Home > Farmers & Merchants Bank > Net charge- offs to loans
Farmers & Merchants Bank, Net charge- offs to loans
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0789% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 709 |
| Percentage Net Loans Charged-off:Construction & development | -0.6495% | 4,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2500% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 4,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1321% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0933% | 5,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2057% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2057% | 547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1129% | 498 |
| Percentage Net Loans Charged-off:Construction & development | -0.9599% | 4,989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3864% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1115% | 5,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 3,750 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1398% | 5,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0363% | 4,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6729% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6729% | 957 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 4,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 4,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.4738% | 4,977 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 3,767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0387% | 4,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4351% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4351% | 1,329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 2,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.2098% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0158% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7753% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7753% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0924% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0290% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1497% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6174% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6174% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,089 |
| Percentage Net Loans Charged-off:Construction & development | -0.0327% | 4,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0661% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0633% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2765% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2765% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.0349% | 4,810 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1526% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1593% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0802% | 4,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0802% | 4,821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | -0.0869% | 4,889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 1,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1346% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1377% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1338% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0505% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7518% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7518% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1704% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 2,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | -0.1137% | 4,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1978% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0524% | 4,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8139% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8139% | 933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2338% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0716% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.1654% | 5,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1895% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3342% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1582% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0560% | 4,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2652% | 2,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2652% | 1,952 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4004% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.3160% | 5,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1067% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 5,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0772% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0772% | 2,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4706% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2912% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3716% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.1315% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2380% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7064% | 228 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0064% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6416% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3408% | 5,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3408% | 5,719 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3098% | 864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4074% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.1128% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2468% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7926% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0905% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7272% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0574% | 4,879 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7171% | 5,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7169% | 5,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4896% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6206% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.1748% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3784% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1996% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5783% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1120% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0868% | 6,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0868% | 6,028 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8386% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0324% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5153% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1880% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0645% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2169% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8598% | 6,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8598% | 5,992 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3757% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4343% | 704 |
| Percentage Net Loans Charged-off:Construction & development | -0.2336% | 5,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1125% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0922% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0492% | 1,035 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3420% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0897% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2787% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2787% | 2,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3510% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4246% | 697 |
| Percentage Net Loans Charged-off:Construction & development | -0.3140% | 5,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1957% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9505% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1724% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0577% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5377% | 6,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5377% | 6,118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4176% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4958% | 618 |
| Percentage Net Loans Charged-off:Construction & development | -0.4567% | 5,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5042% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7048% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8702% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1369% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8048% | 6,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8048% | 6,252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9646% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1254% | 215 |
| Percentage Net Loans Charged-off:Construction & development | -0.0480% | 5,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1827% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4782% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8287% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2178% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3989% | 6,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3989% | 5,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2718% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5107% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 11.9265% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5579% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4438% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1794% | 1,086 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7994% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 2,634 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2672% | 6,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2672% | 6,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4214% | 345 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6898% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 20.1868% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2136% | 1,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0472% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1394% | 1,043 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3095% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1143% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4058% | 6,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4056% | 6,289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4249% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7195% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 19.2672% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 1,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2763% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 4,707 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6700% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0891% | 5,570 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3053% | 6,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3053% | 6,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7520% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9103% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5537% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3021% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0783% | 5,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1707% | 5,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1707% | 5,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9419% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1374% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 2.6243% | 934 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0694% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3475% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3112% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8359% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7237% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0197% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1521% | 3,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1521% | 3,511 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3939% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5561% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 2.7236% | 862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8068% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.4276% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4578% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0585% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5687% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5843% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4594% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5905% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 2.3780% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3416% | 1,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.5964% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0798% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6757% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7373% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8569% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1448% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1448% | 3,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1206% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2868% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 4.8109% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4377% | 7,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3236% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2326% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1719% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1392% | 2,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1392% | 2,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3024% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3001% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 1.7720% | 1,788 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7435% | 1,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9305% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1950% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8614% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7250% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0296% | 6,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0274% | 6,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7096% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6477% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.7188% | 6,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4170% | 1,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2534% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7184% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3906% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5214% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1734% | 6,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1576% | 6,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4660% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4835% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | -1.0216% | 6,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1774% | 2,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1596% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9058% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2236% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5121% | 2,154 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1951% | 6,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1719% | 6,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4214% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3763% | 2,181 |
| Percentage Net Loans Charged-off:Construction & development | -1.8570% | 6,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3668% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7442% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4429% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5759% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0098% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1614% | 6,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1339% | 6,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7834% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6936% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 3.1267% | 1,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1617% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1469% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0924% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4409% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7940% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7236% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1678% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9841% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9402% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 3.6177% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3193% | 2,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0084% | 249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5892% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5304% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8790% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3101% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1576% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7744% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8216% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 2.4959% | 1,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2824% | 1,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9835% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5087% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8399% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5561% | 2,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0742% | 4,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5585% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4650% | 2,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.4339% | 1,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0863% | 1,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1298% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7922% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6950% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5189% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3535% | 7,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2550% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2900% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 6.5305% | 966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 3,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5616% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1123% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4847% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2843% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1703% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7612% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7603% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 4.9545% | 984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 2,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7278% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9501% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6588% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4810% | 1,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6591% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5522% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3495% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | 1.4331% | 1,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5118% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0916% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2413% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 3,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.1113% | 1,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7731% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4445% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5275% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2803% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.3172% | 2,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6896% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0658% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5539% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0242% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6418% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1332% | 3,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 3,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.1133% | 1,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 3,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 2,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6762% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7557% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1818% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 3,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.1797% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1595% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1396% | 4,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 5,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0395% | 3,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 7,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0340% | 7,209 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2011% | 7,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 5,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0721% | 4,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 5,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1515% | 3,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 6,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1735% | 7,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 5,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0768% | 3,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1204% | 4,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 4,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 2,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0956% | 2,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1886% | 4,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 3,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2117% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2396% | 3,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 6,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 7,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 7,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0432% | 6,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 7,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 7,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2609% | 2,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3972% | 4,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 4,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 7,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 7,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3231% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1135% | 5,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 5,215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 7,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1117% | 2,336 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0744% | 7,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 8,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 8,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2271% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5521% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 4,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 2,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 2,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3902% | 2,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4312% | 4,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2873% | 2,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4266% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 5,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0382% | 2,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2609% | 4,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0576% | 4,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 5,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 2,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1739% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1315% | 3,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1444% | 6,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 5,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 2,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1555% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2025% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1467% | 3,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0207% | 6,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0627% | 4,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2149% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2783% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2086% | 2,665 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0482% | 8,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 4,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4434% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0649% | 7,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1325% | 4,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 2,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5896% | 2,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4602% | 4,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5382% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1643% | 3,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5204% | 4,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3655% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 4,136 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1363% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 4,058 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4471% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1869% | 4,204 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2976% | 4,223 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 8,065 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |