Home > Farmers & Merchants Bank > Assets and Liabilities
Farmers & Merchants Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $21,688,000 | 9,384 |
| Cash and due from depository institutions | $794,000 | 7,821 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $14,193,000 | 5,985 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 6,703 |
| Net loans & leases | $4,838,000 | 10,138 |
| Loan loss allowance | $236,000 | 8,122 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $331,000 | 8,547 |
| Other real estate owned | $8,000 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $274,000 | 9,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,688,000 | 9,384 |
| Total liabilities | $18,321,000 | 9,435 |
| Total deposits | $18,005,000 | 9,380 |
| Interest-bearing deposits | $14,404,000 | 9,453 |
| Deposits held in domestic offices | $18,005,000 | 9,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $316,000 | 7,279 |
| Total equity capital | $3,367,000 | 8,493 |
| Total bank equity capital | $3,367,000 | 8,493 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $300,000 | 9,026 |
| Undivided profits | $2,767,000 | 6,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 6,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $35,000 | 10,075 |
| Earning assets | $20,281,000 | 9,307 |
| Long-term assets (5+ years) | $7,288,000 | 5,432 |
| Average Assets, year-to-date | $20,628,400 | 9,355 |
| Average Assets, quarterly | $21,427,500 | 9,355 |
| Volatile liabilities | $1,421,000 | 9,473 |
| Insider loans | $18,000 | 9,026 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $124,000 | 9,918 |
| Tier 1 (core) risk-based capital | $3,213,000 | 8,526 |
| Tier 2 risk-based capital | $92,740 | 9,634 |
| Total risk weighted assets | $7,276,240 | 10,023 |
| Total unused commitments | $124,000 | 9,919 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $19,938,000 | 9,857 |
| Cash and due from depository institutions | $712,000 | 8,124 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,148,000 | 6,495 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,594 |
| Net loans & leases | $5,132,000 | 10,563 |
| Loan loss allowance | $240,000 | 8,285 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $360,000 | 8,620 |
| Other real estate owned | $18,000 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $268,000 | 9,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,938,000 | 9,857 |
| Total liabilities | $16,706,000 | 9,941 |
| Total deposits | $16,442,000 | 9,875 |
| Interest-bearing deposits | $13,480,000 | 9,897 |
| Deposits held in domestic offices | $16,442,000 | 9,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $264,000 | 8,200 |
| Total equity capital | $3,232,000 | 8,802 |
| Total bank equity capital | $3,232,000 | 8,802 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $300,000 | 9,398 |
| Undivided profits | $2,632,000 | 6,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 7,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $35,000 | 10,554 |
| Earning assets | $18,580,000 | 9,798 |
| Long-term assets (5+ years) | $4,900,000 | 6,015 |
| Average Assets, year-to-date | $20,182,400 | 9,737 |
| Average Assets, quarterly | $19,866,000 | 9,823 |
| Volatile liabilities | $1,409,000 | 9,811 |
| Insider loans | $25,000 | 9,392 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $71,000 | 10,397 |
| Tier 1 (core) risk-based capital | $3,114,000 | 8,815 |
| Tier 2 risk-based capital | $84,830 | 10,104 |
| Total risk weighted assets | $6,631,330 | 10,503 |
| Total unused commitments | $71,000 | 10,399 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $20,071,000 | 10,295 |
| Cash and due from depository institutions | $524,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,502,000 | 6,848 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 7,111 |
| Net loans & leases | $4,744,000 | 11,132 |
| Loan loss allowance | $241,000 | 8,609 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $353,000 | 8,917 |
| Other real estate owned | $37,000 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $261,000 | 10,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,071,000 | 10,295 |
| Total liabilities | $17,063,000 | 10,357 |
| Total deposits | $16,814,000 | 10,287 |
| Interest-bearing deposits | $14,531,000 | 10,224 |
| Deposits held in domestic offices | $16,814,000 | 10,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $249,000 | 8,567 |
| Total equity capital | $3,008,000 | 9,247 |
| Total bank equity capital | $3,008,000 | 9,247 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $300,000 | 9,840 |
| Undivided profits | $2,408,000 | 6,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 9,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $29,000 | 11,101 |
| Earning assets | $18,896,000 | 10,193 |
| Long-term assets (5+ years) | $3,853,000 | 6,500 |
| Average Assets, year-to-date | $20,111,400 | 10,179 |
| Average Assets, quarterly | $20,182,500 | 10,247 |
| Volatile liabilities | $1,300,000 | 10,212 |
| Insider loans | $23,000 | 9,888 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $64,000 | 10,781 |
| Tier 1 (core) risk-based capital | $2,949,000 | 9,242 |
| Tier 2 risk-based capital | $77,060 | 10,664 |
| Total risk weighted assets | $6,000,760 | 11,070 |
| Total unused commitments | $64,000 | 10,784 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $19,426,000 | 10,771 |
| Cash and due from depository institutions | $234,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,216,000 | 7,203 |
| Federal funds sold & reverse repurchase agreements | $625,000 | 8,057 |
| Net loans & leases | $4,579,000 | 11,625 |
| Loan loss allowance | $243,000 | 8,853 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $384,000 | 8,983 |
| Other real estate owned | $127,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $261,000 | 10,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,426,000 | 10,771 |
| Total liabilities | $16,528,000 | 10,858 |
| Total deposits | $16,181,000 | 10,807 |
| Interest-bearing deposits | $13,941,000 | 10,733 |
| Deposits held in domestic offices | $16,181,000 | 10,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $21,000 | 4,906 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $326,000 | 7,971 |
| Total equity capital | $2,898,000 | 9,605 |
| Total bank equity capital | $2,898,000 | 9,605 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $300,000 | 10,245 |
| Undivided profits | $2,298,000 | 7,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 9,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $28,000 | 11,627 |
| Earning assets | $18,420,000 | 10,640 |
| Long-term assets (5+ years) | $3,725,000 | 6,538 |
| Average Assets, year-to-date | $19,409,000 | 10,680 |
| Average Assets, quarterly | $19,581,500 | 10,716 |
| Volatile liabilities | $1,321,000 | 10,437 |
| Insider loans | $14,000 | 10,511 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,000 | 11,306 |
| Tier 1 (core) risk-based capital | $2,729,000 | 9,751 |
| Tier 2 risk-based capital | $75,520 | 11,142 |
| Total risk weighted assets | $5,874,420 | 11,568 |
| Total unused commitments | $5,000 | 11,307 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $19,000,000 | 11,266 |
| Cash and due from depository institutions | $954,000 | 9,584 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,194,000 | 7,995 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $4,352,000 | 12,266 |
| Loan loss allowance | $243,000 | 9,189 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $423,000 | 8,988 |
| Other real estate owned | $216,000 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $361,000 | 10,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,000,000 | 11,266 |
| Total liabilities | $16,778,000 | 11,278 |
| Total deposits | $16,690,000 | 11,179 |
| Interest-bearing deposits | $14,354,000 | 11,104 |
| Deposits held in domestic offices | $16,690,000 | 11,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $88,000 | 11,366 |
| Total equity capital | $2,222,000 | 10,596 |
| Total bank equity capital | $2,222,000 | 10,596 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $300,000 | 10,693 |
| Undivided profits | $1,622,000 | 7,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 10,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $24,000 | 12,275 |
| Earning assets | $17,046,000 | 11,256 |
| Long-term assets (5+ years) | $3,330,000 | 7,121 |
| Average Assets, year-to-date | $19,282,400 | 11,161 |
| Average Assets, quarterly | $19,097,500 | 11,224 |
| Volatile liabilities | $1,100,000 | 10,946 |
| Insider loans | $3,000 | 11,169 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $43,000 | 11,696 |
| Tier 1 (core) risk-based capital | $2,533,000 | 10,241 |
| Tier 2 risk-based capital | $73,430 | 11,726 |
| Total risk weighted assets | $5,704,830 | 12,154 |
| Total unused commitments | $43,000 | 11,697 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $19,887,000 | 11,634 |
| Cash and due from depository institutions | $718,000 | 9,983 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,970,000 | 8,030 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 8,530 |
| Net loans & leases | $4,598,000 | 12,805 |
| Loan loss allowance | $235,000 | 9,627 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $437,000 | 9,146 |
| Other real estate owned | $216,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $248,000 | 11,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,887,000 | 11,634 |
| Total liabilities | $17,537,000 | 11,687 |
| Total deposits | $17,344,000 | 11,606 |
| Interest-bearing deposits | $14,865,000 | 11,554 |
| Deposits held in domestic offices | $17,344,000 | 11,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $193,000 | 9,411 |
| Total equity capital | $2,350,000 | 10,772 |
| Total bank equity capital | $2,350,000 | 10,772 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $300,000 | 11,156 |
| Undivided profits | $1,750,000 | 7,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 11,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $26,000 | 12,878 |
| Earning assets | $18,268,000 | 11,569 |
| Long-term assets (5+ years) | $3,082,000 | 7,736 |
| Average Assets, year-to-date | $19,797,000 | 11,568 |
| Average Assets, quarterly | $19,867,500 | 11,602 |
| Volatile liabilities | $1,200,000 | 11,014 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $60,000 | 11,989 |
| Tier 1 (core) risk-based capital | $2,350,000 | 10,736 |
| Tier 2 risk-based capital | $74,510 | 12,201 |
| Total risk weighted assets | $5,800,510 | 12,715 |
| Total unused commitments | $60,000 | 11,993 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $19,492,000 | 12,117 |
| Cash and due from depository institutions | $575,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,035,000 | 8,735 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,956 |
| Net loans & leases | $5,174,000 | 13,167 |
| Loan loss allowance | $230,000 | 9,944 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $448,000 | 9,283 |
| Other real estate owned | $235,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $275,000 | 12,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,492,000 | 12,117 |
| Total liabilities | $17,399,000 | 12,129 |
| Total deposits | $17,197,000 | 12,069 |
| Interest-bearing deposits | $14,759,000 | 12,039 |
| Deposits held in domestic offices | $17,197,000 | 12,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $202,000 | 9,994 |
| Total equity capital | $2,093,000 | 11,317 |
| Total bank equity capital | $2,093,000 | 11,317 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $300,000 | 11,544 |
| Undivided profits | $1,493,000 | 8,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 10,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $41,000 | 13,195 |
| Earning assets | $17,959,000 | 12,049 |
| Long-term assets (5+ years) | $1,619,000 | 9,407 |
| Average Assets, year-to-date | $18,614,200 | 12,168 |
| Average Assets, quarterly | $19,285,000 | 12,105 |
| Volatile liabilities | $1,804,000 | 10,283 |
| Insider loans | $33,000 | 7,784 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $116,000 | 12,052 |
| Tier 1 (core) risk-based capital | $2,093,000 | 11,274 |
| Tier 2 risk-based capital | $81,480 | 12,439 |
| Total risk weighted assets | $6,370,180 | 13,106 |
| Total unused commitments | $116,000 | 12,064 |
| Derivatives | $0 | 651 |