Home > Farmers Exchange Bank > Income and Expense
Farmers Exchange Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 7,977 |
| Total interest expense | $776,000 | 8,742 |
| Net interest income | $1,662,000 | 7,257 |
| Provision for loan and lease losses | $1,770,000 | 624 |
| Total noninterest income | $229,000 | 7,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,287 |
| Total noninterest expense | $921,000 | 8,364 |
| Salaries and employee benefits | $462,000 | 8,553 |
| Premises and equipment expense | $116,000 | 8,318 |
| Additional noninterest expense | $343,000 | 7,763 |
| Pre-tax net operating income | $-800,000 | 9,999 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-800,000 | 10,028 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-800,000 | 10,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,744,000 | 493 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-800,000 | 10,017 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 8,372 |
| Total interest expense | $681,000 | 9,231 |
| Net interest income | $1,576,000 | 7,520 |
| Provision for loan and lease losses | $1,534,000 | 699 |
| Total noninterest income | $333,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,560 |
| Total noninterest expense | $766,000 | 8,883 |
| Salaries and employee benefits | $449,000 | 8,659 |
| Premises and equipment expense | $103,000 | 8,641 |
| Additional noninterest expense | $214,000 | 8,972 |
| Pre-tax net operating income | $-391,000 | 10,133 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-59,000 | 10,154 |
| Income before extraordinary items | $-332,000 | 10,146 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-332,000 | 10,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,182,000 | 668 |
| Cash dividends | $10,000 | 7,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-332,000 | 10,119 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 8,911 |
| Total interest expense | $640,000 | 9,712 |
| Net interest income | $1,435,000 | 8,139 |
| Provision for loan and lease losses | $333,000 | 2,408 |
| Total noninterest income | $315,000 | 6,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $746,000 | 9,234 |
| Salaries and employee benefits | $450,000 | 8,943 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $209,000 | 9,284 |
| Pre-tax net operating income | $671,000 | 7,105 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $228,000 | 6,520 |
| Income before extraordinary items | $443,000 | 7,359 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $443,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,920 |
| Cash dividends | $13,000 | 7,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $443,000 | 7,307 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 9,797 |
| Total interest expense | $555,000 | 10,425 |
| Net interest income | $1,154,000 | 9,147 |
| Provision for loan and lease losses | $101,000 | 5,052 |
| Total noninterest income | $250,000 | 7,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,130 |
| Total noninterest expense | $667,000 | 9,920 |
| Salaries and employee benefits | $429,000 | 9,399 |
| Premises and equipment expense | $70,000 | 10,079 |
| Additional noninterest expense | $168,000 | 10,326 |
| Pre-tax net operating income | $636,000 | 7,253 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $217,000 | 6,883 |
| Income before extraordinary items | $419,000 | 7,462 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $419,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,727 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $419,000 | 7,412 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 10,641 |
| Total interest expense | $496,000 | 11,024 |
| Net interest income | $935,000 | 10,134 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $176,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,550 |
| Total noninterest expense | $666,000 | 10,312 |
| Salaries and employee benefits | $429,000 | 9,704 |
| Premises and equipment expense | $72,000 | 10,422 |
| Additional noninterest expense | $165,000 | 10,880 |
| Pre-tax net operating income | $364,000 | 9,301 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $125,000 | 8,715 |
| Income before extraordinary items | $239,000 | 9,515 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $239,000 | 9,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,132 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $239,000 | 9,498 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 11,164 |
| Total interest expense | $390,000 | 11,636 |
| Net interest income | $898,000 | 10,732 |
| Provision for loan and lease losses | $102,000 | 4,499 |
| Total noninterest income | $160,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $737,000 | 10,532 |
| Salaries and employee benefits | $426,000 | 10,044 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $222,000 | 10,867 |
| Pre-tax net operating income | $219,000 | 10,742 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $76,000 | 9,895 |
| Income before extraordinary items | $143,000 | 10,903 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $143,000 | 10,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,022 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $143,000 | 10,959 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 11,803 |
| Total interest expense | $351,000 | 12,431 |
| Net interest income | $888,000 | 11,207 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $138,000 | 10,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $735,000 | 10,994 |
| Salaries and employee benefits | $418,000 | 10,462 |
| Premises and equipment expense | $103,000 | 10,359 |
| Additional noninterest expense | $214,000 | 11,548 |
| Pre-tax net operating income | $245,000 | 10,656 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $74,000 | 10,356 |
| Income before extraordinary items | $181,000 | 10,857 |
| Extraordinary gains, net | $64,000 | 1,977 |
| Net income | $245,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,711 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $181,000 | 10,643 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 12,465 |
| Total interest expense | $461,000 | 12,920 |
| Net interest income | $807,000 | 11,885 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $751,000 | 11,252 |
| Salaries and employee benefits | $460,000 | 10,198 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $189,000 | 12,390 |
| Pre-tax net operating income | $131,000 | 11,707 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $96,000 | 11,992 |
| Extraordinary gains, net | $35,000 | 1,095 |
| Net income | $131,000 | 11,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $96,000 | 11,694 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.