Home > Farmers Bank > Assets and Liabilities
Farmers Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 30 | 4,952 |
| Assets and Liabilities | ||
| Total Assets: | $79,721,000 | 5,685 |
| Cash and due from depository institutions | $1,390,000 | 4,952 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $11,792,000 | 5,924 |
| Federal funds sold & reverse repurchase agreements | $2,454,000 | 3,964 |
| Net loans & leases | $58,375,000 | 5,176 |
| Loan loss allowance | $984,000 | 4,171 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,015,000 | 4,403 |
| Other real estate owned | $97,000 | 4,952 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,598,000 | 3,653 |
| Life insurance assets | $2,346,000 | 1,897 |
| Total liabilities and capital | $79,721,000 | 5,685 |
| Total liabilities | $71,231,000 | 5,661 |
| Total deposits | $60,623,000 | 5,909 |
| Interest-bearing deposits | $52,439,000 | 5,795 |
| Deposits held in domestic offices | $60,623,000 | 5,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,229,000 | 2,541 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $379,000 | 5,854 |
| Total equity capital | $8,490,000 | 5,707 |
| Total bank equity capital | $8,490,000 | 5,707 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,839,000 | 2,060 |
| Surplus | $1,084,000 | 6,562 |
| Undivided profits | $5,567,000 | 4,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $424,000 | 6,180 |
| Earning assets | $72,621,000 | 5,701 |
| Long-term assets (5+ years) | $10,864,000 | 4,453 |
| Average Assets, year-to-date | $80,356,500 | 5,634 |
| Average Assets, quarterly | $80,356,500 | 5,634 |
| Volatile liabilities | $11,787,000 | 5,724 |
| Insider loans | $1,475,000 | 3,441 |
| FHLB advances | $10,229,000 | 2,429 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $2,846,000 | 6,976 |
| Tier 1 (core) risk-based capital | $8,596,000 | 5,625 |
| Tier 2 risk-based capital | $671,000 | 5,016 |
| Total risk weighted assets | $53,332,000 | 5,615 |
| Total unused commitments | $2,846,000 | 6,978 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 32 | 4,740 |
| Assets and Liabilities | ||
| Total Assets: | $80,992,000 | 5,636 |
| Cash and due from depository institutions | $1,318,000 | 4,740 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $11,979,000 | 5,917 |
| Federal funds sold & reverse repurchase agreements | $813,000 | 5,035 |
| Net loans & leases | $61,229,000 | 5,053 |
| Loan loss allowance | $933,000 | 4,296 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,055,000 | 4,333 |
| Other real estate owned | $0 | 4,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,598,000 | 3,626 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $80,992,000 | 5,636 |
| Total liabilities | $72,541,000 | 5,610 |
| Total deposits | $60,647,000 | 5,900 |
| Interest-bearing deposits | $52,312,000 | 5,773 |
| Deposits held in domestic offices | $60,647,000 | 5,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,497,000 | 2,456 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $397,000 | 5,644 |
| Total equity capital | $8,451,000 | 5,697 |
| Total bank equity capital | $8,451,000 | 5,697 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,839,000 | 2,053 |
| Surplus | $1,084,000 | 6,576 |
| Undivided profits | $5,528,000 | 4,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 2,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $444,000 | 6,116 |
| Earning assets | $74,021,000 | 5,629 |
| Long-term assets (5+ years) | $11,843,000 | 4,288 |
| Average Assets, year-to-date | $82,397,200 | 5,439 |
| Average Assets, quarterly | $81,996,500 | 5,546 |
| Volatile liabilities | $13,149,000 | 5,451 |
| Insider loans | $1,518,000 | 3,357 |
| FHLB advances | $11,497,000 | 2,330 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,486,000 | 6,616 |
| Tier 1 (core) risk-based capital | $8,551,000 | 5,605 |
| Tier 2 risk-based capital | $698,000 | 4,898 |
| Total risk weighted assets | $55,638,000 | 5,496 |
| Total unused commitments | $3,486,000 | 6,617 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 29 | 5,068 |
| Assets and Liabilities | ||
| Total Assets: | $83,001,000 | 5,517 |
| Cash and due from depository institutions | $2,388,000 | 5,068 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $13,237,000 | 5,673 |
| Federal funds sold & reverse repurchase agreements | $1,705,000 | 3,975 |
| Net loans & leases | $59,991,000 | 5,100 |
| Loan loss allowance | $957,000 | 4,215 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,096,000 | 4,250 |
| Other real estate owned | $93,000 | 5,068 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,491,000 | 3,655 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $83,001,000 | 5,517 |
| Total liabilities | $74,312,000 | 5,500 |
| Total deposits | $61,936,000 | 5,812 |
| Interest-bearing deposits | $53,250,000 | 5,696 |
| Deposits held in domestic offices | $61,936,000 | 5,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,960,000 | 2,431 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $416,000 | 5,621 |
| Total equity capital | $8,689,000 | 5,604 |
| Total bank equity capital | $8,689,000 | 5,604 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,814,000 | 2,026 |
| Surplus | $967,000 | 6,813 |
| Undivided profits | $5,908,000 | 4,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $393,000 | 6,475 |
| Earning assets | $74,933,000 | 5,573 |
| Long-term assets (5+ years) | $12,459,000 | 4,232 |
| Average Assets, year-to-date | $82,748,500 | 5,431 |
| Average Assets, quarterly | $83,381,500 | 5,478 |
| Volatile liabilities | $12,434,000 | 5,558 |
| Insider loans | $1,148,000 | 3,893 |
| FHLB advances | $11,960,000 | 2,298 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,796,000 | 6,070 |
| Tier 1 (core) risk-based capital | $8,710,000 | 5,513 |
| Tier 2 risk-based capital | $695,000 | 4,875 |
| Total risk weighted assets | $55,325,000 | 5,502 |
| Total unused commitments | $4,796,000 | 6,071 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $83,762,000 | 5,441 |
| Cash and due from depository institutions | $1,560,000 | 4,824 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $12,993,000 | 5,761 |
| Federal funds sold & reverse repurchase agreements | $3,022,000 | 2,912 |
| Net loans & leases | $60,519,000 | 5,015 |
| Loan loss allowance | $962,000 | 4,180 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,137,000 | 4,170 |
| Other real estate owned | $56,000 | 4,824 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,475,000 | 3,550 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $83,762,000 | 5,441 |
| Total liabilities | $75,211,000 | 5,403 |
| Total deposits | $62,668,000 | 5,724 |
| Interest-bearing deposits | $54,590,000 | 5,586 |
| Deposits held in domestic offices | $62,668,000 | 5,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,161,000 | 2,346 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $382,000 | 5,573 |
| Total equity capital | $8,551,000 | 5,604 |
| Total bank equity capital | $8,551,000 | 5,604 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,814,000 | 2,007 |
| Surplus | $966,000 | 6,794 |
| Undivided profits | $5,771,000 | 4,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $419,000 | 6,015 |
| Earning assets | $76,534,000 | 5,452 |
| Long-term assets (5+ years) | $13,709,000 | 4,094 |
| Average Assets, year-to-date | $82,664,330 | 5,421 |
| Average Assets, quarterly | $83,176,500 | 5,432 |
| Volatile liabilities | $12,040,000 | 5,503 |
| Insider loans | $1,067,000 | 3,999 |
| FHLB advances | $12,161,000 | 2,227 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,483,000 | 5,835 |
| Tier 1 (core) risk-based capital | $8,557,000 | 5,501 |
| Tier 2 risk-based capital | $695,000 | 4,828 |
| Total risk weighted assets | $55,313,000 | 5,411 |
| Total unused commitments | $5,483,000 | 5,836 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $82,591,000 | 5,497 |
| Cash and due from depository institutions | $1,908,000 | 5,036 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,800,000 | 5,696 |
| Federal funds sold & reverse repurchase agreements | $834,000 | 5,221 |
| Net loans & leases | $60,332,000 | 4,983 |
| Loan loss allowance | $946,000 | 4,229 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,173,000 | 4,116 |
| Other real estate owned | $67,000 | 5,036 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,477,000 | 3,514 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $82,591,000 | 5,497 |
| Total liabilities | $74,170,000 | 5,471 |
| Total deposits | $62,891,000 | 5,722 |
| Interest-bearing deposits | $54,721,000 | 5,625 |
| Deposits held in domestic offices | $62,891,000 | 5,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,943,000 | 2,458 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $336,000 | 5,776 |
| Total equity capital | $8,421,000 | 5,594 |
| Total bank equity capital | $8,421,000 | 5,594 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,814,000 | 2,011 |
| Surplus | $966,000 | 6,827 |
| Undivided profits | $5,641,000 | 4,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 3,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $413,000 | 5,973 |
| Earning assets | $74,966,000 | 5,527 |
| Long-term assets (5+ years) | $14,877,000 | 3,996 |
| Average Assets, year-to-date | $82,115,500 | 5,489 |
| Average Assets, quarterly | $82,115,500 | 5,489 |
| Volatile liabilities | $11,558,000 | 5,498 |
| Insider loans | $1,400,000 | 3,460 |
| FHLB advances | $10,943,000 | 2,338 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,761,000 | 6,998 |
| Tier 1 (core) risk-based capital | $8,461,000 | 5,500 |
| Tier 2 risk-based capital | $686,000 | 4,878 |
| Total risk weighted assets | $54,631,000 | 5,433 |
| Total unused commitments | $2,761,000 | 7,001 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $81,640,000 | 5,532 |
| Cash and due from depository institutions | $2,070,000 | 4,420 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $14,162,000 | 5,647 |
| Federal funds sold & reverse repurchase agreements | $615,000 | 5,296 |
| Net loans & leases | $59,085,000 | 5,028 |
| Loan loss allowance | $902,000 | 4,333 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,209,000 | 4,053 |
| Other real estate owned | $68,000 | 4,420 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,431,000 | 3,482 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $81,640,000 | 5,532 |
| Total liabilities | $73,198,000 | 5,504 |
| Total deposits | $61,604,000 | 5,798 |
| Interest-bearing deposits | $53,823,000 | 5,652 |
| Deposits held in domestic offices | $61,604,000 | 5,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,227,000 | 2,431 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $367,000 | 5,489 |
| Total equity capital | $8,442,000 | 5,582 |
| Total bank equity capital | $8,442,000 | 5,582 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,814,000 | 1,991 |
| Surplus | $966,000 | 6,845 |
| Undivided profits | $5,661,000 | 4,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $392,000 | 6,113 |
| Earning assets | $73,862,000 | 5,569 |
| Long-term assets (5+ years) | $14,876,000 | 4,074 |
| Average Assets, year-to-date | $81,598,200 | 5,415 |
| Average Assets, quarterly | $81,846,500 | 5,491 |
| Volatile liabilities | $11,877,000 | 5,413 |
| Insider loans | $1,612,000 | 3,175 |
| FHLB advances | $11,227,000 | 2,298 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,166,000 | 6,693 |
| Tier 1 (core) risk-based capital | $8,403,000 | 5,463 |
| Tier 2 risk-based capital | $674,000 | 4,907 |
| Total risk weighted assets | $53,661,000 | 5,485 |
| Total unused commitments | $3,166,000 | 6,693 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 35 | 4,426 |
| Assets and Liabilities | ||
| Total Assets: | $82,053,000 | 5,474 |
| Cash and due from depository institutions | $2,112,000 | 4,426 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $14,264,000 | 5,654 |
| Federal funds sold & reverse repurchase agreements | $1,172,000 | 4,357 |
| Net loans & leases | $58,960,000 | 5,007 |
| Loan loss allowance | $832,000 | 4,557 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,247,000 | 3,965 |
| Other real estate owned | $40,000 | 4,426 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,258,000 | 3,547 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $82,053,000 | 5,474 |
| Total liabilities | $73,475,000 | 5,453 |
| Total deposits | $62,949,000 | 5,678 |
| Interest-bearing deposits | $55,133,000 | 5,562 |
| Deposits held in domestic offices | $62,949,000 | 5,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,114,000 | 2,546 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $412,000 | 5,423 |
| Total equity capital | $8,578,000 | 5,522 |
| Total bank equity capital | $8,578,000 | 5,522 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $891,000 | 3,245 |
| Surplus | $1,696,000 | 5,867 |
| Undivided profits | $5,991,000 | 4,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 3,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $412,000 | 6,115 |
| Earning assets | $74,396,000 | 5,512 |
| Long-term assets (5+ years) | $14,832,000 | 4,157 |
| Average Assets, year-to-date | $81,587,750 | 5,416 |
| Average Assets, quarterly | $82,360,500 | 5,435 |
| Volatile liabilities | $12,812,000 | 5,214 |
| Insider loans | $1,548,000 | 3,222 |
| FHLB advances | $10,114,000 | 2,414 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,251,000 | 6,585 |
| Tier 1 (core) risk-based capital | $8,454,000 | 5,441 |
| Tier 2 risk-based capital | $675,000 | 4,889 |
| Total risk weighted assets | $53,810,000 | 5,461 |
| Total unused commitments | $3,251,000 | 6,589 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 35 | 4,482 |
| Assets and Liabilities | ||
| Total Assets: | $82,668,000 | 5,445 |
| Cash and due from depository institutions | $1,696,000 | 4,482 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $14,956,000 | 5,576 |
| Federal funds sold & reverse repurchase agreements | $1,268,000 | 4,146 |
| Net loans & leases | $59,291,000 | 4,949 |
| Loan loss allowance | $809,000 | 4,636 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,127,000 | 4,068 |
| Other real estate owned | $41,000 | 4,482 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,289,000 | 3,531 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $82,668,000 | 5,445 |
| Total liabilities | $74,304,000 | 5,427 |
| Total deposits | $63,142,000 | 5,699 |
| Interest-bearing deposits | $55,498,000 | 5,572 |
| Deposits held in domestic offices | $63,142,000 | 5,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,810,000 | 2,450 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $352,000 | 5,453 |
| Total equity capital | $8,364,000 | 5,500 |
| Total bank equity capital | $8,364,000 | 5,500 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $891,000 | 3,259 |
| Surplus | $1,696,000 | 5,882 |
| Undivided profits | $5,777,000 | 4,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 4,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $420,000 | 5,847 |
| Earning assets | $75,515,000 | 5,458 |
| Long-term assets (5+ years) | $15,482,000 | 4,179 |
| Average Assets, year-to-date | $81,432,670 | 5,453 |
| Average Assets, quarterly | $82,070,000 | 5,457 |
| Volatile liabilities | $13,482,000 | 5,040 |
| Insider loans | $1,491,000 | 3,259 |
| FHLB advances | $10,810,000 | 2,324 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,863,000 | 6,863 |
| Tier 1 (core) risk-based capital | $8,365,000 | 5,409 |
| Tier 2 risk-based capital | $683,000 | 4,826 |
| Total risk weighted assets | $54,479,000 | 5,392 |
| Total unused commitments | $2,863,000 | 6,868 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 33 | 4,672 |
| Assets and Liabilities | ||
| Total Assets: | $81,472,000 | 5,514 |
| Cash and due from depository institutions | $1,820,000 | 4,672 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $13,163,000 | 5,902 |
| Federal funds sold & reverse repurchase agreements | $2,554,000 | 4,154 |
| Net loans & leases | $58,584,000 | 4,924 |
| Loan loss allowance | $818,000 | 4,587 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,159,000 | 3,992 |
| Other real estate owned | $0 | 4,672 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,192,000 | 3,465 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $81,472,000 | 5,514 |
| Total liabilities | $73,011,000 | 5,485 |
| Total deposits | $63,614,000 | 5,675 |
| Interest-bearing deposits | $55,579,000 | 5,571 |
| Deposits held in domestic offices | $63,614,000 | 5,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,002,000 | 2,561 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $395,000 | 5,512 |
| Total equity capital | $8,461,000 | 5,516 |
| Total bank equity capital | $8,461,000 | 5,516 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $891,000 | 3,262 |
| Surplus | $1,696,000 | 5,877 |
| Undivided profits | $5,874,000 | 4,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $431,000 | 5,716 |
| Earning assets | $74,301,000 | 5,519 |
| Long-term assets (5+ years) | $15,467,000 | 4,136 |
| Average Assets, year-to-date | $80,815,000 | 5,498 |
| Average Assets, quarterly | $80,815,000 | 5,498 |
| Volatile liabilities | $12,774,000 | 5,061 |
| Insider loans | $873,000 | 4,318 |
| FHLB advances | $9,002,000 | 2,443 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,120,000 | 6,775 |
| Tier 1 (core) risk-based capital | $8,268,000 | 5,404 |
| Tier 2 risk-based capital | $672,000 | 4,837 |
| Total risk weighted assets | $53,585,000 | 5,371 |
| Total unused commitments | $3,120,000 | 6,781 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $80,158,000 | 5,557 |
| Cash and due from depository institutions | $2,000,000 | 4,678 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $13,371,000 | 5,917 |
| Federal funds sold & reverse repurchase agreements | $1,130,000 | 4,861 |
| Net loans & leases | $58,347,000 | 4,921 |
| Loan loss allowance | $790,000 | 4,665 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,186,000 | 3,961 |
| Other real estate owned | $18,000 | 4,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,106,000 | 3,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,158,000 | 5,557 |
| Total liabilities | $71,809,000 | 5,530 |
| Total deposits | $60,125,000 | 5,858 |
| Interest-bearing deposits | $52,713,000 | 5,739 |
| Deposits held in domestic offices | $60,125,000 | 5,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,306,000 | 2,280 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $378,000 | 5,473 |
| Total equity capital | $8,349,000 | 5,491 |
| Total bank equity capital | $8,349,000 | 5,491 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $891,000 | 3,293 |
| Surplus | $1,696,000 | 5,878 |
| Undivided profits | $5,762,000 | 4,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $398,000 | 6,114 |
| Earning assets | $72,848,000 | 5,559 |
| Long-term assets (5+ years) | $13,454,000 | 4,427 |
| Average Assets, year-to-date | $77,274,600 | 5,557 |
| Average Assets, quarterly | $79,308,500 | 5,556 |
| Volatile liabilities | $12,856,000 | 5,035 |
| Insider loans | $812,000 | 4,496 |
| FHLB advances | $11,306,000 | 2,152 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,124,000 | 6,664 |
| Tier 1 (core) risk-based capital | $8,160,000 | 5,409 |
| Tier 2 risk-based capital | $668,000 | 4,851 |
| Total risk weighted assets | $53,330,000 | 5,373 |
| Total unused commitments | $3,124,000 | 6,666 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $78,459,000 | 5,613 |
| Cash and due from depository institutions | $2,228,000 | 4,698 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $12,590,000 | 5,999 |
| Federal funds sold & reverse repurchase agreements | $1,130,000 | 5,217 |
| Net loans & leases | $57,047,000 | 4,994 |
| Loan loss allowance | $826,000 | 4,539 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,215,000 | 3,912 |
| Other real estate owned | $78,000 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,171,000 | 3,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,459,000 | 5,613 |
| Total liabilities | $69,730,000 | 5,628 |
| Total deposits | $60,421,000 | 5,833 |
| Interest-bearing deposits | $52,454,000 | 5,763 |
| Deposits held in domestic offices | $60,421,000 | 5,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,891,000 | 2,584 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $418,000 | 5,551 |
| Total equity capital | $8,729,000 | 5,321 |
| Total bank equity capital | $8,729,000 | 5,321 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $888,000 | 3,318 |
| Surplus | $1,664,000 | 5,903 |
| Undivided profits | $6,177,000 | 4,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $440,000 | 5,955 |
| Earning assets | $70,767,000 | 5,656 |
| Long-term assets (5+ years) | $11,167,000 | 4,819 |
| Average Assets, year-to-date | $76,553,750 | 5,613 |
| Average Assets, quarterly | $77,065,000 | 5,643 |
| Volatile liabilities | $9,915,000 | 5,748 |
| Insider loans | $990,000 | 4,058 |
| FHLB advances | $8,891,000 | 2,448 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,815,000 | 5,831 |
| Tier 1 (core) risk-based capital | $8,547,000 | 5,244 |
| Tier 2 risk-based capital | $655,000 | 4,917 |
| Total risk weighted assets | $52,219,000 | 5,445 |
| Total unused commitments | $4,815,000 | 5,835 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $75,671,000 | 5,714 |
| Cash and due from depository institutions | $2,227,000 | 4,424 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $12,591,000 | 5,946 |
| Federal funds sold & reverse repurchase agreements | $709,000 | 6,121 |
| Net loans & leases | $54,668,000 | 5,089 |
| Loan loss allowance | $826,000 | 4,488 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,245,000 | 3,856 |
| Other real estate owned | $82,000 | 4,424 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,149,000 | 3,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,671,000 | 5,714 |
| Total liabilities | $66,971,000 | 5,744 |
| Total deposits | $61,595,000 | 5,769 |
| Interest-bearing deposits | $53,757,000 | 5,692 |
| Deposits held in domestic offices | $61,595,000 | 5,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,948,000 | 3,400 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $428,000 | 5,521 |
| Total equity capital | $8,700,000 | 5,315 |
| Total bank equity capital | $8,700,000 | 5,315 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $888,000 | 3,320 |
| Surplus | $1,664,000 | 5,897 |
| Undivided profits | $6,148,000 | 4,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 3,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $439,000 | 5,840 |
| Earning assets | $67,968,000 | 5,771 |
| Long-term assets (5+ years) | $8,240,000 | 5,287 |
| Average Assets, year-to-date | $75,918,670 | 5,642 |
| Average Assets, quarterly | $75,742,500 | 5,679 |
| Volatile liabilities | $9,879,000 | 5,748 |
| Insider loans | $1,006,000 | 3,989 |
| FHLB advances | $4,948,000 | 3,234 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,404,000 | 6,019 |
| Tier 1 (core) risk-based capital | $8,375,000 | 5,254 |
| Tier 2 risk-based capital | $626,000 | 5,019 |
| Total risk weighted assets | $49,898,000 | 5,559 |
| Total unused commitments | $4,404,000 | 6,030 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 35 | 4,504 |
| Assets and Liabilities | ||
| Total Assets: | $75,814,000 | 5,669 |
| Cash and due from depository institutions | $2,461,000 | 4,504 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $12,783,000 | 5,920 |
| Federal funds sold & reverse repurchase agreements | $1,584,000 | 5,672 |
| Net loans & leases | $53,490,000 | 5,116 |
| Loan loss allowance | $831,000 | 4,432 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,232,000 | 3,832 |
| Other real estate owned | $82,000 | 4,504 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,182,000 | 3,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,814,000 | 5,669 |
| Total liabilities | $67,313,000 | 5,687 |
| Total deposits | $62,754,000 | 5,665 |
| Interest-bearing deposits | $55,329,000 | 5,582 |
| Deposits held in domestic offices | $62,754,000 | 5,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,115,000 | 3,483 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $444,000 | 5,469 |
| Total equity capital | $8,501,000 | 5,328 |
| Total bank equity capital | $8,501,000 | 5,328 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $888,000 | 3,338 |
| Surplus | $1,664,000 | 5,892 |
| Undivided profits | $5,949,000 | 4,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $698,000 | 3,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $493,000 | 5,415 |
| Earning assets | $67,857,000 | 5,732 |
| Long-term assets (5+ years) | $8,528,000 | 5,154 |
| Average Assets, year-to-date | $76,042,500 | 5,629 |
| Average Assets, quarterly | $76,042,500 | 5,629 |
| Volatile liabilities | $9,858,000 | 5,708 |
| Insider loans | $815,000 | 4,393 |
| FHLB advances | $4,115,000 | 3,310 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,256,000 | 6,018 |
| Tier 1 (core) risk-based capital | $8,253,000 | 5,246 |
| Tier 2 risk-based capital | $628,000 | 4,944 |
| Total risk weighted assets | $50,000,000 | 5,506 |
| Total unused commitments | $4,256,000 | 6,030 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $76,271,000 | 5,625 |
| Cash and due from depository institutions | $1,542,000 | 4,387 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $14,253,000 | 5,599 |
| Federal funds sold & reverse repurchase agreements | $857,000 | 6,023 |
| Net loans & leases | $54,202,000 | 5,069 |
| Loan loss allowance | $805,000 | 4,467 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,239,000 | 3,789 |
| Other real estate owned | $83,000 | 4,387 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,095,000 | 3,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,271,000 | 5,625 |
| Total liabilities | $67,868,000 | 5,625 |
| Total deposits | $63,549,000 | 5,596 |
| Interest-bearing deposits | $55,598,000 | 5,504 |
| Deposits held in domestic offices | $63,549,000 | 5,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,871,000 | 3,649 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $448,000 | 5,551 |
| Total equity capital | $8,403,000 | 5,335 |
| Total bank equity capital | $8,403,000 | 5,335 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $888,000 | 3,336 |
| Surplus | $1,664,000 | 5,874 |
| Undivided profits | $5,851,000 | 4,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 3,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $456,000 | 5,915 |
| Earning assets | $69,312,000 | 5,635 |
| Long-term assets (5+ years) | $9,024,000 | 5,011 |
| Average Assets, year-to-date | $75,387,800 | 5,477 |
| Average Assets, quarterly | $76,543,000 | 5,556 |
| Volatile liabilities | $10,219,000 | 5,623 |
| Insider loans | $847,000 | 4,319 |
| FHLB advances | $3,871,000 | 3,458 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,010,000 | 6,572 |
| Tier 1 (core) risk-based capital | $8,128,000 | 5,240 |
| Tier 2 risk-based capital | $636,000 | 4,878 |
| Total risk weighted assets | $50,684,000 | 5,426 |
| Total unused commitments | $3,010,000 | 6,574 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $73,338,000 | 5,653 |
| Cash and due from depository institutions | $1,705,000 | 4,380 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $16,961,000 | 5,025 |
| Federal funds sold & reverse repurchase agreements | $410,000 | 6,554 |
| Net loans & leases | $50,774,000 | 5,216 |
| Loan loss allowance | $829,000 | 4,160 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,291,000 | 3,677 |
| Other real estate owned | $0 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,197,000 | 6,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,338,000 | 5,653 |
| Total liabilities | $65,184,000 | 5,672 |
| Total deposits | $62,558,000 | 5,541 |
| Interest-bearing deposits | $55,643,000 | 5,391 |
| Deposits held in domestic offices | $62,558,000 | 5,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,244,000 | 3,990 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $382,000 | 6,242 |
| Total equity capital | $8,154,000 | 5,280 |
| Total bank equity capital | $8,154,000 | 5,280 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $885,000 | 3,395 |
| Surplus | $1,623,000 | 5,928 |
| Undivided profits | $5,646,000 | 4,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $542,000 | 5,648 |
| Earning assets | $68,245,000 | 5,584 |
| Long-term assets (5+ years) | $8,229,000 | 5,216 |
| Average Assets, year-to-date | $72,414,600 | 5,510 |
| Average Assets, quarterly | $72,764,500 | 5,645 |
| Volatile liabilities | $9,647,000 | 5,755 |
| Insider loans | $1,029,000 | 3,873 |
| FHLB advances | $2,244,000 | 3,768 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,067,000 | 6,581 |
| Tier 1 (core) risk-based capital | $8,073,000 | 5,171 |
| Tier 2 risk-based capital | $613,000 | 4,845 |
| Total risk weighted assets | $48,839,000 | 5,479 |
| Total unused commitments | $3,067,000 | 6,589 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $72,083,000 | 5,583 |
| Cash and due from depository institutions | $1,702,000 | 4,548 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $17,008,000 | 5,164 |
| Federal funds sold & reverse repurchase agreements | $2,005,000 | 4,216 |
| Net loans & leases | $47,842,000 | 5,317 |
| Loan loss allowance | $864,000 | 3,920 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,290,000 | 3,613 |
| Other real estate owned | $297,000 | 4,548 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $939,000 | 6,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,083,000 | 5,583 |
| Total liabilities | $64,288,000 | 5,591 |
| Total deposits | $63,253,000 | 5,358 |
| Interest-bearing deposits | $57,262,000 | 5,162 |
| Deposits held in domestic offices | $63,253,000 | 5,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $455,000 | 5,059 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $580,000 | 5,285 |
| Total equity capital | $7,795,000 | 5,356 |
| Total bank equity capital | $7,795,000 | 5,356 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $877,000 | 3,498 |
| Surplus | $1,551,000 | 6,082 |
| Undivided profits | $5,367,000 | 4,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $430,000 | 5,646 |
| Earning assets | $66,955,000 | 5,538 |
| Long-term assets (5+ years) | $4,855,000 | 6,058 |
| Average Assets, year-to-date | $71,448,800 | 5,418 |
| Average Assets, quarterly | $72,049,500 | 5,537 |
| Volatile liabilities | $12,440,000 | 5,014 |
| Insider loans | $981,000 | 3,923 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,928,000 | 6,577 |
| Tier 1 (core) risk-based capital | $7,743,000 | 5,276 |
| Tier 2 risk-based capital | $590,890 | 4,858 |
| Total risk weighted assets | $46,998,390 | 5,533 |
| Total unused commitments | $2,928,000 | 6,581 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 36 | 4,563 |
| Assets and Liabilities | ||
| Total Assets: | $72,226,000 | 5,571 |
| Cash and due from depository institutions | $4,333,000 | 4,563 |
| Interest-bearing balances | $495,000 | 3,175 |
| Securities | $15,324,000 | 5,726 |
| Federal funds sold & reverse repurchase agreements | $2,398,000 | 3,349 |
| Net loans & leases | $46,483,000 | 5,314 |
| Loan loss allowance | $1,017,000 | 3,379 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,360,000 | 3,509 |
| Other real estate owned | $218,000 | 4,563 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,110,000 | 5,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,226,000 | 5,571 |
| Total liabilities | $64,952,000 | 5,560 |
| Total deposits | $60,822,000 | 5,518 |
| Interest-bearing deposits | $55,075,000 | 5,329 |
| Deposits held in domestic offices | $60,822,000 | 5,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,653,000 | 3,289 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $477,000 | 5,492 |
| Total equity capital | $7,274,000 | 5,479 |
| Total bank equity capital | $7,274,000 | 5,479 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $873,000 | 3,594 |
| Surplus | $1,509,000 | 6,224 |
| Undivided profits | $4,892,000 | 4,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 4,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $392,000 | 5,469 |
| Earning assets | $64,700,000 | 5,628 |
| Long-term assets (5+ years) | $5,570,000 | 6,122 |
| Average Assets, year-to-date | $68,229,800 | 5,645 |
| Average Assets, quarterly | $70,547,000 | 5,617 |
| Volatile liabilities | $14,929,000 | 4,249 |
| Insider loans | $1,197,000 | 3,321 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,480,000 | 6,352 |
| Tier 1 (core) risk-based capital | $7,437,000 | 5,418 |
| Tier 2 risk-based capital | $568,130 | 4,881 |
| Total risk weighted assets | $45,001,730 | 5,582 |
| Total unused commitments | $3,480,000 | 6,357 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $66,679,000 | 5,908 |
| Cash and due from depository institutions | $1,955,000 | 4,625 |
| Interest-bearing balances | $591,000 | 3,333 |
| Securities | $17,204,000 | 5,336 |
| Federal funds sold & reverse repurchase agreements | $2,895,000 | 4,940 |
| Net loans & leases | $40,699,000 | 5,641 |
| Loan loss allowance | $980,000 | 3,400 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,643,000 | 3,051 |
| Other real estate owned | $398,000 | 4,625 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $885,000 | 6,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,679,000 | 5,908 |
| Total liabilities | $59,274,000 | 5,908 |
| Total deposits | $57,880,000 | 5,772 |
| Interest-bearing deposits | $53,309,000 | 5,478 |
| Deposits held in domestic offices | $57,880,000 | 5,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $839,000 | 3,938 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $555,000 | 5,400 |
| Total equity capital | $7,405,000 | 5,548 |
| Total bank equity capital | $7,405,000 | 5,548 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $871,000 | 3,616 |
| Surplus | $1,474,000 | 6,329 |
| Undivided profits | $5,060,000 | 4,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $572,000 | 3,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $407,000 | 5,405 |
| Earning assets | $61,389,000 | 5,895 |
| Long-term assets (5+ years) | $7,116,000 | 5,496 |
| Average Assets, year-to-date | $65,863,000 | 5,750 |
| Average Assets, quarterly | $66,051,500 | 5,867 |
| Volatile liabilities | $9,065,000 | 5,277 |
| Insider loans | $1,258,000 | 3,020 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,200,000 | 7,268 |
| Tier 1 (core) risk-based capital | $7,265,000 | 5,427 |
| Tier 2 risk-based capital | $498,270 | 5,242 |
| Total risk weighted assets | $39,379,470 | 5,942 |
| Total unused commitments | $2,200,000 | 7,280 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $66,342,000 | 5,936 |
| Cash and due from depository institutions | $1,114,000 | 4,671 |
| Interest-bearing balances | $88,000 | 5,024 |
| Securities | $22,078,000 | 4,571 |
| Federal funds sold & reverse repurchase agreements | $2,547,000 | 4,386 |
| Net loans & leases | $36,694,000 | 6,127 |
| Loan loss allowance | $980,000 | 3,414 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,725,000 | 2,901 |
| Other real estate owned | $258,000 | 4,671 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $926,000 | 6,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,342,000 | 5,936 |
| Total liabilities | $59,073,000 | 5,945 |
| Total deposits | $57,511,000 | 5,833 |
| Interest-bearing deposits | $53,519,000 | 5,508 |
| Deposits held in domestic offices | $57,511,000 | 5,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $562,000 | 5,460 |
| Total equity capital | $7,269,000 | 5,589 |
| Total bank equity capital | $7,269,000 | 5,589 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $866,000 | 3,730 |
| Surplus | $1,433,000 | 6,473 |
| Undivided profits | $4,970,000 | 4,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 5,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $347,000 | 6,258 |
| Earning assets | $61,407,000 | 5,903 |
| Long-term assets (5+ years) | $9,373,000 | 4,484 |
| Average Assets, year-to-date | $64,752,400 | 5,848 |
| Average Assets, quarterly | $65,742,500 | 5,921 |
| Volatile liabilities | $11,179,000 | 4,631 |
| Insider loans | $407,000 | 5,951 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,224,000 | 8,433 |
| Tier 1 (core) risk-based capital | $7,154,000 | 5,500 |
| Tier 2 risk-based capital | $471,140 | 5,389 |
| Total risk weighted assets | $37,182,340 | 6,221 |
| Total unused commitments | $1,224,000 | 8,441 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $64,401,000 | 6,232 |
| Cash and due from depository institutions | $1,228,000 | 5,523 |
| Interest-bearing balances | $86,000 | 5,107 |
| Securities | $22,910,000 | 4,822 |
| Federal funds sold & reverse repurchase agreements | $3,259,000 | 3,630 |
| Net loans & leases | $34,526,000 | 6,416 |
| Loan loss allowance | $1,000,000 | 3,512 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,396,000 | 4,932 |
| Other real estate owned | $151,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $931,000 | 6,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,401,000 | 6,232 |
| Total liabilities | $57,466,000 | 6,247 |
| Total deposits | $56,784,000 | 6,079 |
| Interest-bearing deposits | $53,253,000 | 5,699 |
| Deposits held in domestic offices | $56,784,000 | 6,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $682,000 | 4,760 |
| Total equity capital | $6,935,000 | 5,838 |
| Total bank equity capital | $6,935,000 | 5,838 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $422,000 | 5,713 |
| Surplus | $1,278,000 | 6,944 |
| Undivided profits | $5,235,000 | 4,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $336,000 | 6,427 |
| Earning assets | $60,781,000 | 6,100 |
| Long-term assets (5+ years) | $12,404,000 | 3,706 |
| Average Assets, year-to-date | $64,908,800 | 6,026 |
| Average Assets, quarterly | $64,273,000 | 6,180 |
| Volatile liabilities | $10,773,000 | 4,631 |
| Insider loans | $332,000 | 6,600 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,310,000 | 7,136 |
| Tier 1 (core) risk-based capital | $6,839,000 | 5,794 |
| Tier 2 risk-based capital | $431,590 | 5,832 |
| Total risk weighted assets | $33,958,690 | 6,645 |
| Total unused commitments | $2,310,000 | 7,150 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $65,537,000 | 6,234 |
| Cash and due from depository institutions | $1,704,000 | 5,997 |
| Interest-bearing balances | $174,000 | 4,478 |
| Securities | $16,564,000 | 6,306 |
| Federal funds sold & reverse repurchase agreements | $5,739,000 | 2,526 |
| Net loans & leases | $39,322,000 | 5,919 |
| Loan loss allowance | $1,100,000 | 3,243 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,055,000 | 5,863 |
| Other real estate owned | $232,000 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $921,000 | 6,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,537,000 | 6,234 |
| Total liabilities | $58,840,000 | 6,237 |
| Total deposits | $58,283,000 | 6,069 |
| Interest-bearing deposits | $54,962,000 | 5,680 |
| Deposits held in domestic offices | $58,283,000 | 6,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $557,000 | 5,783 |
| Total equity capital | $6,697,000 | 6,055 |
| Total bank equity capital | $6,697,000 | 6,055 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $421,000 | 6,025 |
| Surplus | $1,251,000 | 7,093 |
| Undivided profits | $5,025,000 | 4,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,085,000 | 2,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $416,000 | 5,583 |
| Earning assets | $61,799,000 | 6,109 |
| Long-term assets (5+ years) | $8,994,000 | 4,318 |
| Average Assets, year-to-date | $64,067,400 | 6,147 |
| Average Assets, quarterly | $64,960,500 | 6,214 |
| Volatile liabilities | $11,308,000 | 4,190 |
| Insider loans | $646,000 | 4,915 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,581,000 | 7,994 |
| Tier 1 (core) risk-based capital | $6,352,000 | 6,153 |
| Tier 2 risk-based capital | $476,350 | 5,467 |
| Total risk weighted assets | $37,484,350 | 6,253 |
| Total unused commitments | $1,581,000 | 8,007 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $62,775,000 | 6,444 |
| Cash and due from depository institutions | $1,410,000 | 7,461 |
| Interest-bearing balances | $274,000 | 4,158 |
| Securities | $12,905,000 | 7,739 |
| Federal funds sold & reverse repurchase agreements | $1,347,000 | 4,798 |
| Net loans & leases | $45,056,000 | 5,314 |
| Loan loss allowance | $900,000 | 3,949 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $871,000 | 6,594 |
| Other real estate owned | $36,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,150,000 | 6,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,775,000 | 6,444 |
| Total liabilities | $56,812,000 | 6,432 |
| Total deposits | $56,411,000 | 6,233 |
| Interest-bearing deposits | $51,766,000 | 5,917 |
| Deposits held in domestic offices | $56,411,000 | 6,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $401,000 | 6,069 |
| Total equity capital | $5,963,000 | 6,306 |
| Total bank equity capital | $5,963,000 | 6,306 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $416,000 | 6,392 |
| Surplus | $1,169,000 | 7,523 |
| Undivided profits | $4,378,000 | 4,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 7,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $451,000 | 4,647 |
| Earning assets | $59,582,000 | 6,232 |
| Long-term assets (5+ years) | $9,697,000 | 4,192 |
| Average Assets, year-to-date | $59,731,600 | 6,559 |
| Average Assets, quarterly | $61,807,500 | 6,469 |
| Volatile liabilities | $11,212,000 | 4,004 |
| Insider loans | $733,000 | 4,540 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,876,000 | 7,644 |
| Tier 1 (core) risk-based capital | $6,363,000 | 6,094 |
| Tier 2 risk-based capital | $513,360 | 5,179 |
| Total risk weighted assets | $40,681,960 | 5,836 |
| Total unused commitments | $1,876,000 | 7,656 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $56,127,000 | 7,168 |
| Cash and due from depository institutions | $884,000 | 8,423 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $14,005,000 | 7,712 |
| Federal funds sold & reverse repurchase agreements | $3,688,000 | 3,718 |
| Net loans & leases | $36,543,000 | 6,114 |
| Loan loss allowance | $504,000 | 6,335 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $264,000 | 10,556 |
| Other real estate owned | $0 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $743,000 | 7,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,127,000 | 7,168 |
| Total liabilities | $50,692,000 | 7,181 |
| Total deposits | $50,346,000 | 7,020 |
| Interest-bearing deposits | $46,678,000 | 6,667 |
| Deposits held in domestic offices | $50,346,000 | 7,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $346,000 | 6,916 |
| Total equity capital | $5,435,000 | 6,848 |
| Total bank equity capital | $5,435,000 | 6,848 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $399,000 | 7,089 |
| Surplus | $844,000 | 8,907 |
| Undivided profits | $4,192,000 | 4,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 11,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $391,000 | 4,757 |
| Earning assets | $54,436,000 | 6,895 |
| Long-term assets (5+ years) | $9,943,000 | 4,379 |
| Average Assets, year-to-date | $51,444,600 | 7,433 |
| Average Assets, quarterly | $54,913,500 | 7,210 |
| Volatile liabilities | $9,279,000 | 4,316 |
| Insider loans | $427,000 | 6,196 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,247,000 | 8,743 |
| Tier 1 (core) risk-based capital | $5,435,000 | 6,750 |
| Tier 2 risk-based capital | $432,870 | 5,915 |
| Total risk weighted assets | $34,558,670 | 6,587 |
| Total unused commitments | $1,247,000 | 8,771 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $47,587,000 | 8,130 |
| Cash and due from depository institutions | $1,540,000 | 8,886 |
| Interest-bearing balances | $200,000 | 6,016 |
| Securities | $11,565,000 | 8,552 |
| Federal funds sold & reverse repurchase agreements | $2,790,000 | 5,298 |
| Net loans & leases | $30,882,000 | 6,909 |
| Loan loss allowance | $354,000 | 8,030 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $253,000 | 11,019 |
| Other real estate owned | $5,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $552,000 | 9,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,587,000 | 8,130 |
| Total liabilities | $43,357,000 | 8,131 |
| Total deposits | $42,887,000 | 8,008 |
| Interest-bearing deposits | $39,578,000 | 7,673 |
| Deposits held in domestic offices | $42,887,000 | 8,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $470,000 | 6,083 |
| Total equity capital | $4,230,000 | 7,995 |
| Total bank equity capital | $4,230,000 | 7,995 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $391,000 | 7,471 |
| Surplus | $715,000 | 9,571 |
| Undivided profits | $3,124,000 | 5,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $353,000 | 5,676 |
| Earning assets | $45,437,000 | 7,870 |
| Long-term assets (5+ years) | $7,965,000 | 4,997 |
| Average Assets, year-to-date | $42,046,800 | 8,577 |
| Average Assets, quarterly | $45,988,500 | 8,248 |
| Volatile liabilities | $7,391,000 | 5,101 |
| Insider loans | $31,000 | 7,859 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,124,000 | 8,865 |
| Tier 1 (core) risk-based capital | $4,230,000 | 7,934 |
| Tier 2 risk-based capital | $354,000 | 6,832 |
| Total risk weighted assets | $29,442,900 | 7,433 |
| Total unused commitments | $1,124,000 | 8,892 |
| Derivatives | $0 | 651 |