Farmers and Merchants Trust Company of Chambersburg, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0373%4,195
Percentage Net Loans Charged-off: Total real estate loans-0.0117%3,866
Percentage Net Loans Charged-off:Construction & development0.0262%172
Percentage Net Loans Charged-off: Commercial real estate0.0121%612
Percentage Net Loans Charged-off: Multi-family residential0.0429%58
Percentage Net Loans Charged-off: 1-4 family residential-0.0818%4,411
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.1145%4,506
Percentage Net Loans Charged-off: Commercial and industrial-0.4009%4,494
Percentage Net Loans Charged-off: Loans to individuals2.4908%143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4908%128
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0628%4,442
Percentage Net Loans Charged-off: Total real estate loans-0.0237%4,162
Percentage Net Loans Charged-off:Construction & development0.0354%144
Percentage Net Loans Charged-off: Commercial real estate0.0004%638
Percentage Net Loans Charged-off: Multi-family residential0.0639%40
Percentage Net Loans Charged-off: 1-4 family residential-0.1090%4,551
Percentage Net Loans Charged-off: Home equity loans-0.0023%3,193
All other 1-4 family - Percent of loans charged-off, net-0.1514%4,627
Percentage Net Loans Charged-off: Commercial and industrial-0.5461%4,607
Percentage Net Loans Charged-off: Loans to individuals2.7958%116
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7958%100
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0329%4,196
Percentage Net Loans Charged-off: Total real estate loans-0.0359%4,375
Percentage Net Loans Charged-off:Construction & development0.0541%102
Percentage Net Loans Charged-off: Commercial real estate0.0005%538
Percentage Net Loans Charged-off: Multi-family residential0.1243%24
Percentage Net Loans Charged-off: 1-4 family residential-0.1636%4,675
Percentage Net Loans Charged-off: Home equity loans-0.0034%3,245
All other 1-4 family - Percent of loans charged-off, net-0.2268%4,720
Percentage Net Loans Charged-off: Commercial and industrial-0.0840%4,227
Percentage Net Loans Charged-off: Loans to individuals0.5175%721
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5175%645
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0581%4,455
Percentage Net Loans Charged-off: Total real estate loans-0.0862%4,682
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0022%338
Percentage Net Loans Charged-off: Multi-family residential0.2538%11
Percentage Net Loans Charged-off: 1-4 family residential-0.3260%4,788
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.4553%4,808
Percentage Net Loans Charged-off: Commercial and industrial-0.0063%3,544
Percentage Net Loans Charged-off: Loans to individuals0.6938%633
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6938%556
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0200%4,428
Percentage Net Loans Charged-off: Total real estate loans-0.0675%4,711
Percentage Net Loans Charged-off:Construction & development-0.5124%4,537
Percentage Net Loans Charged-off: Commercial real estate0.0055%994
Percentage Net Loans Charged-off: Multi-family residential0.2017%44
Percentage Net Loans Charged-off: 1-4 family residential0.0030%1,475
Percentage Net Loans Charged-off: Home equity loans0.0207%333
All other 1-4 family - Percent of loans charged-off, net-0.0026%3,827
Percentage Net Loans Charged-off: Commercial and industrial-0.0263%4,112
Percentage Net Loans Charged-off: Loans to individuals1.4262%409
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4262%364
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0224%2,403
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,640
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%3,781
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0034%3,860
Percentage Net Loans Charged-off: Commercial and industrial-0.0313%4,160
Percentage Net Loans Charged-off: Loans to individuals1.3370%430
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3370%375
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0801%1,447
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,673
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%3,882
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0052%3,978
Percentage Net Loans Charged-off: Commercial and industrial0.4407%623
Percentage Net Loans Charged-off: Loans to individuals1.4861%434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4861%371
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1007%1,078
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,707
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0062%4,013
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0078%4,108
Percentage Net Loans Charged-off: Commercial and industrial1.0906%302
Percentage Net Loans Charged-off: Loans to individuals1.5266%503
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5266%447
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0713%2,080
Percentage Net Loans Charged-off: Total real estate loans0.0959%747
Percentage Net Loans Charged-off:Construction & development0.6290%96
Percentage Net Loans Charged-off: Commercial real estate-0.0144%4,534
Percentage Net Loans Charged-off: Multi-family residential0.1666%57
Percentage Net Loans Charged-off: 1-4 family residential0.0299%1,278
Percentage Net Loans Charged-off: Home equity loans0.0026%488
All other 1-4 family - Percent of loans charged-off, net0.0365%1,148
Percentage Net Loans Charged-off: Commercial and industrial-0.0884%4,467
Percentage Net Loans Charged-off: Loans to individuals1.5597%460
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5597%404
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0647%1,895
Percentage Net Loans Charged-off: Total real estate loans0.0923%643
Percentage Net Loans Charged-off:Construction & development0.6223%73
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0145%76
Percentage Net Loans Charged-off: 1-4 family residential0.0206%1,208
Percentage Net Loans Charged-off: Home equity loans0.0035%402
All other 1-4 family - Percent of loans charged-off, net0.0247%1,082
Percentage Net Loans Charged-off: Commercial and industrial-0.1043%4,540
Percentage Net Loans Charged-off: Loans to individuals1.2850%573
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2850%507
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0533%1,879
Percentage Net Loans Charged-off: Total real estate loans0.0565%793
Percentage Net Loans Charged-off:Construction & development0.3379%91
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0217%52
Percentage Net Loans Charged-off: 1-4 family residential0.0319%923
Percentage Net Loans Charged-off: Home equity loans0.0053%325
All other 1-4 family - Percent of loans charged-off, net0.0383%795
Percentage Net Loans Charged-off: Commercial and industrial0.0466%1,370
Percentage Net Loans Charged-off: Loans to individuals1.4159%495
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4159%439
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0544%1,507
Percentage Net Loans Charged-off: Total real estate loans0.0560%613
Percentage Net Loans Charged-off:Construction & development0.2703%74
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0435%35
Percentage Net Loans Charged-off: 1-4 family residential0.0676%540
Percentage Net Loans Charged-off: Home equity loans0.0105%211
All other 1-4 family - Percent of loans charged-off, net0.0815%459
Percentage Net Loans Charged-off: Commercial and industrial0.0799%882
Percentage Net Loans Charged-off: Loans to individuals1.1032%692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1032%620
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9720%153
Percentage Net Loans Charged-off: Total real estate loans-0.0104%4,377
Percentage Net Loans Charged-off:Construction & development-0.0148%4,349
Percentage Net Loans Charged-off: Commercial real estate-0.0142%4,669
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%4,273
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0061%4,344
Percentage Net Loans Charged-off: Commercial and industrial9.6755%27
Percentage Net Loans Charged-off: Loans to individuals1.5254%463
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5254%407
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2327%106
Percentage Net Loans Charged-off: Total real estate loans-0.0036%4,037
Percentage Net Loans Charged-off:Construction & development-0.0205%4,433
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%4,065
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0008%4,125
Percentage Net Loans Charged-off: Commercial and industrial12.1077%20
Percentage Net Loans Charged-off: Loans to individuals1.4461%478
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4461%420
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8158%61
Percentage Net Loans Charged-off: Total real estate loans-0.0052%4,117
Percentage Net Loans Charged-off:Construction & development-0.0310%4,558
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%4,096
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0012%4,175
Percentage Net Loans Charged-off: Commercial and industrial17.5674%14
Percentage Net Loans Charged-off: Loans to individuals1.4258%475
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4258%412
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0013%2,693
Percentage Net Loans Charged-off: Total real estate loans-0.0006%3,866
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%4,202
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0024%4,290
Percentage Net Loans Charged-off: Commercial and industrial-0.0321%4,256
Percentage Net Loans Charged-off: Loans to individuals0.9444%817
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9444%722
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0052%4,647
Percentage Net Loans Charged-off: Total real estate loans-0.0005%4,150
Percentage Net Loans Charged-off:Construction & development-0.0023%4,379
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,399
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0000%2,289
Percentage Net Loans Charged-off: Commercial and industrial-0.1086%4,858
Percentage Net Loans Charged-off: Loans to individuals1.4433%543
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4433%478
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0071%4,539
Percentage Net Loans Charged-off: Total real estate loans0.0004%2,322
Percentage Net Loans Charged-off:Construction & development-0.0032%4,432
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0031%2,051
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0038%1,936
Percentage Net Loans Charged-off: Commercial and industrial-0.1328%4,913
Percentage Net Loans Charged-off: Loans to individuals1.5270%485
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5272%422
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0138%4,640
Percentage Net Loans Charged-off: Total real estate loans0.0052%1,892
Percentage Net Loans Charged-off:Construction & development0.0118%316
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0102%1,685
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0124%1,567
Percentage Net Loans Charged-off: Commercial and industrial-0.1964%5,078
Percentage Net Loans Charged-off: Loans to individuals1.1161%689
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1161%605
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0369%5,034
Percentage Net Loans Charged-off: Total real estate loans0.0045%1,466
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0129%1,241
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0156%1,124
Percentage Net Loans Charged-off: Commercial and industrial-0.3799%5,328
Percentage Net Loans Charged-off: Loans to individuals1.0327%820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0327%723
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3344%825
Percentage Net Loans Charged-off: Total real estate loans0.4709%233
Percentage Net Loans Charged-off:Construction & development0.0340%489
Percentage Net Loans Charged-off: Commercial real estate1.2512%111
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0065%2,625
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0080%2,493
Percentage Net Loans Charged-off: Commercial and industrial-0.0889%4,980
Percentage Net Loans Charged-off: Loans to individuals1.9053%381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9053%351
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4444%479
Percentage Net Loans Charged-off: Total real estate loans0.6215%143
Percentage Net Loans Charged-off:Construction & development-0.0228%4,686
Percentage Net Loans Charged-off: Commercial real estate1.6942%70
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0093%2,269
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0115%2,143
Percentage Net Loans Charged-off: Commercial and industrial-0.0811%4,904
Percentage Net Loans Charged-off: Loans to individuals1.7010%401
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7010%365
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4832%456
Percentage Net Loans Charged-off: Total real estate loans0.6744%143
Percentage Net Loans Charged-off:Construction & development-0.0360%4,842
Percentage Net Loans Charged-off: Commercial real estate1.8231%68
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0149%1,928
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0183%1,806
Percentage Net Loans Charged-off: Commercial and industrial-0.1080%5,048
Percentage Net Loans Charged-off: Loans to individuals1.7121%408
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7121%359
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0222%2,487
Percentage Net Loans Charged-off: Total real estate loans-0.0182%5,035
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0057%604
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0543%5,498
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0666%5,584
Percentage Net Loans Charged-off: Commercial and industrial0.1909%825
Percentage Net Loans Charged-off: Loans to individuals1.7553%434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7553%395
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0415%3,389
Percentage Net Loans Charged-off: Total real estate loans0.0117%3,027
Percentage Net Loans Charged-off:Construction & development-0.0168%4,740
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0358%2,535
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0426%2,348
Percentage Net Loans Charged-off: Commercial and industrial0.1211%1,830
Percentage Net Loans Charged-off: Loans to individuals2.2665%258
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2665%225
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0493%2,910
Percentage Net Loans Charged-off: Total real estate loans0.0069%2,846
Percentage Net Loans Charged-off:Construction & development-0.0228%4,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0249%2,463
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0295%2,306
Percentage Net Loans Charged-off: Commercial and industrial0.2018%1,285
Percentage Net Loans Charged-off: Loans to individuals2.2305%258
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2305%226
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0813%2,239
Percentage Net Loans Charged-off: Total real estate loans0.0174%2,387
Percentage Net Loans Charged-off:Construction & development0.0225%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0386%2,073
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0453%1,894
Percentage Net Loans Charged-off: Commercial and industrial0.4188%818
Percentage Net Loans Charged-off: Loans to individuals1.5696%432
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5696%383
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1247%1,513
Percentage Net Loans Charged-off: Total real estate loans-0.0015%4,635
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%5,090
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0046%5,160
Percentage Net Loans Charged-off: Commercial and industrial0.8296%406
Percentage Net Loans Charged-off: Loans to individuals2.2379%333
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2379%293
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1860%2,184
Percentage Net Loans Charged-off: Total real estate loans0.1237%2,100
Percentage Net Loans Charged-off:Construction & development0.4016%648
Percentage Net Loans Charged-off: Commercial real estate0.0657%1,729
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1319%2,088
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.1517%1,858
Percentage Net Loans Charged-off: Commercial and industrial0.6285%1,065
Percentage Net Loans Charged-off: Loans to individuals1.4674%578
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3303%604
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2252%1,694
Percentage Net Loans Charged-off: Total real estate loans0.1426%1,765
Percentage Net Loans Charged-off:Construction & development0.4966%532
Percentage Net Loans Charged-off: Commercial real estate0.0516%1,514
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1643%1,704
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.1881%1,495
Percentage Net Loans Charged-off: Commercial and industrial0.8186%761
Percentage Net Loans Charged-off: Loans to individuals1.5135%531
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3375%554
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1778%1,970
Percentage Net Loans Charged-off: Total real estate loans0.2329%1,234
Percentage Net Loans Charged-off:Construction & development0.8656%400
Percentage Net Loans Charged-off: Commercial real estate0.0838%1,188
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2497%1,259
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.2846%1,095
Percentage Net Loans Charged-off: Commercial and industrial-0.0455%5,003
Percentage Net Loans Charged-off: Loans to individuals0.9882%886
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9375%860
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0855%2,300
Percentage Net Loans Charged-off: Total real estate loans0.1136%1,553
Percentage Net Loans Charged-off:Construction & development0.7715%315
Percentage Net Loans Charged-off: Commercial real estate0.0254%946
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0255%2,010
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0290%1,870
Percentage Net Loans Charged-off: Commercial and industrial-0.0852%5,310
Percentage Net Loans Charged-off: Loans to individuals0.9758%902
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8783%901
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4895%1,360
Percentage Net Loans Charged-off: Total real estate loans0.5722%966
Percentage Net Loans Charged-off:Construction & development3.1442%407
Percentage Net Loans Charged-off: Commercial real estate0.1190%1,996
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2918%1,749
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.3294%1,540
Percentage Net Loans Charged-off: Commercial and industrial0.2832%1,976
Percentage Net Loans Charged-off: Loans to individuals1.0739%1,070
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0739%961
Percentage Net Loans Charged-off: All other loans and lease0.0100%1,496
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1732%2,840
Percentage Net Loans Charged-off: Total real estate loans0.1416%2,583
Percentage Net Loans Charged-off:Construction & development0.2882%1,109
Percentage Net Loans Charged-off: Commercial real estate0.1992%1,523
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0500%3,245
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0564%3,023
Percentage Net Loans Charged-off: Commercial and industrial0.4041%1,511
Percentage Net Loans Charged-off: Loans to individuals0.9616%1,090
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9618%985
Percentage Net Loans Charged-off: All other loans and lease0.0139%1,338
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1469%2,932
Percentage Net Loans Charged-off: Total real estate loans0.0835%2,874
Percentage Net Loans Charged-off:Construction & development0.4278%918
Percentage Net Loans Charged-off: Commercial real estate-0.0024%5,928
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0766%2,719
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0863%2,497
Percentage Net Loans Charged-off: Commercial and industrial0.5218%1,229
Percentage Net Loans Charged-off: Loans to individuals1.0911%940
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0911%844
Percentage Net Loans Charged-off: All other loans and lease0.0210%1,153
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1275%2,654
Percentage Net Loans Charged-off: Total real estate loans0.1419%2,033
Percentage Net Loans Charged-off:Construction & development0.8597%581
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0755%2,173
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0852%1,996
Percentage Net Loans Charged-off: Commercial and industrial-0.0122%4,901
Percentage Net Loans Charged-off: Loans to individuals1.1993%866
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1993%777
Percentage Net Loans Charged-off: All other loans and lease0.0422%875
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6002%1,935
Percentage Net Loans Charged-off: Total real estate loans0.6234%1,640
Percentage Net Loans Charged-off:Construction & development3.7194%720
Percentage Net Loans Charged-off: Commercial real estate0.0938%2,710
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1546%3,289
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.1753%3,003
Percentage Net Loans Charged-off: Commercial and industrial0.8314%1,604
Percentage Net Loans Charged-off: Loans to individuals1.2362%1,106
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2028%1,043
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5608%1,930
Percentage Net Loans Charged-off: Total real estate loans0.6255%1,575
Percentage Net Loans Charged-off:Construction & development3.5654%717
Percentage Net Loans Charged-off: Commercial real estate0.0910%2,421
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2041%2,805
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.2317%2,532
Percentage Net Loans Charged-off: Commercial and industrial0.5289%1,816
Percentage Net Loans Charged-off: Loans to individuals1.2572%1,027
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2139%956
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7492%1,475
Percentage Net Loans Charged-off: Total real estate loans0.8591%1,133
Percentage Net Loans Charged-off:Construction & development5.2317%496
Percentage Net Loans Charged-off: Commercial real estate0.0105%2,414
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2324%2,475
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.2642%2,225
Percentage Net Loans Charged-off: Commercial and industrial0.6603%1,534
Percentage Net Loans Charged-off: Loans to individuals1.0888%1,153
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0248%1,096
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1325%909
Percentage Net Loans Charged-off: Total real estate loans1.4586%630
Percentage Net Loans Charged-off:Construction & development9.2045%268
Percentage Net Loans Charged-off: Commercial real estate-0.0131%6,546
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2138%2,146
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.2428%1,921
Percentage Net Loans Charged-off: Commercial and industrial0.1202%1,735
Percentage Net Loans Charged-off: Loans to individuals1.5536%780
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4293%747
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8647%2,003
Percentage Net Loans Charged-off: Total real estate loans1.0967%1,470
Percentage Net Loans Charged-off:Construction & development3.7611%1,221
Percentage Net Loans Charged-off: Commercial real estate0.8492%1,432
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.2476%3,179
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.2830%2,904
Percentage Net Loans Charged-off: Commercial and industrial0.1162%3,725
Percentage Net Loans Charged-off: Loans to individuals0.9424%1,738
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8557%1,650
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8824%1,809
Percentage Net Loans Charged-off: Total real estate loans1.1260%1,295
Percentage Net Loans Charged-off:Construction & development3.0986%1,240
Percentage Net Loans Charged-off: Commercial real estate1.1427%937
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.2978%2,653
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.3411%2,385
Percentage Net Loans Charged-off: Commercial and industrial0.0714%3,449
Percentage Net Loans Charged-off: Loans to individuals0.7772%1,895
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6956%1,773
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3462%3,165
Percentage Net Loans Charged-off: Total real estate loans0.4167%2,519
Percentage Net Loans Charged-off:Construction & development1.6170%1,463
Percentage Net Loans Charged-off: Commercial real estate-0.0045%6,762
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2983%2,466
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.3415%2,208
Percentage Net Loans Charged-off: Commercial and industrial0.0834%3,019
Percentage Net Loans Charged-off: Loans to individuals0.8212%1,739
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6972%1,663
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2661%3,005
Percentage Net Loans Charged-off: Total real estate loans0.2954%2,416
Percentage Net Loans Charged-off:Construction & development1.4154%1,112
Percentage Net Loans Charged-off: Commercial real estate-0.1242%7,160
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2023%2,259
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2313%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.1807%2,037
Percentage Net Loans Charged-off: Loans to individuals0.8152%1,587
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6427%1,505
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4488%3,816
Percentage Net Loans Charged-off: Total real estate loans0.4981%2,996
Percentage Net Loans Charged-off:Construction & development0.8477%2,611
Percentage Net Loans Charged-off: Commercial real estate0.7775%1,565
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.1196%3,973
Percentage Net Loans Charged-off: Home equity loans0.1900%1,634
All other 1-4 family - Percent of loans charged-off, net0.1094%3,914
Percentage Net Loans Charged-off: Commercial and industrial0.1956%4,061
Percentage Net Loans Charged-off: Loans to individuals1.5159%1,472
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2153%4,648
Percentage Net Loans Charged-off: Total real estate loans0.1888%3,944
Percentage Net Loans Charged-off:Construction & development0.6880%2,445
Percentage Net Loans Charged-off: Commercial real estate0.0596%2,920
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1034%3,739
Percentage Net Loans Charged-off: Home equity loans0.2526%1,375
All other 1-4 family - Percent of loans charged-off, net0.0817%3,744
Percentage Net Loans Charged-off: Commercial and industrial0.2257%3,566
Percentage Net Loans Charged-off: Loans to individuals1.5337%1,364
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1163%5,012
Percentage Net Loans Charged-off: Total real estate loans0.0803%4,301
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.1061%2,259
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.1147%3,288
Percentage Net Loans Charged-off: Home equity loans0.3832%1,051
All other 1-4 family - Percent of loans charged-off, net0.0762%3,362
Percentage Net Loans Charged-off: Commercial and industrial0.1306%3,413
Percentage Net Loans Charged-off: Loans to individuals1.3368%1,461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1144%4,295
Percentage Net Loans Charged-off: Total real estate loans0.0765%3,538
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.2149%1,426
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%7,253
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-0.0113%7,270
Percentage Net Loans Charged-off: Commercial and industrial0.2366%2,349
Percentage Net Loans Charged-off: Loans to individuals0.9297%1,898
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2617%4,987
Percentage Net Loans Charged-off: Total real estate loans0.1571%4,396
Percentage Net Loans Charged-off:Construction & development0.6915%2,782
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0329%4,595
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0369%4,337
Percentage Net Loans Charged-off: Commercial and industrial0.6161%3,506
Percentage Net Loans Charged-off: Loans to individuals2.0297%1,321
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1063%6,855
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2263%4,640
Percentage Net Loans Charged-off: Total real estate loans0.1051%4,266
Percentage Net Loans Charged-off:Construction & development0.4526%2,553
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0467%3,968
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0522%3,679
Percentage Net Loans Charged-off: Commercial and industrial0.6783%2,823
Percentage Net Loans Charged-off: Loans to individuals1.9073%1,332
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1476%6,902
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1289%4,881
Percentage Net Loans Charged-off: Total real estate loans0.0299%4,480
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0742%3,193
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0824%2,928
Percentage Net Loans Charged-off: Commercial and industrial0.4284%2,801
Percentage Net Loans Charged-off: Loans to individuals1.7912%1,351
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2281%6,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0623%4,581
Percentage Net Loans Charged-off: Total real estate loans-0.0069%7,638
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0168%7,683
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0185%7,673
Percentage Net Loans Charged-off: Commercial and industrial0.1179%2,477
Percentage Net Loans Charged-off: Loans to individuals2.2584%992
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4667%6,996
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1926%4,264
Percentage Net Loans Charged-off: Total real estate loans0.1156%3,536
Percentage Net Loans Charged-off:Construction & development0.3873%2,137
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0941%2,918
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1028%2,686
Percentage Net Loans Charged-off: Commercial and industrial0.3553%3,063
Percentage Net Loans Charged-off: Loans to individuals1.2807%1,752
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0558%1,690
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0950%4,525
Percentage Net Loans Charged-off: Total real estate loans0.0017%4,549
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0038%3,470
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0041%3,224
Percentage Net Loans Charged-off: Commercial and industrial0.3083%2,496
Percentage Net Loans Charged-off: Loans to individuals1.1248%1,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0782%1,380
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1226%3,532
Percentage Net Loans Charged-off: Total real estate loans0.0079%3,625
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0094%7,771
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0103%7,759
Percentage Net Loans Charged-off: Commercial and industrial0.3793%1,857
Percentage Net Loans Charged-off: Loans to individuals1.3504%1,250
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1278%1,112
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1261%2,727
Percentage Net Loans Charged-off: Total real estate loans-0.0045%7,676
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0141%7,923
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%7,682
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0021%7,684
Percentage Net Loans Charged-off: Commercial and industrial0.4731%1,203
Percentage Net Loans Charged-off: Loans to individuals1.1917%1,317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2556%752
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0863%4,202
Percentage Net Loans Charged-off: Total real estate loans-0.0095%8,013
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0190%7,935
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0208%7,923
Percentage Net Loans Charged-off: Commercial and industrial0.3620%2,216
Percentage Net Loans Charged-off: Loans to individuals1.0056%1,596
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0701%7,094
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0862%63
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0765%3,600
Percentage Net Loans Charged-off: Total real estate loans-0.0156%7,882
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0308%7,969
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0337%7,948
Percentage Net Loans Charged-off: Commercial and industrial0.3381%1,806
Percentage Net Loans Charged-off: Loans to individuals0.7886%1,762
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1109%44
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0733%3,175
Percentage Net Loans Charged-off: Total real estate loans-0.0041%7,568
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0080%7,725
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0087%7,730
Percentage Net Loans Charged-off: Commercial and industrial0.2497%1,706
Percentage Net Loans Charged-off: Loans to individuals0.8018%1,639
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0545%2,872
Percentage Net Loans Charged-off: Total real estate loans-0.0135%7,858
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0263%7,975
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0289%7,970
Percentage Net Loans Charged-off: Commercial and industrial0.0760%1,608
Percentage Net Loans Charged-off: Loans to individuals1.0732%1,177
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0401%4,677
Percentage Net Loans Charged-off: Total real estate loans0.0164%2,824
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0012%7,768
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0319%2,240
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0351%2,065
Percentage Net Loans Charged-off: Commercial and industrial-0.0768%7,445
Percentage Net Loans Charged-off: Loans to individuals0.7237%2,114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0284%4,433
Percentage Net Loans Charged-off: Total real estate loans-0.0073%7,768
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0139%7,959
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0153%7,954
Percentage Net Loans Charged-off: Commercial and industrial-0.0658%7,281
Percentage Net Loans Charged-off: Loans to individuals0.7534%1,784
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0357%3,810
Percentage Net Loans Charged-off: Total real estate loans-0.0075%7,782
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0143%7,975
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0158%7,980
Percentage Net Loans Charged-off: Commercial and industrial-0.0514%7,084
Percentage Net Loans Charged-off: Loans to individuals0.8061%1,576
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0614%2,627
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0059%6,586
Percentage Net Loans Charged-off: Loans to individuals0.9995%1,294
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0239%8,111
Percentage Net Loans Charged-off: Total real estate loans-0.0111%7,953
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0201%8,165
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0221%8,149
Percentage Net Loans Charged-off: Commercial and industrial-0.3001%7,956
Percentage Net Loans Charged-off: Loans to individuals0.5111%3,529
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0679%8,256
Percentage Net Loans Charged-off: Total real estate loans-0.0150%7,974
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0269%8,186
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0295%8,165
Percentage Net Loans Charged-off: Commercial and industrial-0.5675%8,083
Percentage Net Loans Charged-off: Loans to individuals0.5505%2,919
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1007%8,313
Percentage Net Loans Charged-off: Total real estate loans-0.0061%7,706
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0108%7,951
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0119%7,950
Percentage Net Loans Charged-off: Commercial and industrial-0.8651%8,175
Percentage Net Loans Charged-off: Loans to individuals0.7011%2,201
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0618%3,012
Percentage Net Loans Charged-off: Total real estate loans-0.0015%7,628
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%7,893
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0029%7,918
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.9241%1,630
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0724%8,550
Percentage Net Loans Charged-off: Total real estate loans-0.1734%8,731
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.6145%8,643
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%8,011
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0068%8,007
Percentage Net Loans Charged-off: Commercial and industrial0.1194%3,490
Percentage Net Loans Charged-off: Loans to individuals0.5479%3,591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0226%7,140
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1067%8,583
Percentage Net Loans Charged-off: Total real estate loans-0.2298%8,786
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.8372%8,688
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0066%7,990
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0071%7,992
Percentage Net Loans Charged-off: Commercial and industrial0.1738%2,687
Percentage Net Loans Charged-off: Loans to individuals0.5427%3,239
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0301%7,163
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1757%8,691
Percentage Net Loans Charged-off: Total real estate loans-0.3432%8,848
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-1.2734%8,740
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%8,045
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0079%8,061
Percentage Net Loans Charged-off: Commercial and industrial0.2298%2,129
Percentage Net Loans Charged-off: Loans to individuals0.6224%2,780
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3692%8,826
Percentage Net Loans Charged-off: Total real estate loans-0.0455%8,506
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-2.6506%8,540
Percentage Net Loans Charged-off: Loans to individuals0.9546%1,868
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6764%1,005
Percentage Net Loans Charged-off: Total real estate loans0.2416%931
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate1.0273%273
Percentage Net Loans Charged-off: Multi-family residential-0.3248%6,535
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial2.1397%837
Percentage Net Loans Charged-off: Loans to individuals0.3262%5,159
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1295%421
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4195%1,550
Percentage Net Loans Charged-off: Total real estate loans0.3646%494
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate1.5383%147
Percentage Net Loans Charged-off: Multi-family residential-0.4077%6,519
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%8,115
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0010%8,146
Percentage Net Loans Charged-off: Commercial and industrial-0.1580%8,061
Percentage Net Loans Charged-off: Loans to individuals0.3205%4,726
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8013%317
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4581%1,347
Percentage Net Loans Charged-off: Total real estate loans0.2886%621
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate1.2525%173
Percentage Net Loans Charged-off: Multi-family residential-0.7189%6,465
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%8,144
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0015%8,194
Percentage Net Loans Charged-off: Commercial and industrial-0.2311%8,112
Percentage Net Loans Charged-off: Loans to individuals0.3709%4,110
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4112%204
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2983%1,782
Percentage Net Loans Charged-off: Total real estate loans0.0142%1,803
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0588%504
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0056%1,588
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0059%1,496
Percentage Net Loans Charged-off: Commercial and industrial-0.0210%7,339
Percentage Net Loans Charged-off: Loans to individuals0.6714%2,685
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0135%211
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2972%2,743
Percentage Net Loans Charged-off: Total real estate loans0.0047%3,918
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0042%1,533
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0095%3,146
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0102%2,975
Percentage Net Loans Charged-off: Commercial and industrial0.5991%2,606
Percentage Net Loans Charged-off: Loans to individuals0.6654%3,533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8347%453
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4234%1,929
Percentage Net Loans Charged-off: Total real estate loans0.0598%2,217
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0506%1,127
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0735%1,809
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0793%1,679
Percentage Net Loans Charged-off: Commercial and industrial1.6291%1,196
Percentage Net Loans Charged-off: Loans to individuals1.1698%1,836
Percentage Net Loans Charged-off: Credit card loans4.9156%462
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3467%1,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2506%2,622
Percentage Net Loans Charged-off: Total real estate loans0.1252%208
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.6966%39
Percentage Net Loans Charged-off: Multi-family residential0.0453%80
Percentage Net Loans Charged-off: 1-4 family residential0.0014%891
Percentage Net Loans Charged-off: Home equity loans0.0477%281
All other 1-4 family - Percent of loans charged-off, net-0.0023%1,325
Percentage Net Loans Charged-off: Commercial and industrial0.4440%489
Percentage Net Loans Charged-off: Loans to individuals1.0835%373
Percentage Net Loans Charged-off: Credit card loans2.5714%384
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1906%3,349
Percentage Net Loans Charged-off: Total real estate loans0.0446%482
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.2907%54
Percentage Net Loans Charged-off: 1-4 family residential0.0326%632
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0353%584
Percentage Net Loans Charged-off: Commercial and industrial0.0176%957
Percentage Net Loans Charged-off: Loans to individuals1.5636%252
Percentage Net Loans Charged-off: Credit card loans0.9700%799
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3234%2,304
Percentage Net Loans Charged-off: Total real estate loans0.0482%483
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0026%447
Percentage Net Loans Charged-off: Multi-family residential0.4099%53
Percentage Net Loans Charged-off: 1-4 family residential0.0527%474
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0575%420
Percentage Net Loans Charged-off: Commercial and industrial0.5105%340
Percentage Net Loans Charged-off: Loans to individuals2.0888%206
Percentage Net Loans Charged-off: Credit card loans2.4604%510
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0579%351
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2945%2,816
Percentage Net Loans Charged-off: Total real estate loans0.0573%480
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0909%287
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0517%527
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0569%457
Percentage Net Loans Charged-off: Commercial and industrial0.2536%525
Percentage Net Loans Charged-off: Loans to individuals1.8248%258
Percentage Net Loans Charged-off: Credit card loans2.8276%496
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3156%2,843
Percentage Net Loans Charged-off: Total real estate loans0.0211%776
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0299%658
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0330%607
Percentage Net Loans Charged-off: Commercial and industrial0.5657%307
Percentage Net Loans Charged-off: Loans to individuals1.7391%267
Percentage Net Loans Charged-off: Credit card loans1.1298%853
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2691%3,097
Percentage Net Loans Charged-off: Total real estate loans0.0303%774
Percentage Net Loans Charged-off:Construction & development0.4987%145
Percentage Net Loans Charged-off: Commercial real estate-0.0873%1,345
Percentage Net Loans Charged-off: Multi-family residential0.5869%140
Percentage Net Loans Charged-off: 1-4 family residential0.0249%716
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0274%665
Percentage Net Loans Charged-off: Commercial and industrial0.3095%418
Percentage Net Loans Charged-off: Loans to individuals1.4530%229
Percentage Net Loans Charged-off: Credit card loans1.6041%634
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0950%5,843
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1987%5,419
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3073%5,956
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA