Home > Farmers Bank > Income and Expense
Farmers Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 1,661 |
| Total interest expense | $1,555,000 | 2,178 |
| Net interest income | $5,471,000 | 1,439 |
| Provision for loan and lease losses | $-25,000 | 4,254 |
| Total noninterest income | $785,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $163,000 | 1,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 1,309 |
| Total noninterest expense | $3,500,000 | 1,692 |
| Salaries and employee benefits | $1,993,000 | 1,678 |
| Premises and equipment expense | $470,000 | 1,329 |
| Additional noninterest expense | $622,000 | 1,309 |
| Pre-tax net operating income | $2,781,000 | 1,139 |
| Securities gains (losses) | $-5,000 | 4,004 |
| Applicable income taxes | $658,000 | 856 |
| Income before extraordinary items | $2,118,000 | 1,222 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,118,000 | 1,239 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,118,000 | 1,222 |
| Net charge-offs | $-1,000 | 3,409 |
| Cash dividends | $52,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $2,121,950 | 1,236 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $28,376,000 | 1,627 |
| Total interest expense | $8,523,000 | 1,847 |
| Net interest income | $19,853,000 | 1,488 |
| Provision for loan and lease losses | $1,697,000 | 672 |
| Total noninterest income | $3,201,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $656,000 | 1,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,545,000 | 1,353 |
| Total noninterest expense | $14,317,000 | 1,638 |
| Salaries and employee benefits | $8,113,000 | 1,635 |
| Premises and equipment expense | $2,074,000 | 1,200 |
| Additional noninterest expense | $2,545,000 | 1,353 |
| Pre-tax net operating income | $7,040,000 | 1,482 |
| Securities gains (losses) | $5,000 | 723 |
| Applicable income taxes | $1,520,000 | 1,116 |
| Income before extraordinary items | $5,525,000 | 1,580 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,525,000 | 1,597 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,525,000 | 1,580 |
| Net charge-offs | $80,000 | 1,854 |
| Cash dividends | $362,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $5,521,050 | 1,587 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $19,591,000 | 1,720 |
| Total interest expense | $6,684,000 | 1,796 |
| Net interest income | $12,907,000 | 1,638 |
| Provision for loan and lease losses | $1,949,000 | 500 |
| Total noninterest income | $2,352,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $491,000 | 1,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,861,000 | 1,376 |
| Total noninterest expense | $10,720,000 | 1,617 |
| Salaries and employee benefits | $6,115,000 | 1,613 |
| Premises and equipment expense | $1,528,000 | 1,214 |
| Additional noninterest expense | $1,861,000 | 1,376 |
| Pre-tax net operating income | $2,590,000 | 2,306 |
| Securities gains (losses) | $-1,000 | 3,562 |
| Applicable income taxes | $891,000 | 1,285 |
| Income before extraordinary items | $1,698,000 | 2,585 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,698,000 | 2,613 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,698,000 | 2,587 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $241,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,698,790 | 2,587 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $12,793,000 | 1,720 |
| Total interest expense | $4,266,000 | 1,803 |
| Net interest income | $8,527,000 | 1,646 |
| Provision for loan and lease losses | $350,000 | 999 |
| Total noninterest income | $1,522,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $324,000 | 1,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,198,000 | 1,392 |
| Total noninterest expense | $7,068,000 | 1,628 |
| Salaries and employee benefits | $4,188,000 | 1,594 |
| Premises and equipment expense | $944,000 | 1,286 |
| Additional noninterest expense | $1,198,000 | 1,392 |
| Pre-tax net operating income | $2,631,000 | 1,783 |
| Securities gains (losses) | $-15,000 | 3,850 |
| Applicable income taxes | $563,000 | 1,329 |
| Income before extraordinary items | $2,053,000 | 1,891 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,053,000 | 1,917 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,053,000 | 1,892 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $122,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,064,850 | 1,889 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 1,727 |
| Total interest expense | $1,352,000 | 2,325 |
| Net interest income | $4,937,000 | 1,464 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $711,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $171,000 | 1,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 1,449 |
| Total noninterest expense | $3,847,000 | 1,525 |
| Salaries and employee benefits | $2,360,000 | 1,447 |
| Premises and equipment expense | $490,000 | 1,259 |
| Additional noninterest expense | $540,000 | 1,449 |
| Pre-tax net operating income | $1,801,000 | 1,390 |
| Securities gains (losses) | $5,000 | 441 |
| Applicable income taxes | $403,000 | 1,059 |
| Income before extraordinary items | $1,403,000 | 1,479 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,403,000 | 1,494 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,403,000 | 1,478 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $122,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,399,050 | 1,481 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $22,944,000 | 1,725 |
| Total interest expense | $5,058,000 | 2,003 |
| Net interest income | $17,886,000 | 1,588 |
| Provision for loan and lease losses | $492,000 | 1,295 |
| Total noninterest income | $2,908,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $649,000 | 1,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,259,000 | 1,509 |
| Total noninterest expense | $13,520,000 | 1,658 |
| Salaries and employee benefits | $7,635,000 | 1,665 |
| Premises and equipment expense | $1,878,000 | 1,292 |
| Additional noninterest expense | $2,259,000 | 1,509 |
| Pre-tax net operating income | $6,782,000 | 1,578 |
| Securities gains (losses) | $49,000 | 400 |
| Applicable income taxes | $1,500,000 | 1,180 |
| Income before extraordinary items | $5,331,000 | 1,661 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,331,000 | 1,681 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,331,000 | 1,664 |
| Net charge-offs | $-40,000 | 4,151 |
| Cash dividends | $482,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,292,290 | 1,695 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,779,000 | 1,720 |
| Total interest expense | $2,694,000 | 2,284 |
| Net interest income | $14,085,000 | 1,525 |
| Provision for loan and lease losses | $247,000 | 1,495 |
| Total noninterest income | $2,199,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $475,000 | 1,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,724,000 | 1,478 |
| Total noninterest expense | $9,732,000 | 1,705 |
| Salaries and employee benefits | $5,580,000 | 1,693 |
| Premises and equipment expense | $1,405,000 | 1,295 |
| Additional noninterest expense | $1,724,000 | 1,478 |
| Pre-tax net operating income | $6,305,000 | 1,389 |
| Securities gains (losses) | $30,000 | 362 |
| Applicable income taxes | $1,407,000 | 1,049 |
| Income before extraordinary items | $4,928,000 | 1,466 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,928,000 | 1,477 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,928,000 | 1,465 |
| Net charge-offs | $-42,000 | 4,187 |
| Cash dividends | $362,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,904,300 | 1,493 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,791,000 | 1,732 |
| Total interest expense | $1,398,000 | 2,439 |
| Net interest income | $9,393,000 | 1,541 |
| Provision for loan and lease losses | $247,000 | 1,198 |
| Total noninterest income | $1,414,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $307,000 | 1,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,107,000 | 1,442 |
| Total noninterest expense | $6,534,000 | 1,691 |
| Salaries and employee benefits | $3,743,000 | 1,679 |
| Premises and equipment expense | $918,000 | 1,309 |
| Additional noninterest expense | $1,107,000 | 1,441 |
| Pre-tax net operating income | $4,026,000 | 1,432 |
| Securities gains (losses) | $23,000 | 433 |
| Applicable income taxes | $892,000 | 1,086 |
| Income before extraordinary items | $3,157,000 | 1,504 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,157,000 | 1,522 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,157,000 | 1,504 |
| Net charge-offs | $-42,000 | 4,283 |
| Cash dividends | $241,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,138,830 | 1,526 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 1,773 |
| Total interest expense | $462,000 | 2,720 |
| Net interest income | $4,664,000 | 1,559 |
| Provision for loan and lease losses | $247,000 | 784 |
| Total noninterest income | $670,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $150,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 1,491 |
| Total noninterest expense | $3,309,000 | 1,689 |
| Salaries and employee benefits | $1,883,000 | 1,701 |
| Premises and equipment expense | $478,000 | 1,290 |
| Additional noninterest expense | $520,000 | 1,491 |
| Pre-tax net operating income | $1,778,000 | 1,594 |
| Securities gains (losses) | $13,000 | 528 |
| Applicable income taxes | $451,000 | 1,105 |
| Income before extraordinary items | $1,340,000 | 1,722 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,340,000 | 1,721 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,340,000 | 1,722 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $120,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,329,730 | 1,752 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,125,000 | 1,762 |
| Total interest expense | $945,000 | 2,491 |
| Net interest income | $16,180,000 | 1,684 |
| Provision for loan and lease losses | $-750,000 | 4,576 |
| Total noninterest income | $2,860,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $599,000 | 1,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,261,000 | 1,512 |
| Total noninterest expense | $12,249,000 | 1,750 |
| Salaries and employee benefits | $7,128,000 | 1,725 |
| Premises and equipment expense | $1,631,000 | 1,449 |
| Additional noninterest expense | $2,261,000 | 1,512 |
| Pre-tax net operating income | $7,541,000 | 1,555 |
| Securities gains (losses) | $-17,000 | 3,550 |
| Applicable income taxes | $1,507,000 | 1,259 |
| Income before extraordinary items | $6,017,000 | 1,628 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,017,000 | 1,626 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,017,000 | 1,627 |
| Net charge-offs | $-43,000 | 4,048 |
| Cash dividends | $895,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,030,600 | 1,653 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,167,000 | 1,786 |
| Total interest expense | $703,000 | 2,188 |
| Net interest income | $11,464,000 | 1,741 |
| Provision for loan and lease losses | $-750,000 | 4,627 |
| Total noninterest income | $2,169,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $449,000 | 1,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,720,000 | 1,519 |
| Total noninterest expense | $8,914,000 | 1,785 |
| Salaries and employee benefits | $5,259,000 | 1,739 |
| Premises and equipment expense | $1,097,000 | 1,567 |
| Additional noninterest expense | $1,720,000 | 1,519 |
| Pre-tax net operating income | $5,469,000 | 1,590 |
| Securities gains (losses) | $-21,000 | 3,950 |
| Applicable income taxes | $975,000 | 1,361 |
| Income before extraordinary items | $4,473,000 | 1,615 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,473,000 | 1,614 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,473,000 | 1,615 |
| Net charge-offs | $-10,000 | 3,603 |
| Cash dividends | $773,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,490,220 | 1,645 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 1,825 |
| Total interest expense | $480,000 | 2,013 |
| Net interest income | $7,142,000 | 1,796 |
| Provision for loan and lease losses | $-750,000 | 4,645 |
| Total noninterest income | $1,414,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $297,000 | 1,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,117,000 | 1,562 |
| Total noninterest expense | $5,901,000 | 1,774 |
| Salaries and employee benefits | $3,518,000 | 1,723 |
| Premises and equipment expense | $722,000 | 1,590 |
| Additional noninterest expense | $1,661,000 | 1,847 |
| Pre-tax net operating income | $3,405,000 | 1,585 |
| Securities gains (losses) | $-22,000 | 4,109 |
| Applicable income taxes | $521,000 | 1,454 |
| Income before extraordinary items | $2,862,000 | 1,562 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,862,000 | 1,560 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,862,000 | 1,562 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $653,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,880,700 | 1,587 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 1,744 |
| Total interest expense | $248,000 | 1,927 |
| Net interest income | $3,687,000 | 1,733 |
| Provision for loan and lease losses | $-750,000 | 4,660 |
| Total noninterest income | $713,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $164,000 | 1,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 1,580 |
| Total noninterest expense | $2,932,000 | 1,782 |
| Salaries and employee benefits | $1,763,000 | 1,723 |
| Premises and equipment expense | $362,000 | 1,606 |
| Additional noninterest expense | $807,000 | 1,867 |
| Pre-tax net operating income | $2,218,000 | 1,263 |
| Securities gains (losses) | $-7,000 | 4,205 |
| Applicable income taxes | $295,000 | 1,322 |
| Income before extraordinary items | $1,916,000 | 1,231 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,916,000 | 1,231 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,916,000 | 1,231 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $533,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,922,090 | 1,245 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,113,000 | 1,681 |
| Total interest expense | $1,214,000 | 1,944 |
| Net interest income | $15,899,000 | 1,653 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $3,212,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $528,000 | 1,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,684,000 | 1,596 |
| Total noninterest expense | $11,476,000 | 1,794 |
| Salaries and employee benefits | $6,850,000 | 1,739 |
| Premises and equipment expense | $1,418,000 | 1,590 |
| Additional noninterest expense | $3,208,000 | 1,886 |
| Pre-tax net operating income | $7,635,000 | 1,536 |
| Securities gains (losses) | $41,000 | 1,219 |
| Applicable income taxes | $1,576,000 | 1,273 |
| Income before extraordinary items | $6,100,000 | 1,638 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,100,000 | 1,637 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,100,000 | 1,638 |
| Net charge-offs | $-17,000 | 3,790 |
| Cash dividends | $1,279,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,067,610 | 1,621 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,791,000 | 1,712 |
| Total interest expense | $940,000 | 1,980 |
| Net interest income | $11,851,000 | 1,683 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $2,478,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $392,000 | 1,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,086,000 | 1,623 |
| Total noninterest expense | $8,451,000 | 1,822 |
| Salaries and employee benefits | $5,073,000 | 1,763 |
| Premises and equipment expense | $1,063,000 | 1,611 |
| Additional noninterest expense | $2,315,000 | 1,939 |
| Pre-tax net operating income | $5,878,000 | 1,574 |
| Securities gains (losses) | $29,000 | 1,270 |
| Applicable income taxes | $1,310,000 | 1,261 |
| Income before extraordinary items | $4,597,000 | 1,705 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,597,000 | 1,704 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,597,000 | 1,705 |
| Net charge-offs | $-17,000 | 3,826 |
| Cash dividends | $1,159,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,574,090 | 1,681 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,457,000 | 1,723 |
| Total interest expense | $644,000 | 2,011 |
| Net interest income | $7,813,000 | 1,687 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,731,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $250,000 | 1,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,481,000 | 1,526 |
| Total noninterest expense | $5,630,000 | 1,817 |
| Salaries and employee benefits | $3,418,000 | 1,744 |
| Premises and equipment expense | $710,000 | 1,611 |
| Additional noninterest expense | $1,502,000 | 1,962 |
| Pre-tax net operating income | $3,914,000 | 1,552 |
| Securities gains (losses) | $18,000 | 1,217 |
| Applicable income taxes | $868,000 | 1,257 |
| Income before extraordinary items | $3,064,000 | 1,688 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,064,000 | 1,688 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,064,000 | 1,688 |
| Net charge-offs | $-17,000 | 3,996 |
| Cash dividends | $171,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,049,780 | 1,666 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 1,748 |
| Total interest expense | $332,000 | 2,031 |
| Net interest income | $3,834,000 | 1,698 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,037,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $120,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $917,000 | 1,348 |
| Total noninterest expense | $2,808,000 | 1,801 |
| Salaries and employee benefits | $1,680,000 | 1,753 |
| Premises and equipment expense | $373,000 | 1,567 |
| Additional noninterest expense | $755,000 | 1,914 |
| Pre-tax net operating income | $2,063,000 | 1,490 |
| Securities gains (losses) | $16,000 | 931 |
| Applicable income taxes | $469,000 | 1,185 |
| Income before extraordinary items | $1,610,000 | 1,643 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,610,000 | 1,643 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,610,000 | 1,643 |
| Net charge-offs | $-16,000 | 4,237 |
| Cash dividends | $10,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,597,360 | 1,609 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,633,000 | 1,665 |
| Total interest expense | $1,509,000 | 2,368 |
| Net interest income | $16,124,000 | 1,553 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $2,454,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $551,000 | 1,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,903,000 | 1,832 |
| Total noninterest expense | $11,163,000 | 1,793 |
| Salaries and employee benefits | $6,702,000 | 1,732 |
| Premises and equipment expense | $1,326,000 | 1,665 |
| Additional noninterest expense | $3,135,000 | 1,851 |
| Pre-tax net operating income | $7,415,000 | 1,327 |
| Securities gains (losses) | $47,000 | 1,750 |
| Applicable income taxes | $1,638,000 | 1,070 |
| Income before extraordinary items | $5,824,000 | 1,453 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,824,000 | 1,452 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,824,000 | 1,453 |
| Net charge-offs | $-5,000 | 4,126 |
| Cash dividends | $1,332,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,786,870 | 1,419 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,098,000 | 1,685 |
| Total interest expense | $1,156,000 | 2,439 |
| Net interest income | $11,942,000 | 1,557 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,808,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $416,000 | 1,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,392,000 | 1,816 |
| Total noninterest expense | $8,300,000 | 1,787 |
| Salaries and employee benefits | $4,969,000 | 1,736 |
| Premises and equipment expense | $985,000 | 1,680 |
| Additional noninterest expense | $2,346,000 | 1,835 |
| Pre-tax net operating income | $5,450,000 | 1,311 |
| Securities gains (losses) | $37,000 | 1,675 |
| Applicable income taxes | $1,280,000 | 997 |
| Income before extraordinary items | $4,207,000 | 1,459 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,207,000 | 1,460 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,207,000 | 1,460 |
| Net charge-offs | $-7,000 | 4,165 |
| Cash dividends | $1,117,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,177,770 | 1,420 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,790,000 | 1,687 |
| Total interest expense | $785,000 | 2,524 |
| Net interest income | $8,005,000 | 1,546 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,155,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $290,000 | 1,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 1,816 |
| Total noninterest expense | $5,367,000 | 1,834 |
| Salaries and employee benefits | $3,339,000 | 1,723 |
| Premises and equipment expense | $650,000 | 1,683 |
| Additional noninterest expense | $1,378,000 | 2,021 |
| Pre-tax net operating income | $3,793,000 | 1,211 |
| Securities gains (losses) | $36,000 | 1,446 |
| Applicable income taxes | $888,000 | 911 |
| Income before extraordinary items | $2,941,000 | 1,332 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,941,000 | 1,332 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,941,000 | 1,332 |
| Net charge-offs | $-6,000 | 4,173 |
| Cash dividends | $442,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,912,560 | 1,305 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,849,000 | 1,548 |
| Total interest expense | $389,000 | 2,649 |
| Net interest income | $4,460,000 | 1,376 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $584,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $168,000 | 1,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 1,690 |
| Total noninterest expense | $2,755,000 | 1,804 |
| Salaries and employee benefits | $1,703,000 | 1,716 |
| Premises and equipment expense | $321,000 | 1,734 |
| Additional noninterest expense | $731,000 | 1,966 |
| Pre-tax net operating income | $2,289,000 | 942 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $550,000 | 689 |
| Income before extraordinary items | $1,739,000 | 1,048 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,739,000 | 1,047 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,739,000 | 1,048 |
| Net charge-offs | $-6,000 | 4,282 |
| Cash dividends | $120,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,739,000 | 1,035 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,423,000 | 1,624 |
| Total interest expense | $1,173,000 | 3,082 |
| Net interest income | $17,250,000 | 1,416 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,352,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $697,000 | 1,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,655,000 | 1,713 |
| Total noninterest expense | $10,671,000 | 1,818 |
| Salaries and employee benefits | $6,413,000 | 1,747 |
| Premises and equipment expense | $1,304,000 | 1,688 |
| Additional noninterest expense | $2,954,000 | 1,949 |
| Pre-tax net operating income | $8,931,000 | 1,144 |
| Securities gains (losses) | $1,000 | 2,288 |
| Applicable income taxes | $1,861,000 | 941 |
| Income before extraordinary items | $7,071,000 | 1,235 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,071,000 | 1,236 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,071,000 | 1,237 |
| Net charge-offs | $-118,000 | 4,926 |
| Cash dividends | $4,965,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,070,210 | 1,205 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,937,000 | 1,631 |
| Total interest expense | $825,000 | 3,193 |
| Net interest income | $13,112,000 | 1,408 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,768,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $530,000 | 1,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,238,000 | 1,711 |
| Total noninterest expense | $7,868,000 | 1,851 |
| Salaries and employee benefits | $4,784,000 | 1,763 |
| Premises and equipment expense | $976,000 | 1,704 |
| Additional noninterest expense | $2,108,000 | 2,039 |
| Pre-tax net operating income | $7,012,000 | 1,128 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $1,670,000 | 869 |
| Income before extraordinary items | $5,343,000 | 1,241 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,343,000 | 1,243 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,343,000 | 1,243 |
| Net charge-offs | $-95,000 | 4,955 |
| Cash dividends | $4,845,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,342,210 | 1,216 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,366,000 | 1,622 |
| Total interest expense | $517,000 | 3,268 |
| Net interest income | $8,849,000 | 1,389 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,121,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $355,000 | 1,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $766,000 | 1,753 |
| Total noninterest expense | $5,230,000 | 1,866 |
| Salaries and employee benefits | $3,143,000 | 1,787 |
| Premises and equipment expense | $658,000 | 1,696 |
| Additional noninterest expense | $1,429,000 | 2,031 |
| Pre-tax net operating income | $4,740,000 | 1,095 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $1,136,000 | 841 |
| Income before extraordinary items | $3,605,000 | 1,208 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,605,000 | 1,207 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,605,000 | 1,208 |
| Net charge-offs | $-90,000 | 5,040 |
| Cash dividends | $6,000 | 3,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,604,210 | 1,185 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 1,765 |
| Total interest expense | $226,000 | 3,435 |
| Net interest income | $4,012,000 | 1,522 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $528,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $172,000 | 1,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 1,782 |
| Total noninterest expense | $2,604,000 | 1,874 |
| Salaries and employee benefits | $1,577,000 | 1,796 |
| Premises and equipment expense | $312,000 | 1,786 |
| Additional noninterest expense | $715,000 | 1,991 |
| Pre-tax net operating income | $1,936,000 | 1,241 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $457,000 | 960 |
| Income before extraordinary items | $1,479,000 | 1,369 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,479,000 | 1,367 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,479,000 | 1,368 |
| Net charge-offs | $-87,000 | 5,175 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,479,000 | 1,345 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,025,000 | 1,768 |
| Total interest expense | $783,000 | 3,294 |
| Net interest income | $15,242,000 | 1,578 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $2,375,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $702,000 | 1,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,673,000 | 1,677 |
| Total noninterest expense | $10,326,000 | 1,853 |
| Salaries and employee benefits | $6,197,000 | 1,760 |
| Premises and equipment expense | $1,315,000 | 1,682 |
| Additional noninterest expense | $2,814,000 | 2,031 |
| Pre-tax net operating income | $7,291,000 | 1,308 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,510,000 | 1,044 |
| Income before extraordinary items | $5,781,000 | 1,395 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,781,000 | 1,394 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,781,000 | 1,394 |
| Net charge-offs | $-83,000 | 5,016 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,781,000 | 1,386 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,726,000 | 1,785 |
| Total interest expense | $571,000 | 3,279 |
| Net interest income | $11,155,000 | 1,610 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,789,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $523,000 | 1,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,266,000 | 1,686 |
| Total noninterest expense | $7,567,000 | 1,889 |
| Salaries and employee benefits | $4,613,000 | 1,772 |
| Premises and equipment expense | $995,000 | 1,688 |
| Additional noninterest expense | $1,959,000 | 2,149 |
| Pre-tax net operating income | $5,377,000 | 1,337 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,265,000 | 1,006 |
| Income before extraordinary items | $4,112,000 | 1,474 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,112,000 | 1,473 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,112,000 | 1,473 |
| Net charge-offs | $-73,000 | 5,038 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,112,000 | 1,458 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,486,000 | 1,835 |
| Total interest expense | $372,000 | 3,235 |
| Net interest income | $7,114,000 | 1,685 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,110,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $344,000 | 1,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $766,000 | 1,784 |
| Total noninterest expense | $5,050,000 | 1,902 |
| Salaries and employee benefits | $3,056,000 | 1,796 |
| Premises and equipment expense | $679,000 | 1,671 |
| Additional noninterest expense | $1,315,000 | 2,152 |
| Pre-tax net operating income | $3,174,000 | 1,465 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $736,000 | 1,081 |
| Income before extraordinary items | $2,438,000 | 1,608 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,438,000 | 1,607 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,438,000 | 1,607 |
| Net charge-offs | $-60,000 | 5,073 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,438,000 | 1,594 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 1,851 |
| Total interest expense | $183,000 | 3,217 |
| Net interest income | $3,487,000 | 1,703 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $550,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $172,000 | 1,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 1,768 |
| Total noninterest expense | $2,559,000 | 1,897 |
| Salaries and employee benefits | $1,550,000 | 1,797 |
| Premises and equipment expense | $341,000 | 1,682 |
| Additional noninterest expense | $668,000 | 2,117 |
| Pre-tax net operating income | $1,478,000 | 1,506 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $343,000 | 1,112 |
| Income before extraordinary items | $1,135,000 | 1,654 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,135,000 | 1,654 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,135,000 | 1,654 |
| Net charge-offs | $-59,000 | 5,278 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,135,000 | 1,642 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,103,000 | 1,870 |
| Total interest expense | $745,000 | 3,037 |
| Net interest income | $13,358,000 | 1,741 |
| Provision for loan and lease losses | $-750,000 | 5,568 |
| Total noninterest income | $2,150,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $730,000 | 1,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,420,000 | 1,880 |
| Total noninterest expense | $10,311,000 | 1,863 |
| Salaries and employee benefits | $6,086,000 | 1,801 |
| Premises and equipment expense | $1,368,000 | 1,646 |
| Additional noninterest expense | $2,857,000 | 2,012 |
| Pre-tax net operating income | $5,947,000 | 1,471 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,940,000 | 1,295 |
| Income before extraordinary items | $4,007,000 | 1,609 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,007,000 | 1,609 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,007,000 | 1,609 |
| Net charge-offs | $-533,000 | 5,574 |
| Cash dividends | $5,254,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,007,000 | 1,591 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,456,000 | 1,887 |
| Total interest expense | $560,000 | 3,025 |
| Net interest income | $9,896,000 | 1,764 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,627,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $549,000 | 1,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,078,000 | 1,895 |
| Total noninterest expense | $7,589,000 | 1,888 |
| Salaries and employee benefits | $4,586,000 | 1,802 |
| Premises and equipment expense | $1,022,000 | 1,661 |
| Additional noninterest expense | $1,981,000 | 2,141 |
| Pre-tax net operating income | $3,934,000 | 1,666 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,110,000 | 1,382 |
| Income before extraordinary items | $2,824,000 | 1,816 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,824,000 | 1,816 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,824,000 | 1,816 |
| Net charge-offs | $-527,000 | 5,643 |
| Cash dividends | $5,132,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,824,000 | 1,789 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,831,000 | 1,901 |
| Total interest expense | $373,000 | 3,001 |
| Net interest income | $6,458,000 | 1,779 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,075,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $362,000 | 1,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 1,909 |
| Total noninterest expense | $5,027,000 | 1,899 |
| Salaries and employee benefits | $3,007,000 | 1,828 |
| Premises and equipment expense | $646,000 | 1,752 |
| Additional noninterest expense | $1,374,000 | 2,069 |
| Pre-tax net operating income | $2,506,000 | 1,700 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $700,000 | 1,399 |
| Income before extraordinary items | $1,806,000 | 1,849 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,806,000 | 1,849 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,806,000 | 1,849 |
| Net charge-offs | $-524,000 | 5,723 |
| Cash dividends | $5,012,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,806,000 | 1,822 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 1,921 |
| Total interest expense | $187,000 | 2,980 |
| Net interest income | $3,179,000 | 1,799 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $565,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $184,000 | 1,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 1,809 |
| Total noninterest expense | $2,574,000 | 1,877 |
| Salaries and employee benefits | $1,518,000 | 1,826 |
| Premises and equipment expense | $344,000 | 1,665 |
| Additional noninterest expense | $712,000 | 2,021 |
| Pre-tax net operating income | $1,170,000 | 1,752 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $322,000 | 1,438 |
| Income before extraordinary items | $848,000 | 1,888 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $848,000 | 1,888 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $848,000 | 1,888 |
| Net charge-offs | $-516,000 | 5,812 |
| Cash dividends | $4,887,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $848,000 | 1,874 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,692,000 | 1,856 |
| Total interest expense | $782,000 | 2,855 |
| Net interest income | $12,910,000 | 1,738 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,200,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $756,000 | 1,516 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,444,000 | 1,938 |
| Total noninterest expense | $9,767,000 | 1,946 |
| Salaries and employee benefits | $5,774,000 | 1,851 |
| Premises and equipment expense | $1,322,000 | 1,711 |
| Additional noninterest expense | $2,671,000 | 2,179 |
| Pre-tax net operating income | $5,343,000 | 1,540 |
| Securities gains (losses) | $627,000 | 351 |
| Applicable income taxes | $1,928,000 | 1,080 |
| Income before extraordinary items | $4,042,000 | 1,641 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,042,000 | 1,638 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,042,000 | 1,640 |
| Net charge-offs | $-50,000 | 5,362 |
| Cash dividends | $488,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,615,640 | 1,757 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,301,000 | 1,850 |
| Total interest expense | $590,000 | 2,850 |
| Net interest income | $9,711,000 | 1,735 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,679,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $569,000 | 1,507 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,110,000 | 1,916 |
| Total noninterest expense | $7,344,000 | 1,945 |
| Salaries and employee benefits | $4,349,000 | 1,826 |
| Premises and equipment expense | $986,000 | 1,729 |
| Additional noninterest expense | $2,009,000 | 2,172 |
| Pre-tax net operating income | $4,046,000 | 1,549 |
| Securities gains (losses) | $627,000 | 316 |
| Applicable income taxes | $1,359,000 | 1,163 |
| Income before extraordinary items | $3,314,000 | 1,549 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,314,000 | 1,548 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,314,000 | 1,549 |
| Net charge-offs | $-51,000 | 5,377 |
| Cash dividends | $364,000 | 2,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,868,830 | 1,699 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 1,868 |
| Total interest expense | $394,000 | 2,851 |
| Net interest income | $6,403,000 | 1,757 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,120,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $370,000 | 1,524 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $750,000 | 1,869 |
| Total noninterest expense | $4,813,000 | 1,984 |
| Salaries and employee benefits | $2,904,000 | 1,834 |
| Premises and equipment expense | $641,000 | 1,750 |
| Additional noninterest expense | $1,268,000 | 2,290 |
| Pre-tax net operating income | $2,710,000 | 1,530 |
| Securities gains (losses) | $186,000 | 632 |
| Applicable income taxes | $828,000 | 1,222 |
| Income before extraordinary items | $2,068,000 | 1,615 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,068,000 | 1,616 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,068,000 | 1,616 |
| Net charge-offs | $-37,000 | 5,410 |
| Cash dividends | $243,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,935,940 | 1,662 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 1,917 |
| Total interest expense | $197,000 | 2,869 |
| Net interest income | $3,100,000 | 1,815 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $522,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $189,000 | 1,493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $333,000 | 1,972 |
| Total noninterest expense | $2,437,000 | 1,970 |
| Salaries and employee benefits | $1,471,000 | 1,826 |
| Premises and equipment expense | $335,000 | 1,703 |
| Additional noninterest expense | $631,000 | 2,292 |
| Pre-tax net operating income | $1,185,000 | 1,697 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $326,000 | 1,400 |
| Income before extraordinary items | $859,000 | 1,867 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $859,000 | 1,868 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $859,000 | 1,868 |
| Net charge-offs | $-19,000 | 5,448 |
| Cash dividends | $120,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $859,000 | 1,823 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,019,000 | 1,887 |
| Total interest expense | $787,000 | 2,854 |
| Net interest income | $12,232,000 | 1,795 |
| Provision for loan and lease losses | $-750,000 | 6,004 |
| Total noninterest income | $2,775,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $792,000 | 1,493 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,983,000 | 1,529 |
| Total noninterest expense | $9,739,000 | 1,946 |
| Salaries and employee benefits | $5,724,000 | 1,819 |
| Premises and equipment expense | $1,194,000 | 1,901 |
| Additional noninterest expense | $2,821,000 | 2,120 |
| Pre-tax net operating income | $6,018,000 | 1,362 |
| Securities gains (losses) | $47,000 | 1,685 |
| Applicable income taxes | $1,481,000 | 1,248 |
| Income before extraordinary items | $4,584,000 | 1,447 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,584,000 | 1,447 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,584,000 | 1,447 |
| Net charge-offs | $-304,000 | 5,934 |
| Cash dividends | $492,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,548,280 | 1,433 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,694,000 | 1,914 |
| Total interest expense | $592,000 | 2,883 |
| Net interest income | $9,102,000 | 1,821 |
| Provision for loan and lease losses | $-750,000 | 6,125 |
| Total noninterest income | $2,247,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $597,000 | 1,501 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,650,000 | 1,436 |
| Total noninterest expense | $7,354,000 | 1,933 |
| Salaries and employee benefits | $4,355,000 | 1,799 |
| Premises and equipment expense | $892,000 | 1,924 |
| Additional noninterest expense | $2,107,000 | 2,104 |
| Pre-tax net operating income | $4,745,000 | 1,327 |
| Securities gains (losses) | $47,000 | 1,506 |
| Applicable income taxes | $1,370,000 | 1,101 |
| Income before extraordinary items | $3,422,000 | 1,474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,422,000 | 1,475 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,422,000 | 1,475 |
| Net charge-offs | $-283,000 | 6,029 |
| Cash dividends | $367,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,388,630 | 1,448 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,350,000 | 1,942 |
| Total interest expense | $395,000 | 2,901 |
| Net interest income | $5,955,000 | 1,852 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,724,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $392,000 | 1,496 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,332,000 | 1,285 |
| Total noninterest expense | $4,881,000 | 1,952 |
| Salaries and employee benefits | $2,954,000 | 1,786 |
| Premises and equipment expense | $577,000 | 1,984 |
| Additional noninterest expense | $1,350,000 | 2,180 |
| Pre-tax net operating income | $2,798,000 | 1,461 |
| Securities gains (losses) | $65,000 | 1,085 |
| Applicable income taxes | $798,000 | 1,222 |
| Income before extraordinary items | $2,065,000 | 1,579 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,065,000 | 1,581 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,065,000 | 1,582 |
| Net charge-offs | $-268,000 | 6,125 |
| Cash dividends | $246,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,018,200 | 1,557 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 2,001 |
| Total interest expense | $197,000 | 2,920 |
| Net interest income | $2,876,000 | 1,908 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,212,000 | 1,128 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $195,000 | 1,476 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,017,000 | 911 |
| Total noninterest expense | $2,546,000 | 1,867 |
| Salaries and employee benefits | $1,583,000 | 1,688 |
| Premises and equipment expense | $288,000 | 2,000 |
| Additional noninterest expense | $675,000 | 2,164 |
| Pre-tax net operating income | $1,542,000 | 1,299 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $439,000 | 1,108 |
| Income before extraordinary items | $1,103,000 | 1,457 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,103,000 | 1,459 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,103,000 | 1,459 |
| Net charge-offs | $-29,000 | 5,805 |
| Cash dividends | $125,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,103,000 | 1,415 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,759,000 | 1,942 |
| Total interest expense | $799,000 | 3,040 |
| Net interest income | $11,960,000 | 1,837 |
| Provision for loan and lease losses | $-1,750,000 | 6,403 |
| Total noninterest income | $2,122,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $813,000 | 1,554 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,309,000 | 1,952 |
| Total noninterest expense | $9,641,000 | 1,967 |
| Salaries and employee benefits | $5,459,000 | 1,888 |
| Premises and equipment expense | $1,288,000 | 1,797 |
| Additional noninterest expense | $2,894,000 | 2,098 |
| Pre-tax net operating income | $6,191,000 | 1,268 |
| Securities gains (losses) | $-91,000 | 6,323 |
| Applicable income taxes | $1,649,000 | 1,128 |
| Income before extraordinary items | $4,451,000 | 1,453 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,451,000 | 1,451 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,451,000 | 1,452 |
| Net charge-offs | $-2,453,000 | 6,488 |
| Cash dividends | $803,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,517,430 | 1,403 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,233,000 | 2,015 |
| Total interest expense | $597,000 | 3,105 |
| Net interest income | $8,636,000 | 1,902 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,598,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $612,000 | 1,555 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $986,000 | 1,949 |
| Total noninterest expense | $7,410,000 | 1,915 |
| Salaries and employee benefits | $4,146,000 | 1,868 |
| Premises and equipment expense | $948,000 | 1,842 |
| Additional noninterest expense | $2,316,000 | 1,983 |
| Pre-tax net operating income | $2,824,000 | 1,953 |
| Securities gains (losses) | $-91,000 | 6,434 |
| Applicable income taxes | $654,000 | 1,722 |
| Income before extraordinary items | $2,079,000 | 2,161 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,079,000 | 2,161 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,079,000 | 2,160 |
| Net charge-offs | $-2,414,000 | 6,575 |
| Cash dividends | $680,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,148,160 | 2,060 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 2,002 |
| Total interest expense | $399,000 | 3,136 |
| Net interest income | $5,767,000 | 1,891 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,076,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $396,000 | 1,578 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $680,000 | 1,887 |
| Total noninterest expense | $4,961,000 | 1,905 |
| Salaries and employee benefits | $2,785,000 | 1,852 |
| Premises and equipment expense | $636,000 | 1,847 |
| Additional noninterest expense | $1,540,000 | 1,981 |
| Pre-tax net operating income | $1,882,000 | 1,912 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $450,000 | 1,647 |
| Income before extraordinary items | $1,432,000 | 2,059 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,432,000 | 2,063 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,432,000 | 2,062 |
| Net charge-offs | $-1,822,000 | 6,639 |
| Cash dividends | $237,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,432,000 | 1,997 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 2,125 |
| Total interest expense | $200,000 | 3,180 |
| Net interest income | $2,674,000 | 2,002 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $516,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $184,000 | 1,664 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $332,000 | 1,872 |
| Total noninterest expense | $2,537,000 | 1,870 |
| Salaries and employee benefits | $1,396,000 | 1,860 |
| Premises and equipment expense | $318,000 | 1,883 |
| Additional noninterest expense | $823,000 | 1,843 |
| Pre-tax net operating income | $653,000 | 2,435 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $130,000 | 2,129 |
| Income before extraordinary items | $523,000 | 2,490 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $523,000 | 2,493 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $523,000 | 2,493 |
| Net charge-offs | $-1,028,000 | 6,704 |
| Cash dividends | $119,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $523,000 | 2,447 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,861,000 | 2,073 |
| Total interest expense | $856,000 | 3,293 |
| Net interest income | $11,005,000 | 1,930 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,650,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $755,000 | 1,729 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $895,000 | 2,514 |
| Total noninterest expense | $10,242,000 | 1,856 |
| Salaries and employee benefits | $5,511,000 | 1,853 |
| Premises and equipment expense | $1,246,000 | 1,850 |
| Additional noninterest expense | $3,485,000 | 1,830 |
| Pre-tax net operating income | $2,413,000 | 2,523 |
| Securities gains (losses) | $234,000 | 810 |
| Applicable income taxes | $521,000 | 2,108 |
| Income before extraordinary items | $2,126,000 | 2,492 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,126,000 | 2,495 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,126,000 | 2,495 |
| Net charge-offs | $611,000 | 1,795 |
| Cash dividends | $1,838,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,938,800 | 2,604 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,985,000 | 2,065 |
| Total interest expense | $650,000 | 3,350 |
| Net interest income | $8,335,000 | 1,924 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,206,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $565,000 | 1,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $641,000 | 2,632 |
| Total noninterest expense | $7,590,000 | 1,877 |
| Salaries and employee benefits | $4,115,000 | 1,865 |
| Premises and equipment expense | $917,000 | 1,898 |
| Additional noninterest expense | $2,558,000 | 1,854 |
| Pre-tax net operating income | $1,951,000 | 2,472 |
| Securities gains (losses) | $234,000 | 754 |
| Applicable income taxes | $468,000 | 1,973 |
| Income before extraordinary items | $1,717,000 | 2,390 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,717,000 | 2,394 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,717,000 | 2,394 |
| Net charge-offs | $655,000 | 1,345 |
| Cash dividends | $1,719,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,532,140 | 2,538 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,914,000 | 2,086 |
| Total interest expense | $441,000 | 3,362 |
| Net interest income | $5,473,000 | 1,933 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $853,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $373,000 | 1,720 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $480,000 | 2,533 |
| Total noninterest expense | $4,810,000 | 1,967 |
| Salaries and employee benefits | $2,761,000 | 1,867 |
| Premises and equipment expense | $583,000 | 1,973 |
| Additional noninterest expense | $1,466,000 | 2,119 |
| Pre-tax net operating income | $1,516,000 | 2,176 |
| Securities gains (losses) | $234,000 | 671 |
| Applicable income taxes | $150,000 | 2,690 |
| Income before extraordinary items | $1,600,000 | 1,828 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,600,000 | 1,833 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,600,000 | 1,834 |
| Net charge-offs | $827,000 | 883 |
| Cash dividends | $1,600,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,387,060 | 1,979 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 2,173 |
| Total interest expense | $229,000 | 3,369 |
| Net interest income | $2,636,000 | 2,007 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $369,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $178,000 | 1,773 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $191,000 | 2,844 |
| Total noninterest expense | $2,456,000 | 1,945 |
| Salaries and employee benefits | $1,403,000 | 1,858 |
| Premises and equipment expense | $284,000 | 2,062 |
| Additional noninterest expense | $769,000 | 2,033 |
| Pre-tax net operating income | $549,000 | 2,704 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-250,000 | 6,967 |
| Income before extraordinary items | $799,000 | 1,771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $799,000 | 1,773 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $799,000 | 1,773 |
| Net charge-offs | $881,000 | 522 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $799,000 | 1,707 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,962,000 | 2,026 |
| Total interest expense | $1,049,000 | 3,506 |
| Net interest income | $11,913,000 | 1,837 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,525,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $836,000 | 1,635 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $689,000 | 2,918 |
| Total noninterest expense | $10,377,000 | 1,856 |
| Salaries and employee benefits | $5,618,000 | 1,801 |
| Premises and equipment expense | $1,233,000 | 1,899 |
| Additional noninterest expense | $3,526,000 | 1,866 |
| Pre-tax net operating income | $3,061,000 | 2,050 |
| Securities gains (losses) | $497,000 | 945 |
| Applicable income taxes | $800,000 | 1,696 |
| Income before extraordinary items | $2,758,000 | 2,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,758,000 | 2,001 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,758,000 | 2,003 |
| Net charge-offs | $-161,000 | 6,977 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,370,340 | 2,144 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,703,000 | 2,062 |
| Total interest expense | $810,000 | 3,559 |
| Net interest income | $8,893,000 | 1,871 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,126,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $633,000 | 1,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $493,000 | 2,982 |
| Total noninterest expense | $7,661,000 | 1,874 |
| Salaries and employee benefits | $4,158,000 | 1,816 |
| Premises and equipment expense | $921,000 | 1,932 |
| Additional noninterest expense | $2,582,000 | 1,915 |
| Pre-tax net operating income | $2,358,000 | 2,078 |
| Securities gains (losses) | $497,000 | 752 |
| Applicable income taxes | $645,000 | 1,671 |
| Income before extraordinary items | $2,210,000 | 1,929 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,210,000 | 1,928 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,210,000 | 1,930 |
| Net charge-offs | $-146,000 | 7,075 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,827,310 | 2,153 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,518,000 | 2,055 |
| Total interest expense | $559,000 | 3,565 |
| Net interest income | $5,959,000 | 1,858 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $433,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $412,000 | 1,661 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,119 |
| Total noninterest expense | $5,091,000 | 1,881 |
| Salaries and employee benefits | $2,761,000 | 1,814 |
| Premises and equipment expense | $613,000 | 1,930 |
| Additional noninterest expense | $1,717,000 | 1,927 |
| Pre-tax net operating income | $1,301,000 | 2,369 |
| Securities gains (losses) | $497,000 | 547 |
| Applicable income taxes | $380,000 | 1,781 |
| Income before extraordinary items | $1,418,000 | 1,978 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,418,000 | 1,976 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,418,000 | 1,978 |
| Net charge-offs | $-316,000 | 7,198 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,025,370 | 2,441 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,255,000 | 2,077 |
| Total interest expense | $292,000 | 3,571 |
| Net interest income | $2,963,000 | 1,873 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-64,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $203,000 | 1,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-267,000 | 7,237 |
| Total noninterest expense | $2,532,000 | 1,888 |
| Salaries and employee benefits | $1,385,000 | 1,812 |
| Premises and equipment expense | $293,000 | 2,012 |
| Additional noninterest expense | $854,000 | 1,926 |
| Pre-tax net operating income | $367,000 | 3,467 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $357,000 | 3,310 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $357,000 | 3,314 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $357,000 | 3,314 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $357,000 | 3,138 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,396,000 | 1,961 |
| Total interest expense | $1,629,000 | 3,239 |
| Net interest income | $12,767,000 | 1,760 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $592,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $888,000 | 1,648 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-296,000 | 7,014 |
| Total noninterest expense | $10,572,000 | 1,820 |
| Salaries and employee benefits | $5,598,000 | 1,727 |
| Premises and equipment expense | $1,217,000 | 2,039 |
| Additional noninterest expense | $3,757,000 | 1,796 |
| Pre-tax net operating income | $2,787,000 | 1,963 |
| Securities gains (losses) | $-30,000 | 6,961 |
| Applicable income taxes | $469,000 | 2,094 |
| Income before extraordinary items | $2,288,000 | 2,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,288,000 | 2,022 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,288,000 | 2,022 |
| Net charge-offs | $2,939,000 | 1,215 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,312,900 | 1,910 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,059,000 | 1,938 |
| Total interest expense | $1,293,000 | 3,203 |
| Net interest income | $9,766,000 | 1,724 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $297,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $673,000 | 1,633 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-376,000 | 7,202 |
| Total noninterest expense | $7,836,000 | 1,839 |
| Salaries and employee benefits | $4,175,000 | 1,746 |
| Premises and equipment expense | $903,000 | 2,072 |
| Additional noninterest expense | $2,758,000 | 1,843 |
| Pre-tax net operating income | $2,227,000 | 1,925 |
| Securities gains (losses) | $-30,000 | 7,098 |
| Applicable income taxes | $371,000 | 2,021 |
| Income before extraordinary items | $1,826,000 | 1,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,826,000 | 1,980 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,826,000 | 1,980 |
| Net charge-offs | $-562,000 | 7,409 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,850,900 | 1,861 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 1,931 |
| Total interest expense | $915,000 | 3,170 |
| Net interest income | $6,534,000 | 1,716 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $998,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $429,000 | 1,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $569,000 | 1,929 |
| Total noninterest expense | $5,381,000 | 1,813 |
| Salaries and employee benefits | $2,794,000 | 1,750 |
| Premises and equipment expense | $591,000 | 2,133 |
| Additional noninterest expense | $1,996,000 | 1,718 |
| Pre-tax net operating income | $2,151,000 | 1,355 |
| Securities gains (losses) | $-30,000 | 7,178 |
| Applicable income taxes | $515,000 | 1,293 |
| Income before extraordinary items | $1,606,000 | 1,532 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,606,000 | 1,532 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,606,000 | 1,532 |
| Net charge-offs | $-452,000 | 7,481 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,628,800 | 1,443 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 2,033 |
| Total interest expense | $496,000 | 3,061 |
| Net interest income | $3,034,000 | 1,833 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $403,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $203,000 | 1,725 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $200,000 | 2,470 |
| Total noninterest expense | $2,746,000 | 1,793 |
| Salaries and employee benefits | $1,416,000 | 1,745 |
| Premises and equipment expense | $298,000 | 2,152 |
| Additional noninterest expense | $1,032,000 | 1,669 |
| Pre-tax net operating income | $691,000 | 1,991 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $115,000 | 2,038 |
| Income before extraordinary items | $576,000 | 1,982 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $576,000 | 1,981 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $576,000 | 1,982 |
| Net charge-offs | $461,000 | 1,399 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $576,000 | 1,935 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,126,000 | 1,878 |
| Total interest expense | $2,964,000 | 2,632 |
| Net interest income | $13,162,000 | 1,683 |
| Provision for loan and lease losses | $2,730,000 | 1,721 |
| Total noninterest income | $1,877,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $925,000 | 1,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $952,000 | 2,231 |
| Total noninterest expense | $10,943,000 | 1,799 |
| Salaries and employee benefits | $5,638,000 | 1,725 |
| Premises and equipment expense | $1,226,000 | 2,063 |
| Additional noninterest expense | $4,079,000 | 1,767 |
| Pre-tax net operating income | $1,366,000 | 2,872 |
| Securities gains (losses) | $42,000 | 2,772 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $1,380,000 | 2,638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,380,000 | 2,634 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,380,000 | 2,639 |
| Net charge-offs | $6,282,000 | 849 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,338,840 | 2,598 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,243,000 | 1,893 |
| Total interest expense | $2,354,000 | 2,601 |
| Net interest income | $9,889,000 | 1,703 |
| Provision for loan and lease losses | $2,730,000 | 1,346 |
| Total noninterest income | $1,440,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $709,000 | 1,630 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $731,000 | 2,199 |
| Total noninterest expense | $7,939,000 | 1,848 |
| Salaries and employee benefits | $4,198,000 | 1,751 |
| Premises and equipment expense | $896,000 | 2,134 |
| Additional noninterest expense | $2,845,000 | 1,849 |
| Pre-tax net operating income | $660,000 | 3,821 |
| Securities gains (losses) | $42,000 | 2,530 |
| Applicable income taxes | $-60,000 | 7,001 |
| Income before extraordinary items | $762,000 | 3,358 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $762,000 | 3,356 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $762,000 | 3,358 |
| Net charge-offs | $5,427,000 | 734 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $720,000 | 3,333 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 1,900 |
| Total interest expense | $1,655,000 | 2,579 |
| Net interest income | $6,586,000 | 1,709 |
| Provision for loan and lease losses | $1,730,000 | 1,394 |
| Total noninterest income | $984,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $471,000 | 1,632 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $513,000 | 2,058 |
| Total noninterest expense | $5,214,000 | 1,881 |
| Salaries and employee benefits | $2,803,000 | 1,747 |
| Premises and equipment expense | $590,000 | 2,182 |
| Additional noninterest expense | $1,821,000 | 1,902 |
| Pre-tax net operating income | $626,000 | 3,222 |
| Securities gains (losses) | $42,000 | 1,993 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $668,000 | 2,854 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $668,000 | 2,850 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $668,000 | 2,852 |
| Net charge-offs | $3,490,000 | 728 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $626,000 | 2,865 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 1,941 |
| Total interest expense | $890,000 | 2,517 |
| Net interest income | $3,232,000 | 1,758 |
| Provision for loan and lease losses | $1,730,000 | 822 |
| Total noninterest income | $421,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $233,000 | 1,643 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $188,000 | 2,489 |
| Total noninterest expense | $2,718,000 | 1,833 |
| Salaries and employee benefits | $1,494,000 | 1,669 |
| Premises and equipment expense | $266,000 | 2,459 |
| Additional noninterest expense | $958,000 | 1,812 |
| Pre-tax net operating income | $-795,000 | 7,345 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-795,000 | 7,412 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-795,000 | 7,412 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-795,000 | 7,413 |
| Net charge-offs | $1,862,000 | 678 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-795,000 | 7,396 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,919,000 | 1,809 |
| Total interest expense | $5,296,000 | 2,149 |
| Net interest income | $13,623,000 | 1,651 |
| Provision for loan and lease losses | $14,706,000 | 619 |
| Total noninterest income | $1,754,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $964,000 | 1,746 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $790,000 | 2,472 |
| Total noninterest expense | $9,769,000 | 2,068 |
| Salaries and employee benefits | $5,553,000 | 1,785 |
| Premises and equipment expense | $1,273,000 | 2,104 |
| Additional noninterest expense | $2,943,000 | 2,388 |
| Pre-tax net operating income | $-9,098,000 | 7,451 |
| Securities gains (losses) | $202,000 | 1,545 |
| Applicable income taxes | $-4,286,000 | 7,724 |
| Income before extraordinary items | $-4,610,000 | 7,221 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,610,000 | 7,220 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,610,000 | 7,220 |
| Net charge-offs | $4,336,000 | 1,274 |
| Cash dividends | $238,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,739,280 | 7,258 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,531,000 | 1,787 |
| Total interest expense | $4,238,000 | 2,104 |
| Net interest income | $10,293,000 | 1,637 |
| Provision for loan and lease losses | $8,600,000 | 701 |
| Total noninterest income | $1,340,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $724,000 | 1,743 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $616,000 | 2,478 |
| Total noninterest expense | $7,599,000 | 1,980 |
| Salaries and employee benefits | $4,507,000 | 1,665 |
| Premises and equipment expense | $918,000 | 2,201 |
| Additional noninterest expense | $2,174,000 | 2,389 |
| Pre-tax net operating income | $-4,566,000 | 7,471 |
| Securities gains (losses) | $202,000 | 1,279 |
| Applicable income taxes | $1,215,000 | 726 |
| Income before extraordinary items | $-5,579,000 | 7,620 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,579,000 | 7,620 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,579,000 | 7,620 |
| Net charge-offs | $182,000 | 4,348 |
| Cash dividends | $358,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,781,000 | 7,642 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 1,828 |
| Total interest expense | $2,930,000 | 2,139 |
| Net interest income | $6,709,000 | 1,672 |
| Provision for loan and lease losses | $5,870,000 | 669 |
| Total noninterest income | $879,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $468,000 | 1,771 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $411,000 | 2,517 |
| Total noninterest expense | $4,889,000 | 2,074 |
| Salaries and employee benefits | $3,028,000 | 1,689 |
| Premises and equipment expense | $597,000 | 2,283 |
| Additional noninterest expense | $1,264,000 | 2,706 |
| Pre-tax net operating income | $-3,171,000 | 7,585 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $810,000 | 743 |
| Income before extraordinary items | $-3,977,000 | 7,725 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,977,000 | 7,724 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,977,000 | 7,724 |
| Net charge-offs | $94,000 | 4,310 |
| Cash dividends | $238,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,981,000 | 7,732 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 1,857 |
| Total interest expense | $1,530,000 | 2,135 |
| Net interest income | $3,272,000 | 1,689 |
| Provision for loan and lease losses | $5,770,000 | 367 |
| Total noninterest income | $423,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $225,000 | 1,782 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $198,000 | 2,529 |
| Total noninterest expense | $2,457,000 | 2,021 |
| Salaries and employee benefits | $1,515,000 | 1,709 |
| Premises and equipment expense | $293,000 | 2,343 |
| Additional noninterest expense | $649,000 | 2,390 |
| Pre-tax net operating income | $-4,532,000 | 8,008 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $404,000 | 814 |
| Income before extraordinary items | $-4,932,000 | 8,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,932,000 | 8,058 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,932,000 | 8,058 |
| Net charge-offs | $89,000 | 2,993 |
| Cash dividends | $119,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,936,000 | 8,058 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,787,000 | 1,774 |
| Total interest expense | $8,141,000 | 1,938 |
| Net interest income | $13,646,000 | 1,631 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $2,674,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $895,000 | 1,928 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,779,000 | 1,413 |
| Total noninterest expense | $9,649,000 | 2,002 |
| Salaries and employee benefits | $5,834,000 | 1,747 |
| Premises and equipment expense | $1,242,000 | 2,170 |
| Additional noninterest expense | $2,573,000 | 2,289 |
| Pre-tax net operating income | $6,571,000 | 847 |
| Securities gains (losses) | $106,000 | 1,086 |
| Applicable income taxes | $2,099,000 | 651 |
| Income before extraordinary items | $4,578,000 | 893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,578,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 5,111 |
| Cash dividends | $488,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,504,860 | 984 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,742,000 | 1,772 |
| Total interest expense | $6,408,000 | 1,922 |
| Net interest income | $10,334,000 | 1,630 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $2,242,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $659,000 | 1,969 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,583,000 | 1,310 |
| Total noninterest expense | $7,036,000 | 2,036 |
| Salaries and employee benefits | $4,521,000 | 1,718 |
| Premises and equipment expense | $648,000 | 2,999 |
| Additional noninterest expense | $1,867,000 | 2,283 |
| Pre-tax net operating income | $5,540,000 | 915 |
| Securities gains (losses) | $106,000 | 929 |
| Applicable income taxes | $2,160,000 | 611 |
| Income before extraordinary items | $3,486,000 | 1,062 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,486,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,628 |
| Cash dividends | $369,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,418,160 | 1,142 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,401,000 | 1,758 |
| Total interest expense | $4,541,000 | 1,899 |
| Net interest income | $6,860,000 | 1,640 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,780,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $419,000 | 2,023 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,361,000 | 1,131 |
| Total noninterest expense | $4,575,000 | 2,105 |
| Salaries and employee benefits | $3,006,000 | 1,735 |
| Premises and equipment expense | $375,000 | 3,386 |
| Additional noninterest expense | $1,194,000 | 2,353 |
| Pre-tax net operating income | $4,065,000 | 868 |
| Securities gains (losses) | $81,000 | 1,114 |
| Applicable income taxes | $1,440,000 | 687 |
| Income before extraordinary items | $2,706,000 | 1,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,706,000 | 1,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,779 |
| Cash dividends | $251,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,653,350 | 1,022 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 1,722 |
| Total interest expense | $2,381,000 | 1,952 |
| Net interest income | $3,605,000 | 1,546 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $419,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $206,000 | 2,030 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $213,000 | 2,486 |
| Total noninterest expense | $2,079,000 | 2,293 |
| Salaries and employee benefits | $1,375,000 | 1,913 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $562,000 | 2,451 |
| Pre-tax net operating income | $1,945,000 | 966 |
| Securities gains (losses) | $81,000 | 822 |
| Applicable income taxes | $480,000 | 1,047 |
| Income before extraordinary items | $1,546,000 | 970 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,546,000 | 972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,108 |
| Cash dividends | $128,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,484,440 | 972 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,337,000 | 1,704 |
| Total interest expense | $9,121,000 | 2,086 |
| Net interest income | $16,216,000 | 1,380 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $1,776,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $917,000 | 1,903 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $859,000 | 2,452 |
| Total noninterest expense | $8,812,000 | 2,090 |
| Salaries and employee benefits | $5,600,000 | 1,801 |
| Premises and equipment expense | $765,000 | 3,199 |
| Additional noninterest expense | $2,447,000 | 2,214 |
| Pre-tax net operating income | $9,030,000 | 943 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,882,000 | 843 |
| Income before extraordinary items | $6,148,000 | 1,056 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,148,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,905 |
| Cash dividends | $25,206,000 | 207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,148,000 | 1,037 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,809,000 | 1,718 |
| Total interest expense | $6,680,000 | 2,121 |
| Net interest income | $12,129,000 | 1,394 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $1,349,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $718,000 | 1,813 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $631,000 | 2,486 |
| Total noninterest expense | $6,456,000 | 2,110 |
| Salaries and employee benefits | $4,321,000 | 1,743 |
| Premises and equipment expense | $535,000 | 3,367 |
| Additional noninterest expense | $1,600,000 | 2,468 |
| Pre-tax net operating income | $6,872,000 | 1,003 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,872,000 | 1,014 |
| Income before extraordinary items | $5,000,000 | 1,054 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,000,000 | 1,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,991 |
| Cash dividends | $60,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,000,000 | 1,037 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,331,000 | 1,758 |
| Total interest expense | $4,308,000 | 2,189 |
| Net interest income | $8,023,000 | 1,426 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $899,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $473,000 | 1,836 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $426,000 | 2,484 |
| Total noninterest expense | $4,396,000 | 2,097 |
| Salaries and employee benefits | $2,986,000 | 1,719 |
| Premises and equipment expense | $385,000 | 3,177 |
| Additional noninterest expense | $1,025,000 | 2,575 |
| Pre-tax net operating income | $4,376,000 | 1,092 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,248,000 | 1,070 |
| Income before extraordinary items | $3,128,000 | 1,145 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,128,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $5,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,128,000 | 1,126 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 1,792 |
| Total interest expense | $2,079,000 | 2,246 |
| Net interest income | $3,942,000 | 1,457 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $449,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $232,000 | 1,820 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $217,000 | 2,422 |
| Total noninterest expense | $2,212,000 | 2,086 |
| Salaries and employee benefits | $1,401,000 | 1,838 |
| Premises and equipment expense | $256,000 | 2,532 |
| Additional noninterest expense | $555,000 | 2,377 |
| Pre-tax net operating income | $2,029,000 | 1,153 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $624,000 | 1,081 |
| Income before extraordinary items | $1,405,000 | 1,250 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,405,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,405,000 | 1,229 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,470,000 | 1,803 |
| Total interest expense | $6,664,000 | 2,372 |
| Net interest income | $15,806,000 | 1,438 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $1,602,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $919,000 | 1,880 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $683,000 | 2,803 |
| Total noninterest expense | $9,487,000 | 1,879 |
| Salaries and employee benefits | $6,700,000 | 1,481 |
| Premises and equipment expense | $781,000 | 3,066 |
| Additional noninterest expense | $2,006,000 | 2,561 |
| Pre-tax net operating income | $7,821,000 | 1,249 |
| Securities gains (losses) | $-70,000 | 8,064 |
| Applicable income taxes | $2,507,000 | 1,095 |
| Income before extraordinary items | $5,244,000 | 1,395 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,244,000 | 1,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,822 |
| Cash dividends | $24,000 | 5,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,291,600 | 1,370 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,353,000 | 1,846 |
| Total interest expense | $4,609,000 | 2,474 |
| Net interest income | $11,744,000 | 1,476 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $1,201,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $693,000 | 1,874 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $508,000 | 2,824 |
| Total noninterest expense | $6,343,000 | 2,078 |
| Salaries and employee benefits | $4,291,000 | 1,713 |
| Premises and equipment expense | $574,000 | 3,113 |
| Additional noninterest expense | $1,478,000 | 2,602 |
| Pre-tax net operating income | $6,502,000 | 1,180 |
| Securities gains (losses) | $-70,000 | 8,295 |
| Applicable income taxes | $1,842,000 | 1,164 |
| Income before extraordinary items | $4,590,000 | 1,236 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,590,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,428 |
| Cash dividends | $21,000 | 5,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,639,700 | 1,214 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,447,000 | 1,885 |
| Total interest expense | $2,805,000 | 2,587 |
| Net interest income | $7,642,000 | 1,508 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $786,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $458,000 | 1,874 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $328,000 | 2,854 |
| Total noninterest expense | $4,127,000 | 2,138 |
| Salaries and employee benefits | $2,732,000 | 1,793 |
| Premises and equipment expense | $408,000 | 2,948 |
| Additional noninterest expense | $987,000 | 2,602 |
| Pre-tax net operating income | $4,201,000 | 1,199 |
| Securities gains (losses) | $-70,000 | 8,451 |
| Applicable income taxes | $1,218,000 | 1,184 |
| Income before extraordinary items | $2,913,000 | 1,290 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,913,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,500 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,962,700 | 1,243 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 1,925 |
| Total interest expense | $1,281,000 | 2,669 |
| Net interest income | $3,682,000 | 1,550 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $391,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $227,000 | 1,841 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $2,206,000 | 2,001 |
| Salaries and employee benefits | $1,392,000 | 1,765 |
| Premises and equipment expense | $291,000 | 2,154 |
| Additional noninterest expense | $523,000 | 2,448 |
| Pre-tax net operating income | $1,767,000 | 1,394 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $593,000 | 1,210 |
| Income before extraordinary items | $1,174,000 | 1,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,174,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,174,000 | 1,528 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,826,000 | 1,887 |
| Total interest expense | $4,037,000 | 2,639 |
| Net interest income | $13,789,000 | 1,593 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,661,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $935,000 | 1,829 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $726,000 | 2,702 |
| Total noninterest expense | $7,573,000 | 2,208 |
| Salaries and employee benefits | $5,180,000 | 1,800 |
| Premises and equipment expense | $596,000 | 3,678 |
| Additional noninterest expense | $1,797,000 | 2,760 |
| Pre-tax net operating income | $7,877,000 | 1,213 |
| Securities gains (losses) | $9,000 | 1,510 |
| Applicable income taxes | $2,516,000 | 1,120 |
| Income before extraordinary items | $5,370,000 | 1,332 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,370,000 | 1,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,615 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 8,744 |
| Net operating income | $5,363,880 | 1,314 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,952,000 | 1,896 |
| Total interest expense | $2,838,000 | 2,652 |
| Net interest income | $10,114,000 | 1,608 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,252,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $715,000 | 1,800 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $537,000 | 2,742 |
| Total noninterest expense | $5,454,000 | 2,280 |
| Salaries and employee benefits | $3,809,000 | 1,823 |
| Premises and equipment expense | $370,000 | 4,207 |
| Additional noninterest expense | $1,275,000 | 2,877 |
| Pre-tax net operating income | $5,912,000 | 1,207 |
| Securities gains (losses) | $9,000 | 1,516 |
| Applicable income taxes | $1,606,000 | 1,312 |
| Income before extraordinary items | $4,315,000 | 1,251 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,315,000 | 1,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 8,789 |
| Net operating income | $4,308,430 | 1,225 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,320,000 | 1,913 |
| Total interest expense | $1,783,000 | 2,645 |
| Net interest income | $6,537,000 | 1,648 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $842,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $473,000 | 1,765 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $369,000 | 2,682 |
| Total noninterest expense | $3,518,000 | 2,342 |
| Salaries and employee benefits | $2,486,000 | 1,842 |
| Premises and equipment expense | $250,000 | 4,149 |
| Additional noninterest expense | $782,000 | 3,074 |
| Pre-tax net operating income | $3,861,000 | 1,206 |
| Securities gains (losses) | $9,000 | 1,390 |
| Applicable income taxes | $1,060,000 | 1,306 |
| Income before extraordinary items | $2,810,000 | 1,254 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,810,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 8,814 |
| Net operating income | $2,803,430 | 1,235 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 1,967 |
| Total interest expense | $853,000 | 2,645 |
| Net interest income | $3,104,000 | 1,723 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $422,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $227,000 | 1,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,514 |
| Total noninterest expense | $1,799,000 | 2,308 |
| Salaries and employee benefits | $1,208,000 | 1,899 |
| Premises and equipment expense | $135,000 | 3,965 |
| Additional noninterest expense | $456,000 | 2,658 |
| Pre-tax net operating income | $1,727,000 | 1,334 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $514,000 | 1,323 |
| Income before extraordinary items | $1,213,000 | 1,400 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,213,000 | 1,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,213,000 | 1,374 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,557,000 | 1,838 |
| Total interest expense | $3,168,000 | 2,504 |
| Net interest income | $12,389,000 | 1,644 |
| Provision for loan and lease losses | $250,000 | 3,237 |
| Total noninterest income | $1,653,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $964,000 | 1,821 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $689,000 | 2,728 |
| Total noninterest expense | $7,103,000 | 2,245 |
| Salaries and employee benefits | $4,843,000 | 1,814 |
| Premises and equipment expense | $627,000 | 3,408 |
| Additional noninterest expense | $1,633,000 | 2,924 |
| Pre-tax net operating income | $6,689,000 | 1,292 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $2,158,000 | 1,186 |
| Income before extraordinary items | $4,534,000 | 1,420 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,534,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,392 |
| Cash dividends | $3,000 | 6,134 |
| Sale, conversion, retirement of capital stock, net | $-70,000 | 8,888 |
| Net operating income | $4,531,960 | 1,382 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,460,000 | 1,853 |
| Total interest expense | $2,340,000 | 2,499 |
| Net interest income | $9,120,000 | 1,660 |
| Provision for loan and lease losses | $250,000 | 2,570 |
| Total noninterest income | $1,291,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $781,000 | 1,697 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $510,000 | 2,765 |
| Total noninterest expense | $4,930,000 | 2,411 |
| Salaries and employee benefits | $3,373,000 | 1,936 |
| Premises and equipment expense | $411,000 | 3,795 |
| Additional noninterest expense | $1,146,000 | 3,070 |
| Pre-tax net operating income | $5,231,000 | 1,252 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $1,663,000 | 1,177 |
| Income before extraordinary items | $3,571,000 | 1,377 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,571,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 604 |
| Net operating income | $3,568,960 | 1,330 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,452,000 | 1,873 |
| Total interest expense | $1,548,000 | 2,503 |
| Net interest income | $5,904,000 | 1,693 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $832,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $486,000 | 1,802 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $346,000 | 2,746 |
| Total noninterest expense | $3,258,000 | 2,439 |
| Salaries and employee benefits | $2,258,000 | 1,922 |
| Premises and equipment expense | $274,000 | 3,796 |
| Additional noninterest expense | $726,000 | 3,206 |
| Pre-tax net operating income | $3,228,000 | 1,325 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $772,000 | 1,568 |
| Income before extraordinary items | $2,456,000 | 1,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,456,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,456,000 | 1,274 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 1,922 |
| Total interest expense | $777,000 | 2,514 |
| Net interest income | $2,871,000 | 1,736 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $420,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $238,000 | 1,794 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $182,000 | 2,633 |
| Total noninterest expense | $1,687,000 | 2,352 |
| Salaries and employee benefits | $1,135,000 | 1,931 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $419,000 | 2,784 |
| Pre-tax net operating income | $1,354,000 | 1,531 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $386,000 | 1,607 |
| Income before extraordinary items | $968,000 | 1,637 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $968,000 | 1,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $968,000 | 1,548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,838,000 | 1,910 |
| Total interest expense | $3,727,000 | 2,379 |
| Net interest income | $11,111,000 | 1,749 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $1,785,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $977,000 | 1,758 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $808,000 | 2,720 |
| Total noninterest expense | $6,742,000 | 2,325 |
| Salaries and employee benefits | $4,459,000 | 1,929 |
| Premises and equipment expense | $604,000 | 3,498 |
| Additional noninterest expense | $1,679,000 | 2,780 |
| Pre-tax net operating income | $5,854,000 | 1,407 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $1,543,000 | 1,588 |
| Income before extraordinary items | $4,321,000 | 1,454 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,321,000 | 1,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,852 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,313,600 | 1,394 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,108,000 | 1,944 |
| Total interest expense | $2,917,000 | 2,361 |
| Net interest income | $8,191,000 | 1,790 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $1,358,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $735,000 | 1,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $623,000 | 2,772 |
| Total noninterest expense | $4,797,000 | 2,460 |
| Salaries and employee benefits | $3,222,000 | 2,001 |
| Premises and equipment expense | $381,000 | 4,009 |
| Additional noninterest expense | $1,194,000 | 2,891 |
| Pre-tax net operating income | $4,452,000 | 1,444 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $1,157,000 | 1,656 |
| Income before extraordinary items | $3,305,000 | 1,487 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,305,000 | 1,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,746 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,297,600 | 1,413 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,283,000 | 1,992 |
| Total interest expense | $2,038,000 | 2,333 |
| Net interest income | $5,245,000 | 1,865 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $912,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $489,000 | 1,737 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $423,000 | 2,702 |
| Total noninterest expense | $3,154,000 | 2,481 |
| Salaries and employee benefits | $2,157,000 | 1,980 |
| Premises and equipment expense | $248,000 | 4,072 |
| Additional noninterest expense | $749,000 | 3,047 |
| Pre-tax net operating income | $2,703,000 | 1,558 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $772,000 | 1,671 |
| Income before extraordinary items | $1,940,000 | 1,672 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,940,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,433 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,933,520 | 1,570 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 2,013 |
| Total interest expense | $1,059,000 | 2,299 |
| Net interest income | $2,575,000 | 1,892 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $424,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $230,000 | 1,784 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $194,000 | 2,773 |
| Total noninterest expense | $1,597,000 | 2,430 |
| Salaries and employee benefits | $1,066,000 | 1,991 |
| Premises and equipment expense | $134,000 | 3,837 |
| Additional noninterest expense | $397,000 | 2,883 |
| Pre-tax net operating income | $1,402,000 | 1,508 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $386,000 | 1,678 |
| Income before extraordinary items | $1,024,000 | 1,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,024,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,018,160 | 1,485 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,521,000 | 1,992 |
| Total interest expense | $5,373,000 | 2,091 |
| Net interest income | $10,148,000 | 1,917 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $1,511,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $917,000 | 1,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $594,000 | 2,982 |
| Total noninterest expense | $6,435,000 | 2,324 |
| Salaries and employee benefits | $4,217,000 | 1,914 |
| Premises and equipment expense | $628,000 | 3,274 |
| Additional noninterest expense | $1,590,000 | 2,827 |
| Pre-tax net operating income | $5,124,000 | 1,595 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,521,000 | 1,630 |
| Income before extraordinary items | $3,603,000 | 1,658 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,603,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,350 |
| Cash dividends | $3,000 | 6,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,603,000 | 1,607 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,039,000 | 2,011 |
| Total interest expense | $8,263,000 | 1,961 |
| Net interest income | $8,776,000 | 2,029 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,133,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $826,000 | 1,849 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $307,000 | 4,073 |
| Total noninterest expense | $5,742,000 | 2,471 |
| Salaries and employee benefits | $3,797,000 | 1,982 |
| Premises and equipment expense | $566,000 | 3,532 |
| Additional noninterest expense | $1,379,000 | 3,097 |
| Pre-tax net operating income | $4,167,000 | 1,702 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,197,000 | 1,819 |
| Income before extraordinary items | $2,970,000 | 1,772 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,970,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,553 |
| Cash dividends | $79,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,970,000 | 1,702 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,246,000 | 2,044 |
| Total interest expense | $7,343,000 | 2,310 |
| Net interest income | $9,903,000 | 1,772 |
| Provision for loan and lease losses | $600,000 | 1,605 |
| Total noninterest income | $1,092,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $797,000 | 1,745 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $295,000 | 3,960 |
| Total noninterest expense | $5,323,000 | 2,555 |
| Salaries and employee benefits | $3,622,000 | 1,975 |
| Premises and equipment expense | $580,000 | 3,363 |
| Additional noninterest expense | $1,121,000 | 3,649 |
| Pre-tax net operating income | $5,072,000 | 1,457 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,933,000 | 1,190 |
| Income before extraordinary items | $3,139,000 | 1,673 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,139,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,778 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,139,000 | 1,668 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,190,000 | 2,152 |
| Total interest expense | $6,503,000 | 2,268 |
| Net interest income | $8,687,000 | 2,032 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,008,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $713,000 | 1,862 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $295,000 | 4,055 |
| Total noninterest expense | $5,128,000 | 2,632 |
| Salaries and employee benefits | $3,451,000 | 2,032 |
| Premises and equipment expense | $595,000 | 3,282 |
| Additional noninterest expense | $1,082,000 | 3,755 |
| Pre-tax net operating income | $4,567,000 | 1,647 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,447,000 | 1,642 |
| Income before extraordinary items | $3,120,000 | 1,709 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,120,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 9,945 |
| Cash dividends | $5,000 | 7,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,120,000 | 1,677 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,074,000 | 2,314 |
| Total interest expense | $6,344,000 | 2,371 |
| Net interest income | $7,730,000 | 2,208 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,110,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $668,000 | 1,907 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $442,000 | 3,227 |
| Total noninterest expense | $4,911,000 | 2,663 |
| Salaries and employee benefits | $3,151,000 | 2,149 |
| Premises and equipment expense | $613,000 | 3,103 |
| Additional noninterest expense | $1,147,000 | 3,496 |
| Pre-tax net operating income | $3,629,000 | 1,996 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,111,000 | 2,122 |
| Income before extraordinary items | $2,518,000 | 2,067 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,518,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,518,000 | 1,998 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,138,000 | 2,499 |
| Total interest expense | $5,627,000 | 2,653 |
| Net interest income | $7,511,000 | 2,329 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $959,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $669,000 | 1,957 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $290,000 | 4,011 |
| Total noninterest expense | $4,274,000 | 2,985 |
| Salaries and employee benefits | $2,769,000 | 2,397 |
| Premises and equipment expense | $504,000 | 3,677 |
| Additional noninterest expense | $1,001,000 | 3,905 |
| Pre-tax net operating income | $4,196,000 | 1,810 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $1,424,000 | 1,778 |
| Income before extraordinary items | $2,783,000 | 1,894 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,783,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,671 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,775,740 | 1,848 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,614,000 | 2,844 |
| Total interest expense | $5,174,000 | 2,904 |
| Net interest income | $6,440,000 | 2,746 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $793,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $525,000 | 2,599 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $268,000 | 4,349 |
| Total noninterest expense | $3,659,000 | 3,620 |
| Salaries and employee benefits | $2,383,000 | 2,813 |
| Premises and equipment expense | $446,000 | 4,140 |
| Additional noninterest expense | $830,000 | 5,063 |
| Pre-tax net operating income | $3,574,000 | 2,019 |
| Securities gains (losses) | $40,000 | 1,495 |
| Applicable income taxes | $1,244,000 | 1,935 |
| Income before extraordinary items | $2,370,000 | 2,097 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,370,000 | 2,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,809 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,343,600 | 2,068 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,038,000 | 3,006 |
| Total interest expense | $4,545,000 | 3,285 |
| Net interest income | $6,493,000 | 2,744 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $708,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $437,000 | 3,082 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $271,000 | 4,257 |
| Total noninterest expense | $3,648,000 | 3,597 |
| Salaries and employee benefits | $2,178,000 | 3,059 |
| Premises and equipment expense | $412,000 | 4,418 |
| Additional noninterest expense | $1,058,000 | 4,161 |
| Pre-tax net operating income | $3,553,000 | 2,068 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,226,000 | 1,987 |
| Income before extraordinary items | $2,327,000 | 2,174 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,327,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 11,395 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,327,000 | 2,142 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,926,000 | 3,357 |
| Total interest expense | $3,414,000 | 3,523 |
| Net interest income | $5,512,000 | 3,239 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $528,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $354,000 | 3,797 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $174,000 | 5,742 |
| Total noninterest expense | $3,548,000 | 3,800 |
| Salaries and employee benefits | $1,980,000 | 3,318 |
| Premises and equipment expense | $409,000 | 4,501 |
| Additional noninterest expense | $1,159,000 | 4,179 |
| Pre-tax net operating income | $2,492,000 | 2,837 |
| Securities gains (losses) | $-248,000 | 12,035 |
| Applicable income taxes | $742,000 | 2,969 |
| Income before extraordinary items | $1,502,000 | 3,169 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,502,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,902 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,668,160 | 2,922 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,144,000 | 3,758 |
| Total interest expense | $3,077,000 | 4,028 |
| Net interest income | $5,067,000 | 3,528 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $432,000 | 6,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $3,163,000 | 4,306 |
| Salaries and employee benefits | $1,817,000 | 3,582 |
| Premises and equipment expense | $413,000 | 4,596 |
| Additional noninterest expense | $933,000 | 5,218 |
| Pre-tax net operating income | $2,336,000 | 2,889 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $788,000 | 2,792 |
| Income before extraordinary items | $1,554,000 | 3,137 |
| Extraordinary gains, net | $463,000 | 501 |
| Net income | $2,017,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 12,772 |
| Cash dividends | $141,000 | 6,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,550,040 | 2,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,520,000 | 4,536 |
| Total interest expense | $3,534,000 | 4,512 |
| Net interest income | $3,986,000 | 4,461 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $538,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 5,344 |
| Total noninterest expense | $3,016,000 | 4,512 |
| Salaries and employee benefits | $1,704,000 | 3,759 |
| Premises and equipment expense | $421,000 | 4,605 |
| Additional noninterest expense | $891,000 | 5,568 |
| Pre-tax net operating income | $1,508,000 | 4,029 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $426,000 | 4,563 |
| Income before extraordinary items | $1,079,000 | 4,203 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,079,000 | 4,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 13,793 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,081,160 | 3,883 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.