Home > Farmers and Miners Bank > Income and Expense
Farmers and Miners Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 3,043 |
| Total interest expense | $428,000 | 3,590 |
| Net interest income | $2,057,000 | 2,761 |
| Provision for loan and lease losses | $27,000 | 2,247 |
| Total noninterest income | $275,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $71,000 | 2,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 2,369 |
| Total noninterest expense | $1,477,000 | 2,878 |
| Salaries and employee benefits | $840,000 | 2,851 |
| Premises and equipment expense | $167,000 | 2,595 |
| Additional noninterest expense | $204,000 | 2,369 |
| Pre-tax net operating income | $828,000 | 2,438 |
| Securities gains (losses) | $7,000 | 483 |
| Applicable income taxes | $160,000 | 1,738 |
| Income before extraordinary items | $675,000 | 2,492 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $675,000 | 2,520 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $675,000 | 2,492 |
| Net charge-offs | $8,000 | 1,740 |
| Cash dividends | $150,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $669,330 | 2,509 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $10,099,000 | 2,994 |
| Total interest expense | $1,730,000 | 3,592 |
| Net interest income | $8,369,000 | 2,650 |
| Provision for loan and lease losses | $120,000 | 2,391 |
| Total noninterest income | $1,016,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $290,000 | 2,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,594 |
| Total noninterest expense | $6,633,000 | 2,699 |
| Salaries and employee benefits | $3,777,000 | 2,662 |
| Premises and equipment expense | $752,000 | 2,405 |
| Additional noninterest expense | $726,000 | 2,594 |
| Pre-tax net operating income | $2,632,000 | 2,579 |
| Securities gains (losses) | $22,000 | 478 |
| Applicable income taxes | $523,000 | 1,796 |
| Income before extraordinary items | $2,131,000 | 2,664 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,131,000 | 2,689 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,131,000 | 2,664 |
| Net charge-offs | $85,000 | 1,817 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $2,113,400 | 2,677 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 2,993 |
| Total interest expense | $1,273,000 | 3,617 |
| Net interest income | $6,261,000 | 2,648 |
| Provision for loan and lease losses | $90,000 | 2,249 |
| Total noninterest income | $746,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $209,000 | 2,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $537,000 | 2,572 |
| Total noninterest expense | $4,833,000 | 2,722 |
| Salaries and employee benefits | $2,692,000 | 2,719 |
| Premises and equipment expense | $594,000 | 2,322 |
| Additional noninterest expense | $537,000 | 2,572 |
| Pre-tax net operating income | $2,084,000 | 2,530 |
| Securities gains (losses) | $16,000 | 600 |
| Applicable income taxes | $404,000 | 1,811 |
| Income before extraordinary items | $1,696,000 | 2,586 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,696,000 | 2,614 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,696,000 | 2,588 |
| Net charge-offs | $50,000 | 1,722 |
| Cash dividends | $450,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,683,040 | 2,599 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 3,001 |
| Total interest expense | $817,000 | 3,635 |
| Net interest income | $4,089,000 | 2,664 |
| Provision for loan and lease losses | $60,000 | 2,141 |
| Total noninterest income | $494,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $135,000 | 2,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 2,546 |
| Total noninterest expense | $3,321,000 | 2,654 |
| Salaries and employee benefits | $1,836,000 | 2,682 |
| Premises and equipment expense | $405,000 | 2,287 |
| Additional noninterest expense | $359,000 | 2,546 |
| Pre-tax net operating income | $1,202,000 | 2,662 |
| Securities gains (losses) | $10,000 | 422 |
| Applicable income taxes | $261,000 | 1,814 |
| Income before extraordinary items | $951,000 | 2,775 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $951,000 | 2,810 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $951,000 | 2,778 |
| Net charge-offs | $40,000 | 1,496 |
| Cash dividends | $300,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $943,100 | 2,782 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 2,998 |
| Total interest expense | $389,000 | 3,658 |
| Net interest income | $2,037,000 | 2,666 |
| Provision for loan and lease losses | $30,000 | 1,896 |
| Total noninterest income | $245,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $70,000 | 2,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 2,517 |
| Total noninterest expense | $1,734,000 | 2,590 |
| Salaries and employee benefits | $991,000 | 2,556 |
| Premises and equipment expense | $208,000 | 2,265 |
| Additional noninterest expense | $175,000 | 2,517 |
| Pre-tax net operating income | $518,000 | 2,770 |
| Securities gains (losses) | $2,000 | 543 |
| Applicable income taxes | $134,000 | 1,767 |
| Income before extraordinary items | $386,000 | 2,953 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $386,000 | 2,985 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $386,000 | 2,954 |
| Net charge-offs | $19,000 | 1,311 |
| Cash dividends | $150,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $384,420 | 2,960 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,751,000 | 3,004 |
| Total interest expense | $971,000 | 3,724 |
| Net interest income | $7,780,000 | 2,729 |
| Provision for loan and lease losses | $137,000 | 2,250 |
| Total noninterest income | $971,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $303,000 | 2,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $668,000 | 2,698 |
| Total noninterest expense | $5,813,000 | 2,825 |
| Salaries and employee benefits | $3,245,000 | 2,833 |
| Premises and equipment expense | $788,000 | 2,326 |
| Additional noninterest expense | $668,000 | 2,698 |
| Pre-tax net operating income | $2,801,000 | 2,588 |
| Securities gains (losses) | $15,000 | 695 |
| Applicable income taxes | $553,000 | 1,837 |
| Income before extraordinary items | $2,263,000 | 2,647 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,263,000 | 2,674 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,263,000 | 2,649 |
| Net charge-offs | $67,000 | 1,687 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,251,000 | 2,679 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 3,028 |
| Total interest expense | $630,000 | 3,757 |
| Net interest income | $5,729,000 | 2,779 |
| Provision for loan and lease losses | $111,000 | 2,071 |
| Total noninterest income | $741,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $228,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 2,651 |
| Total noninterest expense | $4,231,000 | 2,864 |
| Salaries and employee benefits | $2,413,000 | 2,832 |
| Premises and equipment expense | $585,000 | 2,340 |
| Additional noninterest expense | $513,000 | 2,650 |
| Pre-tax net operating income | $2,128,000 | 2,631 |
| Securities gains (losses) | $15,000 | 537 |
| Applicable income taxes | $452,000 | 1,819 |
| Income before extraordinary items | $1,691,000 | 2,711 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,691,000 | 2,741 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,691,000 | 2,712 |
| Net charge-offs | $52,000 | 1,468 |
| Cash dividends | $450,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,679,150 | 2,745 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 3,060 |
| Total interest expense | $350,000 | 3,788 |
| Net interest income | $3,736,000 | 2,833 |
| Provision for loan and lease losses | $81,000 | 1,944 |
| Total noninterest income | $501,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $148,000 | 2,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 2,589 |
| Total noninterest expense | $2,717,000 | 2,918 |
| Salaries and employee benefits | $1,577,000 | 2,866 |
| Premises and equipment expense | $391,000 | 2,340 |
| Additional noninterest expense | $353,000 | 2,584 |
| Pre-tax net operating income | $1,439,000 | 2,635 |
| Securities gains (losses) | $10,000 | 643 |
| Applicable income taxes | $296,000 | 1,858 |
| Income before extraordinary items | $1,153,000 | 2,695 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,153,000 | 2,725 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,153,000 | 2,695 |
| Net charge-offs | $34,000 | 1,324 |
| Cash dividends | $300,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,145,000 | 2,722 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 3,118 |
| Total interest expense | $131,000 | 3,884 |
| Net interest income | $1,817,000 | 2,886 |
| Provision for loan and lease losses | $38,000 | 1,844 |
| Total noninterest income | $253,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $75,000 | 2,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 2,569 |
| Total noninterest expense | $1,296,000 | 3,012 |
| Salaries and employee benefits | $741,000 | 2,994 |
| Premises and equipment expense | $191,000 | 2,416 |
| Additional noninterest expense | $178,000 | 2,569 |
| Pre-tax net operating income | $736,000 | 2,648 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $141,000 | 1,917 |
| Income before extraordinary items | $596,000 | 2,700 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $596,000 | 2,700 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $596,000 | 2,700 |
| Net charge-offs | $19,000 | 1,134 |
| Cash dividends | $150,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $595,190 | 2,734 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,390,000 | 3,167 |
| Total interest expense | $160,000 | 4,187 |
| Net interest income | $6,230,000 | 3,040 |
| Provision for loan and lease losses | $72,000 | 2,387 |
| Total noninterest income | $1,034,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $321,000 | 2,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 2,688 |
| Total noninterest expense | $5,346,000 | 2,928 |
| Salaries and employee benefits | $3,165,000 | 2,864 |
| Premises and equipment expense | $742,000 | 2,422 |
| Additional noninterest expense | $713,000 | 2,688 |
| Pre-tax net operating income | $1,846,000 | 3,225 |
| Securities gains (losses) | $23,000 | 327 |
| Applicable income taxes | $366,000 | 2,262 |
| Income before extraordinary items | $1,503,000 | 3,266 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,503,000 | 3,263 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,503,000 | 3,265 |
| Net charge-offs | $67,000 | 1,412 |
| Cash dividends | $900,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,484,600 | 3,300 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 3,184 |
| Total interest expense | $94,000 | 4,259 |
| Net interest income | $4,482,000 | 3,079 |
| Provision for loan and lease losses | $54,000 | 2,208 |
| Total noninterest income | $794,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $247,000 | 2,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,705 |
| Total noninterest expense | $4,016,000 | 2,920 |
| Salaries and employee benefits | $2,356,000 | 2,858 |
| Premises and equipment expense | $555,000 | 2,428 |
| Additional noninterest expense | $547,000 | 2,705 |
| Pre-tax net operating income | $1,206,000 | 3,356 |
| Securities gains (losses) | $10,000 | 434 |
| Applicable income taxes | $195,000 | 2,493 |
| Income before extraordinary items | $1,021,000 | 3,352 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,021,000 | 3,350 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,021,000 | 3,351 |
| Net charge-offs | $43,000 | 1,296 |
| Cash dividends | $450,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,012,600 | 3,387 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 3,207 |
| Total interest expense | $59,000 | 4,312 |
| Net interest income | $2,876,000 | 3,110 |
| Provision for loan and lease losses | $36,000 | 2,038 |
| Total noninterest income | $537,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $165,000 | 2,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 2,719 |
| Total noninterest expense | $2,674,000 | 2,916 |
| Salaries and employee benefits | $1,564,000 | 2,878 |
| Premises and equipment expense | $368,000 | 2,445 |
| Additional noninterest expense | $742,000 | 3,109 |
| Pre-tax net operating income | $703,000 | 3,387 |
| Securities gains (losses) | $8,000 | 423 |
| Applicable income taxes | $116,000 | 2,498 |
| Income before extraordinary items | $595,000 | 3,383 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $595,000 | 3,382 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $595,000 | 3,383 |
| Net charge-offs | $37,000 | 1,090 |
| Cash dividends | $300,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $588,280 | 3,430 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 3,149 |
| Total interest expense | $29,000 | 4,325 |
| Net interest income | $1,458,000 | 3,057 |
| Provision for loan and lease losses | $18,000 | 1,809 |
| Total noninterest income | $276,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $85,000 | 2,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 2,627 |
| Total noninterest expense | $1,352,000 | 2,898 |
| Salaries and employee benefits | $781,000 | 2,877 |
| Premises and equipment expense | $189,000 | 2,416 |
| Additional noninterest expense | $382,000 | 3,063 |
| Pre-tax net operating income | $364,000 | 3,225 |
| Securities gains (losses) | $7,000 | 426 |
| Applicable income taxes | $62,000 | 2,387 |
| Income before extraordinary items | $309,000 | 3,237 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $309,000 | 3,235 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $309,000 | 3,237 |
| Net charge-offs | $11,000 | 1,153 |
| Cash dividends | $150,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $303,190 | 3,280 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 3,120 |
| Total interest expense | $157,000 | 4,281 |
| Net interest income | $6,338,000 | 2,989 |
| Provision for loan and lease losses | $340,000 | 1,319 |
| Total noninterest income | $1,012,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $280,000 | 2,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $732,000 | 2,922 |
| Total noninterest expense | $5,245,000 | 2,941 |
| Salaries and employee benefits | $3,065,000 | 2,897 |
| Premises and equipment expense | $722,000 | 2,469 |
| Additional noninterest expense | $1,458,000 | 3,138 |
| Pre-tax net operating income | $1,765,000 | 3,305 |
| Securities gains (losses) | $36,000 | 1,268 |
| Applicable income taxes | $350,000 | 2,353 |
| Income before extraordinary items | $1,451,000 | 3,382 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,451,000 | 3,382 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,451,000 | 3,382 |
| Net charge-offs | $73,000 | 1,482 |
| Cash dividends | $900,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,421,840 | 3,385 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 3,132 |
| Total interest expense | $123,000 | 4,345 |
| Net interest income | $4,879,000 | 3,004 |
| Provision for loan and lease losses | $60,000 | 2,261 |
| Total noninterest income | $764,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $205,000 | 2,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $559,000 | 2,952 |
| Total noninterest expense | $3,841,000 | 2,997 |
| Salaries and employee benefits | $2,222,000 | 2,965 |
| Premises and equipment expense | $543,000 | 2,486 |
| Additional noninterest expense | $1,076,000 | 3,195 |
| Pre-tax net operating income | $1,742,000 | 3,091 |
| Securities gains (losses) | $25,000 | 1,323 |
| Applicable income taxes | $354,000 | 2,215 |
| Income before extraordinary items | $1,413,000 | 3,215 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,413,000 | 3,214 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,413,000 | 3,215 |
| Net charge-offs | $61,000 | 1,284 |
| Cash dividends | $450,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,393,000 | 3,207 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 3,180 |
| Total interest expense | $87,000 | 4,370 |
| Net interest income | $3,144,000 | 3,053 |
| Provision for loan and lease losses | $30,000 | 2,355 |
| Total noninterest income | $515,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $133,000 | 2,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 2,903 |
| Total noninterest expense | $2,523,000 | 3,007 |
| Salaries and employee benefits | $1,451,000 | 2,999 |
| Premises and equipment expense | $361,000 | 2,476 |
| Additional noninterest expense | $711,000 | 3,190 |
| Pre-tax net operating income | $1,106,000 | 3,140 |
| Securities gains (losses) | $8,000 | 1,476 |
| Applicable income taxes | $215,000 | 2,265 |
| Income before extraordinary items | $899,000 | 3,261 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $899,000 | 3,260 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $899,000 | 3,261 |
| Net charge-offs | $41,000 | 1,225 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $892,520 | 3,241 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 3,318 |
| Total interest expense | $48,000 | 4,356 |
| Net interest income | $1,425,000 | 3,193 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $265,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $68,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 2,856 |
| Total noninterest expense | $1,251,000 | 3,022 |
| Salaries and employee benefits | $700,000 | 3,037 |
| Premises and equipment expense | $187,000 | 2,448 |
| Additional noninterest expense | $364,000 | 3,100 |
| Pre-tax net operating income | $439,000 | 3,380 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $75,000 | 2,459 |
| Income before extraordinary items | $369,000 | 3,459 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $369,000 | 3,460 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $369,000 | 3,459 |
| Net charge-offs | $25,000 | 1,071 |
| Cash dividends | $150,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $364,850 | 3,450 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 3,342 |
| Total interest expense | $411,000 | 4,026 |
| Net interest income | $5,501,000 | 3,189 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $933,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $298,000 | 2,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,914 |
| Total noninterest expense | $5,120,000 | 2,955 |
| Salaries and employee benefits | $3,012,000 | 2,945 |
| Premises and equipment expense | $705,000 | 2,513 |
| Additional noninterest expense | $1,403,000 | 3,162 |
| Pre-tax net operating income | $1,314,000 | 3,419 |
| Securities gains (losses) | $6,000 | 2,412 |
| Applicable income taxes | $246,000 | 2,435 |
| Income before extraordinary items | $1,074,000 | 3,574 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,074,000 | 3,574 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,074,000 | 3,574 |
| Net charge-offs | $70,000 | 2,209 |
| Cash dividends | $600,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,069,140 | 3,527 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 3,380 |
| Total interest expense | $340,000 | 4,020 |
| Net interest income | $4,057,000 | 3,225 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $693,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $217,000 | 2,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 2,881 |
| Total noninterest expense | $3,861,000 | 2,944 |
| Salaries and employee benefits | $2,263,000 | 2,916 |
| Premises and equipment expense | $522,000 | 2,531 |
| Additional noninterest expense | $1,076,000 | 3,104 |
| Pre-tax net operating income | $889,000 | 3,572 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $179,000 | 2,454 |
| Income before extraordinary items | $714,000 | 3,727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $714,000 | 3,726 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $714,000 | 3,727 |
| Net charge-offs | $56,000 | 2,002 |
| Cash dividends | $450,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $710,800 | 3,680 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 3,393 |
| Total interest expense | $248,000 | 4,016 |
| Net interest income | $2,730,000 | 3,237 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $461,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $152,000 | 2,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 2,884 |
| Total noninterest expense | $2,549,000 | 2,968 |
| Salaries and employee benefits | $1,506,000 | 2,936 |
| Premises and equipment expense | $337,000 | 2,576 |
| Additional noninterest expense | $706,000 | 3,122 |
| Pre-tax net operating income | $642,000 | 3,486 |
| Securities gains (losses) | $3,000 | 2,083 |
| Applicable income taxes | $133,000 | 2,350 |
| Income before extraordinary items | $512,000 | 3,631 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $512,000 | 3,631 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $512,000 | 3,631 |
| Net charge-offs | $51,000 | 1,719 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $509,630 | 3,586 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 3,345 |
| Total interest expense | $134,000 | 4,037 |
| Net interest income | $1,404,000 | 3,177 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $249,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $98,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 2,764 |
| Total noninterest expense | $1,276,000 | 2,987 |
| Salaries and employee benefits | $748,000 | 2,959 |
| Premises and equipment expense | $173,000 | 2,542 |
| Additional noninterest expense | $355,000 | 3,153 |
| Pre-tax net operating income | $377,000 | 3,132 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $79,000 | 2,120 |
| Income before extraordinary items | $298,000 | 3,298 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $298,000 | 3,298 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $298,000 | 3,299 |
| Net charge-offs | $38,000 | 1,316 |
| Cash dividends | $150,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $298,000 | 3,275 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,865,000 | 3,215 |
| Total interest expense | $554,000 | 4,046 |
| Net interest income | $6,311,000 | 3,007 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $981,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $382,000 | 2,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 2,834 |
| Total noninterest expense | $5,208,000 | 2,934 |
| Salaries and employee benefits | $3,046,000 | 2,911 |
| Premises and equipment expense | $690,000 | 2,568 |
| Additional noninterest expense | $1,472,000 | 3,121 |
| Pre-tax net operating income | $2,084,000 | 2,970 |
| Securities gains (losses) | $-2,000 | 4,594 |
| Applicable income taxes | $400,000 | 2,166 |
| Income before extraordinary items | $1,682,000 | 3,122 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,682,000 | 3,120 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,682,000 | 3,123 |
| Net charge-offs | $100,000 | 2,209 |
| Cash dividends | $1,000,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,683,620 | 3,097 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 3,224 |
| Total interest expense | $411,000 | 4,103 |
| Net interest income | $4,841,000 | 3,006 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $733,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $281,000 | 2,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 2,833 |
| Total noninterest expense | $3,908,000 | 2,953 |
| Salaries and employee benefits | $2,276,000 | 2,921 |
| Premises and equipment expense | $517,000 | 2,576 |
| Additional noninterest expense | $1,115,000 | 3,114 |
| Pre-tax net operating income | $1,666,000 | 2,968 |
| Securities gains (losses) | $-2,000 | 4,702 |
| Applicable income taxes | $313,000 | 2,200 |
| Income before extraordinary items | $1,351,000 | 3,099 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,351,000 | 3,099 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,351,000 | 3,099 |
| Net charge-offs | $58,000 | 2,124 |
| Cash dividends | $450,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,352,620 | 3,065 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 3,182 |
| Total interest expense | $268,000 | 4,135 |
| Net interest income | $3,328,000 | 2,977 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $480,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $185,000 | 2,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 2,826 |
| Total noninterest expense | $2,632,000 | 2,945 |
| Salaries and employee benefits | $1,538,000 | 2,914 |
| Premises and equipment expense | $355,000 | 2,536 |
| Additional noninterest expense | $739,000 | 3,166 |
| Pre-tax net operating income | $1,176,000 | 2,878 |
| Securities gains (losses) | $-1,000 | 4,660 |
| Applicable income taxes | $159,000 | 2,367 |
| Income before extraordinary items | $1,016,000 | 2,928 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,016,000 | 2,927 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,016,000 | 2,927 |
| Net charge-offs | $37,000 | 2,040 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,016,860 | 2,903 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 3,070 |
| Total interest expense | $131,000 | 4,161 |
| Net interest income | $1,806,000 | 2,865 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $228,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $88,000 | 2,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 2,831 |
| Total noninterest expense | $1,323,000 | 2,955 |
| Salaries and employee benefits | $758,000 | 2,962 |
| Premises and equipment expense | $179,000 | 2,550 |
| Additional noninterest expense | $386,000 | 3,083 |
| Pre-tax net operating income | $711,000 | 2,555 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $76,000 | 2,363 |
| Income before extraordinary items | $635,000 | 2,517 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $635,000 | 2,516 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $635,000 | 2,516 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $150,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $635,000 | 2,501 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 3,344 |
| Total interest expense | $374,000 | 4,266 |
| Net interest income | $5,934,000 | 3,188 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $938,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $368,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 2,905 |
| Total noninterest expense | $5,233,000 | 2,966 |
| Salaries and employee benefits | $3,118,000 | 2,886 |
| Premises and equipment expense | $726,000 | 2,508 |
| Additional noninterest expense | $1,389,000 | 3,320 |
| Pre-tax net operating income | $1,639,000 | 3,407 |
| Securities gains (losses) | $-3,000 | 4,159 |
| Applicable income taxes | $300,000 | 2,398 |
| Income before extraordinary items | $1,336,000 | 3,524 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,336,000 | 3,522 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,336,000 | 3,523 |
| Net charge-offs | $212,000 | 1,603 |
| Cash dividends | $800,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,338,460 | 3,529 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 3,383 |
| Total interest expense | $259,000 | 4,337 |
| Net interest income | $4,416,000 | 3,226 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $692,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $277,000 | 2,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 2,988 |
| Total noninterest expense | $3,883,000 | 3,000 |
| Salaries and employee benefits | $2,326,000 | 2,908 |
| Premises and equipment expense | $538,000 | 2,550 |
| Additional noninterest expense | $1,019,000 | 3,367 |
| Pre-tax net operating income | $1,225,000 | 3,464 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $225,000 | 2,450 |
| Income before extraordinary items | $1,000,000 | 3,571 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,000,000 | 3,570 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,000,000 | 3,570 |
| Net charge-offs | $110,000 | 1,671 |
| Cash dividends | $450,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,000,000 | 3,573 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 3,389 |
| Total interest expense | $161,000 | 4,391 |
| Net interest income | $2,918,000 | 3,238 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $433,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $175,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 3,073 |
| Total noninterest expense | $2,590,000 | 3,021 |
| Salaries and employee benefits | $1,552,000 | 2,924 |
| Premises and equipment expense | $360,000 | 2,549 |
| Additional noninterest expense | $678,000 | 3,394 |
| Pre-tax net operating income | $761,000 | 3,555 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $149,000 | 2,425 |
| Income before extraordinary items | $612,000 | 3,699 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $612,000 | 3,697 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $612,000 | 3,698 |
| Net charge-offs | $78,000 | 1,481 |
| Cash dividends | $300,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $612,000 | 3,699 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 3,431 |
| Total interest expense | $74,000 | 4,469 |
| Net interest income | $1,433,000 | 3,285 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $214,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $89,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 3,069 |
| Total noninterest expense | $1,286,000 | 3,060 |
| Salaries and employee benefits | $762,000 | 2,976 |
| Premises and equipment expense | $184,000 | 2,573 |
| Additional noninterest expense | $340,000 | 3,398 |
| Pre-tax net operating income | $361,000 | 3,586 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $74,000 | 2,409 |
| Income before extraordinary items | $287,000 | 3,740 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $287,000 | 3,740 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $287,000 | 3,740 |
| Net charge-offs | $46,000 | 1,241 |
| Cash dividends | $150,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $287,000 | 3,750 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 3,396 |
| Total interest expense | $285,000 | 4,452 |
| Net interest income | $5,765,000 | 3,260 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $893,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $401,000 | 2,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 3,176 |
| Total noninterest expense | $5,168,000 | 3,042 |
| Salaries and employee benefits | $3,084,000 | 2,929 |
| Premises and equipment expense | $721,000 | 2,613 |
| Additional noninterest expense | $1,363,000 | 3,409 |
| Pre-tax net operating income | $1,490,000 | 3,537 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $557,000 | 2,339 |
| Income before extraordinary items | $937,000 | 3,799 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $937,000 | 3,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $937,000 | 3,799 |
| Net charge-offs | $108,000 | 2,355 |
| Cash dividends | $800,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $934,440 | 3,786 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 3,432 |
| Total interest expense | $212,000 | 4,494 |
| Net interest income | $4,301,000 | 3,286 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $676,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $307,000 | 2,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,207 |
| Total noninterest expense | $3,845,000 | 3,066 |
| Salaries and employee benefits | $2,289,000 | 2,970 |
| Premises and equipment expense | $536,000 | 2,642 |
| Additional noninterest expense | $1,020,000 | 3,421 |
| Pre-tax net operating income | $1,132,000 | 3,573 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $325,000 | 2,414 |
| Income before extraordinary items | $811,000 | 3,826 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $811,000 | 3,824 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $811,000 | 3,826 |
| Net charge-offs | $86,000 | 2,058 |
| Cash dividends | $450,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $808,160 | 3,810 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 3,422 |
| Total interest expense | $141,000 | 4,507 |
| Net interest income | $2,860,000 | 3,288 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $451,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $204,000 | 2,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,197 |
| Total noninterest expense | $2,509,000 | 3,121 |
| Salaries and employee benefits | $1,510,000 | 3,005 |
| Premises and equipment expense | $347,000 | 2,701 |
| Additional noninterest expense | $652,000 | 3,527 |
| Pre-tax net operating income | $802,000 | 3,451 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $203,000 | 2,459 |
| Income before extraordinary items | $604,000 | 3,649 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $604,000 | 3,647 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $604,000 | 3,649 |
| Net charge-offs | $35,000 | 2,250 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $600,250 | 3,640 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 3,524 |
| Total interest expense | $71,000 | 4,510 |
| Net interest income | $1,371,000 | 3,371 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $232,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $102,000 | 2,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,118 |
| Total noninterest expense | $1,256,000 | 3,154 |
| Salaries and employee benefits | $745,000 | 3,076 |
| Premises and equipment expense | $177,000 | 2,718 |
| Additional noninterest expense | $334,000 | 3,493 |
| Pre-tax net operating income | $347,000 | 3,632 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $108,000 | 2,380 |
| Income before extraordinary items | $240,000 | 3,915 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $240,000 | 3,913 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $240,000 | 3,915 |
| Net charge-offs | $19,000 | 1,916 |
| Cash dividends | $150,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $239,310 | 3,904 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 3,437 |
| Total interest expense | $309,000 | 4,416 |
| Net interest income | $5,661,000 | 3,304 |
| Provision for loan and lease losses | $-65,000 | 5,549 |
| Total noninterest income | $875,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $408,000 | 2,437 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $467,000 | 3,352 |
| Total noninterest expense | $5,095,000 | 3,152 |
| Salaries and employee benefits | $3,044,000 | 3,003 |
| Premises and equipment expense | $702,000 | 2,727 |
| Additional noninterest expense | $1,349,000 | 3,561 |
| Pre-tax net operating income | $1,506,000 | 3,506 |
| Securities gains (losses) | $34,000 | 2,083 |
| Applicable income taxes | $485,000 | 2,277 |
| Income before extraordinary items | $1,055,000 | 3,812 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,055,000 | 3,810 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,055,000 | 3,811 |
| Net charge-offs | $-22,000 | 5,135 |
| Cash dividends | $800,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,031,540 | 3,795 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 3,458 |
| Total interest expense | $234,000 | 4,442 |
| Net interest income | $4,240,000 | 3,319 |
| Provision for loan and lease losses | $-54,000 | 5,691 |
| Total noninterest income | $656,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $301,000 | 2,463 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $355,000 | 3,345 |
| Total noninterest expense | $3,812,000 | 3,163 |
| Salaries and employee benefits | $2,264,000 | 3,015 |
| Premises and equipment expense | $526,000 | 2,737 |
| Additional noninterest expense | $1,022,000 | 3,566 |
| Pre-tax net operating income | $1,138,000 | 3,541 |
| Securities gains (losses) | $32,000 | 2,062 |
| Applicable income taxes | $387,000 | 2,266 |
| Income before extraordinary items | $783,000 | 3,876 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $783,000 | 3,874 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $783,000 | 3,876 |
| Net charge-offs | $-73,000 | 5,488 |
| Cash dividends | $450,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $761,560 | 3,853 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 3,511 |
| Total interest expense | $156,000 | 4,470 |
| Net interest income | $2,780,000 | 3,380 |
| Provision for loan and lease losses | $-54,000 | 5,817 |
| Total noninterest income | $435,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $196,000 | 2,473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $239,000 | 3,341 |
| Total noninterest expense | $2,538,000 | 3,176 |
| Salaries and employee benefits | $1,500,000 | 3,059 |
| Premises and equipment expense | $347,000 | 2,778 |
| Additional noninterest expense | $691,000 | 3,548 |
| Pre-tax net operating income | $731,000 | 3,597 |
| Securities gains (losses) | $58,000 | 1,320 |
| Applicable income taxes | $275,000 | 2,204 |
| Income before extraordinary items | $514,000 | 3,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $514,000 | 3,914 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $514,000 | 3,915 |
| Net charge-offs | $-112,000 | 5,724 |
| Cash dividends | $300,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $476,300 | 3,959 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 3,487 |
| Total interest expense | $78,000 | 4,497 |
| Net interest income | $1,402,000 | 3,357 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $219,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $98,000 | 2,462 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $121,000 | 3,265 |
| Total noninterest expense | $1,263,000 | 3,202 |
| Salaries and employee benefits | $738,000 | 3,105 |
| Premises and equipment expense | $177,000 | 2,770 |
| Additional noninterest expense | $348,000 | 3,556 |
| Pre-tax net operating income | $358,000 | 3,589 |
| Securities gains (losses) | $56,000 | 780 |
| Applicable income taxes | $100,000 | 2,466 |
| Income before extraordinary items | $314,000 | 3,553 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $314,000 | 3,549 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $314,000 | 3,551 |
| Net charge-offs | $18,000 | 2,041 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $271,440 | 3,733 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 3,469 |
| Total interest expense | $328,000 | 4,480 |
| Net interest income | $5,596,000 | 3,341 |
| Provision for loan and lease losses | $-25,000 | 5,637 |
| Total noninterest income | $887,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $426,000 | 2,395 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $461,000 | 3,409 |
| Total noninterest expense | $5,094,000 | 3,170 |
| Salaries and employee benefits | $3,011,000 | 3,023 |
| Premises and equipment expense | $700,000 | 2,817 |
| Additional noninterest expense | $1,383,000 | 3,596 |
| Pre-tax net operating income | $1,414,000 | 3,588 |
| Securities gains (losses) | $19,000 | 2,264 |
| Applicable income taxes | $445,000 | 2,331 |
| Income before extraordinary items | $988,000 | 3,962 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $988,000 | 3,962 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $988,000 | 3,963 |
| Net charge-offs | $66,000 | 3,039 |
| Cash dividends | $900,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $974,890 | 3,926 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 3,508 |
| Total interest expense | $247,000 | 4,527 |
| Net interest income | $4,199,000 | 3,369 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $724,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $330,000 | 2,364 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $394,000 | 3,241 |
| Total noninterest expense | $3,805,000 | 3,201 |
| Salaries and employee benefits | $2,249,000 | 3,058 |
| Premises and equipment expense | $518,000 | 2,887 |
| Additional noninterest expense | $1,038,000 | 3,591 |
| Pre-tax net operating income | $1,118,000 | 3,571 |
| Securities gains (losses) | $15,000 | 2,165 |
| Applicable income taxes | $304,000 | 2,473 |
| Income before extraordinary items | $829,000 | 3,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $829,000 | 3,819 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $829,000 | 3,820 |
| Net charge-offs | $118,000 | 2,004 |
| Cash dividends | $450,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $818,050 | 3,792 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 3,533 |
| Total interest expense | $165,000 | 4,559 |
| Net interest income | $2,778,000 | 3,400 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $465,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $215,000 | 2,379 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $250,000 | 3,305 |
| Total noninterest expense | $2,518,000 | 3,246 |
| Salaries and employee benefits | $1,486,000 | 3,101 |
| Premises and equipment expense | $347,000 | 2,886 |
| Additional noninterest expense | $685,000 | 3,641 |
| Pre-tax net operating income | $725,000 | 3,593 |
| Securities gains (losses) | $9,000 | 2,056 |
| Applicable income taxes | $199,000 | 2,496 |
| Income before extraordinary items | $535,000 | 3,854 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $535,000 | 3,855 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $535,000 | 3,857 |
| Net charge-offs | $48,000 | 2,343 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $528,430 | 3,823 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 3,535 |
| Total interest expense | $82,000 | 4,625 |
| Net interest income | $1,390,000 | 3,395 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $229,000 | 3,184 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $105,000 | 2,396 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $124,000 | 3,290 |
| Total noninterest expense | $1,270,000 | 3,248 |
| Salaries and employee benefits | $731,000 | 3,151 |
| Premises and equipment expense | $184,000 | 2,819 |
| Additional noninterest expense | $355,000 | 3,552 |
| Pre-tax net operating income | $349,000 | 3,637 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $93,000 | 2,514 |
| Income before extraordinary items | $263,000 | 3,876 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $263,000 | 3,879 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $263,000 | 3,880 |
| Net charge-offs | $18,000 | 2,186 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $257,820 | 3,825 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 3,447 |
| Total interest expense | $356,000 | 4,669 |
| Net interest income | $5,866,000 | 3,307 |
| Provision for loan and lease losses | $140,000 | 2,844 |
| Total noninterest income | $878,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $422,000 | 2,586 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $456,000 | 3,401 |
| Total noninterest expense | $4,986,000 | 3,318 |
| Salaries and employee benefits | $2,952,000 | 3,112 |
| Premises and equipment expense | $698,000 | 2,923 |
| Additional noninterest expense | $1,336,000 | 3,813 |
| Pre-tax net operating income | $1,618,000 | 3,339 |
| Securities gains (losses) | $11,000 | 2,605 |
| Applicable income taxes | $512,000 | 2,172 |
| Income before extraordinary items | $1,117,000 | 3,759 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,117,000 | 3,759 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,117,000 | 3,761 |
| Net charge-offs | $-24,000 | 5,841 |
| Cash dividends | $900,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,109,410 | 3,726 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 3,518 |
| Total interest expense | $270,000 | 4,715 |
| Net interest income | $4,304,000 | 3,380 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $646,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $315,000 | 2,620 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $331,000 | 3,495 |
| Total noninterest expense | $3,728,000 | 3,348 |
| Salaries and employee benefits | $2,200,000 | 3,146 |
| Premises and equipment expense | $526,000 | 2,936 |
| Additional noninterest expense | $1,002,000 | 3,830 |
| Pre-tax net operating income | $1,222,000 | 3,397 |
| Securities gains (losses) | $10,000 | 2,341 |
| Applicable income taxes | $308,000 | 2,446 |
| Income before extraordinary items | $924,000 | 3,638 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $924,000 | 3,639 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $924,000 | 3,640 |
| Net charge-offs | $-38,000 | 5,962 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $916,500 | 3,603 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 3,512 |
| Total interest expense | $182,000 | 4,749 |
| Net interest income | $2,883,000 | 3,358 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $431,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $217,000 | 2,526 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $214,000 | 3,523 |
| Total noninterest expense | $2,484,000 | 3,363 |
| Salaries and employee benefits | $1,465,000 | 3,166 |
| Premises and equipment expense | $350,000 | 2,964 |
| Additional noninterest expense | $669,000 | 3,852 |
| Pre-tax net operating income | $830,000 | 3,301 |
| Securities gains (losses) | $-5,000 | 6,209 |
| Applicable income taxes | $208,000 | 2,378 |
| Income before extraordinary items | $617,000 | 3,584 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $617,000 | 3,589 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $617,000 | 3,590 |
| Net charge-offs | $-74,000 | 6,253 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $620,750 | 3,513 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 3,569 |
| Total interest expense | $92,000 | 4,795 |
| Net interest income | $1,418,000 | 3,402 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $214,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $114,000 | 2,408 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $1,232,000 | 3,412 |
| Salaries and employee benefits | $724,000 | 3,220 |
| Premises and equipment expense | $179,000 | 2,978 |
| Additional noninterest expense | $329,000 | 3,904 |
| Pre-tax net operating income | $400,000 | 3,286 |
| Securities gains (losses) | $-5,000 | 6,369 |
| Applicable income taxes | $102,000 | 2,345 |
| Income before extraordinary items | $293,000 | 3,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $293,000 | 3,588 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $293,000 | 3,588 |
| Net charge-offs | $-33,000 | 6,195 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $296,700 | 3,520 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,405,000 | 3,471 |
| Total interest expense | $435,000 | 4,748 |
| Net interest income | $5,970,000 | 3,291 |
| Provision for loan and lease losses | $180,000 | 3,069 |
| Total noninterest income | $804,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $461,000 | 2,547 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $343,000 | 3,908 |
| Total noninterest expense | $5,024,000 | 3,391 |
| Salaries and employee benefits | $2,956,000 | 3,148 |
| Premises and equipment expense | $704,000 | 2,953 |
| Additional noninterest expense | $1,364,000 | 3,887 |
| Pre-tax net operating income | $1,570,000 | 3,323 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $484,000 | 2,192 |
| Income before extraordinary items | $1,081,000 | 3,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,081,000 | 3,749 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,081,000 | 3,749 |
| Net charge-offs | $560,000 | 1,901 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,084,450 | 3,695 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 3,540 |
| Total interest expense | $336,000 | 4,777 |
| Net interest income | $4,386,000 | 3,359 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $661,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $351,000 | 2,534 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $310,000 | 3,697 |
| Total noninterest expense | $3,739,000 | 3,421 |
| Salaries and employee benefits | $2,192,000 | 3,185 |
| Premises and equipment expense | $530,000 | 2,978 |
| Additional noninterest expense | $1,017,000 | 3,908 |
| Pre-tax net operating income | $1,308,000 | 3,182 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $301,000 | 2,426 |
| Income before extraordinary items | $1,002,000 | 3,422 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,002,000 | 3,425 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,002,000 | 3,426 |
| Net charge-offs | $108,000 | 3,178 |
| Cash dividends | $450,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,005,850 | 3,347 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 3,533 |
| Total interest expense | $230,000 | 4,792 |
| Net interest income | $2,936,000 | 3,344 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $420,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $235,000 | 2,479 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $185,000 | 3,914 |
| Total noninterest expense | $2,481,000 | 3,443 |
| Salaries and employee benefits | $1,458,000 | 3,207 |
| Premises and equipment expense | $354,000 | 2,967 |
| Additional noninterest expense | $669,000 | 3,943 |
| Pre-tax net operating income | $875,000 | 3,165 |
| Securities gains (losses) | $-3,000 | 6,560 |
| Applicable income taxes | $192,000 | 2,469 |
| Income before extraordinary items | $680,000 | 3,372 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $680,000 | 3,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $680,000 | 3,375 |
| Net charge-offs | $59,000 | 3,225 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $682,340 | 3,269 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 3,552 |
| Total interest expense | $116,000 | 4,854 |
| Net interest income | $1,472,000 | 3,340 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $222,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $117,000 | 2,482 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 3,692 |
| Total noninterest expense | $1,261,000 | 3,429 |
| Salaries and employee benefits | $723,000 | 3,247 |
| Premises and equipment expense | $193,000 | 2,825 |
| Additional noninterest expense | $345,000 | 3,881 |
| Pre-tax net operating income | $433,000 | 3,150 |
| Securities gains (losses) | $-2,000 | 6,691 |
| Applicable income taxes | $106,000 | 2,344 |
| Income before extraordinary items | $325,000 | 3,423 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $325,000 | 3,423 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $325,000 | 3,425 |
| Net charge-offs | $33,000 | 2,726 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $326,500 | 3,312 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 3,510 |
| Total interest expense | $577,000 | 4,839 |
| Net interest income | $6,203,000 | 3,287 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $889,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $519,000 | 2,414 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $370,000 | 3,733 |
| Total noninterest expense | $4,937,000 | 3,496 |
| Salaries and employee benefits | $2,871,000 | 3,227 |
| Premises and equipment expense | $747,000 | 2,885 |
| Additional noninterest expense | $1,319,000 | 4,111 |
| Pre-tax net operating income | $2,065,000 | 2,763 |
| Securities gains (losses) | $-15,000 | 6,763 |
| Applicable income taxes | $645,000 | 1,919 |
| Income before extraordinary items | $1,405,000 | 3,249 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,405,000 | 3,249 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,405,000 | 3,249 |
| Net charge-offs | $141,000 | 4,112 |
| Cash dividends | $900,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,415,350 | 3,095 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 3,578 |
| Total interest expense | $452,000 | 4,876 |
| Net interest income | $4,636,000 | 3,356 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $650,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $393,000 | 2,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $257,000 | 3,905 |
| Total noninterest expense | $3,686,000 | 3,530 |
| Salaries and employee benefits | $2,113,000 | 3,294 |
| Premises and equipment expense | $557,000 | 2,931 |
| Additional noninterest expense | $1,016,000 | 4,066 |
| Pre-tax net operating income | $1,510,000 | 2,871 |
| Securities gains (losses) | $-14,000 | 6,890 |
| Applicable income taxes | $484,000 | 1,983 |
| Income before extraordinary items | $1,012,000 | 3,414 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,012,000 | 3,415 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,012,000 | 3,416 |
| Net charge-offs | $64,000 | 4,351 |
| Cash dividends | $550,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,021,520 | 3,240 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 3,620 |
| Total interest expense | $315,000 | 4,889 |
| Net interest income | $3,075,000 | 3,375 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $445,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $261,000 | 2,409 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 3,792 |
| Total noninterest expense | $2,409,000 | 3,606 |
| Salaries and employee benefits | $1,396,000 | 3,326 |
| Premises and equipment expense | $369,000 | 2,955 |
| Additional noninterest expense | $644,000 | 4,224 |
| Pre-tax net operating income | $1,021,000 | 2,804 |
| Securities gains (losses) | $-3,000 | 6,872 |
| Applicable income taxes | $351,000 | 1,875 |
| Income before extraordinary items | $667,000 | 3,425 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $667,000 | 3,426 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $667,000 | 3,426 |
| Net charge-offs | $49,000 | 4,051 |
| Cash dividends | $550,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $668,980 | 3,242 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 3,627 |
| Total interest expense | $166,000 | 4,887 |
| Net interest income | $1,546,000 | 3,374 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $230,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $132,000 | 2,376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 3,740 |
| Total noninterest expense | $1,203,000 | 3,625 |
| Salaries and employee benefits | $700,000 | 3,346 |
| Premises and equipment expense | $182,000 | 3,006 |
| Additional noninterest expense | $321,000 | 4,203 |
| Pre-tax net operating income | $483,000 | 2,939 |
| Securities gains (losses) | $-2,000 | 6,941 |
| Applicable income taxes | $188,000 | 1,801 |
| Income before extraordinary items | $293,000 | 3,694 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $293,000 | 3,696 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $293,000 | 3,697 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $350,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $294,280 | 3,522 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,169,000 | 3,617 |
| Total interest expense | $855,000 | 4,774 |
| Net interest income | $6,314,000 | 3,336 |
| Provision for loan and lease losses | $270,000 | 4,267 |
| Total noninterest income | $956,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $590,000 | 2,266 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $366,000 | 3,556 |
| Total noninterest expense | $4,923,000 | 3,584 |
| Salaries and employee benefits | $2,774,000 | 3,297 |
| Premises and equipment expense | $728,000 | 3,101 |
| Additional noninterest expense | $1,421,000 | 3,998 |
| Pre-tax net operating income | $2,077,000 | 2,436 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $679,000 | 1,715 |
| Income before extraordinary items | $1,396,000 | 2,934 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,396,000 | 2,936 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,396,000 | 2,936 |
| Net charge-offs | $53,000 | 5,444 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,397,340 | 2,829 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 3,654 |
| Total interest expense | $671,000 | 4,791 |
| Net interest income | $4,719,000 | 3,363 |
| Provision for loan and lease losses | $269,000 | 3,780 |
| Total noninterest income | $723,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $443,000 | 2,282 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $280,000 | 3,561 |
| Total noninterest expense | $3,676,000 | 3,601 |
| Salaries and employee benefits | $2,064,000 | 3,313 |
| Premises and equipment expense | $552,000 | 3,113 |
| Additional noninterest expense | $1,060,000 | 4,008 |
| Pre-tax net operating income | $1,497,000 | 2,583 |
| Securities gains (losses) | $-5,000 | 6,954 |
| Applicable income taxes | $560,000 | 1,636 |
| Income before extraordinary items | $932,000 | 3,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $932,000 | 3,213 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $932,000 | 3,213 |
| Net charge-offs | $21,000 | 5,520 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $935,200 | 3,104 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 3,672 |
| Total interest expense | $464,000 | 4,809 |
| Net interest income | $3,147,000 | 3,365 |
| Provision for loan and lease losses | $179,000 | 3,710 |
| Total noninterest income | $488,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $286,000 | 2,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 3,476 |
| Total noninterest expense | $2,454,000 | 3,624 |
| Salaries and employee benefits | $1,372,000 | 3,355 |
| Premises and equipment expense | $366,000 | 3,151 |
| Additional noninterest expense | $716,000 | 4,040 |
| Pre-tax net operating income | $1,002,000 | 2,532 |
| Securities gains (losses) | $-4,000 | 6,995 |
| Applicable income taxes | $328,000 | 1,707 |
| Income before extraordinary items | $670,000 | 2,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $670,000 | 2,993 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $670,000 | 2,994 |
| Net charge-offs | $-12,000 | 7,059 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $672,680 | 2,911 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 3,710 |
| Total interest expense | $244,000 | 4,813 |
| Net interest income | $1,543,000 | 3,392 |
| Provision for loan and lease losses | $89,000 | 3,551 |
| Total noninterest income | $239,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $145,000 | 2,245 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $94,000 | 3,676 |
| Total noninterest expense | $1,230,000 | 3,630 |
| Salaries and employee benefits | $688,000 | 3,366 |
| Premises and equipment expense | $180,000 | 3,241 |
| Additional noninterest expense | $362,000 | 3,998 |
| Pre-tax net operating income | $463,000 | 2,701 |
| Securities gains (losses) | $-7,000 | 7,136 |
| Applicable income taxes | $125,000 | 1,953 |
| Income before extraordinary items | $331,000 | 3,036 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $331,000 | 3,035 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $331,000 | 3,036 |
| Net charge-offs | $13,000 | 4,276 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $336,110 | 2,951 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 3,626 |
| Total interest expense | $1,330,000 | 4,555 |
| Net interest income | $6,440,000 | 3,291 |
| Provision for loan and lease losses | $830,000 | 3,353 |
| Total noninterest income | $672,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $673,000 | 2,106 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,000 | 7,001 |
| Total noninterest expense | $5,094,000 | 3,564 |
| Salaries and employee benefits | $2,781,000 | 3,311 |
| Premises and equipment expense | $785,000 | 3,020 |
| Additional noninterest expense | $1,528,000 | 3,958 |
| Pre-tax net operating income | $1,188,000 | 3,105 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $353,000 | 2,218 |
| Income before extraordinary items | $834,000 | 3,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $834,000 | 3,533 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $834,000 | 3,536 |
| Net charge-offs | $376,000 | 4,007 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $834,700 | 3,419 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 3,684 |
| Total interest expense | $1,049,000 | 4,580 |
| Net interest income | $4,825,000 | 3,341 |
| Provision for loan and lease losses | $739,000 | 2,974 |
| Total noninterest income | $463,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $508,000 | 2,141 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-45,000 | 7,309 |
| Total noninterest expense | $3,739,000 | 3,625 |
| Salaries and employee benefits | $2,063,000 | 3,367 |
| Premises and equipment expense | $582,000 | 3,100 |
| Additional noninterest expense | $1,094,000 | 4,054 |
| Pre-tax net operating income | $810,000 | 3,442 |
| Securities gains (losses) | $-3,000 | 7,132 |
| Applicable income taxes | $362,000 | 1,970 |
| Income before extraordinary items | $445,000 | 4,320 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $445,000 | 4,321 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $445,000 | 4,321 |
| Net charge-offs | $296,000 | 3,744 |
| Cash dividends | $200,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $446,920 | 4,149 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,927,000 | 3,704 |
| Total interest expense | $721,000 | 4,604 |
| Net interest income | $3,206,000 | 3,356 |
| Provision for loan and lease losses | $648,000 | 2,477 |
| Total noninterest income | $510,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $335,000 | 2,167 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $175,000 | 3,725 |
| Total noninterest expense | $2,512,000 | 3,609 |
| Salaries and employee benefits | $1,384,000 | 3,377 |
| Premises and equipment expense | $391,000 | 3,115 |
| Additional noninterest expense | $737,000 | 4,000 |
| Pre-tax net operating income | $556,000 | 3,454 |
| Securities gains (losses) | $-3,000 | 7,233 |
| Applicable income taxes | $243,000 | 1,945 |
| Income before extraordinary items | $310,000 | 4,240 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $310,000 | 4,239 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $310,000 | 4,239 |
| Net charge-offs | $255,000 | 3,256 |
| Cash dividends | $200,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $311,920 | 4,099 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 3,747 |
| Total interest expense | $369,000 | 4,685 |
| Net interest income | $1,601,000 | 3,381 |
| Provision for loan and lease losses | $88,000 | 4,167 |
| Total noninterest income | $234,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $154,000 | 2,292 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 3,909 |
| Total noninterest expense | $1,233,000 | 3,692 |
| Salaries and employee benefits | $689,000 | 3,435 |
| Premises and equipment expense | $193,000 | 3,216 |
| Additional noninterest expense | $351,000 | 4,147 |
| Pre-tax net operating income | $514,000 | 2,361 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $142,000 | 1,785 |
| Income before extraordinary items | $370,000 | 2,701 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $370,000 | 2,699 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $370,000 | 2,702 |
| Net charge-offs | $210,000 | 2,375 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $371,440 | 2,585 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,970,000 | 3,830 |
| Total interest expense | $1,743,000 | 4,807 |
| Net interest income | $6,227,000 | 3,362 |
| Provision for loan and lease losses | $1,084,000 | 3,376 |
| Total noninterest income | $1,002,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $684,000 | 2,300 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $318,000 | 3,904 |
| Total noninterest expense | $5,066,000 | 3,648 |
| Salaries and employee benefits | $2,792,000 | 3,400 |
| Premises and equipment expense | $811,000 | 3,098 |
| Additional noninterest expense | $1,463,000 | 4,147 |
| Pre-tax net operating income | $1,079,000 | 2,874 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $280,000 | 2,088 |
| Income before extraordinary items | $808,000 | 3,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $808,000 | 3,137 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $808,000 | 3,137 |
| Net charge-offs | $1,532,000 | 2,350 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $801,340 | 3,076 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 3,863 |
| Total interest expense | $1,345,000 | 4,876 |
| Net interest income | $4,662,000 | 3,363 |
| Provision for loan and lease losses | $794,000 | 3,118 |
| Total noninterest income | $751,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $511,000 | 2,315 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $240,000 | 3,977 |
| Total noninterest expense | $3,813,000 | 3,633 |
| Salaries and employee benefits | $2,073,000 | 3,441 |
| Premises and equipment expense | $632,000 | 3,015 |
| Additional noninterest expense | $1,108,000 | 4,100 |
| Pre-tax net operating income | $806,000 | 3,100 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $811,000 | 2,835 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $811,000 | 2,832 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $811,000 | 2,835 |
| Net charge-offs | $1,432,000 | 1,816 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $806,000 | 2,798 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 3,856 |
| Total interest expense | $931,000 | 4,908 |
| Net interest income | $3,136,000 | 3,333 |
| Provision for loan and lease losses | $563,000 | 2,804 |
| Total noninterest income | $472,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $317,000 | 2,436 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $155,000 | 4,051 |
| Total noninterest expense | $2,614,000 | 3,588 |
| Salaries and employee benefits | $1,377,000 | 3,484 |
| Premises and equipment expense | $448,000 | 2,910 |
| Additional noninterest expense | $789,000 | 3,908 |
| Pre-tax net operating income | $431,000 | 3,556 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $434,000 | 3,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $434,000 | 3,344 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $434,000 | 3,347 |
| Net charge-offs | $1,299,000 | 1,443 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $431,000 | 3,242 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 3,845 |
| Total interest expense | $492,000 | 4,871 |
| Net interest income | $1,571,000 | 3,321 |
| Provision for loan and lease losses | $474,000 | 1,834 |
| Total noninterest income | $223,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $152,000 | 2,437 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $71,000 | 4,212 |
| Total noninterest expense | $1,296,000 | 3,535 |
| Salaries and employee benefits | $683,000 | 3,544 |
| Premises and equipment expense | $270,000 | 2,523 |
| Additional noninterest expense | $343,000 | 4,018 |
| Pre-tax net operating income | $24,000 | 5,964 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $24,000 | 6,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $24,000 | 6,091 |
| Net charge-offs | $1,287,000 | 821 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $24,000 | 5,927 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,923,000 | 3,823 |
| Total interest expense | $2,606,000 | 4,633 |
| Net interest income | $6,317,000 | 3,338 |
| Provision for loan and lease losses | $968,000 | 2,757 |
| Total noninterest income | $1,036,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $743,000 | 2,246 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $293,000 | 4,146 |
| Total noninterest expense | $4,749,000 | 3,719 |
| Salaries and employee benefits | $2,716,000 | 3,532 |
| Premises and equipment expense | $820,000 | 3,121 |
| Additional noninterest expense | $1,213,000 | 4,261 |
| Pre-tax net operating income | $1,636,000 | 2,870 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $520,000 | 1,813 |
| Income before extraordinary items | $1,118,000 | 3,075 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,118,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 4,547 |
| Cash dividends | $725,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,116,640 | 3,225 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,754,000 | 3,857 |
| Total interest expense | $2,036,000 | 4,654 |
| Net interest income | $4,718,000 | 3,365 |
| Provision for loan and lease losses | $308,000 | 3,504 |
| Total noninterest income | $775,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $548,000 | 2,287 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $227,000 | 4,190 |
| Total noninterest expense | $3,480,000 | 3,772 |
| Salaries and employee benefits | $2,024,000 | 3,582 |
| Premises and equipment expense | $601,000 | 3,194 |
| Additional noninterest expense | $855,000 | 4,364 |
| Pre-tax net operating income | $1,705,000 | 2,580 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $574,000 | 1,733 |
| Income before extraordinary items | $1,133,000 | 2,857 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,133,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,080 |
| Cash dividends | $725,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,131,680 | 3,001 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 3,903 |
| Total interest expense | $1,436,000 | 4,631 |
| Net interest income | $3,085,000 | 3,412 |
| Provision for loan and lease losses | $119,000 | 4,056 |
| Total noninterest income | $506,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $346,000 | 2,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $160,000 | 4,198 |
| Total noninterest expense | $2,314,000 | 3,805 |
| Salaries and employee benefits | $1,346,000 | 3,621 |
| Premises and equipment expense | $400,000 | 3,215 |
| Additional noninterest expense | $568,000 | 4,349 |
| Pre-tax net operating income | $1,158,000 | 2,654 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $326,000 | 2,116 |
| Income before extraordinary items | $834,000 | 2,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $834,000 | 2,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,990 |
| Cash dividends | $725,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $832,560 | 2,929 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 3,974 |
| Total interest expense | $770,000 | 4,614 |
| Net interest income | $1,503,000 | 3,481 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $228,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $156,000 | 2,535 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $1,152,000 | 3,823 |
| Salaries and employee benefits | $664,000 | 3,684 |
| Premises and equipment expense | $205,000 | 3,161 |
| Additional noninterest expense | $283,000 | 4,295 |
| Pre-tax net operating income | $519,000 | 3,001 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $157,000 | 2,267 |
| Income before extraordinary items | $364,000 | 3,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $364,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $375,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $362,600 | 3,312 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,134,000 | 3,999 |
| Total interest expense | $3,272,000 | 4,526 |
| Net interest income | $5,862,000 | 3,564 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $976,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $676,000 | 2,436 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $300,000 | 4,240 |
| Total noninterest expense | $4,507,000 | 3,745 |
| Salaries and employee benefits | $2,602,000 | 3,614 |
| Premises and equipment expense | $745,000 | 3,272 |
| Additional noninterest expense | $1,160,000 | 4,173 |
| Pre-tax net operating income | $2,091,000 | 3,221 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $678,000 | 2,341 |
| Income before extraordinary items | $1,413,000 | 3,562 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,413,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,091 |
| Cash dividends | $725,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,413,000 | 3,554 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 4,047 |
| Total interest expense | $2,440,000 | 4,550 |
| Net interest income | $4,322,000 | 3,627 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $731,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $507,000 | 2,422 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $224,000 | 4,280 |
| Total noninterest expense | $3,306,000 | 3,805 |
| Salaries and employee benefits | $1,915,000 | 3,651 |
| Premises and equipment expense | $546,000 | 3,316 |
| Additional noninterest expense | $845,000 | 4,210 |
| Pre-tax net operating income | $1,567,000 | 3,374 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $482,000 | 2,580 |
| Income before extraordinary items | $1,085,000 | 3,697 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,085,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $725,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,085,000 | 3,680 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 4,123 |
| Total interest expense | $1,595,000 | 4,600 |
| Net interest income | $2,823,000 | 3,699 |
| Provision for loan and lease losses | $119,000 | 3,071 |
| Total noninterest income | $481,000 | 3,635 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $335,000 | 2,436 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $146,000 | 4,363 |
| Total noninterest expense | $2,178,000 | 3,868 |
| Salaries and employee benefits | $1,254,000 | 3,734 |
| Premises and equipment expense | $368,000 | 3,306 |
| Additional noninterest expense | $556,000 | 4,242 |
| Pre-tax net operating income | $1,007,000 | 3,519 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $313,000 | 2,686 |
| Income before extraordinary items | $694,000 | 3,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $694,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $725,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $694,000 | 3,831 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 4,156 |
| Total interest expense | $773,000 | 4,669 |
| Net interest income | $1,402,000 | 3,718 |
| Provision for loan and lease losses | $59,000 | 2,928 |
| Total noninterest income | $234,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $161,000 | 2,463 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $73,000 | 4,379 |
| Total noninterest expense | $1,054,000 | 3,974 |
| Salaries and employee benefits | $594,000 | 3,922 |
| Premises and equipment expense | $188,000 | 3,268 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $523,000 | 3,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $146,000 | 2,769 |
| Income before extraordinary items | $377,000 | 3,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $377,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $375,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $377,000 | 3,616 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,280,000 | 4,106 |
| Total interest expense | $2,419,000 | 4,904 |
| Net interest income | $5,861,000 | 3,579 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $967,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $708,000 | 2,349 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 4,582 |
| Total noninterest expense | $4,353,000 | 3,726 |
| Salaries and employee benefits | $2,528,000 | 3,583 |
| Premises and equipment expense | $722,000 | 3,258 |
| Additional noninterest expense | $1,103,000 | 4,201 |
| Pre-tax net operating income | $2,235,000 | 3,398 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $728,000 | 2,614 |
| Income before extraordinary items | $1,507,000 | 3,761 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,507,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,211 |
| Cash dividends | $750,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,507,000 | 3,743 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 4,119 |
| Total interest expense | $1,716,000 | 4,976 |
| Net interest income | $4,424,000 | 3,583 |
| Provision for loan and lease losses | $179,000 | 3,119 |
| Total noninterest income | $720,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $526,000 | 2,376 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $194,000 | 4,591 |
| Total noninterest expense | $3,242,000 | 3,744 |
| Salaries and employee benefits | $1,895,000 | 3,583 |
| Premises and equipment expense | $533,000 | 3,296 |
| Additional noninterest expense | $814,000 | 4,213 |
| Pre-tax net operating income | $1,723,000 | 3,464 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $578,000 | 2,653 |
| Income before extraordinary items | $1,145,000 | 3,853 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,145,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,289 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,145,000 | 3,841 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 4,098 |
| Total interest expense | $1,084,000 | 5,011 |
| Net interest income | $2,952,000 | 3,595 |
| Provision for loan and lease losses | $119,000 | 3,110 |
| Total noninterest income | $471,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $344,000 | 2,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 4,635 |
| Total noninterest expense | $2,148,000 | 3,769 |
| Salaries and employee benefits | $1,267,000 | 3,591 |
| Premises and equipment expense | $345,000 | 3,364 |
| Additional noninterest expense | $536,000 | 4,258 |
| Pre-tax net operating income | $1,156,000 | 3,439 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $377,000 | 2,707 |
| Income before extraordinary items | $779,000 | 3,812 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $779,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,270 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $779,000 | 3,807 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 4,110 |
| Total interest expense | $508,000 | 5,077 |
| Net interest income | $1,473,000 | 3,591 |
| Provision for loan and lease losses | $59,000 | 2,959 |
| Total noninterest income | $224,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 2,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $1,067,000 | 3,811 |
| Salaries and employee benefits | $616,000 | 3,685 |
| Premises and equipment expense | $166,000 | 3,475 |
| Additional noninterest expense | $285,000 | 4,055 |
| Pre-tax net operating income | $571,000 | 3,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $187,000 | 2,701 |
| Income before extraordinary items | $384,000 | 3,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $375,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $384,000 | 3,785 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,523,000 | 3,943 |
| Total interest expense | $1,640,000 | 4,998 |
| Net interest income | $5,883,000 | 3,482 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $928,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $710,000 | 2,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $218,000 | 4,999 |
| Total noninterest expense | $4,235,000 | 3,701 |
| Salaries and employee benefits | $2,423,000 | 3,577 |
| Premises and equipment expense | $697,000 | 3,241 |
| Additional noninterest expense | $1,115,000 | 4,084 |
| Pre-tax net operating income | $2,336,000 | 3,302 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $762,000 | 2,681 |
| Income before extraordinary items | $1,575,000 | 3,672 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,575,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,449 |
| Cash dividends | $725,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,574,330 | 3,649 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,541,000 | 3,942 |
| Total interest expense | $1,160,000 | 5,032 |
| Net interest income | $4,381,000 | 3,490 |
| Provision for loan and lease losses | $179,000 | 3,222 |
| Total noninterest income | $686,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $510,000 | 2,403 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 4,883 |
| Total noninterest expense | $3,102,000 | 3,743 |
| Salaries and employee benefits | $1,808,000 | 3,557 |
| Premises and equipment expense | $511,000 | 3,305 |
| Additional noninterest expense | $783,000 | 4,244 |
| Pre-tax net operating income | $1,786,000 | 3,312 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $568,000 | 2,733 |
| Income before extraordinary items | $1,219,000 | 3,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,219,000 | 3,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,351 |
| Cash dividends | $725,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,218,320 | 3,590 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 3,945 |
| Total interest expense | $727,000 | 5,033 |
| Net interest income | $2,883,000 | 3,507 |
| Provision for loan and lease losses | $119,000 | 3,138 |
| Total noninterest income | $431,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $315,000 | 2,523 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $116,000 | 4,882 |
| Total noninterest expense | $2,042,000 | 3,752 |
| Salaries and employee benefits | $1,200,000 | 3,557 |
| Premises and equipment expense | $334,000 | 3,313 |
| Additional noninterest expense | $508,000 | 4,322 |
| Pre-tax net operating income | $1,153,000 | 3,356 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $377,000 | 2,699 |
| Income before extraordinary items | $776,000 | 3,698 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $776,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $375,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $776,000 | 3,655 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 3,987 |
| Total interest expense | $336,000 | 5,158 |
| Net interest income | $1,424,000 | 3,552 |
| Provision for loan and lease losses | $59,000 | 3,012 |
| Total noninterest income | $201,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $139,000 | 2,712 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $1,006,000 | 3,832 |
| Salaries and employee benefits | $597,000 | 3,583 |
| Premises and equipment expense | $162,000 | 3,432 |
| Additional noninterest expense | $247,000 | 4,407 |
| Pre-tax net operating income | $560,000 | 3,388 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $187,000 | 2,718 |
| Income before extraordinary items | $374,000 | 3,790 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $374,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $375,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $373,330 | 3,758 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,964,000 | 3,821 |
| Total interest expense | $1,262,000 | 4,970 |
| Net interest income | $5,702,000 | 3,429 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $860,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $644,000 | 2,551 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 4,947 |
| Total noninterest expense | $4,101,000 | 3,662 |
| Salaries and employee benefits | $2,322,000 | 3,541 |
| Premises and equipment expense | $683,000 | 3,192 |
| Additional noninterest expense | $1,096,000 | 4,029 |
| Pre-tax net operating income | $2,221,000 | 3,273 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $720,000 | 2,712 |
| Income before extraordinary items | $1,501,000 | 3,643 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,501,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,290 |
| Cash dividends | $700,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,501,000 | 3,581 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 3,807 |
| Total interest expense | $948,000 | 4,932 |
| Net interest income | $4,250,000 | 3,424 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $655,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $487,000 | 2,558 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 4,870 |
| Total noninterest expense | $3,034,000 | 3,682 |
| Salaries and employee benefits | $1,724,000 | 3,555 |
| Premises and equipment expense | $506,000 | 3,226 |
| Additional noninterest expense | $804,000 | 4,066 |
| Pre-tax net operating income | $1,691,000 | 3,306 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $535,000 | 2,789 |
| Income before extraordinary items | $1,156,000 | 3,636 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,156,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,013 |
| Cash dividends | $700,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,156,000 | 3,568 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 3,828 |
| Total interest expense | $645,000 | 4,887 |
| Net interest income | $2,799,000 | 3,448 |
| Provision for loan and lease losses | $119,000 | 3,235 |
| Total noninterest income | $429,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $320,000 | 2,571 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $2,009,000 | 3,724 |
| Salaries and employee benefits | $1,145,000 | 3,583 |
| Premises and equipment expense | $333,000 | 3,263 |
| Additional noninterest expense | $531,000 | 4,128 |
| Pre-tax net operating income | $1,100,000 | 3,312 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $322,000 | 2,957 |
| Income before extraordinary items | $778,000 | 3,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $778,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $700,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $778,000 | 3,511 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 3,833 |
| Total interest expense | $331,000 | 4,873 |
| Net interest income | $1,394,000 | 3,460 |
| Provision for loan and lease losses | $59,000 | 3,120 |
| Total noninterest income | $201,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $149,000 | 2,692 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $994,000 | 3,777 |
| Salaries and employee benefits | $567,000 | 3,627 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $267,000 | 4,103 |
| Pre-tax net operating income | $542,000 | 3,325 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $160,000 | 2,979 |
| Income before extraordinary items | $382,000 | 3,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $382,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $350,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $382,000 | 3,511 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,962,000 | 3,844 |
| Total interest expense | $1,539,000 | 4,799 |
| Net interest income | $5,423,000 | 3,472 |
| Provision for loan and lease losses | $216,000 | 3,884 |
| Total noninterest income | $790,000 | 4,260 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $593,000 | 2,714 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $197,000 | 5,315 |
| Total noninterest expense | $4,008,000 | 3,716 |
| Salaries and employee benefits | $2,186,000 | 3,638 |
| Premises and equipment expense | $686,000 | 3,128 |
| Additional noninterest expense | $1,136,000 | 3,894 |
| Pre-tax net operating income | $1,989,000 | 3,411 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $623,000 | 2,985 |
| Income before extraordinary items | $1,380,000 | 3,773 |
| Extraordinary gains, net | $-25,000 | 9,149 |
| Net income | $1,355,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,190 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,370,340 | 3,634 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 3,905 |
| Total interest expense | $1,193,000 | 4,836 |
| Net interest income | $4,005,000 | 3,525 |
| Provision for loan and lease losses | $162,000 | 3,760 |
| Total noninterest income | $584,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $433,000 | 2,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 5,322 |
| Total noninterest expense | $2,996,000 | 3,714 |
| Salaries and employee benefits | $1,630,000 | 3,648 |
| Premises and equipment expense | $521,000 | 3,109 |
| Additional noninterest expense | $845,000 | 3,908 |
| Pre-tax net operating income | $1,431,000 | 3,613 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $424,000 | 3,321 |
| Income before extraordinary items | $1,015,000 | 3,948 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,015,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,769 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,009,320 | 3,800 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 3,930 |
| Total interest expense | $830,000 | 4,827 |
| Net interest income | $2,640,000 | 3,548 |
| Provision for loan and lease losses | $107,000 | 3,753 |
| Total noninterest income | $372,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $279,000 | 2,810 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $93,000 | 5,446 |
| Total noninterest expense | $1,914,000 | 3,819 |
| Salaries and employee benefits | $1,082,000 | 3,662 |
| Premises and equipment expense | $343,000 | 3,139 |
| Additional noninterest expense | $489,000 | 4,321 |
| Pre-tax net operating income | $991,000 | 3,554 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $278,000 | 3,369 |
| Income before extraordinary items | $722,000 | 3,778 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $722,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $715,520 | 3,609 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,949 |
| Total interest expense | $434,000 | 4,780 |
| Net interest income | $1,302,000 | 3,582 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $186,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $140,000 | 2,724 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $932,000 | 3,882 |
| Salaries and employee benefits | $531,000 | 3,722 |
| Premises and equipment expense | $162,000 | 3,275 |
| Additional noninterest expense | $239,000 | 4,360 |
| Pre-tax net operating income | $503,000 | 3,469 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $139,000 | 3,359 |
| Income before extraordinary items | $364,000 | 3,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $364,000 | 3,525 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 4,031 |
| Total interest expense | $2,029,000 | 4,748 |
| Net interest income | $5,003,000 | 3,670 |
| Provision for loan and lease losses | $248,000 | 3,892 |
| Total noninterest income | $772,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $615,000 | 2,523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 5,501 |
| Total noninterest expense | $3,749,000 | 3,740 |
| Salaries and employee benefits | $2,083,000 | 3,620 |
| Premises and equipment expense | $730,000 | 2,895 |
| Additional noninterest expense | $936,000 | 4,405 |
| Pre-tax net operating income | $1,778,000 | 3,688 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $551,000 | 3,265 |
| Income before extraordinary items | $1,227,000 | 4,022 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,227,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,701 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,227,000 | 3,918 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,102,000 | 4,384 |
| Total interest expense | $2,630,000 | 5,225 |
| Net interest income | $4,472,000 | 3,786 |
| Provision for loan and lease losses | $184,000 | 4,316 |
| Total noninterest income | $665,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $526,000 | 2,731 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $139,000 | 5,688 |
| Total noninterest expense | $3,435,000 | 3,883 |
| Salaries and employee benefits | $1,913,000 | 3,723 |
| Premises and equipment expense | $571,000 | 3,514 |
| Additional noninterest expense | $951,000 | 4,230 |
| Pre-tax net operating income | $1,518,000 | 3,826 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $453,000 | 3,490 |
| Income before extraordinary items | $1,065,000 | 4,107 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,065,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,562 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,065,000 | 3,991 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 4,651 |
| Total interest expense | $2,598,000 | 5,424 |
| Net interest income | $4,285,000 | 3,950 |
| Provision for loan and lease losses | $186,000 | 3,893 |
| Total noninterest income | $651,000 | 4,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $3,102,000 | 4,120 |
| Salaries and employee benefits | $1,660,000 | 4,030 |
| Premises and equipment expense | $506,000 | 3,749 |
| Additional noninterest expense | $936,000 | 4,213 |
| Pre-tax net operating income | $1,648,000 | 3,793 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $501,000 | 3,482 |
| Income before extraordinary items | $1,147,000 | 3,981 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,147,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,565 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,147,000 | 3,972 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 5,068 |
| Total interest expense | $2,249,000 | 5,562 |
| Net interest income | $3,539,000 | 4,619 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $552,000 | 4,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 2,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,614 |
| Total noninterest expense | $2,789,000 | 4,484 |
| Salaries and employee benefits | $1,525,000 | 4,281 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $784,000 | 4,867 |
| Pre-tax net operating income | $1,206,000 | 4,749 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $344,000 | 4,508 |
| Income before extraordinary items | $862,000 | 4,860 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $862,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,147 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $862,000 | 4,819 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,474,000 | 5,320 |
| Total interest expense | $2,110,000 | 5,994 |
| Net interest income | $3,364,000 | 4,742 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $402,000 | 5,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $2,613,000 | 4,625 |
| Salaries and employee benefits | $1,412,000 | 4,470 |
| Premises and equipment expense | $439,000 | 4,104 |
| Additional noninterest expense | $762,000 | 4,843 |
| Pre-tax net operating income | $1,129,000 | 5,067 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $318,000 | 5,018 |
| Income before extraordinary items | $813,000 | 5,145 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $813,000 | 5,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,719 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $811,560 | 5,065 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 5,686 |
| Total interest expense | $2,033,000 | 6,199 |
| Net interest income | $3,097,000 | 5,178 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $409,000 | 5,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,891 |
| Total noninterest expense | $2,257,000 | 5,189 |
| Salaries and employee benefits | $1,216,000 | 5,032 |
| Premises and equipment expense | $374,000 | 4,672 |
| Additional noninterest expense | $667,000 | 5,412 |
| Pre-tax net operating income | $1,153,000 | 5,371 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $322,000 | 5,531 |
| Income before extraordinary items | $831,000 | 5,334 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $831,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $831,000 | 5,280 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 5,988 |
| Total interest expense | $1,959,000 | 6,492 |
| Net interest income | $2,982,000 | 5,467 |
| Provision for loan and lease losses | $92,000 | 5,306 |
| Total noninterest income | $372,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,979 |
| Total noninterest expense | $2,120,000 | 5,696 |
| Salaries and employee benefits | $1,157,000 | 5,368 |
| Premises and equipment expense | $358,000 | 4,944 |
| Additional noninterest expense | $605,000 | 6,322 |
| Pre-tax net operating income | $1,142,000 | 5,285 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $324,000 | 5,572 |
| Income before extraordinary items | $819,000 | 5,221 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $819,000 | 5,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,831 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $818,280 | 5,160 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,715,000 | 6,222 |
| Total interest expense | $1,840,000 | 6,811 |
| Net interest income | $2,875,000 | 5,693 |
| Provision for loan and lease losses | $93,000 | 4,787 |
| Total noninterest income | $388,000 | 6,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $2,041,000 | 5,892 |
| Salaries and employee benefits | $1,090,000 | 5,645 |
| Premises and equipment expense | $356,000 | 4,966 |
| Additional noninterest expense | $595,000 | 6,569 |
| Pre-tax net operating income | $1,129,000 | 5,494 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $319,000 | 5,789 |
| Income before extraordinary items | $810,000 | 5,399 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $810,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,189 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $810,000 | 5,369 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 6,428 |
| Total interest expense | $1,488,000 | 6,926 |
| Net interest income | $2,753,000 | 5,997 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $405,000 | 6,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $2,051,000 | 6,072 |
| Salaries and employee benefits | $1,041,000 | 5,899 |
| Premises and equipment expense | $363,000 | 4,958 |
| Additional noninterest expense | $647,000 | 6,697 |
| Pre-tax net operating income | $1,017,000 | 5,880 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $285,000 | 6,056 |
| Income before extraordinary items | $738,000 | 5,675 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $738,000 | 5,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $733,680 | 5,777 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 6,631 |
| Total interest expense | $1,478,000 | 7,279 |
| Net interest income | $2,725,000 | 6,120 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $347,000 | 7,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $1,978,000 | 6,394 |
| Salaries and employee benefits | $1,010,000 | 6,074 |
| Premises and equipment expense | $348,000 | 5,260 |
| Additional noninterest expense | $620,000 | 7,166 |
| Pre-tax net operating income | $998,000 | 5,892 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $273,000 | 6,440 |
| Income before extraordinary items | $726,000 | 5,953 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $726,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $725,270 | 5,696 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 7,010 |
| Total interest expense | $1,841,000 | 7,509 |
| Net interest income | $2,563,000 | 6,473 |
| Provision for loan and lease losses | $146,000 | 6,180 |
| Total noninterest income | $331,000 | 7,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,778,000 | 7,024 |
| Salaries and employee benefits | $883,000 | 6,713 |
| Premises and equipment expense | $328,000 | 5,618 |
| Additional noninterest expense | $567,000 | 7,798 |
| Pre-tax net operating income | $970,000 | 5,751 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $302,000 | 5,895 |
| Income before extraordinary items | $674,000 | 6,073 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $674,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 6,145 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $669,860 | 5,758 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.