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Farmers and Merchants Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$12,308,0001,080
Total interest expense$3,936,0001,186
Net interest income$8,372,0001,029
Provision for loan and lease losses$400,000676
Total noninterest income$530,0001,871
Gross Fiduciary activities income$0918
Service charges on deposit accounts$279,000937
Trading account gains and feesNANA
Additional Noninterest Income$251,0002,159
Total noninterest expense$4,896,0001,304
Salaries and employee benefits$2,896,0001,273
Premises and equipment expense$339,0001,722
Additional noninterest expense$251,0002,159
Pre-tax net operating income$3,606,000918
Securities gains (losses)$0665
Applicable income taxes$895,000696
Income before extraordinary items$2,711,0001,002
Extraordinary gains, net$047
Net income$2,711,0001,017
Minority interest net income$065
Net income of bank and minority interests.$2,711,0001,002
Net charge-offs$348,000494
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,711,0001,009
2024-12-31 (YTD Data)Rank
Total interest income$45,760,0001,137
Total interest expense$15,096,0001,260
Net interest income$30,664,0001,052
Provision for loan and lease losses$1,900,000622
Total noninterest income$2,604,0001,734
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,151,000923
Trading account gains and feesNANA
Additional Noninterest Income$1,453,0001,880
Total noninterest expense$24,577,0001,057
Salaries and employee benefits$13,054,0001,101
Premises and equipment expense$1,341,0001,706
Additional noninterest expense$1,453,0001,880
Pre-tax net operating income$6,791,0001,516
Securities gains (losses)$0940
Applicable income taxes$1,680,0001,062
Income before extraordinary items$5,111,0001,675
Extraordinary gains, net$053
Net income$5,111,0001,693
Minority interest net income$090
Net income of bank and minority interests.$5,111,0001,675
Net charge-offs$573,000869
Cash dividends$1,850,0001,694
Sale, conversion, retirement of capital stock, net$4,000553
Net operating income$5,111,0001,687
2024-09-30 (YTD Data)Rank
Total interest income$34,396,0001,117
Total interest expense$10,995,0001,270
Net interest income$23,401,0001,030
Provision for loan and lease losses$900,000795
Total noninterest income$1,957,0001,725
Gross Fiduciary activities income$0972
Service charges on deposit accounts$888,000893
Trading account gains and feesNANA
Additional Noninterest Income$1,069,0001,893
Total noninterest expense$15,789,0001,180
Salaries and employee benefits$8,307,0001,272
Premises and equipment expense$1,018,0001,673
Additional noninterest expense$1,069,0001,893
Pre-tax net operating income$8,669,0001,029
Securities gains (losses)$0930
Applicable income taxes$2,184,000746
Income before extraordinary items$6,485,0001,122
Extraordinary gains, net$051
Net income$6,485,0001,137
Minority interest net income$082
Net income of bank and minority interests.$6,485,0001,124
Net charge-offs$562,000707
Cash dividends$1,850,0001,248
Sale, conversion, retirement of capital stock, net$1,000523
Net operating income$6,485,0001,133
2024-06-30 (YTD Data)Rank
Total interest income$22,499,0001,132
Total interest expense$6,980,0001,294
Net interest income$15,519,0001,031
Provision for loan and lease losses$150,0001,548
Total noninterest income$1,417,0001,637
Gross Fiduciary activities income$0962
Service charges on deposit accounts$583,000889
Trading account gains and feesNANA
Additional Noninterest Income$834,0001,720
Total noninterest expense$10,447,0001,191
Salaries and employee benefits$5,344,0001,305
Premises and equipment expense$690,0001,643
Additional noninterest expense$834,0001,720
Pre-tax net operating income$6,339,000953
Securities gains (losses)$0628
Applicable income taxes$1,579,000705
Income before extraordinary items$4,760,0001,037
Extraordinary gains, net$052
Net income$4,760,0001,052
Minority interest net income$084
Net income of bank and minority interests.$4,760,0001,039
Net charge-offs$226,000769
Cash dividends$1,600,0001,053
Sale, conversion, retirement of capital stock, net$1,000493
Net operating income$4,760,0001,032
2024-03-31 (YTD Data)Rank
Total interest income$10,864,0001,147
Total interest expense$3,329,0001,314
Net interest income$7,535,0001,051
Provision for loan and lease losses$150,000959
Total noninterest income$932,0001,357
Gross Fiduciary activities income$0895
Service charges on deposit accounts$304,000861
Trading account gains and feesNANA
Additional Noninterest Income$628,0001,325
Total noninterest expense$5,164,0001,198
Salaries and employee benefits$2,611,0001,326
Premises and equipment expense$340,0001,664
Additional noninterest expense$628,0001,325
Pre-tax net operating income$3,153,000937
Securities gains (losses)$0689
Applicable income taxes$781,000707
Income before extraordinary items$2,372,0001,035
Extraordinary gains, net$051
Net income$2,372,0001,046
Minority interest net income$072
Net income of bank and minority interests.$2,372,0001,035
Net charge-offs$109,000689
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,372,0001,030
2023-12-31 (YTD Data)Rank
Total interest income$38,895,0001,150
Total interest expense$9,481,0001,344
Net interest income$29,414,0001,061
Provision for loan and lease losses$535,0001,226
Total noninterest income$1,802,0002,125
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,145,000911
Trading account gains and feesNANA
Additional Noninterest Income$657,0002,708
Total noninterest expense$19,236,0001,244
Salaries and employee benefits$9,948,0001,347
Premises and equipment expense$1,392,0001,624
Additional noninterest expense$657,0002,708
Pre-tax net operating income$11,445,0001,054
Securities gains (losses)$0988
Applicable income taxes$2,687,000801
Income before extraordinary items$8,758,0001,127
Extraordinary gains, net$054
Net income$8,758,0001,141
Minority interest net income$088
Net income of bank and minority interests.$8,758,0001,130
Net charge-offs$896,000566
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$2,000507
Net operating income$8,758,0001,149
2023-09-30 (YTD Data)Rank
Total interest income$28,387,0001,147
Total interest expense$6,516,0001,331
Net interest income$21,871,0001,079
Provision for loan and lease losses$535,000961
Total noninterest income$998,0002,417
Gross Fiduciary activities income$0950
Service charges on deposit accounts$856,000909
Trading account gains and feesNANA
Additional Noninterest Income$142,0003,697
Total noninterest expense$13,555,0001,309
Salaries and employee benefits$7,261,0001,368
Premises and equipment expense$1,052,0001,608
Additional noninterest expense$142,0003,695
Pre-tax net operating income$8,779,0001,066
Securities gains (losses)$0849
Applicable income taxes$2,207,000791
Income before extraordinary items$6,572,0001,168
Extraordinary gains, net$052
Net income$6,572,0001,176
Minority interest net income$081
Net income of bank and minority interests.$6,572,0001,168
Net charge-offs$867,000440
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$2,000482
Net operating income$6,572,0001,190
2023-06-30 (YTD Data)Rank
Total interest income$18,494,0001,145
Total interest expense$3,950,0001,313
Net interest income$14,544,0001,084
Provision for loan and lease losses$535,000754
Total noninterest income$740,0002,269
Gross Fiduciary activities income$0931
Service charges on deposit accounts$562,000908
Trading account gains and feesNANA
Additional Noninterest Income$178,0003,273
Total noninterest expense$8,632,0001,350
Salaries and employee benefits$4,807,0001,376
Premises and equipment expense$702,0001,615
Additional noninterest expense$178,0003,264
Pre-tax net operating income$6,117,0001,035
Securities gains (losses)$0938
Applicable income taxes$1,538,000771
Income before extraordinary items$4,579,0001,126
Extraordinary gains, net$051
Net income$4,579,0001,139
Minority interest net income$081
Net income of bank and minority interests.$4,579,0001,126
Net charge-offs$856,000328
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$1,000465
Net operating income$4,579,0001,141
2023-03-31 (YTD Data)Rank
Total interest income$8,837,0001,167
Total interest expense$1,692,0001,322
Net interest income$7,145,0001,098
Provision for loan and lease losses$35,0001,867
Total noninterest income$542,0001,858
Gross Fiduciary activities income$0913
Service charges on deposit accounts$275,000933
Trading account gains and feesNANA
Additional Noninterest Income$267,0002,124
Total noninterest expense$4,324,0001,356
Salaries and employee benefits$2,407,0001,404
Premises and equipment expense$352,0001,638
Additional noninterest expense$267,0002,124
Pre-tax net operating income$3,328,000999
Securities gains (losses)$0950
Applicable income taxes$840,000752
Income before extraordinary items$2,488,0001,075
Extraordinary gains, net$04
Net income$2,488,0001,074
Minority interest net income$048
Net income of bank and minority interests.$2,488,0001,074
Net charge-offs$830,000216
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$1,000426
Net operating income$2,488,0001,091
2022-12-31 (YTD Data)Rank
Total interest income$27,966,0001,211
Total interest expense$2,528,0001,345
Net interest income$25,438,0001,181
Provision for loan and lease losses$1,925,000534
Total noninterest income$1,862,0002,117
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,189,000889
Trading account gains and feesNANA
Additional Noninterest Income$673,0002,755
Total noninterest expense$16,288,0001,385
Salaries and employee benefits$9,520,0001,371
Premises and equipment expense$1,291,0001,717
Additional noninterest expense$673,0002,755
Pre-tax net operating income$9,087,0001,367
Securities gains (losses)$0691
Applicable income taxes$2,131,0001,036
Income before extraordinary items$6,956,0001,465
Extraordinary gains, net$05
Net income$6,956,0001,464
Minority interest net income$063
Net income of bank and minority interests.$6,956,0001,465
Net charge-offs$2,611,000244
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$5,000556
Net operating income$6,956,0001,485
2022-09-30 (YTD Data)Rank
Total interest income$19,925,0001,206
Total interest expense$1,663,0001,198
Net interest income$18,262,0001,203
Provision for loan and lease losses$1,050,000600
Total noninterest income$1,665,0001,961
Gross Fiduciary activities income$0968
Service charges on deposit accounts$896,000898
Trading account gains and feesNANA
Additional Noninterest Income$769,0002,351
Total noninterest expense$11,685,0001,425
Salaries and employee benefits$7,058,0001,374
Premises and equipment expense$962,0001,738
Additional noninterest expense$769,0002,351
Pre-tax net operating income$7,192,0001,302
Securities gains (losses)$0740
Applicable income taxes$1,710,000982
Income before extraordinary items$5,482,0001,393
Extraordinary gains, net$04
Net income$5,482,0001,392
Minority interest net income$057
Net income of bank and minority interests.$5,482,0001,393
Net charge-offs$2,062,000218
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$5,000505
Net operating income$5,482,0001,424
2022-06-30 (YTD Data)Rank
Total interest income$12,414,0001,229
Total interest expense$1,108,0001,039
Net interest income$11,306,0001,244
Provision for loan and lease losses$300,000908
Total noninterest income$1,140,0001,924
Gross Fiduciary activities income$0925
Service charges on deposit accounts$584,000908
Trading account gains and feesNANA
Additional Noninterest Income$556,0002,277
Total noninterest expense$7,843,0001,407
Salaries and employee benefits$4,773,0001,353
Premises and equipment expense$636,0001,757
Additional noninterest expense$2,434,0001,376
Pre-tax net operating income$4,303,0001,338
Securities gains (losses)$0687
Applicable income taxes$985,0001,022
Income before extraordinary items$3,318,0001,410
Extraordinary gains, net$04
Net income$3,318,0001,409
Minority interest net income$060
Net income of bank and minority interests.$3,318,0001,410
Net charge-offs$1,075,000228
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$4,000485
Net operating income$3,318,0001,446
2022-03-31 (YTD Data)Rank
Total interest income$5,960,0001,232
Total interest expense$570,000972
Net interest income$5,390,0001,260
Provision for loan and lease losses$02,285
Total noninterest income$522,0002,021
Gross Fiduciary activities income$0892
Service charges on deposit accounts$284,000918
Trading account gains and feesNANA
Additional Noninterest Income$238,0002,409
Total noninterest expense$4,084,0001,368
Salaries and employee benefits$2,356,0001,370
Premises and equipment expense$328,0001,736
Additional noninterest expense$1,400,0001,210
Pre-tax net operating income$1,828,0001,435
Securities gains (losses)$0623
Applicable income taxes$461,0001,017
Income before extraordinary items$1,367,0001,549
Extraordinary gains, net$04
Net income$1,367,0001,547
Minority interest net income$050
Net income of bank and minority interests.$1,367,0001,549
Net charge-offs$509,000224
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$2,000444
Net operating income$1,367,0001,566
2021-12-31 (YTD Data)Rank
Total interest income$24,981,0001,232
Total interest expense$3,572,000763
Net interest income$21,409,0001,286
Provision for loan and lease losses$800,000720
Total noninterest income$1,090,0002,874
Gross Fiduciary activities income$0994
Service charges on deposit accounts$927,0001,021
Trading account gains and feesNANA
Additional Noninterest Income$163,0004,130
Total noninterest expense$15,022,0001,449
Salaries and employee benefits$8,719,0001,456
Premises and equipment expense$1,227,0001,794
Additional noninterest expense$5,076,0001,312
Pre-tax net operating income$6,677,0001,692
Securities gains (losses)$25,0001,416
Applicable income taxes$1,726,0001,202
Income before extraordinary items$4,976,0001,901
Extraordinary gains, net$010
Net income$4,976,0001,901
Minority interest net income$074
Net income of bank and minority interests.$4,976,0001,902
Net charge-offs$1,623,000326
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$360,000351
Net operating income$4,956,2501,873
2021-09-30 (YTD Data)Rank
Total interest income$18,978,0001,243
Total interest expense$2,923,000739
Net interest income$16,055,0001,308
Provision for loan and lease losses$800,000547
Total noninterest income$200,0004,158
Gross Fiduciary activities income$0957
Service charges on deposit accounts$667,0001,046
Trading account gains and feesNANA
Additional Noninterest Income$-467,0004,915
Total noninterest expense$11,066,0001,477
Salaries and employee benefits$6,216,0001,523
Premises and equipment expense$917,0001,820
Additional noninterest expense$3,933,0001,273
Pre-tax net operating income$4,389,0001,938
Securities gains (losses)$23,0001,347
Applicable income taxes$1,108,0001,384
Income before extraordinary items$3,304,0002,118
Extraordinary gains, net$08
Net income$3,304,0002,119
Minority interest net income$069
Net income of bank and minority interests.$3,304,0002,119
Net charge-offs$1,547,000272
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,285,8302,101
2021-06-30 (YTD Data)Rank
Total interest income$12,839,0001,221
Total interest expense$2,163,000690
Net interest income$10,676,0001,299
Provision for loan and lease losses$250,0001,025
Total noninterest income$-245,0004,945
Gross Fiduciary activities income$0951
Service charges on deposit accounts$418,0001,064
Trading account gains and feesNANA
Additional Noninterest Income$-663,0004,956
Total noninterest expense$7,402,0001,471
Salaries and employee benefits$4,077,0001,538
Premises and equipment expense$613,0001,826
Additional noninterest expense$2,712,0001,224
Pre-tax net operating income$2,779,0001,979
Securities gains (losses)$23,0001,139
Applicable income taxes$703,0001,420
Income before extraordinary items$2,099,0002,160
Extraordinary gains, net$06
Net income$2,099,0002,159
Minority interest net income$067
Net income of bank and minority interests.$2,099,0002,160
Net charge-offs$934,000279
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,080,8302,141
2021-03-31 (YTD Data)Rank
Total interest income$6,415,0001,230
Total interest expense$1,211,000658
Net interest income$5,204,0001,315
Provision for loan and lease losses$250,000680
Total noninterest income$-158,0004,966
Gross Fiduciary activities income$0922
Service charges on deposit accounts$203,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$-361,0004,978
Total noninterest expense$3,733,0001,449
Salaries and employee benefits$2,008,0001,541
Premises and equipment expense$301,0001,838
Additional noninterest expense$1,424,0001,149
Pre-tax net operating income$1,063,0002,287
Securities gains (losses)$17,000918
Applicable income taxes$271,0001,589
Income before extraordinary items$809,0002,501
Extraordinary gains, net$03
Net income$809,0002,499
Minority interest net income$055
Net income of bank and minority interests.$809,0002,501
Net charge-offs$748,000210
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$795,5702,490
2020-12-31 (YTD Data)Rank
Total interest income$24,741,0001,243
Total interest expense$6,333,000760
Net interest income$18,408,0001,388
Provision for loan and lease losses$2,940,000814
Total noninterest income$805,0003,112
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$851,0001,086
Trading account gains and feesNANA
Additional Noninterest Income$-46,0004,972
Total noninterest expense$14,447,0001,447
Salaries and employee benefits$7,967,0001,524
Premises and equipment expense$1,252,0001,747
Additional noninterest expense$5,228,0001,224
Pre-tax net operating income$1,826,0003,054
Securities gains (losses)$283,000858
Applicable income taxes$514,0001,924
Income before extraordinary items$1,595,0003,120
Extraordinary gains, net$04
Net income$1,595,0003,119
Minority interest net income$072
Net income of bank and minority interests.$1,595,0003,120
Net charge-offs$1,870,000430
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,371,4303,221
2020-09-30 (YTD Data)Rank
Total interest income$18,946,0001,223
Total interest expense$4,895,000787
Net interest income$14,051,0001,357
Provision for loan and lease losses$2,940,000709
Total noninterest income$646,0003,017
Gross Fiduciary activities income$0981
Service charges on deposit accounts$640,0001,082
Trading account gains and feesNANA
Additional Noninterest Income$6,0004,900
Total noninterest expense$10,944,0001,421
Salaries and employee benefits$5,982,0001,500
Premises and equipment expense$952,0001,734
Additional noninterest expense$4,010,0001,180
Pre-tax net operating income$813,0003,657
Securities gains (losses)$138,0001,073
Applicable income taxes$240,0002,257
Income before extraordinary items$711,0003,735
Extraordinary gains, net$04
Net income$711,0003,734
Minority interest net income$065
Net income of bank and minority interests.$711,0003,735
Net charge-offs$1,826,000344
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$601,9803,814
2020-06-30 (YTD Data)Rank
Total interest income$13,068,0001,202
Total interest expense$3,324,000831
Net interest income$9,744,0001,302
Provision for loan and lease losses$1,700,000787
Total noninterest income$207,0003,787
Gross Fiduciary activities income$0970
Service charges on deposit accounts$429,0001,086
Trading account gains and feesNANA
Additional Noninterest Income$-222,0005,048
Total noninterest expense$7,375,0001,408
Salaries and employee benefits$3,974,0001,496
Premises and equipment expense$619,0001,750
Additional noninterest expense$2,782,0001,142
Pre-tax net operating income$876,0003,118
Securities gains (losses)$95,0001,009
Applicable income taxes$244,0001,893
Income before extraordinary items$727,0003,225
Extraordinary gains, net$04
Net income$727,0003,224
Minority interest net income$065
Net income of bank and minority interests.$727,0003,225
Net charge-offs$1,730,000279
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$651,9503,325
2020-03-31 (YTD Data)Rank
Total interest income$6,007,0001,296
Total interest expense$1,659,000924
Net interest income$4,348,0001,404
Provision for loan and lease losses$600,000790
Total noninterest income$412,0002,143
Gross Fiduciary activities income$0941
Service charges on deposit accounts$246,0001,132
Trading account gains and feesNANA
Additional Noninterest Income$166,0002,652
Total noninterest expense$3,665,0001,426
Salaries and employee benefits$2,008,0001,492
Premises and equipment expense$297,0001,821
Additional noninterest expense$1,360,0001,177
Pre-tax net operating income$495,0002,793
Securities gains (losses)$3,0001,525
Applicable income taxes$125,0001,767
Income before extraordinary items$373,0003,012
Extraordinary gains, net$04
Net income$373,0003,013
Minority interest net income$056
Net income of bank and minority interests.$373,0003,013
Net charge-offs$693,000304
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$370,6303,001
2019-12-31 (YTD Data)Rank
Total interest income$23,783,0001,305
Total interest expense$6,097,0001,041
Net interest income$17,686,0001,380
Provision for loan and lease losses$3,100,000362
Total noninterest income$814,0003,080
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,098,0001,062
Trading account gains and feesNANA
Additional Noninterest Income$-284,0005,159
Total noninterest expense$14,464,0001,404
Salaries and employee benefits$8,124,0001,439
Premises and equipment expense$1,204,0001,793
Additional noninterest expense$5,136,0001,210
Pre-tax net operating income$936,0003,936
Securities gains (losses)$23,0001,586
Applicable income taxes$239,0002,511
Income before extraordinary items$720,0004,091
Extraordinary gains, net$011
Net income$720,0004,093
Minority interest net income$076
Net income of bank and minority interests.$720,0004,093
Net charge-offs$3,180,000293
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$701,8304,085
2019-09-30 (YTD Data)Rank
Total interest income$17,984,0001,309
Total interest expense$4,464,0001,068
Net interest income$13,520,0001,363
Provision for loan and lease losses$2,350,000357
Total noninterest income$728,0002,876
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$813,0001,078
Trading account gains and feesNANA
Additional Noninterest Income$-85,0005,230
Total noninterest expense$11,075,0001,385
Salaries and employee benefits$6,118,0001,438
Premises and equipment expense$898,0001,817
Additional noninterest expense$4,059,0001,168
Pre-tax net operating income$823,0003,851
Securities gains (losses)$5,0001,837
Applicable income taxes$202,0002,501
Income before extraordinary items$626,0004,043
Extraordinary gains, net$011
Net income$626,0004,043
Minority interest net income$072
Net income of bank and minority interests.$626,0004,043
Net charge-offs$2,226,000289
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$622,0504,023
2019-06-30 (YTD Data)Rank
Total interest income$11,864,0001,314
Total interest expense$2,871,0001,086
Net interest income$8,993,0001,367
Provision for loan and lease losses$1,700,000330
Total noninterest income$324,0003,343
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$521,0001,097
Trading account gains and feesNANA
Additional Noninterest Income$-197,0005,286
Total noninterest expense$7,383,0001,388
Salaries and employee benefits$4,067,0001,441
Premises and equipment expense$582,0001,856
Additional noninterest expense$2,734,0001,169
Pre-tax net operating income$234,0004,599
Securities gains (losses)$3,0001,472
Applicable income taxes$53,0003,061
Income before extraordinary items$184,0004,676
Extraordinary gains, net$011
Net income$184,0004,674
Minority interest net income$069
Net income of bank and minority interests.$184,0004,674
Net charge-offs$2,071,000227
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$181,6304,668
2019-03-31 (YTD Data)Rank
Total interest income$5,786,0001,339
Total interest expense$1,368,0001,105
Net interest income$4,418,0001,392
Provision for loan and lease losses$450,000501
Total noninterest income$151,0003,430
Gross Fiduciary activities income$0972
Service charges on deposit accounts$264,0001,081
Trading account gains and feesNANA
Additional Noninterest Income$-113,0005,343
Total noninterest expense$3,620,0001,417
Salaries and employee benefits$2,011,0001,456
Premises and equipment expense$286,0001,893
Additional noninterest expense$1,323,0001,189
Pre-tax net operating income$499,0003,071
Securities gains (losses)$3,000920
Applicable income taxes$122,0002,008
Income before extraordinary items$380,0003,296
Extraordinary gains, net$05
Net income$380,0003,294
Minority interest net income$052
Net income of bank and minority interests.$380,0003,295
Net charge-offs$495,000328
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$377,6303,299
2018-12-31 (YTD Data)Rank
Total interest income$23,208,0001,268
Total interest expense$4,586,000998
Net interest income$18,622,0001,317
Provision for loan and lease losses$1,700,000572
Total noninterest income$-356,0005,387
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,115,0001,067
Trading account gains and feesNANA
Additional Noninterest Income$-1,471,0005,406
Total noninterest expense$14,208,0001,417
Salaries and employee benefits$7,879,0001,442
Premises and equipment expense$1,126,0001,882
Additional noninterest expense$5,203,0001,206
Pre-tax net operating income$2,358,0002,875
Securities gains (losses)$01,125
Applicable income taxes$527,0001,935
Income before extraordinary items$1,831,0003,067
Extraordinary gains, net$06
Net income$1,831,0003,066
Minority interest net income$072
Net income of bank and minority interests.$1,831,0003,066
Net charge-offs$4,021,000231
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,831,0003,062
2018-09-30 (YTD Data)Rank
Total interest income$17,367,0001,254
Total interest expense$3,299,000969
Net interest income$14,068,0001,306
Provision for loan and lease losses$300,0001,565
Total noninterest income$-115,0005,452
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$815,0001,097
Trading account gains and feesNANA
Additional Noninterest Income$-930,0005,482
Total noninterest expense$10,794,0001,406
Salaries and employee benefits$5,917,0001,439
Premises and equipment expense$844,0001,895
Additional noninterest expense$4,033,0001,174
Pre-tax net operating income$2,859,0002,193
Securities gains (losses)$01,118
Applicable income taxes$709,0001,485
Income before extraordinary items$2,150,0002,400
Extraordinary gains, net$05
Net income$2,150,0002,399
Minority interest net income$066
Net income of bank and minority interests.$2,150,0002,399
Net charge-offs$1,618,000317
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,150,0002,391
2018-06-30 (YTD Data)Rank
Total interest income$11,528,0001,242
Total interest expense$2,112,000945
Net interest income$9,416,0001,303
Provision for loan and lease losses$100,0002,173
Total noninterest income$-244,0005,528
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$530,0001,116
Trading account gains and feesNANA
Additional Noninterest Income$-774,0005,547
Total noninterest expense$7,262,0001,400
Salaries and employee benefits$3,957,0001,439
Premises and equipment expense$550,0001,940
Additional noninterest expense$2,755,0001,149
Pre-tax net operating income$1,810,0002,239
Securities gains (losses)$0961
Applicable income taxes$449,0001,505
Income before extraordinary items$1,361,0002,458
Extraordinary gains, net$06
Net income$1,361,0002,457
Minority interest net income$065
Net income of bank and minority interests.$1,361,0002,457
Net charge-offs$1,408,000271
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,361,0002,456
2018-03-31 (YTD Data)Rank
Total interest income$5,903,0001,208
Total interest expense$1,023,000939
Net interest income$4,880,0001,262
Provision for loan and lease losses$100,0001,437
Total noninterest income$-87,0005,596
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$258,0001,147
Trading account gains and feesNANA
Additional Noninterest Income$-345,0005,609
Total noninterest expense$3,661,0001,392
Salaries and employee benefits$1,991,0001,441
Premises and equipment expense$283,0001,935
Additional noninterest expense$1,387,0001,133
Pre-tax net operating income$1,032,0001,995
Securities gains (losses)$0735
Applicable income taxes$256,0001,347
Income before extraordinary items$776,0002,209
Extraordinary gains, net$07
Net income$776,0002,208
Minority interest net income$052
Net income of bank and minority interests.$776,0002,209
Net charge-offs$109,000807
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$776,0002,202
2017-12-31 (YTD Data)Rank
Total interest income$24,173,0001,145
Total interest expense$4,034,000832
Net interest income$20,139,0001,207
Provision for loan and lease losses$2,571,000414
Total noninterest income$1,030,0002,904
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,110,0001,086
Trading account gains and feesNANA
Additional Noninterest Income$-80,0005,616
Total noninterest expense$14,824,0001,341
Salaries and employee benefits$7,595,0001,468
Premises and equipment expense$1,132,0001,937
Additional noninterest expense$6,097,0001,063
Pre-tax net operating income$3,774,0002,127
Securities gains (losses)$3,0001,912
Applicable income taxes$3,072,000944
Income before extraordinary items$705,0004,144
Extraordinary gains, net$09
Net income$705,0004,144
Minority interest net income$076
Net income of bank and minority interests.$705,0004,144
Net charge-offs$2,216,000372
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$703,0804,138
2017-09-30 (YTD Data)Rank
Total interest income$18,212,0001,140
Total interest expense$3,031,000820
Net interest income$15,181,0001,200
Provision for loan and lease losses$1,008,000685
Total noninterest income$530,0003,472
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$827,0001,098
Trading account gains and feesNANA
Additional Noninterest Income$-297,0005,725
Total noninterest expense$11,487,0001,295
Salaries and employee benefits$5,642,0001,489
Premises and equipment expense$859,0001,919
Additional noninterest expense$4,986,000973
Pre-tax net operating income$3,216,0001,954
Securities gains (losses)$3,0001,944
Applicable income taxes$1,083,0001,399
Income before extraordinary items$2,136,0002,292
Extraordinary gains, net$09
Net income$2,136,0002,291
Minority interest net income$071
Net income of bank and minority interests.$2,136,0002,292
Net charge-offs$1,630,000350
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,134,0202,271
2017-06-30 (YTD Data)Rank
Total interest income$12,394,0001,120
Total interest expense$2,016,000788
Net interest income$10,378,0001,170
Provision for loan and lease losses$708,000657
Total noninterest income$636,0002,638
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$549,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$87,0004,410
Total noninterest expense$7,668,0001,301
Salaries and employee benefits$3,691,0001,518
Premises and equipment expense$569,0001,939
Additional noninterest expense$3,408,000961
Pre-tax net operating income$2,638,0001,628
Securities gains (losses)$3,0001,556
Applicable income taxes$890,0001,190
Income before extraordinary items$1,751,0001,893
Extraordinary gains, net$011
Net income$1,751,0001,893
Minority interest net income$071
Net income of bank and minority interests.$1,751,0001,893
Net charge-offs$875,000390
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,749,0201,873
2017-03-31 (YTD Data)Rank
Total interest income$6,235,0001,106
Total interest expense$1,002,000780
Net interest income$5,233,0001,152
Provision for loan and lease losses$408,000527
Total noninterest income$47,0005,026
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$383,000797
Trading account gains and feesNANA
Additional Noninterest Income$-336,0005,856
Total noninterest expense$3,791,0001,323
Salaries and employee benefits$1,824,0001,549
Premises and equipment expense$274,0002,006
Additional noninterest expense$1,693,000951
Pre-tax net operating income$1,081,0001,867
Securities gains (losses)$2,000951
Applicable income taxes$364,0001,333
Income before extraordinary items$719,0002,154
Extraordinary gains, net$08
Net income$719,0002,155
Minority interest net income$055
Net income of bank and minority interests.$719,0002,155
Net charge-offs$298,000464
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$717,6802,125
2016-12-31 (YTD Data)Rank
Total interest income$23,538,0001,119
Total interest expense$3,915,000755
Net interest income$19,623,0001,198
Provision for loan and lease losses$2,975,000388
Total noninterest income$149,0005,270
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,501,000837
Trading account gains and fees$0170
Additional Noninterest Income$-1,352,0005,913
Total noninterest expense$14,895,0001,328
Salaries and employee benefits$7,203,0001,501
Premises and equipment expense$1,168,0001,912
Additional noninterest expense$6,524,0001,005
Pre-tax net operating income$1,902,0003,149
Securities gains (losses)$17,0002,451
Applicable income taxes$-9,392,0005,901
Income before extraordinary items$11,311,000683
Extraordinary gains, net$05
Net income$11,311,000682
Minority interest net income$082
Net income of bank and minority interests.$11,311,000682
Net charge-offs$1,898,000400
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,294,000671
2016-09-30 (YTD Data)Rank
Total interest income$17,586,0001,126
Total interest expense$2,945,000747
Net interest income$14,641,0001,200
Provision for loan and lease losses$1,675,000469
Total noninterest income$18,0005,869
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,114,000844
Trading account gains and fees$0169
Additional Noninterest Income$-1,096,0005,979
Total noninterest expense$11,402,0001,310
Salaries and employee benefits$5,379,0001,511
Premises and equipment expense$857,0001,936
Additional noninterest expense$5,166,000952
Pre-tax net operating income$1,582,0003,019
Securities gains (losses)$17,0002,378
Applicable income taxes$-9,996,0005,973
Income before extraordinary items$11,595,000512
Extraordinary gains, net$05
Net income$11,595,000510
Minority interest net income$071
Net income of bank and minority interests.$11,595,000512
Net charge-offs$1,420,000369
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,578,000502
2016-06-30 (YTD Data)Rank
Total interest income$11,587,0001,138
Total interest expense$1,938,000751
Net interest income$9,649,0001,214
Provision for loan and lease losses$1,275,000417
Total noninterest income$226,0004,254
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$748,000828
Trading account gains and fees$0157
Additional Noninterest Income$-522,0006,052
Total noninterest expense$7,583,0001,320
Salaries and employee benefits$3,572,0001,521
Premises and equipment expense$560,0001,959
Additional noninterest expense$3,451,000957
Pre-tax net operating income$1,017,0003,046
Securities gains (losses)$7,0002,354
Applicable income taxes$4,0004,116
Income before extraordinary items$1,020,0002,761
Extraordinary gains, net$016
Net income$1,020,0002,759
Minority interest net income$071
Net income of bank and minority interests.$1,020,0002,760
Net charge-offs$1,126,000326
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,013,0002,705
2016-03-31 (YTD Data)Rank
Total interest income$5,728,0001,155
Total interest expense$966,000756
Net interest income$4,762,0001,228
Provision for loan and lease losses$550,000430
Total noninterest income$-273,0006,111
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$378,000819
Trading account gains and fees$0142
Additional Noninterest Income$-651,0006,122
Total noninterest expense$3,837,0001,309
Salaries and employee benefits$1,787,0001,526
Premises and equipment expense$295,0001,899
Additional noninterest expense$1,755,000931
Pre-tax net operating income$102,0005,061
Securities gains (losses)$5,0001,720
Applicable income taxes$4,0003,979
Income before extraordinary items$103,0004,985
Extraordinary gains, net$012
Net income$103,0004,986
Minority interest net income$062
Net income of bank and minority interests.$103,0004,986
Net charge-offs$753,000255
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$98,2004,970
2015-12-31 (YTD Data)Rank
Total interest income$22,674,0001,126
Total interest expense$3,976,000698
Net interest income$18,698,0001,223
Provision for loan and lease losses$1,550,000559
Total noninterest income$-1,398,0006,172
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,490,000861
Trading account gains and fees$0159
Additional Noninterest Income$-2,888,0006,182
Total noninterest expense$14,919,0001,322
Salaries and employee benefits$6,965,0001,524
Premises and equipment expense$1,183,0001,913
Additional noninterest expense$6,771,000974
Pre-tax net operating income$831,0004,358
Securities gains (losses)$3,0002,963
Applicable income taxes$31,0003,796
Income before extraordinary items$803,0004,248
Extraordinary gains, net$023
Net income$803,0004,246
Minority interest net income$081
Net income of bank and minority interests.$803,0004,248
Net charge-offs$2,971,000271
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$800,1204,206
2015-09-30 (YTD Data)Rank
Total interest income$16,916,0001,142
Total interest expense$2,990,000698
Net interest income$13,926,0001,236
Provision for loan and lease losses$300,0001,503
Total noninterest income$-1,007,0006,261
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,108,000870
Trading account gains and fees$0153
Additional Noninterest Income$-2,115,0006,271
Total noninterest expense$11,077,0001,333
Salaries and employee benefits$5,209,0001,537
Premises and equipment expense$882,0001,947
Additional noninterest expense$4,986,000988
Pre-tax net operating income$1,542,0003,021
Securities gains (losses)$3,0002,757
Applicable income taxes$3,0004,331
Income before extraordinary items$1,542,0002,713
Extraordinary gains, net$021
Net income$1,542,0002,713
Minority interest net income$078
Net income of bank and minority interests.$1,542,0002,714
Net charge-offs$1,052,000485
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,539,0002,665
2015-06-30 (YTD Data)Rank
Total interest income$11,125,0001,158
Total interest expense$2,000,000697
Net interest income$9,125,0001,258
Provision for loan and lease losses$1,320,000342
Total noninterest income$712,0002,585
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$739,000859
Trading account gains and fees$0157
Additional Noninterest Income$-27,0006,260
Total noninterest expense$7,201,0001,368
Salaries and employee benefits$3,440,0001,556
Premises and equipment expense$577,0001,984
Additional noninterest expense$3,184,0001,036
Pre-tax net operating income$1,316,0002,567
Securities gains (losses)$2,0002,428
Applicable income taxes$04,497
Income before extraordinary items$1,318,0002,264
Extraordinary gains, net$022
Net income$1,318,0002,266
Minority interest net income$075
Net income of bank and minority interests.$1,318,0002,266
Net charge-offs$2,372,000189
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,316,0002,220
2015-03-31 (YTD Data)Rank
Total interest income$5,485,0001,169
Total interest expense$1,009,000695
Net interest income$4,476,0001,268
Provision for loan and lease losses$03,703
Total noninterest income$369,0002,500
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$364,000848
Trading account gains and fees$0152
Additional Noninterest Income$5,0006,018
Total noninterest expense$3,603,0001,364
Salaries and employee benefits$1,721,0001,564
Premises and equipment expense$286,0002,020
Additional noninterest expense$1,596,0001,016
Pre-tax net operating income$1,242,0001,554
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$1,243,0001,329
Extraordinary gains, net$013
Net income$1,243,0001,330
Minority interest net income$064
Net income of bank and minority interests.$1,243,0001,331
Net charge-offs$586,000300
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,242,0001,284
2014-12-31 (YTD Data)Rank
Total interest income$23,791,0001,076
Total interest expense$4,334,000666
Net interest income$19,457,0001,156
Provision for loan and lease losses$2,650,000380
Total noninterest income$1,749,0002,300
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,617,000829
Trading account gains and fees$0180
Additional Noninterest Income$132,0004,977
Total noninterest expense$14,563,0001,339
Salaries and employee benefits$6,851,0001,527
Premises and equipment expense$1,180,0001,947
Additional noninterest expense$6,532,0001,005
Pre-tax net operating income$3,993,0001,837
Securities gains (losses)$32,0002,034
Applicable income taxes$3,0004,369
Income before extraordinary items$4,022,0001,584
Extraordinary gains, net$017
Net income$4,022,0001,583
Minority interest net income$084
Net income of bank and minority interests.$4,022,0001,583
Net charge-offs$1,953,000524
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,990,0001,568
2014-09-30 (YTD Data)Rank
Total interest income$17,923,0001,077
Total interest expense$3,304,000656
Net interest income$14,619,0001,162
Provision for loan and lease losses$1,650,000406
Total noninterest income$1,690,0001,958
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,206,000838
Trading account gains and fees$0174
Additional Noninterest Income$484,0002,951
Total noninterest expense$11,866,0001,260
Salaries and employee benefits$5,129,0001,522
Premises and equipment expense$880,0001,973
Additional noninterest expense$5,857,000838
Pre-tax net operating income$2,793,0001,969
Securities gains (losses)$32,0001,736
Applicable income taxes$4,0004,360
Income before extraordinary items$2,821,0001,673
Extraordinary gains, net$015
Net income$2,821,0001,674
Minority interest net income$081
Net income of bank and minority interests.$2,821,0001,673
Net charge-offs$1,165,000596
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,789,0001,654
2014-06-30 (YTD Data)Rank
Total interest income$11,898,0001,076
Total interest expense$2,244,000648
Net interest income$9,654,0001,171
Provision for loan and lease losses$1,250,000377
Total noninterest income$1,270,0001,755
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$796,000836
Trading account gains and fees$0172
Additional Noninterest Income$474,0002,375
Total noninterest expense$7,648,0001,304
Salaries and employee benefits$3,449,0001,509
Premises and equipment expense$557,0002,075
Additional noninterest expense$3,642,000889
Pre-tax net operating income$2,026,0001,804
Securities gains (losses)$6,0002,106
Applicable income taxes$4,0004,298
Income before extraordinary items$2,028,0001,523
Extraordinary gains, net$020
Net income$2,028,0001,526
Minority interest net income$080
Net income of bank and minority interests.$2,028,0001,525
Net charge-offs$982,000507
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,022,0001,493
2014-03-31 (YTD Data)Rank
Total interest income$5,898,0001,084
Total interest expense$1,144,000651
Net interest income$4,754,0001,179
Provision for loan and lease losses$1,000,000254
Total noninterest income$772,0001,493
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$387,000843
Trading account gains and fees$0147
Additional Noninterest Income$385,0001,707
Total noninterest expense$3,638,0001,365
Salaries and employee benefits$1,759,0001,494
Premises and equipment expense$269,0002,163
Additional noninterest expense$1,610,0001,003
Pre-tax net operating income$888,0001,936
Securities gains (losses)$6,0001,292
Applicable income taxes$4,0004,102
Income before extraordinary items$890,0001,644
Extraordinary gains, net$016
Net income$890,0001,647
Minority interest net income$066
Net income of bank and minority interests.$890,0001,647
Net charge-offs$426,000563
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$884,0001,622
2013-12-31 (YTD Data)Rank
Total interest income$24,117,0001,053
Total interest expense$5,817,000544
Net interest income$18,300,0001,201
Provision for loan and lease losses$4,701,000283
Total noninterest income$316,0005,074
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,549,000895
Trading account gains and fees$0184
Additional Noninterest Income$-1,233,0006,786
Total noninterest expense$15,252,0001,306
Salaries and employee benefits$6,937,0001,496
Premises and equipment expense$1,137,0002,002
Additional noninterest expense$7,178,000944
Pre-tax net operating income$-1,337,0006,604
Securities gains (losses)$150,0001,064
Applicable income taxes$04,631
Income before extraordinary items$-1,187,0006,608
Extraordinary gains, net$029
Net income$-1,187,0006,607
Minority interest net income$090
Net income of bank and minority interests.$-1,187,0006,608
Net charge-offs$6,044,000285
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,337,0006,615
2013-09-30 (YTD Data)Rank
Total interest income$17,996,0001,062
Total interest expense$4,571,000534
Net interest income$13,425,0001,224
Provision for loan and lease losses$2,501,000399
Total noninterest income$688,0003,413
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$832,0001,236
Trading account gains and fees$0180
Additional Noninterest Income$-144,0006,766
Total noninterest expense$11,481,0001,302
Salaries and employee benefits$5,247,0001,489
Premises and equipment expense$856,0002,019
Additional noninterest expense$5,378,000943
Pre-tax net operating income$131,0005,882
Securities gains (losses)$50,0001,656
Applicable income taxes$-376,0006,784
Income before extraordinary items$557,0004,430
Extraordinary gains, net$025
Net income$557,0004,433
Minority interest net income$084
Net income of bank and minority interests.$557,0004,434
Net charge-offs$5,396,000245
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$507,0004,503
2013-06-30 (YTD Data)Rank
Total interest income$12,147,0001,042
Total interest expense$3,169,000526
Net interest income$8,978,0001,215
Provision for loan and lease losses$1,501,000475
Total noninterest income$458,0003,457
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$520,0001,286
Trading account gains and fees$0157
Additional Noninterest Income$-62,0006,771
Total noninterest expense$7,710,0001,298
Salaries and employee benefits$3,551,0001,471
Premises and equipment expense$557,0002,056
Additional noninterest expense$3,602,000939
Pre-tax net operating income$225,0005,187
Securities gains (losses)$50,0001,522
Applicable income taxes$04,679
Income before extraordinary items$275,0004,884
Extraordinary gains, net$022
Net income$275,0004,887
Minority interest net income$082
Net income of bank and minority interests.$275,0004,888
Net charge-offs$3,831,000258
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$225,0005,015
2013-03-31 (YTD Data)Rank
Total interest income$6,118,0001,035
Total interest expense$1,657,000524
Net interest income$4,461,0001,219
Provision for loan and lease losses$901,000436
Total noninterest income$425,0002,471
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$348,000951
Trading account gains and fees$0148
Additional Noninterest Income$77,0004,148
Total noninterest expense$3,790,0001,329
Salaries and employee benefits$1,805,0001,469
Premises and equipment expense$277,0002,107
Additional noninterest expense$1,708,000983
Pre-tax net operating income$195,0004,502
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$195,0004,316
Extraordinary gains, net$010
Net income$195,0004,319
Minority interest net income$076
Net income of bank and minority interests.$195,0004,318
Net charge-offs$2,707,000204
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$195,0004,219
2012-12-31 (YTD Data)Rank
Total interest income$25,505,0001,038
Total interest expense$8,128,000516
Net interest income$17,377,0001,263
Provision for loan and lease losses$7,459,000357
Total noninterest income$1,957,0002,221
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,106,0001,290
Trading account gains and fees$0166
Additional Noninterest Income$851,0002,594
Total noninterest expense$15,578,0001,284
Salaries and employee benefits$7,112,0001,433
Premises and equipment expense$1,185,0001,963
Additional noninterest expense$7,281,000962
Pre-tax net operating income$-3,703,0006,917
Securities gains (losses)$476,000976
Applicable income taxes$04,751
Income before extraordinary items$-3,227,0006,908
Extraordinary gains, net$029
Net income$-3,227,0006,906
Minority interest net income$093
Net income of bank and minority interests.$-3,227,0006,906
Net charge-offs$9,201,000344
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-3,703,0006,915
2012-09-30 (YTD Data)Rank
Total interest income$19,371,0001,044
Total interest expense$6,253,000530
Net interest income$13,118,0001,270
Provision for loan and lease losses$4,500,000443
Total noninterest income$1,775,0001,948
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$825,0001,304
Trading account gains and fees$0157
Additional Noninterest Income$950,0002,060
Total noninterest expense$11,858,0001,265
Salaries and employee benefits$5,270,0001,448
Premises and equipment expense$879,0002,010
Additional noninterest expense$5,709,000912
Pre-tax net operating income$-1,465,0006,917
Securities gains (losses)$322,0001,056
Applicable income taxes$04,802
Income before extraordinary items$-1,143,0006,905
Extraordinary gains, net$020
Net income$-1,143,0006,901
Minority interest net income$086
Net income of bank and minority interests.$-1,143,0006,903
Net charge-offs$6,498,000375
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,465,0006,919
2012-06-30 (YTD Data)Rank
Total interest income$12,947,0001,051
Total interest expense$4,299,000531
Net interest income$8,648,0001,286
Provision for loan and lease losses$3,400,000410
Total noninterest income$930,0002,270
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$551,0001,282
Trading account gains and fees$0153
Additional Noninterest Income$379,0002,719
Total noninterest expense$7,874,0001,271
Salaries and employee benefits$3,504,0001,456
Premises and equipment expense$576,0002,032
Additional noninterest expense$3,794,000912
Pre-tax net operating income$-1,696,0007,065
Securities gains (losses)$157,0001,288
Applicable income taxes$04,770
Income before extraordinary items$-1,539,0007,074
Extraordinary gains, net$019
Net income$-1,539,0007,073
Minority interest net income$084
Net income of bank and minority interests.$-1,539,0007,074
Net charge-offs$5,439,000317
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,696,0007,070
2012-03-31 (YTD Data)Rank
Total interest income$6,690,0001,014
Total interest expense$2,236,000522
Net interest income$4,454,0001,248
Provision for loan and lease losses$750,000765
Total noninterest income$503,0002,134
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$277,0001,271
Trading account gains and fees$0148
Additional Noninterest Income$226,0002,478
Total noninterest expense$3,804,0001,306
Salaries and employee benefits$1,761,0001,455
Premises and equipment expense$294,0002,005
Additional noninterest expense$1,749,000978
Pre-tax net operating income$403,0003,290
Securities gains (losses)$02,210
Applicable income taxes$157,0001,976
Income before extraordinary items$246,0004,006
Extraordinary gains, net$019
Net income$246,0004,008
Minority interest net income$078
Net income of bank and minority interests.$246,0004,008
Net charge-offs$2,185,000383
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$246,0003,850
2011-12-31 (YTD Data)Rank
Total interest income$28,396,000980
Total interest expense$10,114,000563
Net interest income$18,282,0001,216
Provision for loan and lease losses$4,189,000917
Total noninterest income$700,0003,783
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,294,0001,133
Trading account gains and fees$0146
Additional Noninterest Income$-594,0007,116
Total noninterest expense$18,394,0001,067
Salaries and employee benefits$6,851,0001,447
Premises and equipment expense$1,409,0001,761
Additional noninterest expense$10,134,000709
Pre-tax net operating income$-3,601,0006,973
Securities gains (losses)$217,0001,387
Applicable income taxes$551,0001,939
Income before extraordinary items$-3,935,0007,016
Extraordinary gains, net$029
Net income$-3,935,0007,017
Minority interest net income$096
Net income of bank and minority interests.$-3,935,0007,017
Net charge-offs$3,775,0001,021
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,152,0007,009
2011-09-30 (YTD Data)Rank
Total interest income$21,811,000973
Total interest expense$7,783,000570
Net interest income$14,028,0001,200
Provision for loan and lease losses$2,370,0001,102
Total noninterest income$304,0004,796
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,003,0001,111
Trading account gains and fees$0145
Additional Noninterest Income$-699,0007,278
Total noninterest expense$14,234,0001,043
Salaries and employee benefits$5,130,0001,438
Premises and equipment expense$1,077,0001,752
Additional noninterest expense$8,027,000664
Pre-tax net operating income$-2,272,0007,034
Securities gains (losses)$217,0001,152
Applicable income taxes$2,0004,555
Income before extraordinary items$-2,057,0007,067
Extraordinary gains, net$021
Net income$-2,057,0007,068
Minority interest net income$087
Net income of bank and minority interests.$-2,057,0007,068
Net charge-offs$3,098,000927
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,274,0007,070
2011-06-30 (YTD Data)Rank
Total interest income$14,760,000969
Total interest expense$5,250,000593
Net interest income$9,510,0001,172
Provision for loan and lease losses$1,770,000998
Total noninterest income$303,0004,086
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$699,0001,051
Trading account gains and fees$0153
Additional Noninterest Income$-396,0007,354
Total noninterest expense$9,829,0001,019
Salaries and employee benefits$3,400,0001,470
Premises and equipment expense$731,0001,733
Additional noninterest expense$5,698,000644
Pre-tax net operating income$-1,786,0007,145
Securities gains (losses)$02,914
Applicable income taxes$-394,0007,305
Income before extraordinary items$-1,392,0007,111
Extraordinary gains, net$015
Net income$-1,392,0007,112
Minority interest net income$089
Net income of bank and minority interests.$-1,392,0007,112
Net charge-offs$2,363,000810
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,392,0007,101
2011-03-31 (YTD Data)Rank
Total interest income$7,641,000954
Total interest expense$2,676,000600
Net interest income$4,965,0001,125
Provision for loan and lease losses$1,200,000745
Total noninterest income$-40,0007,381
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$342,0001,058
Trading account gains and fees$0158
Additional Noninterest Income$-382,0007,492
Total noninterest expense$4,949,0001,008
Salaries and employee benefits$1,712,0001,471
Premises and equipment expense$375,0001,718
Additional noninterest expense$2,862,000632
Pre-tax net operating income$-1,224,0007,314
Securities gains (losses)$01,772
Applicable income taxes$-394,0007,450
Income before extraordinary items$-830,0007,253
Extraordinary gains, net$09
Net income$-830,0007,254
Minority interest net income$086
Net income of bank and minority interests.$-830,0007,254
Net charge-offs$2,099,000529
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-830,0007,245
2010-12-31 (YTD Data)Rank
Total interest income$31,393,000970
Total interest expense$13,474,000591
Net interest income$17,919,0001,257
Provision for loan and lease losses$6,468,000928
Total noninterest income$15,074,000479
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,610,000942
Trading account gains and fees$0175
Additional Noninterest Income$13,464,000372
Total noninterest expense$34,369,000594
Salaries and employee benefits$6,932,0001,425
Premises and equipment expense$1,577,0001,630
Additional noninterest expense$25,860,000329
Pre-tax net operating income$-7,844,0007,278
Securities gains (losses)$620,000737
Applicable income taxes$-551,0007,191
Income before extraordinary items$-6,673,0007,264
Extraordinary gains, net$029
Net income$-6,673,0007,264
Minority interest net income$0111
Net income of bank and minority interests.$-6,673,0007,264
Net charge-offs$5,986,000886
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$187,000635
Net operating income$-7,243,4007,274
2010-09-30 (YTD Data)Rank
Total interest income$23,619,000980
Total interest expense$10,528,000588
Net interest income$13,091,0001,295
Provision for loan and lease losses$6,347,000725
Total noninterest income$14,196,000392
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,219,000966
Trading account gains and fees$0165
Additional Noninterest Income$12,977,000294
Total noninterest expense$27,059,000559
Salaries and employee benefits$5,210,0001,424
Premises and equipment expense$1,134,0001,723
Additional noninterest expense$20,715,000294
Pre-tax net operating income$-6,119,0007,423
Securities gains (losses)$620,000620
Applicable income taxes$04,726
Income before extraordinary items$-5,499,0007,448
Extraordinary gains, net$023
Net income$-5,499,0007,448
Minority interest net income$0110
Net income of bank and minority interests.$-5,499,0007,448
Net charge-offs$5,309,000749
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$140,000569
Net operating income$-6,119,0007,453
2010-06-30 (YTD Data)Rank
Total interest income$15,884,000987
Total interest expense$7,270,000584
Net interest income$8,614,0001,318
Provision for loan and lease losses$1,144,0001,805
Total noninterest income$13,593,000301
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$805,000985
Trading account gains and fees$0152
Additional Noninterest Income$12,788,000228
Total noninterest expense$19,949,000513
Salaries and employee benefits$3,529,0001,407
Premises and equipment expense$765,0001,729
Additional noninterest expense$15,655,000275
Pre-tax net operating income$1,114,0002,175
Securities gains (losses)$161,0001,083
Applicable income taxes$04,691
Income before extraordinary items$1,275,0001,699
Extraordinary gains, net$019
Net income$1,275,0001,698
Minority interest net income$0105
Net income of bank and minority interests.$1,275,0001,699
Net charge-offs$2,261,0001,037
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$93,000497
Net operating income$1,114,0001,839
2010-03-31 (YTD Data)Rank
Total interest income$8,097,000995
Total interest expense$3,773,000599
Net interest income$4,324,0001,328
Provision for loan and lease losses$562,0001,713
Total noninterest income$11,610,000213
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$411,000955
Trading account gains and fees$0175
Additional Noninterest Income$11,199,000167
Total noninterest expense$15,150,000351
Salaries and employee benefits$1,799,0001,391
Premises and equipment expense$395,0001,713
Additional noninterest expense$12,956,000189
Pre-tax net operating income$222,0003,879
Securities gains (losses)$02,284
Applicable income taxes$86,0002,262
Income before extraordinary items$136,0004,549
Extraordinary gains, net$016
Net income$136,0004,549
Minority interest net income$091
Net income of bank and minority interests.$136,0004,548
Net charge-offs$1,622,000749
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$47,000434
Net operating income$136,0004,433
2009-12-31 (YTD Data)Rank
Total interest income$34,125,000991
Total interest expense$19,125,000601
Net interest income$15,000,0001,497
Provision for loan and lease losses$11,114,000792
Total noninterest income$662,0004,178
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,799,000967
Trading account gains and fees$0211
Additional Noninterest Income$-1,137,0007,887
Total noninterest expense$18,916,0001,101
Salaries and employee benefits$7,374,0001,364
Premises and equipment expense$1,586,0001,700
Additional noninterest expense$9,956,000796
Pre-tax net operating income$-14,368,0007,615
Securities gains (losses)$655,000719
Applicable income taxes$-104,0006,581
Income before extraordinary items$-13,609,0007,649
Extraordinary gains, net$034
Net income$-13,609,0007,647
Minority interest net income$0115
Net income of bank and minority interests.$-13,609,0007,648
Net charge-offs$6,155,000985
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$223,000691
Net operating income$-14,257,4507,663
2009-09-30 (YTD Data)Rank
Total interest income$26,167,000989
Total interest expense$14,898,000613
Net interest income$11,269,0001,490
Provision for loan and lease losses$10,611,000595
Total noninterest income$307,0005,154
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,320,000983
Trading account gains and fees$0212
Additional Noninterest Income$-1,013,0008,016
Total noninterest expense$12,623,0001,227
Salaries and employee benefits$5,518,0001,381
Premises and equipment expense$1,166,0001,755
Additional noninterest expense$5,939,000948
Pre-tax net operating income$-11,658,0007,781
Securities gains (losses)$499,000702
Applicable income taxes$-3,912,0007,866
Income before extraordinary items$-7,247,0007,701
Extraordinary gains, net$027
Net income$-7,247,0007,700
Minority interest net income$0118
Net income of bank and minority interests.$-7,247,0007,700
Net charge-offs$4,289,000927
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$168,000621
Net operating income$-7,571,3507,720
2009-06-30 (YTD Data)Rank
Total interest income$17,244,0001,017
Total interest expense$10,085,000643
Net interest income$7,159,0001,566
Provision for loan and lease losses$1,400,0001,703
Total noninterest income$426,0003,720
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$859,000985
Trading account gains and fees$0193
Additional Noninterest Income$-433,0008,070
Total noninterest expense$8,485,0001,228
Salaries and employee benefits$3,689,0001,412
Premises and equipment expense$783,0001,772
Additional noninterest expense$4,013,000959
Pre-tax net operating income$-2,300,0007,461
Securities gains (losses)$507,000503
Applicable income taxes$-667,0007,650
Income before extraordinary items$-1,126,0007,191
Extraordinary gains, net$021
Net income$-1,126,0007,190
Minority interest net income$0112
Net income of bank and minority interests.$-1,126,0007,191
Net charge-offs$1,590,0001,296
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$112,000580
Net operating income$-1,450,4807,316
2009-03-31 (YTD Data)Rank
Total interest income$8,376,0001,058
Total interest expense$5,101,000656
Net interest income$3,275,0001,688
Provision for loan and lease losses$113,0003,706
Total noninterest income$441,0002,327
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$409,0001,008
Trading account gains and fees$0171
Additional Noninterest Income$32,0005,513
Total noninterest expense$3,738,0001,341
Salaries and employee benefits$1,835,0001,426
Premises and equipment expense$399,0001,773
Additional noninterest expense$1,504,0001,114
Pre-tax net operating income$-135,0006,748
Securities gains (losses)$517,000325
Applicable income taxes$137,0001,859
Income before extraordinary items$245,0003,480
Extraordinary gains, net$015
Net income$245,0003,481
Minority interest net income$0102
Net income of bank and minority interests.$245,0003,481
Net charge-offs$591,0001,262
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$56,000475
Net operating income$-85,8806,680
2008-12-31 (YTD Data)Rank
Total interest income$34,904,0001,091
Total interest expense$19,741,000789
Net interest income$15,163,0001,479
Provision for loan and lease losses$8,538,000668
Total noninterest income$2,375,0001,883
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,899,000944
Trading account gains and fees$0154
Additional Noninterest Income$476,0003,264
Total noninterest expense$16,539,0001,181
Salaries and employee benefits$8,071,0001,246
Premises and equipment expense$1,721,0001,610
Additional noninterest expense$6,747,000949
Pre-tax net operating income$-7,539,0007,918
Securities gains (losses)$-977,0007,732
Applicable income taxes$-3,131,0008,026
Income before extraordinary items$-5,385,0007,836
Extraordinary gains, net$039
Net income$-5,385,0007,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,456,000510
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$317,000658
Net operating income$-4,759,7207,852
2008-09-30 (YTD Data)Rank
Total interest income$26,429,0001,106
Total interest expense$14,571,000853
Net interest income$11,858,0001,429
Provision for loan and lease losses$7,214,000506
Total noninterest income$1,845,0001,878
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,396,000966
Trading account gains and fees$0148
Additional Noninterest Income$449,0002,987
Total noninterest expense$11,265,0001,278
Salaries and employee benefits$5,988,0001,283
Premises and equipment expense$1,255,0001,662
Additional noninterest expense$4,022,0001,140
Pre-tax net operating income$-4,776,0008,120
Securities gains (losses)$10,0002,365
Applicable income taxes$-1,756,0008,161
Income before extraordinary items$-3,010,0008,014
Extraordinary gains, net$031
Net income$-3,010,0008,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,407,000484
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$238,000527
Net operating income$-3,016,4008,072
2008-06-30 (YTD Data)Rank
Total interest income$17,985,0001,100
Total interest expense$9,608,000891
Net interest income$8,377,0001,336
Provision for loan and lease losses$6,700,000349
Total noninterest income$1,148,0002,015
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$887,000998
Trading account gains and fees$0149
Additional Noninterest Income$261,0003,269
Total noninterest expense$7,314,0001,312
Salaries and employee benefits$4,028,0001,289
Premises and equipment expense$779,0001,761
Additional noninterest expense$2,507,0001,186
Pre-tax net operating income$-4,489,0008,281
Securities gains (losses)$9,0002,500
Applicable income taxes$-1,732,0008,320
Income before extraordinary items$-2,748,0008,261
Extraordinary gains, net$021
Net income$-2,748,0008,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,842,000581
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$159,000452
Net operating income$-2,753,7608,257
2008-03-31 (YTD Data)Rank
Total interest income$9,266,0001,096
Total interest expense$4,838,000945
Net interest income$4,428,0001,253
Provision for loan and lease losses$348,0001,262
Total noninterest income$535,0002,137
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$428,0001,013
Trading account gains and fees$0158
Additional Noninterest Income$107,0003,641
Total noninterest expense$3,536,0001,351
Salaries and employee benefits$2,129,0001,215
Premises and equipment expense$353,0001,933
Additional noninterest expense$1,054,0001,364
Pre-tax net operating income$1,079,0001,664
Securities gains (losses)$02,688
Applicable income taxes$362,0001,276
Income before extraordinary items$717,0001,989
Extraordinary gains, net$015
Net income$717,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,065
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$79,000365
Net operating income$717,0001,931
2007-12-31 (YTD Data)Rank
Total interest income$36,413,0001,163
Total interest expense$17,088,0001,155
Net interest income$19,325,0001,150
Provision for loan and lease losses$2,005,000842
Total noninterest income$1,995,0002,218
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,588,0001,121
Trading account gains and fees$0178
Additional Noninterest Income$407,0003,694
Total noninterest expense$12,797,0001,444
Salaries and employee benefits$7,852,0001,268
Premises and equipment expense$1,373,0001,901
Additional noninterest expense$3,572,0001,555
Pre-tax net operating income$6,518,0001,296
Securities gains (losses)$-1,0007,069
Applicable income taxes$2,478,000933
Income before extraordinary items$4,039,0001,577
Extraordinary gains, net$039
Net income$4,039,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,316,000825
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$317,000635
Net operating income$4,039,6401,565
2007-09-30 (YTD Data)Rank
Total interest income$27,030,0001,172
Total interest expense$12,406,0001,199
Net interest income$14,624,0001,141
Provision for loan and lease losses$813,0001,071
Total noninterest income$1,492,0002,223
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,145,0001,156
Trading account gains and fees$0184
Additional Noninterest Income$347,0003,477
Total noninterest expense$9,383,0001,455
Salaries and employee benefits$5,762,0001,304
Premises and equipment expense$1,023,0001,909
Additional noninterest expense$2,598,0001,553
Pre-tax net operating income$5,920,0001,154
Securities gains (losses)$-2,0007,433
Applicable income taxes$2,200,000894
Income before extraordinary items$3,718,0001,376
Extraordinary gains, net$033
Net income$3,718,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,348
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$239,000553
Net operating income$3,719,2801,366
2007-06-30 (YTD Data)Rank
Total interest income$17,594,0001,211
Total interest expense$7,967,0001,252
Net interest income$9,627,0001,181
Provision for loan and lease losses$431,0001,172
Total noninterest income$994,0002,255
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$749,0001,183
Trading account gains and fees$0168
Additional Noninterest Income$245,0003,390
Total noninterest expense$6,113,0001,505
Salaries and employee benefits$3,739,0001,355
Premises and equipment expense$665,0001,960
Additional noninterest expense$1,709,0001,583
Pre-tax net operating income$4,077,0001,155
Securities gains (losses)$-1,0007,616
Applicable income taxes$1,481,000928
Income before extraordinary items$2,595,0001,371
Extraordinary gains, net$029
Net income$2,595,0001,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0001,138
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$159,000497
Net operating income$2,595,6401,353
2007-03-31 (YTD Data)Rank
Total interest income$8,597,0001,234
Total interest expense$3,800,0001,303
Net interest income$4,797,0001,170
Provision for loan and lease losses$208,0001,124
Total noninterest income$476,0002,278
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$356,0001,217
Trading account gains and fees$0195
Additional Noninterest Income$120,0003,430
Total noninterest expense$3,040,0001,507
Salaries and employee benefits$1,871,0001,372
Premises and equipment expense$333,0001,961
Additional noninterest expense$836,0001,596
Pre-tax net operating income$2,025,0001,158
Securities gains (losses)$-1,0007,986
Applicable income taxes$770,000901
Income before extraordinary items$1,254,0001,398
Extraordinary gains, net$022
Net income$1,254,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$80,000399
Net operating income$1,254,6401,386
2006-12-31 (YTD Data)Rank
Total interest income$27,711,0001,444
Total interest expense$11,269,0001,490
Net interest income$16,442,0001,385
Provision for loan and lease losses$1,501,000709
Total noninterest income$1,983,0002,242
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,532,0001,151
Trading account gains and fees$0130
Additional Noninterest Income$451,0003,527
Total noninterest expense$11,287,0001,573
Salaries and employee benefits$6,936,0001,419
Premises and equipment expense$1,343,0001,870
Additional noninterest expense$3,008,0001,759
Pre-tax net operating income$5,637,0001,707
Securities gains (losses)$-6,0007,127
Applicable income taxes$2,262,0001,206
Income before extraordinary items$3,369,0002,075
Extraordinary gains, net$051
Net income$3,369,0002,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,580
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$311,000676
Net operating income$3,372,8402,062
2006-09-30 (YTD Data)Rank
Total interest income$19,307,0001,541
Total interest expense$7,543,0001,629
Net interest income$11,764,0001,472
Provision for loan and lease losses$571,0001,259
Total noninterest income$1,453,0002,280
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,109,0001,208
Trading account gains and fees$0126
Additional Noninterest Income$344,0003,481
Total noninterest expense$8,060,0001,658
Salaries and employee benefits$4,854,0001,536
Premises and equipment expense$992,0001,918
Additional noninterest expense$2,214,0001,759
Pre-tax net operating income$4,586,0001,616
Securities gains (losses)$-5,0007,392
Applicable income taxes$1,540,0001,368
Income before extraordinary items$3,041,0001,810
Extraordinary gains, net$045
Net income$3,041,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,421
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,044,3001,790
2006-06-30 (YTD Data)Rank
Total interest income$11,727,0001,665
Total interest expense$4,234,0001,816
Net interest income$7,493,0001,538
Provision for loan and lease losses$301,0001,461
Total noninterest income$940,0002,317
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$702,0001,265
Trading account gains and fees$0126
Additional Noninterest Income$238,0003,411
Total noninterest expense$5,257,0001,704
Salaries and employee benefits$3,107,0001,600
Premises and equipment expense$641,0001,970
Additional noninterest expense$1,509,0001,746
Pre-tax net operating income$2,875,0001,719
Securities gains (losses)$-3,0007,591
Applicable income taxes$956,0001,453
Income before extraordinary items$1,916,0001,911
Extraordinary gains, net$039
Net income$1,916,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,156
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,918,0101,891
2006-03-31 (YTD Data)Rank
Total interest income$5,230,0001,838
Total interest expense$1,718,0002,076
Net interest income$3,512,0001,637
Provision for loan and lease losses$121,0001,726
Total noninterest income$458,0002,326
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$331,0001,299
Trading account gains and fees$0115
Additional Noninterest Income$127,0003,279
Total noninterest expense$2,584,0001,729
Salaries and employee benefits$1,542,0001,614
Premises and equipment expense$299,0002,110
Additional noninterest expense$743,0001,763
Pre-tax net operating income$1,265,0001,890
Securities gains (losses)$-2,0007,972
Applicable income taxes$417,0001,603
Income before extraordinary items$846,0002,084
Extraordinary gains, net$021
Net income$846,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$847,3402,068
2005-12-31 (YTD Data)Rank
Total interest income$14,796,0002,238
Total interest expense$4,392,0002,457
Net interest income$10,404,0002,127
Provision for loan and lease losses$75,0005,186
Total noninterest income$1,555,0002,630
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,237,0001,411
Trading account gains and fees$0138
Additional Noninterest Income$318,0004,213
Total noninterest expense$7,777,0002,148
Salaries and employee benefits$4,726,0001,954
Premises and equipment expense$967,0002,444
Additional noninterest expense$2,084,0002,393
Pre-tax net operating income$4,107,0002,186
Securities gains (losses)$-18,0007,776
Applicable income taxes$1,362,0001,822
Income before extraordinary items$2,727,0002,431
Extraordinary gains, net$046
Net income$2,727,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,795
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,739,0602,392
2005-09-30 (YTD Data)Rank
Total interest income$10,667,0002,273
Total interest expense$3,070,0002,491
Net interest income$7,597,0002,168
Provision for loan and lease losses$06,899
Total noninterest income$1,151,0002,657
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$904,0001,431
Trading account gains and fees$0126
Additional Noninterest Income$247,0004,160
Total noninterest expense$5,260,0002,358
Salaries and employee benefits$3,057,0002,232
Premises and equipment expense$707,0002,488
Additional noninterest expense$1,496,0002,458
Pre-tax net operating income$3,488,0001,989
Securities gains (losses)$-15,0008,058
Applicable income taxes$1,168,0001,690
Income before extraordinary items$2,305,0002,218
Extraordinary gains, net$035
Net income$2,305,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,631
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,314,9002,172
2005-06-30 (YTD Data)Rank
Total interest income$6,761,0002,334
Total interest expense$1,855,0002,568
Net interest income$4,906,0002,209
Provision for loan and lease losses$06,626
Total noninterest income$739,0002,679
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$560,0001,504
Trading account gains and fees$0116
Additional Noninterest Income$179,0003,951
Total noninterest expense$3,424,0002,394
Salaries and employee benefits$1,968,0002,295
Premises and equipment expense$455,0002,548
Additional noninterest expense$1,001,0002,425
Pre-tax net operating income$2,221,0002,014
Securities gains (losses)$-10,0008,138
Applicable income taxes$761,0001,688
Income before extraordinary items$1,450,0002,289
Extraordinary gains, net$030
Net income$1,450,0002,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-121,0008,698
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,456,6002,250
2005-03-31 (YTD Data)Rank
Total interest income$3,202,0002,411
Total interest expense$829,0002,708
Net interest income$2,373,0002,264
Provision for loan and lease losses$06,226
Total noninterest income$328,0002,847
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$245,0001,673
Trading account gains and fees$0115
Additional Noninterest Income$83,0004,113
Total noninterest expense$1,652,0002,482
Salaries and employee benefits$970,0002,351
Premises and equipment expense$225,0002,590
Additional noninterest expense$457,0002,648
Pre-tax net operating income$1,049,0002,075
Securities gains (losses)$-5,0008,378
Applicable income taxes$330,0001,849
Income before extraordinary items$714,0002,292
Extraordinary gains, net$024
Net income$714,0002,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-125,0008,825
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$717,4002,241
2004-12-31 (YTD Data)Rank
Total interest income$11,644,0002,466
Total interest expense$2,857,0002,728
Net interest income$8,787,0002,324
Provision for loan and lease losses$180,0003,881
Total noninterest income$1,410,0002,799
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,065,0001,646
Trading account gains and fees$0138
Additional Noninterest Income$345,0004,000
Total noninterest expense$6,395,0002,498
Salaries and employee benefits$3,709,0002,338
Premises and equipment expense$927,0002,462
Additional noninterest expense$1,759,0002,714
Pre-tax net operating income$3,622,0002,216
Securities gains (losses)$-49,0008,592
Applicable income taxes$1,156,0001,953
Income before extraordinary items$2,417,0002,503
Extraordinary gains, net$034
Net income$2,417,0002,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,300
Cash dividends$400,0003,880
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,450,3202,418
2004-09-30 (YTD Data)Rank
Total interest income$8,518,0002,487
Total interest expense$2,081,0002,752
Net interest income$6,437,0002,345
Provision for loan and lease losses$135,0003,719
Total noninterest income$1,092,0002,754
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$808,0001,641
Trading account gains and fees$0134
Additional Noninterest Income$284,0003,834
Total noninterest expense$4,639,0002,534
Salaries and employee benefits$2,648,0002,439
Premises and equipment expense$669,0002,532
Additional noninterest expense$1,322,0002,669
Pre-tax net operating income$2,755,0002,212
Securities gains (losses)$-41,0008,778
Applicable income taxes$872,0001,981
Income before extraordinary items$1,842,0002,511
Extraordinary gains, net$026
Net income$1,842,0002,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0001,820
Cash dividends$400,0003,011
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,869,8802,402
2004-06-30 (YTD Data)Rank
Total interest income$5,526,0002,527
Total interest expense$1,342,0002,811
Net interest income$4,184,0002,384
Provision for loan and lease losses$90,0003,641
Total noninterest income$746,0002,719
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$531,0001,648
Trading account gains and fees$0130
Additional Noninterest Income$215,0003,605
Total noninterest expense$3,034,0002,587
Salaries and employee benefits$1,748,0002,456
Premises and equipment expense$446,0002,529
Additional noninterest expense$840,0002,804
Pre-tax net operating income$1,806,0002,227
Securities gains (losses)$-29,0008,850
Applicable income taxes$570,0002,015
Income before extraordinary items$1,207,0002,510
Extraordinary gains, net$021
Net income$1,207,0002,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,226,7202,411
2004-03-31 (YTD Data)Rank
Total interest income$2,637,0002,642
Total interest expense$667,0002,861
Net interest income$1,970,0002,527
Provision for loan and lease losses$45,0003,437
Total noninterest income$397,0002,548
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$263,0001,622
Trading account gains and fees$0121
Additional Noninterest Income$134,0003,139
Total noninterest expense$1,501,0002,622
Salaries and employee benefits$878,0002,467
Premises and equipment expense$213,0002,655
Additional noninterest expense$410,0002,845
Pre-tax net operating income$821,0002,375
Securities gains (losses)$-12,0008,930
Applicable income taxes$255,0002,166
Income before extraordinary items$554,0002,700
Extraordinary gains, net$016
Net income$554,0002,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$562,1602,574
2003-12-31 (YTD Data)Rank
Total interest income$10,313,0002,748
Total interest expense$3,615,0002,437
Net interest income$6,698,0002,862
Provision for loan and lease losses$120,0004,933
Total noninterest income$1,442,0002,926
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,021,0001,694
Trading account gains and fees$0160
Additional Noninterest Income$421,0003,881
Total noninterest expense$6,344,0002,477
Salaries and employee benefits$3,381,0002,489
Premises and equipment expense$648,0003,302
Additional noninterest expense$2,315,0002,081
Pre-tax net operating income$1,676,0003,821
Securities gains (losses)$117,0001,751
Applicable income taxes$589,0003,100
Income before extraordinary items$1,204,0004,129
Extraordinary gains, net$054
Net income$1,204,0004,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$795,0001,104
Cash dividends$419,0003,851
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,125,6104,132
2003-09-30 (YTD Data)Rank
Total interest income$7,605,0002,825
Total interest expense$2,853,0002,409
Net interest income$4,752,0003,041
Provision for loan and lease losses$120,0004,343
Total noninterest income$990,0003,161
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$812,0001,595
Trading account gains and fees$0153
Additional Noninterest Income$178,0005,010
Total noninterest expense$4,468,0002,626
Salaries and employee benefits$2,350,0002,684
Premises and equipment expense$470,0003,392
Additional noninterest expense$1,648,0002,174
Pre-tax net operating income$1,154,0004,191
Securities gains (losses)$117,0001,606
Applicable income taxes$401,0003,414
Income before extraordinary items$870,0004,385
Extraordinary gains, net$040
Net income$870,0004,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$658,000950
Cash dividends$419,0002,960
Sale, conversion, retirement of capital stock, net$0722
Net operating income$790,4404,457
2003-06-30 (YTD Data)Rank
Total interest income$5,049,0002,859
Total interest expense$1,969,0002,406
Net interest income$3,080,0003,120
Provision for loan and lease losses$120,0003,448
Total noninterest income$647,0003,177
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$531,0001,592
Trading account gains and fees$0150
Additional Noninterest Income$116,0005,059
Total noninterest expense$3,003,0002,598
Salaries and employee benefits$1,531,0002,735
Premises and equipment expense$290,0003,605
Additional noninterest expense$1,182,0002,025
Pre-tax net operating income$604,0004,816
Securities gains (losses)$112,0001,417
Applicable income taxes$255,0003,519
Income before extraordinary items$461,0005,015
Extraordinary gains, net$030
Net income$461,0005,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,041
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$389,3205,272
2003-03-31 (YTD Data)Rank
Total interest income$1,369,0004,695
Total interest expense$542,0004,097
Net interest income$827,0004,971
Provision for loan and lease losses$06,934
Total noninterest income$149,0004,901
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$114,0003,214
Trading account gains and fees$0134
Additional Noninterest Income$35,0005,938
Total noninterest expense$790,0004,401
Salaries and employee benefits$459,0004,182
Premises and equipment expense$69,0005,897
Additional noninterest expense$262,0004,067
Pre-tax net operating income$186,0006,007
Securities gains (losses)$02,891
Applicable income taxes$57,0004,911
Income before extraordinary items$129,0006,386
Extraordinary gains, net$021
Net income$129,0006,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$129,0006,205
2002-12-31 (YTD Data)Rank
Total interest income$6,393,0004,368
Total interest expense$2,768,0003,779
Net interest income$3,625,0004,659
Provision for loan and lease losses$08,089
Total noninterest income$775,0004,075
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$491,0003,018
Trading account gains and fees$0153
Additional Noninterest Income$284,0004,367
Total noninterest expense$3,527,0003,934
Salaries and employee benefits$1,843,0004,003
Premises and equipment expense$324,0005,323
Additional noninterest expense$1,360,0003,225
Pre-tax net operating income$873,0005,556
Securities gains (losses)$10,0003,604
Applicable income taxes$267,0004,644
Income before extraordinary items$616,0005,896
Extraordinary gains, net$070
Net income$616,0005,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$816,0001,139
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$609,0005,788
2001-12-31 (YTD Data)Rank
Total interest income$8,662,0003,753
Total interest expense$4,474,0003,470
Net interest income$4,188,0003,988
Provision for loan and lease losses$08,228
Total noninterest income$692,0004,222
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$507,0002,813
Trading account gains and fees$0177
Additional Noninterest Income$185,0005,092
Total noninterest expense$3,816,0003,571
Salaries and employee benefits$1,831,0003,860
Premises and equipment expense$315,0005,372
Additional noninterest expense$1,670,0002,616
Pre-tax net operating income$1,064,0004,741
Securities gains (losses)$19,0003,188
Applicable income taxes$330,0004,086
Income before extraordinary items$753,0005,040
Extraordinary gains, net$0105
Net income$753,0005,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,927,000587
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$739,7004,980
2000-12-31 (YTD Data)Rank
Total interest income$10,978,0003,151
Total interest expense$5,426,0003,081
Net interest income$5,552,0003,167
Provision for loan and lease losses$7,650,000234
Total noninterest income$745,0003,835
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$631,0002,187
Trading account gains and fees$0180
Additional Noninterest Income$114,0006,126
Total noninterest expense$4,109,0003,262
Salaries and employee benefits$1,650,0004,051
Premises and equipment expense$359,0004,852
Additional noninterest expense$2,100,0002,068
Pre-tax net operating income$-5,462,0009,875
Securities gains (losses)$01,956
Applicable income taxes$-2,003,0009,863
Income before extraordinary items$-3,459,0009,847
Extraordinary gains, net$038
Net income$-3,459,0009,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,561,000338
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-3,459,0009,849
1999-12-31 (YTD Data)Rank
Total interest income$10,127,0003,187
Total interest expense$5,043,0002,895
Net interest income$5,084,0003,405
Provision for loan and lease losses$4,060,000344
Total noninterest income$671,0004,108
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$549,0002,426
Trading account gains and fees$0173
Additional Noninterest Income$122,0006,135
Total noninterest expense$3,442,0003,749
Salaries and employee benefits$1,488,0004,375
Premises and equipment expense$398,0004,553
Additional noninterest expense$1,556,0002,777
Pre-tax net operating income$-1,747,00010,150
Securities gains (losses)$03,155
Applicable income taxes$-716,00010,154
Income before extraordinary items$-1,031,00010,088
Extraordinary gains, net$035
Net income$-1,031,00010,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,793,000270
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-1,031,00010,075
1998-12-31 (YTD Data)Rank
Total interest income$10,532,0003,068
Total interest expense$5,567,0002,721
Net interest income$4,965,0003,422
Provision for loan and lease losses$2,850,000465
Total noninterest income$867,0003,407
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$569,0002,265
Trading account gains and fees$0224
Additional Noninterest Income$298,0004,048
Total noninterest expense$3,788,0003,384
Salaries and employee benefits$1,908,0003,485
Premises and equipment expense$323,0005,146
Additional noninterest expense$1,557,0002,676
Pre-tax net operating income$-806,00010,300
Securities gains (losses)$04,449
Applicable income taxes$-420,00010,386
Income before extraordinary items$-386,00010,173
Extraordinary gains, net$032
Net income$-386,00010,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,077,000370
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-386,00010,145
1997-12-31 (YTD Data)Rank
Total interest income$10,931,0002,978
Total interest expense$5,668,0002,638
Net interest income$5,263,0003,311
Provision for loan and lease losses$2,144,000556
Total noninterest income$761,0003,726
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$621,0002,114
Trading account gains and fees$0239
Additional Noninterest Income$140,0005,875
Total noninterest expense$3,286,0003,808
Salaries and employee benefits$1,740,0003,758
Premises and equipment expense$310,0005,351
Additional noninterest expense$1,236,0003,275
Pre-tax net operating income$594,0007,460
Securities gains (losses)$03,944
Applicable income taxes$171,0007,306
Income before extraordinary items$423,0007,491
Extraordinary gains, net$044
Net income$423,0007,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,945,000510
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$423,0007,439
1996-12-31 (YTD Data)Rank
Total interest income$10,508,0003,126
Total interest expense$5,515,0002,760
Net interest income$4,993,0003,540
Provision for loan and lease losses$1,325,000820
Total noninterest income$758,0003,849
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$639,0002,114
Trading account gains and fees$0262
Additional Noninterest Income$119,0006,619
Total noninterest expense$2,875,0004,438
Salaries and employee benefits$1,609,0004,041
Premises and equipment expense$290,0005,723
Additional noninterest expense$976,0004,496
Pre-tax net operating income$1,551,0004,214
Securities gains (losses)$04,148
Applicable income taxes$525,0003,993
Income before extraordinary items$1,026,0004,395
Extraordinary gains, net$053
Net income$1,026,0004,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,237,000779
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,026,0004,339
1995-12-31 (YTD Data)Rank
Total interest income$9,850,0003,324
Total interest expense$5,698,0002,702
Net interest income$4,152,0004,182
Provision for loan and lease losses$875,0001,056
Total noninterest income$743,0003,902
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$559,0002,416
Trading account gains and fees$0522
Additional Noninterest Income$184,0005,355
Total noninterest expense$2,718,0004,649
Salaries and employee benefits$1,383,0004,611
Premises and equipment expense$325,0005,303
Additional noninterest expense$1,010,0004,315
Pre-tax net operating income$1,302,0004,966
Securities gains (losses)$8,0002,536
Applicable income taxes$458,0004,475
Income before extraordinary items$852,0005,212
Extraordinary gains, net$065
Net income$852,0005,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,655
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$846,8005,212
1994-12-31 (YTD Data)Rank
Total interest income$8,178,0003,667
Total interest expense$4,064,0002,995
Net interest income$4,114,0004,270
Provision for loan and lease losses$855,0001,034
Total noninterest income$636,0004,452
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$513,0002,664
Trading account gains and feesNANA
Additional Noninterest Income$123,0006,852
Total noninterest expense$2,192,0005,765
Salaries and employee benefits$1,131,0005,523
Premises and equipment expense$281,0005,988
Additional noninterest expense$780,0005,823
Pre-tax net operating income$1,703,0003,956
Securities gains (losses)$-8,0009,681
Applicable income taxes$589,0003,567
Income before extraordinary items$1,106,0004,156
Extraordinary gains, net$0249
Net income$1,106,0004,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,974
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,111,2004,177
1993-12-31 (YTD Data)Rank
Total interest income$6,067,0004,901
Total interest expense$2,810,0004,358
Net interest income$3,257,0005,268
Provision for loan and lease losses$405,0002,437
Total noninterest income$701,0004,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$520,0002,678
Trading account gains and feesNANA
Additional Noninterest Income$181,0005,974
Total noninterest expense$1,940,0006,498
Salaries and employee benefits$1,006,0006,103
Premises and equipment expense$200,0007,681
Additional noninterest expense$734,0006,337
Pre-tax net operating income$1,613,0004,059
Securities gains (losses)$35,0003,910
Applicable income taxes$526,0003,993
Income before extraordinary items$1,122,0004,254
Extraordinary gains, net$03,149
Net income$1,122,0004,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,596
Cash dividends$200,0005,372
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,098,2004,111
1992-12-31 (YTD Data)Rank
Total interest income$5,687,0005,735
Total interest expense$2,822,0005,442
Net interest income$2,865,0005,942
Provision for loan and lease losses$300,0004,111
Total noninterest income$597,0004,971
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$460,0003,035
Trading account gains and feesNANA
Additional Noninterest Income$137,0006,960
Total noninterest expense$1,836,0006,836
Salaries and employee benefits$942,0006,382
Premises and equipment expense$192,0008,030
Additional noninterest expense$702,0006,732
Pre-tax net operating income$1,326,0004,539
Securities gains (losses)$25,0005,285
Applicable income taxes$405,0004,744
Income before extraordinary items$946,0004,739
Extraordinary gains, net$01,422
Net income$946,0004,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0008,076
Cash dividends$125,0006,110
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$928,5004,491

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.