Home > Farmers Bank and Trust Company > Income and Expense
Farmers Bank and Trust Company, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $8,198,000 | 1,476 |
| Total interest expense | $3,346,000 | 1,318 |
| Net interest income | $4,852,000 | 1,583 |
| Provision for loan and lease losses | $388,000 | 700 |
| Total noninterest income | $603,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $440,000 | 647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,613 |
| Total noninterest expense | $2,563,000 | 2,081 |
| Salaries and employee benefits | $1,311,000 | 2,219 |
| Premises and equipment expense | $233,000 | 2,162 |
| Additional noninterest expense | $163,000 | 2,613 |
| Pre-tax net operating income | $2,504,000 | 1,236 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $2,504,000 | 1,065 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,504,000 | 1,080 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,504,000 | 1,065 |
| Net charge-offs | $306,000 | 517 |
| Cash dividends | $2,000,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $2,504,000 | 1,078 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $27,052,000 | 1,693 |
| Total interest expense | $10,757,000 | 1,597 |
| Net interest income | $16,295,000 | 1,733 |
| Provision for loan and lease losses | $506,000 | 1,369 |
| Total noninterest income | $3,328,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $1,375,000 | 800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,953,000 | 1,595 |
| Total noninterest expense | $8,042,000 | 2,397 |
| Salaries and employee benefits | $3,833,000 | 2,640 |
| Premises and equipment expense | $874,000 | 2,210 |
| Additional noninterest expense | $1,953,000 | 1,595 |
| Pre-tax net operating income | $11,075,000 | 1,066 |
| Securities gains (losses) | $-1,000 | 3,346 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $11,074,000 | 935 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,074,000 | 944 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $11,074,000 | 935 |
| Net charge-offs | $334,000 | 1,131 |
| Cash dividends | $10,935,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $11,075,000 | 942 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $19,710,000 | 1,714 |
| Total interest expense | $7,734,000 | 1,635 |
| Net interest income | $11,976,000 | 1,752 |
| Provision for loan and lease losses | $131,000 | 2,033 |
| Total noninterest income | $1,431,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,024,000 | 795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 2,834 |
| Total noninterest expense | $5,745,000 | 2,440 |
| Salaries and employee benefits | $2,837,000 | 2,647 |
| Premises and equipment expense | $663,000 | 2,192 |
| Additional noninterest expense | $407,000 | 2,834 |
| Pre-tax net operating income | $7,531,000 | 1,139 |
| Securities gains (losses) | $-1,000 | 3,562 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $7,530,000 | 1,008 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,530,000 | 1,023 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,530,000 | 1,010 |
| Net charge-offs | $103,000 | 1,366 |
| Cash dividends | $6,150,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $7,531,000 | 1,010 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $12,703,000 | 1,724 |
| Total interest expense | $4,901,000 | 1,660 |
| Net interest income | $7,802,000 | 1,775 |
| Provision for loan and lease losses | $146,000 | 1,613 |
| Total noninterest income | $997,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $695,000 | 777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 2,704 |
| Total noninterest expense | $3,767,000 | 2,459 |
| Salaries and employee benefits | $1,858,000 | 2,665 |
| Premises and equipment expense | $442,000 | 2,186 |
| Additional noninterest expense | $302,000 | 2,704 |
| Pre-tax net operating income | $4,886,000 | 1,152 |
| Securities gains (losses) | $-1,000 | 3,490 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $4,885,000 | 1,018 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,885,000 | 1,032 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,885,000 | 1,020 |
| Net charge-offs | $68,000 | 1,271 |
| Cash dividends | $5,000,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $4,886,000 | 1,014 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 1,777 |
| Total interest expense | $2,237,000 | 1,746 |
| Net interest income | $3,772,000 | 1,809 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $495,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $355,000 | 763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 2,733 |
| Total noninterest expense | $1,871,000 | 2,465 |
| Salaries and employee benefits | $954,000 | 2,620 |
| Premises and equipment expense | $207,000 | 2,275 |
| Additional noninterest expense | $140,000 | 2,733 |
| Pre-tax net operating income | $2,396,000 | 1,148 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $2,396,000 | 1,026 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,396,000 | 1,037 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,396,000 | 1,026 |
| Net charge-offs | $66,000 | 851 |
| Cash dividends | $4,000,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $2,396,000 | 1,021 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,445,000 | 1,861 |
| Total interest expense | $5,429,000 | 1,920 |
| Net interest income | $15,016,000 | 1,812 |
| Provision for loan and lease losses | $2,047,000 | 548 |
| Total noninterest income | $7,291,000 | 925 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,441,000 | 756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,850,000 | 797 |
| Total noninterest expense | $7,921,000 | 2,349 |
| Salaries and employee benefits | $3,702,000 | 2,641 |
| Premises and equipment expense | $790,000 | 2,324 |
| Additional noninterest expense | $5,850,000 | 797 |
| Pre-tax net operating income | $12,339,000 | 989 |
| Securities gains (losses) | $-2,000 | 3,233 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $12,337,000 | 850 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,337,000 | 862 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $12,337,000 | 853 |
| Net charge-offs | $442,000 | 808 |
| Cash dividends | $8,424,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $12,339,000 | 859 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,316,000 | 1,920 |
| Total interest expense | $3,394,000 | 2,018 |
| Net interest income | $10,922,000 | 1,867 |
| Provision for loan and lease losses | $1,612,000 | 507 |
| Total noninterest income | $6,399,000 | 839 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,087,000 | 753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,312,000 | 712 |
| Total noninterest expense | $5,927,000 | 2,339 |
| Salaries and employee benefits | $2,827,000 | 2,605 |
| Premises and equipment expense | $572,000 | 2,375 |
| Additional noninterest expense | $5,312,000 | 712 |
| Pre-tax net operating income | $9,782,000 | 986 |
| Securities gains (losses) | $-1,000 | 3,290 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $9,781,000 | 846 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $9,781,000 | 850 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,781,000 | 846 |
| Net charge-offs | $434,000 | 622 |
| Cash dividends | $6,050,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $9,782,000 | 862 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,095,000 | 1,953 |
| Total interest expense | $1,728,000 | 2,179 |
| Net interest income | $7,367,000 | 1,860 |
| Provision for loan and lease losses | $197,000 | 1,360 |
| Total noninterest income | $1,011,000 | 1,937 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $761,000 | 716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 2,936 |
| Total noninterest expense | $3,533,000 | 2,520 |
| Salaries and employee benefits | $1,762,000 | 2,702 |
| Premises and equipment expense | $373,000 | 2,397 |
| Additional noninterest expense | $250,000 | 2,929 |
| Pre-tax net operating income | $4,648,000 | 1,273 |
| Securities gains (losses) | $-1,000 | 3,583 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $4,647,000 | 1,114 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,647,000 | 1,127 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,647,000 | 1,114 |
| Net charge-offs | $10,000 | 1,813 |
| Cash dividends | $4,800,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,648,000 | 1,124 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 2,044 |
| Total interest expense | $619,000 | 2,378 |
| Net interest income | $3,586,000 | 1,912 |
| Provision for loan and lease losses | $55,000 | 1,644 |
| Total noninterest income | $504,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $419,000 | 656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,303 |
| Total noninterest expense | $1,760,000 | 2,548 |
| Salaries and employee benefits | $884,000 | 2,730 |
| Premises and equipment expense | $186,000 | 2,447 |
| Additional noninterest expense | $85,000 | 3,303 |
| Pre-tax net operating income | $2,275,000 | 1,322 |
| Securities gains (losses) | $-1,000 | 3,873 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,274,000 | 1,158 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,274,000 | 1,157 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,274,000 | 1,157 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $1,800,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,275,000 | 1,173 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,708,000 | 2,079 |
| Total interest expense | $1,337,000 | 2,060 |
| Net interest income | $12,371,000 | 2,065 |
| Provision for loan and lease losses | $200,000 | 1,781 |
| Total noninterest income | $1,681,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,228,000 | 870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 3,133 |
| Total noninterest expense | $6,731,000 | 2,573 |
| Salaries and employee benefits | $3,318,000 | 2,784 |
| Premises and equipment expense | $773,000 | 2,363 |
| Additional noninterest expense | $453,000 | 3,133 |
| Pre-tax net operating income | $7,121,000 | 1,623 |
| Securities gains (losses) | $-5,000 | 3,305 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $7,116,000 | 1,425 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,116,000 | 1,425 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,116,000 | 1,425 |
| Net charge-offs | $563,000 | 554 |
| Cash dividends | $5,100,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,121,000 | 1,445 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,732,000 | 2,102 |
| Total interest expense | $931,000 | 1,860 |
| Net interest income | $8,801,000 | 2,113 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,332,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $905,000 | 883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 2,964 |
| Total noninterest expense | $4,861,000 | 2,620 |
| Salaries and employee benefits | $2,386,000 | 2,838 |
| Premises and equipment expense | $588,000 | 2,356 |
| Additional noninterest expense | $427,000 | 2,964 |
| Pre-tax net operating income | $5,272,000 | 1,629 |
| Securities gains (losses) | $-4,000 | 3,629 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $5,268,000 | 1,426 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,268,000 | 1,425 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,268,000 | 1,426 |
| Net charge-offs | $517,000 | 437 |
| Cash dividends | $3,100,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,272,000 | 1,459 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 2,165 |
| Total interest expense | $617,000 | 1,696 |
| Net interest income | $5,411,000 | 2,204 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $935,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $596,000 | 887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 2,816 |
| Total noninterest expense | $3,204,000 | 2,622 |
| Salaries and employee benefits | $1,567,000 | 2,874 |
| Premises and equipment expense | $391,000 | 2,360 |
| Additional noninterest expense | $1,246,000 | 2,250 |
| Pre-tax net operating income | $3,142,000 | 1,676 |
| Securities gains (losses) | $-3,000 | 3,777 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $3,139,000 | 1,480 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,139,000 | 1,479 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,139,000 | 1,480 |
| Net charge-offs | $505,000 | 337 |
| Cash dividends | $2,000,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,142,000 | 1,518 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 2,211 |
| Total interest expense | $314,000 | 1,613 |
| Net interest income | $2,506,000 | 2,268 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $380,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $288,000 | 906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,353 |
| Total noninterest expense | $1,551,000 | 2,675 |
| Salaries and employee benefits | $767,000 | 2,901 |
| Premises and equipment expense | $188,000 | 2,426 |
| Additional noninterest expense | $596,000 | 2,299 |
| Pre-tax net operating income | $1,335,000 | 1,788 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,333,000 | 1,580 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,333,000 | 1,578 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,333,000 | 1,580 |
| Net charge-offs | $7,000 | 1,284 |
| Cash dividends | $2,000,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,335,000 | 1,604 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,279,000 | 2,169 |
| Total interest expense | $1,537,000 | 1,629 |
| Net interest income | $10,742,000 | 2,215 |
| Provision for loan and lease losses | $625,000 | 858 |
| Total noninterest income | $3,198,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,163,000 | 865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,035,000 | 1,884 |
| Total noninterest expense | $6,325,000 | 2,642 |
| Salaries and employee benefits | $3,066,000 | 2,896 |
| Premises and equipment expense | $816,000 | 2,290 |
| Additional noninterest expense | $2,443,000 | 2,278 |
| Pre-tax net operating income | $6,990,000 | 1,640 |
| Securities gains (losses) | $21,000 | 1,484 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $7,011,000 | 1,503 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,011,000 | 1,502 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,011,000 | 1,503 |
| Net charge-offs | $36,000 | 1,822 |
| Cash dividends | $4,700,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,990,000 | 1,469 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,195,000 | 2,205 |
| Total interest expense | $1,182,000 | 1,680 |
| Net interest income | $8,013,000 | 2,265 |
| Provision for loan and lease losses | $625,000 | 681 |
| Total noninterest income | $2,851,000 | 1,599 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $858,000 | 871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,993,000 | 1,678 |
| Total noninterest expense | $4,653,000 | 2,683 |
| Salaries and employee benefits | $2,276,000 | 2,931 |
| Premises and equipment expense | $635,000 | 2,266 |
| Additional noninterest expense | $1,742,000 | 2,352 |
| Pre-tax net operating income | $5,586,000 | 1,633 |
| Securities gains (losses) | $22,000 | 1,359 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $5,608,000 | 1,490 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,608,000 | 1,490 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,608,000 | 1,490 |
| Net charge-offs | $70,000 | 1,227 |
| Cash dividends | $3,700,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,586,000 | 1,465 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 2,277 |
| Total interest expense | $808,000 | 1,713 |
| Net interest income | $5,068,000 | 2,332 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $710,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $566,000 | 846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,794 |
| Total noninterest expense | $3,043,000 | 2,708 |
| Salaries and employee benefits | $1,484,000 | 2,964 |
| Premises and equipment expense | $435,000 | 2,232 |
| Additional noninterest expense | $1,124,000 | 2,387 |
| Pre-tax net operating income | $2,635,000 | 2,046 |
| Securities gains (losses) | $26,000 | 1,107 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,661,000 | 1,858 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,661,000 | 1,859 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,661,000 | 1,858 |
| Net charge-offs | $71,000 | 1,038 |
| Cash dividends | $2,700,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,635,000 | 1,835 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 2,245 |
| Total interest expense | $426,000 | 1,711 |
| Net interest income | $2,530,000 | 2,307 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $269,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $199,000 | 1,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 3,794 |
| Total noninterest expense | $1,450,000 | 2,783 |
| Salaries and employee benefits | $721,000 | 2,996 |
| Premises and equipment expense | $193,000 | 2,395 |
| Additional noninterest expense | $536,000 | 2,423 |
| Pre-tax net operating income | $1,349,000 | 1,991 |
| Securities gains (losses) | $26,000 | 818 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,375,000 | 1,824 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,375,000 | 1,824 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,375,000 | 1,824 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $1,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,349,000 | 1,809 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,396,000 | 2,058 |
| Total interest expense | $3,533,000 | 1,301 |
| Net interest income | $9,863,000 | 2,276 |
| Provision for loan and lease losses | $961,000 | 1,638 |
| Total noninterest income | $1,366,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,035,000 | 919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 3,546 |
| Total noninterest expense | $5,947,000 | 2,706 |
| Salaries and employee benefits | $2,814,000 | 3,041 |
| Premises and equipment expense | $825,000 | 2,298 |
| Additional noninterest expense | $2,308,000 | 2,310 |
| Pre-tax net operating income | $4,321,000 | 1,971 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,321,000 | 1,817 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,321,000 | 1,816 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,321,000 | 1,817 |
| Net charge-offs | $231,000 | 1,461 |
| Cash dividends | $2,302,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,321,000 | 1,776 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,843,000 | 2,092 |
| Total interest expense | $2,896,000 | 1,275 |
| Net interest income | $6,947,000 | 2,374 |
| Provision for loan and lease losses | $365,000 | 2,246 |
| Total noninterest income | $923,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $776,000 | 912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 3,954 |
| Total noninterest expense | $4,333,000 | 2,739 |
| Salaries and employee benefits | $2,088,000 | 3,036 |
| Premises and equipment expense | $619,000 | 2,290 |
| Additional noninterest expense | $1,626,000 | 2,376 |
| Pre-tax net operating income | $3,172,000 | 1,977 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,172,000 | 1,822 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,172,000 | 1,822 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,172,000 | 1,822 |
| Net charge-offs | $70,000 | 1,872 |
| Cash dividends | $1,802,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,172,000 | 1,776 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,518,000 | 2,133 |
| Total interest expense | $1,843,000 | 1,405 |
| Net interest income | $4,675,000 | 2,375 |
| Provision for loan and lease losses | $260,000 | 2,178 |
| Total noninterest income | $627,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $508,000 | 940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 3,782 |
| Total noninterest expense | $2,852,000 | 2,773 |
| Salaries and employee benefits | $1,383,000 | 3,056 |
| Premises and equipment expense | $411,000 | 2,294 |
| Additional noninterest expense | $1,058,000 | 2,407 |
| Pre-tax net operating income | $2,190,000 | 1,873 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,190,000 | 1,713 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,190,000 | 1,714 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,190,000 | 1,714 |
| Net charge-offs | $49,000 | 1,742 |
| Cash dividends | $1,802,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,190,000 | 1,662 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 2,086 |
| Total interest expense | $967,000 | 1,463 |
| Net interest income | $2,361,000 | 2,317 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $341,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $270,000 | 1,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,543 |
| Total noninterest expense | $1,485,000 | 2,735 |
| Salaries and employee benefits | $713,000 | 3,030 |
| Premises and equipment expense | $207,000 | 2,299 |
| Additional noninterest expense | $565,000 | 2,342 |
| Pre-tax net operating income | $1,187,000 | 1,600 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,187,000 | 1,442 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,187,000 | 1,439 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,187,000 | 1,442 |
| Net charge-offs | $86,000 | 953 |
| Cash dividends | $1,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,187,000 | 1,422 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,898,000 | 2,043 |
| Total interest expense | $3,322,000 | 1,689 |
| Net interest income | $10,576,000 | 2,128 |
| Provision for loan and lease losses | $165,000 | 2,527 |
| Total noninterest income | $1,745,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,040,000 | 1,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $705,000 | 2,650 |
| Total noninterest expense | $6,588,000 | 2,544 |
| Salaries and employee benefits | $2,825,000 | 3,046 |
| Premises and equipment expense | $865,000 | 2,232 |
| Additional noninterest expense | $2,898,000 | 1,983 |
| Pre-tax net operating income | $5,568,000 | 1,624 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $5,568,000 | 1,456 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,568,000 | 1,458 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,568,000 | 1,458 |
| Net charge-offs | $442,000 | 1,121 |
| Cash dividends | $5,885,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,568,000 | 1,428 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,308,000 | 2,094 |
| Total interest expense | $2,385,000 | 1,741 |
| Net interest income | $7,923,000 | 2,157 |
| Provision for loan and lease losses | $50,000 | 3,073 |
| Total noninterest income | $1,384,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $768,000 | 1,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $616,000 | 2,471 |
| Total noninterest expense | $4,987,000 | 2,540 |
| Salaries and employee benefits | $2,118,000 | 3,058 |
| Premises and equipment expense | $674,000 | 2,200 |
| Additional noninterest expense | $2,195,000 | 1,966 |
| Pre-tax net operating income | $4,270,000 | 1,633 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $4,270,000 | 1,473 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,270,000 | 1,474 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,270,000 | 1,475 |
| Net charge-offs | $293,000 | 1,048 |
| Cash dividends | $4,402,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,270,000 | 1,441 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,663,000 | 2,139 |
| Total interest expense | $1,480,000 | 1,807 |
| Net interest income | $5,183,000 | 2,205 |
| Provision for loan and lease losses | $50,000 | 2,768 |
| Total noninterest income | $1,045,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $505,000 | 1,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,117 |
| Total noninterest expense | $3,365,000 | 2,545 |
| Salaries and employee benefits | $1,440,000 | 3,042 |
| Premises and equipment expense | $445,000 | 2,222 |
| Additional noninterest expense | $1,480,000 | 1,961 |
| Pre-tax net operating income | $2,813,000 | 1,632 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,813,000 | 1,460 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,813,000 | 1,459 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,813,000 | 1,460 |
| Net charge-offs | $255,000 | 865 |
| Cash dividends | $3,027,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,813,000 | 1,434 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 2,169 |
| Total interest expense | $688,000 | 1,871 |
| Net interest income | $2,564,000 | 2,225 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $666,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $251,000 | 1,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 1,634 |
| Total noninterest expense | $1,712,000 | 2,525 |
| Salaries and employee benefits | $720,000 | 3,053 |
| Premises and equipment expense | $222,000 | 2,251 |
| Additional noninterest expense | $770,000 | 1,876 |
| Pre-tax net operating income | $1,518,000 | 1,515 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,518,000 | 1,343 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,518,000 | 1,342 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,518,000 | 1,342 |
| Net charge-offs | $21,000 | 1,669 |
| Cash dividends | $1,503,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,518,000 | 1,320 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,172,000 | 2,181 |
| Total interest expense | $1,994,000 | 1,937 |
| Net interest income | $10,178,000 | 2,214 |
| Provision for loan and lease losses | $125,000 | 2,808 |
| Total noninterest income | $2,736,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,027,000 | 1,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,709,000 | 1,655 |
| Total noninterest expense | $6,930,000 | 2,485 |
| Salaries and employee benefits | $2,947,000 | 3,006 |
| Premises and equipment expense | $908,000 | 2,187 |
| Additional noninterest expense | $3,075,000 | 1,877 |
| Pre-tax net operating income | $5,859,000 | 1,545 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $5,859,000 | 1,378 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,859,000 | 1,377 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,859,000 | 1,377 |
| Net charge-offs | $198,000 | 1,653 |
| Cash dividends | $4,800,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,859,000 | 1,369 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,880,000 | 2,213 |
| Total interest expense | $1,373,000 | 1,976 |
| Net interest income | $7,507,000 | 2,254 |
| Provision for loan and lease losses | $125,000 | 2,416 |
| Total noninterest income | $2,091,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $753,000 | 1,163 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,338,000 | 1,631 |
| Total noninterest expense | $5,100,000 | 2,520 |
| Salaries and employee benefits | $2,218,000 | 3,000 |
| Premises and equipment expense | $676,000 | 2,209 |
| Additional noninterest expense | $2,206,000 | 1,952 |
| Pre-tax net operating income | $4,373,000 | 1,565 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,373,000 | 1,389 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,373,000 | 1,388 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,373,000 | 1,388 |
| Net charge-offs | $166,000 | 1,369 |
| Cash dividends | $3,218,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,373,000 | 1,376 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,713,000 | 2,264 |
| Total interest expense | $862,000 | 1,986 |
| Net interest income | $4,851,000 | 2,305 |
| Provision for loan and lease losses | $125,000 | 1,966 |
| Total noninterest income | $1,424,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $505,000 | 1,153 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $919,000 | 1,607 |
| Total noninterest expense | $3,380,000 | 2,542 |
| Salaries and employee benefits | $1,498,000 | 2,987 |
| Premises and equipment expense | $456,000 | 2,211 |
| Additional noninterest expense | $1,426,000 | 2,011 |
| Pre-tax net operating income | $2,770,000 | 1,608 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,770,000 | 1,430 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,770,000 | 1,429 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,770,000 | 1,429 |
| Net charge-offs | $72,000 | 1,526 |
| Cash dividends | $2,234,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,770,000 | 1,418 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 2,319 |
| Total interest expense | $413,000 | 1,975 |
| Net interest income | $2,354,000 | 2,361 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $734,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $270,000 | 1,108 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $464,000 | 1,561 |
| Total noninterest expense | $1,650,000 | 2,606 |
| Salaries and employee benefits | $752,000 | 3,003 |
| Premises and equipment expense | $237,000 | 2,184 |
| Additional noninterest expense | $661,000 | 2,130 |
| Pre-tax net operating income | $1,313,000 | 1,655 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,313,000 | 1,475 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,313,000 | 1,475 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,313,000 | 1,475 |
| Net charge-offs | $20,000 | 1,662 |
| Cash dividends | $848,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,313,000 | 1,460 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,805,000 | 1,424 |
| Total interest expense | $2,476,000 | 1,302 |
| Net interest income | $16,329,000 | 1,431 |
| Provision for loan and lease losses | $850,000 | 1,005 |
| Total noninterest income | $2,916,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,164,000 | 1,042 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,752,000 | 1,657 |
| Total noninterest expense | $11,291,000 | 1,691 |
| Salaries and employee benefits | $5,405,000 | 1,972 |
| Premises and equipment expense | $1,846,000 | 1,258 |
| Additional noninterest expense | $4,040,000 | 1,512 |
| Pre-tax net operating income | $7,104,000 | 1,296 |
| Securities gains (losses) | $3,000 | 1,912 |
| Applicable income taxes | $133,000 | 3,161 |
| Income before extraordinary items | $6,974,000 | 1,025 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,974,000 | 1,025 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,974,000 | 1,025 |
| Net charge-offs | $416,000 | 1,221 |
| Cash dividends | $26,602,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,971,060 | 1,009 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,890,000 | 1,290 |
| Total interest expense | $2,090,000 | 1,136 |
| Net interest income | $13,800,000 | 1,304 |
| Provision for loan and lease losses | $600,000 | 1,016 |
| Total noninterest income | $2,160,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $906,000 | 1,008 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,254,000 | 1,713 |
| Total noninterest expense | $9,512,000 | 1,561 |
| Salaries and employee benefits | $4,645,000 | 1,774 |
| Premises and equipment expense | $1,553,000 | 1,143 |
| Additional noninterest expense | $3,314,000 | 1,381 |
| Pre-tax net operating income | $5,848,000 | 1,224 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $133,000 | 3,009 |
| Income before extraordinary items | $5,717,000 | 1,047 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,717,000 | 1,046 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,717,000 | 1,047 |
| Net charge-offs | $1,099,000 | 472 |
| Cash dividends | $4,164,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,715,040 | 1,030 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,324,000 | 1,313 |
| Total interest expense | $1,351,000 | 1,134 |
| Net interest income | $8,973,000 | 1,328 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $1,340,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $585,000 | 1,024 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $755,000 | 1,842 |
| Total noninterest expense | $5,805,000 | 1,677 |
| Salaries and employee benefits | $3,002,000 | 1,832 |
| Premises and equipment expense | $982,000 | 1,196 |
| Additional noninterest expense | $1,821,000 | 1,633 |
| Pre-tax net operating income | $4,208,000 | 1,144 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $78,000 | 3,076 |
| Income before extraordinary items | $4,132,000 | 934 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,132,000 | 935 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,132,000 | 934 |
| Net charge-offs | $723,000 | 440 |
| Cash dividends | $2,841,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,130,040 | 923 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 1,318 |
| Total interest expense | $650,000 | 1,149 |
| Net interest income | $4,416,000 | 1,340 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $634,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $279,000 | 1,069 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $355,000 | 1,875 |
| Total noninterest expense | $2,831,000 | 1,726 |
| Salaries and employee benefits | $1,458,000 | 1,896 |
| Premises and equipment expense | $494,000 | 1,212 |
| Additional noninterest expense | $879,000 | 1,687 |
| Pre-tax net operating income | $2,219,000 | 1,071 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $46,000 | 2,943 |
| Income before extraordinary items | $2,173,000 | 869 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,173,000 | 870 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,173,000 | 869 |
| Net charge-offs | $37,000 | 1,511 |
| Cash dividends | $1,374,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,173,000 | 853 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,908,000 | 1,254 |
| Total interest expense | $2,666,000 | 1,076 |
| Net interest income | $18,242,000 | 1,267 |
| Provision for loan and lease losses | $250,000 | 2,175 |
| Total noninterest income | $2,671,000 | 1,772 |
| Gross Fiduciary activities income | $23,000 | 951 |
| Service charges on deposit accounts | $1,212,000 | 1,013 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,436,000 | 1,944 |
| Total noninterest expense | $11,101,000 | 1,726 |
| Salaries and employee benefits | $5,612,000 | 1,904 |
| Premises and equipment expense | $1,914,000 | 1,228 |
| Additional noninterest expense | $3,575,000 | 1,702 |
| Pre-tax net operating income | $9,562,000 | 959 |
| Securities gains (losses) | $29,000 | 2,183 |
| Applicable income taxes | $221,000 | 2,865 |
| Income before extraordinary items | $9,370,000 | 806 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,370,000 | 805 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,370,000 | 805 |
| Net charge-offs | $-235,000 | 5,679 |
| Cash dividends | $7,051,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $9,341,580 | 789 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,764,000 | 1,245 |
| Total interest expense | $1,991,000 | 1,083 |
| Net interest income | $13,773,000 | 1,265 |
| Provision for loan and lease losses | $250,000 | 1,802 |
| Total noninterest income | $2,055,000 | 1,746 |
| Gross Fiduciary activities income | $23,000 | 913 |
| Service charges on deposit accounts | $905,000 | 1,008 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,127,000 | 1,895 |
| Total noninterest expense | $8,091,000 | 1,773 |
| Salaries and employee benefits | $4,205,000 | 1,900 |
| Premises and equipment expense | $1,341,000 | 1,303 |
| Additional noninterest expense | $2,545,000 | 1,769 |
| Pre-tax net operating income | $7,487,000 | 945 |
| Securities gains (losses) | $26,000 | 2,184 |
| Applicable income taxes | $179,000 | 2,880 |
| Income before extraordinary items | $7,334,000 | 776 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,334,000 | 777 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,334,000 | 776 |
| Net charge-offs | $-262,000 | 5,776 |
| Cash dividends | $5,051,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $7,308,520 | 753 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,490,000 | 1,255 |
| Total interest expense | $1,298,000 | 1,107 |
| Net interest income | $9,192,000 | 1,271 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $1,387,000 | 1,712 |
| Gross Fiduciary activities income | $23,000 | 890 |
| Service charges on deposit accounts | $599,000 | 1,010 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $765,000 | 1,841 |
| Total noninterest expense | $5,333,000 | 1,797 |
| Salaries and employee benefits | $2,780,000 | 1,922 |
| Premises and equipment expense | $877,000 | 1,327 |
| Additional noninterest expense | $1,676,000 | 1,799 |
| Pre-tax net operating income | $4,996,000 | 937 |
| Securities gains (losses) | $26,000 | 1,814 |
| Applicable income taxes | $126,000 | 2,847 |
| Income before extraordinary items | $4,896,000 | 773 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,896,000 | 772 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,896,000 | 772 |
| Net charge-offs | $-250,000 | 5,889 |
| Cash dividends | $3,311,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $4,870,780 | 752 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 1,274 |
| Total interest expense | $612,000 | 1,163 |
| Net interest income | $4,529,000 | 1,280 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $726,000 | 1,633 |
| Gross Fiduciary activities income | $2,000 | 992 |
| Service charges on deposit accounts | $282,000 | 1,053 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $442,000 | 1,645 |
| Total noninterest expense | $2,664,000 | 1,803 |
| Salaries and employee benefits | $1,383,000 | 1,930 |
| Premises and equipment expense | $430,000 | 1,351 |
| Additional noninterest expense | $851,000 | 1,753 |
| Pre-tax net operating income | $2,441,000 | 924 |
| Securities gains (losses) | $9,000 | 1,537 |
| Applicable income taxes | $59,000 | 2,862 |
| Income before extraordinary items | $2,391,000 | 771 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,391,000 | 771 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,391,000 | 771 |
| Net charge-offs | $-29,000 | 5,579 |
| Cash dividends | $1,647,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,382,180 | 747 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,238,000 | 1,262 |
| Total interest expense | $1,846,000 | 1,489 |
| Net interest income | $18,392,000 | 1,240 |
| Provision for loan and lease losses | $500,000 | 1,348 |
| Total noninterest income | $2,712,000 | 1,717 |
| Gross Fiduciary activities income | $74,000 | 856 |
| Service charges on deposit accounts | $1,193,000 | 1,053 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,445,000 | 1,909 |
| Total noninterest expense | $10,905,000 | 1,745 |
| Salaries and employee benefits | $5,484,000 | 1,901 |
| Premises and equipment expense | $1,794,000 | 1,302 |
| Additional noninterest expense | $3,627,000 | 1,668 |
| Pre-tax net operating income | $9,699,000 | 912 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $247,000 | 2,797 |
| Income before extraordinary items | $9,456,000 | 762 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,456,000 | 762 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,456,000 | 762 |
| Net charge-offs | $152,000 | 2,247 |
| Cash dividends | $6,715,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $9,452,120 | 749 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,948,000 | 1,287 |
| Total interest expense | $1,304,000 | 1,584 |
| Net interest income | $13,644,000 | 1,262 |
| Provision for loan and lease losses | $425,000 | 1,182 |
| Total noninterest income | $1,972,000 | 1,777 |
| Gross Fiduciary activities income | $9,000 | 1,010 |
| Service charges on deposit accounts | $887,000 | 1,060 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,076,000 | 1,926 |
| Total noninterest expense | $7,917,000 | 1,804 |
| Salaries and employee benefits | $4,045,000 | 1,933 |
| Premises and equipment expense | $1,336,000 | 1,335 |
| Additional noninterest expense | $2,536,000 | 1,782 |
| Pre-tax net operating income | $7,274,000 | 927 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $185,000 | 2,885 |
| Income before extraordinary items | $7,089,000 | 778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,089,000 | 777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,089,000 | 778 |
| Net charge-offs | $155,000 | 1,765 |
| Cash dividends | $4,940,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $7,089,000 | 761 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,751,000 | 1,316 |
| Total interest expense | $831,000 | 1,661 |
| Net interest income | $8,920,000 | 1,278 |
| Provision for loan and lease losses | $250,000 | 1,275 |
| Total noninterest income | $1,275,000 | 1,819 |
| Gross Fiduciary activities income | $8,000 | 995 |
| Service charges on deposit accounts | $571,000 | 1,078 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $696,000 | 1,975 |
| Total noninterest expense | $5,220,000 | 1,822 |
| Salaries and employee benefits | $2,658,000 | 1,972 |
| Premises and equipment expense | $893,000 | 1,334 |
| Additional noninterest expense | $1,669,000 | 1,816 |
| Pre-tax net operating income | $4,725,000 | 943 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $117,000 | 2,916 |
| Income before extraordinary items | $4,608,000 | 797 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,608,000 | 796 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,608,000 | 797 |
| Net charge-offs | $230,000 | 1,094 |
| Cash dividends | $3,241,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,608,000 | 777 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,788,000 | 1,336 |
| Total interest expense | $408,000 | 1,701 |
| Net interest income | $4,380,000 | 1,298 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $589,000 | 1,902 |
| Gross Fiduciary activities income | $5,000 | 974 |
| Service charges on deposit accounts | $215,000 | 1,357 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $369,000 | 1,863 |
| Total noninterest expense | $2,583,000 | 1,842 |
| Salaries and employee benefits | $1,348,000 | 1,941 |
| Premises and equipment expense | $442,000 | 1,362 |
| Additional noninterest expense | $793,000 | 1,893 |
| Pre-tax net operating income | $2,286,000 | 941 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $47,000 | 3,038 |
| Income before extraordinary items | $2,239,000 | 785 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,239,000 | 783 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,239,000 | 785 |
| Net charge-offs | $251,000 | 622 |
| Cash dividends | $1,630,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,239,000 | 759 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,290,000 | 1,315 |
| Total interest expense | $1,719,000 | 1,684 |
| Net interest income | $17,571,000 | 1,274 |
| Provision for loan and lease losses | $375,000 | 1,746 |
| Total noninterest income | $3,474,000 | 1,405 |
| Gross Fiduciary activities income | $76,000 | 885 |
| Service charges on deposit accounts | $1,115,000 | 1,182 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,283,000 | 1,325 |
| Total noninterest expense | $11,377,000 | 1,683 |
| Salaries and employee benefits | $5,874,000 | 1,754 |
| Premises and equipment expense | $1,846,000 | 1,297 |
| Additional noninterest expense | $3,657,000 | 1,691 |
| Pre-tax net operating income | $9,293,000 | 897 |
| Securities gains (losses) | $-3,000 | 5,900 |
| Applicable income taxes | $271,000 | 2,726 |
| Income before extraordinary items | $9,019,000 | 753 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,019,000 | 752 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,019,000 | 752 |
| Net charge-offs | $334,000 | 1,900 |
| Cash dividends | $6,280,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,021,910 | 739 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,441,000 | 1,324 |
| Total interest expense | $1,307,000 | 1,679 |
| Net interest income | $13,134,000 | 1,283 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $2,613,000 | 1,411 |
| Gross Fiduciary activities income | $11,000 | 1,026 |
| Service charges on deposit accounts | $818,000 | 1,212 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,784,000 | 1,293 |
| Total noninterest expense | $8,581,000 | 1,678 |
| Salaries and employee benefits | $4,503,000 | 1,724 |
| Premises and equipment expense | $1,379,000 | 1,305 |
| Additional noninterest expense | $2,699,000 | 1,714 |
| Pre-tax net operating income | $6,966,000 | 909 |
| Securities gains (losses) | $-3,000 | 6,006 |
| Applicable income taxes | $213,000 | 2,748 |
| Income before extraordinary items | $6,750,000 | 751 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,750,000 | 750 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,750,000 | 750 |
| Net charge-offs | $-58,000 | 6,076 |
| Cash dividends | $4,330,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,752,910 | 737 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,317,000 | 1,358 |
| Total interest expense | $877,000 | 1,687 |
| Net interest income | $8,440,000 | 1,318 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $1,578,000 | 1,505 |
| Gross Fiduciary activities income | $9,000 | 1,012 |
| Service charges on deposit accounts | $504,000 | 1,272 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,065,000 | 1,392 |
| Total noninterest expense | $5,748,000 | 1,663 |
| Salaries and employee benefits | $3,010,000 | 1,708 |
| Premises and equipment expense | $948,000 | 1,272 |
| Additional noninterest expense | $1,790,000 | 1,720 |
| Pre-tax net operating income | $4,120,000 | 993 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $118,000 | 2,892 |
| Income before extraordinary items | $3,999,000 | 813 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,999,000 | 814 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,999,000 | 813 |
| Net charge-offs | $-70,000 | 6,240 |
| Cash dividends | $2,730,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,001,910 | 797 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 1,393 |
| Total interest expense | $450,000 | 1,677 |
| Net interest income | $4,092,000 | 1,357 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $752,000 | 1,517 |
| Gross Fiduciary activities income | $7,000 | 977 |
| Service charges on deposit accounts | $259,000 | 1,232 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $486,000 | 1,444 |
| Total noninterest expense | $2,903,000 | 1,655 |
| Salaries and employee benefits | $1,460,000 | 1,771 |
| Premises and equipment expense | $483,000 | 1,274 |
| Additional noninterest expense | $960,000 | 1,605 |
| Pre-tax net operating income | $1,791,000 | 1,074 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $45,000 | 3,035 |
| Income before extraordinary items | $1,746,000 | 899 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,746,000 | 900 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,746,000 | 900 |
| Net charge-offs | $268,000 | 780 |
| Cash dividends | $1,450,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,746,000 | 872 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,216,000 | 1,325 |
| Total interest expense | $2,083,000 | 1,638 |
| Net interest income | $17,133,000 | 1,283 |
| Provision for loan and lease losses | $1,636,000 | 728 |
| Total noninterest income | $3,776,000 | 1,367 |
| Gross Fiduciary activities income | $97,000 | 867 |
| Service charges on deposit accounts | $1,066,000 | 1,278 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,613,000 | 1,259 |
| Total noninterest expense | $11,231,000 | 1,710 |
| Salaries and employee benefits | $5,577,000 | 1,833 |
| Premises and equipment expense | $1,894,000 | 1,248 |
| Additional noninterest expense | $3,760,000 | 1,696 |
| Pre-tax net operating income | $8,042,000 | 955 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,895,000 | 685 |
| Income before extraordinary items | $5,147,000 | 1,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,147,000 | 1,191 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,147,000 | 1,192 |
| Net charge-offs | $1,807,000 | 816 |
| Cash dividends | $4,850,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,147,000 | 1,169 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,456,000 | 1,324 |
| Total interest expense | $1,604,000 | 1,640 |
| Net interest income | $12,852,000 | 1,278 |
| Provision for loan and lease losses | $1,435,000 | 667 |
| Total noninterest income | $2,923,000 | 1,372 |
| Gross Fiduciary activities income | $34,000 | 945 |
| Service charges on deposit accounts | $798,000 | 1,287 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,091,000 | 1,233 |
| Total noninterest expense | $8,295,000 | 1,739 |
| Salaries and employee benefits | $4,197,000 | 1,828 |
| Premises and equipment expense | $1,379,000 | 1,299 |
| Additional noninterest expense | $2,719,000 | 1,741 |
| Pre-tax net operating income | $6,045,000 | 961 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,839,000 | 577 |
| Income before extraordinary items | $3,206,000 | 1,414 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,206,000 | 1,416 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,206,000 | 1,416 |
| Net charge-offs | $1,607,000 | 706 |
| Cash dividends | $3,170,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,206,000 | 1,384 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,400,000 | 1,350 |
| Total interest expense | $1,099,000 | 1,624 |
| Net interest income | $8,301,000 | 1,294 |
| Provision for loan and lease losses | $1,035,000 | 662 |
| Total noninterest income | $1,954,000 | 1,373 |
| Gross Fiduciary activities income | $21,000 | 962 |
| Service charges on deposit accounts | $507,000 | 1,318 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,426,000 | 1,243 |
| Total noninterest expense | $5,535,000 | 1,741 |
| Salaries and employee benefits | $2,835,000 | 1,811 |
| Premises and equipment expense | $914,000 | 1,310 |
| Additional noninterest expense | $1,786,000 | 1,774 |
| Pre-tax net operating income | $3,685,000 | 1,027 |
| Securities gains (losses) | $-1,000 | 6,487 |
| Applicable income taxes | $2,774,000 | 436 |
| Income before extraordinary items | $910,000 | 2,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $910,000 | 2,833 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $910,000 | 2,833 |
| Net charge-offs | $168,000 | 2,266 |
| Cash dividends | $1,730,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $910,640 | 2,728 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,611,000 | 1,377 |
| Total interest expense | $576,000 | 1,596 |
| Net interest income | $4,035,000 | 1,334 |
| Provision for loan and lease losses | $586,000 | 628 |
| Total noninterest income | $1,036,000 | 1,328 |
| Gross Fiduciary activities income | $20,000 | 908 |
| Service charges on deposit accounts | $254,000 | 1,315 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $762,000 | 1,190 |
| Total noninterest expense | $2,783,000 | 1,740 |
| Salaries and employee benefits | $1,445,000 | 1,805 |
| Premises and equipment expense | $458,000 | 1,323 |
| Additional noninterest expense | $880,000 | 1,800 |
| Pre-tax net operating income | $1,702,000 | 1,081 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,705,000 | 274 |
| Income before extraordinary items | $-1,003,000 | 6,946 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,003,000 | 6,947 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,003,000 | 6,947 |
| Net charge-offs | $-39,000 | 6,645 |
| Cash dividends | $450,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-1,003,000 | 6,934 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,551,000 | 1,303 |
| Total interest expense | $3,055,000 | 1,453 |
| Net interest income | $17,496,000 | 1,259 |
| Provision for loan and lease losses | $2,125,000 | 1,021 |
| Total noninterest income | $2,514,000 | 1,863 |
| Gross Fiduciary activities income | $36,000 | 1,002 |
| Service charges on deposit accounts | $1,080,000 | 1,325 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,398,000 | 1,940 |
| Total noninterest expense | $12,518,000 | 1,560 |
| Salaries and employee benefits | $5,918,000 | 1,705 |
| Premises and equipment expense | $1,905,000 | 1,243 |
| Additional noninterest expense | $4,695,000 | 1,444 |
| Pre-tax net operating income | $5,367,000 | 1,292 |
| Securities gains (losses) | $8,000 | 3,432 |
| Applicable income taxes | $2,072,000 | 851 |
| Income before extraordinary items | $3,303,000 | 1,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,303,000 | 1,714 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,303,000 | 1,713 |
| Net charge-offs | $1,139,000 | 1,682 |
| Cash dividends | $1,423,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,297,880 | 1,624 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,182,000 | 1,345 |
| Total interest expense | $2,391,000 | 1,463 |
| Net interest income | $12,791,000 | 1,295 |
| Provision for loan and lease losses | $1,475,000 | 1,098 |
| Total noninterest income | $1,980,000 | 1,803 |
| Gross Fiduciary activities income | $2,000 | 1,201 |
| Service charges on deposit accounts | $804,000 | 1,337 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,174,000 | 1,793 |
| Total noninterest expense | $9,339,000 | 1,565 |
| Salaries and employee benefits | $4,473,000 | 1,681 |
| Premises and equipment expense | $1,415,000 | 1,261 |
| Additional noninterest expense | $3,451,000 | 1,468 |
| Pre-tax net operating income | $3,957,000 | 1,339 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,548,000 | 886 |
| Income before extraordinary items | $2,409,000 | 1,806 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,409,000 | 1,805 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,409,000 | 1,807 |
| Net charge-offs | $646,000 | 1,904 |
| Cash dividends | $956,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,409,000 | 1,707 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,740,000 | 1,409 |
| Total interest expense | $1,665,000 | 1,451 |
| Net interest income | $8,075,000 | 1,367 |
| Provision for loan and lease losses | $935,000 | 1,161 |
| Total noninterest income | $1,639,000 | 1,525 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $533,000 | 1,336 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,105,000 | 1,422 |
| Total noninterest expense | $6,377,000 | 1,533 |
| Salaries and employee benefits | $2,948,000 | 1,707 |
| Premises and equipment expense | $960,000 | 1,236 |
| Additional noninterest expense | $2,469,000 | 1,377 |
| Pre-tax net operating income | $2,402,000 | 1,450 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $927,000 | 942 |
| Income before extraordinary items | $1,475,000 | 1,913 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,475,000 | 1,912 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,475,000 | 1,913 |
| Net charge-offs | $554,000 | 1,662 |
| Cash dividends | $559,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,475,000 | 1,821 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 1,444 |
| Total interest expense | $856,000 | 1,466 |
| Net interest income | $3,921,000 | 1,415 |
| Provision for loan and lease losses | $485,000 | 1,085 |
| Total noninterest income | $935,000 | 1,390 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $280,000 | 1,264 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $653,000 | 1,240 |
| Total noninterest expense | $3,320,000 | 1,478 |
| Salaries and employee benefits | $1,444,000 | 1,736 |
| Premises and equipment expense | $470,000 | 1,270 |
| Additional noninterest expense | $1,406,000 | 1,206 |
| Pre-tax net operating income | $1,051,000 | 1,609 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $371,000 | 1,127 |
| Income before extraordinary items | $680,000 | 2,051 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $680,000 | 2,052 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $680,000 | 2,053 |
| Net charge-offs | $329,000 | 1,402 |
| Cash dividends | $217,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $680,000 | 1,953 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,571,000 | 1,456 |
| Total interest expense | $3,951,000 | 1,535 |
| Net interest income | $15,620,000 | 1,423 |
| Provision for loan and lease losses | $4,810,000 | 807 |
| Total noninterest income | $3,590,000 | 1,326 |
| Gross Fiduciary activities income | $55,000 | 909 |
| Service charges on deposit accounts | $937,000 | 1,550 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,598,000 | 1,135 |
| Total noninterest expense | $12,025,000 | 1,635 |
| Salaries and employee benefits | $5,836,000 | 1,669 |
| Premises and equipment expense | $2,058,000 | 1,212 |
| Additional noninterest expense | $4,131,000 | 1,661 |
| Pre-tax net operating income | $2,375,000 | 2,202 |
| Securities gains (losses) | $-3,000 | 6,779 |
| Applicable income taxes | $590,000 | 1,866 |
| Income before extraordinary items | $1,782,000 | 2,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,782,000 | 2,469 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,782,000 | 2,470 |
| Net charge-offs | $5,626,000 | 729 |
| Cash dividends | $674,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,784,250 | 2,388 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,593,000 | 1,480 |
| Total interest expense | $3,025,000 | 1,564 |
| Net interest income | $11,568,000 | 1,447 |
| Provision for loan and lease losses | $4,260,000 | 705 |
| Total noninterest income | $2,584,000 | 1,360 |
| Gross Fiduciary activities income | $6,000 | 1,085 |
| Service charges on deposit accounts | $662,000 | 1,652 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,916,000 | 1,149 |
| Total noninterest expense | $8,931,000 | 1,638 |
| Salaries and employee benefits | $4,524,000 | 1,630 |
| Premises and equipment expense | $1,571,000 | 1,209 |
| Additional noninterest expense | $2,836,000 | 1,790 |
| Pre-tax net operating income | $961,000 | 3,384 |
| Securities gains (losses) | $-22,000 | 7,061 |
| Applicable income taxes | $85,000 | 3,325 |
| Income before extraordinary items | $854,000 | 3,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $854,000 | 3,389 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $854,000 | 3,389 |
| Net charge-offs | $3,126,000 | 916 |
| Cash dividends | $674,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $874,020 | 3,222 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,473,000 | 1,541 |
| Total interest expense | $2,029,000 | 1,615 |
| Net interest income | $7,444,000 | 1,497 |
| Provision for loan and lease losses | $1,360,000 | 1,219 |
| Total noninterest income | $1,466,000 | 1,502 |
| Gross Fiduciary activities income | $6,000 | 1,059 |
| Service charges on deposit accounts | $421,000 | 1,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,039,000 | 1,303 |
| Total noninterest expense | $5,762,000 | 1,699 |
| Salaries and employee benefits | $2,943,000 | 1,676 |
| Premises and equipment expense | $1,041,000 | 1,236 |
| Additional noninterest expense | $1,778,000 | 1,919 |
| Pre-tax net operating income | $1,788,000 | 1,605 |
| Securities gains (losses) | $-28,000 | 7,172 |
| Applicable income taxes | $612,000 | 1,134 |
| Income before extraordinary items | $1,148,000 | 2,021 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,148,000 | 2,021 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,148,000 | 2,021 |
| Net charge-offs | $345,000 | 2,525 |
| Cash dividends | $428,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,166,200 | 1,927 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 1,555 |
| Total interest expense | $1,028,000 | 1,652 |
| Net interest income | $3,678,000 | 1,516 |
| Provision for loan and lease losses | $440,000 | 1,578 |
| Total noninterest income | $641,000 | 1,669 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $205,000 | 1,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $432,000 | 1,488 |
| Total noninterest expense | $2,847,000 | 1,735 |
| Salaries and employee benefits | $1,480,000 | 1,678 |
| Premises and equipment expense | $515,000 | 1,271 |
| Additional noninterest expense | $852,000 | 1,984 |
| Pre-tax net operating income | $1,032,000 | 1,398 |
| Securities gains (losses) | $-28,000 | 7,277 |
| Applicable income taxes | $347,000 | 991 |
| Income before extraordinary items | $657,000 | 1,776 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $657,000 | 1,776 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $657,000 | 1,776 |
| Net charge-offs | $13,000 | 4,276 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $675,200 | 1,682 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,290,000 | 1,516 |
| Total interest expense | $5,802,000 | 1,432 |
| Net interest income | $14,488,000 | 1,546 |
| Provision for loan and lease losses | $1,000,000 | 3,046 |
| Total noninterest income | $2,617,000 | 1,706 |
| Gross Fiduciary activities income | $114,000 | 858 |
| Service charges on deposit accounts | $843,000 | 1,741 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,660,000 | 1,592 |
| Total noninterest expense | $11,870,000 | 1,670 |
| Salaries and employee benefits | $6,155,000 | 1,585 |
| Premises and equipment expense | $2,044,000 | 1,266 |
| Additional noninterest expense | $3,671,000 | 1,937 |
| Pre-tax net operating income | $4,235,000 | 1,205 |
| Securities gains (losses) | $22,000 | 3,064 |
| Applicable income taxes | $1,494,000 | 910 |
| Income before extraordinary items | $2,763,000 | 1,502 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,763,000 | 1,503 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,763,000 | 1,504 |
| Net charge-offs | $1,609,000 | 2,100 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,748,700 | 1,462 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,282,000 | 1,539 |
| Total interest expense | $4,600,000 | 1,410 |
| Net interest income | $10,682,000 | 1,583 |
| Provision for loan and lease losses | $900,000 | 2,663 |
| Total noninterest income | $2,775,000 | 1,318 |
| Gross Fiduciary activities income | $57,000 | 907 |
| Service charges on deposit accounts | $631,000 | 1,794 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,087,000 | 1,082 |
| Total noninterest expense | $8,804,000 | 1,671 |
| Salaries and employee benefits | $4,695,000 | 1,568 |
| Premises and equipment expense | $1,522,000 | 1,300 |
| Additional noninterest expense | $2,587,000 | 2,001 |
| Pre-tax net operating income | $3,753,000 | 1,085 |
| Securities gains (losses) | $37,000 | 2,611 |
| Applicable income taxes | $1,332,000 | 816 |
| Income before extraordinary items | $2,458,000 | 1,358 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,458,000 | 1,361 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,458,000 | 1,362 |
| Net charge-offs | $1,301,000 | 1,915 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,433,950 | 1,313 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,941,000 | 1,596 |
| Total interest expense | $3,243,000 | 1,380 |
| Net interest income | $6,698,000 | 1,680 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $1,584,000 | 1,454 |
| Gross Fiduciary activities income | $31,000 | 936 |
| Service charges on deposit accounts | $392,000 | 1,930 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,161,000 | 1,171 |
| Total noninterest expense | $5,722,000 | 1,731 |
| Salaries and employee benefits | $3,020,000 | 1,629 |
| Premises and equipment expense | $1,007,000 | 1,318 |
| Additional noninterest expense | $1,695,000 | 2,027 |
| Pre-tax net operating income | $2,160,000 | 1,211 |
| Securities gains (losses) | $21,000 | 2,342 |
| Applicable income taxes | $738,000 | 894 |
| Income before extraordinary items | $1,443,000 | 1,525 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,443,000 | 1,526 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,443,000 | 1,526 |
| Net charge-offs | $1,204,000 | 1,552 |
| Cash dividends | $200,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,429,140 | 1,466 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 1,649 |
| Total interest expense | $1,748,000 | 1,344 |
| Net interest income | $3,144,000 | 1,803 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $685,000 | 1,619 |
| Gross Fiduciary activities income | $13,000 | 957 |
| Service charges on deposit accounts | $190,000 | 1,950 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $482,000 | 1,333 |
| Total noninterest expense | $2,855,000 | 1,743 |
| Salaries and employee benefits | $1,472,000 | 1,700 |
| Premises and equipment expense | $496,000 | 1,372 |
| Additional noninterest expense | $887,000 | 1,926 |
| Pre-tax net operating income | $874,000 | 1,498 |
| Securities gains (losses) | $17,000 | 1,569 |
| Applicable income taxes | $294,000 | 1,070 |
| Income before extraordinary items | $597,000 | 1,836 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $597,000 | 1,835 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $597,000 | 1,837 |
| Net charge-offs | $68,000 | 3,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $585,610 | 1,787 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,598,000 | 1,659 |
| Total interest expense | $8,313,000 | 1,443 |
| Net interest income | $12,285,000 | 1,807 |
| Provision for loan and lease losses | $4,963,000 | 1,442 |
| Total noninterest income | $3,613,000 | 1,407 |
| Gross Fiduciary activities income | $170,000 | 795 |
| Service charges on deposit accounts | $771,000 | 2,100 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,672,000 | 1,119 |
| Total noninterest expense | $11,759,000 | 1,739 |
| Salaries and employee benefits | $6,063,000 | 1,640 |
| Premises and equipment expense | $1,990,000 | 1,364 |
| Additional noninterest expense | $3,706,000 | 1,974 |
| Pre-tax net operating income | $-824,000 | 6,179 |
| Securities gains (losses) | $831,000 | 582 |
| Applicable income taxes | $-137,000 | 6,654 |
| Income before extraordinary items | $144,000 | 5,007 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $144,000 | 5,007 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $144,000 | 5,007 |
| Net charge-offs | $5,389,000 | 1,081 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-687,000 | 6,191 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,312,000 | 1,700 |
| Total interest expense | $6,449,000 | 1,463 |
| Net interest income | $8,863,000 | 1,871 |
| Provision for loan and lease losses | $2,399,000 | 1,707 |
| Total noninterest income | $2,796,000 | 1,401 |
| Gross Fiduciary activities income | $89,000 | 834 |
| Service charges on deposit accounts | $575,000 | 2,114 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,132,000 | 1,103 |
| Total noninterest expense | $8,957,000 | 1,688 |
| Salaries and employee benefits | $4,726,000 | 1,594 |
| Premises and equipment expense | $1,459,000 | 1,410 |
| Additional noninterest expense | $2,772,000 | 1,911 |
| Pre-tax net operating income | $303,000 | 4,517 |
| Securities gains (losses) | $281,000 | 1,045 |
| Applicable income taxes | $117,000 | 2,763 |
| Income before extraordinary items | $467,000 | 3,805 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $467,000 | 3,802 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $467,000 | 3,803 |
| Net charge-offs | $3,223,000 | 1,131 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $242,200 | 4,599 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,918,000 | 1,774 |
| Total interest expense | $4,387,000 | 1,509 |
| Net interest income | $5,531,000 | 1,983 |
| Provision for loan and lease losses | $1,535,000 | 1,631 |
| Total noninterest income | $1,963,000 | 1,351 |
| Gross Fiduciary activities income | $73,000 | 820 |
| Service charges on deposit accounts | $361,000 | 2,192 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,529,000 | 1,073 |
| Total noninterest expense | $5,971,000 | 1,723 |
| Salaries and employee benefits | $3,193,000 | 1,606 |
| Premises and equipment expense | $958,000 | 1,465 |
| Additional noninterest expense | $1,820,000 | 1,965 |
| Pre-tax net operating income | $-12,000 | 5,843 |
| Securities gains (losses) | $278,000 | 808 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $245,000 | 4,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 4,277 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $245,000 | 4,277 |
| Net charge-offs | $1,640,000 | 1,272 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-10,760 | 5,886 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,877,000 | 1,832 |
| Total interest expense | $2,192,000 | 1,552 |
| Net interest income | $2,685,000 | 2,034 |
| Provision for loan and lease losses | $445,000 | 1,914 |
| Total noninterest income | $822,000 | 1,520 |
| Gross Fiduciary activities income | $26,000 | 875 |
| Service charges on deposit accounts | $188,000 | 2,067 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $608,000 | 1,224 |
| Total noninterest expense | $2,899,000 | 1,713 |
| Salaries and employee benefits | $1,570,000 | 1,649 |
| Premises and equipment expense | $480,000 | 1,479 |
| Additional noninterest expense | $849,000 | 1,893 |
| Pre-tax net operating income | $163,000 | 4,369 |
| Securities gains (losses) | $278,000 | 530 |
| Applicable income taxes | $137,000 | 1,859 |
| Income before extraordinary items | $304,000 | 3,111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $304,000 | 3,112 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $304,000 | 3,112 |
| Net charge-offs | $268,000 | 1,878 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $112,180 | 4,620 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,639,000 | 1,853 |
| Total interest expense | $10,333,000 | 1,574 |
| Net interest income | $10,306,000 | 2,157 |
| Provision for loan and lease losses | $4,262,000 | 1,121 |
| Total noninterest income | $1,938,000 | 2,191 |
| Gross Fiduciary activities income | $82,000 | 914 |
| Service charges on deposit accounts | $884,000 | 1,953 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $972,000 | 2,158 |
| Total noninterest expense | $10,846,000 | 1,797 |
| Salaries and employee benefits | $5,571,000 | 1,828 |
| Premises and equipment expense | $1,960,000 | 1,412 |
| Additional noninterest expense | $3,315,000 | 1,852 |
| Pre-tax net operating income | $-2,864,000 | 7,563 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $-1,198,000 | 7,766 |
| Income before extraordinary items | $-1,638,000 | 7,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,638,000 | 7,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,700,000 | 1,438 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,655,920 | 7,364 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,466,000 | 1,897 |
| Total interest expense | $7,997,000 | 1,578 |
| Net interest income | $7,469,000 | 2,241 |
| Provision for loan and lease losses | $1,587,000 | 1,373 |
| Total noninterest income | $1,729,000 | 1,989 |
| Gross Fiduciary activities income | $10,000 | 1,153 |
| Service charges on deposit accounts | $670,000 | 1,933 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,049,000 | 1,749 |
| Total noninterest expense | $7,740,000 | 1,857 |
| Salaries and employee benefits | $4,243,000 | 1,827 |
| Premises and equipment expense | $1,443,000 | 1,447 |
| Additional noninterest expense | $2,054,000 | 2,115 |
| Pre-tax net operating income | $-129,000 | 6,952 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $-150,000 | 7,605 |
| Income before extraordinary items | $37,000 | 6,462 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $37,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $26,760 | 6,668 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,199,000 | 1,938 |
| Total interest expense | $5,589,000 | 1,565 |
| Net interest income | $4,610,000 | 2,377 |
| Provision for loan and lease losses | $342,000 | 2,358 |
| Total noninterest income | $1,153,000 | 2,005 |
| Gross Fiduciary activities income | $8,000 | 1,154 |
| Service charges on deposit accounts | $431,000 | 1,972 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $714,000 | 1,757 |
| Total noninterest expense | $5,075,000 | 1,895 |
| Salaries and employee benefits | $2,797,000 | 1,871 |
| Premises and equipment expense | $920,000 | 1,515 |
| Additional noninterest expense | $1,358,000 | 2,094 |
| Pre-tax net operating income | $346,000 | 5,060 |
| Securities gains (losses) | $16,000 | 2,191 |
| Applicable income taxes | $15,000 | 4,827 |
| Income before extraordinary items | $347,000 | 4,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $347,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $331,640 | 4,773 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,280,000 | 1,927 |
| Total interest expense | $3,017,000 | 1,559 |
| Net interest income | $2,263,000 | 2,425 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $544,000 | 2,106 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $208,000 | 2,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $329,000 | 1,860 |
| Total noninterest expense | $2,480,000 | 1,925 |
| Salaries and employee benefits | $1,398,000 | 1,886 |
| Premises and equipment expense | $430,000 | 1,623 |
| Additional noninterest expense | $652,000 | 2,147 |
| Pre-tax net operating income | $252,000 | 4,512 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $227,000 | 4,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $227,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,036 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $227,000 | 4,306 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,580,000 | 1,958 |
| Total interest expense | $10,891,000 | 1,828 |
| Net interest income | $10,689,000 | 2,117 |
| Provision for loan and lease losses | $735,000 | 1,784 |
| Total noninterest income | $2,424,000 | 1,936 |
| Gross Fiduciary activities income | $92,000 | 931 |
| Service charges on deposit accounts | $960,000 | 1,834 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,372,000 | 1,785 |
| Total noninterest expense | $9,711,000 | 1,909 |
| Salaries and employee benefits | $5,247,000 | 1,915 |
| Premises and equipment expense | $1,899,000 | 1,406 |
| Additional noninterest expense | $2,565,000 | 2,136 |
| Pre-tax net operating income | $2,667,000 | 2,685 |
| Securities gains (losses) | $26,000 | 1,015 |
| Applicable income taxes | $808,000 | 2,130 |
| Income before extraordinary items | $1,885,000 | 2,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,885,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,402 |
| Cash dividends | $1,530,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,866,800 | 2,970 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,829,000 | 2,002 |
| Total interest expense | $7,812,000 | 1,898 |
| Net interest income | $8,017,000 | 2,126 |
| Provision for loan and lease losses | $735,000 | 1,170 |
| Total noninterest income | $1,619,000 | 2,107 |
| Gross Fiduciary activities income | $10,000 | 1,181 |
| Service charges on deposit accounts | $734,000 | 1,773 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $875,000 | 2,004 |
| Total noninterest expense | $7,110,000 | 1,928 |
| Salaries and employee benefits | $3,872,000 | 1,947 |
| Premises and equipment expense | $1,379,000 | 1,444 |
| Additional noninterest expense | $1,859,000 | 2,146 |
| Pre-tax net operating income | $1,791,000 | 3,073 |
| Securities gains (losses) | $26,000 | 768 |
| Applicable income taxes | $535,000 | 2,446 |
| Income before extraordinary items | $1,282,000 | 3,320 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,282,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,423 |
| Cash dividends | $1,330,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,263,540 | 3,344 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,360,000 | 2,049 |
| Total interest expense | $5,075,000 | 1,939 |
| Net interest income | $5,285,000 | 2,180 |
| Provision for loan and lease losses | $315,000 | 1,486 |
| Total noninterest income | $1,034,000 | 2,196 |
| Gross Fiduciary activities income | $6,000 | 1,205 |
| Service charges on deposit accounts | $500,000 | 1,748 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $528,000 | 2,172 |
| Total noninterest expense | $4,637,000 | 1,996 |
| Salaries and employee benefits | $2,540,000 | 2,005 |
| Premises and equipment expense | $842,000 | 1,595 |
| Additional noninterest expense | $1,255,000 | 2,137 |
| Pre-tax net operating income | $1,367,000 | 2,851 |
| Securities gains (losses) | $15,000 | 765 |
| Applicable income taxes | $393,000 | 2,402 |
| Income before extraordinary items | $989,000 | 3,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $989,000 | 3,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,544 |
| Cash dividends | $1,250,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $978,200 | 3,068 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 2,111 |
| Total interest expense | $2,459,000 | 1,974 |
| Net interest income | $2,537,000 | 2,269 |
| Provision for loan and lease losses | $175,000 | 1,288 |
| Total noninterest income | $628,000 | 1,873 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $238,000 | 1,784 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $388,000 | 1,624 |
| Total noninterest expense | $2,243,000 | 2,056 |
| Salaries and employee benefits | $1,243,000 | 2,068 |
| Premises and equipment expense | $388,000 | 1,722 |
| Additional noninterest expense | $612,000 | 2,154 |
| Pre-tax net operating income | $747,000 | 2,681 |
| Securities gains (losses) | $15,000 | 615 |
| Applicable income taxes | $224,000 | 2,255 |
| Income before extraordinary items | $538,000 | 2,860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $538,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $527,350 | 2,881 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,269,000 | 2,255 |
| Total interest expense | $7,507,000 | 2,159 |
| Net interest income | $9,762,000 | 2,334 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $2,307,000 | 1,999 |
| Gross Fiduciary activities income | $95,000 | 939 |
| Service charges on deposit accounts | $927,000 | 1,865 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,285,000 | 1,863 |
| Total noninterest expense | $7,808,000 | 2,255 |
| Salaries and employee benefits | $4,207,000 | 2,341 |
| Premises and equipment expense | $1,428,000 | 1,777 |
| Additional noninterest expense | $2,173,000 | 2,383 |
| Pre-tax net operating income | $3,511,000 | 2,475 |
| Securities gains (losses) | $52,000 | 675 |
| Applicable income taxes | $1,111,000 | 2,055 |
| Income before extraordinary items | $2,452,000 | 2,656 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,452,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,416,120 | 2,673 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,295,000 | 2,361 |
| Total interest expense | $5,192,000 | 2,245 |
| Net interest income | $7,103,000 | 2,429 |
| Provision for loan and lease losses | $625,000 | 1,167 |
| Total noninterest income | $1,804,000 | 1,946 |
| Gross Fiduciary activities income | $7,000 | 1,251 |
| Service charges on deposit accounts | $699,000 | 1,858 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,098,000 | 1,694 |
| Total noninterest expense | $5,523,000 | 2,400 |
| Salaries and employee benefits | $3,013,000 | 2,434 |
| Premises and equipment expense | $1,056,000 | 1,797 |
| Additional noninterest expense | $1,454,000 | 2,632 |
| Pre-tax net operating income | $2,759,000 | 2,466 |
| Securities gains (losses) | $52,000 | 550 |
| Applicable income taxes | $892,000 | 2,037 |
| Income before extraordinary items | $1,919,000 | 2,654 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,919,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,535 |
| Cash dividends | $1,000,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,883,640 | 2,687 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 2,461 |
| Total interest expense | $3,051,000 | 2,400 |
| Net interest income | $4,606,000 | 2,484 |
| Provision for loan and lease losses | $375,000 | 1,222 |
| Total noninterest income | $1,033,000 | 2,165 |
| Gross Fiduciary activities income | $6,000 | 1,233 |
| Service charges on deposit accounts | $463,000 | 1,859 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $564,000 | 2,048 |
| Total noninterest expense | $3,498,000 | 2,525 |
| Salaries and employee benefits | $1,900,000 | 2,549 |
| Premises and equipment expense | $663,000 | 1,896 |
| Additional noninterest expense | $935,000 | 2,727 |
| Pre-tax net operating income | $1,766,000 | 2,547 |
| Securities gains (losses) | $51,000 | 452 |
| Applicable income taxes | $547,000 | 2,182 |
| Income before extraordinary items | $1,270,000 | 2,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,270,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,074 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,234,300 | 2,717 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 2,556 |
| Total interest expense | $1,348,000 | 2,559 |
| Net interest income | $2,260,000 | 2,513 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $508,000 | 2,172 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $228,000 | 1,835 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $276,000 | 2,050 |
| Total noninterest expense | $1,696,000 | 2,600 |
| Salaries and employee benefits | $929,000 | 2,616 |
| Premises and equipment expense | $295,000 | 2,134 |
| Additional noninterest expense | $472,000 | 2,670 |
| Pre-tax net operating income | $997,000 | 2,281 |
| Securities gains (losses) | $42,000 | 369 |
| Applicable income taxes | $307,000 | 1,994 |
| Income before extraordinary items | $732,000 | 2,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $732,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $702,600 | 2,410 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,885,000 | 2,737 |
| Total interest expense | $3,982,000 | 2,664 |
| Net interest income | $7,903,000 | 2,729 |
| Provision for loan and lease losses | $887,000 | 1,168 |
| Total noninterest income | $1,763,000 | 2,418 |
| Gross Fiduciary activities income | $104,000 | 934 |
| Service charges on deposit accounts | $919,000 | 1,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $740,000 | 2,670 |
| Total noninterest expense | $6,401,000 | 2,591 |
| Salaries and employee benefits | $3,636,000 | 2,512 |
| Premises and equipment expense | $999,000 | 2,362 |
| Additional noninterest expense | $1,766,000 | 2,802 |
| Pre-tax net operating income | $2,378,000 | 3,263 |
| Securities gains (losses) | $59,000 | 867 |
| Applicable income taxes | $573,000 | 3,152 |
| Income before extraordinary items | $1,864,000 | 3,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,864,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,649 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,819,160 | 3,300 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,378,000 | 2,817 |
| Total interest expense | $2,746,000 | 2,721 |
| Net interest income | $5,632,000 | 2,834 |
| Provision for loan and lease losses | $845,000 | 889 |
| Total noninterest income | $1,157,000 | 2,653 |
| Gross Fiduciary activities income | $8,000 | 1,254 |
| Service charges on deposit accounts | $700,000 | 1,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $449,000 | 3,074 |
| Total noninterest expense | $4,516,000 | 2,712 |
| Salaries and employee benefits | $2,552,000 | 2,616 |
| Premises and equipment expense | $716,000 | 2,457 |
| Additional noninterest expense | $1,248,000 | 2,941 |
| Pre-tax net operating income | $1,428,000 | 3,889 |
| Securities gains (losses) | $26,000 | 1,129 |
| Applicable income taxes | $304,000 | 3,786 |
| Income before extraordinary items | $1,150,000 | 3,782 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,150,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,467 |
| Cash dividends | $1,000,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,129,460 | 3,787 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 2,858 |
| Total interest expense | $1,724,000 | 2,719 |
| Net interest income | $3,638,000 | 2,902 |
| Provision for loan and lease losses | $455,000 | 1,058 |
| Total noninterest income | $783,000 | 2,581 |
| Gross Fiduciary activities income | $6,000 | 1,239 |
| Service charges on deposit accounts | $448,000 | 1,870 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $329,000 | 2,898 |
| Total noninterest expense | $2,961,000 | 2,728 |
| Salaries and employee benefits | $1,653,000 | 2,684 |
| Premises and equipment expense | $465,000 | 2,491 |
| Additional noninterest expense | $843,000 | 2,877 |
| Pre-tax net operating income | $1,005,000 | 3,687 |
| Securities gains (losses) | $15,000 | 1,210 |
| Applicable income taxes | $230,000 | 3,549 |
| Income before extraordinary items | $790,000 | 3,662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $790,000 | 3,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,376 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $778,450 | 3,646 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 2,940 |
| Total interest expense | $804,000 | 2,775 |
| Net interest income | $1,749,000 | 2,992 |
| Provision for loan and lease losses | $210,000 | 1,084 |
| Total noninterest income | $370,000 | 2,637 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $212,000 | 1,908 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $153,000 | 2,944 |
| Total noninterest expense | $1,418,000 | 2,855 |
| Salaries and employee benefits | $807,000 | 2,749 |
| Premises and equipment expense | $216,000 | 2,679 |
| Additional noninterest expense | $395,000 | 3,051 |
| Pre-tax net operating income | $491,000 | 3,723 |
| Securities gains (losses) | $15,000 | 882 |
| Applicable income taxes | $129,000 | 3,372 |
| Income before extraordinary items | $377,000 | 3,769 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $377,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 778 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $365,750 | 3,819 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,232,000 | 3,040 |
| Total interest expense | $2,724,000 | 2,836 |
| Net interest income | $6,508,000 | 3,077 |
| Provision for loan and lease losses | $735,000 | 1,394 |
| Total noninterest income | $1,363,000 | 2,866 |
| Gross Fiduciary activities income | $105,000 | 927 |
| Service charges on deposit accounts | $847,000 | 2,034 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $411,000 | 3,661 |
| Total noninterest expense | $5,255,000 | 2,972 |
| Salaries and employee benefits | $2,836,000 | 2,987 |
| Premises and equipment expense | $733,000 | 3,010 |
| Additional noninterest expense | $1,686,000 | 2,824 |
| Pre-tax net operating income | $1,881,000 | 3,662 |
| Securities gains (losses) | $175,000 | 899 |
| Applicable income taxes | $356,000 | 3,909 |
| Income before extraordinary items | $1,700,000 | 3,324 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,700,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,678 |
| Cash dividends | $1,100,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,554,750 | 3,477 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 3,069 |
| Total interest expense | $1,980,000 | 2,868 |
| Net interest income | $4,790,000 | 3,106 |
| Provision for loan and lease losses | $525,000 | 1,396 |
| Total noninterest income | $949,000 | 3,039 |
| Gross Fiduciary activities income | $5,000 | 1,342 |
| Service charges on deposit accounts | $649,000 | 2,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $295,000 | 3,754 |
| Total noninterest expense | $3,649,000 | 3,174 |
| Salaries and employee benefits | $2,020,000 | 3,099 |
| Premises and equipment expense | $486,000 | 3,334 |
| Additional noninterest expense | $1,143,000 | 3,074 |
| Pre-tax net operating income | $1,565,000 | 3,479 |
| Securities gains (losses) | $175,000 | 835 |
| Applicable income taxes | $351,000 | 3,515 |
| Income before extraordinary items | $1,389,000 | 3,162 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,389,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,932 |
| Cash dividends | $1,100,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,249,000 | 3,352 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 3,121 |
| Total interest expense | $1,309,000 | 2,880 |
| Net interest income | $3,092,000 | 3,201 |
| Provision for loan and lease losses | $355,000 | 1,360 |
| Total noninterest income | $627,000 | 3,077 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $422,000 | 2,044 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $202,000 | 3,714 |
| Total noninterest expense | $2,282,000 | 3,379 |
| Salaries and employee benefits | $1,296,000 | 3,227 |
| Premises and equipment expense | $324,000 | 3,334 |
| Additional noninterest expense | $662,000 | 3,451 |
| Pre-tax net operating income | $1,082,000 | 3,350 |
| Securities gains (losses) | $175,000 | 711 |
| Applicable income taxes | $279,000 | 3,199 |
| Income before extraordinary items | $978,000 | 2,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $978,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,290 |
| Cash dividends | $1,100,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $841,500 | 3,295 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 3,146 |
| Total interest expense | $660,000 | 2,893 |
| Net interest income | $1,521,000 | 3,220 |
| Provision for loan and lease losses | $210,000 | 1,111 |
| Total noninterest income | $316,000 | 2,998 |
| Gross Fiduciary activities income | $2,000 | 1,290 |
| Service charges on deposit accounts | $200,000 | 2,085 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $114,000 | 3,433 |
| Total noninterest expense | $1,114,000 | 3,457 |
| Salaries and employee benefits | $641,000 | 3,273 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $312,000 | 3,628 |
| Pre-tax net operating income | $513,000 | 3,449 |
| Securities gains (losses) | $99,000 | 810 |
| Applicable income taxes | $128,000 | 3,374 |
| Income before extraordinary items | $484,000 | 3,026 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $484,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,678 |
| Cash dividends | $1,100,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $405,790 | 3,356 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,166,000 | 3,067 |
| Total interest expense | $3,005,000 | 2,863 |
| Net interest income | $6,161,000 | 3,109 |
| Provision for loan and lease losses | $1,720,000 | 725 |
| Total noninterest income | $1,155,000 | 3,389 |
| Gross Fiduciary activities income | $99,000 | 961 |
| Service charges on deposit accounts | $770,000 | 2,179 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $286,000 | 4,601 |
| Total noninterest expense | $4,025,000 | 3,702 |
| Salaries and employee benefits | $2,149,000 | 3,699 |
| Premises and equipment expense | $662,000 | 3,231 |
| Additional noninterest expense | $1,214,000 | 3,699 |
| Pre-tax net operating income | $1,571,000 | 4,011 |
| Securities gains (losses) | $285,000 | 1,078 |
| Applicable income taxes | $254,000 | 4,552 |
| Income before extraordinary items | $1,602,000 | 3,404 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,602,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,386,000 | 489 |
| Cash dividends | $1,280,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,356,900 | 3,656 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,930,000 | 3,085 |
| Total interest expense | $2,312,000 | 2,891 |
| Net interest income | $4,618,000 | 3,118 |
| Provision for loan and lease losses | $730,000 | 1,172 |
| Total noninterest income | $864,000 | 3,460 |
| Gross Fiduciary activities income | $7,000 | 1,337 |
| Service charges on deposit accounts | $575,000 | 2,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $282,000 | 4,142 |
| Total noninterest expense | $3,042,000 | 3,668 |
| Salaries and employee benefits | $1,625,000 | 3,655 |
| Premises and equipment expense | $489,000 | 3,280 |
| Additional noninterest expense | $928,000 | 3,620 |
| Pre-tax net operating income | $1,710,000 | 3,205 |
| Securities gains (losses) | $285,000 | 1,001 |
| Applicable income taxes | $428,000 | 3,310 |
| Income before extraordinary items | $1,567,000 | 2,871 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,567,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,154,000 | 625 |
| Cash dividends | $1,280,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,341,850 | 3,065 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 3,100 |
| Total interest expense | $1,576,000 | 2,916 |
| Net interest income | $3,046,000 | 3,146 |
| Provision for loan and lease losses | $485,000 | 1,180 |
| Total noninterest income | $570,000 | 3,478 |
| Gross Fiduciary activities income | $5,000 | 1,338 |
| Service charges on deposit accounts | $373,000 | 2,221 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $192,000 | 4,111 |
| Total noninterest expense | $1,992,000 | 3,705 |
| Salaries and employee benefits | $1,064,000 | 3,721 |
| Premises and equipment expense | $326,000 | 3,270 |
| Additional noninterest expense | $602,000 | 3,689 |
| Pre-tax net operating income | $1,139,000 | 3,210 |
| Securities gains (losses) | $280,000 | 844 |
| Applicable income taxes | $319,000 | 3,122 |
| Income before extraordinary items | $1,100,000 | 2,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,100,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $774,000 | 612 |
| Cash dividends | $1,280,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $881,600 | 3,092 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 3,130 |
| Total interest expense | $819,000 | 2,874 |
| Net interest income | $1,476,000 | 3,217 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $303,000 | 3,229 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $197,000 | 2,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 3,853 |
| Total noninterest expense | $1,004,000 | 3,648 |
| Salaries and employee benefits | $533,000 | 3,710 |
| Premises and equipment expense | $168,000 | 3,178 |
| Additional noninterest expense | $303,000 | 3,631 |
| Pre-tax net operating income | $700,000 | 2,735 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $171,000 | 2,972 |
| Income before extraordinary items | $539,000 | 2,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $539,000 | 2,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $1,280,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $531,400 | 2,673 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,572,000 | 2,873 |
| Total interest expense | $4,246,000 | 2,606 |
| Net interest income | $6,326,000 | 3,000 |
| Provision for loan and lease losses | $478,000 | 2,469 |
| Total noninterest income | $1,182,000 | 3,106 |
| Gross Fiduciary activities income | $83,000 | 1,028 |
| Service charges on deposit accounts | $746,000 | 2,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $353,000 | 3,929 |
| Total noninterest expense | $3,762,000 | 3,727 |
| Salaries and employee benefits | $2,050,000 | 3,664 |
| Premises and equipment expense | $546,000 | 3,685 |
| Additional noninterest expense | $1,166,000 | 3,695 |
| Pre-tax net operating income | $3,268,000 | 2,330 |
| Securities gains (losses) | $90,000 | 1,847 |
| Applicable income taxes | $807,000 | 2,577 |
| Income before extraordinary items | $2,551,000 | 2,316 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,551,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,724 |
| Cash dividends | $1,100,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,482,600 | 2,291 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,374,000 | 2,974 |
| Total interest expense | $5,643,000 | 2,824 |
| Net interest income | $5,731,000 | 3,072 |
| Provision for loan and lease losses | $294,000 | 3,273 |
| Total noninterest income | $1,244,000 | 2,859 |
| Gross Fiduciary activities income | $99,000 | 999 |
| Service charges on deposit accounts | $721,000 | 2,086 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $424,000 | 3,423 |
| Total noninterest expense | $3,611,000 | 3,729 |
| Salaries and employee benefits | $2,007,000 | 3,582 |
| Premises and equipment expense | $631,000 | 3,232 |
| Additional noninterest expense | $973,000 | 4,160 |
| Pre-tax net operating income | $3,070,000 | 2,213 |
| Securities gains (losses) | $126,000 | 1,562 |
| Applicable income taxes | $688,000 | 2,702 |
| Income before extraordinary items | $2,508,000 | 2,082 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,508,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,560 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,409,720 | 2,089 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,787,000 | 2,938 |
| Total interest expense | $5,544,000 | 3,007 |
| Net interest income | $6,243,000 | 2,839 |
| Provision for loan and lease losses | $499,000 | 1,884 |
| Total noninterest income | $1,184,000 | 2,784 |
| Gross Fiduciary activities income | $108,000 | 930 |
| Service charges on deposit accounts | $733,000 | 1,892 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $343,000 | 3,660 |
| Total noninterest expense | $3,420,000 | 3,778 |
| Salaries and employee benefits | $1,843,000 | 3,700 |
| Premises and equipment expense | $615,000 | 3,195 |
| Additional noninterest expense | $962,000 | 4,104 |
| Pre-tax net operating income | $3,508,000 | 2,075 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $908,000 | 2,302 |
| Income before extraordinary items | $2,602,000 | 2,008 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,602,000 | 2,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,198 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,600,520 | 2,014 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,761,000 | 2,997 |
| Total interest expense | $4,937,000 | 2,958 |
| Net interest income | $5,824,000 | 3,000 |
| Provision for loan and lease losses | $332,000 | 2,458 |
| Total noninterest income | $1,167,000 | 2,754 |
| Gross Fiduciary activities income | $85,000 | 1,019 |
| Service charges on deposit accounts | $700,000 | 1,896 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $382,000 | 3,534 |
| Total noninterest expense | $3,330,000 | 3,871 |
| Salaries and employee benefits | $1,703,000 | 3,921 |
| Premises and equipment expense | $554,000 | 3,475 |
| Additional noninterest expense | $1,073,000 | 3,787 |
| Pre-tax net operating income | $3,329,000 | 2,199 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $766,000 | 2,730 |
| Income before extraordinary items | $2,566,000 | 2,056 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,566,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,524 |
| Cash dividends | $2,450,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,563,690 | 2,027 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,952,000 | 2,949 |
| Total interest expense | $5,109,000 | 2,937 |
| Net interest income | $5,843,000 | 2,953 |
| Provision for loan and lease losses | $253,000 | 2,969 |
| Total noninterest income | $838,000 | 3,499 |
| Gross Fiduciary activities income | $84,000 | 1,040 |
| Service charges on deposit accounts | $540,000 | 2,384 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $214,000 | 4,797 |
| Total noninterest expense | $3,025,000 | 4,083 |
| Salaries and employee benefits | $1,629,000 | 3,981 |
| Premises and equipment expense | $575,000 | 3,293 |
| Additional noninterest expense | $821,000 | 4,595 |
| Pre-tax net operating income | $3,403,000 | 2,119 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $925,000 | 2,448 |
| Income before extraordinary items | $2,502,000 | 2,083 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,502,000 | 2,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,222 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,484,480 | 2,023 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,582,000 | 3,062 |
| Total interest expense | $5,177,000 | 2,886 |
| Net interest income | $5,405,000 | 3,237 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $681,000 | 4,049 |
| Gross Fiduciary activities income | $99,000 | 1,052 |
| Service charges on deposit accounts | $390,000 | 3,286 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $192,000 | 5,056 |
| Total noninterest expense | $2,736,000 | 4,431 |
| Salaries and employee benefits | $1,490,000 | 4,279 |
| Premises and equipment expense | $554,000 | 3,399 |
| Additional noninterest expense | $692,000 | 5,260 |
| Pre-tax net operating income | $3,337,000 | 2,264 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $938,000 | 2,567 |
| Income before extraordinary items | $2,404,000 | 2,192 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,404,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,400,400 | 2,140 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,316,000 | 3,501 |
| Total interest expense | $4,242,000 | 3,512 |
| Net interest income | $5,074,000 | 3,489 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $586,000 | 4,641 |
| Gross Fiduciary activities income | $74,000 | 1,169 |
| Service charges on deposit accounts | $341,000 | 3,838 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $171,000 | 5,587 |
| Total noninterest expense | $2,601,000 | 4,843 |
| Salaries and employee benefits | $1,305,000 | 4,839 |
| Premises and equipment expense | $564,000 | 3,405 |
| Additional noninterest expense | $732,000 | 5,559 |
| Pre-tax net operating income | $3,037,000 | 2,353 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $919,000 | 2,527 |
| Income before extraordinary items | $2,123,000 | 2,308 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,123,000 | 2,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,644 |
| Cash dividends | $4,130,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,119,500 | 2,267 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,556,000 | 3,779 |
| Total interest expense | $3,737,000 | 3,916 |
| Net interest income | $4,819,000 | 3,659 |
| Provision for loan and lease losses | $154,000 | 3,580 |
| Total noninterest income | $669,000 | 4,231 |
| Gross Fiduciary activities income | $144,000 | 1,078 |
| Service charges on deposit accounts | $355,000 | 3,724 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $170,000 | 5,607 |
| Total noninterest expense | $2,568,000 | 4,887 |
| Salaries and employee benefits | $1,270,000 | 4,961 |
| Premises and equipment expense | $541,000 | 3,509 |
| Additional noninterest expense | $757,000 | 5,486 |
| Pre-tax net operating income | $2,766,000 | 2,607 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $781,000 | 2,932 |
| Income before extraordinary items | $2,010,000 | 2,502 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,010,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,925 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,992,000 | 2,497 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,436,000 | 3,995 |
| Total interest expense | $2,893,000 | 4,093 |
| Net interest income | $4,543,000 | 3,893 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $844,000 | 3,546 |
| Gross Fiduciary activities income | $107,000 | 1,166 |
| Service charges on deposit accounts | $306,000 | 4,292 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $431,000 | 3,253 |
| Total noninterest expense | $2,948,000 | 4,487 |
| Salaries and employee benefits | $1,235,000 | 5,114 |
| Premises and equipment expense | $554,000 | 3,495 |
| Additional noninterest expense | $1,159,000 | 4,179 |
| Pre-tax net operating income | $2,436,000 | 2,898 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $702,000 | 3,084 |
| Income before extraordinary items | $1,736,000 | 2,787 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,736,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $710,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,734,580 | 2,807 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 3,940 |
| Total interest expense | $3,124,000 | 3,983 |
| Net interest income | $4,607,000 | 3,840 |
| Provision for loan and lease losses | $210,000 | 3,794 |
| Total noninterest income | $672,000 | 4,568 |
| Gross Fiduciary activities income | $93,000 | 1,228 |
| Service charges on deposit accounts | $269,000 | 4,831 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $310,000 | 4,382 |
| Total noninterest expense | $3,008,000 | 4,497 |
| Salaries and employee benefits | $1,220,000 | 5,158 |
| Premises and equipment expense | $459,000 | 4,170 |
| Additional noninterest expense | $1,329,000 | 3,867 |
| Pre-tax net operating income | $2,061,000 | 3,220 |
| Securities gains (losses) | $49,000 | 3,427 |
| Applicable income taxes | $502,000 | 4,171 |
| Income before extraordinary items | $1,608,000 | 3,036 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,608,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $570,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,570,760 | 2,928 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,454,000 | 4,089 |
| Total interest expense | $3,993,000 | 4,085 |
| Net interest income | $4,461,000 | 4,033 |
| Provision for loan and lease losses | $392,000 | 3,513 |
| Total noninterest income | $731,000 | 4,265 |
| Gross Fiduciary activities income | $49,000 | 1,365 |
| Service charges on deposit accounts | $249,000 | 5,154 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $433,000 | 3,520 |
| Total noninterest expense | $2,741,000 | 4,911 |
| Salaries and employee benefits | $1,146,000 | 5,392 |
| Premises and equipment expense | $369,000 | 5,129 |
| Additional noninterest expense | $1,226,000 | 4,265 |
| Pre-tax net operating income | $2,059,000 | 3,020 |
| Securities gains (losses) | $-12,000 | 13,350 |
| Applicable income taxes | $543,000 | 3,729 |
| Income before extraordinary items | $1,504,000 | 3,073 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,504,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $526,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,512,760 | 2,824 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.