Home > Farmers and Merchants Bank of Long Beach > Net charge- offs to loans

Farmers and Merchants Bank of Long Beach, Net charge- offs to loans

2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%1,975
Percentage Net Loans Charged-off: Total real estate loans-0.0000%2,955
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%3,277
Percentage Net Loans Charged-off: Home equity loans-0.0043%3,178
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.1282%501
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0011%3,023
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,175
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,453
Percentage Net Loans Charged-off: Home equity loans-0.0084%3,261
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial-0.0502%3,888
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0112%3,781
Percentage Net Loans Charged-off: Total real estate loans-0.0141%3,937
Percentage Net Loans Charged-off:Construction & development-0.0984%4,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%3,818
Percentage Net Loans Charged-off: Home equity loans-0.1627%3,496
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.0122%1,390
Percentage Net Loans Charged-off: Loans to individuals-0.0225%3,909
Percentage Net Loans Charged-off: Credit card loans-1.9849%859
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0150%3,849
Percentage Net Loans Charged-off: Total real estate loans-0.0189%4,080
Percentage Net Loans Charged-off:Construction & development-0.1302%4,328
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0191%3,981
Percentage Net Loans Charged-off: Home equity loans-0.2029%3,578
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.0221%1,112
Percentage Net Loans Charged-off: Loans to individuals-0.0713%4,033
Percentage Net Loans Charged-off: Credit card loans-4.6578%879
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0035%2,048
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,241
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,435
Percentage Net Loans Charged-off: Home equity loans-0.0062%3,270
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.0387%880
Percentage Net Loans Charged-off: Loans to individuals0.0105%1,968
Percentage Net Loans Charged-off: Credit card loans0.4764%363
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0069%1,650
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,345
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,581
Percentage Net Loans Charged-off: Home equity loans-0.0061%3,331
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0692%606
Percentage Net Loans Charged-off: Loans to individuals0.0287%1,625
Percentage Net Loans Charged-off: Credit card loans0.7940%298
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0145%2,832
Percentage Net Loans Charged-off: Total real estate loans0.0022%1,911
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0059%983
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0111%4,079
Percentage Net Loans Charged-off: Home equity loans0.1177%189
All other 1-4 family - Percent of loans charged-off, net-0.0272%4,383
Percentage Net Loans Charged-off: Commercial and industrial0.2025%1,120
Percentage Net Loans Charged-off: Loans to individuals-0.2162%4,621
Percentage Net Loans Charged-off: Credit card loans-1.7866%906
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0005%3,776
Percentage Net Loans Charged-off: Total real estate loans0.0030%1,616
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0080%740
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0145%4,191
Percentage Net Loans Charged-off: Home equity loans0.1534%146
All other 1-4 family - Percent of loans charged-off, net-0.0363%4,499
Percentage Net Loans Charged-off: Commercial and industrial-0.0004%3,679
Percentage Net Loans Charged-off: Loans to individuals-0.4538%4,757
Percentage Net Loans Charged-off: Credit card loans-3.1135%909
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0035%2,858
Percentage Net Loans Charged-off: Total real estate loans0.0046%1,352
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0121%567
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0208%4,336
Percentage Net Loans Charged-off: Home equity loans0.2327%104
All other 1-4 family - Percent of loans charged-off, net-0.0543%4,622
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals-0.1239%4,477
Percentage Net Loans Charged-off: Credit card loans-0.7512%885
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0153%4,223
Percentage Net Loans Charged-off: Total real estate loans-0.0164%4,409
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0957%4,784
Percentage Net Loans Charged-off: Home equity loans-0.0048%3,416
All other 1-4 family - Percent of loans charged-off, net-0.1080%4,805
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals-0.0905%4,373
Percentage Net Loans Charged-off: Credit card loans-0.4661%868
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0048%3,502
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,741
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,907
Percentage Net Loans Charged-off: Home equity loans-0.0044%3,413
All other 1-4 family - Percent of loans charged-off, net0.0000%1,766
Percentage Net Loans Charged-off: Commercial and industrial0.1275%1,669
Percentage Net Loans Charged-off: Loans to individuals0.5897%1,376
Percentage Net Loans Charged-off: Credit card loans2.5167%268
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,228
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0057%3,189
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,660
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,882
Percentage Net Loans Charged-off: Home equity loans-0.0043%3,439
All other 1-4 family - Percent of loans charged-off, net0.0000%1,505
Percentage Net Loans Charged-off: Commercial and industrial0.1730%1,245
Percentage Net Loans Charged-off: Loans to individuals0.6688%1,147
Percentage Net Loans Charged-off: Credit card loans2.8377%214
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,021
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0024%3,088
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,675
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,875
Percentage Net Loans Charged-off: Home equity loans-0.0042%3,474
All other 1-4 family - Percent of loans charged-off, net0.0000%1,269
Percentage Net Loans Charged-off: Commercial and industrial-0.0286%4,148
Percentage Net Loans Charged-off: Loans to individuals0.4826%1,388
Percentage Net Loans Charged-off: Credit card loans2.0491%282
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0013%3,820
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,767
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,989
Percentage Net Loans Charged-off: Home equity loans-0.0041%3,560
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial-0.0572%4,386
Percentage Net Loans Charged-off: Loans to individuals-0.1836%4,713
Percentage Net Loans Charged-off: Credit card loans-0.7509%943
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0110%4,518
Percentage Net Loans Charged-off: Total real estate loans-0.0053%4,191
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0275%4,708
Percentage Net Loans Charged-off: Home equity loans-0.1796%3,906
All other 1-4 family - Percent of loans charged-off, net-0.0005%4,140
Percentage Net Loans Charged-off: Commercial and industrial-0.4950%5,034
Percentage Net Loans Charged-off: Loans to individuals-0.0177%4,594
Percentage Net Loans Charged-off: Credit card loans-0.0751%975
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,286
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0152%4,530
Percentage Net Loans Charged-off: Total real estate loans-0.0071%4,219
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0363%4,817
Percentage Net Loans Charged-off: Home equity loans-0.2316%3,962
All other 1-4 family - Percent of loans charged-off, net-0.0006%4,121
Percentage Net Loans Charged-off: Commercial and industrial-0.6433%5,123
Percentage Net Loans Charged-off: Loans to individuals-0.0763%4,721
Percentage Net Loans Charged-off: Credit card loans-0.3326%983
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0177%4,515
Percentage Net Loans Charged-off: Total real estate loans-0.0055%4,133
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0284%4,746
Percentage Net Loans Charged-off: Home equity loans-0.1745%3,963
All other 1-4 family - Percent of loans charged-off, net-0.0010%4,167
Percentage Net Loans Charged-off: Commercial and industrial-0.9181%5,219
Percentage Net Loans Charged-off: Loans to individuals0.0259%2,811
Percentage Net Loans Charged-off: Credit card loans0.1134%521
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0006%3,743
Percentage Net Loans Charged-off: Total real estate loans0.0001%1,279
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0005%1,122
Percentage Net Loans Charged-off: Home equity loans0.0131%277
All other 1-4 family - Percent of loans charged-off, net-0.0019%4,277
Percentage Net Loans Charged-off: Commercial and industrial-0.0286%4,210
Percentage Net Loans Charged-off: Loans to individuals-0.1407%4,790
Percentage Net Loans Charged-off: Credit card loans-0.6011%1,006
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0440%5,152
Percentage Net Loans Charged-off: Total real estate loans-0.0507%5,136
Percentage Net Loans Charged-off:Construction & development-0.1216%4,816
Percentage Net Loans Charged-off: Commercial real estate-0.0574%5,159
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%4,408
Percentage Net Loans Charged-off: Home equity loans0.0349%567
All other 1-4 family - Percent of loans charged-off, net-0.0090%4,666
Percentage Net Loans Charged-off: Commercial and industrial0.2121%1,478
Percentage Net Loans Charged-off: Loans to individuals-0.0386%4,929
Percentage Net Loans Charged-off: Credit card loans-0.1149%1,057
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,501
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0026%3,658
Percentage Net Loans Charged-off: Total real estate loans-0.0038%4,293
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,543
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0155%4,799
Percentage Net Loans Charged-off: Home equity loans-0.0475%3,955
All other 1-4 family - Percent of loans charged-off, net-0.0090%4,670
Percentage Net Loans Charged-off: Commercial and industrial0.2825%1,055
Percentage Net Loans Charged-off: Loans to individuals-0.0899%5,038
Percentage Net Loans Charged-off: Credit card loans-0.2542%1,067
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0073%3,197
Percentage Net Loans Charged-off: Total real estate loans-0.0048%4,327
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,612
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0196%4,836
Percentage Net Loans Charged-off: Home equity loans-0.0596%3,993
All other 1-4 family - Percent of loans charged-off, net-0.0113%4,731
Percentage Net Loans Charged-off: Commercial and industrial0.4840%683
Percentage Net Loans Charged-off: Loans to individuals-0.0324%4,782
Percentage Net Loans Charged-off: Credit card loans-0.0852%1,040
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0097%4,408
Percentage Net Loans Charged-off: Total real estate loans-0.0076%4,526
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0326%5,083
Percentage Net Loans Charged-off: Home equity loans-0.1103%4,148
All other 1-4 family - Percent of loans charged-off, net-0.0164%4,869
Percentage Net Loans Charged-off: Commercial and industrial-0.1780%5,106
Percentage Net Loans Charged-off: Loans to individuals0.1907%2,060
Percentage Net Loans Charged-off: Credit card loans0.4671%429
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0058%4,830
Percentage Net Loans Charged-off: Total real estate loans-0.0048%4,612
Percentage Net Loans Charged-off:Construction & development-0.0257%4,640
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,689
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0143%2,488
Percentage Net Loans Charged-off: Home equity loans0.1032%552
All other 1-4 family - Percent of loans charged-off, net-0.0068%4,914
Percentage Net Loans Charged-off: Commercial and industrial-0.0211%4,508
Percentage Net Loans Charged-off: Loans to individuals-0.0813%5,235
Percentage Net Loans Charged-off: Credit card loans-0.1884%1,107
Percentage Net Loans Charged-off: Other loans to individual-0.0063%4,943
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0069%4,682
Percentage Net Loans Charged-off: Total real estate loans-0.0062%4,594
Percentage Net Loans Charged-off:Construction & development-0.0350%4,748
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,704
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0200%2,091
Percentage Net Loans Charged-off: Home equity loans0.1408%431
All other 1-4 family - Percent of loans charged-off, net-0.0096%4,927
Percentage Net Loans Charged-off: Commercial and industrial-0.0268%4,483
Percentage Net Loans Charged-off: Loans to individuals-0.0252%4,961
Percentage Net Loans Charged-off: Credit card loans-0.0477%1,089
Percentage Net Loans Charged-off: Other loans to individual-0.0087%4,842
Percentage Net Loans Charged-off: All other loans and lease-0.0045%4,957
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0132%4,786
Percentage Net Loans Charged-off: Total real estate loans-0.0077%4,672
Percentage Net Loans Charged-off:Construction & development-0.0542%4,909
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,793
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0373%1,674
Percentage Net Loans Charged-off: Home equity loans0.2244%307
All other 1-4 family - Percent of loans charged-off, net-0.0092%4,933
Percentage Net Loans Charged-off: Commercial and industrial-0.0421%4,655
Percentage Net Loans Charged-off: Loans to individuals-0.5930%5,693
Percentage Net Loans Charged-off: Credit card loans-1.3516%1,137
Percentage Net Loans Charged-off: Other loans to individual-0.0136%4,804
Percentage Net Loans Charged-off: All other loans and lease-0.0121%5,085
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0071%4,403
Percentage Net Loans Charged-off: Total real estate loans0.0011%1,766
Percentage Net Loans Charged-off:Construction & development-0.1121%5,138
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,923
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0646%1,111
Percentage Net Loans Charged-off: Home equity loans0.3725%188
All other 1-4 family - Percent of loans charged-off, net-0.0124%5,036
Percentage Net Loans Charged-off: Commercial and industrial-0.0886%5,027
Percentage Net Loans Charged-off: Loans to individuals-0.7366%5,726
Percentage Net Loans Charged-off: Credit card loans-1.6521%1,141
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease-0.0245%5,184
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2724%6,000
Percentage Net Loans Charged-off: Total real estate loans-0.0985%5,729
Percentage Net Loans Charged-off:Construction & development-0.0769%4,973
Percentage Net Loans Charged-off: Commercial real estate-0.0376%5,406
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0265%5,463
Percentage Net Loans Charged-off: Home equity loans-0.0901%4,343
All other 1-4 family - Percent of loans charged-off, net-0.0106%5,265
Percentage Net Loans Charged-off: Commercial and industrial-7.0596%5,934
Percentage Net Loans Charged-off: Loans to individuals-0.5876%5,861
Percentage Net Loans Charged-off: Credit card loans-1.1615%1,190
Percentage Net Loans Charged-off: Other loans to individual-0.0485%5,192
Percentage Net Loans Charged-off: All other loans and lease-0.0513%5,297
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1390%5,902
Percentage Net Loans Charged-off: Total real estate loans-0.1311%5,859
Percentage Net Loans Charged-off:Construction & development-0.1073%5,111
Percentage Net Loans Charged-off: Commercial real estate-0.0503%5,568
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0290%5,512
Percentage Net Loans Charged-off: Home equity loans-0.1013%4,396
All other 1-4 family - Percent of loans charged-off, net-0.0110%5,277
Percentage Net Loans Charged-off: Commercial and industrial-0.3394%5,603
Percentage Net Loans Charged-off: Loans to individuals-0.6259%5,917
Percentage Net Loans Charged-off: Credit card loans-1.2127%1,191
Percentage Net Loans Charged-off: Other loans to individual-0.0556%5,149
Percentage Net Loans Charged-off: All other loans and lease-0.0549%5,367
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1791%5,993
Percentage Net Loans Charged-off: Total real estate loans-0.1741%5,979
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0662%5,730
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0225%5,481
Percentage Net Loans Charged-off: Home equity loans-0.0726%4,381
All other 1-4 family - Percent of loans charged-off, net-0.0106%5,291
Percentage Net Loans Charged-off: Commercial and industrial-0.1677%5,368
Percentage Net Loans Charged-off: Loans to individuals-0.9811%6,059
Percentage Net Loans Charged-off: Credit card loans-1.8644%1,199
Percentage Net Loans Charged-off: Other loans to individual-0.0859%5,169
Percentage Net Loans Charged-off: All other loans and lease-0.0605%5,424
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2528%6,108
Percentage Net Loans Charged-off: Total real estate loans-0.2527%6,110
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0008%5,236
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0088%5,207
Percentage Net Loans Charged-off: Home equity loans-0.0035%4,185
All other 1-4 family - Percent of loans charged-off, net-0.0099%5,265
Percentage Net Loans Charged-off: Commercial and industrial-0.1577%5,409
Percentage Net Loans Charged-off: Loans to individuals-0.7763%6,008
Percentage Net Loans Charged-off: Credit card loans-1.4444%1,183
Percentage Net Loans Charged-off: Other loans to individual-0.0709%5,056
Percentage Net Loans Charged-off: All other loans and lease-0.0553%5,422
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0163%4,542
Percentage Net Loans Charged-off: Total real estate loans0.0338%3,231
Percentage Net Loans Charged-off:Construction & development0.1115%920
Percentage Net Loans Charged-off: Commercial real estate0.0717%1,701
Percentage Net Loans Charged-off: Multi-family residential-0.0637%5,016
Percentage Net Loans Charged-off: 1-4 family residential-0.0797%6,075
Percentage Net Loans Charged-off: Home equity loans-0.0600%4,521
All other 1-4 family - Percent of loans charged-off, net-0.0845%6,082
Percentage Net Loans Charged-off: Commercial and industrial-0.5644%5,952
Percentage Net Loans Charged-off: Loans to individuals-0.5430%6,149
Percentage Net Loans Charged-off: Credit card loans-0.7966%1,240
Percentage Net Loans Charged-off: Other loans to individual-0.0606%5,466
Percentage Net Loans Charged-off: All other loans and lease0.2593%808
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0225%5,648
Percentage Net Loans Charged-off: Total real estate loans-0.0164%5,616
Percentage Net Loans Charged-off:Construction & development0.1674%744
Percentage Net Loans Charged-off: Commercial real estate0.0006%1,861
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.1049%6,173
Percentage Net Loans Charged-off: Home equity loans-0.0793%4,588
All other 1-4 family - Percent of loans charged-off, net-0.1112%6,170
Percentage Net Loans Charged-off: Commercial and industrial-0.2376%5,709
Percentage Net Loans Charged-off: Loans to individuals-0.6917%6,231
Percentage Net Loans Charged-off: Credit card loans-0.9719%1,240
Percentage Net Loans Charged-off: Other loans to individual-0.0486%5,337
Percentage Net Loans Charged-off: All other loans and lease0.4001%621
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0018%5,054
Percentage Net Loans Charged-off: Total real estate loans0.0059%3,155
Percentage Net Loans Charged-off:Construction & development0.2855%589
Percentage Net Loans Charged-off: Commercial real estate0.0023%1,544
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0239%5,879
Percentage Net Loans Charged-off: Home equity loans-0.1176%4,657
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial-0.2427%5,741
Percentage Net Loans Charged-off: Loans to individuals-1.2602%6,374
Percentage Net Loans Charged-off: Credit card loans-1.6997%1,248
Percentage Net Loans Charged-off: Other loans to individual-0.0436%5,243
Percentage Net Loans Charged-off: All other loans and lease0.6988%424
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0046%4,804
Percentage Net Loans Charged-off: Total real estate loans0.0045%2,485
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0067%1,024
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%5,405
Percentage Net Loans Charged-off: Home equity loans-0.0036%4,389
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial-0.4353%6,009
Percentage Net Loans Charged-off: Loans to individuals-1.8074%6,468
Percentage Net Loans Charged-off: Credit card loans-2.2420%1,245
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease1.2653%289
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0119%6,049
Percentage Net Loans Charged-off: Total real estate loans-0.0220%6,146
Percentage Net Loans Charged-off:Construction & development-0.3383%5,786
Percentage Net Loans Charged-off: Commercial real estate-0.0282%6,100
Percentage Net Loans Charged-off: Multi-family residential-0.0045%5,140
Percentage Net Loans Charged-off: 1-4 family residential0.0234%3,811
Percentage Net Loans Charged-off: Home equity loans-0.0034%4,601
All other 1-4 family - Percent of loans charged-off, net0.0328%3,539
Percentage Net Loans Charged-off: Commercial and industrial-0.0749%5,515
Percentage Net Loans Charged-off: Loans to individuals1.6681%620
Percentage Net Loans Charged-off: Credit card loans1.8377%380
Percentage Net Loans Charged-off: Other loans to individual0.1899%3,063
Percentage Net Loans Charged-off: All other loans and lease0.0064%1,515
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0401%6,242
Percentage Net Loans Charged-off: Total real estate loans-0.0428%6,295
Percentage Net Loans Charged-off:Construction & development-0.5358%5,918
Percentage Net Loans Charged-off: Commercial real estate-0.0567%6,278
Percentage Net Loans Charged-off: Multi-family residential-0.0063%5,202
Percentage Net Loans Charged-off: 1-4 family residential0.0329%3,414
Percentage Net Loans Charged-off: Home equity loans-0.0034%4,611
All other 1-4 family - Percent of loans charged-off, net0.0466%3,115
Percentage Net Loans Charged-off: Commercial and industrial-0.2302%5,953
Percentage Net Loans Charged-off: Loans to individuals1.4700%679
Percentage Net Loans Charged-off: Credit card loans1.5583%421
Percentage Net Loans Charged-off: Other loans to individual0.4441%1,853
Percentage Net Loans Charged-off: All other loans and lease-0.0043%5,480
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0228%4,383
Percentage Net Loans Charged-off: Total real estate loans-0.0012%5,667
Percentage Net Loans Charged-off:Construction & development-0.8208%6,031
Percentage Net Loans Charged-off: Commercial real estate0.0289%1,890
Percentage Net Loans Charged-off: Multi-family residential-0.0098%5,220
Percentage Net Loans Charged-off: 1-4 family residential-0.0277%6,217
Percentage Net Loans Charged-off: Home equity loans-0.0033%4,599
All other 1-4 family - Percent of loans charged-off, net-0.0376%6,247
Percentage Net Loans Charged-off: Commercial and industrial0.2033%1,715
Percentage Net Loans Charged-off: Loans to individuals1.8723%516
Percentage Net Loans Charged-off: Credit card loans1.9504%350
Percentage Net Loans Charged-off: Other loans to individual0.6620%1,344
Percentage Net Loans Charged-off: All other loans and lease-0.0207%5,638
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1057%2,814
Percentage Net Loans Charged-off: Total real estate loans0.0280%2,785
Percentage Net Loans Charged-off:Construction & development-1.1813%6,117
Percentage Net Loans Charged-off: Commercial real estate0.0934%1,165
Percentage Net Loans Charged-off: Multi-family residential-0.0202%5,284
Percentage Net Loans Charged-off: 1-4 family residential-0.0569%6,371
Percentage Net Loans Charged-off: Home equity loans-0.0033%4,634
All other 1-4 family - Percent of loans charged-off, net-0.0794%6,446
Percentage Net Loans Charged-off: Commercial and industrial1.0346%666
Percentage Net Loans Charged-off: Loans to individuals2.9589%322
Percentage Net Loans Charged-off: Credit card loans3.0677%230
Percentage Net Loans Charged-off: Other loans to individual1.2862%729
Percentage Net Loans Charged-off: All other loans and lease-0.0730%5,835
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3689%2,782
Percentage Net Loans Charged-off: Total real estate loans0.1023%4,002
Percentage Net Loans Charged-off:Construction & development0.6612%1,681
Percentage Net Loans Charged-off: Commercial real estate0.0856%2,750
Percentage Net Loans Charged-off: Multi-family residential-0.5073%5,568
Percentage Net Loans Charged-off: 1-4 family residential0.2051%2,966
Percentage Net Loans Charged-off: Home equity loans0.0960%1,608
All other 1-4 family - Percent of loans charged-off, net0.2521%2,576
Percentage Net Loans Charged-off: Commercial and industrial3.8875%389
Percentage Net Loans Charged-off: Loans to individuals2.6470%450
Percentage Net Loans Charged-off: Credit card loans2.8409%329
Percentage Net Loans Charged-off: Other loans to individual0.4350%2,416
Percentage Net Loans Charged-off: All other loans and lease0.0150%1,583
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0611%4,811
Percentage Net Loans Charged-off: Total real estate loans0.0798%3,973
Percentage Net Loans Charged-off:Construction & development0.7119%1,523
Percentage Net Loans Charged-off: Commercial real estate0.0190%2,765
Percentage Net Loans Charged-off: Multi-family residential-0.4341%5,591
Percentage Net Loans Charged-off: 1-4 family residential0.2726%2,473
Percentage Net Loans Charged-off: Home equity loans0.1282%1,371
All other 1-4 family - Percent of loans charged-off, net0.3354%2,116
Percentage Net Loans Charged-off: Commercial and industrial-0.4892%6,553
Percentage Net Loans Charged-off: Loans to individuals2.3865%487
Percentage Net Loans Charged-off: Credit card loans2.5642%342
Percentage Net Loans Charged-off: Other loans to individual0.2949%2,620
Percentage Net Loans Charged-off: All other loans and lease0.0153%1,413
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1273%3,911
Percentage Net Loans Charged-off: Total real estate loans0.1146%3,461
Percentage Net Loans Charged-off:Construction & development1.1295%1,238
Percentage Net Loans Charged-off: Commercial real estate0.0284%2,333
Percentage Net Loans Charged-off: Multi-family residential-0.5282%5,601
Percentage Net Loans Charged-off: 1-4 family residential0.3468%2,066
Percentage Net Loans Charged-off: Home equity loans0.1927%1,136
All other 1-4 family - Percent of loans charged-off, net0.4143%1,792
Percentage Net Loans Charged-off: Commercial and industrial0.0608%2,617
Percentage Net Loans Charged-off: Loans to individuals2.2336%550
Percentage Net Loans Charged-off: Credit card loans2.3986%352
Percentage Net Loans Charged-off: Other loans to individual0.2899%2,460
Percentage Net Loans Charged-off: All other loans and lease0.0164%1,225
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0651%3,841
Percentage Net Loans Charged-off: Total real estate loans0.0537%3,286
Percentage Net Loans Charged-off:Construction & development-0.4566%6,321
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3204%1,839
Percentage Net Loans Charged-off: Home equity loans0.3885%764
All other 1-4 family - Percent of loans charged-off, net0.2899%1,794
Percentage Net Loans Charged-off: Commercial and industrial0.1626%1,670
Percentage Net Loans Charged-off: Loans to individuals0.5800%1,668
Percentage Net Loans Charged-off: Credit card loans0.6048%521
Percentage Net Loans Charged-off: Other loans to individual0.2864%2,110
Percentage Net Loans Charged-off: All other loans and lease0.0110%949
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5437%2,839
Percentage Net Loans Charged-off: Total real estate loans0.4844%2,691
Percentage Net Loans Charged-off:Construction & development-0.6189%6,583
Percentage Net Loans Charged-off: Commercial real estate0.4046%2,180
Percentage Net Loans Charged-off: Multi-family residential-0.1937%5,690
Percentage Net Loans Charged-off: 1-4 family residential0.3337%2,799
Percentage Net Loans Charged-off: Home equity loans-0.2808%5,362
All other 1-4 family - Percent of loans charged-off, net0.6372%1,818
Percentage Net Loans Charged-off: Commercial and industrial0.4961%2,764
Percentage Net Loans Charged-off: Loans to individuals6.7823%173
Percentage Net Loans Charged-off: Credit card loans7.2718%121
Percentage Net Loans Charged-off: Other loans to individual0.5332%2,420
Percentage Net Loans Charged-off: All other loans and lease0.2757%1,027
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3866%3,184
Percentage Net Loans Charged-off: Total real estate loans0.2807%3,196
Percentage Net Loans Charged-off:Construction & development-0.7079%6,628
Percentage Net Loans Charged-off: Commercial real estate0.3521%1,945
Percentage Net Loans Charged-off: Multi-family residential-0.2546%5,704
Percentage Net Loans Charged-off: 1-4 family residential0.4166%2,252
Percentage Net Loans Charged-off: Home equity loans-0.3735%5,399
All other 1-4 family - Percent of loans charged-off, net0.8164%1,389
Percentage Net Loans Charged-off: Commercial and industrial-0.0124%5,949
Percentage Net Loans Charged-off: Loans to individuals7.9080%141
Percentage Net Loans Charged-off: Credit card loans8.4893%110
Percentage Net Loans Charged-off: Other loans to individual0.3518%2,756
Percentage Net Loans Charged-off: All other loans and lease4.5533%221
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3635%3,100
Percentage Net Loans Charged-off: Total real estate loans0.3122%2,856
Percentage Net Loans Charged-off:Construction & development-0.8299%6,648
Percentage Net Loans Charged-off: Commercial real estate0.3635%1,714
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.5101%1,904
Percentage Net Loans Charged-off: Home equity loans-0.5787%5,434
All other 1-4 family - Percent of loans charged-off, net1.0791%1,059
Percentage Net Loans Charged-off: Commercial and industrial-0.0201%5,971
Percentage Net Loans Charged-off: Loans to individuals7.2238%174
Percentage Net Loans Charged-off: Credit card loans7.6958%122
Percentage Net Loans Charged-off: Other loans to individual0.5510%1,955
Percentage Net Loans Charged-off: All other loans and lease0.0377%1,233
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1479%7,199
Percentage Net Loans Charged-off: Total real estate loans-0.2182%7,299
Percentage Net Loans Charged-off:Construction & development-3.1900%6,782
Percentage Net Loans Charged-off: Commercial real estate0.0678%1,739
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.5481%7,364
Percentage Net Loans Charged-off: Home equity loans-1.5448%5,470
All other 1-4 family - Percent of loans charged-off, net-0.0033%6,740
Percentage Net Loans Charged-off: Commercial and industrial-0.0421%6,027
Percentage Net Loans Charged-off: Loans to individuals5.4930%242
Percentage Net Loans Charged-off: Credit card loans5.8439%201
Percentage Net Loans Charged-off: Other loans to individual0.2764%2,336
Percentage Net Loans Charged-off: All other loans and lease0.0183%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3758%1,623
Percentage Net Loans Charged-off: Total real estate loans1.3064%1,495
Percentage Net Loans Charged-off:Construction & development6.1250%1,032
Percentage Net Loans Charged-off: Commercial real estate0.3372%2,419
Percentage Net Loans Charged-off: Multi-family residential8.8484%174
Percentage Net Loans Charged-off: 1-4 family residential0.3471%2,798
Percentage Net Loans Charged-off: Home equity loans0.4172%1,332
All other 1-4 family - Percent of loans charged-off, net0.3054%2,858
Percentage Net Loans Charged-off: Commercial and industrial-0.1500%6,950
Percentage Net Loans Charged-off: Loans to individuals12.0796%101
Percentage Net Loans Charged-off: Credit card loans13.2254%73
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0816%1,667
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3325%1,525
Percentage Net Loans Charged-off: Total real estate loans1.2498%1,443
Percentage Net Loans Charged-off:Construction & development6.9383%822
Percentage Net Loans Charged-off: Commercial real estate0.4126%1,919
Percentage Net Loans Charged-off: Multi-family residential5.5982%229
Percentage Net Loans Charged-off: 1-4 family residential0.2044%3,139
Percentage Net Loans Charged-off: Home equity loans0.5452%1,065
All other 1-4 family - Percent of loans charged-off, net-0.0006%7,176
Percentage Net Loans Charged-off: Commercial and industrial-0.0140%6,537
Percentage Net Loans Charged-off: Loans to individuals11.8177%93
Percentage Net Loans Charged-off: Credit card loans13.0207%75
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1082%1,430
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1723%1,621
Percentage Net Loans Charged-off: Total real estate loans1.0869%1,498
Percentage Net Loans Charged-off:Construction & development8.0023%636
Percentage Net Loans Charged-off: Commercial real estate0.5366%1,441
Percentage Net Loans Charged-off: Multi-family residential0.2466%613
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial-0.1888%7,021
Percentage Net Loans Charged-off: Loans to individuals11.5910%106
Percentage Net Loans Charged-off: Credit card loans12.9080%78
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0908%1,291
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0785%820
Percentage Net Loans Charged-off: Total real estate loans2.0754%722
Percentage Net Loans Charged-off:Construction & development14.3869%279
Percentage Net Loans Charged-off: Commercial real estate0.9674%772
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial-0.0943%6,793
Percentage Net Loans Charged-off: Loans to individuals9.3798%162
Percentage Net Loans Charged-off: Credit card loans10.5533%129
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0864%1,025
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8250%1,364
Percentage Net Loans Charged-off: Total real estate loans1.1737%1,703
Percentage Net Loans Charged-off:Construction & development6.6555%939
Percentage Net Loans Charged-off: Commercial real estate0.1864%2,495
Percentage Net Loans Charged-off: Multi-family residential1.2206%535
Percentage Net Loans Charged-off: 1-4 family residential0.3698%2,484
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.5611%1,849
Percentage Net Loans Charged-off: Commercial and industrial7.0245%456
Percentage Net Loans Charged-off: Loans to individuals23.1225%50
Percentage Net Loans Charged-off: Credit card loans25.6422%32
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2788%1,482
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3296%1,539
Percentage Net Loans Charged-off: Total real estate loans1.0225%1,542
Percentage Net Loans Charged-off:Construction & development5.5872%884
Percentage Net Loans Charged-off: Commercial real estate0.2508%1,818
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2500%2,588
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.3733%2,035
Percentage Net Loans Charged-off: Commercial and industrial0.2589%3,719
Percentage Net Loans Charged-off: Loans to individuals20.4258%53
Percentage Net Loans Charged-off: Credit card loans22.6242%38
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1137%1,550
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6132%1,172
Percentage Net Loans Charged-off: Total real estate loans1.3899%1,068
Percentage Net Loans Charged-off:Construction & development7.7601%572
Percentage Net Loans Charged-off: Commercial real estate0.1734%1,610
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.3888%1,849
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.5732%1,375
Percentage Net Loans Charged-off: Commercial and industrial0.0430%3,787
Percentage Net Loans Charged-off: Loans to individuals17.3430%69
Percentage Net Loans Charged-off: Credit card loans19.2338%58
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0705%1,451
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2115%653
Percentage Net Loans Charged-off: Total real estate loans2.2152%509
Percentage Net Loans Charged-off:Construction & development11.4337%279
Percentage Net Loans Charged-off: Commercial real estate0.3493%783
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.8170%883
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net1.1903%626
Percentage Net Loans Charged-off: Commercial and industrial-0.0112%6,774
Percentage Net Loans Charged-off: Loans to individuals8.9873%158
Percentage Net Loans Charged-off: Credit card loans9.9589%153
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0911%1,083
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4772%783
Percentage Net Loans Charged-off: Total real estate loans0.3961%1,964
Percentage Net Loans Charged-off:Construction & development2.1199%1,054
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0208%3,886
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0294%3,522
Percentage Net Loans Charged-off: Commercial and industrial11.6445%105
Percentage Net Loans Charged-off: Loans to individuals11.3057%63
Percentage Net Loans Charged-off: Credit card loans12.4879%55
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2302%1,300
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5293%1,595
Percentage Net Loans Charged-off: Total real estate loans0.5472%1,093
Percentage Net Loans Charged-off:Construction & development2.8522%548
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0338%3,027
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0471%2,673
Percentage Net Loans Charged-off: Commercial and industrial0.0028%3,886
Percentage Net Loans Charged-off: Loans to individuals2.0126%828
Percentage Net Loans Charged-off: Credit card loans2.2331%583
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2670%1,073
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1607%3,117
Percentage Net Loans Charged-off: Total real estate loans0.1705%1,876
Percentage Net Loans Charged-off:Construction & development0.8489%825
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0594%2,243
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0792%1,912
Percentage Net Loans Charged-off: Commercial and industrial0.0081%3,128
Percentage Net Loans Charged-off: Loans to individuals0.3669%3,343
Percentage Net Loans Charged-off: Credit card loans0.4553%910
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5655%744
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0167%4,470
Percentage Net Loans Charged-off: Total real estate loans0.0090%2,550
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1305%1,273
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1679%1,042
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.4711%2,552
Percentage Net Loans Charged-off: Credit card loans0.6272%711
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9377%498
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1933%2,713
Percentage Net Loans Charged-off: Total real estate loans0.1787%1,484
Percentage Net Loans Charged-off:Construction & development0.9696%442
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0268%3,741
Percentage Net Loans Charged-off: Loans to individuals4.1174%170
Percentage Net Loans Charged-off: Credit card loans1.2785%830
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4741%517
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1242%2,813
Percentage Net Loans Charged-off: Total real estate loans0.0706%1,812
Percentage Net Loans Charged-off:Construction & development0.3917%445
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.1565%2,388
Percentage Net Loans Charged-off: Loans to individuals6.1178%81
Percentage Net Loans Charged-off: Credit card loans1.8441%595
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5220%430
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0173%4,650
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0172%2,629
Percentage Net Loans Charged-off: Loans to individuals2.0131%536
Percentage Net Loans Charged-off: Credit card loans3.1629%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1312%478
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0329%3,329
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0372%1,732
Percentage Net Loans Charged-off: Loans to individuals3.8127%212
Percentage Net Loans Charged-off: Credit card loans6.3327%166
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1857%374
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0068%5,971
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0052%3,682
Percentage Net Loans Charged-off: Loans to individuals0.3932%3,374
Percentage Net Loans Charged-off: Credit card loans0.4759%1,125
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0427%558
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0080%5,331
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0160%2,989
Percentage Net Loans Charged-off: Loans to individuals0.4430%2,762
Percentage Net Loans Charged-off: Credit card loans0.4651%1,011
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8922%538
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0102%4,763
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0359%2,414
Percentage Net Loans Charged-off: Loans to individuals0.5670%2,139
Percentage Net Loans Charged-off: Credit card loans0.5456%895
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3879%393
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0123%3,869
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0340%1,617
Percentage Net Loans Charged-off: Loans to individuals0.9031%1,394
Percentage Net Loans Charged-off: Credit card loans1.0089%680
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5588%331
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0010%6,576
Percentage Net Loans Charged-off: Total real estate loans-0.0005%7,513
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential-0.0036%6,317
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial-0.0430%7,348
Percentage Net Loans Charged-off: Loans to individuals0.3944%4,054
Percentage Net Loans Charged-off: Credit card loans0.0928%1,451
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5598%773
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0003%6,134
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,449
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential-0.0042%6,290
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.0569%7,289
Percentage Net Loans Charged-off: Loans to individuals0.4699%3,229
Percentage Net Loans Charged-off: Credit card loans0.0508%1,323
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5183%707
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0007%5,652
Percentage Net Loans Charged-off: Total real estate loans-0.0009%7,453
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential-0.0054%6,239
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0056%6,730
Percentage Net Loans Charged-off: Loans to individuals-0.0440%7,361
Percentage Net Loans Charged-off: Credit card loans-0.0764%1,996
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4338%656
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0007%4,720
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,571
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential-0.0020%6,214
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.1349%3,847
Percentage Net Loans Charged-off: Credit card loans0.2298%912
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0018%6,894
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial-0.0054%7,167
Percentage Net Loans Charged-off: Loans to individuals0.2835%4,944
Percentage Net Loans Charged-off: Credit card loans0.4303%1,544
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0009%6,475
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial-0.0071%6,944
Percentage Net Loans Charged-off: Loans to individuals0.1954%4,995
Percentage Net Loans Charged-off: Credit card loans0.2916%1,463
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0005%6,013
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0052%6,843
Percentage Net Loans Charged-off: Loans to individuals0.1190%5,041
Percentage Net Loans Charged-off: Credit card loans0.1576%1,352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,097
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0103%6,929
Percentage Net Loans Charged-off: Loans to individuals0.1169%4,329
Percentage Net Loans Charged-off: Credit card loans-0.0777%2,455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0090%7,045
Percentage Net Loans Charged-off: Total real estate loans0.0078%3,714
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0403%148
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial-0.1596%8,126
Percentage Net Loans Charged-off: Loans to individuals1.7800%1,039
Percentage Net Loans Charged-off: Credit card loans3.3840%750
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0485%1,672
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0065%6,683
Percentage Net Loans Charged-off: Total real estate loans0.0107%3,047
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0537%104
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial-0.2196%8,167
Percentage Net Loans Charged-off: Loans to individuals1.9433%816
Percentage Net Loans Charged-off: Credit card loans3.6025%676
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0632%1,430
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0009%7,721
Percentage Net Loans Charged-off: Total real estate loans0.0168%2,428
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0807%72
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.3090%8,228
Percentage Net Loans Charged-off: Loans to individuals1.8798%897
Percentage Net Loans Charged-off: Credit card loans3.3814%709
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0932%1,201
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0234%4,811
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.1025%2,127
Percentage Net Loans Charged-off: Loans to individuals0.8402%2,285
Percentage Net Loans Charged-off: Credit card loans1.4763%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0942%5,259
Percentage Net Loans Charged-off: Total real estate loans0.0835%2,011
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0932%8,822
Percentage Net Loans Charged-off: Multi-family residential0.6270%87
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.2055%3,771
Percentage Net Loans Charged-off: Loans to individuals-0.4600%9,041
Percentage Net Loans Charged-off: Credit card loans-0.1694%2,872
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0750%5,568
Percentage Net Loans Charged-off: Total real estate loans-0.0986%9,206
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential-0.6207%6,683
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.5782%2,502
Percentage Net Loans Charged-off: Loans to individuals2.8842%462
Percentage Net Loans Charged-off: Credit card loans4.3593%549
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0822%5,004
Percentage Net Loans Charged-off: Total real estate loans-0.0085%1,355
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential-0.0721%1,388
Percentage Net Loans Charged-off: 1-4 family residential-0.0141%1,414
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0162%1,422
Percentage Net Loans Charged-off: Commercial and industrial0.4402%493
Percentage Net Loans Charged-off: Loans to individuals0.2087%1,117
Percentage Net Loans Charged-off: Credit card loans0.2684%937
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5814%1,134
Percentage Net Loans Charged-off: Total real estate loans0.1444%192
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential1.5292%9
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net1.7561%10
Percentage Net Loans Charged-off: Commercial and industrial2.3795%67
Percentage Net Loans Charged-off: Loans to individuals0.1155%1,248
Percentage Net Loans Charged-off: Credit card loans0.1490%969
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1153%10,011
Percentage Net Loans Charged-off: Total real estate loans-0.3777%1,470
Percentage Net Loans Charged-off:Construction & development-2.0252%1,396
Percentage Net Loans Charged-off: Commercial real estate-0.2771%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0552%461
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0638%391
Percentage Net Loans Charged-off: Commercial and industrial1.0256%164
Percentage Net Loans Charged-off: Loans to individuals0.8408%577
Percentage Net Loans Charged-off: Credit card loans1.4226%731
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6520%1,093
Percentage Net Loans Charged-off: Total real estate loans0.7763%27
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.9044%40
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential1.7901%12
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net2.0469%8
Percentage Net Loans Charged-off: Commercial and industrial0.0030%882
Percentage Net Loans Charged-off: Loans to individuals1.0823%503
Percentage Net Loans Charged-off: Credit card loans1.7096%734
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5020%1,757
Percentage Net Loans Charged-off: Total real estate loans0.5224%94
Percentage Net Loans Charged-off:Construction & development0.0673%215
Percentage Net Loans Charged-off: Commercial real estate0.0023%547
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential3.6541%2
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net4.0267%3
Percentage Net Loans Charged-off: Commercial and industrial0.4008%390
Percentage Net Loans Charged-off: Loans to individuals0.6932%728
Percentage Net Loans Charged-off: Credit card loans1.2741%822
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8106%899
Percentage Net Loans Charged-off: Total real estate loans1.0246%69
Percentage Net Loans Charged-off:Construction & development3.0599%53
Percentage Net Loans Charged-off: Commercial real estate0.3772%283
Percentage Net Loans Charged-off: Multi-family residential1.4225%91
Percentage Net Loans Charged-off: 1-4 family residential1.7027%23
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net1.8616%17
Percentage Net Loans Charged-off: Commercial and industrial-0.2782%1,297
Percentage Net Loans Charged-off: Loans to individuals0.7927%498
Percentage Net Loans Charged-off: Credit card loans1.3767%703
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4148%438
Percentage Net Loans Charged-off: Total real estate loans1.1453%84
Percentage Net Loans Charged-off:Construction & development4.9895%49
Percentage Net Loans Charged-off: Commercial real estate0.6078%252
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.7339%69
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.8132%66
Percentage Net Loans Charged-off: Commercial and industrial2.8052%84
Percentage Net Loans Charged-off: Loans to individuals0.5591%575
Percentage Net Loans Charged-off: Credit card loans1.6435%530
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1110%426
Percentage Net Loans Charged-off: Total real estate loans2.2211%67
Percentage Net Loans Charged-off:Construction & development2.3125%176
Percentage Net Loans Charged-off: Commercial real estate0.6990%333
Percentage Net Loans Charged-off: Multi-family residential20.9159%10
Percentage Net Loans Charged-off: 1-4 family residential1.0230%60
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net1.1757%58
Percentage Net Loans Charged-off: Commercial and industrial2.2338%194
Percentage Net Loans Charged-off: Loans to individuals1.1394%361
Percentage Net Loans Charged-off: Credit card loans1.7100%572
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6847%3,199
Percentage Net Loans Charged-off: Total real estate loans0.1086%925
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.1323%809
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.2308%351
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.2710%320
Percentage Net Loans Charged-off: Commercial and industrial1.5029%444
Percentage Net Loans Charged-off: Loans to individuals0.5585%911
Percentage Net Loans Charged-off: Credit card loans1.1669%840
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA