Home > Farmers and Merchants Bank of Carlinville > Income and Expense
Farmers and Merchants Bank of Carlinville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 5,558 |
| Total interest expense | $2,580,000 | 5,294 |
| Net interest income | $2,726,000 | 5,712 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $290,000 | 6,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,729 |
| Total noninterest expense | $1,243,000 | 7,519 |
| Salaries and employee benefits | $614,000 | 7,825 |
| Premises and equipment expense | $104,000 | 8,869 |
| Additional noninterest expense | $525,000 | 6,314 |
| Pre-tax net operating income | $1,749,000 | 3,956 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $599,000 | 3,675 |
| Income before extraordinary items | $1,150,000 | 4,202 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,150,000 | 4,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $950,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,150,000 | 4,142 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 6,123 |
| Total interest expense | $2,185,000 | 6,073 |
| Net interest income | $2,607,000 | 6,038 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $224,000 | 7,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $1,116,000 | 8,274 |
| Salaries and employee benefits | $595,000 | 8,167 |
| Premises and equipment expense | $110,000 | 9,028 |
| Additional noninterest expense | $411,000 | 7,786 |
| Pre-tax net operating income | $1,691,000 | 3,950 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $586,000 | 3,662 |
| Income before extraordinary items | $1,106,000 | 4,135 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,106,000 | 4,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,105,350 | 4,088 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 6,514 |
| Total interest expense | $1,975,000 | 6,524 |
| Net interest income | $2,472,000 | 6,365 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $273,000 | 7,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,145 |
| Total noninterest expense | $1,188,000 | 8,248 |
| Salaries and employee benefits | $605,000 | 8,327 |
| Premises and equipment expense | $104,000 | 9,513 |
| Additional noninterest expense | $479,000 | 7,436 |
| Pre-tax net operating income | $1,527,000 | 4,391 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $512,000 | 4,121 |
| Income before extraordinary items | $1,019,000 | 4,520 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,019,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,016,320 | 4,525 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 6,720 |
| Total interest expense | $1,575,000 | 6,667 |
| Net interest income | $2,408,000 | 6,645 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $198,000 | 8,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $1,321,000 | 8,166 |
| Salaries and employee benefits | $640,000 | 8,337 |
| Premises and equipment expense | $103,000 | 9,932 |
| Additional noninterest expense | $578,000 | 7,193 |
| Pre-tax net operating income | $1,225,000 | 5,165 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $375,000 | 5,004 |
| Income before extraordinary items | $855,000 | 5,096 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $855,000 | 5,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $1,275,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $851,500 | 5,159 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 6,835 |
| Total interest expense | $1,667,000 | 6,700 |
| Net interest income | $2,372,000 | 6,791 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $250,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $1,343,000 | 8,360 |
| Salaries and employee benefits | $663,000 | 8,276 |
| Premises and equipment expense | $143,000 | 9,102 |
| Additional noninterest expense | $537,000 | 7,891 |
| Pre-tax net operating income | $1,219,000 | 5,128 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $364,000 | 5,349 |
| Income before extraordinary items | $858,000 | 5,273 |
| Extraordinary gains, net | $37,000 | 2,352 |
| Net income | $895,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $420,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $855,900 | 5,066 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 6,795 |
| Total interest expense | $2,295,000 | 6,417 |
| Net interest income | $2,281,000 | 7,052 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $214,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $1,369,000 | 8,409 |
| Salaries and employee benefits | $653,000 | 8,365 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $555,000 | 7,934 |
| Pre-tax net operating income | $956,000 | 5,823 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $223,000 | 7,127 |
| Income before extraordinary items | $733,000 | 5,725 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $733,000 | 5,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $733,000 | 5,388 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.