Farmers Bank and Trust Company of Hanover, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$44,435,000771
Total interest expense$21,253,000681
Net interest income$23,182,000814
Provision for loan and lease losses$1,380,0001,058
Total noninterest income$2,973,0001,477
Gross Fiduciary activities income$831,000590
Service charges on deposit accounts$1,119,0001,203
Trading account gains and fees$0532
Additional Noninterest Income$1,023,0002,002
Total noninterest expense$12,903,0001,201
Salaries and employee benefits$6,358,0001,084
Premises and equipment expense$1,847,0001,157
Additional noninterest expense$4,698,0001,336
Pre-tax net operating income$11,872,000613
Securities gains (losses)$2,106,000304
Applicable income taxes$3,261,000787
Income before extraordinary items$10,717,000512
Extraordinary gains, net$03,149
Net income$10,717,000526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$696,0001,444
Cash dividends$3,709,000613
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$9,095,380543
1992-12-31 (YTD Data)Rank
Total interest income$50,877,000769
Total interest expense$28,388,000678
Net interest income$22,489,000850
Provision for loan and lease losses$1,600,0001,344
Total noninterest income$2,959,0001,457
Gross Fiduciary activities income$778,000619
Service charges on deposit accounts$1,021,0001,303
Trading account gains and fees$0504
Additional Noninterest Income$1,160,0001,805
Total noninterest expense$13,718,0001,151
Salaries and employee benefits$7,289,000936
Premises and equipment expense$1,733,0001,273
Additional noninterest expense$4,696,0001,404
Pre-tax net operating income$10,130,000629
Securities gains (losses)$1,064,000622
Applicable income taxes$2,626,000882
Income before extraordinary items$8,568,000551
Extraordinary gains, net$2,100,00073
Net income$10,668,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,0002,019
Cash dividends$3,611,000492
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,748,720549

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.