Home > Farmers and Merchants State Bank of Neola, Iowa > Income and Expense
Farmers and Merchants State Bank of Neola, Iowa, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $967,000 | 4,890 |
| Total interest expense | $120,000 | 4,780 |
| Net interest income | $847,000 | 4,856 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $78,000 | 4,692 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $44,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,682 |
| Total noninterest expense | $584,000 | 4,959 |
| Salaries and employee benefits | $386,000 | 4,823 |
| Premises and equipment expense | $40,000 | 5,057 |
| Additional noninterest expense | $158,000 | 5,010 |
| Pre-tax net operating income | $341,000 | 4,336 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $17,000 | 3,485 |
| Income before extraordinary items | $324,000 | 4,292 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $324,000 | 4,291 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $324,000 | 4,291 |
| Net charge-offs | $10,000 | 2,587 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $324,000 | 4,280 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 4,945 |
| Total interest expense | $56,000 | 4,847 |
| Net interest income | $424,000 | 4,896 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $44,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $22,000 | 4,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,583 |
| Total noninterest expense | $277,000 | 5,032 |
| Salaries and employee benefits | $188,000 | 4,890 |
| Premises and equipment expense | $22,000 | 5,059 |
| Additional noninterest expense | $67,000 | 5,145 |
| Pre-tax net operating income | $191,000 | 4,249 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $10,000 | 3,388 |
| Income before extraordinary items | $181,000 | 4,188 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $181,000 | 4,187 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $181,000 | 4,187 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $181,000 | 4,179 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 4,991 |
| Total interest expense | $164,000 | 4,961 |
| Net interest income | $1,645,000 | 4,944 |
| Provision for loan and lease losses | $10,000 | 3,951 |
| Total noninterest income | $159,000 | 4,795 |
| Gross Fiduciary activities income | $6,000 | 982 |
| Service charges on deposit accounts | $93,000 | 4,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,831 |
| Total noninterest expense | $1,222,000 | 5,016 |
| Salaries and employee benefits | $826,000 | 4,865 |
| Premises and equipment expense | $79,000 | 5,155 |
| Additional noninterest expense | $317,000 | 5,095 |
| Pre-tax net operating income | $572,000 | 4,554 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $27,000 | 3,565 |
| Income before extraordinary items | $545,000 | 4,486 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $545,000 | 4,485 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $545,000 | 4,485 |
| Net charge-offs | $13,000 | 3,259 |
| Cash dividends | $500,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $545,000 | 4,497 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 5,049 |
| Total interest expense | $111,000 | 5,042 |
| Net interest income | $1,228,000 | 5,014 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $117,000 | 4,862 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $68,000 | 4,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,866 |
| Total noninterest expense | $912,000 | 5,061 |
| Salaries and employee benefits | $613,000 | 4,897 |
| Premises and equipment expense | $62,000 | 5,181 |
| Additional noninterest expense | $237,000 | 5,155 |
| Pre-tax net operating income | $433,000 | 4,642 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $22,000 | 3,606 |
| Income before extraordinary items | $411,000 | 4,573 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $411,000 | 4,571 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $411,000 | 4,572 |
| Net charge-offs | $9,000 | 3,032 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $411,000 | 4,577 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $876,000 | 5,115 |
| Total interest expense | $70,000 | 5,102 |
| Net interest income | $806,000 | 5,074 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $79,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $43,000 | 4,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,862 |
| Total noninterest expense | $608,000 | 5,120 |
| Salaries and employee benefits | $411,000 | 4,943 |
| Premises and equipment expense | $42,000 | 5,230 |
| Additional noninterest expense | $155,000 | 5,220 |
| Pre-tax net operating income | $277,000 | 4,679 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $14,000 | 3,620 |
| Income before extraordinary items | $263,000 | 4,613 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $263,000 | 4,612 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $263,000 | 4,612 |
| Net charge-offs | $9,000 | 2,627 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $263,000 | 4,622 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $426,000 | 5,186 |
| Total interest expense | $33,000 | 5,174 |
| Net interest income | $393,000 | 5,148 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $45,000 | 4,857 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $22,000 | 4,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,761 |
| Total noninterest expense | $282,000 | 5,222 |
| Salaries and employee benefits | $208,000 | 4,978 |
| Premises and equipment expense | $17,000 | 5,364 |
| Additional noninterest expense | $57,000 | 5,432 |
| Pre-tax net operating income | $156,000 | 4,570 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $9,000 | 3,531 |
| Income before extraordinary items | $147,000 | 4,498 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $147,000 | 4,497 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $147,000 | 4,498 |
| Net charge-offs | $6,000 | 2,135 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $147,000 | 4,506 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 5,250 |
| Total interest expense | $120,000 | 5,220 |
| Net interest income | $1,480,000 | 5,232 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $169,000 | 4,972 |
| Gross Fiduciary activities income | $5,000 | 1,029 |
| Service charges on deposit accounts | $104,000 | 4,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 5,057 |
| Total noninterest expense | $1,256,000 | 5,205 |
| Salaries and employee benefits | $838,000 | 5,035 |
| Premises and equipment expense | $80,000 | 5,391 |
| Additional noninterest expense | $338,000 | 5,300 |
| Pre-tax net operating income | $393,000 | 4,885 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $18,000 | 3,784 |
| Income before extraordinary items | $375,000 | 4,713 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $375,000 | 4,713 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $375,000 | 4,713 |
| Net charge-offs | $25,000 | 3,327 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $375,000 | 4,699 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,318 |
| Total interest expense | $88,000 | 5,281 |
| Net interest income | $1,092,000 | 5,304 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $124,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $73,000 | 4,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 5,074 |
| Total noninterest expense | $927,000 | 5,275 |
| Salaries and employee benefits | $626,000 | 5,078 |
| Premises and equipment expense | $54,000 | 5,487 |
| Additional noninterest expense | $247,000 | 5,368 |
| Pre-tax net operating income | $289,000 | 4,992 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $15,000 | 3,784 |
| Income before extraordinary items | $274,000 | 4,938 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $274,000 | 4,938 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $274,000 | 4,938 |
| Net charge-offs | $18,000 | 3,031 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $274,000 | 4,922 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $769,000 | 5,369 |
| Total interest expense | $58,000 | 5,324 |
| Net interest income | $711,000 | 5,357 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $80,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $43,000 | 4,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 5,049 |
| Total noninterest expense | $606,000 | 5,327 |
| Salaries and employee benefits | $413,000 | 5,132 |
| Premises and equipment expense | $36,000 | 5,521 |
| Additional noninterest expense | $157,000 | 5,436 |
| Pre-tax net operating income | $185,000 | 5,022 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $10,000 | 3,809 |
| Income before extraordinary items | $175,000 | 4,973 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $175,000 | 4,973 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $175,000 | 4,973 |
| Net charge-offs | $18,000 | 2,639 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $175,000 | 4,957 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 5,435 |
| Total interest expense | $30,000 | 5,347 |
| Net interest income | $346,000 | 5,420 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $43,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $22,000 | 4,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 5,007 |
| Total noninterest expense | $306,000 | 5,373 |
| Salaries and employee benefits | $208,000 | 5,174 |
| Premises and equipment expense | $21,000 | 5,504 |
| Additional noninterest expense | $77,000 | 5,509 |
| Pre-tax net operating income | $83,000 | 5,084 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $4,000 | 3,816 |
| Income before extraordinary items | $79,000 | 5,040 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $79,000 | 5,040 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $79,000 | 5,040 |
| Net charge-offs | $18,000 | 1,942 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $79,000 | 5,022 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 5,493 |
| Total interest expense | $123,000 | 5,376 |
| Net interest income | $1,371,000 | 5,483 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $153,000 | 5,260 |
| Gross Fiduciary activities income | $5,000 | 1,059 |
| Service charges on deposit accounts | $92,000 | 4,594 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $56,000 | 5,273 |
| Total noninterest expense | $1,263,000 | 5,419 |
| Salaries and employee benefits | $823,000 | 5,240 |
| Premises and equipment expense | $91,000 | 5,546 |
| Additional noninterest expense | $349,000 | 5,512 |
| Pre-tax net operating income | $261,000 | 5,223 |
| Securities gains (losses) | $33,000 | 2,104 |
| Applicable income taxes | $13,000 | 3,951 |
| Income before extraordinary items | $281,000 | 5,148 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $281,000 | 5,147 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $281,000 | 5,147 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $249,320 | 5,171 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 5,549 |
| Total interest expense | $93,000 | 5,422 |
| Net interest income | $1,032,000 | 5,537 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $113,000 | 5,316 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $66,000 | 4,696 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $46,000 | 5,299 |
| Total noninterest expense | $950,000 | 5,453 |
| Salaries and employee benefits | $612,000 | 5,268 |
| Premises and equipment expense | $72,000 | 5,562 |
| Additional noninterest expense | $266,000 | 5,546 |
| Pre-tax net operating income | $195,000 | 5,309 |
| Securities gains (losses) | $33,000 | 2,041 |
| Applicable income taxes | $13,000 | 3,961 |
| Income before extraordinary items | $215,000 | 5,217 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $215,000 | 5,217 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $215,000 | 5,217 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $183,980 | 5,256 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $750,000 | 5,615 |
| Total interest expense | $63,000 | 5,468 |
| Net interest income | $687,000 | 5,602 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $58,000 | 5,515 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $43,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 5,619 |
| Total noninterest expense | $598,000 | 5,558 |
| Salaries and employee benefits | $384,000 | 5,399 |
| Premises and equipment expense | $51,000 | 5,583 |
| Additional noninterest expense | $163,000 | 5,668 |
| Pre-tax net operating income | $147,000 | 5,285 |
| Securities gains (losses) | $33,000 | 1,698 |
| Applicable income taxes | $9,000 | 3,977 |
| Income before extraordinary items | $171,000 | 5,129 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $171,000 | 5,130 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $171,000 | 5,130 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $139,650 | 5,216 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 5,668 |
| Total interest expense | $32,000 | 5,504 |
| Net interest income | $344,000 | 5,654 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $33,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $21,000 | 4,775 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $12,000 | 5,485 |
| Total noninterest expense | $331,000 | 5,533 |
| Salaries and employee benefits | $214,000 | 5,311 |
| Premises and equipment expense | $30,000 | 5,499 |
| Additional noninterest expense | $87,000 | 5,679 |
| Pre-tax net operating income | $46,000 | 5,503 |
| Securities gains (losses) | $30,000 | 1,058 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $73,000 | 5,251 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $73,000 | 5,252 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $73,000 | 5,252 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $44,200 | 5,463 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 5,714 |
| Total interest expense | $133,000 | 5,543 |
| Net interest income | $1,357,000 | 5,703 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $152,000 | 5,419 |
| Gross Fiduciary activities income | $4,000 | 1,109 |
| Service charges on deposit accounts | $93,000 | 4,798 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $55,000 | 5,464 |
| Total noninterest expense | $1,381,000 | 5,520 |
| Salaries and employee benefits | $854,000 | 5,389 |
| Premises and equipment expense | $137,000 | 5,497 |
| Additional noninterest expense | $390,000 | 5,650 |
| Pre-tax net operating income | $128,000 | 5,612 |
| Securities gains (losses) | $7,000 | 2,729 |
| Applicable income taxes | $6,000 | 4,177 |
| Income before extraordinary items | $129,000 | 5,634 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $129,000 | 5,636 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $129,000 | 5,637 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $122,280 | 5,610 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 5,795 |
| Total interest expense | $100,000 | 5,622 |
| Net interest income | $1,012,000 | 5,780 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $112,000 | 5,505 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $68,000 | 4,884 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,505 |
| Total noninterest expense | $1,022,000 | 5,593 |
| Salaries and employee benefits | $636,000 | 5,426 |
| Premises and equipment expense | $89,000 | 5,693 |
| Additional noninterest expense | $297,000 | 5,697 |
| Pre-tax net operating income | $102,000 | 5,722 |
| Securities gains (losses) | $7,000 | 2,511 |
| Applicable income taxes | $5,000 | 4,269 |
| Income before extraordinary items | $104,000 | 5,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 5,722 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $104,000 | 5,722 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $97,350 | 5,698 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $739,000 | 5,849 |
| Total interest expense | $68,000 | 5,657 |
| Net interest income | $671,000 | 5,838 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $64,000 | 5,665 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $40,000 | 5,036 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,000 | 5,637 |
| Total noninterest expense | $677,000 | 5,660 |
| Salaries and employee benefits | $413,000 | 5,522 |
| Premises and equipment expense | $59,000 | 5,735 |
| Additional noninterest expense | $205,000 | 5,710 |
| Pre-tax net operating income | $58,000 | 5,799 |
| Securities gains (losses) | $7,000 | 2,148 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $62,000 | 5,794 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $62,000 | 5,795 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $62,000 | 5,796 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $55,350 | 5,783 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 5,897 |
| Total interest expense | $35,000 | 5,690 |
| Net interest income | $336,000 | 5,882 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $41,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 5,318 |
| Total noninterest expense | $348,000 | 5,676 |
| Salaries and employee benefits | $211,000 | 5,527 |
| Premises and equipment expense | $85,000 | 4,344 |
| Additional noninterest expense | $52,000 | 6,226 |
| Pre-tax net operating income | $29,000 | 5,797 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $35,000 | 5,743 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $35,000 | 5,743 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $35,000 | 5,744 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $28,210 | 5,776 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 5,965 |
| Total interest expense | $146,000 | 5,794 |
| Net interest income | $1,378,000 | 5,944 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $189,000 | 5,473 |
| Gross Fiduciary activities income | $4,000 | 1,133 |
| Service charges on deposit accounts | $94,000 | 5,087 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $91,000 | 5,313 |
| Total noninterest expense | $1,323,000 | 5,827 |
| Salaries and employee benefits | $856,000 | 5,604 |
| Premises and equipment expense | $254,000 | 4,965 |
| Additional noninterest expense | $213,000 | 6,318 |
| Pre-tax net operating income | $244,000 | 5,582 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $232,000 | 5,584 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $232,000 | 5,583 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $232,000 | 5,584 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $232,000 | 5,531 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 6,036 |
| Total interest expense | $111,000 | 5,867 |
| Net interest income | $1,031,000 | 6,010 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $150,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $70,000 | 5,165 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $80,000 | 5,241 |
| Total noninterest expense | $974,000 | 5,897 |
| Salaries and employee benefits | $636,000 | 5,642 |
| Premises and equipment expense | $173,000 | 5,184 |
| Additional noninterest expense | $165,000 | 6,363 |
| Pre-tax net operating income | $207,000 | 5,623 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $9,000 | 4,218 |
| Income before extraordinary items | $198,000 | 5,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $198,000 | 5,568 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $198,000 | 5,569 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $198,000 | 5,533 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,089 |
| Total interest expense | $74,000 | 5,922 |
| Net interest income | $688,000 | 6,058 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $99,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $46,000 | 5,187 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $53,000 | 5,280 |
| Total noninterest expense | $635,000 | 5,962 |
| Salaries and employee benefits | $426,000 | 5,679 |
| Premises and equipment expense | $104,000 | 5,391 |
| Additional noninterest expense | $105,000 | 6,443 |
| Pre-tax net operating income | $152,000 | 5,546 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $7,000 | 4,195 |
| Income before extraordinary items | $145,000 | 5,496 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $145,000 | 5,498 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $145,000 | 5,499 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $145,000 | 5,461 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 6,151 |
| Total interest expense | $37,000 | 5,997 |
| Net interest income | $342,000 | 6,118 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $75,000 | 5,027 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $24,000 | 5,131 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $51,000 | 4,536 |
| Total noninterest expense | $320,000 | 6,030 |
| Salaries and employee benefits | $212,000 | 5,752 |
| Premises and equipment expense | $52,000 | 5,436 |
| Additional noninterest expense | $56,000 | 6,485 |
| Pre-tax net operating income | $97,000 | 5,297 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $95,000 | 5,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 5,207 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $95,000 | 5,207 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $95,000 | 5,160 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 6,212 |
| Total interest expense | $166,000 | 6,096 |
| Net interest income | $1,346,000 | 6,186 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $121,000 | 6,067 |
| Gross Fiduciary activities income | $4,000 | 1,186 |
| Service charges on deposit accounts | $98,000 | 5,284 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 6,238 |
| Total noninterest expense | $1,240,000 | 6,139 |
| Salaries and employee benefits | $833,000 | 5,843 |
| Premises and equipment expense | $195,000 | 5,588 |
| Additional noninterest expense | $212,000 | 6,584 |
| Pre-tax net operating income | $227,000 | 5,657 |
| Securities gains (losses) | $22,000 | 2,293 |
| Applicable income taxes | $14,000 | 4,213 |
| Income before extraordinary items | $235,000 | 5,610 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $235,000 | 5,613 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $235,000 | 5,613 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $214,320 | 5,613 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 6,285 |
| Total interest expense | $126,000 | 6,173 |
| Net interest income | $998,000 | 6,265 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $86,000 | 6,199 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $69,000 | 5,413 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,000 | 6,293 |
| Total noninterest expense | $894,000 | 6,213 |
| Salaries and employee benefits | $615,000 | 5,901 |
| Premises and equipment expense | $114,000 | 5,955 |
| Additional noninterest expense | $165,000 | 6,617 |
| Pre-tax net operating income | $190,000 | 5,710 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $9,000 | 4,349 |
| Income before extraordinary items | $203,000 | 5,627 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $203,000 | 5,628 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $203,000 | 5,628 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $181,880 | 5,640 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $742,000 | 6,332 |
| Total interest expense | $86,000 | 6,217 |
| Net interest income | $656,000 | 6,309 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $62,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $46,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,217 |
| Total noninterest expense | $601,000 | 6,246 |
| Salaries and employee benefits | $411,000 | 5,946 |
| Premises and equipment expense | $89,000 | 5,789 |
| Additional noninterest expense | $101,000 | 6,697 |
| Pre-tax net operating income | $117,000 | 5,750 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $8,000 | 4,256 |
| Income before extraordinary items | $131,000 | 5,656 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $131,000 | 5,658 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $131,000 | 5,658 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $110,320 | 5,693 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 6,392 |
| Total interest expense | $45,000 | 6,259 |
| Net interest income | $324,000 | 6,361 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $59,000 | 5,547 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $288,000 | 6,354 |
| Salaries and employee benefits | $191,000 | 6,076 |
| Premises and equipment expense | $18,000 | 6,642 |
| Additional noninterest expense | $79,000 | 6,476 |
| Pre-tax net operating income | $95,000 | 5,374 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $91,000 | 5,350 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $91,000 | 5,352 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $91,000 | 5,352 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $91,000 | 5,247 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 6,479 |
| Total interest expense | $220,000 | 6,314 |
| Net interest income | $1,278,000 | 6,470 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $188,000 | 5,766 |
| Gross Fiduciary activities income | $9,000 | 1,139 |
| Service charges on deposit accounts | $105,000 | 5,360 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $74,000 | 5,568 |
| Total noninterest expense | $1,172,000 | 6,423 |
| Salaries and employee benefits | $778,000 | 6,141 |
| Premises and equipment expense | $77,000 | 6,712 |
| Additional noninterest expense | $317,000 | 6,594 |
| Pre-tax net operating income | $294,000 | 5,436 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $15,000 | 4,294 |
| Income before extraordinary items | $279,000 | 5,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,532 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $279,000 | 5,533 |
| Net charge-offs | $-10,000 | 6,614 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $279,000 | 5,342 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 6,582 |
| Total interest expense | $168,000 | 6,434 |
| Net interest income | $956,000 | 6,571 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $139,000 | 5,865 |
| Gross Fiduciary activities income | $6,000 | 1,130 |
| Service charges on deposit accounts | $79,000 | 5,430 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 5,690 |
| Total noninterest expense | $884,000 | 6,483 |
| Salaries and employee benefits | $577,000 | 6,190 |
| Premises and equipment expense | $58,000 | 6,780 |
| Additional noninterest expense | $249,000 | 6,613 |
| Pre-tax net operating income | $211,000 | 5,640 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $10,000 | 4,386 |
| Income before extraordinary items | $201,000 | 5,723 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $201,000 | 5,722 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $201,000 | 5,722 |
| Net charge-offs | $-9,000 | 6,584 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $201,000 | 5,541 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 6,638 |
| Total interest expense | $115,000 | 6,491 |
| Net interest income | $637,000 | 6,627 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $75,000 | 6,083 |
| Gross Fiduciary activities income | $5,000 | 1,115 |
| Service charges on deposit accounts | $49,000 | 5,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,119 |
| Total noninterest expense | $582,000 | 6,550 |
| Salaries and employee benefits | $385,000 | 6,232 |
| Premises and equipment expense | $36,000 | 6,872 |
| Additional noninterest expense | $161,000 | 6,695 |
| Pre-tax net operating income | $130,000 | 5,710 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $6,000 | 4,385 |
| Income before extraordinary items | $124,000 | 5,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,803 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $124,000 | 5,803 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $124,000 | 5,620 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 6,690 |
| Total interest expense | $60,000 | 6,532 |
| Net interest income | $318,000 | 6,678 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $44,000 | 5,994 |
| Gross Fiduciary activities income | $6,000 | 1,027 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $283,000 | 6,635 |
| Salaries and employee benefits | $195,000 | 6,255 |
| Premises and equipment expense | $18,000 | 6,916 |
| Additional noninterest expense | $70,000 | 6,849 |
| Pre-tax net operating income | $79,000 | 5,628 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $75,000 | 5,668 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $75,000 | 5,668 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $75,000 | 5,668 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $75,000 | 5,510 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 6,663 |
| Total interest expense | $307,000 | 6,530 |
| Net interest income | $1,362,000 | 6,630 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $203,000 | 5,720 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $137,000 | 5,039 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $62,000 | 5,762 |
| Total noninterest expense | $1,235,000 | 6,593 |
| Salaries and employee benefits | $787,000 | 6,304 |
| Premises and equipment expense | $73,000 | 7,017 |
| Additional noninterest expense | $375,000 | 6,625 |
| Pre-tax net operating income | $330,000 | 5,151 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $15,000 | 4,207 |
| Income before extraordinary items | $315,000 | 5,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $315,000 | 5,193 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $315,000 | 5,193 |
| Net charge-offs | $19,000 | 5,920 |
| Cash dividends | $250,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $315,000 | 5,080 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 6,716 |
| Total interest expense | $238,000 | 6,589 |
| Net interest income | $1,029,000 | 6,684 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $136,000 | 5,952 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $108,000 | 4,996 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $28,000 | 6,205 |
| Total noninterest expense | $948,000 | 6,590 |
| Salaries and employee benefits | $593,000 | 6,303 |
| Premises and equipment expense | $55,000 | 7,076 |
| Additional noninterest expense | $300,000 | 6,597 |
| Pre-tax net operating income | $217,000 | 5,403 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $11,000 | 4,231 |
| Income before extraordinary items | $206,000 | 5,475 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,475 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $206,000 | 5,475 |
| Net charge-offs | $20,000 | 5,533 |
| Cash dividends | $250,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $206,000 | 5,331 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 6,773 |
| Total interest expense | $163,000 | 6,663 |
| Net interest income | $687,000 | 6,741 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $91,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $70,000 | 5,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,204 |
| Total noninterest expense | $628,000 | 6,672 |
| Salaries and employee benefits | $401,000 | 6,344 |
| Premises and equipment expense | $35,000 | 7,175 |
| Additional noninterest expense | $192,000 | 6,711 |
| Pre-tax net operating income | $150,000 | 5,399 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $142,000 | 5,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $142,000 | 5,402 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $142,000 | 5,403 |
| Net charge-offs | $17,000 | 5,136 |
| Cash dividends | $250,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $142,000 | 5,323 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 6,823 |
| Total interest expense | $83,000 | 6,733 |
| Net interest income | $340,000 | 6,795 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $50,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $34,000 | 5,022 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $317,000 | 6,706 |
| Salaries and employee benefits | $204,000 | 6,356 |
| Premises and equipment expense | $19,000 | 7,150 |
| Additional noninterest expense | $94,000 | 6,786 |
| Pre-tax net operating income | $73,000 | 5,456 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $69,000 | 5,430 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $69,000 | 5,429 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $69,000 | 5,430 |
| Net charge-offs | $16,000 | 4,159 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $69,000 | 5,381 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 6,892 |
| Total interest expense | $407,000 | 6,773 |
| Net interest income | $1,342,000 | 6,855 |
| Provision for loan and lease losses | $2,000 | 7,029 |
| Total noninterest income | $199,000 | 5,958 |
| Gross Fiduciary activities income | $4,000 | 1,241 |
| Service charges on deposit accounts | $136,000 | 5,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $59,000 | 5,967 |
| Total noninterest expense | $1,190,000 | 6,872 |
| Salaries and employee benefits | $750,000 | 6,567 |
| Premises and equipment expense | $55,000 | 7,416 |
| Additional noninterest expense | $385,000 | 6,840 |
| Pre-tax net operating income | $349,000 | 4,763 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $331,000 | 4,839 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $331,000 | 4,842 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $331,000 | 4,842 |
| Net charge-offs | $12,000 | 6,521 |
| Cash dividends | $275,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $331,000 | 4,694 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 6,997 |
| Total interest expense | $316,000 | 6,869 |
| Net interest income | $998,000 | 6,959 |
| Provision for loan and lease losses | $2,000 | 6,962 |
| Total noninterest income | $149,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $104,000 | 5,117 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $45,000 | 6,103 |
| Total noninterest expense | $876,000 | 6,974 |
| Salaries and employee benefits | $556,000 | 6,629 |
| Premises and equipment expense | $36,000 | 7,559 |
| Additional noninterest expense | $284,000 | 6,924 |
| Pre-tax net operating income | $269,000 | 4,977 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $13,000 | 4,159 |
| Income before extraordinary items | $256,000 | 5,064 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $256,000 | 5,066 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $256,000 | 5,067 |
| Net charge-offs | $6,000 | 6,398 |
| Cash dividends | $275,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $256,000 | 4,886 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $888,000 | 7,039 |
| Total interest expense | $219,000 | 6,917 |
| Net interest income | $669,000 | 6,995 |
| Provision for loan and lease losses | $2,000 | 6,827 |
| Total noninterest income | $108,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $69,000 | 5,136 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $552,000 | 7,091 |
| Salaries and employee benefits | $365,000 | 6,706 |
| Premises and equipment expense | $25,000 | 7,599 |
| Additional noninterest expense | $162,000 | 7,159 |
| Pre-tax net operating income | $223,000 | 4,800 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $11,000 | 4,050 |
| Income before extraordinary items | $212,000 | 4,816 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $212,000 | 4,817 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $212,000 | 4,816 |
| Net charge-offs | $6,000 | 6,008 |
| Cash dividends | $275,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $212,000 | 4,663 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $449,000 | 7,121 |
| Total interest expense | $114,000 | 6,998 |
| Net interest income | $335,000 | 7,069 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $47,000 | 6,211 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $288,000 | 7,135 |
| Salaries and employee benefits | $179,000 | 6,825 |
| Premises and equipment expense | $16,000 | 7,572 |
| Additional noninterest expense | $93,000 | 7,087 |
| Pre-tax net operating income | $94,000 | 5,120 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $89,000 | 5,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 5,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $89,000 | 5,128 |
| Net charge-offs | $7,000 | 5,008 |
| Cash dividends | $275,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $89,000 | 5,008 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 7,105 |
| Total interest expense | $629,000 | 6,860 |
| Net interest income | $1,307,000 | 7,125 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $192,000 | 6,283 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $145,000 | 5,211 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $47,000 | 6,428 |
| Total noninterest expense | $1,199,000 | 7,147 |
| Salaries and employee benefits | $755,000 | 6,814 |
| Premises and equipment expense | $75,000 | 7,598 |
| Additional noninterest expense | $369,000 | 7,197 |
| Pre-tax net operating income | $300,000 | 4,504 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $9,000 | 3,912 |
| Income before extraordinary items | $291,000 | 4,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $291,000 | 4,504 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $291,000 | 4,505 |
| Net charge-offs | $14,000 | 6,799 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $291,000 | 4,433 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 7,152 |
| Total interest expense | $491,000 | 6,909 |
| Net interest income | $993,000 | 7,155 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $147,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $107,000 | 5,274 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $40,000 | 6,457 |
| Total noninterest expense | $874,000 | 7,238 |
| Salaries and employee benefits | $557,000 | 6,883 |
| Premises and equipment expense | $57,000 | 7,657 |
| Additional noninterest expense | $260,000 | 7,300 |
| Pre-tax net operating income | $266,000 | 4,659 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $13,000 | 3,954 |
| Income before extraordinary items | $253,000 | 4,616 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $253,000 | 4,614 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $253,000 | 4,617 |
| Net charge-offs | $14,000 | 6,396 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $253,000 | 4,551 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 7,202 |
| Total interest expense | $342,000 | 6,956 |
| Net interest income | $666,000 | 7,170 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $87,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,000 | 6,756 |
| Total noninterest expense | $560,000 | 7,362 |
| Salaries and employee benefits | $362,000 | 7,015 |
| Premises and equipment expense | $35,000 | 7,789 |
| Additional noninterest expense | $163,000 | 7,446 |
| Pre-tax net operating income | $193,000 | 4,692 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $184,000 | 4,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 4,632 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $184,000 | 4,632 |
| Net charge-offs | $7,000 | 6,140 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $184,000 | 4,545 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,221 |
| Total interest expense | $179,000 | 6,978 |
| Net interest income | $336,000 | 7,184 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $46,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $270,000 | 7,431 |
| Salaries and employee benefits | $180,000 | 7,062 |
| Premises and equipment expense | $20,000 | 7,727 |
| Additional noninterest expense | $70,000 | 7,541 |
| Pre-tax net operating income | $112,000 | 4,900 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $107,000 | 4,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 4,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $107,000 | 4,860 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,000 | 4,688 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 7,131 |
| Total interest expense | $920,000 | 6,920 |
| Net interest income | $1,366,000 | 7,166 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $211,000 | 6,414 |
| Gross Fiduciary activities income | $3,000 | 1,325 |
| Service charges on deposit accounts | $151,000 | 5,305 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $57,000 | 6,626 |
| Total noninterest expense | $1,096,000 | 7,420 |
| Salaries and employee benefits | $734,000 | 7,071 |
| Premises and equipment expense | $77,000 | 7,821 |
| Additional noninterest expense | $285,000 | 7,520 |
| Pre-tax net operating income | $431,000 | 5,065 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $27,000 | 4,154 |
| Income before extraordinary items | $404,000 | 4,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $404,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $404,000 | 4,911 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 7,194 |
| Total interest expense | $717,000 | 6,973 |
| Net interest income | $1,023,000 | 7,224 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $161,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $111,000 | 5,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 6,582 |
| Total noninterest expense | $767,000 | 7,531 |
| Salaries and employee benefits | $506,000 | 7,226 |
| Premises and equipment expense | $66,000 | 7,776 |
| Additional noninterest expense | $195,000 | 7,654 |
| Pre-tax net operating income | $417,000 | 5,211 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $21,000 | 4,585 |
| Income before extraordinary items | $396,000 | 4,814 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $396,000 | 4,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $396,000 | 4,973 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 7,238 |
| Total interest expense | $499,000 | 7,017 |
| Net interest income | $672,000 | 7,270 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $111,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $72,000 | 5,440 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $39,000 | 6,455 |
| Total noninterest expense | $490,000 | 7,652 |
| Salaries and employee benefits | $320,000 | 7,388 |
| Premises and equipment expense | $37,000 | 7,956 |
| Additional noninterest expense | $133,000 | 7,668 |
| Pre-tax net operating income | $293,000 | 5,310 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $15,000 | 4,827 |
| Income before extraordinary items | $278,000 | 5,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 5,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $278,000 | 5,060 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $601,000 | 7,281 |
| Total interest expense | $265,000 | 7,043 |
| Net interest income | $336,000 | 7,320 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $270,000 | 7,540 |
| Salaries and employee benefits | $165,000 | 7,374 |
| Premises and equipment expense | $20,000 | 7,941 |
| Additional noninterest expense | $85,000 | 7,339 |
| Pre-tax net operating income | $115,000 | 5,836 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $108,000 | 5,735 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $108,000 | 5,643 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 7,306 |
| Total interest expense | $1,031,000 | 7,119 |
| Net interest income | $1,320,000 | 7,353 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $177,000 | 6,912 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $135,000 | 5,592 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $42,000 | 7,258 |
| Total noninterest expense | $1,056,000 | 7,570 |
| Salaries and employee benefits | $701,000 | 7,246 |
| Premises and equipment expense | $90,000 | 7,858 |
| Additional noninterest expense | $265,000 | 7,712 |
| Pre-tax net operating income | $426,000 | 6,204 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 5,466 |
| Income before extraordinary items | $408,000 | 6,021 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $408,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $408,000 | 6,013 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 7,366 |
| Total interest expense | $761,000 | 7,182 |
| Net interest income | $976,000 | 7,426 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $126,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,692 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 7,337 |
| Total noninterest expense | $743,000 | 7,644 |
| Salaries and employee benefits | $489,000 | 7,369 |
| Premises and equipment expense | $65,000 | 7,870 |
| Additional noninterest expense | $189,000 | 7,742 |
| Pre-tax net operating income | $359,000 | 6,332 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $18,000 | 5,533 |
| Income before extraordinary items | $341,000 | 6,098 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $341,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $341,000 | 6,082 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 7,438 |
| Total interest expense | $500,000 | 7,222 |
| Net interest income | $650,000 | 7,498 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $85,000 | 7,045 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $63,000 | 5,738 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,000 | 7,282 |
| Total noninterest expense | $494,000 | 7,707 |
| Salaries and employee benefits | $328,000 | 7,403 |
| Premises and equipment expense | $39,000 | 8,020 |
| Additional noninterest expense | $127,000 | 7,771 |
| Pre-tax net operating income | $241,000 | 6,408 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,000 | 5,584 |
| Income before extraordinary items | $229,000 | 6,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $229,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $229,000 | 6,147 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 7,459 |
| Total interest expense | $247,000 | 7,274 |
| Net interest income | $332,000 | 7,487 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $45,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $217,000 | 7,913 |
| Salaries and employee benefits | $160,000 | 7,493 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $37,000 | 8,335 |
| Pre-tax net operating income | $160,000 | 5,944 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $152,000 | 5,620 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $152,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $152,000 | 5,605 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 7,478 |
| Total interest expense | $891,000 | 7,138 |
| Net interest income | $1,183,000 | 7,603 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $196,000 | 6,950 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $159,000 | 5,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 7,547 |
| Total noninterest expense | $1,069,000 | 7,595 |
| Salaries and employee benefits | $724,000 | 7,196 |
| Premises and equipment expense | $82,000 | 8,010 |
| Additional noninterest expense | $263,000 | 7,782 |
| Pre-tax net operating income | $310,000 | 7,086 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $16,000 | 5,999 |
| Income before extraordinary items | $294,000 | 6,939 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $294,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,822 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $294,000 | 6,936 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 7,568 |
| Total interest expense | $648,000 | 7,194 |
| Net interest income | $867,000 | 7,713 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $150,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $119,000 | 5,490 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $839,000 | 7,532 |
| Salaries and employee benefits | $551,000 | 7,159 |
| Premises and equipment expense | $21,000 | 8,591 |
| Additional noninterest expense | $267,000 | 7,289 |
| Pre-tax net operating income | $178,000 | 7,508 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $172,000 | 7,364 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $172,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $172,000 | 7,364 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $997,000 | 7,611 |
| Total interest expense | $413,000 | 7,223 |
| Net interest income | $584,000 | 7,739 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $100,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $557,000 | 7,571 |
| Salaries and employee benefits | $358,000 | 7,248 |
| Premises and equipment expense | $14,000 | 8,626 |
| Additional noninterest expense | $185,000 | 7,235 |
| Pre-tax net operating income | $127,000 | 7,521 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $121,000 | 7,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $121,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $121,000 | 7,381 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 7,645 |
| Total interest expense | $192,000 | 7,303 |
| Net interest income | $298,000 | 7,713 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $53,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $288,000 | 7,519 |
| Salaries and employee benefits | $188,000 | 7,143 |
| Premises and equipment expense | $7,000 | 8,631 |
| Additional noninterest expense | $93,000 | 7,227 |
| Pre-tax net operating income | $63,000 | 7,534 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $60,000 | 7,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $60,000 | 7,371 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 7,513 |
| Total interest expense | $674,000 | 7,116 |
| Net interest income | $1,258,000 | 7,619 |
| Provision for loan and lease losses | $70,000 | 5,300 |
| Total noninterest income | $185,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $151,000 | 5,610 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,758 |
| Total noninterest expense | $1,104,000 | 7,562 |
| Salaries and employee benefits | $713,000 | 7,218 |
| Premises and equipment expense | $64,000 | 8,289 |
| Additional noninterest expense | $327,000 | 7,487 |
| Pre-tax net operating income | $269,000 | 7,502 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $16,000 | 6,396 |
| Income before extraordinary items | $253,000 | 7,362 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $253,000 | 7,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $253,000 | 7,341 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 7,545 |
| Total interest expense | $493,000 | 7,101 |
| Net interest income | $950,000 | 7,649 |
| Provision for loan and lease losses | $70,000 | 4,797 |
| Total noninterest income | $138,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 5,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,683 |
| Total noninterest expense | $821,000 | 7,574 |
| Salaries and employee benefits | $550,000 | 7,136 |
| Premises and equipment expense | $35,000 | 8,507 |
| Additional noninterest expense | $236,000 | 7,556 |
| Pre-tax net operating income | $197,000 | 7,642 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $10,000 | 6,526 |
| Income before extraordinary items | $187,000 | 7,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $187,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $187,000 | 7,491 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 7,527 |
| Total interest expense | $321,000 | 7,056 |
| Net interest income | $644,000 | 7,636 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $88,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $537,000 | 7,612 |
| Salaries and employee benefits | $362,000 | 7,181 |
| Premises and equipment expense | $23,000 | 8,511 |
| Additional noninterest expense | $152,000 | 7,591 |
| Pre-tax net operating income | $195,000 | 7,246 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 6,449 |
| Income before extraordinary items | $186,000 | 7,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $186,000 | 7,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $186,000 | 6,992 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 7,575 |
| Total interest expense | $156,000 | 7,088 |
| Net interest income | $324,000 | 7,684 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $50,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $288,000 | 7,545 |
| Salaries and employee benefits | $188,000 | 7,135 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $88,000 | 7,402 |
| Pre-tax net operating income | $86,000 | 7,418 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $82,000 | 7,194 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $82,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 7,445 |
| Total interest expense | $656,000 | 6,739 |
| Net interest income | $1,284,000 | 7,626 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $218,000 | 7,010 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $176,000 | 5,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,616 |
| Total noninterest expense | $1,063,000 | 7,688 |
| Salaries and employee benefits | $647,000 | 7,482 |
| Premises and equipment expense | $106,000 | 7,899 |
| Additional noninterest expense | $310,000 | 7,646 |
| Pre-tax net operating income | $349,000 | 7,274 |
| Securities gains (losses) | $31,000 | 2,094 |
| Applicable income taxes | $7,000 | 6,854 |
| Income before extraordinary items | $373,000 | 6,920 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $373,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,810 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $342,620 | 7,000 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 7,477 |
| Total interest expense | $500,000 | 6,700 |
| Net interest income | $949,000 | 7,686 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $169,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $135,000 | 5,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 7,563 |
| Total noninterest expense | $749,000 | 7,783 |
| Salaries and employee benefits | $483,000 | 7,433 |
| Premises and equipment expense | $46,000 | 8,464 |
| Additional noninterest expense | $220,000 | 7,744 |
| Pre-tax net operating income | $369,000 | 6,881 |
| Securities gains (losses) | $31,000 | 2,017 |
| Applicable income taxes | $20,000 | 6,511 |
| Income before extraordinary items | $380,000 | 6,443 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $380,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,637 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $350,550 | 6,536 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,498 |
| Total interest expense | $340,000 | 6,681 |
| Net interest income | $629,000 | 7,720 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $109,000 | 7,079 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $84,000 | 5,624 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $505,000 | 7,810 |
| Salaries and employee benefits | $314,000 | 7,557 |
| Premises and equipment expense | $31,000 | 8,504 |
| Additional noninterest expense | $160,000 | 7,614 |
| Pre-tax net operating income | $233,000 | 6,954 |
| Securities gains (losses) | $30,000 | 1,791 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $250,000 | 6,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $221,500 | 6,613 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,527 |
| Total interest expense | $176,000 | 6,673 |
| Net interest income | $316,000 | 7,740 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $60,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $263,000 | 7,771 |
| Salaries and employee benefits | $156,000 | 7,599 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $92,000 | 7,332 |
| Pre-tax net operating income | $113,000 | 6,952 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $107,000 | 6,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $107,000 | 6,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $107,000 | 6,629 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 7,538 |
| Total interest expense | $798,000 | 6,716 |
| Net interest income | $1,202,000 | 7,815 |
| Provision for loan and lease losses | $14,000 | 7,242 |
| Total noninterest income | $162,000 | 7,691 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $137,000 | 6,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $25,000 | 8,275 |
| Total noninterest expense | $1,001,000 | 7,875 |
| Salaries and employee benefits | $608,000 | 7,659 |
| Premises and equipment expense | $95,000 | 8,127 |
| Additional noninterest expense | $298,000 | 7,770 |
| Pre-tax net operating income | $349,000 | 7,237 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $17,000 | 6,861 |
| Income before extraordinary items | $332,000 | 7,125 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $332,000 | 7,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $332,000 | 6,980 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 7,631 |
| Total interest expense | $613,000 | 6,796 |
| Net interest income | $885,000 | 7,909 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $114,000 | 7,843 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $97,000 | 6,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $721,000 | 7,963 |
| Salaries and employee benefits | $463,000 | 7,595 |
| Premises and equipment expense | $57,000 | 8,438 |
| Additional noninterest expense | $201,000 | 7,982 |
| Pre-tax net operating income | $278,000 | 7,293 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $267,000 | 7,140 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $267,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $267,000 | 6,979 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $999,000 | 7,688 |
| Total interest expense | $420,000 | 6,848 |
| Net interest income | $579,000 | 7,962 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $73,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $59,000 | 6,330 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $508,000 | 7,861 |
| Salaries and employee benefits | $327,000 | 7,460 |
| Premises and equipment expense | $38,000 | 8,441 |
| Additional noninterest expense | $143,000 | 7,863 |
| Pre-tax net operating income | $144,000 | 7,643 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $140,000 | 7,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $140,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $140,000 | 7,362 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 7,708 |
| Total interest expense | $211,000 | 6,924 |
| Net interest income | $297,000 | 7,945 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $263,000 | 7,817 |
| Salaries and employee benefits | $151,000 | 7,693 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $95,000 | 7,280 |
| Pre-tax net operating income | $73,000 | 7,636 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $72,000 | 7,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,000 | 7,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 7,627 |
| Total interest expense | $972,000 | 7,004 |
| Net interest income | $1,248,000 | 7,840 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $150,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $115,000 | 6,322 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $1,065,000 | 7,796 |
| Salaries and employee benefits | $553,000 | 7,918 |
| Premises and equipment expense | $259,000 | 6,017 |
| Additional noninterest expense | $253,000 | 8,155 |
| Pre-tax net operating income | $333,000 | 7,427 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $17,000 | 7,121 |
| Income before extraordinary items | $316,000 | 7,244 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $316,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $316,000 | 7,140 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 7,922 |
| Total interest expense | $1,164,000 | 7,676 |
| Net interest income | $1,163,000 | 7,956 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $173,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $104,000 | 6,509 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $69,000 | 7,145 |
| Total noninterest expense | $923,000 | 8,155 |
| Salaries and employee benefits | $500,000 | 8,180 |
| Premises and equipment expense | $176,000 | 7,126 |
| Additional noninterest expense | $247,000 | 8,247 |
| Pre-tax net operating income | $413,000 | 6,917 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $23,000 | 7,236 |
| Income before extraordinary items | $390,000 | 6,636 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $390,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $370,000 | 4,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $390,000 | 6,504 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 8,194 |
| Total interest expense | $1,135,000 | 7,937 |
| Net interest income | $1,096,000 | 8,296 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $126,000 | 8,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 8,923 |
| Total noninterest expense | $786,000 | 8,601 |
| Salaries and employee benefits | $457,000 | 8,457 |
| Premises and equipment expense | $101,000 | 8,420 |
| Additional noninterest expense | $228,000 | 8,527 |
| Pre-tax net operating income | $436,000 | 7,285 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $22,000 | 7,798 |
| Income before extraordinary items | $414,000 | 6,766 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $414,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $380,000 | 4,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $414,000 | 6,772 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 8,493 |
| Total interest expense | $961,000 | 8,276 |
| Net interest income | $1,046,000 | 8,523 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $122,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $793,000 | 8,748 |
| Salaries and employee benefits | $428,000 | 8,743 |
| Premises and equipment expense | $107,000 | 8,499 |
| Additional noninterest expense | $258,000 | 8,481 |
| Pre-tax net operating income | $375,000 | 7,713 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $18,000 | 8,260 |
| Income before extraordinary items | $345,000 | 7,323 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $345,000 | 7,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $275,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $356,400 | 7,220 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 8,574 |
| Total interest expense | $980,000 | 8,474 |
| Net interest income | $1,108,000 | 8,559 |
| Provision for loan and lease losses | $11,000 | 8,185 |
| Total noninterest income | $111,000 | 8,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $732,000 | 9,007 |
| Salaries and employee benefits | $408,000 | 8,920 |
| Premises and equipment expense | $101,000 | 8,682 |
| Additional noninterest expense | $223,000 | 8,869 |
| Pre-tax net operating income | $476,000 | 7,495 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $23,000 | 8,827 |
| Income before extraordinary items | $453,000 | 6,895 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $453,000 | 6,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $375,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $453,000 | 6,784 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 8,930 |
| Total interest expense | $993,000 | 8,708 |
| Net interest income | $1,064,000 | 9,032 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $111,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $717,000 | 9,340 |
| Salaries and employee benefits | $404,000 | 9,238 |
| Premises and equipment expense | $110,000 | 8,728 |
| Additional noninterest expense | $203,000 | 9,373 |
| Pre-tax net operating income | $448,000 | 8,197 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $199,000 | 6,887 |
| Income before extraordinary items | $249,000 | 8,763 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $249,000 | 8,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,129 |
| Cash dividends | $285,000 | 4,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $249,000 | 8,722 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 9,493 |
| Total interest expense | $956,000 | 9,166 |
| Net interest income | $959,000 | 9,669 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $104,000 | 9,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $680,000 | 9,874 |
| Salaries and employee benefits | $375,000 | 9,780 |
| Premises and equipment expense | $101,000 | 9,258 |
| Additional noninterest expense | $204,000 | 9,888 |
| Pre-tax net operating income | $363,000 | 8,732 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $111,000 | 8,554 |
| Income before extraordinary items | $252,000 | 8,817 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $252,000 | 8,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $28,000 | 7,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $252,000 | 8,752 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 10,018 |
| Total interest expense | $918,000 | 9,557 |
| Net interest income | $896,000 | 10,255 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $115,000 | 9,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $692,000 | 10,217 |
| Salaries and employee benefits | $362,000 | 10,237 |
| Premises and equipment expense | $96,000 | 9,727 |
| Additional noninterest expense | $234,000 | 10,015 |
| Pre-tax net operating income | $319,000 | 9,608 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $90,000 | 9,389 |
| Income before extraordinary items | $229,000 | 9,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $229,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $229,000 | 9,594 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 10,427 |
| Total interest expense | $781,000 | 9,699 |
| Net interest income | $877,000 | 10,797 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $106,000 | 10,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $1,015,000 | 9,284 |
| Salaries and employee benefits | $362,000 | 10,629 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $558,000 | 7,362 |
| Pre-tax net operating income | $-32,000 | 12,144 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-78,000 | 12,267 |
| Income before extraordinary items | $46,000 | 11,831 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $46,000 | 11,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $46,000 | 8,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $46,000 | 11,866 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 10,796 |
| Total interest expense | $813,000 | 9,978 |
| Net interest income | $894,000 | 11,190 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $107,000 | 11,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $738,000 | 10,976 |
| Salaries and employee benefits | $413,000 | 10,500 |
| Premises and equipment expense | $106,000 | 10,264 |
| Additional noninterest expense | $219,000 | 11,480 |
| Pre-tax net operating income | $248,000 | 10,631 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $22,000 | 11,565 |
| Income before extraordinary items | $298,000 | 9,507 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $298,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $1,648,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $231,040 | 10,011 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 11,029 |
| Total interest expense | $994,000 | 10,420 |
| Net interest income | $941,000 | 11,338 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $115,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $707,000 | 11,489 |
| Salaries and employee benefits | $394,000 | 10,934 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $209,000 | 12,115 |
| Pre-tax net operating income | $323,000 | 9,920 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $91,000 | 10,135 |
| Income before extraordinary items | $232,000 | 10,148 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $232,000 | 10,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $232,000 | 9,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.