Farmers and Merchants Trust Company of Chambersburg, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$79,297,000646
Total interest expense$22,072,000733
Net interest income$57,225,000602
Provision for loan and lease losses$2,724,000471
Total noninterest income$16,271,000540
Gross Fiduciary activities income$7,185,000217
Service charges on deposit accounts$2,893,000413
Trading account gains and feesNANA
Additional Noninterest Income$6,193,000763
Total noninterest expense$50,962,000564
Salaries and employee benefits$30,282,000526
Premises and equipment expense$4,631,000596
Additional noninterest expense$6,193,000763
Pre-tax net operating income$19,810,000695
Securities gains (losses)$-1,119,0004,310
Applicable income taxes$3,072,000736
Income before extraordinary items$15,619,000709
Extraordinary gains, net$054
Net income$15,619,000720
Minority interest net income$088
Net income of bank and minority interests.$15,619,000712
Net charge-offs$176,0001,229
Cash dividends$5,607,000738
Sale, conversion, retirement of capital stock, net$0540
Net operating income$16,558,960688
2023-09-30 (YTD Data)Rank
Total interest income$57,121,000655
Total interest expense$14,719,000750
Net interest income$42,402,000616
Provision for loan and lease losses$1,936,000454
Total noninterest income$12,121,000543
Gross Fiduciary activities income$5,359,000216
Service charges on deposit accounts$2,149,000413
Trading account gains and feesNANA
Additional Noninterest Income$4,613,000786
Total noninterest expense$37,522,000568
Salaries and employee benefits$22,265,000535
Premises and equipment expense$3,478,000597
Additional noninterest expense$4,613,000786
Pre-tax net operating income$15,065,000707
Securities gains (losses)$-1,119,0004,456
Applicable income taxes$2,343,000760
Income before extraordinary items$11,603,000736
Extraordinary gains, net$052
Net income$11,603,000740
Minority interest net income$081
Net income of bank and minority interests.$11,603,000736
Net charge-offs$-32,0004,119
Cash dividends$4,207,000685
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,531,770704
2023-06-30 (YTD Data)Rank
Total interest income$36,213,000658
Total interest expense$8,535,000761
Net interest income$27,678,000628
Provision for loan and lease losses$1,061,000496
Total noninterest income$8,072,000527
Gross Fiduciary activities income$3,634,000211
Service charges on deposit accounts$1,396,000406
Trading account gains and feesNANA
Additional Noninterest Income$3,042,000739
Total noninterest expense$24,989,000557
Salaries and employee benefits$14,802,000525
Premises and equipment expense$2,296,000585
Additional noninterest expense$3,042,000739
Pre-tax net operating income$9,700,000711
Securities gains (losses)$-1,119,0004,531
Applicable income taxes$1,399,000823
Income before extraordinary items$7,182,000780
Extraordinary gains, net$051
Net income$7,182,000792
Minority interest net income$081
Net income of bank and minority interests.$7,182,000780
Net charge-offs$15,0001,656
Cash dividends$2,815,000668
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,121,960708
2023-03-31 (YTD Data)Rank
Total interest income$17,146,000685
Total interest expense$3,480,000802
Net interest income$13,666,000641
Provision for loan and lease losses$529,000499
Total noninterest income$3,845,000541
Gross Fiduciary activities income$1,729,000227
Service charges on deposit accounts$679,000429
Trading account gains and feesNANA
Additional Noninterest Income$1,437,000756
Total noninterest expense$12,063,000586
Salaries and employee benefits$7,133,000560
Premises and equipment expense$1,117,000630
Additional noninterest expense$1,437,000756
Pre-tax net operating income$4,919,000733
Securities gains (losses)$-602,0004,556
Applicable income taxes$676,000859
Income before extraordinary items$3,641,000796
Extraordinary gains, net$04
Net income$3,641,000794
Minority interest net income$048
Net income of bank and minority interests.$3,641,000795
Net charge-offs$-3,0003,659
Cash dividends$1,405,000628
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,146,680721
2022-12-31 (YTD Data)Rank
Total interest income$58,666,000662
Total interest expense$3,816,000966
Net interest income$54,850,000623
Provision for loan and lease losses$650,0001,057
Total noninterest income$15,735,000558
Gross Fiduciary activities income$6,983,000232
Service charges on deposit accounts$2,897,000426
Trading account gains and feesNANA
Additional Noninterest Income$5,855,000799
Total noninterest expense$49,445,000553
Salaries and employee benefits$29,730,000513
Premises and equipment expense$4,279,000632
Additional noninterest expense$5,855,000799
Pre-tax net operating income$20,490,000737
Securities gains (losses)$-91,0003,871
Applicable income taxes$3,179,000800
Income before extraordinary items$17,220,000719
Extraordinary gains, net$05
Net income$17,220,000720
Minority interest net income$063
Net income of bank and minority interests.$17,220,000720
Net charge-offs$1,541,000326
Cash dividends$5,670,000712
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,296,440721
2022-09-30 (YTD Data)Rank
Total interest income$41,191,000667
Total interest expense$1,684,0001,184
Net interest income$39,507,000634
Provision for loan and lease losses$02,835
Total noninterest income$11,953,000562
Gross Fiduciary activities income$5,303,000231
Service charges on deposit accounts$2,163,000434
Trading account gains and feesNANA
Additional Noninterest Income$4,487,000811
Total noninterest expense$36,129,000556
Salaries and employee benefits$21,602,000526
Premises and equipment expense$3,211,000632
Additional noninterest expense$4,487,000811
Pre-tax net operating income$15,331,000739
Securities gains (losses)$-34,0004,048
Applicable income taxes$2,380,000805
Income before extraordinary items$12,917,000721
Extraordinary gains, net$04
Net income$12,917,000721
Minority interest net income$057
Net income of bank and minority interests.$12,917,000721
Net charge-offs$77,0001,031
Cash dividends$4,265,000653
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,945,560728
2022-06-30 (YTD Data)Rank
Total interest income$25,635,000673
Total interest expense$966,0001,176
Net interest income$24,669,000651
Provision for loan and lease losses$02,599
Total noninterest income$8,133,000545
Gross Fiduciary activities income$3,670,000197
Service charges on deposit accounts$1,438,000431
Trading account gains and feesNANA
Additional Noninterest Income$3,025,000820
Total noninterest expense$23,778,000553
Salaries and employee benefits$14,209,000529
Premises and equipment expense$2,043,000652
Additional noninterest expense$7,526,000547
Pre-tax net operating income$9,024,000780
Securities gains (losses)$-19,0004,078
Applicable income taxes$1,318,000855
Income before extraordinary items$7,687,000742
Extraordinary gains, net$04
Net income$7,687,000742
Minority interest net income$060
Net income of bank and minority interests.$7,687,000742
Net charge-offs$51,000959
Cash dividends$2,850,000660
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,703,150752
2022-03-31 (YTD Data)Rank
Total interest income$12,002,000688
Total interest expense$463,0001,166
Net interest income$11,539,000672
Provision for loan and lease losses$02,285
Total noninterest income$4,017,000569
Gross Fiduciary activities income$1,797,000206
Service charges on deposit accounts$708,000434
Trading account gains and feesNANA
Additional Noninterest Income$1,512,000825
Total noninterest expense$11,469,000575
Salaries and employee benefits$6,718,000566
Premises and equipment expense$1,016,000662
Additional noninterest expense$3,735,000545
Pre-tax net operating income$4,087,000812
Securities gains (losses)$0623
Applicable income taxes$562,000912
Income before extraordinary items$3,525,000775
Extraordinary gains, net$04
Net income$3,525,000775
Minority interest net income$050
Net income of bank and minority interests.$3,525,000775
Net charge-offs$16,0001,033
Cash dividends$1,420,000610
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,525,000784
2021-12-31 (YTD Data)Rank
Total interest income$50,339,000675
Total interest expense$1,853,0001,405
Net interest income$48,486,000645
Provision for loan and lease losses$-2,100,0004,599
Total noninterest income$19,344,000523
Gross Fiduciary activities income$6,947,000204
Service charges on deposit accounts$2,744,000426
Trading account gains and feesNANA
Additional Noninterest Income$9,653,000685
Total noninterest expense$44,536,000591
Salaries and employee benefits$27,321,000539
Premises and equipment expense$3,749,000705
Additional noninterest expense$13,466,000606
Pre-tax net operating income$25,394,000621
Securities gains (losses)$127,000762
Applicable income taxes$3,937,000731
Income before extraordinary items$21,584,000606
Extraordinary gains, net$010
Net income$21,584,000606
Minority interest net income$074
Net income of bank and minority interests.$21,584,000607
Net charge-offs$-377,0004,678
Cash dividends$4,050,000931
Sale, conversion, retirement of capital stock, net$0582
Net operating income$21,476,050600
2021-09-30 (YTD Data)Rank
Total interest income$37,490,000697
Total interest expense$1,390,0001,486
Net interest income$36,100,000660
Provision for loan and lease losses$-1,900,0004,681
Total noninterest income$14,822,000527
Gross Fiduciary activities income$5,163,000205
Service charges on deposit accounts$2,081,000423
Trading account gains and feesNANA
Additional Noninterest Income$7,578,000688
Total noninterest expense$32,255,000613
Salaries and employee benefits$19,822,000559
Premises and equipment expense$2,800,000715
Additional noninterest expense$9,633,000620
Pre-tax net operating income$20,567,000605
Securities gains (losses)$91,000842
Applicable income taxes$3,233,000720
Income before extraordinary items$17,425,000595
Extraordinary gains, net$08
Net income$17,425,000594
Minority interest net income$069
Net income of bank and minority interests.$17,425,000595
Net charge-offs$-477,0004,804
Cash dividends$2,550,000967
Sale, conversion, retirement of capital stock, net$0543
Net operating income$17,348,560591
2021-06-30 (YTD Data)Rank
Total interest income$24,668,000697
Total interest expense$943,0001,529
Net interest income$23,725,000666
Provision for loan and lease losses$-1,900,0004,737
Total noninterest income$8,479,000597
Gross Fiduciary activities income$3,457,000200
Service charges on deposit accounts$1,245,000449
Trading account gains and feesNANA
Additional Noninterest Income$3,777,000832
Total noninterest expense$20,955,000617
Salaries and employee benefits$13,219,000560
Premises and equipment expense$1,851,000718
Additional noninterest expense$5,885,000653
Pre-tax net operating income$13,149,000615
Securities gains (losses)$91,000698
Applicable income taxes$2,168,000704
Income before extraordinary items$11,072,000615
Extraordinary gains, net$06
Net income$11,072,000615
Minority interest net income$067
Net income of bank and minority interests.$11,072,000615
Net charge-offs$-166,0004,717
Cash dividends$2,550,000701
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,995,560607
2021-03-31 (YTD Data)Rank
Total interest income$12,327,000684
Total interest expense$485,0001,555
Net interest income$11,842,000655
Provision for loan and lease losses$-800,0004,785
Total noninterest income$4,162,000613
Gross Fiduciary activities income$1,599,000207
Service charges on deposit accounts$616,000446
Trading account gains and feesNANA
Additional Noninterest Income$1,947,000832
Total noninterest expense$10,498,000615
Salaries and employee benefits$6,327,000588
Premises and equipment expense$952,000713
Additional noninterest expense$3,219,000591
Pre-tax net operating income$6,306,000636
Securities gains (losses)$01,392
Applicable income taxes$1,010,000741
Income before extraordinary items$5,296,000633
Extraordinary gains, net$03
Net income$5,296,000633
Minority interest net income$055
Net income of bank and minority interests.$5,296,000633
Net charge-offs$-147,0004,828
Cash dividends$1,550,000552
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,296,000620
2020-12-31 (YTD Data)Rank
Total interest income$50,658,000677
Total interest expense$3,550,0001,296
Net interest income$47,108,000625
Provision for loan and lease losses$4,625,000598
Total noninterest income$13,351,000667
Gross Fiduciary activities income$5,829,000205
Service charges on deposit accounts$2,520,000440
Trading account gains and feesNANA
Additional Noninterest Income$5,002,0001,018
Total noninterest expense$40,833,000610
Salaries and employee benefits$24,701,000577
Premises and equipment expense$3,523,000738
Additional noninterest expense$12,609,000599
Pre-tax net operating income$15,001,000748
Securities gains (losses)$29,0001,952
Applicable income taxes$689,0001,718
Income before extraordinary items$14,341,000688
Extraordinary gains, net$04
Net income$14,341,000688
Minority interest net income$072
Net income of bank and minority interests.$14,341,000688
Net charge-offs$-198,0004,850
Cash dividends$6,639,000609
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,313,450663
2020-09-30 (YTD Data)Rank
Total interest income$37,294,000687
Total interest expense$2,933,0001,259
Net interest income$34,361,000634
Provision for loan and lease losses$5,350,000480
Total noninterest income$10,045,000638
Gross Fiduciary activities income$4,306,000202
Service charges on deposit accounts$1,849,000443
Trading account gains and feesNANA
Additional Noninterest Income$3,890,000963
Total noninterest expense$29,893,000612
Salaries and employee benefits$18,062,000578
Premises and equipment expense$2,659,000722
Additional noninterest expense$9,172,000598
Pre-tax net operating income$9,163,000866
Securities gains (losses)$-26,0004,882
Applicable income taxes$-233,0004,949
Income before extraordinary items$9,370,000757
Extraordinary gains, net$04
Net income$9,370,000757
Minority interest net income$065
Net income of bank and minority interests.$9,370,000757
Net charge-offs$165,0001,369
Cash dividends$5,079,000554
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,396,000724
2020-06-30 (YTD Data)Rank
Total interest income$24,732,000697
Total interest expense$2,245,0001,192
Net interest income$22,487,000645
Provision for loan and lease losses$4,975,000401
Total noninterest income$6,939,000595
Gross Fiduciary activities income$2,912,000201
Service charges on deposit accounts$1,209,000447
Trading account gains and feesNANA
Additional Noninterest Income$2,818,000855
Total noninterest expense$19,825,000613
Salaries and employee benefits$12,031,000569
Premises and equipment expense$1,782,000725
Additional noninterest expense$6,012,000602
Pre-tax net operating income$4,626,0001,021
Securities gains (losses)$-10,0004,791
Applicable income taxes$-856,0005,017
Income before extraordinary items$5,472,000779
Extraordinary gains, net$04
Net income$5,472,000779
Minority interest net income$065
Net income of bank and minority interests.$5,472,000779
Net charge-offs$386,000699
Cash dividends$3,779,000532
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,482,000747
2020-03-31 (YTD Data)Rank
Total interest income$12,294,000700
Total interest expense$1,413,0001,070
Net interest income$10,881,000650
Provision for loan and lease losses$3,000,000321
Total noninterest income$4,150,000486
Gross Fiduciary activities income$1,371,000207
Service charges on deposit accounts$681,000452
Trading account gains and feesNANA
Additional Noninterest Income$2,098,000577
Total noninterest expense$9,890,000615
Salaries and employee benefits$5,859,000584
Premises and equipment expense$861,000754
Additional noninterest expense$3,170,000577
Pre-tax net operating income$2,141,000985
Securities gains (losses)$-10,0004,794
Applicable income taxes$20,0002,887
Income before extraordinary items$2,111,000894
Extraordinary gains, net$04
Net income$2,111,000894
Minority interest net income$056
Net income of bank and minority interests.$2,111,000894
Net charge-offs$236,000577
Cash dividends$2,476,000471
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,120,900875
2019-12-31 (YTD Data)Rank
Total interest income$50,972,000678
Total interest expense$7,113,000915
Net interest income$43,859,000633
Provision for loan and lease losses$237,0002,210
Total noninterest income$14,764,000532
Gross Fiduciary activities income$5,907,000203
Service charges on deposit accounts$2,975,000427
Trading account gains and fees$0135
Additional Noninterest Income$5,882,000738
Total noninterest expense$38,537,000609
Salaries and employee benefits$22,702,000581
Premises and equipment expense$3,598,000708
Additional noninterest expense$12,237,000584
Pre-tax net operating income$19,849,000616
Securities gains (losses)$256,000557
Applicable income taxes$3,747,000612
Income before extraordinary items$16,358,000622
Extraordinary gains, net$011
Net income$16,358,000623
Minority interest net income$076
Net income of bank and minority interests.$16,358,000623
Net charge-offs$686,000862
Cash dividends$8,710,000526
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,150,640616
2019-09-30 (YTD Data)Rank
Total interest income$38,315,000678
Total interest expense$5,379,000917
Net interest income$32,936,000633
Provision for loan and lease losses$237,0001,798
Total noninterest income$9,872,000571
Gross Fiduciary activities income$4,405,000200
Service charges on deposit accounts$2,187,000431
Trading account gains and fees$0129
Additional Noninterest Income$3,280,000900
Total noninterest expense$28,122,000622
Salaries and employee benefits$16,620,000595
Premises and equipment expense$2,695,000712
Additional noninterest expense$8,807,000606
Pre-tax net operating income$14,449,000635
Securities gains (losses)$256,000458
Applicable income taxes$2,920,000604
Income before extraordinary items$11,785,000647
Extraordinary gains, net$011
Net income$11,785,000649
Minority interest net income$072
Net income of bank and minority interests.$11,785,000648
Net charge-offs$470,000792
Cash dividends$7,710,000442
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,580,200647
2019-06-30 (YTD Data)Rank
Total interest income$25,185,000684
Total interest expense$3,492,000919
Net interest income$21,693,000640
Provision for loan and lease losses$399,0001,017
Total noninterest income$6,476,000565
Gross Fiduciary activities income$2,965,000197
Service charges on deposit accounts$1,412,000442
Trading account gains and fees$0131
Additional Noninterest Income$2,099,000901
Total noninterest expense$19,073,000613
Salaries and employee benefits$11,078,000596
Premises and equipment expense$1,818,000708
Additional noninterest expense$6,177,000583
Pre-tax net operating income$8,697,000668
Securities gains (losses)$253,000335
Applicable income taxes$1,878,000598
Income before extraordinary items$7,072,000692
Extraordinary gains, net$011
Net income$7,072,000692
Minority interest net income$069
Net income of bank and minority interests.$7,072,000692
Net charge-offs$261,000858
Cash dividends$4,220,000508
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,872,130691
2019-03-31 (YTD Data)Rank
Total interest income$12,357,000693
Total interest expense$1,659,000935
Net interest income$10,698,000646
Provision for loan and lease losses$399,000566
Total noninterest income$3,094,000576
Gross Fiduciary activities income$1,384,000208
Service charges on deposit accounts$670,000451
Trading account gains and fees$0126
Additional Noninterest Income$1,040,000885
Total noninterest expense$9,419,000619
Salaries and employee benefits$5,568,000589
Premises and equipment expense$915,000711
Additional noninterest expense$2,936,000591
Pre-tax net operating income$3,974,000694
Securities gains (losses)$24,000533
Applicable income taxes$513,000887
Income before extraordinary items$3,485,000687
Extraordinary gains, net$05
Net income$3,485,000688
Minority interest net income$052
Net income of bank and minority interests.$3,485,000686
Net charge-offs$133,000777
Cash dividends$1,785,000559
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,464,120676
2018-12-31 (YTD Data)Rank
Total interest income$46,350,000686
Total interest expense$4,214,0001,085
Net interest income$42,136,000653
Provision for loan and lease losses$9,954,000159
Total noninterest income$12,290,000591
Gross Fiduciary activities income$5,387,000208
Service charges on deposit accounts$2,825,000456
Trading account gains and fees$0126
Additional Noninterest Income$4,078,000905
Total noninterest expense$37,396,000609
Salaries and employee benefits$20,261,000618
Premises and equipment expense$3,368,000744
Additional noninterest expense$13,767,000506
Pre-tax net operating income$7,076,0001,338
Securities gains (losses)$56,000401
Applicable income taxes$42,0003,428
Income before extraordinary items$7,090,0001,199
Extraordinary gains, net$06
Net income$7,090,0001,198
Minority interest net income$072
Net income of bank and minority interests.$7,090,0001,198
Net charge-offs$9,331,000145
Cash dividends$3,259,0001,022
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,034,5601,211
2018-09-30 (YTD Data)Rank
Total interest income$34,083,000688
Total interest expense$2,870,0001,108
Net interest income$31,213,000657
Provision for loan and lease losses$9,579,000136
Total noninterest income$9,232,000594
Gross Fiduciary activities income$4,066,000208
Service charges on deposit accounts$2,096,000459
Trading account gains and fees$0138
Additional Noninterest Income$3,070,000914
Total noninterest expense$28,379,000597
Salaries and employee benefits$15,161,000619
Premises and equipment expense$2,500,000752
Additional noninterest expense$10,718,000481
Pre-tax net operating income$2,487,0002,404
Securities gains (losses)$56,000394
Applicable income taxes$-522,0005,452
Income before extraordinary items$3,065,0001,881
Extraordinary gains, net$05
Net income$3,065,0001,879
Minority interest net income$066
Net income of bank and minority interests.$3,065,0001,880
Net charge-offs$8,845,000119
Cash dividends$2,259,000971
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,009,0001,897
2018-06-30 (YTD Data)Rank
Total interest income$22,286,000694
Total interest expense$1,749,0001,141
Net interest income$20,537,000663
Provision for loan and lease losses$9,329,000107
Total noninterest income$6,134,000597
Gross Fiduciary activities income$2,717,000208
Service charges on deposit accounts$1,389,000463
Trading account gains and fees$0130
Additional Noninterest Income$2,028,000931
Total noninterest expense$19,797,000552
Salaries and employee benefits$10,182,000613
Premises and equipment expense$1,682,000746
Additional noninterest expense$7,933,000452
Pre-tax net operating income$-2,455,0005,536
Securities gains (losses)$51,000338
Applicable income taxes$-1,225,0005,528
Income before extraordinary items$-1,179,0005,510
Extraordinary gains, net$06
Net income$-1,179,0005,509
Minority interest net income$065
Net income of bank and minority interests.$-1,179,0005,509
Net charge-offs$8,639,00096
Cash dividends$1,725,000865
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-1,219,2905,510
2018-03-31 (YTD Data)Rank
Total interest income$10,846,000706
Total interest expense$795,0001,179
Net interest income$10,051,000669
Provision for loan and lease losses$200,000934
Total noninterest income$3,020,000598
Gross Fiduciary activities income$1,329,000213
Service charges on deposit accounts$687,000471
Trading account gains and fees$0123
Additional Noninterest Income$1,004,000936
Total noninterest expense$8,646,000658
Salaries and employee benefits$5,054,000623
Premises and equipment expense$858,000751
Additional noninterest expense$2,734,000621
Pre-tax net operating income$4,225,000661
Securities gains (losses)$0735
Applicable income taxes$533,000823
Income before extraordinary items$3,692,000642
Extraordinary gains, net$07
Net income$3,692,000642
Minority interest net income$052
Net income of bank and minority interests.$3,692,000642
Net charge-offs$3,0002,344
Cash dividends$1,045,000687
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,692,000636
2017-12-31 (YTD Data)Rank
Total interest income$41,357,000694
Total interest expense$2,490,0001,295
Net interest income$38,867,000658
Provision for loan and lease losses$670,0001,175
Total noninterest income$11,843,000614
Gross Fiduciary activities income$5,055,000207
Service charges on deposit accounts$2,777,000472
Trading account gains and fees$0151
Additional Noninterest Income$4,011,000946
Total noninterest expense$43,195,000504
Salaries and employee benefits$19,057,000641
Premises and equipment expense$3,315,000749
Additional noninterest expense$20,823,000365
Pre-tax net operating income$6,845,0001,333
Securities gains (losses)$3,0001,912
Applicable income taxes$3,913,000790
Income before extraordinary items$2,935,0002,091
Extraordinary gains, net$09
Net income$2,935,0002,091
Minority interest net income$076
Net income of bank and minority interests.$2,935,0002,091
Net charge-offs$-47,0005,124
Cash dividends$3,225,000972
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,933,0802,067
2017-09-30 (YTD Data)Rank
Total interest income$30,665,000702
Total interest expense$1,799,0001,319
Net interest income$28,866,000664
Provision for loan and lease losses$420,0001,320
Total noninterest income$8,762,000615
Gross Fiduciary activities income$3,758,000209
Service charges on deposit accounts$2,062,000476
Trading account gains and fees$0145
Additional Noninterest Income$2,942,000984
Total noninterest expense$24,380,000678
Salaries and employee benefits$14,261,000642
Premises and equipment expense$2,503,000750
Additional noninterest expense$7,616,000670
Pre-tax net operating income$12,828,000627
Securities gains (losses)$3,0001,944
Applicable income taxes$2,760,000734
Income before extraordinary items$10,071,000618
Extraordinary gains, net$09
Net income$10,071,000618
Minority interest net income$071
Net income of bank and minority interests.$10,071,000618
Net charge-offs$-48,0005,146
Cash dividends$2,225,000959
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,068,660607
2017-06-30 (YTD Data)Rank
Total interest income$20,250,000706
Total interest expense$1,171,0001,310
Net interest income$19,079,000658
Provision for loan and lease losses$170,0001,729
Total noninterest income$5,861,000627
Gross Fiduciary activities income$2,505,000207
Service charges on deposit accounts$1,358,000478
Trading account gains and fees$0139
Additional Noninterest Income$1,998,000970
Total noninterest expense$16,057,000686
Salaries and employee benefits$9,540,000641
Premises and equipment expense$1,656,000764
Additional noninterest expense$4,861,000701
Pre-tax net operating income$8,713,000614
Securities gains (losses)$2,0001,641
Applicable income taxes$1,913,000688
Income before extraordinary items$6,802,000605
Extraordinary gains, net$011
Net income$6,802,000604
Minority interest net income$071
Net income of bank and minority interests.$6,802,000605
Net charge-offs$-62,0005,338
Cash dividends$1,180,0001,170
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,800,440593
2017-03-31 (YTD Data)Rank
Total interest income$9,837,000716
Total interest expense$581,0001,289
Net interest income$9,256,000680
Provision for loan and lease losses$120,0001,315
Total noninterest income$2,872,000617
Gross Fiduciary activities income$1,237,000212
Service charges on deposit accounts$678,000479
Trading account gains and fees$0142
Additional Noninterest Income$957,000992
Total noninterest expense$7,920,000701
Salaries and employee benefits$4,638,000672
Premises and equipment expense$856,000747
Additional noninterest expense$2,426,000695
Pre-tax net operating income$4,088,000631
Securities gains (losses)$2,000951
Applicable income taxes$878,000720
Income before extraordinary items$3,212,000623
Extraordinary gains, net$08
Net income$3,212,000623
Minority interest net income$055
Net income of bank and minority interests.$3,212,000623
Net charge-offs$-83,0005,578
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,210,420612
2016-12-31 (YTD Data)Rank
Total interest income$38,458,000699
Total interest expense$2,245,0001,278
Net interest income$36,213,000661
Provision for loan and lease losses$3,775,000330
Total noninterest income$10,245,000681
Gross Fiduciary activities income$4,680,000208
Service charges on deposit accounts$2,822,000475
Trading account gains and fees$0170
Additional Noninterest Income$2,743,0001,290
Total noninterest expense$32,304,000671
Salaries and employee benefits$18,724,000627
Premises and equipment expense$3,306,000750
Additional noninterest expense$10,274,000669
Pre-tax net operating income$10,379,000898
Securities gains (losses)$-18,0005,685
Applicable income taxes$1,603,0001,218
Income before extraordinary items$8,758,000862
Extraordinary gains, net$05
Net income$8,758,000862
Minority interest net income$082
Net income of bank and minority interests.$8,758,000861
Net charge-offs$2,786,000306
Cash dividends$4,006,000804
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,773,300838
2016-09-30 (YTD Data)Rank
Total interest income$28,489,000704
Total interest expense$1,656,0001,293
Net interest income$26,833,000666
Provision for loan and lease losses$3,325,000269
Total noninterest income$8,484,000636
Gross Fiduciary activities income$3,503,000207
Service charges on deposit accounts$2,073,000478
Trading account gains and fees$0169
Additional Noninterest Income$2,908,0001,013
Total noninterest expense$23,648,000677
Salaries and employee benefits$13,567,000649
Premises and equipment expense$2,478,000752
Additional noninterest expense$7,603,000684
Pre-tax net operating income$8,344,000844
Securities gains (losses)$-26,0005,846
Applicable income taxes$1,425,0001,119
Income before extraordinary items$6,893,000820
Extraordinary gains, net$05
Net income$6,893,000819
Minority interest net income$071
Net income of bank and minority interests.$6,893,000820
Net charge-offs$2,726,000236
Cash dividends$3,006,000753
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,914,580798
2016-06-30 (YTD Data)Rank
Total interest income$18,862,000706
Total interest expense$1,093,0001,308
Net interest income$17,769,000667
Provision for loan and lease losses$2,175,000273
Total noninterest income$5,638,000627
Gross Fiduciary activities income$2,353,000207
Service charges on deposit accounts$1,350,000482
Trading account gains and fees$0157
Additional Noninterest Income$1,935,000987
Total noninterest expense$15,579,000689
Salaries and employee benefits$8,893,000667
Premises and equipment expense$1,659,000750
Additional noninterest expense$5,027,000689
Pre-tax net operating income$5,653,000828
Securities gains (losses)$-17,0005,924
Applicable income taxes$996,0001,086
Income before extraordinary items$4,640,000805
Extraordinary gains, net$016
Net income$4,640,000804
Minority interest net income$071
Net income of bank and minority interests.$4,640,000804
Net charge-offs$1,943,000224
Cash dividends$1,751,000861
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,653,940777
2016-03-31 (YTD Data)Rank
Total interest income$9,506,000703
Total interest expense$546,0001,293
Net interest income$8,960,000665
Provision for loan and lease losses$300,000670
Total noninterest income$2,836,000602
Gross Fiduciary activities income$1,192,000201
Service charges on deposit accounts$660,000489
Trading account gains and fees$0142
Additional Noninterest Income$984,000944
Total noninterest expense$7,830,000690
Salaries and employee benefits$4,471,000665
Premises and equipment expense$850,000744
Additional noninterest expense$2,509,000679
Pre-tax net operating income$3,666,000641
Securities gains (losses)$-19,0006,019
Applicable income taxes$765,000773
Income before extraordinary items$2,882,000637
Extraordinary gains, net$012
Net income$2,882,000636
Minority interest net income$062
Net income of bank and minority interests.$2,882,000637
Net charge-offs$44,0001,519
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,897,010620
2015-12-31 (YTD Data)Rank
Total interest income$36,200,000704
Total interest expense$2,370,0001,173
Net interest income$33,830,000676
Provision for loan and lease losses$1,285,000647
Total noninterest income$11,002,000627
Gross Fiduciary activities income$4,692,000210
Service charges on deposit accounts$2,674,000491
Trading account gains and fees$0159
Additional Noninterest Income$3,636,0001,019
Total noninterest expense$30,974,000671
Salaries and employee benefits$17,527,000651
Premises and equipment expense$3,329,000739
Additional noninterest expense$10,118,000676
Pre-tax net operating income$12,573,000715
Securities gains (losses)$716,000269
Applicable income taxes$2,598,000836
Income before extraordinary items$10,691,000688
Extraordinary gains, net$023
Net income$10,691,000687
Minority interest net income$081
Net income of bank and minority interests.$10,691,000688
Net charge-offs$310,0001,568
Cash dividends$300,0003,400
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,118,200713
2015-09-30 (YTD Data)Rank
Total interest income$27,028,000713
Total interest expense$1,814,0001,163
Net interest income$25,214,000681
Provision for loan and lease losses$1,035,000571
Total noninterest income$8,284,000638
Gross Fiduciary activities income$3,536,000211
Service charges on deposit accounts$1,951,000509
Trading account gains and fees$0153
Additional Noninterest Income$2,797,0001,022
Total noninterest expense$22,934,000689
Salaries and employee benefits$12,851,000670
Premises and equipment expense$2,530,000742
Additional noninterest expense$7,553,000673
Pre-tax net operating income$9,529,000724
Securities gains (losses)$716,000233
Applicable income taxes$2,034,000833
Income before extraordinary items$8,211,000673
Extraordinary gains, net$021
Net income$8,211,000671
Minority interest net income$078
Net income of bank and minority interests.$8,211,000673
Net charge-offs$273,0001,275
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,638,200706
2015-06-30 (YTD Data)Rank
Total interest income$17,833,000719
Total interest expense$1,260,0001,127
Net interest income$16,573,000690
Provision for loan and lease losses$635,000621
Total noninterest income$5,695,000633
Gross Fiduciary activities income$2,448,000208
Service charges on deposit accounts$1,244,000530
Trading account gains and fees$0157
Additional Noninterest Income$2,003,000965
Total noninterest expense$15,195,000692
Salaries and employee benefits$8,489,000677
Premises and equipment expense$1,727,000729
Additional noninterest expense$4,979,000682
Pre-tax net operating income$6,438,000721
Securities gains (losses)$716,000189
Applicable income taxes$1,582,000749
Income before extraordinary items$5,572,000667
Extraordinary gains, net$022
Net income$5,572,000665
Minority interest net income$075
Net income of bank and minority interests.$5,572,000667
Net charge-offs$296,000911
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,013,520709
2015-03-31 (YTD Data)Rank
Total interest income$8,838,000723
Total interest expense$641,0001,113
Net interest income$8,197,000696
Provision for loan and lease losses$325,000586
Total noninterest income$2,741,000625
Gross Fiduciary activities income$1,186,000215
Service charges on deposit accounts$572,000560
Trading account gains and fees$0152
Additional Noninterest Income$983,000938
Total noninterest expense$7,560,000692
Salaries and employee benefits$4,185,000701
Premises and equipment expense$890,000717
Additional noninterest expense$2,485,000665
Pre-tax net operating income$3,053,000736
Securities gains (losses)$708,000117
Applicable income taxes$853,000694
Income before extraordinary items$2,908,000619
Extraordinary gains, net$013
Net income$2,908,000616
Minority interest net income$064
Net income of bank and minority interests.$2,908,000619
Net charge-offs$226,000664
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,362,840724
2014-12-31 (YTD Data)Rank
Total interest income$36,461,000691
Total interest expense$3,180,000948
Net interest income$33,281,000664
Provision for loan and lease losses$764,0001,058
Total noninterest income$9,849,000656
Gross Fiduciary activities income$4,221,000219
Service charges on deposit accounts$1,776,000766
Trading account gains and fees$0180
Additional Noninterest Income$3,852,000926
Total noninterest expense$31,438,000656
Salaries and employee benefits$17,406,000633
Premises and equipment expense$3,494,000707
Additional noninterest expense$10,538,000635
Pre-tax net operating income$10,928,000765
Securities gains (losses)$179,000862
Applicable income taxes$2,247,000900
Income before extraordinary items$8,860,000767
Extraordinary gains, net$017
Net income$8,860,000765
Minority interest net income$084
Net income of bank and minority interests.$8,860,000766
Net charge-offs$1,355,000700
Cash dividends$1,151,0001,872
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,716,800758
2014-09-30 (YTD Data)Rank
Total interest income$27,401,000687
Total interest expense$2,447,000927
Net interest income$24,954,000660
Provision for loan and lease losses$464,0001,213
Total noninterest income$7,243,000657
Gross Fiduciary activities income$3,080,000219
Service charges on deposit accounts$1,308,000778
Trading account gains and fees$0174
Additional Noninterest Income$2,855,000939
Total noninterest expense$23,149,000664
Salaries and employee benefits$12,724,000646
Premises and equipment expense$2,664,000689
Additional noninterest expense$7,761,000648
Pre-tax net operating income$8,584,000742
Securities gains (losses)$119,000886
Applicable income taxes$1,829,000864
Income before extraordinary items$6,874,000736
Extraordinary gains, net$015
Net income$6,874,000735
Minority interest net income$081
Net income of bank and minority interests.$6,874,000735
Net charge-offs$1,231,000576
Cash dividends$1,151,0001,405
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,779,990733
2014-06-30 (YTD Data)Rank
Total interest income$18,076,000691
Total interest expense$1,647,000923
Net interest income$16,429,000667
Provision for loan and lease losses$464,000893
Total noninterest income$4,685,000664
Gross Fiduciary activities income$2,046,000219
Service charges on deposit accounts$830,000809
Trading account gains and fees$0172
Additional Noninterest Income$1,809,000965
Total noninterest expense$15,304,000669
Salaries and employee benefits$8,441,000648
Premises and equipment expense$1,829,000677
Additional noninterest expense$5,034,000655
Pre-tax net operating income$5,346,000763
Securities gains (losses)$139,000622
Applicable income taxes$1,131,000885
Income before extraordinary items$4,354,000750
Extraordinary gains, net$020
Net income$4,354,000749
Minority interest net income$080
Net income of bank and minority interests.$4,354,000750
Net charge-offs$647,000706
Cash dividends$1,151,0001,042
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,244,190749
2014-03-31 (YTD Data)Rank
Total interest income$8,874,000707
Total interest expense$830,000924
Net interest income$8,044,000680
Provision for loan and lease losses$198,0001,026
Total noninterest income$2,261,000668
Gross Fiduciary activities income$1,009,000228
Service charges on deposit accounts$391,000832
Trading account gains and fees$0147
Additional Noninterest Income$861,000950
Total noninterest expense$7,691,000672
Salaries and employee benefits$4,265,000650
Premises and equipment expense$970,000659
Additional noninterest expense$2,456,000673
Pre-tax net operating income$2,416,000815
Securities gains (losses)$01,715
Applicable income taxes$474,000967
Income before extraordinary items$1,942,000806
Extraordinary gains, net$016
Net income$1,942,000808
Minority interest net income$066
Net income of bank and minority interests.$1,942,000807
Net charge-offs$155,0001,102
Cash dividends$493,0001,054
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,942,000787
2013-12-31 (YTD Data)Rank
Total interest income$37,794,000650
Total interest expense$4,378,000759
Net interest income$33,416,000643
Provision for loan and lease losses$2,920,000446
Total noninterest income$9,165,000729
Gross Fiduciary activities income$4,044,000209
Service charges on deposit accounts$1,524,000908
Trading account gains and fees$0184
Additional Noninterest Income$3,597,0001,027
Total noninterest expense$31,371,000666
Salaries and employee benefits$16,964,000639
Premises and equipment expense$3,388,000716
Additional noninterest expense$11,019,000626
Pre-tax net operating income$8,290,000927
Securities gains (losses)$-22,0006,342
Applicable income taxes$1,555,0001,097
Income before extraordinary items$6,713,000930
Extraordinary gains, net$029
Net income$6,713,000932
Minority interest net income$090
Net income of bank and minority interests.$6,713,000932
Net charge-offs$3,597,000461
Cash dividends$2,529,000993
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,730,820902
2013-09-30 (YTD Data)Rank
Total interest income$28,260,000650
Total interest expense$3,482,000747
Net interest income$24,778,000643
Provision for loan and lease losses$1,955,000507
Total noninterest income$6,758,000740
Gross Fiduciary activities income$3,032,000204
Service charges on deposit accounts$1,131,000916
Trading account gains and fees$0180
Additional Noninterest Income$2,595,0001,076
Total noninterest expense$22,800,000680
Salaries and employee benefits$12,511,000649
Premises and equipment expense$2,547,000722
Additional noninterest expense$7,742,000670
Pre-tax net operating income$6,781,000870
Securities gains (losses)$-25,0006,598
Applicable income taxes$1,291,0001,045
Income before extraordinary items$5,465,000874
Extraordinary gains, net$025
Net income$5,465,000876
Minority interest net income$084
Net income of bank and minority interests.$5,465,000876
Net charge-offs$958,0001,031
Cash dividends$1,854,000932
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,485,250851
2013-06-30 (YTD Data)Rank
Total interest income$18,838,000655
Total interest expense$2,538,000706
Net interest income$16,300,000646
Provision for loan and lease losses$1,605,000441
Total noninterest income$4,436,000762
Gross Fiduciary activities income$1,976,000210
Service charges on deposit accounts$743,000906
Trading account gains and fees$0157
Additional Noninterest Income$1,717,0001,085
Total noninterest expense$15,305,000675
Salaries and employee benefits$8,393,000650
Premises and equipment expense$1,702,000718
Additional noninterest expense$5,210,000654
Pre-tax net operating income$3,826,000989
Securities gains (losses)$02,791
Applicable income taxes$634,0001,284
Income before extraordinary items$3,192,000962
Extraordinary gains, net$022
Net income$3,192,000964
Minority interest net income$082
Net income of bank and minority interests.$3,192,000965
Net charge-offs$546,0001,189
Cash dividends$1,261,000893
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,192,000924
2013-03-31 (YTD Data)Rank
Total interest income$9,547,000651
Total interest expense$1,242,000751
Net interest income$8,305,000635
Provision for loan and lease losses$803,000484
Total noninterest income$2,178,000762
Gross Fiduciary activities income$926,000220
Service charges on deposit accounts$371,000899
Trading account gains and fees$0148
Additional Noninterest Income$881,0001,070
Total noninterest expense$7,654,000686
Salaries and employee benefits$4,279,000649
Premises and equipment expense$848,000735
Additional noninterest expense$2,527,000679
Pre-tax net operating income$2,026,000920
Securities gains (losses)$01,966
Applicable income taxes$367,0001,151
Income before extraordinary items$1,659,000917
Extraordinary gains, net$010
Net income$1,659,000918
Minority interest net income$076
Net income of bank and minority interests.$1,659,000919
Net charge-offs$239,0001,223
Cash dividends$625,000789
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,659,000870
2012-12-31 (YTD Data)Rank
Total interest income$40,986,000637
Total interest expense$6,890,000615
Net interest income$34,096,000633
Provision for loan and lease losses$5,225,000486
Total noninterest income$8,404,000774
Gross Fiduciary activities income$3,636,000213
Service charges on deposit accounts$1,602,000885
Trading account gains and fees$0166
Additional Noninterest Income$3,166,0001,117
Total noninterest expense$30,637,000671
Salaries and employee benefits$16,779,000626
Premises and equipment expense$3,056,000791
Additional noninterest expense$10,802,000662
Pre-tax net operating income$6,638,0001,074
Securities gains (losses)$-55,0006,851
Applicable income taxes$761,0001,756
Income before extraordinary items$5,822,0001,026
Extraordinary gains, net$029
Net income$5,822,0001,026
Minority interest net income$093
Net income of bank and minority interests.$5,822,0001,026
Net charge-offs$4,569,000616
Cash dividends$2,680,000962
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,870,400973
2012-09-30 (YTD Data)Rank
Total interest income$31,013,000637
Total interest expense$5,469,000614
Net interest income$25,544,000627
Provision for loan and lease losses$3,600,000529
Total noninterest income$6,481,000763
Gross Fiduciary activities income$2,633,000220
Service charges on deposit accounts$1,189,000900
Trading account gains and fees$0157
Additional Noninterest Income$2,659,0001,033
Total noninterest expense$21,970,000692
Salaries and employee benefits$12,187,000638
Premises and equipment expense$2,281,000805
Additional noninterest expense$7,502,000702
Pre-tax net operating income$6,455,000869
Securities gains (losses)$-5,0006,828
Applicable income taxes$1,083,0001,164
Income before extraordinary items$5,367,000849
Extraordinary gains, net$020
Net income$5,367,000847
Minority interest net income$086
Net income of bank and minority interests.$5,367,000849
Net charge-offs$3,210,000652
Cash dividends$1,984,000797
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,371,150787
2012-06-30 (YTD Data)Rank
Total interest income$20,801,000640
Total interest expense$3,777,000612
Net interest income$17,024,000633
Provision for loan and lease losses$2,775,000489
Total noninterest income$4,538,000735
Gross Fiduciary activities income$1,775,000219
Service charges on deposit accounts$782,000903
Trading account gains and fees$0153
Additional Noninterest Income$1,981,000919
Total noninterest expense$14,578,000692
Salaries and employee benefits$8,017,000643
Premises and equipment expense$1,516,000804
Additional noninterest expense$5,045,000689
Pre-tax net operating income$4,209,000868
Securities gains (losses)$21,0002,473
Applicable income taxes$710,0001,165
Income before extraordinary items$3,520,000860
Extraordinary gains, net$019
Net income$3,520,000858
Minority interest net income$084
Net income of bank and minority interests.$3,520,000860
Net charge-offs$2,871,000532
Cash dividends$1,290,000796
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,502,570798
2012-03-31 (YTD Data)Rank
Total interest income$10,371,000644
Total interest expense$1,966,000603
Net interest income$8,405,000636
Provision for loan and lease losses$1,950,000359
Total noninterest income$2,313,000708
Gross Fiduciary activities income$868,000224
Service charges on deposit accounts$386,000900
Trading account gains and fees$0148
Additional Noninterest Income$1,059,000867
Total noninterest expense$7,008,000711
Salaries and employee benefits$3,820,000690
Premises and equipment expense$773,000779
Additional noninterest expense$2,415,000718
Pre-tax net operating income$1,760,0001,004
Securities gains (losses)$02,210
Applicable income taxes$277,0001,373
Income before extraordinary items$1,483,0001,003
Extraordinary gains, net$019
Net income$1,483,0001,005
Minority interest net income$078
Net income of bank and minority interests.$1,483,0001,004
Net charge-offs$2,166,000385
Cash dividends$1,090,000438
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,483,000940
2011-12-31 (YTD Data)Rank
Total interest income$43,833,000623
Total interest expense$9,155,000630
Net interest income$34,678,000615
Provision for loan and lease losses$7,524,000547
Total noninterest income$8,990,000672
Gross Fiduciary activities income$3,455,000182
Service charges on deposit accounts$1,615,000914
Trading account gains and fees$0146
Additional Noninterest Income$3,920,000851
Total noninterest expense$28,409,000699
Salaries and employee benefits$15,353,000635
Premises and equipment expense$3,008,000831
Additional noninterest expense$10,048,000715
Pre-tax net operating income$7,735,000785
Securities gains (losses)$-42,0006,996
Applicable income taxes$646,0001,772
Income before extraordinary items$7,047,000722
Extraordinary gains, net$029
Net income$7,047,000722
Minority interest net income$096
Net income of bank and minority interests.$7,047,000722
Net charge-offs$6,602,000637
Cash dividends$3,231,000624
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,085,640681
2011-09-30 (YTD Data)Rank
Total interest income$32,800,000638
Total interest expense$7,101,000639
Net interest income$25,699,000626
Provision for loan and lease losses$5,442,000572
Total noninterest income$6,242,000711
Gross Fiduciary activities income$2,634,000178
Service charges on deposit accounts$1,212,000915
Trading account gains and fees$0145
Additional Noninterest Income$2,396,000986
Total noninterest expense$21,494,000691
Salaries and employee benefits$11,516,000634
Premises and equipment expense$2,281,000835
Additional noninterest expense$7,697,000694
Pre-tax net operating income$5,005,000928
Securities gains (losses)$95,0001,838
Applicable income taxes$84,0003,334
Income before extraordinary items$5,016,000774
Extraordinary gains, net$021
Net income$5,016,000773
Minority interest net income$087
Net income of bank and minority interests.$5,016,000774
Net charge-offs$5,048,000620
Cash dividends$3,231,000424
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,922,900751
2011-06-30 (YTD Data)Rank
Total interest income$22,006,000649
Total interest expense$4,814,000660
Net interest income$17,192,000632
Provision for loan and lease losses$2,667,000747
Total noninterest income$4,164,000708
Gross Fiduciary activities income$1,827,000176
Service charges on deposit accounts$805,000907
Trading account gains and fees$0153
Additional Noninterest Income$1,532,0001,002
Total noninterest expense$14,478,000694
Salaries and employee benefits$7,644,000641
Premises and equipment expense$1,552,000825
Additional noninterest expense$5,282,000684
Pre-tax net operating income$4,211,000736
Securities gains (losses)$-44,0007,222
Applicable income taxes$325,0001,716
Income before extraordinary items$3,842,000682
Extraordinary gains, net$015
Net income$3,842,000680
Minority interest net income$089
Net income of bank and minority interests.$3,842,000682
Net charge-offs$1,318,0001,235
Cash dividends$2,162,000393
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,882,480652
2011-03-31 (YTD Data)Rank
Total interest income$11,017,000653
Total interest expense$2,405,000685
Net interest income$8,612,000635
Provision for loan and lease losses$900,000933
Total noninterest income$1,987,000737
Gross Fiduciary activities income$843,000194
Service charges on deposit accounts$388,000922
Trading account gains and fees$0158
Additional Noninterest Income$756,0001,018
Total noninterest expense$7,055,000710
Salaries and employee benefits$3,725,000665
Premises and equipment expense$798,000820
Additional noninterest expense$2,532,000712
Pre-tax net operating income$2,644,000615
Securities gains (losses)$11,0001,280
Applicable income taxes$702,000569
Income before extraordinary items$1,953,000671
Extraordinary gains, net$09
Net income$1,953,000668
Minority interest net income$086
Net income of bank and minority interests.$1,953,000671
Net charge-offs$503,0001,334
Cash dividends$1,100,000348
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,944,860660
2010-12-31 (YTD Data)Rank
Total interest income$45,484,000657
Total interest expense$12,443,000634
Net interest income$33,041,000652
Provision for loan and lease losses$3,235,0001,547
Total noninterest income$8,399,000714
Gross Fiduciary activities income$3,385,000185
Service charges on deposit accounts$1,689,000894
Trading account gains and fees$0175
Additional Noninterest Income$3,325,000989
Total noninterest expense$26,548,000748
Salaries and employee benefits$13,810,000702
Premises and equipment expense$2,900,000890
Additional noninterest expense$9,838,000761
Pre-tax net operating income$11,657,000472
Securities gains (losses)$-193,0007,302
Applicable income taxes$3,209,000521
Income before extraordinary items$8,255,000549
Extraordinary gains, net$029
Net income$8,255,000547
Minority interest net income$0111
Net income of bank and minority interests.$8,255,000550
Net charge-offs$3,371,0001,366
Cash dividends$4,210,000390
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,393,960513
2010-09-30 (YTD Data)Rank
Total interest income$34,333,000656
Total interest expense$9,657,000640
Net interest income$24,676,000649
Provision for loan and lease losses$1,875,0001,735
Total noninterest income$6,179,000714
Gross Fiduciary activities income$2,571,000182
Service charges on deposit accounts$1,263,000929
Trading account gains and fees$0165
Additional Noninterest Income$2,345,000990
Total noninterest expense$19,903,000739
Salaries and employee benefits$10,296,000697
Premises and equipment expense$2,190,000883
Additional noninterest expense$7,417,000735
Pre-tax net operating income$9,077,000469
Securities gains (losses)$-185,0007,469
Applicable income taxes$2,413,000513
Income before extraordinary items$6,479,000526
Extraordinary gains, net$023
Net income$6,479,000527
Minority interest net income$0110
Net income of bank and minority interests.$6,479,000529
Net charge-offs$1,214,0001,978
Cash dividends$3,150,000347
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,614,050494
2010-06-30 (YTD Data)Rank
Total interest income$22,778,000668
Total interest expense$6,590,000647
Net interest income$16,188,000661
Provision for loan and lease losses$1,250,0001,695
Total noninterest income$4,255,000685
Gross Fiduciary activities income$1,809,000174
Service charges on deposit accounts$831,000951
Trading account gains and fees$0152
Additional Noninterest Income$1,615,000929
Total noninterest expense$13,231,000736
Salaries and employee benefits$6,854,000697
Premises and equipment expense$1,483,000882
Additional noninterest expense$4,894,000738
Pre-tax net operating income$5,962,000461
Securities gains (losses)$13,0002,514
Applicable income taxes$1,592,000471
Income before extraordinary items$4,383,000498
Extraordinary gains, net$019
Net income$4,383,000498
Minority interest net income$0105
Net income of bank and minority interests.$4,383,000499
Net charge-offs$436,0002,600
Cash dividends$2,100,000330
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,373,510489
2010-03-31 (YTD Data)Rank
Total interest income$11,362,000685
Total interest expense$3,371,000673
Net interest income$7,991,000680
Provision for loan and lease losses$625,0001,578
Total noninterest income$2,159,000668
Gross Fiduciary activities income$914,000176
Service charges on deposit accounts$412,000950
Trading account gains and fees$0175
Additional Noninterest Income$833,000912
Total noninterest expense$6,693,000746
Salaries and employee benefits$3,462,000700
Premises and equipment expense$760,000881
Additional noninterest expense$2,471,000737
Pre-tax net operating income$2,832,000481
Securities gains (losses)$-6,0007,459
Applicable income taxes$740,000485
Income before extraordinary items$2,086,000534
Extraordinary gains, net$016
Net income$2,086,000536
Minority interest net income$091
Net income of bank and minority interests.$2,086,000536
Net charge-offs$213,0002,356
Cash dividends$1,050,000311
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,090,440513
2009-12-31 (YTD Data)Rank
Total interest income$46,081,000716
Total interest expense$14,673,000796
Net interest income$31,408,000679
Provision for loan and lease losses$3,438,0001,810
Total noninterest income$8,482,000732
Gross Fiduciary activities income$3,062,000194
Service charges on deposit accounts$1,904,000913
Trading account gains and fees$0211
Additional Noninterest Income$3,516,000934
Total noninterest expense$26,065,000806
Salaries and employee benefits$13,074,000750
Premises and equipment expense$2,936,000921
Additional noninterest expense$10,055,000785
Pre-tax net operating income$10,387,000406
Securities gains (losses)$-746,0007,649
Applicable income taxes$2,302,000509
Income before extraordinary items$7,339,000447
Extraordinary gains, net$034
Net income$7,339,000447
Minority interest net income$0115
Net income of bank and minority interests.$7,339,000449
Net charge-offs$1,858,0002,119
Cash dividends$4,311,000407
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,905,960411
2009-09-30 (YTD Data)Rank
Total interest income$34,516,000739
Total interest expense$10,965,000844
Net interest income$23,551,000681
Provision for loan and lease losses$2,663,0001,597
Total noninterest income$6,305,000730
Gross Fiduciary activities income$2,277,000194
Service charges on deposit accounts$1,427,000906
Trading account gains and fees$0212
Additional Noninterest Income$2,601,000962
Total noninterest expense$19,643,000800
Salaries and employee benefits$9,684,000767
Premises and equipment expense$2,234,000915
Additional noninterest expense$7,725,000736
Pre-tax net operating income$7,550,000434
Securities gains (losses)$-550,0007,767
Applicable income taxes$1,633,000554
Income before extraordinary items$5,367,000493
Extraordinary gains, net$027
Net income$5,367,000492
Minority interest net income$0118
Net income of bank and minority interests.$5,367,000494
Net charge-offs$1,192,0002,011
Cash dividends$3,261,000376
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,790,500453
2009-06-30 (YTD Data)Rank
Total interest income$23,009,000756
Total interest expense$7,224,000906
Net interest income$15,785,000678
Provision for loan and lease losses$1,019,0002,043
Total noninterest income$4,309,000731
Gross Fiduciary activities income$1,510,000198
Service charges on deposit accounts$933,000911
Trading account gains and fees$0193
Additional Noninterest Income$1,866,000943
Total noninterest expense$13,083,000820
Salaries and employee benefits$6,440,000790
Premises and equipment expense$1,485,000947
Additional noninterest expense$5,158,000754
Pre-tax net operating income$5,992,000380
Securities gains (losses)$-300,0007,845
Applicable income taxes$1,533,000419
Income before extraordinary items$4,159,000417
Extraordinary gains, net$021
Net income$4,159,000415
Minority interest net income$0112
Net income of bank and minority interests.$4,159,000417
Net charge-offs$446,0002,471
Cash dividends$2,211,000404
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,378,000378
2009-03-31 (YTD Data)Rank
Total interest income$11,345,000774
Total interest expense$3,593,000949
Net interest income$7,752,000684
Provision for loan and lease losses$593,0001,633
Total noninterest income$2,189,000703
Gross Fiduciary activities income$766,000191
Service charges on deposit accounts$442,000932
Trading account gains and fees$0171
Additional Noninterest Income$981,000865
Total noninterest expense$6,237,000816
Salaries and employee benefits$3,232,000780
Premises and equipment expense$749,000955
Additional noninterest expense$2,256,000752
Pre-tax net operating income$3,111,000396
Securities gains (losses)$-129,0008,007
Applicable income taxes$715,000463
Income before extraordinary items$2,267,000434
Extraordinary gains, net$015
Net income$2,267,000435
Minority interest net income$0102
Net income of bank and minority interests.$2,267,000436
Net charge-offs$107,0002,796
Cash dividends$1,050,000414
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,365,040380
2008-12-31 (YTD Data)Rank
Total interest income$48,280,000769
Total interest expense$16,037,0001,005
Net interest income$32,243,000679
Provision for loan and lease losses$1,193,0002,463
Total noninterest income$7,469,000756
Gross Fiduciary activities income$2,996,000207
Service charges on deposit accounts$1,907,000937
Trading account gains and fees$0154
Additional Noninterest Income$2,566,0001,095
Total noninterest expense$23,390,000854
Salaries and employee benefits$12,429,000795
Premises and equipment expense$2,810,000985
Additional noninterest expense$8,151,000813
Pre-tax net operating income$15,129,000363
Securities gains (losses)$-100,0007,248
Applicable income taxes$4,001,000379
Income before extraordinary items$11,028,000357
Extraordinary gains, net$039
Net income$11,028,000357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,197,0001,767
Cash dividends$3,667,000759
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,101,000370
2008-09-30 (YTD Data)Rank
Total interest income$36,082,000792
Total interest expense$11,931,0001,052
Net interest income$24,151,000701
Provision for loan and lease losses$778,0002,130
Total noninterest income$5,954,000756
Gross Fiduciary activities income$2,273,000213
Service charges on deposit accounts$1,408,000955
Trading account gains and fees$0148
Additional Noninterest Income$2,273,0001,007
Total noninterest expense$17,594,000831
Salaries and employee benefits$9,267,000826
Premises and equipment expense$2,097,000994
Additional noninterest expense$6,230,000755
Pre-tax net operating income$11,733,000438
Securities gains (losses)$-100,0007,534
Applicable income taxes$3,216,000432
Income before extraordinary items$8,417,000433
Extraordinary gains, net$031
Net income$8,417,000432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,0002,128
Cash dividends$3,667,000614
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,489,000450
2008-06-30 (YTD Data)Rank
Total interest income$23,948,000810
Total interest expense$7,951,0001,099
Net interest income$15,997,000698
Provision for loan and lease losses$505,0001,898
Total noninterest income$3,980,000767
Gross Fiduciary activities income$1,519,000215
Service charges on deposit accounts$913,000959
Trading account gains and fees$0149
Additional Noninterest Income$1,548,0001,027
Total noninterest expense$11,909,000814
Salaries and employee benefits$6,230,000831
Premises and equipment expense$1,419,000980
Additional noninterest expense$4,260,000709
Pre-tax net operating income$7,563,000478
Securities gains (losses)$243,000532
Applicable income taxes$2,115,000494
Income before extraordinary items$5,691,000490
Extraordinary gains, net$021
Net income$5,691,000489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,601
Cash dividends$2,385,000687
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,513,610497
2008-03-31 (YTD Data)Rank
Total interest income$12,132,000829
Total interest expense$4,170,0001,125
Net interest income$7,962,000696
Provision for loan and lease losses$215,0001,749
Total noninterest income$1,860,000799
Gross Fiduciary activities income$827,000209
Service charges on deposit accounts$447,000966
Trading account gains and fees$0158
Additional Noninterest Income$586,0001,253
Total noninterest expense$5,901,000812
Salaries and employee benefits$3,134,000825
Premises and equipment expense$716,000968
Additional noninterest expense$2,051,000706
Pre-tax net operating income$3,706,000533
Securities gains (losses)$243,000389
Applicable income taxes$1,067,000552
Income before extraordinary items$2,882,000530
Extraordinary gains, net$015
Net income$2,882,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0001,335
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,704,610534
2007-12-31 (YTD Data)Rank
Total interest income$51,535,000813
Total interest expense$23,796,000829
Net interest income$27,739,000795
Provision for loan and lease losses$990,0001,432
Total noninterest income$8,893,000675
Gross Fiduciary activities income$3,690,000191
Service charges on deposit accounts$1,812,000976
Trading account gains and fees$0178
Additional Noninterest Income$3,391,000923
Total noninterest expense$23,180,000792
Salaries and employee benefits$11,916,000829
Premises and equipment expense$2,888,000897
Additional noninterest expense$8,376,000682
Pre-tax net operating income$12,462,000689
Securities gains (losses)$-51,0008,019
Applicable income taxes$3,015,000817
Income before extraordinary items$9,396,000694
Extraordinary gains, net$039
Net income$9,396,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,747
Cash dividends$4,060,000897
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,434,760687
2007-09-30 (YTD Data)Rank
Total interest income$38,350,000818
Total interest expense$18,358,000799
Net interest income$19,992,000822
Provision for loan and lease losses$790,0001,101
Total noninterest income$6,896,000657
Gross Fiduciary activities income$2,915,000180
Service charges on deposit accounts$1,336,000986
Trading account gains and fees$0184
Additional Noninterest Income$2,645,000909
Total noninterest expense$17,116,000800
Salaries and employee benefits$8,801,000843
Premises and equipment expense$2,119,000918
Additional noninterest expense$6,196,000667
Pre-tax net operating income$8,982,000764
Securities gains (losses)$-51,0008,185
Applicable income taxes$2,145,000911
Income before extraordinary items$6,786,000778
Extraordinary gains, net$033
Net income$6,786,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0001,492
Cash dividends$3,060,000841
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,824,760763
2007-06-30 (YTD Data)Rank
Total interest income$24,862,000848
Total interest expense$12,232,000810
Net interest income$12,630,000883
Provision for loan and lease losses$450,0001,118
Total noninterest income$4,293,000716
Gross Fiduciary activities income$1,660,000209
Service charges on deposit accounts$860,0001,025
Trading account gains and fees$0168
Additional Noninterest Income$1,773,000935
Total noninterest expense$11,030,000850
Salaries and employee benefits$5,453,000926
Premises and equipment expense$1,418,000933
Additional noninterest expense$4,159,000678
Pre-tax net operating income$5,443,000887
Securities gains (losses)$-51,0008,310
Applicable income taxes$1,261,0001,063
Income before extraordinary items$4,131,000885
Extraordinary gains, net$029
Net income$4,131,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,343
Cash dividends$1,960,000921
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,170,270864
2007-03-31 (YTD Data)Rank
Total interest income$12,109,000859
Total interest expense$5,990,000811
Net interest income$6,119,000915
Provision for loan and lease losses$150,0001,427
Total noninterest income$2,113,000726
Gross Fiduciary activities income$885,000198
Service charges on deposit accounts$416,0001,035
Trading account gains and fees$0195
Additional Noninterest Income$812,000985
Total noninterest expense$5,592,000830
Salaries and employee benefits$2,774,000920
Premises and equipment expense$704,000940
Additional noninterest expense$2,114,000657
Pre-tax net operating income$2,490,000951
Securities gains (losses)$-5,0008,170
Applicable income taxes$543,0001,212
Income before extraordinary items$1,942,000909
Extraordinary gains, net$022
Net income$1,942,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0001,426
Cash dividends$960,000848
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,945,900896
2006-12-31 (YTD Data)Rank
Total interest income$42,058,000925
Total interest expense$19,957,000843
Net interest income$22,101,0001,007
Provision for loan and lease losses$240,0003,157
Total noninterest income$7,295,000808
Gross Fiduciary activities income$2,942,000205
Service charges on deposit accounts$1,446,0001,233
Trading account gains and fees$0130
Additional Noninterest Income$2,907,0001,024
Total noninterest expense$18,838,000942
Salaries and employee benefits$9,623,0001,000
Premises and equipment expense$2,388,0001,055
Additional noninterest expense$6,827,000791
Pre-tax net operating income$10,318,000951
Securities gains (losses)$01,687
Applicable income taxes$2,392,0001,151
Income before extraordinary items$7,926,000939
Extraordinary gains, net$051
Net income$7,926,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,300
Cash dividends$5,075,000697
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,926,000928
2006-09-30 (YTD Data)Rank
Total interest income$29,987,000974
Total interest expense$13,935,000875
Net interest income$16,052,0001,061
Provision for loan and lease losses$240,0002,508
Total noninterest income$5,247,000844
Gross Fiduciary activities income$2,071,000223
Service charges on deposit accounts$1,069,0001,255
Trading account gains and fees$0126
Additional Noninterest Income$2,107,0001,051
Total noninterest expense$13,600,000993
Salaries and employee benefits$6,976,0001,048
Premises and equipment expense$1,692,0001,138
Additional noninterest expense$4,932,000826
Pre-tax net operating income$7,459,0001,028
Securities gains (losses)$01,388
Applicable income taxes$1,736,0001,237
Income before extraordinary items$5,723,0001,016
Extraordinary gains, net$045
Net income$5,723,0001,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,407
Cash dividends$4,045,000623
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,723,0001,004
2006-06-30 (YTD Data)Rank
Total interest income$18,133,0001,060
Total interest expense$8,211,000940
Net interest income$9,922,0001,135
Provision for loan and lease losses$240,0001,809
Total noninterest income$3,454,000844
Gross Fiduciary activities income$1,395,000228
Service charges on deposit accounts$679,0001,306
Trading account gains and fees$0126
Additional Noninterest Income$1,380,0001,078
Total noninterest expense$8,508,0001,061
Salaries and employee benefits$4,391,0001,120
Premises and equipment expense$1,029,0001,258
Additional noninterest expense$3,088,000867
Pre-tax net operating income$4,628,0001,098
Securities gains (losses)$01,185
Applicable income taxes$1,072,0001,324
Income before extraordinary items$3,556,0001,074
Extraordinary gains, net$039
Net income$3,556,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,057
Cash dividends$2,623,000643
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,556,0001,061
2006-03-31 (YTD Data)Rank
Total interest income$8,651,0001,084
Total interest expense$3,833,000952
Net interest income$4,818,0001,166
Provision for loan and lease losses$180,0001,225
Total noninterest income$1,646,000864
Gross Fiduciary activities income$686,000230
Service charges on deposit accounts$330,0001,303
Trading account gains and fees$0115
Additional Noninterest Income$630,0001,140
Total noninterest expense$4,372,0001,033
Salaries and employee benefits$2,250,0001,099
Premises and equipment expense$541,0001,193
Additional noninterest expense$1,581,000844
Pre-tax net operating income$1,912,0001,299
Securities gains (losses)$0955
Applicable income taxes$334,0001,880
Income before extraordinary items$1,578,0001,179
Extraordinary gains, net$021
Net income$1,578,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,294
Cash dividends$1,055,000714
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,578,0001,160
2005-12-31 (YTD Data)Rank
Total interest income$30,547,0001,077
Total interest expense$12,173,000918
Net interest income$18,374,0001,165
Provision for loan and lease losses$426,0002,163
Total noninterest income$6,272,000901
Gross Fiduciary activities income$2,487,000233
Service charges on deposit accounts$1,343,0001,322
Trading account gains and fees$0138
Additional Noninterest Income$2,442,0001,181
Total noninterest expense$16,721,0001,020
Salaries and employee benefits$8,797,0001,052
Premises and equipment expense$2,012,0001,224
Additional noninterest expense$5,912,000871
Pre-tax net operating income$7,499,0001,268
Securities gains (losses)$46,000955
Applicable income taxes$1,218,0001,986
Income before extraordinary items$6,327,0001,149
Extraordinary gains, net$046
Net income$6,327,0001,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-90,0008,611
Cash dividends$4,451,000739
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,288,3601,131
2005-09-30 (YTD Data)Rank
Total interest income$22,104,0001,084
Total interest expense$8,535,000926
Net interest income$13,569,0001,168
Provision for loan and lease losses$306,0002,166
Total noninterest income$4,493,000946
Gross Fiduciary activities income$1,860,000228
Service charges on deposit accounts$976,0001,337
Trading account gains and fees$0126
Additional Noninterest Income$1,657,0001,260
Total noninterest expense$12,385,0001,022
Salaries and employee benefits$6,630,0001,031
Premises and equipment expense$1,514,0001,204
Additional noninterest expense$4,241,000899
Pre-tax net operating income$5,371,0001,338
Securities gains (losses)$46,000910
Applicable income taxes$546,0002,800
Income before extraordinary items$4,871,0001,107
Extraordinary gains, net$035
Net income$4,871,0001,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-189,0008,737
Cash dividends$3,267,000682
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,829,6001,100
2005-06-30 (YTD Data)Rank
Total interest income$14,173,0001,090
Total interest expense$5,299,000930
Net interest income$8,874,0001,191
Provision for loan and lease losses$186,0002,267
Total noninterest income$2,741,0001,005
Gross Fiduciary activities income$1,245,000227
Service charges on deposit accounts$632,0001,346
Trading account gains and fees$0116
Additional Noninterest Income$864,0001,494
Total noninterest expense$8,197,0001,021
Salaries and employee benefits$4,453,0001,013
Premises and equipment expense$1,014,0001,187
Additional noninterest expense$2,730,000921
Pre-tax net operating income$3,232,0001,446
Securities gains (losses)$41,000865
Applicable income taxes$251,0003,404
Income before extraordinary items$3,022,0001,167
Extraordinary gains, net$030
Net income$3,022,0001,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-183,0008,750
Cash dividends$2,237,000649
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,984,2801,150
2005-03-31 (YTD Data)Rank
Total interest income$6,747,0001,128
Total interest expense$2,518,000929
Net interest income$4,229,0001,253
Provision for loan and lease losses$106,0001,934
Total noninterest income$1,371,000980
Gross Fiduciary activities income$618,000235
Service charges on deposit accounts$305,0001,351
Trading account gains and fees$0115
Additional Noninterest Income$448,0001,433
Total noninterest expense$4,176,000996
Salaries and employee benefits$2,381,000937
Premises and equipment expense$512,0001,190
Additional noninterest expense$1,283,000975
Pre-tax net operating income$1,318,0001,737
Securities gains (losses)$41,000600
Applicable income taxes$-209,0008,883
Income before extraordinary items$1,568,0001,101
Extraordinary gains, net$024
Net income$1,568,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,622
Cash dividends$962,000708
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,527,0001,104
2004-12-31 (YTD Data)Rank
Total interest income$25,595,0001,109
Total interest expense$8,819,000922
Net interest income$16,776,0001,196
Provision for loan and lease losses$880,0001,178
Total noninterest income$6,220,000883
Gross Fiduciary activities income$2,300,000234
Service charges on deposit accounts$1,417,0001,255
Trading account gains and fees$0138
Additional Noninterest Income$2,503,0001,128
Total noninterest expense$15,652,0001,028
Salaries and employee benefits$8,359,0001,036
Premises and equipment expense$2,004,0001,147
Additional noninterest expense$5,289,000946
Pre-tax net operating income$6,464,0001,342
Securities gains (losses)$7,0003,010
Applicable income taxes$1,186,0001,919
Income before extraordinary items$5,285,0001,237
Extraordinary gains, net$034
Net income$5,285,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-256,0008,896
Cash dividends$3,532,000843
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,279,2601,204
2004-09-30 (YTD Data)Rank
Total interest income$18,835,0001,110
Total interest expense$6,428,000927
Net interest income$12,407,0001,203
Provision for loan and lease losses$640,0001,173
Total noninterest income$4,623,000911
Gross Fiduciary activities income$1,690,000239
Service charges on deposit accounts$1,073,0001,252
Trading account gains and fees$0134
Additional Noninterest Income$1,860,0001,143
Total noninterest expense$11,639,0001,039
Salaries and employee benefits$6,205,0001,034
Premises and equipment expense$1,486,0001,163
Additional noninterest expense$3,948,000944
Pre-tax net operating income$4,751,0001,370
Securities gains (losses)$7,0002,893
Applicable income taxes$712,0002,286
Income before extraordinary items$4,046,0001,217
Extraordinary gains, net$026
Net income$4,046,0001,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-283,0008,946
Cash dividends$2,754,000745
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,040,0501,183
2004-06-30 (YTD Data)Rank
Total interest income$12,376,0001,116
Total interest expense$4,169,000943
Net interest income$8,207,0001,203
Provision for loan and lease losses$480,0001,034
Total noninterest income$3,026,000920
Gross Fiduciary activities income$1,099,000251
Service charges on deposit accounts$702,0001,258
Trading account gains and fees$0130
Additional Noninterest Income$1,225,0001,157
Total noninterest expense$7,726,0001,033
Salaries and employee benefits$4,129,0001,034
Premises and equipment expense$993,0001,169
Additional noninterest expense$2,604,000955
Pre-tax net operating income$3,027,0001,410
Securities gains (losses)$03,413
Applicable income taxes$533,0002,098
Income before extraordinary items$2,494,0001,301
Extraordinary gains, net$021
Net income$2,494,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-309,0009,021
Cash dividends$1,981,000717
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,494,0001,257
2004-03-31 (YTD Data)Rank
Total interest income$6,137,0001,134
Total interest expense$2,073,000968
Net interest income$4,064,0001,220
Provision for loan and lease losses$240,000991
Total noninterest income$1,549,000887
Gross Fiduciary activities income$547,000254
Service charges on deposit accounts$337,0001,277
Trading account gains and fees$0121
Additional Noninterest Income$665,0001,051
Total noninterest expense$3,837,0001,055
Salaries and employee benefits$2,010,0001,074
Premises and equipment expense$503,0001,174
Additional noninterest expense$1,324,000939
Pre-tax net operating income$1,536,0001,364
Securities gains (losses)$02,934
Applicable income taxes$280,0002,024
Income before extraordinary items$1,256,0001,286
Extraordinary gains, net$016
Net income$1,256,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-322,0009,081
Cash dividends$1,060,000637
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,256,0001,224
2003-12-31 (YTD Data)Rank
Total interest income$25,479,0001,120
Total interest expense$9,058,000985
Net interest income$16,421,0001,180
Provision for loan and lease losses$1,695,000737
Total noninterest income$6,686,000897
Gross Fiduciary activities income$2,164,000244
Service charges on deposit accounts$1,399,0001,239
Trading account gains and fees$0160
Additional Noninterest Income$3,123,0001,060
Total noninterest expense$14,379,0001,126
Salaries and employee benefits$7,430,0001,142
Premises and equipment expense$1,797,0001,263
Additional noninterest expense$5,152,000990
Pre-tax net operating income$7,033,0001,192
Securities gains (losses)$53,0002,465
Applicable income taxes$1,408,0001,712
Income before extraordinary items$5,678,0001,128
Extraordinary gains, net$054
Net income$5,678,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,250,000508
Cash dividends$2,651,0001,106
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,635,6001,075
2003-09-30 (YTD Data)Rank
Total interest income$19,248,0001,128
Total interest expense$6,933,0001,008
Net interest income$12,315,0001,188
Provision for loan and lease losses$1,166,000786
Total noninterest income$5,113,000913
Gross Fiduciary activities income$1,594,000259
Service charges on deposit accounts$1,032,0001,272
Trading account gains and fees$0153
Additional Noninterest Income$2,487,0001,061
Total noninterest expense$10,724,0001,142
Salaries and employee benefits$5,538,0001,158
Premises and equipment expense$1,335,0001,282
Additional noninterest expense$3,851,0001,001
Pre-tax net operating income$5,538,0001,168
Securities gains (losses)$53,0002,264
Applicable income taxes$1,148,0001,665
Income before extraordinary items$4,443,0001,128
Extraordinary gains, net$040
Net income$4,443,0001,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,036,000681
Cash dividends$1,591,0001,218
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,401,1301,077
2003-06-30 (YTD Data)Rank
Total interest income$12,984,0001,122
Total interest expense$4,753,0001,011
Net interest income$8,231,0001,190
Provision for loan and lease losses$925,000676
Total noninterest income$3,482,000883
Gross Fiduciary activities income$1,054,000267
Service charges on deposit accounts$673,0001,280
Trading account gains and fees$0150
Additional Noninterest Income$1,755,0001,001
Total noninterest expense$7,080,0001,151
Salaries and employee benefits$3,721,0001,148
Premises and equipment expense$906,0001,257
Additional noninterest expense$2,453,0001,039
Pre-tax net operating income$3,708,0001,154
Securities gains (losses)$53,0001,969
Applicable income taxes$778,0001,663
Income before extraordinary items$2,983,0001,134
Extraordinary gains, net$030
Net income$2,983,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$750,000629
Cash dividends$1,491,000951
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,941,1301,065
2003-03-31 (YTD Data)Rank
Total interest income$6,490,0001,130
Total interest expense$2,437,0001,012
Net interest income$4,053,0001,215
Provision for loan and lease losses$269,0001,047
Total noninterest income$1,711,000879
Gross Fiduciary activities income$547,000268
Service charges on deposit accounts$316,0001,323
Trading account gains and fees$0134
Additional Noninterest Income$848,0001,000
Total noninterest expense$3,640,0001,100
Salaries and employee benefits$1,957,0001,080
Premises and equipment expense$480,0001,192
Additional noninterest expense$1,203,0001,022
Pre-tax net operating income$1,855,0001,166
Securities gains (losses)$23,0001,827
Applicable income taxes$386,0001,678
Income before extraordinary items$1,492,0001,117
Extraordinary gains, net$021
Net income$1,492,0001,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,000828
Cash dividends$744,000880
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,473,8301,045
2002-12-31 (YTD Data)Rank
Total interest income$27,860,0001,108
Total interest expense$11,802,000949
Net interest income$16,058,0001,205
Provision for loan and lease losses$1,190,0001,148
Total noninterest income$5,158,0001,030
Gross Fiduciary activities income$2,028,000283
Service charges on deposit accounts$1,090,0001,480
Trading account gains and fees$0153
Additional Noninterest Income$2,040,0001,291
Total noninterest expense$13,331,0001,159
Salaries and employee benefits$7,047,0001,139
Premises and equipment expense$1,640,0001,340
Additional noninterest expense$4,644,0001,063
Pre-tax net operating income$6,695,0001,257
Securities gains (losses)$43,0002,542
Applicable income taxes$1,268,0001,871
Income before extraordinary items$5,470,0001,149
Extraordinary gains, net$070
Net income$5,470,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$936,0001,032
Cash dividends$6,958,000475
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,435,1701,110
2001-12-31 (YTD Data)Rank
Total interest income$32,099,0001,058
Total interest expense$15,773,0001,024
Net interest income$16,326,0001,088
Provision for loan and lease losses$1,480,000917
Total noninterest income$4,789,0001,035
Gross Fiduciary activities income$2,031,000289
Service charges on deposit accounts$687,0002,172
Trading account gains and fees$0177
Additional Noninterest Income$2,071,0001,213
Total noninterest expense$12,614,0001,164
Salaries and employee benefits$6,675,0001,110
Premises and equipment expense$1,491,0001,442
Additional noninterest expense$4,448,0001,070
Pre-tax net operating income$7,021,0001,064
Securities gains (losses)$61,0002,176
Applicable income taxes$1,288,0001,712
Income before extraordinary items$5,794,000951
Extraordinary gains, net$0105
Net income$5,794,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,296,000778
Cash dividends$5,505,000563
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,743,980918
2000-12-31 (YTD Data)Rank
Total interest income$32,739,0001,075
Total interest expense$17,916,000990
Net interest income$14,823,0001,189
Provision for loan and lease losses$753,0001,328
Total noninterest income$4,477,0001,002
Gross Fiduciary activities income$2,267,000273
Service charges on deposit accounts$856,0001,611
Trading account gains and fees$0180
Additional Noninterest Income$1,354,0001,503
Total noninterest expense$12,500,0001,115
Salaries and employee benefits$6,801,0001,030
Premises and equipment expense$1,456,0001,425
Additional noninterest expense$4,243,0001,099
Pre-tax net operating income$6,047,0001,227
Securities gains (losses)$39,000772
Applicable income taxes$1,224,0001,792
Income before extraordinary items$4,862,0001,091
Extraordinary gains, net$038
Net income$4,862,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$745,000922
Cash dividends$2,117,0001,295
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,830,8001,099
1999-12-31 (YTD Data)Rank
Total interest income$29,688,0001,101
Total interest expense$15,002,0001,024
Net interest income$14,686,0001,199
Provision for loan and lease losses$830,0001,154
Total noninterest income$4,047,0001,085
Gross Fiduciary activities income$2,248,000310
Service charges on deposit accounts$813,0001,629
Trading account gains and fees$0173
Additional Noninterest Income$986,0001,890
Total noninterest expense$11,545,0001,199
Salaries and employee benefits$6,399,0001,072
Premises and equipment expense$1,433,0001,425
Additional noninterest expense$3,713,0001,240
Pre-tax net operating income$6,358,0001,205
Securities gains (losses)$4,0002,267
Applicable income taxes$1,297,0001,789
Income before extraordinary items$5,065,0001,083
Extraordinary gains, net$035
Net income$5,065,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,182
Cash dividends$2,271,0001,235
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,061,8001,061
1998-12-31 (YTD Data)Rank
Total interest income$28,312,0001,151
Total interest expense$13,150,0001,180
Net interest income$15,162,0001,112
Provision for loan and lease losses$1,061,000920
Total noninterest income$3,704,0001,141
Gross Fiduciary activities income$1,847,000335
Service charges on deposit accounts$740,0001,716
Trading account gains and fees$0224
Additional Noninterest Income$1,117,0001,713
Total noninterest expense$11,522,0001,141
Salaries and employee benefits$6,048,0001,075
Premises and equipment expense$1,380,0001,418
Additional noninterest expense$4,094,0001,107
Pre-tax net operating income$6,283,0001,185
Securities gains (losses)$161,0001,020
Applicable income taxes$1,623,0001,514
Income before extraordinary items$4,821,0001,117
Extraordinary gains, net$032
Net income$4,821,0001,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$816,000881
Cash dividends$1,317,0001,827
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,700,2501,113
1997-12-31 (YTD Data)Rank
Total interest income$26,673,0001,260
Total interest expense$12,226,0001,299
Net interest income$14,447,0001,214
Provision for loan and lease losses$936,0001,035
Total noninterest income$2,829,0001,343
Gross Fiduciary activities income$1,431,000388
Service charges on deposit accounts$728,0001,783
Trading account gains and fees$0239
Additional Noninterest Income$670,0002,282
Total noninterest expense$10,813,0001,229
Salaries and employee benefits$5,993,0001,097
Premises and equipment expense$1,349,0001,451
Additional noninterest expense$3,471,0001,265
Pre-tax net operating income$5,527,0001,404
Securities gains (losses)$320,000549
Applicable income taxes$1,425,0001,777
Income before extraordinary items$4,422,0001,236
Extraordinary gains, net$044
Net income$4,422,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$692,0001,036
Cash dividends$6,020,000535
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,178,8001,267
1996-12-31 (YTD Data)Rank
Total interest income$25,467,0001,343
Total interest expense$11,087,0001,453
Net interest income$14,380,0001,251
Provision for loan and lease losses$607,0001,487
Total noninterest income$2,817,0001,426
Gross Fiduciary activities income$1,175,000466
Service charges on deposit accounts$637,0002,121
Trading account gains and fees$0262
Additional Noninterest Income$1,005,0001,808
Total noninterest expense$11,127,0001,290
Salaries and employee benefits$6,392,0001,046
Premises and equipment expense$1,300,0001,562
Additional noninterest expense$3,435,0001,540
Pre-tax net operating income$5,463,0001,306
Securities gains (losses)$62,0001,204
Applicable income taxes$1,411,0001,698
Income before extraordinary items$4,114,0001,223
Extraordinary gains, net$053
Net income$4,114,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$688,0001,131
Cash dividends$2,631,0001,052
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,068,1201,212
1995-12-31 (YTD Data)Rank
Total interest income$25,366,0001,346
Total interest expense$11,222,0001,449
Net interest income$14,144,0001,275
Provision for loan and lease losses$302,0002,260
Total noninterest income$2,662,0001,465
Gross Fiduciary activities income$1,166,000497
Service charges on deposit accounts$560,0002,413
Trading account gains and fees$0522
Additional Noninterest Income$936,0001,887
Total noninterest expense$10,708,0001,321
Salaries and employee benefits$6,113,0001,109
Premises and equipment expense$1,328,0001,534
Additional noninterest expense$3,267,0001,579
Pre-tax net operating income$5,796,0001,316
Securities gains (losses)$10,0002,384
Applicable income taxes$1,586,0001,569
Income before extraordinary items$4,220,0001,258
Extraordinary gains, net$065
Net income$4,220,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$586,0001,245
Cash dividends$3,280,000866
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,212,7001,237
1994-12-31 (YTD Data)Rank
Total interest income$20,732,0001,486
Total interest expense$9,126,0001,423
Net interest income$11,606,0001,554
Provision for loan and lease losses$25,0007,401
Total noninterest income$2,233,0001,694
Gross Fiduciary activities income$1,038,000518
Service charges on deposit accounts$482,0002,869
Trading account gains and fees$0475
Additional Noninterest Income$713,0002,300
Total noninterest expense$9,692,0001,521
Salaries and employee benefits$5,313,0001,260
Premises and equipment expense$1,200,0001,722
Additional noninterest expense$3,179,0001,716
Pre-tax net operating income$4,122,0001,722
Securities gains (losses)$84,000854
Applicable income taxes$975,0002,298
Income before extraordinary items$3,231,0001,526
Extraordinary gains, net$0249
Net income$3,231,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,592
Cash dividends$1,277,0001,588
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,166,3201,565
1993-12-31 (YTD Data)Rank
Total interest income$20,754,0001,511
Total interest expense$9,473,0001,414
Net interest income$11,281,0001,599
Provision for loan and lease losses$480,0002,158
Total noninterest income$3,199,0001,384
Gross Fiduciary activities income$943,000559
Service charges on deposit accounts$480,0002,916
Trading account gains and fees$0532
Additional Noninterest Income$1,776,0001,366
Total noninterest expense$10,638,0001,441
Salaries and employee benefits$5,222,0001,285
Premises and equipment expense$1,315,0001,601
Additional noninterest expense$4,101,0001,486
Pre-tax net operating income$3,362,0002,027
Securities gains (losses)$357,0001,137
Applicable income taxes$837,0002,658
Income before extraordinary items$2,882,0001,743
Extraordinary gains, net$250,000838
Net income$3,132,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0002,103
Cash dividends$930,0001,895
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,607,1101,808
1992-12-31 (YTD Data)Rank
Total interest income$22,257,0001,610
Total interest expense$11,036,0001,585
Net interest income$11,221,0001,643
Provision for loan and lease losses$1,180,0001,664
Total noninterest income$2,890,0001,486
Gross Fiduciary activities income$819,000600
Service charges on deposit accounts$450,0003,115
Trading account gains and fees$0504
Additional Noninterest Income$1,621,0001,438
Total noninterest expense$9,923,0001,550
Salaries and employee benefits$4,767,0001,395
Premises and equipment expense$1,257,0001,689
Additional noninterest expense$3,899,0001,619
Pre-tax net operating income$3,008,0002,068
Securities gains (losses)$25,0005,285
Applicable income taxes$573,0003,557
Income before extraordinary items$2,460,0001,850
Extraordinary gains, net$01,422
Net income$2,460,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$583,0002,209
Cash dividends$813,0001,878
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,439,7501,716

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.