Home > Farmers-Deposit Bank > Income and Expense
Farmers-Deposit Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $7,815,000 | 4,129 |
Total interest expense | $3,534,000 | 4,157 |
Net interest income | $4,281,000 | 4,052 |
Provision for loan and lease losses | $240,000 | 3,003 |
Total noninterest income | $548,000 | 4,853 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $377,000 | 3,508 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $171,000 | 5,587 |
Total noninterest expense | $2,498,000 | 5,013 |
Salaries and employee benefits | $1,149,000 | 5,399 |
Premises and equipment expense | $296,000 | 5,649 |
Additional noninterest expense | $1,053,000 | 4,220 |
Pre-tax net operating income | $2,091,000 | 3,293 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $676,000 | 3,253 |
Income before extraordinary items | $1,415,000 | 3,372 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,415,000 | 3,371 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $66,000 | 4,754 |
Cash dividends | $1,612,000 | 1,495 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,415,000 | 3,337 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $7,237,000 | 4,428 |
Total interest expense | $3,528,000 | 4,123 |
Net interest income | $3,709,000 | 4,624 |
Provision for loan and lease losses | $247,000 | 2,594 |
Total noninterest income | $614,000 | 4,487 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $382,000 | 3,499 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $232,000 | 4,705 |
Total noninterest expense | $2,436,000 | 5,111 |
Salaries and employee benefits | $1,196,000 | 5,233 |
Premises and equipment expense | $296,000 | 5,689 |
Additional noninterest expense | $944,000 | 4,572 |
Pre-tax net operating income | $1,640,000 | 4,132 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $521,000 | 4,063 |
Income before extraordinary items | $1,119,000 | 4,193 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,119,000 | 4,191 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 3,821 |
Cash dividends | $961,000 | 2,132 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,119,000 | 4,169 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,003,000 | 4,867 |
Total interest expense | $2,600,000 | 4,486 |
Net interest income | $3,403,000 | 5,066 |
Provision for loan and lease losses | $84,000 | 4,941 |
Total noninterest income | $574,000 | 4,805 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $385,000 | 3,509 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $189,000 | 5,455 |
Total noninterest expense | $2,362,000 | 5,417 |
Salaries and employee benefits | $1,171,000 | 5,362 |
Premises and equipment expense | $299,000 | 5,731 |
Additional noninterest expense | $892,000 | 5,215 |
Pre-tax net operating income | $1,531,000 | 4,341 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $477,000 | 4,197 |
Income before extraordinary items | $1,054,000 | 4,332 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,054,000 | 4,333 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 5,780 |
Cash dividends | $1,015,000 | 1,865 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,054,000 | 4,395 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,213,000 | 5,571 |
Total interest expense | $2,127,000 | 5,545 |
Net interest income | $3,086,000 | 5,529 |
Provision for loan and lease losses | $169,000 | 4,359 |
Total noninterest income | $1,388,000 | 2,597 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $332,000 | 4,056 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,056,000 | 1,959 |
Total noninterest expense | $2,215,000 | 5,837 |
Salaries and employee benefits | $1,154,000 | 5,413 |
Premises and equipment expense | $274,000 | 6,283 |
Additional noninterest expense | $787,000 | 5,995 |
Pre-tax net operating income | $2,090,000 | 3,173 |
Securities gains (losses) | $106,000 | 2,422 |
Applicable income taxes | $733,000 | 2,979 |
Income before extraordinary items | $1,463,000 | 3,314 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,463,000 | 3,416 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $71,000 | 5,302 |
Cash dividends | $1,200,000 | 1,512 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,391,980 | 3,285 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,014,000 | 6,372 |
Total interest expense | $2,439,000 | 6,105 |
Net interest income | $2,575,000 | 6,445 |
Provision for loan and lease losses | $140,000 | 6,292 |
Total noninterest income | $506,000 | 5,598 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $327,000 | 4,151 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $179,000 | 6,053 |
Total noninterest expense | $2,033,000 | 6,292 |
Salaries and employee benefits | $1,066,000 | 5,712 |
Premises and equipment expense | $273,000 | 6,391 |
Additional noninterest expense | $694,000 | 6,787 |
Pre-tax net operating income | $908,000 | 6,053 |
Securities gains (losses) | $28,000 | 5,098 |
Applicable income taxes | $280,000 | 6,218 |
Income before extraordinary items | $656,000 | 6,191 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $656,000 | 6,261 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 10,255 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $636,400 | 5,978 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.