Home > Farmers & Mechanics Bank > Net charge- offs to loans
Farmers & Mechanics Bank, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 3,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0509% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 7,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2466% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2818% | 3,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1468% | 1,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 7,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4000% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2328% | 2,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2186% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 7,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 2,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2009% | 2,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1060% | 5,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2515% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 7,788 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1995% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1076% | 4,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1583% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 7,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0341% | 6,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0558% | 2,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0157% | 4,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1448% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 3,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,782 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 5,931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2428% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0198% | 6,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1393% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 7,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 8,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 7,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0170% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 8,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 7,170 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0027% | 7,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 6,946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 7,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 7,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 8,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 8,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0346% | 8,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,849 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0438% | 7,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0162% | 6,990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0521% | 8,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 8,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 7,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0861% | 7,373 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2543% | 8,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0363% | 7,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0982% | 8,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0892% | 7,407 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5127% | 8,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 5,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 3,848 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 7,830 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 8,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 3,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2161% | 7,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5119% | 3,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 4,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 7,842 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 8,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3154% | 8,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5543% | 3,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 7,831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 8,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 7,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1282% | 2,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6648% | 2,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,849 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 7,837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2600% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6961% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 5,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 3,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0466% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 3,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 3,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1201% | 4,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2362% | 5,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 7,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0819% | 3,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1295% | 5,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2852% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 8,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0474% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0974% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8925% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7798% | 2,621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1559% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 8,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1338% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1830% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1441% | 7,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7191% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1305% | 4,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 8,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0444% | 8,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 2,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0542% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 2,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1230% | 8,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6974% | 3,392 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2465% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 807 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 8,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3034% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7917% | 2,922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2496% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5640% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5074% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5296% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1903% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0529% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1321% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0898% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1550% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1057% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5401% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1981% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5101% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0550% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1059% | 1,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1862% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5193% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3059% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1136% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2580% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4373% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8014% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3502% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 485 |
| Percentage Net Loans Charged-off:Construction & development | -0.0387% | 1,325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1849% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2923% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7250% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0325% | 1,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3328% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1771% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0591% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3113% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1282% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4130% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0969% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5756% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4399% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 4,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0391% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0628% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4992% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2576% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0715% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4265% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3479% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 1.5969% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5079% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 1,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5003% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5467% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3821% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0727% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1919% | 502 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2742% | 6,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1956% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 1.7805% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1451% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3869% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3516% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2749% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0417% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5533% | 110 |