Home > Farmers Bank and Trust Company of Madisonville > Income and Expense
Farmers Bank and Trust Company of Madisonville, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,330,000 | 2,126 |
| Total interest expense | $7,491,000 | 2,035 |
| Net interest income | $7,839,000 | 2,177 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $1,542,000 | 2,230 |
| Gross Fiduciary activities income | $139,000 | 946 |
| Service charges on deposit accounts | $593,000 | 2,171 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $810,000 | 2,157 |
| Total noninterest expense | $5,278,000 | 2,460 |
| Salaries and employee benefits | $2,617,000 | 2,587 |
| Premises and equipment expense | $760,000 | 2,562 |
| Additional noninterest expense | $1,901,000 | 2,208 |
| Pre-tax net operating income | $3,623,000 | 1,999 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $1,038,000 | 2,244 |
| Income before extraordinary items | $2,586,000 | 2,023 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,586,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,626 |
| Cash dividends | $3,081,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,585,290 | 1,947 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,549,000 | 2,102 |
| Total interest expense | $7,607,000 | 2,021 |
| Net interest income | $7,942,000 | 2,204 |
| Provision for loan and lease losses | $396,000 | 2,126 |
| Total noninterest income | $1,139,000 | 2,745 |
| Gross Fiduciary activities income | $64,000 | 1,130 |
| Service charges on deposit accounts | $652,000 | 2,014 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $423,000 | 3,172 |
| Total noninterest expense | $5,425,000 | 2,374 |
| Salaries and employee benefits | $2,736,000 | 2,431 |
| Premises and equipment expense | $706,000 | 2,713 |
| Additional noninterest expense | $1,983,000 | 2,102 |
| Pre-tax net operating income | $3,260,000 | 2,311 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $910,000 | 2,635 |
| Income before extraordinary items | $2,344,000 | 2,243 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,344,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,255 |
| Cash dividends | $1,917,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,348,320 | 2,184 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,987,000 | 2,385 |
| Total interest expense | $6,590,000 | 2,341 |
| Net interest income | $7,397,000 | 2,428 |
| Provision for loan and lease losses | $480,000 | 1,787 |
| Total noninterest income | $1,205,000 | 2,671 |
| Gross Fiduciary activities income | $32,000 | 1,296 |
| Service charges on deposit accounts | $683,000 | 1,980 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $490,000 | 2,966 |
| Total noninterest expense | $4,964,000 | 2,755 |
| Salaries and employee benefits | $2,771,000 | 2,400 |
| Premises and equipment expense | $641,000 | 3,007 |
| Additional noninterest expense | $1,552,000 | 3,035 |
| Pre-tax net operating income | $3,158,000 | 2,262 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $857,000 | 2,680 |
| Income before extraordinary items | $2,301,000 | 2,153 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,301,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,717 |
| Cash dividends | $1,980,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,301,000 | 2,105 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,397,000 | 2,500 |
| Total interest expense | $6,208,000 | 2,476 |
| Net interest income | $7,189,000 | 2,495 |
| Provision for loan and lease losses | $507,000 | 1,549 |
| Total noninterest income | $1,056,000 | 2,979 |
| Gross Fiduciary activities income | $22,000 | 1,403 |
| Service charges on deposit accounts | $663,000 | 2,042 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $371,000 | 3,477 |
| Total noninterest expense | $4,909,000 | 2,767 |
| Salaries and employee benefits | $2,570,000 | 2,608 |
| Premises and equipment expense | $618,000 | 3,134 |
| Additional noninterest expense | $1,721,000 | 2,721 |
| Pre-tax net operating income | $2,829,000 | 2,548 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $738,000 | 3,094 |
| Income before extraordinary items | $2,091,000 | 2,399 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,091,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $938,000 | 914 |
| Cash dividends | $1,430,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,091,000 | 2,378 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,358,000 | 2,672 |
| Total interest expense | $4,433,000 | 2,768 |
| Net interest income | $6,925,000 | 2,603 |
| Provision for loan and lease losses | $645,000 | 1,272 |
| Total noninterest income | $1,116,000 | 2,870 |
| Gross Fiduciary activities income | $109,000 | 1,163 |
| Service charges on deposit accounts | $626,000 | 2,165 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $381,000 | 3,515 |
| Total noninterest expense | $4,908,000 | 2,820 |
| Salaries and employee benefits | $2,532,000 | 2,631 |
| Premises and equipment expense | $550,000 | 3,511 |
| Additional noninterest expense | $1,826,000 | 2,791 |
| Pre-tax net operating income | $2,488,000 | 2,843 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $578,000 | 3,624 |
| Income before extraordinary items | $1,912,000 | 2,538 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,912,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,910,460 | 2,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,165,000 | 2,779 |
| Total interest expense | $4,481,000 | 2,866 |
| Net interest income | $6,684,000 | 2,701 |
| Provision for loan and lease losses | $598,000 | 1,872 |
| Total noninterest income | $988,000 | 3,371 |
| Gross Fiduciary activities income | $77,000 | 1,259 |
| Service charges on deposit accounts | $622,000 | 2,201 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $289,000 | 4,578 |
| Total noninterest expense | $4,627,000 | 3,046 |
| Salaries and employee benefits | $2,362,000 | 2,796 |
| Premises and equipment expense | $460,000 | 4,160 |
| Additional noninterest expense | $1,805,000 | 2,983 |
| Pre-tax net operating income | $2,447,000 | 2,762 |
| Securities gains (losses) | $-30,000 | 13,003 |
| Applicable income taxes | $516,000 | 4,069 |
| Income before extraordinary items | $1,901,000 | 2,650 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,901,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,095,000 | 1,089 |
| Cash dividends | $1,960,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,924,700 | 2,457 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,583,000 | 2,789 |
| Total interest expense | $5,889,000 | 2,831 |
| Net interest income | $6,694,000 | 2,730 |
| Provision for loan and lease losses | $946,000 | 1,905 |
| Total noninterest income | $1,088,000 | 3,087 |
| Gross Fiduciary activities income | $68,000 | 1,315 |
| Service charges on deposit accounts | $622,000 | 2,188 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $398,000 | 3,720 |
| Total noninterest expense | $4,266,000 | 3,303 |
| Salaries and employee benefits | $2,091,000 | 3,093 |
| Premises and equipment expense | $388,000 | 4,915 |
| Additional noninterest expense | $1,787,000 | 3,075 |
| Pre-tax net operating income | $2,570,000 | 2,409 |
| Securities gains (losses) | $-9,000 | 13,256 |
| Applicable income taxes | $599,000 | 3,439 |
| Income before extraordinary items | $1,962,000 | 2,328 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,962,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 13,409 |
| Cash dividends | $1,971,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,968,930 | 2,156 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.