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Farmers Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$4,224,0002,355
Total interest expense$1,270,0002,439
Net interest income$2,954,0002,246
Provision for loan and lease losses$-170,0004,396
Total noninterest income$63,0003,750
Gross Fiduciary activities income$0918
Service charges on deposit accounts$21,0003,407
Trading account gains and feesNANA
Additional Noninterest Income$42,0003,602
Total noninterest expense$1,648,0002,737
Salaries and employee benefits$1,005,0002,597
Premises and equipment expense$113,0003,089
Additional noninterest expense$42,0003,602
Pre-tax net operating income$1,539,0001,719
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$1,539,0001,556
Extraordinary gains, net$047
Net income$1,539,0001,573
Minority interest net income$065
Net income of bank and minority interests.$1,539,0001,556
Net charge-offs$02,299
Cash dividends$900,000993
Sale, conversion, retirement of capital stock, net$7,000451
Net operating income$1,539,0001,564
2024-12-31 (YTD Data)Rank
Total interest income$17,896,0002,227
Total interest expense$5,853,0002,306
Net interest income$12,043,0002,138
Provision for loan and lease losses$60,0002,743
Total noninterest income$396,0003,535
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$100,0003,338
Trading account gains and feesNANA
Additional Noninterest Income$296,0003,347
Total noninterest expense$6,671,0002,689
Salaries and employee benefits$4,177,0002,504
Premises and equipment expense$459,0003,063
Additional noninterest expense$296,0003,347
Pre-tax net operating income$5,708,0001,707
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$5,708,0001,547
Extraordinary gains, net$053
Net income$5,708,0001,563
Minority interest net income$090
Net income of bank and minority interests.$5,708,0001,547
Net charge-offs$-66,0004,245
Cash dividends$4,900,000895
Sale, conversion, retirement of capital stock, net$0564
Net operating income$5,708,0001,557
2024-09-30 (YTD Data)Rank
Total interest income$13,531,0002,195
Total interest expense$4,465,0002,277
Net interest income$9,066,0002,120
Provision for loan and lease losses$60,0002,464
Total noninterest income$343,0003,423
Gross Fiduciary activities income$0972
Service charges on deposit accounts$76,0003,333
Trading account gains and feesNANA
Additional Noninterest Income$267,0003,203
Total noninterest expense$4,987,0002,663
Salaries and employee benefits$3,083,0002,508
Premises and equipment expense$341,0003,075
Additional noninterest expense$267,0003,203
Pre-tax net operating income$4,362,0001,683
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$4,362,0001,512
Extraordinary gains, net$051
Net income$4,362,0001,529
Minority interest net income$082
Net income of bank and minority interests.$4,362,0001,514
Net charge-offs$-66,0004,295
Cash dividends$3,200,000876
Sale, conversion, retirement of capital stock, net$0527
Net operating income$4,362,0001,514
2024-06-30 (YTD Data)Rank
Total interest income$8,851,0002,200
Total interest expense$2,876,0002,285
Net interest income$5,975,0002,118
Provision for loan and lease losses$02,935
Total noninterest income$223,0003,428
Gross Fiduciary activities income$0962
Service charges on deposit accounts$48,0003,369
Trading account gains and feesNANA
Additional Noninterest Income$175,0003,195
Total noninterest expense$3,296,0002,671
Salaries and employee benefits$2,009,0002,539
Premises and equipment expense$227,0003,077
Additional noninterest expense$175,0003,195
Pre-tax net operating income$2,902,0001,646
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$2,902,0001,487
Extraordinary gains, net$052
Net income$2,902,0001,509
Minority interest net income$084
Net income of bank and minority interests.$2,902,0001,489
Net charge-offs$-66,0004,344
Cash dividends$1,350,0001,195
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,902,0001,490
2024-03-31 (YTD Data)Rank
Total interest income$4,382,0002,194
Total interest expense$1,363,0002,316
Net interest income$3,019,0002,102
Provision for loan and lease losses$02,578
Total noninterest income$80,0003,668
Gross Fiduciary activities income$0895
Service charges on deposit accounts$23,0003,400
Trading account gains and feesNANA
Additional Noninterest Income$57,0003,470
Total noninterest expense$1,637,0002,678
Salaries and employee benefits$1,031,0002,501
Premises and equipment expense$118,0003,020
Additional noninterest expense$57,0003,470
Pre-tax net operating income$1,462,0001,594
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$1,462,0001,441
Extraordinary gains, net$051
Net income$1,462,0001,454
Minority interest net income$072
Net income of bank and minority interests.$1,462,0001,440
Net charge-offs$-64,0004,428
Cash dividends$900,000900
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,462,0001,441
2023-12-31 (YTD Data)Rank
Total interest income$18,241,0002,011
Total interest expense$5,274,0001,953
Net interest income$12,967,0002,015
Provision for loan and lease losses$650,0001,092
Total noninterest income$321,0003,746
Gross Fiduciary activities income$0981
Service charges on deposit accounts$88,0003,458
Trading account gains and feesNANA
Additional Noninterest Income$233,0003,578
Total noninterest expense$6,205,0002,729
Salaries and employee benefits$3,896,0002,557
Premises and equipment expense$421,0003,182
Additional noninterest expense$233,0003,578
Pre-tax net operating income$6,433,0001,642
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$6,433,0001,445
Extraordinary gains, net$054
Net income$6,433,0001,461
Minority interest net income$088
Net income of bank and minority interests.$6,433,0001,448
Net charge-offs$829,000588
Cash dividends$4,270,000907
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,433,0001,475
2023-09-30 (YTD Data)Rank
Total interest income$13,713,0001,983
Total interest expense$3,834,0001,872
Net interest income$9,879,0002,013
Provision for loan and lease losses$480,0001,029
Total noninterest income$222,0003,804
Gross Fiduciary activities income$0950
Service charges on deposit accounts$66,0003,478
Trading account gains and feesNANA
Additional Noninterest Income$156,0003,629
Total noninterest expense$4,617,0002,738
Salaries and employee benefits$2,931,0002,547
Premises and equipment expense$308,0003,229
Additional noninterest expense$156,0003,627
Pre-tax net operating income$5,004,0001,658
Securities gains (losses)$0849
Applicable income taxes$130,0002,560
Income before extraordinary items$4,874,0001,478
Extraordinary gains, net$052
Net income$4,874,0001,490
Minority interest net income$081
Net income of bank and minority interests.$4,874,0001,478
Net charge-offs$335,000693
Cash dividends$2,460,0001,030
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,874,0001,501
2023-06-30 (YTD Data)Rank
Total interest income$8,810,0002,005
Total interest expense$2,181,0001,909
Net interest income$6,629,0002,017
Provision for loan and lease losses$320,000987
Total noninterest income$153,0003,788
Gross Fiduciary activities income$0931
Service charges on deposit accounts$44,0003,472
Trading account gains and feesNANA
Additional Noninterest Income$109,0003,624
Total noninterest expense$3,122,0002,714
Salaries and employee benefits$2,011,0002,501
Premises and equipment expense$215,0003,179
Additional noninterest expense$109,0003,609
Pre-tax net operating income$3,340,0001,638
Securities gains (losses)$0938
Applicable income taxes$101,0002,540
Income before extraordinary items$3,239,0001,472
Extraordinary gains, net$051
Net income$3,239,0001,489
Minority interest net income$081
Net income of bank and minority interests.$3,239,0001,472
Net charge-offs$-90,0004,438
Cash dividends$1,560,0001,048
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,239,0001,480
2023-03-31 (YTD Data)Rank
Total interest income$3,987,0002,106
Total interest expense$690,0002,251
Net interest income$3,297,0002,036
Provision for loan and lease losses$90,0001,318
Total noninterest income$69,0003,875
Gross Fiduciary activities income$0913
Service charges on deposit accounts$19,0003,593
Trading account gains and feesNANA
Additional Noninterest Income$50,0003,690
Total noninterest expense$1,605,0002,688
Salaries and employee benefits$1,042,0002,483
Premises and equipment expense$99,0003,332
Additional noninterest expense$50,0003,690
Pre-tax net operating income$1,671,0001,664
Securities gains (losses)$0950
Applicable income taxes$45,0002,601
Income before extraordinary items$1,626,0001,516
Extraordinary gains, net$04
Net income$1,626,0001,516
Minority interest net income$048
Net income of bank and minority interests.$1,626,0001,516
Net charge-offs$-2,0003,519
Cash dividends$780,000963
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,626,0001,530
2022-12-31 (YTD Data)Rank
Total interest income$13,030,0002,150
Total interest expense$1,294,0002,096
Net interest income$11,736,0002,136
Provision for loan and lease losses$575,0001,152
Total noninterest income$365,0003,782
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$83,0003,604
Trading account gains and feesNANA
Additional Noninterest Income$282,0003,575
Total noninterest expense$5,964,0002,763
Salaries and employee benefits$3,781,0002,584
Premises and equipment expense$383,0003,356
Additional noninterest expense$282,0003,575
Pre-tax net operating income$5,562,0001,924
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$5,562,0001,696
Extraordinary gains, net$05
Net income$5,562,0001,694
Minority interest net income$063
Net income of bank and minority interests.$5,562,0001,695
Net charge-offs$434,000643
Cash dividends$3,780,000972
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,562,0001,723
2022-09-30 (YTD Data)Rank
Total interest income$9,234,0002,182
Total interest expense$860,0001,956
Net interest income$8,374,0002,189
Provision for loan and lease losses$350,0001,158
Total noninterest income$251,0003,861
Gross Fiduciary activities income$0968
Service charges on deposit accounts$64,0003,605
Trading account gains and feesNANA
Additional Noninterest Income$187,0003,700
Total noninterest expense$4,412,0002,767
Salaries and employee benefits$2,809,0002,601
Premises and equipment expense$290,0003,357
Additional noninterest expense$187,0003,700
Pre-tax net operating income$3,863,0001,974
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,863,0001,776
Extraordinary gains, net$04
Net income$3,863,0001,776
Minority interest net income$057
Net income of bank and minority interests.$3,863,0001,775
Net charge-offs$230,000653
Cash dividends$2,340,0001,010
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,863,0001,810
2022-06-30 (YTD Data)Rank
Total interest income$5,678,0002,250
Total interest expense$538,0001,864
Net interest income$5,140,0002,273
Provision for loan and lease losses$70,0001,713
Total noninterest income$169,0003,857
Gross Fiduciary activities income$0925
Service charges on deposit accounts$44,0003,616
Trading account gains and feesNANA
Additional Noninterest Income$125,0003,718
Total noninterest expense$2,884,0002,783
Salaries and employee benefits$1,822,0002,642
Premises and equipment expense$195,0003,363
Additional noninterest expense$867,0002,858
Pre-tax net operating income$2,355,0001,999
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,355,0001,792
Extraordinary gains, net$04
Net income$2,355,0001,792
Minority interest net income$060
Net income of bank and minority interests.$2,355,0001,792
Net charge-offs$183,000560
Cash dividends$1,560,0001,006
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,355,0001,828
2022-03-31 (YTD Data)Rank
Total interest income$2,753,0002,250
Total interest expense$268,0001,830
Net interest income$2,485,0002,280
Provision for loan and lease losses$02,285
Total noninterest income$88,0003,809
Gross Fiduciary activities income$0892
Service charges on deposit accounts$23,0003,576
Trading account gains and feesNANA
Additional Noninterest Income$65,0003,660
Total noninterest expense$1,470,0002,755
Salaries and employee benefits$951,0002,584
Premises and equipment expense$96,0003,399
Additional noninterest expense$423,0002,873
Pre-tax net operating income$1,103,0001,986
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,103,0001,792
Extraordinary gains, net$04
Net income$1,103,0001,792
Minority interest net income$050
Net income of bank and minority interests.$1,103,0001,792
Net charge-offs$01,838
Cash dividends$780,000900
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,103,0001,812
2021-12-31 (YTD Data)Rank
Total interest income$11,313,0002,284
Total interest expense$1,229,0001,922
Net interest income$10,084,0002,318
Provision for loan and lease losses$03,064
Total noninterest income$443,0003,749
Gross Fiduciary activities income$0994
Service charges on deposit accounts$90,0003,561
Trading account gains and feesNANA
Additional Noninterest Income$353,0003,589
Total noninterest expense$5,765,0002,785
Salaries and employee benefits$3,599,0002,660
Premises and equipment expense$378,0003,431
Additional noninterest expense$1,788,0002,780
Pre-tax net operating income$4,762,0002,119
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$4,762,0001,949
Extraordinary gains, net$010
Net income$4,762,0001,949
Minority interest net income$074
Net income of bank and minority interests.$4,762,0001,950
Net charge-offs$1,0002,638
Cash dividends$4,230,000905
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,762,0001,925
2021-09-30 (YTD Data)Rank
Total interest income$8,599,0002,310
Total interest expense$948,0001,971
Net interest income$7,651,0002,341
Provision for loan and lease losses$02,963
Total noninterest income$339,0003,783
Gross Fiduciary activities income$0957
Service charges on deposit accounts$67,0003,588
Trading account gains and feesNANA
Additional Noninterest Income$272,0003,612
Total noninterest expense$4,336,0002,802
Salaries and employee benefits$2,710,0002,666
Premises and equipment expense$293,0003,431
Additional noninterest expense$1,333,0002,802
Pre-tax net operating income$3,654,0002,168
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,654,0001,990
Extraordinary gains, net$08
Net income$3,654,0001,989
Minority interest net income$069
Net income of bank and minority interests.$3,654,0001,990
Net charge-offs$-4,0003,372
Cash dividends$2,340,0001,041
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,654,0001,965
2021-06-30 (YTD Data)Rank
Total interest income$5,850,0002,282
Total interest expense$648,0002,002
Net interest income$5,202,0002,292
Provision for loan and lease losses$02,862
Total noninterest income$210,0003,852
Gross Fiduciary activities income$0951
Service charges on deposit accounts$43,0003,609
Trading account gains and feesNANA
Additional Noninterest Income$167,0003,689
Total noninterest expense$2,879,0002,799
Salaries and employee benefits$1,786,0002,682
Premises and equipment expense$198,0003,412
Additional noninterest expense$895,0002,782
Pre-tax net operating income$2,533,0002,104
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,533,0001,923
Extraordinary gains, net$06
Net income$2,533,0001,922
Minority interest net income$067
Net income of bank and minority interests.$2,533,0001,923
Net charge-offs$-1,0003,056
Cash dividends$1,560,0001,022
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,533,0001,887
2021-03-31 (YTD Data)Rank
Total interest income$2,944,0002,254
Total interest expense$330,0002,043
Net interest income$2,614,0002,254
Provision for loan and lease losses$02,741
Total noninterest income$115,0003,764
Gross Fiduciary activities income$0922
Service charges on deposit accounts$21,0003,625
Trading account gains and feesNANA
Additional Noninterest Income$94,0003,558
Total noninterest expense$1,508,0002,704
Salaries and employee benefits$946,0002,592
Premises and equipment expense$100,0003,410
Additional noninterest expense$462,0002,683
Pre-tax net operating income$1,221,0002,130
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,221,0001,973
Extraordinary gains, net$03
Net income$1,221,0001,973
Minority interest net income$055
Net income of bank and minority interests.$1,221,0001,973
Net charge-offs$01,930
Cash dividends$780,000903
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,221,0001,937
2020-12-31 (YTD Data)Rank
Total interest income$11,938,0002,245
Total interest expense$1,668,0002,221
Net interest income$10,270,0002,217
Provision for loan and lease losses$350,0002,555
Total noninterest income$406,0003,806
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$90,0003,659
Trading account gains and feesNANA
Additional Noninterest Income$316,0003,579
Total noninterest expense$5,403,0002,858
Salaries and employee benefits$3,411,0002,730
Premises and equipment expense$407,0003,375
Additional noninterest expense$1,585,0002,953
Pre-tax net operating income$4,923,0001,805
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$4,923,0001,651
Extraordinary gains, net$04
Net income$4,923,0001,651
Minority interest net income$072
Net income of bank and minority interests.$4,923,0001,651
Net charge-offs$4,0003,213
Cash dividends$4,485,000837
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,923,0001,611
2020-09-30 (YTD Data)Rank
Total interest income$9,219,0002,207
Total interest expense$1,316,0002,246
Net interest income$7,903,0002,163
Provision for loan and lease losses$350,0002,281
Total noninterest income$284,0003,858
Gross Fiduciary activities income$0981
Service charges on deposit accounts$69,0003,663
Trading account gains and feesNANA
Additional Noninterest Income$215,0003,651
Total noninterest expense$4,036,0002,856
Salaries and employee benefits$2,536,0002,736
Premises and equipment expense$318,0003,318
Additional noninterest expense$1,182,0002,936
Pre-tax net operating income$3,801,0001,745
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,801,0001,577
Extraordinary gains, net$04
Net income$3,801,0001,577
Minority interest net income$065
Net income of bank and minority interests.$3,801,0001,578
Net charge-offs$4,0002,970
Cash dividends$3,085,000794
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,801,0001,540
2020-06-30 (YTD Data)Rank
Total interest income$6,334,0002,190
Total interest expense$936,0002,241
Net interest income$5,398,0002,131
Provision for loan and lease losses$235,0002,268
Total noninterest income$188,0003,867
Gross Fiduciary activities income$0970
Service charges on deposit accounts$48,0003,662
Trading account gains and feesNANA
Additional Noninterest Income$140,0003,643
Total noninterest expense$2,715,0002,853
Salaries and employee benefits$1,684,0002,744
Premises and equipment expense$221,0003,256
Additional noninterest expense$810,0002,888
Pre-tax net operating income$2,636,0001,623
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,636,0001,470
Extraordinary gains, net$04
Net income$2,636,0001,470
Minority interest net income$065
Net income of bank and minority interests.$2,636,0001,470
Net charge-offs$03,033
Cash dividends$2,185,000754
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,636,0001,434
2020-03-31 (YTD Data)Rank
Total interest income$3,181,0002,163
Total interest expense$520,0002,233
Net interest income$2,661,0002,112
Provision for loan and lease losses$100,0001,942
Total noninterest income$84,0003,958
Gross Fiduciary activities income$0941
Service charges on deposit accounts$27,0003,737
Trading account gains and feesNANA
Additional Noninterest Income$57,0003,737
Total noninterest expense$1,403,0002,824
Salaries and employee benefits$852,0002,739
Premises and equipment expense$109,0003,291
Additional noninterest expense$442,0002,752
Pre-tax net operating income$1,242,0001,542
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,242,0001,386
Extraordinary gains, net$04
Net income$1,242,0001,385
Minority interest net income$056
Net income of bank and minority interests.$1,242,0001,386
Net charge-offs$02,581
Cash dividends$1,200,000718
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,242,0001,363
2019-12-31 (YTD Data)Rank
Total interest income$13,230,0002,121
Total interest expense$2,099,0002,264
Net interest income$11,131,0002,049
Provision for loan and lease losses$120,0002,773
Total noninterest income$355,0004,010
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$115,0003,798
Trading account gains and fees$0135
Additional Noninterest Income$240,0003,795
Total noninterest expense$5,302,0002,902
Salaries and employee benefits$3,297,0002,764
Premises and equipment expense$404,0003,455
Additional noninterest expense$1,601,0002,958
Pre-tax net operating income$6,064,0001,520
Securities gains (losses)$-5,0004,708
Applicable income taxes$03,859
Income before extraordinary items$6,059,0001,376
Extraordinary gains, net$011
Net income$6,059,0001,379
Minority interest net income$076
Net income of bank and minority interests.$6,059,0001,379
Net charge-offs$137,0001,987
Cash dividends$4,975,000804
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,064,0001,344
2019-09-30 (YTD Data)Rank
Total interest income$9,998,0002,138
Total interest expense$1,531,0002,320
Net interest income$8,467,0002,048
Provision for loan and lease losses$110,0002,513
Total noninterest income$269,0004,036
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$83,0003,881
Trading account gains and fees$0129
Additional Noninterest Income$186,0003,798
Total noninterest expense$3,941,0002,930
Salaries and employee benefits$2,458,0002,792
Premises and equipment expense$310,0003,437
Additional noninterest expense$1,173,0003,015
Pre-tax net operating income$4,685,0001,525
Securities gains (losses)$-5,0004,797
Applicable income taxes$03,902
Income before extraordinary items$4,680,0001,367
Extraordinary gains, net$011
Net income$4,680,0001,368
Minority interest net income$072
Net income of bank and minority interests.$4,680,0001,369
Net charge-offs$137,0001,557
Cash dividends$3,400,000807
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,685,0001,338
2019-06-30 (YTD Data)Rank
Total interest income$6,569,0002,157
Total interest expense$963,0002,383
Net interest income$5,606,0002,068
Provision for loan and lease losses$03,685
Total noninterest income$173,0004,083
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$53,0003,943
Trading account gains and fees$0131
Additional Noninterest Income$120,0003,828
Total noninterest expense$2,642,0002,936
Salaries and employee benefits$1,630,0002,811
Premises and equipment expense$208,0003,449
Additional noninterest expense$804,0002,995
Pre-tax net operating income$3,137,0001,492
Securities gains (losses)$-5,0004,829
Applicable income taxes$03,901
Income before extraordinary items$3,132,0001,344
Extraordinary gains, net$011
Net income$3,132,0001,344
Minority interest net income$069
Net income of bank and minority interests.$3,132,0001,344
Net charge-offs$135,0001,233
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,137,0001,324
2019-03-31 (YTD Data)Rank
Total interest income$3,230,0002,179
Total interest expense$455,0002,442
Net interest income$2,775,0002,092
Provision for loan and lease losses$03,406
Total noninterest income$92,0004,026
Gross Fiduciary activities income$0972
Service charges on deposit accounts$24,0004,054
Trading account gains and fees$0126
Additional Noninterest Income$68,0003,685
Total noninterest expense$1,321,0002,961
Salaries and employee benefits$814,0002,828
Premises and equipment expense$107,0003,440
Additional noninterest expense$400,0003,008
Pre-tax net operating income$1,546,0001,484
Securities gains (losses)$-16,0005,159
Applicable income taxes$03,800
Income before extraordinary items$1,530,0001,333
Extraordinary gains, net$05
Net income$1,530,0001,332
Minority interest net income$052
Net income of bank and minority interests.$1,530,0001,332
Net charge-offs$137,000770
Cash dividends$1,100,000763
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,546,0001,302
2018-12-31 (YTD Data)Rank
Total interest income$12,282,0002,167
Total interest expense$1,666,0002,187
Net interest income$10,616,0002,133
Provision for loan and lease losses$260,0002,104
Total noninterest income$286,0004,363
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$117,0003,979
Trading account gains and fees$0126
Additional Noninterest Income$169,0004,216
Total noninterest expense$5,032,0003,045
Salaries and employee benefits$3,113,0002,887
Premises and equipment expense$392,0003,560
Additional noninterest expense$1,527,0003,135
Pre-tax net operating income$5,610,0001,625
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$5,610,0001,440
Extraordinary gains, net$06
Net income$5,610,0001,439
Minority interest net income$072
Net income of bank and minority interests.$5,610,0001,439
Net charge-offs$243,0001,477
Cash dividends$4,143,000844
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,610,0001,433
2018-09-30 (YTD Data)Rank
Total interest income$9,095,0002,178
Total interest expense$1,201,0002,167
Net interest income$7,894,0002,151
Provision for loan and lease losses$260,0001,716
Total noninterest income$208,0004,431
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$91,0003,969
Trading account gains and fees$0138
Additional Noninterest Income$117,0004,315
Total noninterest expense$3,716,0003,076
Salaries and employee benefits$2,288,0002,942
Premises and equipment expense$305,0003,543
Additional noninterest expense$1,123,0003,183
Pre-tax net operating income$4,126,0001,652
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,126,0001,468
Extraordinary gains, net$05
Net income$4,126,0001,467
Minority interest net income$066
Net income of bank and minority interests.$4,126,0001,467
Net charge-offs$-29,0004,780
Cash dividends$3,103,000762
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,126,0001,452
2018-06-30 (YTD Data)Rank
Total interest income$5,972,0002,186
Total interest expense$751,0002,179
Net interest income$5,221,0002,166
Provision for loan and lease losses$160,0001,721
Total noninterest income$140,0004,455
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$62,0003,961
Trading account gains and fees$0130
Additional Noninterest Income$78,0004,357
Total noninterest expense$2,486,0003,086
Salaries and employee benefits$1,523,0002,959
Premises and equipment expense$198,0003,609
Additional noninterest expense$765,0003,145
Pre-tax net operating income$2,715,0001,636
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,715,0001,461
Extraordinary gains, net$06
Net income$2,715,0001,460
Minority interest net income$065
Net income of bank and minority interests.$2,715,0001,460
Net charge-offs$-28,0004,853
Cash dividends$2,063,000741
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,715,0001,447
2018-03-31 (YTD Data)Rank
Total interest income$2,897,0002,229
Total interest expense$362,0002,166
Net interest income$2,535,0002,214
Provision for loan and lease losses$03,508
Total noninterest income$71,0004,476
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$31,0003,973
Trading account gains and fees$0123
Additional Noninterest Income$40,0004,333
Total noninterest expense$1,249,0003,107
Salaries and employee benefits$767,0002,964
Premises and equipment expense$104,0003,571
Additional noninterest expense$378,0003,190
Pre-tax net operating income$1,357,0001,611
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,357,0001,441
Extraordinary gains, net$07
Net income$1,357,0001,441
Minority interest net income$052
Net income of bank and minority interests.$1,357,0001,441
Net charge-offs$-27,0005,064
Cash dividends$1,023,000695
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,357,0001,426
2017-12-31 (YTD Data)Rank
Total interest income$10,882,0002,276
Total interest expense$1,332,0002,095
Net interest income$9,550,0002,295
Provision for loan and lease losses$04,227
Total noninterest income$216,0004,803
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$139,0003,949
Trading account gains and fees$0151
Additional Noninterest Income$77,0004,939
Total noninterest expense$4,730,0003,213
Salaries and employee benefits$2,973,0003,005
Premises and equipment expense$395,0003,685
Additional noninterest expense$1,362,0003,411
Pre-tax net operating income$5,036,0001,697
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$5,036,0001,333
Extraordinary gains, net$09
Net income$5,036,0001,333
Minority interest net income$076
Net income of bank and minority interests.$5,036,0001,333
Net charge-offs$-180,0005,417
Cash dividends$3,983,000836
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,036,0001,324
2017-09-30 (YTD Data)Rank
Total interest income$7,993,0002,315
Total interest expense$991,0002,092
Net interest income$7,002,0002,349
Provision for loan and lease losses$04,088
Total noninterest income$143,0004,939
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$109,0003,908
Trading account gains and fees$0145
Additional Noninterest Income$34,0005,223
Total noninterest expense$3,482,0003,267
Salaries and employee benefits$2,198,0003,052
Premises and equipment expense$294,0003,713
Additional noninterest expense$990,0003,481
Pre-tax net operating income$3,663,0001,768
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,663,0001,471
Extraordinary gains, net$09
Net income$3,663,0001,470
Minority interest net income$071
Net income of bank and minority interests.$3,663,0001,471
Net charge-offs$-179,0005,467
Cash dividends$2,983,000777
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,663,0001,453
2017-06-30 (YTD Data)Rank
Total interest income$5,203,0002,348
Total interest expense$648,0002,085
Net interest income$4,555,0002,385
Provision for loan and lease losses$03,871
Total noninterest income$105,0004,879
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$76,0003,855
Trading account gains and fees$0139
Additional Noninterest Income$29,0005,160
Total noninterest expense$2,311,0003,296
Salaries and employee benefits$1,484,0003,041
Premises and equipment expense$204,0003,673
Additional noninterest expense$623,0003,615
Pre-tax net operating income$2,349,0001,790
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,349,0001,495
Extraordinary gains, net$011
Net income$2,349,0001,495
Minority interest net income$071
Net income of bank and minority interests.$2,349,0001,495
Net charge-offs$-180,0005,564
Cash dividends$1,990,000788
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,349,0001,480
2017-03-31 (YTD Data)Rank
Total interest income$2,610,0002,344
Total interest expense$324,0002,052
Net interest income$2,286,0002,373
Provision for loan and lease losses$03,537
Total noninterest income$54,0004,907
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$36,0003,940
Trading account gains and fees$0142
Additional Noninterest Income$18,0005,090
Total noninterest expense$1,138,0003,359
Salaries and employee benefits$734,0003,105
Premises and equipment expense$99,0003,755
Additional noninterest expense$305,0003,676
Pre-tax net operating income$1,202,0001,722
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,202,0001,466
Extraordinary gains, net$08
Net income$1,202,0001,466
Minority interest net income$055
Net income of bank and minority interests.$1,202,0001,466
Net charge-offs$-177,0005,706
Cash dividends$997,000752
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,202,0001,450
2016-12-31 (YTD Data)Rank
Total interest income$10,597,0002,292
Total interest expense$1,165,0002,184
Net interest income$9,432,0002,303
Provision for loan and lease losses$292,0002,042
Total noninterest income$562,0003,922
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$182,0003,703
Trading account gains and fees$0170
Additional Noninterest Income$380,0003,645
Total noninterest expense$4,894,0003,222
Salaries and employee benefits$3,021,0003,012
Premises and equipment expense$391,0003,812
Additional noninterest expense$1,482,0003,370
Pre-tax net operating income$4,808,0001,673
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$4,808,0001,438
Extraordinary gains, net$05
Net income$4,808,0001,437
Minority interest net income$082
Net income of bank and minority interests.$4,808,0001,437
Net charge-offs$-2,0004,729
Cash dividends$2,700,0001,113
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,808,0001,404
2016-09-30 (YTD Data)Rank
Total interest income$7,983,0002,290
Total interest expense$856,0002,210
Net interest income$7,127,0002,283
Provision for loan and lease losses$292,0001,666
Total noninterest income$437,0003,895
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$137,0003,732
Trading account gains and fees$0169
Additional Noninterest Income$300,0003,574
Total noninterest expense$3,664,0003,232
Salaries and employee benefits$2,261,0003,019
Premises and equipment expense$293,0003,833
Additional noninterest expense$1,110,0003,388
Pre-tax net operating income$3,608,0001,686
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,608,0001,454
Extraordinary gains, net$05
Net income$3,608,0001,454
Minority interest net income$071
Net income of bank and minority interests.$3,608,0001,454
Net charge-offs$100,0002,070
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,608,0001,411
2016-06-30 (YTD Data)Rank
Total interest income$5,337,0002,285
Total interest expense$557,0002,258
Net interest income$4,780,0002,277
Provision for loan and lease losses$192,0001,672
Total noninterest income$148,0004,755
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$89,0003,755
Trading account gains and fees$0157
Additional Noninterest Income$59,0004,942
Total noninterest expense$2,456,0003,244
Salaries and employee benefits$1,519,0003,021
Premises and equipment expense$196,0003,849
Additional noninterest expense$741,0003,403
Pre-tax net operating income$2,280,0001,763
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,280,0001,503
Extraordinary gains, net$016
Net income$2,280,0001,503
Minority interest net income$071
Net income of bank and minority interests.$2,280,0001,503
Net charge-offs$101,0001,612
Cash dividends$1,325,0001,062
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,280,0001,464
2016-03-31 (YTD Data)Rank
Total interest income$2,637,0002,302
Total interest expense$272,0002,301
Net interest income$2,365,0002,296
Provision for loan and lease losses$92,0001,583
Total noninterest income$87,0004,556
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$44,0003,768
Trading account gains and fees$0142
Additional Noninterest Income$43,0004,555
Total noninterest expense$1,208,0003,298
Salaries and employee benefits$766,0003,029
Premises and equipment expense$97,0003,912
Additional noninterest expense$345,0003,579
Pre-tax net operating income$1,152,0001,734
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,152,0001,452
Extraordinary gains, net$012
Net income$1,152,0001,452
Minority interest net income$062
Net income of bank and minority interests.$1,152,0001,453
Net charge-offs$31,0001,731
Cash dividends$650,0001,012
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,152,0001,420
2015-12-31 (YTD Data)Rank
Total interest income$10,800,0002,222
Total interest expense$1,092,0002,280
Net interest income$9,708,0002,206
Provision for loan and lease losses$85,0003,210
Total noninterest income$-31,0006,129
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$174,0003,913
Trading account gains and fees$0159
Additional Noninterest Income$-205,0006,144
Total noninterest expense$4,753,0003,338
Salaries and employee benefits$2,924,0003,075
Premises and equipment expense$365,0004,072
Additional noninterest expense$1,464,0003,448
Pre-tax net operating income$4,839,0001,616
Securities gains (losses)$03,216
Applicable income taxes$-192,0006,038
Income before extraordinary items$5,031,0001,350
Extraordinary gains, net$023
Net income$5,031,0001,350
Minority interest net income$081
Net income of bank and minority interests.$5,031,0001,350
Net charge-offs$76,0002,906
Cash dividends$2,825,0001,037
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,031,0001,323
2015-09-30 (YTD Data)Rank
Total interest income$8,086,0002,235
Total interest expense$829,0002,283
Net interest income$7,257,0002,222
Provision for loan and lease losses$04,232
Total noninterest income$-119,0006,241
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$133,0003,921
Trading account gains and fees$0153
Additional Noninterest Income$-252,0006,236
Total noninterest expense$3,580,0003,350
Salaries and employee benefits$2,190,0003,116
Premises and equipment expense$279,0004,099
Additional noninterest expense$1,111,0003,441
Pre-tax net operating income$3,558,0001,662
Securities gains (losses)$03,031
Applicable income taxes$-192,0006,187
Income before extraordinary items$3,750,0001,360
Extraordinary gains, net$021
Net income$3,750,0001,360
Minority interest net income$078
Net income of bank and minority interests.$3,750,0001,360
Net charge-offs$84,0002,338
Cash dividends$1,625,0001,146
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,750,0001,332
2015-06-30 (YTD Data)Rank
Total interest income$5,298,0002,276
Total interest expense$559,0002,267
Net interest income$4,739,0002,263
Provision for loan and lease losses$04,069
Total noninterest income$-109,0006,314
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$84,0003,992
Trading account gains and fees$0157
Additional Noninterest Income$-193,0006,311
Total noninterest expense$2,385,0003,373
Salaries and employee benefits$1,474,0003,121
Premises and equipment expense$189,0004,091
Additional noninterest expense$722,0003,509
Pre-tax net operating income$2,245,0001,735
Securities gains (losses)$02,636
Applicable income taxes$-192,0006,277
Income before extraordinary items$2,437,0001,372
Extraordinary gains, net$022
Net income$2,437,0001,374
Minority interest net income$075
Net income of bank and minority interests.$2,437,0001,373
Net charge-offs$84,0001,879
Cash dividends$950,0001,295
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,437,0001,333
2015-03-31 (YTD Data)Rank
Total interest income$2,578,0002,325
Total interest expense$275,0002,323
Net interest income$2,303,0002,315
Provision for loan and lease losses$03,703
Total noninterest income$-104,0006,386
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$39,0004,103
Trading account gains and fees$0152
Additional Noninterest Income$-143,0006,388
Total noninterest expense$1,163,0003,456
Salaries and employee benefits$743,0003,120
Premises and equipment expense$91,0004,214
Additional noninterest expense$329,0003,750
Pre-tax net operating income$1,036,0001,796
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,036,0001,545
Extraordinary gains, net$013
Net income$1,036,0001,546
Minority interest net income$064
Net income of bank and minority interests.$1,036,0001,547
Net charge-offs$-2,0004,668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,036,0001,489
2014-12-31 (YTD Data)Rank
Total interest income$10,464,0002,306
Total interest expense$1,182,0002,292
Net interest income$9,282,0002,288
Provision for loan and lease losses$04,603
Total noninterest income$153,0005,646
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$171,0004,173
Trading account gains and fees$0180
Additional Noninterest Income$-18,0006,331
Total noninterest expense$4,740,0003,435
Salaries and employee benefits$2,755,0003,260
Premises and equipment expense$442,0003,895
Additional noninterest expense$1,543,0003,485
Pre-tax net operating income$4,695,0001,614
Securities gains (losses)$03,259
Applicable income taxes$2,843,000755
Income before extraordinary items$1,852,0002,854
Extraordinary gains, net$017
Net income$1,852,0002,853
Minority interest net income$084
Net income of bank and minority interests.$1,852,0002,854
Net charge-offs$224,0002,340
Cash dividends$7,205,000445
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,852,0002,807
2014-09-30 (YTD Data)Rank
Total interest income$7,778,0002,340
Total interest expense$902,0002,290
Net interest income$6,876,0002,317
Provision for loan and lease losses$04,401
Total noninterest income$162,0005,410
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$129,0004,220
Trading account gains and fees$0174
Additional Noninterest Income$33,0005,862
Total noninterest expense$3,515,0003,479
Salaries and employee benefits$2,062,0003,297
Premises and equipment expense$320,0004,005
Additional noninterest expense$1,133,0003,556
Pre-tax net operating income$3,523,0001,615
Securities gains (losses)$02,980
Applicable income taxes$992,0001,316
Income before extraordinary items$2,531,0001,830
Extraordinary gains, net$015
Net income$2,531,0001,830
Minority interest net income$081
Net income of bank and minority interests.$2,531,0001,829
Net charge-offs$224,0001,880
Cash dividends$6,680,000346
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,531,0001,794
2014-06-30 (YTD Data)Rank
Total interest income$5,080,0002,372
Total interest expense$608,0002,300
Net interest income$4,472,0002,369
Provision for loan and lease losses$04,196
Total noninterest income$97,0005,525
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$85,0004,233
Trading account gains and fees$0172
Additional Noninterest Income$12,0006,143
Total noninterest expense$2,378,0003,463
Salaries and employee benefits$1,367,0003,326
Premises and equipment expense$222,0003,971
Additional noninterest expense$789,0003,445
Pre-tax net operating income$2,191,0001,683
Securities gains (losses)$02,580
Applicable income taxes$591,0001,384
Income before extraordinary items$1,600,0001,876
Extraordinary gains, net$020
Net income$1,600,0001,880
Minority interest net income$080
Net income of bank and minority interests.$1,600,0001,879
Net charge-offs$209,0001,546
Cash dividends$841,0001,327
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,600,0001,826
2014-03-31 (YTD Data)Rank
Total interest income$2,476,0002,426
Total interest expense$309,0002,297
Net interest income$2,167,0002,437
Provision for loan and lease losses$03,817
Total noninterest income$43,0005,670
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$44,0004,152
Trading account gains and fees$0147
Additional Noninterest Income$-1,0006,533
Total noninterest expense$1,214,0003,453
Salaries and employee benefits$688,0003,333
Premises and equipment expense$114,0003,948
Additional noninterest expense$412,0003,340
Pre-tax net operating income$996,0001,774
Securities gains (losses)$01,715
Applicable income taxes$219,0001,629
Income before extraordinary items$777,0001,855
Extraordinary gains, net$016
Net income$777,0001,859
Minority interest net income$066
Net income of bank and minority interests.$777,0001,858
Net charge-offs$-40,0006,252
Cash dividends$841,000708
Sale, conversion, retirement of capital stock, net$0747
Net operating income$777,0001,819
2013-12-31 (YTD Data)Rank
Total interest income$10,360,0002,348
Total interest expense$1,369,0002,339
Net interest income$8,991,0002,349
Provision for loan and lease losses$05,091
Total noninterest income$45,0006,505
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$168,0004,395
Trading account gains and fees$0184
Additional Noninterest Income$-123,0006,632
Total noninterest expense$4,735,0003,536
Salaries and employee benefits$2,660,0003,389
Premises and equipment expense$370,0004,400
Additional noninterest expense$1,705,0003,343
Pre-tax net operating income$4,301,0001,622
Securities gains (losses)$21,0002,321
Applicable income taxes$04,631
Income before extraordinary items$4,322,0001,392
Extraordinary gains, net$029
Net income$4,322,0001,395
Minority interest net income$090
Net income of bank and minority interests.$4,322,0001,395
Net charge-offs$388,0002,286
Cash dividends$632,0002,487
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,301,0001,377
2013-09-30 (YTD Data)Rank
Total interest income$7,759,0002,352
Total interest expense$1,049,0002,349
Net interest income$6,710,0002,359
Provision for loan and lease losses$04,941
Total noninterest income$-10,0006,772
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$128,0004,402
Trading account gains and fees$0180
Additional Noninterest Income$-138,0006,760
Total noninterest expense$3,558,0003,550
Salaries and employee benefits$1,977,0003,419
Premises and equipment expense$282,0004,398
Additional noninterest expense$1,299,0003,301
Pre-tax net operating income$3,142,0001,673
Securities gains (losses)$21,0002,191
Applicable income taxes$04,713
Income before extraordinary items$3,163,0001,432
Extraordinary gains, net$025
Net income$3,163,0001,434
Minority interest net income$084
Net income of bank and minority interests.$3,163,0001,434
Net charge-offs$250,0002,315
Cash dividends$422,0002,273
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,142,0001,412
2013-06-30 (YTD Data)Rank
Total interest income$5,207,0002,349
Total interest expense$731,0002,312
Net interest income$4,476,0002,337
Provision for loan and lease losses$04,788
Total noninterest income$-73,0006,850
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$83,0004,443
Trading account gains and fees$0157
Additional Noninterest Income$-156,0006,837
Total noninterest expense$2,423,0003,517
Salaries and employee benefits$1,307,0003,457
Premises and equipment expense$188,0004,409
Additional noninterest expense$928,0003,134
Pre-tax net operating income$1,980,0001,733
Securities gains (losses)$21,0001,987
Applicable income taxes$04,679
Income before extraordinary items$2,001,0001,505
Extraordinary gains, net$022
Net income$2,001,0001,508
Minority interest net income$082
Net income of bank and minority interests.$2,001,0001,510
Net charge-offs$150,0002,377
Cash dividends$211,0002,517
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,980,0001,467
2013-03-31 (YTD Data)Rank
Total interest income$2,546,0002,419
Total interest expense$398,0002,208
Net interest income$2,148,0002,447
Provision for loan and lease losses$04,409
Total noninterest income$-18,0006,900
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$40,0004,477
Trading account gains and fees$0148
Additional Noninterest Income$-58,0006,892
Total noninterest expense$1,200,0003,554
Salaries and employee benefits$653,0003,504
Premises and equipment expense$93,0004,465
Additional noninterest expense$454,0003,192
Pre-tax net operating income$930,0001,820
Securities gains (losses)$10,0001,481
Applicable income taxes$04,602
Income before extraordinary items$940,0001,572
Extraordinary gains, net$010
Net income$940,0001,575
Minority interest net income$076
Net income of bank and minority interests.$940,0001,574
Net charge-offs$91,0001,971
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$930,0001,525
2012-12-31 (YTD Data)Rank
Total interest income$10,718,0002,404
Total interest expense$1,729,0002,425
Net interest income$8,989,0002,394
Provision for loan and lease losses$05,905
Total noninterest income$-231,0006,941
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$174,0004,512
Trading account gains and fees$0166
Additional Noninterest Income$-405,0006,899
Total noninterest expense$6,012,0003,032
Salaries and employee benefits$2,584,0003,480
Premises and equipment expense$349,0004,610
Additional noninterest expense$3,079,0002,099
Pre-tax net operating income$2,746,0002,246
Securities gains (losses)$244,0001,523
Applicable income taxes$04,751
Income before extraordinary items$2,990,0001,874
Extraordinary gains, net$029
Net income$2,990,0001,872
Minority interest net income$093
Net income of bank and minority interests.$2,990,0001,874
Net charge-offs$1,453,0001,432
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,746,0001,902
2012-09-30 (YTD Data)Rank
Total interest income$8,126,0002,427
Total interest expense$1,304,0002,515
Net interest income$6,822,0002,404
Provision for loan and lease losses$05,790
Total noninterest income$-363,0007,090
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$132,0004,553
Trading account gains and fees$0157
Additional Noninterest Income$-495,0007,076
Total noninterest expense$4,565,0003,012
Salaries and employee benefits$1,948,0003,488
Premises and equipment expense$263,0004,670
Additional noninterest expense$2,354,0002,076
Pre-tax net operating income$1,894,0002,458
Securities gains (losses)$244,0001,272
Applicable income taxes$04,802
Income before extraordinary items$2,138,0001,985
Extraordinary gains, net$020
Net income$2,138,0001,984
Minority interest net income$086
Net income of bank and minority interests.$2,138,0001,986
Net charge-offs$877,0001,594
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,894,0002,086
2012-06-30 (YTD Data)Rank
Total interest income$5,375,0002,460
Total interest expense$884,0002,559
Net interest income$4,491,0002,428
Provision for loan and lease losses$05,619
Total noninterest income$-437,0007,184
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$91,0004,495
Trading account gains and fees$0153
Additional Noninterest Income$-528,0007,166
Total noninterest expense$2,902,0003,141
Salaries and employee benefits$1,304,0003,494
Premises and equipment expense$174,0004,700
Additional noninterest expense$1,424,0002,270
Pre-tax net operating income$1,152,0002,590
Securities gains (losses)$244,000979
Applicable income taxes$04,770
Income before extraordinary items$1,396,0002,007
Extraordinary gains, net$019
Net income$1,396,0002,005
Minority interest net income$084
Net income of bank and minority interests.$1,396,0002,007
Net charge-offs$849,0001,285
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,152,0002,208
2012-03-31 (YTD Data)Rank
Total interest income$2,655,0002,519
Total interest expense$475,0002,483
Net interest income$2,180,0002,510
Provision for loan and lease losses$05,254
Total noninterest income$114,0004,720
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$44,0004,536
Trading account gains and fees$0148
Additional Noninterest Income$70,0004,214
Total noninterest expense$1,434,0003,161
Salaries and employee benefits$647,0003,550
Premises and equipment expense$85,0004,786
Additional noninterest expense$702,0002,286
Pre-tax net operating income$860,0001,914
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$860,0001,690
Extraordinary gains, net$019
Net income$860,0001,690
Minority interest net income$078
Net income of bank and minority interests.$860,0001,691
Net charge-offs$544,0001,035
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$860,0001,586
2011-12-31 (YTD Data)Rank
Total interest income$11,527,0002,425
Total interest expense$2,576,0002,240
Net interest income$8,951,0002,452
Provision for loan and lease losses$1,385,0001,992
Total noninterest income$317,0005,113
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$225,0004,168
Trading account gains and fees$0146
Additional Noninterest Income$92,0005,387
Total noninterest expense$5,599,0003,229
Salaries and employee benefits$2,494,0003,568
Premises and equipment expense$369,0004,749
Additional noninterest expense$2,736,0002,401
Pre-tax net operating income$2,284,0002,266
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$2,284,0002,024
Extraordinary gains, net$029
Net income$2,284,0002,025
Minority interest net income$096
Net income of bank and minority interests.$2,284,0002,025
Net charge-offs$1,606,0001,787
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,284,0001,932
2011-09-30 (YTD Data)Rank
Total interest income$8,611,0002,460
Total interest expense$2,039,0002,211
Net interest income$6,572,0002,516
Provision for loan and lease losses$1,385,0001,588
Total noninterest income$305,0004,791
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$174,0004,139
Trading account gains and fees$0145
Additional Noninterest Income$131,0004,736
Total noninterest expense$3,998,0003,376
Salaries and employee benefits$1,887,0003,542
Premises and equipment expense$284,0004,748
Additional noninterest expense$1,827,0002,650
Pre-tax net operating income$1,494,0002,589
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,494,0002,328
Extraordinary gains, net$021
Net income$1,494,0002,328
Minority interest net income$087
Net income of bank and minority interests.$1,494,0002,329
Net charge-offs$1,126,0001,783
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,494,0002,222
2011-06-30 (YTD Data)Rank
Total interest income$5,716,0002,484
Total interest expense$1,443,0002,175
Net interest income$4,273,0002,577
Provision for loan and lease losses$1,385,0001,206
Total noninterest income$212,0004,772
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$112,0004,168
Trading account gains and fees$0153
Additional Noninterest Income$100,0004,543
Total noninterest expense$2,679,0003,395
Salaries and employee benefits$1,249,0003,586
Premises and equipment expense$191,0004,769
Additional noninterest expense$1,239,0002,666
Pre-tax net operating income$421,0004,123
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$421,0003,882
Extraordinary gains, net$015
Net income$421,0003,883
Minority interest net income$089
Net income of bank and minority interests.$421,0003,884
Net charge-offs$1,045,0001,435
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$421,0003,778
2011-03-31 (YTD Data)Rank
Total interest income$2,931,0002,436
Total interest expense$756,0002,166
Net interest income$2,175,0002,531
Provision for loan and lease losses$785,0001,035
Total noninterest income$106,0004,809
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$50,0004,342
Trading account gains and fees$0158
Additional Noninterest Income$56,0004,485
Total noninterest expense$1,308,0003,453
Salaries and employee benefits$634,0003,572
Premises and equipment expense$98,0004,744
Additional noninterest expense$576,0002,807
Pre-tax net operating income$188,0004,343
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$188,0004,093
Extraordinary gains, net$09
Net income$188,0004,092
Minority interest net income$086
Net income of bank and minority interests.$188,0004,093
Net charge-offs$376,0001,570
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$188,0004,038
2010-12-31 (YTD Data)Rank
Total interest income$12,959,0002,317
Total interest expense$3,997,0001,997
Net interest income$8,962,0002,453
Provision for loan and lease losses$9,159,000714
Total noninterest income$330,0005,253
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$280,0003,769
Trading account gains and fees$0175
Additional Noninterest Income$50,0006,107
Total noninterest expense$7,080,0002,702
Salaries and employee benefits$2,324,0003,803
Premises and equipment expense$380,0004,863
Additional noninterest expense$4,376,0001,645
Pre-tax net operating income$-6,947,0007,228
Securities gains (losses)$03,793
Applicable income taxes$-1,152,0007,347
Income before extraordinary items$-5,795,0007,226
Extraordinary gains, net$029
Net income$-5,795,0007,226
Minority interest net income$0111
Net income of bank and minority interests.$-5,795,0007,226
Net charge-offs$10,259,000599
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,795,0007,205
2010-09-30 (YTD Data)Rank
Total interest income$9,846,0002,343
Total interest expense$3,071,0002,036
Net interest income$6,775,0002,448
Provision for loan and lease losses$9,159,000536
Total noninterest income$210,0005,607
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$225,0003,709
Trading account gains and fees$0165
Additional Noninterest Income$-15,0007,244
Total noninterest expense$3,761,0003,610
Salaries and employee benefits$1,731,0003,853
Premises and equipment expense$285,0004,948
Additional noninterest expense$1,745,0002,791
Pre-tax net operating income$-5,935,0007,415
Securities gains (losses)$03,651
Applicable income taxes$-1,152,0007,523
Income before extraordinary items$-4,783,0007,407
Extraordinary gains, net$023
Net income$-4,783,0007,406
Minority interest net income$0110
Net income of bank and minority interests.$-4,783,0007,407
Net charge-offs$7,588,000584
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-4,783,0007,389
2010-06-30 (YTD Data)Rank
Total interest income$6,658,0002,345
Total interest expense$2,100,0002,057
Net interest income$4,558,0002,424
Provision for loan and lease losses$6,859,000487
Total noninterest income$107,0005,979
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$156,0003,621
Trading account gains and fees$0152
Additional Noninterest Income$-49,0007,448
Total noninterest expense$2,569,0003,547
Salaries and employee benefits$1,160,0003,870
Premises and equipment expense$191,0004,980
Additional noninterest expense$1,218,0002,683
Pre-tax net operating income$-4,763,0007,540
Securities gains (losses)$03,184
Applicable income taxes$-1,152,0007,630
Income before extraordinary items$-3,611,0007,495
Extraordinary gains, net$019
Net income$-3,611,0007,494
Minority interest net income$0105
Net income of bank and minority interests.$-3,611,0007,495
Net charge-offs$6,348,000478
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,611,0007,488
2010-03-31 (YTD Data)Rank
Total interest income$3,341,0002,380
Total interest expense$1,015,0002,235
Net interest income$2,326,0002,425
Provision for loan and lease losses$6,859,000299
Total noninterest income$50,0006,127
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$79,0003,603
Trading account gains and fees$0175
Additional Noninterest Income$-29,0007,628
Total noninterest expense$1,246,0003,656
Salaries and employee benefits$591,0003,876
Premises and equipment expense$97,0005,031
Additional noninterest expense$558,0002,892
Pre-tax net operating income$-5,729,0007,786
Securities gains (losses)$02,284
Applicable income taxes$-1,152,0007,811
Income before extraordinary items$-4,577,0007,778
Extraordinary gains, net$016
Net income$-4,577,0007,779
Minority interest net income$091
Net income of bank and minority interests.$-4,577,0007,779
Net charge-offs$4,651,000357
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-4,577,0007,768
2009-12-31 (YTD Data)Rank
Total interest income$14,584,0002,286
Total interest expense$5,504,0002,067
Net interest income$9,080,0002,401
Provision for loan and lease losses$3,719,0001,730
Total noninterest income$337,0005,425
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$317,0003,787
Trading account gains and fees$0211
Additional Noninterest Income$20,0006,957
Total noninterest expense$4,513,0004,000
Salaries and employee benefits$2,194,0004,077
Premises and equipment expense$420,0004,856
Additional noninterest expense$1,899,0003,456
Pre-tax net operating income$1,185,0002,732
Securities gains (losses)$398,0001,022
Applicable income taxes$04,388
Income before extraordinary items$1,583,0002,025
Extraordinary gains, net$034
Net income$1,583,0002,022
Minority interest net income$0115
Net income of bank and minority interests.$1,583,0002,024
Net charge-offs$1,010,0002,845
Cash dividends$2,139,000853
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,185,0002,451
2009-09-30 (YTD Data)Rank
Total interest income$11,086,0002,293
Total interest expense$4,446,0002,028
Net interest income$6,640,0002,452
Provision for loan and lease losses$3,719,0001,292
Total noninterest income$308,0005,144
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$245,0003,737
Trading account gains and fees$0212
Additional Noninterest Income$63,0005,991
Total noninterest expense$3,330,0004,045
Salaries and employee benefits$1,683,0004,038
Premises and equipment expense$320,0004,856
Additional noninterest expense$1,327,0003,600
Pre-tax net operating income$-101,0005,884
Securities gains (losses)$398,000820
Applicable income taxes$04,592
Income before extraordinary items$297,0004,437
Extraordinary gains, net$027
Net income$297,0004,434
Minority interest net income$0118
Net income of bank and minority interests.$297,0004,437
Net charge-offs$1,101,0002,096
Cash dividends$2,026,000625
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-101,0005,946
2009-06-30 (YTD Data)Rank
Total interest income$7,409,0002,320
Total interest expense$3,157,0002,013
Net interest income$4,252,0002,543
Provision for loan and lease losses$3,269,0001,025
Total noninterest income$221,0005,042
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$167,0003,668
Trading account gains and fees$0193
Additional Noninterest Income$54,0005,737
Total noninterest expense$2,138,0004,194
Salaries and employee benefits$1,125,0004,061
Premises and equipment expense$218,0004,845
Additional noninterest expense$795,0003,887
Pre-tax net operating income$-934,0006,982
Securities gains (losses)$398,000609
Applicable income taxes$04,657
Income before extraordinary items$-536,0006,799
Extraordinary gains, net$021
Net income$-536,0006,800
Minority interest net income$0112
Net income of bank and minority interests.$-536,0006,800
Net charge-offs$566,0002,208
Cash dividends$1,913,000475
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-934,0007,099
2009-03-31 (YTD Data)Rank
Total interest income$3,623,0002,393
Total interest expense$1,635,0002,017
Net interest income$1,988,0002,723
Provision for loan and lease losses$200,0002,838
Total noninterest income$90,0005,386
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$81,0003,683
Trading account gains and fees$0171
Additional Noninterest Income$9,0006,953
Total noninterest expense$1,100,0004,028
Salaries and employee benefits$568,0004,056
Premises and equipment expense$107,0004,927
Additional noninterest expense$425,0003,412
Pre-tax net operating income$778,0001,649
Securities gains (losses)$398,000416
Applicable income taxes$04,835
Income before extraordinary items$1,176,000903
Extraordinary gains, net$015
Net income$1,176,000903
Minority interest net income$0102
Net income of bank and minority interests.$1,176,000905
Net charge-offs$261,0001,913
Cash dividends$1,070,000408
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$778,0001,331
2008-12-31 (YTD Data)Rank
Total interest income$16,298,0002,299
Total interest expense$8,153,0001,936
Net interest income$8,145,0002,658
Provision for loan and lease losses$2,091,0001,740
Total noninterest income$374,0005,404
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$308,0003,970
Trading account gains and fees$0154
Additional Noninterest Income$66,0006,461
Total noninterest expense$3,942,0004,283
Salaries and employee benefits$2,188,0004,157
Premises and equipment expense$401,0005,079
Additional noninterest expense$1,353,0003,905
Pre-tax net operating income$2,486,0002,095
Securities gains (losses)$505,000370
Applicable income taxes$04,979
Income before extraordinary items$2,991,0001,372
Extraordinary gains, net$039
Net income$2,991,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0003,492
Cash dividends$1,924,0001,413
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,486,0001,733
2008-09-30 (YTD Data)Rank
Total interest income$12,273,0002,342
Total interest expense$6,174,0002,004
Net interest income$6,099,0002,683
Provision for loan and lease losses$1,991,0001,198
Total noninterest income$268,0005,591
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$221,0004,071
Trading account gains and fees$0148
Additional Noninterest Income$47,0006,671
Total noninterest expense$2,999,0004,223
Salaries and employee benefits$1,674,0004,135
Premises and equipment expense$303,0005,087
Additional noninterest expense$1,022,0003,801
Pre-tax net operating income$1,377,0003,022
Securities gains (losses)$252,000526
Applicable income taxes$05,372
Income before extraordinary items$1,629,0002,165
Extraordinary gains, net$031
Net income$1,629,0002,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,573
Cash dividends$1,864,0001,103
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,377,0002,609
2008-06-30 (YTD Data)Rank
Total interest income$8,043,0002,410
Total interest expense$4,103,0002,079
Net interest income$3,940,0002,742
Provision for loan and lease losses$390,0002,193
Total noninterest income$189,0005,546
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$133,0004,277
Trading account gains and fees$0149
Additional Noninterest Income$56,0005,955
Total noninterest expense$2,055,0004,161
Salaries and employee benefits$1,120,0004,157
Premises and equipment expense$202,0005,114
Additional noninterest expense$733,0003,589
Pre-tax net operating income$1,684,0001,970
Securities gains (losses)$252,000517
Applicable income taxes$05,627
Income before extraordinary items$1,936,0001,430
Extraordinary gains, net$021
Net income$1,936,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,485
Cash dividends$1,469,0001,025
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,684,0001,587
2008-03-31 (YTD Data)Rank
Total interest income$4,012,0002,464
Total interest expense$2,132,0002,128
Net interest income$1,880,0002,859
Provision for loan and lease losses$150,0002,123
Total noninterest income$84,0005,778
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$63,0004,343
Trading account gains and fees$0158
Additional Noninterest Income$21,0006,395
Total noninterest expense$1,130,0003,878
Salaries and employee benefits$569,0004,137
Premises and equipment expense$102,0005,112
Additional noninterest expense$459,0002,925
Pre-tax net operating income$684,0002,457
Securities gains (losses)$252,000381
Applicable income taxes$05,622
Income before extraordinary items$936,0001,596
Extraordinary gains, net$015
Net income$936,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$585,0001,219
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$684,0002,007
2007-12-31 (YTD Data)Rank
Total interest income$14,795,0002,716
Total interest expense$7,298,0002,521
Net interest income$7,497,0002,915
Provision for loan and lease losses$440,0002,544
Total noninterest income$328,0005,868
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$223,0004,682
Trading account gains and fees$0178
Additional Noninterest Income$105,0006,138
Total noninterest expense$3,454,0004,567
Salaries and employee benefits$2,034,0004,342
Premises and equipment expense$363,0005,306
Additional noninterest expense$1,057,0004,471
Pre-tax net operating income$3,931,0002,009
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,931,0001,625
Extraordinary gains, net$039
Net income$3,931,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,750
Cash dividends$1,391,0002,121
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,931,0001,611
2007-09-30 (YTD Data)Rank
Total interest income$10,719,0002,811
Total interest expense$5,198,0002,646
Net interest income$5,521,0002,966
Provision for loan and lease losses$260,0002,550
Total noninterest income$258,0005,847
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$168,0004,700
Trading account gains and fees$0184
Additional Noninterest Income$90,0005,978
Total noninterest expense$2,594,0004,536
Salaries and employee benefits$1,521,0004,334
Premises and equipment expense$269,0005,325
Additional noninterest expense$804,0004,349
Pre-tax net operating income$2,925,0002,151
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,925,0001,725
Extraordinary gains, net$033
Net income$2,925,0001,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,083
Cash dividends$1,262,0001,717
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,925,0001,713
2007-06-30 (YTD Data)Rank
Total interest income$6,788,0002,959
Total interest expense$3,224,0002,814
Net interest income$3,564,0003,075
Provision for loan and lease losses$140,0002,749
Total noninterest income$165,0005,960
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$106,0004,826
Trading account gains and fees$0168
Additional Noninterest Income$59,0006,023
Total noninterest expense$1,674,0004,653
Salaries and employee benefits$986,0004,453
Premises and equipment expense$177,0005,391
Additional noninterest expense$511,0004,508
Pre-tax net operating income$1,915,0002,242
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,915,0001,807
Extraordinary gains, net$029
Net income$1,915,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0001,568
Cash dividends$778,0001,847
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,915,0001,791
2007-03-31 (YTD Data)Rank
Total interest income$3,147,0003,146
Total interest expense$1,457,0003,066
Net interest income$1,690,0003,212
Provision for loan and lease losses$60,0002,747
Total noninterest income$85,0005,851
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$46,0005,043
Trading account gains and fees$0195
Additional Noninterest Income$39,0005,553
Total noninterest expense$819,0004,737
Salaries and employee benefits$467,0004,658
Premises and equipment expense$83,0005,593
Additional noninterest expense$269,0004,293
Pre-tax net operating income$896,0002,353
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$896,0001,880
Extraordinary gains, net$022
Net income$896,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$896,0001,871
2006-12-31 (YTD Data)Rank
Total interest income$10,906,0003,345
Total interest expense$4,530,0003,274
Net interest income$6,376,0003,363
Provision for loan and lease losses$400,0002,257
Total noninterest income$287,0006,263
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$207,0004,910
Trading account gains and fees$0130
Additional Noninterest Income$80,0006,674
Total noninterest expense$2,553,0005,419
Salaries and employee benefits$1,408,0005,404
Premises and equipment expense$238,0006,334
Additional noninterest expense$907,0004,831
Pre-tax net operating income$3,710,0002,378
Securities gains (losses)$-2,0006,862
Applicable income taxes$06,600
Income before extraordinary items$3,708,0001,912
Extraordinary gains, net$051
Net income$3,708,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,871
Cash dividends$1,812,0001,676
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,710,0001,900
2006-09-30 (YTD Data)Rank
Total interest income$7,841,0003,432
Total interest expense$3,174,0003,347
Net interest income$4,667,0003,452
Provision for loan and lease losses$340,0001,939
Total noninterest income$212,0006,341
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$160,0004,898
Trading account gains and fees$0126
Additional Noninterest Income$52,0006,878
Total noninterest expense$1,875,0005,470
Salaries and employee benefits$1,023,0005,483
Premises and equipment expense$182,0006,322
Additional noninterest expense$670,0004,859
Pre-tax net operating income$2,664,0002,529
Securities gains (losses)$-2,0007,192
Applicable income taxes$06,687
Income before extraordinary items$2,662,0002,033
Extraordinary gains, net$045
Net income$2,662,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,183
Cash dividends$1,429,0001,502
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,664,0002,029
2006-06-30 (YTD Data)Rank
Total interest income$4,902,0003,545
Total interest expense$1,916,0003,497
Net interest income$2,986,0003,558
Provision for loan and lease losses$200,0002,096
Total noninterest income$136,0006,420
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$108,0004,845
Trading account gains and fees$0126
Additional Noninterest Income$28,0007,198
Total noninterest expense$1,210,0005,585
Salaries and employee benefits$662,0005,604
Premises and equipment expense$117,0006,409
Additional noninterest expense$431,0004,967
Pre-tax net operating income$1,712,0002,605
Securities gains (losses)$-2,0007,528
Applicable income taxes$06,706
Income before extraordinary items$1,710,0002,104
Extraordinary gains, net$039
Net income$1,710,0002,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,651
Cash dividends$965,0001,496
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,712,0002,088
2006-03-31 (YTD Data)Rank
Total interest income$2,245,0003,751
Total interest expense$822,0003,753
Net interest income$1,423,0003,690
Provision for loan and lease losses$60,0002,788
Total noninterest income$54,0006,815
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$51,0004,914
Trading account gains and fees$0115
Additional Noninterest Income$3,0008,266
Total noninterest expense$565,0005,803
Salaries and employee benefits$318,0005,758
Premises and equipment expense$57,0006,485
Additional noninterest expense$190,0005,347
Pre-tax net operating income$852,0002,583
Securities gains (losses)$-1,0007,892
Applicable income taxes$06,588
Income before extraordinary items$851,0002,070
Extraordinary gains, net$021
Net income$851,0002,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$351,0001,766
Sale, conversion, retirement of capital stock, net$0648
Net operating income$852,0002,052
2005-12-31 (YTD Data)Rank
Total interest income$7,367,0003,998
Total interest expense$2,248,0004,096
Net interest income$5,119,0003,887
Provision for loan and lease losses$175,0003,852
Total noninterest income$219,0006,921
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$191,0005,131
Trading account gains and fees$0138
Additional Noninterest Income$28,0007,911
Total noninterest expense$2,039,0006,044
Salaries and employee benefits$1,052,0006,205
Premises and equipment expense$193,0006,791
Additional noninterest expense$794,0005,196
Pre-tax net operating income$3,124,0002,670
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,124,0002,169
Extraordinary gains, net$046
Net income$3,124,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,831
Cash dividends$1,056,0002,339
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,124,0002,148
2005-09-30 (YTD Data)Rank
Total interest income$5,251,0004,095
Total interest expense$1,562,0004,176
Net interest income$3,689,0003,998
Provision for loan and lease losses$125,0003,813
Total noninterest income$171,0006,872
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$147,0005,120
Trading account gains and fees$0126
Additional Noninterest Income$24,0007,836
Total noninterest expense$1,502,0006,073
Salaries and employee benefits$781,0006,205
Premises and equipment expense$141,0006,849
Additional noninterest expense$580,0005,225
Pre-tax net operating income$2,233,0002,810
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,233,0002,282
Extraordinary gains, net$035
Net income$2,233,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,033
Cash dividends$888,0001,992
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,233,0002,240
2005-06-30 (YTD Data)Rank
Total interest income$3,288,0004,215
Total interest expense$937,0004,325
Net interest income$2,351,0004,117
Provision for loan and lease losses$70,0003,946
Total noninterest income$109,0006,935
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$93,0005,192
Trading account gains and fees$0116
Additional Noninterest Income$16,0007,844
Total noninterest expense$990,0006,106
Salaries and employee benefits$508,0006,294
Premises and equipment expense$95,0006,804
Additional noninterest expense$387,0005,195
Pre-tax net operating income$1,400,0002,903
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,400,0002,342
Extraordinary gains, net$030
Net income$1,400,0002,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,392
Cash dividends$540,0002,088
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,400,0002,315
2005-03-31 (YTD Data)Rank
Total interest income$1,514,0004,457
Total interest expense$401,0004,674
Net interest income$1,113,0004,287
Provision for loan and lease losses$30,0003,913
Total noninterest income$52,0007,007
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$43,0005,318
Trading account gains and fees$0115
Additional Noninterest Income$9,0007,829
Total noninterest expense$496,0006,129
Salaries and employee benefits$249,0006,402
Premises and equipment expense$47,0006,898
Additional noninterest expense$200,0005,074
Pre-tax net operating income$639,0003,079
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$639,0002,477
Extraordinary gains, net$024
Net income$639,0002,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$639,0002,439
2004-12-31 (YTD Data)Rank
Total interest income$4,808,0004,976
Total interest expense$1,261,0004,971
Net interest income$3,547,0004,860
Provision for loan and lease losses$130,0004,479
Total noninterest income$225,0006,958
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$184,0005,386
Trading account gains and fees$0138
Additional Noninterest Income$41,0007,647
Total noninterest expense$1,649,0006,628
Salaries and employee benefits$880,0006,683
Premises and equipment expense$135,0007,505
Additional noninterest expense$634,0005,819
Pre-tax net operating income$1,993,0003,507
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,993,0002,925
Extraordinary gains, net$034
Net income$1,993,0002,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,762
Cash dividends$857,0002,598
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,993,0002,871
2004-09-30 (YTD Data)Rank
Total interest income$3,486,0005,074
Total interest expense$925,0005,005
Net interest income$2,561,0004,979
Provision for loan and lease losses$100,0004,260
Total noninterest income$177,0006,914
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$141,0005,410
Trading account gains and fees$0134
Additional Noninterest Income$36,0007,481
Total noninterest expense$1,205,0006,667
Salaries and employee benefits$644,0006,716
Premises and equipment expense$96,0007,602
Additional noninterest expense$465,0005,840
Pre-tax net operating income$1,433,0003,681
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,433,0003,072
Extraordinary gains, net$026
Net income$1,433,0003,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$570,0002,498
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,433,0002,999
2004-06-30 (YTD Data)Rank
Total interest income$2,239,0005,182
Total interest expense$603,0005,085
Net interest income$1,636,0005,120
Provision for loan and lease losses$60,0004,267
Total noninterest income$117,0006,950
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$88,0005,534
Trading account gains and fees$0130
Additional Noninterest Income$29,0007,273
Total noninterest expense$782,0006,780
Salaries and employee benefits$420,0006,815
Premises and equipment expense$60,0007,741
Additional noninterest expense$302,0005,961
Pre-tax net operating income$911,0003,766
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$911,0003,176
Extraordinary gains, net$021
Net income$911,0003,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,807
Cash dividends$358,0002,630
Sale, conversion, retirement of capital stock, net$0638
Net operating income$911,0003,086
2004-03-31 (YTD Data)Rank
Total interest income$1,107,0005,240
Total interest expense$302,0005,143
Net interest income$805,0005,190
Provision for loan and lease losses$30,0004,060
Total noninterest income$61,0006,830
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$44,0005,481
Trading account gains and fees$0121
Additional Noninterest Income$17,0007,062
Total noninterest expense$404,0006,735
Salaries and employee benefits$214,0006,800
Premises and equipment expense$29,0007,823
Additional noninterest expense$161,0005,784
Pre-tax net operating income$432,0003,878
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$432,0003,303
Extraordinary gains, net$016
Net income$432,0003,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$174,0002,347
Sale, conversion, retirement of capital stock, net$0464
Net operating income$432,0003,188
2003-12-31 (YTD Data)Rank
Total interest income$4,004,0005,645
Total interest expense$1,223,0005,502
Net interest income$2,781,0005,548
Provision for loan and lease losses$125,0004,861
Total noninterest income$220,0007,182
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$184,0005,442
Trading account gains and fees$0160
Additional Noninterest Income$36,0007,939
Total noninterest expense$1,457,0006,972
Salaries and employee benefits$786,0006,959
Premises and equipment expense$118,0007,833
Additional noninterest expense$553,0006,238
Pre-tax net operating income$1,419,0004,266
Securities gains (losses)$04,500
Applicable income taxes$548,0003,226
Income before extraordinary items$871,0005,020
Extraordinary gains, net$054
Net income$871,0005,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,884
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$871,0004,857
2003-09-30 (YTD Data)Rank
Total interest income$2,976,0005,732
Total interest expense$936,0005,579
Net interest income$2,040,0005,654
Provision for loan and lease losses$100,0004,641
Total noninterest income$160,0007,274
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$141,0005,440
Trading account gains and fees$0153
Additional Noninterest Income$19,0008,294
Total noninterest expense$1,090,0006,976
Salaries and employee benefits$586,0006,983
Premises and equipment expense$87,0007,866
Additional noninterest expense$417,0006,211
Pre-tax net operating income$1,010,0004,522
Securities gains (losses)$04,204
Applicable income taxes$392,0003,451
Income before extraordinary items$618,0005,319
Extraordinary gains, net$040
Net income$618,0005,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,373
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$618,0005,134
2003-06-30 (YTD Data)Rank
Total interest income$1,957,0005,822
Total interest expense$631,0005,671
Net interest income$1,326,0005,718
Provision for loan and lease losses$65,0004,607
Total noninterest income$107,0007,271
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$92,0005,460
Trading account gains and fees$0150
Additional Noninterest Income$15,0008,141
Total noninterest expense$722,0007,010
Salaries and employee benefits$393,0006,991
Premises and equipment expense$50,0008,086
Additional noninterest expense$279,0006,197
Pre-tax net operating income$646,0004,637
Securities gains (losses)$03,782
Applicable income taxes$240,0003,624
Income before extraordinary items$406,0005,362
Extraordinary gains, net$030
Net income$406,0005,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,673
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$406,0005,164
2003-03-31 (YTD Data)Rank
Total interest income$955,0005,914
Total interest expense$322,0005,721
Net interest income$633,0005,883
Provision for loan and lease losses$40,0004,103
Total noninterest income$48,0007,431
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$42,0005,576
Trading account gains and fees$0134
Additional Noninterest Income$6,0008,357
Total noninterest expense$353,0007,096
Salaries and employee benefits$196,0007,027
Premises and equipment expense$22,0008,271
Additional noninterest expense$135,0006,319
Pre-tax net operating income$288,0004,894
Securities gains (losses)$02,891
Applicable income taxes$98,0003,973
Income before extraordinary items$190,0005,446
Extraordinary gains, net$021
Net income$190,0005,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,835
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$190,0005,252
2002-12-31 (YTD Data)Rank
Total interest income$3,394,0006,444
Total interest expense$1,194,0006,443
Net interest income$2,200,0006,321
Provision for loan and lease losses$30,0007,191
Total noninterest income$237,0006,972
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$175,0005,526
Trading account gains and fees$0153
Additional Noninterest Income$62,0007,289
Total noninterest expense$1,308,0007,229
Salaries and employee benefits$680,0007,362
Premises and equipment expense$111,0008,018
Additional noninterest expense$517,0006,402
Pre-tax net operating income$1,099,0004,955
Securities gains (losses)$04,537
Applicable income taxes$409,0003,841
Income before extraordinary items$690,0005,600
Extraordinary gains, net$070
Net income$690,0005,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,210
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$690,0005,455
2001-12-31 (YTD Data)Rank
Total interest income$35,0009,601
Total interest expense$12,0009,561
Net interest income$23,0009,592
Provision for loan and lease losses$08,228
Total noninterest income$4,0009,518
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,0008,325
Trading account gains and fees$0177
Additional Noninterest Income$09,480
Total noninterest expense$44,0009,603
Salaries and employee benefits$36,0009,586
Premises and equipment expense$1,0009,578
Additional noninterest expense$7,0009,609
Pre-tax net operating income$-17,0008,764
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-17,0008,852
Extraordinary gains, net$0105
Net income$-17,0008,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$7,351,000112
Net operating income$-17,0008,770

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.