Home > Farmers Bank > Income and Expense
Farmers Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 5,593 |
| Total interest expense | $516,000 | 5,018 |
| Net interest income | $689,000 | 5,849 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $116,000 | 5,287 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 3,966 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $681,000 | 5,217 |
| Salaries and employee benefits | $389,000 | 5,105 |
| Premises and equipment expense | $65,000 | 6,170 |
| Additional noninterest expense | $227,000 | 4,767 |
| Pre-tax net operating income | $49,000 | 7,711 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $45,000 | 7,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $45,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $45,000 | 7,618 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 5,299 |
| Total interest expense | $1,963,000 | 4,485 |
| Net interest income | $2,826,000 | 5,686 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $551,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $331,000 | 3,964 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $220,000 | 4,986 |
| Total noninterest expense | $2,799,000 | 5,017 |
| Salaries and employee benefits | $1,644,000 | 4,767 |
| Premises and equipment expense | $260,000 | 6,105 |
| Additional noninterest expense | $895,000 | 4,790 |
| Pre-tax net operating income | $538,000 | 6,620 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $135,000 | 5,105 |
| Income before extraordinary items | $411,000 | 6,742 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $411,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $405,000 | 3,961 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 681 |
| Net operating income | $405,000 | 6,736 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 5,302 |
| Total interest expense | $1,450,000 | 4,391 |
| Net interest income | $2,102,000 | 5,737 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $417,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $245,000 | 4,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,931 |
| Total noninterest expense | $2,129,000 | 4,930 |
| Salaries and employee benefits | $1,278,000 | 4,629 |
| Premises and equipment expense | $197,000 | 6,082 |
| Additional noninterest expense | $654,000 | 4,838 |
| Pre-tax net operating income | $390,000 | 6,834 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $96,000 | 5,280 |
| Income before extraordinary items | $307,000 | 6,881 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $307,000 | 6,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,473 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $297,120 | 6,892 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 5,273 |
| Total interest expense | $940,000 | 4,315 |
| Net interest income | $1,397,000 | 5,728 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $280,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $162,000 | 3,971 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $118,000 | 4,849 |
| Total noninterest expense | $1,513,000 | 4,702 |
| Salaries and employee benefits | $927,000 | 4,315 |
| Premises and equipment expense | $131,000 | 6,080 |
| Additional noninterest expense | $455,000 | 4,691 |
| Pre-tax net operating income | $164,000 | 7,443 |
| Securities gains (losses) | $13,000 | 1,257 |
| Applicable income taxes | $23,000 | 6,019 |
| Income before extraordinary items | $154,000 | 7,314 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $154,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,523 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $142,690 | 7,371 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 5,369 |
| Total interest expense | $457,000 | 4,288 |
| Net interest income | $667,000 | 5,885 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $137,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $742,000 | 4,782 |
| Salaries and employee benefits | $462,000 | 4,344 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $217,000 | 4,810 |
| Pre-tax net operating income | $62,000 | 7,747 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $58,000 | 7,631 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $58,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,600 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $58,000 | 7,600 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 5,274 |
| Total interest expense | $1,792,000 | 3,986 |
| Net interest income | $2,582,000 | 5,910 |
| Provision for loan and lease losses | $85,000 | 5,258 |
| Total noninterest income | $524,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $349,000 | 3,942 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $175,000 | 5,383 |
| Total noninterest expense | $2,603,000 | 5,159 |
| Salaries and employee benefits | $1,566,000 | 4,787 |
| Premises and equipment expense | $261,000 | 6,073 |
| Additional noninterest expense | $776,000 | 5,197 |
| Pre-tax net operating income | $418,000 | 6,996 |
| Securities gains (losses) | $39,000 | 1,925 |
| Applicable income taxes | $87,000 | 5,654 |
| Income before extraordinary items | $370,000 | 6,935 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $370,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,544 |
| Cash dividends | $321,000 | 4,237 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 578 |
| Net operating income | $338,410 | 7,016 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 5,274 |
| Total interest expense | $1,339,000 | 3,956 |
| Net interest income | $1,915,000 | 5,940 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $396,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $268,000 | 3,929 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $128,000 | 5,445 |
| Total noninterest expense | $1,924,000 | 5,163 |
| Salaries and employee benefits | $1,170,000 | 4,761 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $558,000 | 5,291 |
| Pre-tax net operating income | $357,000 | 6,930 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $78,000 | 5,616 |
| Income before extraordinary items | $294,000 | 6,936 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $294,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,247 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $282,150 | 6,954 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 5,308 |
| Total interest expense | $887,000 | 3,972 |
| Net interest income | $1,272,000 | 5,963 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $271,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $176,000 | 3,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 5,258 |
| Total noninterest expense | $1,266,000 | 5,246 |
| Salaries and employee benefits | $777,000 | 4,810 |
| Premises and equipment expense | $133,000 | 6,029 |
| Additional noninterest expense | $356,000 | 5,454 |
| Pre-tax net operating income | $257,000 | 6,785 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $56,000 | 5,519 |
| Income before extraordinary items | $205,000 | 6,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $201,840 | 6,805 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,317 |
| Total interest expense | $446,000 | 4,003 |
| Net interest income | $639,000 | 5,935 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $133,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 3,798 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $623,000 | 5,323 |
| Salaries and employee benefits | $380,000 | 4,910 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $175,000 | 5,515 |
| Pre-tax net operating income | $129,000 | 6,738 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $108,000 | 6,727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $108,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $100,980 | 6,775 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 5,251 |
| Total interest expense | $1,809,000 | 4,340 |
| Net interest income | $2,677,000 | 5,666 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $562,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $359,000 | 3,880 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $203,000 | 5,252 |
| Total noninterest expense | $2,507,000 | 5,201 |
| Salaries and employee benefits | $1,579,000 | 4,686 |
| Premises and equipment expense | $245,000 | 6,235 |
| Additional noninterest expense | $683,000 | 5,584 |
| Pre-tax net operating income | $632,000 | 6,233 |
| Securities gains (losses) | $50,000 | 2,510 |
| Applicable income taxes | $159,000 | 5,209 |
| Income before extraordinary items | $523,000 | 6,243 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $523,000 | 6,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $526,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 753 |
| Net operating income | $484,500 | 6,250 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 5,274 |
| Total interest expense | $1,372,000 | 4,427 |
| Net interest income | $2,029,000 | 5,673 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $440,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $271,000 | 3,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 5,111 |
| Total noninterest expense | $1,888,000 | 5,176 |
| Salaries and employee benefits | $1,207,000 | 4,598 |
| Premises and equipment expense | $179,000 | 6,311 |
| Additional noninterest expense | $502,000 | 5,626 |
| Pre-tax net operating income | $501,000 | 6,278 |
| Securities gains (losses) | $50,000 | 2,306 |
| Applicable income taxes | $132,000 | 5,265 |
| Income before extraordinary items | $419,000 | 6,242 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $419,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $381,000 | 6,294 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 5,344 |
| Total interest expense | $929,000 | 4,487 |
| Net interest income | $1,311,000 | 5,763 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $291,000 | 5,071 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $184,000 | 3,809 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $107,000 | 5,211 |
| Total noninterest expense | $1,280,000 | 5,121 |
| Salaries and employee benefits | $821,000 | 4,528 |
| Premises and equipment expense | $126,000 | 6,139 |
| Additional noninterest expense | $333,000 | 5,633 |
| Pre-tax net operating income | $272,000 | 6,687 |
| Securities gains (losses) | $38,000 | 2,204 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $247,000 | 6,547 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $247,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $216,600 | 6,623 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,322 |
| Total interest expense | $475,000 | 4,505 |
| Net interest income | $660,000 | 5,733 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $146,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $96,000 | 3,642 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 5,268 |
| Total noninterest expense | $622,000 | 5,218 |
| Salaries and employee benefits | $399,000 | 4,620 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $158,000 | 5,757 |
| Pre-tax net operating income | $134,000 | 6,697 |
| Securities gains (losses) | $24,000 | 1,809 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $125,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $106,040 | 6,613 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 5,191 |
| Total interest expense | $2,119,000 | 4,619 |
| Net interest income | $2,866,000 | 5,427 |
| Provision for loan and lease losses | $65,000 | 6,382 |
| Total noninterest income | $478,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $318,000 | 4,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,470 |
| Total noninterest expense | $2,449,000 | 5,151 |
| Salaries and employee benefits | $1,549,000 | 4,574 |
| Premises and equipment expense | $246,000 | 6,193 |
| Additional noninterest expense | $654,000 | 5,635 |
| Pre-tax net operating income | $830,000 | 5,672 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $232,000 | 4,884 |
| Income before extraordinary items | $604,000 | 5,945 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $604,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,372 |
| Cash dividends | $594,000 | 3,201 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 723 |
| Net operating income | $599,680 | 5,823 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 5,311 |
| Total interest expense | $2,837,000 | 4,937 |
| Net interest income | $2,626,000 | 5,554 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $432,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $351,000 | 3,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $81,000 | 6,856 |
| Total noninterest expense | $2,288,000 | 5,257 |
| Salaries and employee benefits | $1,382,000 | 4,806 |
| Premises and equipment expense | $249,000 | 6,100 |
| Additional noninterest expense | $657,000 | 5,506 |
| Pre-tax net operating income | $770,000 | 5,591 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $224,000 | 4,813 |
| Income before extraordinary items | $559,000 | 5,796 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $559,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $310,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 682 |
| Net operating income | $549,770 | 5,731 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,551,000 | 5,354 |
| Total interest expense | $3,053,000 | 4,855 |
| Net interest income | $2,498,000 | 5,804 |
| Provision for loan and lease losses | $-100,000 | 9,803 |
| Total noninterest income | $344,000 | 5,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 6,938 |
| Total noninterest expense | $2,081,000 | 5,534 |
| Salaries and employee benefits | $1,280,000 | 4,954 |
| Premises and equipment expense | $231,000 | 6,301 |
| Additional noninterest expense | $570,000 | 5,958 |
| Pre-tax net operating income | $861,000 | 5,669 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $297,000 | 4,614 |
| Income before extraordinary items | $550,000 | 6,079 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $550,000 | 6,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $290,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 779 |
| Net operating income | $559,100 | 6,048 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 5,616 |
| Total interest expense | $2,605,000 | 5,073 |
| Net interest income | $2,342,000 | 6,033 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $349,000 | 6,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,849 |
| Total noninterest expense | $2,086,000 | 5,526 |
| Salaries and employee benefits | $1,217,000 | 5,114 |
| Premises and equipment expense | $232,000 | 6,305 |
| Additional noninterest expense | $637,000 | 5,600 |
| Pre-tax net operating income | $581,000 | 6,779 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $185,000 | 5,870 |
| Income before extraordinary items | $396,000 | 7,015 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $396,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $261,000 | 4,797 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 878 |
| Net operating income | $396,000 | 6,985 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 5,741 |
| Total interest expense | $2,802,000 | 4,959 |
| Net interest income | $2,121,000 | 6,451 |
| Provision for loan and lease losses | $-38,000 | 10,268 |
| Total noninterest income | $246,000 | 7,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $1,992,000 | 5,614 |
| Salaries and employee benefits | $1,174,000 | 5,155 |
| Premises and equipment expense | $261,000 | 5,819 |
| Additional noninterest expense | $557,000 | 6,043 |
| Pre-tax net operating income | $413,000 | 7,807 |
| Securities gains (losses) | $29,000 | 2,139 |
| Applicable income taxes | $116,000 | 7,300 |
| Income before extraordinary items | $326,000 | 7,672 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $326,000 | 7,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 10,041 |
| Cash dividends | $261,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 867 |
| Net operating income | $304,540 | 7,762 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 5,834 |
| Total interest expense | $2,842,000 | 4,935 |
| Net interest income | $2,120,000 | 6,680 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $164,000 | 8,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $1,870,000 | 5,924 |
| Salaries and employee benefits | $1,169,000 | 5,210 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $538,000 | 6,205 |
| Pre-tax net operating income | $414,000 | 8,367 |
| Securities gains (losses) | $39,000 | 1,491 |
| Applicable income taxes | $55,000 | 9,178 |
| Income before extraordinary items | $398,000 | 7,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $398,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $259,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 693 |
| Net operating income | $363,680 | 7,837 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 5,760 |
| Total interest expense | $2,973,000 | 4,827 |
| Net interest income | $2,245,000 | 6,672 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $197,000 | 8,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,764 |
| Total noninterest expense | $1,882,000 | 6,209 |
| Salaries and employee benefits | $1,092,000 | 5,611 |
| Premises and equipment expense | $123,000 | 8,728 |
| Additional noninterest expense | $667,000 | 5,934 |
| Pre-tax net operating income | $490,000 | 8,002 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $85,000 | 9,017 |
| Income before extraordinary items | $414,000 | 7,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $414,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,947 |
| Cash dividends | $254,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 787 |
| Net operating income | $406,530 | 7,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 5,689 |
| Total interest expense | $2,922,000 | 4,876 |
| Net interest income | $2,437,000 | 6,420 |
| Provision for loan and lease losses | $601,000 | 1,343 |
| Total noninterest income | $322,000 | 6,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $1,471,000 | 7,355 |
| Salaries and employee benefits | $993,000 | 6,101 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $372,000 | 8,479 |
| Pre-tax net operating income | $687,000 | 7,392 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $175,000 | 7,838 |
| Income before extraordinary items | $492,000 | 7,317 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $492,000 | 7,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $292,000 | 4,645 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 591 |
| Net operating income | $506,800 | 7,175 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 5,717 |
| Total interest expense | $2,170,000 | 5,230 |
| Net interest income | $2,777,000 | 5,951 |
| Provision for loan and lease losses | $546,000 | 1,437 |
| Total noninterest income | $313,000 | 7,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $1,183,000 | 8,677 |
| Salaries and employee benefits | $707,000 | 7,816 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $372,000 | 9,109 |
| Pre-tax net operating income | $1,361,000 | 4,764 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $439,000 | 4,465 |
| Income before extraordinary items | $937,000 | 4,744 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $937,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,966 |
| Cash dividends | $352,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $343,000 | 610 |
| Net operating income | $926,800 | 4,843 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 6,285 |
| Total interest expense | $1,818,000 | 6,291 |
| Net interest income | $2,704,000 | 6,158 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $272,000 | 8,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $1,029,000 | 9,608 |
| Salaries and employee benefits | $637,000 | 8,500 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $294,000 | 10,523 |
| Pre-tax net operating income | $1,797,000 | 3,679 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $570,000 | 3,752 |
| Income before extraordinary items | $1,265,000 | 3,813 |
| Extraordinary gains, net | $62,000 | 2,002 |
| Net income | $1,327,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $259,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 837 |
| Net operating income | $1,238,780 | 3,685 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 7,389 |
| Total interest expense | $1,749,000 | 7,766 |
| Net interest income | $2,345,000 | 6,903 |
| Provision for loan and lease losses | $186,000 | 5,418 |
| Total noninterest income | $229,000 | 8,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $936,000 | 10,276 |
| Salaries and employee benefits | $592,000 | 8,875 |
| Premises and equipment expense | $81,000 | 11,458 |
| Additional noninterest expense | $263,000 | 11,375 |
| Pre-tax net operating income | $1,452,000 | 4,163 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $489,000 | 4,072 |
| Income before extraordinary items | $971,000 | 4,618 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $971,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 5,216 |
| Cash dividends | $233,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 779 |
| Net operating income | $965,640 | 4,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.