Farmers and Merchants Bank of Ritchie County, Net Loans and Leases

1997-12-31Rank
Net loans and leases$11,634,0009,585
Loan loss allowance$177,0009,100
Total loans and leases$11,811,0009,590
Unearned income$04,740
Loans and leases, gross$11,811,0009,607
All real estate loans$10,147,0008,156
Real estate loans in domestic offices$10,147,0008,155
Construction and development loans$158,0007,781
Commercial RE$1,528,0007,842
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$87,0006,313
1-4 family residential loans$7,050,0007,160
Farmland loans$1,324,0003,897
Loans held in foreign officesNANA
Farm loans$21,0006,763
Commercial and industrial loans$450,0009,545
To non-U.S. addresseesNANA
Loans to individuals$1,193,0009,070
Credit card loans$06,279
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,193,0008,885
All other loans & leases$08,942
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,661
Other loans$08,154
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banks$0610
Memoranda:
Loans not secured by real estate$01,447
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,775
Non 1-4 family restructured loans & leases$02,775
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$12,381,0009,799
Loan loss allowance$124,00010,226
Total loans and leases$12,505,0009,814
Unearned income$06,436
Loans and leases, gross$12,505,0009,818
All real estate loans$10,830,0008,233
Real estate loans in domestic offices$10,830,0008,233
Construction and development loans$284,0007,435
Commercial RE$1,784,0007,815
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$94,0006,550
1-4 family residential loans$7,342,0007,222
Farmland loans$1,326,0003,929
Loans held in foreign officesNANA
Farm loans$30,0007,013
Commercial and industrial loans$543,0009,730
To non-U.S. addresseesNANA
Loans to individuals$1,102,0009,602
Credit card loans$06,619
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,102,0009,433
All other loans & leases$09,363
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$04,967
Other loans$08,558
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$01,559
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$9,615,00010,684
Loan loss allowance$111,00010,821
Total loans and leases$9,726,00010,698
Unearned income$06,974
Loans and leases, gross$9,726,00010,699
All real estate loans$8,517,0009,053
Real estate loans in domestic offices$8,517,0009,053
Construction and development loans$133,0008,426
Commercial RE$2,022,0007,730
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$100,0006,737
1-4 family residential loans$5,295,0008,271
Farmland loans$967,0004,576
Loans held in foreign officesNANA
Farm loans$85,0006,944
Commercial and industrial loans$222,00010,606
To non-U.S. addresseesNANA
Loans to individuals$902,00010,282
Credit card loans$06,778
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$902,00010,132
All other loans & leases$09,776
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$05,205
Other loans$09,003
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$01,722
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$9,887,00011,015
Loan loss allowance$91,00011,690
Total loans and leases$9,978,00011,046
Unearned income$07,666
Loans and leases, gross$9,978,00011,050
All real estate loans$8,750,0009,215
Real estate loans in domestic offices$8,750,0009,215
Construction and development loans$83,0009,071
Commercial RE$2,471,0007,491
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$107,0006,969
1-4 family residential loans$5,091,0008,612
Farmland loans$998,0004,524
Loans held in foreign officesNANA
Farm loans$74,0007,331
Commercial and industrial loans$227,00011,067
To non-U.S. addresseesNANA
Loans to individuals$927,00010,605
Credit card loans$06,913
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$927,00010,446
All other loans & leases$010,273
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$05,473
Other loans$09,457
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$01,805
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,961
Non 1-4 family restructured loans & leases$03,961
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$9,187,00011,578
Loan loss allowance$80,00012,430
Total loans and leases$9,267,00011,607
Unearned income$1,0008,186
Loans and leases, gross$9,267,00011,609
All real estate loans$7,552,0009,878
Real estate loans in domestic offices$7,552,0009,878
Construction and development loans$84,0009,307
Commercial RE$2,382,0007,732
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$114,0007,099
1-4 family residential loans$4,175,0009,462
Farmland loans$797,0004,972
Loans held in foreign officesNANA
Farm loans$108,0007,364
Commercial and industrial loans$350,00011,295
To non-U.S. addresseesNANA
Loans to individuals$1,258,00010,274
Credit card loans$07,066
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,258,00010,091
All other loans & leases$010,736
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$05,852
Other loans$09,884
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$01,850
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$9,755,00011,766
Loan loss allowance$73,00013,051
Total loans and leases$9,828,00011,802
Unearned income$7,0008,490
Loans and leases, gross$9,828,00011,803
All real estate loans$8,207,0009,829
Real estate loans in domestic offices$8,207,0009,829
Construction and development loans$147,0008,757
Commercial RE$2,883,0007,354
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$120,0007,122
1-4 family residential loans$4,022,0009,800
Farmland loans$1,035,0004,284
Loans held in foreign officesNANA
Farm loans$14,0008,246
Commercial and industrial loans$384,00011,629
To non-U.S. addresseesNANA
Loans to individuals$1,230,00010,838
Credit card loans$07,169
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,230,00010,629
All other loans & leases$011,131
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$06,060
Other loans$010,230
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banks$01,358
Memoranda:
Loans not secured by real estate$01,915
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$153,0003,152
Non 1-4 family restructured loans & leases$153,0003,152
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA