Home > Farmers and Merchants State Bank > Income and Expense
Farmers and Merchants State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,091,000 | 3,112 |
| Total interest expense | $2,126,000 | 2,977 |
| Net interest income | $5,965,000 | 3,112 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $633,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $258,000 | 2,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,233 |
| Total noninterest expense | $2,911,000 | 3,727 |
| Salaries and employee benefits | $1,701,000 | 3,635 |
| Premises and equipment expense | $137,000 | 4,184 |
| Additional noninterest expense | $375,000 | 3,233 |
| Pre-tax net operating income | $3,687,000 | 2,269 |
| Securities gains (losses) | $-488,000 | 4,178 |
| Applicable income taxes | $150,000 | 2,597 |
| Income before extraordinary items | $3,049,000 | 2,314 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,049,000 | 2,338 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,049,000 | 2,317 |
| Net charge-offs | $-138,000 | 4,397 |
| Cash dividends | $1,751,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,512,600 | 2,177 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 3,158 |
| Total interest expense | $1,410,000 | 3,008 |
| Net interest income | $4,386,000 | 3,160 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $445,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $184,000 | 2,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 3,297 |
| Total noninterest expense | $2,169,000 | 3,724 |
| Salaries and employee benefits | $1,268,000 | 3,639 |
| Premises and equipment expense | $108,000 | 4,167 |
| Additional noninterest expense | $261,000 | 3,296 |
| Pre-tax net operating income | $2,662,000 | 2,369 |
| Securities gains (losses) | $-488,000 | 4,371 |
| Applicable income taxes | $105,000 | 2,682 |
| Income before extraordinary items | $2,069,000 | 2,476 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,069,000 | 2,498 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,069,000 | 2,477 |
| Net charge-offs | $-145,000 | 4,431 |
| Cash dividends | $1,248,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,532,600 | 2,269 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 3,197 |
| Total interest expense | $855,000 | 2,965 |
| Net interest income | $2,835,000 | 3,229 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $301,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $120,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 3,260 |
| Total noninterest expense | $1,418,000 | 3,747 |
| Salaries and employee benefits | $838,000 | 3,660 |
| Premises and equipment expense | $74,000 | 4,166 |
| Additional noninterest expense | $181,000 | 3,252 |
| Pre-tax net operating income | $1,718,000 | 2,436 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $83,000 | 2,629 |
| Income before extraordinary items | $1,635,000 | 2,302 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,635,000 | 2,329 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,635,000 | 2,302 |
| Net charge-offs | $-47,000 | 4,310 |
| Cash dividends | $832,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,635,000 | 2,322 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 3,299 |
| Total interest expense | $391,000 | 2,888 |
| Net interest income | $1,306,000 | 3,342 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $131,000 | 3,378 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $55,000 | 2,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,391 |
| Total noninterest expense | $715,000 | 3,785 |
| Salaries and employee benefits | $418,000 | 3,707 |
| Premises and equipment expense | $42,000 | 4,131 |
| Additional noninterest expense | $76,000 | 3,391 |
| Pre-tax net operating income | $722,000 | 2,671 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $34,000 | 2,742 |
| Income before extraordinary items | $688,000 | 2,553 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $688,000 | 2,554 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $688,000 | 2,553 |
| Net charge-offs | $-7,000 | 3,948 |
| Cash dividends | $416,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $688,000 | 2,583 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 3,321 |
| Total interest expense | $623,000 | 2,996 |
| Net interest income | $5,017,000 | 3,339 |
| Provision for loan and lease losses | $25,000 | 2,738 |
| Total noninterest income | $594,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $238,000 | 2,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,372 |
| Total noninterest expense | $2,972,000 | 3,733 |
| Salaries and employee benefits | $1,824,000 | 3,596 |
| Premises and equipment expense | $131,000 | 4,322 |
| Additional noninterest expense | $356,000 | 3,372 |
| Pre-tax net operating income | $2,614,000 | 2,805 |
| Securities gains (losses) | $6,000 | 496 |
| Applicable income taxes | $126,000 | 2,893 |
| Income before extraordinary items | $2,494,000 | 2,693 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,494,000 | 2,689 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,494,000 | 2,692 |
| Net charge-offs | $125,000 | 1,135 |
| Cash dividends | $1,926,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,488,300 | 2,721 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 3,294 |
| Total interest expense | $385,000 | 2,988 |
| Net interest income | $3,790,000 | 3,306 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $433,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $181,000 | 2,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,450 |
| Total noninterest expense | $2,150,000 | 3,765 |
| Salaries and employee benefits | $1,348,000 | 3,606 |
| Premises and equipment expense | $71,000 | 4,493 |
| Additional noninterest expense | $252,000 | 3,450 |
| Pre-tax net operating income | $2,073,000 | 2,734 |
| Securities gains (losses) | $6,000 | 515 |
| Applicable income taxes | $102,000 | 2,852 |
| Income before extraordinary items | $1,977,000 | 2,597 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,977,000 | 2,595 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,977,000 | 2,596 |
| Net charge-offs | $18,000 | 1,631 |
| Cash dividends | $1,261,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,971,300 | 2,634 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 3,295 |
| Total interest expense | $233,000 | 3,011 |
| Net interest income | $2,527,000 | 3,290 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $285,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $113,000 | 2,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 3,471 |
| Total noninterest expense | $1,392,000 | 3,812 |
| Salaries and employee benefits | $896,000 | 3,614 |
| Premises and equipment expense | $47,000 | 4,507 |
| Additional noninterest expense | $449,000 | 3,783 |
| Pre-tax net operating income | $1,420,000 | 2,630 |
| Securities gains (losses) | $6,000 | 456 |
| Applicable income taxes | $69,000 | 2,774 |
| Income before extraordinary items | $1,357,000 | 2,469 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,357,000 | 2,469 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,357,000 | 2,469 |
| Net charge-offs | $17,000 | 1,382 |
| Cash dividends | $841,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,351,300 | 2,510 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 3,173 |
| Total interest expense | $118,000 | 2,967 |
| Net interest income | $1,345,000 | 3,162 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $124,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $52,000 | 2,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 3,587 |
| Total noninterest expense | $685,000 | 3,835 |
| Salaries and employee benefits | $446,000 | 3,637 |
| Premises and equipment expense | $21,000 | 4,564 |
| Additional noninterest expense | $218,000 | 3,810 |
| Pre-tax net operating income | $784,000 | 2,412 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $36,000 | 2,668 |
| Income before extraordinary items | $748,000 | 2,280 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $748,000 | 2,279 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $748,000 | 2,280 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $420,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $748,000 | 2,298 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 3,180 |
| Total interest expense | $585,000 | 2,942 |
| Net interest income | $5,610,000 | 3,171 |
| Provision for loan and lease losses | $105,000 | 2,152 |
| Total noninterest income | $517,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $207,000 | 2,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,698 |
| Total noninterest expense | $2,779,000 | 3,850 |
| Salaries and employee benefits | $1,771,000 | 3,678 |
| Premises and equipment expense | $66,000 | 4,674 |
| Additional noninterest expense | $942,000 | 3,762 |
| Pre-tax net operating income | $3,243,000 | 2,593 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $148,000 | 2,871 |
| Income before extraordinary items | $3,095,000 | 2,498 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,095,000 | 2,498 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,095,000 | 2,499 |
| Net charge-offs | $240,000 | 935 |
| Cash dividends | $2,236,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,095,000 | 2,478 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 3,196 |
| Total interest expense | $452,000 | 2,991 |
| Net interest income | $4,337,000 | 3,185 |
| Provision for loan and lease losses | $100,000 | 1,926 |
| Total noninterest income | $385,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $152,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,743 |
| Total noninterest expense | $1,993,000 | 3,931 |
| Salaries and employee benefits | $1,274,000 | 3,750 |
| Premises and equipment expense | $52,000 | 4,736 |
| Additional noninterest expense | $667,000 | 3,846 |
| Pre-tax net operating income | $2,629,000 | 2,610 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $124,000 | 2,825 |
| Income before extraordinary items | $2,505,000 | 2,507 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,505,000 | 2,507 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,505,000 | 2,507 |
| Net charge-offs | $242,000 | 720 |
| Cash dividends | $1,523,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,505,000 | 2,477 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 3,190 |
| Total interest expense | $308,000 | 3,042 |
| Net interest income | $2,907,000 | 3,170 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $248,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $148,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 4,044 |
| Total noninterest expense | $1,305,000 | 3,961 |
| Salaries and employee benefits | $848,000 | 3,773 |
| Premises and equipment expense | $37,000 | 4,759 |
| Additional noninterest expense | $420,000 | 3,912 |
| Pre-tax net operating income | $1,850,000 | 2,503 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $84,000 | 2,812 |
| Income before extraordinary items | $1,766,000 | 2,393 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,766,000 | 2,393 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,766,000 | 2,393 |
| Net charge-offs | $-29,000 | 4,180 |
| Cash dividends | $1,015,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,766,000 | 2,359 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 3,246 |
| Total interest expense | $153,000 | 3,144 |
| Net interest income | $1,394,000 | 3,232 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $111,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $73,000 | 2,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,196 |
| Total noninterest expense | $634,000 | 4,007 |
| Salaries and employee benefits | $425,000 | 3,775 |
| Premises and equipment expense | $15,000 | 4,813 |
| Additional noninterest expense | $194,000 | 4,008 |
| Pre-tax net operating income | $871,000 | 2,558 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $39,000 | 2,799 |
| Income before extraordinary items | $832,000 | 2,459 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $832,000 | 2,457 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $832,000 | 2,459 |
| Net charge-offs | $5,000 | 1,528 |
| Cash dividends | $508,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $832,000 | 2,424 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 3,301 |
| Total interest expense | $912,000 | 3,075 |
| Net interest income | $5,116,000 | 3,302 |
| Provision for loan and lease losses | $430,000 | 2,384 |
| Total noninterest income | $510,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $316,000 | 2,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,973 |
| Total noninterest expense | $2,444,000 | 4,058 |
| Salaries and employee benefits | $1,611,000 | 3,878 |
| Premises and equipment expense | $87,000 | 4,751 |
| Additional noninterest expense | $746,000 | 4,045 |
| Pre-tax net operating income | $2,752,000 | 2,535 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $129,000 | 2,812 |
| Income before extraordinary items | $2,623,000 | 2,479 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,623,000 | 2,479 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,623,000 | 2,479 |
| Net charge-offs | $138,000 | 1,781 |
| Cash dividends | $1,707,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,623,000 | 2,424 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 3,270 |
| Total interest expense | $742,000 | 3,061 |
| Net interest income | $3,932,000 | 3,277 |
| Provision for loan and lease losses | $355,000 | 2,270 |
| Total noninterest income | $340,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $238,000 | 2,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 4,208 |
| Total noninterest expense | $1,804,000 | 4,085 |
| Salaries and employee benefits | $1,213,000 | 3,863 |
| Premises and equipment expense | $66,000 | 4,777 |
| Additional noninterest expense | $525,000 | 4,129 |
| Pre-tax net operating income | $2,113,000 | 2,511 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $103,000 | 2,787 |
| Income before extraordinary items | $2,010,000 | 2,452 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,010,000 | 2,452 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,010,000 | 2,452 |
| Net charge-offs | $140,000 | 1,457 |
| Cash dividends | $755,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,010,000 | 2,390 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 3,262 |
| Total interest expense | $553,000 | 2,994 |
| Net interest income | $2,651,000 | 3,279 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $241,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $158,000 | 2,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 4,060 |
| Total noninterest expense | $1,174,000 | 4,138 |
| Salaries and employee benefits | $809,000 | 3,878 |
| Premises and equipment expense | $47,000 | 4,773 |
| Additional noninterest expense | $318,000 | 4,263 |
| Pre-tax net operating income | $1,418,000 | 2,465 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $69,000 | 2,742 |
| Income before extraordinary items | $1,349,000 | 2,388 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,349,000 | 2,388 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,349,000 | 2,388 |
| Net charge-offs | $-14,000 | 4,414 |
| Cash dividends | $505,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,349,000 | 2,356 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 3,297 |
| Total interest expense | $325,000 | 2,900 |
| Net interest income | $1,254,000 | 3,344 |
| Provision for loan and lease losses | $160,000 | 1,591 |
| Total noninterest income | $109,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $87,000 | 2,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,389 |
| Total noninterest expense | $585,000 | 4,183 |
| Salaries and employee benefits | $406,000 | 3,898 |
| Premises and equipment expense | $23,000 | 4,811 |
| Additional noninterest expense | $156,000 | 4,336 |
| Pre-tax net operating income | $618,000 | 2,512 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $29,000 | 2,715 |
| Income before extraordinary items | $589,000 | 2,429 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $589,000 | 2,428 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $589,000 | 2,429 |
| Net charge-offs | $32,000 | 1,402 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $589,000 | 2,401 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 3,422 |
| Total interest expense | $1,404,000 | 2,834 |
| Net interest income | $4,640,000 | 3,547 |
| Provision for loan and lease losses | $686,000 | 1,223 |
| Total noninterest income | $530,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $367,000 | 2,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 4,095 |
| Total noninterest expense | $2,366,000 | 4,223 |
| Salaries and employee benefits | $1,559,000 | 3,994 |
| Premises and equipment expense | $78,000 | 4,957 |
| Additional noninterest expense | $729,000 | 4,216 |
| Pre-tax net operating income | $2,118,000 | 2,945 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $101,000 | 3,014 |
| Income before extraordinary items | $2,017,000 | 2,894 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,017,000 | 2,894 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,017,000 | 2,895 |
| Net charge-offs | $1,119,000 | 619 |
| Cash dividends | $1,435,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,017,000 | 2,849 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 3,452 |
| Total interest expense | $1,064,000 | 2,831 |
| Net interest income | $3,519,000 | 3,570 |
| Provision for loan and lease losses | $586,000 | 1,034 |
| Total noninterest income | $397,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $271,000 | 2,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 4,127 |
| Total noninterest expense | $1,786,000 | 4,249 |
| Salaries and employee benefits | $1,170,000 | 4,011 |
| Premises and equipment expense | $68,000 | 4,961 |
| Additional noninterest expense | $548,000 | 4,259 |
| Pre-tax net operating income | $1,544,000 | 3,065 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $74,000 | 3,088 |
| Income before extraordinary items | $1,470,000 | 2,986 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,470,000 | 2,987 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,470,000 | 2,987 |
| Net charge-offs | $926,000 | 516 |
| Cash dividends | $738,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,470,000 | 2,957 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 3,488 |
| Total interest expense | $698,000 | 2,846 |
| Net interest income | $2,312,000 | 3,618 |
| Provision for loan and lease losses | $586,000 | 768 |
| Total noninterest income | $260,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $164,000 | 2,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 4,019 |
| Total noninterest expense | $1,185,000 | 4,288 |
| Salaries and employee benefits | $780,000 | 4,048 |
| Premises and equipment expense | $46,000 | 4,988 |
| Additional noninterest expense | $359,000 | 4,308 |
| Pre-tax net operating income | $801,000 | 3,395 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $43,000 | 3,152 |
| Income before extraordinary items | $758,000 | 3,326 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $758,000 | 3,324 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $758,000 | 3,325 |
| Net charge-offs | $913,000 | 364 |
| Cash dividends | $492,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $758,000 | 3,303 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 3,575 |
| Total interest expense | $345,000 | 2,838 |
| Net interest income | $1,108,000 | 3,723 |
| Provision for loan and lease losses | $336,000 | 627 |
| Total noninterest income | $100,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $71,000 | 2,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,409 |
| Total noninterest expense | $579,000 | 4,359 |
| Salaries and employee benefits | $390,000 | 4,098 |
| Premises and equipment expense | $25,000 | 4,993 |
| Additional noninterest expense | $164,000 | 4,450 |
| Pre-tax net operating income | $293,000 | 3,816 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $20,000 | 3,154 |
| Income before extraordinary items | $273,000 | 3,746 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $273,000 | 3,745 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $273,000 | 3,745 |
| Net charge-offs | $17,000 | 1,768 |
| Cash dividends | $246,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $273,000 | 3,735 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 3,569 |
| Total interest expense | $1,025,000 | 2,889 |
| Net interest income | $4,561,000 | 3,661 |
| Provision for loan and lease losses | $283,000 | 2,040 |
| Total noninterest income | $453,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $303,000 | 2,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 4,315 |
| Total noninterest expense | $2,359,000 | 4,355 |
| Salaries and employee benefits | $1,571,000 | 4,095 |
| Premises and equipment expense | $75,000 | 5,172 |
| Additional noninterest expense | $713,000 | 4,379 |
| Pre-tax net operating income | $2,372,000 | 2,865 |
| Securities gains (losses) | $2,000 | 956 |
| Applicable income taxes | $107,000 | 3,056 |
| Income before extraordinary items | $2,267,000 | 2,747 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,267,000 | 2,746 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,267,000 | 2,747 |
| Net charge-offs | $80,000 | 2,302 |
| Cash dividends | $1,509,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,265,100 | 2,736 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 3,622 |
| Total interest expense | $718,000 | 2,921 |
| Net interest income | $3,382,000 | 3,716 |
| Provision for loan and lease losses | $283,000 | 1,628 |
| Total noninterest income | $335,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $230,000 | 2,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 4,410 |
| Total noninterest expense | $1,772,000 | 4,376 |
| Salaries and employee benefits | $1,179,000 | 4,110 |
| Premises and equipment expense | $58,000 | 5,213 |
| Additional noninterest expense | $535,000 | 4,399 |
| Pre-tax net operating income | $1,662,000 | 3,032 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $70,000 | 3,193 |
| Income before extraordinary items | $1,594,000 | 2,893 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,594,000 | 2,893 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,594,000 | 2,893 |
| Net charge-offs | $22,000 | 2,660 |
| Cash dividends | $984,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,592,080 | 2,881 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 3,660 |
| Total interest expense | $442,000 | 2,985 |
| Net interest income | $2,231,000 | 3,740 |
| Provision for loan and lease losses | $283,000 | 1,259 |
| Total noninterest income | $220,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $145,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,390 |
| Total noninterest expense | $1,184,000 | 4,415 |
| Salaries and employee benefits | $794,000 | 4,125 |
| Premises and equipment expense | $38,000 | 5,273 |
| Additional noninterest expense | $352,000 | 4,460 |
| Pre-tax net operating income | $984,000 | 3,181 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $47,000 | 3,176 |
| Income before extraordinary items | $939,000 | 3,053 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $939,000 | 3,052 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $939,000 | 3,052 |
| Net charge-offs | $22,000 | 2,198 |
| Cash dividends | $656,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $937,100 | 3,049 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 3,702 |
| Total interest expense | $215,000 | 2,977 |
| Net interest income | $1,092,000 | 3,796 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $80,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $66,000 | 2,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,997 |
| Total noninterest expense | $558,000 | 4,547 |
| Salaries and employee benefits | $396,000 | 4,174 |
| Premises and equipment expense | $18,000 | 5,346 |
| Additional noninterest expense | $144,000 | 4,789 |
| Pre-tax net operating income | $614,000 | 2,777 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $25,000 | 3,125 |
| Income before extraordinary items | $589,000 | 2,640 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $589,000 | 2,640 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $589,000 | 2,640 |
| Net charge-offs | $44,000 | 1,264 |
| Cash dividends | $328,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $589,000 | 2,637 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,949,000 | 3,768 |
| Total interest expense | $713,000 | 3,108 |
| Net interest income | $4,236,000 | 3,834 |
| Provision for loan and lease losses | $416,000 | 1,619 |
| Total noninterest income | $422,000 | 4,137 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $288,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 4,580 |
| Total noninterest expense | $2,160,000 | 4,637 |
| Salaries and employee benefits | $1,468,000 | 4,322 |
| Premises and equipment expense | $69,000 | 5,442 |
| Additional noninterest expense | $623,000 | 4,749 |
| Pre-tax net operating income | $2,082,000 | 3,043 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $86,000 | 3,356 |
| Income before extraordinary items | $1,996,000 | 2,699 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,996,000 | 2,698 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,996,000 | 2,699 |
| Net charge-offs | $132,000 | 2,183 |
| Cash dividends | $1,397,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,996,000 | 2,682 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 3,825 |
| Total interest expense | $506,000 | 3,196 |
| Net interest income | $3,149,000 | 3,883 |
| Provision for loan and lease losses | $372,000 | 1,425 |
| Total noninterest income | $314,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $218,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 4,678 |
| Total noninterest expense | $1,559,000 | 4,716 |
| Salaries and employee benefits | $1,064,000 | 4,407 |
| Premises and equipment expense | $53,000 | 5,492 |
| Additional noninterest expense | $442,000 | 4,856 |
| Pre-tax net operating income | $1,532,000 | 3,127 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $75,000 | 3,298 |
| Income before extraordinary items | $1,457,000 | 2,905 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,457,000 | 2,904 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,457,000 | 2,905 |
| Net charge-offs | $97,000 | 1,969 |
| Cash dividends | $886,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,457,000 | 2,883 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 3,838 |
| Total interest expense | $317,000 | 3,269 |
| Net interest income | $2,102,000 | 3,891 |
| Provision for loan and lease losses | $240,000 | 1,411 |
| Total noninterest income | $206,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $143,000 | 2,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,715 |
| Total noninterest expense | $1,004,000 | 4,796 |
| Salaries and employee benefits | $704,000 | 4,452 |
| Premises and equipment expense | $35,000 | 5,532 |
| Additional noninterest expense | $265,000 | 5,014 |
| Pre-tax net operating income | $1,064,000 | 3,027 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $51,000 | 3,293 |
| Income before extraordinary items | $1,013,000 | 2,793 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,013,000 | 2,793 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,013,000 | 2,793 |
| Net charge-offs | $20,000 | 2,580 |
| Cash dividends | $591,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,013,000 | 2,777 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 3,898 |
| Total interest expense | $153,000 | 3,323 |
| Net interest income | $1,031,000 | 3,939 |
| Provision for loan and lease losses | $120,000 | 1,315 |
| Total noninterest income | $74,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $66,000 | 3,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,425 |
| Total noninterest expense | $492,000 | 4,873 |
| Salaries and employee benefits | $351,000 | 4,518 |
| Premises and equipment expense | $18,000 | 5,571 |
| Additional noninterest expense | $123,000 | 5,129 |
| Pre-tax net operating income | $493,000 | 3,098 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $21,000 | 3,336 |
| Income before extraordinary items | $472,000 | 2,852 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $472,000 | 2,852 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $472,000 | 2,852 |
| Net charge-offs | $23,000 | 1,807 |
| Cash dividends | $296,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $472,000 | 2,833 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,957,000 | 3,817 |
| Total interest expense | $514,000 | 3,604 |
| Net interest income | $4,443,000 | 3,809 |
| Provision for loan and lease losses | $613,000 | 1,284 |
| Total noninterest income | $527,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $293,000 | 2,976 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $234,000 | 4,207 |
| Total noninterest expense | $1,984,000 | 4,903 |
| Salaries and employee benefits | $1,367,000 | 4,553 |
| Premises and equipment expense | $74,000 | 5,647 |
| Additional noninterest expense | $543,000 | 5,121 |
| Pre-tax net operating income | $2,373,000 | 2,756 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $89,000 | 3,364 |
| Income before extraordinary items | $2,284,000 | 2,558 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,284,000 | 2,556 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,284,000 | 2,557 |
| Net charge-offs | $205,000 | 1,897 |
| Cash dividends | $1,409,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,284,000 | 2,509 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 3,825 |
| Total interest expense | $375,000 | 3,664 |
| Net interest income | $3,377,000 | 3,803 |
| Provision for loan and lease losses | $581,000 | 1,043 |
| Total noninterest income | $425,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $223,000 | 2,968 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $202,000 | 4,096 |
| Total noninterest expense | $1,480,000 | 4,936 |
| Salaries and employee benefits | $1,023,000 | 4,575 |
| Premises and equipment expense | $57,000 | 5,687 |
| Additional noninterest expense | $400,000 | 5,190 |
| Pre-tax net operating income | $1,741,000 | 2,850 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $82,000 | 3,330 |
| Income before extraordinary items | $1,659,000 | 2,646 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,659,000 | 2,646 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,659,000 | 2,646 |
| Net charge-offs | $117,000 | 1,930 |
| Cash dividends | $901,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,659,000 | 2,586 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 3,864 |
| Total interest expense | $238,000 | 3,767 |
| Net interest income | $2,244,000 | 3,832 |
| Provision for loan and lease losses | $466,000 | 908 |
| Total noninterest income | $340,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $149,000 | 2,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $191,000 | 3,674 |
| Total noninterest expense | $969,000 | 5,019 |
| Salaries and employee benefits | $680,000 | 4,621 |
| Premises and equipment expense | $37,000 | 5,776 |
| Additional noninterest expense | $252,000 | 5,301 |
| Pre-tax net operating income | $1,149,000 | 2,832 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $56,000 | 3,332 |
| Income before extraordinary items | $1,093,000 | 2,651 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,093,000 | 2,650 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,093,000 | 2,650 |
| Net charge-offs | $78,000 | 1,843 |
| Cash dividends | $606,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,093,000 | 2,575 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 3,907 |
| Total interest expense | $116,000 | 3,843 |
| Net interest income | $1,106,000 | 3,875 |
| Provision for loan and lease losses | $72,000 | 1,867 |
| Total noninterest income | $90,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $75,000 | 2,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $15,000 | 5,381 |
| Total noninterest expense | $478,000 | 5,090 |
| Salaries and employee benefits | $339,000 | 4,657 |
| Premises and equipment expense | $17,000 | 5,847 |
| Additional noninterest expense | $122,000 | 5,383 |
| Pre-tax net operating income | $646,000 | 2,615 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $25,000 | 3,370 |
| Income before extraordinary items | $621,000 | 2,393 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $621,000 | 2,393 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $621,000 | 2,393 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $295,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $621,000 | 2,342 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 3,985 |
| Total interest expense | $401,000 | 4,128 |
| Net interest income | $4,292,000 | 3,925 |
| Provision for loan and lease losses | $39,000 | 3,775 |
| Total noninterest income | $382,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $321,000 | 2,898 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $61,000 | 5,413 |
| Total noninterest expense | $1,926,000 | 5,113 |
| Salaries and employee benefits | $1,325,000 | 4,721 |
| Premises and equipment expense | $68,000 | 5,923 |
| Additional noninterest expense | $533,000 | 5,319 |
| Pre-tax net operating income | $2,709,000 | 2,493 |
| Securities gains (losses) | $17,000 | 2,325 |
| Applicable income taxes | $112,000 | 3,262 |
| Income before extraordinary items | $2,614,000 | 2,260 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,614,000 | 2,260 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,614,000 | 2,261 |
| Net charge-offs | $3,000 | 4,283 |
| Cash dividends | $1,839,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,597,680 | 2,232 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 4,053 |
| Total interest expense | $297,000 | 4,217 |
| Net interest income | $3,186,000 | 3,981 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $282,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $244,000 | 2,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,571 |
| Total noninterest expense | $1,410,000 | 5,187 |
| Salaries and employee benefits | $975,000 | 4,791 |
| Premises and equipment expense | $47,000 | 6,027 |
| Additional noninterest expense | $388,000 | 5,410 |
| Pre-tax net operating income | $2,058,000 | 2,518 |
| Securities gains (losses) | $17,000 | 2,096 |
| Applicable income taxes | $89,000 | 3,339 |
| Income before extraordinary items | $1,986,000 | 2,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,986,000 | 2,280 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,986,000 | 2,280 |
| Net charge-offs | $-322,000 | 6,043 |
| Cash dividends | $854,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,969,680 | 2,253 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 4,102 |
| Total interest expense | $194,000 | 4,300 |
| Net interest income | $2,100,000 | 4,023 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $181,000 | 4,666 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $153,000 | 2,982 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 5,551 |
| Total noninterest expense | $935,000 | 5,234 |
| Salaries and employee benefits | $650,000 | 4,840 |
| Premises and equipment expense | $30,000 | 6,103 |
| Additional noninterest expense | $255,000 | 5,469 |
| Pre-tax net operating income | $1,346,000 | 2,527 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $58,000 | 3,370 |
| Income before extraordinary items | $1,288,000 | 2,301 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,288,000 | 2,303 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,288,000 | 2,303 |
| Net charge-offs | $-344,000 | 6,160 |
| Cash dividends | $558,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,288,000 | 2,259 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 4,143 |
| Total interest expense | $97,000 | 4,353 |
| Net interest income | $1,036,000 | 4,076 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $86,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $76,000 | 2,961 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 5,789 |
| Total noninterest expense | $456,000 | 5,321 |
| Salaries and employee benefits | $326,000 | 4,881 |
| Premises and equipment expense | $14,000 | 6,187 |
| Additional noninterest expense | $116,000 | 5,628 |
| Pre-tax net operating income | $666,000 | 2,508 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $29,000 | 3,353 |
| Income before extraordinary items | $637,000 | 2,298 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $637,000 | 2,299 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $637,000 | 2,299 |
| Net charge-offs | $-365,000 | 6,312 |
| Cash dividends | $263,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $637,000 | 2,232 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 4,302 |
| Total interest expense | $405,000 | 4,421 |
| Net interest income | $3,915,000 | 4,242 |
| Provision for loan and lease losses | $287,000 | 2,054 |
| Total noninterest income | $372,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $314,000 | 3,124 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 5,648 |
| Total noninterest expense | $1,872,000 | 5,366 |
| Salaries and employee benefits | $1,276,000 | 4,963 |
| Premises and equipment expense | $74,000 | 6,210 |
| Additional noninterest expense | $522,000 | 5,582 |
| Pre-tax net operating income | $2,128,000 | 2,881 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $88,000 | 3,459 |
| Income before extraordinary items | $2,064,000 | 2,641 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,064,000 | 2,639 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,064,000 | 2,641 |
| Net charge-offs | $4,000 | 4,772 |
| Cash dividends | $1,516,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,040,960 | 2,618 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 4,382 |
| Total interest expense | $304,000 | 4,491 |
| Net interest income | $2,881,000 | 4,320 |
| Provision for loan and lease losses | $287,000 | 1,686 |
| Total noninterest income | $274,000 | 4,800 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $238,000 | 3,130 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $36,000 | 5,823 |
| Total noninterest expense | $1,393,000 | 5,427 |
| Salaries and employee benefits | $949,000 | 4,998 |
| Premises and equipment expense | $59,000 | 6,240 |
| Additional noninterest expense | $385,000 | 5,653 |
| Pre-tax net operating income | $1,475,000 | 3,061 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $63,000 | 3,557 |
| Income before extraordinary items | $1,412,000 | 2,849 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,412,000 | 2,850 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,412,000 | 2,850 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $772,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,412,000 | 2,796 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 4,425 |
| Total interest expense | $199,000 | 4,571 |
| Net interest income | $1,891,000 | 4,363 |
| Provision for loan and lease losses | $167,000 | 1,815 |
| Total noninterest income | $180,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $154,000 | 3,173 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $26,000 | 5,821 |
| Total noninterest expense | $924,000 | 5,456 |
| Salaries and employee benefits | $633,000 | 5,044 |
| Premises and equipment expense | $40,000 | 6,285 |
| Additional noninterest expense | $251,000 | 5,716 |
| Pre-tax net operating income | $980,000 | 3,006 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $42,000 | 3,531 |
| Income before extraordinary items | $938,000 | 2,767 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $938,000 | 2,771 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $938,000 | 2,771 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $509,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $938,000 | 2,721 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 4,472 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $940,000 | 4,396 |
| Provision for loan and lease losses | $120,000 | 1,448 |
| Total noninterest income | $80,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $70,000 | 3,334 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $457,000 | 5,541 |
| Salaries and employee benefits | $318,000 | 5,108 |
| Premises and equipment expense | $18,000 | 6,404 |
| Additional noninterest expense | $121,000 | 5,815 |
| Pre-tax net operating income | $443,000 | 3,118 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $13,000 | 3,708 |
| Income before extraordinary items | $430,000 | 2,866 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $430,000 | 2,869 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $430,000 | 2,869 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $246,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $430,000 | 2,825 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 4,476 |
| Total interest expense | $440,000 | 4,719 |
| Net interest income | $3,809,000 | 4,396 |
| Provision for loan and lease losses | $-181,000 | 6,452 |
| Total noninterest income | $375,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $301,000 | 3,347 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $74,000 | 5,620 |
| Total noninterest expense | $1,872,000 | 5,573 |
| Salaries and employee benefits | $1,271,000 | 5,133 |
| Premises and equipment expense | $75,000 | 6,466 |
| Additional noninterest expense | $526,000 | 5,774 |
| Pre-tax net operating income | $2,493,000 | 2,473 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $102,000 | 3,403 |
| Income before extraordinary items | $2,391,000 | 2,278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,391,000 | 2,281 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,391,000 | 2,281 |
| Net charge-offs | $77,000 | 3,992 |
| Cash dividends | $1,756,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,391,000 | 2,227 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 4,546 |
| Total interest expense | $336,000 | 4,777 |
| Net interest income | $2,821,000 | 4,450 |
| Provision for loan and lease losses | $-280,000 | 6,664 |
| Total noninterest income | $281,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $227,000 | 3,364 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 5,717 |
| Total noninterest expense | $1,387,000 | 5,619 |
| Salaries and employee benefits | $952,000 | 5,168 |
| Premises and equipment expense | $56,000 | 6,538 |
| Additional noninterest expense | $379,000 | 5,860 |
| Pre-tax net operating income | $1,995,000 | 2,420 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $78,000 | 3,460 |
| Income before extraordinary items | $1,917,000 | 2,207 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,917,000 | 2,213 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,917,000 | 2,213 |
| Net charge-offs | $-288,000 | 6,770 |
| Cash dividends | $770,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,917,000 | 2,138 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 4,564 |
| Total interest expense | $229,000 | 4,801 |
| Net interest income | $1,867,000 | 4,483 |
| Provision for loan and lease losses | $-280,000 | 6,765 |
| Total noninterest income | $186,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $144,000 | 3,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,632 |
| Total noninterest expense | $935,000 | 5,631 |
| Salaries and employee benefits | $656,000 | 5,133 |
| Premises and equipment expense | $35,000 | 6,594 |
| Additional noninterest expense | $244,000 | 5,929 |
| Pre-tax net operating income | $1,398,000 | 2,323 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $60,000 | 3,392 |
| Income before extraordinary items | $1,338,000 | 2,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,338,000 | 2,130 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,338,000 | 2,128 |
| Net charge-offs | $-301,000 | 6,852 |
| Cash dividends | $524,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,338,000 | 2,039 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 4,565 |
| Total interest expense | $119,000 | 4,807 |
| Net interest income | $946,000 | 4,465 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $93,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $68,000 | 3,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,492 |
| Total noninterest expense | $473,000 | 5,661 |
| Salaries and employee benefits | $336,000 | 5,122 |
| Premises and equipment expense | $19,000 | 6,607 |
| Additional noninterest expense | $118,000 | 6,037 |
| Pre-tax net operating income | $566,000 | 2,655 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $24,000 | 3,495 |
| Income before extraordinary items | $542,000 | 2,438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $542,000 | 2,440 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $542,000 | 2,440 |
| Net charge-offs | $-300,000 | 6,944 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $542,000 | 2,346 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 4,661 |
| Total interest expense | $635,000 | 4,625 |
| Net interest income | $3,700,000 | 4,618 |
| Provision for loan and lease losses | $202,000 | 3,917 |
| Total noninterest income | $408,000 | 4,790 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $311,000 | 3,422 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $97,000 | 5,377 |
| Total noninterest expense | $1,726,000 | 5,874 |
| Salaries and employee benefits | $1,140,000 | 5,491 |
| Premises and equipment expense | $71,000 | 6,752 |
| Additional noninterest expense | $515,000 | 6,035 |
| Pre-tax net operating income | $2,180,000 | 2,656 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $90,000 | 3,575 |
| Income before extraordinary items | $2,090,000 | 2,507 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,090,000 | 2,508 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,090,000 | 2,508 |
| Net charge-offs | $193,000 | 3,798 |
| Cash dividends | $1,482,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,090,000 | 2,379 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 4,723 |
| Total interest expense | $482,000 | 4,726 |
| Net interest income | $2,798,000 | 4,660 |
| Provision for loan and lease losses | $202,000 | 3,495 |
| Total noninterest income | $308,000 | 4,830 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $233,000 | 3,454 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 5,423 |
| Total noninterest expense | $1,285,000 | 5,947 |
| Salaries and employee benefits | $856,000 | 5,531 |
| Premises and equipment expense | $51,000 | 6,856 |
| Additional noninterest expense | $378,000 | 6,123 |
| Pre-tax net operating income | $1,619,000 | 2,738 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $70,000 | 3,598 |
| Income before extraordinary items | $1,549,000 | 2,586 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,549,000 | 2,586 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,549,000 | 2,587 |
| Net charge-offs | $22,000 | 5,017 |
| Cash dividends | $741,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,549,000 | 2,454 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 4,767 |
| Total interest expense | $326,000 | 4,808 |
| Net interest income | $1,859,000 | 4,689 |
| Provision for loan and lease losses | $182,000 | 3,097 |
| Total noninterest income | $204,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $146,000 | 3,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,301 |
| Total noninterest expense | $859,000 | 5,991 |
| Salaries and employee benefits | $566,000 | 5,591 |
| Premises and equipment expense | $35,000 | 6,890 |
| Additional noninterest expense | $258,000 | 6,133 |
| Pre-tax net operating income | $1,022,000 | 2,802 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $44,000 | 3,618 |
| Income before extraordinary items | $978,000 | 2,662 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $978,000 | 2,662 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $978,000 | 2,662 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $494,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $978,000 | 2,520 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 4,782 |
| Total interest expense | $167,000 | 4,871 |
| Net interest income | $939,000 | 4,710 |
| Provision for loan and lease losses | $82,000 | 3,111 |
| Total noninterest income | $97,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,390 |
| Total noninterest expense | $421,000 | 6,065 |
| Salaries and employee benefits | $280,000 | 5,632 |
| Premises and equipment expense | $19,000 | 6,878 |
| Additional noninterest expense | $122,000 | 6,243 |
| Pre-tax net operating income | $533,000 | 2,754 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $23,000 | 3,599 |
| Income before extraordinary items | $510,000 | 2,554 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $510,000 | 2,556 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $510,000 | 2,557 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $247,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $510,000 | 2,438 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 4,977 |
| Total interest expense | $732,000 | 5,107 |
| Net interest income | $3,561,000 | 4,851 |
| Provision for loan and lease losses | $263,000 | 4,300 |
| Total noninterest income | $418,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $322,000 | 3,457 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $96,000 | 5,351 |
| Total noninterest expense | $1,645,000 | 6,157 |
| Salaries and employee benefits | $1,085,000 | 5,723 |
| Premises and equipment expense | $74,000 | 7,009 |
| Additional noninterest expense | $486,000 | 6,318 |
| Pre-tax net operating income | $2,071,000 | 2,440 |
| Securities gains (losses) | $21,000 | 3,059 |
| Applicable income taxes | $81,000 | 3,495 |
| Income before extraordinary items | $2,011,000 | 2,261 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,011,000 | 2,261 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,011,000 | 2,261 |
| Net charge-offs | $211,000 | 4,238 |
| Cash dividends | $1,401,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,990,840 | 2,201 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 5,064 |
| Total interest expense | $560,000 | 5,187 |
| Net interest income | $2,619,000 | 4,931 |
| Provision for loan and lease losses | $165,000 | 4,383 |
| Total noninterest income | $322,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $248,000 | 3,413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $74,000 | 5,421 |
| Total noninterest expense | $1,229,000 | 6,200 |
| Salaries and employee benefits | $810,000 | 5,746 |
| Premises and equipment expense | $55,000 | 7,076 |
| Additional noninterest expense | $364,000 | 6,369 |
| Pre-tax net operating income | $1,547,000 | 2,514 |
| Securities gains (losses) | $21,000 | 2,786 |
| Applicable income taxes | $67,000 | 3,469 |
| Income before extraordinary items | $1,501,000 | 2,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,501,000 | 2,313 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,501,000 | 2,314 |
| Net charge-offs | $143,000 | 4,068 |
| Cash dividends | $741,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,480,840 | 2,241 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 5,138 |
| Total interest expense | $373,000 | 5,290 |
| Net interest income | $1,713,000 | 5,002 |
| Provision for loan and lease losses | $85,000 | 4,593 |
| Total noninterest income | $222,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $163,000 | 3,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,287 |
| Total noninterest expense | $830,000 | 6,231 |
| Salaries and employee benefits | $547,000 | 5,774 |
| Premises and equipment expense | $36,000 | 7,153 |
| Additional noninterest expense | $247,000 | 6,404 |
| Pre-tax net operating income | $1,020,000 | 2,502 |
| Securities gains (losses) | $21,000 | 2,069 |
| Applicable income taxes | $45,000 | 3,423 |
| Income before extraordinary items | $996,000 | 2,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $996,000 | 2,290 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $996,000 | 2,290 |
| Net charge-offs | $135,000 | 3,528 |
| Cash dividends | $494,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $975,840 | 2,246 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 5,170 |
| Total interest expense | $187,000 | 5,391 |
| Net interest income | $852,000 | 5,009 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $104,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 5,504 |
| Total noninterest expense | $416,000 | 6,278 |
| Salaries and employee benefits | $281,000 | 5,760 |
| Premises and equipment expense | $19,000 | 7,150 |
| Additional noninterest expense | $116,000 | 6,547 |
| Pre-tax net operating income | $515,000 | 2,506 |
| Securities gains (losses) | $21,000 | 1,080 |
| Applicable income taxes | $23,000 | 3,360 |
| Income before extraordinary items | $513,000 | 2,207 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $513,000 | 2,206 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $513,000 | 2,207 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $247,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $492,840 | 2,234 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 5,300 |
| Total interest expense | $836,000 | 5,625 |
| Net interest income | $3,346,000 | 5,075 |
| Provision for loan and lease losses | $172,000 | 5,514 |
| Total noninterest income | $435,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $342,000 | 3,391 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 5,520 |
| Total noninterest expense | $1,614,000 | 6,396 |
| Salaries and employee benefits | $1,046,000 | 5,926 |
| Premises and equipment expense | $71,000 | 7,305 |
| Additional noninterest expense | $497,000 | 6,523 |
| Pre-tax net operating income | $1,995,000 | 2,242 |
| Securities gains (losses) | $8,000 | 3,363 |
| Applicable income taxes | $84,000 | 3,350 |
| Income before extraordinary items | $1,919,000 | 2,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,919,000 | 2,098 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,919,000 | 2,099 |
| Net charge-offs | $147,000 | 5,075 |
| Cash dividends | $1,647,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,911,320 | 2,033 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 5,394 |
| Total interest expense | $635,000 | 5,754 |
| Net interest income | $2,498,000 | 5,142 |
| Provision for loan and lease losses | $160,000 | 5,166 |
| Total noninterest income | $326,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $259,000 | 3,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $67,000 | 5,698 |
| Total noninterest expense | $1,194,000 | 6,480 |
| Salaries and employee benefits | $776,000 | 6,012 |
| Premises and equipment expense | $51,000 | 7,409 |
| Additional noninterest expense | $367,000 | 6,598 |
| Pre-tax net operating income | $1,470,000 | 2,407 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $64,000 | 3,418 |
| Income before extraordinary items | $1,414,000 | 2,255 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,414,000 | 2,255 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,414,000 | 2,257 |
| Net charge-offs | $45,000 | 5,579 |
| Cash dividends | $593,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,406,320 | 2,163 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 5,414 |
| Total interest expense | $427,000 | 5,831 |
| Net interest income | $1,671,000 | 5,146 |
| Provision for loan and lease losses | $137,000 | 4,751 |
| Total noninterest income | $212,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $163,000 | 3,546 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 5,610 |
| Total noninterest expense | $788,000 | 6,528 |
| Salaries and employee benefits | $518,000 | 6,045 |
| Premises and equipment expense | $36,000 | 7,436 |
| Additional noninterest expense | $234,000 | 6,698 |
| Pre-tax net operating income | $958,000 | 2,459 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $42,000 | 3,401 |
| Income before extraordinary items | $924,000 | 2,265 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $924,000 | 2,263 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $924,000 | 2,266 |
| Net charge-offs | $25,000 | 5,377 |
| Cash dividends | $395,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $916,320 | 2,197 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 5,496 |
| Total interest expense | $212,000 | 5,961 |
| Net interest income | $840,000 | 5,164 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $91,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $71,000 | 3,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $400,000 | 6,598 |
| Salaries and employee benefits | $263,000 | 6,094 |
| Premises and equipment expense | $18,000 | 7,509 |
| Additional noninterest expense | $119,000 | 6,741 |
| Pre-tax net operating income | $471,000 | 2,524 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $20,000 | 3,454 |
| Income before extraordinary items | $451,000 | 2,332 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $451,000 | 2,331 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $451,000 | 2,332 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $198,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $451,000 | 2,244 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 5,579 |
| Total interest expense | $1,041,000 | 5,950 |
| Net interest income | $3,167,000 | 5,243 |
| Provision for loan and lease losses | $266,000 | 5,450 |
| Total noninterest income | $370,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $289,000 | 3,942 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $81,000 | 5,901 |
| Total noninterest expense | $1,692,000 | 6,555 |
| Salaries and employee benefits | $1,065,000 | 6,105 |
| Premises and equipment expense | $84,000 | 7,515 |
| Additional noninterest expense | $543,000 | 6,652 |
| Pre-tax net operating income | $1,579,000 | 2,280 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $59,000 | 3,186 |
| Income before extraordinary items | $1,522,000 | 2,090 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,522,000 | 2,087 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,522,000 | 2,089 |
| Net charge-offs | $623,000 | 3,509 |
| Cash dividends | $1,190,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,520,080 | 2,062 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 5,615 |
| Total interest expense | $814,000 | 5,990 |
| Net interest income | $2,386,000 | 5,245 |
| Provision for loan and lease losses | $211,000 | 5,085 |
| Total noninterest income | $269,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $215,000 | 3,982 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $54,000 | 6,139 |
| Total noninterest expense | $1,231,000 | 6,658 |
| Salaries and employee benefits | $794,000 | 6,152 |
| Premises and equipment expense | $61,000 | 7,610 |
| Additional noninterest expense | $376,000 | 6,801 |
| Pre-tax net operating income | $1,213,000 | 2,422 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $52,000 | 3,300 |
| Income before extraordinary items | $1,163,000 | 2,233 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,163,000 | 2,230 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,163,000 | 2,233 |
| Net charge-offs | $433,000 | 3,237 |
| Cash dividends | $598,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,161,080 | 2,192 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 5,679 |
| Total interest expense | $560,000 | 6,051 |
| Net interest income | $1,562,000 | 5,297 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $179,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $139,000 | 4,032 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $40,000 | 6,090 |
| Total noninterest expense | $811,000 | 6,732 |
| Salaries and employee benefits | $531,000 | 6,207 |
| Premises and equipment expense | $42,000 | 7,657 |
| Additional noninterest expense | $238,000 | 6,931 |
| Pre-tax net operating income | $770,000 | 2,571 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $34,000 | 3,401 |
| Income before extraordinary items | $738,000 | 2,370 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $738,000 | 2,367 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $738,000 | 2,369 |
| Net charge-offs | $407,000 | 2,591 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $736,080 | 2,305 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 5,694 |
| Total interest expense | $283,000 | 6,133 |
| Net interest income | $792,000 | 5,240 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $85,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $67,000 | 4,058 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $380,000 | 6,843 |
| Salaries and employee benefits | $264,000 | 6,273 |
| Premises and equipment expense | $20,000 | 7,727 |
| Additional noninterest expense | $96,000 | 7,146 |
| Pre-tax net operating income | $422,000 | 2,695 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $404,000 | 2,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $404,000 | 2,548 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $404,000 | 2,550 |
| Net charge-offs | $261,000 | 1,913 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $404,000 | 2,408 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 5,800 |
| Total interest expense | $1,553,000 | 5,915 |
| Net interest income | $2,839,000 | 5,568 |
| Provision for loan and lease losses | $384,000 | 4,201 |
| Total noninterest income | $414,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $309,000 | 3,968 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $105,000 | 5,857 |
| Total noninterest expense | $1,512,000 | 6,849 |
| Salaries and employee benefits | $1,043,000 | 6,319 |
| Premises and equipment expense | $93,000 | 7,685 |
| Additional noninterest expense | $376,000 | 7,141 |
| Pre-tax net operating income | $1,357,000 | 3,197 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $61,000 | 3,742 |
| Income before extraordinary items | $1,296,000 | 2,779 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,296,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,293 |
| Cash dividends | $1,523,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,296,000 | 2,916 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 5,849 |
| Total interest expense | $1,224,000 | 5,913 |
| Net interest income | $2,096,000 | 5,653 |
| Provision for loan and lease losses | $91,000 | 5,254 |
| Total noninterest income | $301,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $235,000 | 3,975 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 6,225 |
| Total noninterest expense | $1,109,000 | 6,898 |
| Salaries and employee benefits | $773,000 | 6,359 |
| Premises and equipment expense | $61,000 | 7,836 |
| Additional noninterest expense | $275,000 | 7,177 |
| Pre-tax net operating income | $1,197,000 | 3,321 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $52,000 | 4,079 |
| Income before extraordinary items | $1,145,000 | 2,840 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,145,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $862,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,145,000 | 2,982 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 5,900 |
| Total interest expense | $856,000 | 5,950 |
| Net interest income | $1,367,000 | 5,741 |
| Provision for loan and lease losses | $91,000 | 4,384 |
| Total noninterest income | $201,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $153,000 | 4,023 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $48,000 | 6,189 |
| Total noninterest expense | $730,000 | 6,982 |
| Salaries and employee benefits | $514,000 | 6,423 |
| Premises and equipment expense | $41,000 | 7,863 |
| Additional noninterest expense | $175,000 | 7,270 |
| Pre-tax net operating income | $747,000 | 3,577 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $32,000 | 4,379 |
| Income before extraordinary items | $715,000 | 3,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $715,000 | 3,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $410,000 | 2,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $715,000 | 3,224 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 5,910 |
| Total interest expense | $457,000 | 5,956 |
| Net interest income | $694,000 | 5,716 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $95,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $369,000 | 6,987 |
| Salaries and employee benefits | $258,000 | 6,444 |
| Premises and equipment expense | $23,000 | 7,808 |
| Additional noninterest expense | $88,000 | 7,268 |
| Pre-tax net operating income | $360,000 | 3,771 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $345,000 | 3,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $345,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $205,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $345,000 | 3,408 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 5,873 |
| Total interest expense | $1,970,000 | 5,859 |
| Net interest income | $2,732,000 | 5,736 |
| Provision for loan and lease losses | $175,000 | 4,119 |
| Total noninterest income | $390,000 | 5,544 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $297,000 | 4,093 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $93,000 | 6,320 |
| Total noninterest expense | $1,445,000 | 6,996 |
| Salaries and employee benefits | $993,000 | 6,451 |
| Premises and equipment expense | $85,000 | 7,909 |
| Additional noninterest expense | $367,000 | 7,213 |
| Pre-tax net operating income | $1,502,000 | 3,898 |
| Securities gains (losses) | $-25,000 | 7,815 |
| Applicable income taxes | $58,000 | 4,847 |
| Income before extraordinary items | $1,419,000 | 3,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,419,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,046 |
| Cash dividends | $1,305,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,443,000 | 3,523 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 5,912 |
| Total interest expense | $1,497,000 | 5,873 |
| Net interest income | $2,022,000 | 5,803 |
| Provision for loan and lease losses | $133,000 | 3,717 |
| Total noninterest income | $280,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $222,000 | 4,108 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 6,594 |
| Total noninterest expense | $1,091,000 | 6,973 |
| Salaries and employee benefits | $747,000 | 6,438 |
| Premises and equipment expense | $62,000 | 7,913 |
| Additional noninterest expense | $282,000 | 7,142 |
| Pre-tax net operating income | $1,078,000 | 4,185 |
| Securities gains (losses) | $-21,000 | 7,974 |
| Applicable income taxes | $45,000 | 5,015 |
| Income before extraordinary items | $1,012,000 | 3,871 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,012,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,302 |
| Cash dividends | $615,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,032,160 | 3,804 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 5,929 |
| Total interest expense | $994,000 | 5,885 |
| Net interest income | $1,349,000 | 5,842 |
| Provision for loan and lease losses | $118,000 | 3,075 |
| Total noninterest income | $188,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $146,000 | 4,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,000 | 6,534 |
| Total noninterest expense | $734,000 | 6,994 |
| Salaries and employee benefits | $503,000 | 6,467 |
| Premises and equipment expense | $39,000 | 8,020 |
| Additional noninterest expense | $192,000 | 7,146 |
| Pre-tax net operating income | $685,000 | 4,362 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $29,000 | 5,136 |
| Income before extraordinary items | $656,000 | 3,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $656,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,774 |
| Cash dividends | $410,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $656,000 | 3,962 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 6,018 |
| Total interest expense | $494,000 | 5,890 |
| Net interest income | $641,000 | 5,989 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $97,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $372,000 | 7,000 |
| Salaries and employee benefits | $256,000 | 6,477 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $96,000 | 7,170 |
| Pre-tax net operating income | $321,000 | 4,500 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $14,000 | 5,152 |
| Income before extraordinary items | $307,000 | 4,113 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $307,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $205,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $307,000 | 4,088 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 5,952 |
| Total interest expense | $1,772,000 | 5,727 |
| Net interest income | $2,510,000 | 6,014 |
| Provision for loan and lease losses | $199,000 | 3,563 |
| Total noninterest income | $343,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $300,000 | 4,136 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 7,400 |
| Total noninterest expense | $1,415,000 | 7,035 |
| Salaries and employee benefits | $990,000 | 6,426 |
| Premises and equipment expense | $70,000 | 8,142 |
| Additional noninterest expense | $355,000 | 7,289 |
| Pre-tax net operating income | $1,239,000 | 4,719 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $51,000 | 5,432 |
| Income before extraordinary items | $1,188,000 | 4,301 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,188,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,008 |
| Cash dividends | $1,130,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,188,000 | 4,285 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 5,974 |
| Total interest expense | $1,253,000 | 5,815 |
| Net interest income | $1,962,000 | 5,957 |
| Provision for loan and lease losses | $149,000 | 3,438 |
| Total noninterest income | $256,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $234,000 | 4,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,774 |
| Total noninterest expense | $1,052,000 | 7,054 |
| Salaries and employee benefits | $753,000 | 6,393 |
| Premises and equipment expense | $48,000 | 8,250 |
| Additional noninterest expense | $251,000 | 7,411 |
| Pre-tax net operating income | $1,017,000 | 4,677 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $44,000 | 5,517 |
| Income before extraordinary items | $973,000 | 4,238 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $973,000 | 4,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,707 |
| Cash dividends | $615,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $973,000 | 4,223 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 5,989 |
| Total interest expense | $780,000 | 5,869 |
| Net interest income | $1,336,000 | 5,938 |
| Provision for loan and lease losses | $110,000 | 3,192 |
| Total noninterest income | $164,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $149,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $702,000 | 7,092 |
| Salaries and employee benefits | $505,000 | 6,412 |
| Premises and equipment expense | $30,000 | 8,317 |
| Additional noninterest expense | $167,000 | 7,431 |
| Pre-tax net operating income | $688,000 | 4,672 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $30,000 | 5,570 |
| Income before extraordinary items | $658,000 | 4,216 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $658,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,602 |
| Cash dividends | $410,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $658,000 | 4,206 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 6,056 |
| Total interest expense | $363,000 | 5,935 |
| Net interest income | $652,000 | 6,021 |
| Provision for loan and lease losses | $52,000 | 3,073 |
| Total noninterest income | $73,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $351,000 | 7,107 |
| Salaries and employee benefits | $255,000 | 6,403 |
| Premises and equipment expense | $16,000 | 8,272 |
| Additional noninterest expense | $80,000 | 7,508 |
| Pre-tax net operating income | $322,000 | 4,780 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $308,000 | 4,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $205,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $308,000 | 4,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 6,108 |
| Total interest expense | $1,054,000 | 6,150 |
| Net interest income | $2,554,000 | 5,988 |
| Provision for loan and lease losses | $38,000 | 6,024 |
| Total noninterest income | $311,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $283,000 | 4,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $1,396,000 | 7,063 |
| Salaries and employee benefits | $953,000 | 6,497 |
| Premises and equipment expense | $83,000 | 8,057 |
| Additional noninterest expense | $360,000 | 7,310 |
| Pre-tax net operating income | $1,431,000 | 4,499 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $58,000 | 5,768 |
| Income before extraordinary items | $1,373,000 | 4,010 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,373,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,030 |
| Cash dividends | $1,177,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,373,000 | 3,979 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 6,172 |
| Total interest expense | $737,000 | 6,218 |
| Net interest income | $1,890,000 | 6,056 |
| Provision for loan and lease losses | $21,000 | 6,120 |
| Total noninterest income | $237,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $220,000 | 4,261 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $1,051,000 | 7,053 |
| Salaries and employee benefits | $714,000 | 6,483 |
| Premises and equipment expense | $63,000 | 8,051 |
| Additional noninterest expense | $274,000 | 7,291 |
| Pre-tax net operating income | $1,055,000 | 4,628 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $45,000 | 5,867 |
| Income before extraordinary items | $1,010,000 | 4,131 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,010,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $732,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,010,000 | 4,090 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 6,189 |
| Total interest expense | $455,000 | 6,288 |
| Net interest income | $1,256,000 | 6,046 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $149,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $139,000 | 4,326 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $701,000 | 7,055 |
| Salaries and employee benefits | $471,000 | 6,513 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $189,000 | 7,206 |
| Pre-tax net operating income | $704,000 | 4,601 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $30,000 | 5,873 |
| Income before extraordinary items | $674,000 | 4,094 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $674,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $418,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $674,000 | 4,038 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 6,221 |
| Total interest expense | $217,000 | 6,333 |
| Net interest income | $630,000 | 6,079 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $71,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $356,000 | 7,060 |
| Salaries and employee benefits | $240,000 | 6,497 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $91,000 | 7,336 |
| Pre-tax net operating income | $345,000 | 4,632 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $330,000 | 4,109 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $330,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $209,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $330,000 | 4,069 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 6,051 |
| Total interest expense | $806,000 | 6,240 |
| Net interest income | $2,598,000 | 5,882 |
| Provision for loan and lease losses | $192,000 | 3,768 |
| Total noninterest income | $352,000 | 6,068 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $331,000 | 4,081 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $1,300,000 | 7,256 |
| Salaries and employee benefits | $899,000 | 6,609 |
| Premises and equipment expense | $63,000 | 8,443 |
| Additional noninterest expense | $338,000 | 7,475 |
| Pre-tax net operating income | $1,458,000 | 4,313 |
| Securities gains (losses) | $31,000 | 2,094 |
| Applicable income taxes | $61,000 | 5,913 |
| Income before extraordinary items | $1,428,000 | 3,752 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,428,000 | 3,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,728 |
| Cash dividends | $1,323,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,398,240 | 3,753 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 6,085 |
| Total interest expense | $591,000 | 6,296 |
| Net interest income | $1,929,000 | 5,913 |
| Provision for loan and lease losses | $170,000 | 3,327 |
| Total noninterest income | $272,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $260,000 | 3,998 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $1,024,000 | 7,110 |
| Salaries and employee benefits | $723,000 | 6,372 |
| Premises and equipment expense | $50,000 | 8,402 |
| Additional noninterest expense | $251,000 | 7,485 |
| Pre-tax net operating income | $1,007,000 | 4,590 |
| Securities gains (losses) | $31,000 | 2,017 |
| Applicable income taxes | $45,000 | 6,037 |
| Income before extraordinary items | $993,000 | 4,022 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $993,000 | 4,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,296 |
| Cash dividends | $627,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $963,240 | 4,036 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 6,142 |
| Total interest expense | $386,000 | 6,372 |
| Net interest income | $1,280,000 | 5,938 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $180,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $171,000 | 4,036 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $673,000 | 7,198 |
| Salaries and employee benefits | $478,000 | 6,442 |
| Premises and equipment expense | $33,000 | 8,448 |
| Additional noninterest expense | $162,000 | 7,586 |
| Pre-tax net operating income | $667,000 | 4,568 |
| Securities gains (losses) | $31,000 | 1,773 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $668,000 | 3,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $668,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,185 |
| Cash dividends | $418,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $638,240 | 3,993 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 6,146 |
| Total interest expense | $196,000 | 6,403 |
| Net interest income | $638,000 | 5,942 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $84,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $332,000 | 7,262 |
| Salaries and employee benefits | $238,000 | 6,495 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $78,000 | 7,684 |
| Pre-tax net operating income | $330,000 | 4,592 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $14,000 | 6,056 |
| Income before extraordinary items | $316,000 | 4,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $316,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $316,000 | 3,999 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 6,152 |
| Total interest expense | $833,000 | 6,609 |
| Net interest income | $2,535,000 | 5,854 |
| Provision for loan and lease losses | $532,000 | 2,054 |
| Total noninterest income | $284,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $263,000 | 4,627 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $1,328,000 | 7,214 |
| Salaries and employee benefits | $940,000 | 6,473 |
| Premises and equipment expense | $73,000 | 8,445 |
| Additional noninterest expense | $315,000 | 7,663 |
| Pre-tax net operating income | $959,000 | 5,282 |
| Securities gains (losses) | $46,000 | 2,589 |
| Applicable income taxes | $51,000 | 6,255 |
| Income before extraordinary items | $954,000 | 4,773 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $954,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,462 |
| Cash dividends | $3,162,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $910,300 | 4,749 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 6,226 |
| Total interest expense | $641,000 | 6,691 |
| Net interest income | $1,885,000 | 5,915 |
| Provision for loan and lease losses | $250,000 | 2,846 |
| Total noninterest income | $210,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $197,000 | 4,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $1,005,000 | 7,192 |
| Salaries and employee benefits | $720,000 | 6,390 |
| Premises and equipment expense | $56,000 | 8,458 |
| Additional noninterest expense | $229,000 | 7,740 |
| Pre-tax net operating income | $840,000 | 4,996 |
| Securities gains (losses) | $28,000 | 2,745 |
| Applicable income taxes | $37,000 | 6,442 |
| Income before extraordinary items | $831,000 | 4,489 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $831,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,537 |
| Cash dividends | $2,640,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $804,120 | 4,413 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 6,227 |
| Total interest expense | $444,000 | 6,713 |
| Net interest income | $1,262,000 | 5,900 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $141,000 | 6,767 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $664,000 | 7,243 |
| Salaries and employee benefits | $484,000 | 6,375 |
| Premises and equipment expense | $38,000 | 8,441 |
| Additional noninterest expense | $142,000 | 7,878 |
| Pre-tax net operating income | $489,000 | 5,361 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $21,000 | 6,569 |
| Income before extraordinary items | $468,000 | 4,971 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $468,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,919 |
| Cash dividends | $429,000 | 2,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $468,000 | 4,767 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 6,181 |
| Total interest expense | $235,000 | 6,657 |
| Net interest income | $642,000 | 5,836 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $335,000 | 7,239 |
| Salaries and employee benefits | $248,000 | 6,282 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $67,000 | 8,027 |
| Pre-tax net operating income | $272,000 | 5,047 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $260,000 | 4,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $209,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $260,000 | 4,406 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 6,143 |
| Total interest expense | $1,190,000 | 6,458 |
| Net interest income | $2,528,000 | 5,866 |
| Provision for loan and lease losses | $202,000 | 4,327 |
| Total noninterest income | $255,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $223,000 | 4,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $1,334,000 | 7,172 |
| Salaries and employee benefits | $957,000 | 6,291 |
| Premises and equipment expense | $67,000 | 8,642 |
| Additional noninterest expense | $310,000 | 7,738 |
| Pre-tax net operating income | $1,247,000 | 4,610 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $54,000 | 6,479 |
| Income before extraordinary items | $1,201,000 | 4,086 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,201,000 | 4,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,596 |
| Cash dividends | $1,223,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,193,320 | 3,995 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 6,169 |
| Total interest expense | $1,753,000 | 6,501 |
| Net interest income | $2,480,000 | 5,746 |
| Provision for loan and lease losses | $142,000 | 4,903 |
| Total noninterest income | $294,000 | 6,483 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $184,000 | 5,335 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $110,000 | 6,201 |
| Total noninterest expense | $1,339,000 | 7,145 |
| Salaries and employee benefits | $949,000 | 6,171 |
| Premises and equipment expense | $66,000 | 8,862 |
| Additional noninterest expense | $324,000 | 7,678 |
| Pre-tax net operating income | $1,293,000 | 4,238 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $54,000 | 6,641 |
| Income before extraordinary items | $1,239,000 | 3,710 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,239,000 | 3,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $1,079,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,239,000 | 3,604 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 6,415 |
| Total interest expense | $1,718,000 | 6,756 |
| Net interest income | $2,374,000 | 6,001 |
| Provision for loan and lease losses | $88,000 | 5,585 |
| Total noninterest income | $214,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,376 |
| Total noninterest expense | $1,302,000 | 7,240 |
| Salaries and employee benefits | $954,000 | 6,114 |
| Premises and equipment expense | $46,000 | 9,436 |
| Additional noninterest expense | $302,000 | 7,928 |
| Pre-tax net operating income | $1,198,000 | 4,723 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $57,000 | 7,132 |
| Income before extraordinary items | $1,141,000 | 4,001 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,141,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,048 |
| Cash dividends | $992,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,141,000 | 3,989 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 6,514 |
| Total interest expense | $1,508,000 | 6,954 |
| Net interest income | $2,305,000 | 6,093 |
| Provision for loan and lease losses | $14,000 | 7,935 |
| Total noninterest income | $226,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $1,358,000 | 7,146 |
| Salaries and employee benefits | $926,000 | 6,197 |
| Premises and equipment expense | $44,000 | 9,748 |
| Additional noninterest expense | $388,000 | 7,371 |
| Pre-tax net operating income | $1,159,000 | 4,870 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $50,000 | 7,632 |
| Income before extraordinary items | $1,109,000 | 4,111 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,109,000 | 4,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,703 |
| Cash dividends | $1,216,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,109,000 | 4,070 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 6,662 |
| Total interest expense | $1,557,000 | 7,074 |
| Net interest income | $2,241,000 | 6,229 |
| Provision for loan and lease losses | $58,000 | 6,364 |
| Total noninterest income | $214,000 | 7,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $1,263,000 | 7,369 |
| Salaries and employee benefits | $906,000 | 6,185 |
| Premises and equipment expense | $66,000 | 9,435 |
| Additional noninterest expense | $291,000 | 8,210 |
| Pre-tax net operating income | $1,134,000 | 5,052 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $38,000 | 8,546 |
| Income before extraordinary items | $1,096,000 | 4,198 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,096,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $718,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,096,000 | 4,109 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,653,000 | 7,006 |
| Total interest expense | $1,540,000 | 7,255 |
| Net interest income | $2,113,000 | 6,693 |
| Provision for loan and lease losses | $34,000 | 7,270 |
| Total noninterest income | $196,000 | 7,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $1,178,000 | 7,747 |
| Salaries and employee benefits | $826,000 | 6,652 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $293,000 | 8,390 |
| Pre-tax net operating income | $1,097,000 | 5,550 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $196,000 | 6,931 |
| Income before extraordinary items | $905,000 | 5,031 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $905,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,989 |
| Cash dividends | $716,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $901,720 | 4,995 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 7,388 |
| Total interest expense | $1,476,000 | 7,633 |
| Net interest income | $2,028,000 | 7,085 |
| Provision for loan and lease losses | $182,000 | 3,615 |
| Total noninterest income | $168,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $1,074,000 | 8,424 |
| Salaries and employee benefits | $761,000 | 7,197 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $242,000 | 9,478 |
| Pre-tax net operating income | $940,000 | 5,957 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $245,000 | 6,513 |
| Income before extraordinary items | $695,000 | 5,780 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $695,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,610 |
| Cash dividends | $542,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $695,000 | 5,721 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 7,614 |
| Total interest expense | $1,428,000 | 7,900 |
| Net interest income | $2,026,000 | 7,243 |
| Provision for loan and lease losses | $133,000 | 3,890 |
| Total noninterest income | $155,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,029 |
| Total noninterest expense | $1,062,000 | 8,713 |
| Salaries and employee benefits | $729,000 | 7,541 |
| Premises and equipment expense | $81,000 | 10,165 |
| Additional noninterest expense | $252,000 | 9,795 |
| Pre-tax net operating income | $986,000 | 6,050 |
| Securities gains (losses) | $-37,000 | 10,982 |
| Applicable income taxes | $243,000 | 6,744 |
| Income before extraordinary items | $706,000 | 5,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $706,000 | 5,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,500 |
| Cash dividends | $545,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $733,380 | 5,777 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 7,645 |
| Total interest expense | $1,181,000 | 7,983 |
| Net interest income | $2,101,000 | 7,319 |
| Provision for loan and lease losses | $380,000 | 1,889 |
| Total noninterest income | $190,000 | 8,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $1,121,000 | 8,900 |
| Salaries and employee benefits | $768,000 | 7,397 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $294,000 | 10,033 |
| Pre-tax net operating income | $790,000 | 6,922 |
| Securities gains (losses) | $-48,000 | 10,996 |
| Applicable income taxes | $230,000 | 6,840 |
| Income before extraordinary items | $512,000 | 7,222 |
| Extraordinary gains, net | $181,000 | 70 |
| Net income | $693,000 | 5,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,691 |
| Cash dividends | $537,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $545,120 | 7,002 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 7,799 |
| Total interest expense | $1,174,000 | 8,378 |
| Net interest income | $2,149,000 | 7,300 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $167,000 | 9,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $1,096,000 | 9,334 |
| Salaries and employee benefits | $780,000 | 7,443 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $254,000 | 11,020 |
| Pre-tax net operating income | $1,165,000 | 5,288 |
| Securities gains (losses) | $-38,000 | 13,051 |
| Applicable income taxes | $359,000 | 5,395 |
| Income before extraordinary items | $768,000 | 5,737 |
| Extraordinary gains, net | $149,000 | 1,245 |
| Net income | $917,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $535,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $793,840 | 5,365 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 8,211 |
| Total interest expense | $1,474,000 | 8,588 |
| Net interest income | $2,008,000 | 7,736 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $166,000 | 10,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,113,000 | 9,440 |
| Salaries and employee benefits | $785,000 | 7,356 |
| Premises and equipment expense | $53,000 | 12,576 |
| Additional noninterest expense | $275,000 | 11,200 |
| Pre-tax net operating income | $991,000 | 5,661 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $721,000 | 5,797 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $721,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $447,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $706,800 | 5,542 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.