Home > Farmers and Merchants State Bank > Income and Expense
Farmers and Merchants State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,388,000 | 2,929 |
| Total interest expense | $1,946,000 | 3,073 |
| Net interest income | $7,442,000 | 2,806 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $832,000 | 2,946 |
| Gross Fiduciary activities income | $244,000 | 663 |
| Service charges on deposit accounts | $161,000 | 2,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,120 |
| Total noninterest expense | $4,625,000 | 3,168 |
| Salaries and employee benefits | $2,884,000 | 2,990 |
| Premises and equipment expense | $348,000 | 3,432 |
| Additional noninterest expense | $427,000 | 3,120 |
| Pre-tax net operating income | $3,649,000 | 2,285 |
| Securities gains (losses) | $-217,000 | 3,982 |
| Applicable income taxes | $756,000 | 1,617 |
| Income before extraordinary items | $2,676,000 | 2,468 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,676,000 | 2,493 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,676,000 | 2,470 |
| Net charge-offs | $-15,000 | 3,924 |
| Cash dividends | $1,597,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,847,430 | 2,405 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,841,000 | 2,937 |
| Total interest expense | $1,250,000 | 3,124 |
| Net interest income | $5,591,000 | 2,815 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $666,000 | 2,868 |
| Gross Fiduciary activities income | $197,000 | 651 |
| Service charges on deposit accounts | $120,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 3,030 |
| Total noninterest expense | $3,464,000 | 3,153 |
| Salaries and employee benefits | $2,154,000 | 2,982 |
| Premises and equipment expense | $257,000 | 3,461 |
| Additional noninterest expense | $349,000 | 3,029 |
| Pre-tax net operating income | $2,793,000 | 2,321 |
| Securities gains (losses) | $-217,000 | 4,212 |
| Applicable income taxes | $564,000 | 1,669 |
| Income before extraordinary items | $2,012,000 | 2,505 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,012,000 | 2,530 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,012,000 | 2,506 |
| Net charge-offs | $-15,000 | 3,928 |
| Cash dividends | $1,050,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,183,430 | 2,436 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 2,949 |
| Total interest expense | $723,000 | 3,139 |
| Net interest income | $3,717,000 | 2,837 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $446,000 | 2,836 |
| Gross Fiduciary activities income | $140,000 | 642 |
| Service charges on deposit accounts | $73,000 | 3,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,013 |
| Total noninterest expense | $2,318,000 | 3,146 |
| Salaries and employee benefits | $1,455,000 | 2,966 |
| Premises and equipment expense | $175,000 | 3,435 |
| Additional noninterest expense | $233,000 | 3,006 |
| Pre-tax net operating income | $1,845,000 | 2,342 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $406,000 | 1,631 |
| Income before extraordinary items | $1,439,000 | 2,443 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,439,000 | 2,472 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,439,000 | 2,443 |
| Net charge-offs | $-15,000 | 4,032 |
| Cash dividends | $885,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,439,000 | 2,461 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 2,992 |
| Total interest expense | $285,000 | 3,231 |
| Net interest income | $1,853,000 | 2,860 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $219,000 | 2,856 |
| Gross Fiduciary activities income | $75,000 | 661 |
| Service charges on deposit accounts | $36,000 | 3,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 3,078 |
| Total noninterest expense | $1,157,000 | 3,183 |
| Salaries and employee benefits | $739,000 | 2,998 |
| Premises and equipment expense | $92,000 | 3,419 |
| Additional noninterest expense | $108,000 | 3,078 |
| Pre-tax net operating income | $915,000 | 2,409 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $202,000 | 1,661 |
| Income before extraordinary items | $713,000 | 2,510 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $713,000 | 2,511 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $713,000 | 2,510 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $165,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $713,000 | 2,534 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,525,000 | 2,940 |
| Total interest expense | $420,000 | 3,426 |
| Net interest income | $7,105,000 | 2,859 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $808,000 | 3,040 |
| Gross Fiduciary activities income | $214,000 | 696 |
| Service charges on deposit accounts | $159,000 | 2,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,179 |
| Total noninterest expense | $4,523,000 | 3,186 |
| Salaries and employee benefits | $2,851,000 | 3,012 |
| Premises and equipment expense | $320,000 | 3,575 |
| Additional noninterest expense | $435,000 | 3,179 |
| Pre-tax net operating income | $3,390,000 | 2,509 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $738,000 | 1,773 |
| Income before extraordinary items | $2,652,000 | 2,603 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,652,000 | 2,600 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,652,000 | 2,602 |
| Net charge-offs | $-2,000 | 3,341 |
| Cash dividends | $1,331,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,652,000 | 2,638 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 2,950 |
| Total interest expense | $257,000 | 3,476 |
| Net interest income | $5,154,000 | 2,878 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $622,000 | 3,049 |
| Gross Fiduciary activities income | $171,000 | 688 |
| Service charges on deposit accounts | $120,000 | 3,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 3,191 |
| Total noninterest expense | $3,355,000 | 3,199 |
| Salaries and employee benefits | $2,151,000 | 2,997 |
| Premises and equipment expense | $240,000 | 3,586 |
| Additional noninterest expense | $331,000 | 3,191 |
| Pre-tax net operating income | $2,421,000 | 2,561 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $520,000 | 1,812 |
| Income before extraordinary items | $1,901,000 | 2,655 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,901,000 | 2,653 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,901,000 | 2,654 |
| Net charge-offs | $-2,000 | 3,205 |
| Cash dividends | $770,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,901,000 | 2,688 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 2,991 |
| Total interest expense | $166,000 | 3,429 |
| Net interest income | $3,254,000 | 2,933 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $420,000 | 3,027 |
| Gross Fiduciary activities income | $121,000 | 654 |
| Service charges on deposit accounts | $75,000 | 3,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 3,212 |
| Total noninterest expense | $2,252,000 | 3,181 |
| Salaries and employee benefits | $1,443,000 | 2,993 |
| Premises and equipment expense | $161,000 | 3,602 |
| Additional noninterest expense | $648,000 | 3,317 |
| Pre-tax net operating income | $1,422,000 | 2,628 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $298,000 | 1,860 |
| Income before extraordinary items | $1,124,000 | 2,693 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,124,000 | 2,691 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,124,000 | 2,693 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $605,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,124,000 | 2,726 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 3,021 |
| Total interest expense | $93,000 | 3,269 |
| Net interest income | $1,546,000 | 2,974 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $209,000 | 2,997 |
| Gross Fiduciary activities income | $54,000 | 662 |
| Service charges on deposit accounts | $39,000 | 3,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,132 |
| Total noninterest expense | $1,138,000 | 3,163 |
| Salaries and employee benefits | $722,000 | 2,989 |
| Premises and equipment expense | $84,000 | 3,575 |
| Additional noninterest expense | $332,000 | 3,262 |
| Pre-tax net operating income | $617,000 | 2,687 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $111,000 | 2,007 |
| Income before extraordinary items | $506,000 | 2,739 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $506,000 | 2,737 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $506,000 | 2,739 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $165,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $506,000 | 2,762 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,554,000 | 3,108 |
| Total interest expense | $526,000 | 3,101 |
| Net interest income | $6,028,000 | 3,072 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,563,000 | 2,502 |
| Gross Fiduciary activities income | $200,000 | 666 |
| Service charges on deposit accounts | $141,000 | 3,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,222,000 | 2,428 |
| Total noninterest expense | $4,328,000 | 3,248 |
| Salaries and employee benefits | $2,702,000 | 3,093 |
| Premises and equipment expense | $335,000 | 3,587 |
| Additional noninterest expense | $1,291,000 | 3,321 |
| Pre-tax net operating income | $3,263,000 | 2,582 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $685,000 | 1,882 |
| Income before extraordinary items | $2,578,000 | 2,725 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,578,000 | 2,726 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,578,000 | 2,726 |
| Net charge-offs | $-6,000 | 3,525 |
| Cash dividends | $1,322,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,578,000 | 2,708 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 3,162 |
| Total interest expense | $422,000 | 3,105 |
| Net interest income | $4,473,000 | 3,137 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,365,000 | 2,381 |
| Gross Fiduciary activities income | $148,000 | 664 |
| Service charges on deposit accounts | $101,000 | 3,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,116,000 | 2,266 |
| Total noninterest expense | $3,159,000 | 3,303 |
| Salaries and employee benefits | $1,972,000 | 3,140 |
| Premises and equipment expense | $252,000 | 3,628 |
| Additional noninterest expense | $935,000 | 3,401 |
| Pre-tax net operating income | $2,679,000 | 2,583 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $573,000 | 1,887 |
| Income before extraordinary items | $2,106,000 | 2,733 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,106,000 | 2,733 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,106,000 | 2,733 |
| Net charge-offs | $-5,000 | 3,437 |
| Cash dividends | $771,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,106,000 | 2,711 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 3,168 |
| Total interest expense | $304,000 | 3,058 |
| Net interest income | $2,955,000 | 3,147 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,156,000 | 2,074 |
| Gross Fiduciary activities income | $104,000 | 663 |
| Service charges on deposit accounts | $60,000 | 3,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $992,000 | 1,917 |
| Total noninterest expense | $2,090,000 | 3,305 |
| Salaries and employee benefits | $1,294,000 | 3,166 |
| Premises and equipment expense | $163,000 | 3,683 |
| Additional noninterest expense | $633,000 | 3,373 |
| Pre-tax net operating income | $2,021,000 | 2,380 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $438,000 | 1,774 |
| Income before extraordinary items | $1,583,000 | 2,548 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,583,000 | 2,548 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,583,000 | 2,548 |
| Net charge-offs | $-4,000 | 3,475 |
| Cash dividends | $605,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,583,000 | 2,513 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 3,177 |
| Total interest expense | $157,000 | 3,109 |
| Net interest income | $1,473,000 | 3,138 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $634,000 | 1,988 |
| Gross Fiduciary activities income | $34,000 | 705 |
| Service charges on deposit accounts | $31,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $569,000 | 1,787 |
| Total noninterest expense | $1,034,000 | 3,313 |
| Salaries and employee benefits | $643,000 | 3,168 |
| Premises and equipment expense | $85,000 | 3,639 |
| Additional noninterest expense | $306,000 | 3,395 |
| Pre-tax net operating income | $1,073,000 | 2,274 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $233,000 | 1,698 |
| Income before extraordinary items | $840,000 | 2,447 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $840,000 | 2,445 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $840,000 | 2,447 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $165,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $840,000 | 2,407 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 3,057 |
| Total interest expense | $851,000 | 3,170 |
| Net interest income | $6,242,000 | 2,995 |
| Provision for loan and lease losses | $100,000 | 3,523 |
| Total noninterest income | $971,000 | 2,901 |
| Gross Fiduciary activities income | $158,000 | 685 |
| Service charges on deposit accounts | $128,000 | 3,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $685,000 | 2,837 |
| Total noninterest expense | $4,060,000 | 3,343 |
| Salaries and employee benefits | $2,543,000 | 3,190 |
| Premises and equipment expense | $338,000 | 3,649 |
| Additional noninterest expense | $1,179,000 | 3,453 |
| Pre-tax net operating income | $3,053,000 | 2,410 |
| Securities gains (losses) | $-6,000 | 4,777 |
| Applicable income taxes | $611,000 | 1,801 |
| Income before extraordinary items | $2,436,000 | 2,585 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,436,000 | 2,584 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,436,000 | 2,585 |
| Net charge-offs | $70,000 | 2,209 |
| Cash dividends | $1,322,000 | 1,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,440,800 | 2,536 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,370,000 | 3,072 |
| Total interest expense | $664,000 | 3,202 |
| Net interest income | $4,706,000 | 2,996 |
| Provision for loan and lease losses | $100,000 | 3,277 |
| Total noninterest income | $645,000 | 3,020 |
| Gross Fiduciary activities income | $123,000 | 678 |
| Service charges on deposit accounts | $93,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 2,990 |
| Total noninterest expense | $2,962,000 | 3,380 |
| Salaries and employee benefits | $1,902,000 | 3,188 |
| Premises and equipment expense | $234,000 | 3,786 |
| Additional noninterest expense | $826,000 | 3,549 |
| Pre-tax net operating income | $2,289,000 | 2,396 |
| Securities gains (losses) | $-6,000 | 4,734 |
| Applicable income taxes | $461,000 | 1,788 |
| Income before extraordinary items | $1,822,000 | 2,578 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,822,000 | 2,578 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,822,000 | 2,578 |
| Net charge-offs | $70,000 | 1,872 |
| Cash dividends | $771,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,826,800 | 2,526 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 3,100 |
| Total interest expense | $456,000 | 3,260 |
| Net interest income | $3,135,000 | 3,020 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $589,000 | 2,636 |
| Gross Fiduciary activities income | $84,000 | 685 |
| Service charges on deposit accounts | $62,000 | 3,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $443,000 | 2,489 |
| Total noninterest expense | $1,961,000 | 3,401 |
| Salaries and employee benefits | $1,270,000 | 3,186 |
| Premises and equipment expense | $150,000 | 3,829 |
| Additional noninterest expense | $541,000 | 3,585 |
| Pre-tax net operating income | $1,663,000 | 2,257 |
| Securities gains (losses) | $-6,000 | 4,729 |
| Applicable income taxes | $340,000 | 1,655 |
| Income before extraordinary items | $1,317,000 | 2,427 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,317,000 | 2,426 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,317,000 | 2,427 |
| Net charge-offs | $70,000 | 1,538 |
| Cash dividends | $606,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,321,740 | 2,384 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,080 |
| Total interest expense | $242,000 | 3,313 |
| Net interest income | $1,586,000 | 2,980 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $167,000 | 3,235 |
| Gross Fiduciary activities income | $35,000 | 701 |
| Service charges on deposit accounts | $36,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,229 |
| Total noninterest expense | $986,000 | 3,424 |
| Salaries and employee benefits | $636,000 | 3,216 |
| Premises and equipment expense | $76,000 | 3,837 |
| Additional noninterest expense | $274,000 | 3,604 |
| Pre-tax net operating income | $767,000 | 2,210 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $154,000 | 1,608 |
| Income before extraordinary items | $613,000 | 2,373 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $613,000 | 2,372 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $613,000 | 2,373 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $165,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $613,000 | 2,336 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 3,084 |
| Total interest expense | $1,066,000 | 3,216 |
| Net interest income | $6,397,000 | 2,979 |
| Provision for loan and lease losses | $250,000 | 2,134 |
| Total noninterest income | $657,000 | 3,345 |
| Gross Fiduciary activities income | $136,000 | 707 |
| Service charges on deposit accounts | $160,000 | 3,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,388 |
| Total noninterest expense | $3,972,000 | 3,428 |
| Salaries and employee benefits | $2,477,000 | 3,253 |
| Premises and equipment expense | $338,000 | 3,728 |
| Additional noninterest expense | $1,157,000 | 3,554 |
| Pre-tax net operating income | $2,832,000 | 2,549 |
| Securities gains (losses) | $28,000 | 1,502 |
| Applicable income taxes | $548,000 | 1,910 |
| Income before extraordinary items | $2,312,000 | 2,695 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,312,000 | 2,695 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,312,000 | 2,697 |
| Net charge-offs | $223,000 | 1,586 |
| Cash dividends | $2,014,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,289,320 | 2,674 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 3,103 |
| Total interest expense | $806,000 | 3,232 |
| Net interest income | $4,813,000 | 3,015 |
| Provision for loan and lease losses | $200,000 | 1,960 |
| Total noninterest income | $496,000 | 3,352 |
| Gross Fiduciary activities income | $111,000 | 702 |
| Service charges on deposit accounts | $121,000 | 3,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,428 |
| Total noninterest expense | $2,989,000 | 3,443 |
| Salaries and employee benefits | $1,862,000 | 3,268 |
| Premises and equipment expense | $248,000 | 3,807 |
| Additional noninterest expense | $879,000 | 3,564 |
| Pre-tax net operating income | $2,120,000 | 2,615 |
| Securities gains (losses) | $30,000 | 1,272 |
| Applicable income taxes | $410,000 | 1,967 |
| Income before extraordinary items | $1,740,000 | 2,742 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,740,000 | 2,743 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,740,000 | 2,743 |
| Net charge-offs | $223,000 | 1,215 |
| Cash dividends | $1,378,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,715,700 | 2,730 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 3,126 |
| Total interest expense | $528,000 | 3,234 |
| Net interest income | $3,185,000 | 3,044 |
| Provision for loan and lease losses | $200,000 | 1,556 |
| Total noninterest income | $327,000 | 3,328 |
| Gross Fiduciary activities income | $88,000 | 695 |
| Service charges on deposit accounts | $78,000 | 3,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 3,527 |
| Total noninterest expense | $2,001,000 | 3,462 |
| Salaries and employee benefits | $1,243,000 | 3,276 |
| Premises and equipment expense | $167,000 | 3,803 |
| Additional noninterest expense | $591,000 | 3,575 |
| Pre-tax net operating income | $1,311,000 | 2,725 |
| Securities gains (losses) | $30,000 | 900 |
| Applicable income taxes | $247,000 | 2,037 |
| Income before extraordinary items | $1,094,000 | 2,812 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,094,000 | 2,810 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,094,000 | 2,811 |
| Net charge-offs | $206,000 | 975 |
| Cash dividends | $613,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,069,400 | 2,832 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 3,171 |
| Total interest expense | $255,000 | 3,263 |
| Net interest income | $1,567,000 | 3,102 |
| Provision for loan and lease losses | $100,000 | 1,466 |
| Total noninterest income | $152,000 | 3,414 |
| Gross Fiduciary activities income | $35,000 | 724 |
| Service charges on deposit accounts | $38,000 | 3,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,512 |
| Total noninterest expense | $1,003,000 | 3,493 |
| Salaries and employee benefits | $619,000 | 3,326 |
| Premises and equipment expense | $87,000 | 3,762 |
| Additional noninterest expense | $297,000 | 3,572 |
| Pre-tax net operating income | $616,000 | 2,777 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $109,000 | 2,081 |
| Income before extraordinary items | $507,000 | 2,882 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $507,000 | 2,881 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $507,000 | 2,881 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $165,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $507,000 | 2,862 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 3,154 |
| Total interest expense | $805,000 | 3,257 |
| Net interest income | $6,222,000 | 3,096 |
| Provision for loan and lease losses | $50,000 | 3,480 |
| Total noninterest income | $703,000 | 3,330 |
| Gross Fiduciary activities income | $127,000 | 746 |
| Service charges on deposit accounts | $185,000 | 3,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 3,373 |
| Total noninterest expense | $4,016,000 | 3,486 |
| Salaries and employee benefits | $2,507,000 | 3,280 |
| Premises and equipment expense | $312,000 | 3,965 |
| Additional noninterest expense | $1,197,000 | 3,586 |
| Pre-tax net operating income | $2,859,000 | 2,579 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $523,000 | 1,939 |
| Income before extraordinary items | $2,335,000 | 2,698 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,335,000 | 2,696 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,335,000 | 2,697 |
| Net charge-offs | $5,000 | 3,535 |
| Cash dividends | $1,340,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,335,820 | 2,690 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 3,188 |
| Total interest expense | $572,000 | 3,273 |
| Net interest income | $4,630,000 | 3,136 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $544,000 | 3,302 |
| Gross Fiduciary activities income | $107,000 | 727 |
| Service charges on deposit accounts | $137,000 | 3,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 3,378 |
| Total noninterest expense | $3,022,000 | 3,493 |
| Salaries and employee benefits | $1,895,000 | 3,262 |
| Premises and equipment expense | $231,000 | 4,026 |
| Additional noninterest expense | $896,000 | 3,603 |
| Pre-tax net operating income | $2,152,000 | 2,614 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $395,000 | 1,992 |
| Income before extraordinary items | $1,756,000 | 2,733 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,756,000 | 2,732 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,756,000 | 2,732 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $778,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,756,820 | 2,720 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 3,195 |
| Total interest expense | $356,000 | 3,296 |
| Net interest income | $3,072,000 | 3,150 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $366,000 | 3,306 |
| Gross Fiduciary activities income | $70,000 | 734 |
| Service charges on deposit accounts | $87,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 3,337 |
| Total noninterest expense | $2,046,000 | 3,459 |
| Salaries and employee benefits | $1,307,000 | 3,235 |
| Premises and equipment expense | $152,000 | 4,066 |
| Additional noninterest expense | $587,000 | 3,667 |
| Pre-tax net operating income | $1,392,000 | 2,642 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $251,000 | 2,019 |
| Income before extraordinary items | $1,140,000 | 2,745 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,140,000 | 2,744 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,140,000 | 2,744 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $613,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,140,820 | 2,734 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 3,244 |
| Total interest expense | $167,000 | 3,354 |
| Net interest income | $1,507,000 | 3,198 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $184,000 | 3,290 |
| Gross Fiduciary activities income | $28,000 | 760 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,168 |
| Total noninterest expense | $998,000 | 3,563 |
| Salaries and employee benefits | $619,000 | 3,347 |
| Premises and equipment expense | $78,000 | 4,081 |
| Additional noninterest expense | $301,000 | 3,635 |
| Pre-tax net operating income | $693,000 | 2,606 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $123,000 | 1,983 |
| Income before extraordinary items | $570,000 | 2,690 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $570,000 | 2,690 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $570,000 | 2,690 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $165,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $570,000 | 2,685 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 3,213 |
| Total interest expense | $642,000 | 3,277 |
| Net interest income | $6,009,000 | 3,175 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $697,000 | 3,462 |
| Gross Fiduciary activities income | $116,000 | 768 |
| Service charges on deposit accounts | $187,000 | 3,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,473 |
| Total noninterest expense | $3,928,000 | 3,580 |
| Salaries and employee benefits | $2,425,000 | 3,388 |
| Premises and equipment expense | $301,000 | 4,171 |
| Additional noninterest expense | $1,202,000 | 3,667 |
| Pre-tax net operating income | $2,778,000 | 2,597 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $807,000 | 2,062 |
| Income before extraordinary items | $1,973,000 | 2,722 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,973,000 | 2,721 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,973,000 | 2,722 |
| Net charge-offs | $6,000 | 3,826 |
| Cash dividends | $6,908,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,971,580 | 2,706 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 3,249 |
| Total interest expense | $474,000 | 3,302 |
| Net interest income | $4,485,000 | 3,207 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $536,000 | 3,456 |
| Gross Fiduciary activities income | $95,000 | 756 |
| Service charges on deposit accounts | $144,000 | 3,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 3,491 |
| Total noninterest expense | $2,903,000 | 3,621 |
| Salaries and employee benefits | $1,815,000 | 3,404 |
| Premises and equipment expense | $210,000 | 4,306 |
| Additional noninterest expense | $878,000 | 3,732 |
| Pre-tax net operating income | $2,118,000 | 2,640 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $550,000 | 1,990 |
| Income before extraordinary items | $1,571,000 | 2,779 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,571,000 | 2,778 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,571,000 | 2,779 |
| Net charge-offs | $6,000 | 3,411 |
| Cash dividends | $6,346,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,568,780 | 2,760 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 3,272 |
| Total interest expense | $310,000 | 3,307 |
| Net interest income | $2,943,000 | 3,229 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $369,000 | 3,414 |
| Gross Fiduciary activities income | $75,000 | 752 |
| Service charges on deposit accounts | $94,000 | 3,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,473 |
| Total noninterest expense | $1,921,000 | 3,646 |
| Salaries and employee benefits | $1,207,000 | 3,427 |
| Premises and equipment expense | $143,000 | 4,291 |
| Additional noninterest expense | $571,000 | 3,798 |
| Pre-tax net operating income | $1,391,000 | 2,605 |
| Securities gains (losses) | $8,000 | 1,330 |
| Applicable income taxes | $361,000 | 1,998 |
| Income before extraordinary items | $1,038,000 | 2,763 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,038,000 | 2,763 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,038,000 | 2,763 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $6,181,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,032,080 | 2,746 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 3,317 |
| Total interest expense | $151,000 | 3,343 |
| Net interest income | $1,442,000 | 3,269 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $165,000 | 3,570 |
| Gross Fiduciary activities income | $30,000 | 778 |
| Service charges on deposit accounts | $47,000 | 3,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,635 |
| Total noninterest expense | $958,000 | 3,699 |
| Salaries and employee benefits | $606,000 | 3,469 |
| Premises and equipment expense | $70,000 | 4,374 |
| Additional noninterest expense | $282,000 | 3,860 |
| Pre-tax net operating income | $649,000 | 2,667 |
| Securities gains (losses) | $-1,000 | 5,454 |
| Applicable income taxes | $163,000 | 2,041 |
| Income before extraordinary items | $485,000 | 2,800 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $485,000 | 2,800 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $485,000 | 2,800 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $5,733,000 | 183 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $485,750 | 2,785 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,541,000 | 3,249 |
| Total interest expense | $657,000 | 3,156 |
| Net interest income | $5,884,000 | 3,237 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $685,000 | 3,621 |
| Gross Fiduciary activities income | $125,000 | 786 |
| Service charges on deposit accounts | $207,000 | 3,521 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $353,000 | 3,749 |
| Total noninterest expense | $3,918,000 | 3,683 |
| Salaries and employee benefits | $2,411,000 | 3,470 |
| Premises and equipment expense | $275,000 | 4,459 |
| Additional noninterest expense | $1,232,000 | 3,757 |
| Pre-tax net operating income | $2,651,000 | 2,582 |
| Securities gains (losses) | $12,000 | 2,595 |
| Applicable income taxes | $670,000 | 2,008 |
| Income before extraordinary items | $1,993,000 | 2,804 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,993,000 | 2,802 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,993,000 | 2,803 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $1,049,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,984,000 | 2,757 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 3,270 |
| Total interest expense | $493,000 | 3,159 |
| Net interest income | $4,392,000 | 3,256 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $511,000 | 3,649 |
| Gross Fiduciary activities income | $99,000 | 773 |
| Service charges on deposit accounts | $156,000 | 3,538 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $256,000 | 3,795 |
| Total noninterest expense | $2,887,000 | 3,724 |
| Salaries and employee benefits | $1,781,000 | 3,495 |
| Premises and equipment expense | $206,000 | 4,473 |
| Additional noninterest expense | $900,000 | 3,841 |
| Pre-tax net operating income | $2,016,000 | 2,604 |
| Securities gains (losses) | $12,000 | 2,520 |
| Applicable income taxes | $523,000 | 2,022 |
| Income before extraordinary items | $1,505,000 | 2,822 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,505,000 | 2,822 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,505,000 | 2,822 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $442,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,496,120 | 2,773 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 3,291 |
| Total interest expense | $328,000 | 3,165 |
| Net interest income | $2,933,000 | 3,267 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $352,000 | 3,593 |
| Gross Fiduciary activities income | $74,000 | 769 |
| Service charges on deposit accounts | $105,000 | 3,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $173,000 | 3,799 |
| Total noninterest expense | $1,930,000 | 3,753 |
| Salaries and employee benefits | $1,193,000 | 3,515 |
| Premises and equipment expense | $139,000 | 4,491 |
| Additional noninterest expense | $598,000 | 3,872 |
| Pre-tax net operating income | $1,355,000 | 2,565 |
| Securities gains (losses) | $12,000 | 2,186 |
| Applicable income taxes | $354,000 | 1,981 |
| Income before extraordinary items | $1,013,000 | 2,776 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,013,000 | 2,774 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,013,000 | 2,775 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $400,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,004,120 | 2,719 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 3,289 |
| Total interest expense | $166,000 | 3,166 |
| Net interest income | $1,470,000 | 3,260 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $169,000 | 3,625 |
| Gross Fiduciary activities income | $30,000 | 798 |
| Service charges on deposit accounts | $50,000 | 3,593 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $89,000 | 3,720 |
| Total noninterest expense | $980,000 | 3,755 |
| Salaries and employee benefits | $606,000 | 3,508 |
| Premises and equipment expense | $72,000 | 4,457 |
| Additional noninterest expense | $302,000 | 3,872 |
| Pre-tax net operating income | $659,000 | 2,581 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $172,000 | 1,982 |
| Income before extraordinary items | $499,000 | 2,759 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $499,000 | 2,758 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $499,000 | 2,759 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $490,120 | 2,732 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,605,000 | 3,242 |
| Total interest expense | $676,000 | 3,132 |
| Net interest income | $5,929,000 | 3,212 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $682,000 | 3,686 |
| Gross Fiduciary activities income | $143,000 | 790 |
| Service charges on deposit accounts | $214,000 | 3,607 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $325,000 | 3,874 |
| Total noninterest expense | $3,771,000 | 3,837 |
| Salaries and employee benefits | $2,274,000 | 3,640 |
| Premises and equipment expense | $310,000 | 4,422 |
| Additional noninterest expense | $1,187,000 | 3,938 |
| Pre-tax net operating income | $2,840,000 | 2,415 |
| Securities gains (losses) | $54,000 | 1,596 |
| Applicable income taxes | $757,000 | 1,857 |
| Income before extraordinary items | $2,137,000 | 2,602 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,137,000 | 2,603 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,137,000 | 2,604 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $965,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,097,040 | 2,585 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 3,269 |
| Total interest expense | $513,000 | 3,153 |
| Net interest income | $4,433,000 | 3,246 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $527,000 | 3,643 |
| Gross Fiduciary activities income | $111,000 | 782 |
| Service charges on deposit accounts | $158,000 | 3,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $258,000 | 3,826 |
| Total noninterest expense | $2,781,000 | 3,893 |
| Salaries and employee benefits | $1,682,000 | 3,685 |
| Premises and equipment expense | $236,000 | 4,428 |
| Additional noninterest expense | $863,000 | 4,030 |
| Pre-tax net operating income | $2,179,000 | 2,413 |
| Securities gains (losses) | $54,000 | 1,414 |
| Applicable income taxes | $596,000 | 1,848 |
| Income before extraordinary items | $1,637,000 | 2,614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,637,000 | 2,614 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,637,000 | 2,615 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $400,000 | 2,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,597,580 | 2,610 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 3,298 |
| Total interest expense | $345,000 | 3,159 |
| Net interest income | $2,937,000 | 3,265 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $345,000 | 3,689 |
| Gross Fiduciary activities income | $82,000 | 783 |
| Service charges on deposit accounts | $97,000 | 3,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 3,904 |
| Total noninterest expense | $1,834,000 | 3,960 |
| Salaries and employee benefits | $1,118,000 | 3,720 |
| Premises and equipment expense | $157,000 | 4,458 |
| Additional noninterest expense | $559,000 | 4,122 |
| Pre-tax net operating income | $1,448,000 | 2,397 |
| Securities gains (losses) | $47,000 | 1,267 |
| Applicable income taxes | $395,000 | 1,859 |
| Income before extraordinary items | $1,100,000 | 2,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,100,000 | 2,585 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,100,000 | 2,585 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $400,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,065,220 | 2,581 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 3,325 |
| Total interest expense | $175,000 | 3,147 |
| Net interest income | $1,448,000 | 3,303 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $156,000 | 3,841 |
| Gross Fiduciary activities income | $40,000 | 790 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $70,000 | 4,101 |
| Total noninterest expense | $932,000 | 3,950 |
| Salaries and employee benefits | $558,000 | 3,752 |
| Premises and equipment expense | $85,000 | 4,344 |
| Additional noninterest expense | $289,000 | 4,053 |
| Pre-tax net operating income | $672,000 | 2,493 |
| Securities gains (losses) | $24,000 | 1,158 |
| Applicable income taxes | $178,000 | 1,938 |
| Income before extraordinary items | $518,000 | 2,646 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $518,000 | 2,649 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $518,000 | 2,649 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $500,240 | 2,648 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 3,299 |
| Total interest expense | $830,000 | 2,960 |
| Net interest income | $5,834,000 | 3,319 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $704,000 | 3,688 |
| Gross Fiduciary activities income | $157,000 | 806 |
| Service charges on deposit accounts | $231,000 | 3,676 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $316,000 | 3,942 |
| Total noninterest expense | $3,706,000 | 3,999 |
| Salaries and employee benefits | $2,242,000 | 3,750 |
| Premises and equipment expense | $330,000 | 4,498 |
| Additional noninterest expense | $1,134,000 | 4,168 |
| Pre-tax net operating income | $2,782,000 | 2,392 |
| Securities gains (losses) | $52,000 | 1,709 |
| Applicable income taxes | $717,000 | 1,869 |
| Income before extraordinary items | $2,117,000 | 2,595 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,117,000 | 2,595 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,117,000 | 2,595 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $965,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,078,000 | 2,588 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 3,348 |
| Total interest expense | $641,000 | 2,949 |
| Net interest income | $4,313,000 | 3,375 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $555,000 | 3,641 |
| Gross Fiduciary activities income | $123,000 | 792 |
| Service charges on deposit accounts | $175,000 | 3,711 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $257,000 | 3,868 |
| Total noninterest expense | $2,727,000 | 4,067 |
| Salaries and employee benefits | $1,633,000 | 3,831 |
| Premises and equipment expense | $253,000 | 4,503 |
| Additional noninterest expense | $841,000 | 4,224 |
| Pre-tax net operating income | $2,141,000 | 2,404 |
| Securities gains (losses) | $52,000 | 1,422 |
| Applicable income taxes | $570,000 | 1,855 |
| Income before extraordinary items | $1,623,000 | 2,584 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,623,000 | 2,585 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,623,000 | 2,584 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $400,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,584,520 | 2,581 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 3,377 |
| Total interest expense | $445,000 | 2,893 |
| Net interest income | $2,816,000 | 3,413 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $419,000 | 3,423 |
| Gross Fiduciary activities income | $104,000 | 768 |
| Service charges on deposit accounts | $117,000 | 3,671 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $198,000 | 3,648 |
| Total noninterest expense | $1,773,000 | 4,147 |
| Salaries and employee benefits | $1,079,000 | 3,862 |
| Premises and equipment expense | $168,000 | 4,549 |
| Additional noninterest expense | $526,000 | 4,375 |
| Pre-tax net operating income | $1,462,000 | 2,319 |
| Securities gains (losses) | $38,000 | 1,330 |
| Applicable income taxes | $395,000 | 1,775 |
| Income before extraordinary items | $1,105,000 | 2,462 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,105,000 | 2,466 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,105,000 | 2,466 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,076,880 | 2,468 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 3,419 |
| Total interest expense | $243,000 | 2,735 |
| Net interest income | $1,369,000 | 3,486 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $205,000 | 3,426 |
| Gross Fiduciary activities income | $40,000 | 813 |
| Service charges on deposit accounts | $54,000 | 3,799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $111,000 | 3,417 |
| Total noninterest expense | $878,000 | 4,201 |
| Salaries and employee benefits | $539,000 | 3,901 |
| Premises and equipment expense | $85,000 | 4,593 |
| Additional noninterest expense | $254,000 | 4,480 |
| Pre-tax net operating income | $696,000 | 2,329 |
| Securities gains (losses) | $38,000 | 746 |
| Applicable income taxes | $192,000 | 1,747 |
| Income before extraordinary items | $542,000 | 2,429 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $542,000 | 2,432 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $542,000 | 2,432 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $513,880 | 2,467 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,687,000 | 3,378 |
| Total interest expense | $1,108,000 | 2,727 |
| Net interest income | $5,579,000 | 3,438 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $802,000 | 3,617 |
| Gross Fiduciary activities income | $119,000 | 845 |
| Service charges on deposit accounts | $271,000 | 3,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $412,000 | 3,624 |
| Total noninterest expense | $3,601,000 | 4,183 |
| Salaries and employee benefits | $2,142,000 | 3,926 |
| Premises and equipment expense | $362,000 | 4,455 |
| Additional noninterest expense | $1,097,000 | 4,390 |
| Pre-tax net operating income | $2,780,000 | 2,289 |
| Securities gains (losses) | $42,000 | 1,928 |
| Applicable income taxes | $712,000 | 1,796 |
| Income before extraordinary items | $2,110,000 | 2,505 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,110,000 | 2,508 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,110,000 | 2,508 |
| Net charge-offs | $26,000 | 4,724 |
| Cash dividends | $965,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,078,500 | 2,472 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 3,410 |
| Total interest expense | $849,000 | 2,779 |
| Net interest income | $4,159,000 | 3,473 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $611,000 | 3,651 |
| Gross Fiduciary activities income | $99,000 | 828 |
| Service charges on deposit accounts | $204,000 | 3,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $308,000 | 3,714 |
| Total noninterest expense | $2,647,000 | 4,245 |
| Salaries and employee benefits | $1,574,000 | 3,980 |
| Premises and equipment expense | $273,000 | 4,469 |
| Additional noninterest expense | $800,000 | 4,478 |
| Pre-tax net operating income | $2,123,000 | 2,316 |
| Securities gains (losses) | $42,000 | 1,789 |
| Applicable income taxes | $552,000 | 1,811 |
| Income before extraordinary items | $1,613,000 | 2,511 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,613,000 | 2,516 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,613,000 | 2,516 |
| Net charge-offs | $26,000 | 4,272 |
| Cash dividends | $400,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,581,500 | 2,475 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 3,415 |
| Total interest expense | $580,000 | 2,773 |
| Net interest income | $2,762,000 | 3,486 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $431,000 | 3,578 |
| Gross Fiduciary activities income | $70,000 | 832 |
| Service charges on deposit accounts | $135,000 | 3,539 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $226,000 | 3,597 |
| Total noninterest expense | $1,770,000 | 4,261 |
| Salaries and employee benefits | $1,048,000 | 4,008 |
| Premises and equipment expense | $183,000 | 4,473 |
| Additional noninterest expense | $539,000 | 4,458 |
| Pre-tax net operating income | $1,423,000 | 2,288 |
| Securities gains (losses) | $42,000 | 1,632 |
| Applicable income taxes | $373,000 | 1,809 |
| Income before extraordinary items | $1,092,000 | 2,450 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,092,000 | 2,457 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,092,000 | 2,456 |
| Net charge-offs | $26,000 | 3,836 |
| Cash dividends | $400,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,060,500 | 2,417 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 3,454 |
| Total interest expense | $306,000 | 2,737 |
| Net interest income | $1,357,000 | 3,540 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $201,000 | 3,644 |
| Gross Fiduciary activities income | $21,000 | 901 |
| Service charges on deposit accounts | $65,000 | 3,595 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,568 |
| Total noninterest expense | $884,000 | 4,304 |
| Salaries and employee benefits | $524,000 | 4,044 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $265,000 | 4,511 |
| Pre-tax net operating income | $674,000 | 2,340 |
| Securities gains (losses) | $13,000 | 1,412 |
| Applicable income taxes | $168,000 | 1,886 |
| Income before extraordinary items | $519,000 | 2,513 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $519,000 | 2,515 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $519,000 | 2,515 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $509,120 | 2,459 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,176,000 | 3,388 |
| Total interest expense | $1,455,000 | 2,792 |
| Net interest income | $5,721,000 | 3,480 |
| Provision for loan and lease losses | $25,000 | 5,510 |
| Total noninterest income | $806,000 | 3,635 |
| Gross Fiduciary activities income | $117,000 | 860 |
| Service charges on deposit accounts | $292,000 | 3,535 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $397,000 | 3,642 |
| Total noninterest expense | $3,503,000 | 4,375 |
| Salaries and employee benefits | $2,077,000 | 4,044 |
| Premises and equipment expense | $362,000 | 4,519 |
| Additional noninterest expense | $1,064,000 | 4,650 |
| Pre-tax net operating income | $2,999,000 | 2,095 |
| Securities gains (losses) | $24,000 | 3,114 |
| Applicable income taxes | $784,000 | 1,719 |
| Income before extraordinary items | $2,239,000 | 2,388 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,239,000 | 2,388 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,239,000 | 2,389 |
| Net charge-offs | $78,000 | 4,619 |
| Cash dividends | $960,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,221,240 | 2,276 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 3,431 |
| Total interest expense | $1,116,000 | 2,836 |
| Net interest income | $4,296,000 | 3,542 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $608,000 | 3,663 |
| Gross Fiduciary activities income | $96,000 | 844 |
| Service charges on deposit accounts | $215,000 | 3,610 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $297,000 | 3,711 |
| Total noninterest expense | $2,573,000 | 4,446 |
| Salaries and employee benefits | $1,523,000 | 4,107 |
| Premises and equipment expense | $275,000 | 4,563 |
| Additional noninterest expense | $775,000 | 4,752 |
| Pre-tax net operating income | $2,331,000 | 2,096 |
| Securities gains (losses) | $24,000 | 2,809 |
| Applicable income taxes | $620,000 | 1,714 |
| Income before extraordinary items | $1,735,000 | 2,378 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,735,000 | 2,379 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,735,000 | 2,379 |
| Net charge-offs | $78,000 | 4,199 |
| Cash dividends | $400,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,717,240 | 2,267 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 3,464 |
| Total interest expense | $760,000 | 2,876 |
| Net interest income | $2,838,000 | 3,579 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $400,000 | 3,657 |
| Gross Fiduciary activities income | $75,000 | 836 |
| Service charges on deposit accounts | $132,000 | 3,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $193,000 | 3,732 |
| Total noninterest expense | $1,714,000 | 4,484 |
| Salaries and employee benefits | $1,015,000 | 4,135 |
| Premises and equipment expense | $181,000 | 4,608 |
| Additional noninterest expense | $518,000 | 4,770 |
| Pre-tax net operating income | $1,524,000 | 2,113 |
| Securities gains (losses) | $24,000 | 2,423 |
| Applicable income taxes | $406,000 | 1,698 |
| Income before extraordinary items | $1,142,000 | 2,366 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,142,000 | 2,366 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,142,000 | 2,366 |
| Net charge-offs | $79,000 | 3,636 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,124,240 | 2,255 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 3,518 |
| Total interest expense | $383,000 | 2,956 |
| Net interest income | $1,402,000 | 3,626 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $177,000 | 3,901 |
| Gross Fiduciary activities income | $15,000 | 947 |
| Service charges on deposit accounts | $60,000 | 3,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 3,682 |
| Total noninterest expense | $865,000 | 4,491 |
| Salaries and employee benefits | $507,000 | 4,169 |
| Premises and equipment expense | $92,000 | 4,583 |
| Additional noninterest expense | $266,000 | 4,705 |
| Pre-tax net operating income | $714,000 | 2,241 |
| Securities gains (losses) | $24,000 | 1,522 |
| Applicable income taxes | $192,000 | 1,775 |
| Income before extraordinary items | $546,000 | 2,437 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $546,000 | 2,438 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $546,000 | 2,440 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $528,240 | 2,369 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 3,588 |
| Total interest expense | $1,706,000 | 3,123 |
| Net interest income | $5,541,000 | 3,665 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $741,000 | 3,665 |
| Gross Fiduciary activities income | $109,000 | 833 |
| Service charges on deposit accounts | $298,000 | 3,604 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $334,000 | 3,704 |
| Total noninterest expense | $3,461,000 | 4,511 |
| Salaries and employee benefits | $2,025,000 | 4,143 |
| Premises and equipment expense | $373,000 | 4,727 |
| Additional noninterest expense | $1,063,000 | 4,757 |
| Pre-tax net operating income | $2,821,000 | 1,946 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $773,000 | 1,594 |
| Income before extraordinary items | $2,048,000 | 2,219 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,048,000 | 2,220 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,048,000 | 2,220 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $890,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,048,000 | 2,148 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,425,000 | 3,637 |
| Total interest expense | $1,294,000 | 3,201 |
| Net interest income | $4,131,000 | 3,698 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $555,000 | 3,696 |
| Gross Fiduciary activities income | $95,000 | 804 |
| Service charges on deposit accounts | $220,000 | 3,652 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $240,000 | 3,816 |
| Total noninterest expense | $2,526,000 | 4,588 |
| Salaries and employee benefits | $1,477,000 | 4,214 |
| Premises and equipment expense | $270,000 | 4,865 |
| Additional noninterest expense | $779,000 | 4,833 |
| Pre-tax net operating income | $2,160,000 | 1,963 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $587,000 | 1,597 |
| Income before extraordinary items | $1,573,000 | 2,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,573,000 | 2,218 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,573,000 | 2,219 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $365,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,573,000 | 2,132 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 3,675 |
| Total interest expense | $877,000 | 3,270 |
| Net interest income | $2,731,000 | 3,719 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $365,000 | 3,743 |
| Gross Fiduciary activities income | $69,000 | 799 |
| Service charges on deposit accounts | $141,000 | 3,714 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 3,890 |
| Total noninterest expense | $1,697,000 | 4,606 |
| Salaries and employee benefits | $977,000 | 4,271 |
| Premises and equipment expense | $180,000 | 4,896 |
| Additional noninterest expense | $540,000 | 4,805 |
| Pre-tax net operating income | $1,399,000 | 1,997 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $382,000 | 1,564 |
| Income before extraordinary items | $1,017,000 | 2,238 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,017,000 | 2,238 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,017,000 | 2,238 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $365,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,017,000 | 2,164 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 3,704 |
| Total interest expense | $449,000 | 3,320 |
| Net interest income | $1,340,000 | 3,769 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $176,000 | 3,835 |
| Gross Fiduciary activities income | $26,000 | 851 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 3,866 |
| Total noninterest expense | $859,000 | 4,601 |
| Salaries and employee benefits | $486,000 | 4,313 |
| Premises and equipment expense | $93,000 | 4,891 |
| Additional noninterest expense | $280,000 | 4,708 |
| Pre-tax net operating income | $657,000 | 2,071 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $179,000 | 1,615 |
| Income before extraordinary items | $478,000 | 2,336 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $478,000 | 2,335 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $478,000 | 2,336 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $478,000 | 2,285 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,571,000 | 3,694 |
| Total interest expense | $2,039,000 | 3,506 |
| Net interest income | $5,532,000 | 3,688 |
| Provision for loan and lease losses | $255,000 | 5,056 |
| Total noninterest income | $837,000 | 3,561 |
| Gross Fiduciary activities income | $97,000 | 877 |
| Service charges on deposit accounts | $340,000 | 3,406 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $400,000 | 3,511 |
| Total noninterest expense | $3,554,000 | 4,553 |
| Salaries and employee benefits | $1,973,000 | 4,273 |
| Premises and equipment expense | $367,000 | 4,958 |
| Additional noninterest expense | $1,214,000 | 4,578 |
| Pre-tax net operating income | $2,560,000 | 1,852 |
| Securities gains (losses) | $14,000 | 3,222 |
| Applicable income taxes | $705,000 | 1,555 |
| Income before extraordinary items | $1,869,000 | 2,143 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,869,000 | 2,144 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,869,000 | 2,145 |
| Net charge-offs | $118,000 | 5,283 |
| Cash dividends | $805,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,858,780 | 2,065 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,725,000 | 3,745 |
| Total interest expense | $1,569,000 | 3,577 |
| Net interest income | $4,156,000 | 3,732 |
| Provision for loan and lease losses | $195,000 | 4,919 |
| Total noninterest income | $633,000 | 3,581 |
| Gross Fiduciary activities income | $82,000 | 845 |
| Service charges on deposit accounts | $256,000 | 3,458 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $295,000 | 3,570 |
| Total noninterest expense | $2,625,000 | 4,614 |
| Salaries and employee benefits | $1,455,000 | 4,358 |
| Premises and equipment expense | $292,000 | 4,890 |
| Additional noninterest expense | $878,000 | 4,661 |
| Pre-tax net operating income | $1,969,000 | 1,916 |
| Securities gains (losses) | $14,000 | 3,014 |
| Applicable income taxes | $564,000 | 1,545 |
| Income before extraordinary items | $1,419,000 | 2,246 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,419,000 | 2,246 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,419,000 | 2,248 |
| Net charge-offs | $95,000 | 4,955 |
| Cash dividends | $365,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,408,920 | 2,161 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 3,790 |
| Total interest expense | $1,076,000 | 3,609 |
| Net interest income | $2,736,000 | 3,773 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $380,000 | 3,738 |
| Gross Fiduciary activities income | $59,000 | 844 |
| Service charges on deposit accounts | $166,000 | 3,514 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $155,000 | 3,921 |
| Total noninterest expense | $1,753,000 | 4,615 |
| Salaries and employee benefits | $966,000 | 4,383 |
| Premises and equipment expense | $194,000 | 4,947 |
| Additional noninterest expense | $593,000 | 4,616 |
| Pre-tax net operating income | $1,243,000 | 2,006 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $347,000 | 1,588 |
| Income before extraordinary items | $896,000 | 2,305 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $896,000 | 2,302 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $896,000 | 2,305 |
| Net charge-offs | $27,000 | 5,335 |
| Cash dividends | $365,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $896,000 | 2,221 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 3,870 |
| Total interest expense | $547,000 | 3,688 |
| Net interest income | $1,348,000 | 3,828 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $158,000 | 4,160 |
| Gross Fiduciary activities income | $9,000 | 991 |
| Service charges on deposit accounts | $76,000 | 3,674 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 4,060 |
| Total noninterest expense | $888,000 | 4,626 |
| Salaries and employee benefits | $482,000 | 4,455 |
| Premises and equipment expense | $102,000 | 4,904 |
| Additional noninterest expense | $304,000 | 4,553 |
| Pre-tax net operating income | $558,000 | 2,221 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $151,000 | 1,729 |
| Income before extraordinary items | $407,000 | 2,523 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $407,000 | 2,521 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $407,000 | 2,523 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $407,000 | 2,428 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 3,854 |
| Total interest expense | $2,387,000 | 4,017 |
| Net interest income | $5,503,000 | 3,695 |
| Provision for loan and lease losses | $472,000 | 4,629 |
| Total noninterest income | $792,000 | 3,790 |
| Gross Fiduciary activities income | $81,000 | 894 |
| Service charges on deposit accounts | $376,000 | 3,449 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $335,000 | 3,825 |
| Total noninterest expense | $3,637,000 | 4,601 |
| Salaries and employee benefits | $1,880,000 | 4,560 |
| Premises and equipment expense | $356,000 | 5,286 |
| Additional noninterest expense | $1,401,000 | 4,271 |
| Pre-tax net operating income | $2,186,000 | 1,780 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $587,000 | 1,401 |
| Income before extraordinary items | $1,605,000 | 1,996 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,605,000 | 1,993 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,605,000 | 1,995 |
| Net charge-offs | $578,000 | 3,611 |
| Cash dividends | $720,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,600,620 | 1,971 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,923,000 | 3,904 |
| Total interest expense | $1,811,000 | 4,110 |
| Net interest income | $4,112,000 | 3,725 |
| Provision for loan and lease losses | $412,000 | 4,135 |
| Total noninterest income | $653,000 | 3,674 |
| Gross Fiduciary activities income | $64,000 | 879 |
| Service charges on deposit accounts | $285,000 | 3,433 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $304,000 | 3,601 |
| Total noninterest expense | $2,732,000 | 4,610 |
| Salaries and employee benefits | $1,420,000 | 4,558 |
| Premises and equipment expense | $280,000 | 5,200 |
| Additional noninterest expense | $1,032,000 | 4,283 |
| Pre-tax net operating income | $1,621,000 | 1,919 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $442,000 | 1,527 |
| Income before extraordinary items | $1,179,000 | 2,203 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,179,000 | 2,200 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,179,000 | 2,203 |
| Net charge-offs | $566,000 | 2,876 |
| Cash dividends | $360,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,179,000 | 2,153 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 3,932 |
| Total interest expense | $1,259,000 | 4,124 |
| Net interest income | $2,699,000 | 3,751 |
| Provision for loan and lease losses | $320,000 | 3,598 |
| Total noninterest income | $448,000 | 3,628 |
| Gross Fiduciary activities income | $55,000 | 851 |
| Service charges on deposit accounts | $183,000 | 3,484 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $210,000 | 3,587 |
| Total noninterest expense | $1,860,000 | 4,586 |
| Salaries and employee benefits | $953,000 | 4,583 |
| Premises and equipment expense | $186,000 | 5,260 |
| Additional noninterest expense | $721,000 | 4,188 |
| Pre-tax net operating income | $967,000 | 2,173 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $252,000 | 1,718 |
| Income before extraordinary items | $715,000 | 2,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $715,000 | 2,440 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $715,000 | 2,442 |
| Net charge-offs | $290,000 | 2,976 |
| Cash dividends | $360,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $715,000 | 2,366 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 3,963 |
| Total interest expense | $639,000 | 4,202 |
| Net interest income | $1,349,000 | 3,737 |
| Provision for loan and lease losses | $260,000 | 2,515 |
| Total noninterest income | $195,000 | 3,860 |
| Gross Fiduciary activities income | $7,000 | 1,026 |
| Service charges on deposit accounts | $87,000 | 3,531 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $101,000 | 3,637 |
| Total noninterest expense | $908,000 | 4,589 |
| Salaries and employee benefits | $479,000 | 4,617 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $330,000 | 4,114 |
| Pre-tax net operating income | $376,000 | 2,925 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $87,000 | 2,318 |
| Income before extraordinary items | $289,000 | 3,199 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $289,000 | 3,199 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $289,000 | 3,199 |
| Net charge-offs | $290,000 | 1,809 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $289,000 | 3,048 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,267,000 | 4,052 |
| Total interest expense | $3,088,000 | 4,177 |
| Net interest income | $5,179,000 | 3,847 |
| Provision for loan and lease losses | $191,000 | 5,262 |
| Total noninterest income | $792,000 | 3,898 |
| Gross Fiduciary activities income | $95,000 | 891 |
| Service charges on deposit accounts | $417,000 | 3,377 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $280,000 | 4,230 |
| Total noninterest expense | $3,477,000 | 4,665 |
| Salaries and employee benefits | $1,888,000 | 4,655 |
| Premises and equipment expense | $355,000 | 5,394 |
| Additional noninterest expense | $1,234,000 | 4,204 |
| Pre-tax net operating income | $2,303,000 | 2,230 |
| Securities gains (losses) | $32,000 | 1,899 |
| Applicable income taxes | $652,000 | 1,588 |
| Income before extraordinary items | $1,683,000 | 2,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,683,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,882 |
| Cash dividends | $720,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,659,960 | 2,473 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,190,000 | 4,121 |
| Total interest expense | $2,389,000 | 4,210 |
| Net interest income | $3,801,000 | 3,933 |
| Provision for loan and lease losses | $96,000 | 5,203 |
| Total noninterest income | $616,000 | 3,909 |
| Gross Fiduciary activities income | $86,000 | 869 |
| Service charges on deposit accounts | $315,000 | 3,389 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $215,000 | 4,283 |
| Total noninterest expense | $2,600,000 | 4,662 |
| Salaries and employee benefits | $1,428,000 | 4,632 |
| Premises and equipment expense | $278,000 | 5,309 |
| Additional noninterest expense | $894,000 | 4,228 |
| Pre-tax net operating income | $1,721,000 | 2,557 |
| Securities gains (losses) | $32,000 | 1,715 |
| Applicable income taxes | $502,000 | 1,897 |
| Income before extraordinary items | $1,251,000 | 2,679 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,251,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,875 |
| Cash dividends | $360,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,228,280 | 2,854 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 4,206 |
| Total interest expense | $1,613,000 | 4,301 |
| Net interest income | $2,451,000 | 4,036 |
| Provision for loan and lease losses | $51,000 | 5,152 |
| Total noninterest income | $428,000 | 3,873 |
| Gross Fiduciary activities income | $57,000 | 887 |
| Service charges on deposit accounts | $205,000 | 3,434 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $166,000 | 4,136 |
| Total noninterest expense | $1,763,000 | 4,633 |
| Salaries and employee benefits | $962,000 | 4,652 |
| Premises and equipment expense | $185,000 | 5,348 |
| Additional noninterest expense | $616,000 | 4,104 |
| Pre-tax net operating income | $1,065,000 | 2,817 |
| Securities gains (losses) | $32,000 | 1,744 |
| Applicable income taxes | $309,000 | 2,186 |
| Income before extraordinary items | $788,000 | 3,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $788,000 | 3,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,582 |
| Cash dividends | $360,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $764,960 | 3,083 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 4,272 |
| Total interest expense | $845,000 | 4,356 |
| Net interest income | $1,181,000 | 4,147 |
| Provision for loan and lease losses | $26,000 | 4,670 |
| Total noninterest income | $197,000 | 4,032 |
| Gross Fiduciary activities income | $15,000 | 976 |
| Service charges on deposit accounts | $104,000 | 3,368 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $78,000 | 4,253 |
| Total noninterest expense | $901,000 | 4,560 |
| Salaries and employee benefits | $493,000 | 4,603 |
| Premises and equipment expense | $91,000 | 5,433 |
| Additional noninterest expense | $317,000 | 3,957 |
| Pre-tax net operating income | $451,000 | 3,266 |
| Securities gains (losses) | $32,000 | 1,330 |
| Applicable income taxes | $130,000 | 2,496 |
| Income before extraordinary items | $353,000 | 3,470 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $353,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $329,640 | 3,508 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 4,389 |
| Total interest expense | $3,682,000 | 4,215 |
| Net interest income | $4,233,000 | 4,464 |
| Provision for loan and lease losses | $35,000 | 5,986 |
| Total noninterest income | $716,000 | 4,244 |
| Gross Fiduciary activities income | $93,000 | 929 |
| Service charges on deposit accounts | $487,000 | 3,104 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $136,000 | 5,738 |
| Total noninterest expense | $3,088,000 | 4,929 |
| Salaries and employee benefits | $1,741,000 | 4,859 |
| Premises and equipment expense | $339,000 | 5,492 |
| Additional noninterest expense | $1,008,000 | 4,643 |
| Pre-tax net operating income | $1,826,000 | 3,524 |
| Securities gains (losses) | $14,000 | 1,219 |
| Applicable income taxes | $488,000 | 2,768 |
| Income before extraordinary items | $1,352,000 | 3,665 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,352,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $680,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,341,780 | 3,678 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,858,000 | 4,449 |
| Total interest expense | $2,747,000 | 4,238 |
| Net interest income | $3,111,000 | 4,543 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $555,000 | 4,176 |
| Gross Fiduciary activities income | $86,000 | 899 |
| Service charges on deposit accounts | $359,000 | 3,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $110,000 | 5,629 |
| Total noninterest expense | $2,314,000 | 4,892 |
| Salaries and employee benefits | $1,294,000 | 4,856 |
| Premises and equipment expense | $251,000 | 5,511 |
| Additional noninterest expense | $769,000 | 4,502 |
| Pre-tax net operating income | $1,352,000 | 3,689 |
| Securities gains (losses) | $14,000 | 909 |
| Applicable income taxes | $369,000 | 2,909 |
| Income before extraordinary items | $997,000 | 3,896 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $997,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $320,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $986,780 | 3,909 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 4,529 |
| Total interest expense | $1,777,000 | 4,326 |
| Net interest income | $2,051,000 | 4,601 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $374,000 | 4,179 |
| Gross Fiduciary activities income | $69,000 | 874 |
| Service charges on deposit accounts | $239,000 | 3,113 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $66,000 | 5,849 |
| Total noninterest expense | $1,529,000 | 4,955 |
| Salaries and employee benefits | $858,000 | 4,904 |
| Premises and equipment expense | $167,000 | 5,553 |
| Additional noninterest expense | $504,000 | 4,556 |
| Pre-tax net operating income | $896,000 | 3,766 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $241,000 | 3,020 |
| Income before extraordinary items | $655,000 | 3,978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $655,000 | 3,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $320,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $655,000 | 3,965 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 4,609 |
| Total interest expense | $839,000 | 4,451 |
| Net interest income | $1,019,000 | 4,634 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $167,000 | 4,400 |
| Gross Fiduciary activities income | $12,000 | 1,023 |
| Service charges on deposit accounts | $115,000 | 3,173 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $40,000 | 5,516 |
| Total noninterest expense | $755,000 | 4,994 |
| Salaries and employee benefits | $424,000 | 4,973 |
| Premises and equipment expense | $86,000 | 5,493 |
| Additional noninterest expense | $245,000 | 4,603 |
| Pre-tax net operating income | $431,000 | 3,829 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $113,000 | 3,106 |
| Income before extraordinary items | $318,000 | 4,039 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $318,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,691 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $318,000 | 4,017 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,484,000 | 4,373 |
| Total interest expense | $3,356,000 | 4,032 |
| Net interest income | $4,128,000 | 4,573 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $693,000 | 4,383 |
| Gross Fiduciary activities income | $58,000 | 1,007 |
| Service charges on deposit accounts | $472,000 | 3,182 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $163,000 | 5,474 |
| Total noninterest expense | $2,978,000 | 4,917 |
| Salaries and employee benefits | $1,685,000 | 4,832 |
| Premises and equipment expense | $312,000 | 5,644 |
| Additional noninterest expense | $981,000 | 4,577 |
| Pre-tax net operating income | $1,663,000 | 4,057 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $422,000 | 3,366 |
| Income before extraordinary items | $1,241,000 | 4,205 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,241,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $640,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,241,000 | 4,183 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 4,396 |
| Total interest expense | $2,464,000 | 3,991 |
| Net interest income | $3,081,000 | 4,617 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $523,000 | 4,368 |
| Gross Fiduciary activities income | $52,000 | 981 |
| Service charges on deposit accounts | $346,000 | 3,247 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,458 |
| Total noninterest expense | $2,230,000 | 4,896 |
| Salaries and employee benefits | $1,273,000 | 4,775 |
| Premises and equipment expense | $245,000 | 5,541 |
| Additional noninterest expense | $712,000 | 4,645 |
| Pre-tax net operating income | $1,249,000 | 4,203 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $324,000 | 3,474 |
| Income before extraordinary items | $925,000 | 4,348 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $925,000 | 4,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $320,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $925,000 | 4,338 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 4,393 |
| Total interest expense | $1,552,000 | 4,019 |
| Net interest income | $2,082,000 | 4,594 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $338,000 | 4,438 |
| Gross Fiduciary activities income | $38,000 | 990 |
| Service charges on deposit accounts | $213,000 | 3,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 5,421 |
| Total noninterest expense | $1,487,000 | 4,908 |
| Salaries and employee benefits | $855,000 | 4,785 |
| Premises and equipment expense | $167,000 | 5,481 |
| Additional noninterest expense | $465,000 | 4,708 |
| Pre-tax net operating income | $883,000 | 4,095 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $234,000 | 3,407 |
| Income before extraordinary items | $649,000 | 4,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $649,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $320,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $649,000 | 4,240 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 4,434 |
| Total interest expense | $738,000 | 4,042 |
| Net interest income | $1,024,000 | 4,646 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $151,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $101,000 | 3,453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $753,000 | 4,877 |
| Salaries and employee benefits | $438,000 | 4,734 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $230,000 | 4,721 |
| Pre-tax net operating income | $422,000 | 4,159 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $109,000 | 3,485 |
| Income before extraordinary items | $313,000 | 4,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $313,000 | 4,297 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,522,000 | 4,372 |
| Total interest expense | $2,527,000 | 3,798 |
| Net interest income | $3,995,000 | 4,629 |
| Provision for loan and lease losses | $55,000 | 5,644 |
| Total noninterest income | $567,000 | 4,943 |
| Gross Fiduciary activities income | $79,000 | 986 |
| Service charges on deposit accounts | $431,000 | 3,381 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,225 |
| Total noninterest expense | $2,982,000 | 4,788 |
| Salaries and employee benefits | $1,630,000 | 4,793 |
| Premises and equipment expense | $379,000 | 5,031 |
| Additional noninterest expense | $973,000 | 4,508 |
| Pre-tax net operating income | $1,525,000 | 4,331 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $356,000 | 3,881 |
| Income before extraordinary items | $1,152,000 | 4,449 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,152,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $640,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,164,920 | 4,384 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 4,372 |
| Total interest expense | $1,853,000 | 3,713 |
| Net interest income | $2,965,000 | 4,686 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $404,000 | 5,093 |
| Gross Fiduciary activities income | $66,000 | 957 |
| Service charges on deposit accounts | $320,000 | 3,417 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 8,051 |
| Total noninterest expense | $2,291,000 | 4,687 |
| Salaries and employee benefits | $1,218,000 | 4,778 |
| Premises and equipment expense | $342,000 | 4,434 |
| Additional noninterest expense | $731,000 | 4,494 |
| Pre-tax net operating income | $1,078,000 | 4,581 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $247,000 | 4,105 |
| Income before extraordinary items | $814,000 | 4,709 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $814,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $320,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $827,090 | 4,626 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 4,337 |
| Total interest expense | $1,204,000 | 3,609 |
| Net interest income | $1,963,000 | 4,685 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $219,000 | 5,535 |
| Gross Fiduciary activities income | $28,000 | 1,025 |
| Service charges on deposit accounts | $210,000 | 3,396 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-19,000 | 8,850 |
| Total noninterest expense | $1,545,000 | 4,636 |
| Salaries and employee benefits | $811,000 | 4,765 |
| Premises and equipment expense | $246,000 | 4,198 |
| Additional noninterest expense | $488,000 | 4,463 |
| Pre-tax net operating income | $637,000 | 4,862 |
| Securities gains (losses) | $-16,000 | 8,304 |
| Applicable income taxes | $132,000 | 4,429 |
| Income before extraordinary items | $489,000 | 4,936 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $489,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $320,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $501,640 | 4,840 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 4,400 |
| Total interest expense | $589,000 | 3,553 |
| Net interest income | $949,000 | 4,795 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $13,000 | 1,030 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-6,000 | 8,906 |
| Total noninterest expense | $775,000 | 4,654 |
| Salaries and employee benefits | $408,000 | 4,761 |
| Premises and equipment expense | $127,000 | 4,141 |
| Additional noninterest expense | $240,000 | 4,489 |
| Pre-tax net operating income | $276,000 | 5,208 |
| Securities gains (losses) | $-12,000 | 8,571 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $216,000 | 5,225 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $216,000 | 5,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $225,840 | 5,106 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 4,223 |
| Total interest expense | $2,177,000 | 3,407 |
| Net interest income | $3,907,000 | 4,555 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $576,000 | 4,923 |
| Gross Fiduciary activities income | $52,000 | 1,052 |
| Service charges on deposit accounts | $368,000 | 3,827 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $156,000 | 5,612 |
| Total noninterest expense | $3,014,000 | 4,646 |
| Salaries and employee benefits | $1,721,000 | 4,480 |
| Premises and equipment expense | $495,000 | 4,128 |
| Additional noninterest expense | $798,000 | 5,100 |
| Pre-tax net operating income | $1,429,000 | 4,372 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $304,000 | 4,156 |
| Income before extraordinary items | $1,126,000 | 4,370 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,126,000 | 4,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,073 |
| Cash dividends | $480,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $-2,168,000 | 8,955 |
| Net operating income | $1,125,210 | 4,300 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 4,230 |
| Total interest expense | $1,615,000 | 3,391 |
| Net interest income | $2,901,000 | 4,584 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $426,000 | 4,982 |
| Gross Fiduciary activities income | $36,000 | 1,064 |
| Service charges on deposit accounts | $276,000 | 3,861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 5,670 |
| Total noninterest expense | $2,285,000 | 4,572 |
| Salaries and employee benefits | $1,288,000 | 4,446 |
| Premises and equipment expense | $395,000 | 3,909 |
| Additional noninterest expense | $602,000 | 5,035 |
| Pre-tax net operating income | $1,042,000 | 4,505 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $228,000 | 4,240 |
| Income before extraordinary items | $815,000 | 4,582 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $815,000 | 4,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,193 |
| Cash dividends | $160,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $-2,168,000 | 9,012 |
| Net operating income | $814,220 | 4,495 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 4,271 |
| Total interest expense | $1,076,000 | 3,377 |
| Net interest income | $1,907,000 | 4,631 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $285,000 | 4,946 |
| Gross Fiduciary activities income | $20,000 | 1,092 |
| Service charges on deposit accounts | $184,000 | 3,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 5,579 |
| Total noninterest expense | $1,518,000 | 4,629 |
| Salaries and employee benefits | $864,000 | 4,457 |
| Premises and equipment expense | $262,000 | 3,931 |
| Additional noninterest expense | $392,000 | 5,129 |
| Pre-tax net operating income | $674,000 | 4,540 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $141,000 | 4,354 |
| Income before extraordinary items | $533,000 | 4,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $533,000 | 4,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $-2,168,000 | 9,070 |
| Net operating income | $533,000 | 4,484 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 4,311 |
| Total interest expense | $552,000 | 3,343 |
| Net interest income | $927,000 | 4,721 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $136,000 | 5,025 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $780,000 | 4,555 |
| Salaries and employee benefits | $443,000 | 4,396 |
| Premises and equipment expense | $153,000 | 3,536 |
| Additional noninterest expense | $184,000 | 5,360 |
| Pre-tax net operating income | $283,000 | 4,953 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $51,000 | 4,825 |
| Income before extraordinary items | $235,000 | 4,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $-2,168,000 | 9,111 |
| Net operating income | $232,540 | 4,830 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 4,143 |
| Total interest expense | $2,490,000 | 3,349 |
| Net interest income | $3,840,000 | 4,490 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $657,000 | 4,722 |
| Gross Fiduciary activities income | $30,000 | 1,177 |
| Service charges on deposit accounts | $369,000 | 3,827 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $258,000 | 4,795 |
| Total noninterest expense | $2,942,000 | 4,663 |
| Salaries and employee benefits | $1,659,000 | 4,518 |
| Premises and equipment expense | $642,000 | 3,327 |
| Additional noninterest expense | $641,000 | 5,772 |
| Pre-tax net operating income | $1,555,000 | 4,032 |
| Securities gains (losses) | $103,000 | 1,867 |
| Applicable income taxes | $389,000 | 3,842 |
| Income before extraordinary items | $1,269,000 | 3,988 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,269,000 | 3,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $320,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,189,690 | 3,997 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 4,147 |
| Total interest expense | $1,917,000 | 3,384 |
| Net interest income | $2,886,000 | 4,503 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $492,000 | 4,784 |
| Gross Fiduciary activities income | $20,000 | 1,181 |
| Service charges on deposit accounts | $271,000 | 3,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 4,785 |
| Total noninterest expense | $2,217,000 | 4,628 |
| Salaries and employee benefits | $1,244,000 | 4,497 |
| Premises and equipment expense | $491,000 | 3,272 |
| Additional noninterest expense | $482,000 | 5,754 |
| Pre-tax net operating income | $1,161,000 | 4,165 |
| Securities gains (losses) | $103,000 | 1,721 |
| Applicable income taxes | $311,000 | 3,848 |
| Income before extraordinary items | $953,000 | 4,110 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $953,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $160,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $875,750 | 4,197 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 4,144 |
| Total interest expense | $1,337,000 | 3,365 |
| Net interest income | $1,914,000 | 4,526 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $313,000 | 4,882 |
| Gross Fiduciary activities income | $18,000 | 1,134 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $122,000 | 4,964 |
| Total noninterest expense | $1,463,000 | 4,671 |
| Salaries and employee benefits | $824,000 | 4,519 |
| Premises and equipment expense | $323,000 | 3,294 |
| Additional noninterest expense | $316,000 | 5,805 |
| Pre-tax net operating income | $764,000 | 4,184 |
| Securities gains (losses) | $103,000 | 1,487 |
| Applicable income taxes | $217,000 | 3,802 |
| Income before extraordinary items | $650,000 | 4,072 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $650,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $572,750 | 4,209 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,117 |
| Total interest expense | $709,000 | 3,281 |
| Net interest income | $947,000 | 4,560 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $153,000 | 4,843 |
| Gross Fiduciary activities income | $12,000 | 1,101 |
| Service charges on deposit accounts | $79,000 | 4,109 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $736,000 | 4,639 |
| Salaries and employee benefits | $408,000 | 4,555 |
| Premises and equipment expense | $166,000 | 3,209 |
| Additional noninterest expense | $162,000 | 5,685 |
| Pre-tax net operating income | $364,000 | 4,287 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $282,000 | 4,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $282,000 | 4,210 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,272,000 | 3,924 |
| Total interest expense | $3,456,000 | 3,142 |
| Net interest income | $3,816,000 | 4,500 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $573,000 | 4,848 |
| Gross Fiduciary activities income | $30,000 | 1,212 |
| Service charges on deposit accounts | $356,000 | 3,822 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $187,000 | 5,163 |
| Total noninterest expense | $2,781,000 | 4,703 |
| Salaries and employee benefits | $1,555,000 | 4,561 |
| Premises and equipment expense | $565,000 | 3,594 |
| Additional noninterest expense | $661,000 | 5,598 |
| Pre-tax net operating income | $1,488,000 | 4,141 |
| Securities gains (losses) | $131,000 | 1,503 |
| Applicable income taxes | $419,000 | 3,801 |
| Income before extraordinary items | $1,200,000 | 4,090 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,200,000 | 4,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,432 |
| Cash dividends | $312,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,103,060 | 4,209 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 4,085 |
| Total interest expense | $4,467,000 | 3,478 |
| Net interest income | $3,365,000 | 4,677 |
| Provision for loan and lease losses | $256,000 | 3,541 |
| Total noninterest income | $534,000 | 4,890 |
| Gross Fiduciary activities income | $27,000 | 1,248 |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $159,000 | 5,429 |
| Total noninterest expense | $2,469,000 | 4,993 |
| Salaries and employee benefits | $1,423,000 | 4,695 |
| Premises and equipment expense | $433,000 | 4,354 |
| Additional noninterest expense | $613,000 | 5,755 |
| Pre-tax net operating income | $1,174,000 | 4,467 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $278,000 | 4,417 |
| Income before extraordinary items | $902,000 | 4,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $902,000 | 4,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,056 |
| Cash dividends | $304,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $897,440 | 4,463 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 4,261 |
| Total interest expense | $4,194,000 | 3,832 |
| Net interest income | $3,486,000 | 4,623 |
| Provision for loan and lease losses | $115,000 | 5,030 |
| Total noninterest income | $435,000 | 5,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 5,952 |
| Total noninterest expense | $2,419,000 | 4,963 |
| Salaries and employee benefits | $1,440,000 | 4,508 |
| Premises and equipment expense | $405,000 | 4,471 |
| Additional noninterest expense | $574,000 | 5,942 |
| Pre-tax net operating income | $1,387,000 | 4,307 |
| Securities gains (losses) | $-25,000 | 8,855 |
| Applicable income taxes | $331,000 | 4,376 |
| Income before extraordinary items | $1,031,000 | 4,293 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,031,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $304,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,050,000 | 4,246 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,445,000 | 4,708 |
| Total interest expense | $3,333,000 | 4,219 |
| Net interest income | $3,112,000 | 5,021 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $404,000 | 5,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $2,273,000 | 5,203 |
| Salaries and employee benefits | $1,377,000 | 4,650 |
| Premises and equipment expense | $378,000 | 4,709 |
| Additional noninterest expense | $518,000 | 6,379 |
| Pre-tax net operating income | $1,237,000 | 4,675 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $269,000 | 5,047 |
| Income before extraordinary items | $969,000 | 4,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $969,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,311 |
| Cash dividends | $288,000 | 4,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $968,220 | 4,485 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,207,000 | 4,871 |
| Total interest expense | $3,184,000 | 4,494 |
| Net interest income | $3,023,000 | 5,104 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $476,000 | 5,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,918 |
| Total noninterest expense | $2,238,000 | 5,152 |
| Salaries and employee benefits | $1,356,000 | 4,609 |
| Premises and equipment expense | $350,000 | 4,884 |
| Additional noninterest expense | $532,000 | 6,219 |
| Pre-tax net operating income | $1,211,000 | 4,856 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $299,000 | 5,175 |
| Income before extraordinary items | $913,000 | 4,782 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $913,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $288,000 | 4,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $912,250 | 4,694 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 5,075 |
| Total interest expense | $2,902,000 | 4,861 |
| Net interest income | $3,102,000 | 5,165 |
| Provision for loan and lease losses | $29,000 | 7,498 |
| Total noninterest income | $503,000 | 4,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,862 |
| Total noninterest expense | $2,214,000 | 5,269 |
| Salaries and employee benefits | $1,342,000 | 4,658 |
| Premises and equipment expense | $314,000 | 5,292 |
| Additional noninterest expense | $558,000 | 6,062 |
| Pre-tax net operating income | $1,362,000 | 4,807 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $365,000 | 5,169 |
| Income before extraordinary items | $1,004,000 | 4,693 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,004,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $256,000 | 4,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $998,890 | 4,650 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 5,260 |
| Total interest expense | $2,944,000 | 4,857 |
| Net interest income | $2,930,000 | 5,533 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $399,000 | 5,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,735 |
| Total noninterest expense | $2,237,000 | 5,468 |
| Salaries and employee benefits | $1,322,000 | 4,792 |
| Premises and equipment expense | $329,000 | 5,238 |
| Additional noninterest expense | $586,000 | 6,439 |
| Pre-tax net operating income | $1,092,000 | 5,439 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $264,000 | 6,251 |
| Income before extraordinary items | $852,000 | 5,070 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $852,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $833,760 | 5,092 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 5,324 |
| Total interest expense | $3,048,000 | 4,690 |
| Net interest income | $2,785,000 | 5,834 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $444,000 | 5,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,723 |
| Total noninterest expense | $2,190,000 | 5,582 |
| Salaries and employee benefits | $1,270,000 | 4,961 |
| Premises and equipment expense | $318,000 | 5,389 |
| Additional noninterest expense | $602,000 | 6,524 |
| Pre-tax net operating income | $1,039,000 | 5,835 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $223,000 | 7,049 |
| Income before extraordinary items | $828,000 | 5,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $828,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $818,520 | 5,332 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 5,384 |
| Total interest expense | $2,594,000 | 4,494 |
| Net interest income | $2,719,000 | 6,067 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $439,000 | 5,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $2,118,000 | 5,920 |
| Salaries and employee benefits | $1,170,000 | 5,365 |
| Premises and equipment expense | $273,000 | 6,120 |
| Additional noninterest expense | $675,000 | 6,507 |
| Pre-tax net operating income | $1,005,000 | 5,934 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $217,000 | 7,062 |
| Income before extraordinary items | $800,000 | 5,374 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $800,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $790,520 | 5,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 5,878 |
| Total interest expense | $2,372,000 | 5,037 |
| Net interest income | $2,533,000 | 6,479 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $355,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,692 |
| Total noninterest expense | $1,787,000 | 6,925 |
| Salaries and employee benefits | $1,014,000 | 6,047 |
| Premises and equipment expense | $232,000 | 7,056 |
| Additional noninterest expense | $541,000 | 7,851 |
| Pre-tax net operating income | $1,101,000 | 5,508 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $851,000 | 5,301 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $851,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $216,000 | 5,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $840,360 | 5,124 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 6,533 |
| Total interest expense | $2,501,000 | 5,993 |
| Net interest income | $2,350,000 | 6,889 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $315,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,992 |
| Total noninterest expense | $1,613,000 | 7,531 |
| Salaries and employee benefits | $894,000 | 6,660 |
| Premises and equipment expense | $180,000 | 8,311 |
| Additional noninterest expense | $539,000 | 8,097 |
| Pre-tax net operating income | $1,022,000 | 5,536 |
| Securities gains (losses) | $76,000 | 3,457 |
| Applicable income taxes | $285,000 | 6,142 |
| Income before extraordinary items | $813,000 | 5,297 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $813,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $368,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $756,760 | 5,258 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.