Home > Farmers and Merchants Bank of Carlinville > Assets and Liabilities
Farmers and Merchants Bank of Carlinville, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $72,635,000 | 5,569 |
| Cash and due from depository institutions | $1,665,000 | 7,503 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $23,185,000 | 4,437 |
| Federal funds sold & reverse repurchase agreements | $565,000 | 7,121 |
| Net loans & leases | $45,365,000 | 5,343 |
| Loan loss allowance | $702,000 | 4,492 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $296,000 | 8,965 |
| Other real estate owned | $175,000 | 7,503 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,384,000 | 4,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,635,000 | 5,569 |
| Total liabilities | $66,420,000 | 5,492 |
| Total deposits | $61,067,000 | 5,583 |
| Interest-bearing deposits | $54,082,000 | 5,467 |
| Deposits held in domestic offices | $61,067,000 | 5,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,793,000 | 1,528 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $560,000 | 5,479 |
| Total equity capital | $6,215,000 | 6,263 |
| Total bank equity capital | $6,215,000 | 6,263 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $565,000 | 4,640 |
| Surplus | $2,435,000 | 4,819 |
| Undivided profits | $3,215,000 | 5,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 9,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $677,000 | 3,478 |
| Earning assets | $69,115,000 | 5,433 |
| Long-term assets (5+ years) | $1,362,000 | 8,186 |
| Average Assets, year-to-date | $70,440,200 | 5,512 |
| Average Assets, quarterly | $73,736,000 | 5,449 |
| Volatile liabilities | $13,294,000 | 4,114 |
| Insider loans | $21,000 | 9,458 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,979,000 | 5,780 |
| Tier 1 (core) risk-based capital | $6,130,000 | 6,180 |
| Tier 2 risk-based capital | $539,700 | 4,892 |
| Total risk weighted assets | $43,013,400 | 5,651 |
| Total unused commitments | $3,979,000 | 5,790 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $68,302,000 | 5,995 |
| Cash and due from depository institutions | $2,939,000 | 9,268 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,162,000 | 5,678 |
| Federal funds sold & reverse repurchase agreements | $2,810,000 | 4,022 |
| Net loans & leases | $42,572,000 | 5,632 |
| Loan loss allowance | $677,000 | 4,790 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $335,000 | 9,029 |
| Other real estate owned | $177,000 | 9,268 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,307,000 | 5,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,302,000 | 5,995 |
| Total liabilities | $62,324,000 | 5,908 |
| Total deposits | $57,261,000 | 6,048 |
| Interest-bearing deposits | $50,214,000 | 5,942 |
| Deposits held in domestic offices | $57,261,000 | 6,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,538,000 | 1,669 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $525,000 | 5,762 |
| Total equity capital | $5,978,000 | 6,467 |
| Total bank equity capital | $5,978,000 | 6,467 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $565,000 | 4,933 |
| Surplus | $2,435,000 | 4,878 |
| Undivided profits | $2,978,000 | 6,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 8,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $803,000 | 2,843 |
| Earning assets | $63,544,000 | 5,922 |
| Long-term assets (5+ years) | $1,282,000 | 8,475 |
| Average Assets, year-to-date | $63,480,400 | 6,111 |
| Average Assets, quarterly | $68,299,500 | 5,942 |
| Volatile liabilities | $11,537,000 | 4,414 |
| Insider loans | $16,000 | 10,009 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,479,000 | 5,387 |
| Tier 1 (core) risk-based capital | $5,930,000 | 6,418 |
| Tier 2 risk-based capital | $531,050 | 5,029 |
| Total risk weighted assets | $42,338,350 | 5,736 |
| Total unused commitments | $4,479,000 | 5,397 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $60,457,000 | 6,614 |
| Cash and due from depository institutions | $1,982,000 | 7,970 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,649,000 | 6,540 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $40,959,000 | 5,739 |
| Loan loss allowance | $644,000 | 5,017 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $340,000 | 9,273 |
| Other real estate owned | $206,000 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,321,000 | 5,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,457,000 | 6,614 |
| Total liabilities | $55,307,000 | 6,507 |
| Total deposits | $51,753,000 | 6,616 |
| Interest-bearing deposits | $44,690,000 | 6,570 |
| Deposits held in domestic offices | $51,753,000 | 6,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,085,000 | 1,884 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $469,000 | 6,474 |
| Total equity capital | $5,150,000 | 7,238 |
| Total bank equity capital | $5,150,000 | 7,238 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $565,000 | 5,197 |
| Surplus | $2,435,000 | 4,881 |
| Undivided profits | $2,150,000 | 7,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 8,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $852,000 | 2,744 |
| Earning assets | $56,608,000 | 6,512 |
| Long-term assets (5+ years) | $1,757,000 | 8,136 |
| Average Assets, year-to-date | $59,571,000 | 6,473 |
| Average Assets, quarterly | $60,819,500 | 6,521 |
| Volatile liabilities | $5,608,000 | 6,534 |
| Insider loans | $8,000 | 10,621 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,926,000 | 5,631 |
| Tier 1 (core) risk-based capital | $5,124,000 | 7,125 |
| Tier 2 risk-based capital | $495,120 | 5,319 |
| Total risk weighted assets | $39,460,420 | 6,015 |
| Total unused commitments | $3,926,000 | 5,642 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $59,236,000 | 6,712 |
| Cash and due from depository institutions | $1,885,000 | 8,561 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,502,000 | 6,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $38,973,000 | 5,897 |
| Loan loss allowance | $604,000 | 5,374 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $324,000 | 9,670 |
| Other real estate owned | $206,000 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,346,000 | 5,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,236,000 | 6,712 |
| Total liabilities | $54,730,000 | 6,598 |
| Total deposits | $50,784,000 | 6,734 |
| Interest-bearing deposits | $42,837,000 | 6,785 |
| Deposits held in domestic offices | $50,784,000 | 6,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,611,000 | 2,098 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $335,000 | 6,842 |
| Total equity capital | $4,506,000 | 7,644 |
| Total bank equity capital | $4,506,000 | 7,644 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $565,000 | 5,471 |
| Surplus | $2,435,000 | 4,861 |
| Undivided profits | $1,506,000 | 8,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 6,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $694,000 | 2,951 |
| Earning assets | $55,475,000 | 6,601 |
| Long-term assets (5+ years) | $1,404,000 | 8,952 |
| Average Assets, year-to-date | $58,827,000 | 6,633 |
| Average Assets, quarterly | $59,630,000 | 6,647 |
| Volatile liabilities | $5,819,000 | 6,188 |
| Insider loans | $46,000 | 10,346 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,927,000 | 5,589 |
| Tier 1 (core) risk-based capital | $4,855,000 | 7,377 |
| Tier 2 risk-based capital | $470,340 | 5,548 |
| Total risk weighted assets | $37,493,840 | 6,191 |
| Total unused commitments | $3,927,000 | 5,595 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $57,076,000 | 7,093 |
| Cash and due from depository institutions | $1,524,000 | 8,670 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,217,000 | 7,042 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,413 |
| Net loans & leases | $35,516,000 | 6,234 |
| Loan loss allowance | $540,000 | 6,035 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $355,000 | 9,750 |
| Other real estate owned | $225,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,039,000 | 5,919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,076,000 | 7,093 |
| Total liabilities | $51,801,000 | 7,074 |
| Total deposits | $50,393,000 | 7,015 |
| Interest-bearing deposits | $43,712,000 | 6,944 |
| Deposits held in domestic offices | $50,393,000 | 7,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,016,000 | 2,749 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $392,000 | 6,369 |
| Total equity capital | $5,275,000 | 6,986 |
| Total bank equity capital | $5,275,000 | 6,986 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $565,000 | 5,716 |
| Surplus | $2,435,000 | 4,813 |
| Undivided profits | $2,275,000 | 7,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 7,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $602,000 | 3,022 |
| Earning assets | $53,933,000 | 6,939 |
| Long-term assets (5+ years) | $2,330,000 | 8,420 |
| Average Assets, year-to-date | $57,913,600 | 6,857 |
| Average Assets, quarterly | $59,125,500 | 6,858 |
| Volatile liabilities | $3,247,000 | 8,112 |
| Insider loans | $175,000 | 8,621 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,951,000 | 5,546 |
| Tier 1 (core) risk-based capital | $5,275,000 | 6,906 |
| Tier 2 risk-based capital | $435,760 | 5,891 |
| Total risk weighted assets | $34,756,260 | 6,558 |
| Total unused commitments | $3,951,000 | 5,567 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $59,166,000 | 7,002 |
| Cash and due from depository institutions | $2,974,000 | 8,413 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,374,000 | 6,235 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $35,118,000 | 6,302 |
| Loan loss allowance | $570,000 | 5,854 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $353,000 | 10,039 |
| Other real estate owned | $284,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,063,000 | 6,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,166,000 | 7,002 |
| Total liabilities | $54,366,000 | 6,949 |
| Total deposits | $51,266,000 | 7,083 |
| Interest-bearing deposits | $44,965,000 | 7,038 |
| Deposits held in domestic offices | $51,266,000 | 7,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 1,810 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $400,000 | 6,813 |
| Total equity capital | $4,800,000 | 7,291 |
| Total bank equity capital | $4,800,000 | 7,291 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $565,000 | 6,014 |
| Surplus | $1,935,000 | 5,668 |
| Undivided profits | $2,300,000 | 6,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 9,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $644,000 | 3,125 |
| Earning assets | $54,492,000 | 6,958 |
| Long-term assets (5+ years) | $3,660,000 | 7,450 |
| Average Assets, year-to-date | $59,345,200 | 6,831 |
| Average Assets, quarterly | $59,897,500 | 6,872 |
| Volatile liabilities | $4,901,000 | 6,651 |
| Insider loans | $166,000 | 4,407 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,922,000 | 6,162 |
| Tier 1 (core) risk-based capital | $4,800,000 | 7,215 |
| Tier 2 risk-based capital | $455,480 | 5,648 |
| Total risk weighted assets | $36,323,880 | 6,393 |
| Total unused commitments | $2,922,000 | 6,193 |
| Derivatives | $0 | 651 |