Home > Farmers Exchange Bank > Income and Expense
Farmers Exchange Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 5,280 |
| Total interest expense | $123,000 | 5,610 |
| Net interest income | $2,085,000 | 5,200 |
| Provision for loan and lease losses | $240,000 | 2,131 |
| Total noninterest income | $872,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $99,000 | 4,721 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $773,000 | 2,697 |
| Total noninterest expense | $1,375,000 | 5,524 |
| Salaries and employee benefits | $773,000 | 5,491 |
| Premises and equipment expense | $108,000 | 5,688 |
| Additional noninterest expense | $494,000 | 5,404 |
| Pre-tax net operating income | $1,342,000 | 3,674 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $332,000 | 2,580 |
| Income before extraordinary items | $1,010,000 | 3,923 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,010,000 | 3,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,010,000 | 3,924 |
| Net charge-offs | $99,000 | 2,672 |
| Cash dividends | $2,179,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,010,000 | 3,866 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 5,334 |
| Total interest expense | $94,000 | 5,678 |
| Net interest income | $1,582,000 | 5,247 |
| Provision for loan and lease losses | $105,000 | 2,615 |
| Total noninterest income | $766,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $77,000 | 4,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $689,000 | 2,499 |
| Total noninterest expense | $1,004,000 | 5,617 |
| Salaries and employee benefits | $606,000 | 5,486 |
| Premises and equipment expense | $60,000 | 5,931 |
| Additional noninterest expense | $338,000 | 5,563 |
| Pre-tax net operating income | $1,239,000 | 3,405 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $311,000 | 2,450 |
| Income before extraordinary items | $928,000 | 3,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $928,000 | 3,628 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $928,000 | 3,629 |
| Net charge-offs | $100,000 | 2,160 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $928,000 | 3,567 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 5,326 |
| Total interest expense | $63,000 | 5,732 |
| Net interest income | $1,089,000 | 5,230 |
| Provision for loan and lease losses | $57,000 | 2,825 |
| Total noninterest income | $149,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $50,000 | 4,763 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 4,534 |
| Total noninterest expense | $720,000 | 5,586 |
| Salaries and employee benefits | $401,000 | 5,549 |
| Premises and equipment expense | $99,000 | 5,198 |
| Additional noninterest expense | $220,000 | 5,623 |
| Pre-tax net operating income | $461,000 | 4,293 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $87,000 | 3,117 |
| Income before extraordinary items | $375,000 | 4,382 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $375,000 | 4,384 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $375,000 | 4,384 |
| Net charge-offs | $52,000 | 2,291 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $374,190 | 4,327 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 5,426 |
| Total interest expense | $32,000 | 5,768 |
| Net interest income | $521,000 | 5,327 |
| Provision for loan and lease losses | $9,000 | 3,298 |
| Total noninterest income | $72,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $23,000 | 4,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 4,536 |
| Total noninterest expense | $280,000 | 5,894 |
| Salaries and employee benefits | $177,000 | 5,739 |
| Premises and equipment expense | $25,000 | 5,901 |
| Additional noninterest expense | $78,000 | 6,003 |
| Pre-tax net operating income | $304,000 | 3,851 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $72,000 | 2,717 |
| Income before extraordinary items | $232,000 | 4,063 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $232,000 | 4,067 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $232,000 | 4,067 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $232,000 | 3,996 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 5,479 |
| Total interest expense | $147,000 | 5,788 |
| Net interest income | $2,104,000 | 5,381 |
| Provision for loan and lease losses | $-85,000 | 6,020 |
| Total noninterest income | $384,000 | 4,686 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $114,000 | 4,796 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $270,000 | 4,156 |
| Total noninterest expense | $1,642,000 | 5,553 |
| Salaries and employee benefits | $926,000 | 5,493 |
| Premises and equipment expense | $232,000 | 5,133 |
| Additional noninterest expense | $484,000 | 5,684 |
| Pre-tax net operating income | $931,000 | 4,268 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $289,000 | 2,675 |
| Income before extraordinary items | $642,000 | 4,600 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $642,000 | 4,601 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $642,000 | 4,601 |
| Net charge-offs | $18,000 | 4,348 |
| Cash dividends | $480,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $642,000 | 4,546 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 5,518 |
| Total interest expense | $112,000 | 5,859 |
| Net interest income | $1,607,000 | 5,411 |
| Provision for loan and lease losses | $-85,000 | 6,182 |
| Total noninterest income | $265,000 | 4,854 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $82,000 | 4,927 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $183,000 | 4,323 |
| Total noninterest expense | $1,229,000 | 5,594 |
| Salaries and employee benefits | $721,000 | 5,445 |
| Premises and equipment expense | $171,000 | 5,210 |
| Additional noninterest expense | $337,000 | 5,824 |
| Pre-tax net operating income | $728,000 | 4,278 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $231,000 | 2,688 |
| Income before extraordinary items | $497,000 | 4,618 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $497,000 | 4,618 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $497,000 | 4,619 |
| Net charge-offs | $28,000 | 3,666 |
| Cash dividends | $480,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $497,000 | 4,568 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 5,542 |
| Total interest expense | $77,000 | 5,889 |
| Net interest income | $1,073,000 | 5,439 |
| Provision for loan and lease losses | $21,000 | 3,608 |
| Total noninterest income | $132,000 | 5,191 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $46,000 | 5,187 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $86,000 | 4,759 |
| Total noninterest expense | $797,000 | 5,679 |
| Salaries and employee benefits | $516,000 | 5,368 |
| Premises and equipment expense | $115,000 | 5,233 |
| Additional noninterest expense | $166,000 | 6,150 |
| Pre-tax net operating income | $387,000 | 4,580 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $115,000 | 2,909 |
| Income before extraordinary items | $272,000 | 4,878 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $272,000 | 4,879 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $272,000 | 4,880 |
| Net charge-offs | $28,000 | 3,210 |
| Cash dividends | $480,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $272,000 | 4,823 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 5,649 |
| Total interest expense | $39,000 | 5,950 |
| Net interest income | $521,000 | 5,531 |
| Provision for loan and lease losses | $21,000 | 2,939 |
| Total noninterest income | $71,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $25,000 | 5,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $46,000 | 4,660 |
| Total noninterest expense | $405,000 | 5,719 |
| Salaries and employee benefits | $259,000 | 5,427 |
| Premises and equipment expense | $55,000 | 5,343 |
| Additional noninterest expense | $91,000 | 6,142 |
| Pre-tax net operating income | $166,000 | 4,741 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $46,000 | 3,014 |
| Income before extraordinary items | $120,000 | 4,950 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 4,953 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $120,000 | 4,952 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $480,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $120,000 | 4,904 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 5,627 |
| Total interest expense | $168,000 | 6,083 |
| Net interest income | $2,194,000 | 5,487 |
| Provision for loan and lease losses | $84,000 | 3,868 |
| Total noninterest income | $485,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $131,000 | 4,804 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $354,000 | 3,854 |
| Total noninterest expense | $1,772,000 | 5,642 |
| Salaries and employee benefits | $1,189,000 | 5,279 |
| Premises and equipment expense | $245,000 | 5,232 |
| Additional noninterest expense | $338,000 | 6,265 |
| Pre-tax net operating income | $823,000 | 4,368 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $280,000 | 2,692 |
| Income before extraordinary items | $543,000 | 4,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $543,000 | 4,805 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $543,000 | 4,805 |
| Net charge-offs | $196,000 | 3,036 |
| Cash dividends | $480,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $543,000 | 4,736 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 5,686 |
| Total interest expense | $129,000 | 6,150 |
| Net interest income | $1,644,000 | 5,547 |
| Provision for loan and lease losses | $63,000 | 3,791 |
| Total noninterest income | $415,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $311,000 | 3,690 |
| Total noninterest expense | $1,194,000 | 5,824 |
| Salaries and employee benefits | $768,000 | 5,525 |
| Premises and equipment expense | $172,000 | 5,392 |
| Additional noninterest expense | $254,000 | 6,306 |
| Pre-tax net operating income | $802,000 | 4,046 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $284,000 | 2,470 |
| Income before extraordinary items | $518,000 | 4,547 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $518,000 | 4,550 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $518,000 | 4,551 |
| Net charge-offs | $129,000 | 3,021 |
| Cash dividends | $480,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $518,000 | 4,466 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,712 |
| Total interest expense | $88,000 | 6,197 |
| Net interest income | $1,096,000 | 5,564 |
| Provision for loan and lease losses | $42,000 | 3,752 |
| Total noninterest income | $303,000 | 4,206 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $234,000 | 3,548 |
| Total noninterest expense | $781,000 | 5,886 |
| Salaries and employee benefits | $490,000 | 5,626 |
| Premises and equipment expense | $119,000 | 5,314 |
| Additional noninterest expense | $172,000 | 6,323 |
| Pre-tax net operating income | $576,000 | 3,890 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $193,000 | 2,464 |
| Income before extraordinary items | $383,000 | 4,394 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $383,000 | 4,396 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $383,000 | 4,397 |
| Net charge-offs | $103,000 | 2,731 |
| Cash dividends | $432,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $383,000 | 4,278 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 5,789 |
| Total interest expense | $46,000 | 6,239 |
| Net interest income | $536,000 | 5,644 |
| Provision for loan and lease losses | $21,000 | 3,551 |
| Total noninterest income | $153,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,461 |
| Total noninterest expense | $361,000 | 6,082 |
| Salaries and employee benefits | $230,000 | 5,798 |
| Premises and equipment expense | $59,000 | 5,371 |
| Additional noninterest expense | $72,000 | 6,557 |
| Pre-tax net operating income | $307,000 | 3,768 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $102,000 | 2,384 |
| Income before extraordinary items | $205,000 | 4,227 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $205,000 | 4,229 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $205,000 | 4,229 |
| Net charge-offs | $116,000 | 1,773 |
| Cash dividends | $400,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $205,000 | 4,130 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,911 |
| Total interest expense | $209,000 | 6,369 |
| Net interest income | $2,146,000 | 5,749 |
| Provision for loan and lease losses | $214,000 | 3,853 |
| Total noninterest income | $643,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $139,000 | 4,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $504,000 | 3,336 |
| Total noninterest expense | $1,598,000 | 5,997 |
| Salaries and employee benefits | $1,011,000 | 5,680 |
| Premises and equipment expense | $235,000 | 5,471 |
| Additional noninterest expense | $352,000 | 6,491 |
| Pre-tax net operating income | $977,000 | 4,045 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $308,000 | 2,638 |
| Income before extraordinary items | $669,000 | 4,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $669,000 | 4,534 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $669,000 | 4,535 |
| Net charge-offs | $94,000 | 4,477 |
| Cash dividends | $592,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $669,000 | 4,358 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 6,017 |
| Total interest expense | $162,000 | 6,465 |
| Net interest income | $1,594,000 | 5,856 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $467,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $104,000 | 4,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $363,000 | 3,409 |
| Total noninterest expense | $1,127,000 | 6,138 |
| Salaries and employee benefits | $704,000 | 5,852 |
| Premises and equipment expense | $180,000 | 5,477 |
| Additional noninterest expense | $243,000 | 6,640 |
| Pre-tax net operating income | $844,000 | 3,941 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $277,000 | 2,542 |
| Income before extraordinary items | $567,000 | 4,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $567,000 | 4,466 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $567,000 | 4,465 |
| Net charge-offs | $84,000 | 4,133 |
| Cash dividends | $544,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $567,000 | 4,290 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 6,067 |
| Total interest expense | $112,000 | 6,509 |
| Net interest income | $1,060,000 | 5,898 |
| Provision for loan and lease losses | $66,000 | 4,293 |
| Total noninterest income | $308,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $71,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $237,000 | 3,425 |
| Total noninterest expense | $731,000 | 6,247 |
| Salaries and employee benefits | $470,000 | 5,893 |
| Premises and equipment expense | $116,000 | 5,556 |
| Additional noninterest expense | $145,000 | 6,795 |
| Pre-tax net operating income | $571,000 | 3,888 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $192,000 | 2,486 |
| Income before extraordinary items | $379,000 | 4,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $379,000 | 4,460 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $379,000 | 4,458 |
| Net charge-offs | $81,000 | 3,609 |
| Cash dividends | $496,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $379,000 | 4,264 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $602,000 | 6,067 |
| Total interest expense | $58,000 | 6,562 |
| Net interest income | $544,000 | 5,895 |
| Provision for loan and lease losses | $42,000 | 3,886 |
| Total noninterest income | $185,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $150,000 | 3,069 |
| Total noninterest expense | $375,000 | 6,252 |
| Salaries and employee benefits | $244,000 | 5,884 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $78,000 | 6,770 |
| Pre-tax net operating income | $312,000 | 3,766 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $105,000 | 2,400 |
| Income before extraordinary items | $207,000 | 4,318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $207,000 | 4,320 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $207,000 | 4,321 |
| Net charge-offs | $79,000 | 2,655 |
| Cash dividends | $480,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $207,000 | 4,164 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 6,100 |
| Total interest expense | $294,000 | 6,579 |
| Net interest income | $2,204,000 | 5,904 |
| Provision for loan and lease losses | $72,000 | 5,606 |
| Total noninterest income | $396,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $152,000 | 4,865 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $244,000 | 4,173 |
| Total noninterest expense | $1,574,000 | 6,240 |
| Salaries and employee benefits | $963,000 | 5,935 |
| Premises and equipment expense | $240,000 | 5,688 |
| Additional noninterest expense | $371,000 | 6,645 |
| Pre-tax net operating income | $954,000 | 3,816 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $312,000 | 2,491 |
| Income before extraordinary items | $642,000 | 4,290 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $642,000 | 4,292 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $642,000 | 4,292 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $560,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $642,000 | 4,165 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 6,160 |
| Total interest expense | $230,000 | 6,628 |
| Net interest income | $1,639,000 | 5,961 |
| Provision for loan and lease losses | $54,000 | 5,471 |
| Total noninterest income | $287,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $119,000 | 4,817 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $168,000 | 4,361 |
| Total noninterest expense | $1,125,000 | 6,350 |
| Salaries and employee benefits | $674,000 | 6,079 |
| Premises and equipment expense | $166,000 | 5,875 |
| Additional noninterest expense | $285,000 | 6,661 |
| Pre-tax net operating income | $747,000 | 3,846 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $249,000 | 2,456 |
| Income before extraordinary items | $498,000 | 4,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,320 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $498,000 | 4,320 |
| Net charge-offs | $7,000 | 5,861 |
| Cash dividends | $336,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $498,000 | 4,186 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 6,230 |
| Total interest expense | $160,000 | 6,683 |
| Net interest income | $1,075,000 | 6,023 |
| Provision for loan and lease losses | $36,000 | 5,344 |
| Total noninterest income | $168,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $79,000 | 4,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,726 |
| Total noninterest expense | $736,000 | 6,441 |
| Salaries and employee benefits | $443,000 | 6,148 |
| Premises and equipment expense | $98,000 | 6,122 |
| Additional noninterest expense | $195,000 | 6,694 |
| Pre-tax net operating income | $471,000 | 3,920 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $159,000 | 2,447 |
| Income before extraordinary items | $312,000 | 4,382 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $312,000 | 4,381 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $312,000 | 4,383 |
| Net charge-offs | $-10,000 | 7,015 |
| Cash dividends | $160,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $312,000 | 4,299 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 6,305 |
| Total interest expense | $85,000 | 6,706 |
| Net interest income | $519,000 | 6,109 |
| Provision for loan and lease losses | $18,000 | 5,065 |
| Total noninterest income | $88,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 4,699 |
| Total noninterest expense | $362,000 | 6,517 |
| Salaries and employee benefits | $214,000 | 6,263 |
| Premises and equipment expense | $45,000 | 6,311 |
| Additional noninterest expense | $103,000 | 6,690 |
| Pre-tax net operating income | $227,000 | 4,019 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $77,000 | 2,470 |
| Income before extraordinary items | $150,000 | 4,454 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $150,000 | 4,453 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $150,000 | 4,454 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $150,000 | 4,388 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 6,322 |
| Total interest expense | $496,000 | 6,530 |
| Net interest income | $2,081,000 | 6,172 |
| Provision for loan and lease losses | $158,000 | 5,595 |
| Total noninterest income | $521,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $171,000 | 4,691 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $350,000 | 3,715 |
| Total noninterest expense | $1,586,000 | 6,429 |
| Salaries and employee benefits | $881,000 | 6,264 |
| Premises and equipment expense | $201,000 | 6,190 |
| Additional noninterest expense | $504,000 | 6,495 |
| Pre-tax net operating income | $858,000 | 3,638 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $324,000 | 2,292 |
| Income before extraordinary items | $534,000 | 4,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,224 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $534,000 | 4,224 |
| Net charge-offs | $428,000 | 3,855 |
| Cash dividends | $512,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $534,000 | 4,083 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 6,412 |
| Total interest expense | $395,000 | 6,583 |
| Net interest income | $1,568,000 | 6,250 |
| Provision for loan and lease losses | $140,000 | 5,328 |
| Total noninterest income | $375,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $137,000 | 4,657 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $238,000 | 3,909 |
| Total noninterest expense | $1,145,000 | 6,546 |
| Salaries and employee benefits | $634,000 | 6,392 |
| Premises and equipment expense | $162,000 | 6,131 |
| Additional noninterest expense | $349,000 | 6,667 |
| Pre-tax net operating income | $658,000 | 3,824 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $248,000 | 2,339 |
| Income before extraordinary items | $410,000 | 4,435 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $410,000 | 4,437 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $410,000 | 4,437 |
| Net charge-offs | $283,000 | 3,803 |
| Cash dividends | $224,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $410,000 | 4,257 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 6,427 |
| Total interest expense | $274,000 | 6,624 |
| Net interest income | $1,052,000 | 6,265 |
| Provision for loan and lease losses | $67,000 | 5,525 |
| Total noninterest income | $186,000 | 5,148 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $90,000 | 4,671 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $96,000 | 4,705 |
| Total noninterest expense | $822,000 | 6,460 |
| Salaries and employee benefits | $423,000 | 6,435 |
| Premises and equipment expense | $103,000 | 6,257 |
| Additional noninterest expense | $296,000 | 6,303 |
| Pre-tax net operating income | $349,000 | 4,185 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $125,000 | 2,592 |
| Income before extraordinary items | $224,000 | 4,737 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $224,000 | 4,737 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $224,000 | 4,737 |
| Net charge-offs | $192,000 | 3,597 |
| Cash dividends | $64,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $224,000 | 4,594 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 6,512 |
| Total interest expense | $140,000 | 6,721 |
| Net interest income | $518,000 | 6,364 |
| Provision for loan and lease losses | $18,000 | 5,796 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $46,000 | 4,630 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $436,000 | 6,432 |
| Salaries and employee benefits | $210,000 | 6,520 |
| Premises and equipment expense | $58,000 | 6,124 |
| Additional noninterest expense | $168,000 | 6,091 |
| Pre-tax net operating income | $115,000 | 4,891 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $41,000 | 2,936 |
| Income before extraordinary items | $74,000 | 5,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,342 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $74,000 | 5,341 |
| Net charge-offs | $86,000 | 3,243 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $74,000 | 5,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 6,396 |
| Total interest expense | $720,000 | 6,636 |
| Net interest income | $2,193,000 | 6,168 |
| Provision for loan and lease losses | $220,000 | 5,673 |
| Total noninterest income | $642,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $202,000 | 4,642 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $440,000 | 3,406 |
| Total noninterest expense | $1,839,000 | 6,411 |
| Salaries and employee benefits | $832,000 | 6,630 |
| Premises and equipment expense | $241,000 | 6,147 |
| Additional noninterest expense | $766,000 | 5,920 |
| Pre-tax net operating income | $776,000 | 3,396 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $300,000 | 2,026 |
| Income before extraordinary items | $476,000 | 3,936 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $476,000 | 3,935 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $476,000 | 3,935 |
| Net charge-offs | $117,000 | 5,551 |
| Cash dividends | $352,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $476,000 | 3,861 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 6,444 |
| Total interest expense | $563,000 | 6,710 |
| Net interest income | $1,646,000 | 6,175 |
| Provision for loan and lease losses | $190,000 | 5,217 |
| Total noninterest income | $525,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $160,000 | 4,549 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $365,000 | 3,338 |
| Total noninterest expense | $1,321,000 | 6,522 |
| Salaries and employee benefits | $602,000 | 6,728 |
| Premises and equipment expense | $180,000 | 6,190 |
| Additional noninterest expense | $539,000 | 6,080 |
| Pre-tax net operating income | $660,000 | 3,441 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $252,000 | 2,089 |
| Income before extraordinary items | $408,000 | 4,022 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $408,000 | 4,018 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $408,000 | 4,021 |
| Net charge-offs | $109,000 | 4,982 |
| Cash dividends | $144,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $408,000 | 3,926 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 6,486 |
| Total interest expense | $393,000 | 6,749 |
| Net interest income | $1,094,000 | 6,186 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $405,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $103,000 | 4,607 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $302,000 | 2,990 |
| Total noninterest expense | $882,000 | 6,576 |
| Salaries and employee benefits | $410,000 | 6,753 |
| Premises and equipment expense | $127,000 | 6,125 |
| Additional noninterest expense | $345,000 | 6,197 |
| Pre-tax net operating income | $457,000 | 3,449 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $178,000 | 2,089 |
| Income before extraordinary items | $279,000 | 4,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 4,075 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $279,000 | 4,075 |
| Net charge-offs | $105,000 | 4,192 |
| Cash dividends | $96,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $279,000 | 3,960 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $754,000 | 6,500 |
| Total interest expense | $206,000 | 6,753 |
| Net interest income | $548,000 | 6,194 |
| Provision for loan and lease losses | $130,000 | 3,489 |
| Total noninterest income | $225,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $174,000 | 2,705 |
| Total noninterest expense | $436,000 | 6,587 |
| Salaries and employee benefits | $209,000 | 6,766 |
| Premises and equipment expense | $67,000 | 6,044 |
| Additional noninterest expense | $160,000 | 6,160 |
| Pre-tax net operating income | $207,000 | 3,978 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $72,000 | 2,518 |
| Income before extraordinary items | $135,000 | 4,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $135,000 | 4,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $135,000 | 4,529 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $48,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $135,000 | 4,360 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 6,298 |
| Total interest expense | $1,282,000 | 6,300 |
| Net interest income | $2,242,000 | 6,161 |
| Provision for loan and lease losses | $665,000 | 3,322 |
| Total noninterest income | $550,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $241,000 | 4,436 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $309,000 | 4,047 |
| Total noninterest expense | $1,632,000 | 6,703 |
| Salaries and employee benefits | $891,000 | 6,671 |
| Premises and equipment expense | $275,000 | 6,005 |
| Additional noninterest expense | $466,000 | 6,769 |
| Pre-tax net operating income | $495,000 | 4,884 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $182,000 | 2,900 |
| Income before extraordinary items | $313,000 | 5,055 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $313,000 | 5,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 2,468 |
| Cash dividends | $536,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $313,000 | 5,214 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 6,357 |
| Total interest expense | $1,025,000 | 6,273 |
| Net interest income | $1,628,000 | 6,285 |
| Provision for loan and lease losses | $554,000 | 2,581 |
| Total noninterest income | $429,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $175,000 | 4,539 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $254,000 | 3,993 |
| Total noninterest expense | $1,328,000 | 6,540 |
| Salaries and employee benefits | $671,000 | 6,682 |
| Premises and equipment expense | $202,000 | 6,077 |
| Additional noninterest expense | $455,000 | 6,152 |
| Pre-tax net operating income | $175,000 | 6,132 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $75,000 | 3,824 |
| Income before extraordinary items | $100,000 | 6,183 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $100,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 2,159 |
| Cash dividends | $336,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $100,000 | 6,334 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 6,384 |
| Total interest expense | $715,000 | 6,312 |
| Net interest income | $1,087,000 | 6,286 |
| Provision for loan and lease losses | $363,000 | 2,274 |
| Total noninterest income | $285,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $108,000 | 4,701 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $177,000 | 4,012 |
| Total noninterest expense | $878,000 | 6,596 |
| Salaries and employee benefits | $457,000 | 6,700 |
| Premises and equipment expense | $140,000 | 6,013 |
| Additional noninterest expense | $281,000 | 6,347 |
| Pre-tax net operating income | $131,000 | 6,230 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $61,000 | 3,888 |
| Income before extraordinary items | $70,000 | 6,550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,520 |
| Cash dividends | $96,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $70,000 | 6,486 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 6,374 |
| Total interest expense | $370,000 | 6,399 |
| Net interest income | $569,000 | 6,224 |
| Provision for loan and lease losses | $156,000 | 2,081 |
| Total noninterest income | $150,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $428,000 | 6,672 |
| Salaries and employee benefits | $228,000 | 6,728 |
| Premises and equipment expense | $69,000 | 6,080 |
| Additional noninterest expense | $131,000 | 6,512 |
| Pre-tax net operating income | $135,000 | 5,598 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $49,000 | 3,578 |
| Income before extraordinary items | $86,000 | 6,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $86,000 | 6,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $48,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $86,000 | 5,935 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 6,286 |
| Total interest expense | $1,488,000 | 6,448 |
| Net interest income | $2,386,000 | 6,090 |
| Provision for loan and lease losses | $72,000 | 5,309 |
| Total noninterest income | $505,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $246,000 | 4,493 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $259,000 | 4,510 |
| Total noninterest expense | $1,661,000 | 6,675 |
| Salaries and employee benefits | $986,000 | 6,468 |
| Premises and equipment expense | $254,000 | 6,213 |
| Additional noninterest expense | $421,000 | 6,947 |
| Pre-tax net operating income | $1,158,000 | 4,430 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $441,000 | 2,904 |
| Income before extraordinary items | $717,000 | 5,003 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $717,000 | 5,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,878 |
| Cash dividends | $568,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $717,000 | 4,984 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 6,320 |
| Total interest expense | $1,109,000 | 6,493 |
| Net interest income | $1,806,000 | 6,111 |
| Provision for loan and lease losses | $54,000 | 4,965 |
| Total noninterest income | $372,000 | 5,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $189,000 | 4,456 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $183,000 | 4,668 |
| Total noninterest expense | $1,237,000 | 6,676 |
| Salaries and employee benefits | $728,000 | 6,500 |
| Premises and equipment expense | $192,000 | 6,172 |
| Additional noninterest expense | $317,000 | 6,932 |
| Pre-tax net operating income | $887,000 | 4,631 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $338,000 | 3,027 |
| Income before extraordinary items | $549,000 | 5,207 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $549,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $408,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $549,000 | 5,183 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 6,386 |
| Total interest expense | $732,000 | 6,527 |
| Net interest income | $1,190,000 | 6,176 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $252,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $122,000 | 4,550 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $130,000 | 4,584 |
| Total noninterest expense | $796,000 | 6,807 |
| Salaries and employee benefits | $459,000 | 6,680 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $212,000 | 6,960 |
| Pre-tax net operating income | $610,000 | 4,618 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $232,000 | 3,069 |
| Income before extraordinary items | $378,000 | 5,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $378,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $208,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $378,000 | 5,180 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 6,425 |
| Total interest expense | $363,000 | 6,562 |
| Net interest income | $588,000 | 6,208 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $120,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $66,000 | 4,572 |
| Total noninterest expense | $399,000 | 6,838 |
| Salaries and employee benefits | $228,000 | 6,741 |
| Premises and equipment expense | $64,000 | 6,249 |
| Additional noninterest expense | $107,000 | 6,972 |
| Pre-tax net operating income | $291,000 | 4,719 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $113,000 | 3,106 |
| Income before extraordinary items | $178,000 | 5,309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $178,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $112,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $178,000 | 5,289 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 6,364 |
| Total interest expense | $1,230,000 | 6,543 |
| Net interest income | $2,353,000 | 6,173 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $449,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $212,000 | 4,859 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $237,000 | 4,773 |
| Total noninterest expense | $1,573,000 | 6,772 |
| Salaries and employee benefits | $880,000 | 6,721 |
| Premises and equipment expense | $259,000 | 6,123 |
| Additional noninterest expense | $434,000 | 6,892 |
| Pre-tax net operating income | $1,157,000 | 4,863 |
| Securities gains (losses) | $-66,000 | 8,040 |
| Applicable income taxes | $414,000 | 3,391 |
| Income before extraordinary items | $677,000 | 5,580 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $677,000 | 5,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $464,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $719,240 | 5,435 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 6,446 |
| Total interest expense | $880,000 | 6,608 |
| Net interest income | $1,742,000 | 6,260 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $338,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $165,000 | 4,830 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,845 |
| Total noninterest expense | $1,159,000 | 6,815 |
| Salaries and employee benefits | $612,000 | 6,895 |
| Premises and equipment expense | $209,000 | 5,949 |
| Additional noninterest expense | $338,000 | 6,809 |
| Pre-tax net operating income | $867,000 | 5,058 |
| Securities gains (losses) | $-66,000 | 8,275 |
| Applicable income taxes | $305,000 | 3,559 |
| Income before extraordinary items | $496,000 | 5,777 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $496,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $352,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $538,240 | 5,600 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 6,499 |
| Total interest expense | $551,000 | 6,663 |
| Net interest income | $1,159,000 | 6,305 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $207,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 4,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,052 |
| Total noninterest expense | $759,000 | 6,905 |
| Salaries and employee benefits | $401,000 | 6,968 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $226,000 | 6,830 |
| Pre-tax net operating income | $571,000 | 5,117 |
| Securities gains (losses) | $-66,000 | 8,436 |
| Applicable income taxes | $193,000 | 3,658 |
| Income before extraordinary items | $312,000 | 5,924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $312,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $288,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $354,240 | 5,659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 6,560 |
| Total interest expense | $258,000 | 6,728 |
| Net interest income | $569,000 | 6,362 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $102,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $360,000 | 7,044 |
| Salaries and employee benefits | $194,000 | 7,068 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $107,000 | 6,942 |
| Pre-tax net operating income | $293,000 | 5,023 |
| Securities gains (losses) | $-66,000 | 8,606 |
| Applicable income taxes | $88,000 | 3,760 |
| Income before extraordinary items | $139,000 | 6,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $144,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $181,240 | 5,552 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 6,577 |
| Total interest expense | $760,000 | 6,883 |
| Net interest income | $2,254,000 | 6,312 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $491,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $202,000 | 5,016 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $289,000 | 4,419 |
| Total noninterest expense | $1,446,000 | 6,985 |
| Salaries and employee benefits | $805,000 | 6,921 |
| Premises and equipment expense | $262,000 | 6,087 |
| Additional noninterest expense | $379,000 | 7,197 |
| Pre-tax net operating income | $1,227,000 | 4,856 |
| Securities gains (losses) | $-19,000 | 7,795 |
| Applicable income taxes | $460,000 | 3,499 |
| Income before extraordinary items | $748,000 | 5,514 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $748,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $765,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $760,160 | 5,442 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 6,625 |
| Total interest expense | $531,000 | 6,958 |
| Net interest income | $1,688,000 | 6,357 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $371,000 | 5,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $150,000 | 5,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,388 |
| Total noninterest expense | $1,029,000 | 7,100 |
| Salaries and employee benefits | $562,000 | 7,083 |
| Premises and equipment expense | $187,000 | 6,196 |
| Additional noninterest expense | $280,000 | 7,239 |
| Pre-tax net operating income | $976,000 | 4,824 |
| Securities gains (losses) | $-19,000 | 8,149 |
| Applicable income taxes | $364,000 | 3,470 |
| Income before extraordinary items | $593,000 | 5,467 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $593,000 | 5,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $541,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $605,160 | 5,393 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 6,644 |
| Total interest expense | $332,000 | 6,997 |
| Net interest income | $1,115,000 | 6,382 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $241,000 | 5,306 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $93,000 | 5,192 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $148,000 | 4,350 |
| Total noninterest expense | $688,000 | 7,109 |
| Salaries and employee benefits | $371,000 | 7,115 |
| Premises and equipment expense | $119,000 | 6,301 |
| Additional noninterest expense | $198,000 | 7,109 |
| Pre-tax net operating income | $632,000 | 4,884 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $240,000 | 3,477 |
| Income before extraordinary items | $392,000 | 5,495 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $392,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $272,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $392,000 | 5,458 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 6,729 |
| Total interest expense | $160,000 | 7,042 |
| Net interest income | $546,000 | 6,468 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,199 |
| Total noninterest expense | $348,000 | 7,112 |
| Salaries and employee benefits | $184,000 | 7,197 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $96,000 | 7,233 |
| Pre-tax net operating income | $306,000 | 4,935 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $115,000 | 3,530 |
| Income before extraordinary items | $191,000 | 5,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $191,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $80,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $191,000 | 5,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 6,701 |
| Total interest expense | $599,000 | 6,944 |
| Net interest income | $2,110,000 | 6,479 |
| Provision for loan and lease losses | $57,000 | 5,823 |
| Total noninterest income | $559,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $201,000 | 5,206 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $358,000 | 3,922 |
| Total noninterest expense | $1,604,000 | 6,706 |
| Salaries and employee benefits | $876,000 | 6,701 |
| Premises and equipment expense | $262,000 | 6,062 |
| Additional noninterest expense | $466,000 | 6,756 |
| Pre-tax net operating income | $1,008,000 | 5,215 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $374,000 | 3,829 |
| Income before extraordinary items | $634,000 | 5,834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $634,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $296,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $634,000 | 5,756 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 6,728 |
| Total interest expense | $452,000 | 6,949 |
| Net interest income | $1,565,000 | 6,518 |
| Provision for loan and lease losses | $39,000 | 5,763 |
| Total noninterest income | $410,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $153,000 | 5,219 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $257,000 | 4,014 |
| Total noninterest expense | $1,122,000 | 6,864 |
| Salaries and employee benefits | $615,000 | 6,835 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $311,000 | 7,004 |
| Pre-tax net operating income | $814,000 | 5,140 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $313,000 | 3,724 |
| Income before extraordinary items | $501,000 | 5,806 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $501,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $168,000 | 4,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $501,000 | 5,743 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 6,790 |
| Total interest expense | $307,000 | 6,935 |
| Net interest income | $1,026,000 | 6,590 |
| Provision for loan and lease losses | $21,000 | 5,806 |
| Total noninterest income | $285,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $103,000 | 5,203 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $182,000 | 3,939 |
| Total noninterest expense | $747,000 | 6,903 |
| Salaries and employee benefits | $404,000 | 6,920 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $212,000 | 6,999 |
| Pre-tax net operating income | $543,000 | 5,099 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $199,000 | 3,794 |
| Income before extraordinary items | $344,000 | 5,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $120,000 | 4,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $344,000 | 5,637 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 6,859 |
| Total interest expense | $159,000 | 6,916 |
| Net interest income | $500,000 | 6,685 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $135,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $385,000 | 6,865 |
| Salaries and employee benefits | $201,000 | 6,973 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $241,000 | 5,377 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $79,000 | 4,163 |
| Income before extraordinary items | $162,000 | 5,831 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $162,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $96,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $162,000 | 5,709 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 6,959 |
| Total interest expense | $702,000 | 7,032 |
| Net interest income | $1,877,000 | 6,772 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $517,000 | 5,343 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $215,000 | 5,108 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $302,000 | 4,492 |
| Total noninterest expense | $1,507,000 | 6,872 |
| Salaries and employee benefits | $758,000 | 7,080 |
| Premises and equipment expense | $295,000 | 5,705 |
| Additional noninterest expense | $454,000 | 6,823 |
| Pre-tax net operating income | $839,000 | 5,577 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $291,000 | 4,330 |
| Income before extraordinary items | $548,000 | 6,138 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $548,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $128,000 | 5,369 |
| Sale, conversion, retirement of capital stock, net | $2,428,000 | 311 |
| Net operating income | $548,000 | 5,991 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 7,098 |
| Total interest expense | $531,000 | 7,163 |
| Net interest income | $1,364,000 | 6,911 |
| Provision for loan and lease losses | $24,000 | 6,637 |
| Total noninterest income | $411,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $162,000 | 5,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $249,000 | 4,386 |
| Total noninterest expense | $1,115,000 | 6,909 |
| Salaries and employee benefits | $537,000 | 7,197 |
| Premises and equipment expense | $245,000 | 5,397 |
| Additional noninterest expense | $333,000 | 6,866 |
| Pre-tax net operating income | $636,000 | 5,744 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $212,000 | 4,566 |
| Income before extraordinary items | $424,000 | 6,220 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $424,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $96,000 | 4,781 |
| Sale, conversion, retirement of capital stock, net | $2,428,000 | 219 |
| Net operating income | $424,000 | 6,056 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 7,204 |
| Total interest expense | $350,000 | 7,330 |
| Net interest income | $885,000 | 7,009 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $264,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $105,000 | 5,161 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $159,000 | 4,470 |
| Total noninterest expense | $735,000 | 6,962 |
| Salaries and employee benefits | $349,000 | 7,300 |
| Premises and equipment expense | $76,000 | 7,385 |
| Additional noninterest expense | $310,000 | 5,878 |
| Pre-tax net operating income | $399,000 | 5,866 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $119,000 | 4,879 |
| Income before extraordinary items | $280,000 | 6,250 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $280,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $2,428,000 | 135 |
| Net operating income | $280,000 | 6,045 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $606,000 | 7,284 |
| Total interest expense | $174,000 | 7,437 |
| Net interest income | $432,000 | 7,078 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $283,000 | 7,649 |
| Salaries and employee benefits | $161,000 | 7,534 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $78,000 | 7,720 |
| Pre-tax net operating income | $256,000 | 5,213 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $189,000 | 5,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $2,428,000 | 71 |
| Net operating income | $189,000 | 5,266 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 7,394 |
| Total interest expense | $833,000 | 7,411 |
| Net interest income | $1,633,000 | 7,216 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $385,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $185,000 | 5,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $200,000 | 5,031 |
| Total noninterest expense | $1,085,000 | 7,742 |
| Salaries and employee benefits | $645,000 | 7,523 |
| Premises and equipment expense | $210,000 | 6,659 |
| Additional noninterest expense | $230,000 | 8,327 |
| Pre-tax net operating income | $906,000 | 5,470 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $901,000 | 4,885 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $901,000 | 4,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $596,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $901,000 | 4,750 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 7,653 |
| Total interest expense | $1,174,000 | 7,657 |
| Net interest income | $1,414,000 | 7,491 |
| Provision for loan and lease losses | $74,000 | 6,121 |
| Total noninterest income | $321,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $149,000 | 5,812 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $172,000 | 5,245 |
| Total noninterest expense | $1,007,000 | 7,943 |
| Salaries and employee benefits | $606,000 | 7,637 |
| Premises and equipment expense | $219,000 | 6,505 |
| Additional noninterest expense | $182,000 | 8,797 |
| Pre-tax net operating income | $654,000 | 5,969 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $13,000 | 7,494 |
| Income before extraordinary items | $641,000 | 5,451 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $641,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $336,000 | 4,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $641,000 | 5,322 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 8,083 |
| Total interest expense | $1,055,000 | 8,120 |
| Net interest income | $1,284,000 | 7,901 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $188,000 | 7,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,735 |
| Total noninterest expense | $923,000 | 8,241 |
| Salaries and employee benefits | $544,000 | 8,012 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $176,000 | 9,016 |
| Pre-tax net operating income | $509,000 | 6,949 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $6,000 | 8,174 |
| Income before extraordinary items | $503,000 | 6,299 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $503,000 | 6,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $272,000 | 4,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $503,000 | 6,319 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 8,463 |
| Total interest expense | $966,000 | 8,266 |
| Net interest income | $1,065,000 | 8,481 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $145,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,632 |
| Total noninterest expense | $745,000 | 8,905 |
| Salaries and employee benefits | $437,000 | 8,687 |
| Premises and equipment expense | $141,000 | 7,831 |
| Additional noninterest expense | $167,000 | 9,364 |
| Pre-tax net operating income | $465,000 | 7,299 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,000 | 8,624 |
| Income before extraordinary items | $461,000 | 6,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $461,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $336,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $461,000 | 6,612 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 8,708 |
| Total interest expense | $969,000 | 8,501 |
| Net interest income | $1,017,000 | 8,748 |
| Provision for loan and lease losses | $32,000 | 7,261 |
| Total noninterest income | $174,000 | 7,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $661,000 | 9,221 |
| Salaries and employee benefits | $415,000 | 8,876 |
| Premises and equipment expense | $88,000 | 8,979 |
| Additional noninterest expense | $158,000 | 9,582 |
| Pre-tax net operating income | $498,000 | 7,377 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $18,000 | 8,924 |
| Income before extraordinary items | $480,000 | 6,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $480,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $352,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $480,000 | 6,622 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 9,205 |
| Total interest expense | $862,000 | 9,073 |
| Net interest income | $984,000 | 9,223 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,573 |
| Total noninterest expense | $647,000 | 9,563 |
| Salaries and employee benefits | $405,000 | 9,236 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $155,000 | 9,934 |
| Pre-tax net operating income | $442,000 | 8,229 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $88,000 | 8,602 |
| Income before extraordinary items | $354,000 | 7,966 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $354,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $304,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $354,000 | 7,908 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 9,747 |
| Total interest expense | $793,000 | 9,665 |
| Net interest income | $950,000 | 9,694 |
| Provision for loan and lease losses | $14,000 | 8,292 |
| Total noninterest income | $108,000 | 9,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $609,000 | 10,140 |
| Salaries and employee benefits | $390,000 | 9,667 |
| Premises and equipment expense | $75,000 | 9,952 |
| Additional noninterest expense | $144,000 | 10,616 |
| Pre-tax net operating income | $435,000 | 8,299 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $152,000 | 7,845 |
| Income before extraordinary items | $284,000 | 8,557 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $284,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $283,350 | 8,498 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 10,294 |
| Total interest expense | $706,000 | 10,289 |
| Net interest income | $925,000 | 10,170 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $148,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $593,000 | 10,592 |
| Salaries and employee benefits | $347,000 | 10,362 |
| Premises and equipment expense | $70,000 | 10,479 |
| Additional noninterest expense | $176,000 | 10,741 |
| Pre-tax net operating income | $468,000 | 8,628 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $167,000 | 7,980 |
| Income before extraordinary items | $300,000 | 8,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $300,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $300,640 | 8,901 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 10,862 |
| Total interest expense | $511,000 | 11,055 |
| Net interest income | $924,000 | 10,647 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $112,000 | 10,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $585,000 | 11,202 |
| Salaries and employee benefits | $340,000 | 10,852 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $198,000 | 11,176 |
| Pre-tax net operating income | $423,000 | 9,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $146,000 | 8,391 |
| Income before extraordinary items | $277,000 | 9,406 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $277,000 | 9,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $277,000 | 9,460 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 11,280 |
| Total interest expense | $533,000 | 11,515 |
| Net interest income | $950,000 | 10,957 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $118,000 | 10,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $604,000 | 11,632 |
| Salaries and employee benefits | $327,000 | 11,382 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $228,000 | 11,358 |
| Pre-tax net operating income | $440,000 | 9,098 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $166,000 | 8,293 |
| Income before extraordinary items | $282,000 | 9,667 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $282,000 | 9,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $276,880 | 9,481 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 11,730 |
| Total interest expense | $693,000 | 11,852 |
| Net interest income | $907,000 | 11,486 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $588,000 | 12,137 |
| Salaries and employee benefits | $328,000 | 11,694 |
| Premises and equipment expense | $36,000 | 13,211 |
| Additional noninterest expense | $224,000 | 11,899 |
| Pre-tax net operating income | $386,000 | 9,365 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $268,000 | 9,699 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $268,000 | 9,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $192,000 | 5,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $268,000 | 9,333 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.