Home > Farmers and Merchants Bank > Income and Expense
Farmers and Merchants Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,664 |
| Total interest expense | $79,000 | 5,608 |
| Net interest income | $1,007,000 | 5,655 |
| Provision for loan and lease losses | $-73,000 | 5,562 |
| Total noninterest income | $69,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $18,000 | 5,591 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $51,000 | 5,307 |
| Total noninterest expense | $959,000 | 5,615 |
| Salaries and employee benefits | $460,000 | 5,688 |
| Premises and equipment expense | $173,000 | 5,062 |
| Additional noninterest expense | $326,000 | 5,546 |
| Pre-tax net operating income | $190,000 | 5,347 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $28,000 | 3,775 |
| Income before extraordinary items | $162,000 | 5,395 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $162,000 | 5,393 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $162,000 | 5,394 |
| Net charge-offs | $108,000 | 2,543 |
| Cash dividends | $351,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $162,000 | 5,356 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $814,000 | 5,730 |
| Total interest expense | $58,000 | 5,678 |
| Net interest income | $756,000 | 5,717 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $49,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $15,000 | 5,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $34,000 | 5,419 |
| Total noninterest expense | $643,000 | 5,720 |
| Salaries and employee benefits | $333,000 | 5,736 |
| Premises and equipment expense | $135,000 | 5,041 |
| Additional noninterest expense | $175,000 | 5,784 |
| Pre-tax net operating income | $162,000 | 5,383 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $45,000 | 3,602 |
| Income before extraordinary items | $117,000 | 5,487 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $117,000 | 5,486 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $117,000 | 5,487 |
| Net charge-offs | $5,000 | 3,620 |
| Cash dividends | $60,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $117,000 | 5,445 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 5,808 |
| Total interest expense | $38,000 | 5,751 |
| Net interest income | $496,000 | 5,790 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $33,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $10,000 | 5,686 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,479 |
| Total noninterest expense | $389,000 | 5,841 |
| Salaries and employee benefits | $228,000 | 5,803 |
| Premises and equipment expense | $61,000 | 5,458 |
| Additional noninterest expense | $100,000 | 5,905 |
| Pre-tax net operating income | $140,000 | 5,315 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $27,000 | 3,659 |
| Income before extraordinary items | $113,000 | 5,408 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $113,000 | 5,406 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $113,000 | 5,407 |
| Net charge-offs | $5,000 | 3,320 |
| Cash dividends | $60,000 | 3,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $113,000 | 5,350 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 5,872 |
| Total interest expense | $18,000 | 5,828 |
| Net interest income | $244,000 | 5,856 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $16,000 | 5,833 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $5,000 | 5,726 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $11,000 | 5,528 |
| Total noninterest expense | $193,000 | 5,902 |
| Salaries and employee benefits | $107,000 | 5,880 |
| Premises and equipment expense | $33,000 | 5,432 |
| Additional noninterest expense | $53,000 | 5,943 |
| Pre-tax net operating income | $67,000 | 5,330 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $10,000 | 3,751 |
| Income before extraordinary items | $57,000 | 5,388 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $57,000 | 5,389 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $57,000 | 5,389 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $57,000 | 5,330 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 5,894 |
| Total interest expense | $68,000 | 5,912 |
| Net interest income | $1,032,000 | 5,868 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $67,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $17,000 | 5,849 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $50,000 | 5,512 |
| Total noninterest expense | $824,000 | 5,937 |
| Salaries and employee benefits | $471,000 | 5,894 |
| Premises and equipment expense | $137,000 | 5,497 |
| Additional noninterest expense | $216,000 | 5,999 |
| Pre-tax net operating income | $275,000 | 5,335 |
| Securities gains (losses) | $-38,000 | 6,001 |
| Applicable income taxes | $-2,000 | 5,844 |
| Income before extraordinary items | $239,000 | 5,377 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $239,000 | 5,380 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $239,000 | 5,380 |
| Net charge-offs | $14,000 | 3,902 |
| Cash dividends | $120,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $277,000 | 5,242 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $825,000 | 5,974 |
| Total interest expense | $52,000 | 5,994 |
| Net interest income | $773,000 | 5,946 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $49,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $13,000 | 5,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,603 |
| Total noninterest expense | $621,000 | 5,992 |
| Salaries and employee benefits | $349,000 | 5,960 |
| Premises and equipment expense | $111,000 | 5,484 |
| Additional noninterest expense | $161,000 | 6,078 |
| Pre-tax net operating income | $201,000 | 5,463 |
| Securities gains (losses) | $-38,000 | 6,127 |
| Applicable income taxes | $-24,000 | 6,096 |
| Income before extraordinary items | $187,000 | 5,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,475 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $187,000 | 5,476 |
| Net charge-offs | $5,000 | 3,836 |
| Cash dividends | $60,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $225,000 | 5,305 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $546,000 | 6,034 |
| Total interest expense | $35,000 | 6,053 |
| Net interest income | $511,000 | 6,013 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $32,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $10,000 | 5,963 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 5,692 |
| Total noninterest expense | $427,000 | 6,040 |
| Salaries and employee benefits | $235,000 | 6,029 |
| Premises and equipment expense | $77,000 | 5,486 |
| Additional noninterest expense | $115,000 | 6,117 |
| Pre-tax net operating income | $116,000 | 5,556 |
| Securities gains (losses) | $-38,000 | 6,225 |
| Applicable income taxes | $-37,000 | 6,211 |
| Income before extraordinary items | $115,000 | 5,529 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $115,000 | 5,529 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $115,000 | 5,531 |
| Net charge-offs | $13,000 | 3,155 |
| Cash dividends | $60,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $153,000 | 5,310 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 6,121 |
| Total interest expense | $18,000 | 6,099 |
| Net interest income | $245,000 | 6,097 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $16,000 | 6,089 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $5,000 | 6,004 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 5,740 |
| Total noninterest expense | $205,000 | 6,131 |
| Salaries and employee benefits | $109,000 | 6,139 |
| Premises and equipment expense | $41,000 | 5,464 |
| Additional noninterest expense | $55,000 | 6,206 |
| Pre-tax net operating income | $56,000 | 5,575 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-42,000 | 6,320 |
| Income before extraordinary items | $98,000 | 5,144 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $98,000 | 5,146 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $98,000 | 5,148 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $98,000 | 5,075 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 6,175 |
| Total interest expense | $79,000 | 6,171 |
| Net interest income | $1,004,000 | 6,160 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $82,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $18,000 | 6,161 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $64,000 | 5,589 |
| Total noninterest expense | $797,000 | 6,256 |
| Salaries and employee benefits | $483,000 | 6,174 |
| Premises and equipment expense | $147,000 | 5,712 |
| Additional noninterest expense | $167,000 | 6,397 |
| Pre-tax net operating income | $289,000 | 5,500 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $67,000 | 3,593 |
| Income before extraordinary items | $222,000 | 5,611 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $222,000 | 5,610 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $222,000 | 5,611 |
| Net charge-offs | $-3,000 | 5,476 |
| Cash dividends | $87,000 | 4,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $222,000 | 5,562 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $816,000 | 6,248 |
| Total interest expense | $61,000 | 6,240 |
| Net interest income | $755,000 | 6,229 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $61,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $14,000 | 6,227 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $47,000 | 5,673 |
| Total noninterest expense | $596,000 | 6,315 |
| Salaries and employee benefits | $366,000 | 6,224 |
| Premises and equipment expense | $106,000 | 5,827 |
| Additional noninterest expense | $124,000 | 6,474 |
| Pre-tax net operating income | $220,000 | 5,586 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $47,000 | 3,683 |
| Income before extraordinary items | $173,000 | 5,655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,000 | 5,654 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $173,000 | 5,655 |
| Net charge-offs | $-4,000 | 5,417 |
| Cash dividends | $72,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $173,000 | 5,609 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $549,000 | 6,300 |
| Total interest expense | $41,000 | 6,295 |
| Net interest income | $508,000 | 6,276 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $42,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $11,000 | 6,231 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $31,000 | 5,707 |
| Total noninterest expense | $403,000 | 6,362 |
| Salaries and employee benefits | $249,000 | 6,266 |
| Premises and equipment expense | $73,000 | 5,832 |
| Additional noninterest expense | $81,000 | 6,538 |
| Pre-tax net operating income | $147,000 | 5,575 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $27,000 | 3,728 |
| Income before extraordinary items | $120,000 | 5,645 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $120,000 | 5,646 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $120,000 | 5,647 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $42,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $120,000 | 5,601 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 6,375 |
| Total interest expense | $20,000 | 6,378 |
| Net interest income | $254,000 | 6,346 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $20,000 | 6,264 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $197,000 | 6,453 |
| Salaries and employee benefits | $117,000 | 6,379 |
| Premises and equipment expense | $38,000 | 5,848 |
| Additional noninterest expense | $42,000 | 6,602 |
| Pre-tax net operating income | $77,000 | 5,495 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $65,000 | 5,546 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $65,000 | 5,546 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $65,000 | 5,546 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $65,000 | 5,506 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 6,437 |
| Total interest expense | $100,000 | 6,421 |
| Net interest income | $1,015,000 | 6,406 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $67,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $17,000 | 6,453 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $50,000 | 5,865 |
| Total noninterest expense | $824,000 | 6,496 |
| Salaries and employee benefits | $506,000 | 6,402 |
| Premises and equipment expense | $133,000 | 6,054 |
| Additional noninterest expense | $185,000 | 6,641 |
| Pre-tax net operating income | $258,000 | 5,586 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $54,000 | 3,723 |
| Income before extraordinary items | $204,000 | 5,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $204,000 | 5,699 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $204,000 | 5,699 |
| Net charge-offs | $-58,000 | 6,445 |
| Cash dividends | $76,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $204,000 | 5,644 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,508 |
| Total interest expense | $79,000 | 6,483 |
| Net interest income | $762,000 | 6,482 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $13,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 6,563 |
| Total noninterest expense | $619,000 | 6,549 |
| Salaries and employee benefits | $375,000 | 6,453 |
| Premises and equipment expense | $106,000 | 6,040 |
| Additional noninterest expense | $138,000 | 6,699 |
| Pre-tax net operating income | $156,000 | 5,810 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $133,000 | 5,883 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $133,000 | 5,885 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $133,000 | 5,885 |
| Net charge-offs | $-57,000 | 6,486 |
| Cash dividends | $71,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $133,000 | 5,825 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $565,000 | 6,554 |
| Total interest expense | $54,000 | 6,533 |
| Net interest income | $511,000 | 6,518 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $47,000 | 6,361 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,730 |
| Total noninterest expense | $402,000 | 6,606 |
| Salaries and employee benefits | $243,000 | 6,521 |
| Premises and equipment expense | $71,000 | 6,068 |
| Additional noninterest expense | $88,000 | 6,753 |
| Pre-tax net operating income | $156,000 | 5,572 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $32,000 | 3,725 |
| Income before extraordinary items | $124,000 | 5,700 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $124,000 | 5,702 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $124,000 | 5,702 |
| Net charge-offs | $-56,000 | 6,570 |
| Cash dividends | $27,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $124,000 | 5,611 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 6,597 |
| Total interest expense | $28,000 | 6,603 |
| Net interest income | $263,000 | 6,560 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $24,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $206,000 | 6,670 |
| Salaries and employee benefits | $125,000 | 6,558 |
| Premises and equipment expense | $32,000 | 6,203 |
| Additional noninterest expense | $49,000 | 6,796 |
| Pre-tax net operating income | $81,000 | 5,504 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $13,000 | 3,816 |
| Income before extraordinary items | $68,000 | 5,629 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $68,000 | 5,631 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $68,000 | 5,631 |
| Net charge-offs | $-55,000 | 6,737 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $68,000 | 5,529 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 6,659 |
| Total interest expense | $151,000 | 6,618 |
| Net interest income | $1,062,000 | 6,645 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $70,000 | 6,511 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $20,000 | 6,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $50,000 | 5,863 |
| Total noninterest expense | $869,000 | 6,701 |
| Salaries and employee benefits | $554,000 | 6,552 |
| Premises and equipment expense | $151,000 | 6,109 |
| Additional noninterest expense | $164,000 | 6,948 |
| Pre-tax net operating income | $263,000 | 5,520 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $60,000 | 3,803 |
| Income before extraordinary items | $203,000 | 5,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $203,000 | 5,785 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $203,000 | 5,786 |
| Net charge-offs | $57,000 | 4,839 |
| Cash dividends | $70,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $203,000 | 5,604 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 6,764 |
| Total interest expense | $120,000 | 6,708 |
| Net interest income | $793,000 | 6,745 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $51,000 | 6,642 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $16,000 | 6,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 6,017 |
| Total noninterest expense | $660,000 | 6,760 |
| Salaries and employee benefits | $418,000 | 6,596 |
| Premises and equipment expense | $119,000 | 6,113 |
| Additional noninterest expense | $123,000 | 7,037 |
| Pre-tax net operating income | $184,000 | 5,732 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $36,000 | 3,940 |
| Income before extraordinary items | $148,000 | 5,939 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $148,000 | 5,938 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $148,000 | 5,938 |
| Net charge-offs | $17,000 | 5,139 |
| Cash dividends | $64,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $148,000 | 5,789 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $611,000 | 6,825 |
| Total interest expense | $84,000 | 6,755 |
| Net interest income | $527,000 | 6,804 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $33,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $13,000 | 6,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,149 |
| Total noninterest expense | $441,000 | 6,814 |
| Salaries and employee benefits | $274,000 | 6,675 |
| Premises and equipment expense | $82,000 | 6,095 |
| Additional noninterest expense | $85,000 | 7,087 |
| Pre-tax net operating income | $119,000 | 5,772 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $20,000 | 3,998 |
| Income before extraordinary items | $99,000 | 5,953 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $99,000 | 5,953 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $99,000 | 5,953 |
| Net charge-offs | $20,000 | 4,645 |
| Cash dividends | $23,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $99,000 | 5,799 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 6,878 |
| Total interest expense | $43,000 | 6,827 |
| Net interest income | $265,000 | 6,851 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,812 |
| Total noninterest expense | $240,000 | 6,798 |
| Salaries and employee benefits | $147,000 | 6,647 |
| Premises and equipment expense | $48,000 | 5,909 |
| Additional noninterest expense | $45,000 | 7,111 |
| Pre-tax net operating income | $49,000 | 5,942 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $41,000 | 6,084 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $41,000 | 6,083 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $41,000 | 6,084 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $41,000 | 5,948 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 6,896 |
| Total interest expense | $207,000 | 6,880 |
| Net interest income | $1,101,000 | 6,856 |
| Provision for loan and lease losses | $44,000 | 5,940 |
| Total noninterest income | $90,000 | 6,508 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $23,000 | 6,710 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $67,000 | 5,687 |
| Total noninterest expense | $860,000 | 6,983 |
| Salaries and employee benefits | $506,000 | 6,887 |
| Premises and equipment expense | $139,000 | 6,510 |
| Additional noninterest expense | $215,000 | 7,096 |
| Pre-tax net operating income | $287,000 | 5,275 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $74,000 | 3,556 |
| Income before extraordinary items | $213,000 | 5,513 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $213,000 | 5,515 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $213,000 | 5,515 |
| Net charge-offs | $41,000 | 5,579 |
| Cash dividends | $55,000 | 3,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $213,000 | 5,394 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $991,000 | 6,958 |
| Total interest expense | $161,000 | 6,948 |
| Net interest income | $830,000 | 6,917 |
| Provision for loan and lease losses | $10,000 | 6,179 |
| Total noninterest income | $57,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $18,000 | 6,741 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $39,000 | 6,003 |
| Total noninterest expense | $647,000 | 7,024 |
| Salaries and employee benefits | $380,000 | 6,922 |
| Premises and equipment expense | $112,000 | 6,466 |
| Additional noninterest expense | $155,000 | 7,184 |
| Pre-tax net operating income | $230,000 | 5,351 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $58,000 | 3,538 |
| Income before extraordinary items | $172,000 | 5,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,618 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $172,000 | 5,618 |
| Net charge-offs | $22,000 | 5,495 |
| Cash dividends | $45,000 | 3,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $172,000 | 5,482 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $658,000 | 7,032 |
| Total interest expense | $110,000 | 7,022 |
| Net interest income | $548,000 | 6,979 |
| Provision for loan and lease losses | $11,000 | 5,952 |
| Total noninterest income | $38,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $428,000 | 7,092 |
| Salaries and employee benefits | $241,000 | 7,027 |
| Premises and equipment expense | $74,000 | 6,523 |
| Additional noninterest expense | $113,000 | 7,197 |
| Pre-tax net operating income | $147,000 | 5,416 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $32,000 | 3,596 |
| Income before extraordinary items | $115,000 | 5,590 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 5,589 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $115,000 | 5,590 |
| Net charge-offs | $23,000 | 4,982 |
| Cash dividends | $10,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $115,000 | 5,503 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 7,048 |
| Total interest expense | $57,000 | 7,076 |
| Net interest income | $281,000 | 6,984 |
| Provision for loan and lease losses | $6,000 | 5,552 |
| Total noninterest income | $19,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $203,000 | 7,194 |
| Salaries and employee benefits | $114,000 | 7,122 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $52,000 | 7,313 |
| Pre-tax net operating income | $91,000 | 5,246 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $86,000 | 5,201 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $86,000 | 5,199 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $86,000 | 5,201 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $10,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $86,000 | 5,143 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 7,143 |
| Total interest expense | $278,000 | 7,124 |
| Net interest income | $1,083,000 | 7,091 |
| Provision for loan and lease losses | $48,000 | 6,523 |
| Total noninterest income | $36,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,566 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,772 |
| Total noninterest expense | $865,000 | 7,210 |
| Salaries and employee benefits | $513,000 | 7,100 |
| Premises and equipment expense | $119,000 | 6,892 |
| Additional noninterest expense | $233,000 | 7,315 |
| Pre-tax net operating income | $206,000 | 5,186 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $40,000 | 3,733 |
| Income before extraordinary items | $166,000 | 5,394 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $166,000 | 5,393 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $166,000 | 5,395 |
| Net charge-offs | $107,000 | 5,364 |
| Cash dividends | $42,000 | 3,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $166,000 | 5,260 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 7,257 |
| Total interest expense | $212,000 | 7,245 |
| Net interest income | $806,000 | 7,194 |
| Provision for loan and lease losses | $9,000 | 6,858 |
| Total noninterest income | $53,000 | 7,048 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $20,000 | 6,646 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $33,000 | 6,351 |
| Total noninterest expense | $643,000 | 7,289 |
| Salaries and employee benefits | $374,000 | 7,198 |
| Premises and equipment expense | $93,000 | 6,938 |
| Additional noninterest expense | $176,000 | 7,386 |
| Pre-tax net operating income | $207,000 | 5,224 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $24,000 | 3,911 |
| Income before extraordinary items | $183,000 | 5,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $183,000 | 5,373 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $183,000 | 5,374 |
| Net charge-offs | $108,000 | 4,831 |
| Cash dividends | $32,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $183,000 | 5,212 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $676,000 | 7,331 |
| Total interest expense | $145,000 | 7,306 |
| Net interest income | $531,000 | 7,262 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $34,000 | 7,126 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $13,000 | 6,697 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $417,000 | 7,381 |
| Salaries and employee benefits | $234,000 | 7,323 |
| Premises and equipment expense | $58,000 | 7,055 |
| Additional noninterest expense | $125,000 | 7,402 |
| Pre-tax net operating income | $148,000 | 5,220 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $148,000 | 5,228 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $148,000 | 5,231 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $148,000 | 5,230 |
| Net charge-offs | $45,000 | 4,976 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $148,000 | 5,083 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 7,432 |
| Total interest expense | $75,000 | 7,384 |
| Net interest income | $261,000 | 7,371 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $211,000 | 7,476 |
| Salaries and employee benefits | $126,000 | 7,327 |
| Premises and equipment expense | $29,000 | 7,134 |
| Additional noninterest expense | $56,000 | 7,580 |
| Pre-tax net operating income | $67,000 | 5,449 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $67,000 | 5,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 5,443 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $67,000 | 5,442 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $67,000 | 5,336 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 7,483 |
| Total interest expense | $463,000 | 7,212 |
| Net interest income | $930,000 | 7,500 |
| Provision for loan and lease losses | $566,000 | 4,352 |
| Total noninterest income | $57,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $24,000 | 6,855 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $33,000 | 6,679 |
| Total noninterest expense | $855,000 | 7,549 |
| Salaries and employee benefits | $507,000 | 7,417 |
| Premises and equipment expense | $117,000 | 7,224 |
| Additional noninterest expense | $231,000 | 7,647 |
| Pre-tax net operating income | $-434,000 | 5,942 |
| Securities gains (losses) | $37,000 | 2,782 |
| Applicable income taxes | $-22,000 | 6,331 |
| Income before extraordinary items | $-375,000 | 5,997 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-375,000 | 5,995 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-375,000 | 5,995 |
| Net charge-offs | $378,000 | 4,177 |
| Cash dividends | $7,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-409,780 | 6,019 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 7,584 |
| Total interest expense | $368,000 | 7,265 |
| Net interest income | $663,000 | 7,622 |
| Provision for loan and lease losses | $91,000 | 6,058 |
| Total noninterest income | $54,000 | 7,353 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $19,000 | 6,883 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $35,000 | 6,592 |
| Total noninterest expense | $654,000 | 7,571 |
| Salaries and employee benefits | $377,000 | 7,461 |
| Premises and equipment expense | $91,000 | 7,242 |
| Additional noninterest expense | $186,000 | 7,648 |
| Pre-tax net operating income | $-28,000 | 5,736 |
| Securities gains (losses) | $36,000 | 2,456 |
| Applicable income taxes | $-22,000 | 6,717 |
| Income before extraordinary items | $30,000 | 5,657 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $30,000 | 5,657 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $30,000 | 5,657 |
| Net charge-offs | $151,000 | 4,597 |
| Cash dividends | $7,000 | 4,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,000 | 5,724 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $676,000 | 7,678 |
| Total interest expense | $258,000 | 7,317 |
| Net interest income | $418,000 | 7,721 |
| Provision for loan and lease losses | $46,000 | 6,152 |
| Total noninterest income | $38,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $13,000 | 6,932 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $450,000 | 7,613 |
| Salaries and employee benefits | $256,000 | 7,531 |
| Premises and equipment expense | $60,000 | 7,332 |
| Additional noninterest expense | $134,000 | 7,640 |
| Pre-tax net operating income | $-40,000 | 5,933 |
| Securities gains (losses) | $36,000 | 2,081 |
| Applicable income taxes | $-23,000 | 6,882 |
| Income before extraordinary items | $19,000 | 5,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 5,802 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $19,000 | 5,802 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $7,000 | 3,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,040 | 5,861 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 7,693 |
| Total interest expense | $137,000 | 7,333 |
| Net interest income | $213,000 | 7,735 |
| Provision for loan and lease losses | $16,000 | 6,020 |
| Total noninterest income | $23,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $214,000 | 7,695 |
| Salaries and employee benefits | $121,000 | 7,641 |
| Premises and equipment expense | $29,000 | 7,401 |
| Additional noninterest expense | $64,000 | 7,632 |
| Pre-tax net operating income | $6,000 | 6,164 |
| Securities gains (losses) | $14,000 | 1,820 |
| Applicable income taxes | $-25,000 | 7,301 |
| Income before extraordinary items | $45,000 | 5,766 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $45,000 | 5,769 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $45,000 | 5,769 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $31,000 | 5,812 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 7,610 |
| Total interest expense | $716,000 | 7,293 |
| Net interest income | $896,000 | 7,714 |
| Provision for loan and lease losses | $55,000 | 6,518 |
| Total noninterest income | $92,000 | 7,379 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 6,706 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $47,000 | 6,812 |
| Total noninterest expense | $813,000 | 7,779 |
| Salaries and employee benefits | $506,000 | 7,654 |
| Premises and equipment expense | $129,000 | 7,340 |
| Additional noninterest expense | $178,000 | 7,968 |
| Pre-tax net operating income | $120,000 | 5,963 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $9,000 | 4,560 |
| Income before extraordinary items | $111,000 | 5,819 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $111,000 | 5,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,752 |
| Cash dividends | $76,000 | 5,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $111,000 | 5,970 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 7,673 |
| Total interest expense | $558,000 | 7,363 |
| Net interest income | $670,000 | 7,787 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $71,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $37,000 | 6,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 6,988 |
| Total noninterest expense | $604,000 | 7,827 |
| Salaries and employee benefits | $375,000 | 7,694 |
| Premises and equipment expense | $95,000 | 7,412 |
| Additional noninterest expense | $134,000 | 8,000 |
| Pre-tax net operating income | $119,000 | 6,331 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $8,000 | 4,921 |
| Income before extraordinary items | $111,000 | 6,116 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $111,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,121 |
| Cash dividends | $39,000 | 4,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $111,000 | 6,274 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 7,720 |
| Total interest expense | $387,000 | 7,417 |
| Net interest income | $445,000 | 7,828 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $51,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $26,000 | 6,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $25,000 | 6,995 |
| Total noninterest expense | $411,000 | 7,868 |
| Salaries and employee benefits | $266,000 | 7,675 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $84,000 | 8,109 |
| Pre-tax net operating income | $70,000 | 6,567 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $64,000 | 6,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $39,000 | 4,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $64,000 | 6,528 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,748 |
| Total interest expense | $204,000 | 7,459 |
| Net interest income | $229,000 | 7,844 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $202,000 | 7,925 |
| Salaries and employee benefits | $128,000 | 7,770 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $43,000 | 8,132 |
| Pre-tax net operating income | $43,000 | 6,697 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $39,000 | 6,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 6,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $39,000 | 6,638 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 7,690 |
| Total interest expense | $905,000 | 7,313 |
| Net interest income | $903,000 | 7,865 |
| Provision for loan and lease losses | $61,000 | 5,443 |
| Total noninterest income | $93,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $47,000 | 6,798 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $46,000 | 7,175 |
| Total noninterest expense | $755,000 | 8,006 |
| Salaries and employee benefits | $500,000 | 7,806 |
| Premises and equipment expense | $102,000 | 7,726 |
| Additional noninterest expense | $153,000 | 8,239 |
| Pre-tax net operating income | $180,000 | 6,921 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $19,000 | 5,444 |
| Income before extraordinary items | $166,000 | 6,905 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $166,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,621 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $161,500 | 6,896 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 7,748 |
| Total interest expense | $670,000 | 7,362 |
| Net interest income | $666,000 | 7,935 |
| Provision for loan and lease losses | $52,000 | 5,009 |
| Total noninterest income | $72,000 | 7,647 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,822 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $36,000 | 7,171 |
| Total noninterest expense | $554,000 | 8,012 |
| Salaries and employee benefits | $363,000 | 7,820 |
| Premises and equipment expense | $72,000 | 7,770 |
| Additional noninterest expense | $119,000 | 8,202 |
| Pre-tax net operating income | $132,000 | 7,203 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $118,000 | 7,176 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $118,000 | 7,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,205 |
| Cash dividends | $20,000 | 5,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $118,000 | 7,161 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 7,818 |
| Total interest expense | $441,000 | 7,408 |
| Net interest income | $441,000 | 7,998 |
| Provision for loan and lease losses | $42,000 | 4,587 |
| Total noninterest income | $53,000 | 7,590 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $27,000 | 7,090 |
| Total noninterest expense | $381,000 | 8,030 |
| Salaries and employee benefits | $243,000 | 7,867 |
| Premises and equipment expense | $51,000 | 7,757 |
| Additional noninterest expense | $87,000 | 8,168 |
| Pre-tax net operating income | $71,000 | 7,406 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $60,000 | 7,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $60,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,070 |
| Cash dividends | $20,000 | 4,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $60,000 | 7,403 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 7,853 |
| Total interest expense | $219,000 | 7,450 |
| Net interest income | $221,000 | 8,055 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $183,000 | 8,111 |
| Salaries and employee benefits | $117,000 | 7,956 |
| Premises and equipment expense | $24,000 | 7,842 |
| Additional noninterest expense | $42,000 | 8,239 |
| Pre-tax net operating income | $65,000 | 7,107 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $58,000 | 7,051 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $58,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $58,000 | 7,037 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 7,732 |
| Total interest expense | $769,000 | 7,398 |
| Net interest income | $982,000 | 7,865 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $90,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $47,000 | 6,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 7,400 |
| Total noninterest expense | $745,000 | 8,097 |
| Salaries and employee benefits | $491,000 | 7,892 |
| Premises and equipment expense | $111,000 | 7,676 |
| Additional noninterest expense | $143,000 | 8,392 |
| Pre-tax net operating income | $322,000 | 7,050 |
| Securities gains (losses) | $8,000 | 1,147 |
| Applicable income taxes | $49,000 | 5,462 |
| Income before extraordinary items | $281,000 | 6,988 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $281,000 | 6,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $430,000 | 3,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $274,200 | 7,012 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 7,816 |
| Total interest expense | $555,000 | 7,450 |
| Net interest income | $737,000 | 7,947 |
| Provision for loan and lease losses | $3,000 | 6,614 |
| Total noninterest income | $69,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $35,000 | 7,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,391 |
| Total noninterest expense | $567,000 | 8,087 |
| Salaries and employee benefits | $369,000 | 7,888 |
| Premises and equipment expense | $86,000 | 7,657 |
| Additional noninterest expense | $112,000 | 8,401 |
| Pre-tax net operating income | $236,000 | 7,272 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $29,000 | 5,769 |
| Income before extraordinary items | $207,000 | 7,189 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $207,000 | 7,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $207,000 | 7,184 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $851,000 | 7,842 |
| Total interest expense | $354,000 | 7,470 |
| Net interest income | $497,000 | 7,973 |
| Provision for loan and lease losses | $2,000 | 6,347 |
| Total noninterest income | $44,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $384,000 | 8,099 |
| Salaries and employee benefits | $252,000 | 7,888 |
| Premises and equipment expense | $58,000 | 7,664 |
| Additional noninterest expense | $74,000 | 8,437 |
| Pre-tax net operating income | $155,000 | 7,354 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $137,000 | 7,251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $137,000 | 7,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $137,000 | 7,266 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 7,882 |
| Total interest expense | $168,000 | 7,520 |
| Net interest income | $248,000 | 7,986 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $190,000 | 8,132 |
| Salaries and employee benefits | $118,000 | 8,005 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $42,000 | 8,346 |
| Pre-tax net operating income | $82,000 | 7,279 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $70,000 | 7,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 7,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $70,000 | 7,196 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 7,852 |
| Total interest expense | $551,000 | 7,475 |
| Net interest income | $998,000 | 7,938 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $115,000 | 7,800 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $35,000 | 7,303 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $80,000 | 6,751 |
| Total noninterest expense | $796,000 | 8,079 |
| Salaries and employee benefits | $516,000 | 7,843 |
| Premises and equipment expense | $130,000 | 7,524 |
| Additional noninterest expense | $150,000 | 8,490 |
| Pre-tax net operating income | $317,000 | 7,329 |
| Securities gains (losses) | $12,000 | 1,423 |
| Applicable income taxes | $46,000 | 5,917 |
| Income before extraordinary items | $283,000 | 7,252 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $283,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $126,000 | 5,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $272,680 | 7,278 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 7,892 |
| Total interest expense | $398,000 | 7,482 |
| Net interest income | $749,000 | 7,987 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $100,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 7,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 6,399 |
| Total noninterest expense | $613,000 | 8,040 |
| Salaries and employee benefits | $385,000 | 7,839 |
| Premises and equipment expense | $112,000 | 7,293 |
| Additional noninterest expense | $116,000 | 8,472 |
| Pre-tax net operating income | $236,000 | 7,494 |
| Securities gains (losses) | $25,000 | 1,139 |
| Applicable income taxes | $40,000 | 5,934 |
| Income before extraordinary items | $221,000 | 7,334 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $221,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $91,000 | 4,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $199,750 | 7,417 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $742,000 | 7,929 |
| Total interest expense | $254,000 | 7,491 |
| Net interest income | $488,000 | 8,032 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $48,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $428,000 | 7,979 |
| Salaries and employee benefits | $268,000 | 7,785 |
| Premises and equipment expense | $76,000 | 7,248 |
| Additional noninterest expense | $84,000 | 8,395 |
| Pre-tax net operating income | $108,000 | 7,812 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $120,000 | 7,588 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $120,000 | 7,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $91,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $97,500 | 7,719 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 7,990 |
| Total interest expense | $121,000 | 7,549 |
| Net interest income | $248,000 | 8,082 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $222,000 | 8,002 |
| Salaries and employee benefits | $128,000 | 7,913 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $45,000 | 8,379 |
| Pre-tax net operating income | $57,000 | 7,802 |
| Securities gains (losses) | $25,000 | 720 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $73,000 | 7,368 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $73,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $50,750 | 7,736 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 7,934 |
| Total interest expense | $463,000 | 7,444 |
| Net interest income | $1,009,000 | 8,001 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $107,000 | 8,012 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $35,000 | 7,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,944 |
| Total noninterest expense | $777,000 | 8,200 |
| Salaries and employee benefits | $482,000 | 8,038 |
| Premises and equipment expense | $150,000 | 7,333 |
| Additional noninterest expense | $145,000 | 8,618 |
| Pre-tax net operating income | $331,000 | 7,336 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $38,000 | 6,208 |
| Income before extraordinary items | $310,000 | 7,188 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $310,000 | 7,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $135,000 | 5,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $294,870 | 7,201 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 7,972 |
| Total interest expense | $349,000 | 7,458 |
| Net interest income | $743,000 | 8,068 |
| Provision for loan and lease losses | $8,000 | 6,855 |
| Total noninterest income | $79,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $27,000 | 7,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 7,008 |
| Total noninterest expense | $538,000 | 8,296 |
| Salaries and employee benefits | $347,000 | 8,075 |
| Premises and equipment expense | $75,000 | 7,966 |
| Additional noninterest expense | $116,000 | 8,581 |
| Pre-tax net operating income | $276,000 | 7,344 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $245,000 | 7,234 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $245,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $105,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $245,000 | 7,169 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $723,000 | 8,025 |
| Total interest expense | $237,000 | 7,494 |
| Net interest income | $486,000 | 8,144 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $366,000 | 8,320 |
| Salaries and employee benefits | $242,000 | 8,061 |
| Premises and equipment expense | $45,000 | 8,118 |
| Additional noninterest expense | $79,000 | 8,595 |
| Pre-tax net operating income | $176,000 | 7,373 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $19,000 | 6,311 |
| Income before extraordinary items | $157,000 | 7,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $105,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $157,000 | 7,210 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 8,052 |
| Total interest expense | $123,000 | 7,470 |
| Net interest income | $244,000 | 8,167 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $189,000 | 8,320 |
| Salaries and employee benefits | $123,000 | 8,070 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $45,000 | 8,517 |
| Pre-tax net operating income | $85,000 | 7,395 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $76,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $76,000 | 7,223 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 7,963 |
| Total interest expense | $602,000 | 7,378 |
| Net interest income | $1,003,000 | 8,100 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $80,000 | 8,501 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $42,000 | 7,551 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $38,000 | 7,880 |
| Total noninterest expense | $727,000 | 8,397 |
| Salaries and employee benefits | $484,000 | 8,143 |
| Premises and equipment expense | $108,000 | 7,975 |
| Additional noninterest expense | $135,000 | 8,833 |
| Pre-tax net operating income | $356,000 | 7,211 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $51,000 | 6,255 |
| Income before extraordinary items | $305,000 | 7,262 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $305,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $230,000 | 4,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $305,000 | 7,116 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 8,033 |
| Total interest expense | $469,000 | 7,457 |
| Net interest income | $754,000 | 8,160 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $61,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $32,000 | 7,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $543,000 | 8,415 |
| Salaries and employee benefits | $354,000 | 8,175 |
| Premises and equipment expense | $83,000 | 7,943 |
| Additional noninterest expense | $106,000 | 8,848 |
| Pre-tax net operating income | $272,000 | 7,320 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $34,000 | 6,492 |
| Income before extraordinary items | $238,000 | 7,342 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $238,000 | 7,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $125,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $238,000 | 7,173 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 8,075 |
| Total interest expense | $318,000 | 7,538 |
| Net interest income | $505,000 | 8,199 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $42,000 | 8,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $363,000 | 8,435 |
| Salaries and employee benefits | $238,000 | 8,178 |
| Premises and equipment expense | $52,000 | 8,045 |
| Additional noninterest expense | $73,000 | 8,827 |
| Pre-tax net operating income | $184,000 | 7,344 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $21,000 | 6,569 |
| Income before extraordinary items | $163,000 | 7,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $163,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $125,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $163,000 | 7,135 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $418,000 | 8,097 |
| Total interest expense | $161,000 | 7,609 |
| Net interest income | $257,000 | 8,204 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $173,000 | 8,544 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $37,000 | 8,864 |
| Pre-tax net operating income | $106,000 | 7,094 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $14,000 | 6,371 |
| Income before extraordinary items | $92,000 | 7,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $92,000 | 6,886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 8,077 |
| Total interest expense | $763,000 | 7,628 |
| Net interest income | $1,032,000 | 8,220 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $82,000 | 8,620 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $40,000 | 7,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,814 |
| Total noninterest expense | $706,000 | 8,530 |
| Salaries and employee benefits | $472,000 | 8,244 |
| Premises and equipment expense | $88,000 | 8,335 |
| Additional noninterest expense | $146,000 | 8,914 |
| Pre-tax net operating income | $396,000 | 7,182 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $41,000 | 6,673 |
| Income before extraordinary items | $355,000 | 7,048 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $355,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $270,000 | 4,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $355,000 | 6,927 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 8,156 |
| Total interest expense | $1,150,000 | 7,702 |
| Net interest income | $907,000 | 8,452 |
| Provision for loan and lease losses | $22,000 | 7,515 |
| Total noninterest income | $86,000 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $43,000 | 7,739 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $43,000 | 7,892 |
| Total noninterest expense | $650,000 | 8,804 |
| Salaries and employee benefits | $454,000 | 8,379 |
| Premises and equipment expense | $76,000 | 8,695 |
| Additional noninterest expense | $120,000 | 9,256 |
| Pre-tax net operating income | $321,000 | 7,317 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $61,000 | 6,524 |
| Income before extraordinary items | $269,000 | 7,320 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $269,000 | 7,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $185,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $261,620 | 7,248 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 8,406 |
| Total interest expense | $1,119,000 | 7,973 |
| Net interest income | $888,000 | 8,710 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $89,000 | 8,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,071 |
| Total noninterest expense | $558,000 | 9,222 |
| Salaries and employee benefits | $393,000 | 8,782 |
| Premises and equipment expense | $42,000 | 9,508 |
| Additional noninterest expense | $123,000 | 9,467 |
| Pre-tax net operating income | $395,000 | 7,496 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $100,000 | 6,505 |
| Income before extraordinary items | $295,000 | 7,509 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $295,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $210,000 | 5,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $295,000 | 7,512 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 8,604 |
| Total interest expense | $989,000 | 8,206 |
| Net interest income | $918,000 | 8,815 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $96,000 | 8,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $608,000 | 9,297 |
| Salaries and employee benefits | $395,000 | 8,916 |
| Premises and equipment expense | $50,000 | 9,632 |
| Additional noninterest expense | $163,000 | 9,407 |
| Pre-tax net operating income | $394,000 | 7,625 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $101,000 | 6,908 |
| Income before extraordinary items | $293,000 | 7,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $293,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $293,000 | 7,618 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 8,719 |
| Total interest expense | $1,023,000 | 8,358 |
| Net interest income | $952,000 | 8,911 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $92,000 | 9,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $582,000 | 9,501 |
| Salaries and employee benefits | $374,000 | 9,132 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $152,000 | 9,634 |
| Pre-tax net operating income | $450,000 | 7,629 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $169,000 | 6,594 |
| Income before extraordinary items | $282,000 | 8,023 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $282,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $195,000 | 5,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $281,360 | 7,954 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 9,243 |
| Total interest expense | $963,000 | 8,796 |
| Net interest income | $858,000 | 9,522 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $120,000 | 9,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $535,000 | 10,000 |
| Salaries and employee benefits | $345,000 | 9,635 |
| Premises and equipment expense | $30,000 | 10,611 |
| Additional noninterest expense | $160,000 | 9,882 |
| Pre-tax net operating income | $431,000 | 8,280 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $152,000 | 7,584 |
| Income before extraordinary items | $280,000 | 8,525 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $280,000 | 8,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $279,350 | 8,488 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 9,764 |
| Total interest expense | $933,000 | 9,228 |
| Net interest income | $801,000 | 10,107 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $153,000 | 8,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,318 |
| Total noninterest expense | $553,000 | 10,383 |
| Salaries and employee benefits | $386,000 | 9,710 |
| Premises and equipment expense | $25,000 | 11,228 |
| Additional noninterest expense | $142,000 | 10,648 |
| Pre-tax net operating income | $389,000 | 8,571 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $263,000 | 8,721 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $263,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $263,000 | 8,658 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 10,419 |
| Total interest expense | $797,000 | 9,960 |
| Net interest income | $763,000 | 10,650 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $153,000 | 9,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $552,000 | 10,792 |
| Salaries and employee benefits | $346,000 | 10,368 |
| Premises and equipment expense | $23,000 | 11,756 |
| Additional noninterest expense | $183,000 | 10,646 |
| Pre-tax net operating income | $352,000 | 9,371 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $104,000 | 9,095 |
| Income before extraordinary items | $233,000 | 9,572 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $233,000 | 9,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $164,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $243,350 | 9,457 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 11,175 |
| Total interest expense | $539,000 | 10,914 |
| Net interest income | $745,000 | 11,231 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $515,000 | 11,535 |
| Salaries and employee benefits | $352,000 | 10,712 |
| Premises and equipment expense | $12,000 | 12,519 |
| Additional noninterest expense | $151,000 | 11,786 |
| Pre-tax net operating income | $300,000 | 10,140 |
| Securities gains (losses) | $-42,000 | 10,903 |
| Applicable income taxes | $121,000 | 8,911 |
| Income before extraordinary items | $137,000 | 10,975 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $137,000 | 10,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $157,000 | 5,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $163,880 | 10,712 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 11,301 |
| Total interest expense | $665,000 | 10,797 |
| Net interest income | $808,000 | 11,479 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $106,000 | 11,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $551,000 | 11,901 |
| Salaries and employee benefits | $347,000 | 11,179 |
| Premises and equipment expense | $43,000 | 12,433 |
| Additional noninterest expense | $161,000 | 12,267 |
| Pre-tax net operating income | $336,000 | 9,932 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $97,000 | 9,810 |
| Income before extraordinary items | $239,000 | 10,166 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $239,000 | 10,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $4,000 | 9,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $239,000 | 9,921 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 11,437 |
| Total interest expense | $860,000 | 11,051 |
| Net interest income | $882,000 | 11,586 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $520,000 | 12,524 |
| Salaries and employee benefits | $335,000 | 11,607 |
| Premises and equipment expense | $37,000 | 13,172 |
| Additional noninterest expense | $148,000 | 12,985 |
| Pre-tax net operating income | $430,000 | 8,961 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $173,000 | 8,114 |
| Income before extraordinary items | $356,000 | 8,662 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $356,000 | 8,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $14,000 | 8,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $289,670 | 9,066 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.