Home > Farmers Bank > Income and Expense
Farmers Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 2,681 |
| Total interest expense | $1,009,000 | 2,720 |
| Net interest income | $2,275,000 | 2,616 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $579,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $200,000 | 1,176 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $379,000 | 1,754 |
| Total noninterest expense | $2,139,000 | 2,333 |
| Salaries and employee benefits | $939,000 | 2,694 |
| Premises and equipment expense | $452,000 | 1,377 |
| Additional noninterest expense | $379,000 | 1,754 |
| Pre-tax net operating income | $715,000 | 2,600 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $70,000 | 2,249 |
| Income before extraordinary items | $645,000 | 2,529 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $645,000 | 2,557 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $645,000 | 2,529 |
| Net charge-offs | $9,000 | 1,700 |
| Cash dividends | $1,250,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $645,000 | 2,543 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $12,879,000 | 2,672 |
| Total interest expense | $4,222,000 | 2,698 |
| Net interest income | $8,657,000 | 2,602 |
| Provision for loan and lease losses | $64,000 | 2,725 |
| Total noninterest income | $3,955,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $861,000 | 1,147 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,094,000 | 1,181 |
| Total noninterest expense | $9,057,000 | 2,218 |
| Salaries and employee benefits | $4,060,000 | 2,541 |
| Premises and equipment expense | $1,819,000 | 1,340 |
| Additional noninterest expense | $3,094,000 | 1,181 |
| Pre-tax net operating income | $3,491,000 | 2,299 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $678,000 | 1,655 |
| Income before extraordinary items | $2,813,000 | 2,364 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,813,000 | 2,389 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,813,000 | 2,365 |
| Net charge-offs | $52,000 | 2,070 |
| Cash dividends | $1,250,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $2,813,000 | 2,366 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $9,595,000 | 2,673 |
| Total interest expense | $3,170,000 | 2,691 |
| Net interest income | $6,425,000 | 2,607 |
| Provision for loan and lease losses | $64,000 | 2,445 |
| Total noninterest income | $3,319,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $653,000 | 1,126 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,666,000 | 1,079 |
| Total noninterest expense | $6,622,000 | 2,224 |
| Salaries and employee benefits | $2,971,000 | 2,563 |
| Premises and equipment expense | $1,358,000 | 1,336 |
| Additional noninterest expense | $2,666,000 | 1,079 |
| Pre-tax net operating income | $3,058,000 | 2,110 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $728,000 | 1,431 |
| Income before extraordinary items | $2,330,000 | 2,243 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,330,000 | 2,267 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,330,000 | 2,245 |
| Net charge-offs | $36,000 | 1,872 |
| Cash dividends | $1,250,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,330,000 | 2,247 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 2,669 |
| Total interest expense | $2,058,000 | 2,682 |
| Net interest income | $4,265,000 | 2,602 |
| Provision for loan and lease losses | $10,000 | 2,775 |
| Total noninterest income | $2,639,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $434,000 | 1,106 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,205,000 | 946 |
| Total noninterest expense | $4,385,000 | 2,237 |
| Salaries and employee benefits | $1,968,000 | 2,573 |
| Premises and equipment expense | $887,000 | 1,356 |
| Additional noninterest expense | $2,205,000 | 946 |
| Pre-tax net operating income | $2,509,000 | 1,840 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $728,000 | 1,137 |
| Income before extraordinary items | $1,781,000 | 2,073 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,781,000 | 2,101 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,781,000 | 2,074 |
| Net charge-offs | $22,000 | 1,739 |
| Cash dividends | $1,250,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,781,000 | 2,071 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 2,677 |
| Total interest expense | $989,000 | 2,700 |
| Net interest income | $2,111,000 | 2,610 |
| Provision for loan and lease losses | $10,000 | 2,327 |
| Total noninterest income | $1,180,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $222,000 | 1,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $958,000 | 1,021 |
| Total noninterest expense | $2,093,000 | 2,304 |
| Salaries and employee benefits | $994,000 | 2,553 |
| Premises and equipment expense | $424,000 | 1,406 |
| Additional noninterest expense | $958,000 | 1,021 |
| Pre-tax net operating income | $1,188,000 | 1,843 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $550,000 | 885 |
| Income before extraordinary items | $638,000 | 2,400 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $638,000 | 2,427 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $638,000 | 2,400 |
| Net charge-offs | $21,000 | 1,267 |
| Cash dividends | $1,250,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $638,000 | 2,403 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,487,000 | 2,646 |
| Total interest expense | $3,055,000 | 2,595 |
| Net interest income | $8,432,000 | 2,606 |
| Provision for loan and lease losses | $31,000 | 2,932 |
| Total noninterest income | $2,982,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $953,000 | 1,035 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,029,000 | 1,608 |
| Total noninterest expense | $8,421,000 | 2,258 |
| Salaries and employee benefits | $3,970,000 | 2,528 |
| Premises and equipment expense | $1,767,000 | 1,353 |
| Additional noninterest expense | $2,029,000 | 1,608 |
| Pre-tax net operating income | $2,962,000 | 2,529 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $556,000 | 1,831 |
| Income before extraordinary items | $2,406,000 | 2,587 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,406,000 | 2,613 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,406,000 | 2,589 |
| Net charge-offs | $62,000 | 1,726 |
| Cash dividends | $1,350,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,406,000 | 2,606 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $27,000 | 4,598 |
| Total interest expense | $10,000 | 4,506 |
| Net interest income | $64,501,000 | 434 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $4,026 | 4,543 |
| Gross Fiduciary activities income | $3 | 949 |
| Service charges on deposit accounts | $648 | 4,419 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $35,000 | 4,246 |
| Total noninterest expense | $0 | 4,577 |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,553 |
| Additional noninterest expense | $10,147 | 4,426 |
| Pre-tax net operating income | $0 | 4,367 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $5,000 | 4,365 |
| Extraordinary gains, net | $1,296,000 | 48 |
| Net income | $2,053,000 | 2,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $0 | 4,357 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $6,702,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $5 | 505 |
| Net operating income | $0 | 4,379 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $27,000 | 4,620 |
| Total interest expense | $10,000 | 4,534 |
| Net interest income | $64,469,000 | 308 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $3,962 | 4,572 |
| Gross Fiduciary activities income | $3 | 930 |
| Service charges on deposit accounts | $969 | 4,450 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $35,000 | 4,167 |
| Total noninterest expense | $0 | 4,605 |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,583 |
| Additional noninterest expense | $10,214 | 4,418 |
| Pre-tax net operating income | $0 | 4,414 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $5,000 | 4,423 |
| Extraordinary gains, net | $1,296,000 | 48 |
| Net income | $1,366,000 | 2,534 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $0 | 4,409 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $8,029,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $-17 | 4,601 |
| Net operating income | $0 | 4,423 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 2,652 |
| Total interest expense | $638,000 | 2,353 |
| Net interest income | $2,107,000 | 2,668 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $924,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $242,000 | 1,012 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $682,000 | 1,241 |
| Total noninterest expense | $1,981,000 | 2,353 |
| Salaries and employee benefits | $983,000 | 2,576 |
| Premises and equipment expense | $424,000 | 1,421 |
| Additional noninterest expense | $682,000 | 1,241 |
| Pre-tax net operating income | $1,050,000 | 2,236 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $354,000 | 1,260 |
| Income before extraordinary items | $696,000 | 2,537 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $696,000 | 2,538 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $696,000 | 2,537 |
| Net charge-offs | $24,000 | 1,045 |
| Cash dividends | $1,350,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $696,000 | 2,566 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,900,000 | 2,533 |
| Total interest expense | $780,000 | 2,719 |
| Net interest income | $9,120,000 | 2,490 |
| Provision for loan and lease losses | $340,000 | 1,457 |
| Total noninterest income | $3,257,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $997,000 | 1,018 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,260,000 | 1,513 |
| Total noninterest expense | $8,771,000 | 2,183 |
| Salaries and employee benefits | $3,938,000 | 2,525 |
| Premises and equipment expense | $1,959,000 | 1,234 |
| Additional noninterest expense | $2,260,000 | 1,513 |
| Pre-tax net operating income | $3,266,000 | 2,550 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $643,000 | 1,858 |
| Income before extraordinary items | $2,623,000 | 2,617 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,623,000 | 2,614 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,623,000 | 2,616 |
| Net charge-offs | $84,000 | 1,318 |
| Cash dividends | $1,500,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,623,000 | 2,651 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,271,000 | 2,514 |
| Total interest expense | $349,000 | 3,113 |
| Net interest income | $6,922,000 | 2,451 |
| Provision for loan and lease losses | $222,000 | 1,427 |
| Total noninterest income | $2,211,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $749,000 | 1,027 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,462,000 | 1,677 |
| Total noninterest expense | $6,188,000 | 2,250 |
| Salaries and employee benefits | $2,908,000 | 2,558 |
| Premises and equipment expense | $1,447,000 | 1,257 |
| Additional noninterest expense | $1,462,000 | 1,677 |
| Pre-tax net operating income | $2,723,000 | 2,414 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $450,000 | 1,909 |
| Income before extraordinary items | $2,273,000 | 2,419 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,273,000 | 2,418 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,273,000 | 2,418 |
| Net charge-offs | $63,000 | 1,113 |
| Cash dividends | $1,500,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,273,000 | 2,462 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 2,518 |
| Total interest expense | $191,000 | 3,251 |
| Net interest income | $4,517,000 | 2,467 |
| Provision for loan and lease losses | $158,000 | 1,258 |
| Total noninterest income | $1,449,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $483,000 | 1,030 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $966,000 | 1,708 |
| Total noninterest expense | $4,107,000 | 2,240 |
| Salaries and employee benefits | $1,928,000 | 2,567 |
| Premises and equipment expense | $963,000 | 1,251 |
| Additional noninterest expense | $1,216,000 | 2,284 |
| Pre-tax net operating income | $1,701,000 | 2,409 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $300,000 | 1,853 |
| Income before extraordinary items | $1,401,000 | 2,434 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,401,000 | 2,434 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,401,000 | 2,434 |
| Net charge-offs | $39,000 | 1,066 |
| Cash dividends | $1,500,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,401,000 | 2,473 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 2,509 |
| Total interest expense | $90,000 | 3,324 |
| Net interest income | $2,216,000 | 2,442 |
| Provision for loan and lease losses | $38,000 | 1,488 |
| Total noninterest income | $674,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $242,000 | 1,026 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $432,000 | 1,836 |
| Total noninterest expense | $2,023,000 | 2,272 |
| Salaries and employee benefits | $950,000 | 2,585 |
| Premises and equipment expense | $479,000 | 1,267 |
| Additional noninterest expense | $594,000 | 2,303 |
| Pre-tax net operating income | $829,000 | 2,342 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $150,000 | 1,800 |
| Income before extraordinary items | $679,000 | 2,394 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $679,000 | 2,392 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $679,000 | 2,394 |
| Net charge-offs | $15,000 | 1,053 |
| Cash dividends | $1,500,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $679,000 | 2,418 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,099,000 | 2,605 |
| Total interest expense | $430,000 | 3,365 |
| Net interest income | $8,669,000 | 2,526 |
| Provision for loan and lease losses | $32,000 | 2,726 |
| Total noninterest income | $2,608,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $902,000 | 1,043 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,706,000 | 2,077 |
| Total noninterest expense | $8,091,000 | 2,267 |
| Salaries and employee benefits | $3,742,000 | 2,610 |
| Premises and equipment expense | $2,042,000 | 1,184 |
| Additional noninterest expense | $2,307,000 | 2,353 |
| Pre-tax net operating income | $3,154,000 | 2,629 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $674,000 | 1,897 |
| Income before extraordinary items | $2,480,000 | 2,756 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,480,000 | 2,757 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,480,000 | 2,757 |
| Net charge-offs | $68,000 | 1,516 |
| Cash dividends | $1,300,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,480,000 | 2,741 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,826,000 | 2,653 |
| Total interest expense | $335,000 | 3,407 |
| Net interest income | $6,491,000 | 2,576 |
| Provision for loan and lease losses | $32,000 | 2,550 |
| Total noninterest income | $1,950,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $647,000 | 1,071 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,303,000 | 2,110 |
| Total noninterest expense | $6,014,000 | 2,293 |
| Salaries and employee benefits | $2,779,000 | 2,633 |
| Premises and equipment expense | $1,523,000 | 1,209 |
| Additional noninterest expense | $1,712,000 | 2,385 |
| Pre-tax net operating income | $2,395,000 | 2,722 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $270,000 | 2,382 |
| Income before extraordinary items | $2,125,000 | 2,721 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,125,000 | 2,721 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,125,000 | 2,721 |
| Net charge-offs | $54,000 | 1,325 |
| Cash dividends | $1,300,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,125,000 | 2,697 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 2,634 |
| Total interest expense | $233,000 | 3,423 |
| Net interest income | $4,385,000 | 2,552 |
| Provision for loan and lease losses | $32,000 | 2,345 |
| Total noninterest income | $1,223,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $400,000 | 1,100 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $823,000 | 2,136 |
| Total noninterest expense | $3,991,000 | 2,298 |
| Salaries and employee benefits | $1,858,000 | 2,622 |
| Premises and equipment expense | $1,000,000 | 1,218 |
| Additional noninterest expense | $1,133,000 | 2,373 |
| Pre-tax net operating income | $1,585,000 | 2,706 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $180,000 | 2,368 |
| Income before extraordinary items | $1,405,000 | 2,720 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,405,000 | 2,719 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,405,000 | 2,720 |
| Net charge-offs | $38,000 | 1,249 |
| Cash dividends | $1,300,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,405,000 | 2,695 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 2,644 |
| Total interest expense | $116,000 | 3,513 |
| Net interest income | $2,172,000 | 2,542 |
| Provision for loan and lease losses | $32,000 | 1,965 |
| Total noninterest income | $615,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $198,000 | 1,096 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $417,000 | 2,114 |
| Total noninterest expense | $1,916,000 | 2,333 |
| Salaries and employee benefits | $935,000 | 2,606 |
| Premises and equipment expense | $490,000 | 1,242 |
| Additional noninterest expense | $491,000 | 2,569 |
| Pre-tax net operating income | $839,000 | 2,602 |
| Securities gains (losses) | $-5,000 | 4,617 |
| Applicable income taxes | $90,000 | 2,353 |
| Income before extraordinary items | $744,000 | 2,612 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $744,000 | 2,610 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $744,000 | 2,612 |
| Net charge-offs | $31,000 | 993 |
| Cash dividends | $1,300,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $748,450 | 2,574 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,091,000 | 2,661 |
| Total interest expense | $742,000 | 3,361 |
| Net interest income | $8,349,000 | 2,556 |
| Provision for loan and lease losses | $120,000 | 3,406 |
| Total noninterest income | $2,267,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $866,000 | 1,076 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,401,000 | 2,133 |
| Total noninterest expense | $7,971,000 | 2,279 |
| Salaries and employee benefits | $3,752,000 | 2,584 |
| Premises and equipment expense | $2,072,000 | 1,142 |
| Additional noninterest expense | $2,147,000 | 2,422 |
| Pre-tax net operating income | $2,525,000 | 2,660 |
| Securities gains (losses) | $382,000 | 708 |
| Applicable income taxes | $623,000 | 1,787 |
| Income before extraordinary items | $2,284,000 | 2,655 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,284,000 | 2,654 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,284,000 | 2,655 |
| Net charge-offs | $166,000 | 1,668 |
| Cash dividends | $1,550,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,982,220 | 2,797 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,944,000 | 2,654 |
| Total interest expense | $610,000 | 3,327 |
| Net interest income | $6,334,000 | 2,534 |
| Provision for loan and lease losses | $45,000 | 3,752 |
| Total noninterest income | $1,598,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $627,000 | 1,092 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $971,000 | 2,178 |
| Total noninterest expense | $5,864,000 | 2,288 |
| Salaries and employee benefits | $2,784,000 | 2,587 |
| Premises and equipment expense | $1,513,000 | 1,171 |
| Additional noninterest expense | $1,567,000 | 2,438 |
| Pre-tax net operating income | $2,023,000 | 2,570 |
| Securities gains (losses) | $370,000 | 605 |
| Applicable income taxes | $330,000 | 2,023 |
| Income before extraordinary items | $2,063,000 | 2,411 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,063,000 | 2,411 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,063,000 | 2,411 |
| Net charge-offs | $133,000 | 1,486 |
| Cash dividends | $1,550,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,744,800 | 2,584 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 2,641 |
| Total interest expense | $455,000 | 3,266 |
| Net interest income | $4,286,000 | 2,518 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,041,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $422,000 | 1,099 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $619,000 | 2,159 |
| Total noninterest expense | $3,858,000 | 2,307 |
| Salaries and employee benefits | $1,865,000 | 2,587 |
| Premises and equipment expense | $977,000 | 1,204 |
| Additional noninterest expense | $1,016,000 | 2,487 |
| Pre-tax net operating income | $1,469,000 | 2,412 |
| Securities gains (losses) | $218,000 | 668 |
| Applicable income taxes | $240,000 | 1,909 |
| Income before extraordinary items | $1,447,000 | 2,283 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,447,000 | 2,281 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,447,000 | 2,283 |
| Net charge-offs | $24,000 | 2,109 |
| Cash dividends | $1,550,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,259,520 | 2,450 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 2,713 |
| Total interest expense | $263,000 | 3,191 |
| Net interest income | $2,022,000 | 2,581 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $548,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $251,000 | 1,110 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $297,000 | 2,011 |
| Total noninterest expense | $1,945,000 | 2,313 |
| Salaries and employee benefits | $920,000 | 2,617 |
| Premises and equipment expense | $486,000 | 1,215 |
| Additional noninterest expense | $539,000 | 2,403 |
| Pre-tax net operating income | $625,000 | 2,499 |
| Securities gains (losses) | $181,000 | 406 |
| Applicable income taxes | $70,000 | 2,189 |
| Income before extraordinary items | $736,000 | 2,094 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $736,000 | 2,093 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $736,000 | 2,094 |
| Net charge-offs | $9,000 | 1,897 |
| Cash dividends | $1,550,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $571,290 | 2,447 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,893,000 | 2,794 |
| Total interest expense | $1,032,000 | 3,263 |
| Net interest income | $7,861,000 | 2,651 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,377,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,081,000 | 1,079 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $296,000 | 3,588 |
| Total noninterest expense | $7,790,000 | 2,282 |
| Salaries and employee benefits | $3,632,000 | 2,614 |
| Premises and equipment expense | $2,159,000 | 1,107 |
| Additional noninterest expense | $1,999,000 | 2,559 |
| Pre-tax net operating income | $1,448,000 | 3,442 |
| Securities gains (losses) | $94,000 | 960 |
| Applicable income taxes | $222,000 | 2,563 |
| Income before extraordinary items | $1,320,000 | 3,433 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,320,000 | 3,434 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,320,000 | 3,434 |
| Net charge-offs | $-295,000 | 5,047 |
| Cash dividends | $1,725,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,239,160 | 3,488 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,633,000 | 2,833 |
| Total interest expense | $761,000 | 3,317 |
| Net interest income | $5,872,000 | 2,690 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,650,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $793,000 | 1,103 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $857,000 | 2,091 |
| Total noninterest expense | $5,828,000 | 2,296 |
| Salaries and employee benefits | $2,701,000 | 2,641 |
| Premises and equipment expense | $1,623,000 | 1,106 |
| Additional noninterest expense | $1,504,000 | 2,561 |
| Pre-tax net operating income | $1,694,000 | 2,953 |
| Securities gains (losses) | $94,000 | 811 |
| Applicable income taxes | $240,000 | 2,394 |
| Income before extraordinary items | $1,548,000 | 2,917 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,548,000 | 2,918 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,548,000 | 2,918 |
| Net charge-offs | $-331,000 | 5,143 |
| Cash dividends | $1,725,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,466,220 | 2,960 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 2,842 |
| Total interest expense | $495,000 | 3,330 |
| Net interest income | $3,908,000 | 2,710 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,047,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $509,000 | 1,122 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $538,000 | 2,123 |
| Total noninterest expense | $3,869,000 | 2,319 |
| Salaries and employee benefits | $1,793,000 | 2,665 |
| Premises and equipment expense | $1,062,000 | 1,124 |
| Additional noninterest expense | $1,014,000 | 2,559 |
| Pre-tax net operating income | $1,086,000 | 2,987 |
| Securities gains (losses) | $94,000 | 558 |
| Applicable income taxes | $150,000 | 2,415 |
| Income before extraordinary items | $1,030,000 | 2,908 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,030,000 | 2,907 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,030,000 | 2,907 |
| Net charge-offs | $-305,000 | 5,209 |
| Cash dividends | $1,725,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $948,220 | 2,991 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 2,828 |
| Total interest expense | $234,000 | 3,381 |
| Net interest income | $2,000,000 | 2,679 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $552,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $256,000 | 1,107 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $296,000 | 1,975 |
| Total noninterest expense | $1,954,000 | 2,310 |
| Salaries and employee benefits | $884,000 | 2,701 |
| Premises and equipment expense | $533,000 | 1,124 |
| Additional noninterest expense | $537,000 | 2,465 |
| Pre-tax net operating income | $598,000 | 2,822 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $120,000 | 2,017 |
| Income before extraordinary items | $478,000 | 2,951 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $478,000 | 2,949 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $478,000 | 2,950 |
| Net charge-offs | $-329,000 | 5,310 |
| Cash dividends | $1,725,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $478,000 | 2,939 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,249,000 | 2,882 |
| Total interest expense | $598,000 | 3,685 |
| Net interest income | $7,651,000 | 2,730 |
| Provision for loan and lease losses | $340,000 | 1,838 |
| Total noninterest income | $3,053,000 | 1,527 |
| Gross Fiduciary activities income | $2,000 | 1,038 |
| Service charges on deposit accounts | $1,099,000 | 1,090 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,952,000 | 1,516 |
| Total noninterest expense | $7,818,000 | 2,281 |
| Salaries and employee benefits | $3,463,000 | 2,702 |
| Premises and equipment expense | $2,008,000 | 1,168 |
| Additional noninterest expense | $2,347,000 | 2,328 |
| Pre-tax net operating income | $2,546,000 | 2,751 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $331,000 | 2,310 |
| Income before extraordinary items | $2,215,000 | 2,778 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,215,000 | 2,777 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,215,000 | 2,777 |
| Net charge-offs | $120,000 | 2,021 |
| Cash dividends | $1,350,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,215,000 | 2,770 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 2,884 |
| Total interest expense | $404,000 | 3,780 |
| Net interest income | $5,782,000 | 2,722 |
| Provision for loan and lease losses | $340,000 | 1,468 |
| Total noninterest income | $2,501,000 | 1,447 |
| Gross Fiduciary activities income | $2,000 | 991 |
| Service charges on deposit accounts | $814,000 | 1,098 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,685,000 | 1,407 |
| Total noninterest expense | $5,715,000 | 2,329 |
| Salaries and employee benefits | $2,572,000 | 2,726 |
| Premises and equipment expense | $1,457,000 | 1,201 |
| Additional noninterest expense | $1,686,000 | 2,400 |
| Pre-tax net operating income | $2,228,000 | 2,567 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $335,000 | 2,132 |
| Income before extraordinary items | $1,893,000 | 2,609 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,893,000 | 2,609 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,893,000 | 2,608 |
| Net charge-offs | $113,000 | 1,644 |
| Cash dividends | $1,350,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,893,000 | 2,599 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 2,847 |
| Total interest expense | $237,000 | 3,910 |
| Net interest income | $3,914,000 | 2,698 |
| Provision for loan and lease losses | $225,000 | 1,413 |
| Total noninterest income | $1,257,000 | 1,750 |
| Gross Fiduciary activities income | $2,000 | 976 |
| Service charges on deposit accounts | $542,000 | 1,094 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $713,000 | 1,857 |
| Total noninterest expense | $3,738,000 | 2,366 |
| Salaries and employee benefits | $1,699,000 | 2,761 |
| Premises and equipment expense | $948,000 | 1,237 |
| Additional noninterest expense | $1,091,000 | 2,453 |
| Pre-tax net operating income | $1,208,000 | 2,861 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $205,000 | 2,201 |
| Income before extraordinary items | $1,003,000 | 2,957 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,003,000 | 2,956 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,003,000 | 2,956 |
| Net charge-offs | $104,000 | 1,297 |
| Cash dividends | $1,350,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,003,000 | 2,947 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 2,944 |
| Total interest expense | $107,000 | 4,023 |
| Net interest income | $1,883,000 | 2,788 |
| Provision for loan and lease losses | $130,000 | 1,266 |
| Total noninterest income | $705,000 | 1,616 |
| Gross Fiduciary activities income | $2,000 | 930 |
| Service charges on deposit accounts | $277,000 | 1,078 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $426,000 | 1,647 |
| Total noninterest expense | $1,878,000 | 2,381 |
| Salaries and employee benefits | $839,000 | 2,807 |
| Premises and equipment expense | $465,000 | 1,276 |
| Additional noninterest expense | $574,000 | 2,371 |
| Pre-tax net operating income | $580,000 | 2,869 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $110,000 | 2,091 |
| Income before extraordinary items | $470,000 | 2,997 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $470,000 | 2,999 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $470,000 | 2,998 |
| Net charge-offs | $53,000 | 1,168 |
| Cash dividends | $1,350,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $470,000 | 2,990 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 2,945 |
| Total interest expense | $349,000 | 4,193 |
| Net interest income | $7,356,000 | 2,794 |
| Provision for loan and lease losses | $210,000 | 2,314 |
| Total noninterest income | $2,288,000 | 1,869 |
| Gross Fiduciary activities income | $49,000 | 846 |
| Service charges on deposit accounts | $1,097,000 | 1,094 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,142,000 | 2,125 |
| Total noninterest expense | $7,527,000 | 2,378 |
| Salaries and employee benefits | $3,383,000 | 2,771 |
| Premises and equipment expense | $2,072,000 | 1,132 |
| Additional noninterest expense | $2,072,000 | 2,589 |
| Pre-tax net operating income | $1,907,000 | 3,197 |
| Securities gains (losses) | $639,000 | 190 |
| Applicable income taxes | $759,000 | 2,110 |
| Income before extraordinary items | $1,787,000 | 2,874 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,787,000 | 2,873 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,787,000 | 2,874 |
| Net charge-offs | $243,000 | 1,665 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,339,700 | 3,295 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 2,977 |
| Total interest expense | $256,000 | 4,252 |
| Net interest income | $5,479,000 | 2,827 |
| Provision for loan and lease losses | $210,000 | 1,978 |
| Total noninterest income | $1,698,000 | 1,904 |
| Gross Fiduciary activities income | $37,000 | 841 |
| Service charges on deposit accounts | $804,000 | 1,127 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $857,000 | 2,147 |
| Total noninterest expense | $5,612,000 | 2,402 |
| Salaries and employee benefits | $2,518,000 | 2,808 |
| Premises and equipment expense | $1,574,000 | 1,130 |
| Additional noninterest expense | $1,520,000 | 2,641 |
| Pre-tax net operating income | $1,355,000 | 3,334 |
| Securities gains (losses) | $639,000 | 177 |
| Applicable income taxes | $491,000 | 2,087 |
| Income before extraordinary items | $1,503,000 | 2,859 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,503,000 | 2,858 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,503,000 | 2,859 |
| Net charge-offs | $57,000 | 2,367 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,023,750 | 3,482 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 2,978 |
| Total interest expense | $167,000 | 4,276 |
| Net interest income | $3,645,000 | 2,824 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $1,129,000 | 1,890 |
| Gross Fiduciary activities income | $24,000 | 849 |
| Service charges on deposit accounts | $523,000 | 1,140 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $582,000 | 2,140 |
| Total noninterest expense | $3,671,000 | 2,444 |
| Salaries and employee benefits | $1,688,000 | 2,815 |
| Premises and equipment expense | $967,000 | 1,216 |
| Additional noninterest expense | $1,016,000 | 2,631 |
| Pre-tax net operating income | $903,000 | 3,289 |
| Securities gains (losses) | $313,000 | 207 |
| Applicable income taxes | $223,000 | 2,387 |
| Income before extraordinary items | $993,000 | 2,831 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $993,000 | 2,831 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $993,000 | 2,831 |
| Net charge-offs | $32,000 | 2,314 |
| Cash dividends | $1,200,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $736,340 | 3,288 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 2,994 |
| Total interest expense | $78,000 | 4,378 |
| Net interest income | $1,812,000 | 2,831 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $577,000 | 1,868 |
| Gross Fiduciary activities income | $12,000 | 854 |
| Service charges on deposit accounts | $256,000 | 1,168 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $309,000 | 2,058 |
| Total noninterest expense | $1,830,000 | 2,468 |
| Salaries and employee benefits | $832,000 | 2,870 |
| Premises and equipment expense | $478,000 | 1,238 |
| Additional noninterest expense | $520,000 | 2,594 |
| Pre-tax net operating income | $559,000 | 2,907 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $112,000 | 2,356 |
| Income before extraordinary items | $447,000 | 2,942 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $447,000 | 2,942 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $447,000 | 2,942 |
| Net charge-offs | $25,000 | 1,755 |
| Cash dividends | $1,200,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $447,000 | 2,926 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,467,000 | 2,994 |
| Total interest expense | $304,000 | 4,438 |
| Net interest income | $7,163,000 | 2,833 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,277,000 | 1,956 |
| Gross Fiduciary activities income | $47,000 | 877 |
| Service charges on deposit accounts | $1,035,000 | 1,175 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,195,000 | 2,192 |
| Total noninterest expense | $7,896,000 | 2,313 |
| Salaries and employee benefits | $3,332,000 | 2,845 |
| Premises and equipment expense | $2,060,000 | 1,142 |
| Additional noninterest expense | $2,504,000 | 2,308 |
| Pre-tax net operating income | $1,544,000 | 3,470 |
| Securities gains (losses) | $193,000 | 902 |
| Applicable income taxes | $447,000 | 2,351 |
| Income before extraordinary items | $1,290,000 | 3,515 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,290,000 | 3,513 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,290,000 | 3,514 |
| Net charge-offs | $69,000 | 2,904 |
| Cash dividends | $1,150,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,147,180 | 3,653 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 3,005 |
| Total interest expense | $226,000 | 4,493 |
| Net interest income | $5,360,000 | 2,845 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,763,000 | 1,925 |
| Gross Fiduciary activities income | $36,000 | 867 |
| Service charges on deposit accounts | $764,000 | 1,183 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $963,000 | 2,093 |
| Total noninterest expense | $5,881,000 | 2,332 |
| Salaries and employee benefits | $2,470,000 | 2,858 |
| Premises and equipment expense | $1,501,000 | 1,182 |
| Additional noninterest expense | $1,910,000 | 2,268 |
| Pre-tax net operating income | $1,242,000 | 3,423 |
| Securities gains (losses) | $51,000 | 1,756 |
| Applicable income taxes | $205,000 | 2,788 |
| Income before extraordinary items | $1,088,000 | 3,360 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,088,000 | 3,358 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,088,000 | 3,360 |
| Net charge-offs | $63,000 | 2,422 |
| Cash dividends | $1,150,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,045,160 | 3,370 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 2,979 |
| Total interest expense | $153,000 | 4,496 |
| Net interest income | $3,632,000 | 2,821 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,118,000 | 1,965 |
| Gross Fiduciary activities income | $24,000 | 884 |
| Service charges on deposit accounts | $486,000 | 1,219 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $608,000 | 2,123 |
| Total noninterest expense | $3,938,000 | 2,330 |
| Salaries and employee benefits | $1,643,000 | 2,879 |
| Premises and equipment expense | $966,000 | 1,223 |
| Additional noninterest expense | $1,329,000 | 2,202 |
| Pre-tax net operating income | $812,000 | 3,433 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $60,000 | 3,285 |
| Income before extraordinary items | $752,000 | 3,297 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $752,000 | 3,295 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $752,000 | 3,295 |
| Net charge-offs | $48,000 | 2,170 |
| Cash dividends | $1,150,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $752,000 | 3,234 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 2,995 |
| Total interest expense | $79,000 | 4,479 |
| Net interest income | $1,802,000 | 2,835 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $505,000 | 2,057 |
| Gross Fiduciary activities income | $12,000 | 878 |
| Service charges on deposit accounts | $231,000 | 1,262 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $262,000 | 2,269 |
| Total noninterest expense | $1,916,000 | 2,392 |
| Salaries and employee benefits | $817,000 | 2,911 |
| Premises and equipment expense | $498,000 | 1,196 |
| Additional noninterest expense | $601,000 | 2,381 |
| Pre-tax net operating income | $391,000 | 3,438 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $30,000 | 3,275 |
| Income before extraordinary items | $361,000 | 3,315 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $361,000 | 3,312 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $361,000 | 3,313 |
| Net charge-offs | $8,000 | 2,423 |
| Cash dividends | $1,150,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $361,000 | 3,252 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 3,141 |
| Total interest expense | $299,000 | 4,619 |
| Net interest income | $6,601,000 | 2,993 |
| Provision for loan and lease losses | $40,000 | 3,741 |
| Total noninterest income | $2,616,000 | 1,776 |
| Gross Fiduciary activities income | $48,000 | 897 |
| Service charges on deposit accounts | $994,000 | 1,231 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,574,000 | 1,795 |
| Total noninterest expense | $7,463,000 | 2,443 |
| Salaries and employee benefits | $3,223,000 | 2,897 |
| Premises and equipment expense | $2,025,000 | 1,161 |
| Additional noninterest expense | $2,215,000 | 2,571 |
| Pre-tax net operating income | $1,714,000 | 3,278 |
| Securities gains (losses) | $34,000 | 1,912 |
| Applicable income taxes | $480,000 | 2,255 |
| Income before extraordinary items | $1,268,000 | 3,521 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,268,000 | 3,518 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,268,000 | 3,521 |
| Net charge-offs | $289,000 | 1,638 |
| Cash dividends | $1,150,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,243,180 | 3,521 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,106,000 | 3,202 |
| Total interest expense | $224,000 | 4,691 |
| Net interest income | $4,882,000 | 3,047 |
| Provision for loan and lease losses | $40,000 | 3,461 |
| Total noninterest income | $1,862,000 | 1,844 |
| Gross Fiduciary activities income | $36,000 | 898 |
| Service charges on deposit accounts | $725,000 | 1,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,101,000 | 1,899 |
| Total noninterest expense | $5,465,000 | 2,490 |
| Salaries and employee benefits | $2,388,000 | 2,944 |
| Premises and equipment expense | $1,469,000 | 1,216 |
| Additional noninterest expense | $1,608,000 | 2,645 |
| Pre-tax net operating income | $1,239,000 | 3,405 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $255,000 | 2,632 |
| Income before extraordinary items | $984,000 | 3,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 3,526 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $984,000 | 3,527 |
| Net charge-offs | $274,000 | 1,274 |
| Cash dividends | $1,150,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $984,000 | 3,475 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 3,221 |
| Total interest expense | $149,000 | 4,741 |
| Net interest income | $3,247,000 | 3,058 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $1,267,000 | 1,830 |
| Gross Fiduciary activities income | $24,000 | 911 |
| Service charges on deposit accounts | $466,000 | 1,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $777,000 | 1,839 |
| Total noninterest expense | $3,564,000 | 2,560 |
| Salaries and employee benefits | $1,584,000 | 2,968 |
| Premises and equipment expense | $951,000 | 1,254 |
| Additional noninterest expense | $1,029,000 | 2,746 |
| Pre-tax net operating income | $925,000 | 3,209 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $190,000 | 2,526 |
| Income before extraordinary items | $735,000 | 3,322 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $735,000 | 3,322 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $735,000 | 3,323 |
| Net charge-offs | $277,000 | 963 |
| Cash dividends | $1,150,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $735,000 | 3,252 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 3,233 |
| Total interest expense | $74,000 | 4,806 |
| Net interest income | $1,619,000 | 3,069 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $600,000 | 1,874 |
| Gross Fiduciary activities income | $12,000 | 912 |
| Service charges on deposit accounts | $228,000 | 1,290 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $360,000 | 1,885 |
| Total noninterest expense | $1,788,000 | 2,554 |
| Salaries and employee benefits | $785,000 | 3,008 |
| Premises and equipment expense | $464,000 | 1,290 |
| Additional noninterest expense | $539,000 | 2,635 |
| Pre-tax net operating income | $416,000 | 3,318 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $416,000 | 3,048 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $416,000 | 3,051 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $416,000 | 3,051 |
| Net charge-offs | $49,000 | 1,580 |
| Cash dividends | $1,150,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $416,000 | 2,984 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,954,000 | 3,195 |
| Total interest expense | $341,000 | 4,737 |
| Net interest income | $6,613,000 | 3,024 |
| Provision for loan and lease losses | $40,000 | 3,914 |
| Total noninterest income | $1,936,000 | 2,152 |
| Gross Fiduciary activities income | $29,000 | 987 |
| Service charges on deposit accounts | $1,013,000 | 1,268 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $894,000 | 2,485 |
| Total noninterest expense | $7,043,000 | 2,607 |
| Salaries and employee benefits | $3,208,000 | 2,955 |
| Premises and equipment expense | $1,982,000 | 1,209 |
| Additional noninterest expense | $1,853,000 | 3,059 |
| Pre-tax net operating income | $1,466,000 | 3,530 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $292,000 | 2,661 |
| Income before extraordinary items | $1,174,000 | 3,682 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,174,000 | 3,682 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,174,000 | 3,684 |
| Net charge-offs | $310,000 | 1,974 |
| Cash dividends | $975,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,174,000 | 3,629 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 3,225 |
| Total interest expense | $266,000 | 4,746 |
| Net interest income | $4,955,000 | 3,042 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $1,500,000 | 2,113 |
| Gross Fiduciary activities income | $16,000 | 995 |
| Service charges on deposit accounts | $738,000 | 1,318 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $746,000 | 2,355 |
| Total noninterest expense | $5,322,000 | 2,584 |
| Salaries and employee benefits | $2,399,000 | 2,968 |
| Premises and equipment expense | $1,465,000 | 1,233 |
| Additional noninterest expense | $1,458,000 | 2,956 |
| Pre-tax net operating income | $1,108,000 | 3,593 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $155,000 | 3,009 |
| Income before extraordinary items | $953,000 | 3,585 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $953,000 | 3,586 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $953,000 | 3,587 |
| Net charge-offs | $305,000 | 1,593 |
| Cash dividends | $975,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $953,000 | 3,542 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 3,226 |
| Total interest expense | $181,000 | 4,757 |
| Net interest income | $3,294,000 | 3,042 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $970,000 | 2,140 |
| Gross Fiduciary activities income | $11,000 | 995 |
| Service charges on deposit accounts | $474,000 | 1,350 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $485,000 | 2,346 |
| Total noninterest expense | $3,510,000 | 2,612 |
| Salaries and employee benefits | $1,601,000 | 2,986 |
| Premises and equipment expense | $975,000 | 1,243 |
| Additional noninterest expense | $934,000 | 3,048 |
| Pre-tax net operating income | $744,000 | 3,513 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $105,000 | 2,971 |
| Income before extraordinary items | $639,000 | 3,514 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $639,000 | 3,519 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $639,000 | 3,520 |
| Net charge-offs | $181,000 | 1,677 |
| Cash dividends | $975,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $639,000 | 3,456 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 3,231 |
| Total interest expense | $93,000 | 4,772 |
| Net interest income | $1,646,000 | 3,053 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $480,000 | 2,101 |
| Gross Fiduciary activities income | $5,000 | 1,003 |
| Service charges on deposit accounts | $227,000 | 1,382 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $248,000 | 2,268 |
| Total noninterest expense | $1,766,000 | 2,603 |
| Salaries and employee benefits | $799,000 | 2,999 |
| Premises and equipment expense | $488,000 | 1,267 |
| Additional noninterest expense | $479,000 | 2,986 |
| Pre-tax net operating income | $360,000 | 3,488 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $50,000 | 2,948 |
| Income before extraordinary items | $310,000 | 3,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $310,000 | 3,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $310,000 | 3,495 |
| Net charge-offs | $94,000 | 1,414 |
| Cash dividends | $975,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $310,000 | 3,447 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 3,305 |
| Total interest expense | $452,000 | 4,675 |
| Net interest income | $6,405,000 | 3,104 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,051,000 | 2,134 |
| Gross Fiduciary activities income | $27,000 | 1,011 |
| Service charges on deposit accounts | $1,068,000 | 1,276 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $956,000 | 2,443 |
| Total noninterest expense | $7,211,000 | 2,555 |
| Salaries and employee benefits | $3,216,000 | 2,962 |
| Premises and equipment expense | $2,318,000 | 1,028 |
| Additional noninterest expense | $1,677,000 | 3,379 |
| Pre-tax net operating income | $1,245,000 | 3,714 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $269,000 | 2,730 |
| Income before extraordinary items | $976,000 | 3,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $976,000 | 3,948 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $976,000 | 3,949 |
| Net charge-offs | $130,000 | 3,477 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $976,000 | 3,890 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 3,334 |
| Total interest expense | $351,000 | 4,697 |
| Net interest income | $4,789,000 | 3,130 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,555,000 | 2,154 |
| Gross Fiduciary activities income | $22,000 | 996 |
| Service charges on deposit accounts | $796,000 | 1,290 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $737,000 | 2,445 |
| Total noninterest expense | $5,357,000 | 2,595 |
| Salaries and employee benefits | $2,399,000 | 2,996 |
| Premises and equipment expense | $1,709,000 | 1,056 |
| Additional noninterest expense | $1,249,000 | 3,393 |
| Pre-tax net operating income | $987,000 | 3,707 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $115,000 | 3,209 |
| Income before extraordinary items | $872,000 | 3,665 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $872,000 | 3,668 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $872,000 | 3,669 |
| Net charge-offs | $125,000 | 3,052 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $872,000 | 3,596 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 3,316 |
| Total interest expense | $243,000 | 4,683 |
| Net interest income | $3,213,000 | 3,121 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,031,000 | 2,185 |
| Gross Fiduciary activities income | $13,000 | 1,003 |
| Service charges on deposit accounts | $510,000 | 1,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $508,000 | 2,453 |
| Total noninterest expense | $3,524,000 | 2,624 |
| Salaries and employee benefits | $1,596,000 | 3,026 |
| Premises and equipment expense | $1,123,000 | 1,066 |
| Additional noninterest expense | $805,000 | 3,487 |
| Pre-tax net operating income | $720,000 | 3,529 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $85,000 | 3,122 |
| Income before extraordinary items | $635,000 | 3,504 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $635,000 | 3,506 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $635,000 | 3,507 |
| Net charge-offs | $102,000 | 2,742 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $635,000 | 3,404 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,331 |
| Total interest expense | $126,000 | 4,682 |
| Net interest income | $1,610,000 | 3,124 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $497,000 | 2,235 |
| Gross Fiduciary activities income | $8,000 | 991 |
| Service charges on deposit accounts | $251,000 | 1,329 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $238,000 | 2,526 |
| Total noninterest expense | $1,789,000 | 2,616 |
| Salaries and employee benefits | $795,000 | 3,062 |
| Premises and equipment expense | $558,000 | 1,090 |
| Additional noninterest expense | $436,000 | 3,304 |
| Pre-tax net operating income | $318,000 | 3,697 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $30,000 | 3,355 |
| Income before extraordinary items | $288,000 | 3,643 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $288,000 | 3,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $288,000 | 3,645 |
| Net charge-offs | $33,000 | 2,726 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $288,000 | 3,545 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,685,000 | 3,217 |
| Total interest expense | $598,000 | 4,760 |
| Net interest income | $7,087,000 | 2,954 |
| Provision for loan and lease losses | $415,000 | 2,971 |
| Total noninterest income | $1,812,000 | 2,343 |
| Gross Fiduciary activities income | $23,000 | 1,051 |
| Service charges on deposit accounts | $1,177,000 | 1,208 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $612,000 | 3,074 |
| Total noninterest expense | $7,238,000 | 2,591 |
| Salaries and employee benefits | $3,092,000 | 3,067 |
| Premises and equipment expense | $2,454,000 | 968 |
| Additional noninterest expense | $1,692,000 | 3,501 |
| Pre-tax net operating income | $1,246,000 | 3,648 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $246,000 | 2,837 |
| Income before extraordinary items | $1,000,000 | 3,922 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,000,000 | 3,922 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,000,000 | 3,924 |
| Net charge-offs | $1,017,000 | 1,798 |
| Cash dividends | $2,500,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,000,000 | 3,756 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,921,000 | 3,200 |
| Total interest expense | $464,000 | 4,815 |
| Net interest income | $5,457,000 | 2,932 |
| Provision for loan and lease losses | $340,000 | 2,810 |
| Total noninterest income | $1,322,000 | 2,374 |
| Gross Fiduciary activities income | $18,000 | 1,033 |
| Service charges on deposit accounts | $873,000 | 1,229 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $431,000 | 3,163 |
| Total noninterest expense | $5,446,000 | 2,597 |
| Salaries and employee benefits | $2,285,000 | 3,111 |
| Premises and equipment expense | $1,840,000 | 973 |
| Additional noninterest expense | $1,321,000 | 3,411 |
| Pre-tax net operating income | $993,000 | 3,651 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $193,000 | 2,870 |
| Income before extraordinary items | $800,000 | 3,860 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $800,000 | 3,861 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $800,000 | 3,862 |
| Net charge-offs | $654,000 | 1,894 |
| Cash dividends | $1,000,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $800,000 | 3,694 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 3,169 |
| Total interest expense | $323,000 | 4,834 |
| Net interest income | $3,706,000 | 2,892 |
| Provision for loan and lease losses | $265,000 | 2,606 |
| Total noninterest income | $851,000 | 2,401 |
| Gross Fiduciary activities income | $13,000 | 1,029 |
| Service charges on deposit accounts | $570,000 | 1,243 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $268,000 | 3,230 |
| Total noninterest expense | $3,612,000 | 2,615 |
| Salaries and employee benefits | $1,514,000 | 3,141 |
| Premises and equipment expense | $1,262,000 | 956 |
| Additional noninterest expense | $836,000 | 3,557 |
| Pre-tax net operating income | $680,000 | 3,589 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $143,000 | 2,757 |
| Income before extraordinary items | $537,000 | 3,851 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $537,000 | 3,853 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $537,000 | 3,854 |
| Net charge-offs | $638,000 | 1,544 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $537,000 | 3,663 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 3,114 |
| Total interest expense | $169,000 | 4,835 |
| Net interest income | $1,911,000 | 2,827 |
| Provision for loan and lease losses | $180,000 | 2,114 |
| Total noninterest income | $465,000 | 2,257 |
| Gross Fiduciary activities income | $5,000 | 1,038 |
| Service charges on deposit accounts | $274,000 | 1,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $186,000 | 2,759 |
| Total noninterest expense | $1,814,000 | 2,588 |
| Salaries and employee benefits | $730,000 | 3,243 |
| Premises and equipment expense | $623,000 | 973 |
| Additional noninterest expense | $461,000 | 3,291 |
| Pre-tax net operating income | $382,000 | 3,390 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $143,000 | 2,097 |
| Income before extraordinary items | $239,000 | 4,064 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $239,000 | 4,067 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $239,000 | 4,067 |
| Net charge-offs | $34,000 | 3,328 |
| Cash dividends | $1,000,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $239,000 | 3,909 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,433,000 | 3,182 |
| Total interest expense | $910,000 | 4,622 |
| Net interest income | $7,523,000 | 2,887 |
| Provision for loan and lease losses | $808,000 | 2,731 |
| Total noninterest income | $2,214,000 | 1,859 |
| Gross Fiduciary activities income | $22,000 | 1,022 |
| Service charges on deposit accounts | $1,304,000 | 1,124 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $888,000 | 2,304 |
| Total noninterest expense | $7,083,000 | 2,644 |
| Salaries and employee benefits | $3,181,000 | 2,969 |
| Premises and equipment expense | $2,224,000 | 1,124 |
| Additional noninterest expense | $1,678,000 | 3,582 |
| Pre-tax net operating income | $1,846,000 | 2,653 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $390,000 | 2,269 |
| Income before extraordinary items | $1,456,000 | 2,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,456,000 | 2,831 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,456,000 | 2,831 |
| Net charge-offs | $122,000 | 4,801 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,456,000 | 2,733 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,419,000 | 3,178 |
| Total interest expense | $711,000 | 4,641 |
| Net interest income | $5,708,000 | 2,871 |
| Provision for loan and lease losses | $654,000 | 2,539 |
| Total noninterest income | $1,923,000 | 1,652 |
| Gross Fiduciary activities income | $18,000 | 991 |
| Service charges on deposit accounts | $973,000 | 1,136 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $932,000 | 1,849 |
| Total noninterest expense | $5,467,000 | 2,576 |
| Salaries and employee benefits | $2,422,000 | 2,927 |
| Premises and equipment expense | $1,624,000 | 1,169 |
| Additional noninterest expense | $1,421,000 | 3,289 |
| Pre-tax net operating income | $1,510,000 | 2,564 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $581,000 | 1,604 |
| Income before extraordinary items | $929,000 | 3,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $929,000 | 3,224 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $929,000 | 3,223 |
| Net charge-offs | $17,000 | 5,605 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $929,000 | 3,115 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 3,228 |
| Total interest expense | $496,000 | 4,652 |
| Net interest income | $3,748,000 | 2,906 |
| Provision for loan and lease losses | $504,000 | 2,294 |
| Total noninterest income | $1,339,000 | 1,609 |
| Gross Fiduciary activities income | $13,000 | 985 |
| Service charges on deposit accounts | $623,000 | 1,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $703,000 | 1,713 |
| Total noninterest expense | $3,617,000 | 2,609 |
| Salaries and employee benefits | $1,622,000 | 2,938 |
| Premises and equipment expense | $1,089,000 | 1,176 |
| Additional noninterest expense | $906,000 | 3,444 |
| Pre-tax net operating income | $966,000 | 2,598 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $371,000 | 1,600 |
| Income before extraordinary items | $595,000 | 3,203 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $595,000 | 3,204 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $595,000 | 3,205 |
| Net charge-offs | $19,000 | 5,072 |
| Cash dividends | $1,000,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $595,000 | 3,116 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 3,235 |
| Total interest expense | $262,000 | 4,622 |
| Net interest income | $1,879,000 | 2,877 |
| Provision for loan and lease losses | $199,000 | 2,467 |
| Total noninterest income | $537,000 | 1,892 |
| Gross Fiduciary activities income | $8,000 | 961 |
| Service charges on deposit accounts | $301,000 | 1,187 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $228,000 | 2,290 |
| Total noninterest expense | $1,791,000 | 2,655 |
| Salaries and employee benefits | $812,000 | 2,959 |
| Premises and equipment expense | $536,000 | 1,222 |
| Additional noninterest expense | $443,000 | 3,491 |
| Pre-tax net operating income | $426,000 | 2,843 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $105,000 | 2,124 |
| Income before extraordinary items | $321,000 | 3,078 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $321,000 | 3,076 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $321,000 | 3,078 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $1,000,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $321,000 | 3,028 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,386,000 | 3,110 |
| Total interest expense | $1,473,000 | 4,312 |
| Net interest income | $7,913,000 | 2,753 |
| Provision for loan and lease losses | $968,000 | 3,113 |
| Total noninterest income | $2,227,000 | 1,938 |
| Gross Fiduciary activities income | $25,000 | 1,038 |
| Service charges on deposit accounts | $1,464,000 | 1,036 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $738,000 | 2,612 |
| Total noninterest expense | $7,723,000 | 2,501 |
| Salaries and employee benefits | $3,320,000 | 2,849 |
| Premises and equipment expense | $2,376,000 | 1,095 |
| Additional noninterest expense | $2,027,000 | 3,218 |
| Pre-tax net operating income | $1,449,000 | 2,776 |
| Securities gains (losses) | $34,000 | 2,877 |
| Applicable income taxes | $300,000 | 2,359 |
| Income before extraordinary items | $1,183,000 | 2,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,183,000 | 2,942 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,183,000 | 2,946 |
| Net charge-offs | $393,000 | 3,952 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,155,800 | 2,859 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,184,000 | 3,120 |
| Total interest expense | $1,158,000 | 4,341 |
| Net interest income | $6,026,000 | 2,745 |
| Provision for loan and lease losses | $589,000 | 3,285 |
| Total noninterest income | $1,691,000 | 1,916 |
| Gross Fiduciary activities income | $18,000 | 1,026 |
| Service charges on deposit accounts | $1,123,000 | 1,045 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $550,000 | 2,601 |
| Total noninterest expense | $5,753,000 | 2,517 |
| Salaries and employee benefits | $2,502,000 | 2,846 |
| Premises and equipment expense | $1,765,000 | 1,119 |
| Additional noninterest expense | $1,486,000 | 3,254 |
| Pre-tax net operating income | $1,375,000 | 2,550 |
| Securities gains (losses) | $34,000 | 2,661 |
| Applicable income taxes | $430,000 | 1,809 |
| Income before extraordinary items | $979,000 | 2,932 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $979,000 | 2,928 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $979,000 | 2,931 |
| Net charge-offs | $318,000 | 3,654 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $955,540 | 2,837 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 3,133 |
| Total interest expense | $799,000 | 4,355 |
| Net interest income | $4,029,000 | 2,738 |
| Provision for loan and lease losses | $438,000 | 3,063 |
| Total noninterest income | $1,113,000 | 1,884 |
| Gross Fiduciary activities income | $14,000 | 1,024 |
| Service charges on deposit accounts | $871,000 | 904 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $228,000 | 3,286 |
| Total noninterest expense | $3,659,000 | 2,631 |
| Salaries and employee benefits | $1,670,000 | 2,856 |
| Premises and equipment expense | $1,201,000 | 1,108 |
| Additional noninterest expense | $788,000 | 3,829 |
| Pre-tax net operating income | $1,045,000 | 2,298 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $250,000 | 1,908 |
| Income before extraordinary items | $795,000 | 2,514 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $795,000 | 2,510 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $795,000 | 2,513 |
| Net charge-offs | $275,000 | 3,155 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $795,000 | 2,421 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 3,176 |
| Total interest expense | $406,000 | 4,440 |
| Net interest income | $2,018,000 | 2,753 |
| Provision for loan and lease losses | $278,000 | 2,545 |
| Total noninterest income | $480,000 | 2,090 |
| Gross Fiduciary activities income | $9,000 | 991 |
| Service charges on deposit accounts | $393,000 | 1,005 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $78,000 | 3,960 |
| Total noninterest expense | $1,850,000 | 2,631 |
| Salaries and employee benefits | $830,000 | 2,918 |
| Premises and equipment expense | $611,000 | 1,119 |
| Additional noninterest expense | $409,000 | 3,743 |
| Pre-tax net operating income | $370,000 | 2,966 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $25,000 | 3,295 |
| Income before extraordinary items | $345,000 | 2,851 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $345,000 | 2,848 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $345,000 | 2,851 |
| Net charge-offs | $205,000 | 2,409 |
| Cash dividends | $1,500,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $345,000 | 2,733 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,583,000 | 3,089 |
| Total interest expense | $2,013,000 | 4,441 |
| Net interest income | $8,570,000 | 2,526 |
| Provision for loan and lease losses | $615,000 | 4,219 |
| Total noninterest income | $2,606,000 | 1,777 |
| Gross Fiduciary activities income | $18,000 | 1,105 |
| Service charges on deposit accounts | $1,774,000 | 976 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $814,000 | 2,430 |
| Total noninterest expense | $7,566,000 | 2,602 |
| Salaries and employee benefits | $3,508,000 | 2,780 |
| Premises and equipment expense | $2,249,000 | 1,210 |
| Additional noninterest expense | $1,809,000 | 3,591 |
| Pre-tax net operating income | $2,995,000 | 1,338 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $930,000 | 1,020 |
| Income before extraordinary items | $2,065,000 | 1,617 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,065,000 | 1,615 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,065,000 | 1,616 |
| Net charge-offs | $749,000 | 3,273 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,065,000 | 1,568 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,103,000 | 3,071 |
| Total interest expense | $1,570,000 | 4,462 |
| Net interest income | $6,533,000 | 2,486 |
| Provision for loan and lease losses | $545,000 | 3,673 |
| Total noninterest income | $2,091,000 | 1,722 |
| Gross Fiduciary activities income | $15,000 | 1,061 |
| Service charges on deposit accounts | $1,315,000 | 986 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $761,000 | 2,183 |
| Total noninterest expense | $5,595,000 | 2,645 |
| Salaries and employee benefits | $2,619,000 | 2,816 |
| Premises and equipment expense | $1,675,000 | 1,235 |
| Additional noninterest expense | $1,301,000 | 3,652 |
| Pre-tax net operating income | $2,484,000 | 1,301 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $826,000 | 980 |
| Income before extraordinary items | $1,658,000 | 1,613 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,658,000 | 1,611 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,658,000 | 1,613 |
| Net charge-offs | $417,000 | 3,289 |
| Cash dividends | $1,500,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,658,000 | 1,571 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 3,059 |
| Total interest expense | $1,092,000 | 4,476 |
| Net interest income | $4,397,000 | 2,456 |
| Provision for loan and lease losses | $395,000 | 3,298 |
| Total noninterest income | $1,464,000 | 1,687 |
| Gross Fiduciary activities income | $11,000 | 1,061 |
| Service charges on deposit accounts | $844,000 | 1,004 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $609,000 | 1,974 |
| Total noninterest expense | $3,781,000 | 2,643 |
| Salaries and employee benefits | $1,752,000 | 2,842 |
| Premises and equipment expense | $1,144,000 | 1,234 |
| Additional noninterest expense | $885,000 | 3,597 |
| Pre-tax net operating income | $1,685,000 | 1,362 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $551,000 | 996 |
| Income before extraordinary items | $1,134,000 | 1,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,134,000 | 1,639 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,134,000 | 1,641 |
| Net charge-offs | $193,000 | 3,470 |
| Cash dividends | $1,500,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,134,000 | 1,611 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 3,065 |
| Total interest expense | $571,000 | 4,473 |
| Net interest income | $2,200,000 | 2,453 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $573,000 | 1,936 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $418,000 | 989 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $151,000 | 2,955 |
| Total noninterest expense | $1,801,000 | 2,677 |
| Salaries and employee benefits | $861,000 | 2,913 |
| Premises and equipment expense | $560,000 | 1,273 |
| Additional noninterest expense | $380,000 | 3,734 |
| Pre-tax net operating income | $912,000 | 1,414 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $300,000 | 1,049 |
| Income before extraordinary items | $612,000 | 1,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $612,000 | 1,764 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $612,000 | 1,765 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $1,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $612,000 | 1,672 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,843,000 | 3,079 |
| Total interest expense | $3,442,000 | 3,884 |
| Net interest income | $8,401,000 | 2,585 |
| Provision for loan and lease losses | $153,000 | 5,534 |
| Total noninterest income | $2,680,000 | 1,723 |
| Gross Fiduciary activities income | $16,000 | 1,141 |
| Service charges on deposit accounts | $1,830,000 | 981 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $834,000 | 2,410 |
| Total noninterest expense | $7,181,000 | 2,625 |
| Salaries and employee benefits | $3,512,000 | 2,816 |
| Premises and equipment expense | $2,084,000 | 1,317 |
| Additional noninterest expense | $1,585,000 | 3,484 |
| Pre-tax net operating income | $3,747,000 | 1,461 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,269,000 | 986 |
| Income before extraordinary items | $2,478,000 | 1,627 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,478,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 3,929 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,478,000 | 1,737 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 3,092 |
| Total interest expense | $2,768,000 | 3,816 |
| Net interest income | $6,269,000 | 2,613 |
| Provision for loan and lease losses | $7,000 | 6,838 |
| Total noninterest income | $1,734,000 | 1,982 |
| Gross Fiduciary activities income | $12,000 | 1,122 |
| Service charges on deposit accounts | $1,364,000 | 994 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $358,000 | 3,371 |
| Total noninterest expense | $5,290,000 | 2,657 |
| Salaries and employee benefits | $2,619,000 | 2,855 |
| Premises and equipment expense | $1,562,000 | 1,327 |
| Additional noninterest expense | $1,109,000 | 3,588 |
| Pre-tax net operating income | $2,706,000 | 1,804 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $855,000 | 1,310 |
| Income before extraordinary items | $1,851,000 | 1,914 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,851,000 | 1,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,144 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,851,000 | 2,013 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,063,000 | 3,122 |
| Total interest expense | $1,971,000 | 3,785 |
| Net interest income | $4,092,000 | 2,657 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,135,000 | 2,033 |
| Gross Fiduciary activities income | $7,000 | 1,174 |
| Service charges on deposit accounts | $884,000 | 1,004 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $244,000 | 3,391 |
| Total noninterest expense | $3,502,000 | 2,680 |
| Salaries and employee benefits | $1,733,000 | 2,907 |
| Premises and equipment expense | $1,043,000 | 1,319 |
| Additional noninterest expense | $726,000 | 3,615 |
| Pre-tax net operating income | $1,725,000 | 1,932 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $470,000 | 1,677 |
| Income before extraordinary items | $1,255,000 | 2,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,255,000 | 2,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 8,328 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,255,000 | 2,053 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 3,192 |
| Total interest expense | $1,053,000 | 3,779 |
| Net interest income | $1,993,000 | 2,712 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $583,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $442,000 | 980 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,147 |
| Total noninterest expense | $1,743,000 | 2,681 |
| Salaries and employee benefits | $852,000 | 2,990 |
| Premises and equipment expense | $532,000 | 1,295 |
| Additional noninterest expense | $359,000 | 3,600 |
| Pre-tax net operating income | $833,000 | 2,069 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $195,000 | 2,009 |
| Income before extraordinary items | $638,000 | 2,194 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $638,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-121,000 | 8,429 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $638,000 | 2,122 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,368,000 | 3,202 |
| Total interest expense | $4,676,000 | 3,621 |
| Net interest income | $7,692,000 | 2,838 |
| Provision for loan and lease losses | $-145,000 | 8,411 |
| Total noninterest income | $2,414,000 | 1,941 |
| Gross Fiduciary activities income | $11,000 | 1,249 |
| Service charges on deposit accounts | $1,814,000 | 975 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $589,000 | 3,031 |
| Total noninterest expense | $7,297,000 | 2,485 |
| Salaries and employee benefits | $3,395,000 | 2,890 |
| Premises and equipment expense | $2,371,000 | 1,121 |
| Additional noninterest expense | $1,531,000 | 3,357 |
| Pre-tax net operating income | $2,954,000 | 2,502 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $642,000 | 2,421 |
| Income before extraordinary items | $2,312,000 | 2,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,312,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,704 |
| Cash dividends | $2,000,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,312,000 | 2,523 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,261,000 | 3,211 |
| Total interest expense | $3,531,000 | 3,617 |
| Net interest income | $5,730,000 | 2,854 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,899,000 | 1,859 |
| Gross Fiduciary activities income | $6,000 | 1,244 |
| Service charges on deposit accounts | $1,405,000 | 936 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $488,000 | 2,893 |
| Total noninterest expense | $5,272,000 | 2,566 |
| Salaries and employee benefits | $2,503,000 | 2,917 |
| Premises and equipment expense | $1,667,000 | 1,184 |
| Additional noninterest expense | $1,102,000 | 3,429 |
| Pre-tax net operating income | $2,357,000 | 2,530 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $408,000 | 2,783 |
| Income before extraordinary items | $1,949,000 | 2,426 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,949,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,960 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,949,000 | 2,403 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 3,209 |
| Total interest expense | $2,338,000 | 3,628 |
| Net interest income | $3,848,000 | 2,855 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,311,000 | 1,832 |
| Gross Fiduciary activities income | $6,000 | 1,205 |
| Service charges on deposit accounts | $965,000 | 920 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $340,000 | 2,824 |
| Total noninterest expense | $3,514,000 | 2,596 |
| Salaries and employee benefits | $1,668,000 | 2,958 |
| Premises and equipment expense | $1,117,000 | 1,196 |
| Additional noninterest expense | $729,000 | 3,440 |
| Pre-tax net operating income | $1,645,000 | 2,515 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $315,000 | 2,677 |
| Income before extraordinary items | $1,330,000 | 2,433 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,330,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,823 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,330,000 | 2,414 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 3,207 |
| Total interest expense | $1,156,000 | 3,631 |
| Net interest income | $1,935,000 | 2,841 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $639,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $533,000 | 802 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $1,795,000 | 2,552 |
| Salaries and employee benefits | $832,000 | 2,968 |
| Premises and equipment expense | $578,000 | 1,169 |
| Additional noninterest expense | $385,000 | 3,270 |
| Pre-tax net operating income | $779,000 | 2,610 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $135,000 | 2,876 |
| Income before extraordinary items | $644,000 | 2,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $644,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,903 |
| Cash dividends | $2,000,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $644,000 | 2,466 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,904,000 | 3,116 |
| Total interest expense | $3,919,000 | 3,646 |
| Net interest income | $7,985,000 | 2,758 |
| Provision for loan and lease losses | $-120,000 | 8,487 |
| Total noninterest income | $2,513,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,579,000 | 1,122 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $934,000 | 2,336 |
| Total noninterest expense | $6,701,000 | 2,613 |
| Salaries and employee benefits | $2,930,000 | 3,194 |
| Premises and equipment expense | $2,044,000 | 1,260 |
| Additional noninterest expense | $1,727,000 | 2,929 |
| Pre-tax net operating income | $3,917,000 | 2,290 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,545,000 | 1,617 |
| Income before extraordinary items | $2,372,000 | 2,728 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,372,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-286,000 | 8,612 |
| Cash dividends | $4,550,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,372,000 | 2,713 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 3,118 |
| Total interest expense | $2,810,000 | 3,674 |
| Net interest income | $6,022,000 | 2,776 |
| Provision for loan and lease losses | $-120,000 | 8,591 |
| Total noninterest income | $1,890,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,137,000 | 1,177 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $753,000 | 2,219 |
| Total noninterest expense | $4,821,000 | 2,714 |
| Salaries and employee benefits | $2,176,000 | 3,223 |
| Premises and equipment expense | $1,393,000 | 1,398 |
| Additional noninterest expense | $1,252,000 | 3,007 |
| Pre-tax net operating income | $3,211,000 | 2,207 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,277,000 | 1,573 |
| Income before extraordinary items | $1,934,000 | 2,636 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,934,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-333,000 | 8,681 |
| Cash dividends | $2,550,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,934,000 | 2,627 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 3,111 |
| Total interest expense | $1,772,000 | 3,691 |
| Net interest income | $4,046,000 | 2,760 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,350,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $728,000 | 1,223 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $622,000 | 1,914 |
| Total noninterest expense | $3,162,000 | 2,771 |
| Salaries and employee benefits | $1,349,000 | 3,427 |
| Premises and equipment expense | $918,000 | 1,415 |
| Additional noninterest expense | $895,000 | 2,831 |
| Pre-tax net operating income | $2,234,000 | 2,130 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $952,000 | 1,459 |
| Income before extraordinary items | $1,282,000 | 2,640 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,282,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-377,000 | 8,721 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,282,000 | 2,629 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 3,090 |
| Total interest expense | $842,000 | 3,690 |
| Net interest income | $2,017,000 | 2,763 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $701,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $333,000 | 1,288 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $368,000 | 1,661 |
| Total noninterest expense | $1,660,000 | 2,650 |
| Salaries and employee benefits | $563,000 | 3,933 |
| Premises and equipment expense | $474,000 | 1,370 |
| Additional noninterest expense | $623,000 | 2,084 |
| Pre-tax net operating income | $1,058,000 | 2,187 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $350,000 | 1,816 |
| Income before extraordinary items | $708,000 | 2,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $708,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-372,000 | 8,753 |
| Cash dividends | $750,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $708,000 | 2,398 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,890,000 | 2,925 |
| Total interest expense | $2,590,000 | 3,725 |
| Net interest income | $8,300,000 | 2,616 |
| Provision for loan and lease losses | $66,000 | 5,357 |
| Total noninterest income | $2,936,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,550,000 | 1,150 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,386,000 | 1,770 |
| Total noninterest expense | $6,822,000 | 2,441 |
| Salaries and employee benefits | $2,979,000 | 2,984 |
| Premises and equipment expense | $1,865,000 | 1,315 |
| Additional noninterest expense | $1,978,000 | 2,523 |
| Pre-tax net operating income | $4,348,000 | 2,088 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,191,000 | 2,018 |
| Income before extraordinary items | $3,157,000 | 2,149 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,157,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,204 |
| Cash dividends | $750,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,157,000 | 2,131 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,083,000 | 2,904 |
| Total interest expense | $1,820,000 | 3,762 |
| Net interest income | $6,263,000 | 2,578 |
| Provision for loan and lease losses | $33,000 | 5,738 |
| Total noninterest income | $2,218,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,143,000 | 1,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,075,000 | 1,734 |
| Total noninterest expense | $4,902,000 | 2,519 |
| Salaries and employee benefits | $2,140,000 | 3,075 |
| Premises and equipment expense | $1,380,000 | 1,326 |
| Additional noninterest expense | $1,382,000 | 2,663 |
| Pre-tax net operating income | $3,546,000 | 1,965 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,125,000 | 1,727 |
| Income before extraordinary items | $2,421,000 | 2,127 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,421,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,528 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,421,000 | 2,087 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 2,881 |
| Total interest expense | $1,128,000 | 3,794 |
| Net interest income | $4,174,000 | 2,553 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,512,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $733,000 | 1,165 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $779,000 | 1,611 |
| Total noninterest expense | $3,249,000 | 2,502 |
| Salaries and employee benefits | $1,423,000 | 3,067 |
| Premises and equipment expense | $920,000 | 1,306 |
| Additional noninterest expense | $906,000 | 2,683 |
| Pre-tax net operating income | $2,437,000 | 1,884 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $775,000 | 1,659 |
| Income before extraordinary items | $1,662,000 | 2,034 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,662,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,529 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,662,000 | 1,998 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 2,884 |
| Total interest expense | $543,000 | 3,792 |
| Net interest income | $2,070,000 | 2,579 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $921,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $318,000 | 1,291 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $603,000 | 1,170 |
| Total noninterest expense | $1,594,000 | 2,565 |
| Salaries and employee benefits | $669,000 | 3,246 |
| Premises and equipment expense | $461,000 | 1,313 |
| Additional noninterest expense | $464,000 | 2,615 |
| Pre-tax net operating income | $1,397,000 | 1,632 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $350,000 | 1,773 |
| Income before extraordinary items | $1,047,000 | 1,593 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,047,000 | 1,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,591 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,047,000 | 1,576 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,521,000 | 2,689 |
| Total interest expense | $2,004,000 | 3,648 |
| Net interest income | $8,517,000 | 2,399 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $2,390,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,383,000 | 1,279 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,007,000 | 2,136 |
| Total noninterest expense | $6,687,000 | 2,388 |
| Salaries and employee benefits | $2,602,000 | 3,239 |
| Premises and equipment expense | $1,582,000 | 1,455 |
| Additional noninterest expense | $2,503,000 | 1,944 |
| Pre-tax net operating income | $3,920,000 | 2,094 |
| Securities gains (losses) | $-13,000 | 8,295 |
| Applicable income taxes | $1,268,000 | 1,832 |
| Income before extraordinary items | $2,639,000 | 2,311 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,639,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 8,860 |
| Cash dividends | $3,998,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,647,840 | 2,258 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,818,000 | 2,693 |
| Total interest expense | $1,494,000 | 3,622 |
| Net interest income | $6,324,000 | 2,394 |
| Provision for loan and lease losses | $250,000 | 2,570 |
| Total noninterest income | $1,535,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,031,000 | 1,298 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $504,000 | 2,787 |
| Total noninterest expense | $4,735,000 | 2,497 |
| Salaries and employee benefits | $1,926,000 | 3,243 |
| Premises and equipment expense | $1,080,000 | 1,614 |
| Additional noninterest expense | $1,729,000 | 2,087 |
| Pre-tax net operating income | $2,874,000 | 2,142 |
| Securities gains (losses) | $-13,000 | 8,560 |
| Applicable income taxes | $1,201,000 | 1,539 |
| Income before extraordinary items | $1,660,000 | 2,721 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,660,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,914 |
| Cash dividends | $3,998,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,668,320 | 2,651 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 2,683 |
| Total interest expense | $993,000 | 3,621 |
| Net interest income | $4,226,000 | 2,364 |
| Provision for loan and lease losses | $157,000 | 2,627 |
| Total noninterest income | $997,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $655,000 | 1,359 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $342,000 | 2,769 |
| Total noninterest expense | $3,061,000 | 2,568 |
| Salaries and employee benefits | $1,242,000 | 3,345 |
| Premises and equipment expense | $631,000 | 1,823 |
| Additional noninterest expense | $1,188,000 | 2,018 |
| Pre-tax net operating income | $2,005,000 | 2,040 |
| Securities gains (losses) | $-13,000 | 8,727 |
| Applicable income taxes | $901,000 | 1,395 |
| Income before extraordinary items | $1,091,000 | 2,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,091,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $3,998,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,099,320 | 2,641 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 2,693 |
| Total interest expense | $500,000 | 3,641 |
| Net interest income | $2,093,000 | 2,388 |
| Provision for loan and lease losses | $107,000 | 2,000 |
| Total noninterest income | $461,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $299,000 | 1,429 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $162,000 | 2,805 |
| Total noninterest expense | $1,304,000 | 2,980 |
| Salaries and employee benefits | $583,000 | 3,563 |
| Premises and equipment expense | $253,000 | 2,277 |
| Additional noninterest expense | $468,000 | 2,514 |
| Pre-tax net operating income | $1,143,000 | 1,798 |
| Securities gains (losses) | $-13,000 | 8,936 |
| Applicable income taxes | $450,000 | 1,410 |
| Income before extraordinary items | $680,000 | 2,231 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $680,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $688,320 | 2,133 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,426,000 | 2,709 |
| Total interest expense | $2,223,000 | 3,676 |
| Net interest income | $8,203,000 | 2,380 |
| Provision for loan and lease losses | $600,000 | 1,837 |
| Total noninterest income | $2,156,000 | 2,192 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $1,239,000 | 1,399 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $915,000 | 2,525 |
| Total noninterest expense | $5,082,000 | 3,007 |
| Salaries and employee benefits | $2,094,000 | 3,781 |
| Premises and equipment expense | $1,081,000 | 2,106 |
| Additional noninterest expense | $1,907,000 | 2,520 |
| Pre-tax net operating income | $4,677,000 | 1,725 |
| Securities gains (losses) | $-24,000 | 8,888 |
| Applicable income taxes | $1,468,000 | 1,647 |
| Income before extraordinary items | $3,185,000 | 1,939 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,185,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,599 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,201,320 | 1,846 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 2,742 |
| Total interest expense | $1,702,000 | 3,730 |
| Net interest income | $6,139,000 | 2,389 |
| Provision for loan and lease losses | $404,000 | 2,009 |
| Total noninterest income | $1,689,000 | 2,164 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $914,000 | 1,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $773,000 | 2,416 |
| Total noninterest expense | $3,666,000 | 3,098 |
| Salaries and employee benefits | $1,543,000 | 3,824 |
| Premises and equipment expense | $751,000 | 2,263 |
| Additional noninterest expense | $1,372,000 | 2,588 |
| Pre-tax net operating income | $3,758,000 | 1,677 |
| Securities gains (losses) | $-6,000 | 8,888 |
| Applicable income taxes | $1,350,000 | 1,453 |
| Income before extraordinary items | $2,402,000 | 1,998 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,402,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,248 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,405,840 | 1,887 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 2,787 |
| Total interest expense | $1,170,000 | 3,740 |
| Net interest income | $4,030,000 | 2,411 |
| Provision for loan and lease losses | $263,000 | 2,057 |
| Total noninterest income | $1,066,000 | 2,253 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $593,000 | 1,438 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $471,000 | 2,529 |
| Total noninterest expense | $2,457,000 | 3,089 |
| Salaries and employee benefits | $1,032,000 | 3,810 |
| Premises and equipment expense | $481,000 | 2,336 |
| Additional noninterest expense | $944,000 | 2,502 |
| Pre-tax net operating income | $2,376,000 | 1,757 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $900,000 | 1,480 |
| Income before extraordinary items | $1,482,000 | 2,131 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,482,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,253 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,478,160 | 2,016 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 2,802 |
| Total interest expense | $598,000 | 3,762 |
| Net interest income | $2,005,000 | 2,427 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $481,000 | 2,351 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $269,000 | 1,534 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $210,000 | 2,635 |
| Total noninterest expense | $1,185,000 | 3,188 |
| Salaries and employee benefits | $488,000 | 3,973 |
| Premises and equipment expense | $219,000 | 2,553 |
| Additional noninterest expense | $478,000 | 2,430 |
| Pre-tax net operating income | $1,201,000 | 1,749 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $450,000 | 1,498 |
| Income before extraordinary items | $755,000 | 2,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $755,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $752,440 | 1,960 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,274,000 | 2,947 |
| Total interest expense | $2,457,000 | 4,148 |
| Net interest income | $7,817,000 | 2,460 |
| Provision for loan and lease losses | $299,000 | 3,482 |
| Total noninterest income | $1,847,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,241,000 | 1,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $606,000 | 2,948 |
| Total noninterest expense | $4,816,000 | 3,019 |
| Salaries and employee benefits | $1,998,000 | 3,737 |
| Premises and equipment expense | $936,000 | 2,320 |
| Additional noninterest expense | $1,882,000 | 2,448 |
| Pre-tax net operating income | $4,549,000 | 1,786 |
| Securities gains (losses) | $-8,000 | 8,882 |
| Applicable income taxes | $1,432,000 | 1,713 |
| Income before extraordinary items | $3,109,000 | 1,929 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,109,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,923 |
| Cash dividends | $53,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,114,440 | 1,865 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,496,000 | 3,180 |
| Total interest expense | $4,153,000 | 3,681 |
| Net interest income | $6,343,000 | 2,801 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $1,833,000 | 2,156 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $1,285,000 | 1,154 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $546,000 | 2,986 |
| Total noninterest expense | $4,104,000 | 3,352 |
| Salaries and employee benefits | $1,707,000 | 4,088 |
| Premises and equipment expense | $642,000 | 3,182 |
| Additional noninterest expense | $1,755,000 | 2,529 |
| Pre-tax net operating income | $3,972,000 | 1,785 |
| Securities gains (losses) | $-8,000 | 9,262 |
| Applicable income taxes | $1,097,000 | 1,944 |
| Income before extraordinary items | $2,867,000 | 1,829 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,867,000 | 1,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,530 |
| Cash dividends | $52,000 | 6,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,872,760 | 1,760 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,974,000 | 3,400 |
| Total interest expense | $4,642,000 | 3,522 |
| Net interest income | $5,332,000 | 3,288 |
| Provision for loan and lease losses | $255,000 | 3,188 |
| Total noninterest income | $1,788,000 | 2,038 |
| Gross Fiduciary activities income | $2,000 | 1,298 |
| Service charges on deposit accounts | $1,145,000 | 1,181 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $641,000 | 2,526 |
| Total noninterest expense | $4,278,000 | 3,145 |
| Salaries and employee benefits | $1,512,000 | 4,336 |
| Premises and equipment expense | $639,000 | 3,104 |
| Additional noninterest expense | $2,127,000 | 2,039 |
| Pre-tax net operating income | $2,587,000 | 2,688 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $662,000 | 2,914 |
| Income before extraordinary items | $1,926,000 | 2,652 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,926,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $51,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,925,260 | 2,651 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,533,000 | 3,366 |
| Total interest expense | $4,353,000 | 3,342 |
| Net interest income | $5,180,000 | 3,346 |
| Provision for loan and lease losses | $815,000 | 1,170 |
| Total noninterest income | $1,061,000 | 2,956 |
| Gross Fiduciary activities income | $2,000 | 1,341 |
| Service charges on deposit accounts | $633,000 | 2,104 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $426,000 | 3,275 |
| Total noninterest expense | $3,218,000 | 3,971 |
| Salaries and employee benefits | $1,451,000 | 4,450 |
| Premises and equipment expense | $472,000 | 3,974 |
| Additional noninterest expense | $1,295,000 | 3,221 |
| Pre-tax net operating income | $2,208,000 | 3,087 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $554,000 | 3,404 |
| Income before extraordinary items | $1,661,000 | 2,996 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,661,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,628,000 | 514 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,655,750 | 2,963 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,778,000 | 3,305 |
| Total interest expense | $4,287,000 | 3,463 |
| Net interest income | $5,491,000 | 3,123 |
| Provision for loan and lease losses | $882,000 | 1,091 |
| Total noninterest income | $970,000 | 3,153 |
| Gross Fiduciary activities income | $2,000 | 1,363 |
| Service charges on deposit accounts | $642,000 | 2,001 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $326,000 | 3,841 |
| Total noninterest expense | $3,055,000 | 4,052 |
| Salaries and employee benefits | $1,509,000 | 4,215 |
| Premises and equipment expense | $428,000 | 4,196 |
| Additional noninterest expense | $1,118,000 | 3,575 |
| Pre-tax net operating income | $2,524,000 | 2,755 |
| Securities gains (losses) | $31,000 | 2,109 |
| Applicable income taxes | $714,000 | 2,984 |
| Income before extraordinary items | $1,841,000 | 2,748 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,841,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $49,000 | 6,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,818,680 | 2,693 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,756,000 | 3,313 |
| Total interest expense | $4,174,000 | 3,522 |
| Net interest income | $5,582,000 | 3,137 |
| Provision for loan and lease losses | $172,000 | 3,837 |
| Total noninterest income | $969,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $610,000 | 2,150 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $359,000 | 3,527 |
| Total noninterest expense | $2,831,000 | 4,292 |
| Salaries and employee benefits | $1,470,000 | 4,327 |
| Premises and equipment expense | $349,000 | 4,913 |
| Additional noninterest expense | $1,012,000 | 3,857 |
| Pre-tax net operating income | $3,548,000 | 2,121 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $1,083,000 | 2,278 |
| Income before extraordinary items | $2,474,000 | 2,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,474,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,544 |
| Cash dividends | $49,000 | 7,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,467,700 | 2,084 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,081,000 | 3,583 |
| Total interest expense | $3,941,000 | 3,761 |
| Net interest income | $5,140,000 | 3,455 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $945,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $608,000 | 2,225 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $337,000 | 3,792 |
| Total noninterest expense | $2,891,000 | 4,418 |
| Salaries and employee benefits | $1,405,000 | 4,575 |
| Premises and equipment expense | $395,000 | 4,577 |
| Additional noninterest expense | $1,091,000 | 4,085 |
| Pre-tax net operating income | $3,059,000 | 2,332 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $965,000 | 2,429 |
| Income before extraordinary items | $2,096,000 | 2,349 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,096,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $48,000 | 7,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,094,640 | 2,303 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,455,000 | 3,825 |
| Total interest expense | $3,742,000 | 3,909 |
| Net interest income | $4,713,000 | 3,730 |
| Provision for loan and lease losses | $166,000 | 3,434 |
| Total noninterest income | $828,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $612,000 | 2,219 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $216,000 | 4,903 |
| Total noninterest expense | $2,521,000 | 4,963 |
| Salaries and employee benefits | $1,222,000 | 5,133 |
| Premises and equipment expense | $313,000 | 5,451 |
| Additional noninterest expense | $986,000 | 4,406 |
| Pre-tax net operating income | $2,854,000 | 2,527 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $880,000 | 2,654 |
| Income before extraordinary items | $1,978,000 | 2,541 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,978,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $47,000 | 7,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,975,240 | 2,511 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 3,998 |
| Total interest expense | $2,807,000 | 4,197 |
| Net interest income | $4,625,000 | 3,819 |
| Provision for loan and lease losses | $87,000 | 4,874 |
| Total noninterest income | $823,000 | 3,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,794 |
| Total noninterest expense | $2,803,000 | 4,674 |
| Salaries and employee benefits | $1,191,000 | 5,268 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $1,408,000 | 3,515 |
| Pre-tax net operating income | $2,558,000 | 2,764 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $774,000 | 2,849 |
| Income before extraordinary items | $1,786,000 | 2,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,786,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $47,000 | 8,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,784,600 | 2,729 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,478,000 | 4,056 |
| Total interest expense | $2,459,000 | 4,899 |
| Net interest income | $5,019,000 | 3,559 |
| Provision for loan and lease losses | $169,000 | 4,359 |
| Total noninterest income | $713,000 | 4,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 5,343 |
| Total noninterest expense | $2,501,000 | 5,278 |
| Salaries and employee benefits | $1,006,000 | 6,103 |
| Premises and equipment expense | $234,000 | 7,011 |
| Additional noninterest expense | $1,261,000 | 4,015 |
| Pre-tax net operating income | $3,062,000 | 2,226 |
| Securities gains (losses) | $67,000 | 3,024 |
| Applicable income taxes | $950,000 | 2,385 |
| Income before extraordinary items | $2,179,000 | 2,294 |
| Extraordinary gains, net | $121,000 | 1,417 |
| Net income | $2,300,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $46,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,132,100 | 2,211 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 4,556 |
| Total interest expense | $3,024,000 | 5,121 |
| Net interest income | $4,468,000 | 4,027 |
| Provision for loan and lease losses | $97,000 | 7,370 |
| Total noninterest income | $743,000 | 4,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 4,275 |
| Total noninterest expense | $2,213,000 | 5,893 |
| Salaries and employee benefits | $865,000 | 6,839 |
| Premises and equipment expense | $325,000 | 5,656 |
| Additional noninterest expense | $1,023,000 | 4,970 |
| Pre-tax net operating income | $2,901,000 | 2,144 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $930,000 | 2,247 |
| Income before extraordinary items | $2,010,000 | 2,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,010,000 | 2,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,983,480 | 2,143 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.