Home > Farmers and Merchants Bank of Long Beach > Net charge- offs to loans
Farmers and Merchants Bank of Long Beach, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 2,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4872% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1169% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 2,711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6447% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1553% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0008% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0008% | 2,485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9500% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1101% | 4,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0013% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0013% | 2,263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 3,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 4,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1364% | 4,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0026% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0026% | 1,805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,351 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 4,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0069% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0209% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0209% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,332 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 4,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0656% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0000% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 3,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1282% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,453 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 3,937 |
| Percentage Net Loans Charged-off:Construction & development | -0.0984% | 4,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 3,818 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1627% | 3,496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0122% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0225% | 3,909 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9849% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0150% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | -0.1302% | 4,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 3,981 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2029% | 3,578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0221% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0713% | 4,033 |
| Percentage Net Loans Charged-off: Credit card loans | -4.6578% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 3,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0105% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4764% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,581 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 3,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0692% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0287% | 1,625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7940% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 2,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 4,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1177% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 4,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2025% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2162% | 4,621 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7866% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1534% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0363% | 4,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0004% | 3,679 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4538% | 4,757 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1135% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2327% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0543% | 4,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1239% | 4,477 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7512% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 4,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0957% | 4,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 3,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1080% | 4,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0905% | 4,373 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4661% | 868 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,907 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 3,413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1275% | 1,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5897% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5167% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 3,439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1730% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6688% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8377% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 4,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4826% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0491% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,989 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0572% | 4,386 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1836% | 4,713 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7509% | 943 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 4,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 4,708 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1796% | 3,906 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 4,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4950% | 5,034 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0177% | 4,594 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0751% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 4,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0363% | 4,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2316% | 3,962 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 4,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6433% | 5,123 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0763% | 4,721 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3326% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0177% | 4,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1745% | 3,963 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 4,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9181% | 5,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0259% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1134% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0131% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 4,210 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1407% | 4,790 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6011% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0440% | 5,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0507% | 5,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.1216% | 4,816 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0574% | 5,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 4,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0349% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2121% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0386% | 4,929 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1149% | 1,057 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 4,799 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0475% | 3,955 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2825% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0899% | 5,038 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2542% | 1,067 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 4,836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0596% | 3,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 4,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4840% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0324% | 4,782 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0852% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 4,408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 5,083 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1103% | 4,148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 4,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1780% | 5,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1907% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4671% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 4,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0257% | 4,640 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 2,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1032% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0211% | 4,508 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0813% | 5,235 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1884% | 1,107 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0063% | 4,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 4,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0350% | 4,748 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1408% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 4,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 4,483 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0252% | 4,961 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0477% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0087% | 4,842 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 4,957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 4,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0542% | 4,909 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2244% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 4,655 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5930% | 5,693 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3516% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0136% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 5,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.1121% | 5,138 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0646% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3725% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 5,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0886% | 5,027 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7366% | 5,726 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6521% | 1,141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0245% | 5,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2724% | 6,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0985% | 5,729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0769% | 4,973 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0376% | 5,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 5,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0901% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 5,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.0596% | 5,934 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5876% | 5,861 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1615% | 1,190 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0485% | 5,192 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0513% | 5,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1390% | 5,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1311% | 5,859 |
| Percentage Net Loans Charged-off:Construction & development | -0.1073% | 5,111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0503% | 5,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 5,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1013% | 4,396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 5,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3394% | 5,603 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6259% | 5,917 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2127% | 1,191 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0556% | 5,149 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0549% | 5,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1791% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1741% | 5,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0662% | 5,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 5,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0726% | 4,381 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 5,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1677% | 5,368 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9811% | 6,059 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8644% | 1,199 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0859% | 5,169 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0605% | 5,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2528% | 6,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2527% | 6,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 5,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 5,207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 4,185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 5,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1577% | 5,409 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7763% | 6,008 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4444% | 1,183 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0709% | 5,056 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0553% | 5,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 3,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.1115% | 920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 1,701 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0637% | 5,016 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0797% | 6,075 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0600% | 4,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0845% | 6,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5644% | 5,952 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5430% | 6,149 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7966% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0606% | 5,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2593% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0225% | 5,648 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 5,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.1674% | 744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1049% | 6,173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0793% | 4,588 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1112% | 6,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2376% | 5,709 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6917% | 6,231 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9719% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0486% | 5,337 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4001% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 5,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.2855% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 5,879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1176% | 4,657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2427% | 5,741 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2602% | 6,374 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6997% | 1,248 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0436% | 5,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6988% | 424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 4,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 5,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 4,389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4353% | 6,009 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8074% | 6,468 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2420% | 1,245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2653% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 6,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 6,146 |
| Percentage Net Loans Charged-off:Construction & development | -0.3383% | 5,786 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 6,100 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 5,140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 3,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 3,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0749% | 5,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6681% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8377% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1899% | 3,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0064% | 1,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0401% | 6,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 6,295 |
| Percentage Net Loans Charged-off:Construction & development | -0.5358% | 5,918 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 6,278 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 5,202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 3,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2302% | 5,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4700% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5583% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4441% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0043% | 5,480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 4,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 5,667 |
| Percentage Net Loans Charged-off:Construction & development | -0.8208% | 6,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 1,890 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0098% | 5,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 6,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 4,599 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 6,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2033% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8723% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9504% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6620% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0207% | 5,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 2,785 |
| Percentage Net Loans Charged-off:Construction & development | -1.1813% | 6,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0934% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0202% | 5,284 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0569% | 6,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 4,634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0794% | 6,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0346% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9589% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0677% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2862% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0730% | 5,835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3689% | 2,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1023% | 4,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.6612% | 1,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0856% | 2,750 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5073% | 5,568 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2051% | 2,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0960% | 1,608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2521% | 2,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8875% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6470% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8409% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4350% | 2,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0150% | 1,583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 3,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.7119% | 1,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 2,765 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4341% | 5,591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2726% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1282% | 1,371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3354% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4892% | 6,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3865% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5642% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2949% | 2,620 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0153% | 1,413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1273% | 3,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1146% | 3,461 |
| Percentage Net Loans Charged-off:Construction & development | 1.1295% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 2,333 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5282% | 5,601 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3468% | 2,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1927% | 1,136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4143% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0608% | 2,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2336% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3986% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2899% | 2,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0164% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 3,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 3,286 |
| Percentage Net Loans Charged-off:Construction & development | -0.4566% | 6,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3204% | 1,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3885% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2899% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1626% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5800% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6048% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2864% | 2,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0110% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5437% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4844% | 2,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.6189% | 6,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4046% | 2,180 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1937% | 5,690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3337% | 2,799 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2808% | 5,362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6372% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4961% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7823% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2718% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5332% | 2,420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2757% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3866% | 3,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2807% | 3,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.7079% | 6,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3521% | 1,945 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2546% | 5,704 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4166% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3735% | 5,399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8164% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 5,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9080% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4893% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3518% | 2,756 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5533% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3635% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3122% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.8299% | 6,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3635% | 1,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5101% | 1,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5787% | 5,434 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0791% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 5,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2238% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6958% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5510% | 1,955 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0377% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1479% | 7,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2182% | 7,299 |
| Percentage Net Loans Charged-off:Construction & development | -3.1900% | 6,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0678% | 1,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5481% | 7,364 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5448% | 5,470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 6,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 6,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4930% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8439% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2764% | 2,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0183% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3758% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3064% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | 6.1250% | 1,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3372% | 2,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.8484% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3471% | 2,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4172% | 1,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3054% | 2,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1500% | 6,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.0796% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 13.2254% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0816% | 1,667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3325% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2498% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 6.9383% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4126% | 1,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5982% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2044% | 3,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5452% | 1,065 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 7,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 6,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.8177% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0207% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1082% | 1,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1723% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0869% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 8.0023% | 636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5366% | 1,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2466% | 613 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1888% | 7,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.5910% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 12.9080% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0908% | 1,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0785% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0754% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 14.3869% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9674% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0943% | 6,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3798% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5533% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0864% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8250% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1737% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 6.6555% | 939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1864% | 2,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2206% | 535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3698% | 2,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5611% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0245% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.1225% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | 25.6422% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2788% | 1,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3296% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0225% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 5.5872% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2508% | 1,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2500% | 2,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3733% | 2,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2589% | 3,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.4258% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | 22.6242% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1137% | 1,550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6132% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3899% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 7.7601% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1734% | 1,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3888% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5732% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.3430% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | 19.2338% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0705% | 1,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2115% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2152% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 11.4337% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3493% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8170% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1903% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 6,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9873% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9589% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0911% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4772% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3961% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | 2.1199% | 1,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 3,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 3,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.6445% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.3057% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | 12.4879% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2302% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5293% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5472% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 2.8522% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 3,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 2,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 3,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0126% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2331% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2670% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1607% | 3,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1705% | 1,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.8489% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 1,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 3,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3669% | 3,343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4553% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5655% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1305% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1679% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4711% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6272% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9377% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1933% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1787% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.9696% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0268% | 3,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1174% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2785% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4741% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 2,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.3917% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1178% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8441% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5220% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 4,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 2,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0131% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1629% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1312% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 3,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0372% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8127% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3327% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1857% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 5,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 3,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3932% | 3,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4759% | 1,125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0427% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 5,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0160% | 2,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4430% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4651% | 1,011 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8922% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 4,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5670% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5456% | 895 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3879% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 3,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0340% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9031% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0089% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5588% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 6,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 6,317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0430% | 7,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3944% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0928% | 1,451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5598% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 6,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 6,290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0569% | 7,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4699% | 3,229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0508% | 1,323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5183% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 5,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 6,239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 6,730 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0440% | 7,361 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0764% | 1,996 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4338% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 4,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 6,214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1349% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2298% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 6,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 7,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2835% | 4,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4303% | 1,544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 6,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1954% | 4,995 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2916% | 1,463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 6,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 6,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1190% | 5,041 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1576% | 1,352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1169% | 4,329 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0777% | 2,455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 7,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0403% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1596% | 8,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7800% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3840% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0485% | 1,672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 6,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 3,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0537% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2196% | 8,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9433% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6025% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0632% | 1,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 7,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0807% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3090% | 8,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8798% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3814% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0932% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1025% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8402% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4763% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 5,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0932% | 8,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6270% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2055% | 3,771 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4600% | 9,041 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1694% | 2,872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 5,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0986% | 9,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6207% | 6,683 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5782% | 2,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8842% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3593% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 5,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0721% | 1,388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4402% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2087% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2684% | 937 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5814% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1444% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5292% | 9 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7561% | 10 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3795% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1155% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1490% | 969 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1153% | 10,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3777% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | -2.0252% | 1,396 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2771% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0256% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8408% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4226% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6520% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7763% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9044% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7901% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0469% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0823% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7096% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5020% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5224% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 0.0673% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6541% | 2 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0267% | 3 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4008% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6932% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2741% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8106% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0246% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 3.0599% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3772% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4225% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7027% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8616% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2782% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7927% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3767% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4148% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1453% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 4.9895% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6078% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7339% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8132% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8052% | 84 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5591% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6435% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1110% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2211% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 2.3125% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6990% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.9159% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0230% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1757% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2338% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1394% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7100% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6847% | 3,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1323% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2308% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2710% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5029% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5585% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1669% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |