Home > Farmers and Merchants State Bank of Cook, Incorporated > Income and Expense
Farmers and Merchants State Bank of Cook, Incorporated, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 12,987 |
| Total interest expense | $186,000 | 13,025 |
| Net interest income | $372,000 | 12,869 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $445,000 | 12,436 |
| Salaries and employee benefits | $221,000 | 12,448 |
| Premises and equipment expense | $17,000 | 13,138 |
| Additional noninterest expense | $207,000 | 11,629 |
| Pre-tax net operating income | $4,000 | 12,378 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $11,000 | 12,472 |
| Extraordinary gains, net | $13,000 | 2,867 |
| Net income | $24,000 | 12,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 774 |
| Net operating income | $2,720 | 12,381 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 13,616 |
| Total interest expense | $244,000 | 13,613 |
| Net interest income | $350,000 | 13,509 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $68,000 | 12,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 10,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $413,000 | 13,093 |
| Salaries and employee benefits | $243,000 | 12,676 |
| Premises and equipment expense | $27,000 | 13,499 |
| Additional noninterest expense | $143,000 | 13,060 |
| Pre-tax net operating income | $-14,000 | 12,774 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-5,000 | 12,912 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-5,000 | 12,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-14,000 | 12,722 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.