Home > Farmers and Merchants Savings Bank > Income and Expense
Farmers and Merchants Savings Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,247 |
| Total interest expense | $372,000 | 2,737 |
| Net interest income | $1,385,000 | 3,332 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $175,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $57,000 | 3,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 3,024 |
| Total noninterest expense | $935,000 | 3,619 |
| Salaries and employee benefits | $655,000 | 3,229 |
| Premises and equipment expense | $87,000 | 3,762 |
| Additional noninterest expense | $193,000 | 4,254 |
| Pre-tax net operating income | $625,000 | 2,750 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $27,000 | 3,011 |
| Income before extraordinary items | $598,000 | 2,627 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $598,000 | 2,626 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $598,000 | 2,626 |
| Net charge-offs | $-9,000 | 4,625 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $598,000 | 2,609 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,025,000 | 3,156 |
| Total interest expense | $1,324,000 | 2,520 |
| Net interest income | $5,701,000 | 3,259 |
| Provision for loan and lease losses | $-827,000 | 5,332 |
| Total noninterest income | $821,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $256,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,915 |
| Total noninterest expense | $3,305,000 | 3,843 |
| Salaries and employee benefits | $2,333,000 | 3,416 |
| Premises and equipment expense | $240,000 | 4,332 |
| Additional noninterest expense | $732,000 | 4,344 |
| Pre-tax net operating income | $4,044,000 | 2,095 |
| Securities gains (losses) | $-34,000 | 4,753 |
| Applicable income taxes | $201,000 | 2,678 |
| Income before extraordinary items | $3,809,000 | 1,974 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,809,000 | 1,972 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,809,000 | 1,973 |
| Net charge-offs | $-56,000 | 4,922 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,841,300 | 1,950 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 3,176 |
| Total interest expense | $968,000 | 2,488 |
| Net interest income | $4,279,000 | 3,284 |
| Provision for loan and lease losses | $-690,000 | 5,404 |
| Total noninterest income | $597,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $189,000 | 3,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 3,011 |
| Total noninterest expense | $2,320,000 | 3,984 |
| Salaries and employee benefits | $1,609,000 | 3,560 |
| Premises and equipment expense | $183,000 | 4,346 |
| Additional noninterest expense | $528,000 | 4,416 |
| Pre-tax net operating income | $3,246,000 | 2,010 |
| Securities gains (losses) | $-2,000 | 4,476 |
| Applicable income taxes | $162,000 | 2,698 |
| Income before extraordinary items | $3,082,000 | 1,874 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,082,000 | 1,872 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,082,000 | 1,873 |
| Net charge-offs | $-50,000 | 4,927 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,083,900 | 1,861 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 3,154 |
| Total interest expense | $629,000 | 2,454 |
| Net interest income | $2,892,000 | 3,263 |
| Provision for loan and lease losses | $-690,000 | 5,482 |
| Total noninterest income | $400,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $124,000 | 3,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 3,005 |
| Total noninterest expense | $1,582,000 | 3,963 |
| Salaries and employee benefits | $1,099,000 | 3,543 |
| Premises and equipment expense | $129,000 | 4,298 |
| Additional noninterest expense | $354,000 | 4,448 |
| Pre-tax net operating income | $2,400,000 | 1,834 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $120,000 | 2,594 |
| Income before extraordinary items | $2,278,000 | 1,708 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,278,000 | 1,707 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,278,000 | 1,707 |
| Net charge-offs | $-55,000 | 5,044 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,279,900 | 1,697 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 3,100 |
| Total interest expense | $301,000 | 2,462 |
| Net interest income | $1,513,000 | 3,194 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $208,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $62,000 | 3,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 2,875 |
| Total noninterest expense | $709,000 | 4,197 |
| Salaries and employee benefits | $507,000 | 3,728 |
| Premises and equipment expense | $57,000 | 4,517 |
| Additional noninterest expense | $145,000 | 4,780 |
| Pre-tax net operating income | $982,000 | 2,069 |
| Securities gains (losses) | $-2,000 | 5,038 |
| Applicable income taxes | $49,000 | 2,708 |
| Income before extraordinary items | $931,000 | 1,938 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $931,000 | 1,937 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $931,000 | 1,938 |
| Net charge-offs | $-31,000 | 5,106 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $932,900 | 1,924 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 3,276 |
| Total interest expense | $1,006,000 | 2,536 |
| Net interest income | $5,445,000 | 3,366 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $798,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $272,000 | 3,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $526,000 | 3,084 |
| Total noninterest expense | $3,166,000 | 4,023 |
| Salaries and employee benefits | $2,086,000 | 3,674 |
| Premises and equipment expense | $292,000 | 4,224 |
| Additional noninterest expense | $788,000 | 4,409 |
| Pre-tax net operating income | $2,957,000 | 2,503 |
| Securities gains (losses) | $-14,000 | 5,116 |
| Applicable income taxes | $131,000 | 3,172 |
| Income before extraordinary items | $2,812,000 | 2,160 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,812,000 | 2,158 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,812,000 | 2,160 |
| Net charge-offs | $-32,000 | 5,040 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,825,440 | 2,137 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,825,000 | 3,298 |
| Total interest expense | $738,000 | 2,558 |
| Net interest income | $4,087,000 | 3,385 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $595,000 | 3,331 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $205,000 | 3,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 3,124 |
| Total noninterest expense | $2,301,000 | 4,095 |
| Salaries and employee benefits | $1,534,000 | 3,729 |
| Premises and equipment expense | $215,000 | 4,275 |
| Additional noninterest expense | $552,000 | 4,543 |
| Pre-tax net operating income | $2,291,000 | 2,506 |
| Securities gains (losses) | $-14,000 | 5,439 |
| Applicable income taxes | $103,000 | 3,140 |
| Income before extraordinary items | $2,174,000 | 2,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,174,000 | 2,256 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,174,000 | 2,257 |
| Net charge-offs | $-66,000 | 5,240 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,187,300 | 2,217 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 3,287 |
| Total interest expense | $479,000 | 2,557 |
| Net interest income | $2,750,000 | 3,359 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $376,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $131,000 | 3,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 3,209 |
| Total noninterest expense | $1,566,000 | 4,089 |
| Salaries and employee benefits | $1,045,000 | 3,703 |
| Premises and equipment expense | $152,000 | 4,211 |
| Additional noninterest expense | $369,000 | 4,566 |
| Pre-tax net operating income | $1,500,000 | 2,485 |
| Securities gains (losses) | $-2,000 | 5,321 |
| Applicable income taxes | $68,000 | 3,153 |
| Income before extraordinary items | $1,430,000 | 2,227 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,430,000 | 2,228 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,430,000 | 2,228 |
| Net charge-offs | $-26,000 | 5,089 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,431,900 | 2,198 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 3,348 |
| Total interest expense | $228,000 | 2,619 |
| Net interest income | $1,341,000 | 3,434 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $178,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $65,000 | 3,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,294 |
| Total noninterest expense | $751,000 | 4,204 |
| Salaries and employee benefits | $492,000 | 3,872 |
| Premises and equipment expense | $83,000 | 4,086 |
| Additional noninterest expense | $176,000 | 4,690 |
| Pre-tax net operating income | $738,000 | 2,439 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $33,000 | 3,124 |
| Income before extraordinary items | $705,000 | 2,185 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $705,000 | 2,186 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $705,000 | 2,186 |
| Net charge-offs | $-10,000 | 4,993 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $705,000 | 2,151 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 3,390 |
| Total interest expense | $846,000 | 2,716 |
| Net interest income | $5,257,000 | 3,470 |
| Provision for loan and lease losses | $170,000 | 2,629 |
| Total noninterest income | $805,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $272,000 | 3,110 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $533,000 | 3,178 |
| Total noninterest expense | $2,993,000 | 4,242 |
| Salaries and employee benefits | $2,047,000 | 3,791 |
| Premises and equipment expense | $239,000 | 4,675 |
| Additional noninterest expense | $707,000 | 4,760 |
| Pre-tax net operating income | $2,899,000 | 2,447 |
| Securities gains (losses) | $22,000 | 2,312 |
| Applicable income taxes | $136,000 | 3,148 |
| Income before extraordinary items | $2,785,000 | 2,228 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,785,000 | 2,226 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,785,000 | 2,227 |
| Net charge-offs | $-73,000 | 5,451 |
| Cash dividends | $1,200,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,764,100 | 2,187 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 3,419 |
| Total interest expense | $619,000 | 2,767 |
| Net interest income | $3,928,000 | 3,488 |
| Provision for loan and lease losses | $140,000 | 2,420 |
| Total noninterest income | $561,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $204,000 | 3,129 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $357,000 | 3,342 |
| Total noninterest expense | $2,275,000 | 4,224 |
| Salaries and employee benefits | $1,586,000 | 3,727 |
| Premises and equipment expense | $186,000 | 4,647 |
| Additional noninterest expense | $503,000 | 4,871 |
| Pre-tax net operating income | $2,074,000 | 2,554 |
| Securities gains (losses) | $22,000 | 2,256 |
| Applicable income taxes | $95,000 | 3,248 |
| Income before extraordinary items | $2,001,000 | 2,348 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,001,000 | 2,347 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,001,000 | 2,348 |
| Net charge-offs | $-46,000 | 5,339 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,980,100 | 2,303 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 3,413 |
| Total interest expense | $397,000 | 2,841 |
| Net interest income | $2,646,000 | 3,481 |
| Provision for loan and lease losses | $110,000 | 2,220 |
| Total noninterest income | $350,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $139,000 | 3,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $211,000 | 3,519 |
| Total noninterest expense | $1,528,000 | 4,241 |
| Salaries and employee benefits | $1,079,000 | 3,717 |
| Premises and equipment expense | $131,000 | 4,595 |
| Additional noninterest expense | $318,000 | 5,009 |
| Pre-tax net operating income | $1,358,000 | 2,558 |
| Securities gains (losses) | $22,000 | 1,892 |
| Applicable income taxes | $63,000 | 3,258 |
| Income before extraordinary items | $1,317,000 | 2,340 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,317,000 | 2,339 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,317,000 | 2,339 |
| Net charge-offs | $-43,000 | 5,463 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,296,100 | 2,301 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 3,450 |
| Total interest expense | $179,000 | 3,039 |
| Net interest income | $1,324,000 | 3,488 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $159,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $67,000 | 3,130 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $92,000 | 3,674 |
| Total noninterest expense | $752,000 | 4,303 |
| Salaries and employee benefits | $508,000 | 3,855 |
| Premises and equipment expense | $61,000 | 4,739 |
| Additional noninterest expense | $183,000 | 4,835 |
| Pre-tax net operating income | $701,000 | 2,483 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $31,000 | 3,256 |
| Income before extraordinary items | $670,000 | 2,270 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $670,000 | 2,270 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $670,000 | 2,270 |
| Net charge-offs | $-13,000 | 5,298 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $670,000 | 2,216 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 3,473 |
| Total interest expense | $692,000 | 3,088 |
| Net interest income | $5,227,000 | 3,482 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $774,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $297,000 | 3,056 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $477,000 | 3,353 |
| Total noninterest expense | $2,929,000 | 4,381 |
| Salaries and employee benefits | $2,064,000 | 3,842 |
| Premises and equipment expense | $254,000 | 4,752 |
| Additional noninterest expense | $611,000 | 5,132 |
| Pre-tax net operating income | $2,952,000 | 2,350 |
| Securities gains (losses) | $-6,000 | 5,825 |
| Applicable income taxes | $120,000 | 3,232 |
| Income before extraordinary items | $2,826,000 | 2,145 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,826,000 | 2,145 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,826,000 | 2,146 |
| Net charge-offs | $32,000 | 3,529 |
| Cash dividends | $1,200,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,831,760 | 2,102 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 3,530 |
| Total interest expense | $528,000 | 3,090 |
| Net interest income | $3,870,000 | 3,552 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $557,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $223,000 | 3,063 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $334,000 | 3,462 |
| Total noninterest expense | $2,114,000 | 4,485 |
| Salaries and employee benefits | $1,533,000 | 3,878 |
| Premises and equipment expense | $156,000 | 5,088 |
| Additional noninterest expense | $425,000 | 5,294 |
| Pre-tax net operating income | $2,223,000 | 2,384 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $90,000 | 3,329 |
| Income before extraordinary items | $2,138,000 | 2,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,138,000 | 2,154 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,138,000 | 2,154 |
| Net charge-offs | $-36,000 | 5,514 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,133,200 | 2,108 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 3,573 |
| Total interest expense | $354,000 | 3,098 |
| Net interest income | $2,542,000 | 3,592 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $336,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $141,000 | 3,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $195,000 | 3,673 |
| Total noninterest expense | $1,438,000 | 4,488 |
| Salaries and employee benefits | $1,040,000 | 3,870 |
| Premises and equipment expense | $106,000 | 5,106 |
| Additional noninterest expense | $292,000 | 5,287 |
| Pre-tax net operating income | $1,380,000 | 2,489 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $56,000 | 3,388 |
| Income before extraordinary items | $1,324,000 | 2,257 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,324,000 | 2,259 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,324,000 | 2,259 |
| Net charge-offs | $-57,000 | 5,776 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,324,000 | 2,208 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 3,601 |
| Total interest expense | $180,000 | 3,099 |
| Net interest income | $1,251,000 | 3,627 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $159,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $68,000 | 3,184 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 3,733 |
| Total noninterest expense | $609,000 | 4,864 |
| Salaries and employee benefits | $424,000 | 4,332 |
| Premises and equipment expense | $52,000 | 5,184 |
| Additional noninterest expense | $133,000 | 5,439 |
| Pre-tax net operating income | $771,000 | 2,263 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $31,000 | 3,307 |
| Income before extraordinary items | $740,000 | 2,039 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $740,000 | 2,040 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $740,000 | 2,040 |
| Net charge-offs | $-34,000 | 5,852 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $740,000 | 1,979 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 3,577 |
| Total interest expense | $836,000 | 2,940 |
| Net interest income | $5,041,000 | 3,624 |
| Provision for loan and lease losses | $61,000 | 3,583 |
| Total noninterest income | $808,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $298,000 | 3,219 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $510,000 | 3,247 |
| Total noninterest expense | $2,922,000 | 4,546 |
| Salaries and employee benefits | $2,039,000 | 3,945 |
| Premises and equipment expense | $205,000 | 5,319 |
| Additional noninterest expense | $678,000 | 5,205 |
| Pre-tax net operating income | $2,866,000 | 2,343 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $141,000 | 3,200 |
| Income before extraordinary items | $2,727,000 | 2,162 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,727,000 | 2,162 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,727,000 | 2,161 |
| Net charge-offs | $92,000 | 3,254 |
| Cash dividends | $1,200,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,725,100 | 2,114 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 3,611 |
| Total interest expense | $657,000 | 2,893 |
| Net interest income | $3,741,000 | 3,679 |
| Provision for loan and lease losses | $21,000 | 3,923 |
| Total noninterest income | $581,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $220,000 | 3,269 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $361,000 | 3,353 |
| Total noninterest expense | $2,134,000 | 4,621 |
| Salaries and employee benefits | $1,523,000 | 3,960 |
| Premises and equipment expense | $140,000 | 5,499 |
| Additional noninterest expense | $471,000 | 5,366 |
| Pre-tax net operating income | $2,167,000 | 2,380 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $107,000 | 3,245 |
| Income before extraordinary items | $2,066,000 | 2,168 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,066,000 | 2,168 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,066,000 | 2,167 |
| Net charge-offs | $101,000 | 2,679 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,060,300 | 2,127 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 3,616 |
| Total interest expense | $448,000 | 2,876 |
| Net interest income | $2,480,000 | 3,686 |
| Provision for loan and lease losses | $21,000 | 3,608 |
| Total noninterest income | $417,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $142,000 | 3,328 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $275,000 | 3,164 |
| Total noninterest expense | $1,394,000 | 4,711 |
| Salaries and employee benefits | $1,018,000 | 3,983 |
| Premises and equipment expense | $92,000 | 5,558 |
| Additional noninterest expense | $284,000 | 5,551 |
| Pre-tax net operating income | $1,482,000 | 2,294 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $73,000 | 3,240 |
| Income before extraordinary items | $1,409,000 | 2,090 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,409,000 | 2,094 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,409,000 | 2,093 |
| Net charge-offs | $77,000 | 2,426 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,409,000 | 2,027 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 3,614 |
| Total interest expense | $231,000 | 2,841 |
| Net interest income | $1,245,000 | 3,695 |
| Provision for loan and lease losses | $21,000 | 2,939 |
| Total noninterest income | $237,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $72,000 | 3,281 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $165,000 | 2,831 |
| Total noninterest expense | $728,000 | 4,648 |
| Salaries and employee benefits | $536,000 | 3,908 |
| Premises and equipment expense | $50,000 | 5,499 |
| Additional noninterest expense | $142,000 | 5,594 |
| Pre-tax net operating income | $733,000 | 2,243 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $35,000 | 3,196 |
| Income before extraordinary items | $698,000 | 2,008 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $698,000 | 2,011 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $698,000 | 2,011 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $698,000 | 1,970 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 3,765 |
| Total interest expense | $1,108,000 | 2,727 |
| Net interest income | $4,549,000 | 3,946 |
| Provision for loan and lease losses | $84,000 | 3,868 |
| Total noninterest income | $776,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $298,000 | 3,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $478,000 | 3,422 |
| Total noninterest expense | $2,923,000 | 4,667 |
| Salaries and employee benefits | $1,928,000 | 4,158 |
| Premises and equipment expense | $319,000 | 4,712 |
| Additional noninterest expense | $676,000 | 5,392 |
| Pre-tax net operating income | $2,318,000 | 2,585 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $112,000 | 3,341 |
| Income before extraordinary items | $2,206,000 | 2,421 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,206,000 | 2,425 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,206,000 | 2,424 |
| Net charge-offs | $-151,000 | 6,595 |
| Cash dividends | $1,100,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,206,000 | 2,368 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 3,822 |
| Total interest expense | $852,000 | 2,767 |
| Net interest income | $3,361,000 | 4,003 |
| Provision for loan and lease losses | $63,000 | 3,791 |
| Total noninterest income | $534,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $220,000 | 3,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $314,000 | 3,678 |
| Total noninterest expense | $2,051,000 | 4,843 |
| Salaries and employee benefits | $1,426,000 | 4,205 |
| Premises and equipment expense | $161,000 | 5,478 |
| Additional noninterest expense | $464,000 | 5,545 |
| Pre-tax net operating income | $1,781,000 | 2,639 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $89,000 | 3,385 |
| Income before extraordinary items | $1,692,000 | 2,417 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,692,000 | 2,421 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,692,000 | 2,421 |
| Net charge-offs | $-41,000 | 6,424 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,692,000 | 2,352 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,816,000 | 3,821 |
| Total interest expense | $578,000 | 2,783 |
| Net interest income | $2,238,000 | 4,002 |
| Provision for loan and lease losses | $42,000 | 3,752 |
| Total noninterest income | $334,000 | 4,023 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $142,000 | 3,448 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 3,849 |
| Total noninterest expense | $1,333,000 | 4,917 |
| Salaries and employee benefits | $934,000 | 4,269 |
| Premises and equipment expense | $116,000 | 5,365 |
| Additional noninterest expense | $283,000 | 5,715 |
| Pre-tax net operating income | $1,197,000 | 2,603 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $61,000 | 3,383 |
| Income before extraordinary items | $1,136,000 | 2,385 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,136,000 | 2,394 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,136,000 | 2,392 |
| Net charge-offs | $-16,000 | 6,269 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,136,000 | 2,299 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 3,818 |
| Total interest expense | $297,000 | 2,800 |
| Net interest income | $1,131,000 | 3,985 |
| Provision for loan and lease losses | $21,000 | 3,551 |
| Total noninterest income | $163,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $68,000 | 3,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $95,000 | 3,830 |
| Total noninterest expense | $682,000 | 4,916 |
| Salaries and employee benefits | $487,000 | 4,221 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $148,000 | 5,693 |
| Pre-tax net operating income | $591,000 | 2,585 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $29,000 | 3,388 |
| Income before extraordinary items | $562,000 | 2,368 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $562,000 | 2,370 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $562,000 | 2,370 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $562,000 | 2,273 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 3,848 |
| Total interest expense | $1,333,000 | 2,966 |
| Net interest income | $4,652,000 | 3,991 |
| Provision for loan and lease losses | $50,000 | 5,179 |
| Total noninterest income | $906,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $319,000 | 3,372 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $587,000 | 3,133 |
| Total noninterest expense | $2,778,000 | 4,920 |
| Salaries and employee benefits | $1,825,000 | 4,368 |
| Premises and equipment expense | $211,000 | 5,646 |
| Additional noninterest expense | $742,000 | 5,417 |
| Pre-tax net operating income | $2,730,000 | 2,258 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $123,000 | 3,366 |
| Income before extraordinary items | $2,607,000 | 2,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,607,000 | 2,096 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,607,000 | 2,098 |
| Net charge-offs | $274,000 | 3,418 |
| Cash dividends | $1,100,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,607,000 | 1,970 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 3,909 |
| Total interest expense | $1,028,000 | 3,009 |
| Net interest income | $3,468,000 | 4,071 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $640,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $240,000 | 3,407 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $400,000 | 3,269 |
| Total noninterest expense | $1,997,000 | 5,067 |
| Salaries and employee benefits | $1,300,000 | 4,516 |
| Premises and equipment expense | $151,000 | 5,767 |
| Additional noninterest expense | $546,000 | 5,520 |
| Pre-tax net operating income | $2,111,000 | 2,254 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $95,000 | 3,405 |
| Income before extraordinary items | $2,016,000 | 2,089 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,016,000 | 2,089 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,016,000 | 2,090 |
| Net charge-offs | $-21,000 | 6,760 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,016,000 | 1,970 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 3,940 |
| Total interest expense | $698,000 | 3,057 |
| Net interest income | $2,297,000 | 4,111 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $415,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $154,000 | 3,457 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 3,270 |
| Total noninterest expense | $1,329,000 | 5,104 |
| Salaries and employee benefits | $836,000 | 4,618 |
| Premises and equipment expense | $108,000 | 5,683 |
| Additional noninterest expense | $385,000 | 5,420 |
| Pre-tax net operating income | $1,383,000 | 2,277 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $62,000 | 3,398 |
| Income before extraordinary items | $1,321,000 | 2,099 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,321,000 | 2,098 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,321,000 | 2,099 |
| Net charge-offs | $-13,000 | 6,695 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,321,000 | 1,992 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 3,950 |
| Total interest expense | $356,000 | 3,104 |
| Net interest income | $1,159,000 | 4,107 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $226,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $75,000 | 3,513 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 3,060 |
| Total noninterest expense | $631,000 | 5,251 |
| Salaries and employee benefits | $434,000 | 4,563 |
| Premises and equipment expense | $57,000 | 5,612 |
| Additional noninterest expense | $140,000 | 6,042 |
| Pre-tax net operating income | $754,000 | 2,113 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $34,000 | 3,353 |
| Income before extraordinary items | $720,000 | 1,967 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $720,000 | 1,968 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $720,000 | 1,969 |
| Net charge-offs | $-14,000 | 6,765 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $720,000 | 1,861 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 4,118 |
| Total interest expense | $1,594,000 | 3,290 |
| Net interest income | $4,297,000 | 4,340 |
| Provision for loan and lease losses | $24,000 | 6,157 |
| Total noninterest income | $935,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $324,000 | 3,446 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $611,000 | 2,833 |
| Total noninterest expense | $2,568,000 | 5,278 |
| Salaries and employee benefits | $1,758,000 | 4,527 |
| Premises and equipment expense | $243,000 | 5,669 |
| Additional noninterest expense | $567,000 | 6,080 |
| Pre-tax net operating income | $2,640,000 | 2,047 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $133,000 | 3,193 |
| Income before extraordinary items | $2,507,000 | 1,874 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,507,000 | 1,875 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,507,000 | 1,875 |
| Net charge-offs | $119,000 | 4,832 |
| Cash dividends | $1,100,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,507,000 | 1,786 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 4,130 |
| Total interest expense | $1,209,000 | 3,395 |
| Net interest income | $3,251,000 | 4,346 |
| Provision for loan and lease losses | $24,000 | 5,941 |
| Total noninterest income | $501,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $247,000 | 3,424 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $254,000 | 3,708 |
| Total noninterest expense | $1,761,000 | 5,504 |
| Salaries and employee benefits | $1,188,000 | 4,803 |
| Premises and equipment expense | $143,000 | 6,119 |
| Additional noninterest expense | $430,000 | 6,104 |
| Pre-tax net operating income | $1,967,000 | 2,114 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $100,000 | 3,195 |
| Income before extraordinary items | $1,867,000 | 1,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,867,000 | 1,943 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,867,000 | 1,943 |
| Net charge-offs | $76,000 | 4,663 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,867,000 | 1,851 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 4,247 |
| Total interest expense | $823,000 | 3,439 |
| Net interest income | $2,079,000 | 4,472 |
| Provision for loan and lease losses | $24,000 | 5,645 |
| Total noninterest income | $321,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $155,000 | 3,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 3,789 |
| Total noninterest expense | $1,188,000 | 5,532 |
| Salaries and employee benefits | $779,000 | 4,898 |
| Premises and equipment expense | $100,000 | 6,083 |
| Additional noninterest expense | $309,000 | 6,061 |
| Pre-tax net operating income | $1,188,000 | 2,254 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $60,000 | 3,238 |
| Income before extraordinary items | $1,128,000 | 2,052 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,128,000 | 2,052 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,128,000 | 2,052 |
| Net charge-offs | $75,000 | 4,116 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,128,000 | 1,987 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 4,324 |
| Total interest expense | $423,000 | 3,476 |
| Net interest income | $1,001,000 | 4,570 |
| Provision for loan and lease losses | $24,000 | 4,887 |
| Total noninterest income | $151,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $78,000 | 3,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $73,000 | 4,052 |
| Total noninterest expense | $615,000 | 5,491 |
| Salaries and employee benefits | $407,000 | 4,821 |
| Premises and equipment expense | $45,000 | 6,311 |
| Additional noninterest expense | $163,000 | 5,982 |
| Pre-tax net operating income | $513,000 | 2,512 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $26,000 | 3,280 |
| Income before extraordinary items | $487,000 | 2,300 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $487,000 | 2,299 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $487,000 | 2,300 |
| Net charge-offs | $100,000 | 2,729 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $487,000 | 2,249 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 4,278 |
| Total interest expense | $1,863,000 | 3,755 |
| Net interest income | $4,233,000 | 4,418 |
| Provision for loan and lease losses | $144,000 | 5,693 |
| Total noninterest income | $621,000 | 4,160 |
| Gross Fiduciary activities income | $2,000 | 1,284 |
| Service charges on deposit accounts | $307,000 | 3,591 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $312,000 | 3,890 |
| Total noninterest expense | $2,429,000 | 5,564 |
| Salaries and employee benefits | $1,626,000 | 4,825 |
| Premises and equipment expense | $217,000 | 6,069 |
| Additional noninterest expense | $586,000 | 6,245 |
| Pre-tax net operating income | $2,281,000 | 2,026 |
| Securities gains (losses) | $-5,000 | 6,980 |
| Applicable income taxes | $114,000 | 3,133 |
| Income before extraordinary items | $2,162,000 | 1,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,162,000 | 1,887 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,162,000 | 1,888 |
| Net charge-offs | $28,000 | 6,229 |
| Cash dividends | $900,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,166,750 | 1,811 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 4,370 |
| Total interest expense | $1,420,000 | 3,843 |
| Net interest income | $3,147,000 | 4,494 |
| Provision for loan and lease losses | $108,000 | 5,616 |
| Total noninterest income | $427,000 | 4,384 |
| Gross Fiduciary activities income | $2,000 | 1,229 |
| Service charges on deposit accounts | $217,000 | 3,774 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $208,000 | 4,118 |
| Total noninterest expense | $1,709,000 | 5,749 |
| Salaries and employee benefits | $1,145,000 | 5,048 |
| Premises and equipment expense | $143,000 | 6,363 |
| Additional noninterest expense | $421,000 | 6,369 |
| Pre-tax net operating income | $1,757,000 | 2,101 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $88,000 | 3,203 |
| Income before extraordinary items | $1,669,000 | 1,970 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,669,000 | 1,971 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,669,000 | 1,972 |
| Net charge-offs | $46,000 | 5,552 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,669,000 | 1,873 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 4,342 |
| Total interest expense | $966,000 | 3,899 |
| Net interest income | $2,141,000 | 4,436 |
| Provision for loan and lease losses | $72,000 | 5,475 |
| Total noninterest income | $256,000 | 4,568 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $131,000 | 3,975 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 4,300 |
| Total noninterest expense | $1,105,000 | 5,867 |
| Salaries and employee benefits | $732,000 | 5,181 |
| Premises and equipment expense | $99,000 | 6,324 |
| Additional noninterest expense | $274,000 | 6,441 |
| Pre-tax net operating income | $1,220,000 | 2,037 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $62,000 | 3,153 |
| Income before extraordinary items | $1,158,000 | 1,862 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,158,000 | 1,861 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,158,000 | 1,862 |
| Net charge-offs | $-17,000 | 7,567 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,158,000 | 1,776 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,606 |
| Total interest expense | $503,000 | 3,911 |
| Net interest income | $944,000 | 4,837 |
| Provision for loan and lease losses | $36,000 | 5,192 |
| Total noninterest income | $117,000 | 4,758 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $65,000 | 3,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $575,000 | 5,841 |
| Salaries and employee benefits | $371,000 | 5,196 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $161,000 | 6,198 |
| Pre-tax net operating income | $450,000 | 2,604 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $22,000 | 3,391 |
| Income before extraordinary items | $428,000 | 2,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $428,000 | 2,437 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $428,000 | 2,439 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $428,000 | 2,345 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,072,000 | 4,580 |
| Total interest expense | $2,313,000 | 4,087 |
| Net interest income | $3,759,000 | 4,753 |
| Provision for loan and lease losses | $549,000 | 4,404 |
| Total noninterest income | $462,000 | 4,871 |
| Gross Fiduciary activities income | $8,000 | 1,205 |
| Service charges on deposit accounts | $272,000 | 4,061 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $182,000 | 4,794 |
| Total noninterest expense | $2,338,000 | 5,854 |
| Salaries and employee benefits | $1,498,000 | 5,198 |
| Premises and equipment expense | $200,000 | 6,482 |
| Additional noninterest expense | $640,000 | 6,329 |
| Pre-tax net operating income | $1,334,000 | 2,534 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $57,000 | 3,194 |
| Income before extraordinary items | $1,277,000 | 2,382 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,277,000 | 2,380 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,277,000 | 2,381 |
| Net charge-offs | $242,000 | 4,764 |
| Cash dividends | $700,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,277,000 | 2,337 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 4,624 |
| Total interest expense | $1,791,000 | 4,141 |
| Net interest income | $2,775,000 | 4,812 |
| Provision for loan and lease losses | $424,000 | 4,095 |
| Total noninterest income | $321,000 | 5,080 |
| Gross Fiduciary activities income | $4,000 | 1,209 |
| Service charges on deposit accounts | $202,000 | 4,105 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $115,000 | 5,187 |
| Total noninterest expense | $1,711,000 | 5,930 |
| Salaries and employee benefits | $1,111,000 | 5,273 |
| Premises and equipment expense | $147,000 | 6,569 |
| Additional noninterest expense | $453,000 | 6,453 |
| Pre-tax net operating income | $961,000 | 2,801 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $48,000 | 3,353 |
| Income before extraordinary items | $913,000 | 2,627 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $913,000 | 2,623 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $913,000 | 2,627 |
| Net charge-offs | $170,000 | 4,449 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $913,000 | 2,579 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 4,584 |
| Total interest expense | $1,235,000 | 4,168 |
| Net interest income | $1,908,000 | 4,715 |
| Provision for loan and lease losses | $388,000 | 3,334 |
| Total noninterest income | $200,000 | 5,223 |
| Gross Fiduciary activities income | $4,000 | 1,184 |
| Service charges on deposit accounts | $131,000 | 4,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $65,000 | 5,467 |
| Total noninterest expense | $1,135,000 | 5,988 |
| Salaries and employee benefits | $716,000 | 5,423 |
| Premises and equipment expense | $102,000 | 6,546 |
| Additional noninterest expense | $317,000 | 6,386 |
| Pre-tax net operating income | $585,000 | 3,047 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $28,000 | 3,524 |
| Income before extraordinary items | $557,000 | 2,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $557,000 | 2,900 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $557,000 | 2,901 |
| Net charge-offs | $134,000 | 3,906 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $557,000 | 2,791 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 4,679 |
| Total interest expense | $638,000 | 4,208 |
| Net interest income | $905,000 | 4,861 |
| Provision for loan and lease losses | $84,000 | 4,181 |
| Total noninterest income | $95,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $66,000 | 4,093 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $29,000 | 5,665 |
| Total noninterest expense | $582,000 | 5,891 |
| Salaries and employee benefits | $368,000 | 5,402 |
| Premises and equipment expense | $45,000 | 6,803 |
| Additional noninterest expense | $169,000 | 6,022 |
| Pre-tax net operating income | $334,000 | 3,162 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $316,000 | 3,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $316,000 | 3,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $316,000 | 3,023 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $316,000 | 2,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 4,786 |
| Total interest expense | $2,818,000 | 4,426 |
| Net interest income | $3,507,000 | 4,970 |
| Provision for loan and lease losses | $96,000 | 6,102 |
| Total noninterest income | $513,000 | 4,784 |
| Gross Fiduciary activities income | $2,000 | 1,351 |
| Service charges on deposit accounts | $271,000 | 4,195 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $240,000 | 4,516 |
| Total noninterest expense | $2,208,000 | 5,972 |
| Salaries and employee benefits | $1,465,000 | 5,403 |
| Premises and equipment expense | $268,000 | 6,083 |
| Additional noninterest expense | $475,000 | 6,729 |
| Pre-tax net operating income | $1,716,000 | 2,789 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $88,000 | 3,476 |
| Income before extraordinary items | $1,628,000 | 2,369 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,628,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,477 |
| Cash dividends | $800,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,628,000 | 2,503 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 4,893 |
| Total interest expense | $2,122,000 | 4,529 |
| Net interest income | $2,578,000 | 5,074 |
| Provision for loan and lease losses | $72,000 | 5,542 |
| Total noninterest income | $381,000 | 4,915 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $204,000 | 4,212 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $175,000 | 4,688 |
| Total noninterest expense | $1,605,000 | 6,044 |
| Salaries and employee benefits | $1,099,000 | 5,412 |
| Premises and equipment expense | $167,000 | 6,509 |
| Additional noninterest expense | $339,000 | 6,823 |
| Pre-tax net operating income | $1,282,000 | 3,187 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $64,000 | 3,946 |
| Income before extraordinary items | $1,218,000 | 2,731 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,218,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,265 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,218,000 | 2,871 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 4,965 |
| Total interest expense | $1,423,000 | 4,660 |
| Net interest income | $1,691,000 | 5,121 |
| Provision for loan and lease losses | $48,000 | 5,233 |
| Total noninterest income | $190,000 | 5,535 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $132,000 | 4,292 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $1,070,000 | 6,092 |
| Salaries and employee benefits | $722,000 | 5,512 |
| Premises and equipment expense | $126,000 | 6,276 |
| Additional noninterest expense | $222,000 | 6,874 |
| Pre-tax net operating income | $763,000 | 3,535 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $38,000 | 4,270 |
| Income before extraordinary items | $725,000 | 3,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $725,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $725,000 | 3,199 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 5,140 |
| Total interest expense | $712,000 | 4,836 |
| Net interest income | $808,000 | 5,284 |
| Provision for loan and lease losses | $24,000 | 4,755 |
| Total noninterest income | $90,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $65,000 | 4,287 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $508,000 | 6,260 |
| Salaries and employee benefits | $334,000 | 5,790 |
| Premises and equipment expense | $54,000 | 6,627 |
| Additional noninterest expense | $120,000 | 6,721 |
| Pre-tax net operating income | $366,000 | 3,739 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $348,000 | 3,492 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $348,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $348,000 | 3,392 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 5,201 |
| Total interest expense | $2,712,000 | 5,057 |
| Net interest income | $3,347,000 | 5,189 |
| Provision for loan and lease losses | $96,000 | 4,972 |
| Total noninterest income | $546,000 | 4,831 |
| Gross Fiduciary activities income | $80,000 | 948 |
| Service charges on deposit accounts | $268,000 | 4,323 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $198,000 | 5,077 |
| Total noninterest expense | $2,346,000 | 5,786 |
| Salaries and employee benefits | $1,471,000 | 5,365 |
| Premises and equipment expense | $305,000 | 5,739 |
| Additional noninterest expense | $570,000 | 6,267 |
| Pre-tax net operating income | $1,451,000 | 3,971 |
| Securities gains (losses) | $-10,000 | 7,563 |
| Applicable income taxes | $71,000 | 4,715 |
| Income before extraordinary items | $1,370,000 | 3,627 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,370,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $1,300,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,379,500 | 3,603 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 5,228 |
| Total interest expense | $1,995,000 | 5,122 |
| Net interest income | $2,528,000 | 5,179 |
| Provision for loan and lease losses | $72,000 | 4,634 |
| Total noninterest income | $415,000 | 4,823 |
| Gross Fiduciary activities income | $80,000 | 904 |
| Service charges on deposit accounts | $200,000 | 4,340 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $135,000 | 5,282 |
| Total noninterest expense | $1,672,000 | 5,897 |
| Salaries and employee benefits | $1,054,000 | 5,483 |
| Premises and equipment expense | $149,000 | 6,738 |
| Additional noninterest expense | $469,000 | 5,982 |
| Pre-tax net operating income | $1,199,000 | 3,947 |
| Securities gains (losses) | $-10,000 | 7,777 |
| Applicable income taxes | $58,000 | 4,850 |
| Income before extraordinary items | $1,131,000 | 3,617 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,131,000 | 3,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,354 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,140,500 | 3,564 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 5,275 |
| Total interest expense | $1,316,000 | 5,159 |
| Net interest income | $1,676,000 | 5,226 |
| Provision for loan and lease losses | $48,000 | 4,431 |
| Total noninterest income | $253,000 | 5,054 |
| Gross Fiduciary activities income | $34,000 | 986 |
| Service charges on deposit accounts | $128,000 | 4,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $91,000 | 5,292 |
| Total noninterest expense | $1,135,000 | 5,884 |
| Salaries and employee benefits | $716,000 | 5,485 |
| Premises and equipment expense | $99,000 | 6,786 |
| Additional noninterest expense | $320,000 | 5,947 |
| Pre-tax net operating income | $746,000 | 4,173 |
| Securities gains (losses) | $-10,000 | 7,993 |
| Applicable income taxes | $36,000 | 4,999 |
| Income before extraordinary items | $700,000 | 3,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $700,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,390 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $709,500 | 3,776 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 5,296 |
| Total interest expense | $638,000 | 5,218 |
| Net interest income | $845,000 | 5,199 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $90,000 | 5,752 |
| Gross Fiduciary activities income | $8,000 | 1,061 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $513,000 | 6,221 |
| Salaries and employee benefits | $329,000 | 5,792 |
| Premises and equipment expense | $37,000 | 7,309 |
| Additional noninterest expense | $147,000 | 6,164 |
| Pre-tax net operating income | $398,000 | 4,005 |
| Securities gains (losses) | $-10,000 | 8,261 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $369,000 | 3,688 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $369,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,485 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $378,500 | 3,611 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 5,319 |
| Total interest expense | $2,248,000 | 5,099 |
| Net interest income | $3,192,000 | 5,336 |
| Provision for loan and lease losses | $96,000 | 4,805 |
| Total noninterest income | $424,000 | 5,472 |
| Gross Fiduciary activities income | $27,000 | 1,127 |
| Service charges on deposit accounts | $268,000 | 4,342 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $129,000 | 5,899 |
| Total noninterest expense | $2,156,000 | 5,937 |
| Salaries and employee benefits | $1,373,000 | 5,473 |
| Premises and equipment expense | $217,000 | 6,552 |
| Additional noninterest expense | $566,000 | 6,221 |
| Pre-tax net operating income | $1,364,000 | 4,504 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $66,000 | 5,268 |
| Income before extraordinary items | $1,298,000 | 4,107 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,298,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,890 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,298,000 | 4,077 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 5,369 |
| Total interest expense | $1,633,000 | 5,114 |
| Net interest income | $2,367,000 | 5,415 |
| Provision for loan and lease losses | $72,000 | 4,622 |
| Total noninterest income | $305,000 | 5,597 |
| Gross Fiduciary activities income | $27,000 | 1,065 |
| Service charges on deposit accounts | $202,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 6,304 |
| Total noninterest expense | $1,521,000 | 6,113 |
| Salaries and employee benefits | $967,000 | 5,647 |
| Premises and equipment expense | $133,000 | 6,982 |
| Additional noninterest expense | $421,000 | 6,259 |
| Pre-tax net operating income | $1,079,000 | 4,562 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $54,000 | 5,394 |
| Income before extraordinary items | $1,025,000 | 4,111 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,025,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,863 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,025,000 | 4,096 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 5,396 |
| Total interest expense | $1,042,000 | 5,123 |
| Net interest income | $1,565,000 | 5,463 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $200,000 | 5,640 |
| Gross Fiduciary activities income | $27,000 | 1,028 |
| Service charges on deposit accounts | $128,000 | 4,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 6,526 |
| Total noninterest expense | $1,023,000 | 6,102 |
| Salaries and employee benefits | $659,000 | 5,615 |
| Premises and equipment expense | $90,000 | 6,981 |
| Additional noninterest expense | $274,000 | 6,341 |
| Pre-tax net operating income | $694,000 | 4,648 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $34,000 | 5,495 |
| Income before extraordinary items | $660,000 | 4,209 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $660,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,977 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $660,000 | 4,198 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 5,395 |
| Total interest expense | $491,000 | 5,167 |
| Net interest income | $793,000 | 5,426 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $80,000 | 6,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 4,577 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $478,000 | 6,310 |
| Salaries and employee benefits | $306,000 | 5,868 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $135,000 | 6,355 |
| Pre-tax net operating income | $371,000 | 4,450 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $19,000 | 5,395 |
| Income before extraordinary items | $352,000 | 4,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,154 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $352,000 | 3,990 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 5,288 |
| Total interest expense | $1,639,000 | 5,001 |
| Net interest income | $3,160,000 | 5,346 |
| Provision for loan and lease losses | $96,000 | 4,889 |
| Total noninterest income | $448,000 | 5,484 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $239,000 | 4,661 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,082 |
| Total noninterest expense | $2,161,000 | 5,842 |
| Salaries and employee benefits | $1,379,000 | 5,346 |
| Premises and equipment expense | $258,000 | 6,127 |
| Additional noninterest expense | $524,000 | 6,441 |
| Pre-tax net operating income | $1,351,000 | 4,638 |
| Securities gains (losses) | $-11,000 | 7,567 |
| Applicable income taxes | $78,000 | 5,566 |
| Income before extraordinary items | $1,262,000 | 4,223 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,262,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,235 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,272,340 | 4,179 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 5,355 |
| Total interest expense | $1,150,000 | 5,051 |
| Net interest income | $2,347,000 | 5,383 |
| Provision for loan and lease losses | $72,000 | 4,758 |
| Total noninterest income | $295,000 | 5,799 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $174,000 | 4,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,607 |
| Total noninterest expense | $1,555,000 | 5,950 |
| Salaries and employee benefits | $1,016,000 | 5,364 |
| Premises and equipment expense | $164,000 | 6,507 |
| Additional noninterest expense | $375,000 | 6,549 |
| Pre-tax net operating income | $1,015,000 | 4,729 |
| Securities gains (losses) | $-7,000 | 7,795 |
| Applicable income taxes | $60,000 | 5,664 |
| Income before extraordinary items | $948,000 | 4,320 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $948,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $954,580 | 4,243 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 5,353 |
| Total interest expense | $729,000 | 5,021 |
| Net interest income | $1,546,000 | 5,402 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $192,000 | 5,828 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $108,000 | 4,882 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $83,000 | 5,536 |
| Total noninterest expense | $1,013,000 | 6,027 |
| Salaries and employee benefits | $639,000 | 5,537 |
| Premises and equipment expense | $118,000 | 6,320 |
| Additional noninterest expense | $256,000 | 6,462 |
| Pre-tax net operating income | $677,000 | 4,706 |
| Securities gains (losses) | $-7,000 | 8,039 |
| Applicable income taxes | $43,000 | 5,638 |
| Income before extraordinary items | $627,000 | 4,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $627,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $633,580 | 4,223 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,350 |
| Total interest expense | $353,000 | 5,035 |
| Net interest income | $776,000 | 5,421 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $99,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $461,000 | 6,363 |
| Salaries and employee benefits | $293,000 | 5,853 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $121,000 | 6,644 |
| Pre-tax net operating income | $390,000 | 4,339 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $19,000 | 5,699 |
| Income before extraordinary items | $371,000 | 3,814 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $371,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $371,000 | 3,772 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 5,118 |
| Total interest expense | $1,374,000 | 4,749 |
| Net interest income | $3,211,000 | 5,203 |
| Provision for loan and lease losses | $96,000 | 5,072 |
| Total noninterest income | $452,000 | 5,521 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $250,000 | 4,746 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $200,000 | 5,111 |
| Total noninterest expense | $2,133,000 | 5,803 |
| Salaries and employee benefits | $1,299,000 | 5,436 |
| Premises and equipment expense | $273,000 | 5,959 |
| Additional noninterest expense | $561,000 | 6,209 |
| Pre-tax net operating income | $1,434,000 | 4,358 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $73,000 | 5,789 |
| Income before extraordinary items | $1,363,000 | 3,868 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,363,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $1,200,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,361,100 | 3,815 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 5,121 |
| Total interest expense | $1,020,000 | 4,734 |
| Net interest income | $2,404,000 | 5,191 |
| Provision for loan and lease losses | $72,000 | 4,871 |
| Total noninterest income | $322,000 | 5,671 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $190,000 | 4,760 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 5,402 |
| Total noninterest expense | $1,512,000 | 5,937 |
| Salaries and employee benefits | $960,000 | 5,455 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $392,000 | 6,373 |
| Pre-tax net operating income | $1,142,000 | 4,281 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $57,000 | 5,866 |
| Income before extraordinary items | $1,087,000 | 3,805 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,087,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,085,100 | 3,732 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 5,148 |
| Total interest expense | $674,000 | 4,774 |
| Net interest income | $1,596,000 | 5,206 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $215,000 | 5,659 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $125,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 5,394 |
| Total noninterest expense | $1,031,000 | 5,905 |
| Salaries and employee benefits | $661,000 | 5,388 |
| Premises and equipment expense | $114,000 | 6,459 |
| Additional noninterest expense | $256,000 | 6,464 |
| Pre-tax net operating income | $732,000 | 4,345 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $37,000 | 5,892 |
| Income before extraordinary items | $697,000 | 3,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $697,000 | 3,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $695,100 | 3,774 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 5,269 |
| Total interest expense | $332,000 | 4,864 |
| Net interest income | $767,000 | 5,352 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $57,000 | 4,910 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $506,000 | 6,005 |
| Salaries and employee benefits | $309,000 | 5,659 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $357,000 | 4,374 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $338,000 | 3,941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $338,000 | 3,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,575 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $338,000 | 3,814 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 5,141 |
| Total interest expense | $1,643,000 | 4,618 |
| Net interest income | $3,002,000 | 5,305 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $453,000 | 5,681 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $264,000 | 4,619 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $187,000 | 5,428 |
| Total noninterest expense | $2,019,000 | 5,971 |
| Salaries and employee benefits | $1,253,000 | 5,488 |
| Premises and equipment expense | $265,000 | 6,022 |
| Additional noninterest expense | $501,000 | 6,550 |
| Pre-tax net operating income | $1,316,000 | 4,452 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $64,000 | 6,112 |
| Income before extraordinary items | $1,253,000 | 4,022 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,253,000 | 4,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $850,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,252,050 | 3,846 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 5,214 |
| Total interest expense | $1,291,000 | 4,595 |
| Net interest income | $2,180,000 | 5,428 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $338,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $204,000 | 4,566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 5,555 |
| Total noninterest expense | $1,417,000 | 6,137 |
| Salaries and employee benefits | $896,000 | 5,611 |
| Premises and equipment expense | $141,000 | 6,941 |
| Additional noninterest expense | $380,000 | 6,480 |
| Pre-tax net operating income | $981,000 | 4,594 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $49,000 | 6,220 |
| Income before extraordinary items | $933,000 | 4,174 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $933,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,978 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $932,050 | 4,003 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 5,223 |
| Total interest expense | $896,000 | 4,591 |
| Net interest income | $1,439,000 | 5,458 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $211,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $138,000 | 4,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $73,000 | 5,914 |
| Total noninterest expense | $929,000 | 6,218 |
| Salaries and employee benefits | $575,000 | 5,763 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $262,000 | 6,396 |
| Pre-tax net operating income | $601,000 | 4,825 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $31,000 | 6,314 |
| Income before extraordinary items | $571,000 | 4,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $571,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,683 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $570,050 | 4,226 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,247 |
| Total interest expense | $464,000 | 4,580 |
| Net interest income | $705,000 | 5,529 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $109,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 4,513 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $452,000 | 6,326 |
| Salaries and employee benefits | $284,000 | 5,798 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $131,000 | 6,392 |
| Pre-tax net operating income | $332,000 | 4,526 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $314,000 | 4,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,905 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $313,060 | 3,927 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 5,101 |
| Total interest expense | $2,162,000 | 4,562 |
| Net interest income | $2,957,000 | 5,330 |
| Provision for loan and lease losses | $397,000 | 2,866 |
| Total noninterest income | $398,000 | 5,793 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $286,000 | 4,334 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 6,234 |
| Total noninterest expense | $2,027,000 | 5,828 |
| Salaries and employee benefits | $1,191,000 | 5,510 |
| Premises and equipment expense | $255,000 | 6,073 |
| Additional noninterest expense | $581,000 | 6,056 |
| Pre-tax net operating income | $931,000 | 5,384 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $46,000 | 6,595 |
| Income before extraordinary items | $884,000 | 4,928 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $884,000 | 4,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,774 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $884,950 | 4,797 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 5,424 |
| Total interest expense | $2,745,000 | 5,061 |
| Net interest income | $2,552,000 | 5,652 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $400,000 | 5,681 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $268,000 | 4,456 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $130,000 | 5,824 |
| Total noninterest expense | $1,875,000 | 5,982 |
| Salaries and employee benefits | $1,126,000 | 5,557 |
| Premises and equipment expense | $202,000 | 6,761 |
| Additional noninterest expense | $547,000 | 6,174 |
| Pre-tax net operating income | $1,065,000 | 4,736 |
| Securities gains (losses) | $22,000 | 3,077 |
| Applicable income taxes | $54,000 | 6,641 |
| Income before extraordinary items | $1,033,000 | 4,198 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,033,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,237 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,012,100 | 4,137 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 5,657 |
| Total interest expense | $2,715,000 | 5,293 |
| Net interest income | $2,396,000 | 5,966 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $385,000 | 5,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,472 |
| Total noninterest expense | $1,748,000 | 6,157 |
| Salaries and employee benefits | $1,056,000 | 5,710 |
| Premises and equipment expense | $175,000 | 7,161 |
| Additional noninterest expense | $517,000 | 6,303 |
| Pre-tax net operating income | $913,000 | 5,502 |
| Securities gains (losses) | $-26,000 | 8,870 |
| Applicable income taxes | $43,000 | 7,354 |
| Income before extraordinary items | $844,000 | 4,888 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $844,000 | 4,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $868,700 | 4,799 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 6,086 |
| Total interest expense | $2,192,000 | 5,661 |
| Net interest income | $2,125,000 | 6,420 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $362,000 | 5,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,442 |
| Total noninterest expense | $1,617,000 | 6,500 |
| Salaries and employee benefits | $982,000 | 5,963 |
| Premises and equipment expense | $168,000 | 7,352 |
| Additional noninterest expense | $467,000 | 6,765 |
| Pre-tax net operating income | $822,000 | 5,849 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $41,000 | 7,793 |
| Income before extraordinary items | $778,000 | 5,168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $778,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $750,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $780,850 | 5,128 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 6,530 |
| Total interest expense | $2,002,000 | 6,192 |
| Net interest income | $1,936,000 | 6,791 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $225,000 | 7,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $1,500,000 | 6,700 |
| Salaries and employee benefits | $927,000 | 6,082 |
| Premises and equipment expense | $161,000 | 7,418 |
| Additional noninterest expense | $412,000 | 7,121 |
| Pre-tax net operating income | $646,000 | 6,699 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $63,000 | 8,107 |
| Income before extraordinary items | $619,000 | 5,967 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $619,000 | 5,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $550,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $586,240 | 6,017 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 6,881 |
| Total interest expense | $1,860,000 | 6,545 |
| Net interest income | $1,906,000 | 7,113 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $311,000 | 6,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,936 |
| Total noninterest expense | $1,431,000 | 6,961 |
| Salaries and employee benefits | $897,000 | 6,306 |
| Premises and equipment expense | $134,000 | 8,154 |
| Additional noninterest expense | $400,000 | 7,358 |
| Pre-tax net operating income | $736,000 | 6,841 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $208,000 | 6,773 |
| Income before extraordinary items | $532,000 | 6,790 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $532,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,367 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $529,120 | 6,744 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,747,000 | 7,105 |
| Total interest expense | $1,923,000 | 6,579 |
| Net interest income | $1,824,000 | 7,512 |
| Provision for loan and lease losses | $275,000 | 2,762 |
| Total noninterest income | $289,000 | 7,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,130 |
| Total noninterest expense | $1,407,000 | 7,370 |
| Salaries and employee benefits | $853,000 | 6,694 |
| Premises and equipment expense | $133,000 | 8,447 |
| Additional noninterest expense | $421,000 | 7,707 |
| Pre-tax net operating income | $431,000 | 8,331 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $49,000 | 9,705 |
| Income before extraordinary items | $372,000 | 7,846 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $372,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,090 |
| Cash dividends | $370,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $380,800 | 7,723 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 7,479 |
| Total interest expense | $2,000,000 | 6,465 |
| Net interest income | $1,553,000 | 8,386 |
| Provision for loan and lease losses | $230,000 | 2,756 |
| Total noninterest income | $298,000 | 7,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,312,000 | 7,831 |
| Salaries and employee benefits | $732,000 | 7,517 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $432,000 | 7,878 |
| Pre-tax net operating income | $309,000 | 9,681 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $221,000 | 9,710 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $221,000 | 9,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,447 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $217,500 | 9,717 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 7,303 |
| Total interest expense | $1,609,000 | 6,583 |
| Net interest income | $1,904,000 | 7,792 |
| Provision for loan and lease losses | $284,000 | 2,381 |
| Total noninterest income | $278,000 | 7,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $1,271,000 | 8,356 |
| Salaries and employee benefits | $677,000 | 8,049 |
| Premises and equipment expense | $145,000 | 8,686 |
| Additional noninterest expense | $449,000 | 8,324 |
| Pre-tax net operating income | $627,000 | 7,843 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $193,000 | 7,460 |
| Income before extraordinary items | $436,000 | 7,835 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $436,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,109 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $434,620 | 7,911 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 7,155 |
| Total interest expense | $1,783,000 | 6,375 |
| Net interest income | $1,989,000 | 7,709 |
| Provision for loan and lease losses | $179,000 | 4,230 |
| Total noninterest income | $260,000 | 8,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,348,000 | 8,344 |
| Salaries and employee benefits | $769,000 | 7,500 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $434,000 | 8,884 |
| Pre-tax net operating income | $722,000 | 7,242 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $634,000 | 6,533 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $634,000 | 6,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,663 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $621,100 | 6,376 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 6,860 |
| Total interest expense | $2,238,000 | 6,540 |
| Net interest income | $2,295,000 | 7,018 |
| Provision for loan and lease losses | $295,000 | 4,193 |
| Total noninterest income | $232,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $1,289,000 | 8,699 |
| Salaries and employee benefits | $709,000 | 7,918 |
| Premises and equipment expense | $144,000 | 9,299 |
| Additional noninterest expense | $436,000 | 9,132 |
| Pre-tax net operating income | $943,000 | 5,886 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $284,000 | 6,159 |
| Income before extraordinary items | $659,000 | 6,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $659,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 5,168 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $659,000 | 5,820 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.