 |
| Cash dividends | $108,000 | 3,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,689,000 | 1,739 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 1,677 |
| Total interest expense | $217,000 | 2,982 |
| Net interest income | $3,498,000 | 1,563 |
| Provision for loan and lease losses | $480,000 | 467 |
| Total noninterest income | $629,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $456,000 | 717 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $173,000 | 2,764 |
| Total noninterest expense | $2,872,000 | 1,666 |
| Salaries and employee benefits | $1,556,000 | 1,671 |
| Premises and equipment expense | $257,000 | 2,256 |
| Additional noninterest expense | $1,059,000 | 1,481 |
| Pre-tax net operating income | $775,000 | 2,142 |
| Securities gains (losses) | $58,000 | 603 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $832,000 | 1,752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $832,000 | 1,757 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $832,000 | 1,755 |
| Net charge-offs | $608,000 | 424 |
| Cash dividends | $54,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $774,000 | 1,823 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,128,000 | 1,552 |
| Total interest expense | $1,013,000 | 2,916 |
| Net interest income | $15,115,000 | 1,434 |
| Provision for loan and lease losses | $4,150,000 | 319 |
| Total noninterest income | $1,446,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,981,000 | 703 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-535,000 | 6,741 |
| Total noninterest expense | $12,087,000 | 1,596 |
| Salaries and employee benefits | $5,851,000 | 1,755 |
| Premises and equipment expense | $1,243,000 | 1,856 |
| Additional noninterest expense | $4,993,000 | 1,344 |
| Pre-tax net operating income | $324,000 | 5,427 |
| Securities gains (losses) | $-26,000 | 6,367 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $297,000 | 5,421 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $297,000 | 5,426 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $297,000 | 5,426 |
| Net charge-offs | $3,297,000 | 498 |
| Cash dividends | $216,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $323,000 | 5,312 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,201,000 | 1,552 |
| Total interest expense | $782,000 | 2,932 |
| Net interest income | $11,419,000 | 1,414 |
| Provision for loan and lease losses | $3,800,000 | 269 |
| Total noninterest income | $1,428,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,489,000 | 699 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-61,000 | 6,701 |
| Total noninterest expense | $8,858,000 | 1,638 |
| Salaries and employee benefits | $4,484,000 | 1,715 |
| Premises and equipment expense | $869,000 | 1,988 |
| Additional noninterest expense | $3,505,000 | 1,420 |
| Pre-tax net operating income | $189,000 | 5,716 |
| Securities gains (losses) | $8,000 | 2,578 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $196,000 | 5,658 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $196,000 | 5,659 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $196,000 | 5,659 |
| Net charge-offs | $2,781,000 | 456 |
| Cash dividends | $162,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $188,080 | 5,621 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,237,000 | 1,528 |
| Total interest expense | $533,000 | 2,928 |
| Net interest income | $7,704,000 | 1,390 |
| Provision for loan and lease losses | $2,900,000 | 260 |
| Total noninterest income | $1,155,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $994,000 | 681 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $161,000 | 4,119 |
| Total noninterest expense | $5,834,000 | 1,649 |
| Salaries and employee benefits | $2,985,000 | 1,732 |
| Premises and equipment expense | $574,000 | 2,010 |
| Additional noninterest expense | $2,275,000 | 1,436 |
| Pre-tax net operating income | $125,000 | 5,712 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $132,000 | 5,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,647 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $132,000 | 5,647 |
| Net charge-offs | $1,878,000 | 480 |
| Cash dividends | $108,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $124,080 | 5,610 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 1,572 |
| Total interest expense | $269,000 | 2,984 |
| Net interest income | $3,746,000 | 1,434 |
| Provision for loan and lease losses | $1,100,000 | 349 |
| Total noninterest income | $617,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $499,000 | 670 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,526 |
| Total noninterest expense | $2,854,000 | 1,704 |
| Salaries and employee benefits | $1,485,000 | 1,761 |
| Premises and equipment expense | $279,000 | 2,095 |
| Additional noninterest expense | $1,090,000 | 1,487 |
| Pre-tax net operating income | $409,000 | 3,261 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $408,000 | 2,990 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $408,000 | 2,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $408,000 | 2,992 |
| Net charge-offs | $501,000 | 770 |
| Cash dividends | $54,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $408,000 | 2,910 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,051,000 | 1,557 |
| Total interest expense | $1,464,000 | 2,779 |
| Net interest income | $15,587,000 | 1,410 |
| Provision for loan and lease losses | $5,175,000 | 490 |
| Total noninterest income | $2,108,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,045,000 | 697 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $63,000 | 5,703 |
| Total noninterest expense | $12,748,000 | 1,531 |
| Salaries and employee benefits | $5,866,000 | 1,728 |
| Premises and equipment expense | $1,148,000 | 2,024 |
| Additional noninterest expense | $5,734,000 | 1,197 |
| Pre-tax net operating income | $-228,000 | 6,372 |
| Securities gains (losses) | $852,000 | 613 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $624,000 | 4,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $624,000 | 4,633 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $624,000 | 4,634 |
| Net charge-offs | $5,257,000 | 556 |
| Cash dividends | $217,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-228,000 | 6,395 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,852,000 | 1,582 |
| Total interest expense | $1,183,000 | 2,710 |
| Net interest income | $11,669,000 | 1,428 |
| Provision for loan and lease losses | $3,650,000 | 522 |
| Total noninterest income | $1,884,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,519,000 | 710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $365,000 | 3,397 |
| Total noninterest expense | $9,269,000 | 1,576 |
| Salaries and employee benefits | $4,467,000 | 1,684 |
| Premises and equipment expense | $848,000 | 2,073 |
| Additional noninterest expense | $3,954,000 | 1,285 |
| Pre-tax net operating income | $634,000 | 4,374 |
| Securities gains (losses) | $375,000 | 933 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,009,000 | 3,419 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,009,000 | 3,420 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,009,000 | 3,421 |
| Net charge-offs | $2,836,000 | 703 |
| Cash dividends | $163,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $634,000 | 4,096 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,463,000 | 1,618 |
| Total interest expense | $869,000 | 2,609 |
| Net interest income | $7,594,000 | 1,459 |
| Provision for loan and lease losses | $2,650,000 | 507 |
| Total noninterest income | $1,395,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,011,000 | 698 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 2,695 |
| Total noninterest expense | $6,099,000 | 1,594 |
| Salaries and employee benefits | $2,984,000 | 1,679 |
| Premises and equipment expense | $541,000 | 2,134 |
| Additional noninterest expense | $2,574,000 | 1,318 |
| Pre-tax net operating income | $240,000 | 5,102 |
| Securities gains (losses) | $294,000 | 876 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $534,000 | 3,864 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $534,000 | 3,866 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $534,000 | 3,867 |
| Net charge-offs | $1,989,000 | 695 |
| Cash dividends | $108,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $240,000 | 4,916 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 1,644 |
| Total interest expense | $485,000 | 2,442 |
| Net interest income | $3,719,000 | 1,506 |
| Provision for loan and lease losses | $1,250,000 | 522 |
| Total noninterest income | $719,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $509,000 | 697 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $210,000 | 2,582 |
| Total noninterest expense | $2,942,000 | 1,639 |
| Salaries and employee benefits | $1,528,000 | 1,658 |
| Premises and equipment expense | $277,000 | 2,107 |
| Additional noninterest expense | $1,137,000 | 1,486 |
| Pre-tax net operating income | $246,000 | 4,198 |
| Securities gains (losses) | $63,000 | 1,129 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $309,000 | 3,591 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $309,000 | 3,594 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $309,000 | 3,594 |
| Net charge-offs | $769,000 | 814 |
| Cash dividends | $54,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $246,000 | 3,850 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,746,000 | 1,521 |
| Total interest expense | $2,599,000 | 2,216 |
| Net interest income | $16,147,000 | 1,376 |
| Provision for loan and lease losses | $3,650,000 | 1,017 |
| Total noninterest income | $1,583,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,238,000 | 657 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-655,000 | 7,135 |
| Total noninterest expense | $13,403,000 | 1,444 |
| Salaries and employee benefits | $5,835,000 | 1,670 |
| Premises and equipment expense | $1,433,000 | 1,728 |
| Additional noninterest expense | $6,135,000 | 1,146 |
| Pre-tax net operating income | $677,000 | 4,339 |
| Securities gains (losses) | $88,000 | 2,165 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $765,000 | 4,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $765,000 | 4,021 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $765,000 | 4,020 |
| Net charge-offs | $3,712,000 | 1,036 |
| Cash dividends | $216,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $677,000 | 4,079 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,184,000 | 1,526 |
| Total interest expense | $2,045,000 | 2,204 |
| Net interest income | $12,139,000 | 1,374 |
| Provision for loan and lease losses | $2,650,000 | 1,026 |
| Total noninterest income | $1,517,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,106,000 | 998 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $411,000 | 2,996 |
| Total noninterest expense | $10,640,000 | 1,378 |
| Salaries and employee benefits | $4,363,000 | 1,682 |
| Premises and equipment expense | $1,128,000 | 1,670 |
| Additional noninterest expense | $5,149,000 | 1,023 |
| Pre-tax net operating income | $366,000 | 4,870 |
| Securities gains (losses) | $88,000 | 1,891 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $454,000 | 4,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $454,000 | 4,480 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $454,000 | 4,480 |
| Net charge-offs | $1,527,000 | 1,474 |
| Cash dividends | $162,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $366,000 | 4,666 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,561,000 | 1,522 |
| Total interest expense | $1,446,000 | 2,172 |
| Net interest income | $8,115,000 | 1,368 |
| Provision for loan and lease losses | $1,650,000 | 1,039 |
| Total noninterest income | $777,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $780,000 | 939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,000 | 6,991 |
| Total noninterest expense | $7,525,000 | 1,322 |
| Salaries and employee benefits | $2,919,000 | 1,682 |
| Premises and equipment expense | $749,000 | 1,689 |
| Additional noninterest expense | $3,857,000 | 941 |
| Pre-tax net operating income | $-283,000 | 6,641 |
| Securities gains (losses) | $19,000 | 2,117 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-264,000 | 6,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-264,000 | 6,699 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-264,000 | 6,699 |
| Net charge-offs | $674,000 | 1,831 |
| Cash dividends | $108,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-283,000 | 6,689 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 1,539 |
| Total interest expense | $796,000 | 2,066 |
| Net interest income | $3,976,000 | 1,392 |
| Provision for loan and lease losses | $700,000 | 1,128 |
| Total noninterest income | $400,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $582,000 | 620 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-182,000 | 7,425 |
| Total noninterest expense | $3,201,000 | 1,539 |
| Salaries and employee benefits | $1,463,000 | 1,689 |
| Premises and equipment expense | $386,000 | 1,664 |
| Additional noninterest expense | $1,352,000 | 1,301 |
| Pre-tax net operating income | $475,000 | 2,654 |
| Securities gains (losses) | $15,000 | 1,187 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $490,000 | 2,290 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $490,000 | 2,289 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $490,000 | 2,290 |
| Net charge-offs | $306,000 | 1,731 |
| Cash dividends | $50,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $475,000 | 2,303 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,228,000 | 1,440 |
| Total interest expense | $4,531,000 | 1,787 |
| Net interest income | $16,697,000 | 1,339 |
| Provision for loan and lease losses | $9,789,000 | 671 |
| Total noninterest income | $1,751,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,418,000 | 611 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-667,000 | 7,438 |
| Total noninterest expense | $12,635,000 | 1,571 |
| Salaries and employee benefits | $5,883,000 | 1,657 |
| Premises and equipment expense | $1,645,000 | 1,551 |
| Additional noninterest expense | $5,107,000 | 1,426 |
| Pre-tax net operating income | $-3,976,000 | 7,028 |
| Securities gains (losses) | $1,086,000 | 453 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,890,000 | 6,980 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,890,000 | 6,981 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,890,000 | 6,981 |
| Net charge-offs | $8,669,000 | 673 |
| Cash dividends | $296,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,976,000 | 7,078 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,348,000 | 1,435 |
| Total interest expense | $3,547,000 | 1,792 |
| Net interest income | $12,801,000 | 1,328 |
| Provision for loan and lease losses | $6,690,000 | 699 |
| Total noninterest income | $1,908,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,806,000 | 630 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $102,000 | 5,180 |
| Total noninterest expense | $9,263,000 | 1,592 |
| Salaries and employee benefits | $4,458,000 | 1,639 |
| Premises and equipment expense | $1,363,000 | 1,428 |
| Additional noninterest expense | $3,442,000 | 1,541 |
| Pre-tax net operating income | $-1,244,000 | 6,861 |
| Securities gains (losses) | $968,000 | 422 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-276,000 | 6,511 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-276,000 | 6,512 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-276,000 | 6,511 |
| Net charge-offs | $4,696,000 | 823 |
| Cash dividends | $194,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,244,000 | 6,932 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,951,000 | 1,447 |
| Total interest expense | $2,455,000 | 1,796 |
| Net interest income | $8,496,000 | 1,340 |
| Provision for loan and lease losses | $4,440,000 | 701 |
| Total noninterest income | $1,113,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,207,000 | 635 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-94,000 | 7,518 |
| Total noninterest expense | $6,077,000 | 1,627 |
| Salaries and employee benefits | $2,974,000 | 1,666 |
| Premises and equipment expense | $888,000 | 1,481 |
| Additional noninterest expense | $2,215,000 | 1,590 |
| Pre-tax net operating income | $-908,000 | 6,965 |
| Securities gains (losses) | $415,000 | 557 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-493,000 | 6,856 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-493,000 | 6,858 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-493,000 | 6,857 |
| Net charge-offs | $1,236,000 | 1,528 |
| Cash dividends | $94,000 | 2,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-908,000 | 7,023 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 1,448 |
| Total interest expense | $1,265,000 | 1,835 |
| Net interest income | $4,328,000 | 1,327 |
| Provision for loan and lease losses | $1,700,000 | 831 |
| Total noninterest income | $799,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $596,000 | 643 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $203,000 | 2,370 |
| Total noninterest expense | $3,043,000 | 1,644 |
| Salaries and employee benefits | $1,490,000 | 1,675 |
| Premises and equipment expense | $444,000 | 1,522 |
| Additional noninterest expense | $1,109,000 | 1,587 |
| Pre-tax net operating income | $384,000 | 2,901 |
| Securities gains (losses) | $82,000 | 875 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $466,000 | 2,267 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $466,000 | 2,266 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $466,000 | 2,267 |
| Net charge-offs | $450,000 | 1,660 |
| Cash dividends | $47,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $384,000 | 2,520 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,072,000 | 1,433 |
| Total interest expense | $7,147,000 | 1,656 |
| Net interest income | $16,925,000 | 1,313 |
| Provision for loan and lease losses | $7,467,000 | 1,080 |
| Total noninterest income | $2,879,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,537,000 | 661 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $342,000 | 3,778 |
| Total noninterest expense | $13,557,000 | 1,517 |
| Salaries and employee benefits | $6,701,000 | 1,499 |
| Premises and equipment expense | $1,807,000 | 1,492 |
| Additional noninterest expense | $5,049,000 | 1,481 |
| Pre-tax net operating income | $-1,220,000 | 6,342 |
| Securities gains (losses) | $1,232,000 | 408 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $12,000 | 5,490 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,000 | 5,489 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $12,000 | 5,489 |
| Net charge-offs | $7,708,000 | 832 |
| Cash dividends | $900,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,220,000 | 6,455 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,393,000 | 1,427 |
| Total interest expense | $5,774,000 | 1,605 |
| Net interest income | $12,619,000 | 1,323 |
| Provision for loan and lease losses | $5,815,000 | 942 |
| Total noninterest income | $2,520,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,888,000 | 665 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $632,000 | 2,442 |
| Total noninterest expense | $9,796,000 | 1,571 |
| Salaries and employee benefits | $5,039,000 | 1,505 |
| Premises and equipment expense | $1,349,000 | 1,516 |
| Additional noninterest expense | $3,408,000 | 1,589 |
| Pre-tax net operating income | $-472,000 | 6,307 |
| Securities gains (losses) | $980,000 | 397 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $508,000 | 3,663 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $508,000 | 3,661 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $508,000 | 3,663 |
| Net charge-offs | $4,562,000 | 876 |
| Cash dividends | $900,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-472,000 | 6,396 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,354,000 | 1,440 |
| Total interest expense | $4,066,000 | 1,604 |
| Net interest income | $8,288,000 | 1,344 |
| Provision for loan and lease losses | $4,865,000 | 750 |
| Total noninterest income | $1,631,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,226,000 | 680 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $405,000 | 2,538 |
| Total noninterest expense | $6,400,000 | 1,618 |
| Salaries and employee benefits | $3,346,000 | 1,542 |
| Premises and equipment expense | $864,000 | 1,613 |
| Additional noninterest expense | $2,190,000 | 1,660 |
| Pre-tax net operating income | $-1,346,000 | 7,174 |
| Securities gains (losses) | $912,000 | 314 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-434,000 | 6,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-434,000 | 6,691 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-434,000 | 6,691 |
| Net charge-offs | $967,000 | 1,666 |
| Cash dividends | $775,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,346,000 | 7,282 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 1,432 |
| Total interest expense | $2,194,000 | 1,549 |
| Net interest income | $4,095,000 | 1,352 |
| Provision for loan and lease losses | $1,400,000 | 966 |
| Total noninterest income | $861,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $616,000 | 654 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $245,000 | 2,227 |
| Total noninterest expense | $3,090,000 | 1,632 |
| Salaries and employee benefits | $1,639,000 | 1,585 |
| Premises and equipment expense | $441,000 | 1,614 |
| Additional noninterest expense | $1,010,000 | 1,600 |
| Pre-tax net operating income | $466,000 | 2,504 |
| Securities gains (losses) | $402,000 | 414 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $868,000 | 1,258 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $868,000 | 1,259 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $868,000 | 1,260 |
| Net charge-offs | $213,000 | 2,082 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $466,000 | 2,133 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,207,000 | 1,424 |
| Total interest expense | $10,792,000 | 1,505 |
| Net interest income | $16,415,000 | 1,359 |
| Provision for loan and lease losses | $2,110,000 | 1,730 |
| Total noninterest income | $3,182,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,529,000 | 684 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $653,000 | 2,753 |
| Total noninterest expense | $12,413,000 | 1,576 |
| Salaries and employee benefits | $6,389,000 | 1,613 |
| Premises and equipment expense | $2,005,000 | 1,374 |
| Additional noninterest expense | $4,019,000 | 1,543 |
| Pre-tax net operating income | $5,074,000 | 1,092 |
| Securities gains (losses) | $-451,000 | 7,514 |
| Applicable income taxes | $105,000 | 3,356 |
| Income before extraordinary items | $4,518,000 | 907 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,518,000 | 906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,855,000 | 1,356 |
| Cash dividends | $3,731,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,959,980 | 883 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,650,000 | 1,440 |
| Total interest expense | $8,144,000 | 1,557 |
| Net interest income | $12,506,000 | 1,355 |
| Provision for loan and lease losses | $360,000 | 3,240 |
| Total noninterest income | $2,404,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,877,000 | 701 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $527,000 | 2,734 |
| Total noninterest expense | $8,844,000 | 1,647 |
| Salaries and employee benefits | $4,536,000 | 1,713 |
| Premises and equipment expense | $1,470,000 | 1,421 |
| Additional noninterest expense | $2,838,000 | 1,578 |
| Pre-tax net operating income | $5,706,000 | 892 |
| Securities gains (losses) | $-423,000 | 7,729 |
| Applicable income taxes | $63,000 | 3,957 |
| Income before extraordinary items | $5,220,000 | 698 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,220,000 | 697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,377 |
| Cash dividends | $3,225,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,638,770 | 682 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,831,000 | 1,453 |
| Total interest expense | $5,571,000 | 1,572 |
| Net interest income | $8,260,000 | 1,351 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $1,629,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,240,000 | 694 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $389,000 | 2,629 |
| Total noninterest expense | $5,856,000 | 1,661 |
| Salaries and employee benefits | $3,015,000 | 1,731 |
| Premises and equipment expense | $991,000 | 1,404 |
| Additional noninterest expense | $1,850,000 | 1,586 |
| Pre-tax net operating income | $3,913,000 | 907 |
| Securities gains (losses) | $45,000 | 1,513 |
| Applicable income taxes | $36,000 | 4,305 |
| Income before extraordinary items | $3,922,000 | 704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,922,000 | 703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,752 |
| Cash dividends | $2,675,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,877,450 | 694 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 1,465 |
| Total interest expense | $2,893,000 | 1,616 |
| Net interest income | $4,153,000 | 1,333 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $773,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $611,000 | 703 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,917 |
| Total noninterest expense | $2,854,000 | 1,700 |
| Salaries and employee benefits | $1,480,000 | 1,778 |
| Premises and equipment expense | $508,000 | 1,362 |
| Additional noninterest expense | $866,000 | 1,657 |
| Pre-tax net operating income | $2,012,000 | 938 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $2,012,000 | 754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,012,000 | 755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $1,175,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,012,000 | 721 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,898,000 | 1,490 |
| Total interest expense | $12,291,000 | 1,628 |
| Net interest income | $16,607,000 | 1,349 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $3,063,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,567,000 | 684 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $496,000 | 3,327 |
| Total noninterest expense | $11,201,000 | 1,645 |
| Salaries and employee benefits | $5,689,000 | 1,774 |
| Premises and equipment expense | $1,897,000 | 1,407 |
| Additional noninterest expense | $3,615,000 | 1,531 |
| Pre-tax net operating income | $8,229,000 | 1,027 |
| Securities gains (losses) | $56,000 | 759 |
| Applicable income taxes | $41,000 | 5,030 |
| Income before extraordinary items | $8,244,000 | 794 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,244,000 | 792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,208 |
| Cash dividends | $4,171,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,188,000 | 789 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,474,000 | 1,516 |
| Total interest expense | $9,036,000 | 1,656 |
| Net interest income | $12,438,000 | 1,356 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $2,299,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,898,000 | 684 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $401,000 | 3,199 |
| Total noninterest expense | $8,102,000 | 1,700 |
| Salaries and employee benefits | $4,191,000 | 1,805 |
| Premises and equipment expense | $1,363,000 | 1,463 |
| Additional noninterest expense | $2,548,000 | 1,591 |
| Pre-tax net operating income | $6,455,000 | 1,073 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $6,460,000 | 812 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,460,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $3,375,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,455,000 | 800 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,992,000 | 1,560 |
| Total interest expense | $5,797,000 | 1,729 |
| Net interest income | $8,195,000 | 1,392 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $1,496,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,225,000 | 711 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $271,000 | 3,183 |
| Total noninterest expense | $5,323,000 | 1,735 |
| Salaries and employee benefits | $2,798,000 | 1,841 |
| Premises and equipment expense | $860,000 | 1,559 |
| Additional noninterest expense | $1,665,000 | 1,627 |
| Pre-tax net operating income | $4,248,000 | 1,121 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $4,249,000 | 862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,249,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $2,525,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,248,000 | 850 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,886,000 | 1,587 |
| Total interest expense | $2,889,000 | 1,721 |
| Net interest income | $3,997,000 | 1,431 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $771,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $605,000 | 701 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $166,000 | 2,847 |
| Total noninterest expense | $2,647,000 | 1,754 |
| Salaries and employee benefits | $1,365,000 | 1,882 |
| Premises and equipment expense | $444,000 | 1,508 |
| Additional noninterest expense | $838,000 | 1,588 |
| Pre-tax net operating income | $2,061,000 | 1,136 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $2,062,000 | 862 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,062,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $1,150,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,061,000 | 854 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,000,000 | 1,536 |
| Total interest expense | $9,753,000 | 1,721 |
| Net interest income | $16,247,000 | 1,402 |
| Provision for loan and lease losses | $430,000 | 2,148 |
| Total noninterest income | $4,187,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,475,000 | 716 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,712,000 | 1,511 |
| Total noninterest expense | $11,436,000 | 1,563 |
| Salaries and employee benefits | $6,435,000 | 1,537 |
| Premises and equipment expense | $1,706,000 | 1,509 |
| Additional noninterest expense | $3,295,000 | 1,605 |
| Pre-tax net operating income | $8,568,000 | 1,155 |
| Securities gains (losses) | $9,000 | 1,119 |
| Applicable income taxes | $42,000 | 5,559 |
| Income before extraordinary items | $8,535,000 | 882 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,535,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $5,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,526,000 | 866 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,177,000 | 1,549 |
| Total interest expense | $6,949,000 | 1,762 |
| Net interest income | $12,228,000 | 1,414 |
| Provision for loan and lease losses | $340,000 | 1,939 |
| Total noninterest income | $3,408,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,842,000 | 730 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,566,000 | 1,327 |
| Total noninterest expense | $7,499,000 | 1,776 |
| Salaries and employee benefits | $4,170,000 | 1,761 |
| Premises and equipment expense | $942,000 | 2,005 |
| Additional noninterest expense | $2,387,000 | 1,650 |
| Pre-tax net operating income | $7,797,000 | 992 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $-1,000 | 8,369 |
| Income before extraordinary items | $7,799,000 | 751 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,799,000 | 750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,348 |
| Cash dividends | $4,100,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,798,000 | 744 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,521,000 | 1,553 |
| Total interest expense | $4,295,000 | 1,791 |
| Net interest income | $8,226,000 | 1,404 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $2,670,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,202,000 | 734 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,468,000 | 1,026 |
| Total noninterest expense | $4,909,000 | 1,816 |
| Salaries and employee benefits | $2,767,000 | 1,771 |
| Premises and equipment expense | $611,000 | 2,052 |
| Additional noninterest expense | $1,531,000 | 1,727 |
| Pre-tax net operating income | $5,747,000 | 900 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-1,000 | 8,427 |
| Income before extraordinary items | $5,748,000 | 691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,748,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,363 |
| Cash dividends | $3,250,000 | 538 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,748,000 | 677 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,094,000 | 1,557 |
| Total interest expense | $1,970,000 | 1,848 |
| Net interest income | $4,124,000 | 1,393 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $732,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $595,000 | 706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $2,418,000 | 1,843 |
| Salaries and employee benefits | $1,371,000 | 1,800 |
| Premises and equipment expense | $290,000 | 2,161 |
| Additional noninterest expense | $757,000 | 1,728 |
| Pre-tax net operating income | $2,318,000 | 1,072 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-1,000 | 8,441 |
| Income before extraordinary items | $2,319,000 | 826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,319,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $2,430,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,319,000 | 814 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,889,000 | 1,526 |
| Total interest expense | $5,652,000 | 1,990 |
| Net interest income | $16,237,000 | 1,354 |
| Provision for loan and lease losses | $480,000 | 1,951 |
| Total noninterest income | $2,834,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,450,000 | 711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $384,000 | 3,842 |
| Total noninterest expense | $9,697,000 | 1,753 |
| Salaries and employee benefits | $5,618,000 | 1,668 |
| Premises and equipment expense | $1,173,000 | 2,035 |
| Additional noninterest expense | $2,906,000 | 1,742 |
| Pre-tax net operating income | $8,894,000 | 1,086 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $8,893,000 | 811 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,893,000 | 814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,933 |
| Cash dividends | $5,150,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,894,000 | 796 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,903,000 | 1,536 |
| Total interest expense | $3,969,000 | 2,006 |
| Net interest income | $11,934,000 | 1,363 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $2,148,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,850,000 | 701 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,807 |
| Total noninterest expense | $7,118,000 | 1,771 |
| Salaries and employee benefits | $4,077,000 | 1,693 |
| Premises and equipment expense | $844,000 | 2,115 |
| Additional noninterest expense | $2,197,000 | 1,702 |
| Pre-tax net operating income | $6,604,000 | 1,092 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $6,603,000 | 809 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,603,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,746 |
| Cash dividends | $4,196,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,604,000 | 795 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,214,000 | 1,559 |
| Total interest expense | $2,407,000 | 2,058 |
| Net interest income | $7,807,000 | 1,366 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $1,400,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,214,000 | 691 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $186,000 | 3,892 |
| Total noninterest expense | $4,725,000 | 1,763 |
| Salaries and employee benefits | $2,726,000 | 1,684 |
| Premises and equipment expense | $559,000 | 2,115 |
| Additional noninterest expense | $1,440,000 | 1,718 |
| Pre-tax net operating income | $4,242,000 | 1,107 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $4,241,000 | 830 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,241,000 | 830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $3,495,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,242,000 | 814 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 1,594 |
| Total interest expense | $1,132,000 | 2,082 |
| Net interest income | $3,797,000 | 1,393 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $721,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $591,000 | 692 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,252 |
| Total noninterest expense | $2,371,000 | 1,763 |
| Salaries and employee benefits | $1,361,000 | 1,693 |
| Premises and equipment expense | $283,000 | 2,112 |
| Additional noninterest expense | $727,000 | 1,694 |
| Pre-tax net operating income | $2,027,000 | 1,143 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $2,026,000 | 855 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,026,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $550,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,027,000 | 836 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,545,000 | 1,645 |
| Total interest expense | $4,080,000 | 2,001 |
| Net interest income | $13,465,000 | 1,500 |
| Provision for loan and lease losses | $480,000 | 2,016 |
| Total noninterest income | $2,887,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,555,000 | 686 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $332,000 | 4,074 |
| Total noninterest expense | $9,406,000 | 1,722 |
| Salaries and employee benefits | $5,474,000 | 1,610 |
| Premises and equipment expense | $1,090,000 | 2,112 |
| Additional noninterest expense | $2,842,000 | 1,721 |
| Pre-tax net operating income | $6,466,000 | 1,340 |
| Securities gains (losses) | $21,000 | 2,362 |
| Applicable income taxes | $987,000 | 2,179 |
| Income before extraordinary items | $5,500,000 | 1,192 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,500,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,861 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,482,150 | 1,159 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,832,000 | 1,667 |
| Total interest expense | $3,023,000 | 1,979 |
| Net interest income | $9,809,000 | 1,537 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $2,174,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,905,000 | 697 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $269,000 | 3,936 |
| Total noninterest expense | $6,928,000 | 1,745 |
| Salaries and employee benefits | $4,119,000 | 1,612 |
| Premises and equipment expense | $763,000 | 2,253 |
| Additional noninterest expense | $2,046,000 | 1,757 |
| Pre-tax net operating income | $4,695,000 | 1,387 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $984,000 | 1,801 |
| Income before extraordinary items | $3,713,000 | 1,328 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,713,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,818 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,711,420 | 1,281 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,377,000 | 1,678 |
| Total interest expense | $1,980,000 | 1,984 |
| Net interest income | $6,397,000 | 1,557 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $1,439,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,235,000 | 701 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $204,000 | 3,694 |
| Total noninterest expense | $4,583,000 | 1,750 |
| Salaries and employee benefits | $2,708,000 | 1,636 |
| Premises and equipment expense | $498,000 | 2,299 |
| Additional noninterest expense | $1,377,000 | 1,734 |
| Pre-tax net operating income | $3,013,000 | 1,420 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $988,000 | 1,294 |
| Income before extraordinary items | $2,026,000 | 1,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,026,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,025,330 | 1,528 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 1,699 |
| Total interest expense | $987,000 | 2,009 |
| Net interest income | $3,154,000 | 1,581 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $716,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $579,000 | 736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $137,000 | 3,091 |
| Total noninterest expense | $2,244,000 | 1,797 |
| Salaries and employee benefits | $1,310,000 | 1,695 |
| Premises and equipment expense | $244,000 | 2,365 |
| Additional noninterest expense | $690,000 | 1,720 |
| Pre-tax net operating income | $1,506,000 | 1,385 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $988,000 | 739 |
| Income before extraordinary items | $518,000 | 2,854 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $518,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $518,000 | 2,760 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,164,000 | 1,865 |
| Total interest expense | $3,856,000 | 2,292 |
| Net interest income | $11,308,000 | 1,712 |
| Provision for loan and lease losses | $375,000 | 2,706 |
| Total noninterest income | $2,314,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,940,000 | 887 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $374,000 | 4,091 |
| Total noninterest expense | $8,322,000 | 1,908 |
| Salaries and employee benefits | $4,795,000 | 1,800 |
| Premises and equipment expense | $1,024,000 | 2,216 |
| Additional noninterest expense | $2,503,000 | 1,921 |
| Pre-tax net operating income | $4,925,000 | 1,650 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $1,605,000 | 1,529 |
| Income before extraordinary items | $3,337,000 | 1,857 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,337,000 | 1,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,855 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,325,440 | 1,783 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,024,000 | 1,960 |
| Total interest expense | $2,847,000 | 2,418 |
| Net interest income | $8,177,000 | 1,793 |
| Provision for loan and lease losses | $255,000 | 2,819 |
| Total noninterest income | $1,677,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,379,000 | 943 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $298,000 | 4,058 |
| Total noninterest expense | $5,571,000 | 2,123 |
| Salaries and employee benefits | $3,053,000 | 2,092 |
| Premises and equipment expense | $738,000 | 2,296 |
| Additional noninterest expense | $1,780,000 | 2,009 |
| Pre-tax net operating income | $4,028,000 | 1,572 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $1,334,000 | 1,468 |
| Income before extraordinary items | $2,708,000 | 1,784 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,708,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,803 |
| Cash dividends | $800,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,698,620 | 1,695 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,187,000 | 2,024 |
| Total interest expense | $1,942,000 | 2,438 |
| Net interest income | $5,245,000 | 1,865 |
| Provision for loan and lease losses | $135,000 | 3,272 |
| Total noninterest income | $1,145,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $924,000 | 927 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $221,000 | 3,855 |
| Total noninterest expense | $3,676,000 | 2,137 |
| Salaries and employee benefits | $2,023,000 | 2,100 |
| Premises and equipment expense | $490,000 | 2,293 |
| Additional noninterest expense | $1,163,000 | 2,058 |
| Pre-tax net operating income | $2,579,000 | 1,625 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $842,000 | 1,553 |
| Income before extraordinary items | $1,737,000 | 1,855 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,737,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,270 |
| Cash dividends | $800,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,737,000 | 1,734 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 2,082 |
| Total interest expense | $995,000 | 2,444 |
| Net interest income | $2,537,000 | 1,924 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $573,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $452,000 | 921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 3,587 |
| Total noninterest expense | $1,832,000 | 2,143 |
| Salaries and employee benefits | $1,021,000 | 2,067 |
| Premises and equipment expense | $249,000 | 2,260 |
| Additional noninterest expense | $562,000 | 2,096 |
| Pre-tax net operating income | $1,218,000 | 1,727 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $392,000 | 1,651 |
| Income before extraordinary items | $826,000 | 1,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $826,000 | 1,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $800,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $826,000 | 1,806 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,968,000 | 2,204 |
| Total interest expense | $4,102,000 | 2,680 |
| Net interest income | $9,866,000 | 1,961 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $2,148,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,853,000 | 873 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $295,000 | 4,295 |
| Total noninterest expense | $7,733,000 | 1,950 |
| Salaries and employee benefits | $4,472,000 | 1,797 |
| Premises and equipment expense | $978,000 | 2,226 |
| Additional noninterest expense | $2,283,000 | 2,022 |
| Pre-tax net operating income | $4,041,000 | 1,974 |
| Securities gains (losses) | $110,000 | 1,644 |
| Applicable income taxes | $1,228,000 | 1,917 |
| Income before extraordinary items | $2,923,000 | 2,053 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,923,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 3,009 |
| Cash dividends | $900,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,846,000 | 2,032 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,484,000 | 2,537 |
| Total interest expense | $5,596,000 | 2,838 |
| Net interest income | $7,888,000 | 2,274 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $2,141,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,827,000 | 805 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $314,000 | 4,015 |
| Total noninterest expense | $6,842,000 | 2,093 |
| Salaries and employee benefits | $3,928,000 | 1,912 |
| Premises and equipment expense | $802,000 | 2,625 |
| Additional noninterest expense | $2,112,000 | 2,124 |
| Pre-tax net operating income | $3,067,000 | 2,215 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $846,000 | 2,332 |
| Income before extraordinary items | $2,221,000 | 2,317 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,221,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,341 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,221,000 | 2,247 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,003,000 | 2,669 |
| Total interest expense | $5,517,000 | 3,024 |
| Net interest income | $7,486,000 | 2,371 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,876,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,716,000 | 793 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $160,000 | 5,316 |
| Total noninterest expense | $6,291,000 | 2,188 |
| Salaries and employee benefits | $3,662,000 | 1,955 |
| Premises and equipment expense | $781,000 | 2,635 |
| Additional noninterest expense | $1,848,000 | 2,324 |
| Pre-tax net operating income | $2,951,000 | 2,425 |
| Securities gains (losses) | $-15,000 | 8,587 |
| Applicable income taxes | $821,000 | 2,473 |
| Income before extraordinary items | $2,115,000 | 2,421 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,115,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,031 |
| Cash dividends | $550,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,125,800 | 2,417 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,625,000 | 2,788 |
| Total interest expense | $4,769,000 | 3,059 |
| Net interest income | $6,856,000 | 2,559 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $1,743,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,597,000 | 831 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $146,000 | 5,673 |
| Total noninterest expense | $5,860,000 | 2,325 |
| Salaries and employee benefits | $3,247,000 | 2,163 |
| Premises and equipment expense | $663,000 | 3,005 |
| Additional noninterest expense | $1,950,000 | 2,240 |
| Pre-tax net operating income | $2,529,000 | 2,769 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $455,000 | 3,832 |
| Income before extraordinary items | $2,074,000 | 2,496 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,074,000 | 2,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,042 |
| Cash dividends | $711,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,074,000 | 2,453 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,555,000 | 2,796 |
| Total interest expense | $4,883,000 | 3,066 |
| Net interest income | $6,672,000 | 2,550 |
| Provision for loan and lease losses | $324,000 | 2,448 |
| Total noninterest income | $2,085,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,493,000 | 823 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $592,000 | 2,664 |
| Total noninterest expense | $5,690,000 | 2,300 |
| Salaries and employee benefits | $3,037,000 | 2,228 |
| Premises and equipment expense | $565,000 | 3,354 |
| Additional noninterest expense | $2,088,000 | 2,044 |
| Pre-tax net operating income | $2,743,000 | 2,576 |
| Securities gains (losses) | $-24,000 | 10,310 |
| Applicable income taxes | $803,000 | 2,735 |
| Income before extraordinary items | $1,916,000 | 2,651 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,916,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,036 |
| Cash dividends | $735,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,932,800 | 2,554 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,318,000 | 3,837 |
| Total interest expense | $3,547,000 | 4,100 |
| Net interest income | $4,771,000 | 3,641 |
| Provision for loan and lease losses | $285,000 | 2,727 |
| Total noninterest income | $1,122,000 | 2,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $981,000 | 1,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,858 |
| Total noninterest expense | $4,165,000 | 3,069 |
| Salaries and employee benefits | $2,161,000 | 3,065 |
| Premises and equipment expense | $417,000 | 4,309 |
| Additional noninterest expense | $1,587,000 | 2,587 |
| Pre-tax net operating income | $1,443,000 | 4,632 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $417,000 | 4,754 |
| Income before extraordinary items | $1,026,000 | 4,621 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,026,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,023 |
| Cash dividends | $325,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,026,000 | 4,554 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,236,000 | 4,432 |
| Total interest expense | $3,006,000 | 4,784 |
| Net interest income | $4,230,000 | 4,107 |
| Provision for loan and lease losses | $159,000 | 3,951 |
| Total noninterest income | $1,043,000 | 3,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $899,000 | 1,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,090 |
| Total noninterest expense | $3,668,000 | 3,609 |
| Salaries and employee benefits | $1,843,000 | 3,597 |
| Premises and equipment expense | $387,000 | 4,662 |
| Additional noninterest expense | $1,438,000 | 3,237 |
| Pre-tax net operating income | $1,446,000 | 4,477 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $444,000 | 4,548 |
| Income before extraordinary items | $1,017,000 | 4,428 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,017,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,352 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,006,500 | 4,423 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 4,794 |
| Total interest expense | $2,824,000 | 5,035 |
| Net interest income | $3,771,000 | 4,543 |
| Provision for loan and lease losses | $184,000 | 3,189 |
| Total noninterest income | $1,366,000 | 2,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $706,000 | 1,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $660,000 | 2,390 |
| Total noninterest expense | $3,463,000 | 3,783 |
| Salaries and employee benefits | $1,779,000 | 3,691 |
| Premises and equipment expense | $293,000 | 5,735 |
| Additional noninterest expense | $1,391,000 | 3,291 |
| Pre-tax net operating income | $1,490,000 | 4,479 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $308,000 | 5,904 |
| Income before extraordinary items | $1,182,000 | 4,008 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,182,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,392 |
| Cash dividends | $307,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,182,000 | 3,991 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,343,000 | 5,364 |
| Total interest expense | $1,817,000 | 6,022 |
| Net interest income | $3,526,000 | 4,915 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $725,000 | 4,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $630,000 | 2,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $2,905,000 | 4,538 |
| Salaries and employee benefits | $1,588,000 | 4,073 |
| Premises and equipment expense | $361,000 | 4,981 |
| Additional noninterest expense | $956,000 | 4,901 |
| Pre-tax net operating income | $1,256,000 | 5,062 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $401,000 | 4,753 |
| Income before extraordinary items | $855,000 | 5,096 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $855,000 | 5,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Cash dividends | $340,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $855,000 | 5,144 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 5,806 |
| Total interest expense | $1,583,000 | 6,928 |
| Net interest income | $3,391,000 | 5,090 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $640,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $578,000 | 2,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $2,652,000 | 5,009 |
| Salaries and employee benefits | $1,395,000 | 4,570 |
| Premises and equipment expense | $318,000 | 5,587 |
| Additional noninterest expense | $939,000 | 5,196 |
| Pre-tax net operating income | $1,199,000 | 5,183 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $324,000 | 5,797 |
| Income before extraordinary items | $875,000 | 5,198 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $875,000 | 5,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $348,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $875,000 | 4,978 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,043,000 | 6,345 |
| Total interest expense | $1,926,000 | 7,285 |
| Net interest income | $3,117,000 | 5,543 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $527,000 | 5,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $2,345,000 | 5,603 |
| Salaries and employee benefits | $1,199,000 | 5,164 |
| Premises and equipment expense | $284,000 | 6,214 |
| Additional noninterest expense | $862,000 | 5,722 |
| Pre-tax net operating income | $1,119,000 | 5,187 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $384,000 | 4,952 |
| Income before extraordinary items | $729,000 | 5,752 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $729,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $732,900 | 5,391 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.