Home > Farmers and Traders State Bank of Meredosia > Income and Expense
Farmers and Traders State Bank of Meredosia, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 8,342 |
| Total interest expense | $1,157,000 | 7,758 |
| Net interest income | $984,000 | 8,667 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $117,000 | 8,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,632 |
| Total noninterest expense | $728,000 | 8,951 |
| Salaries and employee benefits | $358,000 | 9,137 |
| Premises and equipment expense | $103,000 | 8,572 |
| Additional noninterest expense | $267,000 | 8,402 |
| Pre-tax net operating income | $358,000 | 7,796 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $119,000 | 6,664 |
| Income before extraordinary items | $239,000 | 8,010 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $239,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $91,000 | 6,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $239,000 | 7,984 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 8,636 |
| Total interest expense | $1,147,000 | 8,035 |
| Net interest income | $894,000 | 9,034 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $108,000 | 8,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $656,000 | 9,241 |
| Salaries and employee benefits | $325,000 | 9,464 |
| Premises and equipment expense | $106,000 | 8,578 |
| Additional noninterest expense | $225,000 | 8,847 |
| Pre-tax net operating income | $334,000 | 8,207 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $112,000 | 7,352 |
| Income before extraordinary items | $222,000 | 8,464 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $222,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $202,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $222,000 | 8,384 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 9,133 |
| Total interest expense | $1,019,000 | 8,638 |
| Net interest income | $887,000 | 9,455 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $645,000 | 9,570 |
| Salaries and employee benefits | $320,000 | 9,809 |
| Premises and equipment expense | $116,000 | 8,589 |
| Additional noninterest expense | $209,000 | 9,284 |
| Pre-tax net operating income | $335,000 | 8,802 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $108,000 | 8,273 |
| Income before extraordinary items | $227,000 | 8,929 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $227,000 | 8,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $202,000 | 5,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $227,000 | 8,898 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 9,599 |
| Total interest expense | $941,000 | 9,205 |
| Net interest income | $895,000 | 9,847 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $96,000 | 9,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $622,000 | 10,088 |
| Salaries and employee benefits | $314,000 | 10,240 |
| Premises and equipment expense | $84,000 | 9,709 |
| Additional noninterest expense | $224,000 | 9,660 |
| Pre-tax net operating income | $359,000 | 8,755 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $122,000 | 8,364 |
| Income before extraordinary items | $237,000 | 8,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $237,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $187,000 | 5,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $237,000 | 8,884 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 10,533 |
| Total interest expense | $653,000 | 10,473 |
| Net interest income | $846,000 | 10,396 |
| Provision for loan and lease losses | $-2,000 | 11,346 |
| Total noninterest income | $76,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $527,000 | 10,904 |
| Salaries and employee benefits | $288,000 | 10,853 |
| Premises and equipment expense | $43,000 | 11,294 |
| Additional noninterest expense | $196,000 | 10,460 |
| Pre-tax net operating income | $397,000 | 9,093 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $132,000 | 8,584 |
| Income before extraordinary items | $265,000 | 9,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $265,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $156,000 | 5,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $265,000 | 9,246 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 11,155 |
| Total interest expense | $540,000 | 10,910 |
| Net interest income | $751,000 | 11,216 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $70,000 | 11,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $496,000 | 11,635 |
| Salaries and employee benefits | $261,000 | 11,565 |
| Premises and equipment expense | $34,000 | 12,133 |
| Additional noninterest expense | $201,000 | 11,141 |
| Pre-tax net operating income | $320,000 | 9,989 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $105,000 | 9,245 |
| Income before extraordinary items | $215,000 | 10,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $215,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $156,000 | 5,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $215,000 | 10,148 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 11,568 |
| Total interest expense | $586,000 | 11,216 |
| Net interest income | $764,000 | 11,642 |
| Provision for loan and lease losses | $-11,000 | 12,525 |
| Total noninterest income | $55,000 | 12,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $472,000 | 12,302 |
| Salaries and employee benefits | $255,000 | 12,133 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $183,000 | 11,973 |
| Pre-tax net operating income | $358,000 | 9,746 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $246,000 | 10,090 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $246,000 | 10,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $93,000 | 7,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $246,690 | 9,842 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 11,963 |
| Total interest expense | $717,000 | 11,723 |
| Net interest income | $786,000 | 11,973 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $64,000 | 12,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $484,000 | 12,726 |
| Salaries and employee benefits | $253,000 | 12,576 |
| Premises and equipment expense | $37,000 | 13,172 |
| Additional noninterest expense | $194,000 | 12,318 |
| Pre-tax net operating income | $351,000 | 9,677 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $115,000 | 9,514 |
| Income before extraordinary items | $236,000 | 10,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $236,000 | 10,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $93,000 | 6,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $236,000 | 9,729 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.