Home > Farmers Bank > Income and Expense
Farmers Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 7,325 |
| Total interest expense | $1,665,000 | 6,971 |
| Net interest income | $1,706,000 | 7,541 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $169,000 | 8,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $904,000 | 8,671 |
| Salaries and employee benefits | $410,000 | 9,195 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $422,000 | 7,177 |
| Pre-tax net operating income | $851,000 | 6,326 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $42,000 | 9,374 |
| Income before extraordinary items | $814,000 | 5,396 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $814,000 | 5,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,102 |
| Cash dividends | $724,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $809,250 | 5,364 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 8,009 |
| Total interest expense | $1,540,000 | 7,466 |
| Net interest income | $1,449,000 | 8,389 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $138,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $846,000 | 9,258 |
| Salaries and employee benefits | $417,000 | 9,489 |
| Premises and equipment expense | $67,000 | 10,175 |
| Additional noninterest expense | $362,000 | 8,238 |
| Pre-tax net operating income | $645,000 | 7,201 |
| Securities gains (losses) | $-29,000 | 10,826 |
| Applicable income taxes | $192,000 | 7,254 |
| Income before extraordinary items | $424,000 | 7,424 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $424,000 | 7,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $444,010 | 7,223 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 8,817 |
| Total interest expense | $1,317,000 | 8,223 |
| Net interest income | $1,276,000 | 9,134 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $761,000 | 9,948 |
| Salaries and employee benefits | $348,000 | 10,348 |
| Premises and equipment expense | $53,000 | 10,991 |
| Additional noninterest expense | $360,000 | 8,596 |
| Pre-tax net operating income | $566,000 | 8,076 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $164,000 | 8,034 |
| Income before extraordinary items | $393,000 | 8,136 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $393,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,805 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $399,390 | 8,054 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 9,500 |
| Total interest expense | $943,000 | 8,932 |
| Net interest income | $1,219,000 | 9,714 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $122,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $742,000 | 10,513 |
| Salaries and employee benefits | $352,000 | 10,712 |
| Premises and equipment expense | $48,000 | 11,699 |
| Additional noninterest expense | $342,000 | 9,448 |
| Pre-tax net operating income | $551,000 | 8,306 |
| Securities gains (losses) | $-22,000 | 10,411 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $382,000 | 8,334 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $382,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $397,840 | 8,264 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 10,194 |
| Total interest expense | $911,000 | 9,498 |
| Net interest income | $1,085,000 | 10,468 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $119,000 | 10,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $698,000 | 11,183 |
| Salaries and employee benefits | $331,000 | 11,347 |
| Premises and equipment expense | $43,000 | 12,433 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $458,000 | 8,954 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $126,000 | 9,172 |
| Income before extraordinary items | $341,000 | 9,028 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $341,000 | 9,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $334,430 | 8,841 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 10,706 |
| Total interest expense | $1,003,000 | 10,376 |
| Net interest income | $1,093,000 | 10,720 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $128,000 | 10,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $651,000 | 11,769 |
| Salaries and employee benefits | $320,000 | 11,788 |
| Premises and equipment expense | $42,000 | 12,992 |
| Additional noninterest expense | $289,000 | 10,986 |
| Pre-tax net operating income | $522,000 | 8,247 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $378,000 | 8,434 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $378,000 | 8,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $371,610 | 8,136 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.