Farmers and Merchants Trust Company of Chambersburg, Assets and Liabilities

2021-12-31Rank
# of Employees:276511
Assets and Liabilities
Total Assets:$1,773,423,000619
Cash and due from depository institutions$185,641,000511
Interest-bearing balances$175,178,000672
Securities$529,811,000435
Federal funds sold & reverse repurchase agreements$02,022
Net loans & leases$986,573,000672
Loan loss allowance$15,066,000554
Trading account assets$0251
Bank premises and fixed assets$23,949,000574
Other real estate owned$0511
Goodwill and other intangibles$9,016,000632
All other assets$38,433,000687
Life insurance assets$21,874,000571
Total liabilities and capital$1,773,423,000619
Total liabilities$1,615,867,000612
Total deposits$1,602,130,000587
Interest-bearing deposits$1,285,956,000516
Deposits held in domestic offices$1,602,130,000586
% insured91.14%352
Federal funds purchased & repurchase agreements$01,011
Trading liabilities$0189
Other borrowed funds$4,857,0001,732
Subordinated debt$074
All other liabilities$8,880,000847
Total equity capital$157,556,000715
Total bank equity capital$157,556,000714
Perpetual preferred stock$069
Common stock$1,376,0001,224
Surplus$26,854,0001,198
Undivided profits$129,326,000515
Noncontrolling interests in consolidated subsidiaries$0114
Memoranda
Noncurrent loans and leases$7,384,000540
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0691
Income earned, not collected on loans$5,217,000649
Earning assets$1,691,562,000602
Long-term assets (5+ years)$797,689,000511
Average Assets, year-to-date$1,662,687,400629
Average Assets, quarterly$1,752,662,500616
Volatile liabilities$15,643,0002,190
Insider loans$12,199,000506
FHLB advances$02,266
Loans and leases held for sale$2,827,000639
Unused loan commitments$375,559,000463
Tier 1 (core) risk-based capital$149,087,000719
Tier 2 risk-based capital$12,248,000554
Total risk weighted assets$974,692,000647
Total unused commitments$375,559,000463
Derivatives$6,653,000855
2021-09-30Rank
# of Employees:283507
Assets and Liabilities
Total Assets:$1,731,902,000633
Cash and due from depository institutions$109,635,000507
Interest-bearing balances$89,158,0001,158
Securities$545,788,000411
Federal funds sold & reverse repurchase agreements$02,071
Net loans & leases$1,006,916,000661
Loan loss allowance$15,366,000561
Trading account assets$0252
Bank premises and fixed assets$22,954,000601
Other real estate owned$0507
Goodwill and other intangibles$9,016,000629
All other assets$37,593,000694
Life insurance assets$22,076,000557
Total liabilities and capital$1,731,902,000633
Total liabilities$1,578,632,000621
Total deposits$1,562,515,000601
Interest-bearing deposits$1,232,525,000534
Deposits held in domestic offices$1,562,515,000599
% insured91.27%368
Federal funds purchased & repurchase agreements$01,041
Trading liabilities$0188
Other borrowed funds$4,981,0001,846
Subordinated debt$079
All other liabilities$11,136,000773
Total equity capital$153,270,000733
Total bank equity capital$153,270,000733
Perpetual preferred stock$073
Common stock$1,376,0001,247
Surplus$26,854,0001,212
Undivided profits$125,040,000538
Noncontrolling interests in consolidated subsidiaries$0119
Memoranda
Noncurrent loans and leases$8,635,000502
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0696
Income earned, not collected on loans$5,540,000632
Earning assets$1,641,862,000617
Long-term assets (5+ years)$822,027,000483
Average Assets, year-to-date$1,635,003,500643
Average Assets, quarterly$1,704,226,500637
Volatile liabilities$9,873,0002,854
Insider loans$12,402,000507
FHLB advances$02,353
Loans and leases held for sale$4,114,000613
Unused loan commitments$394,117,000435
Tier 1 (core) risk-based capital$146,427,000729
Tier 2 risk-based capital$12,293,000551
Total risk weighted assets$978,071,000630
Total unused commitments$394,117,000435
Derivatives$6,699,000941
2021-06-30Rank
# of Employees:263554
Assets and Liabilities
Total Assets:$1,676,551,000635
Cash and due from depository institutions$108,623,000554
Interest-bearing balances$92,124,0001,068
Securities$512,247,000413
Federal funds sold & reverse repurchase agreements$02,100
Net loans & leases$989,517,000675
Loan loss allowance$15,055,000565
Trading account assets$0244
Bank premises and fixed assets$17,743,000764
Other real estate owned$0554
Goodwill and other intangibles$9,016,000631
All other assets$39,405,000668
Life insurance assets$22,515,000536
Total liabilities and capital$1,676,551,000635
Total liabilities$1,526,616,000625
Total deposits$1,510,962,000600
Interest-bearing deposits$1,197,859,000538
Deposits held in domestic offices$1,510,962,000598
% insured90.39%473
Federal funds purchased & repurchase agreements$01,047
Trading liabilities$0188
Other borrowed funds$5,105,0001,776
Subordinated debt$086
All other liabilities$10,549,000777
Total equity capital$149,935,000737
Total bank equity capital$149,935,000736
Perpetual preferred stock$078
Common stock$1,376,0001,254
Surplus$26,854,0001,192
Undivided profits$121,705,000543
Noncontrolling interests in consolidated subsidiaries$0117
Memoranda
Noncurrent loans and leases$8,822,000529
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0727
Income earned, not collected on loans$6,056,000567
Earning assets$1,593,888,000616
Long-term assets (5+ years)$753,493,000502
Average Assets, year-to-date$1,602,704,000648
Average Assets, quarterly$1,636,972,500645
Volatile liabilities$9,052,0002,969
Insider loans$12,514,000509
FHLB advances$02,425
Loans and leases held for sale$5,537,000546
Unused loan commitments$390,170,000427
Tier 1 (core) risk-based capital$140,075,000734
Tier 2 risk-based capital$11,727,000564
Total risk weighted assets$932,540,000632
Total unused commitments$390,170,000427
Derivatives$6,745,000945
2021-03-31Rank
# of Employees:266540
Assets and Liabilities
Total Assets:$1,597,394,000658
Cash and due from depository institutions$118,616,000540
Interest-bearing balances$101,499,0001,017
Securities$422,178,000447
Federal funds sold & reverse repurchase agreements$02,240
Net loans & leases$989,496,000680
Loan loss allowance$16,136,000540
Trading account assets$0239
Bank premises and fixed assets$18,125,000753
Other real estate owned$0540
Goodwill and other intangibles$9,016,000625
All other assets$39,963,000656
Life insurance assets$22,403,000515
Total liabilities and capital$1,597,394,000658
Total liabilities$1,458,246,000646
Total deposits$1,441,500,000608
Interest-bearing deposits$1,131,026,000564
Deposits held in domestic offices$1,441,500,000606
% insured89.84%576
Federal funds purchased & repurchase agreements$01,025
Trading liabilities$0183
Other borrowed funds$5,226,0001,859
Subordinated debt$088
All other liabilities$11,520,000746
Total equity capital$139,148,000768
Total bank equity capital$139,148,000768
Perpetual preferred stock$079
Common stock$1,376,0001,260
Surplus$26,854,0001,170
Undivided profits$110,918,000569
Noncontrolling interests in consolidated subsidiaries$0119
Memoranda
Noncurrent loans and leases$8,836,000566
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0740
Income earned, not collected on loans$6,039,000592
Earning assets$1,513,173,000641
Long-term assets (5+ years)$684,999,000505
Average Assets, year-to-date$1,565,780,500651
Average Assets, quarterly$1,565,780,500651
Volatile liabilities$9,009,0003,001
Insider loans$12,339,000509
FHLB advances$02,533
Loans and leases held for sale$4,699,000684
Unused loan commitments$361,251,000438
Tier 1 (core) risk-based capital$135,298,000734
Tier 2 risk-based capital$11,645,000567
Total risk weighted assets$924,812,000630
Total unused commitments$361,251,000438
Derivatives$6,790,000996
2020-12-31Rank
# of Employees:270532
Assets and Liabilities
Total Assets:$1,534,167,000648
Cash and due from depository institutions$69,887,000532
Interest-bearing balances$52,828,0001,488
Securities$396,940,000433
Federal funds sold & reverse repurchase agreements$02,230
Net loans & leases$1,002,361,000658
Loan loss allowance$16,789,000513
Trading account assets$0229
Bank premises and fixed assets$18,377,000741
Other real estate owned$0532
Goodwill and other intangibles$9,016,000619
All other assets$37,586,000692
Life insurance assets$22,288,000506
Total liabilities and capital$1,534,167,000648
Total liabilities$1,391,283,000640
Total deposits$1,374,787,000609
Interest-bearing deposits$1,095,513,000553
Deposits held in domestic offices$1,374,787,000607
% insured89.05%714
Federal funds purchased & repurchase agreements$01,074
Trading liabilities$0184
Other borrowed funds$5,332,0001,972
Subordinated debt$091
All other liabilities$11,164,000770
Total equity capital$142,884,000739
Total bank equity capital$142,884,000738
Perpetual preferred stock$076
Common stock$1,376,0001,263
Surplus$26,854,0001,155
Undivided profits$114,654,000537
Noncontrolling interests in consolidated subsidiaries$0122
Memoranda
Noncurrent loans and leases$8,742,000572
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0760
Income earned, not collected on loans$6,402,000575
Earning assets$1,452,129,000630
Long-term assets (5+ years)$655,326,000492
Average Assets, year-to-date$1,400,068,800658
Average Assets, quarterly$1,522,271,000646
Volatile liabilities$9,304,0003,016
Insider loans$11,761,000540
FHLB advances$02,646
Loans and leases held for sale$9,446,000521
Unused loan commitments$357,923,000425
Tier 1 (core) risk-based capital$130,678,000738
Tier 2 risk-based capital$11,706,000558
Total risk weighted assets$929,078,000615
Total unused commitments$357,923,000425
Derivatives$6,836,0001,005
2020-09-30Rank
# of Employees:290476
Assets and Liabilities
Total Assets:$1,510,375,000643
Cash and due from depository institutions$85,395,000476
Interest-bearing balances$68,615,0001,042
Securities$346,473,000462
Federal funds sold & reverse repurchase agreements$02,261
Net loans & leases$1,015,305,000659
Loan loss allowance$17,151,000484
Trading account assets$0229
Bank premises and fixed assets$18,275,000742
Other real estate owned$0476
Goodwill and other intangibles$9,016,000628
All other assets$35,911,000702
Life insurance assets$21,177,000502
Total liabilities and capital$1,510,375,000643
Total liabilities$1,372,724,000629
Total deposits$1,356,974,000600
Interest-bearing deposits$1,066,260,000557
Deposits held in domestic offices$1,356,974,000598
% insured90.55%610
Federal funds purchased & repurchase agreements$01,115
Trading liabilities$0176
Other borrowed funds$4,953,0002,295
Subordinated debt$094
All other liabilities$10,797,000783
Total equity capital$137,651,000747
Total bank equity capital$137,651,000747
Perpetual preferred stock$075
Common stock$1,376,0001,268
Surplus$26,854,0001,149
Undivided profits$109,421,000548
Noncontrolling interests in consolidated subsidiaries$0118
Memoranda
Noncurrent loans and leases$9,512,000552
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0766
Income earned, not collected on loans$6,277,000613
Earning assets$1,430,393,000623
Long-term assets (5+ years)$640,083,000482
Average Assets, year-to-date$1,366,544,250657
Average Assets, quarterly$1,466,408,500654
Volatile liabilities$10,223,0002,999
Insider loans$12,301,000507
FHLB advances$02,839
Loans and leases held for sale$9,498,000582
Unused loan commitments$327,517,000443
Tier 1 (core) risk-based capital$127,267,000736
Tier 2 risk-based capital$11,470,000549
Total risk weighted assets$909,564,000608
Total unused commitments$327,517,000443
Derivatives$6,880,0001,049
2020-06-30Rank
# of Employees:291470
Assets and Liabilities
Total Assets:$1,422,442,000675
Cash and due from depository institutions$72,584,000470
Interest-bearing balances$54,832,0001,303
Securities$286,217,000524
Federal funds sold & reverse repurchase agreements$02,376
Net loans & leases$1,000,838,000659
Loan loss allowance$16,555,000478
Trading account assets$0229
Bank premises and fixed assets$18,557,000733
Other real estate owned$0470
Goodwill and other intangibles$9,016,000620
All other assets$35,230,000696
Life insurance assets$21,067,000494
Total liabilities and capital$1,422,442,000675
Total liabilities$1,289,481,000665
Total deposits$1,273,888,000629
Interest-bearing deposits$1,024,501,000571
Deposits held in domestic offices$1,273,888,000627
% insured90.44%665
Federal funds purchased & repurchase agreements$01,107
Trading liabilities$0175
Other borrowed funds$5,052,0002,318
Subordinated debt$094
All other liabilities$10,541,000794
Total equity capital$132,961,000759
Total bank equity capital$132,961,000759
Perpetual preferred stock$076
Common stock$1,376,0001,277
Surplus$26,854,0001,143
Undivided profits$104,731,000560
Noncontrolling interests in consolidated subsidiaries$0119
Memoranda
Noncurrent loans and leases$4,161,0001,093
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0793
Income earned, not collected on loans$5,699,000641
Earning assets$1,341,887,000658
Long-term assets (5+ years)$587,650,000511
Average Assets, year-to-date$1,318,600,667661
Average Assets, quarterly$1,342,358,000669
Volatile liabilities$10,279,0003,037
Insider loans$11,275,000551
FHLB advances$02,916
Loans and leases held for sale$5,255,000693
Unused loan commitments$320,855,000442
Tier 1 (core) risk-based capital$124,669,000733
Tier 2 risk-based capital$10,939,000556
Total risk weighted assets$867,172,000638
Total unused commitments$320,855,000442
Derivatives$6,924,0001,026
2020-03-31Rank
# of Employees:286484
Assets and Liabilities
Total Assets:$1,262,274,000666
Cash and due from depository institutions$64,088,000484
Interest-bearing balances$51,240,000943
Securities$208,040,000679
Federal funds sold & reverse repurchase agreements$02,395
Net loans & leases$924,407,000644
Loan loss allowance$14,730,000486
Trading account assets$0217
Bank premises and fixed assets$18,835,000720
Other real estate owned$0484
Goodwill and other intangibles$9,016,000628
All other assets$37,888,000649
Life insurance assets$20,955,000495
Total liabilities and capital$1,262,274,000666
Total liabilities$1,135,007,000653
Total deposits$1,117,917,000626
Interest-bearing deposits$919,049,000594
Deposits held in domestic offices$1,117,917,000626
% insured90.59%779
Federal funds purchased & repurchase agreements$01,226
Trading liabilities$0168
Other borrowed funds$5,159,0002,070
Subordinated debt$094
All other liabilities$11,931,000681
Total equity capital$127,267,000763
Total bank equity capital$127,267,000764
Perpetual preferred stock$075
Common stock$1,376,0001,287
Surplus$26,854,0001,145
Undivided profits$99,037,000572
Noncontrolling interests in consolidated subsidiaries$0120
Memoranda
Noncurrent loans and leases$3,704,0001,192
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0794
Income earned, not collected on loans$3,778,000796
Earning assets$1,183,687,000649
Long-term assets (5+ years)$422,489,000659
Average Assets, year-to-date$1,266,680,000657
Average Assets, quarterly$1,266,680,000657
Volatile liabilities$10,791,0002,940
Insider loans$12,923,000482
FHLB advances$02,774
Loans and leases held for sale$2,751,000712
Unused loan commitments$305,199,000457
Tier 1 (core) risk-based capital$122,611,000728
Tier 2 risk-based capital$10,637,000538
Total risk weighted assets$844,560,000648
Total unused commitments$305,199,000457
Derivatives$6,967,0001,001
2019-12-31Rank
# of Employees:283487
Assets and Liabilities
Total Assets:$1,271,086,000656
Cash and due from depository institutions$92,574,000487
Interest-bearing balances$80,505,000545
Securities$187,433,000723
Federal funds sold & reverse repurchase agreements$02,411
Net loans & leases$924,649,000640
Loan loss allowance$11,966,000540
Trading account assets$0219
Bank premises and fixed assets$18,977,000708
Other real estate owned$0487
Goodwill and other intangibles$9,016,000628
All other assets$38,437,000611
Life insurance assets$23,748,000443
Total liabilities and capital$1,271,086,000656
Total liabilities$1,145,082,000642
Total deposits$1,125,629,000615
Interest-bearing deposits$933,285,000570
Deposits held in domestic offices$1,125,629,000614
% insured90.23%840
Federal funds purchased & repurchase agreements$01,302
Trading liabilities$0166
Other borrowed funds$5,161,0002,016
Subordinated debt$094
All other liabilities$14,292,000552
Total equity capital$126,004,000766
Total bank equity capital$126,004,000766
Perpetual preferred stock$076
Common stock$1,376,0001,305
Surplus$26,854,0001,134
Undivided profits$97,774,000574
Noncontrolling interests in consolidated subsidiaries$0123
Memoranda
Noncurrent loans and leases$3,905,0001,056
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0766
Income earned, not collected on loans$3,829,000836
Earning assets$1,192,587,000643
Long-term assets (5+ years)$407,216,000656
Average Assets, year-to-date$1,249,929,800634
Average Assets, quarterly$1,286,678,500637
Volatile liabilities$11,934,0002,814
Insider loans$13,556,000459
FHLB advances$02,722
Loans and leases held for sale$2,040,000753
Unused loan commitments$326,215,000419
Tier 1 (core) risk-based capital$122,974,000721
Tier 2 risk-based capital$10,563,000572
Total risk weighted assets$841,311,000742
Total unused commitments$326,215,000419
Derivatives$7,011,000792
2019-09-30Rank
# of Employees:280499
Assets and Liabilities
Total Assets:$1,302,271,000632
Cash and due from depository institutions$159,630,000499
Interest-bearing balances$143,013,000297
Securities$147,328,000896
Federal funds sold & reverse repurchase agreements$02,440
Net loans & leases$926,962,000629
Loan loss allowance$12,182,000533
Trading account assets$0223
Bank premises and fixed assets$18,701,000709
Other real estate owned$2,693,000499
Goodwill and other intangibles$9,016,000616
All other assets$37,941,000621
Life insurance assets$23,878,000444
Total liabilities and capital$1,302,271,000632
Total liabilities$1,177,888,000620
Total deposits$1,160,116,000592
Interest-bearing deposits$950,098,000560
Deposits held in domestic offices$1,160,116,000590
% insured90.62%820
Federal funds purchased & repurchase agreements$01,334
Trading liabilities$0167
Other borrowed funds$5,543,0002,057
Subordinated debt$095
All other liabilities$12,229,000628
Total equity capital$124,383,000772
Total bank equity capital$124,383,000772
Perpetual preferred stock$079
Common stock$1,376,0001,331
Surplus$26,854,0001,130
Undivided profits$96,153,000583
Noncontrolling interests in consolidated subsidiaries$0123
Memoranda
Noncurrent loans and leases$4,923,000876
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0791
Income earned, not collected on loans$3,445,000944
Earning assets$1,217,303,000615
Long-term assets (5+ years)$375,276,000686
Average Assets, year-to-date$1,244,640,750639
Average Assets, quarterly$1,277,357,500634
Volatile liabilities$10,764,0002,982
Insider loans$22,898,000240
FHLB advances$02,816
Loans and leases held for sale$1,929,000824
Unused loan commitments$317,709,000433
Tier 1 (core) risk-based capital$119,402,000739
Tier 2 risk-based capital$10,512,000577
Total risk weighted assets$836,976,000733
Total unused commitments$317,709,000433
Derivatives$01,338
2019-06-30Rank
# of Employees:272526
Assets and Liabilities
Total Assets:$1,252,444,000649
Cash and due from depository institutions$82,447,000526
Interest-bearing balances$69,110,000560
Securities$129,422,0001,023
Federal funds sold & reverse repurchase agreements$02,381
Net loans & leases$970,596,000599
Loan loss allowance$12,553,000507
Trading account assets$0225
Bank premises and fixed assets$18,977,000695
Other real estate owned$2,684,000526
Goodwill and other intangibles$9,016,000613
All other assets$39,302,000592
Life insurance assets$23,751,000440
Total liabilities and capital$1,252,444,000649
Total liabilities$1,129,749,000636
Total deposits$1,113,128,000610
Interest-bearing deposits$908,663,000575
Deposits held in domestic offices$1,113,128,000608
% insured90.70%857
Federal funds purchased & repurchase agreements$01,374
Trading liabilities$0168
Other borrowed funds$5,670,0002,060
Subordinated debt$095
All other liabilities$10,951,000623
Total equity capital$122,695,000763
Total bank equity capital$122,695,000763
Perpetual preferred stock$081
Common stock$1,376,0001,346
Surplus$26,854,0001,132
Undivided profits$94,465,000577
Noncontrolling interests in consolidated subsidiaries$0125
Memoranda
Noncurrent loans and leases$5,672,000764
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0800
Income earned, not collected on loans$4,231,000755
Earning assets$1,169,128,000633
Long-term assets (5+ years)$398,511,000649
Average Assets, year-to-date$1,225,430,670645
Average Assets, quarterly$1,233,068,000649
Volatile liabilities$8,767,0003,256
Insider loans$29,176,000183
FHLB advances$02,856
Loans and leases held for sale$692,0001,100
Unused loan commitments$326,726,000417
Tier 1 (core) risk-based capital$118,178,000736
Tier 2 risk-based capital$10,780,000562
Total risk weighted assets$858,317,000709
Total unused commitments$326,726,000417
Derivatives$01,343
2019-03-31Rank
# of Employees:266534
Assets and Liabilities
Total Assets:$1,213,692,000658
Cash and due from depository institutions$47,033,000534
Interest-bearing balances$36,098,0001,087
Securities$127,881,0001,045
Federal funds sold & reverse repurchase agreements$02,481
Net loans & leases$967,980,000594
Loan loss allowance$12,681,000507
Trading account assets$0226
Bank premises and fixed assets$19,447,000666
Other real estate owned$2,684,000534
Goodwill and other intangibles$9,016,000607
All other assets$39,651,000589
Life insurance assets$23,623,000439
Total liabilities and capital$1,213,692,000658
Total liabilities$1,092,931,000651
Total deposits$1,076,758,000623
Interest-bearing deposits$884,486,000588
Deposits held in domestic offices$1,076,758,000621
% insured90.00%975
Federal funds purchased & repurchase agreements$01,342
Trading liabilities$0170
Other borrowed funds$6,113,0001,938
Subordinated debt$098
All other liabilities$10,060,000656
Total equity capital$120,761,000750
Total bank equity capital$120,761,000750
Perpetual preferred stock$083
Common stock$1,376,0001,365
Surplus$26,854,0001,130
Undivided profits$92,531,000564
Noncontrolling interests in consolidated subsidiaries$0124
Memoranda
Noncurrent loans and leases$5,837,000737
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0779
Income earned, not collected on loans$3,938,000790
Earning assets$1,131,959,000648
Long-term assets (5+ years)$393,118,000655
Average Assets, year-to-date$1,211,924,000657
Average Assets, quarterly$1,211,924,000657
Volatile liabilities$8,304,0003,310
Insider loans$29,348,000180
FHLB advances$02,833
Loans and leases held for sale$195,0001,268
Unused loan commitments$288,011,000459
Tier 1 (core) risk-based capital$117,026,000736
Tier 2 risk-based capital$10,738,000560
Total risk weighted assets$854,774,000701
Total unused commitments$288,011,000459
Derivatives$01,321
2018-12-31Rank
# of Employees:261549
Assets and Liabilities
Total Assets:$1,210,156,000662
Cash and due from depository institutions$52,957,000549
Interest-bearing balances$38,954,000847
Securities$131,472,0001,017
Federal funds sold & reverse repurchase agreements$02,293
Net loans & leases$961,078,000595
Loan loss allowance$12,415,000510
Trading account assets$0230
Bank premises and fixed assets$13,521,000920
Other real estate owned$2,684,000549
Goodwill and other intangibles$9,016,000600
All other assets$39,428,000597
Life insurance assets$23,496,000445
Total liabilities and capital$1,210,156,000662
Total liabilities$1,092,194,000651
Total deposits$1,082,780,000623
Interest-bearing deposits$885,212,000581
Deposits held in domestic offices$1,082,780,000621
% insured90.18%927
Federal funds purchased & repurchase agreements$01,600
Trading liabilities$0168
Other borrowed funds$03,166
Subordinated debt$098
All other liabilities$9,414,000669
Total equity capital$117,962,000755
Total bank equity capital$117,962,000755
Perpetual preferred stock$086
Common stock$1,376,0001,376
Surplus$26,854,0001,122
Undivided profits$89,732,000559
Noncontrolling interests in consolidated subsidiaries$0122
Memoranda
Noncurrent loans and leases$2,657,0001,385
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0761
Income earned, not collected on loans$4,070,000781
Earning assets$1,131,504,000651
Long-term assets (5+ years)$402,737,000646
Average Assets, year-to-date$1,185,966,800645
Average Assets, quarterly$1,202,600,500659
Volatile liabilities$5,532,0003,837
Insider loans$29,663,000174
FHLB advances$03,000
Loans and leases held for sale$118,0001,406
Unused loan commitments$271,739,000477
Tier 1 (core) risk-based capital$115,326,000739
Tier 2 risk-based capital$10,499,000580
Total risk weighted assets$835,674,000718
Total unused commitments$271,739,000477
Derivatives$01,312
2018-09-30Rank
# of Employees:263537
Assets and Liabilities
Total Assets:$1,195,045,000659
Cash and due from depository institutions$44,777,000537
Interest-bearing balances$30,435,0001,065
Securities$125,403,0001,054
Federal funds sold & reverse repurchase agreements$02,215
Net loans & leases$959,529,000588
Loan loss allowance$12,526,000506
Trading account assets$0232
Bank premises and fixed assets$13,267,000930
Other real estate owned$2,665,000537
Goodwill and other intangibles$9,016,000591
All other assets$40,388,000590
Life insurance assets$23,366,000442
Total liabilities and capital$1,195,045,000659
Total liabilities$1,081,517,000649
Total deposits$1,072,103,000615
Interest-bearing deposits$875,379,000580
Deposits held in domestic offices$1,072,103,000614
% insured91.08%813
Federal funds purchased & repurchase agreements$01,725
Trading liabilities$0168
Other borrowed funds$03,276
Subordinated debt$0101
All other liabilities$9,414,000668
Total equity capital$113,528,000769
Total bank equity capital$113,528,000769
Perpetual preferred stock$092
Common stock$1,376,0001,397
Surplus$26,854,0001,122
Undivided profits$85,298,000569
Noncontrolling interests in consolidated subsidiaries$0118
Memoranda
Noncurrent loans and leases$5,666,000764
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0764
Income earned, not collected on loans$3,724,000860
Earning assets$1,115,367,000649
Long-term assets (5+ years)$404,806,000633
Average Assets, year-to-date$1,179,919,500646
Average Assets, quarterly$1,184,760,000657
Volatile liabilities$9,422,0003,240
Insider loans$30,170,000171
FHLB advances$03,105
Loans and leases held for sale$1,072,000847
Unused loan commitments$277,898,000471
Tier 1 (core) risk-based capital$112,302,000747
Tier 2 risk-based capital$10,511,000570
Total risk weighted assets$836,659,000709
Total unused commitments$277,898,000471
Derivatives$01,348
2018-06-30Rank
# of Employees:260549
Assets and Liabilities
Total Assets:$1,174,475,000665
Cash and due from depository institutions$29,470,000549
Interest-bearing balances$20,047,0001,524
Securities$127,899,0001,057
Federal funds sold & reverse repurchase agreements$02,314
Net loans & leases$955,270,000585
Loan loss allowance$12,482,000504
Trading account assets$0229
Bank premises and fixed assets$13,452,000908
Other real estate owned$2,665,000549
Goodwill and other intangibles$9,016,000588
All other assets$36,703,000626
Life insurance assets$23,237,000446
Total liabilities and capital$1,174,475,000665
Total liabilities$1,064,149,000659
Total deposits$1,058,312,000614
Interest-bearing deposits$854,127,000584
Deposits held in domestic offices$1,058,312,000613
% insured92.70%623
Federal funds purchased & repurchase agreements$01,659
Trading liabilities$0167
Other borrowed funds$03,304
Subordinated debt$0101
All other liabilities$5,837,000913
Total equity capital$110,326,000787
Total bank equity capital$110,326,000786
Perpetual preferred stock$092
Common stock$1,376,0001,419
Surplus$26,854,0001,119
Undivided profits$82,096,000581
Noncontrolling interests in consolidated subsidiaries$0120
Memoranda
Noncurrent loans and leases$5,753,000732
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0780
Income earned, not collected on loans$4,055,000721
Earning assets$1,103,216,000653
Long-term assets (5+ years)$420,661,000618
Average Assets, year-to-date$1,174,877,670652
Average Assets, quarterly$1,171,974,000658
Volatile liabilities$9,401,0003,217
Insider loans$30,526,000170
FHLB advances$03,132
Loans and leases held for sale$456,0001,219
Unused loan commitments$297,537,000437
Tier 1 (core) risk-based capital$108,592,000758
Tier 2 risk-based capital$10,390,000573
Total risk weighted assets$826,750,000711
Total unused commitments$297,537,000437
Derivatives$01,360
2018-03-31Rank
# of Employees:252565
Assets and Liabilities
Total Assets:$1,169,473,000664
Cash and due from depository institutions$42,082,000565
Interest-bearing balances$35,069,0001,022
Securities$133,322,0001,035
Federal funds sold & reverse repurchase agreements$02,470
Net loans & leases$930,664,000594
Loan loss allowance$11,989,000513
Trading account assets$0223
Bank premises and fixed assets$13,576,000906
Other real estate owned$2,592,000565
Goodwill and other intangibles$9,016,000579
All other assets$38,221,000603
Life insurance assets$23,108,000451
Total liabilities and capital$1,169,473,000664
Total liabilities$1,053,324,000661
Total deposits$1,035,234,000628
Interest-bearing deposits$841,225,000597
Deposits held in domestic offices$1,035,234,000628
% insured92.16%713
Federal funds purchased & repurchase agreements$01,501
Trading liabilities$0168
Other borrowed funds$03,190
Subordinated debt$0102
All other liabilities$18,090,000408
Total equity capital$116,149,000740
Total bank equity capital$116,149,000740
Perpetual preferred stock$094
Common stock$1,376,0001,442
Surplus$26,854,0001,120
Undivided profits$87,919,000536
Noncontrolling interests in consolidated subsidiaries$0119
Memoranda
Noncurrent loans and leases$2,688,0001,457
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0785
Income earned, not collected on loans$3,410,000823
Earning assets$1,099,055,000652
Long-term assets (5+ years)$403,952,000638
Average Assets, year-to-date$1,175,079,000658
Average Assets, quarterly$1,175,079,000658
Volatile liabilities$5,401,0003,828
Insider loans$31,133,000166
FHLB advances$03,022
Loans and leases held for sale$01,594
Unused loan commitments$313,614,000433
Tier 1 (core) risk-based capital$114,143,000720
Tier 2 risk-based capital$10,101,000581
Total risk weighted assets$806,196,000712
Total unused commitments$313,614,000433
Derivatives$01,367
2017-12-31Rank
# of Employees:255565
Assets and Liabilities
Total Assets:$1,180,685,000655
Cash and due from depository institutions$58,603,000565
Interest-bearing balances$44,160,000760
Securities$126,971,0001,080
Federal funds sold & reverse repurchase agreements$02,327
Net loans & leases$932,350,000589
Loan loss allowance$11,792,000511
Trading account assets$0231
Bank premises and fixed assets$13,741,000901
Other real estate owned$2,598,000565
Goodwill and other intangibles$9,016,000578
All other assets$37,406,000611
Life insurance assets$22,980,000453
Total liabilities and capital$1,180,685,000655
Total liabilities$1,066,360,000649
Total deposits$1,047,454,000622
Interest-bearing deposits$850,328,000590
Deposits held in domestic offices$1,047,454,000620
% insured91.38%845
Federal funds purchased & repurchase agreements$01,709
Trading liabilities$0168
Other borrowed funds$03,337
Subordinated debt$0103
All other liabilities$18,906,000402
Total equity capital$114,325,000747
Total bank equity capital$114,325,000747
Perpetual preferred stock$095
Common stock$1,376,0001,461
Surplus$26,854,0001,133
Undivided profits$86,095,000546
Noncontrolling interests in consolidated subsidiaries$0122
Memoranda
Noncurrent loans and leases$2,675,0001,473
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0790
Income earned, not collected on loans$3,823,000765
Earning assets$1,103,481,000645
Long-term assets (5+ years)$388,747,000670
Average Assets, year-to-date$1,148,560,200647
Average Assets, quarterly$1,173,426,000647
Volatile liabilities$12,019,0002,878
Insider loans$29,506,000175
FHLB advances$03,177
Loans and leases held for sale$442,0001,194
Unused loan commitments$300,060,000433
Tier 1 (core) risk-based capital$111,496,000726
Tier 2 risk-based capital$10,025,000582
Total risk weighted assets$800,219,000711
Total unused commitments$300,060,000433
Derivatives$01,375
2017-09-30Rank
# of Employees:259564
Assets and Liabilities
Total Assets:$1,166,167,000652
Cash and due from depository institutions$71,361,000564
Interest-bearing balances$62,353,000558
Securities$132,322,0001,054
Federal funds sold & reverse repurchase agreements$02,374
Net loans & leases$900,412,000596
Loan loss allowance$11,543,000537
Trading account assets$0232
Bank premises and fixed assets$13,807,000891
Other real estate owned$2,629,000564
Goodwill and other intangibles$9,030,000574
All other assets$36,606,000628
Life insurance assets$22,850,000447
Total liabilities and capital$1,166,167,000652
Total liabilities$1,041,981,000655
Total deposits$1,033,451,000620
Interest-bearing deposits$849,852,000587
Deposits held in domestic offices$1,033,451,000618
% insured91.76%839
Federal funds purchased & repurchase agreements$01,740
Trading liabilities$0166
Other borrowed funds$03,457
Subordinated debt$0100
All other liabilities$8,530,000715
Total equity capital$124,186,000694
Total bank equity capital$124,186,000694
Perpetual preferred stock$098
Common stock$1,376,0001,489
Surplus$27,018,0001,135
Undivided profits$95,792,000496
Noncontrolling interests in consolidated subsidiaries$0123
Memoranda
Noncurrent loans and leases$3,125,0001,364
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0823
Income earned, not collected on loans$3,357,000871
Earning assets$1,095,087,000641
Long-term assets (5+ years)$398,215,000647
Average Assets, year-to-date$1,140,529,000656
Average Assets, quarterly$1,150,698,000656
Volatile liabilities$9,511,0003,257
Insider loans$32,384,000158
FHLB advances$03,282
Loans and leases held for sale$452,0001,264
Unused loan commitments$272,677,000466
Tier 1 (core) risk-based capital$118,777,000684
Tier 2 risk-based capital$9,649,000611
Total risk weighted assets$763,362,000740
Total unused commitments$272,677,000467
Derivatives$01,401
2017-06-30Rank
# of Employees:249591
Assets and Liabilities
Total Assets:$1,135,229,000665
Cash and due from depository institutions$45,749,000591
Interest-bearing balances$39,337,000836
Securities$136,036,0001,044
Federal funds sold & reverse repurchase agreements$02,423
Net loans & leases$890,941,000598
Loan loss allowance$11,307,000551
Trading account assets$0233
Bank premises and fixed assets$13,897,000884
Other real estate owned$3,115,000591
Goodwill and other intangibles$9,043,000566
All other assets$36,448,000630
Life insurance assets$22,721,000443
Total liabilities and capital$1,135,229,000665
Total liabilities$1,013,201,000670
Total deposits$1,007,673,000630
Interest-bearing deposits$834,348,000595
Deposits held in domestic offices$1,007,673,000628
% insured92.70%719
Federal funds purchased & repurchase agreements$01,742
Trading liabilities$0167
Other borrowed funds$03,427
Subordinated debt$099
All other liabilities$5,528,000952
Total equity capital$122,028,000698
Total bank equity capital$122,028,000698
Perpetual preferred stock$0102
Common stock$1,376,0001,500
Surplus$27,018,0001,137
Undivided profits$93,634,000496
Noncontrolling interests in consolidated subsidiaries$0127
Memoranda
Noncurrent loans and leases$3,126,0001,377
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0844
Income earned, not collected on loans$3,404,000786
Earning assets$1,066,314,000650
Long-term assets (5+ years)$420,688,000619
Average Assets, year-to-date$1,131,983,000659
Average Assets, quarterly$1,133,657,500662
Volatile liabilities$5,500,0003,834
Insider loans$37,059,000131
FHLB advances$03,258
Loans and leases held for sale$834,0001,100
Unused loan commitments$273,023,000464
Tier 1 (core) risk-based capital$116,554,000684
Tier 2 risk-based capital$9,534,000626
Total risk weighted assets$753,953,000749
Total unused commitments$273,023,000464
Derivatives$01,429
2017-03-31Rank
# of Employees:250585
Assets and Liabilities
Total Assets:$1,132,086,000670
Cash and due from depository institutions$39,673,000585
Interest-bearing balances$31,317,0001,182
Securities$137,182,0001,047
Federal funds sold & reverse repurchase agreements$02,558
Net loans & leases$892,699,000596
Loan loss allowance$11,278,000558
Trading account assets$0232
Bank premises and fixed assets$13,783,000887
Other real estate owned$3,115,000585
Goodwill and other intangibles$9,057,000561
All other assets$36,577,000631
Life insurance assets$22,589,000447
Total liabilities and capital$1,132,086,000670
Total liabilities$1,013,342,000666
Total deposits$1,007,062,000628
Interest-bearing deposits$834,898,000598
Deposits held in domestic offices$1,007,062,000626
% insured92.30%783
Federal funds purchased & repurchase agreements$01,613
Trading liabilities$0164
Other borrowed funds$03,368
Subordinated debt$0105
All other liabilities$6,280,000876
Total equity capital$118,744,000700
Total bank equity capital$118,744,000700
Perpetual preferred stock$0106
Common stock$1,376,0001,527
Surplus$27,018,0001,141
Undivided profits$90,350,000494
Noncontrolling interests in consolidated subsidiaries$0125
Memoranda
Noncurrent loans and leases$5,263,000883
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0823
Income earned, not collected on loans$3,147,000825
Earning assets$1,061,198,000652
Long-term assets (5+ years)$431,710,000604
Average Assets, year-to-date$1,130,360,000667
Average Assets, quarterly$1,130,360,000667
Volatile liabilities$5,493,0003,821
Insider loans$36,910,000132
FHLB advances$03,198
Loans and leases held for sale$448,0001,208
Unused loan commitments$279,927,000450
Tier 1 (core) risk-based capital$113,644,000690
Tier 2 risk-based capital$9,620,000618
Total risk weighted assets$762,061,000732
Total unused commitments$279,927,000450
Derivatives$01,425
2016-12-31Rank
# of Employees:247590
Assets and Liabilities
Total Assets:$1,128,634,000663
Cash and due from depository institutions$36,665,000590
Interest-bearing balances$26,102,0001,249
Securities$143,875,000987
Federal funds sold & reverse repurchase agreements$02,478
Net loans & leases$883,338,000595
Loan loss allowance$11,075,000551
Trading account assets$0239
Bank premises and fixed assets$14,058,000858
Other real estate owned$4,915,000590
Goodwill and other intangibles$9,071,000558
All other assets$36,712,000633
Life insurance assets$22,459,000442
Total liabilities and capital$1,128,634,000663
Total liabilities$1,012,901,000660
Total deposits$982,974,000635
Interest-bearing deposits$811,775,000601
Deposits held in domestic offices$982,974,000633
% insured91.87%877
Federal funds purchased & repurchase agreements$01,797
Trading liabilities$0164
Other borrowed funds$24,270,0001,066
Subordinated debt$0112
All other liabilities$5,657,000945
Total equity capital$115,733,000705
Total bank equity capital$115,733,000705
Perpetual preferred stock$0108
Common stock$1,376,0001,544
Surplus$27,018,0001,142
Undivided profits$87,339,000497
Noncontrolling interests in consolidated subsidiaries$0128
Memoranda
Noncurrent loans and leases$5,441,000861
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0831
Income earned, not collected on loans$3,582,000766
Earning assets$1,053,315,000646
Long-term assets (5+ years)$396,783,000635
Average Assets, year-to-date$1,085,937,800662
Average Assets, quarterly$1,118,495,000668
Volatile liabilities$4,644,0004,045
Insider loans$36,983,000128
FHLB advances$24,270,0001,021
Loans and leases held for sale$540,0001,289
Unused loan commitments$277,406,000442
Tier 1 (core) risk-based capital$110,932,000704
Tier 2 risk-based capital$9,780,000598
Total risk weighted assets$776,508,000704
Total unused commitments$277,406,000442
Derivatives$01,433
2016-09-30Rank
# of Employees:242605
Assets and Liabilities
Total Assets:$1,108,356,000675
Cash and due from depository institutions$40,594,000605
Interest-bearing balances$30,166,0001,167
Securities$155,345,000924
Federal funds sold & reverse repurchase agreements$02,556
Net loans & leases$848,258,000608
Loan loss allowance$10,685,000575
Trading account assets$0238
Bank premises and fixed assets$14,322,000838
Other real estate owned$5,872,000605
Goodwill and other intangibles$9,084,000555
All other assets$34,881,000645
Life insurance assets$22,327,000446
Total liabilities and capital$1,108,356,000675
Total liabilities$991,821,000669
Total deposits$979,073,000635
Interest-bearing deposits$804,162,000601
Deposits held in domestic offices$979,073,000633
% insured92.93%771
Federal funds purchased & repurchase agreements$01,774
Trading liabilities$0165
Other borrowed funds$8,530,0001,956
Subordinated debt$0113
All other liabilities$4,218,0001,255
Total equity capital$116,535,000712
Total bank equity capital$116,535,000711
Perpetual preferred stock$0115
Common stock$1,376,0001,566
Surplus$27,018,0001,134
Undivided profits$88,141,000512
Noncontrolling interests in consolidated subsidiaries$0128
Memoranda
Noncurrent loans and leases$5,936,000815
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0849
Income earned, not collected on loans$3,102,000868
Earning assets$1,033,769,000660
Long-term assets (5+ years)$406,304,000629
Average Assets, year-to-date$1,075,263,750666
Average Assets, quarterly$1,096,768,000670
Volatile liabilities$5,184,0003,933
Insider loans$32,412,000147
FHLB advances$8,530,0001,889
Loans and leases held for sale$367,0001,530
Unused loan commitments$272,755,000451
Tier 1 (core) risk-based capital$110,066,000702
Tier 2 risk-based capital$9,521,000605
Total risk weighted assets$757,365,000714
Total unused commitments$272,755,000451
Derivatives$01,446
2016-06-30Rank
# of Employees:248591
Assets and Liabilities
Total Assets:$1,085,180,000676
Cash and due from depository institutions$41,049,000591
Interest-bearing balances$32,234,0001,029
Securities$163,557,000875
Federal funds sold & reverse repurchase agreements$02,524
Net loans & leases$816,825,000626
Loan loss allowance$10,318,000588
Trading account assets$0244
Bank premises and fixed assets$14,414,000823
Other real estate owned$6,194,000591
Goodwill and other intangibles$9,098,000549
All other assets$34,043,000654
Life insurance assets$22,196,000443
Total liabilities and capital$1,085,180,000676
Total liabilities$969,452,000674
Total deposits$966,025,000630
Interest-bearing deposits$803,038,000590
Deposits held in domestic offices$966,025,000628
% insured93.05%802
Federal funds purchased & repurchase agreements$01,871
Trading liabilities$0167
Other borrowed funds$03,625
Subordinated debt$0116
All other liabilities$3,427,0001,415
Total equity capital$115,728,000712
Total bank equity capital$115,728,000712
Perpetual preferred stock$0114
Common stock$1,376,0001,589
Surplus$27,018,0001,137
Undivided profits$87,334,000513
Noncontrolling interests in consolidated subsidiaries$0130
Memoranda
Noncurrent loans and leases$8,277,000603
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0859
Income earned, not collected on loans$3,146,000818
Earning assets$1,012,616,000669
Long-term assets (5+ years)$383,662,000652
Average Assets, year-to-date$1,064,233,000676
Average Assets, quarterly$1,078,117,000678
Volatile liabilities$5,427,0003,871
Insider loans$33,408,000135
FHLB advances$03,439
Loans and leases held for sale$487,0001,427
Unused loan commitments$279,553,000438
Tier 1 (core) risk-based capital$109,068,000703
Tier 2 risk-based capital$9,390,000611
Total risk weighted assets$747,497,000717
Total unused commitments$279,553,000438
Derivatives$01,453
2016-03-31Rank
# of Employees:238612
Assets and Liabilities
Total Assets:$1,071,054,000683
Cash and due from depository institutions$59,127,000612
Interest-bearing balances$51,129,000723
Securities$154,691,000947
Federal funds sold & reverse repurchase agreements$02,601
Net loans & leases$792,785,000628
Loan loss allowance$10,342,000575
Trading account assets$0236
Bank premises and fixed assets$14,592,000820
Other real estate owned$6,331,000612
Goodwill and other intangibles$9,112,000548
All other assets$34,416,000659
Life insurance assets$22,063,000441
Total liabilities and capital$1,071,054,000683
Total liabilities$956,496,000683
Total deposits$951,061,000639
Interest-bearing deposits$791,139,000600
Deposits held in domestic offices$951,061,000638
% insured92.59%921
Federal funds purchased & repurchase agreements$01,758
Trading liabilities$0163
Other borrowed funds$03,577
Subordinated debt$0118
All other liabilities$5,435,000987
Total equity capital$114,558,000712
Total bank equity capital$114,558,000712
Perpetual preferred stock$0122
Common stock$1,376,0001,606
Surplus$27,018,0001,141
Undivided profits$86,164,000494
Noncontrolling interests in consolidated subsidiaries$0134
Memoranda
Noncurrent loans and leases$10,359,000512
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0861
Income earned, not collected on loans$3,145,000804
Earning assets$998,605,000670
Long-term assets (5+ years)$370,585,000672
Average Assets, year-to-date$1,053,759,500678
Average Assets, quarterly$1,053,759,500678
Volatile liabilities$5,667,0003,804
Insider loans$32,486,000142
FHLB advances$03,406
Loans and leases held for sale$559,0001,232
Unused loan commitments$265,748,000450
Tier 1 (core) risk-based capital$108,562,000698
Tier 2 risk-based capital$9,307,000608
Total risk weighted assets$740,960,000717
Total unused commitments$265,748,000450
Derivatives$01,433
2015-12-31Rank
# of Employees:250574
Assets and Liabilities
Total Assets:$1,036,465,000685
Cash and due from depository institutions$39,166,000574
Interest-bearing balances$22,918,0001,409
Securities$159,473,000932
Federal funds sold & reverse repurchase agreements$02,502
Net loans & leases$772,391,000625
Loan loss allowance$10,086,000578
Trading account assets$0243
Bank premises and fixed assets$14,759,000809
Other real estate owned$6,451,000574
Goodwill and other intangibles$9,125,000544
All other assets$35,100,000634
Life insurance assets$22,364,000424
Total liabilities and capital$1,036,465,000685
Total liabilities$924,991,000676
Total deposits$918,816,000637
Interest-bearing deposits$766,417,000591
Deposits held in domestic offices$918,816,000636
% insured92.11%1,041
Federal funds purchased & repurchase agreements$01,962
Trading liabilities$0165
Other borrowed funds$03,691
Subordinated debt$0118
All other liabilities$6,175,000891
Total equity capital$111,474,000713
Total bank equity capital$111,474,000713
Perpetual preferred stock$0135
Common stock$1,376,0001,634
Surplus$27,018,0001,143
Undivided profits$83,080,000499
Noncontrolling interests in consolidated subsidiaries$0136
Memoranda
Noncurrent loans and leases$5,738,000858
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0871
Income earned, not collected on loans$3,156,000814
Earning assets$954,782,000687
Long-term assets (5+ years)$370,428,000657
Average Assets, year-to-date$1,024,111,600670
Average Assets, quarterly$1,036,672,500681
Volatile liabilities$6,163,0003,758
Insider loans$32,194,000134
FHLB advances$03,512
Loans and leases held for sale$461,0001,318
Unused loan commitments$265,449,000440
Tier 1 (core) risk-based capital$106,180,000708
Tier 2 risk-based capital$9,034,000618
Total risk weighted assets$719,190,000721
Total unused commitments$265,449,000440
Derivatives$01,420
2015-09-30Rank
# of Employees:249585
Assets and Liabilities
Total Assets:$1,036,880,000685
Cash and due from depository institutions$40,903,000585
Interest-bearing balances$26,173,0001,260
Securities$169,516,000880
Federal funds sold & reverse repurchase agreements$02,541
Net loans & leases$761,178,000623
Loan loss allowance$9,873,000601
Trading account assets$0246
Bank premises and fixed assets$14,797,000809
Other real estate owned$6,807,000585
Goodwill and other intangibles$9,139,000537
All other assets$34,540,000648
Life insurance assets$22,228,000418
Total liabilities and capital$1,036,880,000685
Total liabilities$926,941,000683
Total deposits$918,112,000642
Interest-bearing deposits$765,843,000603
Deposits held in domestic offices$918,112,000641
% insured92.51%1,023
Federal funds purchased & repurchase agreements$02,046
Trading liabilities$0169
Other borrowed funds$3,500,0002,717
Subordinated debt$0120
All other liabilities$5,329,0001,027
Total equity capital$109,939,000731
Total bank equity capital$109,939,000731
Perpetual preferred stock$0149
Common stock$1,376,0001,674
Surplus$27,018,0001,142
Undivided profits$81,545,000505
Noncontrolling interests in consolidated subsidiaries$0144
Memoranda
Noncurrent loans and leases$6,163,000852
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0892
Income earned, not collected on loans$2,994,000879
Earning assets$956,867,000686
Long-term assets (5+ years)$363,544,000671
Average Assets, year-to-date$1,021,023,250678
Average Assets, quarterly$1,032,805,000688
Volatile liabilities$7,002,0003,614
Insider loans$32,716,000141
FHLB advances$3,500,0002,625
Loans and leases held for sale$376,0001,417
Unused loan commitments$248,812,000474
Tier 1 (core) risk-based capital$103,999,000718
Tier 2 risk-based capital$9,068,000618
Total risk weighted assets$722,084,000719
Total unused commitments$248,812,000474
Derivatives$01,421
2015-06-30Rank
# of Employees:249589
Assets and Liabilities
Total Assets:$1,028,730,000689
Cash and due from depository institutions$64,403,000589
Interest-bearing balances$53,340,000613
Securities$176,424,000859
Federal funds sold & reverse repurchase agreements$02,585
Net loans & leases$725,517,000655
Loan loss allowance$9,450,000645
Trading account assets$0255
Bank premises and fixed assets$14,531,000825
Other real estate owned$4,018,000589
Goodwill and other intangibles$9,149,000538
All other assets$34,688,000649
Life insurance assets$22,377,000406
Total liabilities and capital$1,028,730,000689
Total liabilities$922,154,000685
Total deposits$916,859,000636
Interest-bearing deposits$772,495,000595
Deposits held in domestic offices$916,859,000635
% insured92.51%1,111
Federal funds purchased & repurchase agreements$02,081
Trading liabilities$0167
Other borrowed funds$03,807
Subordinated debt$0123
All other liabilities$5,295,000983
Total equity capital$106,576,000746
Total bank equity capital$106,576,000746
Perpetual preferred stock$0164
Common stock$1,376,0001,702
Surplus$27,018,0001,158
Undivided profits$78,182,000521
Noncontrolling interests in consolidated subsidiaries$0143
Memoranda
Noncurrent loans and leases$9,515,000578
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0915
Income earned, not collected on loans$3,065,000805
Earning assets$955,281,000682
Long-term assets (5+ years)$336,315,000731
Average Assets, year-to-date$1,015,737,670686
Average Assets, quarterly$1,023,583,500691
Volatile liabilities$7,195,0003,594
Insider loans$33,046,000140
FHLB advances$03,615
Loans and leases held for sale$1,755,000921
Unused loan commitments$248,082,000456
Tier 1 (core) risk-based capital$101,360,000738
Tier 2 risk-based capital$8,849,000632
Total risk weighted assets$704,470,000730
Total unused commitments$248,082,000456
Derivatives$01,433
2015-03-31Rank
# of Employees:206699
Assets and Liabilities
Total Assets:$1,018,437,000692
Cash and due from depository institutions$65,327,000699
Interest-bearing balances$46,720,000813
Securities$176,740,000857
Federal funds sold & reverse repurchase agreements$02,825
Net loans & leases$713,903,000652
Loan loss allowance$9,210,000670
Trading account assets$0251
Bank premises and fixed assets$14,842,000802
Other real estate owned$4,018,000699
Goodwill and other intangibles$9,239,000529
All other assets$34,368,000640
Life insurance assets$22,237,000399
Total liabilities and capital$1,018,437,000692
Total liabilities$913,766,000688
Total deposits$906,151,000641
Interest-bearing deposits$757,519,000601
Deposits held in domestic offices$906,151,000639
% insured92.32%1,175
Federal funds purchased & repurchase agreements$01,864
Trading liabilities$0165
Other borrowed funds$03,720
Subordinated debt$0128
All other liabilities$7,615,000754
Total equity capital$104,671,000751
Total bank equity capital$104,671,000751
Perpetual preferred stock$0175
Common stock$1,376,0001,729
Surplus$27,018,0001,162
Undivided profits$76,277,000534
Noncontrolling interests in consolidated subsidiaries$0150
Memoranda
Noncurrent loans and leases$11,522,000507
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0945
Income earned, not collected on loans$3,031,000791
Earning assets$937,363,000690
Long-term assets (5+ years)$346,014,000704
Average Assets, year-to-date$1,009,241,500687
Average Assets, quarterly$1,009,241,500687
Volatile liabilities$7,487,0003,454
Insider loans$18,728,000293
FHLB advances$03,519
Loans and leases held for sale$155,0001,788
Unused loan commitments$246,129,000451
Tier 1 (core) risk-based capital$98,684,000749
Tier 2 risk-based capital$8,816,000623
Total risk weighted assets$703,465,000705
Total unused commitments$246,129,000451
Derivatives$10,000,000722
2014-12-31Rank
# of Employees:266544
Assets and Liabilities
Total Assets:$1,000,046,000688
Cash and due from depository institutions$48,593,000544
Interest-bearing balances$38,599,000870
Securities$171,751,000875
Federal funds sold & reverse repurchase agreements$02,666
Net loans & leases$717,809,000634
Loan loss allowance$9,111,000683
Trading account assets$0249
Bank premises and fixed assets$15,046,000779
Other real estate owned$3,666,000544
Goodwill and other intangibles$9,340,000525
All other assets$33,841,000642
Life insurance assets$22,098,000389
Total liabilities and capital$1,000,046,000688
Total liabilities$898,342,000685
Total deposits$881,603,000640
Interest-bearing deposits$744,271,000601
Deposits held in domestic offices$881,603,000640
% insured93.23%1,010
Federal funds purchased & repurchase agreements$9,079,000852
Trading liabilities$0167
Other borrowed funds$03,842
Subordinated debt$0126
All other liabilities$7,660,000755
Total equity capital$101,704,000756
Total bank equity capital$101,704,000756
Perpetual preferred stock$0187
Common stock$1,376,0001,761
Surplus$27,018,0001,168
Undivided profits$73,310,000545
Noncontrolling interests in consolidated subsidiaries$0150
Memoranda
Noncurrent loans and leases$12,613,000483
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0938
Income earned, not collected on loans$3,031,000811
Earning assets$928,159,000684
Long-term assets (5+ years)$340,169,000709
Average Assets, year-to-date$1,009,015,600670
Average Assets, quarterly$1,010,394,000683
Volatile liabilities$15,881,0002,367
Insider loans$18,905,000292
FHLB advances$03,651
Loans and leases held for sale$389,0001,360
Unused loan commitments$248,292,000438
Tier 1 (core) risk-based capital$95,777,000746
Tier 2 risk-based capital$8,935,000604
Total risk weighted assets$686,190,000700
Total unused commitments$248,292,000438
Derivatives$10,000,000648
2014-09-30Rank
# of Employees:261557
Assets and Liabilities
Total Assets:$1,020,742,000675
Cash and due from depository institutions$56,207,000557
Interest-bearing balances$45,472,000721
Securities$176,111,000867
Federal funds sold & reverse repurchase agreements$02,747
Net loans & leases$723,043,000609
Loan loss allowance$8,935,000731
Trading account assets$0245
Bank premises and fixed assets$15,386,000767
Other real estate owned$3,737,000557
Goodwill and other intangibles$9,575,000517
All other assets$36,683,000597
Life insurance assets$21,956,000381
Total liabilities and capital$1,020,742,000675
Total liabilities$920,941,000667
Total deposits$899,104,000625
Interest-bearing deposits$760,518,000585
Deposits held in domestic offices$899,104,000624
% insured93.27%1,084
Federal funds purchased & repurchase agreements$1,556,0001,609
Trading liabilities$0165
Other borrowed funds$12,000,0001,598
Subordinated debt$0131
All other liabilities$8,281,000689
Total equity capital$99,801,000769
Total bank equity capital$99,801,000769
Perpetual preferred stock$0194
Common stock$1,376,0001,787
Surplus$27,018,0001,174
Undivided profits$71,407,000544
Noncontrolling interests in consolidated subsidiaries$0153
Memoranda
Noncurrent loans and leases$18,916,000360
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0951
Income earned, not collected on loans$2,848,000899
Earning assets$944,626,000666
Long-term assets (5+ years)$342,490,000699
Average Assets, year-to-date$1,011,258,000662
Average Assets, quarterly$1,020,289,000675
Volatile liabilities$8,452,0003,432
Insider loans$18,223,000301
FHLB advances$12,000,0001,532
Loans and leases held for sale$1,333,000888
Unused loan commitments$247,641,000438
Tier 1 (core) risk-based capital$93,583,000764
Tier 2 risk-based capital$8,833,000617
Total risk weighted assets$694,291,000686
Total unused commitments$247,641,000438
Derivatives$10,000,000665
2014-06-30Rank
# of Employees:265546
Assets and Liabilities
Total Assets:$1,019,836,000667
Cash and due from depository institutions$54,791,000546
Interest-bearing balances$41,449,000797
Securities$175,025,000875
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$723,800,000601
Loan loss allowance$9,519,000677
Trading account assets$0246
Bank premises and fixed assets$15,762,000744
Other real estate owned$4,112,000546
Goodwill and other intangibles$9,683,000504
All other assets$36,663,000595
Life insurance assets$21,816,000376
Total liabilities and capital$1,019,836,000667
Total liabilities$923,526,000653
Total deposits$901,645,000612
Interest-bearing deposits$771,434,000569
Deposits held in domestic offices$901,645,000611
% insured93.02%1,211
Federal funds purchased & repurchase agreements$2,264,0001,462
Trading liabilities$0168
Other borrowed funds$12,000,0001,593
Subordinated debt$0135
All other liabilities$7,617,000729
Total equity capital$96,310,000778
Total bank equity capital$96,310,000778
Perpetual preferred stock$0199
Common stock$1,376,0001,815
Surplus$26,494,0001,177
Undivided profits$68,440,000569
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$21,049,000340
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$3,201,000747
Earning assets$940,274,000657
Long-term assets (5+ years)$347,831,000693
Average Assets, year-to-date$1,008,096,670666
Average Assets, quarterly$1,021,466,000662
Volatile liabilities$9,304,0003,231
Insider loans$18,072,000292
FHLB advances$12,000,0001,529
Loans and leases held for sale$600,0001,255
Unused loan commitments$229,990,000453
Tier 1 (core) risk-based capital$90,433,000775
Tier 2 risk-based capital$8,763,000614
Total risk weighted assets$700,249,000661
Total unused commitments$229,990,000453
Derivatives$10,000,000679
2014-03-31Rank
# of Employees:266545
Assets and Liabilities
Total Assets:$1,023,096,000661
Cash and due from depository institutions$79,381,000545
Interest-bearing balances$64,807,000564
Securities$160,649,000971
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$716,469,000600
Loan loss allowance$9,745,000670
Trading account assets$0247
Bank premises and fixed assets$16,006,000743
Other real estate owned$4,307,000545
Goodwill and other intangibles$9,786,000505
All other assets$36,498,000595
Life insurance assets$21,673,000379
Total liabilities and capital$1,023,096,000661
Total liabilities$929,029,000653
Total deposits$893,278,000626
Interest-bearing deposits$764,215,000586
Deposits held in domestic offices$893,278,000623
% insured92.68%1,344
Federal funds purchased & repurchase agreements$15,905,000606
Trading liabilities$0165
Other borrowed funds$12,401,0001,466
Subordinated debt$0134
All other liabilities$7,445,000720
Total equity capital$94,067,000788
Total bank equity capital$94,067,000787
Perpetual preferred stock$0201
Common stock$1,376,0001,835
Surplus$26,494,0001,193
Undivided profits$66,197,000563
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$24,632,000319
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$2,802,000849
Earning assets$941,925,000656
Long-term assets (5+ years)$341,986,000696
Average Assets, year-to-date$1,002,227,000674
Average Assets, quarterly$1,002,227,000674
Volatile liabilities$22,137,0001,786
Insider loans$18,081,000280
FHLB advances$12,401,0001,413
Loans and leases held for sale$156,0001,578
Unused loan commitments$212,837,000464
Tier 1 (core) risk-based capital$88,576,000785
Tier 2 risk-based capital$8,724,000612
Total risk weighted assets$690,921,000668
Total unused commitments$212,837,000464
Derivatives$10,000,000633
2013-12-31Rank
# of Employees:275527
Assets and Liabilities
Total Assets:$981,358,000684
Cash and due from depository institutions$40,745,000527
Interest-bearing balances$29,216,0001,172
Securities$158,759,000970
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$714,060,000599
Loan loss allowance$9,702,000681
Trading account assets$0247
Bank premises and fixed assets$16,145,000727
Other real estate owned$4,708,000527
Goodwill and other intangibles$9,898,000499
All other assets$37,043,000596
Life insurance assets$21,530,000379
Total liabilities and capital$981,358,000684
Total liabilities$889,692,000672
Total deposits$846,342,000645
Interest-bearing deposits$724,159,000614
Deposits held in domestic offices$846,342,000644
% insured91.91%1,583
Federal funds purchased & repurchase agreements$23,834,000495
Trading liabilities$0167
Other borrowed funds$12,403,0001,520
Subordinated debt$0136
All other liabilities$7,113,000753
Total equity capital$91,666,000789
Total bank equity capital$91,666,000789
Perpetual preferred stock$0206
Common stock$1,376,0001,863
Surplus$26,494,0001,193
Undivided profits$63,796,000566
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$25,247,000334
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$3,075,000790
Earning assets$902,035,000677
Long-term assets (5+ years)$330,422,000700
Average Assets, year-to-date$1,017,854,200647
Average Assets, quarterly$990,863,000678
Volatile liabilities$30,060,0001,440
Insider loans$18,353,000272
FHLB advances$12,403,0001,460
Loans and leases held for sale$349,0001,383
Unused loan commitments$219,354,000437
Tier 1 (core) risk-based capital$87,146,000791
Tier 2 risk-based capital$8,796,000601
Total risk weighted assets$696,202,000655
Total unused commitments$219,354,000437
Derivatives$10,000,000608
2013-09-30Rank
# of Employees:271530
Assets and Liabilities
Total Assets:$1,000,368,000676
Cash and due from depository institutions$61,633,000530
Interest-bearing balances$41,849,000825
Securities$162,231,000958
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$709,221,000589
Loan loss allowance$11,376,000609
Trading account assets$0248
Bank premises and fixed assets$16,408,000710
Other real estate owned$4,738,000530
Goodwill and other intangibles$10,015,000492
All other assets$36,122,000607
Life insurance assets$21,379,000375
Total liabilities and capital$1,000,368,000676
Total liabilities$910,320,000663
Total deposits$866,254,000636
Interest-bearing deposits$742,945,000597
Deposits held in domestic offices$866,254,000635
% insured91.19%1,950
Federal funds purchased & repurchase agreements$23,870,000497
Trading liabilities$0163
Other borrowed funds$12,405,0001,519
Subordinated debt$0150
All other liabilities$7,791,000744
Total equity capital$90,048,000798
Total bank equity capital$90,048,000798
Perpetual preferred stock$0217
Common stock$1,376,0001,895
Surplus$26,494,0001,193
Undivided profits$62,178,000585
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$28,842,000314
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$2,839,000891
Earning assets$913,301,000666
Long-term assets (5+ years)$328,324,000696
Average Assets, year-to-date$1,026,978,250642
Average Assets, quarterly$1,015,133,500651
Volatile liabilities$31,539,0001,373
Insider loans$16,528,000312
FHLB advances$12,405,0001,454
Loans and leases held for sale$446,0001,370
Unused loan commitments$218,167,000444
Tier 1 (core) risk-based capital$86,466,000797
Tier 2 risk-based capital$8,904,000589
Total risk weighted assets$706,223,000640
Total unused commitments$218,167,000444
Derivatives$10,000,000651
2013-06-30Rank
# of Employees:274532
Assets and Liabilities
Total Assets:$1,029,899,000645
Cash and due from depository institutions$94,115,000532
Interest-bearing balances$81,300,000430
Securities$149,487,0001,029
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$717,967,000585
Loan loss allowance$11,438,000612
Trading account assets$0250
Bank premises and fixed assets$16,599,000704
Other real estate owned$5,264,000532
Goodwill and other intangibles$10,128,000488
All other assets$36,339,000604
Life insurance assets$21,229,000376
Total liabilities and capital$1,029,899,000645
Total liabilities$940,420,000630
Total deposits$882,352,000617
Interest-bearing deposits$762,854,000573
Deposits held in domestic offices$882,352,000615
% insured91.44%1,972
Federal funds purchased & repurchase agreements$38,934,000360
Trading liabilities$0154
Other borrowed funds$12,406,0001,493
Subordinated debt$0152
All other liabilities$6,728,000825
Total equity capital$89,479,000795
Total bank equity capital$89,479,000795
Perpetual preferred stock$0228
Common stock$1,376,0001,906
Surplus$26,494,0001,192
Undivided profits$61,609,000580
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$31,078,000311
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$3,009,000806
Earning assets$948,754,000631
Long-term assets (5+ years)$322,048,000684
Average Assets, year-to-date$1,035,848,330637
Average Assets, quarterly$1,041,056,500631
Volatile liabilities$46,597,000955
Insider loans$16,906,000300
FHLB advances$12,406,0001,424
Loans and leases held for sale$238,0001,866
Unused loan commitments$211,977,000446
Tier 1 (core) risk-based capital$84,679,000800
Tier 2 risk-based capital$9,018,000586
Total risk weighted assets$716,194,000623
Total unused commitments$211,977,000447
Derivatives$10,000,000697
2013-03-31Rank
# of Employees:280513
Assets and Liabilities
Total Assets:$1,052,214,000635
Cash and due from depository institutions$111,787,000513
Interest-bearing balances$100,325,000426
Securities$134,081,0001,153
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$735,548,000559
Loan loss allowance$10,943,000663
Trading account assets$0242
Bank premises and fixed assets$16,897,000694
Other real estate owned$5,420,000513
Goodwill and other intangibles$10,218,000479
All other assets$38,263,000565
Life insurance assets$21,076,000368
Total liabilities and capital$1,052,214,000635
Total liabilities$962,562,000618
Total deposits$902,674,000616
Interest-bearing deposits$787,188,000560
Deposits held in domestic offices$902,674,000615
% insured87.63%3,186
Federal funds purchased & repurchase agreements$39,365,000352
Trading liabilities$0154
Other borrowed funds$12,408,0001,411
Subordinated debt$0155
All other liabilities$8,115,000715
Total equity capital$89,652,000802
Total bank equity capital$89,652,000802
Perpetual preferred stock$0239
Common stock$1,376,0001,939
Surplus$26,494,0001,195
Undivided profits$61,782,000615
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$34,658,000313
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$3,028,000797
Earning assets$969,954,000632
Long-term assets (5+ years)$325,505,000664
Average Assets, year-to-date$1,038,823,000643
Average Assets, quarterly$1,038,823,000643
Volatile liabilities$47,122,000902
Insider loans$16,972,000291
FHLB advances$12,408,0001,342
Loans and leases held for sale$327,0001,729
Unused loan commitments$211,568,000438
Tier 1 (core) risk-based capital$83,677,000801
Tier 2 risk-based capital$9,267,000572
Total risk weighted assets$733,796,000598
Total unused commitments$211,568,000438
Derivatives$20,000,000562
2012-12-31Rank
# of Employees:283505
Assets and Liabilities
Total Assets:$1,025,432,000654
Cash and due from depository institutions$77,834,000505
Interest-bearing balances$58,094,000726
Securities$132,636,0001,149
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$743,267,000560
Loan loss allowance$10,379,000702
Trading account assets$0243
Bank premises and fixed assets$17,037,000678
Other real estate owned$5,127,000505
Goodwill and other intangibles$10,374,000471
All other assets$39,157,000562
Life insurance assets$20,925,000361
Total liabilities and capital$1,025,432,000654
Total liabilities$937,011,000639
Total deposits$874,905,000622
Interest-bearing deposits$750,816,000586
Deposits held in domestic offices$874,905,000621
% insured87.31%4,293
Federal funds purchased & repurchase agreements$42,209,000346
Trading liabilities$0152
Other borrowed funds$12,410,0001,528
Subordinated debt$0159
All other liabilities$7,487,000779
Total equity capital$88,421,000806
Total bank equity capital$88,421,000806
Perpetual preferred stock$0246
Common stock$1,376,0001,957
Surplus$26,494,0001,194
Undivided profits$60,551,000622
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$36,957,000313
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$3,170,000775
Earning assets$933,997,000640
Long-term assets (5+ years)$320,620,000652
Average Assets, year-to-date$1,031,150,000646
Average Assets, quarterly$1,040,298,500644
Volatile liabilities$49,482,000929
Insider loans$17,144,000288
FHLB advances$12,410,0001,455
Loans and leases held for sale$67,0002,196
Unused loan commitments$223,638,000403
Tier 1 (core) risk-based capital$82,631,000792
Tier 2 risk-based capital$9,425,000561
Total risk weighted assets$753,050,000590
Total unused commitments$223,638,000403
Derivatives$20,000,000565
2012-09-30Rank
# of Employees:280514
Assets and Liabilities
Total Assets:$1,055,165,000635
Cash and due from depository institutions$104,217,000514
Interest-bearing balances$88,805,000439
Securities$133,635,0001,146
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$743,474,000556
Loan loss allowance$10,113,000733
Trading account assets$0231
Bank premises and fixed assets$16,180,000713
Other real estate owned$6,165,000514
Goodwill and other intangibles$10,499,000467
All other assets$40,995,000550
Life insurance assets$20,766,000353
Total liabilities and capital$1,055,165,000635
Total liabilities$966,577,000615
Total deposits$858,328,000629
Interest-bearing deposits$739,646,000586
Deposits held in domestic offices$858,328,000626
% insured87.96%4,297
Federal funds purchased & repurchase agreements$56,151,000282
Trading liabilities$0150
Other borrowed funds$37,922,000696
Subordinated debt$0163
All other liabilities$14,176,000508
Total equity capital$88,588,000814
Total bank equity capital$88,588,000814
Perpetual preferred stock$0250
Common stock$1,376,0001,993
Surplus$26,494,0001,206
Undivided profits$60,718,000632
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$36,006,000358
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$3,632,000721
Earning assets$965,914,000623
Long-term assets (5+ years)$313,231,000666
Average Assets, year-to-date$1,032,579,500643
Average Assets, quarterly$1,055,015,000629
Volatile liabilities$94,676,000543
Insider loans$12,648,000454
FHLB advances$37,922,000636
Loans and leases held for sale$991,0001,430
Unused loan commitments$209,680,000424
Tier 1 (core) risk-based capital$82,786,000800
Tier 2 risk-based capital$9,384,000561
Total risk weighted assets$749,995,000582
Total unused commitments$209,680,000424
Derivatives$20,000,000577
2012-06-30Rank
# of Employees:284512
Assets and Liabilities
Total Assets:$1,054,865,000633
Cash and due from depository institutions$91,104,000512
Interest-bearing balances$74,970,000529
Securities$132,151,0001,158
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$759,532,000533
Loan loss allowance$9,627,000785
Trading account assets$0211
Bank premises and fixed assets$16,083,000720
Other real estate owned$3,290,000512
Goodwill and other intangibles$10,668,000463
All other assets$42,037,000532
Life insurance assets$20,607,000347
Total liabilities and capital$1,054,865,000633
Total liabilities$967,900,000606
Total deposits$857,031,000632
Interest-bearing deposits$747,623,000590
Deposits held in domestic offices$857,031,000629
% insured88.16%4,334
Federal funds purchased & repurchase agreements$51,028,000308
Trading liabilities$0130
Other borrowed funds$46,292,000617
Subordinated debt$0180
All other liabilities$13,549,000504
Total equity capital$86,965,000811
Total bank equity capital$86,965,000810
Perpetual preferred stock$0254
Common stock$1,376,0002,029
Surplus$26,494,0001,203
Undivided profits$59,095,000626
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$29,484,000454
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$3,577,000685
Earning assets$966,653,000617
Long-term assets (5+ years)$295,040,000694
Average Assets, year-to-date$1,025,051,000648
Average Assets, quarterly$1,044,416,500641
Volatile liabilities$88,352,000567
Insider loans$12,415,000458
FHLB advances$46,292,000568
Loans and leases held for sale$795,0001,451
Unused loan commitments$223,051,000403
Tier 1 (core) risk-based capital$81,509,000801
Tier 2 risk-based capital$9,618,000555
Total risk weighted assets$769,430,000562
Total unused commitments$223,051,000403
Derivatives$20,000,000553
2012-03-31Rank
# of Employees:273526
Assets and Liabilities
Total Assets:$1,033,968,000650
Cash and due from depository institutions$86,372,000526
Interest-bearing balances$70,932,000626
Securities$121,037,0001,271
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$754,129,000522
Loan loss allowance$9,507,000815
Trading account assets$0215
Bank premises and fixed assets$14,576,000788
Other real estate owned$3,123,000526
Goodwill and other intangibles$10,840,000464
All other assets$43,891,000513
Life insurance assets$20,439,000344
Total liabilities and capital$1,033,968,000650
Total liabilities$949,061,000626
Total deposits$836,504,000651
Interest-bearing deposits$717,081,000619
Deposits held in domestic offices$836,504,000649
% insured86.74%4,793
Federal funds purchased & repurchase agreements$52,300,000303
Trading liabilities$0123
Other borrowed funds$46,659,000617
Subordinated debt$0185
All other liabilities$13,598,000475
Total equity capital$84,907,000819
Total bank equity capital$84,907,000818
Perpetual preferred stock$0259
Common stock$1,376,0002,056
Surplus$26,494,0001,210
Undivided profits$57,037,000627
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$25,808,000549
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$3,250,000774
Earning assets$946,098,000639
Long-term assets (5+ years)$284,844,000713
Average Assets, year-to-date$1,010,144,000661
Average Assets, quarterly$1,010,144,000661
Volatile liabilities$80,408,000625
Insider loans$11,666,000498
FHLB advances$46,659,000569
Loans and leases held for sale$870,0001,354
Unused loan commitments$226,331,000396
Tier 1 (core) risk-based capital$79,564,000807
Tier 2 risk-based capital$9,507,000556
Total risk weighted assets$763,063,000560
Total unused commitments$226,331,000396
Derivatives$20,000,000522
2011-12-31Rank
# of Employees:274525
Assets and Liabilities
Total Assets:$986,320,000672
Cash and due from depository institutions$34,144,000525
Interest-bearing balances$18,999,0001,920
Securities$124,682,0001,202
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$756,687,000528
Loan loss allowance$9,723,000797
Trading account assets$0205
Bank premises and fixed assets$14,648,000791
Other real estate owned$3,224,000525
Goodwill and other intangibles$10,943,000467
All other assets$41,992,000542
Life insurance assets$20,273,000344
Total liabilities and capital$986,320,000672
Total liabilities$903,508,000657
Total deposits$788,956,000673
Interest-bearing deposits$683,741,000651
Deposits held in domestic offices$788,956,000670
% insured97.26%888
Federal funds purchased & repurchase agreements$53,103,000307
Trading liabilities$0115
Other borrowed funds$48,336,000636
Subordinated debt$0193
All other liabilities$13,113,000495
Total equity capital$82,812,000838
Total bank equity capital$82,812,000836
Perpetual preferred stock$0263
Common stock$1,376,0002,071
Surplus$25,059,0001,275
Undivided profits$56,377,000626
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$22,528,000642
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$3,379,000790
Earning assets$900,368,000664
Long-term assets (5+ years)$305,043,000525
Average Assets, year-to-date$980,897,000669
Average Assets, quarterly$990,561,500668
Volatile liabilities$84,029,000646
Insider loans$10,415,000586
FHLB advances$48,336,000584
Loans and leases held for sale$01,918
Unused loan commitments$221,559,000388
Tier 1 (core) risk-based capital$77,656,000827
Tier 2 risk-based capital$9,461,000569
Total risk weighted assets$756,619,000573
Total unused commitments$221,559,000388
Derivatives$20,000,000436
2011-09-30Rank
# of Employees:269533
Assets and Liabilities
Total Assets:$994,803,000676
Cash and due from depository institutions$35,401,000533
Interest-bearing balances$13,917,0002,480
Securities$131,024,0001,110
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$757,411,000528
Loan loss allowance$9,195,000876
Trading account assets$0209
Bank premises and fixed assets$14,810,000767
Other real estate owned$3,337,000533
Goodwill and other intangibles$11,074,000463
All other assets$41,746,000558
Life insurance assets$20,099,000342
Total liabilities and capital$994,803,000676
Total liabilities$913,434,000658
Total deposits$790,017,000680
Interest-bearing deposits$683,649,000655
Deposits held in domestic offices$790,017,000676
% insured89.90%3,990
Federal funds purchased & repurchase agreements$63,216,000280
Trading liabilities$0112
Other borrowed funds$48,892,000637
Subordinated debt$0206
All other liabilities$11,309,000553
Total equity capital$81,369,000864
Total bank equity capital$81,369,000863
Perpetual preferred stock$0266
Common stock$1,376,0002,106
Surplus$25,059,0001,287
Undivided profits$54,934,000646
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$26,161,000590
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$610,000427
Income earned, not collected on loans$3,252,000835
Earning assets$902,352,000672
Long-term assets (5+ years)$369,488,000420
Average Assets, year-to-date$979,541,250675
Average Assets, quarterly$999,325,500671
Volatile liabilities$78,692,000695
Insider loans$9,104,000690
FHLB advances$48,892,000578
Loans and leases held for sale$01,904
Unused loan commitments$228,836,000387
Tier 1 (core) risk-based capital$75,221,000861
Tier 2 risk-based capital$9,195,000579
Total risk weighted assets$757,698,000573
Total unused commitments$228,836,000388
Derivatives$20,000,000474
2011-06-30Rank
# of Employees:269538
Assets and Liabilities
Total Assets:$1,003,848,000670
Cash and due from depository institutions$40,619,000538
Interest-bearing balances$23,844,0001,494
Securities$131,721,0001,099
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$761,847,000532
Loan loss allowance$10,150,000823
Trading account assets$0213
Bank premises and fixed assets$14,933,000766
Other real estate owned$492,000538
Goodwill and other intangibles$11,272,000466
All other assets$42,964,000538
Life insurance assets$19,931,000341
Total liabilities and capital$1,003,848,000670
Total liabilities$922,282,000652
Total deposits$795,984,000674
Interest-bearing deposits$689,092,000658
Deposits held in domestic offices$795,984,000670
% insured94.83%2,086
Federal funds purchased & repurchase agreements$65,261,000298
Trading liabilities$0112
Other borrowed funds$49,304,000658
Subordinated debt$0212
All other liabilities$11,733,000518
Total equity capital$81,566,000843
Total bank equity capital$81,566,000841
Perpetual preferred stock$0222
Common stock$1,376,0002,138
Surplus$25,059,0001,273
Undivided profits$55,131,000607
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$32,708,000510
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$557,000457
Income earned, not collected on loans$3,876,000678
Earning assets$917,412,000663
Long-term assets (5+ years)$220,244,000690
Average Assets, year-to-date$974,454,000687
Average Assets, quarterly$986,766,500680
Volatile liabilities$68,011,000804
Insider loans$8,324,000778
FHLB advances$49,304,000598
Loans and leases held for sale$01,752
Unused loan commitments$193,388,000432
Tier 1 (core) risk-based capital$75,297,000849
Tier 2 risk-based capital$9,469,000580
Total risk weighted assets$756,829,000581
Total unused commitments$193,388,000433
Derivatives$20,000,000380
2011-03-31Rank
# of Employees:268541
Assets and Liabilities
Total Assets:$969,685,000698
Cash and due from depository institutions$21,980,000541
Interest-bearing balances$9,467,0003,094
Securities$122,688,0001,171
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$754,320,000552
Loan loss allowance$9,198,000895
Trading account assets$0208
Bank premises and fixed assets$14,974,000769
Other real estate owned$635,000541
Goodwill and other intangibles$11,476,000469
All other assets$43,612,000547
Life insurance assets$19,756,000341
Total liabilities and capital$969,685,000698
Total liabilities$889,734,000688
Total deposits$758,218,000712
Interest-bearing deposits$656,660,000700
Deposits held in domestic offices$758,218,000708
% insured95.94%1,578
Federal funds purchased & repurchase agreements$54,366,000326
Trading liabilities$0108
Other borrowed funds$61,712,000559
Subordinated debt$0214
All other liabilities$15,438,000426
Total equity capital$79,951,000839
Total bank equity capital$79,951,000838
Perpetual preferred stock$0224
Common stock$1,376,0002,166
Surplus$25,059,0001,282
Undivided profits$53,516,000608
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$26,454,000642
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$514,000466
Income earned, not collected on loans$3,618,000743
Earning assets$886,475,000689
Long-term assets (5+ years)$215,572,000686
Average Assets, year-to-date$959,757,000702
Average Assets, quarterly$959,757,000702
Volatile liabilities$70,219,000817
Insider loans$8,463,000766
FHLB advances$61,712,000503
Loans and leases held for sale$01,676
Unused loan commitments$200,498,000426
Tier 1 (core) risk-based capital$74,282,000847
Tier 2 risk-based capital$9,198,000604
Total risk weighted assets$744,682,000594
Total unused commitments$200,498,000426
Derivatives$20,000,000363
2010-12-31Rank
# of Employees:263560
Assets and Liabilities
Total Assets:$949,829,000715
Cash and due from depository institutions$22,106,000560
Interest-bearing balances$10,578,0002,682
Securities$116,833,0001,169
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$740,091,000577
Loan loss allowance$8,801,000939
Trading account assets$0207
Bank premises and fixed assets$15,165,000766
Other real estate owned$618,000560
Goodwill and other intangibles$11,623,000470
All other assets$43,393,000556
Life insurance assets$19,591,000340
Total liabilities and capital$949,829,000715
Total liabilities$871,372,000701
Total deposits$735,351,000732
Interest-bearing deposits$706,751,000652
Deposits held in domestic offices$735,351,000728
% insured95.49%1,744
Federal funds purchased & repurchase agreements$51,164,000360
Trading liabilities$0108
Other borrowed funds$70,885,000525
Subordinated debt$0220
All other liabilities$13,972,000460
Total equity capital$78,457,000850
Total bank equity capital$78,457,000850
Perpetual preferred stock$0224
Common stock$1,376,0002,198
Surplus$25,059,0001,281
Undivided profits$52,022,000613
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$28,533,000625
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$715,000445
Income earned, not collected on loans$3,563,000779
Earning assets$867,502,000703
Long-term assets (5+ years)$212,655,000666
Average Assets, year-to-date$969,844,000685
Average Assets, quarterly$957,727,000711
Volatile liabilities$126,853,0001,072
Insider loans$8,130,000832
FHLB advances$70,885,000469
Loans and leases held for sale$01,952
Unused loan commitments$198,877,000425
Tier 1 (core) risk-based capital$73,373,000859
Tier 2 risk-based capital$8,801,000638
Total risk weighted assets$732,485,000617
Total unused commitments$198,877,000426
Derivatives$20,000,000402
2010-09-30Rank
# of Employees:265553
Assets and Liabilities
Total Assets:$965,625,000703
Cash and due from depository institutions$21,398,000553
Interest-bearing balances$5,281,0003,787
Securities$124,489,0001,079
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$748,455,000574
Loan loss allowance$9,598,000865
Trading account assets$0210
Bank premises and fixed assets$15,335,000755
Other real estate owned$308,000553
Goodwill and other intangibles$11,671,000466
All other assets$43,969,000541
Life insurance assets$19,422,000334
Total liabilities and capital$965,625,000703
Total liabilities$887,266,000687
Total deposits$727,725,000739
Interest-bearing deposits$699,169,000657
Deposits held in domestic offices$727,725,000735
% insured90.23%3,459
Federal funds purchased & repurchase agreements$54,572,000337
Trading liabilities$0103
Other borrowed funds$91,343,000445
Subordinated debt$0233
All other liabilities$13,626,000504
Total equity capital$78,359,000875
Total bank equity capital$78,359,000873
Perpetual preferred stock$0229
Common stock$1,376,0002,237
Surplus$25,059,0001,270
Undivided profits$51,924,000637
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$19,160,000896
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$364,000613
Income earned, not collected on loans$3,824,000755
Earning assets$878,225,000694
Long-term assets (5+ years)$221,283,000620
Average Assets, year-to-date$974,847,750676
Average Assets, quarterly$975,048,500689
Volatile liabilities$153,108,000904
Insider loans$8,092,000854
FHLB advances$91,343,000395
Loans and leases held for sale$01,963
Unused loan commitments$192,586,000430
Tier 1 (core) risk-based capital$71,811,000883
Tier 2 risk-based capital$9,402,000611
Total risk weighted assets$752,000,000592
Total unused commitments$192,586,000430
Derivatives$20,000,000492
2010-06-30Rank
# of Employees:262556
Assets and Liabilities
Total Assets:$984,472,000677
Cash and due from depository institutions$37,010,000556
Interest-bearing balances$20,144,0001,604
Securities$127,632,0001,056
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$748,910,000570
Loan loss allowance$9,751,000870
Trading account assets$0210
Bank premises and fixed assets$14,838,000793
Other real estate owned$229,000556
Goodwill and other intangibles$11,898,000457
All other assets$43,955,000540
Life insurance assets$19,251,000336
Total liabilities and capital$984,472,000677
Total liabilities$907,166,000662
Total deposits$732,134,000738
Interest-bearing deposits$700,270,000656
Deposits held in domestic offices$732,134,000734
% insured91.56%3,041
Federal funds purchased & repurchase agreements$68,622,000301
Trading liabilities$0104
Other borrowed funds$93,796,000452
Subordinated debt$0241
All other liabilities$12,614,000501
Total equity capital$77,306,000867
Total bank equity capital$77,306,000866
Perpetual preferred stock$0222
Common stock$1,376,0002,261
Surplus$25,059,0001,261
Undivided profits$50,871,000637
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$20,263,000856
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$381,000600
Income earned, not collected on loans$3,776,000763
Earning assets$896,686,000672
Long-term assets (5+ years)$221,922,000605
Average Assets, year-to-date$977,922,000672
Average Assets, quarterly$978,262,500677
Volatile liabilities$168,586,000839
Insider loans$7,980,000881
FHLB advances$93,796,000403
Loans and leases held for sale$01,852
Unused loan commitments$196,868,000424
Tier 1 (core) risk-based capital$70,976,000878
Tier 2 risk-based capital$9,443,000613
Total risk weighted assets$755,113,000599
Total unused commitments$196,868,000424
Derivatives$20,000,000404
2010-03-31Rank
# of Employees:258571
Assets and Liabilities
Total Assets:$972,053,000701
Cash and due from depository institutions$28,441,000571
Interest-bearing balances$11,384,0002,435
Securities$131,857,0001,000
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$740,974,000595
Loan loss allowance$9,349,000915
Trading account assets$0227
Bank premises and fixed assets$14,300,000847
Other real estate owned$229,000571
Goodwill and other intangibles$12,073,000460
All other assets$44,179,000549
Life insurance assets$19,084,000336
Total liabilities and capital$972,053,000701
Total liabilities$895,265,000690
Total deposits$727,528,000750
Interest-bearing deposits$694,088,000675
Deposits held in domestic offices$727,528,000747
% insured93.23%2,456
Federal funds purchased & repurchase agreements$59,670,000340
Trading liabilities$0108
Other borrowed funds$94,244,000480
Subordinated debt$0248
All other liabilities$13,823,000473
Total equity capital$76,788,000864
Total bank equity capital$76,788,000864
Perpetual preferred stock$0220
Common stock$1,376,0002,305
Surplus$25,059,0001,285
Undivided profits$50,353,000634
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$19,210,000932
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$425,000570
Income earned, not collected on loans$3,983,000738
Earning assets$884,215,000699
Long-term assets (5+ years)$227,350,000599
Average Assets, year-to-date$974,647,000696
Average Assets, quarterly$974,647,000696
Volatile liabilities$168,671,000880
Insider loans$7,836,000957
FHLB advances$94,244,000421
Loans and leases held for sale$01,823
Unused loan commitments$194,740,000439
Tier 1 (core) risk-based capital$69,905,000890
Tier 2 risk-based capital$9,319,000645
Total risk weighted assets$745,472,000627
Total unused commitments$194,740,000439
Derivatives$20,000,000374
2009-12-31Rank
# of Employees:254584
Assets and Liabilities
Total Assets:$977,241,000694
Cash and due from depository institutions$33,248,000584
Interest-bearing balances$18,912,0001,458
Securities$142,607,000904
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$730,876,000610
Loan loss allowance$8,937,000966
Trading account assets$0224
Bank premises and fixed assets$14,279,000861
Other real estate owned$642,000584
Goodwill and other intangibles$12,334,000452
All other assets$43,255,000579
Life insurance assets$18,919,000339
Total liabilities and capital$977,241,000694
Total liabilities$902,114,000683
Total deposits$739,166,000743
Interest-bearing deposits$712,436,000663
Deposits held in domestic offices$739,166,000740
% insured94.80%1,787
Federal funds purchased & repurchase agreements$55,855,000360
Trading liabilities$0104
Other borrowed funds$94,688,000506
Subordinated debt$0258
All other liabilities$12,405,000518
Total equity capital$75,127,000874
Total bank equity capital$75,127,000874
Perpetual preferred stock$0219
Common stock$1,376,0002,341
Surplus$25,059,0001,292
Undivided profits$48,692,000650
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$18,254,000933
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$430,000548
Income earned, not collected on loans$3,856,000801
Earning assets$892,395,000687
Long-term assets (5+ years)$243,395,000547
Average Assets, year-to-date$945,181,000710
Average Assets, quarterly$975,284,500700
Volatile liabilities$184,335,000801
Insider loans$7,921,000949
FHLB advances$94,688,000447
Loans and leases held for sale$01,814
Unused loan commitments$192,385,000450
Tier 1 (core) risk-based capital$68,432,000900
Tier 2 risk-based capital$8,937,000694
Total risk weighted assets$740,175,000651
Total unused commitments$192,385,000450
Derivatives$20,000,000372
2009-09-30Rank
# of Employees:255585
Assets and Liabilities
Total Assets:$973,328,000712
Cash and due from depository institutions$26,677,000585
Interest-bearing balances$15,184,0001,525
Securities$155,659,000829
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$724,333,000633
Loan loss allowance$8,828,000926
Trading account assets$0238
Bank premises and fixed assets$14,286,000869
Other real estate owned$504,000585
Goodwill and other intangibles$12,482,000483
All other assets$39,387,000579
Life insurance assets$18,758,000345
Total liabilities and capital$973,328,000712
Total liabilities$899,311,000693
Total deposits$710,596,000774
Interest-bearing deposits$685,416,000700
Deposits held in domestic offices$710,596,000771
% insured98.58%537
Federal funds purchased & repurchase agreements$63,326,000351
Trading liabilities$0103
Other borrowed funds$112,907,000476
Subordinated debt$0269
All other liabilities$12,482,000561
Total equity capital$74,017,000910
Total bank equity capital$74,017,000910
Perpetual preferred stock$0212
Common stock$1,376,0002,371
Surplus$25,059,0001,292
Undivided profits$47,582,000701
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$11,023,0001,384
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$438,000510
Income earned, not collected on loans$3,799,000857
Earning assets$895,176,000702
Long-term assets (5+ years)$245,852,000538
Average Assets, year-to-date$937,166,000728
Average Assets, quarterly$968,899,000714
Volatile liabilities$179,953,000844
Insider loans$8,047,000954
FHLB advances$112,907,000413
Loans and leases held for sale$01,823
Unused loan commitments$178,581,000507
Tier 1 (core) risk-based capital$67,522,000926
Tier 2 risk-based capital$8,828,000702
Total risk weighted assets$735,290,000680
Total unused commitments$178,581,000508
Derivatives$20,163,000390
2009-06-30Rank
# of Employees:261587
Assets and Liabilities
Total Assets:$964,470,000732
Cash and due from depository institutions$45,269,000587
Interest-bearing balances$28,946,000761
Securities$146,715,000864
Federal funds sold & reverse repurchase agreements$10,000,0001,015
Net loans & leases$695,488,000692
Loan loss allowance$7,930,000999
Trading account assets$0240
Bank premises and fixed assets$14,277,000882
Other real estate owned$413,000587
Goodwill and other intangibles$12,648,000496
All other assets$39,660,000592
Life insurance assets$18,599,000355
Total liabilities and capital$964,470,000732
Total liabilities$891,978,000712
Total deposits$710,750,000777
Interest-bearing deposits$676,785,000712
Deposits held in domestic offices$710,750,000775
% insured81.32%3,332
Federal funds purchased & repurchase agreements$65,016,000354
Trading liabilities$0100
Other borrowed funds$103,441,000539
Subordinated debt$0276
All other liabilities$12,771,000555
Total equity capital$72,492,000936
Total bank equity capital$72,492,000935
Perpetual preferred stock$0213
Common stock$1,376,0002,410
Surplus$25,059,0001,308
Undivided profits$46,057,000713
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$11,727,0001,279
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$446,000495
Income earned, not collected on loans$3,705,000883
Earning assets$881,149,000725
Long-term assets (5+ years)$235,502,000568
Average Assets, year-to-date$925,112,000757
Average Assets, quarterly$938,759,500751
Volatile liabilities$174,158,000888
Insider loans$8,094,000962
FHLB advances$103,441,000468
Loans and leases held for sale$01,961
Unused loan commitments$166,188,000555
Tier 1 (core) risk-based capital$67,240,000944
Tier 2 risk-based capital$7,930,000788
Total risk weighted assets$721,960,000715
Total unused commitments$166,188,000555
Derivatives$20,227,000423
2009-03-31Rank
# of Employees:269564
Assets and Liabilities
Total Assets:$913,049,000774
Cash and due from depository institutions$14,310,000564
Interest-bearing balances$141,0005,858
Securities$139,792,000891
Federal funds sold & reverse repurchase agreements$1,550,0004,073
Net loans & leases$688,930,000709
Loan loss allowance$7,843,000960
Trading account assets$0234
Bank premises and fixed assets$14,300,000887
Other real estate owned$0564
Goodwill and other intangibles$12,723,000514
All other assets$41,444,000549
Life insurance assets$19,039,000350
Total liabilities and capital$913,049,000774
Total liabilities$843,131,000758
Total deposits$655,146,000836
Interest-bearing deposits$621,738,000761
Deposits held in domestic offices$655,146,000833
% insured81.14%3,458
Federal funds purchased & repurchase agreements$68,728,000354
Trading liabilities$092
Other borrowed funds$105,218,000568
Subordinated debt$0271
All other liabilities$14,039,000512
Total equity capital$69,918,000965
Total bank equity capital$69,918,000964
Perpetual preferred stock$0193
Common stock$1,376,0002,428
Surplus$25,059,0001,292
Undivided profits$43,483,000774
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$13,029,0001,063
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$3,812,000862
Earning assets$830,413,000772
Long-term assets (5+ years)$253,888,000518
Average Assets, year-to-date$905,433,000777
Average Assets, quarterly$905,433,000777
Volatile liabilities$139,419,0001,105
Insider loans$8,246,000951
FHLB advances$105,218,000482
Loans and leases held for sale$01,892
Unused loan commitments$159,016,000616
Tier 1 (core) risk-based capital$66,004,000954
Tier 2 risk-based capital$7,843,000789
Total risk weighted assets$706,526,000743
Total unused commitments$159,016,000616
Derivatives$20,000,000478
2008-12-31Rank
# of Employees:261585
Assets and Liabilities
Total Assets:$897,817,000787
Cash and due from depository institutions$16,713,000585
Interest-bearing balances$208,0005,090
Securities$144,596,000844
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$668,860,000734
Loan loss allowance$7,357,000968
Trading account assets$0236
Bank premises and fixed assets$14,006,000912
Other real estate owned$0585
Goodwill and other intangibles$12,944,000520
All other assets$40,698,000567
Life insurance assets$18,875,000349
Total liabilities and capital$897,817,000787
Total liabilities$830,423,000760
Total deposits$628,095,000846
Interest-bearing deposits$590,720,000774
Deposits held in domestic offices$628,095,000842
% insured0.00%1
Federal funds purchased & repurchase agreements$64,312,000380
Trading liabilities$088
Other borrowed funds$124,991,000541
Subordinated debt$0278
All other liabilities$13,025,000556
Total equity capital$67,394,000980
Total bank equity capital$67,394,000980
Perpetual preferred stock$0141
Common stock$1,376,0002,440
Surplus$25,059,0001,265
Undivided profits$40,959,000820
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,000,0002,183
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$3,745,000925
Earning assets$813,664,000784
Long-term assets (5+ years)$277,333,000477
Average Assets, year-to-date$851,140,200799
Average Assets, quarterly$887,418,000784
Volatile liabilities$142,419,0001,079
Insider loans$8,635,000913
FHLB advances$124,991,000469
Loans and leases held for sale$01,663
Unused loan commitments$150,951,000664
Tier 1 (core) risk-based capital$63,164,000989
Tier 2 risk-based capital$7,357,000811
Total risk weighted assets$685,526,000759
Total unused commitments$150,951,000664
Derivatives$20,000,000424
2008-09-30Rank
# of Employees:254627
Assets and Liabilities
Total Assets:$877,019,000791
Cash and due from depository institutions$16,949,000627
Interest-bearing balances$179,0004,567
Securities$148,540,000788
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$647,775,000757
Loan loss allowance$7,706,000839
Trading account assets$0251
Bank premises and fixed assets$13,049,000969
Other real estate owned$0627
Goodwill and other intangibles$12,354,000568
All other assets$38,352,000570
Life insurance assets$18,710,000347
Total liabilities and capital$877,019,000791
Total liabilities$808,901,000758
Total deposits$608,477,000851
Interest-bearing deposits$569,303,000798
Deposits held in domestic offices$608,477,000848
% insured0.00%1
Federal funds purchased & repurchase agreements$70,990,000372
Trading liabilities$091
Other borrowed funds$122,433,000556
Subordinated debt$0276
All other liabilities$7,001,000859
Total equity capital$68,118,000990
Total bank equity capital$68,118,000990
Perpetual preferred stock$0110
Common stock$1,376,0002,459
Surplus$25,059,0001,246
Undivided profits$41,683,000831
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,466,0001,762
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$3,868,000939
Earning assets$796,494,000788
Long-term assets (5+ years)$271,155,000483
Average Assets, year-to-date$839,471,000806
Average Assets, quarterly$861,035,500798
Volatile liabilities$150,472,0001,001
Insider loans$8,752,000881
FHLB advances$122,433,000499
Loans and leases held for sale$262,0001,266
Unused loan commitments$140,353,000734
Tier 1 (core) risk-based capital$60,567,0001,053
Tier 2 risk-based capital$7,706,000760
Total risk weighted assets$670,597,000771
Total unused commitments$140,353,000734
Derivatives$20,000,000352
2008-06-30Rank
# of Employees:252635
Assets and Liabilities
Total Assets:$845,052,000817
Cash and due from depository institutions$23,383,000635
Interest-bearing balances$146,0004,624
Securities$152,774,000782
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$607,561,000798
Loan loss allowance$7,503,000837
Trading account assets$0267
Bank premises and fixed assets$12,695,000984
Other real estate owned$0635
Goodwill and other intangibles$12,575,000574
All other assets$36,064,000585
Life insurance assets$18,547,000350
Total liabilities and capital$845,052,000817
Total liabilities$776,854,000795
Total deposits$604,833,000849
Interest-bearing deposits$565,268,000788
Deposits held in domestic offices$604,833,000846
% insured0.00%1
Federal funds purchased & repurchase agreements$72,669,000393
Trading liabilities$094
Other borrowed funds$89,496,000724
Subordinated debt$0257
All other liabilities$9,856,000669
Total equity capital$68,198,000998
Total bank equity capital$68,198,000998
Perpetual preferred stock$0107
Common stock$1,376,0002,483
Surplus$25,059,0001,230
Undivided profits$41,763,000842
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,996,0001,468
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$3,794,000938
Earning assets$760,481,000818
Long-term assets (5+ years)$260,285,000508
Average Assets, year-to-date$826,955,000819
Average Assets, quarterly$833,275,500820
Volatile liabilities$148,751,0001,005
Insider loans$8,970,000851
FHLB advances$89,496,000660
Loans and leases held for sale$01,725
Unused loan commitments$145,421,000741
Tier 1 (core) risk-based capital$58,807,0001,070
Tier 2 risk-based capital$7,503,000760
Total risk weighted assets$640,778,000804
Total unused commitments$145,421,000741
Derivatives$25,000,000327
2008-03-31Rank
# of Employees:252622
Assets and Liabilities
Total Assets:$821,499,000837
Cash and due from depository institutions$23,445,000622
Interest-bearing balances$729,0003,299
Securities$155,276,000773
Federal funds sold & reverse repurchase agreements$1,000,0005,736
Net loans & leases$581,587,000819
Loan loss allowance$7,393,000785
Trading account assets$0252
Bank premises and fixed assets$12,455,000996
Other real estate owned$32,000622
Goodwill and other intangibles$12,516,000595
All other assets$35,188,000586
Life insurance assets$18,381,000350
Total liabilities and capital$821,499,000837
Total liabilities$753,430,000813
Total deposits$594,165,000870
Interest-bearing deposits$555,394,000805
Deposits held in domestic offices$594,165,000867
% insured0.00%1
Federal funds purchased & repurchase agreements$76,247,000372
Trading liabilities$086
Other borrowed funds$72,623,000795
Subordinated debt$0251
All other liabilities$10,395,000690
Total equity capital$68,069,0001,026
Total bank equity capital$68,069,0001,026
Perpetual preferred stock$0108
Common stock$1,376,0002,481
Surplus$25,059,0001,221
Undivided profits$41,634,000893
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,295,0001,254
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$4,121,000874
Earning assets$738,592,000840
Long-term assets (5+ years)$268,365,000479
Average Assets, year-to-date$817,906,500829
Average Assets, quarterly$817,906,500829
Volatile liabilities$117,503,0001,236
Insider loans$8,641,000875
FHLB advances$72,623,000726
Loans and leases held for sale$01,797
Unused loan commitments$141,184,000773
Tier 1 (core) risk-based capital$57,506,0001,099
Tier 2 risk-based capital$7,393,000755
Total risk weighted assets$612,718,000830
Total unused commitments$141,184,000773
Derivatives$5,557,000600
2007-12-31Rank
# of Employees:254620
Assets and Liabilities
Total Assets:$814,314,000842
Cash and due from depository institutions$20,779,000620
Interest-bearing balances$220,0003,909
Securities$162,824,000725
Federal funds sold & reverse repurchase agreements$7,400,0001,830
Net loans & leases$564,732,000840
Loan loss allowance$7,361,000778
Trading account assets$0237
Bank premises and fixed assets$12,354,0001,012
Other real estate owned$207,000620
Goodwill and other intangibles$12,819,000585
All other assets$33,199,000615
Life insurance assets$18,215,000349
Total liabilities and capital$814,314,000842
Total liabilities$747,599,000813
Total deposits$607,809,000848
Interest-bearing deposits$573,507,000776
Deposits held in domestic offices$607,809,000844
% insured0.00%1
Federal funds purchased & repurchase agreements$68,157,000407
Trading liabilities$078
Other borrowed funds$59,714,000879
Subordinated debt$0248
All other liabilities$11,919,000594
Total equity capital$66,715,0001,033
Total bank equity capital$66,715,0001,033
Perpetual preferred stock$0111
Common stock$1,376,0002,480
Surplus$25,059,0001,203
Undivided profits$40,280,000917
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,757,000996
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$4,104,000959
Earning assets$735,176,000841
Long-term assets (5+ years)$279,077,000447
Average Assets, year-to-date$804,197,800813
Average Assets, quarterly$813,158,000832
Volatile liabilities$114,174,0001,288
Insider loans$8,408,000871
FHLB advances$59,714,000813
Loans and leases held for sale$476,0001,210
Unused loan commitments$134,206,000808
Tier 1 (core) risk-based capital$55,462,0001,149
Tier 2 risk-based capital$7,361,000758
Total risk weighted assets$590,824,000857
Total unused commitments$134,206,000808
Derivatives$5,644,000557
2007-09-30Rank
# of Employees:246643
Assets and Liabilities
Total Assets:$812,002,000828
Cash and due from depository institutions$16,335,000643
Interest-bearing balances$251,0003,640
Securities$176,126,000687
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$560,121,000822
Loan loss allowance$7,324,000749
Trading account assets$0244
Bank premises and fixed assets$12,262,000988
Other real estate owned$107,000643
Goodwill and other intangibles$12,984,000555
All other assets$34,067,000592
Life insurance assets$18,048,000342
Total liabilities and capital$812,002,000828
Total liabilities$748,641,000792
Total deposits$618,193,000821
Interest-bearing deposits$582,592,000762
Deposits held in domestic offices$618,193,000818
% insured0.00%1
Federal funds purchased & repurchase agreements$80,269,000350
Trading liabilities$078
Other borrowed funds$40,317,0001,086
Subordinated debt$0244
All other liabilities$9,862,000687
Total equity capital$63,361,0001,073
Total bank equity capital$63,361,0001,073
Perpetual preferred stock$0113
Common stock$1,376,0002,457
Surplus$25,059,0001,178
Undivided profits$36,926,0001,021
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,813,000798
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$4,960,000835
Earning assets$736,498,000832
Long-term assets (5+ years)$269,277,000448
Average Assets, year-to-date$801,668,750811
Average Assets, quarterly$815,142,000810
Volatile liabilities$128,805,0001,102
Insider loans$8,503,000851
FHLB advances$40,317,0001,010
Loans and leases held for sale$3,561,000435
Unused loan commitments$130,340,000849
Tier 1 (core) risk-based capital$53,851,0001,174
Tier 2 risk-based capital$7,278,000750
Total risk weighted assets$581,660,000853
Total unused commitments$130,340,000849
Derivatives$5,000,000591
2007-06-30Rank
# of Employees:244667
Assets and Liabilities
Total Assets:$818,282,000822
Cash and due from depository institutions$17,761,000667
Interest-bearing balances$912,0002,542
Securities$185,491,000655
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$556,961,000832
Loan loss allowance$7,100,000753
Trading account assets$0245
Bank premises and fixed assets$11,749,0001,039
Other real estate owned$20,000667
Goodwill and other intangibles$13,095,000566
All other assets$33,205,000602
Life insurance assets$17,884,000342
Total liabilities and capital$818,282,000822
Total liabilities$756,906,000787
Total deposits$623,888,000826
Interest-bearing deposits$589,734,000762
Deposits held in domestic offices$623,888,000822
% insured0.00%1
Federal funds purchased & repurchase agreements$90,946,000338
Trading liabilities$087
Other borrowed funds$33,019,0001,195
Subordinated debt$0258
All other liabilities$9,053,000724
Total equity capital$61,376,0001,107
Total bank equity capital$61,376,0001,107
Perpetual preferred stock$0111
Common stock$1,376,0002,459
Surplus$25,059,0001,186
Undivided profits$34,941,0001,062
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,184,000783
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$4,673,000851
Earning assets$743,364,000822
Long-term assets (5+ years)$263,744,000450
Average Assets, year-to-date$798,224,330832
Average Assets, quarterly$802,774,000834
Volatile liabilities$130,723,0001,080
Insider loans$8,169,000882
FHLB advances$33,019,0001,114
Loans and leases held for sale$4,506,000445
Unused loan commitments$109,767,000979
Tier 1 (core) risk-based capital$52,203,0001,221
Tier 2 risk-based capital$7,126,000775
Total risk weighted assets$590,410,000842
Total unused commitments$109,767,000979
Derivatives$6,145,000588
2007-03-31Rank
# of Employees:247644
Assets and Liabilities
Total Assets:$787,266,000847
Cash and due from depository institutions$15,834,000644
Interest-bearing balances$2,240,0001,844
Securities$171,515,000710
Federal funds sold & reverse repurchase agreements$7,800,0002,434
Net loans & leases$534,378,000848
Loan loss allowance$6,927,000762
Trading account assets$0267
Bank premises and fixed assets$11,802,0001,002
Other real estate owned$30,000644
Goodwill and other intangibles$13,619,000549
All other assets$32,288,000597
Life insurance assets$17,721,000343
Total liabilities and capital$787,266,000847
Total liabilities$725,973,000814
Total deposits$610,931,000831
Interest-bearing deposits$577,905,000766
Deposits held in domestic offices$610,931,000828
% insured0.00%1
Federal funds purchased & repurchase agreements$71,820,000383
Trading liabilities$089
Other borrowed funds$33,664,0001,147
Subordinated debt$0262
All other liabilities$9,558,000712
Total equity capital$61,293,0001,090
Total bank equity capital$61,293,0001,090
Perpetual preferred stock$0113
Common stock$1,376,0002,454
Surplus$25,059,0001,162
Undivided profits$34,858,0001,074
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,207,0001,554
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$5,069,000736
Earning assets$715,933,000851
Long-term assets (5+ years)$251,914,000462
Average Assets, year-to-date$788,195,500842
Average Assets, quarterly$788,195,500842
Volatile liabilities$108,356,0001,266
Insider loans$8,374,000843
FHLB advances$33,664,0001,080
Loans and leases held for sale$3,752,000467
Unused loan commitments$123,383,000886
Tier 1 (core) risk-based capital$49,302,0001,275
Tier 2 risk-based capital$6,956,000781
Total risk weighted assets$552,771,000877
Total unused commitments$123,383,000886
Derivatives$6,702,000573
2006-12-31Rank
# of Employees:230691
Assets and Liabilities
Total Assets:$789,125,000832
Cash and due from depository institutions$22,148,000691
Interest-bearing balances$293,0003,666
Securities$185,685,000677
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$524,245,000850
Loan loss allowance$6,850,000754
Trading account assets$0156
Bank premises and fixed assets$11,554,000998
Other real estate owned$40,000691
Goodwill and other intangibles$13,697,000533
All other assets$31,756,000612
Life insurance assets$17,561,000337
Total liabilities and capital$789,125,000832
Total liabilities$728,892,000808
Total deposits$596,323,000847
Interest-bearing deposits$562,465,000770
Deposits held in domestic offices$596,323,000843
% insured0.00%1
Federal funds purchased & repurchase agreements$78,410,000377
Trading liabilities$077
Other borrowed funds$45,149,000954
Subordinated debt$0264
All other liabilities$9,010,000736
Total equity capital$60,233,0001,090
Total bank equity capital$60,233,0001,090
Perpetual preferred stock$0112
Common stock$1,376,0002,449
Surplus$25,059,0001,133
Undivided profits$33,798,0001,071
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,327,0001,360
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$4,751,000816
Earning assets$710,223,000846
Long-term assets (5+ years)$254,872,000444
Average Assets, year-to-date$690,062,000922
Average Assets, quarterly$782,888,500833
Volatile liabilities$113,690,0001,321
Insider loans$12,235,000544
FHLB advances$45,149,000881
Loans and leases held for sale$2,561,000595
Unused loan commitments$120,332,000883
Tier 1 (core) risk-based capital$48,232,0001,278
Tier 2 risk-based capital$6,945,000772
Total risk weighted assets$546,978,000857
Total unused commitments$120,332,000883
Derivatives$5,993,000566
2006-09-30Rank
# of Employees:204811
Assets and Liabilities
Total Assets:$776,652,000843
Cash and due from depository institutions$22,506,000811
Interest-bearing balances$3,415,0001,288
Securities$179,648,000707
Federal funds sold & reverse repurchase agreements$6,825,0001,958
Net loans & leases$510,835,000868
Loan loss allowance$6,940,000751
Trading account assets$0154
Bank premises and fixed assets$11,266,0001,023
Other real estate owned$45,000811
Goodwill and other intangibles$13,867,000530
All other assets$31,660,000611
Life insurance assets$17,403,000332
Total liabilities and capital$776,652,000843
Total liabilities$717,134,000815
Total deposits$597,717,000833
Interest-bearing deposits$565,187,000763
Deposits held in domestic offices$597,717,000830
% insured0.00%1
Federal funds purchased & repurchase agreements$73,152,000389
Trading liabilities$074
Other borrowed funds$39,151,0001,104
Subordinated debt$0269
All other liabilities$7,114,000855
Total equity capital$59,518,0001,106
Total bank equity capital$59,518,0001,106
Perpetual preferred stock$0118
Common stock$1,376,0002,457
Surplus$24,559,0001,150
Undivided profits$33,583,0001,085
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,451,000891
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$5,007,000766
Earning assets$700,723,000865
Long-term assets (5+ years)$230,636,000497
Average Assets, year-to-date$665,296,250954
Average Assets, quarterly$714,488,500912
Volatile liabilities$109,175,0001,370
Insider loans$5,691,0001,241
FHLB advances$39,151,0001,021
Loans and leases held for sale$4,154,000433
Unused loan commitments$198,551,000637
Tier 1 (core) risk-based capital$46,445,0001,327
Tier 2 risk-based capital$6,734,000784
Total risk weighted assets$532,665,000875
Total unused commitments$198,551,000637
Derivatives$6,342,000558
2006-06-30Rank
# of Employees:1201,455
Assets and Liabilities
Total Assets:$652,325,000990
Cash and due from depository institutions$15,873,0001,455
Interest-bearing balances$110,0004,649
Securities$165,375,000769
Federal funds sold & reverse repurchase agreements$5,200,0002,173
Net loans & leases$431,319,0001,013
Loan loss allowance$5,568,000905
Trading account assets$0157
Bank premises and fixed assets$7,919,0001,474
Other real estate owned$50,0001,455
Goodwill and other intangibles$1,696,0001,414
All other assets$24,893,000766
Life insurance assets$12,044,000451
Total liabilities and capital$652,325,000990
Total liabilities$606,760,000960
Total deposits$490,411,0001,005
Interest-bearing deposits$459,445,000919
Deposits held in domestic offices$490,411,0001,003
% insured0.00%1
Federal funds purchased & repurchase agreements$71,016,000400
Trading liabilities$073
Other borrowed funds$40,498,0001,091
Subordinated debt$0265
All other liabilities$4,835,0001,068
Total equity capital$45,565,0001,377
Total bank equity capital$45,565,0001,377
Perpetual preferred stock$0119
Common stock$1,376,0002,446
Surplus$12,118,0002,056
Undivided profits$32,071,0001,078
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,012,0002,410
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$3,670,000959
Earning assets$602,004,000982
Long-term assets (5+ years)$193,923,000569
Average Assets, year-to-date$628,177,6701,004
Average Assets, quarterly$636,318,0001,002
Volatile liabilities$94,322,0001,552
Insider loans$4,627,0001,501
FHLB advances$40,498,0001,007
Loans and leases held for sale$4,102,000446
Unused loan commitments$107,666,000986
Tier 1 (core) risk-based capital$45,481,0001,322
Tier 2 risk-based capital$5,635,000913
Total risk weighted assets$458,100,0001,004
Total unused commitments$107,666,000986
Derivatives$7,002,000542
2006-03-31Rank
# of Employees:204789
Assets and Liabilities
Total Assets:$620,311,0001,022
Cash and due from depository institutions$14,882,000789
Interest-bearing balances$350,0003,594
Securities$155,113,000813
Federal funds sold & reverse repurchase agreements$12,200,0001,237
Net loans & leases$404,062,0001,049
Loan loss allowance$5,520,000905
Trading account assets$0154
Bank premises and fixed assets$7,933,0001,423
Other real estate owned$56,000789
Goodwill and other intangibles$1,646,0001,408
All other assets$24,419,000750
Life insurance assets$11,929,000441
Total liabilities and capital$620,311,0001,022
Total liabilities$574,569,000990
Total deposits$473,298,0001,036
Interest-bearing deposits$443,158,000930
Deposits held in domestic offices$473,298,0001,034
% insured0.00%1
Federal funds purchased & repurchase agreements$53,972,000444
Trading liabilities$077
Other borrowed funds$42,708,0001,013
Subordinated debt$0259
All other liabilities$4,591,0001,114
Total equity capital$45,742,0001,346
Total bank equity capital$45,742,0001,346
Perpetual preferred stock$0120
Common stock$1,376,0002,435
Surplus$12,118,0001,996
Undivided profits$32,248,0001,068
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$469,0003,827
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$3,703,000875
Earning assets$571,725,0001,009
Long-term assets (5+ years)$178,350,000600
Average Assets, year-to-date$616,104,0001,020
Average Assets, quarterly$616,104,0001,020
Volatile liabilities$75,993,0001,773
Insider loans$4,004,0001,673
FHLB advances$42,708,000943
Loans and leases held for sale$3,406,000430
Unused loan commitments$93,816,0001,082
Tier 1 (core) risk-based capital$45,035,0001,295
Tier 2 risk-based capital$5,521,000910
Total risk weighted assets$434,959,0001,025
Total unused commitments$93,816,0001,082
Derivatives$16,206,000414
2005-12-31Rank
# of Employees:204791
Assets and Liabilities
Total Assets:$611,897,0001,014
Cash and due from depository institutions$20,740,000791
Interest-bearing balances$1,032,0002,603
Securities$160,525,000795
Federal funds sold & reverse repurchase agreements$4,000,0002,857
Net loans & leases$393,116,0001,068
Loan loss allowance$5,402,000914
Trading account assets$0155
Bank premises and fixed assets$7,878,0001,416
Other real estate owned$61,000791
Goodwill and other intangibles$1,724,0001,375
All other assets$23,853,000753
Life insurance assets$0351
Total liabilities and capital$611,897,0001,014
Total liabilities$566,638,000997
Total deposits$458,169,0001,056
Interest-bearing deposits$427,078,000954
Deposits held in domestic offices$458,169,0001,054
% insured0.00%1
Federal funds purchased & repurchase agreements$52,068,000451
Trading liabilities$072
Other borrowed funds$52,546,000884
Subordinated debt$0258
All other liabilities$3,855,0001,255
Total equity capital$45,259,0001,342
Total bank equity capital$45,259,0001,342
Perpetual preferred stock$0122
Common stock$1,376,0002,431
Surplus$12,118,0001,953
Undivided profits$31,765,0001,071
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$789,0002,821
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$3,483,000933
Earning assets$558,673,0001,014
Long-term assets (5+ years)$167,660,000621
Average Assets, year-to-date$581,521,0001,017
Average Assets, quarterly$605,536,0001,016
Volatile liabilities$85,452,0001,568
Insider loans$2,288,0002,585
FHLB advances$52,546,000801
Loans and leases held for sale$1,328,000747
Unused loan commitments$86,681,0001,118
Tier 1 (core) risk-based capital$44,282,0001,294
Tier 2 risk-based capital$5,318,000917
Total risk weighted assets$423,666,0001,047
Total unused commitments$86,681,0001,118
Derivatives$17,243,000377
2005-09-30Rank
# of Employees:204788
Assets and Liabilities
Total Assets:$599,175,0001,020
Cash and due from depository institutions$13,989,000788
Interest-bearing balances$376,0003,740
Securities$161,662,000782
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$389,691,0001,048
Loan loss allowance$5,381,000903
Trading account assets$0146
Bank premises and fixed assets$7,985,0001,365
Other real estate owned$66,000788
Goodwill and other intangibles$1,702,0001,354
All other assets$24,080,000730
Life insurance assets$0341
Total liabilities and capital$599,175,0001,020
Total liabilities$553,761,000995
Total deposits$436,897,0001,073
Interest-bearing deposits$411,778,000959
Deposits held in domestic offices$436,897,0001,070
% insured0.00%1
Federal funds purchased & repurchase agreements$59,284,000403
Trading liabilities$063
Other borrowed funds$53,892,000863
Subordinated debt$0251
All other liabilities$3,688,0001,283
Total equity capital$45,414,0001,320
Total bank equity capital$45,414,0001,320
Perpetual preferred stock$0120
Common stock$1,376,0002,408
Surplus$12,118,0001,891
Undivided profits$31,920,0001,078
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$740,0002,994
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$3,409,000904
Earning assets$551,729,0001,016
Long-term assets (5+ years)$168,299,000613
Average Assets, year-to-date$573,927,0001,019
Average Assets, quarterly$589,421,0001,024
Volatile liabilities$87,238,0001,485
Insider loans$2,318,0002,552
FHLB advances$53,892,000787
Loans and leases held for sale$4,277,000444
Unused loan commitments$89,027,0001,091
Tier 1 (core) risk-based capital$43,813,0001,290
Tier 2 risk-based capital$5,296,000903
Total risk weighted assets$419,797,0001,025
Total unused commitments$89,027,0001,093
Derivatives$17,192,000387
2005-06-30Rank
# of Employees:204782
Assets and Liabilities
Total Assets:$579,667,0001,028
Cash and due from depository institutions$12,544,000782
Interest-bearing balances$78,0005,369
Securities$160,402,000781
Federal funds sold & reverse repurchase agreements$05,776
Net loans & leases$373,198,0001,073
Loan loss allowance$5,255,000912
Trading account assets$0148
Bank premises and fixed assets$8,212,0001,288
Other real estate owned$71,000782
Goodwill and other intangibles$1,648,0001,357
All other assets$23,592,000740
Life insurance assets$0339
Total liabilities and capital$579,667,0001,028
Total liabilities$534,746,0001,001
Total deposits$422,215,0001,079
Interest-bearing deposits$392,587,000982
Deposits held in domestic offices$422,215,0001,077
% insured0.00%1
Federal funds purchased & repurchase agreements$53,502,000431
Trading liabilities$065
Other borrowed funds$55,266,000851
Subordinated debt$0251
All other liabilities$3,763,0001,182
Total equity capital$44,921,0001,318
Total bank equity capital$44,921,0001,318
Perpetual preferred stock$0118
Common stock$1,376,0002,385
Surplus$12,118,0001,844
Undivided profits$31,427,0001,075
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$727,0002,922
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$3,076,000924
Earning assets$533,678,0001,018
Long-term assets (5+ years)$175,004,000586
Average Assets, year-to-date$565,511,0001,028
Average Assets, quarterly$571,731,0001,024
Volatile liabilities$81,574,0001,516
Insider loans$2,339,0002,491
FHLB advances$55,266,000780
Loans and leases held for sale$910,0001,015
Unused loan commitments$95,125,000992
Tier 1 (core) risk-based capital$43,229,0001,272
Tier 2 risk-based capital$5,158,000905
Total risk weighted assets$405,721,0001,030
Total unused commitments$95,125,000993
Derivatives$18,009,000373
2005-03-31Rank
# of Employees:204769
Assets and Liabilities
Total Assets:$563,795,0001,035
Cash and due from depository institutions$13,051,000769
Interest-bearing balances$95,0005,284
Securities$157,430,000810
Federal funds sold & reverse repurchase agreements$6,900,0001,771
Net loans & leases$352,162,0001,112
Loan loss allowance$4,937,000957
Trading account assets$0148
Bank premises and fixed assets$8,406,0001,234
Other real estate owned$77,000769
Goodwill and other intangibles$1,765,0001,320
All other assets$24,004,000709
Life insurance assets$0333
Total liabilities and capital$563,795,0001,035
Total liabilities$519,225,0001,013
Total deposits$423,593,0001,062
Interest-bearing deposits$396,583,000965
Deposits held in domestic offices$423,593,0001,059
% insured0.00%1
Federal funds purchased & repurchase agreements$36,941,000539
Trading liabilities$065
Other borrowed funds$54,882,000819
Subordinated debt$0265
All other liabilities$3,809,0001,153
Total equity capital$44,570,0001,301
Total bank equity capital$44,570,0001,301
Perpetual preferred stock$0120
Common stock$1,376,0002,392
Surplus$12,118,0001,791
Undivided profits$31,076,0001,055
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$800,0002,777
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$2,979,000927
Earning assets$516,587,0001,027
Long-term assets (5+ years)$175,198,000589
Average Assets, year-to-date$558,433,0001,033
Average Assets, quarterly$558,433,0001,033
Volatile liabilities$70,441,0001,640
Insider loans$2,407,0002,396
FHLB advances$54,882,000748
Loans and leases held for sale$2,836,000517
Unused loan commitments$93,533,000996
Tier 1 (core) risk-based capital$42,997,0001,265
Tier 2 risk-based capital$4,866,000946
Total risk weighted assets$383,565,0001,078
Total unused commitments$93,533,000996
Derivatives$15,000,000353
2004-12-31Rank
# of Employees:204780
Assets and Liabilities
Total Assets:$553,071,0001,050
Cash and due from depository institutions$10,209,000780
Interest-bearing balances$172,0004,527
Securities$159,158,000819
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$349,869,0001,111
Loan loss allowance$4,886,000969
Trading account assets$0153
Bank premises and fixed assets$8,629,0001,179
Other real estate owned$82,000780
Goodwill and other intangibles$1,727,0001,323
All other assets$23,397,000705
Life insurance assets$0334
Total liabilities and capital$553,071,0001,050
Total liabilities$508,426,0001,023
Total deposits$400,951,0001,107
Interest-bearing deposits$376,611,0001,000
Deposits held in domestic offices$400,951,0001,104
% insured0.00%1
Federal funds purchased & repurchase agreements$41,808,000499
Trading liabilities$066
Other borrowed funds$61,559,000767
Subordinated debt$0272
All other liabilities$4,108,0001,066
Total equity capital$44,645,0001,291
Total bank equity capital$44,645,0001,291
Perpetual preferred stock$0118
Common stock$1,376,0002,379
Surplus$12,118,0001,767
Undivided profits$31,151,0001,067
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$935,0002,531
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$2,733,000987
Earning assets$509,199,0001,037
Long-term assets (5+ years)$178,555,000584
Average Assets, year-to-date$550,127,8001,001
Average Assets, quarterly$557,660,0001,022
Volatile liabilities$75,556,0001,525
Insider loans$1,447,0003,406
FHLB advances$61,559,000697
Loans and leases held for sale$6,299,000324
Unused loan commitments$90,344,0001,002
Tier 1 (core) risk-based capital$42,353,0001,265
Tier 2 risk-based capital$4,865,000949
Total risk weighted assets$378,321,0001,080
Total unused commitments$90,344,0001,002
Derivatives$15,000,000338
2004-09-30Rank
# of Employees:204774
Assets and Liabilities
Total Assets:$562,249,0001,013
Cash and due from depository institutions$11,481,000774
Interest-bearing balances$256,0004,192
Securities$157,148,000825
Federal funds sold & reverse repurchase agreements$5,400,0001,976
Net loans & leases$353,974,0001,074
Loan loss allowance$4,673,0001,002
Trading account assets$0149
Bank premises and fixed assets$8,732,0001,129
Other real estate owned$87,000774
Goodwill and other intangibles$1,727,0001,302
All other assets$23,700,000685
Life insurance assets$0330
Total liabilities and capital$562,249,0001,013
Total liabilities$517,836,000987
Total deposits$401,575,0001,082
Interest-bearing deposits$375,175,000985
Deposits held in domestic offices$401,575,0001,078
% insured0.00%1
Federal funds purchased & repurchase agreements$46,696,000455
Trading liabilities$068
Other borrowed funds$65,776,000726
Subordinated debt$0276
All other liabilities$3,789,0001,153
Total equity capital$44,413,0001,284
Total bank equity capital$44,413,0001,284
Perpetual preferred stock$0124
Common stock$1,376,0002,374
Surplus$12,118,0001,738
Undivided profits$30,919,0001,077
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,980,0001,417
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$2,794,000982
Earning assets$516,778,0001,008
Long-term assets (5+ years)$183,223,000585
Average Assets, year-to-date$549,392,0001,002
Average Assets, quarterly$558,471,5001,009
Volatile liabilities$85,816,0001,321
Insider loans$2,784,0002,082
FHLB advances$65,776,000653
Loans and leases held for sale$13,122,000219
Unused loan commitments$86,875,0001,035
Tier 1 (core) risk-based capital$41,849,0001,265
Tier 2 risk-based capital$4,751,000951
Total risk weighted assets$384,827,0001,031
Total unused commitments$86,875,0001,036
Derivatives$15,000,000359
2004-06-30Rank
# of Employees:204778
Assets and Liabilities
Total Assets:$554,694,0001,009
Cash and due from depository institutions$13,589,000778
Interest-bearing balances$219,0004,401
Securities$147,212,000884
Federal funds sold & reverse repurchase agreements$6,250,0001,668
Net loans & leases$353,060,0001,042
Loan loss allowance$4,539,0001,016
Trading account assets$0153
Bank premises and fixed assets$9,080,0001,059
Other real estate owned$331,000778
Goodwill and other intangibles$1,725,0001,294
All other assets$23,447,000691
Life insurance assets$0323
Total liabilities and capital$554,694,0001,009
Total liabilities$512,267,000985
Total deposits$391,906,0001,098
Interest-bearing deposits$366,096,000993
Deposits held in domestic offices$391,906,0001,094
% insured0.00%1
Federal funds purchased & repurchase agreements$49,222,000445
Trading liabilities$069
Other borrowed funds$67,495,000719
Subordinated debt$0288
All other liabilities$3,644,0001,108
Total equity capital$42,427,0001,290
Total bank equity capital$42,427,0001,290
Perpetual preferred stock$0126
Common stock$1,376,0002,377
Surplus$12,118,0001,689
Undivided profits$28,933,0001,085
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,625,0001,712
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$2,471,0001,057
Earning assets$506,741,000999
Long-term assets (5+ years)$190,750,000583
Average Assets, year-to-date$545,106,330999
Average Assets, quarterly$547,640,0001,004
Volatile liabilities$89,538,0001,257
Insider loans$2,679,0002,125
FHLB advances$67,495,000643
Loans and leases held for sale$11,673,000242
Unused loan commitments$82,335,0001,046
Tier 1 (core) risk-based capital$41,029,0001,263
Tier 2 risk-based capital$4,612,000966
Total risk weighted assets$382,396,0001,006
Total unused commitments$82,335,0001,046
Derivatives$25,000,000295
2004-03-31Rank
# of Employees:199801
Assets and Liabilities
Total Assets:$540,586,0001,019
Cash and due from depository institutions$13,188,000801
Interest-bearing balances$324,0004,172
Securities$145,227,000903
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$347,400,0001,041
Loan loss allowance$4,312,0001,066
Trading account assets$0144
Bank premises and fixed assets$9,098,0001,039
Other real estate owned$358,000801
Goodwill and other intangibles$1,574,0001,345
All other assets$23,741,000650
Life insurance assets$0322
Total liabilities and capital$540,586,0001,019
Total liabilities$496,651,0001,005
Total deposits$379,053,0001,124
Interest-bearing deposits$354,955,0001,018
Deposits held in domestic offices$379,053,0001,122
% insured0.00%1
Federal funds purchased & repurchase agreements$39,267,000495
Trading liabilities$070
Other borrowed funds$73,570,000642
Subordinated debt$0287
All other liabilities$4,761,000991
Total equity capital$43,935,0001,261
Total bank equity capital$43,935,0001,261
Perpetual preferred stock$0129
Common stock$1,376,0002,371
Surplus$12,118,0001,661
Undivided profits$30,441,0001,079
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,838,0001,624
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$2,498,0001,037
Earning assets$492,951,0001,030
Long-term assets (5+ years)$188,651,000574
Average Assets, year-to-date$540,312,5001,014
Average Assets, quarterly$540,312,5001,014
Volatile liabilities$83,017,0001,265
Insider loans$2,830,0002,002
FHLB advances$73,570,000574
Loans and leases held for sale$17,235,000196
Unused loan commitments$92,818,000923
Tier 1 (core) risk-based capital$40,687,0001,260
Tier 2 risk-based capital$4,400,0001,001
Total risk weighted assets$375,015,0001,008
Total unused commitments$92,818,000924
Derivatives$25,000,000307
2003-12-31Rank
# of Employees:192839
Assets and Liabilities
Total Assets:$540,039,0001,031
Cash and due from depository institutions$15,616,000839
Interest-bearing balances$255,0004,330
Securities$147,108,000912
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$342,309,0001,049
Loan loss allowance$3,750,0001,228
Trading account assets$0168
Bank premises and fixed assets$9,049,0001,042
Other real estate owned$452,000839
Goodwill and other intangibles$1,628,0001,312
All other assets$23,877,000655
Life insurance assets$01
Total liabilities and capital$540,039,0001,031
Total liabilities$497,497,0001,009
Total deposits$373,403,0001,140
Interest-bearing deposits$351,249,0001,032
Deposits held in domestic offices$373,403,0001,139
% insured0.00%1
Federal funds purchased & repurchase agreements$38,313,000526
Trading liabilities$072
Other borrowed funds$81,667,000610
Subordinated debt$0293
All other liabilities$4,114,0001,071
Total equity capital$42,542,0001,274
Total bank equity capital$42,542,0001,274
Perpetual preferred stock$0131
Common stock$1,375,0002,388
Surplus$12,118,0001,633
Undivided profits$29,049,0001,097
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$765,0003,253
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$2,470,0001,076
Earning assets$489,672,0001,033
Long-term assets (5+ years)$185,246,000591
Average Assets, year-to-date$531,843,4001,001
Average Assets, quarterly$540,819,5001,018
Volatile liabilities$89,614,0001,202
Insider loans$2,598,0002,105
FHLB advances$81,667,000528
Loans and leases held for sale$01,789
Unused loan commitments$86,777,000939
Tier 1 (core) risk-based capital$40,442,0001,250
Tier 2 risk-based capital$3,831,0001,146
Total risk weighted assets$372,316,0001,016
Total unused commitments$86,777,000940
Derivatives$25,000,000287
2003-09-30Rank
# of Employees:196837
Assets and Liabilities
Total Assets:$541,600,0001,030
Cash and due from depository institutions$21,619,000837
Interest-bearing balances$9,183,000834
Securities$146,642,000919
Federal funds sold & reverse repurchase agreements$8,000,0001,763
Net loans & leases$330,427,0001,074
Loan loss allowance$4,435,0001,055
Trading account assets$0165
Bank premises and fixed assets$9,223,0001,006
Other real estate owned$1,499,000837
Goodwill and other intangibles$1,618,0001,295
All other assets$22,572,000696
Life insurance assets$01
Total liabilities and capital$541,600,0001,030
Total liabilities$499,792,0001,005
Total deposits$386,688,0001,112
Interest-bearing deposits$365,256,0001,009
Deposits held in domestic offices$386,688,0001,110
% insured0.00%1
Federal funds purchased & repurchase agreements$47,129,000466
Trading liabilities$072
Other borrowed funds$61,259,000719
Subordinated debt$0293
All other liabilities$4,716,0001,002
Total equity capital$41,808,0001,313
Total bank equity capital$41,808,0001,313
Perpetual preferred stock$0137
Common stock$1,376,0002,402
Surplus$12,118,0001,609
Undivided profits$28,314,0001,119
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,324,000628
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$2,423,0001,132
Earning assets$494,252,0001,030
Long-term assets (5+ years)$171,924,000646
Average Assets, year-to-date$529,794,5001,020
Average Assets, quarterly$537,737,0001,033
Volatile liabilities$92,389,0001,144
Insider loans$2,859,0001,927
FHLB advances$61,259,000646
Loans and leases held for sale$01,962
Unused loan commitments$81,223,0001,010
Tier 1 (core) risk-based capital$40,227,0001,268
Tier 2 risk-based capital$4,505,000987
Total risk weighted assets$373,027,0001,013
Total unused commitments$81,223,0001,011
Derivatives$25,000,000295
2003-06-30Rank
# of Employees:197829
Assets and Liabilities
Total Assets:$533,874,0001,042
Cash and due from depository institutions$21,527,000829
Interest-bearing balances$288,0004,468
Securities$148,935,000884
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$328,972,0001,075
Loan loss allowance$4,480,0001,022
Trading account assets$0170
Bank premises and fixed assets$9,320,000969
Other real estate owned$1,605,000829
Goodwill and other intangibles$1,556,0001,293
All other assets$21,959,000688
Life insurance assets$01
Total liabilities and capital$533,874,0001,042
Total liabilities$492,601,0001,017
Total deposits$376,678,0001,128
Interest-bearing deposits$350,447,0001,045
Deposits held in domestic offices$376,678,0001,127
% insured0.00%1
Federal funds purchased & repurchase agreements$44,266,000452
Trading liabilities$074
Other borrowed funds$66,848,000678
Subordinated debt$0266
All other liabilities$4,809,0001,037
Total equity capital$41,273,0001,312
Total bank equity capital$41,273,0001,312
Perpetual preferred stock$0140
Common stock$1,376,0002,401
Surplus$12,118,0001,575
Undivided profits$27,779,0001,171
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,177,000635
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$2,597,0001,048
Earning assets$478,195,0001,055
Long-term assets (5+ years)$170,757,000622
Average Assets, year-to-date$525,859,3301,026
Average Assets, quarterly$526,923,0001,037
Volatile liabilities$73,538,0001,370
Insider loans$2,258,0002,351
FHLB advances$66,848,000604
Loans and leases held for sale$02,044
Unused loan commitments$87,455,000947
Tier 1 (core) risk-based capital$38,832,0001,288
Tier 2 risk-based capital$4,546,000952
Total risk weighted assets$376,945,000989
Total unused commitments$87,455,000952
Derivatives$25,000,000307
2003-03-31Rank
# of Employees:198823
Assets and Liabilities
Total Assets:$519,972,0001,039
Cash and due from depository institutions$13,685,000823
Interest-bearing balances$736,0003,485
Securities$148,953,000866
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$322,238,0001,078
Loan loss allowance$4,332,0001,049
Trading account assets$0169
Bank premises and fixed assets$9,608,000931
Other real estate owned$1,661,000823
Goodwill and other intangibles$1,492,0001,309
All other assets$22,335,000673
Life insurance assets$01
Total liabilities and capital$519,972,0001,039
Total liabilities$480,098,0001,019
Total deposits$373,631,0001,128
Interest-bearing deposits$350,684,0001,047
Deposits held in domestic offices$373,631,0001,126
% insured0.00%1
Federal funds purchased & repurchase agreements$34,827,000505
Trading liabilities$079
Other borrowed funds$66,084,000659
Subordinated debt$0265
All other liabilities$5,556,000951
Total equity capital$39,874,0001,342
Total bank equity capital$39,874,0001,342
Perpetual preferred stock$0141
Common stock$1,376,0002,416
Surplus$12,118,0001,545
Undivided profits$26,380,0001,195
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,526,000943
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$2,591,0001,074
Earning assets$471,927,0001,046
Long-term assets (5+ years)$166,893,000624
Average Assets, year-to-date$521,852,0001,029
Average Assets, quarterly$521,852,0001,029
Volatile liabilities$73,562,0001,338
Insider loans$1,609,0002,946
FHLB advances$66,084,000585
Loans and leases held for sale$01,961
Unused loan commitments$83,421,000934
Tier 1 (core) risk-based capital$38,052,0001,299
Tier 2 risk-based capital$4,402,000959
Total risk weighted assets$374,966,000978
Total unused commitments$83,421,000941
Derivatives$25,000,000301
2002-12-31Rank
# of Employees:196838
Assets and Liabilities
Total Assets:$523,732,0001,020
Cash and due from depository institutions$14,572,000838
Interest-bearing balances$1,212,0002,899
Securities$156,328,000807
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$318,056,0001,078
Loan loss allowance$4,305,0001,025
Trading account assets$0170
Bank premises and fixed assets$9,633,000911
Other real estate owned$1,660,000838
Goodwill and other intangibles$1,489,0001,288
All other assets$21,994,000678
Life insurance assets$01
Total liabilities and capital$523,732,0001,020
Total liabilities$485,076,0001,002
Total deposits$372,690,0001,109
Interest-bearing deposits$351,432,0001,017
Deposits held in domestic offices$372,690,0001,108
% insured0.00%1
Federal funds purchased & repurchase agreements$37,978,000487
Trading liabilities$075
Other borrowed funds$69,459,000638
Subordinated debt$0258
All other liabilities$4,949,0001,002
Total equity capital$38,656,0001,355
Total bank equity capital$38,656,0001,355
Perpetual preferred stock$0142
Common stock$1,376,0002,418
Surplus$12,118,0001,508
Undivided profits$25,162,0001,233
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,453,000910
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$2,657,0001,074
Earning assets$475,596,0001,024
Long-term assets (5+ years)$172,226,000580
Average Assets, year-to-date$518,292,200991
Average Assets, quarterly$530,482,0001,008
Volatile liabilities$75,787,0001,302
Insider loans$1,755,0002,777
FHLB advances$69,459,000560
Loans and leases held for sale$01,889
Unused loan commitments$90,490,000853
Tier 1 (core) risk-based capital$37,263,0001,292
Tier 2 risk-based capital$4,387,000948
Total risk weighted assets$377,634,000950
Total unused commitments$90,490,000853
Derivatives$25,000,000278
2001-12-31Rank
# of Employees:196823
Assets and Liabilities
Total Assets:$493,313,0001,034
Cash and due from depository institutions$16,639,000823
Interest-bearing balances$2,208,0002,162
Securities$141,804,000