Home > Farmers Bank of Northern Missouri > Income and Expense
Farmers Bank of Northern Missouri, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,366,000 | 2,631 |
| Total interest expense | $5,977,000 | 2,473 |
| Net interest income | $6,389,000 | 2,749 |
| Provision for loan and lease losses | $550,000 | 1,631 |
| Total noninterest income | $759,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $428,000 | 3,040 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $331,000 | 3,796 |
| Total noninterest expense | $3,868,000 | 3,417 |
| Salaries and employee benefits | $2,147,000 | 3,214 |
| Premises and equipment expense | $538,000 | 3,551 |
| Additional noninterest expense | $1,183,000 | 3,473 |
| Pre-tax net operating income | $2,730,000 | 2,604 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $910,000 | 2,365 |
| Income before extraordinary items | $1,820,000 | 2,782 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,820,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,126 |
| Cash dividends | $552,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,820,000 | 2,747 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,902,000 | 2,532 |
| Total interest expense | $6,638,000 | 2,282 |
| Net interest income | $6,264,000 | 2,740 |
| Provision for loan and lease losses | $550,000 | 1,597 |
| Total noninterest income | $707,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $455,000 | 2,781 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $252,000 | 4,407 |
| Total noninterest expense | $3,627,000 | 3,504 |
| Salaries and employee benefits | $1,843,000 | 3,598 |
| Premises and equipment expense | $552,000 | 3,420 |
| Additional noninterest expense | $1,232,000 | 3,298 |
| Pre-tax net operating income | $2,794,000 | 2,536 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $793,000 | 2,758 |
| Income before extraordinary items | $2,001,000 | 2,556 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,001,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 1,006 |
| Cash dividends | $1,830,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,001,000 | 2,472 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,995,000 | 2,526 |
| Total interest expense | $6,663,000 | 2,257 |
| Net interest income | $6,332,000 | 2,747 |
| Provision for loan and lease losses | $800,000 | 1,181 |
| Total noninterest income | $774,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $473,000 | 2,765 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $301,000 | 3,921 |
| Total noninterest expense | $3,908,000 | 3,249 |
| Salaries and employee benefits | $1,906,000 | 3,453 |
| Premises and equipment expense | $619,000 | 3,056 |
| Additional noninterest expense | $1,383,000 | 2,946 |
| Pre-tax net operating income | $2,398,000 | 3,020 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $646,000 | 3,468 |
| Income before extraordinary items | $1,752,000 | 2,906 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,752,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 1,066 |
| Cash dividends | $849,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,752,000 | 2,853 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,197,000 | 2,722 |
| Total interest expense | $6,353,000 | 2,427 |
| Net interest income | $5,844,000 | 3,032 |
| Provision for loan and lease losses | $1,880,000 | 656 |
| Total noninterest income | $770,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $442,000 | 3,062 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $328,000 | 3,863 |
| Total noninterest expense | $3,391,000 | 3,896 |
| Salaries and employee benefits | $1,774,000 | 3,722 |
| Premises and equipment expense | $566,000 | 3,393 |
| Additional noninterest expense | $1,051,000 | 4,231 |
| Pre-tax net operating income | $1,343,000 | 4,732 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $236,000 | 6,628 |
| Income before extraordinary items | $1,110,000 | 4,126 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,110,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,895,000 | 594 |
| Cash dividends | $857,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,107,540 | 4,084 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,919,000 | 2,807 |
| Total interest expense | $6,061,000 | 2,529 |
| Net interest income | $5,858,000 | 3,035 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $571,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $371,000 | 3,580 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $200,000 | 5,136 |
| Total noninterest expense | $3,262,000 | 3,993 |
| Salaries and employee benefits | $1,637,000 | 3,964 |
| Premises and equipment expense | $543,000 | 3,498 |
| Additional noninterest expense | $1,082,000 | 4,079 |
| Pre-tax net operating income | $2,567,000 | 2,772 |
| Securities gains (losses) | $-19,000 | 10,530 |
| Applicable income taxes | $806,000 | 2,856 |
| Income before extraordinary items | $1,742,000 | 2,831 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,742,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $618,000 | 1,208 |
| Cash dividends | $1,333,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,754,920 | 2,772 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,191,000 | 2,713 |
| Total interest expense | $4,885,000 | 2,517 |
| Net interest income | $6,306,000 | 2,868 |
| Provision for loan and lease losses | $510,000 | 1,513 |
| Total noninterest income | $572,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $358,000 | 3,756 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $214,000 | 5,051 |
| Total noninterest expense | $3,317,000 | 4,038 |
| Salaries and employee benefits | $1,589,000 | 4,072 |
| Premises and equipment expense | $473,000 | 3,984 |
| Additional noninterest expense | $1,255,000 | 3,899 |
| Pre-tax net operating income | $3,051,000 | 2,330 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $986,000 | 2,272 |
| Income before extraordinary items | $2,074,000 | 2,345 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,074,000 | 2,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,419 |
| Cash dividends | $1,458,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,067,880 | 2,372 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,245,000 | 3,706 |
| Total interest expense | $3,479,000 | 3,607 |
| Net interest income | $4,766,000 | 3,732 |
| Provision for loan and lease losses | $550,000 | 1,962 |
| Total noninterest income | $424,000 | 6,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,785 |
| Total noninterest expense | $2,115,000 | 6,057 |
| Salaries and employee benefits | $1,017,000 | 6,029 |
| Premises and equipment expense | $279,000 | 6,196 |
| Additional noninterest expense | $819,000 | 5,815 |
| Pre-tax net operating income | $2,525,000 | 2,686 |
| Securities gains (losses) | $88,000 | 2,680 |
| Applicable income taxes | $859,000 | 2,603 |
| Income before extraordinary items | $1,754,000 | 2,825 |
| Extraordinary gains, net | $21,000 | 2,682 |
| Net income | $1,775,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 2,077 |
| Cash dividends | $868,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,695,040 | 2,745 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 4,412 |
| Total interest expense | $3,990,000 | 4,088 |
| Net interest income | $3,758,000 | 4,718 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $323,000 | 7,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $1,867,000 | 6,749 |
| Salaries and employee benefits | $886,000 | 6,702 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $760,000 | 6,346 |
| Pre-tax net operating income | $2,089,000 | 2,982 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $625,000 | 3,315 |
| Income before extraordinary items | $1,467,000 | 3,142 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,467,000 | 3,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 4,631 |
| Cash dividends | $410,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,464,900 | 2,911 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.