Home > Farmers Bank > Income and Expense
Farmers Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,333,000 | 1,903 |
| Total interest expense | $7,924,000 | 1,946 |
| Net interest income | $9,409,000 | 1,852 |
| Provision for loan and lease losses | $815,000 | 1,164 |
| Total noninterest income | $1,107,000 | 2,812 |
| Gross Fiduciary activities income | $32,000 | 1,229 |
| Service charges on deposit accounts | $554,000 | 2,375 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $521,000 | 2,737 |
| Total noninterest expense | $5,787,000 | 2,227 |
| Salaries and employee benefits | $2,841,000 | 2,331 |
| Premises and equipment expense | $543,000 | 3,443 |
| Additional noninterest expense | $2,403,000 | 1,762 |
| Pre-tax net operating income | $3,914,000 | 1,919 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $1,230,000 | 2,028 |
| Income before extraordinary items | $2,686,000 | 1,961 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,686,000 | 1,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,383 |
| Cash dividends | $3,029,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,684,620 | 1,908 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,515,000 | 2,049 |
| Total interest expense | $7,528,000 | 2,085 |
| Net interest income | $8,987,000 | 2,001 |
| Provision for loan and lease losses | $674,000 | 1,365 |
| Total noninterest income | $1,114,000 | 2,854 |
| Gross Fiduciary activities income | $22,000 | 1,341 |
| Service charges on deposit accounts | $527,000 | 2,584 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $565,000 | 2,683 |
| Total noninterest expense | $5,766,000 | 2,386 |
| Salaries and employee benefits | $2,712,000 | 2,459 |
| Premises and equipment expense | $703,000 | 2,782 |
| Additional noninterest expense | $2,351,000 | 2,126 |
| Pre-tax net operating income | $3,661,000 | 1,979 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,141,000 | 2,092 |
| Income before extraordinary items | $2,520,000 | 1,966 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,520,000 | 1,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 1,151 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,520,000 | 1,923 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,650,000 | 2,298 |
| Total interest expense | $6,529,000 | 2,380 |
| Net interest income | $8,121,000 | 2,216 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $771,000 | 3,786 |
| Gross Fiduciary activities income | $19,000 | 1,413 |
| Service charges on deposit accounts | $426,000 | 3,154 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $326,000 | 3,807 |
| Total noninterest expense | $5,442,000 | 2,500 |
| Salaries and employee benefits | $2,516,000 | 2,657 |
| Premises and equipment expense | $720,000 | 2,738 |
| Additional noninterest expense | $2,206,000 | 2,220 |
| Pre-tax net operating income | $3,270,000 | 2,259 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $999,000 | 2,384 |
| Income before extraordinary items | $2,273,000 | 2,217 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,273,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,534 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,271,620 | 2,193 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,833,000 | 2,561 |
| Total interest expense | $4,347,000 | 2,820 |
| Net interest income | $7,486,000 | 2,421 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $743,000 | 3,940 |
| Gross Fiduciary activities income | $115,000 | 1,150 |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $247,000 | 4,636 |
| Total noninterest expense | $5,139,000 | 2,703 |
| Salaries and employee benefits | $2,491,000 | 2,677 |
| Premises and equipment expense | $735,000 | 2,714 |
| Additional noninterest expense | $1,913,000 | 2,669 |
| Pre-tax net operating income | $2,730,000 | 2,600 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $750,000 | 2,928 |
| Income before extraordinary items | $1,980,000 | 2,453 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,980,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,472 |
| Cash dividends | $940,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,980,000 | 2,468 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,951,000 | 2,830 |
| Total interest expense | $4,239,000 | 3,008 |
| Net interest income | $6,712,000 | 2,688 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $872,000 | 3,726 |
| Gross Fiduciary activities income | $142,000 | 1,140 |
| Service charges on deposit accounts | $348,000 | 3,887 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $382,000 | 3,867 |
| Total noninterest expense | $4,577,000 | 3,068 |
| Salaries and employee benefits | $2,132,000 | 3,075 |
| Premises and equipment expense | $715,000 | 2,823 |
| Additional noninterest expense | $1,730,000 | 3,082 |
| Pre-tax net operating income | $2,767,000 | 2,481 |
| Securities gains (losses) | $-58,000 | 13,109 |
| Applicable income taxes | $877,000 | 2,566 |
| Income before extraordinary items | $1,832,000 | 2,727 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,832,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,289 |
| Cash dividends | $731,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,871,440 | 2,528 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,258,000 | 3,119 |
| Total interest expense | $4,861,000 | 3,395 |
| Net interest income | $6,397,000 | 2,859 |
| Provision for loan and lease losses | $421,000 | 3,338 |
| Total noninterest income | $860,000 | 3,758 |
| Gross Fiduciary activities income | $128,000 | 1,195 |
| Service charges on deposit accounts | $331,000 | 4,118 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $401,000 | 3,708 |
| Total noninterest expense | $4,086,000 | 3,429 |
| Salaries and employee benefits | $1,820,000 | 3,515 |
| Premises and equipment expense | $693,000 | 2,942 |
| Additional noninterest expense | $1,573,000 | 3,452 |
| Pre-tax net operating income | $2,750,000 | 2,247 |
| Securities gains (losses) | $-44,000 | 13,652 |
| Applicable income taxes | $815,000 | 2,564 |
| Income before extraordinary items | $1,891,000 | 2,422 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,891,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $691,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,921,800 | 2,210 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.