Home > Farmers and Merchants State Bank > Income and Expense
Farmers and Merchants State Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 5,953 |
| Total interest expense | $76,000 | 5,860 |
| Net interest income | $884,000 | 5,937 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $68,000 | 5,858 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $52,000 | 5,358 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $16,000 | 5,855 |
| Total noninterest expense | $762,000 | 5,967 |
| Salaries and employee benefits | $453,000 | 5,918 |
| Premises and equipment expense | $138,000 | 5,482 |
| Additional noninterest expense | $171,000 | 6,072 |
| Pre-tax net operating income | $190,000 | 5,492 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $190,000 | 5,491 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $190,000 | 5,493 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $190,000 | 5,494 |
| Net charge-offs | $1,000 | 4,383 |
| Cash dividends | $220,000 | 3,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $190,000 | 5,444 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,035 |
| Total interest expense | $57,000 | 5,949 |
| Net interest income | $667,000 | 6,018 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $49,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $38,000 | 5,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 5,943 |
| Total noninterest expense | $505,000 | 6,089 |
| Salaries and employee benefits | $291,000 | 6,054 |
| Premises and equipment expense | $101,000 | 5,580 |
| Additional noninterest expense | $113,000 | 6,182 |
| Pre-tax net operating income | $211,000 | 5,440 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $212,000 | 5,403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,405 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $212,000 | 5,406 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $220,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $211,000 | 5,359 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $480,000 | 6,097 |
| Total interest expense | $38,000 | 6,009 |
| Net interest income | $442,000 | 6,081 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $34,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $25,000 | 5,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 5,963 |
| Total noninterest expense | $333,000 | 6,162 |
| Salaries and employee benefits | $182,000 | 6,151 |
| Premises and equipment expense | $67,000 | 5,632 |
| Additional noninterest expense | $84,000 | 6,223 |
| Pre-tax net operating income | $143,000 | 5,453 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $144,000 | 5,403 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $144,000 | 5,402 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $144,000 | 5,405 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $196,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $143,000 | 5,358 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 6,161 |
| Total interest expense | $19,000 | 6,067 |
| Net interest income | $223,000 | 6,146 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $15,000 | 6,115 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 6,096 |
| Total noninterest expense | $167,000 | 6,229 |
| Salaries and employee benefits | $99,000 | 6,177 |
| Premises and equipment expense | $36,000 | 5,597 |
| Additional noninterest expense | $32,000 | 6,350 |
| Pre-tax net operating income | $71,000 | 5,460 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $72,000 | 5,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $72,000 | 5,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $72,000 | 5,404 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $149,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $71,000 | 5,349 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 6,236 |
| Total interest expense | $75,000 | 6,188 |
| Net interest income | $908,000 | 6,214 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $68,000 | 6,159 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $51,000 | 5,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,000 | 6,078 |
| Total noninterest expense | $754,000 | 6,287 |
| Salaries and employee benefits | $440,000 | 6,231 |
| Premises and equipment expense | $143,000 | 5,750 |
| Additional noninterest expense | $171,000 | 6,388 |
| Pre-tax net operating income | $222,000 | 5,629 |
| Securities gains (losses) | $13,000 | 2,526 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $235,000 | 5,574 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $235,000 | 5,573 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $235,000 | 5,574 |
| Net charge-offs | $-15,000 | 5,737 |
| Cash dividends | $246,000 | 3,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $222,000 | 5,562 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $739,000 | 6,307 |
| Total interest expense | $56,000 | 6,272 |
| Net interest income | $683,000 | 6,290 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $50,000 | 6,251 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $39,000 | 5,754 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $11,000 | 6,182 |
| Total noninterest expense | $515,000 | 6,382 |
| Salaries and employee benefits | $284,000 | 6,354 |
| Premises and equipment expense | $107,000 | 5,810 |
| Additional noninterest expense | $124,000 | 6,474 |
| Pre-tax net operating income | $218,000 | 5,593 |
| Securities gains (losses) | $13,000 | 2,225 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $231,000 | 5,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $231,000 | 5,466 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $231,000 | 5,467 |
| Net charge-offs | $-15,000 | 5,715 |
| Cash dividends | $246,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $218,000 | 5,467 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $490,000 | 6,374 |
| Total interest expense | $37,000 | 6,334 |
| Net interest income | $453,000 | 6,350 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $33,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $25,000 | 5,808 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $8,000 | 6,231 |
| Total noninterest expense | $334,000 | 6,459 |
| Salaries and employee benefits | $190,000 | 6,418 |
| Premises and equipment expense | $73,000 | 5,832 |
| Additional noninterest expense | $71,000 | 6,563 |
| Pre-tax net operating income | $152,000 | 5,546 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $162,000 | 5,408 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $162,000 | 5,410 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $162,000 | 5,411 |
| Net charge-offs | $-15,000 | 5,786 |
| Cash dividends | $215,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $152,000 | 5,420 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 6,441 |
| Total interest expense | $18,000 | 6,418 |
| Net interest income | $225,000 | 6,422 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $15,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $12,000 | 5,863 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $168,000 | 6,531 |
| Salaries and employee benefits | $96,000 | 6,482 |
| Premises and equipment expense | $36,000 | 5,908 |
| Additional noninterest expense | $36,000 | 6,637 |
| Pre-tax net operating income | $72,000 | 5,544 |
| Securities gains (losses) | $10,000 | 1,161 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $82,000 | 5,365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 5,366 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $82,000 | 5,366 |
| Net charge-offs | $-15,000 | 5,922 |
| Cash dividends | $160,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $72,000 | 5,427 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 6,499 |
| Total interest expense | $76,000 | 6,543 |
| Net interest income | $927,000 | 6,468 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $76,000 | 6,335 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $58,000 | 5,855 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 6,253 |
| Total noninterest expense | $747,000 | 6,564 |
| Salaries and employee benefits | $429,000 | 6,518 |
| Premises and equipment expense | $149,000 | 5,928 |
| Additional noninterest expense | $169,000 | 6,671 |
| Pre-tax net operating income | $256,000 | 5,590 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $256,000 | 5,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,538 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $256,000 | 5,538 |
| Net charge-offs | $14,000 | 4,987 |
| Cash dividends | $276,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $256,000 | 5,480 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,589 |
| Total interest expense | $57,000 | 6,625 |
| Net interest income | $678,000 | 6,548 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $60,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,000 | 6,305 |
| Total noninterest expense | $511,000 | 6,661 |
| Salaries and employee benefits | $277,000 | 6,651 |
| Premises and equipment expense | $70,000 | 6,376 |
| Additional noninterest expense | $164,000 | 6,621 |
| Pre-tax net operating income | $227,000 | 5,600 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $227,000 | 5,536 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $227,000 | 5,537 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $227,000 | 5,537 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $263,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $227,000 | 5,463 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $486,000 | 6,639 |
| Total interest expense | $38,000 | 6,684 |
| Net interest income | $448,000 | 6,599 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $40,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,315 |
| Total noninterest expense | $327,000 | 6,726 |
| Salaries and employee benefits | $185,000 | 6,701 |
| Premises and equipment expense | $72,000 | 6,048 |
| Additional noninterest expense | $70,000 | 6,828 |
| Pre-tax net operating income | $161,000 | 5,542 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $161,000 | 5,497 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $161,000 | 5,500 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $161,000 | 5,500 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $234,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $161,000 | 5,375 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 6,704 |
| Total interest expense | $19,000 | 6,758 |
| Net interest income | $223,000 | 6,668 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $16,000 | 6,583 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $169,000 | 6,785 |
| Salaries and employee benefits | $93,000 | 6,766 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $39,000 | 6,876 |
| Pre-tax net operating income | $70,000 | 5,620 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $70,000 | 5,606 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $70,000 | 5,608 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $70,000 | 5,608 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $180,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $70,000 | 5,509 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 6,776 |
| Total interest expense | $86,000 | 6,865 |
| Net interest income | $935,000 | 6,719 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $79,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $66,000 | 5,964 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $13,000 | 6,372 |
| Total noninterest expense | $746,000 | 6,809 |
| Salaries and employee benefits | $416,000 | 6,768 |
| Premises and equipment expense | $161,000 | 6,026 |
| Additional noninterest expense | $169,000 | 6,939 |
| Pre-tax net operating income | $268,000 | 5,502 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $268,000 | 5,563 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $268,000 | 5,559 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $268,000 | 5,561 |
| Net charge-offs | $-5,000 | 6,511 |
| Cash dividends | $239,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $268,000 | 5,371 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $765,000 | 6,877 |
| Total interest expense | $66,000 | 6,977 |
| Net interest income | $699,000 | 6,820 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $60,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $49,000 | 6,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 6,470 |
| Total noninterest expense | $522,000 | 6,921 |
| Salaries and employee benefits | $271,000 | 6,927 |
| Premises and equipment expense | $120,000 | 6,098 |
| Additional noninterest expense | $131,000 | 7,018 |
| Pre-tax net operating income | $237,000 | 5,541 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $237,000 | 5,570 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $237,000 | 5,569 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $237,000 | 5,569 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $239,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $237,000 | 5,383 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $507,000 | 6,938 |
| Total interest expense | $45,000 | 7,039 |
| Net interest income | $462,000 | 6,887 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $43,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $34,000 | 6,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,480 |
| Total noninterest expense | $332,000 | 7,004 |
| Salaries and employee benefits | $181,000 | 6,988 |
| Premises and equipment expense | $80,000 | 6,134 |
| Additional noninterest expense | $71,000 | 7,141 |
| Pre-tax net operating income | $173,000 | 5,466 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $173,000 | 5,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $173,000 | 5,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $173,000 | 5,501 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $210,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $173,000 | 5,308 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $254,000 | 6,996 |
| Total interest expense | $24,000 | 7,094 |
| Net interest income | $230,000 | 6,944 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $21,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $165,000 | 7,070 |
| Salaries and employee benefits | $91,000 | 7,044 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $33,000 | 7,215 |
| Pre-tax net operating income | $86,000 | 5,558 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $86,000 | 5,544 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $86,000 | 5,544 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $86,000 | 5,544 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $151,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $86,000 | 5,384 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 7,074 |
| Total interest expense | $118,000 | 7,149 |
| Net interest income | $894,000 | 7,016 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $86,000 | 6,530 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $75,000 | 5,893 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $11,000 | 6,517 |
| Total noninterest expense | $763,000 | 7,062 |
| Salaries and employee benefits | $406,000 | 7,047 |
| Premises and equipment expense | $182,000 | 6,153 |
| Additional noninterest expense | $175,000 | 7,197 |
| Pre-tax net operating income | $217,000 | 5,453 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $220,000 | 5,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $220,000 | 5,488 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $220,000 | 5,488 |
| Net charge-offs | $-7,000 | 6,979 |
| Cash dividends | $211,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $217,000 | 5,377 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $758,000 | 7,151 |
| Total interest expense | $92,000 | 7,226 |
| Net interest income | $666,000 | 7,092 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $65,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $10,000 | 6,640 |
| Total noninterest expense | $536,000 | 7,155 |
| Salaries and employee benefits | $266,000 | 7,177 |
| Premises and equipment expense | $134,000 | 6,228 |
| Additional noninterest expense | $136,000 | 7,247 |
| Pre-tax net operating income | $195,000 | 5,488 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $198,000 | 5,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,495 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $198,000 | 5,495 |
| Net charge-offs | $-7,000 | 6,949 |
| Cash dividends | $211,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $195,000 | 5,374 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,216 |
| Total interest expense | $64,000 | 7,292 |
| Net interest income | $439,000 | 7,151 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $44,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,666 |
| Total noninterest expense | $348,000 | 7,241 |
| Salaries and employee benefits | $177,000 | 7,250 |
| Premises and equipment expense | $85,000 | 6,342 |
| Additional noninterest expense | $86,000 | 7,343 |
| Pre-tax net operating income | $135,000 | 5,492 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $138,000 | 5,427 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $138,000 | 5,426 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $138,000 | 5,427 |
| Net charge-offs | $-6,000 | 6,894 |
| Cash dividends | $187,000 | 2,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $135,000 | 5,367 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $251,000 | 7,276 |
| Total interest expense | $33,000 | 7,348 |
| Net interest income | $218,000 | 7,203 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $174,000 | 7,296 |
| Salaries and employee benefits | $89,000 | 7,290 |
| Premises and equipment expense | $40,000 | 6,475 |
| Additional noninterest expense | $45,000 | 7,390 |
| Pre-tax net operating income | $65,000 | 5,553 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $68,000 | 5,453 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $68,000 | 5,452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $68,000 | 5,453 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $143,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $65,000 | 5,436 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 7,324 |
| Total interest expense | $179,000 | 7,371 |
| Net interest income | $874,000 | 7,259 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $90,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 5,867 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $759,000 | 7,333 |
| Salaries and employee benefits | $430,000 | 7,266 |
| Premises and equipment expense | $143,000 | 6,690 |
| Additional noninterest expense | $186,000 | 7,439 |
| Pre-tax net operating income | $205,000 | 5,188 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $205,000 | 5,266 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $205,000 | 5,269 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $205,000 | 5,269 |
| Net charge-offs | $12,000 | 6,521 |
| Cash dividends | $197,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $205,000 | 5,122 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 7,427 |
| Total interest expense | $141,000 | 7,475 |
| Net interest income | $660,000 | 7,359 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $53,000 | 5,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,000 | 6,874 |
| Total noninterest expense | $536,000 | 7,452 |
| Salaries and employee benefits | $296,000 | 7,404 |
| Premises and equipment expense | $96,000 | 6,888 |
| Additional noninterest expense | $144,000 | 7,524 |
| Pre-tax net operating income | $188,000 | 5,303 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $188,000 | 5,346 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $188,000 | 5,348 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $188,000 | 5,349 |
| Net charge-offs | $7,000 | 6,361 |
| Cash dividends | $198,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $188,000 | 5,195 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,494 |
| Total interest expense | $99,000 | 7,529 |
| Net interest income | $440,000 | 7,421 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $47,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $368,000 | 7,495 |
| Salaries and employee benefits | $208,000 | 7,427 |
| Premises and equipment expense | $65,000 | 6,924 |
| Additional noninterest expense | $95,000 | 7,595 |
| Pre-tax net operating income | $119,000 | 5,388 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $119,000 | 5,422 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $119,000 | 5,424 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $119,000 | 5,424 |
| Net charge-offs | $-3,000 | 7,284 |
| Cash dividends | $167,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $119,000 | 5,290 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 7,586 |
| Total interest expense | $52,000 | 7,620 |
| Net interest income | $218,000 | 7,517 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $195,000 | 7,534 |
| Salaries and employee benefits | $110,000 | 7,484 |
| Premises and equipment expense | $35,000 | 6,925 |
| Additional noninterest expense | $50,000 | 7,667 |
| Pre-tax net operating income | $45,000 | 5,717 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $45,000 | 5,772 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 5,773 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $45,000 | 5,772 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $136,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $45,000 | 5,671 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 7,635 |
| Total interest expense | $232,000 | 7,721 |
| Net interest income | $913,000 | 7,523 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $92,000 | 7,039 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $80,000 | 6,027 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,000 | 7,140 |
| Total noninterest expense | $834,000 | 7,571 |
| Salaries and employee benefits | $479,000 | 7,480 |
| Premises and equipment expense | $164,000 | 6,801 |
| Additional noninterest expense | $191,000 | 7,779 |
| Pre-tax net operating income | $171,000 | 4,882 |
| Securities gains (losses) | $40,000 | 2,746 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $211,000 | 4,768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $211,000 | 4,767 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $211,000 | 4,768 |
| Net charge-offs | $42,000 | 6,304 |
| Cash dividends | $212,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $171,000 | 4,839 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $861,000 | 7,707 |
| Total interest expense | $176,000 | 7,815 |
| Net interest income | $685,000 | 7,586 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $72,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $61,000 | 6,058 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $554,000 | 7,735 |
| Salaries and employee benefits | $315,000 | 7,654 |
| Premises and equipment expense | $122,000 | 6,862 |
| Additional noninterest expense | $117,000 | 7,943 |
| Pre-tax net operating income | $203,000 | 4,912 |
| Securities gains (losses) | $24,000 | 2,669 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $227,000 | 4,727 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $227,000 | 4,725 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $227,000 | 4,727 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $212,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $203,000 | 4,764 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,793 |
| Total interest expense | $119,000 | 7,905 |
| Net interest income | $455,000 | 7,642 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $49,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $379,000 | 7,785 |
| Salaries and employee benefits | $209,000 | 7,743 |
| Premises and equipment expense | $84,000 | 6,869 |
| Additional noninterest expense | $86,000 | 7,968 |
| Pre-tax net operating income | $125,000 | 5,067 |
| Securities gains (losses) | $24,000 | 2,251 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $149,000 | 4,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 4,871 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $149,000 | 4,872 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $191,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $125,000 | 4,944 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 7,841 |
| Total interest expense | $61,000 | 7,962 |
| Net interest income | $230,000 | 7,665 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $181,000 | 7,848 |
| Salaries and employee benefits | $104,000 | 7,787 |
| Premises and equipment expense | $43,000 | 6,870 |
| Additional noninterest expense | $34,000 | 8,066 |
| Pre-tax net operating income | $70,000 | 5,381 |
| Securities gains (losses) | $7,000 | 2,001 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $77,000 | 5,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $77,000 | 5,283 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $77,000 | 5,282 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $139,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $70,000 | 5,218 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,882 |
| Total interest expense | $307,000 | 7,991 |
| Net interest income | $874,000 | 7,746 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $106,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 6,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,000 | 7,582 |
| Total noninterest expense | $778,000 | 7,823 |
| Salaries and employee benefits | $481,000 | 7,709 |
| Premises and equipment expense | $162,000 | 7,032 |
| Additional noninterest expense | $135,000 | 8,123 |
| Pre-tax net operating income | $202,000 | 5,747 |
| Securities gains (losses) | $13,000 | 2,401 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $215,000 | 5,433 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $215,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,841 |
| Cash dividends | $173,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $202,000 | 5,637 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 7,987 |
| Total interest expense | $239,000 | 8,068 |
| Net interest income | $630,000 | 7,846 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $83,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $72,000 | 5,984 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 7,732 |
| Total noninterest expense | $537,000 | 7,937 |
| Salaries and employee benefits | $316,000 | 7,888 |
| Premises and equipment expense | $118,000 | 7,132 |
| Additional noninterest expense | $103,000 | 8,167 |
| Pre-tax net operating income | $176,000 | 6,127 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $185,000 | 5,776 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $185,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $164,000 | 4,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $176,000 | 6,004 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $573,000 | 8,061 |
| Total interest expense | $166,000 | 8,128 |
| Net interest income | $407,000 | 7,918 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $55,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $363,000 | 7,984 |
| Salaries and employee benefits | $210,000 | 7,947 |
| Premises and equipment expense | $78,000 | 7,187 |
| Additional noninterest expense | $75,000 | 8,181 |
| Pre-tax net operating income | $99,000 | 6,412 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $106,000 | 6,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $133,000 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $99,000 | 6,290 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 8,111 |
| Total interest expense | $87,000 | 8,166 |
| Net interest income | $202,000 | 7,975 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $179,000 | 8,040 |
| Salaries and employee benefits | $106,000 | 7,972 |
| Premises and equipment expense | $39,000 | 7,205 |
| Additional noninterest expense | $34,000 | 8,263 |
| Pre-tax net operating income | $48,000 | 6,641 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $97,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $48,000 | 6,510 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 8,014 |
| Total interest expense | $412,000 | 8,076 |
| Net interest income | $894,000 | 7,880 |
| Provision for loan and lease losses | $6,000 | 6,695 |
| Total noninterest income | $112,000 | 7,449 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $99,000 | 6,033 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,000 | 7,982 |
| Total noninterest expense | $843,000 | 7,876 |
| Salaries and employee benefits | $519,000 | 7,756 |
| Premises and equipment expense | $167,000 | 7,075 |
| Additional noninterest expense | $157,000 | 8,222 |
| Pre-tax net operating income | $157,000 | 6,985 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $155,000 | 6,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $155,000 | 6,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $160,000 | 5,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $157,000 | 6,913 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $981,000 | 8,076 |
| Total interest expense | $308,000 | 8,129 |
| Net interest income | $673,000 | 7,919 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $81,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 6,143 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,000 | 7,986 |
| Total noninterest expense | $584,000 | 7,945 |
| Salaries and employee benefits | $346,000 | 7,883 |
| Premises and equipment expense | $114,000 | 7,223 |
| Additional noninterest expense | $124,000 | 8,171 |
| Pre-tax net operating income | $165,000 | 7,087 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $163,000 | 6,982 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $163,000 | 6,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $160,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $165,000 | 6,957 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $650,000 | 8,143 |
| Total interest expense | $204,000 | 8,193 |
| Net interest income | $446,000 | 7,983 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $49,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $44,000 | 6,262 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $395,000 | 7,981 |
| Salaries and employee benefits | $235,000 | 7,912 |
| Premises and equipment expense | $53,000 | 7,706 |
| Additional noninterest expense | $107,000 | 7,985 |
| Pre-tax net operating income | $97,000 | 7,267 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $94,000 | 7,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $94,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $136,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $97,000 | 7,129 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,191 |
| Total interest expense | $101,000 | 8,237 |
| Net interest income | $224,000 | 8,041 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $194,000 | 8,040 |
| Salaries and employee benefits | $119,000 | 7,937 |
| Premises and equipment expense | $37,000 | 7,309 |
| Additional noninterest expense | $38,000 | 8,309 |
| Pre-tax net operating income | $48,000 | 7,317 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $45,000 | 7,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $45,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $102,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $48,000 | 7,175 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 8,082 |
| Total interest expense | $308,000 | 8,285 |
| Net interest income | $969,000 | 7,883 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $76,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $61,000 | 6,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,126 |
| Total noninterest expense | $829,000 | 7,973 |
| Salaries and employee benefits | $544,000 | 7,750 |
| Premises and equipment expense | $154,000 | 7,211 |
| Additional noninterest expense | $131,000 | 8,443 |
| Pre-tax net operating income | $204,000 | 7,393 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $191,000 | 7,314 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $191,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $310,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $204,000 | 7,253 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 8,160 |
| Total interest expense | $206,000 | 8,381 |
| Net interest income | $742,000 | 7,938 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $55,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $44,000 | 6,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $566,000 | 8,093 |
| Salaries and employee benefits | $353,000 | 7,951 |
| Premises and equipment expense | $115,000 | 7,239 |
| Additional noninterest expense | $98,000 | 8,497 |
| Pre-tax net operating income | $222,000 | 7,333 |
| Securities gains (losses) | $-13,000 | 7,688 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $209,000 | 7,173 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $209,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $310,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $222,000 | 7,103 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 8,248 |
| Total interest expense | $118,000 | 8,465 |
| Net interest income | $482,000 | 8,007 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $379,000 | 8,116 |
| Salaries and employee benefits | $235,000 | 7,991 |
| Premises and equipment expense | $76,000 | 7,288 |
| Additional noninterest expense | $68,000 | 8,496 |
| Pre-tax net operating income | $134,000 | 7,482 |
| Securities gains (losses) | $-13,000 | 7,948 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $121,000 | 7,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $121,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $268,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $134,000 | 7,285 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 8,262 |
| Total interest expense | $57,000 | 8,486 |
| Net interest income | $242,000 | 8,026 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $188,000 | 8,150 |
| Salaries and employee benefits | $119,000 | 7,994 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $32,000 | 8,551 |
| Pre-tax net operating income | $65,000 | 7,504 |
| Securities gains (losses) | $-11,000 | 8,254 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $54,000 | 7,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $221,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $65,000 | 7,280 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 8,166 |
| Total interest expense | $198,000 | 8,449 |
| Net interest income | $1,022,000 | 7,903 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $72,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $61,000 | 6,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,000 | 8,394 |
| Total noninterest expense | $814,000 | 8,047 |
| Salaries and employee benefits | $524,000 | 7,821 |
| Premises and equipment expense | $139,000 | 7,408 |
| Additional noninterest expense | $151,000 | 8,484 |
| Pre-tax net operating income | $268,000 | 7,503 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $275,000 | 7,282 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $275,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $431,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $268,000 | 7,295 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $907,000 | 8,208 |
| Total interest expense | $142,000 | 8,488 |
| Net interest income | $765,000 | 7,957 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $56,000 | 8,234 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 6,913 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,407 |
| Total noninterest expense | $553,000 | 8,170 |
| Salaries and employee benefits | $342,000 | 8,017 |
| Premises and equipment expense | $103,000 | 7,438 |
| Additional noninterest expense | $108,000 | 8,526 |
| Pre-tax net operating income | $259,000 | 7,381 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $269,000 | 7,072 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $269,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $421,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $259,000 | 7,101 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $599,000 | 8,218 |
| Total interest expense | $91,000 | 8,496 |
| Net interest income | $508,000 | 7,968 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $39,000 | 8,204 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $373,000 | 8,155 |
| Salaries and employee benefits | $229,000 | 8,022 |
| Premises and equipment expense | $69,000 | 7,428 |
| Additional noninterest expense | $75,000 | 8,486 |
| Pre-tax net operating income | $168,000 | 7,418 |
| Securities gains (losses) | $10,000 | 1,355 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $178,000 | 7,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $178,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $383,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $168,000 | 7,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $303,000 | 8,267 |
| Total interest expense | $44,000 | 8,560 |
| Net interest income | $259,000 | 8,021 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $192,000 | 8,193 |
| Salaries and employee benefits | $114,000 | 8,101 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $44,000 | 8,407 |
| Pre-tax net operating income | $82,000 | 7,464 |
| Securities gains (losses) | $10,000 | 1,006 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $310,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 8,129 |
| Total interest expense | $197,000 | 8,475 |
| Net interest income | $1,080,000 | 7,909 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $79,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $66,000 | 7,023 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $761,000 | 8,228 |
| Salaries and employee benefits | $490,000 | 8,002 |
| Premises and equipment expense | $129,000 | 7,601 |
| Additional noninterest expense | $142,000 | 8,634 |
| Pre-tax net operating income | $386,000 | 7,140 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $391,000 | 6,817 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $391,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $371,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $386,000 | 6,789 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 8,150 |
| Total interest expense | $151,000 | 8,510 |
| Net interest income | $815,000 | 7,939 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $59,000 | 8,364 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $49,000 | 7,079 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 8,467 |
| Total noninterest expense | $523,000 | 8,334 |
| Salaries and employee benefits | $325,000 | 8,173 |
| Premises and equipment expense | $95,000 | 7,622 |
| Additional noninterest expense | $103,000 | 8,674 |
| Pre-tax net operating income | $342,000 | 6,991 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $348,000 | 6,618 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $348,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $371,000 | 3,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $342,000 | 6,586 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $649,000 | 8,197 |
| Total interest expense | $106,000 | 8,529 |
| Net interest income | $543,000 | 7,985 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $41,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $32,000 | 7,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $349,000 | 8,378 |
| Salaries and employee benefits | $216,000 | 8,240 |
| Premises and equipment expense | $62,000 | 7,681 |
| Additional noninterest expense | $71,000 | 8,702 |
| Pre-tax net operating income | $229,000 | 6,986 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $235,000 | 6,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 6,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $319,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $229,000 | 6,550 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,243 |
| Total interest expense | $55,000 | 8,560 |
| Net interest income | $270,000 | 8,025 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $174,000 | 8,429 |
| Salaries and employee benefits | $108,000 | 8,284 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $35,000 | 8,744 |
| Pre-tax net operating income | $112,000 | 6,965 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $118,000 | 6,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $118,000 | 6,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $224,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $112,000 | 6,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 8,231 |
| Total interest expense | $255,000 | 8,590 |
| Net interest income | $1,092,000 | 7,976 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $76,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $62,000 | 7,233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $726,000 | 8,399 |
| Salaries and employee benefits | $475,000 | 8,176 |
| Premises and equipment expense | $123,000 | 7,770 |
| Additional noninterest expense | $128,000 | 8,872 |
| Pre-tax net operating income | $430,000 | 6,919 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $457,000 | 6,533 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $457,000 | 6,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $410,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $430,000 | 6,503 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 8,308 |
| Total interest expense | $197,000 | 8,683 |
| Net interest income | $820,000 | 8,042 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $58,000 | 8,603 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $46,000 | 7,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $508,000 | 8,512 |
| Salaries and employee benefits | $319,000 | 8,334 |
| Premises and equipment expense | $91,000 | 7,794 |
| Additional noninterest expense | $98,000 | 8,907 |
| Pre-tax net operating income | $361,000 | 6,894 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $375,000 | 6,493 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $375,000 | 6,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $410,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $361,000 | 6,412 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $680,000 | 8,366 |
| Total interest expense | $138,000 | 8,715 |
| Net interest income | $542,000 | 8,095 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $40,000 | 8,577 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $338,000 | 8,537 |
| Salaries and employee benefits | $210,000 | 8,384 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $66,000 | 8,902 |
| Pre-tax net operating income | $238,000 | 6,920 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $249,000 | 6,528 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $249,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $353,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $238,000 | 6,415 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 8,404 |
| Total interest expense | $70,000 | 8,784 |
| Net interest income | $277,000 | 8,094 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $167,000 | 8,584 |
| Salaries and employee benefits | $105,000 | 8,433 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $31,000 | 8,995 |
| Pre-tax net operating income | $124,000 | 6,838 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $130,000 | 6,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $245,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $122,160 | 6,348 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 8,386 |
| Total interest expense | $386,000 | 8,695 |
| Net interest income | $1,115,000 | 8,089 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $81,000 | 8,632 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $63,000 | 7,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $713,000 | 8,520 |
| Salaries and employee benefits | $469,000 | 8,256 |
| Premises and equipment expense | $121,000 | 7,869 |
| Additional noninterest expense | $123,000 | 9,056 |
| Pre-tax net operating income | $471,000 | 6,886 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $485,000 | 6,479 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $485,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $332,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $471,000 | 6,390 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 8,694 |
| Total interest expense | $577,000 | 8,875 |
| Net interest income | $961,000 | 8,371 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $85,000 | 8,716 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $70,000 | 7,167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,000 | 8,930 |
| Total noninterest expense | $717,000 | 8,641 |
| Salaries and employee benefits | $467,000 | 8,323 |
| Premises and equipment expense | $123,000 | 7,956 |
| Additional noninterest expense | $127,000 | 9,210 |
| Pre-tax net operating income | $317,000 | 7,332 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $-3,000 | 8,945 |
| Income before extraordinary items | $338,000 | 6,903 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $338,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $336,000 | 4,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $320,000 | 6,899 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 8,814 |
| Total interest expense | $626,000 | 9,004 |
| Net interest income | $996,000 | 8,488 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $127,000 | 8,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $724,000 | 8,761 |
| Salaries and employee benefits | $450,000 | 8,498 |
| Premises and equipment expense | $129,000 | 7,936 |
| Additional noninterest expense | $145,000 | 9,275 |
| Pre-tax net operating income | $387,000 | 7,537 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $38,000 | 7,440 |
| Income before extraordinary items | $347,000 | 7,170 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $347,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $329,000 | 4,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $348,800 | 7,158 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 8,981 |
| Total interest expense | $653,000 | 9,062 |
| Net interest income | $912,000 | 8,829 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $159,000 | 7,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,924 |
| Total noninterest expense | $781,000 | 8,785 |
| Salaries and employee benefits | $443,000 | 8,659 |
| Premises and equipment expense | $132,000 | 7,994 |
| Additional noninterest expense | $206,000 | 8,966 |
| Pre-tax net operating income | $278,000 | 8,215 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $238,000 | 8,016 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $238,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $236,300 | 8,009 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 9,164 |
| Total interest expense | $674,000 | 9,258 |
| Net interest income | $926,000 | 8,968 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $100,000 | 9,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,437 |
| Total noninterest expense | $756,000 | 8,920 |
| Salaries and employee benefits | $475,000 | 8,511 |
| Premises and equipment expense | $134,000 | 7,988 |
| Additional noninterest expense | $147,000 | 9,685 |
| Pre-tax net operating income | $258,000 | 8,627 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $75,000 | 7,905 |
| Income before extraordinary items | $184,000 | 8,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $184,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $180,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $183,290 | 8,666 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 9,508 |
| Total interest expense | $744,000 | 9,426 |
| Net interest income | $899,000 | 9,420 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $106,000 | 9,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,610 |
| Total noninterest expense | $733,000 | 9,285 |
| Salaries and employee benefits | $440,000 | 9,014 |
| Premises and equipment expense | $134,000 | 8,154 |
| Additional noninterest expense | $159,000 | 9,896 |
| Pre-tax net operating income | $262,000 | 9,225 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $75,000 | 8,822 |
| Income before extraordinary items | $187,000 | 9,273 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $187,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $187,000 | 9,230 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 9,903 |
| Total interest expense | $723,000 | 9,902 |
| Net interest income | $925,000 | 9,769 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $151,000 | 8,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,436 |
| Total noninterest expense | $702,000 | 9,807 |
| Salaries and employee benefits | $426,000 | 9,420 |
| Premises and equipment expense | $123,000 | 8,728 |
| Additional noninterest expense | $153,000 | 10,518 |
| Pre-tax net operating income | $356,000 | 8,773 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $89,000 | 8,953 |
| Income before extraordinary items | $264,000 | 8,709 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $264,000 | 8,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,265 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $266,250 | 8,634 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 10,254 |
| Total interest expense | $757,000 | 10,098 |
| Net interest income | $897,000 | 10,251 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $119,000 | 9,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $686,000 | 10,243 |
| Salaries and employee benefits | $400,000 | 9,950 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $177,000 | 10,728 |
| Pre-tax net operating income | $306,000 | 9,704 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $72,000 | 9,749 |
| Income before extraordinary items | $231,000 | 9,599 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $231,000 | 9,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $446,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $233,280 | 9,553 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 10,529 |
| Total interest expense | $671,000 | 10,251 |
| Net interest income | $928,000 | 10,638 |
| Provision for loan and lease losses | $53,000 | 6,008 |
| Total noninterest income | $127,000 | 10,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $705,000 | 10,682 |
| Salaries and employee benefits | $386,000 | 10,410 |
| Premises and equipment expense | $116,000 | 9,514 |
| Additional noninterest expense | $203,000 | 11,122 |
| Pre-tax net operating income | $297,000 | 10,161 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $71,000 | 10,001 |
| Income before extraordinary items | $234,000 | 9,875 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $234,000 | 9,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $227,840 | 10,014 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 10,584 |
| Total interest expense | $729,000 | 10,416 |
| Net interest income | $1,075,000 | 10,506 |
| Provision for loan and lease losses | $39,000 | 8,009 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $692,000 | 11,209 |
| Salaries and employee benefits | $377,000 | 10,873 |
| Premises and equipment expense | $117,000 | 9,887 |
| Additional noninterest expense | $198,000 | 11,755 |
| Pre-tax net operating income | $486,000 | 8,747 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $341,000 | 9,028 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $341,000 | 9,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $336,170 | 8,818 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 11,050 |
| Total interest expense | $868,000 | 11,012 |
| Net interest income | $1,054,000 | 10,879 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $161,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $707,000 | 11,489 |
| Salaries and employee benefits | $357,000 | 11,368 |
| Premises and equipment expense | $132,000 | 9,627 |
| Additional noninterest expense | $218,000 | 11,987 |
| Pre-tax net operating income | $443,000 | 8,856 |
| Securities gains (losses) | $-13,000 | 13,370 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $277,000 | 9,589 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $277,000 | 9,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $285,320 | 9,106 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.